Merchants Bank Of Indiana
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Merchants Bank Of Indiana 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Merchants Bank Of Indiana
11555 N. Meridian Street
Indianapolis, IN 46032
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 2,956
Total Mortgage Loan Application Amount $5,401,865,000
Average Mortgage Loan Application Amount $3,648,500
Highest Mortgage Loan Application Amount $80,005,000
Average Applicant Income $115,500
Highest Applicant Income $3,960,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Merchants Bank Of Indiana. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Merchants Bank Of Indiana's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2022 breaks down Merchants Bank Of Indiana's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Merchants Bank Of Indiana serves its applicants.

Each category highlights the total number of mortgage applications processed by Merchants Bank Of Indiana, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Merchants Bank Of Indiana's mortgage activity for 2022.

Mortgage Loan Application Totals for Merchants Bank Of Indiana by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Marion County Indiana 207 $ 485,395,000 $ 2,344,000 $ 147,000
Hamilton County Indiana 98 $ 77,350,000 $ 789,000 $ 275,000
Maricopa County Arizona 87 $ 113,965,000 $ 1,309,000 $ 174,000
Providence County Rhode Island 82 $ 28,420,000 $ 346,000 $ 138,000
St. Louis County Missouri 54 $ 62,680,000 $ 1,160,000 $ 137,000
Plymouth County Massachusetts 48 $ 19,240,000 $ 400,000 $ 138,000
Stark County Ohio 42 $ 7,320,000 $ 174,000 $ 82,000
Ada County Idaho 40 $ 32,510,000 $ 812,000 $ 180,000
Los Angeles County California 37 $ 30,765,000 $ 831,000 $ 145,000
Franklin County Ohio 34 $ 65,680,000 $ 1,931,000 $ 171,000
Rapides County Louisiana 33 $ 8,945,000 $ 271,000 $ 113,000
Cook County Illinois 32 $ 53,150,000 $ 1,660,000 $ 161,000
Johnson County Indiana 30 $ 79,590,000 $ 2,653,000 $ 117,000
Kent County Rhode Island 29 $ 9,945,000 $ 342,000 $ 113,000
San Diego County California 27 $ 26,235,000 $ 971,000 $ 138,000
Norfolk County Massachusetts 26 $ 11,510,000 $ 442,000 $ 151,000
Caddo County Louisiana 25 $ 6,615,000 $ 264,000 $ 0
Travis County Texas 25 $ 15,585,000 $ 623,000 $ 0
Pierce County Washington 25 $ 15,675,000 $ 627,000 $ 245,000
Riverside County California 24 $ 17,700,000 $ 737,000 $ 678,000
Douglas County Colorado 24 $ 18,160,000 $ 756,000 $ 252,000
Orange County California 23 $ 21,665,000 $ 941,000 $ 614,000
Clark County Nevada 23 $ 12,315,000 $ 535,000 $ 165,000
Montgomery County Ohio 23 $ 12,375,000 $ 538,000 $ 55,000
Alameda County California 22 $ 31,450,000 $ 1,429,000 $ 157,000
Contra Costa County California 21 $ 20,445,000 $ 973,000 $ 411,000
Bossier County Louisiana 21 $ 6,075,000 $ 289,000 $ 0
Washington County Rhode Island 21 $ 6,825,000 $ 325,000 $ 102,000
King County Washington 21 $ 20,045,000 $ 954,000 $ 526,000
Honolulu County Hawaii 20 $ 17,300,000 $ 865,000 $ 310,000
Randolph County Indiana 20 $ 1,580,000 $ 79,000 $ 71,000
Wayne County Indiana 20 $ 1,940,000 $ 97,000 $ 69,000
Arapahoe County Colorado 19 $ 10,825,000 $ 569,000 $ 1,264,000
Boone County Indiana 18 $ 15,360,000 $ 853,000 $ 189,000
Hamilton County Tennessee 17 $ 6,575,000 $ 386,000 $ 425,000
Larimer County Colorado 16 $ 7,210,000 $ 450,000 $ 110,000
Hillsborough County Florida 16 $ 7,320,000 $ 457,000 $ 137,000
Hendricks County Indiana 16 $ 64,550,000 $ 4,034,000 $ 101,000
Harris County Texas 16 $ 97,420,000 $ 6,088,000 $ 0
Jefferson County Colorado 15 $ 10,975,000 $ 731,000 $ 286,000
DuPage County Illinois 15 $ 5,845,000 $ 389,000 $ 138,000
Buncombe County North Carolina 15 $ 5,815,000 $ 387,000 $ 136,000
Utah County Utah 15 $ 7,685,000 $ 512,000 $ 215,000
Spokane County Washington 15 $ 7,745,000 $ 516,000 $ 0
Dallas County Texas 14 $ 166,790,000 $ 11,913,000 $ 22,000
Denver County Colorado 13 $ 8,415,000 $ 647,000 $ 199,000
St. Charles County Missouri 13 $ 3,185,000 $ 245,000 $ 114,000
St. Louis City County Missouri 13 $ 2,935,000 $ 225,000 $ 156,000
Wake County North Carolina 13 $ 65,155,000 $ 5,011,000 $ 254,000
Summit County Ohio 13 $ 6,575,000 $ 505,000 $ 80,000
Pinellas County Florida 12 $ 16,580,000 $ 1,381,000 $ 227,000
Cumberland County Maine 11 $ 5,105,000 $ 464,000 $ 0
Bristol County Massachusetts 11 $ 3,855,000 $ 350,000 $ 130,000
Jackson County Missouri 11 $ 78,325,000 $ 7,120,000 $ 0
Lee County Alabama 10 $ 4,590,000 $ 459,000 $ 259,000
Fresno County California 10 $ 4,460,000 $ 446,000 $ 298,000
Sacramento County California 10 $ 8,660,000 $ 866,000 $ 124,000
El Paso County Colorado 10 $ 5,830,000 $ 583,000 $ 112,000
Broward County Florida 10 $ 132,130,000 $ 13,213,000 $ 114,000
Orange County Florida 10 $ 3,260,000 $ 326,000 $ 103,000
Carroll County Ohio 10 $ 1,800,000 $ 180,000 $ 124,000
Pennington County South Dakota 10 $ 3,790,000 $ 379,000 $ 0
Williamson County Tennessee 10 $ 11,600,000 $ 1,160,000 $ 294,000
Montgomery County Texas 10 $ 5,280,000 $ 528,000 $ 0
Baldwin County Alabama 9 $ 20,945,000 $ 2,327,000 $ 0
Montgomery County Alabama 9 $ 58,475,000 $ 6,497,000 $ 0
Pinal County Arizona 9 $ 4,595,000 $ 510,000 $ 377,000
Adams County Colorado 9 $ 3,945,000 $ 438,000 $ 0
Lee County Florida 9 $ 4,195,000 $ 466,000 $ 158,000
Allen County Indiana 9 $ 18,865,000 $ 2,096,000 $ 57,000
Madison County Indiana 9 $ 50,985,000 $ 5,665,000 $ 80,000
Hinds County Mississippi 9 $ 56,205,000 $ 6,245,000 $ 0
Douglas County Nebraska 9 $ 43,225,000 $ 4,802,000 $ 163,000
Henderson County North Carolina 9 $ 4,015,000 $ 446,000 $ 111,000
Columbiana County Ohio 9 $ 1,595,000 $ 177,000 $ 102,000
Josephine County Oregon 9 $ 4,885,000 $ 542,000 $ 0
Charleston County South Carolina 9 $ 9,325,000 $ 1,036,000 $ 161,000
Davidson County Tennessee 9 $ 7,185,000 $ 798,000 $ 505,000
Williamson County Texas 9 $ 3,605,000 $ 400,000 $ 0
Clark County Washington 9 $ 8,105,000 $ 900,000 $ 0
Seminole County Florida 8 $ 3,670,000 $ 458,000 $ 175,000
Ouachita County Louisiana 8 $ 11,050,000 $ 1,381,000 $ 139,000
Haywood County North Carolina 8 $ 2,750,000 $ 343,000 $ 180,000
Cuyahoga County Ohio 8 $ 100,050,000 $ 12,506,000 $ 86,000
Horry County South Carolina 8 $ 9,700,000 $ 1,212,000 $ 85,000
Sumner County Tennessee 8 $ 6,560,000 $ 820,000 $ 0
Bell County Texas 8 $ 14,260,000 $ 1,782,000 $ 0
Fairfax County Virginia 8 $ 5,270,000 $ 658,000 $ 0
Pima County Arizona 7 $ 3,365,000 $ 480,000 $ 95,000
St. Clair County Illinois 7 $ 6,815,000 $ 973,000 $ 148,000
Hancock County Indiana 7 $ 53,255,000 $ 7,607,000 $ 84,000
Kosciusko County Indiana 7 $ 13,785,000 $ 1,969,000 $ 180,000
York County Maine 7 $ 2,455,000 $ 350,000 $ 0
Mecklenburg County North Carolina 7 $ 33,405,000 $ 4,772,000 $ 0
Bristol County Rhode Island 7 $ 3,355,000 $ 479,000 $ 186,000
Bexar County Texas 7 $ 33,045,000 $ 4,720,000 $ 0
Dane County Wisconsin 7 $ 2,485,000 $ 355,000 $ 167,000
San Bernardino County California 6 $ 3,190,000 $ 531,000 $ 302,000
Boulder County Colorado 6 $ 4,690,000 $ 781,000 $ 0
Volusia County Florida 6 $ 2,190,000 $ 365,000 $ 0
Cobb County Georgia 6 $ 2,310,000 $ 385,000 $ 154,000
Canyon County Idaho 6 $ 2,760,000 $ 460,000 $ 0
Middlesex County Massachusetts 6 $ 3,620,000 $ 603,000 $ 269,000
Wayne County Michigan 6 $ 18,100,000 $ 3,016,000 $ 0
Lancaster County Nebraska 6 $ 2,080,000 $ 346,000 $ 0
Kings County New York 6 $ 135,530,000 $ 22,588,000 $ 198,000
Butler County Ohio 6 $ 1,240,000 $ 206,000 $ 86,000
Delaware County Ohio 6 $ 1,980,000 $ 330,000 $ 143,000
Greene County Ohio 6 $ 940,000 $ 156,000 $ 89,000
Newport County Rhode Island 6 $ 2,130,000 $ 355,000 $ 208,000
Rutherford County Tennessee 6 $ 2,520,000 $ 420,000 $ 0
Denton County Texas 6 $ 4,280,000 $ 713,000 $ 130,000
Hays County Texas 6 $ 12,460,000 $ 2,076,000 $ 0
Snohomish County Washington 6 $ 4,210,000 $ 701,000 $ 0
Jefferson County Alabama 5 $ 33,035,000 $ 6,607,000 $ 436,000
Anchorage County Alaska 5 $ 2,685,000 $ 537,000 $ 104,000
Navajo County Arizona 5 $ 2,255,000 $ 451,000 $ 0
Yuma County Arizona 5 $ 2,445,000 $ 489,000 $ 0
Placer County California 5 $ 3,395,000 $ 679,000 $ 194,000
Palm Beach County Florida 5 $ 2,325,000 $ 465,000 $ 112,000
St. Johns County Florida 5 $ 2,835,000 $ 567,000 $ 196,000
Fulton County Georgia 5 $ 3,205,000 $ 641,000 $ 174,000
Delaware County Indiana 5 $ 1,325,000 $ 265,000 $ 149,000
Vanderburgh County Indiana 5 $ 25,355,000 $ 5,071,000 $ 66,000
Johnson County Kansas 5 $ 31,455,000 $ 6,291,000 $ 0
Calcasieu County Louisiana 5 $ 1,415,000 $ 283,000 $ 105,000
De Soto County Louisiana 5 $ 1,235,000 $ 247,000 $ 0
East Baton Rouge County Louisiana 5 $ 1,615,000 $ 323,000 $ 0
Union County Louisiana 5 $ 1,315,000 $ 263,000 $ 110,000
Montgomery County Maryland 5 $ 42,045,000 $ 8,409,000 $ 0
Barnstable County Massachusetts 5 $ 1,505,000 $ 301,000 $ 213,000
Harrison County Mississippi 5 $ 15,865,000 $ 3,173,000 $ 0
Jefferson County Missouri 5 $ 1,355,000 $ 271,000 $ 136,000
Rockingham County New Hampshire 5 $ 2,855,000 $ 571,000 $ 0
Mahoning County Ohio 5 $ 735,000 $ 147,000 $ 63,000
Deschutes County Oregon 5 $ 3,785,000 $ 757,000 $ 0
Multnomah County Oregon 5 $ 2,965,000 $ 593,000 $ 0
Washington County Oregon 5 $ 2,505,000 $ 501,000 $ 0
Lexington County South Carolina 5 $ 65,495,000 $ 13,099,000 $ 0
York County South Carolina 5 $ 28,185,000 $ 5,637,000 $ 0
Maury County Tennessee 5 $ 2,185,000 $ 437,000 $ 0
Brazoria County Texas 5 $ 2,085,000 $ 417,000 $ 0
Tarrant County Texas 5 $ 16,485,000 $ 3,297,000 $ 0
Milwaukee County Wisconsin 5 $ 64,565,000 $ 12,913,000 $ 0
Chilton County Alabama 4 $ 980,000 $ 245,000 $ 0
Kenai Peninsula County Alaska 4 $ 1,550,000 $ 387,000 $ 80,000
Pulaski County Arkansas 4 $ 43,780,000 $ 10,945,000 $ 0
San Joaquin County California 4 $ 2,930,000 $ 732,000 $ 162,000
San Luis Obispo County California 4 $ 3,720,000 $ 930,000 $ 0
Elbert County Colorado 4 $ 2,370,000 $ 592,000 $ 116,000
Weld County Colorado 4 $ 1,260,000 $ 315,000 $ 0
Duval County Florida 4 $ 1,220,000 $ 305,000 $ 0
Bartow County Georgia 4 $ 80,390,000 $ 20,097,000 $ 0
Gwinnett County Georgia 4 $ 2,230,000 $ 557,000 $ 70,000
Richmond County Georgia 4 $ 37,740,000 $ 9,435,000 $ 0
Kane County Illinois 4 $ 1,110,000 $ 277,000 $ 128,000
Will County Illinois 4 $ 1,370,000 $ 342,000 $ 133,000
Monroe County Indiana 4 $ 15,950,000 $ 3,987,000 $ 265,000
Morgan County Indiana 4 $ 1,300,000 $ 325,000 $ 137,000
Jefferson County Kentucky 4 $ 14,530,000 $ 3,632,000 $ 297,000
Grant County Louisiana 4 $ 1,050,000 $ 262,000 $ 0
Lafayette County Louisiana 4 $ 680,000 $ 170,000 $ 0
Essex County Massachusetts 4 $ 1,940,000 $ 485,000 $ 150,000
Worcester County Massachusetts 4 $ 1,960,000 $ 490,000 $ 174,000
Jackson County Mississippi 4 $ 24,510,000 $ 6,127,000 $ 0
Clay County Missouri 4 $ 2,120,000 $ 530,000 $ 0
Washoe County Nevada 4 $ 1,560,000 $ 390,000 $ 0
Bronx County New York 4 $ 58,230,000 $ 14,557,000 $ 0
New York County New York 4 $ 9,570,000 $ 2,392,000 $ 0
Guilford County North Carolina 4 $ 12,650,000 $ 3,162,000 $ 225,000
Union County North Carolina 4 $ 1,470,000 $ 367,000 $ 0
Jefferson County Ohio 4 $ 410,000 $ 102,000 $ 55,000
Portage County Ohio 4 $ 850,000 $ 212,000 $ 132,000
Philadelphia County Pennsylvania 4 $ 53,820,000 $ 13,455,000 $ 0
Lawrence County South Dakota 4 $ 2,180,000 $ 545,000 $ 0
El Paso County Texas 4 $ 5,770,000 $ 1,442,000 $ 0
Salt Lake County Utah 4 $ 2,980,000 $ 745,000 $ 126,000
Thurston County Washington 4 $ 2,150,000 $ 537,000 $ 0
Etowah County Alabama 3 $ 27,255,000 $ 9,085,000 $ 0
Limestone County Alabama 3 $ 1,065,000 $ 355,000 $ 0
Madison County Alabama 3 $ 17,045,000 $ 5,681,000 $ 0
Morgan County Alabama 3 $ 995,000 $ 331,000 $ 0
Shelby County Alabama 3 $ 745,000 $ 248,000 $ 0
Matanuska-Susitna County Alaska 3 $ 11,065,000 $ 3,688,000 $ 86,000
Coconino County Arizona 3 $ 2,575,000 $ 858,000 $ 2,317,000
Yavapai County Arizona 3 $ 1,935,000 $ 645,000 $ 0
Jefferson County Arkansas 3 $ 15,975,000 $ 5,325,000 $ 0
Marin County California 3 $ 3,185,000 $ 1,061,000 $ 0
Nevada County California 3 $ 2,025,000 $ 675,000 $ 330,000
Santa Clara County California 3 $ 3,625,000 $ 1,208,000 $ 364,000
Sonoma County California 3 $ 2,205,000 $ 735,000 $ 0
Eagle County Colorado 3 $ 3,025,000 $ 1,008,000 $ 118,000
La Plata County Colorado 3 $ 2,425,000 $ 808,000 $ 159,000
Pitkin County Colorado 3 $ 47,625,000 $ 15,875,000 $ 120,000
Routt County Colorado 3 $ 18,665,000 $ 6,221,000 $ 0
Summit County Colorado 3 $ 1,545,000 $ 515,000 $ 0
Marion County Florida 3 $ 765,000 $ 255,000 $ 0
Pasco County Florida 3 $ 1,345,000 $ 448,000 $ 0
Sarasota County Florida 3 $ 6,115,000 $ 2,038,000 $ 419,000
Cherokee County Georgia 3 $ 16,625,000 $ 5,541,000 $ 134,000
DeKalb County Georgia 3 $ 30,415,000 $ 10,138,000 $ 160,000
Glynn County Georgia 3 $ 11,615,000 $ 3,871,000 $ 0
Newton County Georgia 3 $ 1,165,000 $ 388,000 $ 254,000
Monroe County Illinois 3 $ 1,025,000 $ 341,000 $ 106,000
Brown County Indiana 3 $ 1,525,000 $ 508,000 $ 398,000
Lake County Indiana 3 $ 45,695,000 $ 15,231,000 $ 0
Tippecanoe County Indiana 3 $ 65,675,000 $ 21,891,000 $ 0
Vigo County Indiana 3 $ 425,000 $ 141,000 $ 66,000
Fayette County Kentucky 3 $ 2,115,000 $ 705,000 $ 197,000
Orleans County Louisiana 3 $ 925,000 $ 308,000 $ 95,000
Androscoggin County Maine 3 $ 585,000 $ 195,000 $ 0
Waldo County Maine 3 $ 1,015,000 $ 338,000 $ 0
Baltimore City County Maryland 3 $ 615,000 $ 205,000 $ 0
Prince George's County Maryland 3 $ 1,505,000 $ 501,000 $ 0
Genesee County Michigan 3 $ 7,865,000 $ 2,621,000 $ 0
Oakland County Michigan 3 $ 1,295,000 $ 431,000 $ 0
Hennepin County Minnesota 3 $ 5,975,000 $ 1,991,000 $ 256,000
Bergen County New Jersey 3 $ 2,325,000 $ 775,000 $ 0
Union County New Jersey 3 $ 1,375,000 $ 458,000 $ 155,000
Cabarrus County North Carolina 3 $ 5,445,000 $ 1,815,000 $ 0
Catawba County North Carolina 3 $ 44,595,000 $ 14,865,000 $ 0
Forsyth County North Carolina 3 $ 745,000 $ 248,000 $ 0
Transylvania County North Carolina 3 $ 2,475,000 $ 825,000 $ 136,000
Burleigh County North Dakota 3 $ 1,075,000 $ 358,000 $ 0
Clermont County Ohio 3 $ 13,605,000 $ 4,535,000 $ 0
Darke County Ohio 3 $ 275,000 $ 91,000 $ 145,000
Hamilton County Ohio 3 $ 25,635,000 $ 8,545,000 $ 77,000
Licking County Ohio 3 $ 1,675,000 $ 558,000 $ 346,000
Medina County Ohio 3 $ 36,415,000 $ 12,138,000 $ 128,000
Oklahoma County Oklahoma 3 $ 805,000 $ 268,000 $ 0
Umatilla County Oregon 3 $ 895,000 $ 298,000 $ 0
Greenville County South Carolina 3 $ 650,000 $ 325,000 $ 0
Sevier County Tennessee 3 $ 1,425,000 $ 475,000 $ 0
Shelby County Tennessee 3 $ 955,000 $ 318,000 $ 0
Nueces County Texas 3 $ 27,625,000 $ 9,208,000 $ 0
Washington County Utah 3 $ 2,015,000 $ 671,000 $ 0
Loudoun County Virginia 3 $ 2,865,000 $ 955,000 $ 0
Norfolk County Virginia 3 $ 23,865,000 $ 7,955,000 $ 0
Henry County Alabama 2 $ 540,000 $ 270,000 $ 0
Mobile County Alabama 2 $ 11,070,000 $ 5,535,000 $ 0
Tuscaloosa County Alabama 2 $ 31,200,000 $ 15,600,000 $ 0
Gila County Arizona 2 $ 1,330,000 $ 665,000 $ 0
El Dorado County California 2 $ 850,000 $ 425,000 $ 0
Kern County California 2 $ 11,650,000 $ 5,825,000 $ 0
San Francisco County California 2 $ 36,150,000 $ 18,075,000 $ 0
San Mateo County California 2 $ 720,000 $ 360,000 $ 0
Santa Barbara County California 2 $ 1,200,000 $ 600,000 $ 0
Solano County California 2 $ 1,330,000 $ 665,000 $ 0
Stanislaus County California 2 $ 800,000 $ 400,000 $ 0
Clear Creek County Colorado 2 $ 810,000 $ 405,000 $ 0
Garfield County Colorado 2 $ 10,220,000 $ 5,110,000 $ 0
Grand County Colorado 2 $ 1,390,000 $ 695,000 $ 148,000
Fairfield County Connecticut 2 $ 30,010,000 $ 15,005,000 $ 0
Hartford County Connecticut 2 $ 10,790,000 $ 5,395,000 $ 0
New London County Connecticut 2 $ 430,000 $ 215,000 $ 51,000
Windham County Connecticut 2 $ 460,000 $ 230,000 $ 73,000
Alachua County Florida 2 $ 71,500,000 $ 35,750,000 $ 0
Collier County Florida 2 $ 1,110,000 $ 555,000 $ 238,000
Highlands County Florida 2 $ 460,000 $ 230,000 $ 0
Lake County Florida 2 $ 870,000 $ 435,000 $ 234,000
Miami-Dade County Florida 2 $ 62,940,000 $ 31,470,000 $ 0
Okaloosa County Florida 2 $ 17,480,000 $ 8,740,000 $ 0
Osceola County Florida 2 $ 790,000 $ 395,000 $ 141,000
Polk County Florida 2 $ 910,000 $ 455,000 $ 205,000
Walton County Florida 2 $ 930,000 $ 465,000 $ 180,000
Baldwin County Georgia 2 $ 13,190,000 $ 6,595,000 $ 0
Dougherty County Georgia 2 $ 10,220,000 $ 5,110,000 $ 0
Bannock County Idaho 2 $ 640,000 $ 320,000 $ 0
Gem County Idaho 2 $ 2,080,000 $ 1,040,000 $ 187,000
Valley County Idaho 2 $ 1,020,000 $ 510,000 $ 0
Kendall County Illinois 2 $ 350,000 $ 175,000 $ 0
Madison County Illinois 2 $ 370,000 $ 185,000 $ 89,000
Bartholomew County Indiana 2 $ 20,400,000 $ 10,200,000 $ 235,000
Grant County Indiana 2 $ 15,840,000 $ 7,920,000 $ 0
Henry County Indiana 2 $ 4,230,000 $ 2,115,000 $ 0
Jackson County Indiana 2 $ 4,500,000 $ 2,250,000 $ 0
Putnam County Indiana 2 $ 760,000 $ 380,000 $ 140,000
Shelby County Indiana 2 $ 470,000 $ 235,000 $ 130,000
Dallas County Iowa 2 $ 69,700,000 $ 34,850,000 $ 0
Polk County Iowa 2 $ 490,000 $ 245,000 $ 0
Story County Iowa 2 $ 20,060,000 $ 10,030,000 $ 0
Shawnee County Kansas 2 $ 340,000 $ 170,000 $ 0
Campbell County Kentucky 2 $ 580,000 $ 290,000 $ 44,000
Kenton County Kentucky 2 $ 950,000 $ 475,000 $ 223,000
Avoyelles County Louisiana 2 $ 680,000 $ 340,000 $ 0
Catahoula County Louisiana 2 $ 450,000 $ 225,000 $ 139,000
La Salle County Louisiana 2 $ 420,000 $ 210,000 $ 100,000
Baltimore County Maryland 2 $ 570,000 $ 285,000 $ 0
Suffolk County Massachusetts 2 $ 900,000 $ 450,000 $ 105,000
Ramsey County Minnesota 2 $ 430,000 $ 215,000 $ 0
Scott County Minnesota 2 $ 660,000 $ 330,000 $ 0
Franklin County Missouri 2 $ 480,000 $ 240,000 $ 92,000
Platte County Missouri 2 $ 760,000 $ 380,000 $ 0
Gallatin County Montana 2 $ 1,420,000 $ 710,000 $ 0
Missoula County Montana 2 $ 1,550,000 $ 775,000 $ 0
Elko County Nevada 2 $ 1,160,000 $ 580,000 $ 0
Burlington County New Jersey 2 $ 1,180,000 $ 590,000 $ 0
Monmouth County New Jersey 2 $ 34,710,000 $ 17,355,000 $ 0
Bernalillo County New Mexico 2 $ 520,000 $ 260,000 $ 0
Queens County New York 2 $ 93,680,000 $ 46,840,000 $ 0
Ulster County New York 2 $ 13,450,000 $ 6,725,000 $ 0
Johnston County North Carolina 2 $ 830,000 $ 415,000 $ 146,000
Onslow County North Carolina 2 $ 29,330,000 $ 14,665,000 $ 93,000
Rutherford County North Carolina 2 $ 520,000 $ 260,000 $ 137,000
Clark County Ohio 2 $ 230,000 $ 115,000 $ 50,000
Ross County Ohio 2 $ 2,880,000 $ 1,440,000 $ 0
Warren County Ohio 2 $ 530,000 $ 265,000 $ 93,000
Tulsa County Oklahoma 2 $ 760,000 $ 380,000 $ 0
Clackamas County Oregon 2 $ 3,890,000 $ 1,945,000 $ 0
Lane County Oregon 2 $ 730,000 $ 365,000 $ 0
Yamhill County Oregon 2 $ 770,000 $ 385,000 $ 0
Chester County Pennsylvania 2 $ 990,000 $ 495,000 $ 218,000
Erie County Pennsylvania 2 $ 12,500,000 $ 6,250,000 $ 0
Greenwood County South Carolina 2 $ 10,510,000 $ 5,255,000 $ 0
Minnehaha County South Dakota 2 $ 14,150,000 $ 7,075,000 $ 0
Anderson County Tennessee 2 $ 1,280,000 $ 640,000 $ 0
Robertson County Tennessee 2 $ 770,000 $ 385,000 $ 0
Brazos County Texas 2 $ 750,000 $ 375,000 $ 0
Collin County Texas 2 $ 870,000 $ 435,000 $ 0
Fort Bend County Texas 2 $ 1,190,000 $ 595,000 $ 0
Hidalgo County Texas 2 $ 230,000 $ 115,000 $ 0
Lubbock County Texas 2 $ 22,840,000 $ 11,420,000 $ 0
Waller County Texas 2 $ 780,000 $ 390,000 $ 0
Wilson County Texas 2 $ 12,750,000 $ 6,375,000 $ 0
Danville County Virginia 2 $ 11,070,000 $ 5,535,000 $ 0
Newport News County Virginia 2 $ 410,000 $ 205,000 $ 0
Spotsylvania County Virginia 2 $ 760,000 $ 380,000 $ 73,000
Virginia Beach County Virginia 2 $ 1,140,000 $ 570,000 $ 0
Chelan County Washington 2 $ 1,470,000 $ 735,000 $ 0
Whatcom County Washington 2 $ 1,010,000 $ 505,000 $ 0
Hancock County West Virginia 2 $ 310,000 $ 155,000 $ 63,000
Racine County Wisconsin 2 $ 25,250,000 $ 12,625,000 $ 0
Barbour County Alabama 1 $ 195,000 $ 195,000 $ 0
Chambers County Alabama 1 $ 405,000 $ 405,000 $ 0
Coffee County Alabama 1 $ 165,000 $ 165,000 $ 0
Coosa County Alabama 1 $ 505,000 $ 505,000 $ 0
Lawrence County Alabama 1 $ 285,000 $ 285,000 $ 0
Monroe County Alabama 1 $ 2,805,000 $ 2,805,000 $ 0
Tallapoosa County Alabama 1 $ 465,000 $ 465,000 $ 0
Graham County Arizona 1 $ 395,000 $ 395,000 $ 0
Mohave County Arizona 1 $ 465,000 $ 465,000 $ 0
Cleburne County Arkansas 1 $ 295,000 $ 295,000 $ 0
White County Arkansas 1 $ 155,000 $ 155,000 $ 0
Tuolumne County California 1 $ 445,000 $ 445,000 $ 0
Ventura County California 1 $ 555,000 $ 555,000 $ 0
Broomfield County Colorado 1 $ 585,000 $ 585,000 $ 0
Mesa County Colorado 1 $ 355,000 $ 355,000 $ 0
Morgan County Colorado 1 $ 365,000 $ 365,000 $ 0
Pueblo County Colorado 1 $ 415,000 $ 415,000 $ 0
Teller County Colorado 1 $ 355,000 $ 355,000 $ 0
New Haven County Connecticut 1 $ 395,000 $ 395,000 $ 123,000
Tolland County Connecticut 1 $ 285,000 $ 285,000 $ 0
New Castle County Delaware 1 $ 495,000 $ 495,000 $ 0
Bay County Florida 1 $ 485,000 $ 485,000 $ 0
Brevard County Florida 1 $ 425,000 $ 425,000 $ 0
Citrus County Florida 1 $ 395,000 $ 395,000 $ 0
Clay County Florida 1 $ 305,000 $ 305,000 $ 65,000
Flagler County Florida 1 $ 1,645,000 $ 1,645,000 $ 0
Hernando County Florida 1 $ 385,000 $ 385,000 $ 0
Manatee County Florida 1 $ 685,000 $ 685,000 $ 0
Martin County Florida 1 $ 175,000 $ 175,000 $ 0
Monroe County Florida 1 $ 4,505,000 $ 4,505,000 $ 0
Nassau County Florida 1 $ 285,000 $ 285,000 $ 83,000
St. Lucie County Florida 1 $ 705,000 $ 705,000 $ 0
Chatham County Georgia 1 $ 1,755,000 $ 1,755,000 $ 673,000
Forsyth County Georgia 1 $ 405,000 $ 405,000 $ 117,000
Habersham County Georgia 1 $ 125,000 $ 125,000 $ 55,000
Randolph County Georgia 1 $ 2,485,000 $ 2,485,000 $ 0
Thomas County Georgia 1 $ 5,685,000 $ 5,685,000 $ 0
Tift County Georgia 1 $ 23,045,000 $ 23,045,000 $ 0
Maui County Hawaii 1 $ 1,315,000 $ 1,315,000 $ 575,000
Jefferson County Idaho 1 $ 525,000 $ 525,000 $ 0
Kootenai County Idaho 1 $ 1,085,000 $ 1,085,000 $ 354,000
Madison County Idaho 1 $ 315,000 $ 315,000 $ 0
Owyhee County Idaho 1 $ 305,000 $ 305,000 $ 0
Payette County Idaho 1 $ 545,000 $ 545,000 $ 0
Teton County Idaho 1 $ 2,275,000 $ 2,275,000 $ 0
Effingham County Illinois 1 $ 325,000 $ 325,000 $ 130,000
Ford County Illinois 1 $ 105,000 $ 105,000 $ 0
Lake County Illinois 1 $ 295,000 $ 295,000 $ 125,000
Clark County Indiana 1 $ 115,000 $ 115,000 $ 8,000
DeKalb County Indiana 1 $ 305,000 $ 305,000 $ 118,000
Huntington County Indiana 1 $ 1,005,000 $ 1,005,000 $ 555,000
Lawrence County Indiana 1 $ 235,000 $ 235,000 $ 388,000
Martin County Indiana 1 $ 225,000 $ 225,000 $ 91,000
Miami County Indiana 1 $ 115,000 $ 115,000 $ 216,000
Owen County Indiana 1 $ 145,000 $ 145,000 $ 377,000
Rush County Indiana 1 $ 395,000 $ 395,000 $ 104,000
St. Joseph County Indiana 1 $ 16,805,000 $ 16,805,000 $ 0
Tipton County Indiana 1 $ 295,000 $ 295,000 $ 95,000
Wabash County Indiana 1 $ 645,000 $ 645,000 $ 198,000
Warrick County Indiana 1 $ 7,575,000 $ 7,575,000 $ 0
Wells County Indiana 1 $ 195,000 $ 195,000 $ 55,000
Black Hawk County Iowa 1 $ 185,000 $ 185,000 $ 0
Mills County Iowa 1 $ 585,000 $ 585,000 $ 0
Pottawattamie County Iowa 1 $ 95,000 $ 95,000 $ 0
Warren County Iowa 1 $ 13,685,000 $ 13,685,000 $ 0
Butler County Kansas 1 $ 245,000 $ 245,000 $ 70,000
Riley County Kansas 1 $ 225,000 $ 225,000 $ 0
Breckinridge County Kentucky 1 $ 305,000 $ 305,000 $ 298,000
Grayson County Kentucky 1 $ 325,000 $ 325,000 $ 170,000
Jessamine County Kentucky 1 $ 165,000 $ 165,000 $ 99,000
Oldham County Kentucky 1 $ 405,000 $ 405,000 $ 0
Owen County Kentucky 1 $ 175,000 $ 175,000 $ 44,000
Warren County Kentucky 1 $ 155,000 $ 155,000 $ 111,000
Ascension County Louisiana 1 $ 315,000 $ 315,000 $ 0
Caldwell County Louisiana 1 $ 225,000 $ 225,000 $ 110,000
Iberville County Louisiana 1 $ 275,000 $ 275,000 $ 0
Jefferson County Louisiana 1 $ 335,000 $ 335,000 $ 0
Jefferson Davis County Louisiana 1 $ 195,000 $ 195,000 $ 0
Livingston County Louisiana 1 $ 355,000 $ 355,000 $ 0
St. James County Louisiana 1 $ 585,000 $ 585,000 $ 154,000
St. Tammany County Louisiana 1 $ 275,000 $ 275,000 $ 0
Vernon County Louisiana 1 $ 275,000 $ 275,000 $ 0
Knox County Maine 1 $ 225,000 $ 225,000 $ 0
Lincoln County Maine 1 $ 185,000 $ 185,000 $ 0
Oxford County Maine 1 $ 325,000 $ 325,000 $ 0
Somerset County Maine 1 $ 285,000 $ 285,000 $ 0
Anne Arundel County Maryland 1 $ 565,000 $ 565,000 $ 0
Charles County Maryland 1 $ 505,000 $ 505,000 $ 0
Garrett County Maryland 1 $ 955,000 $ 955,000 $ 0
Harford County Maryland 1 $ 465,000 $ 465,000 $ 0
Howard County Maryland 1 $ 765,000 $ 765,000 $ 0
Alpena County Michigan 1 $ 115,000 $ 115,000 $ 0
Calhoun County Michigan 1 $ 355,000 $ 355,000 $ 0
Kalamazoo County Michigan 1 $ 605,000 $ 605,000 $ 0
Livingston County Michigan 1 $ 215,000 $ 215,000 $ 0
Marquette County Michigan 1 $ 395,000 $ 395,000 $ 0
Mecosta County Michigan 1 $ 225,000 $ 225,000 $ 142,000
Muskegon County Michigan 1 $ 385,000 $ 385,000 $ 206,000
Saginaw County Michigan 1 $ 31,745,000 $ 31,745,000 $ 0
Van Buren County Michigan 1 $ 505,000 $ 505,000 $ 458,000
Carver County Minnesota 1 $ 235,000 $ 235,000 $ 0
Crow Wing County Minnesota 1 $ 435,000 $ 435,000 $ 0
Le Sueur County Minnesota 1 $ 265,000 $ 265,000 $ 108,000
Nicollet County Minnesota 1 $ 425,000 $ 425,000 $ 94,000
Benton County Mississippi 1 $ 125,000 $ 125,000 $ 0
Lamar County Mississippi 1 $ 235,000 $ 235,000 $ 0
Boone County Missouri 1 $ 125,000 $ 125,000 $ 202,000
Camden County Missouri 1 $ 155,000 $ 155,000 $ 227,000
Cass County Missouri 1 $ 495,000 $ 495,000 $ 209,000
Gentry County Missouri 1 $ 85,000 $ 85,000 $ 0
Lincoln County Missouri 1 $ 145,000 $ 145,000 $ 43,000
Miller County Missouri 1 $ 325,000 $ 325,000 $ 102,000
Vernon County Missouri 1 $ 245,000 $ 245,000 $ 0
Warren County Missouri 1 $ 245,000 $ 245,000 $ 124,000
Flathead County Montana 1 $ 845,000 $ 845,000 $ 0
Lincoln County Montana 1 $ 345,000 $ 345,000 $ 0
Meagher County Montana 1 $ 275,000 $ 275,000 $ 234,000
Park County Montana 1 $ 645,000 $ 645,000 $ 0
Ravalli County Montana 1 $ 1,005,000 $ 1,005,000 $ 0
Yellowstone County Montana 1 $ 725,000 $ 725,000 $ 0
Cass County Nebraska 1 $ 235,000 $ 235,000 $ 0
Hall County Nebraska 1 $ 205,000 $ 205,000 $ 0
Howard County Nebraska 1 $ 205,000 $ 205,000 $ 0
Sarpy County Nebraska 1 $ 215,000 $ 215,000 $ 0
Saunders County Nebraska 1 $ 1,345,000 $ 1,345,000 $ 0
Douglas County Nevada 1 $ 2,595,000 $ 2,595,000 $ 0
Nye County Nevada 1 $ 315,000 $ 315,000 $ 0
Belknap County New Hampshire 1 $ 205,000 $ 205,000 $ 0
Carroll County New Hampshire 1 $ 405,000 $ 405,000 $ 0
Cheshire County New Hampshire 1 $ 945,000 $ 945,000 $ 0
Hillsborough County New Hampshire 1 $ 415,000 $ 415,000 $ 0
Merrimack County New Hampshire 1 $ 555,000 $ 555,000 $ 0
Strafford County New Hampshire 1 $ 325,000 $ 325,000 $ 0
Atlantic County New Jersey 1 $ 325,000 $ 325,000 $ 0
Morris County New Jersey 1 $ 355,000 $ 355,000 $ 0
Ocean County New Jersey 1 $ 835,000 $ 835,000 $ 0
Passaic County New Jersey 1 $ 305,000 $ 305,000 $ 0
Monroe County New York 1 $ 1,925,000 $ 1,925,000 $ 0
Orange County New York 1 $ 305,000 $ 305,000 $ 0
Suffolk County New York 1 $ 395,000 $ 395,000 $ 0
Brunswick County North Carolina 1 $ 245,000 $ 245,000 $ 16,000
Carteret County North Carolina 1 $ 485,000 $ 485,000 $ 0
Craven County North Carolina 1 $ 205,000 $ 205,000 $ 0
Cumberland County North Carolina 1 $ 155,000 $ 155,000 $ 0
Franklin County North Carolina 1 $ 225,000 $ 225,000 $ 0
Gaston County North Carolina 1 $ 385,000 $ 385,000 $ 0
Harnett County North Carolina 1 $ 245,000 $ 245,000 $ 0
Jackson County North Carolina 1 $ 305,000 $ 305,000 $ 130,000
Moore County North Carolina 1 $ 255,000 $ 255,000 $ 0
New Hanover County North Carolina 1 $ 10,005,000 $ 10,005,000 $ 0
Pender County North Carolina 1 $ 555,000 $ 555,000 $ 0
Robeson County North Carolina 1 $ 5,905,000 $ 5,905,000 $ 0
Cass County North Dakota 1 $ 495,000 $ 495,000 $ 0
Morton County North Dakota 1 $ 285,000 $ 285,000 $ 0
Ward County North Dakota 1 $ 525,000 $ 525,000 $ 0
Belmont County Ohio 1 $ 305,000 $ 305,000 $ 103,000
Clinton County Ohio 1 $ 105,000 $ 105,000 $ 30,000
Fairfield County Ohio 1 $ 195,000 $ 195,000 $ 83,000
Fayette County Ohio 1 $ 475,000 $ 475,000 $ 191,000
Lawrence County Ohio 1 $ 175,000 $ 175,000 $ 47,000
Lorain County Ohio 1 $ 155,000 $ 155,000 $ 97,000
Miami County Ohio 1 $ 165,000 $ 165,000 $ 65,000
Muskingum County Ohio 1 $ 195,000 $ 195,000 $ 67,000
Pickaway County Ohio 1 $ 225,000 $ 225,000 $ 66,000
Wood County Ohio 1 $ 51,405,000 $ 51,405,000 $ 0
Canadian County Oklahoma 1 $ 235,000 $ 235,000 $ 0
Clatsop County Oregon 1 $ 715,000 $ 715,000 $ 0
Jackson County Oregon 1 $ 405,000 $ 405,000 $ 0
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Mortgage Loan Application Detail Totals for Merchants Bank Of Indiana in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,484 $3,148,640,000 $2,121,000 $63,105,000 $137,000 $2,184,000
Cash-out Refinancing 1,221 $625,055,000 $511,000 $10,005,000 $200,000 $3,960,000
Refinancing 192 $1,334,635,000 $6,987,000 $80,005,000 $125,000 $710,000
Home Improvement 59 $293,535,000 $4,975,000 $29,405,000 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,706 $4,971,835,000 $2,916,000 $80,005,000 $0 $0
White 897 $310,265,000 $345,000 $10,005,000 $162,000 $3,960,000
Not Provided 116 $49,630,000 $427,000 $2,305,000 $208,000 $2,399,000
Asian 105 $32,295,000 $307,000 $1,315,000 $112,000 $575,000
Black or African American 62 $14,690,000 $236,000 $795,000 $101,000 $498,000
Hispanic 62 $20,830,000 $335,000 $1,085,000 $125,000 $502,000
Native Hawaiian or Other Pacific Islander 5 $1,285,000 $257,000 $625,000 $101,000 $192,000
American Indian or Alaskan Native 2 $530,000 $265,000 $285,000 $74,000 $79,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,886 $5,383,805,000 $1,866,000 $80,005,000 $159,000 $3,960,000
FHA-insured (Federal Housing Administration) 69 $17,865,000 $258,000 $565,000 $74,000 $141,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $195,000 $195,000 $195,000 $64,000 $64,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 1,411 $787,695,000 $558,000 $4,505,000 $0 $0
Loan Originated 1,306 $4,520,425,000 $3,463,000 $80,005,000 $157,000 $2,399,000
Application Denied By Financial Institution 83 $38,985,000 $469,000 $10,005,000 $107,000 $718,000
Application Withdrawn By Applicant 73 $26,545,000 $363,000 $2,005,000 $233,000 $3,960,000
Application Approved But Not Accepted 72 $24,380,000 $338,000 $2,305,000 $137,000 $873,000
File Closed For Incompleteness 11 $3,835,000 $348,000 $1,255,000 $164,000 $430,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,873 $5,362,880,000 $1,867,000 $80,005,000 $160,000 $3,960,000
Debt-To-Income Ratio 51 $28,915,000 $566,000 $10,005,000 $92,000 $718,000
Collateral 11 $4,335,000 $394,000 $1,325,000 $131,000 $287,000
Credit History 10 $1,860,000 $186,000 $355,000 $85,000 $158,000
Other 7 $2,415,000 $345,000 $765,000 $221,000 $519,000
Unverifiable Information 2 $880,000 $440,000 $455,000 $105,000 $124,000
Insufficient Cash (Downpayment, Closing Cost) 1 $245,000 $245,000 $245,000 $71,000 $71,000
Credit Application Incomplete 1 $335,000 $335,000 $335,000 $68,000 $68,000
Employment History 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Merchants Bank Of Indiana's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Merchants Bank Of Indiana's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet with aggregated HMDA statistics today.

Download the Indiana Lender List