Mid-Continent Funding, Inc. Mortgage Lending & HMDA Data, 2020

In 2020, Mid-Continent Funding, Inc. of Columbia, MO reported 3,489 mortgage applications totaling $820.3 million, up 55% from 2019. The average application was for $235,108, and applicants reported an average income of $64,887. 57% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Tampa-St. Petersburg-Clearwater, FL (133), Atlanta-Sandy Springs-Roswell, GA (106) and Washington-Arlington-Alexandria, DC-VA-MD-WV (87) (applications in parentheses).

Mortgage Company & Address Mid-Continent Funding, Inc.
3401 W Broadway Business Park Ct Ste 213
Columbia, MO 65203
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 3,489
Total Mortgage Loan Application Amount $820,295,000
Average Mortgage Loan Application Amount $235,108
Highest Mortgage Loan Application Amount $1,035,000
Average Applicant Income $64,887
Highest Applicant Income $688,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mid-Continent Funding, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Mid-Continent Funding, Inc. by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Boone, Missouri 74 $ 15,270,000 $ 206,351 $ 85,000
Hillsborough, Florida 44 $ 10,310,000 $ 234,318 $ 52,000
Lee, Florida 42 $ 8,810,000 $ 209,761 $ 63,000
Pasco, Florida 40 $ 9,170,000 $ 229,250 $ 70,000
Pinellas, Florida 36 $ 9,720,000 $ 270,000 $ 84,000
Orange, Florida 35 $ 9,735,000 $ 278,142 $ 95,000
Duval, Florida 32 $ 6,230,000 $ 194,687 $ 43,000
Broward, Florida 31 $ 9,465,000 $ 305,322 $ 74,000
Palm Beach, Florida 31 $ 7,935,000 $ 255,967 $ 55,000
Brevard, Florida 26 $ 5,870,000 $ 225,769 $ 52,000
Cook, Illinois 26 $ 6,810,000 $ 261,923 $ 68,000
El Paso, Colorado 24 $ 9,090,000 $ 378,750 $ 68,000
St. Johns, Florida 24 $ 8,670,000 $ 361,250 $ 91,000
Maricopa, Arizona 23 $ 4,845,000 $ 210,652 $ 52,000
Polk, Florida 23 $ 4,325,000 $ 188,043 $ 44,000
Sarasota, Florida 23 $ 6,175,000 $ 268,478 $ 61,000
Prince George's, Maryland 23 $ 7,145,000 $ 310,652 $ 80,000
Santa Rosa, Florida 22 $ 6,500,000 $ 295,454 $ 57,000
Escambia, Florida 21 $ 4,395,000 $ 209,285 $ 66,000
Lake, Florida 21 $ 4,615,000 $ 219,761 $ 70,000
Anne Arundel, Maryland 20 $ 7,020,000 $ 351,000 $ 57,000
Cumberland, North Carolina 20 $ 2,870,000 $ 143,500 $ 50,000
Volusia, Florida 18 $ 4,160,000 $ 231,111 $ 55,000
Virginia Beach, Virginia 18 $ 5,690,000 $ 316,111 $ 137,000
Bexar, Texas 17 $ 4,845,000 $ 285,000 $ 81,000
Harris, Texas 17 $ 3,085,000 $ 181,470 $ 67,000
Citrus, Florida 16 $ 2,870,000 $ 179,375 $ 57,000
Miami-Dade, Florida 16 $ 4,550,000 $ 284,375 $ 66,000
Middlesex, Massachusetts 16 $ 4,560,000 $ 285,000 $ 66,000
Jackson, Missouri 16 $ 3,010,000 $ 188,125 $ 71,000
Mobile, Alabama 15 $ 3,365,000 $ 224,333 $ 87,000
Charlotte, Florida 15 $ 4,155,000 $ 277,000 $ 60,000
Marion, Florida 15 $ 3,345,000 $ 223,000 $ 71,000
Gwinnett, Georgia 15 $ 3,575,000 $ 238,333 $ 73,000
Madison, Alabama 14 $ 3,200,000 $ 228,571 $ 74,000
Bay, Florida 14 $ 3,090,000 $ 220,714 $ 75,000
Clay, Florida 14 $ 3,290,000 $ 235,000 $ 69,000
Seminole, Florida 14 $ 2,990,000 $ 213,571 $ 52,000
Cobb, Georgia 14 $ 4,050,000 $ 289,285 $ 90,000
Harrison, Mississippi 14 $ 2,930,000 $ 209,285 $ 78,000
Baldwin, Alabama 13 $ 3,475,000 $ 267,307 $ 84,000
Hernando, Florida 13 $ 2,325,000 $ 178,846 $ 74,000
St. Lucie, Florida 13 $ 2,545,000 $ 195,769 $ 39,000
Houston, Georgia 13 $ 3,365,000 $ 258,846 $ 90,000
Onslow, North Carolina 13 $ 2,465,000 $ 189,615 $ 49,000
Shelby, Alabama 12 $ 3,400,000 $ 283,333 $ 72,000
Pima, Arizona 12 $ 2,280,000 $ 190,000 $ 95,000
Arapahoe, Colorado 12 $ 3,280,000 $ 273,333 $ 78,000
Collier, Florida 12 $ 3,350,000 $ 279,166 $ 81,000
Tarrant, Texas 12 $ 3,360,000 $ 280,000 $ 75,000
Jefferson, Alabama 11 $ 2,405,000 $ 218,636 $ 80,000
Pulaski, Arkansas 11 $ 1,565,000 $ 142,272 $ 44,000
Los Angeles, California 11 $ 4,285,000 $ 389,545 $ 82,000
Okaloosa, Florida 11 $ 2,705,000 $ 245,909 $ 78,000
St. Louis, Missouri 11 $ 2,605,000 $ 236,818 $ 72,000
Harnett, North Carolina 11 $ 2,685,000 $ 244,090 $ 85,000
Philadelphia, Pennsylvania 11 $ 1,715,000 $ 155,909 $ 40,000
Montgomery, Tennessee 11 $ 2,125,000 $ 193,181 $ 40,000
Salt Lake, Utah 11 $ 2,755,000 $ 250,454 $ 58,000
Chesapeake, Virginia 11 $ 3,165,000 $ 287,727 $ 95,000
Manatee, Florida 10 $ 2,450,000 $ 245,000 $ 42,000
Sumter, Florida 10 $ 2,220,000 $ 222,000 $ 57,000
Chatham, Georgia 10 $ 2,060,000 $ 206,000 $ 48,000
Lake, Illinois 10 $ 2,330,000 $ 233,000 $ 67,000
Johnson, Kansas 10 $ 2,740,000 $ 274,000 $ 150,000
Baltimore, Maryland 10 $ 2,490,000 $ 249,000 $ 84,000
Jefferson, Missouri 10 $ 2,270,000 $ 227,000 $ 52,000
Guilford, North Carolina 10 $ 2,330,000 $ 233,000 $ 69,000
Mecklenburg, North Carolina 10 $ 2,250,000 $ 225,000 $ 48,000
Hampton, Virginia 10 $ 1,820,000 $ 182,000 $ 32,000
Prince William, Virginia 10 $ 3,960,000 $ 396,000 $ 152,000
Pierce, Washington 10 $ 3,290,000 $ 329,000 $ 70,000
Yavapai, Arizona 9 $ 1,905,000 $ 211,666 $ 51,000
Riverside, California 9 $ 3,005,000 $ 333,888 $ 27,000
Osceola, Florida 9 $ 1,845,000 $ 205,000 $ 50,000
Charles, Maryland 9 $ 2,845,000 $ 316,111 $ 69,000
Harford, Maryland 9 $ 1,965,000 $ 218,333 $ 52,000
Worcester, Massachusetts 9 $ 2,215,000 $ 246,111 $ 101,000
Ocean, New Jersey 9 $ 3,195,000 $ 355,000 $ 64,000
Durham, North Carolina 9 $ 1,895,000 $ 210,555 $ 72,000
Knox, Tennessee 9 $ 2,155,000 $ 239,444 $ 44,000
Fairfax, Virginia 9 $ 4,505,000 $ 500,555 $ 111,000
Loudoun, Virginia 9 $ 3,315,000 $ 368,333 $ 46,000
Milwaukee, Wisconsin 9 $ 1,145,000 $ 127,222 $ 37,000
Montgomery, Alabama 8 $ 1,620,000 $ 202,500 $ 58,000
San Diego, California 8 $ 3,080,000 $ 385,000 $ 97,000
Adams, Colorado 8 $ 2,530,000 $ 316,250 $ 56,000
Leon, Florida 8 $ 1,470,000 $ 183,750 $ 55,000
Cherokee, Georgia 8 $ 1,920,000 $ 240,000 $ 59,000
Columbia, Georgia 8 $ 1,520,000 $ 190,000 $ 35,000
Fulton, Georgia 8 $ 1,950,000 $ 243,750 $ 79,000
Paulding, Georgia 8 $ 1,380,000 $ 172,500 $ 52,000
Marion, Indiana 8 $ 1,590,000 $ 198,750 $ 70,000
Jefferson, Louisiana 8 $ 1,400,000 $ 175,000 $ 59,000
Clay, Missouri 8 $ 1,990,000 $ 248,750 $ 81,000
St. Charles, Missouri 8 $ 2,120,000 $ 265,000 $ 49,000
Horry, South Carolina 8 $ 1,650,000 $ 206,250 $ 40,000
Richland, South Carolina 8 $ 1,610,000 $ 201,250 $ 62,000
Washington, Utah 8 $ 2,300,000 $ 287,500 $ 60,000
Norfolk, Virginia 8 $ 2,000,000 $ 250,000 $ 52,000
Pueblo, Colorado 7 $ 1,355,000 $ 193,571 $ 41,000
Alachua, Florida 7 $ 1,415,000 $ 202,142 $ 29,000
Fayette, Georgia 7 $ 3,545,000 $ 506,428 $ 205,000
Henry, Georgia 7 $ 2,155,000 $ 307,857 $ 83,000
Ada, Idaho 7 $ 1,995,000 $ 285,000 $ 48,000
Kane, Illinois 7 $ 1,525,000 $ 217,857 $ 139,000
Geary, Kansas 7 $ 1,125,000 $ 160,714 $ 40,000
Montgomery, Maryland 7 $ 2,635,000 $ 376,428 $ 130,000
DeSoto, Mississippi 7 $ 1,715,000 $ 245,000 $ 56,000
Bergen, New Jersey 7 $ 2,175,000 $ 310,714 $ 54,000
Butler, Ohio 7 $ 1,405,000 $ 200,714 $ 79,000
Allegheny, Pennsylvania 7 $ 855,000 $ 122,142 $ 39,000
Montgomery, Pennsylvania 7 $ 1,635,000 $ 233,571 $ 90,000
Blount, Tennessee 7 $ 1,345,000 $ 192,142 $ 55,000
Williamson, Tennessee 7 $ 3,315,000 $ 473,571 $ 74,000
Dallas, Texas 7 $ 1,855,000 $ 265,000 $ 27,000
Stafford, Virginia 7 $ 2,645,000 $ 377,857 $ 50,000
King, Washington 7 $ 2,675,000 $ 382,142 $ 96,000
Tuscaloosa, Alabama 6 $ 1,020,000 $ 170,000 $ 84,000
Douglas, Colorado 6 $ 2,180,000 $ 363,333 $ 74,000
Jefferson, Colorado 6 $ 1,760,000 $ 293,333 $ 49,000
Flagler, Florida 6 $ 1,280,000 $ 213,333 $ 44,000
Walton, Florida 6 $ 830,000 $ 138,333 $ 58,000
Clayton, Georgia 6 $ 940,000 $ 156,666 $ 62,000
Liberty, Georgia 6 $ 770,000 $ 128,333 $ 73,000
Muscogee, Georgia 6 $ 1,160,000 $ 193,333 $ 84,000
Rockdale, Georgia 6 $ 1,330,000 $ 221,666 $ 97,000
Will, Illinois 6 $ 1,350,000 $ 225,000 $ 43,000
Winnebago, Illinois 6 $ 1,380,000 $ 230,000 $ 24,000
Sedgwick, Kansas 6 $ 1,390,000 $ 231,666 $ 24,000
St. Tammany, Louisiana 6 $ 880,000 $ 146,666 $ 50,000
Essex, Massachusetts 6 $ 1,480,000 $ 246,666 $ 57,000
Plymouth, Massachusetts 6 $ 1,910,000 $ 318,333 $ 78,000
Greene, Missouri 6 $ 1,130,000 $ 188,333 $ 48,000
Morris, New Jersey 6 $ 2,160,000 $ 360,000 $ 161,000
Cabarrus, North Carolina 6 $ 1,350,000 $ 225,000 $ 54,000
Gaston, North Carolina 6 $ 1,420,000 $ 236,666 $ 176,000
Iredell, North Carolina 6 $ 1,780,000 $ 296,666 $ 96,000
Johnston, North Carolina 6 $ 1,390,000 $ 231,666 $ 59,000
Franklin, Ohio 6 $ 1,270,000 $ 211,666 $ 62,000
Delaware, Pennsylvania 6 $ 1,480,000 $ 246,666 $ 91,000
Spartanburg, South Carolina 6 $ 1,110,000 $ 185,000 $ 49,000
Rutherford, Tennessee 6 $ 1,590,000 $ 265,000 $ 63,000
Shelby, Tennessee 6 $ 1,710,000 $ 285,000 $ 41,000
Bell, Texas 6 $ 1,260,000 $ 210,000 $ 44,000
Montgomery, Texas 6 $ 1,830,000 $ 305,000 $ 102,000
Chesterfield, Virginia 6 $ 1,560,000 $ 260,000 $ 76,000
Spotsylvania, Virginia 6 $ 1,700,000 $ 283,333 $ 68,000
Mohave, Arizona 5 $ 1,265,000 $ 253,000 $ 87,000
Pinal, Arizona 5 $ 1,515,000 $ 303,000 $ 106,000
Lonoke, Arkansas 5 $ 845,000 $ 169,000 $ 59,000
Washington, Arkansas 5 $ 1,305,000 $ 261,000 $ 80,000
Kern, California 5 $ 1,285,000 $ 257,000 $ 59,000
Denver, Colorado 5 $ 2,475,000 $ 495,000 $ 54,000
Martin, Florida 5 $ 1,155,000 $ 231,000 $ 161,000
Nassau, Florida 5 $ 1,225,000 $ 245,000 $ 101,000
Lowndes, Georgia 5 $ 805,000 $ 161,000 $ 50,000
Canyon, Idaho 5 $ 1,115,000 $ 223,000 $ 69,000
Madison, Illinois 5 $ 1,195,000 $ 239,000 $ 91,000
Lake, Indiana 5 $ 845,000 $ 169,000 $ 66,000
Rapides, Louisiana 5 $ 615,000 $ 123,000 $ 48,000
Baltimore City, Maryland 5 $ 1,085,000 $ 217,000 $ 64,000
Bristol, Massachusetts 5 $ 1,515,000 $ 303,000 $ 76,000
Hampden, Massachusetts 5 $ 1,365,000 $ 273,000 $ 40,000
Hinds, Mississippi 5 $ 1,035,000 $ 207,000 $ 24,000
Randolph, Missouri 5 $ 655,000 $ 131,000 $ 57,000
Burlington, New Jersey 5 $ 1,965,000 $ 393,000 $ 97,000
Franklin, North Carolina 5 $ 1,305,000 $ 261,000 $ 57,000
Hamilton, Ohio 5 $ 1,735,000 $ 347,000 $ 67,000
Montgomery, Ohio 5 $ 505,000 $ 101,000 $ 27,000
Summit, Ohio 5 $ 755,000 $ 151,000 $ 92,000
Dauphin, Pennsylvania 5 $ 965,000 $ 193,000 $ 68,000
Washington, Pennsylvania 5 $ 1,485,000 $ 297,000 $ 67,000
Beaufort, South Carolina 5 $ 905,000 $ 181,000 $ 49,000
Berkeley, South Carolina 5 $ 1,085,000 $ 217,000 $ 38,000
Collin, Texas 5 $ 1,765,000 $ 353,000 $ 33,000
El Paso, Texas 5 $ 825,000 $ 165,000 $ 66,000
Galveston, Texas 5 $ 855,000 $ 171,000 $ 86,000
Utah, Utah 5 $ 1,545,000 $ 309,000 $ 60,000
Kitsap, Washington 5 $ 1,485,000 $ 297,000 $ 65,000
Thurston, Washington 5 $ 1,925,000 $ 385,000 $ 96,000
Calhoun, Alabama 4 $ 460,000 $ 115,000 $ 22,000
Cullman, Alabama 4 $ 660,000 $ 165,000 $ 70,000
Lee, Alabama 4 $ 740,000 $ 185,000 $ 51,000
Limestone, Alabama 4 $ 810,000 $ 202,500 $ 76,000
St. Clair, Alabama 4 $ 540,000 $ 135,000 $ 44,000
San Bernardino, California 4 $ 850,000 $ 212,500 $ 76,000
Ventura, California 4 $ 1,830,000 $ 457,500 $ 59,000
Boulder, Colorado 4 $ 1,280,000 $ 320,000 $ 17,000
Fremont, Colorado 4 $ 940,000 $ 235,000 $ 62,000
Weld, Colorado 4 $ 1,470,000 $ 367,500 $ 112,000
Highlands, Florida 4 $ 570,000 $ 142,500 $ 16,000
Indian River, Florida 4 $ 930,000 $ 232,500 $ 43,000
Putnam, Florida 4 $ 470,000 $ 117,500 $ 51,000
Barrow, Georgia 4 $ 620,000 $ 155,000 $ 35,000
DeKalb, Georgia 4 $ 1,250,000 $ 312,500 $ 33,000
McHenry, Illinois 4 $ 920,000 $ 230,000 $ 92,000
St. Clair, Illinois 4 $ 940,000 $ 235,000 $ 22,000
Vanderburgh, Indiana 4 $ 1,150,000 $ 287,500 $ 39,000
Bossier, Louisiana 4 $ 830,000 $ 207,500 $ 32,000
Lafayette, Louisiana 4 $ 690,000 $ 172,500 $ 37,000
St. Mary's, Maryland 4 $ 1,140,000 $ 285,000 $ 97,000
Wicomico, Maryland 4 $ 980,000 $ 245,000 $ 102,000
Barnstable, Massachusetts 4 $ 1,620,000 $ 405,000 $ 115,000
Genesee, Michigan 4 $ 570,000 $ 142,500 $ 45,000
Oakland, Michigan 4 $ 740,000 $ 185,000 $ 74,000
Hennepin, Minnesota 4 $ 980,000 $ 245,000 $ 103,000
Jackson, Mississippi 4 $ 580,000 $ 145,000 $ 51,000
Christian, Missouri 4 $ 590,000 $ 147,500 $ 43,000
St. Louis City, Missouri 4 $ 690,000 $ 172,500 $ 95,000
Missoula, Montana 4 $ 980,000 $ 245,000 $ 21,000
Gloucester, New Jersey 4 $ 620,000 $ 155,000 $ 54,000
Davidson, North Carolina 4 $ 610,000 $ 152,500 $ 39,000
Moore, North Carolina 4 $ 1,220,000 $ 305,000 $ 95,000
New Hanover, North Carolina 4 $ 550,000 $ 137,500 $ 38,000
Rutherford, North Carolina 4 $ 920,000 $ 230,000 $ 46,000
Wake, North Carolina 4 $ 810,000 $ 202,500 $ 132,000
Chester, Pennsylvania 4 $ 950,000 $ 237,500 $ 47,000
Clearfield, Pennsylvania 4 $ 570,000 $ 142,500 $ 68,000
Erie, Pennsylvania 4 $ 750,000 $ 187,500 $ 55,000
Westmoreland, Pennsylvania 4 $ 490,000 $ 122,500 $ 43,000
York, Pennsylvania 4 $ 580,000 $ 145,000 $ 61,000
Anderson, South Carolina 4 $ 840,000 $ 210,000 $ 105,000
Hamilton, Tennessee 4 $ 710,000 $ 177,500 $ 52,000
Sumner, Tennessee 4 $ 2,910,000 $ 727,500 $ 202,000
Tipton, Tennessee 4 $ 910,000 $ 227,500 $ 64,000
Ellis, Texas 4 $ 1,210,000 $ 302,500 $ 9,000
Hopkins, Texas 4 $ 900,000 $ 225,000 $ 66,000
Weber, Utah 4 $ 780,000 $ 195,000 $ 68,000
Isle of Wight, Virginia 4 $ 980,000 $ 245,000 $ 53,000
Newport News, Virginia 4 $ 670,000 $ 167,500 $ 35,000
Clark, Washington 4 $ 1,310,000 $ 327,500 $ 66,000
Grays Harbor, Washington 4 $ 790,000 $ 197,500 $ 26,000
Dane, Wisconsin 4 $ 680,000 $ 170,000 $ 106,000
Marathon, Wisconsin 4 $ 930,000 $ 232,500 $ 97,000
Sauk, Wisconsin 4 $ 830,000 $ 207,500 $ 82,000
Benton, Arkansas 3 $ 465,000 $ 155,000 $ 57,000
Faulkner, Arkansas 3 $ 325,000 $ 108,333 $ 44,000
Garland, Arkansas 3 $ 545,000 $ 181,666 $ 23,000
Madison, Arkansas 3 $ 735,000 $ 245,000 $ 114,000
Saline, Arkansas 3 $ 555,000 $ 185,000 $ 91,000
Sacramento, California 3 $ 795,000 $ 265,000 $ 34,000
Solano, California 3 $ 915,000 $ 305,000 $ 51,000
Stanislaus, California 3 $ 905,000 $ 301,666 $ 154,000
Delta, Colorado 3 $ 555,000 $ 185,000 $ 32,000
Larimer, Colorado 3 $ 795,000 $ 265,000 $ 43,000
Columbia, Florida 3 $ 675,000 $ 225,000 $ 135,000
Gadsden, Florida 3 $ 975,000 $ 325,000 $ 52,000
Levy, Florida 3 $ 505,000 $ 168,333 $ 70,000
Suwannee, Florida 3 $ 415,000 $ 138,333 $ 56,000
Wakulla, Florida 3 $ 655,000 $ 218,333 $ 66,000
Bartow, Georgia 3 $ 695,000 $ 231,666 $ 19,000
Camden, Georgia 3 $ 655,000 $ 218,333 $ 76,000
Forsyth, Georgia 3 $ 1,295,000 $ 431,666 $ 170,000
Glynn, Georgia 3 $ 745,000 $ 248,333 $ 55,000
Jackson, Georgia 3 $ 505,000 $ 168,333 $ 69,000
Long, Georgia 3 $ 545,000 $ 181,666 $ 49,000
Newton, Georgia 3 $ 765,000 $ 255,000 $ 41,000
Toombs, Georgia 3 $ 585,000 $ 195,000 $ 72,000
Troup, Georgia 3 $ 635,000 $ 211,666 $ 45,000
Walker, Georgia 3 $ 325,000 $ 108,333 $ 46,000
DuPage, Illinois 3 $ 795,000 $ 265,000 $ 69,000
LaSalle, Illinois 3 $ 785,000 $ 261,666 $ 53,000
Allen, Indiana 3 $ 685,000 $ 228,333 $ 74,000
Grant, Indiana 3 $ 475,000 $ 158,333 $ 35,000
Hendricks, Indiana 3 $ 905,000 $ 301,666 $ 127,000
St. Joseph, Indiana 3 $ 265,000 $ 88,333 $ 30,000
Tippecanoe, Indiana 3 $ 445,000 $ 148,333 $ 76,000
White, Indiana 3 $ 575,000 $ 191,666 $ 51,000
Douglas, Kansas 3 $ 655,000 $ 218,333 $ 48,000
Wyandotte, Kansas 3 $ 545,000 $ 181,666 $ 38,000
Caddo, Louisiana 3 $ 505,000 $ 168,333 $ 69,000
East Baton Rouge, Louisiana 3 $ 595,000 $ 198,333 $ 80,000
Iberia, Louisiana 3 $ 485,000 $ 161,666 $ 37,000
Androscoggin, Maine 3 $ 615,000 $ 205,000 $ 26,000
Cumberland, Maine 3 $ 645,000 $ 215,000 $ 60,000
Kennebec, Maine 3 $ 1,125,000 $ 375,000 $ 29,000
Cecil, Maryland 3 $ 745,000 $ 248,333 $ 75,000
Frederick, Maryland 3 $ 935,000 $ 311,666 $ 102,000
Howard, Maryland 3 $ 795,000 $ 265,000 $ 86,000
Washington, Maryland 3 $ 425,000 $ 141,666 $ 50,000
Monroe, Michigan 3 $ 705,000 $ 235,000 $ 66,000
Wayne, Michigan 3 $ 375,000 $ 125,000 $ 69,000
St. Louis, Minnesota 3 $ 685,000 $ 228,333 $ 103,000
Bolivar, Mississippi 3 $ 465,000 $ 155,000 $ 63,000
Pearl River, Mississippi 3 $ 345,000 $ 115,000 $ 26,000
Buchanan, Missouri 3 $ 865,000 $ 288,333 $ 106,000
Cape Girardeau, Missouri 3 $ 455,000 $ 151,666 $ 75,000
Crawford, Missouri 3 $ 435,000 $ 145,000 $ 55,000
Lincoln, Missouri 3 $ 555,000 $ 185,000 $ 28,000
Platte, Missouri 3 $ 1,105,000 $ 368,333 $ 111,000
Taney, Missouri 3 $ 735,000 $ 245,000 $ 50,000
Cascade, Montana 3 $ 565,000 $ 188,333 $ 67,000
Yellowstone, Montana 3 $ 805,000 $ 268,333 $ 30,000
Bernalillo, New Mexico 3 $ 445,000 $ 148,333 $ 72,000
Brunswick, North Carolina 3 $ 595,000 $ 198,333 $ 53,000
Granville, North Carolina 3 $ 855,000 $ 285,000 $ 51,000
Nash, North Carolina 3 $ 625,000 $ 208,333 $ 85,000
Union, North Carolina 3 $ 765,000 $ 255,000 $ 37,000
Wayne, North Carolina 3 $ 705,000 $ 235,000 $ 37,000
Clark, Ohio 3 $ 345,000 $ 115,000 $ 40,000
Clermont, Ohio 3 $ 565,000 $ 188,333 $ 48,000
Cuyahoga, Ohio 3 $ 475,000 $ 158,333 $ 43,000
Lorain, Ohio 3 $ 435,000 $ 145,000 $ 58,000
Mahoning, Ohio 3 $ 505,000 $ 168,333 $ 65,000
Morrow, Ohio 3 $ 805,000 $ 268,333 $ 10,000
Bucks, Pennsylvania 3 $ 845,000 $ 281,666 $ 67,000
Luzerne, Pennsylvania 3 $ 335,000 $ 111,666 $ 23,000
Northampton, Pennsylvania 3 $ 855,000 $ 285,000 $ 44,000
Greenville, South Carolina 3 $ 615,000 $ 205,000 $ 40,000
Lancaster, South Carolina 3 $ 675,000 $ 225,000 $ 46,000
York, South Carolina 3 $ 1,045,000 $ 348,333 $ 51,000
Davidson, Tennessee 3 $ 895,000 $ 298,333 $ 66,000
Marshall, Tennessee 3 $ 475,000 $ 158,333 $ 40,000
Denton, Texas 3 $ 1,205,000 $ 401,666 $ 15,000
Grayson, Texas 3 $ 445,000 $ 148,333 $ 0
McLennan, Texas 3 $ 1,035,000 $ 345,000 $ 55,000
Nueces, Texas 3 $ 835,000 $ 278,333 $ 147,000
Travis, Texas 3 $ 785,000 $ 261,666 $ 67,000
James City, Virginia 3 $ 845,000 $ 281,666 $ 91,000
Snohomish, Washington 3 $ 1,325,000 $ 441,666 $ 53,000
Kenosha, Wisconsin 3 $ 465,000 $ 155,000 $ 51,000
Winnebago, Wisconsin 3 $ 745,000 $ 248,333 $ 54,000
Laramie, Wyoming 3 $ 1,125,000 $ 375,000 $ 67,000
Autauga, Alabama 2 $ 420,000 $ 210,000 $ 29,000
Coffee, Alabama 2 $ 300,000 $ 150,000 $ 56,000
Colbert, Alabama 2 $ 330,000 $ 165,000 $ 38,000
Elmore, Alabama 2 $ 570,000 $ 285,000 $ 67,000
Etowah, Alabama 2 $ 210,000 $ 105,000 $ 9,000
Jackson, Alabama 2 $ 270,000 $ 135,000 $ 34,000
Russell, Alabama 2 $ 360,000 $ 180,000 $ 33,000
Tallapoosa, Alabama 2 $ 750,000 $ 375,000 $ 0
Apache, Arizona 2 $ 270,000 $ 135,000 $ 7,000
Coconino, Arizona 2 $ 670,000 $ 335,000 $ 76,000
Gila, Arizona 2 $ 390,000 $ 195,000 $ 38,000
Carroll, Arkansas 2 $ 350,000 $ 175,000 $ 27,000
Craighead, Arkansas 2 $ 310,000 $ 155,000 $ 64,000
Crawford, Arkansas 2 $ 240,000 $ 120,000 $ 32,000
Franklin, Arkansas 2 $ 260,000 $ 130,000 $ 39,000
Jefferson, Arkansas 2 $ 290,000 $ 145,000 $ 27,000
Marion, Arkansas 2 $ 220,000 $ 110,000 $ 47,000
Miller, Arkansas 2 $ 500,000 $ 250,000 $ 29,000
Sebastian, Arkansas 2 $ 340,000 $ 170,000 $ 60,000
Mendocino, California 2 $ 330,000 $ 165,000 $ 70,000
Monterey, California 2 $ 1,190,000 $ 595,000 $ 8,000
Orange, California 2 $ 1,320,000 $ 660,000 $ 71,000
San Joaquin, California 2 $ 610,000 $ 305,000 $ 54,000
Santa Barbara, California 2 $ 1,050,000 $ 525,000 $ 94,000
Eagle, Colorado 2 $ 830,000 $ 415,000 $ 104,000
La Plata, Colorado 2 $ 510,000 $ 255,000 $ 80,000
Mesa, Colorado 2 $ 420,000 $ 210,000 $ 12,000
Glades, Florida 2 $ 370,000 $ 185,000 $ 65,000
Jefferson, Florida 2 $ 1,260,000 $ 630,000 $ 69,000
Okeechobee, Florida 2 $ 210,000 $ 105,000 $ 69,000
Bibb, Georgia 2 $ 180,000 $ 90,000 $ 34,000
Coweta, Georgia 2 $ 440,000 $ 220,000 $ 90,000
Effingham, Georgia 2 $ 320,000 $ 160,000 $ 55,000
Gilmer, Georgia 2 $ 840,000 $ 420,000 $ 227,000
Hall, Georgia 2 $ 250,000 $ 125,000 $ 15,000
Jasper, Georgia 2 $ 250,000 $ 125,000 $ 15,000
Lee, Georgia 2 $ 290,000 $ 145,000 $ 40,000
Meriwether, Georgia 2 $ 730,000 $ 365,000 $ 173,000
Oglethorpe, Georgia 2 $ 690,000 $ 345,000 $ 131,000
Richmond, Georgia 2 $ 420,000 $ 210,000 $ 55,000
Towns, Georgia 2 $ 460,000 $ 230,000 $ 38,000
Union, Georgia 2 $ 520,000 $ 260,000 $ 0
Payette, Idaho 2 $ 470,000 $ 235,000 $ 57,000
Coles, Illinois 2 $ 210,000 $ 105,000 $ 55,000
Effingham, Illinois 2 $ 670,000 $ 335,000 $ 176,000
Mercer, Illinois 2 $ 370,000 $ 185,000 $ 101,000
Ogle, Illinois 2 $ 260,000 $ 130,000 $ 66,000
Saline, Illinois 2 $ 440,000 $ 220,000 $ 103,000
DeKalb, Indiana 2 $ 270,000 $ 135,000 $ 39,000
Hancock, Indiana 2 $ 500,000 $ 250,000 $ 53,000
Madison, Indiana 2 $ 270,000 $ 135,000 $ 49,000
Orange, Indiana 2 $ 350,000 $ 175,000 $ 61,000
Leavenworth, Kansas 2 $ 290,000 $ 145,000 $ 54,000
Riley, Kansas 2 $ 210,000 $ 105,000 $ 38,000
Ascension, Louisiana 2 $ 670,000 $ 335,000 $ 55,000
Beauregard, Louisiana 2 $ 250,000 $ 125,000 $ 35,000
Livingston, Louisiana 2 $ 590,000 $ 295,000 $ 88,000
West Baton Rouge, Louisiana 2 $ 360,000 $ 180,000 $ 59,000
Hancock, Maine 2 $ 330,000 $ 165,000 $ 45,000
Somerset, Maine 2 $ 260,000 $ 130,000 $ 84,000
Suffolk, Massachusetts 2 $ 510,000 $ 255,000 $ 81,000
Ionia, Michigan 2 $ 260,000 $ 130,000 $ 67,000
Macomb, Michigan 2 $ 310,000 $ 155,000 $ 59,000
Schoolcraft, Michigan 2 $ 190,000 $ 95,000 $ 45,000
Lamar, Mississippi 2 $ 270,000 $ 135,000 $ 76,000
Marion, Mississippi 2 $ 150,000 $ 75,000 $ 37,000
Marshall, Mississippi 2 $ 510,000 $ 255,000 $ 71,000
Pike, Mississippi 2 $ 230,000 $ 115,000 $ 42,000
Butler, Missouri 2 $ 430,000 $ 215,000 $ 89,000
Callaway, Missouri 2 $ 240,000 $ 120,000 $ 72,000
Camden, Missouri 2 $ 480,000 $ 240,000 $ 169,000
Cole, Missouri 2 $ 260,000 $ 130,000 $ 56,000
Howard, Missouri 2 $ 250,000 $ 125,000 $ 48,000
Jasper, Missouri 2 $ 300,000 $ 150,000 $ 53,000
Laclede, Missouri 2 $ 500,000 $ 250,000 $ 0
Lawrence, Missouri 2 $ 300,000 $ 150,000 $ 52,000
Miller, Missouri 2 $ 320,000 $ 160,000 $ 66,000
Phelps, Missouri 2 $ 310,000 $ 155,000 $ 9,000
Pulaski, Missouri 2 $ 410,000 $ 205,000 $ 0
Carbon, Montana 2 $ 330,000 $ 165,000 $ 53,000
Dawson, Montana 2 $ 370,000 $ 185,000 $ 65,000
Flathead, Montana 2 $ 690,000 $ 345,000 $ 99,000
Sanders, Montana 2 $ 440,000 $ 220,000 $ 40,000
Washington, Nebraska 2 $ 300,000 $ 150,000 $ 52,000
Atlantic, New Jersey 2 $ 270,000 $ 135,000 $ 32,000
Camden, New Jersey 2 $ 520,000 $ 260,000 $ 115,000
Essex, New Jersey 2 $ 630,000 $ 315,000 $ 116,000
Middlesex, New Jersey 2 $ 750,000 $ 375,000 $ 193,000
Monmouth, New Jersey 2 $ 960,000 $ 480,000 $ 166,000
Dona Ana, New Mexico 2 $ 610,000 $ 305,000 $ 74,000
Sierra, New Mexico 2 $ 290,000 $ 145,000 $ 72,000
Alamance, North Carolina 2 $ 630,000 $ 315,000 $ 62,000
Avery, North Carolina 2 $ 720,000 $ 360,000 $ 46,000
Burke, North Carolina 2 $ 470,000 $ 235,000 $ 57,000
Carteret, North Carolina 2 $ 350,000 $ 175,000 $ 48,000
Cherokee, North Carolina 2 $ 310,000 $ 155,000 $ 38,000
Craven, North Carolina 2 $ 210,000 $ 105,000 $ 58,000
Dare, North Carolina 2 $ 450,000 $ 225,000 $ 17,000
Gates, North Carolina 2 $ 450,000 $ 225,000 $ 92,000
Lee, North Carolina 2 $ 520,000 $ 260,000 $ 28,000
Macon, North Carolina 2 $ 190,000 $ 95,000 $ 36,000
Pamlico, North Carolina 2 $ 360,000 $ 180,000 $ 44,000
Perquimans, North Carolina 2 $ 380,000 $ 190,000 $ 116,000
Person, North Carolina 2 $ 850,000 $ 425,000 $ 74,000
Pitt, North Carolina 2 $ 340,000 $ 170,000 $ 51,000
Randolph, North Carolina 2 $ 310,000 $ 155,000 $ 77,000
Rowan, North Carolina 2 $ 260,000 $ 130,000 $ 33,000
Surry, North Carolina 2 $ 490,000 $ 245,000 $ 80,000
Wilson, North Carolina 2 $ 300,000 $ 150,000 $ 85,000
Auglaize, Ohio 2 $ 260,000 $ 130,000 $ 46,000
Columbiana, Ohio 2 $ 260,000 $ 130,000 $ 55,000
Delaware, Ohio 2 $ 340,000 $ 170,000 $ 20,000
Knox, Ohio 2 $ 300,000 $ 150,000 $ 19,000
Licking, Ohio 2 $ 280,000 $ 140,000 $ 18,000
Miami, Ohio 2 $ 440,000 $ 220,000 $ 82,000
Shelby, Ohio 2 $ 440,000 $ 220,000 $ 48,000
Stark, Ohio 2 $ 310,000 $ 155,000 $ 39,000
Trumbull, Ohio 2 $ 390,000 $ 195,000 $ 94,000
Warren, Ohio 2 $ 630,000 $ 315,000 $ 30,000
Umatilla, Oregon 2 $ 430,000 $ 215,000 $ 0
Berks, Pennsylvania 2 $ 300,000 $ 150,000 $ 59,000
Butler, Pennsylvania 2 $ 300,000 $ 150,000 $ 20,000
Cambria, Pennsylvania 2 $ 830,000 $ 415,000 $ 116,000
Cumberland, Pennsylvania 2 $ 520,000 $ 260,000 $ 51,000
Fayette, Pennsylvania 2 $ 340,000 $ 170,000 $ 72,000
Fulton, Pennsylvania 2 $ 390,000 $ 195,000 $ 60,000
Lackawanna, Pennsylvania 2 $ 250,000 $ 125,000 $ 52,000
Lancaster, Pennsylvania 2 $ 350,000 $ 175,000 $ 16,000
Lebanon, Pennsylvania 2 $ 420,000 $ 210,000 $ 99,000
Mercer, Pennsylvania 2 $ 750,000 $ 375,000 $ 108,000
Monroe, Pennsylvania 2 $ 420,000 $ 210,000 $ 51,000
Pike, Pennsylvania 2 $ 350,000 $ 175,000 $ 47,000
Aiken, South Carolina 2 $ 830,000 $ 415,000 $ 95,000
Dorchester, South Carolina 2 $ 540,000 $ 270,000 $ 65,000
Florence, South Carolina 2 $ 150,000 $ 75,000 $ 26,000
Greenwood, South Carolina 2 $ 320,000 $ 160,000 $ 72,000
Lexington, South Carolina 2 $ 570,000 $ 285,000 $ 106,000
Pickens, South Carolina 2 $ 150,000 $ 75,000 $ 43,000
Sumter, South Carolina 2 $ 260,000 $ 130,000 $ 48,000
Bradley, Tennessee 2 $ 480,000 $ 240,000 $ 81,000
Coffee, Tennessee 2 $ 220,000 $ 110,000 $ 56,000
Fentress, Tennessee 2 $ 450,000 $ 225,000 $ 50,000
Franklin, Tennessee 2 $ 1,020,000 $ 510,000 $ 284,000
Hamblen, Tennessee 2 $ 270,000 $ 135,000 $ 25,000
Hardin, Tennessee 2 $ 430,000 $ 215,000 $ 31,000
Loudon, Tennessee 2 $ 340,000 $ 170,000 $ 39,000
Madison, Tennessee 2 $ 450,000 $ 225,000 $ 14,000
Maury, Tennessee 2 $ 280,000 $ 140,000 $ 14,000
McNairy, Tennessee 2 $ 450,000 $ 225,000 $ 41,000
Stewart, Tennessee 2 $ 420,000 $ 210,000 $ 54,000
Union, Tennessee 2 $ 270,000 $ 135,000 $ 52,000
Washington, Tennessee 2 $ 370,000 $ 185,000 $ 0
Wilson, Tennessee 2 $ 640,000 $ 320,000 $ 65,000
Caldwell, Texas 2 $ 420,000 $ 210,000 $ 53,000
Fort Bend, Texas 2 $ 660,000 $ 330,000 $ 74,000
Guadalupe, Texas 2 $ 420,000 $ 210,000 $ 230,000
Hardin, Texas 2 $ 290,000 $ 145,000 $ 56,000
Johnson, Texas 2 $ 370,000 $ 185,000 $ 75,000
Lubbock, Texas 2 $ 380,000 $ 190,000 $ 46,000
Smith, Texas 2 $ 330,000 $ 165,000 $ 105,000
Taylor, Texas 2 $ 500,000 $ 250,000 $ 26,000
Tom Green, Texas 2 $ 330,000 $ 165,000 $ 0
Davis, Utah 2 $ 730,000 $ 365,000 $ 0
Garfield, Utah 2 $ 240,000 $ 120,000 $ 32,000
Iron, Utah 2 $ 390,000 $ 195,000 $ 54,000
Kane, Utah 2 $ 390,000 $ 195,000 $ 113,000
Albemarle, Virginia 2 $ 410,000 $ 205,000 $ 88,000
Arlington, Virginia 2 $ 910,000 $ 455,000 $ 0
Augusta, Virginia 2 $ 600,000 $ 300,000 $ 81,000
Charlotte, Virginia 2 $ 230,000 $ 115,000 $ 47,000
Culpeper, Virginia 2 $ 460,000 $ 230,000 $ 84,000
Fauquier, Virginia 2 $ 730,000 $ 365,000 $ 0
Fluvanna, Virginia 2 $ 430,000 $ 215,000 $ 75,000
Hopewell, Virginia 2 $ 420,000 $ 210,000 $ 93,000
Madison, Virginia 2 $ 530,000 $ 265,000 $ 36,000
Montgomery, Virginia 2 $ 380,000 $ 190,000 $ 27,000
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Mortgage Loan Application Detail Totals for Mid-Continent Funding, Inc. in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 1,246 $280,150,000 $224,000 $1,035,000 $85,000 $404,000
Home Purchase 1,237 $296,325,000 $239,000 $995,000 $73,000 $577,000
Refinancing 1,006 $243,820,000 $242,000 $915,000 $30,000 $688,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,157 $493,965,000 $229,000 $1,035,000 $65,000 $688,000
Not Provided 659 $161,755,000 $245,000 $995,000 $60,000 $327,000
Black or African American 408 $95,690,000 $234,000 $785,000 $68,000 $338,000
Hispanic 191 $46,565,000 $243,000 $905,000 $70,000 $461,000
Asian 43 $14,045,000 $326,000 $725,000 $63,000 $171,000
American Indian or Alaskan Native 26 $6,830,000 $262,000 $515,000 $96,000 $288,000
Native Hawaiian or Other Pacific Islander 5 $1,445,000 $289,000 $435,000 $52,000 $85,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 2,771 $675,745,000 $243,000 $1,035,000 $60,000 $400,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 536 $116,060,000 $216,000 $685,000 $98,000 $688,000
FHA-insured (Federal Housing Administration) 182 $28,490,000 $156,000 $435,000 $44,000 $175,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,995 $481,335,000 $241,000 $995,000 $64,000 $482,000
Application Denied By Financial Institution 588 $135,210,000 $229,000 $1,035,000 $73,000 $577,000
Application Withdrawn By Applicant 509 $116,995,000 $229,000 $835,000 $66,000 $533,000
File Closed For Incompleteness 268 $56,120,000 $209,000 $905,000 $56,000 $688,000
Application Approved But Not Accepted 129 $30,635,000 $237,000 $875,000 $66,000 $234,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,901 $685,085,000 $236,000 $995,000 $63,000 $688,000
Credit Application Incomplete 229 $53,885,000 $235,000 $1,035,000 $70,000 $339,000
Other 118 $26,020,000 $220,000 $955,000 $81,000 $310,000
Collateral 80 $18,220,000 $227,000 $665,000 $81,000 $577,000
Debt-To-Income Ratio 76 $16,550,000 $217,000 $495,000 $52,000 $155,000
Credit History 38 $8,070,000 $212,000 $455,000 $69,000 $156,000
Unverifiable Information 23 $5,035,000 $218,000 $415,000 $89,000 $392,000
Insufficient Cash (Downpayment, Closing Cost) 17 $4,925,000 $289,000 $525,000 $91,000 $292,000
Mortgage Insurance Denied 6 $2,320,000 $386,000 $825,000 $113,000 $350,000
Employment History 1 $185,000 $185,000 $185,000 $25,000 $25,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Mid-Continent Funding, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Mid-Continent Funding, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet with aggregated HMDA statistics today.

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