Home Point Financial Corporation
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Home Point Financial Corporation 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Home Point Financial Corporation 1194 Oak Valley Drive, Suite 80 Ann Arbor, MI 48108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 58,154 |
| Total Mortgage Loan Application Amount | $15,055,720,000 |
| Average Mortgage Loan Application Amount | $251,333 |
| Highest Mortgage Loan Application Amount | $1,765,000 |
| Average Applicant Income | $82,500 |
| Highest Applicant Income | $2,576,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Home Point Financial Corporation. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Point Financial Corporation's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Home Point Financial Corporation's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Point Financial Corporation serves its applicants.
Each category highlights the total number of mortgage applications processed by Home Point Financial Corporation, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Point Financial Corporation's mortgage activity for 2018.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 5,111 | $ 884,645,000 | $ 191,340 | $ 77,086 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 2,830 | $ 667,410,000 | $ 235,000 | $ 89,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 2,644 | $ 914,930,000 | $ 367,000 | $ 115,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2,328 | $ 1,040,380,000 | $ 446,000 | $ 122,000 |
| NEWARK, NJ-PA | 1,514 | $ 470,230,000 | $ 246,500 | $ 99,500 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,468 | $ 460,640,000 | $ 313,000 | $ 93,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,386 | $ 293,210,000 | $ 211,000 | $ 79,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 1,295 | $ 294,155,000 | $ 227,000 | $ 87,000 |
| PROVIDENCE-WARWICK, RI-MA | 1,289 | $ 302,585,000 | $ 251,500 | $ 81,000 |
| SAN DIEGO-CARLSBAD, CA | 1,077 | $ 477,695,000 | $ 443,000 | $ 117,000 |
| ST. LOUIS, MO-IL | 1,030 | $ 207,580,000 | $ 193,500 | $ 82,500 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 968 | $ 248,140,000 | $ 256,000 | $ 96,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 923 | $ 462,665,000 | $ 501,000 | $ 141,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 922 | $ 325,990,000 | $ 340,250 | $ 104,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 883 | $ 218,935,000 | $ 238,500 | $ 89,500 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 794 | $ 180,140,000 | $ 226,000 | $ 86,000 |
| DENVER-AURORA-LAKEWOOD, CO | 753 | $ 244,565,000 | $ 324,000 | $ 101,000 |
| CAMDEN, NJ | 742 | $ 153,830,000 | $ 207,000 | $ 86,000 |
| HARRISBURG-CARLISLE, PA | 661 | $ 124,215,000 | $ 187,000 | $ 78,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 657 | $ 143,675,000 | $ 218,000 | $ 110,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 652 | $ 160,740,000 | $ 246,000 | $ 88,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 628 | $ 200,090,000 | $ 318,000 | $ 108,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 608 | $ 172,670,000 | $ 283,000 | $ 96,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 598 | $ 159,130,000 | $ 266,000 | $ 104,000 |
| COLUMBUS, OH | 584 | $ 118,470,000 | $ 202,000 | $ 88,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 562 | $ 110,170,000 | $ 196,000 | $ 81,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 541 | $ 143,215,000 | $ 264,000 | $ 102,000 |
| KANSAS CITY, MO-KS | 537 | $ 110,575,000 | $ 207,000 | $ 91,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 533 | $ 240,935,000 | $ 452,000 | $ 124,000 |
| CINCINNATI, OH-KY-IN | 496 | $ 94,620,000 | $ 195,666 | $ 74,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 496 | $ 126,830,000 | $ 255,000 | $ 105,000 |
| PHILADELPHIA, PA | 433 | $ 83,295,000 | $ 192,000 | $ 75,000 |
| PITTSBURGH, PA | 418 | $ 74,230,000 | $ 177,000 | $ 82,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 416 | $ 145,110,000 | $ 348,000 | $ 94,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 380 | $ 93,020,000 | $ 243,000 | $ 99,500 |
| DES MOINES-WEST DES MOINES, IA | 377 | $ 71,455,000 | $ 189,000 | $ 80,000 |
| DALLAS-PLANO-IRVING, TX | 369 | $ 90,325,000 | $ 244,000 | $ 111,000 |
| WORCESTER, MA-CT | 356 | $ 82,610,000 | $ 223,000 | $ 80,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 344 | $ 62,120,000 | $ 180,000 | $ 74,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 337 | $ 75,355,000 | $ 218,000 | $ 88,000 |
| BOSTON, MA | 320 | $ 114,050,000 | $ 356,000 | $ 96,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 317 | $ 85,115,000 | $ 268,000 | $ 104,000 |
| READING, PA | 309 | $ 56,455,000 | $ 182,000 | $ 74,000 |
| RALEIGH, NC | 308 | $ 75,430,000 | $ 244,000 | $ 100,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 307 | $ 80,095,000 | $ 260,000 | $ 87,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 305 | $ 64,745,000 | $ 199,000 | $ 85,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 289 | $ 140,055,000 | $ 484,000 | $ 147,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 276 | $ 95,010,000 | $ 344,000 | $ 102,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 270 | $ 103,880,000 | $ 384,000 | $ 115,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 267 | $ 63,685,000 | $ 238,000 | $ 99,000 |
| GARY, IN | 262 | $ 47,820,000 | $ 182,000 | $ 81,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 261 | $ 59,615,000 | $ 228,000 | $ 100,000 |
| LAKELAND-WINTER HAVEN, FL | 256 | $ 45,080,000 | $ 176,000 | $ 65,000 |
| WILMINGTON, DE-MD-NJ | 251 | $ 61,345,000 | $ 209,000 | $ 75,666 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 236 | $ 77,620,000 | $ 320,000 | $ 97,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 231 | $ 56,175,000 | $ 236,500 | $ 73,500 |
| JACKSONVILLE, FL | 228 | $ 54,490,000 | $ 238,000 | $ 84,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 223 | $ 53,865,000 | $ 241,000 | $ 89,000 |
| ELGIN, IL | 221 | $ 47,835,000 | $ 216,000 | $ 82,000 |
| CAPE CORAL-FORT MYERS, FL | 218 | $ 44,700,000 | $ 205,000 | $ 84,000 |
| CLEVELAND-ELYRIA, OH | 217 | $ 38,335,000 | $ 176,000 | $ 82,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 206 | $ 44,670,000 | $ 216,000 | $ 94,000 |
| YORK-HANOVER, PA | 204 | $ 38,000,000 | $ 186,000 | $ 79,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 200 | $ 37,170,000 | $ 185,000 | $ 71,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 197 | $ 40,775,000 | $ 209,000 | $ 84,500 |
| MADISON, WI | 195 | $ 46,945,000 | $ 240,000 | $ 93,000 |
| FORT WORTH-ARLINGTON, TX | 188 | $ 39,780,000 | $ 211,000 | $ 103,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 188 | $ 75,190,000 | $ 399,000 | $ 126,000 |
| COLORADO SPRINGS, CO | 180 | $ 50,440,000 | $ 280,000 | $ 85,000 |
| AUSTIN-ROUND ROCK, TX | 171 | $ 46,205,000 | $ 270,000 | $ 108,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 171 | $ 85,305,000 | $ 498,000 | $ 136,000 |
| TACOMA-LAKEWOOD, WA | 169 | $ 49,765,000 | $ 294,000 | $ 86,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 166 | $ 77,840,000 | $ 468,000 | $ 132,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 156 | $ 29,700,000 | $ 188,000 | $ 75,000 |
| WICHITA, KS | 149 | $ 24,955,000 | $ 167,000 | $ 73,000 |
| STOCKTON-LODI, CA | 147 | $ 42,955,000 | $ 292,000 | $ 88,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 146 | $ 38,120,000 | $ 261,000 | $ 91,000 |
| PORT ST. LUCIE, FL | 145 | $ 31,065,000 | $ 214,000 | $ 74,000 |
| NORWICH-NEW LONDON, CT | 139 | $ 28,415,000 | $ 204,000 | $ 78,000 |
| SIOUX CITY, IA-NE-SD | 134 | $ 19,170,000 | $ 163,666 | $ 78,666 |
| DETROIT-DEARBORN-LIVONIA, MI | 133 | $ 24,395,000 | $ 183,000 | $ 73,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 133 | $ 23,455,000 | $ 172,500 | $ 77,000 |
| RICHMOND, VA | 131 | $ 30,425,000 | $ 232,000 | $ 87,000 |
| BIRMINGHAM-HOOVER, AL | 125 | $ 22,315,000 | $ 178,000 | $ 65,000 |
| OCEAN CITY, NJ | 121 | $ 26,315,000 | $ 217,000 | $ 101,000 |
| EL PASO, TX | 119 | $ 19,105,000 | $ 160,000 | $ 66,000 |
| VALLEJO-FAIRFIELD, CA | 119 | $ 41,355,000 | $ 347,000 | $ 92,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 116 | $ 23,130,000 | $ 196,500 | $ 78,500 |
| DAYTON, OH | 114 | $ 24,040,000 | $ 210,000 | $ 95,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 110 | $ 32,570,000 | $ 296,000 | $ 104,000 |
| LAREDO, TX | 109 | $ 23,655,000 | $ 217,000 | $ 97,000 |
| NEW HAVEN-MILFORD, CT | 109 | $ 22,755,000 | $ 208,000 | $ 88,000 |
| BAKERSFIELD, CA | 107 | $ 23,325,000 | $ 217,000 | $ 78,000 |
| FRESNO, CA | 105 | $ 26,575,000 | $ 253,000 | $ 86,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 104 | $ 24,460,000 | $ 235,000 | $ 107,000 |
| TRENTON, NJ | 104 | $ 22,970,000 | $ 220,000 | $ 98,000 |
| AKRON, OH | 103 | $ 17,695,000 | $ 171,000 | $ 85,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 103 | $ 17,525,000 | $ 170,000 | $ 67,000 |
| TULSA, OK | 103 | $ 19,205,000 | $ 186,000 | $ 77,000 |
| LINCOLN, NE | 101 | $ 21,005,000 | $ 207,000 | $ 80,000 |
| TOPEKA, KS | 101 | $ 15,815,000 | $ 156,000 | $ 75,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 100 | $ 20,490,000 | $ 204,000 | $ 82,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 98 | $ 21,800,000 | $ 222,000 | $ 84,000 |
| CANTON-MASSILLON, OH | 97 | $ 16,415,000 | $ 169,000 | $ 111,000 |
| WINSTON-SALEM, NC | 96 | $ 16,830,000 | $ 175,000 | $ 80,000 |
| ROCKFORD, IL | 95 | $ 14,155,000 | $ 149,000 | $ 72,000 |
| BARNSTABLE TOWN, MA | 94 | $ 26,210,000 | $ 278,000 | $ 69,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 93 | $ 16,775,000 | $ 180,000 | $ 67,000 |
| SALISBURY, MD-DE | 88 | $ 20,430,000 | $ 225,500 | $ 99,000 |
| WILMINGTON, NC | 88 | $ 18,430,000 | $ 209,000 | $ 88,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 87 | $ 15,095,000 | $ 173,000 | $ 69,000 |
| OKLAHOMA CITY, OK | 87 | $ 18,615,000 | $ 213,000 | $ 89,000 |
| ALBANY-SCHENECTADY-TROY, NY | 86 | $ 16,240,000 | $ 188,000 | $ 76,000 |
| MODESTO, CA | 86 | $ 23,420,000 | $ 272,000 | $ 92,000 |
| PUNTA GORDA, FL | 85 | $ 15,195,000 | $ 178,000 | $ 69,000 |
| SANTA ROSA, CA | 80 | $ 35,960,000 | $ 449,000 | $ 137,000 |
| DULUTH, MN-WI | 77 | $ 11,215,000 | $ 150,500 | $ 63,000 |
| SPRINGFIELD, MO | 77 | $ 12,695,000 | $ 164,000 | $ 76,000 |
| GREENSBORO-HIGH POINT, NC | 76 | $ 13,650,000 | $ 179,000 | $ 69,000 |
| NEW ORLEANS-METAIRIE, LA | 73 | $ 14,265,000 | $ 195,000 | $ 74,000 |
| BOISE CITY, ID | 72 | $ 18,990,000 | $ 263,000 | $ 112,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 71 | $ 20,265,000 | $ 285,000 | $ 88,000 |
| LAFAYETTE, LA | 69 | $ 13,285,000 | $ 192,000 | $ 81,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 66 | $ 13,410,000 | $ 204,500 | $ 68,500 |
| MANCHESTER-NASHUA, NH | 66 | $ 16,540,000 | $ 250,000 | $ 84,000 |
| FARGO, ND-MN | 65 | $ 13,435,000 | $ 205,500 | $ 80,000 |
| GREELEY, CO | 64 | $ 19,680,000 | $ 307,000 | $ 94,000 |
| ASHEVILLE, NC | 63 | $ 11,945,000 | $ 189,000 | $ 68,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 63 | $ 15,935,000 | $ 252,000 | $ 103,000 |
| DOVER, DE | 63 | $ 12,765,000 | $ 202,000 | $ 61,000 |
| JOPLIN, MO | 63 | $ 9,225,000 | $ 146,000 | $ 65,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 62 | $ 15,370,000 | $ 247,000 | $ 173,000 |
| SHREVEPORT-BOSSIER CITY, LA | 62 | $ 10,170,000 | $ 164,000 | $ 66,000 |
| CEDAR RAPIDS, IA | 61 | $ 10,425,000 | $ 170,000 | $ 68,000 |
| OCALA, FL | 61 | $ 10,805,000 | $ 177,000 | $ 74,000 |
| DURHAM-CHAPEL HILL, NC | 60 | $ 16,240,000 | $ 270,000 | $ 122,000 |
| GREEN BAY, WI | 60 | $ 11,490,000 | $ 191,000 | $ 80,000 |
| ST. CLOUD, MN | 58 | $ 9,420,000 | $ 162,000 | $ 55,000 |
| FORT WAYNE, IN | 57 | $ 9,365,000 | $ 164,000 | $ 69,000 |
| SPARTANBURG, SC | 57 | $ 12,165,000 | $ 213,000 | $ 87,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 56 | $ 14,180,000 | $ 253,000 | $ 105,000 |
| OLYMPIA-TUMWATER, WA | 56 | $ 14,420,000 | $ 257,000 | $ 87,000 |
| GRAND RAPIDS-WYOMING, MI | 55 | $ 10,135,000 | $ 184,000 | $ 74,000 |
| SALINAS, CA | 55 | $ 22,935,000 | $ 417,000 | $ 127,000 |
| FORT COLLINS, CO | 54 | $ 16,540,000 | $ 306,000 | $ 86,000 |
| MEMPHIS, TN-MS-AR | 54 | $ 10,300,000 | $ 157,666 | $ 71,000 |
| MACON-BIBB COUNTY, GA | 53 | $ 9,335,000 | $ 176,000 | $ 93,000 |
| SAVANNAH, GA | 53 | $ 11,745,000 | $ 221,000 | $ 79,000 |
| TUCSON, AZ | 53 | $ 11,805,000 | $ 222,000 | $ 96,000 |
| CORPUS CHRISTI, TX | 52 | $ 11,680,000 | $ 224,000 | $ 106,000 |
| SIOUX FALLS, SD | 52 | $ 13,410,000 | $ 257,000 | $ 118,000 |
| BOULDER, CO | 51 | $ 19,975,000 | $ 391,000 | $ 121,000 |
| CHATTANOOGA, TN-GA | 51 | $ 9,345,000 | $ 172,500 | $ 60,500 |
| EAST STROUDSBURG, PA | 50 | $ 9,240,000 | $ 184,000 | $ 81,000 |
| SPRINGFIELD, MA | 50 | $ 9,240,000 | $ 184,000 | $ 72,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 49 | $ 12,785,000 | $ 260,000 | $ 137,000 |
| MOBILE, AL | 49 | $ 6,685,000 | $ 136,000 | $ 66,000 |
| LANCASTER, PA | 48 | $ 9,390,000 | $ 195,000 | $ 77,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 48 | $ 22,150,000 | $ 461,000 | $ 136,000 |
| COLUMBIA, SC | 47 | $ 9,655,000 | $ 205,000 | $ 86,000 |
| VALDOSTA, GA | 47 | $ 7,205,000 | $ 153,000 | $ 66,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 46 | $ 7,830,000 | $ 170,000 | $ 78,000 |
| HOMOSASSA SPRINGS, FL | 46 | $ 8,170,000 | $ 177,000 | $ 70,000 |
| TOLEDO, OH | 46 | $ 9,370,000 | $ 203,000 | $ 114,000 |
| VISALIA-PORTERVILLE, CA | 45 | $ 10,815,000 | $ 240,000 | $ 83,000 |
| KNOXVILLE, TN | 42 | $ 7,710,000 | $ 183,000 | $ 71,000 |
| MERCED, CA | 42 | $ 10,700,000 | $ 254,000 | $ 104,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 41 | $ 6,065,000 | $ 147,000 | $ 73,000 |
| ABILENE, TX | 39 | $ 8,325,000 | $ 213,000 | $ 109,000 |
| CHEYENNE, WY | 39 | $ 11,145,000 | $ 285,000 | $ 85,000 |
| LEBANON, PA | 39 | $ 7,055,000 | $ 180,000 | $ 73,000 |
| LEXINGTON-FAYETTE, KY | 39 | $ 6,915,000 | $ 177,000 | $ 73,000 |
| LYNCHBURG, VA | 39 | $ 6,305,000 | $ 161,000 | $ 60,000 |
| PRESCOTT, AZ | 39 | $ 9,395,000 | $ 240,000 | $ 87,000 |
| SANTA CRUZ-WATSONVILLE, CA | 39 | $ 18,055,000 | $ 462,000 | $ 167,000 |
| WARNER ROBINS, GA | 39 | $ 5,965,000 | $ 152,000 | $ 77,000 |
| CARBONDALE-MARION, IL | 38 | $ 5,080,000 | $ 133,000 | $ 59,000 |
| FLINT, MI | 38 | $ 5,800,000 | $ 152,000 | $ 66,000 |
| HUNTSVILLE, AL | 38 | $ 7,370,000 | $ 193,000 | $ 98,000 |
| MADERA, CA | 38 | $ 9,730,000 | $ 256,000 | $ 97,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 37 | $ 7,145,000 | $ 199,000 | $ 62,500 |
| FAYETTEVILLE, NC | 37 | $ 5,935,000 | $ 160,000 | $ 59,000 |
| GAINESVILLE, FL | 37 | $ 6,905,000 | $ 186,000 | $ 71,000 |
| YUBA CITY, CA | 37 | $ 10,295,000 | $ 278,000 | $ 82,000 |
| MORGANTOWN, WV | 35 | $ 7,925,000 | $ 226,000 | $ 85,000 |
| SEBRING, FL | 35 | $ 5,265,000 | $ 150,000 | $ 58,000 |
| TALLAHASSEE, FL | 35 | $ 7,095,000 | $ 202,000 | $ 102,000 |
| CHICO, CA | 34 | $ 8,470,000 | $ 249,000 | $ 113,000 |
| SALEM, OR | 34 | $ 7,700,000 | $ 226,000 | $ 75,000 |
| CASPER, WY | 33 | $ 8,095,000 | $ 245,000 | $ 83,000 |
| ROANOKE, VA | 33 | $ 6,555,000 | $ 198,000 | $ 85,000 |
| SALT LAKE CITY, UT | 33 | $ 10,955,000 | $ 331,000 | $ 89,000 |
| SANTA MARIA-SANTA BARBARA, CA | 33 | $ 12,435,000 | $ 376,000 | $ 103,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 32 | $ 6,930,000 | $ 233,000 | $ 92,000 |
| BREMERTON-SILVERDALE, WA | 32 | $ 11,560,000 | $ 361,000 | $ 118,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 32 | $ 8,700,000 | $ 271,000 | $ 136,000 |
| LANSING-EAST LANSING, MI | 32 | $ 5,040,000 | $ 157,000 | $ 72,000 |
| RENO, NV | 32 | $ 10,140,000 | $ 316,000 | $ 161,000 |
| COLUMBIA, MO | 31 | $ 5,895,000 | $ 190,000 | $ 75,000 |
| RACINE, WI | 31 | $ 6,735,000 | $ 217,000 | $ 91,000 |
| GETTYSBURG, PA | 29 | $ 5,945,000 | $ 205,000 | $ 80,000 |
| GREENVILLE, NC | 29 | $ 4,575,000 | $ 157,000 | $ 60,000 |
| JACKSON, MI | 29 | $ 3,855,000 | $ 132,000 | $ 62,000 |
| WATERLOO-CEDAR FALLS, IA | 29 | $ 4,535,000 | $ 156,000 | $ 81,000 |
| BATON ROUGE, LA | 28 | $ 5,440,000 | $ 194,000 | $ 71,000 |
| BRUNSWICK, GA | 28 | $ 5,710,000 | $ 203,000 | $ 97,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 28 | $ 9,060,000 | $ 323,000 | $ 137,000 |
| CLARKSVILLE, TN-KY | 28 | $ 5,410,000 | $ 212,500 | $ 44,000 |
| HICKORY-LENOIR-MORGANTON, NC | 28 | $ 5,370,000 | $ 191,000 | $ 65,000 |
| JANESVILLE-BELOIT, WI | 28 | $ 4,850,000 | $ 173,000 | $ 78,000 |
| ANN ARBOR, MI | 27 | $ 6,575,000 | $ 243,000 | $ 94,000 |
| MCALLEN-EDINBURG-MISSION, TX | 27 | $ 4,305,000 | $ 159,000 | $ 79,000 |
| PANAMA CITY, FL | 27 | $ 5,365,000 | $ 198,000 | $ 89,000 |
| SPOKANE-SPOKANE VALLEY, WA | 27 | $ 5,865,000 | $ 217,000 | $ 82,000 |
| ELKHART-GOSHEN, IN | 26 | $ 3,870,000 | $ 148,000 | $ 63,000 |
| GAINESVILLE, GA | 26 | $ 6,040,000 | $ 232,000 | $ 85,000 |
| MICHIGAN CITY-LA PORTE, IN | 26 | $ 3,430,000 | $ 131,000 | $ 69,000 |
| WAUSAU, WI | 26 | $ 4,330,000 | $ 166,000 | $ 73,000 |
| WINCHESTER, VA-WV | 26 | $ 5,600,000 | $ 185,000 | $ 68,000 |
| CHAMPAIGN-URBANA, IL | 25 | $ 4,085,000 | $ 163,000 | $ 65,000 |
| FORT SMITH, AR-OK | 25 | $ 3,705,000 | $ 185,000 | $ 129,000 |
| BLOOMINGTON, IL | 24 | $ 3,860,000 | $ 160,000 | $ 60,000 |
| MANHATTAN, KS | 24 | $ 4,830,000 | $ 201,000 | $ 87,000 |
| PEORIA, IL | 24 | $ 3,050,000 | $ 127,000 | $ 106,000 |
| PORTLAND-SOUTH PORTLAND, ME | 24 | $ 5,920,000 | $ 246,000 | $ 85,000 |
| STATE COLLEGE, PA | 24 | $ 4,770,000 | $ 198,000 | $ 89,000 |
| COLUMBUS, GA-AL | 23 | $ 3,955,000 | $ 139,000 | $ 53,500 |
| ELIZABETHTOWN-FORT KNOX, KY | 23 | $ 3,575,000 | $ 155,000 | $ 57,000 |
| ERIE, PA | 23 | $ 3,485,000 | $ 151,000 | $ 75,000 |
| SAN RAFAEL, CA | 23 | $ 9,715,000 | $ 422,000 | $ 125,000 |
| SEBASTIAN-VERO BEACH, FL | 23 | $ 4,805,000 | $ 208,000 | $ 72,000 |
| SHEBOYGAN, WI | 23 | $ 4,825,000 | $ 209,000 | $ 81,000 |
| ALBUQUERQUE, NM | 22 | $ 4,420,000 | $ 200,000 | $ 76,000 |
| LAWRENCE, KS | 22 | $ 3,510,000 | $ 159,000 | $ 89,000 |
| NAPA, CA | 22 | $ 12,000,000 | $ 545,000 | $ 182,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 22 | $ 4,030,000 | $ 162,500 | $ 83,500 |
| URBAN HONOLULU, HI | 22 | $ 11,020,000 | $ 500,000 | $ 109,000 |
| BEND-REDMOND, OR | 21 | $ 5,885,000 | $ 280,000 | $ 109,000 |
| REDDING, CA | 21 | $ 5,305,000 | $ 252,000 | $ 99,000 |
| APPLETON, WI | 20 | $ 4,050,000 | $ 202,000 | $ 67,000 |
| DECATUR, IL | 20 | $ 2,170,000 | $ 108,000 | $ 42,000 |
| GRAND ISLAND, NE | 20 | $ 2,850,000 | $ 142,000 | $ 56,000 |
| KILLEEN-TEMPLE, TX | 20 | $ 2,980,000 | $ 149,000 | $ 61,000 |
| LAS CRUCES, NM | 20 | $ 4,460,000 | $ 223,000 | $ 80,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 19 | $ 2,425,000 | $ 127,000 | $ 71,000 |
| CHARLOTTESVILLE, VA | 19 | $ 5,485,000 | $ 288,000 | $ 98,000 |
| EVANSVILLE, IN-KY | 19 | $ 3,665,000 | $ 192,000 | $ 72,000 |
| HINESVILLE, GA | 19 | $ 2,975,000 | $ 156,000 | $ 59,000 |
| JACKSON, MS | 19 | $ 3,805,000 | $ 200,000 | $ 83,000 |
| JACKSONVILLE, NC | 19 | $ 2,975,000 | $ 156,000 | $ 59,000 |
| KALAMAZOO-PORTAGE, MI | 19 | $ 3,295,000 | $ 173,000 | $ 65,000 |
| NILES-BENTON HARBOR, MI | 19 | $ 3,205,000 | $ 168,000 | $ 74,000 |
| BISMARCK, ND | 18 | $ 5,200,000 | $ 288,000 | $ 122,000 |
| CAPE GIRARDEAU, MO-IL | 18 | $ 2,770,000 | $ 153,000 | $ 119,000 |
| MANSFIELD, OH | 18 | $ 1,770,000 | $ 98,000 | $ 46,000 |
| OGDEN-CLEARFIELD, UT | 18 | $ 5,080,000 | $ 282,000 | $ 69,000 |
| BEAUMONT-PORT ARTHUR, TX | 17 | $ 3,645,000 | $ 214,000 | $ 122,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 17 | $ 2,995,000 | $ 176,000 | $ 72,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 17 | $ 4,465,000 | $ 262,000 | $ 103,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 17 | $ 4,625,000 | $ 272,000 | $ 105,000 |
| JONESBORO, AR | 17 | $ 2,485,000 | $ 146,000 | $ 65,000 |
| LA CROSSE-ONALASKA, WI-MN | 17 | $ 2,965,000 | $ 184,000 | $ 124,000 |
| MOUNT VERNON-ANACORTES, WA | 17 | $ 5,045,000 | $ 296,000 | $ 87,000 |
| VINELAND-BRIDGETON, NJ | 17 | $ 2,385,000 | $ 140,000 | $ 56,000 |
| AMES, IA | 16 | $ 3,030,000 | $ 189,000 | $ 95,000 |
| BELLINGHAM, WA | 16 | $ 5,240,000 | $ 327,000 | $ 93,000 |
| BURLINGTON, NC | 16 | $ 3,350,000 | $ 209,000 | $ 92,000 |
| MONROE, MI | 16 | $ 2,860,000 | $ 178,000 | $ 59,000 |
| MONTGOMERY, AL | 16 | $ 3,660,000 | $ 228,000 | $ 101,000 |
| PUEBLO, CO | 16 | $ 3,190,000 | $ 199,000 | $ 47,000 |
| ROCHESTER, MN | 16 | $ 2,540,000 | $ 158,000 | $ 69,000 |
| SPRINGFIELD, OH | 16 | $ 2,120,000 | $ 132,000 | $ 65,000 |
| TEXARKANA, TX-AR | 16 | $ 3,160,000 | $ 188,000 | $ 94,000 |
| COEUR D'ALENE, ID | 15 | $ 4,115,000 | $ 274,000 | $ 118,000 |
| DOTHAN, AL | 15 | $ 2,285,000 | $ 152,000 | $ 68,000 |
| EUGENE, OR | 15 | $ 3,595,000 | $ 239,000 | $ 85,000 |
| HANFORD-CORCORAN, CA | 15 | $ 3,405,000 | $ 227,000 | $ 62,000 |
| JOHNSON CITY, TN | 15 | $ 2,525,000 | $ 168,000 | $ 52,000 |
| PARKERSBURG-VIENNA, WV | 15 | $ 1,795,000 | $ 119,000 | $ 46,000 |
| ROCKY MOUNT, NC | 15 | $ 2,825,000 | $ 188,000 | $ 66,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 15 | $ 2,895,000 | $ 193,000 | $ 73,000 |
| AMARILLO, TX | 14 | $ 2,910,000 | $ 207,000 | $ 83,000 |
| BROWNSVILLE-HARLINGEN, TX | 14 | $ 2,100,000 | $ 150,000 | $ 73,000 |
| FLORENCE, SC | 14 | $ 2,420,000 | $ 172,000 | $ 60,000 |
| IDAHO FALLS, ID | 14 | $ 3,340,000 | $ 238,000 | $ 73,000 |
| PITTSFIELD, MA | 14 | $ 3,360,000 | $ 240,000 | $ 108,000 |
| DALTON, GA | 13 | $ 1,955,000 | $ 150,000 | $ 57,000 |
| EAU CLAIRE, WI | 13 | $ 2,545,000 | $ 195,000 | $ 70,000 |
| GRAND JUNCTION, CO | 13 | $ 3,075,000 | $ 236,000 | $ 65,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 13 | $ 1,955,000 | $ 150,000 | $ 63,000 |
| HARRISONBURG, VA | 13 | $ 2,175,000 | $ 167,000 | $ 138,000 |
| LAKE CHARLES, LA | 13 | $ 2,395,000 | $ 184,000 | $ 70,000 |
| LEWISTON-AUBURN, ME | 13 | $ 2,245,000 | $ 172,000 | $ 57,000 |
| PROVO-OREM, UT | 13 | $ 3,995,000 | $ 307,000 | $ 78,000 |
| ATHENS-CLARKE COUNTY, GA | 12 | $ 2,170,000 | $ 180,000 | $ 80,000 |
| BLOOMINGTON, IN | 12 | $ 1,670,000 | $ 139,000 | $ 65,000 |
| EL CENTRO, CA | 12 | $ 2,480,000 | $ 206,000 | $ 81,000 |
| GOLDSBORO, NC | 12 | $ 1,600,000 | $ 133,000 | $ 50,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 12 | $ 1,650,000 | $ 133,000 | $ 46,000 |
| ALBANY, OR | 11 | $ 2,645,000 | $ 240,000 | $ 55,000 |
| BECKLEY, WV | 11 | $ 1,335,000 | $ 121,000 | $ 46,000 |
| GLENS FALLS, NY | 11 | $ 1,845,000 | $ 167,000 | $ 63,000 |
| GRAND FORKS, ND-MN | 11 | $ 2,455,000 | $ 224,500 | $ 90,500 |
| HOUMA-THIBODAUX, LA | 11 | $ 2,155,000 | $ 195,000 | $ 101,000 |
| IOWA CITY, IA | 11 | $ 2,125,000 | $ 193,000 | $ 104,000 |
| JEFFERSON CITY, MO | 11 | $ 1,635,000 | $ 148,000 | $ 56,000 |
| KENNEWICK-RICHLAND, WA | 11 | $ 2,885,000 | $ 262,000 | $ 110,000 |
| KINGSTON, NY | 11 | $ 2,445,000 | $ 222,000 | $ 81,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 11 | $ 1,735,000 | $ 157,000 | $ 59,000 |
| MORRISTOWN, TN | 11 | $ 1,845,000 | $ 167,000 | $ 64,000 |
| MUSKEGON, MI | 11 | $ 1,515,000 | $ 137,000 | $ 76,000 |
| OSHKOSH-NEENAH, WI | 11 | $ 1,775,000 | $ 161,000 | $ 53,000 |
| RAPID CITY, SD | 11 | $ 2,735,000 | $ 248,000 | $ 126,000 |
| SPRINGFIELD, IL | 11 | $ 1,675,000 | $ 152,000 | $ 63,000 |
| BILLINGS, MT | 10 | $ 2,450,000 | $ 245,000 | $ 61,000 |
| MEDFORD, OR | 10 | $ 2,380,000 | $ 238,000 | $ 49,000 |
| TUSCALOOSA, AL | 10 | $ 1,800,000 | $ 180,000 | $ 66,000 |
| CLEVELAND, TN | 9 | $ 1,295,000 | $ 143,000 | $ 78,000 |
| COLLEGE STATION-BRYAN, TX | 9 | $ 2,335,000 | $ 259,000 | $ 138,000 |
| CUMBERLAND, MD-WV | 9 | $ 805,000 | $ 87,500 | $ 42,000 |
| DECATUR, AL | 9 | $ 2,005,000 | $ 222,000 | $ 90,000 |
| FLAGSTAFF, AZ | 9 | $ 3,225,000 | $ 358,000 | $ 112,000 |
| FOND DU LAC, WI | 9 | $ 1,525,000 | $ 169,000 | $ 50,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 9 | $ 985,000 | $ 116,666 | $ 61,333 |
| KANKAKEE, IL | 9 | $ 1,595,000 | $ 177,000 | $ 84,000 |
| LONGVIEW, WA | 9 | $ 2,015,000 | $ 223,000 | $ 81,000 |
| MIDLAND, TX | 9 | $ 2,145,000 | $ 238,000 | $ 118,000 |
| SANTA FE, NM | 9 | $ 1,805,000 | $ 200,000 | $ 144,000 |
| THE VILLAGES, FL | 9 | $ 2,025,000 | $ 225,000 | $ 92,000 |
| TWIN FALLS, ID | 9 | $ 1,825,000 | $ 202,000 | $ 60,000 |
| ANCHORAGE, AK | 8 | $ 2,550,000 | $ 318,000 | $ 61,000 |
| BANGOR, ME | 8 | $ 1,180,000 | $ 147,000 | $ 62,000 |
| CHARLESTON, WV | 8 | $ 890,000 | $ 111,000 | $ 36,000 |
| HATTIESBURG, MS | 8 | $ 1,150,000 | $ 143,000 | $ 67,000 |
| TYLER, TX | 8 | $ 1,250,000 | $ 156,000 | $ 88,000 |
| FLORENCE-MUSCLE SHOALS, AL | 7 | $ 1,345,000 | $ 192,000 | $ 90,000 |
| JACKSON, TN | 7 | $ 755,000 | $ 107,000 | $ 39,000 |
| LAWTON, OK | 7 | $ 1,465,000 | $ 209,000 | $ 95,000 |
| ROME, GA | 7 | $ 1,645,000 | $ 235,000 | $ 91,000 |
| UTICA-ROME, NY | 7 | $ 835,000 | $ 119,000 | $ 159,000 |
| WHEELING, WV-OH | 7 | $ 1,175,000 | $ 137,500 | $ 58,500 |
| WILLIAMSPORT, PA | 7 | $ 1,705,000 | $ 243,000 | $ 81,000 |
| YAKIMA, WA | 7 | $ 1,105,000 | $ 157,000 | $ 46,000 |
| YUMA, AZ | 7 | $ 1,625,000 | $ 232,000 | $ 120,000 |
| ALEXANDRIA, LA | 6 | $ 780,000 | $ 130,000 | $ 43,000 |
| BATTLE CREEK, MI | 6 | $ 930,000 | $ 155,000 | $ 70,000 |
| GRANTS PASS, OR | 6 | $ 1,380,000 | $ 230,000 | $ 67,000 |
| HOT SPRINGS, AR | 6 | $ 1,690,000 | $ 281,000 | $ 84,000 |
| KOKOMO, IN | 6 | $ 730,000 | $ 121,000 | $ 50,000 |
| ROCHESTER, NY | 6 | $ 1,040,000 | $ 173,000 | $ 77,000 |
| ST. JOSEPH, MO-KS | 6 | $ 710,000 | $ 113,000 | $ 52,500 |
| STAUNTON-WAYNESBORO, VA | 6 | $ 1,360,000 | $ 226,000 | $ 78,000 |
| WACO, TX | 6 | $ 890,000 | $ 148,000 | $ 57,000 |
| ALTOONA, PA | 5 | $ 485,000 | $ 97,000 | $ 35,000 |
| AUBURN-OPELIKA, AL | 5 | $ 865,000 | $ 173,000 | $ 87,000 |
| BLOOMSBURG-BERWICK, PA | 5 | $ 735,000 | $ 147,000 | $ 72,000 |
| DANVILLE, IL | 5 | $ 675,000 | $ 135,000 | $ 45,000 |
| GADSDEN, AL | 5 | $ 1,385,000 | $ 277,000 | $ 34,000 |
| JOHNSTOWN, PA | 5 | $ 675,000 | $ 135,000 | $ 48,000 |
| LUBBOCK, TX | 5 | $ 1,195,000 | $ 239,000 | $ 155,000 |
| MANKATO-NORTH MANKATO, MN | 5 | $ 905,000 | $ 181,000 | $ 119,000 |
| NEW BERN, NC | 5 | $ 655,000 | $ 131,000 | $ 64,000 |
| WALLA WALLA, WA | 5 | $ 1,015,000 | $ 203,000 | $ 59,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 5 | $ 405,000 | $ 86,000 | $ 23,000 |
| WENATCHEE, WA | 5 | $ 1,645,000 | $ 329,000 | $ 118,000 |
| BOWLING GREEN, KY | 4 | $ 1,100,000 | $ 275,000 | $ 87,000 |
| COLUMBUS, IN | 4 | $ 490,000 | $ 122,000 | $ 38,000 |
| GREAT FALLS, MT | 4 | $ 900,000 | $ 225,000 | $ 201,000 |
| LIMA, OH | 4 | $ 710,000 | $ 177,000 | $ 67,000 |
| MONROE, LA | 4 | $ 690,000 | $ 172,000 | $ 70,000 |
| ODESSA, TX | 4 | $ 660,000 | $ 165,000 | $ 80,000 |
| PINE BLUFF, AR | 4 | $ 400,000 | $ 100,000 | $ 56,000 |
| SHERMAN-DENISON, TX | 4 | $ 640,000 | $ 160,000 | $ 68,000 |
| ST. GEORGE, UT | 4 | $ 1,230,000 | $ 307,000 | $ 54,000 |
| SYRACUSE, NY | 4 | $ 480,000 | $ 120,000 | $ 71,000 |
| TERRE HAUTE, IN | 4 | $ 500,000 | $ 125,000 | $ 106,000 |
| VICTORIA, TX | 4 | $ 980,000 | $ 245,000 | $ 85,000 |
| ALBANY, GA | 3 | $ 435,000 | $ 145,000 | $ 56,000 |
| BAY CITY, MI | 3 | $ 365,000 | $ 121,000 | $ 66,000 |
| HAMMOND, LA | 3 | $ 435,000 | $ 145,000 | $ 128,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 3 | $ 1,035,000 | $ 345,000 | $ 113,000 |
| LONGVIEW, TX | 3 | $ 575,000 | $ 191,000 | $ 54,000 |
| MIDLAND, MI | 3 | $ 385,000 | $ 128,000 | $ 75,000 |
| MUNCIE, IN | 3 | $ 265,000 | $ 88,000 | $ 64,000 |
| OWENSBORO, KY | 3 | $ 495,000 | $ 165,000 | $ 70,000 |
| SAGINAW, MI | 3 | $ 355,000 | $ 118,000 | $ 40,000 |
| SUMTER, SC | 3 | $ 445,000 | $ 148,000 | $ 84,000 |
| WICHITA FALLS, TX | 3 | $ 335,000 | $ 111,000 | $ 69,000 |
| CORVALLIS, OR | 2 | $ 620,000 | $ 310,000 | $ 109,000 |
| FARMINGTON, NM | 2 | $ 450,000 | $ 225,000 | $ 80,000 |
| LOGAN, UT-ID | 2 | $ 540,000 | $ 270,000 | $ 66,000 |
| SAN ANGELO, TX | 2 | $ 350,000 | $ 175,000 | $ 29,000 |
| SIERRA VISTA-DOUGLAS, AZ | 2 | $ 210,000 | $ 105,000 | $ 33,000 |
| CARSON CITY, NV | 1 | $ 495,000 | $ 495,000 | $ 179,000 |
| DUBUQUE, IA | 1 | $ 215,000 | $ 215,000 | $ 77,000 |
| ENID, OK | 1 | $ 105,000 | $ 105,000 | $ 103,000 |
| FAIRBANKS, AK | 1 | $ 345,000 | $ 345,000 | $ 0 |
| POCATELLO, ID | 1 | $ 285,000 | $ 285,000 | $ 54,000 |
Mortgage Loan Application Detail Totals for Home Point Financial Corporation in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 36,546 | $9,157,210,000 | $250,000 | $1,765,000 | $90,000 | $2,394,000 |
| Cash-out Refinancing | 11,494 | $3,112,270,000 | $270,000 | $1,725,000 | $95,000 | $1,868,000 |
| Refinancing | 7,721 | $2,140,115,000 | $277,000 | $1,645,000 | $100,000 | $2,270,000 |
| Home Improvement | 2,341 | $632,365,000 | $270,000 | $1,465,000 | $103,000 | $2,576,000 |
| Not Applicable | 51 | $13,585,000 | $266,000 | $645,000 | $89,000 | $139,000 |
| Other Purpose | 1 | $175,000 | $175,000 | $175,000 | $18,000 | $18,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 30,931 | $7,725,255,000 | $249,000 | $1,725,000 | $95,000 | $2,576,000 |
| Not applicable | 8,863 | $2,274,585,000 | $256,000 | $1,025,000 | $252,000 | $252,000 |
| Hispanic | 6,615 | $1,715,525,000 | $259,000 | $1,465,000 | $77,000 | $1,868,000 |
| Not Provided | 3,935 | $1,110,455,000 | $282,000 | $1,765,000 | $95,000 | $2,016,000 |
| Black or African American | 3,915 | $981,565,000 | $250,000 | $1,435,000 | $81,000 | $1,379,000 |
| Asian | 3,517 | $1,135,265,000 | $322,000 | $1,525,000 | $113,000 | $2,270,000 |
| American Indian or Alaskan Native | 157 | $39,495,000 | $251,000 | $1,245,000 | $92,000 | $788,000 |
| Native Hawaiian or Other Pacific Islander | 124 | $42,770,000 | $344,000 | $1,505,000 | $100,000 | $354,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 32,702 | $8,865,610,000 | $271,000 | $1,765,000 | $108,000 | $2,576,000 |
| FHA-insured (Federal Housing Administration) | 15,044 | $3,574,980,000 | $237,000 | $885,000 | $70,000 | $1,104,000 |
| VA-guaranteed (Veterans Administration) | 7,006 | $2,113,680,000 | $301,000 | $1,455,000 | $88,000 | $720,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3,402 | $501,450,000 | $147,000 | $425,000 | $52,000 | $129,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 26,453 | $6,824,175,000 | $257,000 | $1,765,000 | $94,000 | $2,576,000 |
| Loan Purchased By The Institution | 17,843 | $4,592,625,000 | $257,000 | $1,025,000 | $94,000 | $1,068,000 |
| Application Withdrawn By Applicant | 7,729 | $2,027,905,000 | $262,000 | $1,725,000 | $97,000 | $2,100,000 |
| Application Denied By Financial Institution | 5,602 | $1,463,830,000 | $261,000 | $1,525,000 | $81,000 | $2,270,000 |
| Application Approved But Not Accepted | 294 | $85,310,000 | $290,000 | $1,495,000 | $100,000 | $1,421,000 |
| File Closed For Incompleteness | 209 | $54,775,000 | $262,000 | $905,000 | $92,000 | $769,000 |
| Preapproval Denied by Financial Institution | 24 | $7,100,000 | $295,000 | $675,000 | $67,000 | $190,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 52,528 | $13,584,790,000 | $258,000 | $1,765,000 | $95,000 | $2,576,000 |
| Credit Application Incomplete | 1,736 | $451,470,000 | $260,000 | $1,435,000 | $72,000 | $1,423,000 |
| Debt-To-Income Ratio | 1,210 | $331,730,000 | $274,000 | $1,525,000 | $61,000 | $425,000 |
| Collateral | 883 | $217,235,000 | $246,000 | $1,205,000 | $101,000 | $1,861,000 |
| Credit History | 830 | $204,560,000 | $246,000 | $1,275,000 | $89,000 | $1,501,000 |
| Other | 467 | $133,355,000 | $285,000 | $1,505,000 | $109,000 | $2,270,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 216 | $56,260,000 | $260,000 | $865,000 | $99,000 | $2,139,000 |
| Employment History | 156 | $37,420,000 | $239,000 | $1,045,000 | $64,000 | $480,000 |
| Unverifiable Information | 123 | $37,855,000 | $307,000 | $1,325,000 | $92,000 | $434,000 |
| Mortgage Insurance Denied | 5 | $1,045,000 | $209,000 | $345,000 | $92,000 | $240,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Point Financial Corporation's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Point Financial Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.