Meridian Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Meridian Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Meridian Bank
9 Old Lincoln Highway
Malvern, PA 19355
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 9,082
Total Mortgage Loan Application Amount $2,875,980,000
Average Mortgage Loan Application Amount $467,200
Highest Mortgage Loan Application Amount $9,275,000
Average Applicant Income $183,600
Highest Applicant Income $8,744,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Meridian Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Meridian Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down Meridian Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Meridian Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Meridian Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Meridian Bank's mortgage activity for 2021.

Mortgage Loan Application Totals for Meridian Bank by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Baltimore County Maryland 1,119 $ 329,105,000 $ 294,000 $ 116,000
New Castle County Delaware 755 $ 186,835,000 $ 247,000 $ 81,000
Baltimore City County Maryland 654 $ 166,220,000 $ 254,000 $ 112,000
Harford County Maryland 546 $ 162,090,000 $ 296,000 $ 108,000
Philadelphia County Pennsylvania 527 $ 201,395,000 $ 382,000 $ 133,000
Anne Arundel County Maryland 520 $ 197,640,000 $ 380,000 $ 142,000
Sussex County Delaware 405 $ 99,895,000 $ 246,000 $ 99,000
Montgomery County Pennsylvania 290 $ 104,150,000 $ 359,000 $ 138,000
Delaware County Pennsylvania 251 $ 70,015,000 $ 278,000 $ 117,000
Howard County Maryland 228 $ 92,680,000 $ 406,000 $ 184,000
Bucks County Pennsylvania 224 $ 75,560,000 $ 337,000 $ 130,000
Prince George's County Maryland 195 $ 68,705,000 $ 352,000 $ 111,000
Kent County Delaware 192 $ 50,150,000 $ 261,000 $ 74,000
Montgomery County Maryland 170 $ 74,190,000 $ 436,000 $ 156,000
Chester County Pennsylvania 170 $ 73,600,000 $ 432,000 $ 169,000
Carroll County Maryland 132 $ 43,880,000 $ 332,000 $ 115,000
Atlantic County New Jersey 110 $ 27,950,000 $ 254,000 $ 116,000
Lancaster County Pennsylvania 107 $ 26,125,000 $ 244,000 $ 93,000
Camden County New Jersey 104 $ 27,470,000 $ 264,000 $ 124,000
Burlington County New Jersey 103 $ 27,875,000 $ 270,000 $ 208,000
York County Pennsylvania 93 $ 22,355,000 $ 240,000 $ 94,000
Frederick County Maryland 84 $ 30,120,000 $ 358,000 $ 128,000
Cecil County Maryland 82 $ 22,560,000 $ 275,000 $ 93,000
Gloucester County New Jersey 82 $ 17,960,000 $ 219,000 $ 101,000
Cape May County New Jersey 70 $ 28,610,000 $ 408,000 $ 280,000
Cumberland County Pennsylvania 52 $ 12,960,000 $ 249,000 $ 115,000
Worcester County Maryland 51 $ 14,955,000 $ 293,000 $ 194,000
District of Columbia County District Of Columbia 49 $ 26,825,000 $ 547,000 $ 213,000
Queen Anne's County Maryland 45 $ 21,885,000 $ 486,000 $ 186,000
Charles County Maryland 44 $ 16,740,000 $ 380,000 $ 122,000
Calvert County Maryland 40 $ 13,010,000 $ 325,000 $ 106,000
Fairfax County Virginia 38 $ 19,360,000 $ 509,000 $ 178,000
Ocean County New Jersey 33 $ 10,665,000 $ 323,000 $ 151,000
Washington County Maryland 31 $ 8,715,000 $ 281,000 $ 79,000
Prince William County Virginia 30 $ 12,840,000 $ 428,000 $ 135,000
Wicomico County Maryland 28 $ 6,610,000 $ 236,000 $ 71,000
Berks County Pennsylvania 28 $ 7,730,000 $ 276,000 $ 104,000
Loudoun County Virginia 23 $ 10,815,000 $ 470,000 $ 252,000
Dauphin County Pennsylvania 22 $ 4,800,000 $ 218,000 $ 130,000
Maricopa County Arizona 20 $ 5,830,000 $ 291,000 $ 73,000
Mercer County New Jersey 17 $ 4,605,000 $ 270,000 $ 149,000
Pinellas County Florida 16 $ 5,180,000 $ 323,000 $ 125,000
Palm Beach County Florida 15 $ 6,255,000 $ 417,000 $ 262,000
Wake County North Carolina 15 $ 4,785,000 $ 319,000 $ 83,000
Adams County Pennsylvania 15 $ 3,545,000 $ 236,000 $ 109,000
Hillsborough County Florida 13 $ 4,185,000 $ 321,000 $ 128,000
Caroline County Maryland 13 $ 3,275,000 $ 251,000 $ 72,000
St. Mary's County Maryland 13 $ 4,615,000 $ 355,000 $ 129,000
Clark County Nevada 12 $ 3,570,000 $ 297,000 $ 54,000
Salem County New Jersey 12 $ 2,030,000 $ 169,000 $ 78,000
Arlington County Virginia 12 $ 5,950,000 $ 495,000 $ 189,000
Middlesex County Massachusetts 11 $ 5,325,000 $ 484,000 $ 212,000
Monroe County Pennsylvania 11 $ 2,455,000 $ 223,000 $ 105,000
Travis County Texas 11 $ 3,885,000 $ 353,000 $ 231,000
Williamson County Texas 11 $ 3,205,000 $ 291,000 $ 218,000
San Diego County California 10 $ 5,370,000 $ 537,000 $ 112,000
Lee County Florida 10 $ 2,930,000 $ 293,000 $ 115,000
Cook County Illinois 10 $ 4,660,000 $ 466,000 $ 161,000
Norfolk County Massachusetts 10 $ 5,660,000 $ 566,000 $ 292,000
Lebanon County Pennsylvania 10 $ 2,650,000 $ 265,000 $ 131,000
Riverside County California 9 $ 3,885,000 $ 431,000 $ 93,000
Broward County Florida 9 $ 3,505,000 $ 389,000 $ 158,000
Manatee County Florida 9 $ 3,795,000 $ 421,000 $ 151,000
Orange County Florida 9 $ 3,635,000 $ 403,000 $ 176,000
Talbot County Maryland 9 $ 3,825,000 $ 425,000 $ 148,000
Bergen County New Jersey 9 $ 3,805,000 $ 422,000 $ 184,000
Allegheny County Pennsylvania 9 $ 2,195,000 $ 243,000 $ 121,000
Harris County Texas 9 $ 5,635,000 $ 626,000 $ 347,000
King County Washington 9 $ 3,515,000 $ 390,000 $ 151,000
Pierce County Washington 9 $ 3,775,000 $ 419,000 $ 35,000
Columbia County Pennsylvania 8 $ 1,270,000 $ 158,000 $ 51,000
Horry County South Carolina 8 $ 2,070,000 $ 258,000 $ 157,000
Stafford County Virginia 8 $ 3,570,000 $ 446,000 $ 104,000
Berkeley County West Virginia 8 $ 1,900,000 $ 237,000 $ 88,000
Los Angeles County California 7 $ 3,515,000 $ 502,000 $ 60,000
St. Johns County Florida 7 $ 2,905,000 $ 415,000 $ 47,000
Hennepin County Minnesota 7 $ 3,025,000 $ 432,000 $ 141,000
Cumberland County New Jersey 7 $ 1,375,000 $ 196,000 $ 70,000
Mecklenburg County North Carolina 7 $ 1,765,000 $ 252,000 $ 141,000
Lehigh County Pennsylvania 7 $ 1,895,000 $ 270,000 $ 146,000
Greenville County South Carolina 7 $ 2,265,000 $ 323,000 $ 118,000
Anchorage County Alaska 6 $ 3,000,000 $ 500,000 $ 0
Fairfield County Connecticut 6 $ 2,580,000 $ 430,000 $ 230,000
New Haven County Connecticut 6 $ 2,290,000 $ 381,000 $ 183,000
Collier County Florida 6 $ 3,370,000 $ 561,000 $ 272,000
Pasco County Florida 6 $ 2,360,000 $ 393,000 $ 243,000
Fulton County Georgia 6 $ 3,130,000 $ 521,000 $ 230,000
Monmouth County New Jersey 6 $ 2,190,000 $ 365,000 $ 215,000
Somerset County New Jersey 6 $ 2,700,000 $ 450,000 $ 133,000
Union County New Jersey 6 $ 2,160,000 $ 360,000 $ 122,000
Franklin County Pennsylvania 6 $ 1,370,000 $ 228,000 $ 100,000
Westmoreland County Pennsylvania 6 $ 1,200,000 $ 200,000 $ 70,000
Beaufort County South Carolina 6 $ 1,540,000 $ 256,000 $ 140,000
Williamson County Tennessee 6 $ 2,840,000 $ 473,000 $ 207,000
Virginia Beach County Virginia 6 $ 1,770,000 $ 295,000 $ 60,000
Madison County Alabama 5 $ 1,415,000 $ 283,000 $ 39,000
Orange County California 5 $ 2,975,000 $ 595,000 $ 124,000
Brevard County Florida 5 $ 1,315,000 $ 263,000 $ 116,000
Charlotte County Florida 5 $ 1,365,000 $ 273,000 $ 109,000
Miami-Dade County Florida 5 $ 3,445,000 $ 689,000 $ 738,000
Kent County Maryland 5 $ 1,175,000 $ 235,000 $ 94,000
Somerset County Maryland 5 $ 925,000 $ 185,000 $ 61,000
Barnstable County Massachusetts 5 $ 3,645,000 $ 729,000 $ 165,000
Plymouth County Massachusetts 5 $ 2,445,000 $ 489,000 $ 171,000
Hunterdon County New Jersey 5 $ 2,055,000 $ 411,000 $ 217,000
Suffolk County New York 5 $ 1,805,000 $ 361,000 $ 104,000
Cumberland County North Carolina 5 $ 945,000 $ 189,000 $ 44,000
Moore County North Carolina 5 $ 2,075,000 $ 415,000 $ 79,000
Union County North Carolina 5 $ 1,705,000 $ 341,000 $ 166,000
Canadian County Oklahoma 5 $ 1,165,000 $ 233,000 $ 69,000
Northampton County Pennsylvania 5 $ 1,015,000 $ 203,000 $ 117,000
Pike County Pennsylvania 5 $ 1,225,000 $ 245,000 $ 180,000
York County South Carolina 5 $ 1,735,000 $ 347,000 $ 92,000
Davidson County Tennessee 5 $ 995,000 $ 199,000 $ 56,000
Bexar County Texas 5 $ 2,575,000 $ 515,000 $ 25,000
Salt Lake County Utah 5 $ 2,835,000 $ 567,000 $ 228,000
Alexandria County Virginia 5 $ 1,775,000 $ 355,000 $ 195,000
Thurston County Washington 5 $ 1,615,000 $ 323,000 $ 0
Contra Costa County California 4 $ 1,720,000 $ 430,000 $ 179,000
San Bernardino County California 4 $ 1,240,000 $ 310,000 $ 0
Weld County Colorado 4 $ 1,460,000 $ 365,000 $ 0
Duval County Florida 4 $ 1,080,000 $ 270,000 $ 189,000
Flagler County Florida 4 $ 720,000 $ 180,000 $ 76,000
Polk County Florida 4 $ 1,100,000 $ 275,000 $ 94,000
Sarasota County Florida 4 $ 1,280,000 $ 320,000 $ 133,000
Seminole County Florida 4 $ 1,410,000 $ 352,000 $ 102,000
Volusia County Florida 4 $ 860,000 $ 215,000 $ 103,000
Jefferson County Kentucky 4 $ 1,550,000 $ 387,000 $ 149,000
St. Tammany County Louisiana 4 $ 1,240,000 $ 310,000 $ 131,000
Essex County Massachusetts 4 $ 1,160,000 $ 290,000 $ 94,000
Oakland County Michigan 4 $ 1,180,000 $ 295,000 $ 77,000
Essex County New Jersey 4 $ 1,460,000 $ 365,000 $ 133,000
Hudson County New Jersey 4 $ 1,670,000 $ 417,000 $ 109,000
Montgomery County Ohio 4 $ 800,000 $ 200,000 $ 69,000
Bradford County Pennsylvania 4 $ 940,000 $ 235,000 $ 109,000
Indiana County Pennsylvania 4 $ 440,000 $ 110,000 $ 55,000
Charleston County South Carolina 4 $ 1,600,000 $ 400,000 $ 80,000
Richland County South Carolina 4 $ 1,270,000 $ 317,000 $ 26,000
Montgomery County Tennessee 4 $ 1,080,000 $ 270,000 $ 110,000
Dallas County Texas 4 $ 1,270,000 $ 317,000 $ 106,000
Fort Bend County Texas 4 $ 1,150,000 $ 287,000 $ 67,000
Fauquier County Virginia 4 $ 1,730,000 $ 432,000 $ 159,000
Island County Washington 4 $ 1,490,000 $ 372,000 $ 135,000
Laramie County Wyoming 4 $ 1,240,000 $ 310,000 $ 39,000
Fresno County California 3 $ 965,000 $ 321,000 $ 84,000
Placer County California 3 $ 875,000 $ 291,000 $ 99,000
Sacramento County California 3 $ 1,195,000 $ 398,000 $ 0
Santa Clara County California 3 $ 2,585,000 $ 861,000 $ 264,000
Jefferson County Colorado 3 $ 1,215,000 $ 405,000 $ 101,000
Hartford County Connecticut 3 $ 815,000 $ 271,000 $ 203,000
Lake County Florida 3 $ 585,000 $ 195,000 $ 99,000
Okaloosa County Florida 3 $ 1,135,000 $ 378,000 $ 36,000
DeKalb County Georgia 3 $ 835,000 $ 278,000 $ 160,000
Gwinnett County Georgia 3 $ 895,000 $ 298,000 $ 125,000
Houston County Georgia 3 $ 1,025,000 $ 341,000 $ 52,000
Hamilton County Indiana 3 $ 1,055,000 $ 351,000 $ 143,000
Sedgwick County Kansas 3 $ 295,000 $ 98,000 $ 70,000
Orleans County Louisiana 3 $ 855,000 $ 285,000 $ 72,000
Dorchester County Maryland 3 $ 685,000 $ 228,000 $ 144,000
Worcester County Massachusetts 3 $ 1,025,000 $ 341,000 $ 160,000
Scott County Minnesota 3 $ 885,000 $ 295,000 $ 67,000
Jackson County Missouri 3 $ 875,000 $ 291,000 $ 61,000
Sarpy County Nebraska 3 $ 845,000 $ 281,000 $ 0
Elko County Nevada 3 $ 1,075,000 $ 358,000 $ 153,000
Hillsborough County New Hampshire 3 $ 775,000 $ 258,000 $ 60,000
Morris County New Jersey 3 $ 775,000 $ 258,000 $ 65,000
Sussex County New Jersey 3 $ 785,000 $ 261,000 $ 78,000
Bernalillo County New Mexico 3 $ 925,000 $ 308,000 $ 164,000
Monroe County New York 3 $ 615,000 $ 205,000 $ 114,000
Nassau County New York 3 $ 1,155,000 $ 385,000 $ 222,000
Westchester County New York 3 $ 1,735,000 $ 578,000 $ 211,000
Craven County North Carolina 3 $ 675,000 $ 225,000 $ 38,000
Cuyahoga County Ohio 3 $ 235,000 $ 78,000 $ 60,000
Oklahoma County Oklahoma 3 $ 785,000 $ 261,000 $ 94,000
Clackamas County Oregon 3 $ 1,285,000 $ 428,000 $ 81,000
Deschutes County Oregon 3 $ 885,000 $ 295,000 $ 63,000
Washington County Oregon 3 $ 1,175,000 $ 391,000 $ 43,000
Luzerne County Pennsylvania 3 $ 595,000 $ 198,000 $ 82,000
Tioga County Pennsylvania 3 $ 775,000 $ 258,000 $ 164,000
Providence County Rhode Island 3 $ 855,000 $ 285,000 $ 56,000
Lancaster County South Carolina 3 $ 1,195,000 $ 398,000 $ 180,000
Denton County Texas 3 $ 735,000 $ 245,000 $ 230,000
Parker County Texas 3 $ 785,000 $ 261,000 $ 380,000
Davis County Utah 3 $ 1,065,000 $ 355,000 $ 99,000
Accomack County Virginia 3 $ 755,000 $ 251,000 $ 146,000
Chesterfield County Virginia 3 $ 915,000 $ 305,000 $ 99,000
Fairfax City County Virginia 3 $ 1,295,000 $ 431,000 $ 116,000
Henrico County Virginia 3 $ 955,000 $ 318,000 $ 61,000
Louisa County Virginia 3 $ 1,655,000 $ 551,000 $ 451,000
Richmond City County Virginia 3 $ 2,025,000 $ 675,000 $ 276,000
Clark County Washington 3 $ 925,000 $ 308,000 $ 66,000
Kitsap County Washington 3 $ 1,155,000 $ 385,000 $ 86,000
Snohomish County Washington 3 $ 1,365,000 $ 455,000 $ 0
Jefferson County West Virginia 3 $ 885,000 $ 295,000 $ 79,000
Coffee County Alabama 2 $ 860,000 $ 430,000 $ 199,000
Jefferson County Alabama 2 $ 540,000 $ 270,000 $ 3,211,000
Matanuska-Susitna County Alaska 2 $ 900,000 $ 450,000 $ 201,000
Alameda County California 2 $ 870,000 $ 435,000 $ 177,000
El Dorado County California 2 $ 990,000 $ 495,000 $ 313,000
Kern County California 2 $ 470,000 $ 235,000 $ 46,000
Monterey County California 2 $ 2,070,000 $ 1,035,000 $ 378,000
San Luis Obispo County California 2 $ 1,260,000 $ 630,000 $ 146,000
Solano County California 2 $ 950,000 $ 475,000 $ 27,000
Tulare County California 2 $ 710,000 $ 355,000 $ 0
El Paso County Colorado 2 $ 1,160,000 $ 580,000 $ 0
Larimer County Colorado 2 $ 730,000 $ 365,000 $ 114,000
Mesa County Colorado 2 $ 930,000 $ 465,000 $ 0
Escambia County Florida 2 $ 930,000 $ 465,000 $ 325,000
Martin County Florida 2 $ 390,000 $ 195,000 $ 54,000
Osceola County Florida 2 $ 200,000 $ 100,000 $ 266,000
Sumter County Florida 2 $ 560,000 $ 280,000 $ 324,000
Chatham County Georgia 2 $ 570,000 $ 285,000 $ 0
Cobb County Georgia 2 $ 900,000 $ 450,000 $ 214,000
Columbia County Georgia 2 $ 590,000 $ 295,000 $ 0
Fayette County Georgia 2 $ 740,000 $ 370,000 $ 0
Honolulu County Hawaii 2 $ 1,390,000 $ 695,000 $ 0
Ada County Idaho 2 $ 1,900,000 $ 950,000 $ 949,000
Kootenai County Idaho 2 $ 1,100,000 $ 550,000 $ 103,000
Madison County Illinois 2 $ 590,000 $ 295,000 $ 122,000
Allen County Indiana 2 $ 450,000 $ 225,000 $ 38,000
Hendricks County Indiana 2 $ 500,000 $ 250,000 $ 47,000
Marion County Indiana 2 $ 570,000 $ 285,000 $ 113,000
Butler County Iowa 2 $ 170,000 $ 85,000 $ 32,000
Lafayette County Louisiana 2 $ 520,000 $ 260,000 $ 0
Tangipahoa County Louisiana 2 $ 880,000 $ 440,000 $ 0
Garrett County Maryland 2 $ 1,620,000 $ 810,000 $ 750,000
Bristol County Massachusetts 2 $ 680,000 $ 340,000 $ 0
Hampden County Massachusetts 2 $ 850,000 $ 425,000 $ 200,000
Suffolk County Massachusetts 2 $ 940,000 $ 470,000 $ 74,000
Macomb County Michigan 2 $ 790,000 $ 395,000 $ 168,000
DeSoto County Mississippi 2 $ 720,000 $ 360,000 $ 0
Clay County Missouri 2 $ 750,000 $ 375,000 $ 84,000
St. Louis County Missouri 2 $ 860,000 $ 430,000 $ 141,000
Churchill County Nevada 2 $ 570,000 $ 285,000 $ 56,000
Douglas County Nevada 2 $ 540,000 $ 270,000 $ 334,000
Washoe County Nevada 2 $ 610,000 $ 305,000 $ 57,000
Merrimack County New Hampshire 2 $ 780,000 $ 390,000 $ 90,000
Middlesex County New Jersey 2 $ 540,000 $ 270,000 $ 70,000
Passaic County New Jersey 2 $ 840,000 $ 420,000 $ 157,000
Warren County New Jersey 2 $ 690,000 $ 345,000 $ 113,000
Chemung County New York 2 $ 290,000 $ 145,000 $ 69,000
Onondaga County New York 2 $ 450,000 $ 225,000 $ 97,000
Orange County New York 2 $ 420,000 $ 210,000 $ 123,000
Rockland County New York 2 $ 700,000 $ 350,000 $ 245,000
Saratoga County New York 2 $ 480,000 $ 240,000 $ 120,000
Alamance County North Carolina 2 $ 970,000 $ 485,000 $ 369,000
Cabarrus County North Carolina 2 $ 760,000 $ 380,000 $ 30,000
Carteret County North Carolina 2 $ 1,140,000 $ 570,000 $ 112,000
Durham County North Carolina 2 $ 560,000 $ 280,000 $ 0
Forsyth County North Carolina 2 $ 760,000 $ 380,000 $ 212,000
Franklin County North Carolina 2 $ 500,000 $ 250,000 $ 30,000
Gaston County North Carolina 2 $ 580,000 $ 290,000 $ 60,000
Onslow County North Carolina 2 $ 470,000 $ 235,000 $ 69,000
Orange County North Carolina 2 $ 590,000 $ 295,000 $ 114,000
Fairfield County Ohio 2 $ 820,000 $ 410,000 $ 226,000
Franklin County Ohio 2 $ 400,000 $ 200,000 $ 103,000
Greene County Ohio 2 $ 840,000 $ 420,000 $ 109,000
Stark County Ohio 2 $ 540,000 $ 270,000 $ 110,000
Warren County Ohio 2 $ 860,000 $ 430,000 $ 179,000
Rogers County Oklahoma 2 $ 440,000 $ 220,000 $ 154,000
Josephine County Oregon 2 $ 700,000 $ 350,000 $ 0
Blair County Pennsylvania 2 $ 550,000 $ 275,000 $ 130,000
Butler County Pennsylvania 2 $ 810,000 $ 405,000 $ 129,000
Cambria County Pennsylvania 2 $ 130,000 $ 65,000 $ 41,000
Carbon County Pennsylvania 2 $ 380,000 $ 190,000 $ 68,000
Centre County Pennsylvania 2 $ 540,000 $ 270,000 $ 119,000
Fayette County Pennsylvania 2 $ 260,000 $ 130,000 $ 67,000
Lycoming County Pennsylvania 2 $ 500,000 $ 250,000 $ 74,000
Northumberland County Pennsylvania 2 $ 400,000 $ 200,000 $ 47,000
Schuylkill County Pennsylvania 2 $ 250,000 $ 125,000 $ 68,000
Wayne County Pennsylvania 2 $ 360,000 $ 180,000 $ 168,000
Lexington County South Carolina 2 $ 490,000 $ 245,000 $ 138,000
Knox County Tennessee 2 $ 370,000 $ 185,000 $ 99,000
Rutherford County Tennessee 2 $ 780,000 $ 390,000 $ 107,000
Brazoria County Texas 2 $ 440,000 $ 220,000 $ 52,000
Collin County Texas 2 $ 490,000 $ 245,000 $ 201,000
Comal County Texas 2 $ 960,000 $ 480,000 $ 0
Coryell County Texas 2 $ 620,000 $ 310,000 $ 107,000
El Paso County Texas 2 $ 240,000 $ 120,000 $ 60,000
Nueces County Texas 2 $ 790,000 $ 395,000 $ 0
Tarrant County Texas 2 $ 620,000 $ 310,000 $ 120,000
Utah County Utah 2 $ 940,000 $ 470,000 $ 0
Gloucester County Virginia 2 $ 190,000 $ 95,000 $ 67,000
Manassas County Virginia 2 $ 720,000 $ 360,000 $ 78,000
Newport News County Virginia 2 $ 310,000 $ 155,000 $ 55,000
Page County Virginia 2 $ 210,000 $ 105,000 $ 100,000
Clallam County Washington 2 $ 1,030,000 $ 515,000 $ 86,000
Spokane County Washington 2 $ 790,000 $ 395,000 $ 250,000
Whatcom County Washington 2 $ 690,000 $ 345,000 $ 113,000
Cabell County West Virginia 2 $ 260,000 $ 130,000 $ 59,000
Monongalia County West Virginia 2 $ 390,000 $ 195,000 $ 58,000
Pocahontas County West Virginia 2 $ 470,000 $ 235,000 $ 98,000
Milwaukee County Wisconsin 2 $ 420,000 $ 210,000 $ 177,000
Ozaukee County Wisconsin 2 $ 550,000 $ 275,000 $ 62,000
Autauga County Alabama 1 $ 185,000 $ 185,000 $ 0
Colbert County Alabama 1 $ 135,000 $ 135,000 $ 31,000
Houston County Alabama 1 $ 525,000 $ 525,000 $ 90,000
Lauderdale County Alabama 1 $ 125,000 $ 125,000 $ 52,000
Lee County Alabama 1 $ 85,000 $ 85,000 $ 0
Montgomery County Alabama 1 $ 365,000 $ 365,000 $ 0
Russell County Alabama 1 $ 315,000 $ 315,000 $ 123,000
Tuscaloosa County Alabama 1 $ 445,000 $ 445,000 $ 475,000
Fairbanks North Star County Alaska 1 $ 335,000 $ 335,000 $ 0
Cochise County Arizona 1 $ 135,000 $ 135,000 $ 443,000
Pima County Arizona 1 $ 535,000 $ 535,000 $ 213,000
Yavapai County Arizona 1 $ 265,000 $ 265,000 $ 0
Benton County Arkansas 1 $ 245,000 $ 245,000 $ 138,000
Jefferson County Arkansas 1 $ 175,000 $ 175,000 $ 85,000
Polk County Arkansas 1 $ 255,000 $ 255,000 $ 0
Union County Arkansas 1 $ 325,000 $ 325,000 $ 0
Humboldt County California 1 $ 275,000 $ 275,000 $ 107,000
Madera County California 1 $ 325,000 $ 325,000 $ 0
Santa Barbara County California 1 $ 645,000 $ 645,000 $ 283,000
Siskiyou County California 1 $ 445,000 $ 445,000 $ 0
Sonoma County California 1 $ 435,000 $ 435,000 $ 0
Stanislaus County California 1 $ 365,000 $ 365,000 $ 0
Yuba County California 1 $ 355,000 $ 355,000 $ 0
Adams County Colorado 1 $ 575,000 $ 575,000 $ 0
Arapahoe County Colorado 1 $ 325,000 $ 325,000 $ 0
Archuleta County Colorado 1 $ 185,000 $ 185,000 $ 41,000
Custer County Colorado 1 $ 355,000 $ 355,000 $ 0
Denver County Colorado 1 $ 85,000 $ 85,000 $ 85,000
Douglas County Colorado 1 $ 605,000 $ 605,000 $ 102,000
Grand County Colorado 1 $ 305,000 $ 305,000 $ 240,000
Gunnison County Colorado 1 $ 195,000 $ 195,000 $ 29,000
La Plata County Colorado 1 $ 135,000 $ 135,000 $ 61,000
Park County Colorado 1 $ 495,000 $ 495,000 $ 0
Pueblo County Colorado 1 $ 435,000 $ 435,000 $ 70,000
Routt County Colorado 1 $ 1,375,000 $ 1,375,000 $ 201,000
Litchfield County Connecticut 1 $ 465,000 $ 465,000 $ 85,000
Middlesex County Connecticut 1 $ 345,000 $ 345,000 $ 0
Tolland County Connecticut 1 $ 275,000 $ 275,000 $ 213,000
Alachua County Florida 1 $ 485,000 $ 485,000 $ 288,000
Bay County Florida 1 $ 105,000 $ 105,000 $ 43,000
Citrus County Florida 1 $ 175,000 $ 175,000 $ 86,000
Clay County Florida 1 $ 305,000 $ 305,000 $ 90,000
Leon County Florida 1 $ 85,000 $ 85,000 $ 51,000
Marion County Florida 1 $ 375,000 $ 375,000 $ 0
Nassau County Florida 1 $ 305,000 $ 305,000 $ 66,000
Santa Rosa County Florida 1 $ 285,000 $ 285,000 $ 0
Walton County Florida 1 $ 135,000 $ 135,000 $ 60,000
Bryan County Georgia 1 $ 355,000 $ 355,000 $ 0
Butts County Georgia 1 $ 265,000 $ 265,000 $ 0
Catoosa County Georgia 1 $ 615,000 $ 615,000 $ 226,000
Cherokee County Georgia 1 $ 275,000 $ 275,000 $ 126,000
Coweta County Georgia 1 $ 475,000 $ 475,000 $ 0
Douglas County Georgia 1 $ 225,000 $ 225,000 $ 170,000
Floyd County Georgia 1 $ 305,000 $ 305,000 $ 0
Henry County Georgia 1 $ 345,000 $ 345,000 $ 0
Jackson County Georgia 1 $ 125,000 $ 125,000 $ 66,000
Muscogee County Georgia 1 $ 125,000 $ 125,000 $ 0
Paulding County Georgia 1 $ 365,000 $ 365,000 $ 68,000
Richmond County Georgia 1 $ 435,000 $ 435,000 $ 0
Walton County Georgia 1 $ 355,000 $ 355,000 $ 283,000
Bonneville County Idaho 1 $ 405,000 $ 405,000 $ 0
Latah County Idaho 1 $ 405,000 $ 405,000 $ 132,000
Nez Perce County Idaho 1 $ 355,000 $ 355,000 $ 0
Payette County Idaho 1 $ 355,000 $ 355,000 $ 0
Twin Falls County Idaho 1 $ 465,000 $ 465,000 $ 160,000
Christian County Illinois 1 $ 345,000 $ 345,000 $ 0
DuPage County Illinois 1 $ 685,000 $ 685,000 $ 0
McHenry County Illinois 1 $ 175,000 $ 175,000 $ 55,000
Sangamon County Illinois 1 $ 105,000 $ 105,000 $ 0
Lake County Indiana 1 $ 75,000 $ 75,000 $ 117,000
Morgan County Indiana 1 $ 125,000 $ 125,000 $ 46,000
Ohio County Indiana 1 $ 405,000 $ 405,000 $ 129,000
Porter County Indiana 1 $ 185,000 $ 185,000 $ 72,000
Vanderburgh County Indiana 1 $ 205,000 $ 205,000 $ 86,000
Warrick County Indiana 1 $ 235,000 $ 235,000 $ 86,000
Wayne County Indiana 1 $ 235,000 $ 235,000 $ 91,000
Linn County Iowa 1 $ 235,000 $ 235,000 $ 0
Johnson County Kansas 1 $ 95,000 $ 95,000 $ 70,000
Scott County Kansas 1 $ 115,000 $ 115,000 $ 54,000
Boone County Kentucky 1 $ 225,000 $ 225,000 $ 59,000
Elliott County Kentucky 1 $ 425,000 $ 425,000 $ 167,000
Jackson County Kentucky 1 $ 315,000 $ 315,000 $ 0
Oldham County Kentucky 1 $ 725,000 $ 725,000 $ 144,000
Warren County Kentucky 1 $ 325,000 $ 325,000 $ 0
Caddo County Louisiana 1 $ 365,000 $ 365,000 $ 0
Jefferson Davis County Louisiana 1 $ 155,000 $ 155,000 $ 232,000
St. Charles County Louisiana 1 $ 355,000 $ 355,000 $ 0
Androscoggin County Maine 1 $ 225,000 $ 225,000 $ 126,000
Cumberland County Maine 1 $ 515,000 $ 515,000 $ 290,000
Franklin County Maine 1 $ 155,000 $ 155,000 $ 79,000
Waldo County Maine 1 $ 465,000 $ 465,000 $ 200,000
Washington County Maine 1 $ 1,005,000 $ 1,005,000 $ 1,392,000
York County Maine 1 $ 295,000 $ 295,000 $ 310,000
Allegany County Maryland 1 $ 205,000 $ 205,000 $ 47,000
Nantucket County Massachusetts 1 $ 835,000 $ 835,000 $ 148,000
Eaton County Michigan 1 $ 155,000 $ 155,000 $ 69,000
Emmet County Michigan 1 $ 455,000 $ 455,000 $ 0
Kalamazoo County Michigan 1 $ 505,000 $ 505,000 $ 0
Midland County Michigan 1 $ 165,000 $ 165,000 $ 65,000
Washtenaw County Michigan 1 $ 625,000 $ 625,000 $ 273,000
Anoka County Minnesota 1 $ 395,000 $ 395,000 $ 0
Blue Earth County Minnesota 1 $ 355,000 $ 355,000 $ 0
Carlton County Minnesota 1 $ 405,000 $ 405,000 $ 0
Dakota County Minnesota 1 $ 355,000 $ 355,000 $ 0
Douglas County Minnesota 1 $ 395,000 $ 395,000 $ 0
Lake County Minnesota 1 $ 225,000 $ 225,000 $ 0
McLeod County Minnesota 1 $ 125,000 $ 125,000 $ 105,000
Mille Lacs County Minnesota 1 $ 175,000 $ 175,000 $ 52,000
Olmsted County Minnesota 1 $ 375,000 $ 375,000 $ 300,000
Sherburne County Minnesota 1 $ 385,000 $ 385,000 $ 0
Wright County Minnesota 1 $ 375,000 $ 375,000 $ 71,000
Itawamba County Mississippi 1 $ 245,000 $ 245,000 $ 123,000
Madison County Mississippi 1 $ 325,000 $ 325,000 $ 0
Johnson County Missouri 1 $ 105,000 $ 105,000 $ 131,000
Platte County Missouri 1 $ 235,000 $ 235,000 $ 86,000
Ripley County Missouri 1 $ 255,000 $ 255,000 $ 80,000
St. Charles County Missouri 1 $ 355,000 $ 355,000 $ 0
St. Louis City County Missouri 1 $ 345,000 $ 345,000 $ 0
Flathead County Montana 1 $ 325,000 $ 325,000 $ 0
Lewis and Clark County Montana 1 $ 385,000 $ 385,000 $ 0
Douglas County Nebraska 1 $ 165,000 $ 165,000 $ 0
Madison County Nebraska 1 $ 325,000 $ 325,000 $ 0
Lyon County Nevada 1 $ 315,000 $ 315,000 $ 0
Rockingham County New Hampshire 1 $ 245,000 $ 245,000 $ 215,000
Strafford County New Hampshire 1 $ 245,000 $ 245,000 $ 47,000
Los Alamos County New Mexico 1 $ 395,000 $ 395,000 $ 0
Santa Fe County New Mexico 1 $ 585,000 $ 585,000 $ 159,000
Taos County New Mexico 1 $ 165,000 $ 165,000 $ 260,000
Valencia County New Mexico 1 $ 245,000 $ 245,000 $ 90,000
Albany County New York 1 $ 205,000 $ 205,000 $ 235,000
Dutchess County New York 1 $ 315,000 $ 315,000 $ 92,000
Essex County New York 1 $ 3,105,000 $ 3,105,000 $ 520,000
Hamilton County New York 1 $ 225,000 $ 225,000 $ 130,000
Madison County New York 1 $ 215,000 $ 215,000 $ 113,000
New York County New York 1 $ 465,000 $ 465,000 $ 375,000
Oneida County New York 1 $ 205,000 $ 205,000 $ 90,000
Oswego County New York 1 $ 155,000 $ 155,000 $ 103,000
Queens County New York 1 $ 275,000 $ 275,000 $ 66,000
Richmond County New York 1 $ 415,000 $ 415,000 $ 171,000
Schenectady County New York 1 $ 185,000 $ 185,000 $ 51,000
Schuyler County New York 1 $ 225,000 $ 225,000 $ 208,000
St. Lawrence County New York 1 $ 145,000 $ 145,000 $ 30,000
Steuben County New York 1 $ 75,000 $ 75,000 $ 23,000
Brunswick County North Carolina 1 $ 85,000 $ 85,000 $ 70,000
Caldwell County North Carolina 1 $ 255,000 $ 255,000 $ 61,000
Caswell County North Carolina 1 $ 215,000 $ 215,000 $ 114,000
Currituck County North Carolina 1 $ 145,000 $ 145,000 $ 201,000
Dare County North Carolina 1 $ 415,000 $ 415,000 $ 304,000
Harnett County North Carolina 1 $ 195,000 $ 195,000 $ 77,000
Henderson County North Carolina 1 $ 205,000 $ 205,000 $ 62,000
Hoke County North Carolina 1 $ 395,000 $ 395,000 $ 0
Iredell County North Carolina 1 $ 565,000 $ 565,000 $ 152,000
Johnston County North Carolina 1 $ 205,000 $ 205,000 $ 108,000
Lincoln County North Carolina 1 $ 295,000 $ 295,000 $ 94,000
Martin County North Carolina 1 $ 75,000 $ 75,000 $ 30,000
Nash County North Carolina 1 $ 235,000 $ 235,000 $ 98,000
Pender County North Carolina 1 $ 155,000 $ 155,000 $ 146,000
Person County North Carolina 1 $ 655,000 $ 655,000 $ 419,000
Pitt County North Carolina 1 $ 235,000 $ 235,000 $ 59,000
Randolph County North Carolina 1 $ 315,000 $ 315,000 $ 237,000
Robeson County North Carolina 1 $ 305,000 $ 305,000 $ 0
Vance County North Carolina 1 $ 245,000 $ 245,000 $ 0
Watauga County North Carolina 1 $ 195,000 $ 195,000 $ 69,000
Wayne County North Carolina 1 $ 265,000 $ 265,000 $ 75,000
Butler County Ohio 1 $ 335,000 $ 335,000 $ 0
Columbiana County Ohio 1 $ 355,000 $ 355,000 $ 0
Delaware County Ohio 1 $ 305,000 $ 305,000 $ 0
Geauga County Ohio 1 $ 315,000 $ 315,000 $ 0
Hamilton County Ohio 1 $ 505,000 $ 505,000 $ 161,000
Licking County Ohio 1 $ 635,000 $ 635,000 $ 0
Medina County Ohio 1 $ 335,000 $ 335,000 $ 0
Miami County Ohio 1 $ 535,000 $ 535,000 $ 0
Portage County Ohio 1 $ 305,000 $ 305,000 $ 0
Scioto County Ohio 1 $ 145,000 $ 145,000 $ 113,000
Grady County Oklahoma 1 $ 345,000 $ 345,000 $ 0
Logan County Oklahoma 1 $ 165,000 $ 165,000 $ 61,000
Sequoyah County Oklahoma 1 $ 385,000 $ 385,000 $ 0
Wagoner County Oklahoma 1 $ 215,000 $ 215,000 $ 103,000
Columbia County Oregon 1 $ 375,000 $ 375,000 $ 0
Curry County Oregon 1 $ 285,000 $ 285,000 $ 0
Jackson County Oregon 1 $ 335,000 $ 335,000 $ 0
Jefferson County Oregon 1 $ 285,000 $ 285,000 $ 55,000
Linn County Oregon 1 $ 185,000 $ 185,000 $ 37,000
Marion County Oregon 1 $ 115,000 $ 115,000 $ 421,000
Multnomah County Oregon 1 $ 375,000 $ 375,000 $ 0
Polk County Oregon 1 $ 135,000 $ 135,000 $ 421,000
Armstrong County Pennsylvania 1 $ 115,000 $ 115,000 $ 57,000
Clearfield County Pennsylvania 1 $ 55,000 $ 55,000 $ 20,000
Clinton County Pennsylvania 1 $ 215,000 $ 215,000 $ 59,000
Jefferson County Pennsylvania 1 $ 165,000 $ 165,000 $ 31,000
Somerset County Pennsylvania 1 $ 135,000 $ 135,000 $ 98,000
Sullivan County Pennsylvania 1 $ 235,000 $ 235,000 $ 138,000
Wyoming County Pennsylvania 1 $ 115,000 $ 115,000 $ 40,000
Anderson County South Carolina 1 $ 335,000 $ 335,000 $ 0
Berkeley County South Carolina 1 $ 145,000 $ 145,000 $ 443,000
Dorchester County South Carolina 1 $ 255,000 $ 255,000 $ 110,000
Orangeburg County South Carolina 1 $ 295,000 $ 295,000 $ 0
Spartanburg County South Carolina 1 $ 325,000 $ 325,000 $ 0
Bradley County Tennessee 1 $ 295,000 $ 295,000 $ 93,000
Greene County Tennessee 1 $ 125,000 $ 125,000 $ 75,000
Hamilton County Tennessee 1 $ 265,000 $ 265,000 $ 97,000
Loudon County Tennessee 1 $ 525,000 $ 525,000 $ 83,000
Marshall County Tennessee 1 $ 385,000 $ 385,000 $ 97,000
Robertson County Tennessee 1 $ 215,000 $ 215,000 $ 39,000
Shelby County Tennessee 1 $ 385,000 $ 385,000 $ 87,000
Sumner County Tennessee 1 $ 285,000 $ 285,000 $ 48,000
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Mortgage Loan Application Detail Totals for Meridian Bank in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,959 $1,539,715,000 $310,000 $9,275,000 $107,000 $3,710,000
Refinancing 2,884 $938,410,000 $325,000 $5,005,000 $143,000 $8,744,000
Cash-out Refinancing 1,209 $380,545,000 $314,000 $1,565,000 $150,000 $3,158,000
Home Improvement 23 $10,925,000 $475,000 $2,105,000 $155,000 $224,000
Other Purpose 7 $6,385,000 $912,000 $1,885,000 $363,000 $1,003,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,496 $1,728,150,000 $314,000 $3,105,000 $137,000 $8,744,000
Black or African American 1,681 $465,555,000 $276,000 $1,505,000 $83,000 $1,800,000
Not Provided 775 $264,825,000 $341,000 $5,005,000 $126,000 $943,000
Hispanic 541 $145,315,000 $268,000 $875,000 $79,000 $651,000
Asian 364 $125,960,000 $346,000 $2,075,000 $163,000 $4,167,000
Not applicable 174 $129,330,000 $743,000 $9,275,000 $0 $0
American Indian or Alaskan Native 33 $9,075,000 $275,000 $655,000 $91,000 $307,000
Native Hawaiian or Other Pacific Islander 9 $3,705,000 $411,000 $625,000 $83,000 $180,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,310 $2,055,950,000 $325,000 $9,275,000 $143,000 $8,744,000
FHA-insured (Federal Housing Administration) 1,599 $404,865,000 $253,000 $775,000 $70,000 $287,000
VA-guaranteed (Veterans Administration) 945 $364,045,000 $385,000 $1,415,000 $82,000 $336,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 228 $51,120,000 $224,000 $425,000 $57,000 $125,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,492 $2,361,110,000 $315,000 $9,275,000 $124,000 $8,744,000
Application Withdrawn By Applicant 1,213 $391,165,000 $322,000 $2,905,000 $125,000 $3,710,000
Application Denied By Financial Institution 189 $57,905,000 $306,000 $3,105,000 $99,000 $949,000
File Closed For Incompleteness 104 $30,230,000 $290,000 $795,000 $123,000 $695,000
Application Approved But Not Accepted 44 $23,970,000 $544,000 $5,455,000 $113,000 $566,000
Loan Purchased By The Institution 40 $11,600,000 $290,000 $545,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,893 $2,818,075,000 $316,000 $9,275,000 $124,000 $8,744,000
Debt-To-Income Ratio 55 $18,455,000 $335,000 $3,105,000 $77,000 $520,000
Collateral 53 $15,175,000 $286,000 $1,505,000 $112,000 $545,000
Credit History 36 $9,800,000 $272,000 $915,000 $119,000 $949,000
Other 14 $5,340,000 $381,000 $885,000 $135,000 $305,000
Unverifiable Information 11 $3,405,000 $309,000 $1,075,000 $91,000 $302,000
Employment History 10 $3,380,000 $338,000 $605,000 $87,000 $200,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,095,000 $219,000 $385,000 $61,000 $116,000
Credit Application Incomplete 5 $1,255,000 $251,000 $545,000 $88,000 $120,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Meridian Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Meridian Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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