Meridian Bank Mortgage Lending & HMDA Data, 2021

In 2021, Meridian Bank of Malvern, PA reported 9,082 mortgage applications totaling $2.9 billion, down 8% from 2020. The average application was for $316,668, and applicants reported an average income of $124,474. 82% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Baltimore-Columbia-Towson, MD (3,244), Wilmington, DE-MD-NJ (849) and Philadelphia, PA (778) (applications in parentheses).

Mortgage Company & Address Meridian Bank
9 Old Lincoln Highway
Malvern, PA 19355
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 9,082
Total Mortgage Loan Application Amount $2,875,980,000
Average Mortgage Loan Application Amount $316,668
Highest Mortgage Loan Application Amount $9,275,000
Average Applicant Income $124,474
Highest Applicant Income $8,744,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Meridian Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Meridian Bank by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Baltimore, Maryland 1,119 $ 329,105,000 $ 294,106 $ 116,000
New Castle, Delaware 755 $ 186,835,000 $ 247,463 $ 81,000
Baltimore City, Maryland 654 $ 166,220,000 $ 254,159 $ 112,000
Harford, Maryland 546 $ 162,090,000 $ 296,868 $ 108,000
Philadelphia, Pennsylvania 527 $ 201,395,000 $ 382,153 $ 133,000
Anne Arundel, Maryland 520 $ 197,640,000 $ 380,076 $ 142,000
Sussex, Delaware 405 $ 99,895,000 $ 246,654 $ 99,000
Montgomery, Pennsylvania 290 $ 104,150,000 $ 359,137 $ 138,000
Delaware, Pennsylvania 251 $ 70,015,000 $ 278,944 $ 117,000
Howard, Maryland 228 $ 92,680,000 $ 406,491 $ 184,000
Bucks, Pennsylvania 224 $ 75,560,000 $ 337,321 $ 130,000
Prince George's, Maryland 195 $ 68,705,000 $ 352,333 $ 111,000
Kent, Delaware 192 $ 50,150,000 $ 261,197 $ 74,000
Montgomery, Maryland 170 $ 74,190,000 $ 436,411 $ 156,000
Chester, Pennsylvania 170 $ 73,600,000 $ 432,941 $ 169,000
Carroll, Maryland 132 $ 43,880,000 $ 332,424 $ 115,000
Atlantic, New Jersey 110 $ 27,950,000 $ 254,090 $ 116,000
Lancaster, Pennsylvania 107 $ 26,125,000 $ 244,158 $ 93,000
Camden, New Jersey 104 $ 27,470,000 $ 264,134 $ 124,000
Burlington, New Jersey 103 $ 27,875,000 $ 270,631 $ 208,000
York, Pennsylvania 93 $ 22,355,000 $ 240,376 $ 94,000
Frederick, Maryland 84 $ 30,120,000 $ 358,571 $ 128,000
Cecil, Maryland 82 $ 22,560,000 $ 275,121 $ 93,000
Gloucester, New Jersey 82 $ 17,960,000 $ 219,024 $ 101,000
Cape May, New Jersey 70 $ 28,610,000 $ 408,714 $ 280,000
Cumberland, Pennsylvania 52 $ 12,960,000 $ 249,230 $ 115,000
Worcester, Maryland 51 $ 14,955,000 $ 293,235 $ 194,000
District of Columbia, District Of Columbia 49 $ 26,825,000 $ 547,448 $ 213,000
Queen Anne's, Maryland 45 $ 21,885,000 $ 486,333 $ 186,000
Charles, Maryland 44 $ 16,740,000 $ 380,454 $ 122,000
Calvert, Maryland 40 $ 13,010,000 $ 325,250 $ 106,000
Fairfax, Virginia 38 $ 19,360,000 $ 509,473 $ 178,000
Ocean, New Jersey 33 $ 10,665,000 $ 323,181 $ 151,000
Washington, Maryland 31 $ 8,715,000 $ 281,129 $ 79,000
Prince William, Virginia 30 $ 12,840,000 $ 428,000 $ 135,000
Wicomico, Maryland 28 $ 6,610,000 $ 236,071 $ 71,000
Berks, Pennsylvania 28 $ 7,730,000 $ 276,071 $ 104,000
Loudoun, Virginia 23 $ 10,815,000 $ 470,217 $ 252,000
Dauphin, Pennsylvania 22 $ 4,800,000 $ 218,181 $ 130,000
Maricopa, Arizona 20 $ 5,830,000 $ 291,500 $ 73,000
Mercer, New Jersey 17 $ 4,605,000 $ 270,882 $ 149,000
Pinellas, Florida 16 $ 5,180,000 $ 323,750 $ 125,000
Palm Beach, Florida 15 $ 6,255,000 $ 417,000 $ 262,000
Wake, North Carolina 15 $ 4,785,000 $ 319,000 $ 83,000
Adams, Pennsylvania 15 $ 3,545,000 $ 236,333 $ 109,000
Hillsborough, Florida 13 $ 4,185,000 $ 321,923 $ 128,000
Caroline, Maryland 13 $ 3,275,000 $ 251,923 $ 72,000
St. Mary's, Maryland 13 $ 4,615,000 $ 355,000 $ 129,000
Clark, Nevada 12 $ 3,570,000 $ 297,500 $ 54,000
Salem, New Jersey 12 $ 2,030,000 $ 169,166 $ 78,000
Arlington, Virginia 12 $ 5,950,000 $ 495,833 $ 189,000
Middlesex, Massachusetts 11 $ 5,325,000 $ 484,090 $ 212,000
Monroe, Pennsylvania 11 $ 2,455,000 $ 223,181 $ 105,000
Travis, Texas 11 $ 3,885,000 $ 353,181 $ 231,000
Williamson, Texas 11 $ 3,205,000 $ 291,363 $ 218,000
San Diego, California 10 $ 5,370,000 $ 537,000 $ 112,000
Lee, Florida 10 $ 2,930,000 $ 293,000 $ 115,000
Cook, Illinois 10 $ 4,660,000 $ 466,000 $ 161,000
Norfolk, Massachusetts 10 $ 5,660,000 $ 566,000 $ 292,000
Lebanon, Pennsylvania 10 $ 2,650,000 $ 265,000 $ 131,000
Riverside, California 9 $ 3,885,000 $ 431,666 $ 93,000
Broward, Florida 9 $ 3,505,000 $ 389,444 $ 158,000
Manatee, Florida 9 $ 3,795,000 $ 421,666 $ 151,000
Orange, Florida 9 $ 3,635,000 $ 403,888 $ 176,000
Talbot, Maryland 9 $ 3,825,000 $ 425,000 $ 148,000
Bergen, New Jersey 9 $ 3,805,000 $ 422,777 $ 184,000
Allegheny, Pennsylvania 9 $ 2,195,000 $ 243,888 $ 121,000
Harris, Texas 9 $ 5,635,000 $ 626,111 $ 347,000
King, Washington 9 $ 3,515,000 $ 390,555 $ 151,000
Pierce, Washington 9 $ 3,775,000 $ 419,444 $ 35,000
Columbia, Pennsylvania 8 $ 1,270,000 $ 158,750 $ 51,000
Horry, South Carolina 8 $ 2,070,000 $ 258,750 $ 157,000
Stafford, Virginia 8 $ 3,570,000 $ 446,250 $ 104,000
Berkeley, West Virginia 8 $ 1,900,000 $ 237,500 $ 88,000
Los Angeles, California 7 $ 3,515,000 $ 502,142 $ 60,000
St. Johns, Florida 7 $ 2,905,000 $ 415,000 $ 47,000
Hennepin, Minnesota 7 $ 3,025,000 $ 432,142 $ 141,000
Cumberland, New Jersey 7 $ 1,375,000 $ 196,428 $ 70,000
Mecklenburg, North Carolina 7 $ 1,765,000 $ 252,142 $ 141,000
Lehigh, Pennsylvania 7 $ 1,895,000 $ 270,714 $ 146,000
Greenville, South Carolina 7 $ 2,265,000 $ 323,571 $ 118,000
Anchorage, Alaska 6 $ 3,000,000 $ 500,000 $ 0
Fairfield, Connecticut 6 $ 2,580,000 $ 430,000 $ 230,000
New Haven, Connecticut 6 $ 2,290,000 $ 381,666 $ 183,000
Collier, Florida 6 $ 3,370,000 $ 561,666 $ 272,000
Pasco, Florida 6 $ 2,360,000 $ 393,333 $ 243,000
Fulton, Georgia 6 $ 3,130,000 $ 521,666 $ 230,000
Monmouth, New Jersey 6 $ 2,190,000 $ 365,000 $ 215,000
Somerset, New Jersey 6 $ 2,700,000 $ 450,000 $ 133,000
Union, New Jersey 6 $ 2,160,000 $ 360,000 $ 122,000
Franklin, Pennsylvania 6 $ 1,370,000 $ 228,333 $ 100,000
Westmoreland, Pennsylvania 6 $ 1,200,000 $ 200,000 $ 70,000
Beaufort, South Carolina 6 $ 1,540,000 $ 256,666 $ 140,000
Williamson, Tennessee 6 $ 2,840,000 $ 473,333 $ 207,000
Virginia Beach, Virginia 6 $ 1,770,000 $ 295,000 $ 60,000
Madison, Alabama 5 $ 1,415,000 $ 283,000 $ 39,000
Orange, California 5 $ 2,975,000 $ 595,000 $ 124,000
Brevard, Florida 5 $ 1,315,000 $ 263,000 $ 116,000
Charlotte, Florida 5 $ 1,365,000 $ 273,000 $ 109,000
Miami-Dade, Florida 5 $ 3,445,000 $ 689,000 $ 738,000
Kent, Maryland 5 $ 1,175,000 $ 235,000 $ 94,000
Somerset, Maryland 5 $ 925,000 $ 185,000 $ 61,000
Barnstable, Massachusetts 5 $ 3,645,000 $ 729,000 $ 165,000
Plymouth, Massachusetts 5 $ 2,445,000 $ 489,000 $ 171,000
Hunterdon, New Jersey 5 $ 2,055,000 $ 411,000 $ 217,000
Suffolk, New York 5 $ 1,805,000 $ 361,000 $ 104,000
Cumberland, North Carolina 5 $ 945,000 $ 189,000 $ 44,000
Moore, North Carolina 5 $ 2,075,000 $ 415,000 $ 79,000
Union, North Carolina 5 $ 1,705,000 $ 341,000 $ 166,000
Canadian, Oklahoma 5 $ 1,165,000 $ 233,000 $ 69,000
Northampton, Pennsylvania 5 $ 1,015,000 $ 203,000 $ 117,000
Pike, Pennsylvania 5 $ 1,225,000 $ 245,000 $ 180,000
York, South Carolina 5 $ 1,735,000 $ 347,000 $ 92,000
Davidson, Tennessee 5 $ 995,000 $ 199,000 $ 56,000
Bexar, Texas 5 $ 2,575,000 $ 515,000 $ 25,000
Salt Lake, Utah 5 $ 2,835,000 $ 567,000 $ 228,000
Alexandria, Virginia 5 $ 1,775,000 $ 355,000 $ 195,000
Thurston, Washington 5 $ 1,615,000 $ 323,000 $ 0
Contra Costa, California 4 $ 1,720,000 $ 430,000 $ 179,000
San Bernardino, California 4 $ 1,240,000 $ 310,000 $ 0
Weld, Colorado 4 $ 1,460,000 $ 365,000 $ 0
Duval, Florida 4 $ 1,080,000 $ 270,000 $ 189,000
Flagler, Florida 4 $ 720,000 $ 180,000 $ 76,000
Polk, Florida 4 $ 1,100,000 $ 275,000 $ 94,000
Sarasota, Florida 4 $ 1,280,000 $ 320,000 $ 133,000
Seminole, Florida 4 $ 1,410,000 $ 352,500 $ 102,000
Volusia, Florida 4 $ 860,000 $ 215,000 $ 103,000
Jefferson, Kentucky 4 $ 1,550,000 $ 387,500 $ 149,000
St. Tammany, Louisiana 4 $ 1,240,000 $ 310,000 $ 131,000
Essex, Massachusetts 4 $ 1,160,000 $ 290,000 $ 94,000
Oakland, Michigan 4 $ 1,180,000 $ 295,000 $ 77,000
Essex, New Jersey 4 $ 1,460,000 $ 365,000 $ 133,000
Hudson, New Jersey 4 $ 1,670,000 $ 417,500 $ 109,000
Montgomery, Ohio 4 $ 800,000 $ 200,000 $ 69,000
Bradford, Pennsylvania 4 $ 940,000 $ 235,000 $ 109,000
Indiana, Pennsylvania 4 $ 440,000 $ 110,000 $ 55,000
Charleston, South Carolina 4 $ 1,600,000 $ 400,000 $ 80,000
Richland, South Carolina 4 $ 1,270,000 $ 317,500 $ 26,000
Montgomery, Tennessee 4 $ 1,080,000 $ 270,000 $ 110,000
Dallas, Texas 4 $ 1,270,000 $ 317,500 $ 106,000
Fort Bend, Texas 4 $ 1,150,000 $ 287,500 $ 67,000
Fauquier, Virginia 4 $ 1,730,000 $ 432,500 $ 159,000
Island, Washington 4 $ 1,490,000 $ 372,500 $ 135,000
Laramie, Wyoming 4 $ 1,240,000 $ 310,000 $ 39,000
Fresno, California 3 $ 965,000 $ 321,666 $ 84,000
Placer, California 3 $ 875,000 $ 291,666 $ 99,000
Sacramento, California 3 $ 1,195,000 $ 398,333 $ 0
Santa Clara, California 3 $ 2,585,000 $ 861,666 $ 264,000
Jefferson, Colorado 3 $ 1,215,000 $ 405,000 $ 101,000
Hartford, Connecticut 3 $ 815,000 $ 271,666 $ 203,000
Lake, Florida 3 $ 585,000 $ 195,000 $ 99,000
Okaloosa, Florida 3 $ 1,135,000 $ 378,333 $ 36,000
DeKalb, Georgia 3 $ 835,000 $ 278,333 $ 160,000
Gwinnett, Georgia 3 $ 895,000 $ 298,333 $ 125,000
Houston, Georgia 3 $ 1,025,000 $ 341,666 $ 52,000
Hamilton, Indiana 3 $ 1,055,000 $ 351,666 $ 143,000
Sedgwick, Kansas 3 $ 295,000 $ 98,333 $ 70,000
Orleans, Louisiana 3 $ 855,000 $ 285,000 $ 72,000
Dorchester, Maryland 3 $ 685,000 $ 228,333 $ 144,000
Worcester, Massachusetts 3 $ 1,025,000 $ 341,666 $ 160,000
Scott, Minnesota 3 $ 885,000 $ 295,000 $ 67,000
Jackson, Missouri 3 $ 875,000 $ 291,666 $ 61,000
Sarpy, Nebraska 3 $ 845,000 $ 281,666 $ 0
Elko, Nevada 3 $ 1,075,000 $ 358,333 $ 153,000
Hillsborough, New Hampshire 3 $ 775,000 $ 258,333 $ 60,000
Morris, New Jersey 3 $ 775,000 $ 258,333 $ 65,000
Sussex, New Jersey 3 $ 785,000 $ 261,666 $ 78,000
Bernalillo, New Mexico 3 $ 925,000 $ 308,333 $ 164,000
Monroe, New York 3 $ 615,000 $ 205,000 $ 114,000
Nassau, New York 3 $ 1,155,000 $ 385,000 $ 222,000
Westchester, New York 3 $ 1,735,000 $ 578,333 $ 211,000
Craven, North Carolina 3 $ 675,000 $ 225,000 $ 38,000
Cuyahoga, Ohio 3 $ 235,000 $ 78,333 $ 60,000
Oklahoma, Oklahoma 3 $ 785,000 $ 261,666 $ 94,000
Clackamas, Oregon 3 $ 1,285,000 $ 428,333 $ 81,000
Deschutes, Oregon 3 $ 885,000 $ 295,000 $ 63,000
Washington, Oregon 3 $ 1,175,000 $ 391,666 $ 43,000
Luzerne, Pennsylvania 3 $ 595,000 $ 198,333 $ 82,000
Tioga, Pennsylvania 3 $ 775,000 $ 258,333 $ 164,000
Providence, Rhode Island 3 $ 855,000 $ 285,000 $ 56,000
Lancaster, South Carolina 3 $ 1,195,000 $ 398,333 $ 180,000
Denton, Texas 3 $ 735,000 $ 245,000 $ 230,000
Parker, Texas 3 $ 785,000 $ 261,666 $ 380,000
Davis, Utah 3 $ 1,065,000 $ 355,000 $ 99,000
Accomack, Virginia 3 $ 755,000 $ 251,666 $ 146,000
Chesterfield, Virginia 3 $ 915,000 $ 305,000 $ 99,000
Fairfax City, Virginia 3 $ 1,295,000 $ 431,666 $ 116,000
Henrico, Virginia 3 $ 955,000 $ 318,333 $ 61,000
Louisa, Virginia 3 $ 1,655,000 $ 551,666 $ 451,000
Richmond City, Virginia 3 $ 2,025,000 $ 675,000 $ 276,000
Clark, Washington 3 $ 925,000 $ 308,333 $ 66,000
Kitsap, Washington 3 $ 1,155,000 $ 385,000 $ 86,000
Snohomish, Washington 3 $ 1,365,000 $ 455,000 $ 0
Jefferson, West Virginia 3 $ 885,000 $ 295,000 $ 79,000
Coffee, Alabama 2 $ 860,000 $ 430,000 $ 199,000
Jefferson, Alabama 2 $ 540,000 $ 270,000 $ 3,211,000
Matanuska-Susitna, Alaska 2 $ 900,000 $ 450,000 $ 201,000
Alameda, California 2 $ 870,000 $ 435,000 $ 177,000
El Dorado, California 2 $ 990,000 $ 495,000 $ 313,000
Kern, California 2 $ 470,000 $ 235,000 $ 46,000
Monterey, California 2 $ 2,070,000 $ 1,035,000 $ 378,000
San Luis Obispo, California 2 $ 1,260,000 $ 630,000 $ 146,000
Solano, California 2 $ 950,000 $ 475,000 $ 27,000
Tulare, California 2 $ 710,000 $ 355,000 $ 0
El Paso, Colorado 2 $ 1,160,000 $ 580,000 $ 0
Larimer, Colorado 2 $ 730,000 $ 365,000 $ 114,000
Mesa, Colorado 2 $ 930,000 $ 465,000 $ 0
Escambia, Florida 2 $ 930,000 $ 465,000 $ 325,000
Martin, Florida 2 $ 390,000 $ 195,000 $ 54,000
Osceola, Florida 2 $ 200,000 $ 100,000 $ 266,000
Sumter, Florida 2 $ 560,000 $ 280,000 $ 324,000
Chatham, Georgia 2 $ 570,000 $ 285,000 $ 0
Cobb, Georgia 2 $ 900,000 $ 450,000 $ 214,000
Columbia, Georgia 2 $ 590,000 $ 295,000 $ 0
Fayette, Georgia 2 $ 740,000 $ 370,000 $ 0
Honolulu, Hawaii 2 $ 1,390,000 $ 695,000 $ 0
Ada, Idaho 2 $ 1,900,000 $ 950,000 $ 949,000
Kootenai, Idaho 2 $ 1,100,000 $ 550,000 $ 103,000
Madison, Illinois 2 $ 590,000 $ 295,000 $ 122,000
Allen, Indiana 2 $ 450,000 $ 225,000 $ 38,000
Hendricks, Indiana 2 $ 500,000 $ 250,000 $ 47,000
Marion, Indiana 2 $ 570,000 $ 285,000 $ 113,000
Butler, Iowa 2 $ 170,000 $ 85,000 $ 32,000
Lafayette, Louisiana 2 $ 520,000 $ 260,000 $ 0
Tangipahoa, Louisiana 2 $ 880,000 $ 440,000 $ 0
Garrett, Maryland 2 $ 1,620,000 $ 810,000 $ 750,000
Bristol, Massachusetts 2 $ 680,000 $ 340,000 $ 0
Hampden, Massachusetts 2 $ 850,000 $ 425,000 $ 200,000
Suffolk, Massachusetts 2 $ 940,000 $ 470,000 $ 74,000
Macomb, Michigan 2 $ 790,000 $ 395,000 $ 168,000
DeSoto, Mississippi 2 $ 720,000 $ 360,000 $ 0
Clay, Missouri 2 $ 750,000 $ 375,000 $ 84,000
St. Louis, Missouri 2 $ 860,000 $ 430,000 $ 141,000
Churchill, Nevada 2 $ 570,000 $ 285,000 $ 56,000
Douglas, Nevada 2 $ 540,000 $ 270,000 $ 334,000
Washoe, Nevada 2 $ 610,000 $ 305,000 $ 57,000
Merrimack, New Hampshire 2 $ 780,000 $ 390,000 $ 90,000
Middlesex, New Jersey 2 $ 540,000 $ 270,000 $ 70,000
Passaic, New Jersey 2 $ 840,000 $ 420,000 $ 157,000
Warren, New Jersey 2 $ 690,000 $ 345,000 $ 113,000
Chemung, New York 2 $ 290,000 $ 145,000 $ 69,000
Onondaga, New York 2 $ 450,000 $ 225,000 $ 97,000
Orange, New York 2 $ 420,000 $ 210,000 $ 123,000
Rockland, New York 2 $ 700,000 $ 350,000 $ 245,000
Saratoga, New York 2 $ 480,000 $ 240,000 $ 120,000
Alamance, North Carolina 2 $ 970,000 $ 485,000 $ 369,000
Cabarrus, North Carolina 2 $ 760,000 $ 380,000 $ 30,000
Carteret, North Carolina 2 $ 1,140,000 $ 570,000 $ 112,000
Durham, North Carolina 2 $ 560,000 $ 280,000 $ 0
Forsyth, North Carolina 2 $ 760,000 $ 380,000 $ 212,000
Franklin, North Carolina 2 $ 500,000 $ 250,000 $ 30,000
Gaston, North Carolina 2 $ 580,000 $ 290,000 $ 60,000
Onslow, North Carolina 2 $ 470,000 $ 235,000 $ 69,000
Orange, North Carolina 2 $ 590,000 $ 295,000 $ 114,000
Fairfield, Ohio 2 $ 820,000 $ 410,000 $ 226,000
Franklin, Ohio 2 $ 400,000 $ 200,000 $ 103,000
Greene, Ohio 2 $ 840,000 $ 420,000 $ 109,000
Stark, Ohio 2 $ 540,000 $ 270,000 $ 110,000
Warren, Ohio 2 $ 860,000 $ 430,000 $ 179,000
Rogers, Oklahoma 2 $ 440,000 $ 220,000 $ 154,000
Josephine, Oregon 2 $ 700,000 $ 350,000 $ 0
Blair, Pennsylvania 2 $ 550,000 $ 275,000 $ 130,000
Butler, Pennsylvania 2 $ 810,000 $ 405,000 $ 129,000
Cambria, Pennsylvania 2 $ 130,000 $ 65,000 $ 41,000
Carbon, Pennsylvania 2 $ 380,000 $ 190,000 $ 68,000
Centre, Pennsylvania 2 $ 540,000 $ 270,000 $ 119,000
Fayette, Pennsylvania 2 $ 260,000 $ 130,000 $ 67,000
Lycoming, Pennsylvania 2 $ 500,000 $ 250,000 $ 74,000
Northumberland, Pennsylvania 2 $ 400,000 $ 200,000 $ 47,000
Schuylkill, Pennsylvania 2 $ 250,000 $ 125,000 $ 68,000
Wayne, Pennsylvania 2 $ 360,000 $ 180,000 $ 168,000
Lexington, South Carolina 2 $ 490,000 $ 245,000 $ 138,000
Knox, Tennessee 2 $ 370,000 $ 185,000 $ 99,000
Rutherford, Tennessee 2 $ 780,000 $ 390,000 $ 107,000
Brazoria, Texas 2 $ 440,000 $ 220,000 $ 52,000
Collin, Texas 2 $ 490,000 $ 245,000 $ 201,000
Comal, Texas 2 $ 960,000 $ 480,000 $ 0
Coryell, Texas 2 $ 620,000 $ 310,000 $ 107,000
El Paso, Texas 2 $ 240,000 $ 120,000 $ 60,000
Nueces, Texas 2 $ 790,000 $ 395,000 $ 0
Tarrant, Texas 2 $ 620,000 $ 310,000 $ 120,000
Utah, Utah 2 $ 940,000 $ 470,000 $ 0
Gloucester, Virginia 2 $ 190,000 $ 95,000 $ 67,000
Manassas, Virginia 2 $ 720,000 $ 360,000 $ 78,000
Newport News, Virginia 2 $ 310,000 $ 155,000 $ 55,000
Page, Virginia 2 $ 210,000 $ 105,000 $ 100,000
Clallam, Washington 2 $ 1,030,000 $ 515,000 $ 86,000
Spokane, Washington 2 $ 790,000 $ 395,000 $ 250,000
Whatcom, Washington 2 $ 690,000 $ 345,000 $ 113,000
Cabell, West Virginia 2 $ 260,000 $ 130,000 $ 59,000
Monongalia, West Virginia 2 $ 390,000 $ 195,000 $ 58,000
Pocahontas, West Virginia 2 $ 470,000 $ 235,000 $ 98,000
Milwaukee, Wisconsin 2 $ 420,000 $ 210,000 $ 177,000
Ozaukee, Wisconsin 2 $ 550,000 $ 275,000 $ 62,000
Autauga, Alabama 1 $ 185,000 $ 185,000 $ 0
Colbert, Alabama 1 $ 135,000 $ 135,000 $ 31,000
Houston, Alabama 1 $ 525,000 $ 525,000 $ 90,000
Lauderdale, Alabama 1 $ 125,000 $ 125,000 $ 52,000
Lee, Alabama 1 $ 85,000 $ 85,000 $ 0
Montgomery, Alabama 1 $ 365,000 $ 365,000 $ 0
Russell, Alabama 1 $ 315,000 $ 315,000 $ 123,000
Tuscaloosa, Alabama 1 $ 445,000 $ 445,000 $ 475,000
Fairbanks North Star, Alaska 1 $ 335,000 $ 335,000 $ 0
Cochise, Arizona 1 $ 135,000 $ 135,000 $ 443,000
Pima, Arizona 1 $ 535,000 $ 535,000 $ 213,000
Yavapai, Arizona 1 $ 265,000 $ 265,000 $ 0
Benton, Arkansas 1 $ 245,000 $ 245,000 $ 138,000
Jefferson, Arkansas 1 $ 175,000 $ 175,000 $ 85,000
Polk, Arkansas 1 $ 255,000 $ 255,000 $ 0
Union, Arkansas 1 $ 325,000 $ 325,000 $ 0
Humboldt, California 1 $ 275,000 $ 275,000 $ 107,000
Madera, California 1 $ 325,000 $ 325,000 $ 0
Santa Barbara, California 1 $ 645,000 $ 645,000 $ 283,000
Siskiyou, California 1 $ 445,000 $ 445,000 $ 0
Sonoma, California 1 $ 435,000 $ 435,000 $ 0
Stanislaus, California 1 $ 365,000 $ 365,000 $ 0
Yuba, California 1 $ 355,000 $ 355,000 $ 0
Adams, Colorado 1 $ 575,000 $ 575,000 $ 0
Arapahoe, Colorado 1 $ 325,000 $ 325,000 $ 0
Archuleta, Colorado 1 $ 185,000 $ 185,000 $ 41,000
Custer, Colorado 1 $ 355,000 $ 355,000 $ 0
Denver, Colorado 1 $ 85,000 $ 85,000 $ 85,000
Douglas, Colorado 1 $ 605,000 $ 605,000 $ 102,000
Grand, Colorado 1 $ 305,000 $ 305,000 $ 240,000
Gunnison, Colorado 1 $ 195,000 $ 195,000 $ 29,000
La Plata, Colorado 1 $ 135,000 $ 135,000 $ 61,000
Park, Colorado 1 $ 495,000 $ 495,000 $ 0
Pueblo, Colorado 1 $ 435,000 $ 435,000 $ 70,000
Routt, Colorado 1 $ 1,375,000 $ 1,375,000 $ 201,000
Litchfield, Connecticut 1 $ 465,000 $ 465,000 $ 85,000
Middlesex, Connecticut 1 $ 345,000 $ 345,000 $ 0
Tolland, Connecticut 1 $ 275,000 $ 275,000 $ 213,000
Alachua, Florida 1 $ 485,000 $ 485,000 $ 288,000
Bay, Florida 1 $ 105,000 $ 105,000 $ 43,000
Citrus, Florida 1 $ 175,000 $ 175,000 $ 86,000
Clay, Florida 1 $ 305,000 $ 305,000 $ 90,000
Leon, Florida 1 $ 85,000 $ 85,000 $ 51,000
Marion, Florida 1 $ 375,000 $ 375,000 $ 0
Nassau, Florida 1 $ 305,000 $ 305,000 $ 66,000
Santa Rosa, Florida 1 $ 285,000 $ 285,000 $ 0
Walton, Florida 1 $ 135,000 $ 135,000 $ 60,000
Bryan, Georgia 1 $ 355,000 $ 355,000 $ 0
Butts, Georgia 1 $ 265,000 $ 265,000 $ 0
Catoosa, Georgia 1 $ 615,000 $ 615,000 $ 226,000
Cherokee, Georgia 1 $ 275,000 $ 275,000 $ 126,000
Coweta, Georgia 1 $ 475,000 $ 475,000 $ 0
Douglas, Georgia 1 $ 225,000 $ 225,000 $ 170,000
Floyd, Georgia 1 $ 305,000 $ 305,000 $ 0
Henry, Georgia 1 $ 345,000 $ 345,000 $ 0
Jackson, Georgia 1 $ 125,000 $ 125,000 $ 66,000
Muscogee, Georgia 1 $ 125,000 $ 125,000 $ 0
Paulding, Georgia 1 $ 365,000 $ 365,000 $ 68,000
Richmond, Georgia 1 $ 435,000 $ 435,000 $ 0
Walton, Georgia 1 $ 355,000 $ 355,000 $ 283,000
Bonneville, Idaho 1 $ 405,000 $ 405,000 $ 0
Latah, Idaho 1 $ 405,000 $ 405,000 $ 132,000
Nez Perce, Idaho 1 $ 355,000 $ 355,000 $ 0
Payette, Idaho 1 $ 355,000 $ 355,000 $ 0
Twin Falls, Idaho 1 $ 465,000 $ 465,000 $ 160,000
Christian, Illinois 1 $ 345,000 $ 345,000 $ 0
DuPage, Illinois 1 $ 685,000 $ 685,000 $ 0
McHenry, Illinois 1 $ 175,000 $ 175,000 $ 55,000
Sangamon, Illinois 1 $ 105,000 $ 105,000 $ 0
Lake, Indiana 1 $ 75,000 $ 75,000 $ 117,000
Morgan, Indiana 1 $ 125,000 $ 125,000 $ 46,000
Ohio, Indiana 1 $ 405,000 $ 405,000 $ 129,000
Porter, Indiana 1 $ 185,000 $ 185,000 $ 72,000
Vanderburgh, Indiana 1 $ 205,000 $ 205,000 $ 86,000
Warrick, Indiana 1 $ 235,000 $ 235,000 $ 86,000
Wayne, Indiana 1 $ 235,000 $ 235,000 $ 91,000
Linn, Iowa 1 $ 235,000 $ 235,000 $ 0
Johnson, Kansas 1 $ 95,000 $ 95,000 $ 70,000
Scott, Kansas 1 $ 115,000 $ 115,000 $ 54,000
Boone, Kentucky 1 $ 225,000 $ 225,000 $ 59,000
Elliott, Kentucky 1 $ 425,000 $ 425,000 $ 167,000
Jackson, Kentucky 1 $ 315,000 $ 315,000 $ 0
Oldham, Kentucky 1 $ 725,000 $ 725,000 $ 144,000
Warren, Kentucky 1 $ 325,000 $ 325,000 $ 0
Caddo, Louisiana 1 $ 365,000 $ 365,000 $ 0
Jefferson Davis, Louisiana 1 $ 155,000 $ 155,000 $ 232,000
St. Charles, Louisiana 1 $ 355,000 $ 355,000 $ 0
Androscoggin, Maine 1 $ 225,000 $ 225,000 $ 126,000
Cumberland, Maine 1 $ 515,000 $ 515,000 $ 290,000
Franklin, Maine 1 $ 155,000 $ 155,000 $ 79,000
Waldo, Maine 1 $ 465,000 $ 465,000 $ 200,000
Washington, Maine 1 $ 1,005,000 $ 1,005,000 $ 1,392,000
York, Maine 1 $ 295,000 $ 295,000 $ 310,000
Allegany, Maryland 1 $ 205,000 $ 205,000 $ 47,000
Nantucket, Massachusetts 1 $ 835,000 $ 835,000 $ 148,000
Eaton, Michigan 1 $ 155,000 $ 155,000 $ 69,000
Emmet, Michigan 1 $ 455,000 $ 455,000 $ 0
Kalamazoo, Michigan 1 $ 505,000 $ 505,000 $ 0
Midland, Michigan 1 $ 165,000 $ 165,000 $ 65,000
Washtenaw, Michigan 1 $ 625,000 $ 625,000 $ 273,000
Anoka, Minnesota 1 $ 395,000 $ 395,000 $ 0
Blue Earth, Minnesota 1 $ 355,000 $ 355,000 $ 0
Carlton, Minnesota 1 $ 405,000 $ 405,000 $ 0
Dakota, Minnesota 1 $ 355,000 $ 355,000 $ 0
Douglas, Minnesota 1 $ 395,000 $ 395,000 $ 0
Lake, Minnesota 1 $ 225,000 $ 225,000 $ 0
McLeod, Minnesota 1 $ 125,000 $ 125,000 $ 105,000
Mille Lacs, Minnesota 1 $ 175,000 $ 175,000 $ 52,000
Olmsted, Minnesota 1 $ 375,000 $ 375,000 $ 300,000
Sherburne, Minnesota 1 $ 385,000 $ 385,000 $ 0
Wright, Minnesota 1 $ 375,000 $ 375,000 $ 71,000
Itawamba, Mississippi 1 $ 245,000 $ 245,000 $ 123,000
Madison, Mississippi 1 $ 325,000 $ 325,000 $ 0
Johnson, Missouri 1 $ 105,000 $ 105,000 $ 131,000
Platte, Missouri 1 $ 235,000 $ 235,000 $ 86,000
Ripley, Missouri 1 $ 255,000 $ 255,000 $ 80,000
St. Charles, Missouri 1 $ 355,000 $ 355,000 $ 0
St. Louis City, Missouri 1 $ 345,000 $ 345,000 $ 0
Flathead, Montana 1 $ 325,000 $ 325,000 $ 0
Lewis and Clark, Montana 1 $ 385,000 $ 385,000 $ 0
Douglas, Nebraska 1 $ 165,000 $ 165,000 $ 0
Madison, Nebraska 1 $ 325,000 $ 325,000 $ 0
Lyon, Nevada 1 $ 315,000 $ 315,000 $ 0
Rockingham, New Hampshire 1 $ 245,000 $ 245,000 $ 215,000
Strafford, New Hampshire 1 $ 245,000 $ 245,000 $ 47,000
Los Alamos, New Mexico 1 $ 395,000 $ 395,000 $ 0
Santa Fe, New Mexico 1 $ 585,000 $ 585,000 $ 159,000
Taos, New Mexico 1 $ 165,000 $ 165,000 $ 260,000
Valencia, New Mexico 1 $ 245,000 $ 245,000 $ 90,000
Albany, New York 1 $ 205,000 $ 205,000 $ 235,000
Dutchess, New York 1 $ 315,000 $ 315,000 $ 92,000
Essex, New York 1 $ 3,105,000 $ 3,105,000 $ 520,000
Hamilton, New York 1 $ 225,000 $ 225,000 $ 130,000
Madison, New York 1 $ 215,000 $ 215,000 $ 113,000
New York, New York 1 $ 465,000 $ 465,000 $ 375,000
Oneida, New York 1 $ 205,000 $ 205,000 $ 90,000
Oswego, New York 1 $ 155,000 $ 155,000 $ 103,000
Queens, New York 1 $ 275,000 $ 275,000 $ 66,000
Richmond, New York 1 $ 415,000 $ 415,000 $ 171,000
Schenectady, New York 1 $ 185,000 $ 185,000 $ 51,000
Schuyler, New York 1 $ 225,000 $ 225,000 $ 208,000
St. Lawrence, New York 1 $ 145,000 $ 145,000 $ 30,000
Steuben, New York 1 $ 75,000 $ 75,000 $ 23,000
Brunswick, North Carolina 1 $ 85,000 $ 85,000 $ 70,000
Caldwell, North Carolina 1 $ 255,000 $ 255,000 $ 61,000
Caswell, North Carolina 1 $ 215,000 $ 215,000 $ 114,000
Currituck, North Carolina 1 $ 145,000 $ 145,000 $ 201,000
Dare, North Carolina 1 $ 415,000 $ 415,000 $ 304,000
Harnett, North Carolina 1 $ 195,000 $ 195,000 $ 77,000
Henderson, North Carolina 1 $ 205,000 $ 205,000 $ 62,000
Hoke, North Carolina 1 $ 395,000 $ 395,000 $ 0
Iredell, North Carolina 1 $ 565,000 $ 565,000 $ 152,000
Johnston, North Carolina 1 $ 205,000 $ 205,000 $ 108,000
Lincoln, North Carolina 1 $ 295,000 $ 295,000 $ 94,000
Martin, North Carolina 1 $ 75,000 $ 75,000 $ 30,000
Nash, North Carolina 1 $ 235,000 $ 235,000 $ 98,000
Pender, North Carolina 1 $ 155,000 $ 155,000 $ 146,000
Person, North Carolina 1 $ 655,000 $ 655,000 $ 419,000
Pitt, North Carolina 1 $ 235,000 $ 235,000 $ 59,000
Randolph, North Carolina 1 $ 315,000 $ 315,000 $ 237,000
Robeson, North Carolina 1 $ 305,000 $ 305,000 $ 0
Vance, North Carolina 1 $ 245,000 $ 245,000 $ 0
Watauga, North Carolina 1 $ 195,000 $ 195,000 $ 69,000
Wayne, North Carolina 1 $ 265,000 $ 265,000 $ 75,000
Butler, Ohio 1 $ 335,000 $ 335,000 $ 0
Columbiana, Ohio 1 $ 355,000 $ 355,000 $ 0
Delaware, Ohio 1 $ 305,000 $ 305,000 $ 0
Geauga, Ohio 1 $ 315,000 $ 315,000 $ 0
Hamilton, Ohio 1 $ 505,000 $ 505,000 $ 161,000
Licking, Ohio 1 $ 635,000 $ 635,000 $ 0
Medina, Ohio 1 $ 335,000 $ 335,000 $ 0
Miami, Ohio 1 $ 535,000 $ 535,000 $ 0
Portage, Ohio 1 $ 305,000 $ 305,000 $ 0
Scioto, Ohio 1 $ 145,000 $ 145,000 $ 113,000
Grady, Oklahoma 1 $ 345,000 $ 345,000 $ 0
Logan, Oklahoma 1 $ 165,000 $ 165,000 $ 61,000
Sequoyah, Oklahoma 1 $ 385,000 $ 385,000 $ 0
Wagoner, Oklahoma 1 $ 215,000 $ 215,000 $ 103,000
Columbia, Oregon 1 $ 375,000 $ 375,000 $ 0
Curry, Oregon 1 $ 285,000 $ 285,000 $ 0
Jackson, Oregon 1 $ 335,000 $ 335,000 $ 0
Jefferson, Oregon 1 $ 285,000 $ 285,000 $ 55,000
Linn, Oregon 1 $ 185,000 $ 185,000 $ 37,000
Marion, Oregon 1 $ 115,000 $ 115,000 $ 421,000
Multnomah, Oregon 1 $ 375,000 $ 375,000 $ 0
Polk, Oregon 1 $ 135,000 $ 135,000 $ 421,000
Armstrong, Pennsylvania 1 $ 115,000 $ 115,000 $ 57,000
Clearfield, Pennsylvania 1 $ 55,000 $ 55,000 $ 20,000
Clinton, Pennsylvania 1 $ 215,000 $ 215,000 $ 59,000
Jefferson, Pennsylvania 1 $ 165,000 $ 165,000 $ 31,000
Somerset, Pennsylvania 1 $ 135,000 $ 135,000 $ 98,000
Sullivan, Pennsylvania 1 $ 235,000 $ 235,000 $ 138,000
Wyoming, Pennsylvania 1 $ 115,000 $ 115,000 $ 40,000
Anderson, South Carolina 1 $ 335,000 $ 335,000 $ 0
Berkeley, South Carolina 1 $ 145,000 $ 145,000 $ 443,000
Dorchester, South Carolina 1 $ 255,000 $ 255,000 $ 110,000
Orangeburg, South Carolina 1 $ 295,000 $ 295,000 $ 0
Spartanburg, South Carolina 1 $ 325,000 $ 325,000 $ 0
Bradley, Tennessee 1 $ 295,000 $ 295,000 $ 93,000
Greene, Tennessee 1 $ 125,000 $ 125,000 $ 75,000
Hamilton, Tennessee 1 $ 265,000 $ 265,000 $ 97,000
Loudon, Tennessee 1 $ 525,000 $ 525,000 $ 83,000
Marshall, Tennessee 1 $ 385,000 $ 385,000 $ 97,000
Robertson, Tennessee 1 $ 215,000 $ 215,000 $ 39,000
Shelby, Tennessee 1 $ 385,000 $ 385,000 $ 87,000
Sumner, Tennessee 1 $ 285,000 $ 285,000 $ 48,000
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Mortgage Loan Application Detail Totals for Meridian Bank in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,959 $1,539,715,000 $310,000 $9,275,000 $107,000 $3,710,000
Refinancing 2,884 $938,410,000 $325,000 $5,005,000 $143,000 $8,744,000
Cash-out Refinancing 1,209 $380,545,000 $314,000 $1,565,000 $150,000 $3,158,000
Home Improvement 23 $10,925,000 $475,000 $2,105,000 $155,000 $224,000
Other Purpose 7 $6,385,000 $912,000 $1,885,000 $363,000 $1,003,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,496 $1,728,150,000 $314,000 $3,105,000 $137,000 $8,744,000
Black or African American 1,681 $465,555,000 $276,000 $1,505,000 $83,000 $1,800,000
Not Provided 775 $264,825,000 $341,000 $5,005,000 $126,000 $943,000
Hispanic 541 $145,315,000 $268,000 $875,000 $79,000 $651,000
Asian 364 $125,960,000 $346,000 $2,075,000 $163,000 $4,167,000
Not applicable 174 $129,330,000 $743,000 $9,275,000 $0 $0
American Indian or Alaskan Native 33 $9,075,000 $275,000 $655,000 $91,000 $307,000
Native Hawaiian or Other Pacific Islander 9 $3,705,000 $411,000 $625,000 $83,000 $180,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,310 $2,055,950,000 $325,000 $9,275,000 $143,000 $8,744,000
FHA-insured (Federal Housing Administration) 1,599 $404,865,000 $253,000 $775,000 $70,000 $287,000
VA-guaranteed (Veterans Administration) 945 $364,045,000 $385,000 $1,415,000 $82,000 $336,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 228 $51,120,000 $224,000 $425,000 $57,000 $125,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,492 $2,361,110,000 $315,000 $9,275,000 $124,000 $8,744,000
Application Withdrawn By Applicant 1,213 $391,165,000 $322,000 $2,905,000 $125,000 $3,710,000
Application Denied By Financial Institution 189 $57,905,000 $306,000 $3,105,000 $99,000 $949,000
File Closed For Incompleteness 104 $30,230,000 $290,000 $795,000 $123,000 $695,000
Application Approved But Not Accepted 44 $23,970,000 $544,000 $5,455,000 $113,000 $566,000
Loan Purchased By The Institution 40 $11,600,000 $290,000 $545,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,893 $2,818,075,000 $316,000 $9,275,000 $124,000 $8,744,000
Debt-To-Income Ratio 55 $18,455,000 $335,000 $3,105,000 $77,000 $520,000
Collateral 53 $15,175,000 $286,000 $1,505,000 $112,000 $545,000
Credit History 36 $9,800,000 $272,000 $915,000 $119,000 $949,000
Other 14 $5,340,000 $381,000 $885,000 $135,000 $305,000
Unverifiable Information 11 $3,405,000 $309,000 $1,075,000 $91,000 $302,000
Employment History 10 $3,380,000 $338,000 $605,000 $87,000 $200,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,095,000 $219,000 $385,000 $61,000 $116,000
Credit Application Incomplete 5 $1,255,000 $251,000 $545,000 $88,000 $120,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Meridian Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Meridian Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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