Meridias Capital Incorporated
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Meridias Capital Incorporated 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Meridias Capital Incorporated P.O. Box 241429 Charlotte, NC 28273 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2006 2005 |
| Total Number of Mortgage Applications | 14,934 |
| Total Mortgage Loan Application Amount | $2,701,432,000 |
| Average Mortgage Loan Application Amount | $192,333 |
| Highest Mortgage Loan Application Amount | $3,300,000 |
| Average Applicant Income | $135,000 |
| Highest Applicant Income | $2,700,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Meridias Capital Incorporated. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Meridias Capital Incorporated's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Meridias Capital Incorporated's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Meridias Capital Incorporated serves its applicants.
Each category highlights the total number of mortgage applications processed by Meridias Capital Incorporated, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Meridias Capital Incorporated's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark County Nevada | 6,499 | $ 1,271,056,000 | $ 195,000 | $ 119,000 |
| Salt Lake County Utah | 864 | $ 129,600,000 | $ 150,000 | $ 92,000 |
| Maricopa County Arizona | 772 | $ 158,639,000 | $ 205,000 | $ 129,000 |
| Tarrant County Texas | 378 | $ 41,992,000 | $ 111,000 | $ 93,000 |
| Dallas County Texas | 322 | $ 37,639,000 | $ 116,000 | $ 115,000 |
| Collin County Texas | 315 | $ 47,374,000 | $ 150,000 | $ 102,000 |
| Summit County Utah | 279 | $ 93,749,000 | $ 336,000 | $ 220,000 |
| Utah County Utah | 194 | $ 28,937,000 | $ 149,000 | $ 108,000 |
| Riverside County California | 176 | $ 40,730,000 | $ 231,000 | $ 121,000 |
| Oklahoma County Oklahoma | 162 | $ 15,379,000 | $ 94,000 | $ 92,000 |
| Los Angeles County California | 147 | $ 44,624,000 | $ 303,000 | $ 164,000 |
| Pinal County Arizona | 143 | $ 21,101,000 | $ 147,000 | $ 99,000 |
| Denton County Texas | 139 | $ 20,638,000 | $ 148,000 | $ 106,000 |
| Davis County Utah | 139 | $ 20,399,000 | $ 146,000 | $ 77,000 |
| San Diego County California | 124 | $ 39,005,000 | $ 314,000 | $ 173,000 |
| Anchorage County Alaska | 122 | $ 18,359,000 | $ 150,000 | $ 87,000 |
| Harris County Texas | 121 | $ 13,733,000 | $ 113,000 | $ 108,000 |
| Bexar County Texas | 119 | $ 12,251,000 | $ 102,000 | $ 122,000 |
| Williamson County Texas | 111 | $ 9,361,000 | $ 84,000 | $ 95,000 |
| San Joaquin County California | 105 | $ 27,908,000 | $ 265,000 | $ 100,000 |
| Tulsa County Oklahoma | 99 | $ 8,067,000 | $ 81,000 | $ 65,000 |
| Cleveland County Oklahoma | 92 | $ 8,543,000 | $ 92,000 | $ 89,000 |
| Jackson County Missouri | 86 | $ 8,638,000 | $ 100,000 | $ 103,000 |
| San Bernardino County California | 82 | $ 16,906,000 | $ 206,000 | $ 142,000 |
| Wasatch County Utah | 69 | $ 13,070,000 | $ 189,000 | $ 148,000 |
| Weber County Utah | 69 | $ 9,229,000 | $ 133,000 | $ 164,000 |
| Pima County Arizona | 65 | $ 8,672,000 | $ 133,000 | $ 143,000 |
| Hawaii County Hawaii | 65 | $ 19,052,000 | $ 293,000 | $ 164,000 |
| Contra Costa County California | 62 | $ 20,756,000 | $ 334,000 | $ 151,000 |
| Montgomery County Texas | 62 | $ 5,709,000 | $ 92,000 | $ 114,000 |
| St. Tammany County Louisiana | 61 | $ 7,181,000 | $ 117,000 | $ 121,000 |
| Mohave County Arizona | 60 | $ 7,157,000 | $ 119,000 | $ 125,000 |
| Travis County Texas | 59 | $ 6,448,000 | $ 109,000 | $ 103,000 |
| Washington County Utah | 55 | $ 9,680,000 | $ 176,000 | $ 143,000 |
| Iron County Utah | 52 | $ 7,304,000 | $ 140,000 | $ 111,000 |
| Placer County California | 49 | $ 14,575,000 | $ 297,000 | $ 185,000 |
| Orange County California | 47 | $ 19,204,000 | $ 408,000 | $ 372,000 |
| Rockwall County Texas | 46 | $ 5,643,000 | $ 122,000 | $ 71,000 |
| Canadian County Oklahoma | 45 | $ 3,814,000 | $ 84,000 | $ 95,000 |
| Cache County Utah | 43 | $ 5,166,000 | $ 120,000 | $ 43,000 |
| Sonoma County California | 40 | $ 14,357,000 | $ 358,000 | $ 140,000 |
| Gwinnett County Georgia | 40 | $ 3,824,000 | $ 95,000 | $ 60,000 |
| Bernalillo County New Mexico | 37 | $ 4,154,000 | $ 112,000 | $ 133,000 |
| Arapahoe County Colorado | 35 | $ 7,772,000 | $ 222,000 | $ 167,000 |
| Denver County Colorado | 34 | $ 5,743,000 | $ 168,000 | $ 112,000 |
| Alameda County California | 33 | $ 10,572,000 | $ 320,000 | $ 181,000 |
| Orange County Florida | 33 | $ 5,528,000 | $ 167,000 | $ 91,000 |
| Washoe County Nevada | 32 | $ 7,807,000 | $ 243,000 | $ 158,000 |
| Sacramento County California | 31 | $ 8,615,000 | $ 277,000 | $ 85,000 |
| Kaufman County Texas | 31 | $ 3,485,000 | $ 112,000 | $ 80,000 |
| Duval County Florida | 30 | $ 2,509,000 | $ 83,000 | $ 94,000 |
| Fulton County Georgia | 28 | $ 3,471,000 | $ 123,000 | $ 107,000 |
| Ada County Idaho | 28 | $ 3,052,000 | $ 109,000 | $ 188,000 |
| Nye County Nevada | 28 | $ 4,113,000 | $ 146,000 | $ 106,000 |
| Lee County Florida | 27 | $ 5,288,000 | $ 195,000 | $ 205,000 |
| Bartow County Georgia | 27 | $ 1,850,000 | $ 68,000 | $ 245,000 |
| Ellis County Texas | 27 | $ 2,324,000 | $ 86,000 | $ 114,000 |
| King County Washington | 27 | $ 8,199,000 | $ 303,000 | $ 151,000 |
| Yavapai County Arizona | 25 | $ 4,323,000 | $ 172,000 | $ 103,000 |
| Cherokee County Georgia | 25 | $ 2,211,000 | $ 88,000 | $ 59,000 |
| Canyon County Idaho | 25 | $ 2,866,000 | $ 114,000 | $ 159,000 |
| Fort Bend County Texas | 25 | $ 1,924,000 | $ 76,000 | $ 85,000 |
| Honolulu County Hawaii | 24 | $ 7,624,000 | $ 317,000 | $ 108,000 |
| East Baton Rouge County Louisiana | 24 | $ 2,938,000 | $ 122,000 | $ 155,000 |
| Hays County Texas | 24 | $ 3,142,000 | $ 130,000 | $ 108,000 |
| Chatham County Georgia | 23 | $ 2,536,000 | $ 110,000 | $ 106,000 |
| Johnson County Kansas | 23 | $ 2,627,000 | $ 114,000 | $ 72,000 |
| Cobb County Georgia | 22 | $ 2,022,000 | $ 91,000 | $ 51,000 |
| Tooele County Utah | 22 | $ 2,186,000 | $ 99,000 | $ 59,000 |
| Santa Clara County California | 20 | $ 8,255,000 | $ 412,000 | $ 142,000 |
| Douglas County Colorado | 20 | $ 3,524,000 | $ 176,000 | $ 110,000 |
| McClain County Oklahoma | 20 | $ 2,466,000 | $ 123,000 | $ 85,000 |
| Rogers County Oklahoma | 20 | $ 2,276,000 | $ 113,000 | $ 44,000 |
| Larimer County Colorado | 19 | $ 3,462,000 | $ 182,000 | $ 96,000 |
| Palm Beach County Florida | 19 | $ 3,412,000 | $ 179,000 | $ 105,000 |
| DeKalb County Georgia | 19 | $ 1,714,000 | $ 90,000 | $ 56,000 |
| Fresno County California | 18 | $ 2,900,000 | $ 161,000 | $ 98,000 |
| Jefferson County Colorado | 18 | $ 2,618,000 | $ 145,000 | $ 93,000 |
| Manatee County Florida | 18 | $ 8,313,000 | $ 461,000 | $ 255,000 |
| Sheridan County Wyoming | 18 | $ 2,255,000 | $ 125,000 | $ 83,000 |
| Kane County Utah | 17 | $ 3,787,000 | $ 222,000 | $ 219,000 |
| Kern County California | 16 | $ 3,173,000 | $ 198,000 | $ 77,000 |
| Adams County Colorado | 16 | $ 1,889,000 | $ 118,000 | $ 101,000 |
| Hillsborough County Florida | 16 | $ 2,850,000 | $ 178,000 | $ 156,000 |
| Imperial County California | 15 | $ 2,569,000 | $ 171,000 | $ 103,000 |
| Broward County Florida | 15 | $ 3,200,000 | $ 213,000 | $ 314,000 |
| Madison County Idaho | 15 | $ 1,222,000 | $ 81,000 | $ 108,000 |
| Baltimore City County Maryland | 15 | $ 1,430,000 | $ 95,000 | $ 29,000 |
| Hampton County Virginia | 15 | $ 1,625,000 | $ 108,000 | $ 9,000 |
| El Paso County Colorado | 14 | $ 2,566,000 | $ 183,000 | $ 116,000 |
| Pinellas County Florida | 14 | $ 2,174,000 | $ 155,000 | $ 123,000 |
| Bonneville County Idaho | 14 | $ 1,701,000 | $ 121,000 | $ 122,000 |
| Grady County Oklahoma | 14 | $ 1,620,000 | $ 115,000 | $ 66,000 |
| Logan County Oklahoma | 14 | $ 1,404,000 | $ 100,000 | $ 67,000 |
| Comal County Texas | 14 | $ 2,172,000 | $ 155,000 | $ 154,000 |
| El Paso County Texas | 14 | $ 994,000 | $ 71,000 | $ 75,000 |
| Newport News County Virginia | 14 | $ 1,285,000 | $ 91,000 | $ 73,000 |
| Pierce County Washington | 14 | $ 2,389,000 | $ 170,000 | $ 104,000 |
| Parker County Texas | 13 | $ 2,496,000 | $ 192,000 | $ 123,000 |
| Matanuska-Susitna County Alaska | 12 | $ 1,694,000 | $ 141,000 | $ 100,000 |
| Yuma County Arizona | 12 | $ 2,107,000 | $ 175,000 | $ 79,000 |
| Pueblo County Colorado | 12 | $ 1,677,000 | $ 139,000 | $ 125,000 |
| Valley County Idaho | 12 | $ 1,372,000 | $ 114,000 | $ 232,000 |
| Merced County California | 11 | $ 4,006,000 | $ 364,000 | $ 241,000 |
| Ventura County California | 11 | $ 4,626,000 | $ 420,000 | $ 171,000 |
| Miami-Dade County Florida | 11 | $ 3,184,000 | $ 289,000 | $ 200,000 |
| Osceola County Florida | 11 | $ 1,830,000 | $ 166,000 | $ 116,000 |
| Santa Fe County New Mexico | 11 | $ 3,436,000 | $ 312,000 | $ 263,000 |
| Tulare County California | 10 | $ 1,368,000 | $ 136,000 | $ 67,000 |
| Sandoval County New Mexico | 10 | $ 1,253,000 | $ 125,000 | $ 173,000 |
| Horry County South Carolina | 10 | $ 1,228,000 | $ 122,000 | $ 98,000 |
| Brazoria County Texas | 10 | $ 891,000 | $ 89,000 | $ 219,000 |
| Collier County Florida | 9 | $ 1,662,000 | $ 184,000 | $ 81,000 |
| Polk County Florida | 9 | $ 693,000 | $ 77,000 | $ 41,000 |
| Sarasota County Florida | 9 | $ 1,032,000 | $ 114,000 | $ 120,000 |
| Kootenai County Idaho | 9 | $ 1,090,000 | $ 121,000 | $ 106,000 |
| Clackamas County Oregon | 9 | $ 1,360,000 | $ 151,000 | $ 199,000 |
| Guadalupe County Texas | 9 | $ 844,000 | $ 93,000 | $ 543,000 |
| Smith County Texas | 9 | $ 1,650,000 | $ 183,000 | $ 223,000 |
| Snohomish County Washington | 9 | $ 1,755,000 | $ 195,000 | $ 70,000 |
| Coconino County Arizona | 8 | $ 1,699,000 | $ 212,000 | $ 117,000 |
| Weld County Colorado | 8 | $ 1,015,000 | $ 126,000 | $ 95,000 |
| Clayton County Georgia | 8 | $ 618,000 | $ 77,000 | $ 64,000 |
| Wayne County Michigan | 8 | $ 483,000 | $ 60,000 | $ 23,000 |
| Lincoln County Nevada | 8 | $ 928,000 | $ 116,000 | $ 128,000 |
| Chesterfield County Virginia | 8 | $ 1,339,000 | $ 167,000 | $ 66,000 |
| San Luis Obispo County California | 7 | $ 2,684,000 | $ 383,000 | $ 188,000 |
| Broomfield County Colorado | 7 | $ 1,709,000 | $ 244,000 | $ 146,000 |
| District of Columbia County District Of Columbia | 7 | $ 1,747,000 | $ 249,000 | $ 61,000 |
| Jefferson County Louisiana | 7 | $ 1,142,000 | $ 163,000 | $ 114,000 |
| Cass County Missouri | 7 | $ 547,000 | $ 78,000 | $ 56,000 |
| Creek County Oklahoma | 7 | $ 471,000 | $ 67,000 | $ 10,000 |
| Grayson County Texas | 7 | $ 518,000 | $ 74,000 | $ 34,000 |
| Grand County Utah | 7 | $ 965,000 | $ 137,000 | $ 194,000 |
| Spokane County Washington | 7 | $ 814,000 | $ 116,000 | $ 107,000 |
| Thurston County Washington | 7 | $ 1,230,000 | $ 175,000 | $ 96,000 |
| San Mateo County California | 6 | $ 2,601,000 | $ 433,000 | $ 226,000 |
| Tuolumne County California | 6 | $ 1,394,000 | $ 232,000 | $ 109,000 |
| Hinsdale County Colorado | 6 | $ 3,928,000 | $ 654,000 | $ 310,000 |
| Mesa County Colorado | 6 | $ 1,163,000 | $ 193,000 | $ 194,000 |
| Butts County Georgia | 6 | $ 301,000 | $ 50,000 | $ 67,000 |
| Henry County Georgia | 6 | $ 658,000 | $ 109,000 | $ 67,000 |
| Marion County Indiana | 6 | $ 371,000 | $ 61,000 | $ 71,000 |
| Polk County Iowa | 6 | $ 432,000 | $ 72,000 | $ 98,000 |
| Macomb County Michigan | 6 | $ 526,000 | $ 87,000 | $ 240,000 |
| Oakland County Michigan | 6 | $ 2,070,000 | $ 345,000 | $ 70,000 |
| Clay County Missouri | 6 | $ 338,000 | $ 56,000 | $ 78,000 |
| Roosevelt County New Mexico | 6 | $ 232,000 | $ 38,000 | $ 180,000 |
| Multnomah County Oregon | 6 | $ 533,000 | $ 88,000 | $ 155,000 |
| Brazos County Texas | 6 | $ 503,000 | $ 83,000 | $ 97,000 |
| Galveston County Texas | 6 | $ 835,000 | $ 139,000 | $ 196,000 |
| Henrico County Virginia | 6 | $ 863,000 | $ 143,000 | $ 76,000 |
| Norfolk County Virginia | 6 | $ 513,000 | $ 85,000 | $ 7,000 |
| Tuscaloosa County Alabama | 5 | $ 316,000 | $ 63,000 | $ 133,000 |
| Monterey County California | 5 | $ 2,068,000 | $ 413,000 | $ 326,000 |
| Santa Barbara County California | 5 | $ 1,262,000 | $ 252,000 | $ 13,000 |
| Solano County California | 5 | $ 1,100,000 | $ 220,000 | $ 93,000 |
| Boulder County Colorado | 5 | $ 1,716,000 | $ 343,000 | $ 117,000 |
| Eagle County Colorado | 5 | $ 1,844,000 | $ 368,000 | $ 600,000 |
| Citrus County Florida | 5 | $ 378,000 | $ 75,000 | $ 122,000 |
| Marion County Florida | 5 | $ 640,000 | $ 128,000 | $ 217,000 |
| Maui County Hawaii | 5 | $ 5,424,000 | $ 1,084,000 | $ 601,000 |
| Linn County Iowa | 5 | $ 380,000 | $ 76,000 | $ 91,000 |
| St. Louis County Missouri | 5 | $ 787,000 | $ 157,000 | $ 83,000 |
| Lyon County Nevada | 5 | $ 836,000 | $ 167,000 | $ 35,000 |
| Dona Ana County New Mexico | 5 | $ 521,000 | $ 104,000 | $ 361,000 |
| Pottawatomie County Oklahoma | 5 | $ 303,000 | $ 60,000 | $ 43,000 |
| Chesapeake County Virginia | 5 | $ 959,000 | $ 191,000 | $ 181,000 |
| Richmond City County Virginia | 5 | $ 464,000 | $ 92,000 | $ 54,000 |
| Jefferson County Alabama | 4 | $ 491,000 | $ 122,000 | $ 52,000 |
| Kenai Peninsula County Alaska | 4 | $ 379,000 | $ 94,000 | $ 117,000 |
| Navajo County Arizona | 4 | $ 612,000 | $ 153,000 | $ 100,000 |
| Santa Cruz County Arizona | 4 | $ 660,000 | $ 165,000 | $ 229,000 |
| Washington County Arkansas | 4 | $ 320,000 | $ 80,000 | $ 67,000 |
| San Francisco County California | 4 | $ 1,317,000 | $ 329,000 | $ 160,000 |
| Garfield County Colorado | 4 | $ 770,000 | $ 192,000 | $ 258,000 |
| Summit County Colorado | 4 | $ 797,000 | $ 199,000 | $ 77,000 |
| Bay County Florida | 4 | $ 436,000 | $ 109,000 | $ 90,000 |
| Hernando County Florida | 4 | $ 479,000 | $ 119,000 | $ 103,000 |
| Lake County Florida | 4 | $ 1,020,000 | $ 255,000 | $ 246,000 |
| Seminole County Florida | 4 | $ 635,000 | $ 158,000 | $ 131,000 |
| Volusia County Florida | 4 | $ 372,000 | $ 93,000 | $ 71,000 |
| Barrow County Georgia | 4 | $ 293,000 | $ 73,000 | $ 54,000 |
| Bryan County Georgia | 4 | $ 495,000 | $ 123,000 | $ 91,000 |
| Clarke County Georgia | 4 | $ 219,000 | $ 54,000 | $ 56,000 |
| Hall County Georgia | 4 | $ 507,000 | $ 126,000 | $ 71,000 |
| Houston County Georgia | 4 | $ 272,000 | $ 68,000 | $ 213,000 |
| Elmore County Idaho | 4 | $ 324,000 | $ 81,000 | $ 150,000 |
| Franklin County Idaho | 4 | $ 332,000 | $ 83,000 | $ 86,000 |
| Cook County Illinois | 4 | $ 529,000 | $ 132,000 | $ 281,000 |
| Hendricks County Indiana | 4 | $ 231,000 | $ 57,000 | $ 270,000 |
| Montgomery County Maryland | 4 | $ 1,647,000 | $ 411,000 | $ 171,000 |
| Ramsey County Minnesota | 4 | $ 1,210,000 | $ 302,000 | $ 187,000 |
| Rankin County Mississippi | 4 | $ 352,000 | $ 88,000 | $ 180,000 |
| Christian County Missouri | 4 | $ 136,000 | $ 34,000 | $ 23,000 |
| Lafayette County Missouri | 4 | $ 264,000 | $ 66,000 | $ 52,000 |
| Carson City County Nevada | 4 | $ 517,000 | $ 129,000 | $ 96,000 |
| Cumberland County North Carolina | 4 | $ 630,000 | $ 157,000 | $ 124,000 |
| Garvin County Oklahoma | 4 | $ 363,000 | $ 90,000 | $ 74,000 |
| Wagoner County Oklahoma | 4 | $ 291,000 | $ 72,000 | $ 68,000 |
| Allendale County South Carolina | 4 | $ 140,000 | $ 35,000 | $ 120,000 |
| Beaufort County South Carolina | 4 | $ 881,000 | $ 220,000 | $ 112,000 |
| Orangeburg County South Carolina | 4 | $ 223,000 | $ 55,000 | $ 90,000 |
| Knox County Tennessee | 4 | $ 562,000 | $ 140,000 | $ 90,000 |
| Bastrop County Texas | 4 | $ 262,000 | $ 65,000 | $ 129,000 |
| Hidalgo County Texas | 4 | $ 512,000 | $ 128,000 | $ 139,000 |
| Beaver County Utah | 4 | $ 289,000 | $ 72,000 | $ 58,000 |
| Sanpete County Utah | 4 | $ 297,000 | $ 74,000 | $ 63,000 |
| Suffolk County Virginia | 4 | $ 250,000 | $ 62,000 | $ 0 |
| Benton County Washington | 4 | $ 366,000 | $ 91,000 | $ 76,000 |
| Clark County Washington | 4 | $ 1,427,000 | $ 356,000 | $ 293,000 |
| Kitsap County Washington | 4 | $ 635,000 | $ 158,000 | $ 271,000 |
| Montgomery County Alabama | 3 | $ 151,000 | $ 50,000 | $ 63,000 |
| Cochise County Arizona | 3 | $ 306,000 | $ 102,000 | $ 105,000 |
| Pulaski County Arkansas | 3 | $ 316,000 | $ 105,000 | $ 81,000 |
| Napa County California | 3 | $ 1,232,000 | $ 410,000 | $ 86,000 |
| Grand County Colorado | 3 | $ 587,000 | $ 195,000 | $ 144,000 |
| Montrose County Colorado | 3 | $ 1,100,000 | $ 366,000 | $ 141,000 |
| Leon County Florida | 3 | $ 272,000 | $ 90,000 | $ 50,000 |
| Forsyth County Georgia | 3 | $ 547,000 | $ 182,000 | $ 103,000 |
| Calvert County Maryland | 3 | $ 587,000 | $ 195,000 | $ 91,000 |
| Charles County Maryland | 3 | $ 840,000 | $ 280,000 | $ 150,000 |
| Middlesex County Massachusetts | 3 | $ 438,000 | $ 146,000 | $ 81,000 |
| Worcester County Massachusetts | 3 | $ 333,000 | $ 111,000 | $ 49,000 |
| Isabella County Michigan | 3 | $ 300,000 | $ 100,000 | $ 75,000 |
| Wake County North Carolina | 3 | $ 715,000 | $ 238,000 | $ 114,000 |
| Comanche County Oklahoma | 3 | $ 377,000 | $ 125,000 | $ 108,000 |
| Garfield County Oklahoma | 3 | $ 489,000 | $ 163,000 | $ 82,000 |
| Osage County Oklahoma | 3 | $ 296,000 | $ 98,000 | $ 30,000 |
| Deschutes County Oregon | 3 | $ 599,000 | $ 199,000 | $ 88,000 |
| Lane County Oregon | 3 | $ 247,000 | $ 82,000 | $ 0 |
| Davidson County Tennessee | 3 | $ 470,000 | $ 156,000 | $ 86,000 |
| Rutherford County Tennessee | 3 | $ 417,000 | $ 139,000 | $ 153,000 |
| Wilson County Tennessee | 3 | $ 1,008,000 | $ 336,000 | $ 34,000 |
| Cooke County Texas | 3 | $ 358,000 | $ 119,000 | $ 169,000 |
| Jefferson County Texas | 3 | $ 296,000 | $ 98,000 | $ 126,000 |
| Johnson County Texas | 3 | $ 499,000 | $ 166,000 | $ 65,000 |
| Box Elder County Utah | 3 | $ 424,000 | $ 141,000 | $ 65,000 |
| Duchesne County Utah | 3 | $ 333,000 | $ 111,000 | $ 98,000 |
| Emery County Utah | 3 | $ 210,000 | $ 70,000 | $ 43,000 |
| Juab County Utah | 3 | $ 383,000 | $ 127,000 | $ 66,000 |
| Rich County Utah | 3 | $ 480,000 | $ 160,000 | $ 244,000 |
| Isle of Wight County Virginia | 3 | $ 824,000 | $ 274,000 | $ 52,000 |
| Franklin County Washington | 3 | $ 401,000 | $ 133,000 | $ 62,000 |
| Sweetwater County Wyoming | 3 | $ 345,000 | $ 115,000 | $ 60,000 |
| Calaveras County California | 2 | $ 225,000 | $ 112,000 | $ 408,000 |
| El Dorado County California | 2 | $ 683,000 | $ 341,000 | $ 186,000 |
| Lassen County California | 2 | $ 425,000 | $ 212,000 | $ 156,000 |
| Mono County California | 2 | $ 483,000 | $ 241,000 | $ 196,000 |
| Shasta County California | 2 | $ 167,000 | $ 83,000 | $ 72,000 |
| Yuba County California | 2 | $ 666,000 | $ 333,000 | $ 156,000 |
| Chaffee County Colorado | 2 | $ 195,000 | $ 97,000 | $ 68,000 |
| Delta County Colorado | 2 | $ 133,000 | $ 66,000 | $ 90,000 |
| La Plata County Colorado | 2 | $ 200,000 | $ 100,000 | $ 88,000 |
| Brevard County Florida | 2 | $ 205,000 | $ 102,000 | $ 67,000 |
| Clay County Florida | 2 | $ 108,000 | $ 54,000 | $ 360,000 |
| Escambia County Florida | 2 | $ 840,000 | $ 420,000 | $ 376,000 |
| Hendry County Florida | 2 | $ 229,000 | $ 114,000 | $ 112,000 |
| Monroe County Florida | 2 | $ 1,006,000 | $ 503,000 | $ 192,000 |
| Walton County Florida | 2 | $ 375,000 | $ 187,000 | $ 0 |
| Columbia County Georgia | 2 | $ 809,000 | $ 404,000 | $ 558,000 |
| Effingham County Georgia | 2 | $ 114,000 | $ 57,000 | $ 139,000 |
| Harris County Georgia | 2 | $ 385,000 | $ 192,000 | $ 180,000 |
| Liberty County Georgia | 2 | $ 122,000 | $ 61,000 | $ 61,000 |
| Newton County Georgia | 2 | $ 148,000 | $ 74,000 | $ 45,000 |
| Bear Lake County Idaho | 2 | $ 692,000 | $ 346,000 | $ 175,000 |
| Gem County Idaho | 2 | $ 122,000 | $ 61,000 | $ 78,000 |
| Jefferson County Idaho | 2 | $ 512,000 | $ 256,000 | $ 121,000 |
| Payette County Idaho | 2 | $ 166,000 | $ 83,000 | $ 41,000 |
| Teton County Idaho | 2 | $ 185,000 | $ 92,000 | $ 48,000 |
| Hancock County Illinois | 2 | $ 73,000 | $ 36,000 | $ 108,000 |
| Will County Illinois | 2 | $ 228,000 | $ 114,000 | $ 83,000 |
| Jasper County Indiana | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Lake County Indiana | 2 | $ 108,000 | $ 54,000 | $ 47,000 |
| Putnam County Indiana | 2 | $ 93,000 | $ 46,000 | $ 120,000 |
| Washington County Iowa | 2 | $ 143,000 | $ 71,000 | $ 53,000 |
| Bossier County Louisiana | 2 | $ 105,000 | $ 52,000 | $ 48,000 |
| Livingston County Louisiana | 2 | $ 534,000 | $ 267,000 | $ 216,000 |
| Orleans County Louisiana | 2 | $ 150,000 | $ 75,000 | $ 195,000 |
| Tangipahoa County Louisiana | 2 | $ 126,000 | $ 63,000 | $ 204,000 |
| Anne Arundel County Maryland | 2 | $ 414,000 | $ 207,000 | $ 33,000 |
| Baltimore County Maryland | 2 | $ 359,000 | $ 179,000 | $ 90,000 |
| Prince George's County Maryland | 2 | $ 291,000 | $ 145,000 | $ 129,000 |
| Kalamazoo County Michigan | 2 | $ 240,000 | $ 120,000 | $ 57,000 |
| Livingston County Michigan | 2 | $ 163,000 | $ 81,000 | $ 48,000 |
| Saginaw County Michigan | 2 | $ 738,000 | $ 369,000 | $ 300,000 |
| Anoka County Minnesota | 2 | $ 210,000 | $ 105,000 | $ 143,000 |
| Cass County Minnesota | 2 | $ 139,000 | $ 69,000 | $ 62,000 |
| Douglas County Minnesota | 2 | $ 1,350,000 | $ 675,000 | $ 332,000 |
| Hennepin County Minnesota | 2 | $ 240,000 | $ 120,000 | $ 170,000 |
| Jackson County Mississippi | 2 | $ 318,000 | $ 159,000 | $ 159,000 |
| Buchanan County Missouri | 2 | $ 147,000 | $ 73,000 | $ 49,000 |
| Camden County Missouri | 2 | $ 196,000 | $ 98,000 | $ 294,000 |
| Clinton County Missouri | 2 | $ 338,000 | $ 169,000 | $ 79,000 |
| Franklin County Missouri | 2 | $ 236,000 | $ 118,000 | $ 113,000 |
| Morgan County Missouri | 2 | $ 171,000 | $ 85,000 | $ 166,000 |
| St. Charles County Missouri | 2 | $ 158,000 | $ 79,000 | $ 47,000 |
| Stone County Missouri | 2 | $ 1,150,000 | $ 575,000 | $ 336,000 |
| Taney County Missouri | 2 | $ 144,000 | $ 72,000 | $ 78,000 |
| Beaverhead County Montana | 2 | $ 514,000 | $ 257,000 | $ 98,000 |
| Gallatin County Montana | 2 | $ 310,000 | $ 155,000 | $ 180,000 |
| Douglas County Nebraska | 2 | $ 119,000 | $ 59,000 | $ 108,000 |
| Douglas County Nevada | 2 | $ 485,000 | $ 242,000 | $ 101,000 |
| White Pine County Nevada | 2 | $ 157,000 | $ 78,000 | $ 79,000 |
| Curry County New Mexico | 2 | $ 195,000 | $ 97,000 | $ 84,000 |
| Lincoln County New Mexico | 2 | $ 157,000 | $ 78,000 | $ 80,000 |
| Luna County New Mexico | 2 | $ 135,000 | $ 67,000 | $ 47,000 |
| San Juan County New Mexico | 2 | $ 180,000 | $ 90,000 | $ 49,000 |
| Valencia County New Mexico | 2 | $ 267,000 | $ 133,000 | $ 0 |
| New Hanover County North Carolina | 2 | $ 293,000 | $ 146,000 | $ 144,000 |
| Bryan County Oklahoma | 2 | $ 387,000 | $ 193,000 | $ 360,000 |
| Kingfisher County Oklahoma | 2 | $ 330,000 | $ 165,000 | $ 153,000 |
| Lincoln County Oklahoma | 2 | $ 160,000 | $ 80,000 | $ 43,000 |
| Mayes County Oklahoma | 2 | $ 115,000 | $ 57,000 | $ 85,000 |
| Pittsburg County Oklahoma | 2 | $ 126,000 | $ 63,000 | $ 32,000 |
| Sequoyah County Oklahoma | 2 | $ 140,000 | $ 70,000 | $ 48,000 |
| Woodward County Oklahoma | 2 | $ 142,000 | $ 71,000 | $ 101,000 |
| Coos County Oregon | 2 | $ 185,000 | $ 92,000 | $ 46,000 |
| Jefferson County Oregon | 2 | $ 218,000 | $ 109,000 | $ 0 |
| Malheur County Oregon | 2 | $ 76,000 | $ 38,000 | $ 27,000 |
| Washington County Oregon | 2 | $ 615,000 | $ 307,000 | $ 112,000 |
| Charleston County South Carolina | 2 | $ 318,000 | $ 159,000 | $ 235,000 |
| Anderson County Tennessee | 2 | $ 210,000 | $ 105,000 | $ 180,000 |
| Shelby County Tennessee | 2 | $ 195,000 | $ 97,000 | $ 0 |
| Franklin County Texas | 2 | $ 900,000 | $ 450,000 | $ 1,662,000 |
| Gregg County Texas | 2 | $ 506,000 | $ 253,000 | $ 312,000 |
| Grimes County Texas | 2 | $ 328,000 | $ 164,000 | $ 264,000 |
| Hemphill County Texas | 2 | $ 461,000 | $ 230,000 | $ 192,000 |
| Hood County Texas | 2 | $ 178,000 | $ 89,000 | $ 103,000 |
| Hunt County Texas | 2 | $ 81,000 | $ 40,000 | $ 139,000 |
| Potter County Texas | 2 | $ 384,000 | $ 192,000 | $ 177,000 |
| Taylor County Texas | 2 | $ 87,000 | $ 43,000 | $ 175,000 |
| Ward County Texas | 2 | $ 46,000 | $ 23,000 | $ 42,000 |
| Millard County Utah | 2 | $ 368,000 | $ 184,000 | $ 40,000 |
| Piute County Utah | 2 | $ 97,000 | $ 48,000 | $ 121,000 |
| Uintah County Utah | 2 | $ 190,000 | $ 95,000 | $ 720,000 |
| Hanover County Virginia | 2 | $ 307,000 | $ 153,000 | $ 36,000 |
| Virginia Beach County Virginia | 2 | $ 480,000 | $ 240,000 | $ 86,000 |
| York County Virginia | 2 | $ 490,000 | $ 245,000 | $ 118,000 |
| Clallam County Washington | 2 | $ 418,000 | $ 209,000 | $ 124,000 |
| Okanogan County Washington | 2 | $ 585,000 | $ 292,000 | $ 68,000 |
| Walla Walla County Washington | 2 | $ 131,000 | $ 65,000 | $ 98,000 |
| Lincoln County Wyoming | 2 | $ 167,000 | $ 83,000 | $ 202,000 |
| DeKalb County Alabama | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Elmore County Alabama | 1 | $ 120,000 | $ 120,000 | $ 40,000 |
| Madison County Alabama | 1 | $ 190,000 | $ 190,000 | $ 243,000 |
| Apache County Arizona | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| Graham County Arizona | 1 | $ 194,000 | $ 194,000 | $ 58,000 |
| Cleburne County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 71,000 |
| Saline County Arkansas | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Amador County California | 1 | $ 259,000 | $ 259,000 | $ 79,000 |
| Butte County California | 1 | $ 140,000 | $ 140,000 | $ 37,000 |
| Lake County California | 1 | $ 139,000 | $ 139,000 | $ 180,000 |
| Madera County California | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Nevada County California | 1 | $ 565,000 | $ 565,000 | $ 216,000 |
| Gunnison County Colorado | 1 | $ 310,000 | $ 310,000 | $ 120,000 |
| Lake County Colorado | 1 | $ 90,000 | $ 90,000 | $ 70,000 |
| Montezuma County Colorado | 1 | $ 61,000 | $ 61,000 | $ 75,000 |
| Park County Colorado | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Flagler County Florida | 1 | $ 650,000 | $ 650,000 | $ 585,000 |
| Indian River County Florida | 1 | $ 123,000 | $ 123,000 | $ 162,000 |
| Martin County Florida | 1 | $ 93,000 | $ 93,000 | $ 41,000 |
| Okeechobee County Florida | 1 | $ 143,000 | $ 143,000 | $ 39,000 |
| Pasco County Florida | 1 | $ 102,000 | $ 102,000 | $ 39,000 |
| Bibb County Georgia | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Coweta County Georgia | 1 | $ 111,000 | $ 111,000 | $ 51,000 |
| Douglas County Georgia | 1 | $ 228,000 | $ 228,000 | $ 122,000 |
| Jackson County Georgia | 1 | $ 136,000 | $ 136,000 | $ 56,000 |
| Oconee County Georgia | 1 | $ 206,000 | $ 206,000 | $ 156,000 |
| Paulding County Georgia | 1 | $ 166,000 | $ 166,000 | $ 48,000 |
| Adams County Idaho | 1 | $ 210,000 | $ 210,000 | $ 57,000 |
| McHenry County Illinois | 1 | $ 172,000 | $ 172,000 | $ 94,000 |
| Hamilton County Indiana | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Madison County Indiana | 1 | $ 170,000 | $ 170,000 | $ 321,000 |
| Porter County Indiana | 1 | $ 226,000 | $ 226,000 | $ 518,000 |
| Ripley County Indiana | 1 | $ 92,000 | $ 92,000 | $ 54,000 |
| Harper County Kansas | 1 | $ 16,000 | $ 16,000 | $ 42,000 |
| St. Martin County Louisiana | 1 | $ 240,000 | $ 240,000 | $ 82,000 |
| Howard County Maryland | 1 | $ 319,000 | $ 319,000 | $ 126,000 |
| Cape Girardeau County Missouri | 1 | $ 148,000 | $ 148,000 | $ 79,000 |
| Henry County Missouri | 1 | $ 30,000 | $ 30,000 | $ 324,000 |
| Hickory County Missouri | 1 | $ 60,000 | $ 60,000 | $ 53,000 |
| Johnson County Missouri | 1 | $ 128,000 | $ 128,000 | $ 96,000 |
| Lewis County Missouri | 1 | $ 151,000 | $ 151,000 | $ 28,000 |
| Carbon County Montana | 1 | $ 171,000 | $ 171,000 | $ 109,000 |
| Cascade County Montana | 1 | $ 168,000 | $ 168,000 | $ 96,000 |
| Jefferson County Montana | 1 | $ 280,000 | $ 280,000 | $ 74,000 |
| Lewis and Clark County Montana | 1 | $ 137,000 | $ 137,000 | $ 49,000 |
| Ravalli County Montana | 1 | $ 316,000 | $ 316,000 | $ 154,000 |
| Silver Bow County Montana | 1 | $ 57,000 | $ 57,000 | $ 73,000 |
| Yellowstone County Montana | 1 | $ 140,000 | $ 140,000 | $ 53,000 |
| Elko County Nevada | 1 | $ 136,000 | $ 136,000 | $ 40,000 |
| Colfax County New Mexico | 1 | $ 124,000 | $ 124,000 | $ 37,000 |
| McKinley County New Mexico | 1 | $ 92,000 | $ 92,000 | $ 26,000 |
| Socorro County New Mexico | 1 | $ 232,000 | $ 232,000 | $ 65,000 |
| Durham County North Carolina | 1 | $ 184,000 | $ 184,000 | $ 101,000 |
| Jackson County Oklahoma | 1 | $ 107,000 | $ 107,000 | $ 37,000 |
| Seminole County Oklahoma | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Washington County Oklahoma | 1 | $ 180,000 | $ 180,000 | $ 79,000 |
| Benton County Oregon | 1 | $ 385,000 | $ 385,000 | $ 301,000 |
| Clatsop County Oregon | 1 | $ 236,000 | $ 236,000 | $ 61,000 |
| Columbia County Oregon | 1 | $ 223,000 | $ 223,000 | $ 46,000 |
| Jackson County Oregon | 1 | $ 165,000 | $ 165,000 | $ 105,000 |
| Lincoln County Oregon | 1 | $ 416,000 | $ 416,000 | $ 165,000 |
| Philadelphia County Pennsylvania | 1 | $ 184,000 | $ 184,000 | $ 145,000 |
| Aiken County South Carolina | 1 | $ 38,000 | $ 38,000 | $ 73,000 |
| Union County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 21,000 |
| Maury County Tennessee | 1 | $ 218,000 | $ 218,000 | $ 90,000 |
| Williamson County Tennessee | 1 | $ 228,000 | $ 228,000 | $ 36,000 |
| Caldwell County Texas | 1 | $ 81,000 | $ 81,000 | $ 228,000 |
| Comanche County Texas | 1 | $ 50,000 | $ 50,000 | $ 72,000 |
| Hardeman County Texas | 1 | $ 81,000 | $ 81,000 | $ 46,000 |
| Harrison County Texas | 1 | $ 200,000 | $ 200,000 | $ 136,000 |
| Runnels County Texas | 1 | $ 148,000 | $ 148,000 | $ 89,000 |
| Wise County Texas | 1 | $ 76,000 | $ 76,000 | $ 78,000 |
| Garfield County Utah | 1 | $ 328,000 | $ 328,000 | $ 210,000 |
| Sevier County Utah | 1 | $ 348,000 | $ 348,000 | $ 0 |
| Wayne County Utah | 1 | $ 199,000 | $ 199,000 | $ 238,000 |
| Clarke County Virginia | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 475,000 | $ 475,000 | $ 259,000 |
| Giles County Virginia | 1 | $ 78,000 | $ 78,000 | $ 21,000 |
| Petersburg County Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Portsmouth County Virginia | 1 | $ 171,000 | $ 171,000 | $ 174,000 |
| Chelan County Washington | 1 | $ 174,000 | $ 174,000 | $ 47,000 |
| Cowlitz County Washington | 1 | $ 194,000 | $ 194,000 | $ 69,000 |
| Grays Harbor County Washington | 1 | $ 302,000 | $ 302,000 | $ 175,000 |
| Jefferson County Washington | 1 | $ 276,000 | $ 276,000 | $ 144,000 |
| Mason County Washington | 1 | $ 180,000 | $ 180,000 | $ 73,000 |
| Skagit County Washington | 1 | $ 336,000 | $ 336,000 | $ 76,000 |
| Whatcom County Washington | 1 | $ 244,000 | $ 244,000 | $ 58,000 |
Mortgage Loan Application Detail Totals for Meridias Capital Incorporated in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 10,775 | $1,832,183,000 | $170,000 | $2,800,000 | $117,000 | $2,700,000 |
| Refinancing | 4,102 | $857,959,000 | $209,000 | $3,300,000 | $127,000 | $1,954,000 |
| Home Improvement | 57 | $11,290,000 | $198,000 | $1,000,000 | $161,000 | $780,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,515 | $1,573,276,000 | $184,000 | $3,300,000 | $130,000 | $2,700,000 |
| Hispanic | 2,521 | $392,435,000 | $155,000 | $1,500,000 | $81,000 | $2,075,000 |
| Not Provided | 2,395 | $457,173,000 | $190,000 | $1,500,000 | $126,000 | $1,954,000 |
| Black or African American | 685 | $109,881,000 | $160,000 | $1,000,000 | $102,000 | $601,000 |
| Asian | 617 | $128,015,000 | $207,000 | $1,000,000 | $127,000 | $1,092,000 |
| Native Hawaiian or Other Pacific Islander | 155 | $32,757,000 | $211,000 | $3,000,000 | $125,000 | $1,128,000 |
| American Indian or Alaskan Native | 46 | $7,895,000 | $171,000 | $640,000 | $107,000 | $321,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,701 | $2,667,888,000 | $181,000 | $3,300,000 | $121,000 | $2,700,000 |
| FHA-insured (Federal Housing Administration) | 218 | $30,290,000 | $138,000 | $298,000 | $55,000 | $201,000 |
| VA-guaranteed (Veterans Administration) | 15 | $3,254,000 | $216,000 | $322,000 | $94,000 | $201,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13,299 | $2,366,067,000 | $177,000 | $3,000,000 | $120,000 | $2,700,000 |
| Application Withdrawn By Applicant | 727 | $138,143,000 | $190,000 | $1,664,000 | $120,000 | $1,061,000 |
| Application Approved But Not Accepted | 505 | $113,265,000 | $224,000 | $3,300,000 | $126,000 | $812,000 |
| File Closed For Incompleteness | 288 | $63,489,000 | $220,000 | $2,100,000 | $120,000 | $762,000 |
| Application Denied By Financial Institution | 115 | $20,468,000 | $177,000 | $1,160,000 | $110,000 | $600,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 58 | $10,022,000 | $172,000 | $1,160,000 | $77,000 | $600,000 |
| Collateral | 28 | $4,748,000 | $169,000 | $960,000 | $150,000 | $350,000 |
| Other | 15 | $3,793,000 | $252,000 | $760,000 | $183,000 | $348,000 |
| Debt-To-Income Ratio | 9 | $1,549,000 | $172,000 | $432,000 | $114,000 | $318,000 |
| Employment History | 3 | $179,000 | $59,000 | $84,000 | $22,000 | $66,000 |
| Unverifiable Information | 2 | $177,000 | $88,000 | $142,000 | $72,000 | $72,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Meridias Capital Incorporated's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Meridias Capital Incorporated's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.