Meridian Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Meridian Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Meridian Bank 9 Old Lincoln Highway Malvern, PA 19355 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 3,636 |
| Total Mortgage Loan Application Amount | $737,708,000 |
| Average Mortgage Loan Application Amount | $207,333 |
| Highest Mortgage Loan Application Amount | $7,900,000 |
| Average Applicant Income | $83,333 |
| Highest Applicant Income | $1,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Meridian Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Meridian Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Meridian Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Meridian Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Meridian Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Meridian Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New Castle County Delaware | 441 | $ 87,447,000 | $ 198,000 | $ 75,000 |
| Philadelphia County Pennsylvania | 440 | $ 85,279,000 | $ 193,000 | $ 62,000 |
| Atlantic County New Jersey | 293 | $ 48,946,000 | $ 167,000 | $ 81,000 |
| Montgomery County Pennsylvania | 262 | $ 65,351,000 | $ 249,000 | $ 118,000 |
| Bucks County Pennsylvania | 204 | $ 46,563,000 | $ 228,000 | $ 104,000 |
| Sussex County Delaware | 203 | $ 35,972,000 | $ 177,000 | $ 61,000 |
| Chester County Pennsylvania | 175 | $ 45,615,000 | $ 260,000 | $ 114,000 |
| Berks County Pennsylvania | 168 | $ 25,884,000 | $ 154,000 | $ 74,000 |
| Delaware County Pennsylvania | 165 | $ 37,056,000 | $ 224,000 | $ 102,000 |
| Burlington County New Jersey | 114 | $ 23,971,000 | $ 210,000 | $ 95,000 |
| Lancaster County Pennsylvania | 95 | $ 16,084,000 | $ 169,000 | $ 77,000 |
| Cape May County New Jersey | 90 | $ 23,688,000 | $ 263,000 | $ 148,000 |
| Kent County Delaware | 82 | $ 14,971,000 | $ 182,000 | $ 62,000 |
| Camden County New Jersey | 77 | $ 13,900,000 | $ 180,000 | $ 94,000 |
| Cumberland County Pennsylvania | 65 | $ 10,836,000 | $ 166,000 | $ 76,000 |
| Gloucester County New Jersey | 56 | $ 10,585,000 | $ 189,000 | $ 95,000 |
| Centre County Pennsylvania | 52 | $ 9,660,000 | $ 185,000 | $ 74,000 |
| York County Pennsylvania | 41 | $ 6,311,000 | $ 153,000 | $ 76,000 |
| Dauphin County Pennsylvania | 40 | $ 5,631,000 | $ 140,000 | $ 67,000 |
| Adams County Pennsylvania | 38 | $ 5,827,000 | $ 153,000 | $ 65,000 |
| Ocean County New Jersey | 33 | $ 7,301,000 | $ 221,000 | $ 100,000 |
| Mercer County New Jersey | 18 | $ 4,329,000 | $ 240,000 | $ 107,000 |
| Lehigh County Pennsylvania | 18 | $ 3,731,000 | $ 207,000 | $ 80,000 |
| Franklin County Pennsylvania | 17 | $ 2,759,000 | $ 162,000 | $ 63,000 |
| Cecil County Maryland | 16 | $ 3,674,000 | $ 229,000 | $ 74,000 |
| Monmouth County New Jersey | 16 | $ 5,681,000 | $ 355,000 | $ 139,000 |
| Cumberland County New Jersey | 15 | $ 2,325,000 | $ 155,000 | $ 66,000 |
| Wicomico County Maryland | 13 | $ 2,134,000 | $ 164,000 | $ 61,000 |
| Middlesex County New Jersey | 13 | $ 3,360,000 | $ 258,000 | $ 111,000 |
| Worcester County Maryland | 11 | $ 2,133,000 | $ 193,000 | $ 111,000 |
| Northampton County Pennsylvania | 11 | $ 2,742,000 | $ 249,000 | $ 94,000 |
| Lebanon County Pennsylvania | 10 | $ 1,578,000 | $ 157,000 | $ 70,000 |
| Perry County Pennsylvania | 10 | $ 1,245,000 | $ 124,000 | $ 50,000 |
| Monroe County Pennsylvania | 9 | $ 1,197,000 | $ 133,000 | $ 57,000 |
| Schuylkill County Pennsylvania | 9 | $ 1,017,000 | $ 113,000 | $ 37,000 |
| Salem County New Jersey | 8 | $ 1,456,000 | $ 182,000 | $ 88,000 |
| Allegheny County Pennsylvania | 8 | $ 1,800,000 | $ 225,000 | $ 101,000 |
| Prince George's County Maryland | 7 | $ 1,709,000 | $ 244,000 | $ 70,000 |
| Baltimore County Maryland | 6 | $ 1,307,000 | $ 217,000 | $ 34,000 |
| Bergen County New Jersey | 6 | $ 1,700,000 | $ 283,000 | $ 117,000 |
| Passaic County New Jersey | 6 | $ 1,869,000 | $ 311,000 | $ 135,000 |
| Somerset County New Jersey | 6 | $ 1,322,000 | $ 220,000 | $ 119,000 |
| Prince William County Virginia | 6 | $ 3,199,000 | $ 533,000 | $ 138,000 |
| Harford County Maryland | 5 | $ 1,672,000 | $ 334,000 | $ 99,000 |
| Morris County New Jersey | 5 | $ 1,427,000 | $ 285,000 | $ 150,000 |
| Union County New Jersey | 5 | $ 787,000 | $ 157,000 | $ 77,000 |
| Clearfield County Pennsylvania | 5 | $ 379,000 | $ 75,000 | $ 59,000 |
| Virginia Beach County Virginia | 5 | $ 788,000 | $ 157,000 | $ 70,000 |
| Miami-Dade County Florida | 4 | $ 684,000 | $ 171,000 | $ 98,000 |
| Frederick County Maryland | 4 | $ 1,883,000 | $ 470,000 | $ 90,000 |
| Howard County Maryland | 4 | $ 1,058,000 | $ 264,000 | $ 481,000 |
| Hudson County New Jersey | 4 | $ 1,683,000 | $ 420,000 | $ 131,000 |
| Queens County New York | 4 | $ 853,000 | $ 213,000 | $ 60,000 |
| Wake County North Carolina | 4 | $ 507,000 | $ 126,000 | $ 99,000 |
| Blair County Pennsylvania | 4 | $ 490,000 | $ 122,000 | $ 64,000 |
| Clinton County Pennsylvania | 4 | $ 397,000 | $ 99,000 | $ 50,000 |
| Columbia County Pennsylvania | 4 | $ 472,000 | $ 118,000 | $ 56,000 |
| Wayne County Pennsylvania | 4 | $ 602,000 | $ 150,000 | $ 59,000 |
| Fairfax County Virginia | 4 | $ 1,123,000 | $ 280,000 | $ 110,000 |
| Maricopa County Arizona | 3 | $ 600,000 | $ 200,000 | $ 70,000 |
| Pima County Arizona | 3 | $ 726,000 | $ 242,000 | $ 43,000 |
| New London County Connecticut | 3 | $ 602,000 | $ 200,000 | $ 72,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,663,000 | $ 554,000 | $ 547,000 |
| Collier County Florida | 3 | $ 536,000 | $ 178,000 | $ 109,000 |
| Hernando County Florida | 3 | $ 270,000 | $ 90,000 | $ 41,000 |
| Scott County Iowa | 3 | $ 722,000 | $ 240,000 | $ 80,000 |
| Anne Arundel County Maryland | 3 | $ 861,000 | $ 287,000 | $ 80,000 |
| Hunterdon County New Jersey | 3 | $ 1,168,000 | $ 389,000 | $ 209,000 |
| Kings County New York | 3 | $ 1,321,000 | $ 440,000 | $ 159,000 |
| Mifflin County Pennsylvania | 3 | $ 306,000 | $ 102,000 | $ 45,000 |
| James City County Virginia | 3 | $ 642,000 | $ 214,000 | $ 103,000 |
| Fairfield County Connecticut | 2 | $ 352,000 | $ 176,000 | $ 103,000 |
| Broward County Florida | 2 | $ 346,000 | $ 173,000 | $ 47,000 |
| St. Johns County Florida | 2 | $ 570,000 | $ 285,000 | $ 246,000 |
| Jefferson County Kentucky | 2 | $ 771,000 | $ 385,000 | $ 111,000 |
| Laurel County Kentucky | 2 | $ 234,000 | $ 117,000 | $ 19,000 |
| Red River County Louisiana | 2 | $ 178,000 | $ 89,000 | $ 58,000 |
| Caroline County Maryland | 2 | $ 165,000 | $ 82,000 | $ 51,000 |
| Charles County Maryland | 2 | $ 512,000 | $ 256,000 | $ 74,000 |
| Dorchester County Maryland | 2 | $ 342,000 | $ 171,000 | $ 48,000 |
| Queen Anne's County Maryland | 2 | $ 937,000 | $ 468,000 | $ 185,000 |
| Sussex County New Jersey | 2 | $ 300,000 | $ 150,000 | $ 49,000 |
| Nassau County New York | 2 | $ 685,000 | $ 342,000 | $ 81,000 |
| Westchester County New York | 2 | $ 595,000 | $ 297,000 | $ 117,000 |
| Carteret County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 121,000 |
| Carbon County Pennsylvania | 2 | $ 201,000 | $ 100,000 | $ 70,000 |
| Huntingdon County Pennsylvania | 2 | $ 349,000 | $ 174,000 | $ 100,000 |
| Jefferson County Pennsylvania | 2 | $ 304,000 | $ 152,000 | $ 65,000 |
| Montour County Pennsylvania | 2 | $ 538,000 | $ 269,000 | $ 127,000 |
| Pike County Pennsylvania | 2 | $ 180,000 | $ 90,000 | $ 44,000 |
| Westmoreland County Pennsylvania | 2 | $ 322,000 | $ 161,000 | $ 85,000 |
| Chesapeake County Virginia | 2 | $ 633,000 | $ 316,000 | $ 60,000 |
| Chesterfield County Virginia | 2 | $ 321,000 | $ 160,000 | $ 33,000 |
| Hampton County Virginia | 2 | $ 472,000 | $ 236,000 | $ 100,000 |
| Loudoun County Virginia | 2 | $ 912,000 | $ 456,000 | $ 167,000 |
| Norfolk County Virginia | 2 | $ 321,000 | $ 160,000 | $ 37,000 |
| Stafford County Virginia | 2 | $ 666,000 | $ 333,000 | $ 86,000 |
| York County Virginia | 2 | $ 624,000 | $ 312,000 | $ 155,000 |
| Coconino County Arizona | 1 | $ 356,000 | $ 356,000 | $ 54,000 |
| Calaveras County California | 1 | $ 227,000 | $ 227,000 | $ 47,000 |
| Contra Costa County California | 1 | $ 250,000 | $ 250,000 | $ 63,000 |
| San Benito County California | 1 | $ 403,000 | $ 403,000 | $ 142,000 |
| San Diego County California | 1 | $ 335,000 | $ 335,000 | $ 62,000 |
| Santa Clara County California | 1 | $ 296,000 | $ 296,000 | $ 114,000 |
| Jefferson County Colorado | 1 | $ 321,000 | $ 321,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 249,000 | $ 249,000 | $ 160,000 |
| New Haven County Connecticut | 1 | $ 73,000 | $ 73,000 | $ 59,000 |
| Charlotte County Florida | 1 | $ 166,000 | $ 166,000 | $ 129,000 |
| Indian River County Florida | 1 | $ 152,000 | $ 152,000 | $ 207,000 |
| Lee County Florida | 1 | $ 92,000 | $ 92,000 | $ 43,000 |
| Nassau County Florida | 1 | $ 109,000 | $ 109,000 | $ 72,000 |
| Palm Beach County Florida | 1 | $ 200,000 | $ 200,000 | $ 167,000 |
| Pinellas County Florida | 1 | $ 377,000 | $ 377,000 | $ 110,000 |
| Sumter County Florida | 1 | $ 182,000 | $ 182,000 | $ 177,000 |
| Gwinnett County Georgia | 1 | $ 303,000 | $ 303,000 | $ 87,000 |
| Rockdale County Georgia | 1 | $ 293,000 | $ 293,000 | $ 0 |
| Blaine County Idaho | 1 | $ 102,000 | $ 102,000 | $ 69,000 |
| Clearwater County Idaho | 1 | $ 368,000 | $ 368,000 | $ 0 |
| Lake County Illinois | 1 | $ 135,000 | $ 135,000 | $ 98,000 |
| Marion County Indiana | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Putnam County Indiana | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
| Finney County Kansas | 1 | $ 276,000 | $ 276,000 | $ 118,000 |
| Johnson County Kansas | 1 | $ 208,000 | $ 208,000 | $ 43,000 |
| Neosho County Kansas | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Bullitt County Kentucky | 1 | $ 86,000 | $ 86,000 | $ 45,000 |
| Whitley County Kentucky | 1 | $ 110,000 | $ 110,000 | $ 101,000 |
| Ascension County Louisiana | 1 | $ 247,000 | $ 247,000 | $ 78,000 |
| Jefferson County Louisiana | 1 | $ 191,000 | $ 191,000 | $ 59,000 |
| St. Martin County Louisiana | 1 | $ 360,000 | $ 360,000 | $ 325,000 |
| St. Tammany County Louisiana | 1 | $ 179,000 | $ 179,000 | $ 85,000 |
| Lincoln County Maine | 1 | $ 68,000 | $ 68,000 | $ 87,000 |
| Baltimore City County Maryland | 1 | $ 252,000 | $ 252,000 | $ 100,000 |
| Carroll County Maryland | 1 | $ 333,000 | $ 333,000 | $ 141,000 |
| Kent County Maryland | 1 | $ 183,000 | $ 183,000 | $ 35,000 |
| Montgomery County Maryland | 1 | $ 295,000 | $ 295,000 | $ 228,000 |
| Talbot County Maryland | 1 | $ 250,000 | $ 250,000 | $ 205,000 |
| Barnstable County Massachusetts | 1 | $ 157,000 | $ 157,000 | $ 76,000 |
| Bristol County Massachusetts | 1 | $ 160,000 | $ 160,000 | $ 140,000 |
| Middlesex County Massachusetts | 1 | $ 412,000 | $ 412,000 | $ 114,000 |
| Worcester County Massachusetts | 1 | $ 322,000 | $ 322,000 | $ 0 |
| Kalamazoo County Michigan | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| Macomb County Michigan | 1 | $ 170,000 | $ 170,000 | $ 64,000 |
| Roscommon County Michigan | 1 | $ 80,000 | $ 80,000 | $ 28,000 |
| Saginaw County Michigan | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| St. Joseph County Michigan | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Coahoma County Mississippi | 1 | $ 150,000 | $ 150,000 | $ 106,000 |
| DeSoto County Mississippi | 1 | $ 124,000 | $ 124,000 | $ 76,000 |
| Hancock County Mississippi | 1 | $ 151,000 | $ 151,000 | $ 46,000 |
| Rockingham County New Hampshire | 1 | $ 336,000 | $ 336,000 | $ 132,000 |
| Essex County New Jersey | 1 | $ 203,000 | $ 203,000 | $ 51,000 |
| Taos County New Mexico | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Bronx County New York | 1 | $ 282,000 | $ 282,000 | $ 105,000 |
| Monroe County New York | 1 | $ 332,000 | $ 332,000 | $ 165,000 |
| Niagara County New York | 1 | $ 405,000 | $ 405,000 | $ 358,000 |
| Rockland County New York | 1 | $ 352,000 | $ 352,000 | $ 75,000 |
| Suffolk County New York | 1 | $ 329,000 | $ 329,000 | $ 88,000 |
| Tioga County New York | 1 | $ 198,000 | $ 198,000 | $ 99,000 |
| Alamance County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Dare County North Carolina | 1 | $ 212,000 | $ 212,000 | $ 85,000 |
| Davidson County North Carolina | 1 | $ 281,000 | $ 281,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 49,000 |
| Pender County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 135,000 |
| Pitt County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Licking County Ohio | 1 | $ 74,000 | $ 74,000 | $ 84,000 |
| Beaver County Pennsylvania | 1 | $ 142,000 | $ 142,000 | $ 31,000 |
| Butler County Pennsylvania | 1 | $ 119,000 | $ 119,000 | $ 41,000 |
| Erie County Pennsylvania | 1 | $ 127,000 | $ 127,000 | $ 41,000 |
| Greene County Pennsylvania | 1 | $ 196,000 | $ 196,000 | $ 74,000 |
| Juniata County Pennsylvania | 1 | $ 99,000 | $ 99,000 | $ 32,000 |
| Lackawanna County Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 36,000 |
| Luzerne County Pennsylvania | 1 | $ 271,000 | $ 271,000 | $ 107,000 |
| Northumberland County Pennsylvania | 1 | $ 184,000 | $ 184,000 | $ 69,000 |
| Somerset County Pennsylvania | 1 | $ 151,000 | $ 151,000 | $ 77,000 |
| Tioga County Pennsylvania | 1 | $ 161,000 | $ 161,000 | $ 240,000 |
| Union County Pennsylvania | 1 | $ 190,000 | $ 190,000 | $ 52,000 |
| Washington County Pennsylvania | 1 | $ 236,000 | $ 236,000 | $ 123,000 |
| Charleston County South Carolina | 1 | $ 410,000 | $ 410,000 | $ 189,000 |
| York County South Carolina | 1 | $ 291,000 | $ 291,000 | $ 113,000 |
| Minnehaha County South Dakota | 1 | $ 126,000 | $ 126,000 | $ 50,000 |
| Blount County Tennessee | 1 | $ 178,000 | $ 178,000 | $ 67,000 |
| Greene County Tennessee | 1 | $ 300,000 | $ 300,000 | $ 77,000 |
| Knox County Tennessee | 1 | $ 187,000 | $ 187,000 | $ 43,000 |
| Montgomery County Tennessee | 1 | $ 326,000 | $ 326,000 | $ 86,000 |
| Rutherford County Tennessee | 1 | $ 169,000 | $ 169,000 | $ 70,000 |
| Shelby County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Sumner County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 40,000 |
| Wayne County Tennessee | 1 | $ 171,000 | $ 171,000 | $ 79,000 |
| Bexar County Texas | 1 | $ 331,000 | $ 331,000 | $ 111,000 |
| Alexandria County Virginia | 1 | $ 427,000 | $ 427,000 | $ 306,000 |
| Caroline County Virginia | 1 | $ 117,000 | $ 117,000 | $ 39,000 |
| Fauquier County Virginia | 1 | $ 158,000 | $ 158,000 | $ 196,000 |
| Franklin County Virginia | 1 | $ 129,000 | $ 129,000 | $ 33,000 |
| Gloucester County Virginia | 1 | $ 170,000 | $ 170,000 | $ 56,000 |
| King George County Virginia | 1 | $ 133,000 | $ 133,000 | $ 50,000 |
| Lancaster County Virginia | 1 | $ 129,000 | $ 129,000 | $ 43,000 |
| Martinsville County Virginia | 1 | $ 129,000 | $ 129,000 | $ 109,000 |
| Page County Virginia | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
| Prince George County Virginia | 1 | $ 171,000 | $ 171,000 | $ 69,000 |
| Spotsylvania County Virginia | 1 | $ 298,000 | $ 298,000 | $ 37,000 |
| Berkeley County West Virginia | 1 | $ 190,000 | $ 190,000 | $ 55,000 |
| Kanawha County West Virginia | 1 | $ 363,000 | $ 363,000 | $ 127,000 |
Mortgage Loan Application Detail Totals for Meridian Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,823 | $557,845,000 | $197,000 | $7,900,000 | $83,000 | $1,000,000 |
| Refinancing | 757 | $168,478,000 | $222,000 | $1,450,000 | $102,000 | $845,000 |
| Home Improvement | 56 | $11,385,000 | $203,000 | $950,000 | $65,000 | $335,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,600 | $533,542,000 | $205,000 | $1,000,000 | $95,000 | $1,000,000 |
| Black or African American | 474 | $77,857,000 | $164,000 | $580,000 | $58,000 | $376,000 |
| Hispanic | 240 | $37,712,000 | $157,000 | $482,000 | $57,000 | $260,000 |
| Asian | 118 | $27,381,000 | $232,000 | $770,000 | $112,000 | $845,000 |
| Not Provided | 114 | $24,789,000 | $217,000 | $753,000 | $97,000 | $660,000 |
| Not applicable | 79 | $34,772,000 | $440,000 | $7,900,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,311,000 | $145,000 | $269,000 | $81,000 | $197,000 |
| American Indian or Alaskan Native | 2 | $344,000 | $172,000 | $204,000 | $58,000 | $65,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,911 | $434,364,000 | $227,000 | $7,900,000 | $110,000 | $1,000,000 |
| FHA-insured (Federal Housing Administration) | 1,096 | $178,945,000 | $163,000 | $625,000 | $58,000 | $498,000 |
| VA-guaranteed (Veterans Administration) | 346 | $78,381,000 | $226,000 | $856,000 | $72,000 | $384,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 283 | $46,018,000 | $162,000 | $388,000 | $53,000 | $98,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,804 | $556,731,000 | $198,000 | $2,440,000 | $85,000 | $814,000 |
| Application Denied By Financial Institution | 408 | $87,516,000 | $214,000 | $905,000 | $98,000 | $1,000,000 |
| Application Withdrawn By Applicant | 250 | $57,864,000 | $231,000 | $7,900,000 | $88,000 | $640,000 |
| File Closed For Incompleteness | 152 | $30,509,000 | $200,000 | $790,000 | $87,000 | $573,000 |
| Application Approved But Not Accepted | 17 | $3,615,000 | $212,000 | $600,000 | $84,000 | $226,000 |
| Loan Purchased By The Institution | 5 | $1,473,000 | $294,000 | $412,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Meridian Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Meridian Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.