Mid-Continent Funding, Inc. Mortgage Lending & HMDA Data, 2018
In 2018, Mid-Continent Funding, Inc. of Columbia, MO reported 2,841 mortgage applications totaling $386.9 million, down 8% from 2017. The average application was for $136,189, and applicants reported an average income of $35,585. 24% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (150), Dallas-Plano-Irving, TX (121) and Atlanta-Sandy Springs-Roswell, GA (89) (applications in parentheses).
| Mortgage Company & Address | Mid-Continent Funding, Inc. 3401 W Broadway Business Park Ct Ste 213 Columbia, MO 65203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 2,841 |
| Total Mortgage Loan Application Amount | $386,915,000 |
| Average Mortgage Loan Application Amount | $136,189 |
| Highest Mortgage Loan Application Amount | $1,545,000 |
| Average Applicant Income | $35,585 |
| Highest Applicant Income | $913,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mid-Continent Funding, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 357 | $ 33,905,000 | $ 94,971 | $ 29,571 |
| Houston-The Woodlands-Sugar Land, TX | 150 | $ 17,050,000 | $ 113,666 | $ 42,000 |
| Dallas-Plano-Irving, TX | 121 | $ 13,095,000 | $ 108,223 | $ 39,000 |
| Atlanta-Sandy Springs-Roswell, GA | 89 | $ 10,285,000 | $ 115,561 | $ 33,000 |
| Fort Worth-Arlington, TX | 75 | $ 8,885,000 | $ 118,466 | $ 39,000 |
| Phoenix-Mesa-Scottsdale, AZ | 75 | $ 12,975,000 | $ 173,000 | $ 39,000 |
| Tampa-St. Petersburg-Clearwater, FL | 67 | $ 7,775,000 | $ 116,044 | $ 32,000 |
| Orlando-Kissimmee-Sanford, FL | 50 | $ 6,990,000 | $ 139,800 | $ 38,000 |
| San Antonio-New Braunfels, TX | 48 | $ 5,380,000 | $ 112,083 | $ 35,000 |
| Charlotte-Concord-Gastonia, NC-SC | 46 | $ 5,760,000 | $ 125,217 | $ 31,826 |
| Miami-Miami Beach-Kendall, FL | 46 | $ 10,600,000 | $ 230,434 | $ 35,000 |
| Jacksonville, FL | 42 | $ 4,530,000 | $ 107,857 | $ 32,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 37 | $ 6,025,000 | $ 162,837 | $ 34,000 |
| Los Angeles-Long Beach-Glendale, CA | 36 | $ 12,500,000 | $ 347,222 | $ 45,000 |
| Riverside-San Bernardino-Ontario, CA | 34 | $ 7,050,000 | $ 207,352 | $ 45,000 |
| St. Louis, MO-IL | 33 | $ 3,085,000 | $ 93,484 | $ 31,727 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 33 | $ 6,635,000 | $ 201,060 | $ 40,000 |
| Philadelphia, PA | 32 | $ 3,240,000 | $ 101,250 | $ 26,000 |
| Pittsburgh, PA | 32 | $ 2,080,000 | $ 65,000 | $ 29,000 |
| Austin-Round Rock, TX | 31 | $ 5,675,000 | $ 183,064 | $ 37,000 |
| New York-Jersey City-White Plains, NY-NJ | 31 | $ 5,885,000 | $ 189,838 | $ 37,000 |
| North Port-Sarasota-Bradenton, FL | 30 | $ 5,760,000 | $ 192,000 | $ 49,000 |
| Chicago-Naperville-Arlington Heights, IL | 29 | $ 4,645,000 | $ 160,172 | $ 61,000 |
| Seattle-Bellevue-Everett, WA | 27 | $ 8,185,000 | $ 303,148 | $ 57,000 |
| Denver-Aurora-Lakewood, CO | 26 | $ 4,650,000 | $ 178,846 | $ 37,000 |
| Cape Coral-Fort Myers, FL | 25 | $ 3,775,000 | $ 151,000 | $ 42,000 |
| Oakland-Hayward-Berkeley, CA | 24 | $ 7,060,000 | $ 294,166 | $ 47,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 23 | $ 5,115,000 | $ 222,391 | $ 46,695 |
| Birmingham-Hoover, AL | 22 | $ 2,030,000 | $ 92,272 | $ 30,000 |
| Ocala, FL | 21 | $ 1,565,000 | $ 74,523 | $ 26,000 |
| Kansas City, MO-KS | 19 | $ 1,445,000 | $ 76,052 | $ 22,947 |
| Camden, NJ | 18 | $ 1,960,000 | $ 108,888 | $ 33,000 |
| Raleigh, NC | 18 | $ 2,390,000 | $ 132,777 | $ 33,000 |
| Greenville-Anderson-Mauldin, SC | 17 | $ 1,945,000 | $ 114,411 | $ 30,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 17 | $ 2,255,000 | $ 132,647 | $ 36,588 |
| Cambridge-Newton-Framingham, MA | 16 | $ 4,460,000 | $ 278,750 | $ 50,000 |
| New Orleans-Metairie, LA | 16 | $ 1,460,000 | $ 91,250 | $ 26,000 |
| San Diego-Carlsbad, CA | 16 | $ 5,250,000 | $ 328,125 | $ 36,000 |
| Beaumont-Port Arthur, TX | 15 | $ 1,175,000 | $ 78,333 | $ 24,000 |
| Greensboro-High Point, NC | 15 | $ 1,275,000 | $ 85,000 | $ 33,000 |
| Port St. Lucie, FL | 15 | $ 2,005,000 | $ 133,666 | $ 21,000 |
| Corpus Christi, TX | 14 | $ 1,210,000 | $ 86,428 | $ 33,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 14 | $ 2,020,000 | $ 144,285 | $ 49,000 |
| Lakeland-Winter Haven, FL | 14 | $ 1,200,000 | $ 85,714 | $ 32,000 |
| Memphis, TN-MS-AR | 14 | $ 2,390,000 | $ 170,714 | $ 46,071 |
| Newark, NJ-PA | 14 | $ 3,220,000 | $ 230,000 | $ 40,500 |
| Palm Bay-Melbourne-Titusville, FL | 14 | $ 1,730,000 | $ 123,571 | $ 33,000 |
| Richmond, VA | 14 | $ 1,450,000 | $ 103,571 | $ 62,000 |
| Tucson, AZ | 14 | $ 1,850,000 | $ 132,142 | $ 36,000 |
| Baton Rouge, LA | 13 | $ 1,585,000 | $ 121,923 | $ 29,000 |
| Charleston-North Charleston, SC | 12 | $ 1,300,000 | $ 108,333 | $ 34,000 |
| McAllen-Edinburg-Mission, TX | 12 | $ 710,000 | $ 59,166 | $ 26,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 12 | $ 1,810,000 | $ 150,833 | $ 32,000 |
| Salt Lake City, UT | 12 | $ 2,310,000 | $ 192,500 | $ 32,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 12 | $ 850,000 | $ 70,833 | $ 20,000 |
| Augusta-Richmond County, GA-SC | 11 | $ 705,000 | $ 64,090 | $ 40,272 |
| Fayetteville, NC | 11 | $ 1,085,000 | $ 98,636 | $ 39,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 11 | $ 2,365,000 | $ 215,000 | $ 26,000 |
| Asheville, NC | 10 | $ 1,420,000 | $ 142,000 | $ 22,000 |
| Boston, MA | 10 | $ 2,690,000 | $ 269,000 | $ 44,000 |
| Columbia, SC | 10 | $ 1,130,000 | $ 113,000 | $ 35,000 |
| Indianapolis-Carmel-Anderson, IN | 10 | $ 880,000 | $ 88,000 | $ 33,000 |
| Naples-Immokalee-Marco Island, FL | 10 | $ 2,780,000 | $ 278,000 | $ 37,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 10 | $ 1,490,000 | $ 149,000 | $ 38,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 9 | $ 1,415,000 | $ 157,222 | $ 37,000 |
| Baltimore-Columbia-Towson, MD | 9 | $ 1,535,000 | $ 170,555 | $ 28,000 |
| Columbus, GA-AL | 9 | $ 1,075,000 | $ 119,444 | $ 31,000 |
| Lafayette, LA | 9 | $ 825,000 | $ 91,666 | $ 18,000 |
| Lake Havasu City-Kingman, AZ | 9 | $ 1,245,000 | $ 138,333 | $ 40,000 |
| Montgomery County-Bucks County-Chester County, PA | 9 | $ 1,295,000 | $ 143,888 | $ 41,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 9 | $ 1,055,000 | $ 117,222 | $ 45,000 |
| Punta Gorda, FL | 9 | $ 1,585,000 | $ 176,111 | $ 31,000 |
| Spokane-Spokane Valley, WA | 9 | $ 885,000 | $ 98,333 | $ 24,000 |
| Wichita Falls, TX | 9 | $ 625,000 | $ 69,444 | $ 22,000 |
| Amarillo, TX | 8 | $ 550,000 | $ 68,750 | $ 44,000 |
| Boise City, ID | 8 | $ 1,300,000 | $ 162,500 | $ 32,000 |
| Hickory-Lenoir-Morganton, NC | 8 | $ 580,000 | $ 72,500 | $ 24,000 |
| Longview, TX | 8 | $ 800,000 | $ 100,000 | $ 42,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 8 | $ 2,690,000 | $ 336,250 | $ 38,000 |
| Tacoma-Lakewood, WA | 8 | $ 1,050,000 | $ 131,250 | $ 31,000 |
| Tallahassee, FL | 8 | $ 790,000 | $ 98,750 | $ 36,000 |
| Warren-Troy-Farmington Hills, MI | 8 | $ 1,390,000 | $ 173,750 | $ 51,000 |
| Wilmington, NC | 8 | $ 950,000 | $ 118,750 | $ 36,000 |
| Daphne-Fairhope-Foley, AL | 7 | $ 1,065,000 | $ 152,142 | $ 46,000 |
| Durham-Chapel Hill, NC | 7 | $ 895,000 | $ 127,857 | $ 28,000 |
| Laredo, TX | 7 | $ 695,000 | $ 99,285 | $ 68,000 |
| Savannah, GA | 7 | $ 885,000 | $ 126,428 | $ 25,000 |
| Sherman-Denison, TX | 7 | $ 455,000 | $ 65,000 | $ 31,000 |
| Stockton-Lodi, CA | 7 | $ 1,475,000 | $ 210,714 | $ 35,000 |
| Anaheim-Santa Ana-Irvine, CA | 6 | $ 2,070,000 | $ 345,000 | $ 49,000 |
| Barnstable Town, MA | 6 | $ 1,530,000 | $ 255,000 | $ 23,000 |
| Brownsville-Harlingen, TX | 6 | $ 620,000 | $ 103,333 | $ 47,000 |
| Columbus, OH | 6 | $ 420,000 | $ 70,000 | $ 33,000 |
| Dothan, AL | 6 | $ 360,000 | $ 60,000 | $ 37,000 |
| Harrisburg-Carlisle, PA | 6 | $ 410,000 | $ 68,333 | $ 24,000 |
| Homosassa Springs, FL | 6 | $ 780,000 | $ 130,000 | $ 43,000 |
| Houma-Thibodaux, LA | 6 | $ 660,000 | $ 110,000 | $ 46,000 |
| Macon-Bibb County, GA | 6 | $ 310,000 | $ 51,666 | $ 27,000 |
| Montgomery, AL | 6 | $ 280,000 | $ 46,666 | $ 34,000 |
| Panama City, FL | 6 | $ 930,000 | $ 155,000 | $ 53,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 6 | $ 1,050,000 | $ 175,000 | $ 25,666 |
| Prescott, AZ | 6 | $ 750,000 | $ 125,000 | $ 49,000 |
| San Angelo, TX | 6 | $ 580,000 | $ 96,666 | $ 28,000 |
| The Villages, FL | 6 | $ 650,000 | $ 108,333 | $ 34,000 |
| Waco, TX | 6 | $ 450,000 | $ 75,000 | $ 29,000 |
| Winston-Salem, NC | 6 | $ 360,000 | $ 60,000 | $ 23,000 |
| Worcester, MA-CT | 6 | $ 980,000 | $ 163,333 | $ 34,000 |
| Burlington, NC | 5 | $ 345,000 | $ 69,000 | $ 34,000 |
| Chattanooga, TN-GA | 5 | $ 225,000 | $ 45,000 | $ 14,600 |
| Colorado Springs, CO | 5 | $ 825,000 | $ 165,000 | $ 29,000 |
| Kennewick-Richland, WA | 5 | $ 725,000 | $ 145,000 | $ 24,000 |
| Knoxville, TN | 5 | $ 415,000 | $ 83,000 | $ 20,000 |
| Little Rock-North Little Rock-Conway, AR | 5 | $ 355,000 | $ 71,000 | $ 37,000 |
| Lubbock, TX | 5 | $ 205,000 | $ 41,000 | $ 19,000 |
| Pensacola-Ferry Pass-Brent, FL | 5 | $ 415,000 | $ 83,000 | $ 31,000 |
| San Francisco-Redwood City-South San Francisco, CA | 5 | $ 1,885,000 | $ 377,000 | $ 39,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 5 | $ 2,585,000 | $ 517,000 | $ 54,000 |
| Sebring, FL | 5 | $ 315,000 | $ 63,000 | $ 29,000 |
| Springfield, MO | 5 | $ 365,000 | $ 73,000 | $ 22,000 |
| Tyler, TX | 5 | $ 795,000 | $ 159,000 | $ 52,000 |
| Albany, GA | 4 | $ 160,000 | $ 40,000 | $ 21,000 |
| Bakersfield, CA | 4 | $ 440,000 | $ 110,000 | $ 54,000 |
| Bremerton-Silverdale, WA | 4 | $ 730,000 | $ 182,500 | $ 29,000 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 490,000 | $ 122,500 | $ 38,000 |
| Decatur, IL | 4 | $ 150,000 | $ 37,500 | $ 31,000 |
| East Stroudsburg, PA | 4 | $ 300,000 | $ 75,000 | $ 34,000 |
| Flint, MI | 4 | $ 350,000 | $ 87,500 | $ 33,000 |
| Gainesville, GA | 4 | $ 400,000 | $ 100,000 | $ 22,000 |
| Joplin, MO | 4 | $ 260,000 | $ 65,000 | $ 18,000 |
| Killeen-Temple, TX | 4 | $ 230,000 | $ 57,500 | $ 33,000 |
| Lake County-Kenosha County, IL-WI | 4 | $ 430,000 | $ 107,500 | $ 21,000 |
| Mobile, AL | 4 | $ 350,000 | $ 87,500 | $ 38,000 |
| Santa Maria-Santa Barbara, CA | 4 | $ 2,940,000 | $ 735,000 | $ 89,000 |
| Silver Spring-Frederick-Rockville, MD | 4 | $ 970,000 | $ 242,500 | $ 32,000 |
| Trenton, NJ | 4 | $ 380,000 | $ 95,000 | $ 55,000 |
| Warner Robins, GA | 4 | $ 520,000 | $ 130,000 | $ 25,000 |
| Williamsport, PA | 4 | $ 290,000 | $ 72,500 | $ 51,000 |
| York-Hanover, PA | 4 | $ 380,000 | $ 95,000 | $ 45,000 |
| Bend-Redmond, OR | 3 | $ 535,000 | $ 178,333 | $ 15,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 145,000 | $ 48,333 | $ 17,000 |
| Columbia, MO | 3 | $ 405,000 | $ 135,000 | $ 74,000 |
| El Paso, TX | 3 | $ 145,000 | $ 48,333 | $ 27,000 |
| Florence, SC | 3 | $ 165,000 | $ 55,000 | $ 15,000 |
| Gainesville, FL | 3 | $ 245,000 | $ 81,666 | $ 26,000 |
| Goldsboro, NC | 3 | $ 235,000 | $ 78,333 | $ 14,000 |
| Hammond, LA | 3 | $ 215,000 | $ 71,666 | $ 29,000 |
| Huntsville, AL | 3 | $ 245,000 | $ 81,666 | $ 26,000 |
| Jacksonville, NC | 3 | $ 255,000 | $ 85,000 | $ 10,000 |
| Lancaster, PA | 3 | $ 415,000 | $ 138,333 | $ 28,000 |
| Lynchburg, VA | 3 | $ 315,000 | $ 105,000 | $ 46,000 |
| Ogden-Clearfield, UT | 3 | $ 315,000 | $ 105,000 | $ 55,000 |
| Providence-Warwick, RI-MA | 3 | $ 435,000 | $ 145,000 | $ 52,000 |
| Santa Rosa, CA | 3 | $ 1,205,000 | $ 401,666 | $ 22,000 |
| Sebastian-Vero Beach, FL | 3 | $ 425,000 | $ 141,666 | $ 23,000 |
| Shreveport-Bossier City, LA | 3 | $ 355,000 | $ 118,333 | $ 10,000 |
| Sierra Vista-Douglas, AZ | 3 | $ 235,000 | $ 78,333 | $ 33,000 |
| Spartanburg, SC | 3 | $ 185,000 | $ 61,666 | $ 30,000 |
| Vallejo-Fairfield, CA | 3 | $ 805,000 | $ 268,333 | $ 30,000 |
| Visalia-Porterville, CA | 3 | $ 625,000 | $ 208,333 | $ 37,000 |
| Winchester, VA-WV | 3 | $ 375,000 | $ 125,000 | $ 25,000 |
| Yuma, AZ | 3 | $ 485,000 | $ 161,666 | $ 28,000 |
| Akron, OH | 2 | $ 300,000 | $ 150,000 | $ 20,000 |
| Altoona, PA | 2 | $ 50,000 | $ 25,000 | $ 18,000 |
| Athens-Clarke County, GA | 2 | $ 280,000 | $ 140,000 | $ 20,000 |
| Bloomington, IN | 2 | $ 110,000 | $ 55,000 | $ 22,000 |
| Bloomsburg-Berwick, PA | 2 | $ 240,000 | $ 120,000 | $ 40,000 |
| Cincinnati, OH-KY-IN | 2 | $ 150,000 | $ 75,000 | $ 30,000 |
| Cleveland-Elyria, OH | 2 | $ 290,000 | $ 145,000 | $ 24,000 |
| College Station-Bryan, TX | 2 | $ 190,000 | $ 95,000 | $ 26,000 |
| Decatur, AL | 2 | $ 80,000 | $ 40,000 | $ 49,000 |
| Detroit-Dearborn-Livonia, MI | 2 | $ 310,000 | $ 155,000 | $ 23,000 |
| Erie, PA | 2 | $ 70,000 | $ 35,000 | $ 11,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 390,000 | $ 195,000 | $ 35,000 |
| Fort Collins, CO | 2 | $ 420,000 | $ 210,000 | $ 39,000 |
| Fort Wayne, IN | 2 | $ 80,000 | $ 40,000 | $ 19,000 |
| Greenville, NC | 2 | $ 140,000 | $ 70,000 | $ 30,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 210,000 | $ 105,000 | $ 48,500 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 220,000 | $ 110,000 | $ 33,500 |
| Lake Charles, LA | 2 | $ 270,000 | $ 135,000 | $ 46,000 |
| Merced, CA | 2 | $ 570,000 | $ 285,000 | $ 49,000 |
| New Bern, NC | 2 | $ 180,000 | $ 90,000 | $ 25,000 |
| Ocean City, NJ | 2 | $ 510,000 | $ 255,000 | $ 20,000 |
| Olympia-Tumwater, WA | 2 | $ 190,000 | $ 95,000 | $ 29,000 |
| Peoria, IL | 2 | $ 130,000 | $ 65,000 | $ 51,000 |
| Reading, PA | 2 | $ 180,000 | $ 90,000 | $ 33,000 |
| San Rafael, CA | 2 | $ 1,770,000 | $ 885,000 | $ 89,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 940,000 | $ 470,000 | $ 16,000 |
| St. Joseph, MO-KS | 2 | $ 170,000 | $ 85,000 | $ 39,000 |
| Staunton-Waynesboro, VA | 2 | $ 250,000 | $ 125,000 | $ 24,000 |
| Texarkana, TX-AR | 2 | $ 120,000 | $ 60,000 | $ 10,500 |
| Valdosta, GA | 2 | $ 130,000 | $ 65,000 | $ 41,000 |
| Vineland-Bridgeton, NJ | 2 | $ 160,000 | $ 80,000 | $ 38,000 |
| Wheeling, WV-OH | 2 | $ 130,000 | $ 65,000 | $ 13,000 |
| Wichita, KS | 2 | $ 160,000 | $ 80,000 | $ 25,000 |
| Yakima, WA | 2 | $ 210,000 | $ 105,000 | $ 25,000 |
| Abilene, TX | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Alexandria, LA | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 95,000 | $ 95,000 | $ 19,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 85,000 | $ 85,000 | $ 16,000 |
| Auburn-Opelika, AL | 1 | $ 95,000 | $ 95,000 | $ 15,000 |
| Battle Creek, MI | 1 | $ 55,000 | $ 55,000 | $ 17,000 |
| Bellingham, WA | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Brunswick, GA | 1 | $ 85,000 | $ 85,000 | $ 27,000 |
| Cape Girardeau, MO-IL | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Carbondale-Marion, IL | 1 | $ 35,000 | $ 35,000 | $ 15,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 55,000 | $ 55,000 | $ 16,000 |
| Chico, CA | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Dalton, GA | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| Dayton, OH | 1 | $ 95,000 | $ 95,000 | $ 21,000 |
| El Centro, CA | 1 | $ 215,000 | $ 215,000 | $ 233,000 |
| Flagstaff, AZ | 1 | $ 165,000 | $ 165,000 | $ 21,000 |
| Fort Smith, AR-OK | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
| Fresno, CA | 1 | $ 155,000 | $ 155,000 | $ 22,000 |
| Gadsden, AL | 1 | $ 25,000 | $ 25,000 | $ 23,000 |
| Greeley, CO | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Harrisonburg, VA | 1 | $ 85,000 | $ 85,000 | $ 12,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 275,000 | $ 275,000 | $ 63,000 |
| Hinesville, GA | 1 | $ 85,000 | $ 85,000 | $ 9,000 |
| Hot Springs, AR | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
| Idaho Falls, ID | 1 | $ 45,000 | $ 45,000 | $ 51,000 |
| Jackson, TN | 1 | $ 35,000 | $ 35,000 | $ 16,000 |
| Jefferson City, MO | 1 | $ 25,000 | $ 25,000 | $ 12,000 |
| Kalamazoo-Portage, MI | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Lafayette-West Lafayette, IN | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Modesto, CA | 1 | $ 125,000 | $ 125,000 | $ 128,000 |
| Monroe, LA | 1 | $ 295,000 | $ 295,000 | $ 115,000 |
| Morristown, TN | 1 | $ 65,000 | $ 65,000 | $ 17,000 |
| Odessa, TX | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Pine Bluff, AR | 1 | $ 25,000 | $ 25,000 | $ 16,000 |
| Pittsfield, MA | 1 | $ 105,000 | $ 105,000 | $ 20,000 |
| Portland-South Portland, ME | 1 | $ 75,000 | $ 75,000 | $ 18,000 |
| Pueblo, CO | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Redding, CA | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Rockford, IL | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Rome, GA | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Salinas, CA | 1 | $ 225,000 | $ 225,000 | $ 36,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 315,000 | $ 315,000 | $ 67,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| Springfield, MA | 1 | $ 125,000 | $ 125,000 | $ 19,000 |
| St. George, UT | 1 | $ 195,000 | $ 195,000 | $ 22,000 |
| Sumter, SC | 1 | $ 145,000 | $ 145,000 | $ 13,000 |
| Toledo, OH | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Tuscaloosa, AL | 1 | $ 95,000 | $ 95,000 | $ 25,000 |
| Twin Falls, ID | 1 | $ 155,000 | $ 155,000 | $ 22,000 |
| Victoria, TX | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| Walla Walla, WA | 1 | $ 155,000 | $ 155,000 | $ 16,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
| Wenatchee, WA | 1 | $ 275,000 | $ 275,000 | $ 25,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 35,000 | $ 35,000 | $ 11,000 |
| Yuba City, CA | 1 | $ 205,000 | $ 205,000 | $ 25,000 |
Mortgage Loan Application Detail Totals for Mid-Continent Funding, Inc. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,610 | $343,410,000 | $131,000 | $1,545,000 | $34,000 | $913,000 |
| Cash-out Refinancing | 126 | $21,560,000 | $171,000 | $1,205,000 | $54,000 | $248,000 |
| Home Purchase | 55 | $10,145,000 | $184,000 | $515,000 | $65,000 | $187,000 |
| Other Purpose | 48 | $11,420,000 | $237,000 | $1,425,000 | $40,000 | $185,000 |
| Home Improvement | 2 | $380,000 | $190,000 | $225,000 | $29,000 | $36,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,765 | $251,665,000 | $142,000 | $1,545,000 | $36,000 | $470,000 |
| Not Provided | 517 | $67,825,000 | $131,000 | $1,005,000 | $34,000 | $187,000 |
| Black or African American | 371 | $37,795,000 | $101,000 | $475,000 | $33,000 | $166,000 |
| Hispanic | 155 | $22,835,000 | $147,000 | $875,000 | $40,000 | $913,000 |
| Asian | 15 | $4,115,000 | $274,000 | $1,495,000 | $37,000 | $144,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,125,000 | $160,000 | $305,000 | $24,000 | $54,000 |
| American Indian or Alaskan Native | 6 | $340,000 | $56,000 | $75,000 | $25,000 | $66,000 |
| Not applicable | 2 | $610,000 | $305,000 | $575,000 | $33,000 | $51,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,687 | $338,415,000 | $125,000 | $505,000 | $33,000 | $913,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 102 | $38,090,000 | $373,000 | $1,545,000 | $66,000 | $470,000 |
| VA-guaranteed (Veterans Administration) | 52 | $10,410,000 | $200,000 | $515,000 | $75,000 | $233,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| File Closed For Incompleteness | 1,047 | $131,545,000 | $125,000 | $1,545,000 | $33,000 | $336,000 |
| Application Withdrawn By Applicant | 763 | $107,705,000 | $141,000 | $1,495,000 | $39,000 | $913,000 |
| Loan Originated | 680 | $102,470,000 | $150,000 | $1,425,000 | $37,000 | $248,000 |
| Application Denied By Financial Institution | 190 | $24,370,000 | $128,000 | $655,000 | $31,000 | $162,000 |
| Application Approved But Not Accepted | 161 | $20,825,000 | $129,000 | $395,000 | $34,000 | $240,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,651 | $362,545,000 | $136,000 | $1,545,000 | $36,000 | $913,000 |
| Collateral | 69 | $8,935,000 | $129,000 | $655,000 | $32,000 | $162,000 |
| Debt-To-Income Ratio | 40 | $5,210,000 | $130,000 | $325,000 | $24,000 | $64,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 33 | $3,895,000 | $118,000 | $255,000 | $32,000 | $132,000 |
| Other | 20 | $2,790,000 | $139,000 | $545,000 | $29,000 | $68,000 |
| Credit History | 14 | $1,490,000 | $106,000 | $215,000 | $46,000 | $134,000 |
| Unverifiable Information | 10 | $1,580,000 | $158,000 | $385,000 | $29,000 | $50,000 |
| Mortgage Insurance Denied | 2 | $210,000 | $105,000 | $135,000 | $22,000 | $31,000 |
| Credit Application Incomplete | 2 | $260,000 | $130,000 | $175,000 | $65,000 | $71,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mid-Continent Funding, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mid-Continent Funding, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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