Members Cooperative
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Members Cooperative 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Members Cooperative 4628 Mike Colalillo Dr Duluth, MN 55807 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,727 |
| Total Mortgage Loan Application Amount | $200,395,000 |
| Average Mortgage Loan Application Amount | $87,400 |
| Highest Mortgage Loan Application Amount | $1,005,000 |
| Average Applicant Income | $72,000 |
| Highest Applicant Income | $2,756,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Members Cooperative. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Members Cooperative's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Members Cooperative's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Members Cooperative serves its applicants.
Each category highlights the total number of mortgage applications processed by Members Cooperative, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Members Cooperative's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Minnesota | 277 | $ 31,875,000 | $ 115,000 | $ 72,000 |
| Carlton County Minnesota | 152 | $ 19,490,000 | $ 128,000 | $ 70,000 |
| Pine County Minnesota | 95 | $ 10,105,000 | $ 106,000 | $ 57,000 |
| Itasca County Minnesota | 72 | $ 10,760,000 | $ 149,000 | $ 69,000 |
| Aitkin County Minnesota | 70 | $ 9,020,000 | $ 128,000 | $ 65,000 |
| Los Angeles County California | 50 | $ 5,750,000 | $ 115,000 | $ 89,000 |
| Chisago County Minnesota | 47 | $ 6,345,000 | $ 135,000 | $ 90,000 |
| Santa Clara County California | 35 | $ 6,575,000 | $ 187,000 | $ 121,000 |
| Douglas County Wisconsin | 34 | $ 4,190,000 | $ 123,000 | $ 70,000 |
| San Diego County California | 29 | $ 4,065,000 | $ 140,000 | $ 112,000 |
| Isanti County Minnesota | 23 | $ 2,585,000 | $ 112,000 | $ 84,000 |
| Orange County California | 22 | $ 3,180,000 | $ 144,000 | $ 99,000 |
| San Bernardino County California | 22 | $ 2,610,000 | $ 118,000 | $ 91,000 |
| Crow Wing County Minnesota | 20 | $ 2,270,000 | $ 113,000 | $ 72,000 |
| Riverside County California | 16 | $ 1,790,000 | $ 111,000 | $ 104,000 |
| Alameda County California | 12 | $ 2,360,000 | $ 196,000 | $ 119,000 |
| Cass County Minnesota | 11 | $ 1,895,000 | $ 172,000 | $ 106,000 |
| Maricopa County Arizona | 10 | $ 900,000 | $ 90,000 | $ 64,000 |
| Horry County South Carolina | 9 | $ 805,000 | $ 89,000 | $ 68,000 |
| Napa County California | 8 | $ 810,000 | $ 101,000 | $ 96,000 |
| Anoka County Minnesota | 8 | $ 1,220,000 | $ 152,000 | $ 91,000 |
| Calcasieu County Louisiana | 7 | $ 625,000 | $ 89,000 | $ 80,000 |
| Kanabec County Minnesota | 7 | $ 805,000 | $ 115,000 | $ 58,000 |
| Faulkner County Arkansas | 6 | $ 570,000 | $ 95,000 | $ 59,000 |
| Sonoma County California | 6 | $ 890,000 | $ 148,000 | $ 83,000 |
| Ventura County California | 6 | $ 970,000 | $ 161,000 | $ 121,000 |
| Lincoln County Louisiana | 6 | $ 680,000 | $ 113,000 | $ 111,000 |
| Creek County Oklahoma | 6 | $ 480,000 | $ 80,000 | $ 89,000 |
| Clackamas County Oregon | 6 | $ 620,000 | $ 103,000 | $ 84,000 |
| Marion County Florida | 5 | $ 515,000 | $ 103,000 | $ 54,000 |
| Caddo County Louisiana | 5 | $ 325,000 | $ 65,000 | $ 45,000 |
| Tangipahoa County Louisiana | 5 | $ 495,000 | $ 99,000 | $ 75,000 |
| Mille Lacs County Minnesota | 5 | $ 535,000 | $ 107,000 | $ 99,000 |
| Okmulgee County Oklahoma | 5 | $ 325,000 | $ 65,000 | $ 54,000 |
| Oconee County South Carolina | 5 | $ 245,000 | $ 49,000 | $ 56,000 |
| Pima County Arizona | 4 | $ 410,000 | $ 102,000 | $ 63,000 |
| Pinal County Arizona | 4 | $ 240,000 | $ 60,000 | $ 58,000 |
| White County Arkansas | 4 | $ 410,000 | $ 102,000 | $ 88,000 |
| Columbia County Florida | 4 | $ 350,000 | $ 87,000 | $ 30,000 |
| Lake County Florida | 4 | $ 330,000 | $ 82,000 | $ 84,000 |
| Polk County Florida | 4 | $ 540,000 | $ 135,000 | $ 73,000 |
| Ouachita County Louisiana | 4 | $ 370,000 | $ 92,000 | $ 82,000 |
| Rapides County Louisiana | 4 | $ 380,000 | $ 95,000 | $ 81,000 |
| Lake County Minnesota | 4 | $ 370,000 | $ 92,000 | $ 62,000 |
| Lee County Mississippi | 4 | $ 250,000 | $ 62,000 | $ 35,000 |
| Monroe County Mississippi | 4 | $ 300,000 | $ 75,000 | $ 61,000 |
| Robeson County North Carolina | 4 | $ 380,000 | $ 95,000 | $ 77,000 |
| Chesterfield County South Carolina | 4 | $ 380,000 | $ 95,000 | $ 65,000 |
| Florence County South Carolina | 4 | $ 240,000 | $ 60,000 | $ 65,000 |
| Mobile County Alabama | 3 | $ 375,000 | $ 125,000 | $ 86,000 |
| Tuscaloosa County Alabama | 3 | $ 255,000 | $ 85,000 | $ 72,000 |
| Conway County Arkansas | 3 | $ 265,000 | $ 88,000 | $ 48,000 |
| Miller County Arkansas | 3 | $ 445,000 | $ 148,000 | $ 100,000 |
| Placer County California | 3 | $ 335,000 | $ 111,000 | $ 81,000 |
| Sacramento County California | 3 | $ 275,000 | $ 91,000 | $ 99,000 |
| San Joaquin County California | 3 | $ 345,000 | $ 115,000 | $ 66,000 |
| Solano County California | 3 | $ 215,000 | $ 71,000 | $ 57,000 |
| Stanislaus County California | 3 | $ 345,000 | $ 115,000 | $ 99,000 |
| Yolo County California | 3 | $ 295,000 | $ 98,000 | $ 59,000 |
| Duval County Florida | 3 | $ 265,000 | $ 88,000 | $ 62,000 |
| Madison County Florida | 3 | $ 205,000 | $ 68,000 | $ 45,000 |
| Pasco County Florida | 3 | $ 335,000 | $ 111,000 | $ 55,000 |
| Polk County Georgia | 3 | $ 405,000 | $ 135,000 | $ 85,000 |
| Beauregard County Louisiana | 3 | $ 415,000 | $ 138,000 | $ 79,000 |
| Iberia County Louisiana | 3 | $ 175,000 | $ 58,000 | $ 43,000 |
| St. Landry County Louisiana | 3 | $ 275,000 | $ 91,000 | $ 74,000 |
| St. Martin County Louisiana | 3 | $ 245,000 | $ 81,000 | $ 53,000 |
| St. Tammany County Louisiana | 3 | $ 325,000 | $ 108,000 | $ 96,000 |
| Vermilion County Louisiana | 3 | $ 395,000 | $ 131,000 | $ 101,000 |
| Cook County Minnesota | 3 | $ 385,000 | $ 128,000 | $ 48,000 |
| Hennepin County Minnesota | 3 | $ 665,000 | $ 221,000 | $ 133,000 |
| Morrison County Minnesota | 3 | $ 585,000 | $ 195,000 | $ 86,000 |
| Stearns County Minnesota | 3 | $ 865,000 | $ 288,000 | $ 101,000 |
| Simpson County Mississippi | 3 | $ 245,000 | $ 81,000 | $ 71,000 |
| Stone County Mississippi | 3 | $ 235,000 | $ 78,000 | $ 51,000 |
| Bernalillo County New Mexico | 3 | $ 165,000 | $ 55,000 | $ 44,000 |
| Dona Ana County New Mexico | 3 | $ 345,000 | $ 115,000 | $ 60,000 |
| Lea County New Mexico | 3 | $ 395,000 | $ 131,000 | $ 105,000 |
| Otero County New Mexico | 3 | $ 195,000 | $ 65,000 | $ 67,000 |
| Oklahoma County Oklahoma | 3 | $ 385,000 | $ 128,000 | $ 90,000 |
| Osage County Oklahoma | 3 | $ 335,000 | $ 111,000 | $ 58,000 |
| Pittsburg County Oklahoma | 3 | $ 275,000 | $ 91,000 | $ 52,000 |
| Sequoyah County Oklahoma | 3 | $ 155,000 | $ 51,000 | $ 49,000 |
| Woods County Oklahoma | 3 | $ 285,000 | $ 95,000 | $ 169,000 |
| Marion County Oregon | 3 | $ 255,000 | $ 85,000 | $ 45,000 |
| Washington County Oregon | 3 | $ 285,000 | $ 95,000 | $ 109,000 |
| Dillon County South Carolina | 3 | $ 215,000 | $ 71,000 | $ 61,000 |
| Orangeburg County South Carolina | 3 | $ 315,000 | $ 105,000 | $ 100,000 |
| Randall County Texas | 3 | $ 385,000 | $ 128,000 | $ 86,000 |
| Tyler County Texas | 3 | $ 295,000 | $ 98,000 | $ 151,000 |
| Walker County Texas | 3 | $ 285,000 | $ 95,000 | $ 56,000 |
| Clark County Washington | 3 | $ 355,000 | $ 118,000 | $ 99,000 |
| Polk County Wisconsin | 3 | $ 445,000 | $ 148,000 | $ 101,000 |
| Baldwin County Alabama | 2 | $ 240,000 | $ 120,000 | $ 90,000 |
| Bibb County Alabama | 2 | $ 160,000 | $ 80,000 | $ 95,000 |
| Cullman County Alabama | 2 | $ 310,000 | $ 155,000 | $ 85,000 |
| Dale County Alabama | 2 | $ 310,000 | $ 155,000 | $ 59,000 |
| Fayette County Alabama | 2 | $ 240,000 | $ 120,000 | $ 57,000 |
| Talladega County Alabama | 2 | $ 220,000 | $ 110,000 | $ 72,000 |
| Cleveland County Arkansas | 2 | $ 130,000 | $ 65,000 | $ 58,000 |
| Cross County Arkansas | 2 | $ 180,000 | $ 90,000 | $ 46,000 |
| Lincoln County Arkansas | 2 | $ 250,000 | $ 125,000 | $ 64,000 |
| Lonoke County Arkansas | 2 | $ 150,000 | $ 75,000 | $ 114,000 |
| Washington County Arkansas | 2 | $ 140,000 | $ 70,000 | $ 74,000 |
| Contra Costa County California | 2 | $ 320,000 | $ 160,000 | $ 84,000 |
| El Dorado County California | 2 | $ 200,000 | $ 100,000 | $ 62,000 |
| Humboldt County California | 2 | $ 270,000 | $ 135,000 | $ 75,000 |
| Nevada County California | 2 | $ 160,000 | $ 80,000 | $ 82,000 |
| San Mateo County California | 2 | $ 380,000 | $ 190,000 | $ 157,000 |
| Bay County Florida | 2 | $ 80,000 | $ 40,000 | $ 21,000 |
| Broward County Florida | 2 | $ 130,000 | $ 65,000 | $ 51,000 |
| Dixie County Florida | 2 | $ 160,000 | $ 80,000 | $ 90,000 |
| Escambia County Florida | 2 | $ 260,000 | $ 130,000 | $ 134,000 |
| Gulf County Florida | 2 | $ 170,000 | $ 85,000 | $ 47,000 |
| Hillsborough County Florida | 2 | $ 100,000 | $ 50,000 | $ 40,000 |
| Levy County Florida | 2 | $ 150,000 | $ 75,000 | $ 99,000 |
| Taylor County Florida | 2 | $ 140,000 | $ 70,000 | $ 55,000 |
| Volusia County Florida | 2 | $ 240,000 | $ 120,000 | $ 76,000 |
| Burke County Georgia | 2 | $ 290,000 | $ 145,000 | $ 95,000 |
| Floyd County Georgia | 2 | $ 190,000 | $ 95,000 | $ 70,000 |
| Ascension County Louisiana | 2 | $ 220,000 | $ 110,000 | $ 65,000 |
| Bossier County Louisiana | 2 | $ 240,000 | $ 120,000 | $ 104,000 |
| De Soto County Louisiana | 2 | $ 110,000 | $ 55,000 | $ 43,000 |
| East Feliciana County Louisiana | 2 | $ 220,000 | $ 110,000 | $ 1,453,000 |
| Grant County Louisiana | 2 | $ 220,000 | $ 110,000 | $ 107,000 |
| Jefferson Davis County Louisiana | 2 | $ 220,000 | $ 110,000 | $ 117,000 |
| Lafourche County Louisiana | 2 | $ 150,000 | $ 75,000 | $ 52,000 |
| Natchitoches County Louisiana | 2 | $ 210,000 | $ 105,000 | $ 77,000 |
| Sabine County Louisiana | 2 | $ 240,000 | $ 120,000 | $ 89,000 |
| Webster County Louisiana | 2 | $ 190,000 | $ 95,000 | $ 105,000 |
| Todd County Minnesota | 2 | $ 140,000 | $ 70,000 | $ 43,000 |
| Washington County Minnesota | 2 | $ 140,000 | $ 70,000 | $ 53,000 |
| Wright County Minnesota | 2 | $ 1,030,000 | $ 515,000 | $ 188,000 |
| Adams County Mississippi | 2 | $ 220,000 | $ 110,000 | $ 42,000 |
| Itawamba County Mississippi | 2 | $ 160,000 | $ 80,000 | $ 66,000 |
| Jasper County Mississippi | 2 | $ 160,000 | $ 80,000 | $ 76,000 |
| Jones County Mississippi | 2 | $ 160,000 | $ 80,000 | $ 61,000 |
| Lauderdale County Mississippi | 2 | $ 170,000 | $ 85,000 | $ 57,000 |
| Neshoba County Mississippi | 2 | $ 250,000 | $ 125,000 | $ 84,000 |
| Canadian County Oklahoma | 2 | $ 240,000 | $ 120,000 | $ 67,000 |
| Cleveland County Oklahoma | 2 | $ 330,000 | $ 165,000 | $ 93,000 |
| Comanche County Oklahoma | 2 | $ 250,000 | $ 125,000 | $ 79,000 |
| Mayes County Oklahoma | 2 | $ 280,000 | $ 140,000 | $ 93,000 |
| McClain County Oklahoma | 2 | $ 130,000 | $ 65,000 | $ 67,000 |
| Rogers County Oklahoma | 2 | $ 190,000 | $ 95,000 | $ 42,000 |
| Wagoner County Oklahoma | 2 | $ 230,000 | $ 115,000 | $ 75,000 |
| Linn County Oregon | 2 | $ 50,000 | $ 25,000 | $ 40,000 |
| Berkeley County South Carolina | 2 | $ 250,000 | $ 125,000 | $ 119,000 |
| Clarendon County South Carolina | 2 | $ 200,000 | $ 100,000 | $ 65,000 |
| Colleton County South Carolina | 2 | $ 280,000 | $ 140,000 | $ 64,000 |
| Kershaw County South Carolina | 2 | $ 180,000 | $ 90,000 | $ 65,000 |
| Lexington County South Carolina | 2 | $ 140,000 | $ 70,000 | $ 46,000 |
| Bexar County Texas | 2 | $ 130,000 | $ 65,000 | $ 32,000 |
| Brazoria County Texas | 2 | $ 120,000 | $ 60,000 | $ 49,000 |
| Callahan County Texas | 2 | $ 180,000 | $ 90,000 | $ 134,000 |
| McLennan County Texas | 2 | $ 220,000 | $ 110,000 | $ 55,000 |
| Orange County Texas | 2 | $ 210,000 | $ 105,000 | $ 84,000 |
| Rusk County Texas | 2 | $ 240,000 | $ 120,000 | $ 83,000 |
| Shelby County Texas | 2 | $ 180,000 | $ 90,000 | $ 55,000 |
| Taylor County Texas | 2 | $ 300,000 | $ 150,000 | $ 119,000 |
| Tom Green County Texas | 2 | $ 90,000 | $ 45,000 | $ 24,000 |
| King County Washington | 2 | $ 220,000 | $ 110,000 | $ 65,000 |
| Bayfield County Wisconsin | 2 | $ 170,000 | $ 85,000 | $ 56,000 |
| Washburn County Wisconsin | 2 | $ 310,000 | $ 155,000 | $ 76,000 |
| Calhoun County Alabama | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Chilton County Alabama | 1 | $ 95,000 | $ 95,000 | $ 78,000 |
| Clarke County Alabama | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Franklin County Alabama | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Jackson County Alabama | 1 | $ 45,000 | $ 45,000 | $ 35,000 |
| Lamar County Alabama | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| Lawrence County Alabama | 1 | $ 195,000 | $ 195,000 | $ 109,000 |
| Marengo County Alabama | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Pickens County Alabama | 1 | $ 115,000 | $ 115,000 | $ 119,000 |
| Shelby County Alabama | 1 | $ 165,000 | $ 165,000 | $ 169,000 |
| Sumter County Alabama | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| Washington County Alabama | 1 | $ 35,000 | $ 35,000 | $ 73,000 |
| Cochise County Arizona | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Mohave County Arizona | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Yavapai County Arizona | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| Arkansas County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 124,000 |
| Benton County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Clark County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| Crawford County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 131,000 |
| Fulton County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| Grant County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| Hot Spring County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Independence County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 77,000 |
| Jefferson County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Little River County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Poinsett County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 86,000 |
| Pulaski County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 69,000 |
| Saline County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 74,000 |
| St. Francis County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 88,000 |
| Union County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 91,000 |
| Amador County California | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Butte County California | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Fresno County California | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Inyo County California | 1 | $ 75,000 | $ 75,000 | $ 168,000 |
| Lake County California | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| Marin County California | 1 | $ 265,000 | $ 265,000 | $ 110,000 |
| Monterey County California | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| San Luis Obispo County California | 1 | $ 135,000 | $ 135,000 | $ 315,000 |
| Santa Barbara County California | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Santa Cruz County California | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Shasta County California | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Sutter County California | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Tulare County California | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Yuba County California | 1 | $ 75,000 | $ 75,000 | $ 100,000 |
| Alachua County Florida | 1 | $ 65,000 | $ 65,000 | $ 240,000 |
| Bradford County Florida | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Clay County Florida | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Collier County Florida | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Franklin County Florida | 1 | $ 65,000 | $ 65,000 | $ 185,000 |
| Gadsden County Florida | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Gilchrist County Florida | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| Hamilton County Florida | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Holmes County Florida | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Jackson County Florida | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| Leon County Florida | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Manatee County Florida | 1 | $ 185,000 | $ 185,000 | $ 132,000 |
| Martin County Florida | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Okaloosa County Florida | 1 | $ 165,000 | $ 165,000 | $ 97,000 |
| Orange County Florida | 1 | $ 75,000 | $ 75,000 | $ 135,000 |
| Santa Rosa County Florida | 1 | $ 75,000 | $ 75,000 | $ 101,000 |
| Sarasota County Florida | 1 | $ 85,000 | $ 85,000 | $ 93,000 |
| Seminole County Florida | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| St. Johns County Florida | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Sumter County Florida | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Suwannee County Florida | 1 | $ 85,000 | $ 85,000 | $ 153,000 |
| Walton County Florida | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Washington County Florida | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Baldwin County Georgia | 1 | $ 125,000 | $ 125,000 | $ 103,000 |
| Camden County Georgia | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Carroll County Georgia | 1 | $ 125,000 | $ 125,000 | $ 119,000 |
| Chatham County Georgia | 1 | $ 185,000 | $ 185,000 | $ 168,000 |
| Chattooga County Georgia | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Dooly County Georgia | 1 | $ 115,000 | $ 115,000 | $ 85,000 |
| Effingham County Georgia | 1 | $ 145,000 | $ 145,000 | $ 96,000 |
| Elbert County Georgia | 1 | $ 125,000 | $ 125,000 | $ 99,000 |
| Gwinnett County Georgia | 1 | $ 15,000 | $ 15,000 | $ 19,000 |
| Haralson County Georgia | 1 | $ 155,000 | $ 155,000 | $ 126,000 |
| Irwin County Georgia | 1 | $ 85,000 | $ 85,000 | $ 121,000 |
| Lanier County Georgia | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Meriwether County Georgia | 1 | $ 175,000 | $ 175,000 | $ 118,000 |
| Sumter County Georgia | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| Walker County Georgia | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Warren County Georgia | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Allen County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Bienville County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 104,000 |
| Cameron County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Concordia County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| Evangeline County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 78,000 |
| Iberville County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Jackson County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 44,000 |
| La Salle County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Lafayette County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Livingston County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 28,000 |
| Richland County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| St. Helena County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| St. Mary County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 86,000 |
| Union County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Vernon County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Washington County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 123,000 |
| Winn County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Beltrami County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Clay County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 170,000 |
| Goodhue County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Koochiching County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Nicollet County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Ramsey County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Rice County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 235,000 |
| Scott County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 182,000 |
| Sherburne County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 88,000 |
| Wadena County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Alcorn County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 61,000 |
| Bolivar County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 81,000 |
| Carroll County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Coahoma County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 21,000 |
| Greene County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Hinds County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Jackson County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 61,000 |
| Lafayette County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Leake County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Lincoln County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Montgomery County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 156,000 |
| Panola County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 115,000 |
| Pearl River County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
| Perry County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 90,000 |
| Pontotoc County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Tishomingo County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 122,000 |
| Winston County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 25,000 |
| Yazoo County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Catron County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Colfax County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Eddy County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Los Alamos County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| Rio Arriba County New Mexico | 1 | $ 45,000 | $ 45,000 | $ 32,000 |
| Torrance County New Mexico | 1 | $ 145,000 | $ 145,000 | $ 114,000 |
| Valencia County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Anson County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Bladen County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Brunswick County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Carteret County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Columbus County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 119,000 |
| Duplin County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 84,000 |
| Haywood County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| Henderson County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 44,000 |
| Jones County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Rockingham County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| Rowan County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 77,000 |
| Union County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 119,000 |
| Blaine County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 110,000 |
| Bryan County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 64,000 |
| Cherokee County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 111,000 |
| Dewey County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 153,000 |
| Garvin County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 1,226,000 |
| Logan County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 130,000 |
| Marshall County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| McCurtain County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
| McIntosh County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 176,000 |
| Okfuskee County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Tulsa County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Washita County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Columbia County Oregon | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Curry County Oregon | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Harney County Oregon | 1 | $ 175,000 | $ 175,000 | $ 112,000 |
| Jackson County Oregon | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Lane County Oregon | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Multnomah County Oregon | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Polk County Oregon | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
| Butler County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 124,000 |
| Anderson County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Calhoun County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Cherokee County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Chester County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Darlington County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Georgetown County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 95,000 |
| Lancaster County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Laurens County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Marion County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Pickens County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Spartanburg County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Sumter County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 73,000 |
| Bradley County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 105,000 |
| Cumberland County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 22,000 |
| Fentress County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 18,000 |
| Grainger County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Rutherford County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 139,000 |
| Tipton County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Atascosa County Texas | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Austin County Texas | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Bastrop County Texas | 1 | $ 115,000 | $ 115,000 | $ 94,000 |
| Bowie County Texas | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Brazos County Texas | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Burnet County Texas | 1 | $ 75,000 | $ 75,000 | $ 149,000 |
| Cameron County Texas | 1 | $ 45,000 | $ 45,000 | $ 22,000 |
| Cass County Texas | 1 | $ 75,000 | $ 75,000 | $ 163,000 |
| Castro County Texas | 1 | $ 115,000 | $ 115,000 | $ 85,000 |
| Collin County Texas | 1 | $ 115,000 | $ 115,000 | $ 105,000 |
| Colorado County Texas | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Cooke County Texas | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Ector County Texas | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
| Fayette County Texas | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| Gaines County Texas | 1 | $ 215,000 | $ 215,000 | $ 125,000 |
| Guadalupe County Texas | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Harris County Texas | 1 | $ 55,000 | $ 55,000 | $ 86,000 |
| Hays County Texas | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Henderson County Texas | 1 | $ 65,000 | $ 65,000 | $ 77,000 |
| Hood County Texas | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Jackson County Texas | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Johnson County Texas | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Karnes County Texas | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Lamar County Texas | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Lavaca County Texas | 1 | $ 35,000 | $ 35,000 | $ 137,000 |
| Lee County Texas | 1 | $ 75,000 | $ 75,000 | $ 157,000 |
| Liberty County Texas | 1 | $ 45,000 | $ 45,000 | $ 107,000 |
| Montague County Texas | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
| Montgomery County Texas | 1 | $ 75,000 | $ 75,000 | $ 114,000 |
| Moore County Texas | 1 | $ 85,000 | $ 85,000 | $ 89,000 |
| Navarro County Texas | 1 | $ 45,000 | $ 45,000 | $ 100,000 |
| Red River County Texas | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Refugio County Texas | 1 | $ 85,000 | $ 85,000 | $ 78,000 |
| Smith County Texas | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Van Zandt County Texas | 1 | $ 125,000 | $ 125,000 | $ 125,000 |
| Wichita County Texas | 1 | $ 65,000 | $ 65,000 | $ 76,000 |
| Wilson County Texas | 1 | $ 115,000 | $ 115,000 | $ 115,000 |
| Pierce County Washington | 1 | $ 55,000 | $ 55,000 | $ 107,000 |
| Yakima County Washington | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Burnett County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Clark County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 88,000 |
| Iron County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Rusk County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| St. Croix County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
Mortgage Loan Application Detail Totals for Members Cooperative in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,203 | $149,185,000 | $124,000 | $505,000 | $82,000 | $2,756,000 |
| Refinancing | 364 | $36,230,000 | $99,000 | $625,000 | $70,000 | $245,000 |
| Home Improvement | 88 | $7,440,000 | $84,000 | $1,005,000 | $76,000 | $310,000 |
| Cash-out Refinancing | 71 | $7,515,000 | $105,000 | $375,000 | $68,000 | $170,000 |
| Other Purpose | 1 | $25,000 | $25,000 | $25,000 | $64,000 | $64,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,368 | $157,100,000 | $114,000 | $665,000 | $76,000 | $1,226,000 |
| Hispanic | 138 | $15,540,000 | $112,000 | $305,000 | $80,000 | $430,000 |
| Not Provided | 113 | $15,065,000 | $133,000 | $1,005,000 | $90,000 | $310,000 |
| Black or African American | 32 | $3,050,000 | $95,000 | $215,000 | $145,000 | $2,756,000 |
| Asian | 30 | $5,040,000 | $168,000 | $315,000 | $108,000 | $222,000 |
| Not applicable | 22 | $1,770,000 | $80,000 | $195,000 | $55,000 | $67,000 |
| American Indian or Alaskan Native | 20 | $2,400,000 | $120,000 | $275,000 | $66,000 | $167,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $115,000 | $115,000 | $115,000 | $175,000 | $175,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,707 | $197,535,000 | $115,000 | $1,005,000 | $79,000 | $2,756,000 |
| FHA-insured (Federal Housing Administration) | 12 | $1,710,000 | $142,000 | $245,000 | $49,000 | $98,000 |
| VA-guaranteed (Veterans Administration) | 5 | $775,000 | $155,000 | $245,000 | $65,000 | $120,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $375,000 | $125,000 | $155,000 | $43,000 | $52,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 908 | $106,700,000 | $117,000 | $665,000 | $78,000 | $1,226,000 |
| Application Approved But Not Accepted | 471 | $51,335,000 | $108,000 | $305,000 | $83,000 | $315,000 |
| Application Denied By Financial Institution | 175 | $20,475,000 | $117,000 | $1,005,000 | $78,000 | $2,756,000 |
| Application Withdrawn By Applicant | 138 | $18,200,000 | $131,000 | $625,000 | $73,000 | $285,000 |
| File Closed For Incompleteness | 35 | $3,685,000 | $105,000 | $415,000 | $77,000 | $229,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,552 | $179,920,000 | $115,000 | $665,000 | $79,000 | $1,226,000 |
| Credit History | 63 | $6,535,000 | $103,000 | $1,005,000 | $62,000 | $310,000 |
| Collateral | 48 | $6,020,000 | $125,000 | $455,000 | $84,000 | $215,000 |
| Debt-To-Income Ratio | 47 | $5,665,000 | $120,000 | $435,000 | $41,000 | $88,000 |
| Other | 10 | $1,200,000 | $120,000 | $225,000 | $76,000 | $127,000 |
| Unverifiable Information | 5 | $845,000 | $169,000 | $425,000 | $34,000 | $63,000 |
| Employment History | 2 | $210,000 | $105,000 | $135,000 | $1,407,000 | $2,756,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Members Cooperative's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Members Cooperative's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.