Mid-Continent Funding, Inc. Mortgage Lending & HMDA Data, 2020
In 2020, Mid-Continent Funding, Inc. of Columbia, MO reported 3,489 mortgage applications totaling $820.3 million, up 55% from 2019. The average application was for $235,108, and applicants reported an average income of $64,887. 57% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Tampa-St. Petersburg-Clearwater, FL (133), Atlanta-Sandy Springs-Roswell, GA (106) and Washington-Arlington-Alexandria, DC-VA-MD-WV (87) (applications in parentheses).
| Mortgage Company & Address | Mid-Continent Funding, Inc. 3401 W Broadway Business Park Ct Ste 213 Columbia, MO 65203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 3,489 |
| Total Mortgage Loan Application Amount | $820,295,000 |
| Average Mortgage Loan Application Amount | $235,108 |
| Highest Mortgage Loan Application Amount | $1,035,000 |
| Average Applicant Income | $64,887 |
| Highest Applicant Income | $688,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mid-Continent Funding, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 448 | $ 83,170,000 | $ 185,647 | $ 57,555 |
| Tampa-St. Petersburg-Clearwater, FL | 133 | $ 31,525,000 | $ 237,030 | $ 68,000 |
| Atlanta-Sandy Springs-Roswell, GA | 106 | $ 27,550,000 | $ 259,905 | $ 78,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 87 | $ 29,975,000 | $ 344,540 | $ 78,206 |
| Orlando-Kissimmee-Sanford, FL | 79 | $ 19,185,000 | $ 242,848 | $ 76,000 |
| Columbia, MO | 77 | $ 15,735,000 | $ 204,350 | $ 83,000 |
| Jacksonville, FL | 75 | $ 19,415,000 | $ 258,866 | $ 67,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 65 | $ 16,735,000 | $ 257,461 | $ 82,307 |
| Baltimore-Columbia-Towson, MD | 48 | $ 13,630,000 | $ 283,958 | $ 63,000 |
| St. Louis, MO-IL | 46 | $ 10,530,000 | $ 228,913 | $ 60,173 |
| Kansas City, MO-KS | 44 | $ 10,320,000 | $ 234,545 | $ 92,590 |
| Pensacola-Ferry Pass-Brent, FL | 43 | $ 10,895,000 | $ 253,372 | $ 61,000 |
| Cape Coral-Fort Myers, FL | 42 | $ 8,810,000 | $ 209,761 | $ 63,000 |
| Charlotte-Concord-Gastonia, NC-SC | 40 | $ 9,730,000 | $ 243,250 | $ 73,650 |
| Chicago-Naperville, IL | 39 | $ 9,875,000 | $ 253,205 | $ 67,000 |
| Denver-Aurora-Lakewood, CO | 38 | $ 12,610,000 | $ 331,842 | $ 63,000 |
| North Port-Sarasota-Bradenton, FL | 33 | $ 8,625,000 | $ 261,363 | $ 55,000 |
| Fayetteville, NC | 32 | $ 5,680,000 | $ 177,500 | $ 62,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 31 | $ 9,465,000 | $ 305,322 | $ 74,000 |
| Houston-The Woodlands-Sugar Land, TX | 31 | $ 6,535,000 | $ 210,806 | $ 82,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 31 | $ 7,935,000 | $ 255,967 | $ 55,000 |
| Birmingham-Hoover, AL | 28 | $ 6,420,000 | $ 229,285 | $ 72,000 |
| Phoenix-Mesa-Scottsdale, AZ | 28 | $ 6,360,000 | $ 227,142 | $ 62,000 |
| Palm Bay-Melbourne-Titusville, FL | 26 | $ 5,870,000 | $ 225,769 | $ 52,000 |
| Colorado Springs, CO | 25 | $ 9,335,000 | $ 373,400 | $ 67,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 25 | $ 9,725,000 | $ 389,000 | $ 85,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 24 | $ 5,440,000 | $ 226,666 | $ 52,000 |
| Lakeland-Winter Haven, FL | 23 | $ 4,325,000 | $ 188,043 | $ 44,000 |
| Cambridge-Newton-Framingham, MA | 22 | $ 6,040,000 | $ 274,545 | $ 63,000 |
| Knoxville, TN | 22 | $ 4,500,000 | $ 204,545 | $ 44,000 |
| Little Rock-North Little Rock-Conway, AR | 22 | $ 3,290,000 | $ 149,545 | $ 54,000 |
| Memphis, TN-MS-AR | 21 | $ 5,355,000 | $ 255,000 | $ 53,000 |
| San Antonio-New Braunfels, TX | 21 | $ 5,675,000 | $ 270,238 | $ 90,000 |
| Dallas-Plano-Irving, TX | 20 | $ 6,210,000 | $ 310,500 | $ 25,000 |
| Pittsburgh, PA | 20 | $ 3,470,000 | $ 173,500 | $ 50,000 |
| Cincinnati, OH-KY-IN | 19 | $ 4,755,000 | $ 250,263 | $ 62,157 |
| Gulfport-Biloxi-Pascagoula, MS | 19 | $ 3,755,000 | $ 197,631 | $ 70,000 |
| Huntsville, AL | 18 | $ 4,010,000 | $ 222,777 | $ 74,000 |
| Port St. Lucie, FL | 18 | $ 3,700,000 | $ 205,555 | $ 73,000 |
| Crestview-Fort Walton Beach-Destin, FL | 17 | $ 3,535,000 | $ 207,941 | $ 71,000 |
| Indianapolis-Carmel-Anderson, IN | 17 | $ 3,645,000 | $ 214,411 | $ 72,000 |
| Philadelphia, PA | 17 | $ 3,195,000 | $ 187,941 | $ 58,000 |
| Columbus, OH | 16 | $ 3,290,000 | $ 205,625 | $ 41,000 |
| Homosassa Springs, FL | 16 | $ 2,870,000 | $ 179,375 | $ 57,000 |
| Miami-Miami Beach-Kendall, FL | 16 | $ 4,550,000 | $ 284,375 | $ 66,000 |
| Tallahassee, FL | 16 | $ 4,360,000 | $ 272,500 | $ 58,000 |
| Fort Worth-Arlington, TX | 15 | $ 4,015,000 | $ 267,666 | $ 77,000 |
| Mobile, AL | 15 | $ 3,365,000 | $ 224,333 | $ 87,000 |
| Ocala, FL | 15 | $ 3,345,000 | $ 223,000 | $ 71,000 |
| Punta Gorda, FL | 15 | $ 4,155,000 | $ 277,000 | $ 60,000 |
| Raleigh, NC | 15 | $ 3,505,000 | $ 233,666 | $ 78,000 |
| Warner Robins, GA | 15 | $ 3,755,000 | $ 250,333 | $ 93,000 |
| Augusta-Richmond County, GA-SC | 14 | $ 3,210,000 | $ 229,285 | $ 57,071 |
| Durham-Chapel Hill, NC | 14 | $ 3,600,000 | $ 257,142 | $ 67,000 |
| Montgomery County-Bucks County-Chester County, PA | 14 | $ 3,430,000 | $ 245,000 | $ 73,000 |
| New Orleans-Metairie, LA | 14 | $ 2,280,000 | $ 162,857 | $ 55,000 |
| Panama City, FL | 14 | $ 3,090,000 | $ 220,714 | $ 75,000 |
| Clarksville, TN-KY | 13 | $ 2,545,000 | $ 195,769 | $ 42,000 |
| Daphne-Fairhope-Foley, AL | 13 | $ 3,475,000 | $ 267,307 | $ 84,000 |
| Greensboro-High Point, NC | 13 | $ 3,025,000 | $ 232,692 | $ 69,000 |
| Jacksonville, NC | 13 | $ 2,465,000 | $ 189,615 | $ 49,000 |
| Lake County-Kenosha County, IL-WI | 13 | $ 2,795,000 | $ 215,000 | $ 63,307 |
| New York-Newark, NY | 13 | $ 4,905,000 | $ 377,307 | $ 99,000 |
| Richmond, VA | 13 | $ 3,115,000 | $ 239,615 | $ 59,000 |
| Riverside-San Bernardino-Ontario, CA | 13 | $ 3,855,000 | $ 296,538 | $ 42,000 |
| Savannah, GA | 13 | $ 2,575,000 | $ 198,076 | $ 49,000 |
| Boise City, ID | 12 | $ 3,110,000 | $ 259,166 | $ 57,000 |
| Milwaukee-Waukesha-West Allis, WI | 12 | $ 1,940,000 | $ 161,666 | $ 47,000 |
| Montgomery, AL | 12 | $ 2,610,000 | $ 217,500 | $ 54,000 |
| Naples-Immokalee-Marco Island, FL | 12 | $ 3,350,000 | $ 279,166 | $ 81,000 |
| Newark, NJ-PA | 12 | $ 3,690,000 | $ 307,500 | $ 129,500 |
| Springfield, MO | 12 | $ 2,030,000 | $ 169,166 | $ 49,000 |
| Tucson, AZ | 12 | $ 2,280,000 | $ 190,000 | $ 95,000 |
| Camden, NJ | 11 | $ 3,105,000 | $ 282,272 | $ 85,000 |
| Columbia, SC | 11 | $ 2,405,000 | $ 218,636 | $ 64,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 11 | $ 2,505,000 | $ 227,727 | $ 83,000 |
| Los Angeles-Long Beach-Glendale, CA | 11 | $ 4,285,000 | $ 389,545 | $ 82,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 11 | $ 2,245,000 | $ 204,090 | $ 43,545 |
| Salt Lake City, UT | 11 | $ 2,755,000 | $ 250,454 | $ 58,000 |
| Gainesville, FL | 10 | $ 1,920,000 | $ 192,000 | $ 41,000 |
| Seattle-Bellevue-Everett, WA | 10 | $ 4,000,000 | $ 400,000 | $ 83,000 |
| Tacoma-Lakewood, WA | 10 | $ 3,290,000 | $ 329,000 | $ 70,000 |
| The Villages, FL | 10 | $ 2,220,000 | $ 222,000 | $ 57,000 |
| Washington-Baltimore-Arlington, DC | 10 | $ 3,570,000 | $ 357,000 | $ 121,000 |
| Baton Rouge, LA | 9 | $ 2,215,000 | $ 246,111 | $ 72,000 |
| Boston, MA | 9 | $ 2,545,000 | $ 282,777 | $ 73,000 |
| Greenville-Anderson-Mauldin, SC | 9 | $ 1,605,000 | $ 178,333 | $ 70,000 |
| Hinesville, GA | 9 | $ 1,315,000 | $ 146,111 | $ 65,000 |
| Manhattan, KS | 9 | $ 1,335,000 | $ 148,333 | $ 40,000 |
| New York-Jersey City-White Plains, NY-NJ | 9 | $ 2,525,000 | $ 280,555 | $ 52,000 |
| Prescott Valley-Prescott, AZ | 9 | $ 1,905,000 | $ 211,666 | $ 51,000 |
| Worcester, MA-CT | 9 | $ 2,215,000 | $ 246,111 | $ 101,000 |
| Charleston-North Charleston, SC | 8 | $ 1,780,000 | $ 222,500 | $ 43,000 |
| Columbus, GA-AL | 8 | $ 1,520,000 | $ 190,000 | $ 71,250 |
| Dayton-Springfield-Kettering, OH | 8 | $ 1,130,000 | $ 141,250 | $ 49,000 |
| Elgin, IL | 8 | $ 1,760,000 | $ 220,000 | $ 131,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 8 | $ 2,580,000 | $ 322,500 | $ 48,500 |
| San Diego-Carlsbad, CA | 8 | $ 3,080,000 | $ 385,000 | $ 97,000 |
| St. George, UT | 8 | $ 2,300,000 | $ 287,500 | $ 60,000 |
| Chattanooga, TN-GA | 7 | $ 1,035,000 | $ 147,857 | $ 49,428 |
| Harrisburg-Carlisle, PA | 7 | $ 1,485,000 | $ 212,142 | $ 63,000 |
| Killeen-Temple, TX | 7 | $ 1,385,000 | $ 197,857 | $ 44,000 |
| Lafayette, LA | 7 | $ 1,175,000 | $ 167,857 | $ 37,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 7 | $ 1,505,000 | $ 215,000 | $ 76,571 |
| Ogden-Clearfield, UT | 7 | $ 1,755,000 | $ 250,714 | $ 51,000 |
| Pueblo, CO | 7 | $ 1,355,000 | $ 193,571 | $ 41,000 |
| Rockford, IL | 7 | $ 1,505,000 | $ 215,000 | $ 26,000 |
| Shreveport-Bossier City, LA | 7 | $ 1,335,000 | $ 190,714 | $ 48,000 |
| Tuscaloosa, AL | 7 | $ 1,135,000 | $ 162,142 | $ 76,000 |
| Warren-Troy-Farmington Hills, MI | 7 | $ 1,335,000 | $ 190,714 | $ 65,000 |
| Youngstown-Warren-Boardman, OH-PA | 7 | $ 1,645,000 | $ 235,000 | $ 85,857 |
| Akron, OH | 6 | $ 860,000 | $ 143,333 | $ 83,000 |
| Alexandria, LA | 6 | $ 800,000 | $ 133,333 | $ 52,000 |
| Austin-Round Rock, TX | 6 | $ 1,470,000 | $ 245,000 | $ 66,000 |
| Cleveland-Elyria, OH | 6 | $ 910,000 | $ 151,666 | $ 50,000 |
| Fort Smith, AR-OK | 6 | $ 840,000 | $ 140,000 | $ 44,000 |
| Jackson, MS | 6 | $ 1,140,000 | $ 190,000 | $ 23,000 |
| Salisbury, MD-DE | 6 | $ 1,360,000 | $ 226,666 | $ 83,000 |
| Spartanburg, SC | 6 | $ 1,110,000 | $ 185,000 | $ 49,000 |
| Wichita, KS | 6 | $ 1,390,000 | $ 231,666 | $ 24,000 |
| Albuquerque, NM | 5 | $ 865,000 | $ 173,000 | $ 69,000 |
| Bakersfield, CA | 5 | $ 1,285,000 | $ 257,000 | $ 59,000 |
| Billings, MT | 5 | $ 1,135,000 | $ 227,000 | $ 41,000 |
| Bremerton-Silverdale, WA | 5 | $ 1,485,000 | $ 297,000 | $ 65,000 |
| El Paso, TX | 5 | $ 825,000 | $ 165,000 | $ 66,000 |
| Gary, IN | 5 | $ 845,000 | $ 169,000 | $ 66,000 |
| Hagerstown-Martinsburg, MD-WV | 5 | $ 765,000 | $ 153,000 | $ 41,600 |
| Hilton Head Island-Bluffton-Beaufort, SC | 5 | $ 905,000 | $ 181,000 | $ 49,000 |
| Jefferson City, MO | 5 | $ 595,000 | $ 119,000 | $ 60,000 |
| Lake Havasu City-Kingman, AZ | 5 | $ 1,265,000 | $ 253,000 | $ 87,000 |
| Madison, WI | 5 | $ 975,000 | $ 195,000 | $ 102,000 |
| Olympia-Tumwater, WA | 5 | $ 1,925,000 | $ 385,000 | $ 96,000 |
| Providence-Warwick, RI-MA | 5 | $ 1,515,000 | $ 303,000 | $ 76,000 |
| Provo-Orem, UT | 5 | $ 1,545,000 | $ 309,000 | $ 60,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 5 | $ 715,000 | $ 143,000 | $ 33,000 |
| Springfield, MA | 5 | $ 1,365,000 | $ 273,000 | $ 40,000 |
| Valdosta, GA | 5 | $ 805,000 | $ 161,000 | $ 50,000 |
| Winston-Salem, NC | 5 | $ 745,000 | $ 149,000 | $ 39,000 |
| Albany, GA | 4 | $ 580,000 | $ 145,000 | $ 45,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 4 | $ 990,000 | $ 247,500 | $ 47,000 |
| Anniston-Oxford-Jacksonville, AL | 4 | $ 460,000 | $ 115,000 | $ 22,000 |
| Auburn-Opelika, AL | 4 | $ 740,000 | $ 185,000 | $ 51,000 |
| Barnstable Town, MA | 4 | $ 1,620,000 | $ 405,000 | $ 115,000 |
| Boulder, CO | 4 | $ 1,280,000 | $ 320,000 | $ 17,000 |
| California-Lexington Park, MD | 4 | $ 1,140,000 | $ 285,000 | $ 97,000 |
| Charlottesville, VA | 4 | $ 840,000 | $ 210,000 | $ 81,000 |
| Duluth, MN-WI | 4 | $ 880,000 | $ 220,000 | $ 94,250 |
| Erie, PA | 4 | $ 750,000 | $ 187,500 | $ 55,000 |
| Evansville, IN-KY | 4 | $ 1,150,000 | $ 287,500 | $ 39,000 |
| Flint, MI | 4 | $ 570,000 | $ 142,500 | $ 45,000 |
| Grand Rapids-Wyoming, MI | 4 | $ 680,000 | $ 170,000 | $ 42,000 |
| Greeley, CO | 4 | $ 1,470,000 | $ 367,500 | $ 112,000 |
| Jackson, TN | 4 | $ 750,000 | $ 187,500 | $ 27,000 |
| Missoula, MT | 4 | $ 980,000 | $ 245,000 | $ 21,000 |
| New Bern, NC | 4 | $ 570,000 | $ 142,500 | $ 51,000 |
| Omaha-Council Bluffs, NE-IA | 4 | $ 720,000 | $ 180,000 | $ 33,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 4 | $ 1,830,000 | $ 457,500 | $ 59,000 |
| Rocky Mount, NC | 4 | $ 760,000 | $ 190,000 | $ 82,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 4 | $ 1,010,000 | $ 252,500 | $ 69,000 |
| Sebastian-Vero Beach, FL | 4 | $ 930,000 | $ 232,500 | $ 43,000 |
| Sebring, FL | 4 | $ 570,000 | $ 142,500 | $ 16,000 |
| Wausau, WI | 4 | $ 930,000 | $ 232,500 | $ 97,000 |
| Wilmington, NC | 4 | $ 550,000 | $ 137,500 | $ 38,000 |
| York-Hanover, PA | 4 | $ 580,000 | $ 145,000 | $ 61,000 |
| Appleton, WI | 3 | $ 705,000 | $ 235,000 | $ 61,000 |
| Asheville, NC | 3 | $ 805,000 | $ 268,333 | $ 37,000 |
| Athens-Clarke County, GA | 3 | $ 1,005,000 | $ 335,000 | $ 112,000 |
| Beaumont-Port Arthur, TX | 3 | $ 525,000 | $ 175,000 | $ 64,000 |
| Brunswick, GA | 3 | $ 745,000 | $ 248,333 | $ 55,000 |
| Cape Girardeau, MO-IL | 3 | $ 455,000 | $ 151,666 | $ 75,000 |
| Cheyenne, WY | 3 | $ 1,125,000 | $ 375,000 | $ 67,000 |
| Corpus Christi, TX | 3 | $ 835,000 | $ 278,333 | $ 147,000 |
| Detroit-Dearborn-Livonia, MI | 3 | $ 375,000 | $ 125,000 | $ 69,000 |
| Florence, SC | 3 | $ 425,000 | $ 141,666 | $ 39,000 |
| Florence-Muscle Shoals, AL | 3 | $ 415,000 | $ 138,333 | $ 39,000 |
| Fort Collins, CO | 3 | $ 795,000 | $ 265,000 | $ 43,000 |
| Fort Wayne, IN | 3 | $ 685,000 | $ 228,333 | $ 74,000 |
| Goldsboro, NC | 3 | $ 705,000 | $ 235,000 | $ 37,000 |
| Great Falls, MT | 3 | $ 565,000 | $ 188,333 | $ 67,000 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 635,000 | $ 211,666 | $ 56,000 |
| Hot Springs, AR | 3 | $ 545,000 | $ 181,666 | $ 23,000 |
| Johnson City, TN | 3 | $ 585,000 | $ 195,000 | $ 20,000 |
| Lafayette-West Lafayette, IN | 3 | $ 445,000 | $ 148,333 | $ 76,000 |
| Lawrence, KS | 3 | $ 655,000 | $ 218,333 | $ 48,000 |
| Lewiston-Auburn, ME | 3 | $ 615,000 | $ 205,000 | $ 26,000 |
| Macon-Bibb County, GA | 3 | $ 385,000 | $ 128,333 | $ 50,000 |
| Modesto, CA | 3 | $ 905,000 | $ 301,666 | $ 154,000 |
| Monroe, MI | 3 | $ 705,000 | $ 235,000 | $ 66,000 |
| Oshkosh-Neenah, WI | 3 | $ 745,000 | $ 248,333 | $ 54,000 |
| Portland-South Portland, ME | 3 | $ 645,000 | $ 215,000 | $ 60,000 |
| Sherman-Denison, TX | 3 | $ 445,000 | $ 148,333 | $ 0 |
| South Bend-Mishawaka, IN-MI | 3 | $ 265,000 | $ 88,333 | $ 30,000 |
| Springfield, OH | 3 | $ 345,000 | $ 115,000 | $ 40,000 |
| St. Joseph, MO-KS | 3 | $ 865,000 | $ 288,333 | $ 106,000 |
| Topeka, KS | 3 | $ 365,000 | $ 121,666 | $ 50,000 |
| Vallejo-Fairfield, CA | 3 | $ 915,000 | $ 305,000 | $ 51,000 |
| Waco, TX | 3 | $ 1,035,000 | $ 345,000 | $ 55,000 |
| Wilmington, DE-MD-NJ | 3 | $ 745,000 | $ 248,333 | $ 75,000 |
| Abilene, TX | 2 | $ 500,000 | $ 250,000 | $ 26,000 |
| Amarillo, TX | 2 | $ 870,000 | $ 435,000 | $ 149,000 |
| Anaheim-Santa Ana-Irvine, CA | 2 | $ 1,320,000 | $ 660,000 | $ 71,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 270,000 | $ 135,000 | $ 32,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 380,000 | $ 190,000 | $ 27,000 |
| Burlington, NC | 2 | $ 630,000 | $ 315,000 | $ 62,000 |
| Canton-Massillon, OH | 2 | $ 310,000 | $ 155,000 | $ 39,000 |
| Champaign-Urbana, IL | 2 | $ 160,000 | $ 80,000 | $ 46,000 |
| Cleveland, TN | 2 | $ 480,000 | $ 240,000 | $ 81,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 370,000 | $ 185,000 | $ 101,000 |
| Dothan, AL | 2 | $ 200,000 | $ 100,000 | $ 53,000 |
| East Stroudsburg, PA | 2 | $ 420,000 | $ 210,000 | $ 51,000 |
| Eau Claire, WI | 2 | $ 520,000 | $ 260,000 | $ 79,000 |
| Flagstaff, AZ | 2 | $ 670,000 | $ 335,000 | $ 76,000 |
| Fond Du Lac, WI | 2 | $ 230,000 | $ 115,000 | $ 76,000 |
| Gadsden, AL | 2 | $ 210,000 | $ 105,000 | $ 9,000 |
| Gainesville, GA | 2 | $ 250,000 | $ 125,000 | $ 15,000 |
| Grand Junction, CO | 2 | $ 420,000 | $ 210,000 | $ 12,000 |
| Green Bay, WI | 2 | $ 610,000 | $ 305,000 | $ 146,000 |
| Greenville, NC | 2 | $ 340,000 | $ 170,000 | $ 51,000 |
| Hattiesburg, MS | 2 | $ 270,000 | $ 135,000 | $ 76,000 |
| Houma-Thibodaux, LA | 2 | $ 460,000 | $ 230,000 | $ 22,000 |
| Johnstown, PA | 2 | $ 830,000 | $ 415,000 | $ 116,000 |
| Jonesboro, AR | 2 | $ 310,000 | $ 155,000 | $ 64,000 |
| Joplin, MO | 2 | $ 300,000 | $ 150,000 | $ 53,000 |
| Lancaster, PA | 2 | $ 350,000 | $ 175,000 | $ 16,000 |
| Lansing-East Lansing, MI | 2 | $ 290,000 | $ 145,000 | $ 90,000 |
| Las Cruces, NM | 2 | $ 610,000 | $ 305,000 | $ 74,000 |
| Lebanon, PA | 2 | $ 420,000 | $ 210,000 | $ 99,000 |
| Lewiston, ID-WA | 2 | $ 250,000 | $ 125,000 | $ 29,000 |
| Lubbock, TX | 2 | $ 380,000 | $ 190,000 | $ 46,000 |
| Morristown, TN | 2 | $ 270,000 | $ 135,000 | $ 25,000 |
| Oakland-Hayward-Berkeley, CA | 2 | $ 870,000 | $ 435,000 | $ 51,000 |
| Parkersburg-Vienna, WV | 2 | $ 170,000 | $ 85,000 | $ 48,000 |
| Peoria, IL | 2 | $ 250,000 | $ 125,000 | $ 35,000 |
| Pine Bluff, AR | 2 | $ 290,000 | $ 145,000 | $ 27,000 |
| Reading, PA | 2 | $ 300,000 | $ 150,000 | $ 59,000 |
| Salinas, CA | 2 | $ 1,190,000 | $ 595,000 | $ 8,000 |
| San Angelo, TX | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Santa Maria-Santa Barbara, CA | 2 | $ 1,050,000 | $ 525,000 | $ 94,000 |
| Spokane-Spokane Valley, WA | 2 | $ 570,000 | $ 285,000 | $ 40,000 |
| Staunton-Waynesboro, VA | 2 | $ 600,000 | $ 300,000 | $ 81,000 |
| Stockton-Lodi, CA | 2 | $ 610,000 | $ 305,000 | $ 54,000 |
| Sumter, SC | 2 | $ 260,000 | $ 130,000 | $ 48,000 |
| Texarkana, TX-AR | 2 | $ 500,000 | $ 250,000 | $ 29,000 |
| Tyler, TX | 2 | $ 330,000 | $ 165,000 | $ 105,000 |
| Yakima, WA | 2 | $ 560,000 | $ 280,000 | $ 24,000 |
| Battle Creek, MI | 1 | $ 195,000 | $ 195,000 | $ 43,000 |
| Bellingham, WA | 1 | $ 455,000 | $ 455,000 | $ 70,000 |
| Bloomington, IL | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Bloomsburg-Berwick, PA | 1 | $ 25,000 | $ 25,000 | $ 17,000 |
| Brownsville-Harlingen, TX | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Charleston, WV | 1 | $ 75,000 | $ 75,000 | $ 94,000 |
| Dalton, GA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Decatur, AL | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Eugene, OR | 1 | $ 215,000 | $ 215,000 | $ 58,000 |
| Farmington, NM | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Fresno, CA | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Hammond, LA | 1 | $ 315,000 | $ 315,000 | $ 73,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Idaho Falls, ID | 1 | $ 295,000 | $ 295,000 | $ 118,000 |
| Jackson, MI | 1 | $ 165,000 | $ 165,000 | $ 36,000 |
| Janesville-Beloit, WI | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Kennewick-Richland, WA | 1 | $ 405,000 | $ 405,000 | $ 161,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Kokomo, IN | 1 | $ 305,000 | $ 305,000 | $ 98,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Lake Charles, LA | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Laredo, TX | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Lima, OH | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Logan, UT-ID | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Longview, TX | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Longview, WA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Louisville/Jefferson County, KY-IN | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| Lynchburg, VA | 1 | $ 285,000 | $ 285,000 | $ 54,000 |
| Merced, CA | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Michigan City-La Porte, IN | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
| Monroe, LA | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 615,000 | $ 615,000 | $ 127,000 |
| Muncie, IN | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Muskegon, MI | 1 | $ 255,000 | $ 255,000 | $ 48,000 |
| Ocean City, NJ | 1 | $ 335,000 | $ 335,000 | $ 97,000 |
| Roanoke, VA | 1 | $ 245,000 | $ 245,000 | $ 117,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 825,000 | $ 825,000 | $ 185,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 195,000 | $ 195,000 | $ 118,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 415,000 | $ 415,000 | $ 177,000 |
| Sheboygan, WI | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Springfield, IL | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| State College, PA | 1 | $ 155,000 | $ 155,000 | $ 22,000 |
| Trenton, NJ | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Twin Falls, ID | 1 | $ 265,000 | $ 265,000 | $ 62,000 |
| Visalia-Porterville, CA | 1 | $ 375,000 | $ 375,000 | $ 71,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Winchester, VA-WV | 1 | $ 265,000 | $ 265,000 | $ 74,000 |
Mortgage Loan Application Detail Totals for Mid-Continent Funding, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 1,246 | $280,150,000 | $224,000 | $1,035,000 | $85,000 | $404,000 |
| Home Purchase | 1,237 | $296,325,000 | $239,000 | $995,000 | $73,000 | $577,000 |
| Refinancing | 1,006 | $243,820,000 | $242,000 | $915,000 | $30,000 | $688,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,157 | $493,965,000 | $229,000 | $1,035,000 | $65,000 | $688,000 |
| Not Provided | 659 | $161,755,000 | $245,000 | $995,000 | $60,000 | $327,000 |
| Black or African American | 408 | $95,690,000 | $234,000 | $785,000 | $68,000 | $338,000 |
| Hispanic | 191 | $46,565,000 | $243,000 | $905,000 | $70,000 | $461,000 |
| Asian | 43 | $14,045,000 | $326,000 | $725,000 | $63,000 | $171,000 |
| American Indian or Alaskan Native | 26 | $6,830,000 | $262,000 | $515,000 | $96,000 | $288,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,445,000 | $289,000 | $435,000 | $52,000 | $85,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 2,771 | $675,745,000 | $243,000 | $1,035,000 | $60,000 | $400,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 536 | $116,060,000 | $216,000 | $685,000 | $98,000 | $688,000 |
| FHA-insured (Federal Housing Administration) | 182 | $28,490,000 | $156,000 | $435,000 | $44,000 | $175,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,995 | $481,335,000 | $241,000 | $995,000 | $64,000 | $482,000 |
| Application Denied By Financial Institution | 588 | $135,210,000 | $229,000 | $1,035,000 | $73,000 | $577,000 |
| Application Withdrawn By Applicant | 509 | $116,995,000 | $229,000 | $835,000 | $66,000 | $533,000 |
| File Closed For Incompleteness | 268 | $56,120,000 | $209,000 | $905,000 | $56,000 | $688,000 |
| Application Approved But Not Accepted | 129 | $30,635,000 | $237,000 | $875,000 | $66,000 | $234,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,901 | $685,085,000 | $236,000 | $995,000 | $63,000 | $688,000 |
| Credit Application Incomplete | 229 | $53,885,000 | $235,000 | $1,035,000 | $70,000 | $339,000 |
| Other | 118 | $26,020,000 | $220,000 | $955,000 | $81,000 | $310,000 |
| Collateral | 80 | $18,220,000 | $227,000 | $665,000 | $81,000 | $577,000 |
| Debt-To-Income Ratio | 76 | $16,550,000 | $217,000 | $495,000 | $52,000 | $155,000 |
| Credit History | 38 | $8,070,000 | $212,000 | $455,000 | $69,000 | $156,000 |
| Unverifiable Information | 23 | $5,035,000 | $218,000 | $415,000 | $89,000 | $392,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $4,925,000 | $289,000 | $525,000 | $91,000 | $292,000 |
| Mortgage Insurance Denied | 6 | $2,320,000 | $386,000 | $825,000 | $113,000 | $350,000 |
| Employment History | 1 | $185,000 | $185,000 | $185,000 | $25,000 | $25,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mid-Continent Funding, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mid-Continent Funding, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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