Meridias Capital Incorporated
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Meridias Capital Incorporated 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Meridias Capital Incorporated P.O. Box 241429 Charlotte, NC 28273 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2006 2005 |
| Total Number of Mortgage Applications | 2,585 |
| Total Mortgage Loan Application Amount | $471,836,000 |
| Average Mortgage Loan Application Amount | $162,666 |
| Highest Mortgage Loan Application Amount | $1,946,000 |
| Average Applicant Income | $48,000 |
| Highest Applicant Income | $1,273,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Meridias Capital Incorporated. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Meridias Capital Incorporated's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Meridias Capital Incorporated's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Meridias Capital Incorporated serves its applicants.
Each category highlights the total number of mortgage applications processed by Meridias Capital Incorporated, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Meridias Capital Incorporated's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark County Nevada | 323 | $ 54,202,000 | $ 167,000 | $ 86,000 |
| Maricopa County Arizona | 40 | $ 6,426,000 | $ 160,000 | $ 101,000 |
| Los Angeles County California | 21 | $ 11,051,000 | $ 526,000 | $ 157,000 |
| Gwinnett County Georgia | 15 | $ 2,348,000 | $ 156,000 | $ 144,000 |
| King County Washington | 14 | $ 3,847,000 | $ 274,000 | $ 77,000 |
| El Paso County Colorado | 12 | $ 2,454,000 | $ 204,000 | $ 35,000 |
| Cook County Illinois | 12 | $ 1,905,000 | $ 158,000 | $ 53,000 |
| DeKalb County Georgia | 11 | $ 1,434,000 | $ 130,000 | $ 59,000 |
| Middlesex County New Jersey | 11 | $ 2,886,000 | $ 262,000 | $ 65,000 |
| Riverside County California | 10 | $ 2,441,000 | $ 244,000 | $ 66,000 |
| Fulton County Georgia | 10 | $ 1,985,000 | $ 198,000 | $ 66,000 |
| Ocean County New Jersey | 10 | $ 2,224,000 | $ 222,000 | $ 54,000 |
| Cobb County Georgia | 9 | $ 1,660,000 | $ 184,000 | $ 50,000 |
| Montgomery County Pennsylvania | 9 | $ 1,605,000 | $ 178,000 | $ 61,000 |
| Mecklenburg County North Carolina | 8 | $ 1,308,000 | $ 163,000 | $ 64,000 |
| Salt Lake County Utah | 8 | $ 1,393,000 | $ 174,000 | $ 46,000 |
| Orange County California | 7 | $ 3,779,000 | $ 539,000 | $ 60,000 |
| Sacramento County California | 7 | $ 1,145,000 | $ 163,000 | $ 49,000 |
| Henry County Georgia | 7 | $ 936,000 | $ 133,000 | $ 71,000 |
| Will County Illinois | 7 | $ 1,420,000 | $ 202,000 | $ 59,000 |
| Bergen County New Jersey | 7 | $ 2,698,000 | $ 385,000 | $ 126,000 |
| Tarrant County Texas | 7 | $ 817,000 | $ 116,000 | $ 61,000 |
| Davis County Utah | 7 | $ 1,467,000 | $ 209,000 | $ 82,000 |
| Pierce County Washington | 7 | $ 1,224,000 | $ 174,000 | $ 67,000 |
| Snohomish County Washington | 7 | $ 2,260,000 | $ 322,000 | $ 114,000 |
| Pinal County Arizona | 6 | $ 561,000 | $ 93,000 | $ 78,000 |
| Marion County Florida | 6 | $ 1,095,000 | $ 182,000 | $ 29,000 |
| Orange County Florida | 6 | $ 1,132,000 | $ 188,000 | $ 47,000 |
| Suffolk County Massachusetts | 6 | $ 1,719,000 | $ 286,000 | $ 79,000 |
| Worcester County Massachusetts | 6 | $ 1,740,000 | $ 290,000 | $ 72,000 |
| Morris County New Jersey | 6 | $ 1,723,000 | $ 287,000 | $ 90,000 |
| Union County New Jersey | 6 | $ 1,400,000 | $ 233,000 | $ 64,000 |
| Queens County New York | 6 | $ 2,508,000 | $ 418,000 | $ 61,000 |
| Suffolk County New York | 6 | $ 2,763,000 | $ 460,000 | $ 183,000 |
| Fairfax County Virginia | 6 | $ 1,975,000 | $ 329,000 | $ 173,000 |
| Pima County Arizona | 5 | $ 585,000 | $ 117,000 | $ 73,000 |
| Yuma County Arizona | 5 | $ 887,000 | $ 177,000 | $ 29,000 |
| San Bernardino County California | 5 | $ 1,078,000 | $ 215,000 | $ 153,000 |
| McHenry County Illinois | 5 | $ 738,000 | $ 147,000 | $ 58,000 |
| St. Joseph County Indiana | 5 | $ 553,000 | $ 110,000 | $ 39,000 |
| Essex County Massachusetts | 5 | $ 1,003,000 | $ 200,000 | $ 52,000 |
| Middlesex County Massachusetts | 5 | $ 1,390,000 | $ 278,000 | $ 140,000 |
| Hillsborough County New Hampshire | 5 | $ 1,285,000 | $ 257,000 | $ 89,000 |
| Kings County New York | 5 | $ 2,318,000 | $ 463,000 | $ 92,000 |
| Harnett County North Carolina | 5 | $ 1,126,000 | $ 225,000 | $ 29,000 |
| Wake County North Carolina | 5 | $ 1,095,000 | $ 219,000 | $ 0 |
| Philadelphia County Pennsylvania | 5 | $ 587,000 | $ 117,000 | $ 40,000 |
| Davidson County Tennessee | 5 | $ 1,033,000 | $ 206,000 | $ 87,000 |
| Harris County Texas | 5 | $ 693,000 | $ 138,000 | $ 68,000 |
| Coffee County Alabama | 4 | $ 690,000 | $ 172,000 | $ 0 |
| Jefferson County Alabama | 4 | $ 402,000 | $ 100,000 | $ 23,000 |
| Duval County Florida | 4 | $ 523,000 | $ 130,000 | $ 33,000 |
| Hillsborough County Florida | 4 | $ 678,000 | $ 169,000 | $ 96,000 |
| Miami-Dade County Florida | 4 | $ 806,000 | $ 201,000 | $ 138,000 |
| Douglas County Georgia | 4 | $ 681,000 | $ 170,000 | $ 41,000 |
| Hall County Georgia | 4 | $ 598,000 | $ 149,000 | $ 35,000 |
| Rockdale County Georgia | 4 | $ 730,000 | $ 182,000 | $ 39,000 |
| Honolulu County Hawaii | 4 | $ 2,109,000 | $ 527,000 | $ 76,000 |
| Baltimore City County Maryland | 4 | $ 284,000 | $ 71,000 | $ 43,000 |
| Burlington County New Jersey | 4 | $ 789,000 | $ 197,000 | $ 47,000 |
| Camden County New Jersey | 4 | $ 791,000 | $ 197,000 | $ 48,000 |
| Cumberland County North Carolina | 4 | $ 760,000 | $ 190,000 | $ 34,000 |
| Dauphin County Pennsylvania | 4 | $ 553,000 | $ 138,000 | $ 65,000 |
| Providence County Rhode Island | 4 | $ 1,059,000 | $ 264,000 | $ 110,000 |
| Dorchester County South Carolina | 4 | $ 706,000 | $ 176,000 | $ 22,000 |
| Greenville County South Carolina | 4 | $ 709,000 | $ 177,000 | $ 25,000 |
| Spartanburg County South Carolina | 4 | $ 700,000 | $ 175,000 | $ 68,000 |
| Shelby County Tennessee | 4 | $ 287,000 | $ 71,000 | $ 43,000 |
| Virginia Beach County Virginia | 4 | $ 948,000 | $ 237,000 | $ 0 |
| Coconino County Arizona | 3 | $ 887,000 | $ 295,000 | $ 99,000 |
| Yavapai County Arizona | 3 | $ 492,000 | $ 164,000 | $ 50,000 |
| Pulaski County Arkansas | 3 | $ 264,000 | $ 88,000 | $ 17,000 |
| Alameda County California | 3 | $ 1,014,000 | $ 338,000 | $ 117,000 |
| Adams County Colorado | 3 | $ 447,000 | $ 149,000 | $ 38,000 |
| Mesa County Colorado | 3 | $ 514,000 | $ 171,000 | $ 39,000 |
| Broward County Florida | 3 | $ 413,000 | $ 137,000 | $ 43,000 |
| Palm Beach County Florida | 3 | $ 599,000 | $ 199,000 | $ 61,000 |
| Polk County Florida | 3 | $ 315,000 | $ 105,000 | $ 38,000 |
| St. Johns County Florida | 3 | $ 1,020,000 | $ 340,000 | $ 111,000 |
| Cherokee County Georgia | 3 | $ 620,000 | $ 206,000 | $ 42,000 |
| Clayton County Georgia | 3 | $ 380,000 | $ 126,000 | $ 38,000 |
| Effingham County Georgia | 3 | $ 338,000 | $ 112,000 | $ 59,000 |
| Newton County Georgia | 3 | $ 756,000 | $ 252,000 | $ 72,000 |
| Walton County Georgia | 3 | $ 626,000 | $ 208,000 | $ 54,000 |
| Madison County Illinois | 3 | $ 303,000 | $ 101,000 | $ 29,000 |
| St. Clair County Illinois | 3 | $ 917,000 | $ 305,000 | $ 0 |
| Lake County Indiana | 3 | $ 178,000 | $ 59,000 | $ 46,000 |
| Marion County Indiana | 3 | $ 265,000 | $ 88,000 | $ 20,000 |
| Jefferson County Kentucky | 3 | $ 449,000 | $ 149,000 | $ 71,000 |
| Orleans County Louisiana | 3 | $ 439,000 | $ 146,000 | $ 89,000 |
| Montgomery County Maryland | 3 | $ 2,302,000 | $ 767,000 | $ 145,000 |
| Prince George's County Maryland | 3 | $ 866,000 | $ 288,000 | $ 103,000 |
| Humboldt County Nevada | 3 | $ 380,000 | $ 126,000 | $ 41,000 |
| Washoe County Nevada | 3 | $ 527,000 | $ 175,000 | $ 111,000 |
| Rockingham County New Hampshire | 3 | $ 805,000 | $ 268,000 | $ 95,000 |
| Essex County New Jersey | 3 | $ 1,329,000 | $ 443,000 | $ 208,000 |
| Hudson County New Jersey | 3 | $ 949,000 | $ 316,000 | $ 68,000 |
| Monmouth County New Jersey | 3 | $ 925,000 | $ 308,000 | $ 86,000 |
| Nassau County New York | 3 | $ 1,096,000 | $ 365,000 | $ 36,000 |
| Richmond County New York | 3 | $ 735,000 | $ 245,000 | $ 37,000 |
| Buncombe County North Carolina | 3 | $ 360,000 | $ 120,000 | $ 36,000 |
| Lane County Oregon | 3 | $ 768,000 | $ 256,000 | $ 40,000 |
| Cumberland County Pennsylvania | 3 | $ 514,000 | $ 171,000 | $ 55,000 |
| Charleston County South Carolina | 3 | $ 608,000 | $ 202,000 | $ 76,000 |
| York County South Carolina | 3 | $ 665,000 | $ 221,000 | $ 85,000 |
| Knox County Tennessee | 3 | $ 440,000 | $ 146,000 | $ 32,000 |
| Sumner County Tennessee | 3 | $ 800,000 | $ 266,000 | $ 22,000 |
| Washington County Utah | 3 | $ 801,000 | $ 267,000 | $ 29,000 |
| Loudoun County Virginia | 3 | $ 872,000 | $ 290,000 | $ 125,000 |
| Portsmouth County Virginia | 3 | $ 581,000 | $ 193,000 | $ 49,000 |
| Spokane County Washington | 3 | $ 407,000 | $ 135,000 | $ 37,000 |
| Thurston County Washington | 3 | $ 597,000 | $ 199,000 | $ 59,000 |
| Yakima County Washington | 3 | $ 884,000 | $ 294,000 | $ 86,000 |
| Milwaukee County Wisconsin | 3 | $ 385,000 | $ 128,000 | $ 27,000 |
| Tuscaloosa County Alabama | 2 | $ 131,000 | $ 65,000 | $ 22,000 |
| Graham County Arizona | 2 | $ 470,000 | $ 235,000 | $ 86,000 |
| Mohave County Arizona | 2 | $ 398,000 | $ 199,000 | $ 140,000 |
| Fresno County California | 2 | $ 369,000 | $ 184,000 | $ 45,000 |
| San Diego County California | 2 | $ 665,000 | $ 332,000 | $ 0 |
| San Mateo County California | 2 | $ 1,060,000 | $ 530,000 | $ 161,000 |
| Arapahoe County Colorado | 2 | $ 496,000 | $ 248,000 | $ 111,000 |
| Denver County Colorado | 2 | $ 398,000 | $ 199,000 | $ 34,000 |
| Jefferson County Colorado | 2 | $ 376,000 | $ 188,000 | $ 41,000 |
| Montrose County Colorado | 2 | $ 600,000 | $ 300,000 | $ 76,000 |
| Teller County Colorado | 2 | $ 662,000 | $ 331,000 | $ 79,000 |
| Weld County Colorado | 2 | $ 504,000 | $ 252,000 | $ 87,000 |
| New Castle County Delaware | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Sussex County Delaware | 2 | $ 469,000 | $ 234,000 | $ 260,000 |
| Lee County Florida | 2 | $ 145,000 | $ 72,000 | $ 40,000 |
| Okaloosa County Florida | 2 | $ 440,000 | $ 220,000 | $ 48,000 |
| Pinellas County Florida | 2 | $ 284,000 | $ 142,000 | $ 15,000 |
| Barrow County Georgia | 2 | $ 289,000 | $ 144,000 | $ 32,000 |
| Bartow County Georgia | 2 | $ 249,000 | $ 124,000 | $ 56,000 |
| Chatham County Georgia | 2 | $ 312,000 | $ 156,000 | $ 56,000 |
| Forsyth County Georgia | 2 | $ 380,000 | $ 190,000 | $ 44,000 |
| Lee County Georgia | 2 | $ 355,000 | $ 177,000 | $ 15,000 |
| Oconee County Georgia | 2 | $ 537,000 | $ 268,000 | $ 111,000 |
| Paulding County Georgia | 2 | $ 235,000 | $ 117,000 | $ 23,000 |
| Stephens County Georgia | 2 | $ 266,000 | $ 133,000 | $ 76,000 |
| Kane County Illinois | 2 | $ 466,000 | $ 233,000 | $ 36,000 |
| Lake County Illinois | 2 | $ 249,000 | $ 124,000 | $ 120,000 |
| Winnebago County Illinois | 2 | $ 173,000 | $ 86,000 | $ 21,000 |
| Knox County Indiana | 2 | $ 357,000 | $ 178,000 | $ 23,000 |
| Monroe County Indiana | 2 | $ 234,000 | $ 117,000 | $ 60,000 |
| Tippecanoe County Indiana | 2 | $ 254,000 | $ 127,000 | $ 37,000 |
| Garrard County Kentucky | 2 | $ 338,000 | $ 169,000 | $ 51,000 |
| Grant County Kentucky | 2 | $ 284,000 | $ 142,000 | $ 39,000 |
| Beauregard County Louisiana | 2 | $ 425,000 | $ 212,000 | $ 87,000 |
| Cumberland County Maine | 2 | $ 849,000 | $ 424,000 | $ 148,000 |
| Baltimore County Maryland | 2 | $ 380,000 | $ 190,000 | $ 42,000 |
| Washington County Maryland | 2 | $ 390,000 | $ 195,000 | $ 45,000 |
| Barnstable County Massachusetts | 2 | $ 471,000 | $ 235,000 | $ 25,000 |
| Plymouth County Massachusetts | 2 | $ 269,000 | $ 134,000 | $ 33,000 |
| Wayne County Michigan | 2 | $ 141,000 | $ 70,000 | $ 50,000 |
| Harrison County Mississippi | 2 | $ 230,000 | $ 115,000 | $ 37,000 |
| St. Charles County Missouri | 2 | $ 457,000 | $ 228,000 | $ 99,000 |
| St. Louis County Missouri | 2 | $ 339,000 | $ 169,000 | $ 126,000 |
| Gallatin County Montana | 2 | $ 360,000 | $ 180,000 | $ 67,000 |
| Sarpy County Nebraska | 2 | $ 413,000 | $ 206,000 | $ 14,000 |
| Nye County Nevada | 2 | $ 264,000 | $ 132,000 | $ 73,000 |
| Bernalillo County New Mexico | 2 | $ 315,000 | $ 157,000 | $ 49,000 |
| Dona Ana County New Mexico | 2 | $ 206,000 | $ 103,000 | $ 15,000 |
| Erie County New York | 2 | $ 106,000 | $ 53,000 | $ 39,000 |
| Monroe County New York | 2 | $ 201,000 | $ 100,000 | $ 19,000 |
| New York County New York | 2 | $ 2,062,000 | $ 1,031,000 | $ 92,000 |
| Cabarrus County North Carolina | 2 | $ 263,000 | $ 131,000 | $ 57,000 |
| Durham County North Carolina | 2 | $ 199,000 | $ 99,000 | $ 32,000 |
| Edgecombe County North Carolina | 2 | $ 237,000 | $ 118,000 | $ 34,000 |
| Forsyth County North Carolina | 2 | $ 198,000 | $ 99,000 | $ 9,000 |
| Hamilton County Ohio | 2 | $ 223,000 | $ 111,000 | $ 45,000 |
| Marion County Oregon | 2 | $ 355,000 | $ 177,000 | $ 15,000 |
| Washington County Oregon | 2 | $ 604,000 | $ 302,000 | $ 0 |
| Allegheny County Pennsylvania | 2 | $ 301,000 | $ 150,000 | $ 63,000 |
| Berks County Pennsylvania | 2 | $ 772,000 | $ 386,000 | $ 4,000 |
| Butler County Pennsylvania | 2 | $ 517,000 | $ 258,000 | $ 94,000 |
| Chester County Pennsylvania | 2 | $ 400,000 | $ 200,000 | $ 72,000 |
| Erie County Pennsylvania | 2 | $ 234,000 | $ 117,000 | $ 45,000 |
| Westmoreland County Pennsylvania | 2 | $ 605,000 | $ 302,000 | $ 142,000 |
| York County Pennsylvania | 2 | $ 439,000 | $ 219,000 | $ 84,000 |
| Berkeley County South Carolina | 2 | $ 334,000 | $ 167,000 | $ 18,000 |
| Bexar County Texas | 2 | $ 414,000 | $ 207,000 | $ 19,000 |
| Dallas County Texas | 2 | $ 195,000 | $ 97,000 | $ 52,000 |
| Ellis County Texas | 2 | $ 294,000 | $ 147,000 | $ 135,000 |
| Guadalupe County Texas | 2 | $ 191,000 | $ 95,000 | $ 22,000 |
| Montgomery County Texas | 2 | $ 199,000 | $ 99,000 | $ 104,000 |
| Box Elder County Utah | 2 | $ 477,000 | $ 238,000 | $ 27,000 |
| Weber County Utah | 2 | $ 327,000 | $ 163,000 | $ 0 |
| Albemarle County Virginia | 2 | $ 219,000 | $ 109,000 | $ 149,000 |
| Gloucester County Virginia | 2 | $ 556,000 | $ 278,000 | $ 134,000 |
| Hampton County Virginia | 2 | $ 360,000 | $ 180,000 | $ 71,000 |
| Newport News County Virginia | 2 | $ 388,000 | $ 194,000 | $ 61,000 |
| Prince William County Virginia | 2 | $ 431,000 | $ 215,000 | $ 70,000 |
| Spotsylvania County Virginia | 2 | $ 555,000 | $ 277,000 | $ 72,000 |
| Suffolk County Virginia | 2 | $ 492,000 | $ 246,000 | $ 45,000 |
| Franklin County Washington | 2 | $ 297,000 | $ 148,000 | $ 15,000 |
| Jefferson County Washington | 2 | $ 371,000 | $ 185,000 | $ 72,000 |
| Skagit County Washington | 2 | $ 600,000 | $ 300,000 | $ 20,000 |
| Jefferson County West Virginia | 2 | $ 339,000 | $ 169,000 | $ 28,000 |
| Rock County Wisconsin | 2 | $ 346,000 | $ 173,000 | $ 0 |
| Bibb County Alabama | 1 | $ 102,000 | $ 102,000 | $ 40,000 |
| Etowah County Alabama | 1 | $ 148,000 | $ 148,000 | $ 49,000 |
| Houston County Alabama | 1 | $ 178,000 | $ 178,000 | $ 80,000 |
| Lawrence County Alabama | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Lee County Alabama | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Marion County Alabama | 1 | $ 68,000 | $ 68,000 | $ 36,000 |
| Mobile County Alabama | 1 | $ 193,000 | $ 193,000 | $ 50,000 |
| Montgomery County Alabama | 1 | $ 204,000 | $ 204,000 | $ 35,000 |
| Walker County Alabama | 1 | $ 325,000 | $ 325,000 | $ 120,000 |
| Anchorage County Alaska | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Gila County Arizona | 1 | $ 164,000 | $ 164,000 | $ 235,000 |
| Santa Cruz County Arizona | 1 | $ 187,000 | $ 187,000 | $ 47,000 |
| Contra Costa County California | 1 | $ 306,000 | $ 306,000 | $ 77,000 |
| El Dorado County California | 1 | $ 154,000 | $ 154,000 | $ 56,000 |
| Kern County California | 1 | $ 125,000 | $ 125,000 | $ 8,000 |
| Merced County California | 1 | $ 62,000 | $ 62,000 | $ 85,000 |
| Monterey County California | 1 | $ 253,000 | $ 253,000 | $ 41,000 |
| Nevada County California | 1 | $ 214,000 | $ 214,000 | $ 64,000 |
| San Joaquin County California | 1 | $ 77,000 | $ 77,000 | $ 74,000 |
| Santa Barbara County California | 1 | $ 574,000 | $ 574,000 | $ 102,000 |
| Santa Clara County California | 1 | $ 980,000 | $ 980,000 | $ 201,000 |
| Sonoma County California | 1 | $ 841,000 | $ 841,000 | $ 170,000 |
| Stanislaus County California | 1 | $ 288,000 | $ 288,000 | $ 59,000 |
| Yolo County California | 1 | $ 417,000 | $ 417,000 | $ 128,000 |
| Boulder County Colorado | 1 | $ 335,000 | $ 335,000 | $ 128,000 |
| Douglas County Colorado | 1 | $ 299,000 | $ 299,000 | $ 329,000 |
| La Plata County Colorado | 1 | $ 291,000 | $ 291,000 | $ 86,000 |
| Montezuma County Colorado | 1 | $ 192,000 | $ 192,000 | $ 72,000 |
| Pueblo County Colorado | 1 | $ 246,000 | $ 246,000 | $ 0 |
| Rio Blanco County Colorado | 1 | $ 119,000 | $ 119,000 | $ 21,000 |
| Routt County Colorado | 1 | $ 317,000 | $ 317,000 | $ 84,000 |
| Litchfield County Connecticut | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Middlesex County Connecticut | 1 | $ 202,000 | $ 202,000 | $ 38,000 |
| Bradford County Florida | 1 | $ 315,000 | $ 315,000 | $ 97,000 |
| Charlotte County Florida | 1 | $ 82,000 | $ 82,000 | $ 55,000 |
| Citrus County Florida | 1 | $ 57,000 | $ 57,000 | $ 27,000 |
| Clay County Florida | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Collier County Florida | 1 | $ 279,000 | $ 279,000 | $ 35,000 |
| Escambia County Florida | 1 | $ 86,000 | $ 86,000 | $ 18,000 |
| Hernando County Florida | 1 | $ 88,000 | $ 88,000 | $ 16,000 |
| Lake County Florida | 1 | $ 156,000 | $ 156,000 | $ 46,000 |
| Leon County Florida | 1 | $ 47,000 | $ 47,000 | $ 29,000 |
| Levy County Florida | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Manatee County Florida | 1 | $ 1,242,000 | $ 1,242,000 | $ 206,000 |
| Santa Rosa County Florida | 1 | $ 220,000 | $ 220,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Volusia County Florida | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Columbia County Georgia | 1 | $ 110,000 | $ 110,000 | $ 36,000 |
| Fayette County Georgia | 1 | $ 259,000 | $ 259,000 | $ 82,000 |
| Floyd County Georgia | 1 | $ 63,000 | $ 63,000 | $ 33,000 |
| Haralson County Georgia | 1 | $ 191,000 | $ 191,000 | $ 53,000 |
| Jackson County Georgia | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Liberty County Georgia | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Putnam County Georgia | 1 | $ 252,000 | $ 252,000 | $ 57,000 |
| Richmond County Georgia | 1 | $ 87,000 | $ 87,000 | $ 45,000 |
| Screven County Georgia | 1 | $ 86,000 | $ 86,000 | $ 40,000 |
| Spalding County Georgia | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| Tift County Georgia | 1 | $ 319,000 | $ 319,000 | $ 94,000 |
| Washington County Georgia | 1 | $ 73,000 | $ 73,000 | $ 50,000 |
| Whitfield County Georgia | 1 | $ 54,000 | $ 54,000 | $ 24,000 |
| Wilkinson County Georgia | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Ada County Idaho | 1 | $ 150,000 | $ 150,000 | $ 67,000 |
| Elmore County Idaho | 1 | $ 110,000 | $ 110,000 | $ 47,000 |
| Adams County Illinois | 1 | $ 76,000 | $ 76,000 | $ 31,000 |
| Boone County Illinois | 1 | $ 67,000 | $ 67,000 | $ 17,000 |
| DuPage County Illinois | 1 | $ 229,000 | $ 229,000 | $ 70,000 |
| Grundy County Illinois | 1 | $ 131,000 | $ 131,000 | $ 27,000 |
| Kankakee County Illinois | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Macoupin County Illinois | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Marion County Illinois | 1 | $ 54,000 | $ 54,000 | $ 81,000 |
| White County Illinois | 1 | $ 268,000 | $ 268,000 | $ 130,000 |
| Adams County Indiana | 1 | $ 87,000 | $ 87,000 | $ 34,000 |
| Allen County Indiana | 1 | $ 109,000 | $ 109,000 | $ 71,000 |
| Dubois County Indiana | 1 | $ 86,000 | $ 86,000 | $ 35,000 |
| Floyd County Indiana | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Fountain County Indiana | 1 | $ 101,000 | $ 101,000 | $ 48,000 |
| Hamilton County Indiana | 1 | $ 238,000 | $ 238,000 | $ 53,000 |
| Hancock County Indiana | 1 | $ 187,000 | $ 187,000 | $ 124,000 |
| Morgan County Indiana | 1 | $ 124,000 | $ 124,000 | $ 81,000 |
| Posey County Indiana | 1 | $ 72,000 | $ 72,000 | $ 31,000 |
| Monroe County Iowa | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Franklin County Kansas | 1 | $ 128,000 | $ 128,000 | $ 69,000 |
| Johnson County Kansas | 1 | $ 99,000 | $ 99,000 | $ 44,000 |
| Riley County Kansas | 1 | $ 161,000 | $ 161,000 | $ 52,000 |
| Wyandotte County Kansas | 1 | $ 86,000 | $ 86,000 | $ 43,000 |
| Boone County Kentucky | 1 | $ 132,000 | $ 132,000 | $ 71,000 |
| Casey County Kentucky | 1 | $ 139,000 | $ 139,000 | $ 36,000 |
| Fayette County Kentucky | 1 | $ 232,000 | $ 232,000 | $ 111,000 |
| Hardin County Kentucky | 1 | $ 149,000 | $ 149,000 | $ 65,000 |
| Johnson County Kentucky | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Kenton County Kentucky | 1 | $ 110,000 | $ 110,000 | $ 32,000 |
| Knox County Kentucky | 1 | $ 82,000 | $ 82,000 | $ 40,000 |
| Lawrence County Kentucky | 1 | $ 123,000 | $ 123,000 | $ 43,000 |
| Shelby County Kentucky | 1 | $ 103,000 | $ 103,000 | $ 42,000 |
| Avoyelles County Louisiana | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Bossier County Louisiana | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Calcasieu County Louisiana | 1 | $ 157,000 | $ 157,000 | $ 77,000 |
| De Soto County Louisiana | 1 | $ 88,000 | $ 88,000 | $ 47,000 |
| Jefferson Davis County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Natchitoches County Louisiana | 1 | $ 67,000 | $ 67,000 | $ 60,000 |
| Penobscot County Maine | 1 | $ 119,000 | $ 119,000 | $ 87,000 |
| York County Maine | 1 | $ 230,000 | $ 230,000 | $ 100,000 |
| Anne Arundel County Maryland | 1 | $ 1,430,000 | $ 1,430,000 | $ 191,000 |
| Carroll County Maryland | 1 | $ 317,000 | $ 317,000 | $ 0 |
| Harford County Maryland | 1 | $ 278,000 | $ 278,000 | $ 101,000 |
| St. Mary's County Maryland | 1 | $ 227,000 | $ 227,000 | $ 111,000 |
| Worcester County Maryland | 1 | $ 426,000 | $ 426,000 | $ 117,000 |
| Berkshire County Massachusetts | 1 | $ 176,000 | $ 176,000 | $ 29,000 |
| Bristol County Massachusetts | 1 | $ 315,000 | $ 315,000 | $ 93,000 |
| Hampden County Massachusetts | 1 | $ 149,000 | $ 149,000 | $ 78,000 |
| Norfolk County Massachusetts | 1 | $ 279,000 | $ 279,000 | $ 170,000 |
| Calhoun County Michigan | 1 | $ 156,000 | $ 156,000 | $ 38,000 |
| Lenawee County Michigan | 1 | $ 277,000 | $ 277,000 | $ 125,000 |
| Macomb County Michigan | 1 | $ 295,000 | $ 295,000 | $ 82,000 |
| Montcalm County Michigan | 1 | $ 44,000 | $ 44,000 | $ 25,000 |
| Oakland County Michigan | 1 | $ 67,000 | $ 67,000 | $ 29,000 |
| Saginaw County Michigan | 1 | $ 128,000 | $ 128,000 | $ 66,000 |
| St. Clair County Michigan | 1 | $ 154,000 | $ 154,000 | $ 31,000 |
| Anoka County Minnesota | 1 | $ 279,000 | $ 279,000 | $ 0 |
| Blue Earth County Minnesota | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Clearwater County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Dakota County Minnesota | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 146,000 | $ 146,000 | $ 51,000 |
| Ramsey County Minnesota | 1 | $ 106,000 | $ 106,000 | $ 52,000 |
| Wright County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Lincoln County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Warren County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Yalobusha County Mississippi | 1 | $ 143,000 | $ 143,000 | $ 16,000 |
| Clay County Missouri | 1 | $ 146,000 | $ 146,000 | $ 58,000 |
| Dent County Missouri | 1 | $ 113,000 | $ 113,000 | $ 50,000 |
| Jackson County Missouri | 1 | $ 180,000 | $ 180,000 | $ 160,000 |
| Lincoln County Missouri | 1 | $ 76,000 | $ 76,000 | $ 60,000 |
| Silver Bow County Montana | 1 | $ 90,000 | $ 90,000 | $ 29,000 |
| Douglas County Nebraska | 1 | $ 141,000 | $ 141,000 | $ 55,000 |
| Merrick County Nebraska | 1 | $ 122,000 | $ 122,000 | $ 101,000 |
| Platte County Nebraska | 1 | $ 92,000 | $ 92,000 | $ 56,000 |
| Carson City County Nevada | 1 | $ 139,000 | $ 139,000 | $ 57,000 |
| Eureka County Nevada | 1 | $ 164,000 | $ 164,000 | $ 50,000 |
| Lander County Nevada | 1 | $ 79,000 | $ 79,000 | $ 92,000 |
| Carroll County New Hampshire | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Cheshire County New Hampshire | 1 | $ 197,000 | $ 197,000 | $ 112,000 |
| Merrimack County New Hampshire | 1 | $ 900,000 | $ 900,000 | $ 562,000 |
| Strafford County New Hampshire | 1 | $ 289,000 | $ 289,000 | $ 108,000 |
| Sullivan County New Hampshire | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Atlantic County New Jersey | 1 | $ 221,000 | $ 221,000 | $ 60,000 |
| Hunterdon County New Jersey | 1 | $ 270,000 | $ 270,000 | $ 68,000 |
| Mercer County New Jersey | 1 | $ 44,000 | $ 44,000 | $ 17,000 |
| Passaic County New Jersey | 1 | $ 301,000 | $ 301,000 | $ 88,000 |
| Salem County New Jersey | 1 | $ 220,000 | $ 220,000 | $ 57,000 |
| Somerset County New Jersey | 1 | $ 446,000 | $ 446,000 | $ 158,000 |
| Valencia County New Mexico | 1 | $ 81,000 | $ 81,000 | $ 23,000 |
| Bronx County New York | 1 | $ 521,000 | $ 521,000 | $ 54,000 |
| Onondaga County New York | 1 | $ 84,000 | $ 84,000 | $ 76,000 |
| Orange County New York | 1 | $ 125,000 | $ 125,000 | $ 17,000 |
| Putnam County New York | 1 | $ 67,000 | $ 67,000 | $ 13,000 |
| Rensselaer County New York | 1 | $ 144,000 | $ 144,000 | $ 9,000 |
| Alamance County North Carolina | 1 | $ 71,000 | $ 71,000 | $ 36,000 |
| Anson County North Carolina | 1 | $ 46,000 | $ 46,000 | $ 30,000 |
| Brunswick County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Carteret County North Carolina | 1 | $ 678,000 | $ 678,000 | $ 0 |
| Catawba County North Carolina | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Craven County North Carolina | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 356,000 | $ 356,000 | $ 55,000 |
| Guilford County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Lincoln County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 37,000 |
| Moore County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 70,000 |
| New Hanover County North Carolina | 1 | $ 67,000 | $ 67,000 | $ 48,000 |
| Onslow County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 54,000 |
| Pender County North Carolina | 1 | $ 192,000 | $ 192,000 | $ 107,000 |
| Randolph County North Carolina | 1 | $ 58,000 | $ 58,000 | $ 64,000 |
| Robeson County North Carolina | 1 | $ 44,000 | $ 44,000 | $ 53,000 |
| Rutherford County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 24,000 |
| Union County North Carolina | 1 | $ 308,000 | $ 308,000 | $ 100,000 |
| Wilkes County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 17,000 |
| Clinton County Ohio | 1 | $ 225,000 | $ 225,000 | $ 161,000 |
| Cuyahoga County Ohio | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Hocking County Ohio | 1 | $ 53,000 | $ 53,000 | $ 21,000 |
| Williams County Ohio | 1 | $ 145,000 | $ 145,000 | $ 71,000 |
| Grady County Oklahoma | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Latimer County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Oklahoma County Oklahoma | 1 | $ 223,000 | $ 223,000 | $ 48,000 |
| Clackamas County Oregon | 1 | $ 161,000 | $ 161,000 | $ 62,000 |
| Deschutes County Oregon | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Linn County Oregon | 1 | $ 198,000 | $ 198,000 | $ 55,000 |
| Multnomah County Oregon | 1 | $ 180,000 | $ 180,000 | $ 29,000 |
| Yamhill County Oregon | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Armstrong County Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 39,000 |
| Beaver County Pennsylvania | 1 | $ 58,000 | $ 58,000 | $ 19,000 |
| Bradford County Pennsylvania | 1 | $ 134,000 | $ 134,000 | $ 43,000 |
| Bucks County Pennsylvania | 1 | $ 229,000 | $ 229,000 | $ 40,000 |
| Centre County Pennsylvania | 1 | $ 101,000 | $ 101,000 | $ 29,000 |
| Clearfield County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 69,000 | $ 69,000 | $ 122,000 |
| Fayette County Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 46,000 |
| Huntingdon County Pennsylvania | 1 | $ 169,000 | $ 169,000 | $ 61,000 |
| Lackawanna County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 26,000 |
| Lancaster County Pennsylvania | 1 | $ 139,000 | $ 139,000 | $ 53,000 |
| Lebanon County Pennsylvania | 1 | $ 196,000 | $ 196,000 | $ 58,000 |
| Luzerne County Pennsylvania | 1 | $ 124,000 | $ 124,000 | $ 42,000 |
| Northampton County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
| Schuylkill County Pennsylvania | 1 | $ 83,000 | $ 83,000 | $ 28,000 |
| Anderson County South Carolina | 1 | $ 314,000 | $ 314,000 | $ 58,000 |
| Barnwell County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Florence County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 168,000 | $ 168,000 | $ 53,000 |
| Greenwood County South Carolina | 1 | $ 116,000 | $ 116,000 | $ 50,000 |
| Lexington County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 34,000 |
| Oconee County South Carolina | 1 | $ 172,000 | $ 172,000 | $ 65,000 |
| Richland County South Carolina | 1 | $ 63,000 | $ 63,000 | $ 38,000 |
| Sumter County South Carolina | 1 | $ 97,000 | $ 97,000 | $ 36,000 |
| Cocke County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Dyer County Tennessee | 1 | $ 154,000 | $ 154,000 | $ 57,000 |
| Fayette County Tennessee | 1 | $ 32,000 | $ 32,000 | $ 18,000 |
| Loudon County Tennessee | 1 | $ 141,000 | $ 141,000 | $ 50,000 |
| Madison County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 21,000 |
| Marshall County Tennessee | 1 | $ 156,000 | $ 156,000 | $ 44,000 |
| Maury County Tennessee | 1 | $ 51,000 | $ 51,000 | $ 80,000 |
| Montgomery County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Obion County Tennessee | 1 | $ 61,000 | $ 61,000 | $ 37,000 |
| Roane County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 60,000 |
| Robertson County Tennessee | 1 | $ 109,000 | $ 109,000 | $ 40,000 |
| Warren County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Bastrop County Texas | 1 | $ 351,000 | $ 351,000 | $ 140,000 |
| Bell County Texas | 1 | $ 153,000 | $ 153,000 | $ 32,000 |
| Collin County Texas | 1 | $ 276,000 | $ 276,000 | $ 72,000 |
| Denton County Texas | 1 | $ 310,000 | $ 310,000 | $ 96,000 |
| Fannin County Texas | 1 | $ 96,000 | $ 96,000 | $ 46,000 |
| Kaufman County Texas | 1 | $ 53,000 | $ 53,000 | $ 54,000 |
| Lampasas County Texas | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Parker County Texas | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Smith County Texas | 1 | $ 113,000 | $ 113,000 | $ 46,000 |
| Tom Green County Texas | 1 | $ 100,000 | $ 100,000 | $ 25,000 |
| Wichita County Texas | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Williamson County Texas | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Kane County Utah | 1 | $ 141,000 | $ 141,000 | $ 80,000 |
| Tooele County Utah | 1 | $ 89,000 | $ 89,000 | $ 45,000 |
| Utah County Utah | 1 | $ 214,000 | $ 214,000 | $ 50,000 |
| Augusta County Virginia | 1 | $ 117,000 | $ 117,000 | $ 30,000 |
| Bedford County Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Greene County Virginia | 1 | $ 202,000 | $ 202,000 | $ 60,000 |
| Isle of Wight County Virginia | 1 | $ 398,000 | $ 398,000 | $ 100,000 |
| Mecklenburg County Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 151,000 | $ 151,000 | $ 16,000 |
| Pittsylvania County Virginia | 1 | $ 85,000 | $ 85,000 | $ 17,000 |
| Powhatan County Virginia | 1 | $ 330,000 | $ 330,000 | $ 140,000 |
| Richmond City County Virginia | 1 | $ 136,000 | $ 136,000 | $ 19,000 |
| Smyth County Virginia | 1 | $ 185,000 | $ 185,000 | $ 102,000 |
| Sussex County Virginia | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Tazewell County Virginia | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Asotin County Washington | 1 | $ 138,000 | $ 138,000 | $ 46,000 |
| Chelan County Washington | 1 | $ 69,000 | $ 69,000 | $ 21,000 |
| Clark County Washington | 1 | $ 217,000 | $ 217,000 | $ 70,000 |
| Cowlitz County Washington | 1 | $ 153,000 | $ 153,000 | $ 37,000 |
| Douglas County Washington | 1 | $ 127,000 | $ 127,000 | $ 44,000 |
| Kitsap County Washington | 1 | $ 250,000 | $ 250,000 | $ 70,000 |
| Klickitat County Washington | 1 | $ 196,000 | $ 196,000 | $ 89,000 |
| Lincoln County Washington | 1 | $ 114,000 | $ 114,000 | $ 36,000 |
| Berkeley County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| Cabell County West Virginia | 1 | $ 131,000 | $ 131,000 | $ 52,000 |
| Calhoun County West Virginia | 1 | $ 130,000 | $ 130,000 | $ 45,000 |
| Kanawha County West Virginia | 1 | $ 106,000 | $ 106,000 | $ 31,000 |
| Mercer County West Virginia | 1 | $ 112,000 | $ 112,000 | $ 36,000 |
| Ashland County Wisconsin | 1 | $ 42,000 | $ 42,000 | $ 67,000 |
| Brown County Wisconsin | 1 | $ 168,000 | $ 168,000 | $ 67,000 |
| Taylor County Wisconsin | 1 | $ 122,000 | $ 122,000 | $ 38,000 |
| Waukesha County Wisconsin | 1 | $ 210,000 | $ 210,000 | $ 34,000 |
| Natrona County Wyoming | 1 | $ 238,000 | $ 238,000 | $ 0 |
Mortgage Loan Application Detail Totals for Meridias Capital Incorporated in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,545 | $302,409,000 | $195,000 | $1,946,000 | $62,000 | $1,273,000 |
| Home Purchase | 1,038 | $169,165,000 | $162,000 | $998,000 | $60,000 | $820,000 |
| Home Improvement | 2 | $262,000 | $131,000 | $137,000 | $22,000 | $45,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,617 | $305,681,000 | $189,000 | $1,946,000 | $61,000 | $1,273,000 |
| Not Provided | 639 | $108,999,000 | $170,000 | $690,000 | $64,000 | $1,000,000 |
| Black or African American | 144 | $22,452,000 | $155,000 | $567,000 | $52,000 | $224,000 |
| Hispanic | 128 | $22,028,000 | $172,000 | $574,000 | $51,000 | $300,000 |
| Asian | 40 | $8,746,000 | $218,000 | $800,000 | $76,000 | $290,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $2,974,000 | $270,000 | $595,000 | $61,000 | $122,000 |
| American Indian or Alaskan Native | 6 | $956,000 | $159,000 | $260,000 | $64,000 | $135,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,382 | $234,230,000 | $169,000 | $841,000 | $53,000 | $636,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 921 | $182,462,000 | $198,000 | $1,946,000 | $82,000 | $1,273,000 |
| VA-guaranteed (Veterans Administration) | 279 | $54,641,000 | $195,000 | $562,000 | $35,000 | $252,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $503,000 | $167,000 | $214,000 | $57,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 2,031 | $363,375,000 | $178,000 | $1,946,000 | $63,000 | $1,206,000 |
| Loan Originated | 284 | $55,215,000 | $194,000 | $540,000 | $52,000 | $1,273,000 |
| Application Denied By Financial Institution | 264 | $52,510,000 | $198,000 | $1,710,000 | $55,000 | $250,000 |
| File Closed For Incompleteness | 4 | $479,000 | $119,000 | $125,000 | $45,000 | $180,000 |
| Application Approved But Not Accepted | 1 | $120,000 | $120,000 | $120,000 | $40,000 | $40,000 |
| Preapproval Denied by Financial Institution | 1 | $137,000 | $137,000 | $137,000 | $56,000 | $56,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 265 | $52,647,000 | $198,000 | $1,710,000 | $55,000 | $250,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Meridias Capital Incorporated's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Meridias Capital Incorporated's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.