Home Point Financial Corporation Mortgage Lending & HMDA Data, 2018

In 2018, Home Point Financial Corporation of Ann Arbor, MI reported 58,154 mortgage applications totaling $15.1 billion, down 10% from 2017. The average application was for $258,893, and applicants reported an average income of $92,837. 45% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (2,830), New York-Jersey City-White Plains, NY-NJ (2,644) and Los Angeles-Long Beach-Glendale, CA (2,328) (applications in parentheses).

Mortgage Company & Address Home Point Financial Corporation
1194 Oak Valley Drive, Suite 80
Ann Arbor, MI 48108
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 58,154
Total Mortgage Loan Application Amount $15,055,720,000
Average Mortgage Loan Application Amount $258,893
Highest Mortgage Loan Application Amount $1,765,000
Average Applicant Income $92,837
Highest Applicant Income $2,576,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Point Financial Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Home Point Financial Corporation by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 2,328 $ 1,040,380,000 $ 446,898 $ 122,000
Cook, Illinois 1,897 $ 451,555,000 $ 238,036 $ 88,000
San Diego, California 1,077 $ 477,695,000 $ 443,542 $ 117,000
Orange, California 923 $ 462,665,000 $ 501,262 $ 141,000
Maricopa, Arizona 896 $ 233,990,000 $ 261,149 $ 98,000
Riverside, California 840 $ 272,770,000 $ 324,726 $ 93,000
Providence, Rhode Island 705 $ 155,605,000 $ 220,716 $ 69,000
Broward, Florida 652 $ 160,740,000 $ 246,533 $ 88,000
San Bernardino, California 628 $ 187,870,000 $ 299,156 $ 94,000
Miami-Dade, Florida 598 $ 159,130,000 $ 266,103 $ 104,000
Hillsborough, Florida 595 $ 132,155,000 $ 222,109 $ 79,000
Palm Beach, Florida 496 $ 126,830,000 $ 255,705 $ 105,000
Essex, New Jersey 484 $ 151,080,000 $ 312,148 $ 104,000
Sacramento, California 421 $ 124,575,000 $ 295,902 $ 103,000
Middlesex, New Jersey 396 $ 118,140,000 $ 298,333 $ 105,000
DuPage, Illinois 383 $ 99,665,000 $ 260,221 $ 101,000
Ocean, New Jersey 380 $ 105,400,000 $ 277,368 $ 108,000
Bergen, New Jersey 375 $ 149,845,000 $ 399,586 $ 123,000
Orange, Florida 370 $ 87,810,000 $ 237,324 $ 91,000
St. Louis, Missouri 355 $ 73,635,000 $ 207,422 $ 83,000
Lake, Illinois 351 $ 86,015,000 $ 245,056 $ 107,000
Pinellas, Florida 350 $ 78,250,000 $ 223,571 $ 93,000
Morris, New Jersey 349 $ 117,165,000 $ 335,716 $ 117,000
Cumberland, Pennsylvania 340 $ 71,390,000 $ 209,970 $ 87,000
Harris, Texas 340 $ 71,070,000 $ 209,029 $ 118,000
Passaic, New Jersey 332 $ 98,000,000 $ 295,180 $ 93,000
Clark, Nevada 317 $ 85,115,000 $ 268,501 $ 104,000
Franklin, Ohio 309 $ 61,295,000 $ 198,365 $ 91,000
Berks, Pennsylvania 309 $ 56,455,000 $ 182,702 $ 74,000
Will, Illinois 304 $ 65,040,000 $ 213,947 $ 86,000
Hudson, New Jersey 304 $ 109,280,000 $ 359,473 $ 111,000
Union, New Jersey 297 $ 89,645,000 $ 301,835 $ 103,000
Philadelphia, Pennsylvania 296 $ 55,030,000 $ 185,912 $ 71,000
Camden, New Jersey 284 $ 54,600,000 $ 192,253 $ 79,000
Santa Clara, California 280 $ 135,730,000 $ 484,750 $ 148,000
Polk, Iowa 280 $ 51,770,000 $ 184,892 $ 79,000
Worcester, Massachusetts 277 $ 66,105,000 $ 238,646 $ 80,000
Contra Costa, California 275 $ 117,555,000 $ 427,472 $ 120,000
Gwinnett, Georgia 269 $ 57,425,000 $ 213,475 $ 80,000
Kent, Rhode Island 261 $ 56,065,000 $ 214,808 $ 85,000
Alameda, California 258 $ 123,380,000 $ 478,217 $ 129,000
Polk, Florida 256 $ 45,080,000 $ 176,093 $ 65,000
Hernando, Florida 248 $ 42,790,000 $ 172,540 $ 63,000
Prince George's, Maryland 248 $ 76,080,000 $ 306,774 $ 101,000
Hennepin, Minnesota 248 $ 64,340,000 $ 259,435 $ 114,000
Monmouth, New Jersey 248 $ 86,140,000 $ 347,338 $ 132,000
Gloucester, New Jersey 247 $ 49,595,000 $ 200,789 $ 87,000
Macomb, Michigan 240 $ 41,020,000 $ 170,916 $ 63,000
Wake, North Carolina 232 $ 59,660,000 $ 257,155 $ 108,000
Oakland, Michigan 226 $ 49,250,000 $ 217,920 $ 106,000
St. Charles, Missouri 222 $ 50,750,000 $ 228,603 $ 99,000
Allegheny, Pennsylvania 221 $ 41,105,000 $ 185,995 $ 93,000
Dauphin, Pennsylvania 220 $ 36,100,000 $ 164,090 $ 72,000
Lee, Florida 218 $ 44,700,000 $ 205,045 $ 84,000
Essex, Massachusetts 214 $ 74,260,000 $ 347,009 $ 89,000
Burlington, New Jersey 211 $ 49,635,000 $ 235,236 $ 96,000
New Castle, Delaware 207 $ 52,895,000 $ 255,531 $ 85,000
York, Pennsylvania 204 $ 38,000,000 $ 186,274 $ 79,000
Middlesex, Massachusetts 202 $ 70,850,000 $ 350,742 $ 100,000
Bucks, Pennsylvania 198 $ 52,020,000 $ 262,727 $ 95,000
Kane, Illinois 197 $ 43,805,000 $ 222,360 $ 82,000
Hamilton, Ohio 197 $ 37,735,000 $ 191,548 $ 79,000
Fulton, Georgia 195 $ 53,025,000 $ 271,923 $ 110,000
Pasco, Florida 193 $ 40,015,000 $ 207,331 $ 73,000
Cobb, Georgia 190 $ 45,800,000 $ 241,052 $ 84,000
Montgomery, Maryland 188 $ 68,210,000 $ 362,819 $ 104,000
Montgomery, Pennsylvania 187 $ 48,465,000 $ 259,171 $ 107,000
Bristol, Massachusetts 175 $ 48,275,000 $ 275,857 $ 82,000
Jackson, Missouri 175 $ 32,505,000 $ 185,742 $ 86,000
Johnson, Kansas 174 $ 42,280,000 $ 242,988 $ 103,000
Fairfax, Virginia 174 $ 72,490,000 $ 416,609 $ 137,000
El Paso, Colorado 173 $ 49,395,000 $ 285,520 $ 87,000
Jefferson, Colorado 172 $ 57,310,000 $ 333,197 $ 97,000
McHenry, Illinois 170 $ 34,990,000 $ 205,823 $ 88,000
Lake, Indiana 169 $ 30,815,000 $ 182,337 $ 81,000
Pierce, Washington 169 $ 49,765,000 $ 294,467 $ 86,000
Arapahoe, Colorado 168 $ 50,600,000 $ 301,190 $ 92,000
Somerset, New Jersey 167 $ 57,145,000 $ 342,185 $ 119,000
Ventura, California 166 $ 77,840,000 $ 468,915 $ 132,000
Osceola, Florida 166 $ 33,940,000 $ 204,457 $ 71,000
Dane, Wisconsin 165 $ 40,935,000 $ 248,090 $ 97,000
Anne Arundel, Maryland 162 $ 53,120,000 $ 327,901 $ 96,000
Douglas, Nebraska 161 $ 34,475,000 $ 214,130 $ 107,000
Seminole, Florida 160 $ 37,650,000 $ 235,312 $ 94,000
Sweetwater, Wyoming 157 $ 34,265,000 $ 218,248 $ 78,000
Baltimore, Maryland 156 $ 41,640,000 $ 266,923 $ 96,000
Chester, Pennsylvania 156 $ 42,730,000 $ 273,910 $ 104,000
Mecklenburg, North Carolina 154 $ 35,820,000 $ 232,597 $ 103,000
Tarrant, Texas 154 $ 32,890,000 $ 213,571 $ 106,000
Hartford, Connecticut 152 $ 32,100,000 $ 211,184 $ 91,000
Orange, New York 152 $ 43,280,000 $ 284,736 $ 101,000
Bexar, Texas 151 $ 35,215,000 $ 233,211 $ 85,000
Volusia, Florida 149 $ 26,675,000 $ 179,026 $ 67,000
Rockland, New York 149 $ 54,455,000 $ 365,469 $ 122,000
Sarasota, Florida 148 $ 33,450,000 $ 226,013 $ 105,000
San Joaquin, California 147 $ 42,955,000 $ 292,210 $ 88,000
Denver, Colorado 141 $ 45,295,000 $ 321,241 $ 96,000
Plymouth, Massachusetts 141 $ 43,365,000 $ 307,553 $ 84,000
New London, Connecticut 139 $ 28,415,000 $ 204,424 $ 78,000
Delaware, Pennsylvania 137 $ 28,265,000 $ 206,313 $ 81,000
Suffolk, New York 136 $ 46,020,000 $ 338,382 $ 104,000
Nassau, New York 134 $ 57,860,000 $ 431,791 $ 126,000
Wayne, Michigan 133 $ 24,395,000 $ 183,421 $ 73,000
Dallas, Texas 133 $ 29,745,000 $ 223,646 $ 99,000
Fort Bend, Texas 132 $ 32,340,000 $ 245,000 $ 105,000
King, Washington 132 $ 52,780,000 $ 399,848 $ 134,000
Placer, California 131 $ 48,405,000 $ 369,503 $ 119,000
Sussex, New Jersey 130 $ 29,890,000 $ 229,923 $ 95,000
Sedgwick, Kansas 128 $ 21,840,000 $ 170,625 $ 74,000
Adams, Colorado 127 $ 38,025,000 $ 299,409 $ 83,000
Cuyahoga, Ohio 126 $ 21,040,000 $ 166,984 $ 79,000
Prince William, Virginia 126 $ 44,150,000 $ 350,396 $ 93,000
Marion, Indiana 124 $ 18,560,000 $ 149,677 $ 66,000
Cape May, New Jersey 121 $ 26,315,000 $ 217,479 $ 101,000
Solano, California 119 $ 41,355,000 $ 347,521 $ 92,000
Manatee, Florida 119 $ 30,235,000 $ 254,075 $ 91,000
Douglas, Colorado 118 $ 43,520,000 $ 368,813 $ 141,000
DeKalb, Georgia 118 $ 27,650,000 $ 234,322 $ 89,000
El Paso, Texas 118 $ 18,950,000 $ 160,593 $ 66,000
Milwaukee, Wisconsin 116 $ 21,840,000 $ 188,275 $ 98,000
Duval, Florida 115 $ 25,935,000 $ 225,521 $ 75,000
Dakota, Minnesota 112 $ 28,620,000 $ 255,535 $ 94,000
Fairfield, Connecticut 110 $ 32,570,000 $ 296,090 $ 104,000
New Haven, Connecticut 109 $ 22,755,000 $ 208,761 $ 88,000
St. Lucie, Florida 109 $ 21,505,000 $ 197,293 $ 70,000
Webb, Texas 109 $ 23,655,000 $ 217,018 $ 97,000
Kern, California 107 $ 23,325,000 $ 217,990 $ 78,000
Fresno, California 105 $ 26,575,000 $ 253,095 $ 86,000
Brevard, Florida 104 $ 24,460,000 $ 235,192 $ 107,000
Mercer, New Jersey 104 $ 22,970,000 $ 220,865 $ 98,000
Jefferson, Missouri 103 $ 18,395,000 $ 178,592 $ 73,000
Franklin, Pennsylvania 103 $ 17,525,000 $ 170,145 $ 67,000
Cherokee, Georgia 102 $ 23,030,000 $ 225,784 $ 86,000
Perry, Pennsylvania 101 $ 16,725,000 $ 165,594 $ 62,000
Atlantic, New Jersey 100 $ 20,490,000 $ 204,900 $ 82,000
Travis, Texas 99 $ 29,035,000 $ 293,282 $ 114,000
Lake, Florida 98 $ 20,740,000 $ 211,632 $ 78,000
Ramsey, Minnesota 96 $ 21,240,000 $ 221,250 $ 83,000
Queens, New York 96 $ 46,000,000 $ 479,166 $ 107,000
Barnstable, Massachusetts 94 $ 26,210,000 $ 278,829 $ 69,000
Washington, Rhode Island 93 $ 26,585,000 $ 285,860 $ 123,000
Norfolk, Massachusetts 92 $ 34,200,000 $ 371,739 $ 111,000
Waukesha, Wisconsin 92 $ 23,980,000 $ 260,652 $ 102,000
San Mateo, California 90 $ 45,670,000 $ 507,444 $ 134,000
Stark, Ohio 90 $ 15,640,000 $ 173,777 $ 112,000
Baltimore City, Maryland 88 $ 16,520,000 $ 187,727 $ 80,000
Frederick, Maryland 88 $ 26,800,000 $ 304,545 $ 97,000
Butler, Ohio 88 $ 16,950,000 $ 192,613 $ 86,000
Denton, Texas 88 $ 23,150,000 $ 263,068 $ 116,000
Suffolk, Massachusetts 87 $ 36,485,000 $ 419,367 $ 99,000
Collin, Texas 87 $ 24,345,000 $ 279,827 $ 142,000
Stanislaus, California 86 $ 23,420,000 $ 272,325 $ 92,000
Charlotte, Florida 85 $ 15,195,000 $ 178,764 $ 69,000
St. Louis City, Missouri 85 $ 15,795,000 $ 185,823 $ 86,000
Lancaster, Nebraska 85 $ 18,165,000 $ 213,705 $ 83,000
Brazoria, Texas 85 $ 18,985,000 $ 223,352 $ 105,000
Sarpy, Nebraska 83 $ 18,755,000 $ 225,963 $ 103,000
Shawnee, Kansas 82 $ 13,280,000 $ 161,951 $ 81,000
Kings, New York 82 $ 51,040,000 $ 622,439 $ 155,000
San Francisco, California 81 $ 39,635,000 $ 489,320 $ 138,000
Horry, South Carolina 81 $ 16,415,000 $ 202,654 $ 91,000
Sonoma, California 80 $ 35,960,000 $ 449,500 $ 137,000
Winnebago, Illinois 80 $ 11,730,000 $ 146,625 $ 76,000
Anoka, Minnesota 80 $ 18,410,000 $ 230,125 $ 87,000
Warren, Ohio 80 $ 15,270,000 $ 190,875 $ 87,000
Windham, Connecticut 79 $ 16,505,000 $ 208,924 $ 80,000
Harford, Maryland 78 $ 20,750,000 $ 266,025 $ 104,000
Loudoun, Virginia 78 $ 30,770,000 $ 394,487 $ 112,000
Benton, Arkansas 76 $ 14,150,000 $ 186,184 $ 60,000
Warren, New Jersey 76 $ 16,940,000 $ 222,894 $ 91,000
New Hanover, North Carolina 76 $ 15,630,000 $ 205,657 $ 90,000
Hamilton, Indiana 75 $ 19,295,000 $ 257,266 $ 114,000
Woodbury, Iowa 74 $ 9,760,000 $ 131,891 $ 59,000
Jefferson, Alabama 73 $ 12,485,000 $ 171,027 $ 63,000
Hunterdon, New Jersey 73 $ 22,755,000 $ 311,712 $ 110,000
Summit, Ohio 73 $ 12,395,000 $ 169,794 $ 88,000
Pinal, Arizona 72 $ 14,150,000 $ 196,527 $ 73,000
Madison, Illinois 72 $ 12,150,000 $ 168,750 $ 78,000
Charleston, South Carolina 72 $ 20,850,000 $ 289,583 $ 115,000
Greenville, South Carolina 72 $ 13,190,000 $ 183,194 $ 68,000
Rutherford, Tennessee 72 $ 17,070,000 $ 237,083 $ 81,000
Washington, Minnesota 71 $ 18,705,000 $ 263,450 $ 113,000
Scotts Bluff, Nebraska 67 $ 10,305,000 $ 153,805 $ 90,000
Hillsborough, New Hampshire 66 $ 16,540,000 $ 250,606 $ 84,000
St. Louis, Minnesota 65 $ 8,995,000 $ 138,384 $ 57,000
Multnomah, Oregon 65 $ 21,335,000 $ 328,230 $ 102,000
Virginia Beach, Virginia 65 $ 16,865,000 $ 259,461 $ 77,000
Weld, Colorado 64 $ 19,680,000 $ 307,500 $ 94,000
Porter, Indiana 64 $ 13,130,000 $ 205,156 $ 95,000
Westmoreland, Pennsylvania 64 $ 10,640,000 $ 166,250 $ 69,000
Kent, Delaware 63 $ 12,765,000 $ 202,619 $ 61,000
Dorchester, Maryland 63 $ 10,265,000 $ 162,936 $ 61,000
Davidson, Tennessee 63 $ 15,685,000 $ 248,968 $ 83,000
Baldwin, Alabama 62 $ 15,370,000 $ 247,903 $ 173,000
Forsyth, Georgia 62 $ 16,970,000 $ 273,709 $ 104,000
Delaware, Ohio 62 $ 16,810,000 $ 271,129 $ 106,000
Northampton, Pennsylvania 62 $ 13,020,000 $ 210,000 $ 90,000
Marion, Florida 61 $ 10,805,000 $ 177,131 $ 74,000
Charles, Maryland 61 $ 19,605,000 $ 321,393 $ 110,000
Guilford, North Carolina 61 $ 11,305,000 $ 185,327 $ 70,000
Tulsa, Oklahoma 61 $ 11,925,000 $ 195,491 $ 81,000
St. Clair, Illinois 60 $ 11,760,000 $ 196,000 $ 81,000
Dallas, Iowa 60 $ 12,430,000 $ 207,166 $ 87,000
Logan, Ohio 60 $ 8,420,000 $ 140,333 $ 59,000
Santa Rosa, Florida 59 $ 13,675,000 $ 231,779 $ 81,000
Howard, Maryland 59 $ 21,015,000 $ 356,186 $ 118,000
Westchester, New York 59 $ 21,635,000 $ 366,694 $ 120,000
Kendall, Illinois 58 $ 12,640,000 $ 217,931 $ 88,000
Forsyth, North Carolina 58 $ 9,930,000 $ 171,206 $ 75,000
Union, Ohio 58 $ 11,100,000 $ 191,379 $ 79,000
Spartanburg, South Carolina 57 $ 12,165,000 $ 213,421 $ 87,000
Clark, Washington 57 $ 17,215,000 $ 302,017 $ 87,000
Sussex, Delaware 56 $ 13,910,000 $ 248,392 $ 114,000
Collier, Florida 56 $ 14,180,000 $ 253,214 $ 105,000
St. Johns, Florida 56 $ 15,300,000 $ 273,214 $ 97,000
Washington, Oregon 56 $ 19,760,000 $ 352,857 $ 121,000
Wilson, Tennessee 56 $ 16,170,000 $ 288,750 $ 87,000
Snohomish, Washington 56 $ 22,410,000 $ 400,178 $ 108,000
Thurston, Washington 56 $ 14,420,000 $ 257,500 $ 87,000
Monterey, California 55 $ 22,935,000 $ 417,000 $ 127,000
Johnston, North Carolina 55 $ 11,715,000 $ 213,000 $ 75,000
Larimer, Colorado 54 $ 16,540,000 $ 306,296 $ 86,000
Washington, Pennsylvania 54 $ 9,060,000 $ 167,777 $ 81,000
Montgomery, Texas 54 $ 11,450,000 $ 212,037 $ 88,000
Pima, Arizona 53 $ 11,805,000 $ 222,735 $ 96,000
Nevada, California 53 $ 17,105,000 $ 322,735 $ 169,000
Clay, Missouri 53 $ 10,815,000 $ 204,056 $ 98,000
Boulder, Colorado 51 $ 19,975,000 $ 391,666 $ 121,000
District of Columbia, District Of Columbia 51 $ 21,405,000 $ 419,705 $ 115,000
Flagler, Florida 51 $ 10,495,000 $ 205,784 $ 85,000
Stearns, Minnesota 51 $ 8,215,000 $ 161,078 $ 55,000
Rockingham, New Hampshire 51 $ 15,325,000 $ 300,490 $ 93,000
Clermont, Ohio 51 $ 9,175,000 $ 179,901 $ 78,000
Montgomery, Ohio 51 $ 7,785,000 $ 152,647 $ 79,000
Berkeley, South Carolina 51 $ 11,815,000 $ 231,666 $ 72,000
Brown, Wisconsin 51 $ 9,845,000 $ 193,039 $ 84,000
Allen, Indiana 50 $ 8,410,000 $ 168,200 $ 67,000
Monroe, Pennsylvania 50 $ 9,240,000 $ 184,800 $ 81,000
Mobile, Alabama 49 $ 6,685,000 $ 136,428 $ 66,000
Linn, Iowa 49 $ 8,655,000 $ 176,632 $ 69,000
El Dorado, California 48 $ 17,560,000 $ 365,833 $ 126,000
San Luis Obispo, California 48 $ 22,150,000 $ 461,458 $ 136,000
Lancaster, Pennsylvania 48 $ 9,390,000 $ 195,625 $ 77,000
Lehigh, Pennsylvania 48 $ 9,000,000 $ 187,500 $ 64,000
Beaufort, South Carolina 48 $ 12,610,000 $ 262,708 $ 139,000
Seward, Kansas 47 $ 6,005,000 $ 127,765 $ 49,000
Clackamas, Oregon 47 $ 16,295,000 $ 346,702 $ 102,000
Chesapeake, Virginia 47 $ 15,025,000 $ 319,680 $ 91,000
Washington, Arkansas 46 $ 7,440,000 $ 161,739 $ 53,000
Citrus, Florida 46 $ 8,170,000 $ 177,608 $ 70,000
Carroll, Maryland 46 $ 13,720,000 $ 298,260 $ 87,000
Marquette, Michigan 46 $ 7,670,000 $ 166,739 $ 82,000
Scott, Minnesota 46 $ 13,250,000 $ 288,043 $ 124,000
Newton, Missouri 46 $ 6,650,000 $ 144,565 $ 63,000
Tulare, California 45 $ 10,815,000 $ 240,333 $ 83,000
Okaloosa, Florida 45 $ 10,415,000 $ 231,444 $ 86,000
Ada, Idaho 45 $ 13,015,000 $ 289,222 $ 127,000
Jasper, Iowa 45 $ 6,735,000 $ 149,666 $ 71,000
Lafayette, Louisiana 45 $ 8,995,000 $ 199,888 $ 89,000
Livingston, Michigan 45 $ 10,355,000 $ 230,111 $ 79,000
Carver, Minnesota 45 $ 12,115,000 $ 269,222 $ 106,000
Williamson, Texas 45 $ 10,505,000 $ 233,444 $ 94,000
Erie, New York 43 $ 7,385,000 $ 171,744 $ 79,000
Richmond, New York 43 $ 18,555,000 $ 431,511 $ 111,000
Greene, Ohio 43 $ 11,905,000 $ 276,860 $ 115,000
Merced, California 42 $ 10,700,000 $ 254,761 $ 104,000
Clay, Florida 42 $ 9,490,000 $ 225,952 $ 94,000
Bibb, Georgia 42 $ 6,970,000 $ 165,952 $ 98,000
Lincoln, Missouri 41 $ 7,805,000 $ 190,365 $ 61,000
Morgan, Indiana 40 $ 5,650,000 $ 141,250 $ 55,000
Hampden, Massachusetts 40 $ 7,090,000 $ 177,250 $ 69,000
Oklahoma, Oklahoma 40 $ 8,770,000 $ 219,250 $ 91,000
Yavapai, Arizona 39 $ 9,395,000 $ 240,897 $ 87,000
Santa Cruz, California 39 $ 18,055,000 $ 462,948 $ 167,000
Escambia, Florida 39 $ 8,125,000 $ 208,333 $ 91,000
Henry, Georgia 39 $ 8,335,000 $ 213,717 $ 78,000
Union, North Carolina 39 $ 9,455,000 $ 242,435 $ 86,000
Cass, North Dakota 39 $ 8,235,000 $ 211,153 $ 83,000
Lebanon, Pennsylvania 39 $ 7,055,000 $ 180,897 $ 73,000
Laramie, Wyoming 39 $ 11,145,000 $ 285,769 $ 85,000
Platte, Wyoming 39 $ 6,745,000 $ 172,948 $ 77,000
Madera, California 38 $ 9,730,000 $ 256,052 $ 97,000
Genesee, Michigan 38 $ 5,800,000 $ 152,631 $ 66,000
Kent, Michigan 38 $ 7,460,000 $ 196,315 $ 80,000
Sherburne, Minnesota 38 $ 9,240,000 $ 243,157 $ 99,000
Franklin, Missouri 38 $ 6,920,000 $ 182,105 $ 76,000
Licking, Ohio 38 $ 8,870,000 $ 233,421 $ 107,000
Lorain, Ohio 38 $ 6,100,000 $ 160,526 $ 78,000
Lucas, Ohio 38 $ 7,430,000 $ 195,526 $ 118,000
Lowndes, Georgia 37 $ 5,985,000 $ 161,756 $ 65,000
Paulding, Georgia 37 $ 8,105,000 $ 219,054 $ 82,000
Jefferson, Kentucky 37 $ 7,385,000 $ 199,594 $ 73,000
Williams, North Dakota 37 $ 10,265,000 $ 277,432 $ 118,000
Berkeley, West Virginia 37 $ 7,025,000 $ 189,864 $ 69,000
Goshen, Wyoming 37 $ 5,675,000 $ 153,378 $ 71,000
Martin, Florida 36 $ 9,560,000 $ 265,555 $ 90,000
Christian, Missouri 36 $ 6,580,000 $ 182,777 $ 82,000
Highlands, Florida 35 $ 5,265,000 $ 150,428 $ 58,000
Hendricks, Indiana 35 $ 6,375,000 $ 182,142 $ 72,000
Greene, Missouri 35 $ 5,155,000 $ 147,285 $ 71,000
Brunswick, North Carolina 35 $ 6,715,000 $ 191,857 $ 66,000
Fairfield, Ohio 35 $ 7,105,000 $ 203,000 $ 84,000
Shelby, Tennessee 35 $ 7,135,000 $ 203,857 $ 97,000
Norfolk, Virginia 35 $ 6,885,000 $ 196,714 $ 67,000
Butte, California 34 $ 8,470,000 $ 249,117 $ 113,000
Alachua, Florida 34 $ 6,500,000 $ 191,176 $ 72,000
Butler, Pennsylvania 34 $ 7,450,000 $ 219,117 $ 72,000
Minnehaha, South Dakota 34 $ 8,540,000 $ 251,176 $ 110,000
Nueces, Texas 34 $ 7,950,000 $ 233,823 $ 107,000
Taylor, Texas 34 $ 7,450,000 $ 219,117 $ 112,000
Chesterfield, Virginia 34 $ 8,230,000 $ 242,058 $ 79,000
Jefferson, Wisconsin 34 $ 7,100,000 $ 208,823 $ 68,000
Santa Barbara, California 33 $ 12,435,000 $ 376,818 $ 103,000
Wyandotte, Kansas 33 $ 4,735,000 $ 143,484 $ 63,000
Buncombe, North Carolina 33 $ 6,325,000 $ 191,666 $ 65,000
St. Croix, Wisconsin 33 $ 7,685,000 $ 232,878 $ 76,000
Natrona, Wyoming 33 $ 8,095,000 $ 245,303 $ 83,000
Mohave, Arizona 32 $ 8,700,000 $ 271,875 $ 136,000
Litchfield, Connecticut 32 $ 5,460,000 $ 170,625 $ 67,000
Leon, Florida 32 $ 6,370,000 $ 199,062 $ 101,000
Washoe, Nevada 32 $ 10,140,000 $ 316,875 $ 161,000
Cumberland, North Carolina 32 $ 5,290,000 $ 165,312 $ 61,000
Durham, North Carolina 32 $ 7,830,000 $ 244,687 $ 130,000
Medina, Ohio 32 $ 6,760,000 $ 211,250 $ 76,000
Hamilton, Tennessee 32 $ 6,400,000 $ 200,000 $ 70,000
Sumner, Tennessee 32 $ 8,490,000 $ 265,312 $ 84,000
Salt Lake, Utah 32 $ 10,690,000 $ 334,062 $ 91,000
Stafford, Virginia 32 $ 11,500,000 $ 359,375 $ 98,000
Kitsap, Washington 32 $ 11,560,000 $ 361,250 $ 118,000
Madison, Alabama 31 $ 6,245,000 $ 201,451 $ 106,000
Independence, Arkansas 31 $ 4,425,000 $ 142,741 $ 75,000
Pulaski, Arkansas 31 $ 5,855,000 $ 188,870 $ 79,000
Middlesex, Connecticut 31 $ 7,125,000 $ 229,838 $ 101,000
Harrison, Indiana 31 $ 5,215,000 $ 168,225 $ 68,000
Caddo, Louisiana 31 $ 4,845,000 $ 156,290 $ 66,000
Jefferson, Louisiana 31 $ 5,635,000 $ 181,774 $ 69,000
Boone, Missouri 31 $ 5,895,000 $ 190,161 $ 75,000
Halifax, North Carolina 31 $ 3,705,000 $ 119,516 $ 56,000
Racine, Wisconsin 31 $ 6,735,000 $ 217,258 $ 91,000
Lapeer, Michigan 30 $ 5,840,000 $ 194,666 $ 53,000
Pickaway, Ohio 30 $ 5,330,000 $ 177,666 $ 72,000
Portage, Ohio 30 $ 5,300,000 $ 176,666 $ 76,000
Comal, Texas 30 $ 9,240,000 $ 308,000 $ 119,000
Henrico, Virginia 30 $ 7,240,000 $ 241,333 $ 106,000
Monongalia, West Virginia 30 $ 6,940,000 $ 231,333 $ 84,000
Houston, Georgia 29 $ 4,635,000 $ 159,827 $ 80,000
Johnson, Indiana 29 $ 4,855,000 $ 167,413 $ 63,000
Washington, Maryland 29 $ 6,385,000 $ 220,172 $ 68,000
Jackson, Michigan 29 $ 3,855,000 $ 132,931 $ 62,000
Dakota, Nebraska 29 $ 3,445,000 $ 118,793 $ 55,000
Schenectady, New York 29 $ 4,755,000 $ 163,965 $ 56,000
Carteret, North Carolina 29 $ 8,035,000 $ 277,068 $ 130,000
Pitt, North Carolina 29 $ 4,575,000 $ 157,758 $ 60,000
Adams, Pennsylvania 29 $ 5,945,000 $ 205,000 $ 80,000
Bristol, Rhode Island 29 $ 8,355,000 $ 288,103 $ 119,000
Williamson, Tennessee 29 $ 10,945,000 $ 377,413 $ 148,000
Kenosha, Wisconsin 29 $ 7,005,000 $ 241,551 $ 92,000
Washington, Wisconsin 29 $ 7,615,000 $ 262,586 $ 105,000
Yolo, California 28 $ 9,550,000 $ 341,071 $ 93,000
Monroe, Florida 28 $ 11,850,000 $ 423,214 $ 133,000
Chatham, Georgia 28 $ 5,740,000 $ 205,000 $ 88,000
St. Mary's, Maryland 28 $ 9,060,000 $ 323,571 $ 137,000
Rock, Wisconsin 28 $ 4,850,000 $ 173,214 $ 78,000
Barrow, Georgia 27 $ 4,985,000 $ 184,629 $ 107,000
Stephenson, Illinois 27 $ 2,225,000 $ 82,407 $ 37,000
Warren, Iowa 27 $ 5,395,000 $ 199,814 $ 81,000
Cecil, Maryland 27 $ 5,685,000 $ 210,555 $ 70,000
Washtenaw, Michigan 27 $ 6,575,000 $ 243,518 $ 94,000
Isanti, Minnesota 27 $ 5,635,000 $ 208,703 $ 84,000
Wright, Minnesota 27 $ 6,715,000 $ 248,703 $ 84,000
Cass, Missouri 27 $ 5,385,000 $ 199,444 $ 72,000
Warren, Missouri 27 $ 5,025,000 $ 186,111 $ 62,000
Merrimack, New Hampshire 27 $ 6,245,000 $ 231,296 $ 93,000
Hidalgo, Texas 27 $ 4,305,000 $ 159,444 $ 79,000
Lonoke, Arkansas 26 $ 4,300,000 $ 165,384 $ 70,000
Bay, Florida 26 $ 5,230,000 $ 201,153 $ 91,000
Fayette, Georgia 26 $ 6,630,000 $ 255,000 $ 98,000
Hall, Georgia 26 $ 6,040,000 $ 232,307 $ 85,000
Newton, Georgia 26 $ 5,020,000 $ 193,076 $ 69,000
Elkhart, Indiana 26 $ 3,870,000 $ 148,846 $ 63,000
LaPorte, Indiana 26 $ 3,430,000 $ 131,923 $ 69,000
Clay, Minnesota 26 $ 5,200,000 $ 200,000 $ 77,000
Newport, Rhode Island 26 $ 7,700,000 $ 296,153 $ 123,000
Spotsylvania, Virginia 26 $ 6,900,000 $ 265,384 $ 75,000
Marathon, Wisconsin 26 $ 4,330,000 $ 166,538 $ 73,000
Converse, Wyoming 26 $ 4,940,000 $ 190,000 $ 84,000
White, Arkansas 25 $ 3,255,000 $ 130,200 $ 45,000
Clayton, Georgia 25 $ 3,845,000 $ 153,800 $ 61,000
Williamson, Illinois 25 $ 3,155,000 $ 126,200 $ 63,000
Cabarrus, North Carolina 25 $ 5,565,000 $ 222,600 $ 90,000
Gaston, North Carolina 25 $ 4,775,000 $ 191,000 $ 71,000
Marion, Oregon 25 $ 5,645,000 $ 225,800 $ 72,000
Galveston, Texas 25 $ 5,225,000 $ 209,000 $ 103,000
Eagle, Colorado 24 $ 10,000,000 $ 416,666 $ 80,000
Glynn, Georgia 24 $ 4,880,000 $ 203,333 $ 86,000
DeKalb, Illinois 24 $ 4,030,000 $ 167,916 $ 80,000
Calvert, Maryland 24 $ 7,650,000 $ 318,750 $ 118,000
Bronx, New York 24 $ 10,950,000 $ 456,250 $ 134,000
Davidson, North Carolina 24 $ 4,460,000 $ 185,833 $ 95,000
Rowan, North Carolina 24 $ 4,020,000 $ 167,500 $ 65,000
Madison, Ohio 24 $ 4,000,000 $ 166,666 $ 62,000
Centre, Pennsylvania 24 $ 4,770,000 $ 198,750 $ 89,000
Fayette, Pennsylvania 24 $ 3,100,000 $ 129,166 $ 58,000
Richland, South Carolina 24 $ 4,790,000 $ 199,583 $ 91,000
Ellis, Texas 24 $ 5,270,000 $ 219,583 $ 89,000
Bedford, Virginia 24 $ 3,940,000 $ 164,166 $ 60,000
Spokane, Washington 24 $ 5,280,000 $ 220,000 $ 80,000
Ozaukee, Wisconsin 24 $ 6,180,000 $ 257,500 $ 95,000
Marin, California 23 $ 9,715,000 $ 422,391 $ 125,000
Tolland, Connecticut 23 $ 5,445,000 $ 236,739 $ 109,000
Indian River, Florida 23 $ 4,805,000 $ 208,913 $ 72,000
Canyon, Idaho 23 $ 5,035,000 $ 218,913 $ 68,000
Reno, Kansas 23 $ 2,515,000 $ 109,347 $ 53,000
Boone, Kentucky 23 $ 5,045,000 $ 219,347 $ 75,000
Henderson, North Carolina 23 $ 4,495,000 $ 195,434 $ 80,000
Erie, Pennsylvania 23 $ 3,485,000 $ 151,521 $ 75,000
Dorchester, South Carolina 23 $ 5,455,000 $ 237,173 $ 67,000
York, South Carolina 23 $ 5,275,000 $ 229,347 $ 84,000
Knox, Tennessee 23 $ 4,085,000 $ 177,608 $ 69,000
Montgomery, Tennessee 23 $ 4,195,000 $ 182,391 $ 63,000
Columbia, Wisconsin 23 $ 4,145,000 $ 180,217 $ 64,000
Sheboygan, Wisconsin 23 $ 4,825,000 $ 209,782 $ 81,000
Napa, California 22 $ 12,000,000 $ 545,454 $ 182,000
Carroll, Georgia 22 $ 3,490,000 $ 158,636 $ 82,000
Pickens, Georgia 22 $ 3,920,000 $ 178,181 $ 75,000
Honolulu, Hawaii 22 $ 11,020,000 $ 500,909 $ 109,000
McLean, Illinois 22 $ 3,630,000 $ 165,000 $ 62,000
Douglas, Kansas 22 $ 3,510,000 $ 159,545 $ 89,000
Saline, Kansas 22 $ 3,280,000 $ 149,090 $ 63,000
Saratoga, New York 22 $ 5,560,000 $ 252,727 $ 93,000
Watauga, North Carolina 22 $ 5,590,000 $ 254,090 $ 108,000
Texas, Oklahoma 22 $ 2,940,000 $ 133,636 $ 61,000
Georgetown, South Carolina 22 $ 5,120,000 $ 232,727 $ 92,000
Shasta, California 21 $ 5,305,000 $ 252,619 $ 99,000
Rockdale, Georgia 21 $ 3,805,000 $ 181,190 $ 87,000
Wayne, Indiana 21 $ 1,765,000 $ 84,047 $ 42,000
Hardin, Kentucky 21 $ 3,385,000 $ 161,190 $ 59,000
Worcester, Maryland 21 $ 4,655,000 $ 221,666 $ 100,000
St. Clair, Michigan 21 $ 3,705,000 $ 176,428 $ 68,000
Camden, Missouri 21 $ 4,435,000 $ 211,190 $ 106,000
Flathead, Montana 21 $ 4,635,000 $ 220,714 $ 58,000
Cass, Nebraska 21 $ 3,765,000 $ 179,285 $ 69,000
Catawba, North Carolina 21 $ 4,005,000 $ 190,714 $ 64,000
Franklin, North Carolina 21 $ 4,055,000 $ 193,095 $ 70,000
Iredell, North Carolina 21 $ 5,055,000 $ 240,714 $ 85,000
Fayette, Ohio 21 $ 2,545,000 $ 121,190 $ 62,000
Deschutes, Oregon 21 $ 5,885,000 $ 280,238 $ 109,000
Guadalupe, Texas 21 $ 4,485,000 $ 213,571 $ 83,000
Dodge, Wisconsin 21 $ 3,415,000 $ 162,619 $ 72,000
Tuolumne, California 20 $ 6,080,000 $ 304,000 $ 119,000
Coweta, Georgia 20 $ 4,620,000 $ 231,000 $ 87,000
Macon, Illinois 20 $ 2,170,000 $ 108,500 $ 42,000
Aroostook, Maine 20 $ 2,180,000 $ 109,000 $ 50,000
Strafford, New Hampshire 20 $ 4,940,000 $ 247,000 $ 70,000
Dona Ana, New Mexico 20 $ 4,460,000 $ 223,000 $ 80,000
Miami, Ohio 20 $ 4,350,000 $ 217,500 $ 74,000
Lexington, South Carolina 20 $ 3,700,000 $ 185,000 $ 71,000
Bell, Texas 20 $ 2,980,000 $ 149,000 $ 61,000
Hays, Texas 20 $ 5,200,000 $ 260,000 $ 115,000
Frederick, Virginia 20 $ 4,450,000 $ 222,500 $ 73,000
Polk, Wisconsin 20 $ 3,070,000 $ 153,500 $ 67,000
Calhoun, Alabama 19 $ 2,425,000 $ 127,631 $ 71,000
Yuba, California 19 $ 5,255,000 $ 276,578 $ 77,000
Douglas, Georgia 19 $ 3,295,000 $ 173,421 $ 70,000
Champaign, Illinois 19 $ 3,105,000 $ 163,421 $ 68,000
LaSalle, Illinois 19 $ 2,605,000 $ 137,105 $ 65,000
St. Joseph, Indiana 19 $ 3,625,000 $ 190,789 $ 79,000
Shelby, Kentucky 19 $ 3,215,000 $ 169,210 $ 50,000
Queen Anne's, Maryland 19 $ 5,905,000 $ 310,789 $ 87,000
Berrien, Michigan 19 $ 3,205,000 $ 168,684 $ 74,000
Platte, Missouri 19 $ 4,905,000 $ 258,157 $ 119,000
Harnett, North Carolina 19 $ 3,705,000 $ 195,000 $ 77,000
Onslow, North Carolina 19 $ 2,975,000 $ 156,578 $ 59,000
Crawford, Ohio 19 $ 1,885,000 $ 99,210 $ 48,000
Rogers, Oklahoma 19 $ 3,265,000 $ 171,842 $ 65,000
Hampton, Virginia 19 $ 2,605,000 $ 137,105 $ 54,000
Oneida, Wisconsin 19 $ 3,445,000 $ 181,315 $ 61,000
Walworth, Wisconsin 19 $ 3,805,000 $ 200,263 $ 103,000
Sutter, California 18 $ 5,040,000 $ 280,000 $ 88,000
Walton, Florida 18 $ 5,520,000 $ 306,666 $ 142,000
Liberty, Georgia 18 $ 2,740,000 $ 152,222 $ 59,000
Grundy, Illinois 18 $ 3,520,000 $ 195,555 $ 86,000
Jasper, Indiana 18 $ 2,470,000 $ 137,222 $ 58,000
Ford, Kansas 18 $ 2,210,000 $ 122,777 $ 44,000
Bullitt, Kentucky 18 $ 3,610,000 $ 200,555 $ 70,000
Fayette, Kentucky 18 $ 3,070,000 $ 170,555 $ 78,000
Bossier, Louisiana 18 $ 3,500,000 $ 194,444 $ 71,000
Ingham, Michigan 18 $ 2,700,000 $ 150,000 $ 68,000
Kalamazoo, Michigan 18 $ 3,060,000 $ 170,000 $ 65,000
Chisago, Minnesota 18 $ 4,440,000 $ 246,666 $ 79,000
Champaign, Ohio 18 $ 2,630,000 $ 146,111 $ 54,000
Mahoning, Ohio 18 $ 2,670,000 $ 148,333 $ 88,000
Preble, Ohio 18 $ 2,460,000 $ 136,666 $ 59,000
Richland, Ohio 18 $ 1,770,000 $ 98,333 $ 46,000
Union, South Dakota 18 $ 4,400,000 $ 244,444 $ 120,000
Richmond City, Virginia 18 $ 3,990,000 $ 221,666 $ 82,000
Shelby, Alabama 17 $ 4,065,000 $ 239,117 $ 85,000
Columbia, Georgia 17 $ 3,815,000 $ 224,411 $ 105,000
Jefferson, Illinois 17 $ 2,685,000 $ 157,941 $ 72,000
Black Hawk, Iowa 17 $ 2,685,000 $ 157,941 $ 89,000
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Mortgage Loan Application Detail Totals for Home Point Financial Corporation in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 36,546 $9,157,210,000 $250,000 $1,765,000 $90,000 $2,394,000
Cash-out Refinancing 11,494 $3,112,270,000 $270,000 $1,725,000 $95,000 $1,868,000
Refinancing 7,721 $2,140,115,000 $277,000 $1,645,000 $100,000 $2,270,000
Home Improvement 2,341 $632,365,000 $270,000 $1,465,000 $103,000 $2,576,000
Not Applicable 51 $13,585,000 $266,000 $645,000 $89,000 $139,000
Other Purpose 1 $175,000 $175,000 $175,000 $18,000 $18,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 30,931 $7,725,255,000 $249,000 $1,725,000 $95,000 $2,576,000
Not applicable 8,863 $2,274,585,000 $256,000 $1,025,000 $252,000 $252,000
Hispanic 6,615 $1,715,525,000 $259,000 $1,465,000 $77,000 $1,868,000
Not Provided 3,935 $1,110,455,000 $282,000 $1,765,000 $95,000 $2,016,000
Black or African American 3,915 $981,565,000 $250,000 $1,435,000 $81,000 $1,379,000
Asian 3,517 $1,135,265,000 $322,000 $1,525,000 $113,000 $2,270,000
American Indian or Alaskan Native 157 $39,495,000 $251,000 $1,245,000 $92,000 $788,000
Native Hawaiian or Other Pacific Islander 124 $42,770,000 $344,000 $1,505,000 $100,000 $354,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 32,702 $8,865,610,000 $271,000 $1,765,000 $108,000 $2,576,000
FHA-insured (Federal Housing Administration) 15,044 $3,574,980,000 $237,000 $885,000 $70,000 $1,104,000
VA-guaranteed (Veterans Administration) 7,006 $2,113,680,000 $301,000 $1,455,000 $88,000 $720,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3,402 $501,450,000 $147,000 $425,000 $52,000 $129,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 26,453 $6,824,175,000 $257,000 $1,765,000 $94,000 $2,576,000
Loan Purchased By The Institution 17,843 $4,592,625,000 $257,000 $1,025,000 $94,000 $1,068,000
Application Withdrawn By Applicant 7,729 $2,027,905,000 $262,000 $1,725,000 $97,000 $2,100,000
Application Denied By Financial Institution 5,602 $1,463,830,000 $261,000 $1,525,000 $81,000 $2,270,000
Application Approved But Not Accepted 294 $85,310,000 $290,000 $1,495,000 $100,000 $1,421,000
File Closed For Incompleteness 209 $54,775,000 $262,000 $905,000 $92,000 $769,000
Preapproval Denied by Financial Institution 24 $7,100,000 $295,000 $675,000 $67,000 $190,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 52,528 $13,584,790,000 $258,000 $1,765,000 $95,000 $2,576,000
Credit Application Incomplete 1,736 $451,470,000 $260,000 $1,435,000 $72,000 $1,423,000
Debt-To-Income Ratio 1,210 $331,730,000 $274,000 $1,525,000 $61,000 $425,000
Collateral 883 $217,235,000 $246,000 $1,205,000 $101,000 $1,861,000
Credit History 830 $204,560,000 $246,000 $1,275,000 $89,000 $1,501,000
Other 467 $133,355,000 $285,000 $1,505,000 $109,000 $2,270,000
Insufficient Cash (Downpayment, Closing Cost) 216 $56,260,000 $260,000 $865,000 $99,000 $2,139,000
Employment History 156 $37,420,000 $239,000 $1,045,000 $64,000 $480,000
Unverifiable Information 123 $37,855,000 $307,000 $1,325,000 $92,000 $434,000
Mortgage Insurance Denied 5 $1,045,000 $209,000 $345,000 $92,000 $240,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Point Financial Corporation's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Home Point Financial Corporation's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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