Midfirst Bank Mortgage Lending & HMDA Data, 2003

In 2003, Midfirst Bank of Oklahoma City, OK reported 93,477 mortgage applications totaling $6.3 billion. The average application was for $67,762, and applicants reported an average income of $42,595. 29% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Oklahoma City, OK (3,599), Dallas, TX (3,174) and Atlanta, GA (3,148) (applications in parentheses).

Mortgage Company & Address Midfirst Bank
501 Nw Grand Blvd.
Oklahoma City, OK 73118
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 93,477
Total Mortgage Loan Application Amount $6,334,254,000
Average Mortgage Loan Application Amount $67,762
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $42,595
Highest Applicant Income $4,800,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Midfirst Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Midfirst Bank by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 2,495 $ 133,680,000 $ 53,579 $ 64,000
Dallas, Texas 2,366 $ 136,594,000 $ 57,732 $ 62,000
Oklahoma, Oklahoma 2,008 $ 168,894,000 $ 84,110 $ 61,000
Cook, Illinois 1,714 $ 121,859,000 $ 71,096 $ 48,000
Tarrant, Texas 1,712 $ 95,674,000 $ 55,884 $ 55,000
Bexar, Texas 1,678 $ 82,905,000 $ 49,407 $ 54,000
Maricopa, Arizona 1,531 $ 100,345,000 $ 65,542 $ 57,000
Los Angeles, California 1,247 $ 125,832,000 $ 100,907 $ 64,000
Miami-Dade, Florida 1,201 $ 78,354,000 $ 65,240 $ 52,000
Shelby, Tennessee 1,153 $ 65,266,000 $ 56,605 $ 48,000
San Bernardino, California 1,037 $ 80,421,000 $ 77,551 $ 54,000
Tulsa, Oklahoma 869 $ 67,283,000 $ 77,425 $ 70,000
Duval, Florida 855 $ 49,238,000 $ 57,588 $ 55,000
Philadelphia, Pennsylvania 844 $ 42,728,000 $ 50,625 $ 46,000
Orange, Florida 830 $ 54,869,000 $ 66,107 $ 45,000
Clark, Nevada 820 $ 65,469,000 $ 79,840 $ 55,000
Prince George's, Maryland 813 $ 72,892,000 $ 89,658 $ 53,000
St. Louis, Missouri 789 $ 39,063,000 $ 49,509 $ 62,000
Broward, Florida 775 $ 54,004,000 $ 69,682 $ 55,000
DeKalb, Georgia 771 $ 60,198,000 $ 78,077 $ 56,000
Cleveland, Oklahoma 770 $ 59,854,000 $ 77,732 $ 52,000
El Paso, Texas 754 $ 37,140,000 $ 49,257 $ 55,000
Marion, Indiana 728 $ 54,422,000 $ 74,755 $ 52,000
Riverside, California 705 $ 57,369,000 $ 81,374 $ 109,000
Jefferson, Alabama 681 $ 34,640,000 $ 50,866 $ 49,000
Hillsborough, Florida 674 $ 40,968,000 $ 60,783 $ 49,000
Baltimore City, Maryland 592 $ 30,934,000 $ 52,253 $ 50,000
Pinellas, Florida 584 $ 33,847,000 $ 57,957 $ 48,000
Wayne, Michigan 547 $ 29,042,000 $ 53,093 $ 39,000
Canadian, Oklahoma 539 $ 38,257,000 $ 70,977 $ 51,000
Suffolk, New York 530 $ 59,935,000 $ 113,084 $ 67,000
Monroe, New York 527 $ 32,079,000 $ 60,870 $ 47,000
Travis, Texas 506 $ 33,580,000 $ 66,363 $ 64,000
Fulton, Georgia 479 $ 30,564,000 $ 63,807 $ 41,000
Kern, California 460 $ 31,320,000 $ 68,086 $ 49,000
Erie, New York 457 $ 25,693,000 $ 56,221 $ 51,000
Cuyahoga, Ohio 445 $ 26,707,000 $ 60,015 $ 54,000
Baltimore, Maryland 432 $ 34,435,000 $ 79,710 $ 66,000
Palm Beach, Florida 429 $ 26,542,000 $ 61,869 $ 58,000
Queens, New York 424 $ 63,142,000 $ 148,919 $ 54,000
Pulaski, Arkansas 402 $ 17,285,000 $ 42,997 $ 43,000
Fort Bend, Texas 399 $ 23,933,000 $ 59,982 $ 64,000
Onondaga, New York 398 $ 23,122,000 $ 58,095 $ 50,000
Gwinnett, Georgia 396 $ 36,685,000 $ 92,638 $ 51,000
Brevard, Florida 395 $ 22,873,000 $ 57,906 $ 39,000
Cobb, Georgia 383 $ 32,103,000 $ 83,819 $ 66,000
Virginia Beach, Virginia 383 $ 26,364,000 $ 68,835 $ 69,000
Pima, Arizona 375 $ 22,575,000 $ 60,200 $ 57,000
Polk, Florida 370 $ 22,102,000 $ 59,735 $ 56,000
Nueces, Texas 370 $ 18,571,000 $ 50,191 $ 55,000
Fresno, California 366 $ 26,168,000 $ 71,497 $ 50,000
Clayton, Georgia 366 $ 27,171,000 $ 74,237 $ 47,000
Camden, New Jersey 365 $ 24,864,000 $ 68,120 $ 57,000
Mecklenburg, North Carolina 365 $ 26,337,000 $ 72,156 $ 48,000
Montgomery, Alabama 357 $ 17,062,000 $ 47,792 $ 45,000
Kings, New York 350 $ 56,311,000 $ 160,888 $ 53,000
Lubbock, Texas 347 $ 17,005,000 $ 49,005 $ 69,000
Allegheny, Pennsylvania 316 $ 16,047,000 $ 50,781 $ 48,000
Bell, Texas 313 $ 19,059,000 $ 60,891 $ 62,000
Denton, Texas 311 $ 22,101,000 $ 71,064 $ 61,000
Jackson, Missouri 300 $ 15,880,000 $ 52,933 $ 49,000
Seminole, Florida 296 $ 21,015,000 $ 70,996 $ 49,000
Orleans, Louisiana 294 $ 16,033,000 $ 54,534 $ 40,000
District of Columbia, District Of Columbia 293 $ 22,383,000 $ 76,392 $ 50,000
Fairfax, Virginia 289 $ 25,990,000 $ 89,930 $ 75,000
Volusia, Florida 286 $ 17,072,000 $ 59,692 $ 42,000
Collin, Texas 285 $ 21,053,000 $ 73,870 $ 57,000
Hennepin, Minnesota 279 $ 19,379,000 $ 69,458 $ 46,000
Franklin, Ohio 277 $ 18,714,000 $ 67,559 $ 62,000
St. Louis City, Missouri 271 $ 12,128,000 $ 44,752 $ 41,000
Lake, Indiana 269 $ 14,799,000 $ 55,014 $ 50,000
Burlington, New Jersey 261 $ 20,440,000 $ 78,314 $ 56,000
Sedgwick, Kansas 259 $ 14,234,000 $ 54,957 $ 44,000
Montgomery, Maryland 257 $ 22,148,000 $ 86,178 $ 64,000
Cumberland, North Carolina 255 $ 15,843,000 $ 62,129 $ 54,000
San Diego, California 253 $ 26,134,000 $ 103,296 $ 70,000
Jefferson, Louisiana 251 $ 15,209,000 $ 60,593 $ 45,000
East Baton Rouge, Louisiana 245 $ 14,737,000 $ 60,151 $ 53,000
Williamson, Texas 244 $ 18,951,000 $ 77,668 $ 47,000
Prince William, Virginia 243 $ 23,017,000 $ 94,720 $ 70,000
Essex, New Jersey 239 $ 24,663,000 $ 103,192 $ 48,000
Sacramento, California 231 $ 19,236,000 $ 83,272 $ 55,000
Wake, North Carolina 227 $ 20,695,000 $ 91,167 $ 58,000
Madison, Alabama 218 $ 12,237,000 $ 56,133 $ 60,000
Mobile, Alabama 216 $ 10,386,000 $ 48,083 $ 39,000
Chesterfield, Virginia 213 $ 15,599,000 $ 73,234 $ 48,000
Delaware, Pennsylvania 212 $ 12,301,000 $ 58,023 $ 49,000
Davidson, Tennessee 207 $ 12,693,000 $ 61,318 $ 79,000
Guilford, North Carolina 206 $ 14,597,000 $ 70,859 $ 51,000
Caddo, Louisiana 204 $ 9,118,000 $ 44,696 $ 59,000
Milwaukee, Wisconsin 204 $ 11,099,000 $ 54,406 $ 51,000
Nassau, New York 203 $ 25,611,000 $ 126,162 $ 65,000
Escambia, Florida 202 $ 10,110,000 $ 50,049 $ 60,000
Lee, Florida 201 $ 13,925,000 $ 69,278 $ 46,000
Sarasota, Florida 200 $ 14,205,000 $ 71,025 $ 48,000
Honolulu, Hawaii 200 $ 23,049,000 $ 115,245 $ 59,000
Pasco, Florida 198 $ 11,214,000 $ 56,636 $ 41,000
Jackson, Oklahoma 196 $ 11,242,000 $ 57,357 $ 44,000
Henrico, Virginia 193 $ 13,781,000 $ 71,404 $ 48,000
Okaloosa, Florida 192 $ 11,495,000 $ 59,869 $ 52,000
Muscogee, Georgia 191 $ 9,965,000 $ 52,172 $ 46,000
Will, Illinois 190 $ 17,040,000 $ 89,684 $ 54,000
Anne Arundel, Maryland 189 $ 17,212,000 $ 91,068 $ 64,000
Gloucester, New Jersey 188 $ 14,455,000 $ 76,888 $ 77,000
Richland, South Carolina 188 $ 10,847,000 $ 57,696 $ 56,000
Bernalillo, New Mexico 186 $ 12,946,000 $ 69,602 $ 43,000
Richmond, Georgia 185 $ 9,701,000 $ 52,437 $ 43,000
Galveston, Texas 183 $ 9,791,000 $ 53,502 $ 64,000
Atlantic, New Jersey 173 $ 12,487,000 $ 72,179 $ 55,000
Salt Lake, Utah 172 $ 15,045,000 $ 87,470 $ 48,000
El Paso, Colorado 171 $ 13,958,000 $ 81,625 $ 80,000
Hartford, Connecticut 165 $ 14,920,000 $ 90,424 $ 56,000
Denver, Colorado 164 $ 12,904,000 $ 78,682 $ 46,000
Taylor, Texas 164 $ 7,464,000 $ 45,512 $ 50,000
Chatham, Georgia 159 $ 9,063,000 $ 57,000 $ 49,000
New Haven, Connecticut 158 $ 13,588,000 $ 86,000 $ 51,000
Norfolk, Virginia 157 $ 9,246,000 $ 58,891 $ 71,000
Pottawatomie, Oklahoma 155 $ 9,721,000 $ 62,716 $ 42,000
Woodward, Oklahoma 155 $ 9,579,000 $ 61,800 $ 52,000
Montgomery, Pennsylvania 155 $ 12,880,000 $ 83,096 $ 62,000
Douglas, Nebraska 154 $ 10,944,000 $ 71,064 $ 66,000
Montgomery, Ohio 153 $ 9,160,000 $ 59,869 $ 49,000
Brazoria, Texas 153 $ 8,352,000 $ 54,588 $ 66,000
Clay, Florida 152 $ 10,833,000 $ 71,269 $ 57,000
New Castle, Delaware 149 $ 11,996,000 $ 80,510 $ 53,000
Richmond City, Virginia 148 $ 7,983,000 $ 53,939 $ 43,000
Hampton, Virginia 147 $ 9,234,000 $ 62,816 $ 48,000
Arapahoe, Colorado 146 $ 12,325,000 $ 84,417 $ 69,000
McLennan, Texas 145 $ 9,123,000 $ 62,917 $ 49,000
Tulare, California 144 $ 10,489,000 $ 72,840 $ 74,000
Grady, Oklahoma 144 $ 9,691,000 $ 67,298 $ 54,000
Knox, Tennessee 144 $ 9,065,000 $ 62,951 $ 53,000
Gregg, Texas 144 $ 6,651,000 $ 46,187 $ 45,000
Orange, California 143 $ 13,781,000 $ 96,370 $ 67,000
Union, New Jersey 142 $ 16,224,000 $ 114,253 $ 53,000
Hamilton, Ohio 141 $ 9,499,000 $ 67,368 $ 47,000
Summit, Ohio 141 $ 8,729,000 $ 61,907 $ 39,000
Leon, Florida 139 $ 9,137,000 $ 65,733 $ 54,000
Middlesex, New Jersey 139 $ 15,399,000 $ 110,784 $ 53,000
Hamilton, Tennessee 138 $ 7,337,000 $ 53,166 $ 45,000
Newport News, Virginia 138 $ 8,507,000 $ 61,644 $ 74,000
Chesapeake, Virginia 136 $ 9,475,000 $ 69,669 $ 53,000
St. Lucie, Florida 134 $ 7,724,000 $ 57,641 $ 51,000
Lake, Illinois 134 $ 11,869,000 $ 88,574 $ 60,000
Jefferson, Kentucky 133 $ 8,646,000 $ 65,007 $ 41,000
Manatee, Florida 132 $ 10,197,000 $ 77,250 $ 47,000
Ocean, New Jersey 132 $ 11,650,000 $ 88,257 $ 61,000
Midland, Texas 132 $ 6,610,000 $ 50,075 $ 52,000
Osceola, Florida 131 $ 9,847,000 $ 75,167 $ 44,000
Ector, Texas 130 $ 5,918,000 $ 45,523 $ 50,000
Henry, Georgia 128 $ 10,864,000 $ 84,875 $ 55,000
Marion, Florida 127 $ 7,062,000 $ 55,606 $ 52,000
Niagara, New York 127 $ 7,367,000 $ 58,007 $ 50,000
Texas, Oklahoma 125 $ 8,254,000 $ 66,032 $ 50,000
King, Washington 124 $ 10,489,000 $ 84,588 $ 65,000
Montgomery, Texas 123 $ 8,527,000 $ 69,325 $ 52,000
Adams, Colorado 122 $ 10,380,000 $ 85,081 $ 40,000
Caddo, Oklahoma 120 $ 6,103,000 $ 50,858 $ 44,000
Allen, Indiana 119 $ 6,318,000 $ 53,092 $ 46,000
Bronx, New York 119 $ 19,997,000 $ 168,042 $ 65,000
Ramsey, Minnesota 118 $ 8,098,000 $ 68,627 $ 53,000
Alachua, Florida 117 $ 6,409,000 $ 54,777 $ 45,000
Durham, North Carolina 117 $ 8,569,000 $ 73,239 $ 50,000
Comanche, Oklahoma 117 $ 6,531,000 $ 55,820 $ 51,000
Lancaster, Pennsylvania 117 $ 7,840,000 $ 67,008 $ 43,000
Monmouth, New Jersey 115 $ 11,389,000 $ 99,034 $ 70,000
Orange, New York 115 $ 10,997,000 $ 95,626 $ 70,000
Bucks, Pennsylvania 110 $ 9,117,000 $ 82,881 $ 53,000
Lehigh, Pennsylvania 110 $ 6,658,000 $ 60,527 $ 43,000
Johnson, Texas 108 $ 6,156,000 $ 57,000 $ 60,000
Rutherford, Tennessee 107 $ 7,930,000 $ 74,112 $ 42,000
Kent, Michigan 106 $ 6,966,000 $ 65,716 $ 40,000
Oakland, Michigan 106 $ 8,623,000 $ 81,349 $ 52,000
Anoka, Minnesota 106 $ 8,426,000 $ 79,490 $ 60,000
York, Pennsylvania 106 $ 7,209,000 $ 68,009 $ 53,000
Wichita, Texas 106 $ 5,359,000 $ 50,556 $ 69,000
Oneida, New York 105 $ 6,059,000 $ 57,704 $ 51,000
Pierce, Washington 105 $ 8,622,000 $ 82,114 $ 66,000
Liberty, Georgia 104 $ 6,363,000 $ 61,182 $ 64,000
Albany, New York 103 $ 7,183,000 $ 69,737 $ 60,000
Jefferson, Colorado 102 $ 8,279,000 $ 81,166 $ 56,000
Mercer, New Jersey 100 $ 8,206,000 $ 82,060 $ 53,000
Berks, Pennsylvania 100 $ 5,323,000 $ 53,230 $ 67,000
Sebastian, Arkansas 99 $ 4,457,000 $ 45,020 $ 40,000
Howard, Maryland 99 $ 8,490,000 $ 85,757 $ 80,000
Jefferson, Texas 99 $ 4,315,000 $ 43,585 $ 47,000
Wyandotte, Kansas 97 $ 4,314,000 $ 44,474 $ 40,000
Portsmouth, Virginia 96 $ 5,561,000 $ 57,927 $ 64,000
Hudson, New Jersey 95 $ 10,747,000 $ 113,126 $ 64,000
Onslow, North Carolina 95 $ 5,715,000 $ 60,157 $ 48,000
Tom Green, Texas 95 $ 5,115,000 $ 53,842 $ 47,000
Bay, Florida 94 $ 4,850,000 $ 51,595 $ 70,000
Johnson, Kansas 94 $ 6,414,000 $ 68,234 $ 55,000
Custer, Oklahoma 94 $ 6,088,000 $ 64,765 $ 48,000
Kane, Illinois 93 $ 7,796,000 $ 83,827 $ 72,000
Pinal, Arizona 92 $ 5,836,000 $ 63,434 $ 41,000
Lake, Florida 92 $ 6,559,000 $ 71,293 $ 47,000
St. Clair, Illinois 92 $ 5,053,000 $ 54,923 $ 49,000
Houston, Georgia 91 $ 5,061,000 $ 55,615 $ 58,000
St. Charles, Missouri 91 $ 6,604,000 $ 72,571 $ 80,000
Cumberland, New Jersey 91 $ 5,635,000 $ 61,923 $ 49,000
Hidalgo, Texas 91 $ 4,187,000 $ 46,010 $ 46,000
Randall, Texas 91 $ 4,850,000 $ 53,296 $ 45,000
Douglas, Georgia 90 $ 6,868,000 $ 76,311 $ 48,000
Passaic, New Jersey 89 $ 11,012,000 $ 123,730 $ 53,000
Jefferson, Arkansas 87 $ 3,523,000 $ 40,494 $ 46,000
Ada, Idaho 87 $ 6,553,000 $ 75,321 $ 65,000
Charles, Maryland 87 $ 8,810,000 $ 101,264 $ 55,000
Worcester, Massachusetts 86 $ 7,998,000 $ 93,000 $ 43,000
Bossier, Louisiana 85 $ 4,762,000 $ 56,023 $ 66,000
Hinds, Mississippi 85 $ 3,090,000 $ 36,352 $ 0
Coryell, Texas 85 $ 4,285,000 $ 50,411 $ 74,000
Bibb, Georgia 84 $ 4,075,000 $ 48,511 $ 42,000
Harford, Maryland 84 $ 6,149,000 $ 73,202 $ 62,000
Washita, Oklahoma 84 $ 3,584,000 $ 42,666 $ 35,000
Genesee, Michigan 83 $ 4,361,000 $ 52,542 $ 36,000
Macomb, Michigan 83 $ 6,548,000 $ 78,891 $ 82,000
Rogers, Oklahoma 83 $ 7,459,000 $ 89,867 $ 44,000
Lexington, South Carolina 83 $ 5,035,000 $ 60,662 $ 45,000
Montgomery, Tennessee 83 $ 5,222,000 $ 62,915 $ 57,000
Madison, Illinois 82 $ 3,761,000 $ 45,865 $ 65,000
Hampden, Massachusetts 82 $ 6,750,000 $ 82,317 $ 59,000
Schenectady, New York 82 $ 5,204,000 $ 63,463 $ 48,000
Anchorage, Alaska 81 $ 7,158,000 $ 88,370 $ 71,000
Charlotte, Florida 81 $ 5,128,000 $ 63,308 $ 40,000
Northampton, Pennsylvania 81 $ 5,900,000 $ 72,839 $ 44,000
Grayson, Texas 81 $ 4,457,000 $ 55,024 $ 45,000
Solano, California 80 $ 7,883,000 $ 98,537 $ 77,000
Ellis, Texas 80 $ 5,419,000 $ 67,737 $ 68,000
Contra Costa, California 79 $ 6,372,000 $ 80,658 $ 54,000
Webb, Texas 79 $ 4,627,000 $ 58,569 $ 38,000
Benton, Arkansas 78 $ 4,010,000 $ 51,410 $ 47,000
San Joaquin, California 78 $ 6,884,000 $ 88,256 $ 67,000
DuPage, Illinois 78 $ 6,990,000 $ 89,615 $ 53,000
Fayette, Kentucky 78 $ 5,345,000 $ 68,525 $ 60,000
Ouachita, Louisiana 77 $ 3,711,000 $ 48,194 $ 42,000
Dutchess, New York 77 $ 7,377,000 $ 95,805 $ 55,000
Spokane, Washington 77 $ 4,685,000 $ 60,844 $ 38,000
Lafayette, Louisiana 76 $ 5,375,000 $ 70,723 $ 43,000
Charleston, South Carolina 76 $ 4,738,000 $ 62,342 $ 50,000
Washington, Arkansas 75 $ 4,568,000 $ 60,906 $ 46,000
Cherokee, Georgia 75 $ 6,388,000 $ 85,173 $ 55,000
Washoe, Nevada 75 $ 6,465,000 $ 86,200 $ 102,000
Cameron, Texas 75 $ 3,783,000 $ 50,440 $ 74,000
Spotsylvania, Virginia 75 $ 6,659,000 $ 88,786 $ 67,000
Houston, Alabama 74 $ 3,392,000 $ 45,837 $ 52,000
Frederick, Maryland 74 $ 6,590,000 $ 89,054 $ 49,000
Providence, Rhode Island 74 $ 7,055,000 $ 95,337 $ 62,000
Paulding, Georgia 73 $ 6,290,000 $ 86,164 $ 39,000
St. Tammany, Louisiana 73 $ 5,305,000 $ 72,671 $ 57,000
Oswego, New York 73 $ 4,007,000 $ 54,890 $ 53,000
Berkeley, South Carolina 73 $ 4,525,000 $ 61,986 $ 51,000
Greenville, South Carolina 73 $ 4,694,000 $ 64,301 $ 47,000
Brazos, Texas 73 $ 5,144,000 $ 70,465 $ 46,000
Dakota, Minnesota 72 $ 5,395,000 $ 74,930 $ 61,000
Lorain, Ohio 71 $ 4,856,000 $ 68,394 $ 57,000
Polk, Iowa 70 $ 3,986,000 $ 56,942 $ 41,000
Clay, Missouri 70 $ 5,002,000 $ 71,457 $ 39,000
Richmond, New York 70 $ 9,658,000 $ 137,971 $ 58,000
Butler, Ohio 70 $ 4,750,000 $ 67,857 $ 35,000
Stanislaus, California 69 $ 6,226,000 $ 90,231 $ 43,000
Jefferson, Missouri 69 $ 4,293,000 $ 62,217 $ 54,000
McClain, Oklahoma 68 $ 4,961,000 $ 72,955 $ 50,000
Smith, Texas 68 $ 3,339,000 $ 49,102 $ 45,000
Scott, Iowa 67 $ 4,387,000 $ 65,477 $ 78,000
Shawnee, Kansas 67 $ 3,084,000 $ 46,029 $ 35,000
Lucas, Ohio 67 $ 3,279,000 $ 48,940 $ 42,000
Wagoner, Oklahoma 67 $ 5,039,000 $ 75,208 $ 41,000
Chester, Pennsylvania 67 $ 5,620,000 $ 83,880 $ 75,000
Dauphin, Pennsylvania 67 $ 4,101,000 $ 61,208 $ 39,000
Winnebago, Illinois 66 $ 3,938,000 $ 59,666 $ 41,000
Rensselaer, New York 66 $ 4,752,000 $ 72,000 $ 44,000
Multnomah, Oregon 66 $ 5,600,000 $ 84,848 $ 44,000
Dougherty, Georgia 65 $ 3,243,000 $ 49,892 $ 60,000
Johnson, Indiana 65 $ 5,592,000 $ 86,030 $ 52,000
Mohave, Arizona 64 $ 4,138,000 $ 64,656 $ 41,000
Crittenden, Arkansas 64 $ 2,946,000 $ 46,031 $ 28,000
St. Joseph, Indiana 64 $ 3,479,000 $ 54,359 $ 33,000
Yuma, Arizona 63 $ 3,730,000 $ 59,206 $ 42,000
Hamilton, Indiana 63 $ 6,681,000 $ 106,047 $ 62,000
Morgan, Alabama 62 $ 3,423,000 $ 55,209 $ 53,000
New London, Connecticut 62 $ 6,033,000 $ 97,306 $ 51,000
Rockdale, Georgia 62 $ 4,256,000 $ 68,645 $ 41,000
Hendricks, Indiana 62 $ 6,162,000 $ 99,387 $ 72,000
Kalamazoo, Michigan 62 $ 3,623,000 $ 58,435 $ 63,000
Greene, Missouri 62 $ 3,789,000 $ 61,112 $ 36,000
Sarpy, Nebraska 62 $ 4,714,000 $ 76,032 $ 57,000
Snohomish, Washington 62 $ 6,267,000 $ 101,080 $ 54,000
Calhoun, Alabama 61 $ 3,255,000 $ 53,360 $ 47,000
Santa Rosa, Florida 60 $ 3,890,000 $ 64,833 $ 39,000
Columbia, Georgia 60 $ 4,220,000 $ 70,333 $ 66,000
Lowndes, Georgia 60 $ 3,700,000 $ 61,666 $ 55,000
Erie, Pennsylvania 60 $ 2,924,000 $ 48,733 $ 62,000
Merced, California 59 $ 5,635,000 $ 95,508 $ 66,000
Logan, Oklahoma 59 $ 7,669,000 $ 129,983 $ 117,000
San Patricio, Texas 59 $ 3,600,000 $ 61,016 $ 61,000
Alameda, California 58 $ 6,279,000 $ 108,258 $ 56,000
Faulkner, Arkansas 57 $ 3,595,000 $ 63,070 $ 34,000
Fairfield, Connecticut 57 $ 5,935,000 $ 104,122 $ 68,000
Ingham, Michigan 57 $ 2,829,000 $ 49,631 $ 32,000
Hillsborough, New Hampshire 57 $ 5,127,000 $ 89,947 $ 55,000
Guadalupe, Texas 57 $ 3,346,000 $ 58,701 $ 49,000
Tuscaloosa, Alabama 56 $ 3,281,000 $ 58,589 $ 53,000
Calcasieu, Louisiana 56 $ 3,141,000 $ 56,089 $ 47,000
Somerset, New Jersey 56 $ 5,811,000 $ 103,767 $ 64,000
Collier, Florida 55 $ 4,800,000 $ 87,272 $ 55,000
Forsyth, North Carolina 55 $ 3,703,000 $ 67,327 $ 55,000
Potter, Texas 55 $ 2,115,000 $ 38,454 $ 32,000
St. Bernard, Louisiana 54 $ 3,052,000 $ 56,518 $ 33,000
Bowie, Texas 54 $ 2,427,000 $ 44,944 $ 47,000
Sandoval, New Mexico 53 $ 3,796,000 $ 71,622 $ 52,000
Alexandria, Virginia 53 $ 3,936,000 $ 74,264 $ 58,000
Hernando, Florida 52 $ 3,167,000 $ 60,903 $ 28,000
Rapides, Louisiana 52 $ 2,637,000 $ 50,711 $ 43,000
Gaston, North Carolina 52 $ 2,864,000 $ 55,076 $ 46,000
Roanoke City, Virginia 52 $ 2,477,000 $ 47,634 $ 29,000
Lee, Alabama 51 $ 3,104,000 $ 60,862 $ 46,000
Saline, Arkansas 51 $ 3,107,000 $ 60,921 $ 50,000
St. Mary's, Maryland 51 $ 3,873,000 $ 75,941 $ 57,000
Bergen, New Jersey 51 $ 7,023,000 $ 137,705 $ 103,000
Union, North Carolina 51 $ 4,444,000 $ 87,137 $ 65,000
Lake, Ohio 51 $ 3,798,000 $ 74,470 $ 83,000
Payne, Oklahoma 51 $ 3,290,000 $ 64,509 $ 46,000
Mississippi, Arkansas 50 $ 2,274,000 $ 45,480 $ 62,000
Essex, Massachusetts 50 $ 5,239,000 $ 104,780 $ 55,000
Middlesex, Massachusetts 50 $ 5,814,000 $ 116,280 $ 52,000
Stark, Ohio 50 $ 2,786,000 $ 55,720 $ 36,000
Sumter, South Carolina 50 $ 3,018,000 $ 60,360 $ 64,000
Stafford, Virginia 50 $ 4,831,000 $ 96,620 $ 57,000
Madera, California 49 $ 3,377,000 $ 68,918 $ 34,000
Saratoga, New York 49 $ 3,672,000 $ 74,938 $ 56,000
Aiken, South Carolina 49 $ 2,774,000 $ 56,612 $ 42,000
Hunt, Texas 49 $ 2,903,000 $ 59,244 $ 36,000
Highlands, Florida 48 $ 2,293,000 $ 47,770 $ 70,000
Coweta, Georgia 48 $ 3,815,000 $ 79,479 $ 50,000
Creek, Oklahoma 48 $ 3,052,000 $ 63,583 $ 44,000
Crawford, Arkansas 47 $ 2,195,000 $ 46,702 $ 34,000
Kings, California 47 $ 2,865,000 $ 60,957 $ 37,000
Terrebonne, Louisiana 47 $ 3,200,000 $ 68,085 $ 46,000
Broome, New York 47 $ 2,602,000 $ 55,361 $ 45,000
Chautauqua, New York 47 $ 1,994,000 $ 42,425 $ 43,000
Craighead, Arkansas 46 $ 2,167,000 $ 47,108 $ 34,000
Bartow, Georgia 46 $ 3,394,000 $ 73,782 $ 51,000
Carroll, Georgia 46 $ 3,803,000 $ 82,673 $ 54,000
Linn, Iowa 46 $ 2,313,000 $ 50,282 $ 22,000
Ulster, New York 46 $ 3,650,000 $ 79,347 $ 54,000
Westchester, New York 46 $ 5,908,000 $ 128,434 $ 69,000
Luzerne, Pennsylvania 46 $ 3,103,000 $ 67,456 $ 50,000
Dorchester, South Carolina 46 $ 3,241,000 $ 70,456 $ 50,000
Arlington, Virginia 46 $ 3,329,000 $ 72,369 $ 70,000
Petersburg, Virginia 46 $ 2,252,000 $ 48,956 $ 49,000
DeSoto, Mississippi 45 $ 2,895,000 $ 64,333 $ 0
Johnston, North Carolina 45 $ 3,980,000 $ 88,444 $ 40,000
Muskogee, Oklahoma 45 $ 2,023,000 $ 44,955 $ 38,000
Loudoun, Virginia 45 $ 3,704,000 $ 82,311 $ 49,000
Shelby, Alabama 44 $ 3,559,000 $ 80,886 $ 55,000
Rock Island, Illinois 44 $ 2,219,000 $ 50,431 $ 34,000
Madison, New York 44 $ 2,462,000 $ 55,954 $ 38,000
Cass, North Dakota 44 $ 2,506,000 $ 56,954 $ 51,000
Washington, Oregon 44 $ 4,533,000 $ 103,022 $ 47,000
Kitsap, Washington 44 $ 3,347,000 $ 76,068 $ 50,000
Newton, Georgia 43 $ 3,444,000 $ 80,093 $ 62,000
Howard, Indiana 43 $ 2,763,000 $ 64,255 $ 41,000
Bristol, Massachusetts 43 $ 4,313,000 $ 100,302 $ 49,000
Plymouth, Massachusetts 43 $ 4,324,000 $ 100,558 $ 47,000
Westmoreland, Pennsylvania 43 $ 2,209,000 $ 51,372 $ 45,000
Comal, Texas 43 $ 2,567,000 $ 59,697 $ 49,000
Suffolk, Virginia 43 $ 3,554,000 $ 82,651 $ 56,000
Dale, Alabama 42 $ 1,791,000 $ 42,642 $ 55,000
Boulder, Colorado 42 $ 3,126,000 $ 74,428 $ 48,000
Madison, Indiana 42 $ 2,730,000 $ 65,000 $ 43,000
Lancaster, Nebraska 42 $ 3,168,000 $ 75,428 $ 54,000
Ontario, New York 42 $ 2,772,000 $ 66,000 $ 52,000
Madison, Tennessee 42 $ 2,364,000 $ 56,285 $ 32,000
Manassas, Virginia 42 $ 3,964,000 $ 94,380 $ 49,000
Kanawha, West Virginia 42 $ 2,074,000 $ 49,380 $ 49,000
Imperial, California 41 $ 3,056,000 $ 74,536 $ 55,000
Larimer, Colorado 41 $ 3,015,000 $ 73,536 $ 78,000
Kent, Delaware 41 $ 2,941,000 $ 71,731 $ 74,000
Citrus, Florida 41 $ 2,438,000 $ 59,463 $ 44,000
Muskegon, Michigan 41 $ 2,342,000 $ 57,121 $ 27,000
Parker, Texas 41 $ 2,704,000 $ 65,951 $ 58,000
Lonoke, Arkansas 40 $ 2,261,000 $ 56,525 $ 45,000
Livingston, Louisiana 40 $ 2,646,000 $ 66,150 $ 56,000
Washington, Minnesota 40 $ 2,658,000 $ 66,450 $ 42,000
Cape May, New Jersey 40 $ 2,735,000 $ 68,375 $ 59,000
Cabarrus, North Carolina 40 $ 3,400,000 $ 85,000 $ 48,000
Clermont, Ohio 40 $ 3,233,000 $ 80,825 $ 47,000
Tipton, Tennessee 40 $ 2,896,000 $ 72,400 $ 49,000
Harrison, Texas 40 $ 1,859,000 $ 46,475 $ 96,000
Victoria, Texas 40 $ 2,234,000 $ 55,850 $ 82,000
Elmore, Alabama 39 $ 2,222,000 $ 56,974 $ 89,000
Ventura, California 39 $ 3,836,000 $ 98,358 $ 56,000
Martin, Florida 39 $ 2,812,000 $ 72,102 $ 40,000
Porter, Indiana 39 $ 3,021,000 $ 77,461 $ 49,000
Yellowstone, Montana 39 $ 3,044,000 $ 78,051 $ 76,000
Cayuga, New York 39 $ 2,205,000 $ 56,538 $ 56,000
Steuben, New York 39 $ 1,841,000 $ 47,205 $ 38,000
Harnett, North Carolina 39 $ 2,811,000 $ 72,076 $ 52,000
Pitt, North Carolina 39 $ 2,394,000 $ 61,384 $ 69,000
Russell, Alabama 38 $ 1,826,000 $ 48,052 $ 49,000
Cochise, Arizona 38 $ 2,362,000 $ 62,157 $ 67,000
Pottawattamie, Iowa 38 $ 2,476,000 $ 65,157 $ 44,000
Jefferson, New York 38 $ 1,871,000 $ 49,236 $ 49,000
Tazewell, Illinois 37 $ 2,059,000 $ 55,648 $ 29,000
Butler, Kansas 37 $ 2,106,000 $ 56,918 $ 33,000
Geary, Kansas 37 $ 2,182,000 $ 58,972 $ 45,000
Santa Clara, California 36 $ 2,743,000 $ 76,194 $ 66,000
Clark, Ohio 36 $ 1,766,000 $ 49,055 $ 71,000
Monroe, Pennsylvania 36 $ 2,969,000 $ 82,472 $ 55,000
Pennington, South Dakota 36 $ 2,296,000 $ 63,777 $ 40,000
Laramie, Wyoming 36 $ 2,595,000 $ 72,083 $ 40,000
Sangamon, Illinois 35 $ 2,025,000 $ 57,857 $ 48,000
St. John the Baptist, Louisiana 35 $ 1,969,000 $ 56,257 $ 46,000
Wicomico, Maryland 35 $ 2,392,000 $ 68,342 $ 46,000
Sussex, New Jersey 35 $ 3,443,000 $ 98,371 $ 102,000
Kaufman, Texas 35 $ 2,667,000 $ 76,200 $ 58,000
Rockwall, Texas 35 $ 2,912,000 $ 83,200 $ 49,000
Fayette, Georgia 34 $ 3,240,000 $ 95,294 $ 63,000
Mahoning, Ohio 34 $ 1,662,000 $ 48,882 $ 30,000
Warren, Ohio 34 $ 3,205,000 $ 94,264 $ 43,000
Lane, Oregon 34 $ 2,859,000 $ 84,088 $ 30,000
Horry, South Carolina 34 $ 2,040,000 $ 60,000 $ 45,000
Spartanburg, South Carolina 34 $ 1,613,000 $ 47,441 $ 44,000
Kenosha, Wisconsin 34 $ 2,683,000 $ 78,911 $ 62,000
Weld, Colorado 33 $ 2,698,000 $ 81,757 $ 58,000
LaPorte, Indiana 33 $ 2,239,000 $ 67,848 $ 51,000
Calhoun, Michigan 33 $ 1,548,000 $ 46,909 $ 77,000
Wayne, New York 33 $ 1,967,000 $ 59,606 $ 43,000
Hays, Texas 33 $ 2,577,000 $ 78,090 $ 56,000
Clark, Washington 33 $ 3,326,000 $ 100,787 $ 42,000
Union, Arkansas 32 $ 1,315,000 $ 41,093 $ 31,000
Santa Barbara, California 32 $ 2,842,000 $ 88,812 $ 45,000
Pueblo, Colorado 32 $ 2,120,000 $ 66,250 $ 43,000
McHenry, Illinois 32 $ 2,670,000 $ 83,437 $ 55,000
Clark, Indiana 32 $ 2,455,000 $ 76,718 $ 39,000
Hancock, Indiana 32 $ 3,035,000 $ 94,843 $ 48,000
Woodbury, Iowa 32 $ 1,722,000 $ 53,812 $ 72,000
Kenton, Kentucky 32 $ 2,296,000 $ 71,750 $ 40,000
Ascension, Louisiana 32 $ 2,276,000 $ 71,125 $ 52,000
Saginaw, Michigan 32 $ 1,473,000 $ 46,031 $ 31,000
Dona Ana, New Mexico 32 $ 1,935,000 $ 60,468 $ 43,000
New Hanover, North Carolina 32 $ 2,584,000 $ 80,750 $ 59,000
Trumbull, Ohio 32 $ 1,484,000 $ 46,375 $ 48,000
Sumner, Tennessee 32 $ 2,097,000 $ 65,531 $ 36,000
Bastrop, Texas 32 $ 2,546,000 $ 79,562 $ 47,000
Fauquier, Virginia 32 $ 3,041,000 $ 95,031 $ 50,000
Gloucester, Virginia 32 $ 2,529,000 $ 79,031 $ 30,000
Berkeley, West Virginia 32 $ 2,268,000 $ 70,875 $ 57,000
Litchfield, Connecticut 31 $ 2,962,000 $ 95,548 $ 44,000
Middlesex, Connecticut 31 $ 2,762,000 $ 89,096 $ 56,000
Putnam, Florida 31 $ 1,532,000 $ 49,419 $ 39,000
Forsyth, Georgia 31 $ 3,511,000 $ 113,258 $ 59,000
Maui, Hawaii 31 $ 3,341,000 $ 107,774 $ 52,000
Champaign, Illinois 31 $ 1,548,000 $ 49,935 $ 28,000
Macon, Illinois 31 $ 1,364,000 $ 44,000 $ 36,000
Daviess, Kentucky 31 $ 1,496,000 $ 48,258 $ 31,000
Calvert, Maryland 31 $ 2,981,000 $ 96,161 $ 64,000
Wayne, North Carolina 31 $ 1,770,000 $ 57,096 $ 44,000
Lincoln, Oklahoma 31 $ 2,175,000 $ 70,161 $ 50,000
Bradley, Tennessee 31 $ 1,657,000 $ 53,451 $ 96,000
Davis, Utah 31 $ 2,215,000 $ 71,451 $ 44,000
White, Arkansas 30 $ 1,413,000 $ 47,100 $ 40,000
Columbia, Florida 30 $ 1,602,000 $ 53,400 $ 47,000
Floyd, Georgia 30 $ 1,891,000 $ 63,033 $ 37,000
Canyon, Idaho 30 $ 2,323,000 $ 77,433 $ 83,000
Tippecanoe, Indiana 30 $ 2,162,000 $ 72,066 $ 28,000
Riley, Kansas 30 $ 1,925,000 $ 64,166 $ 53,000
Vernon, Louisiana 30 $ 1,405,000 $ 46,833 $ 274,000
Carroll, Maryland 30 $ 2,867,000 $ 95,566 $ 68,000
Salem, New Jersey 30 $ 2,241,000 $ 74,700 $ 46,000
Orleans, New York 30 $ 1,777,000 $ 59,233 $ 38,000
Osage, Oklahoma 30 $ 1,981,000 $ 66,033 $ 50,000
York, South Carolina 30 $ 2,105,000 $ 70,166 $ 42,000
Benton, Washington 30 $ 2,246,000 $ 74,866 $ 46,000
Autauga, Alabama 29 $ 1,498,000 $ 51,655 $ 42,000
Coffee, Alabama 29 $ 1,623,000 $ 55,965 $ 79,000
Barrow, Georgia 29 $ 2,188,000 $ 75,448 $ 46,000
Gordon, Georgia 29 $ 1,996,000 $ 68,827 $ 42,000
Hall, Georgia 29 $ 2,214,000 $ 76,344 $ 45,000
Hardin, Kentucky 29 $ 1,727,000 $ 59,551 $ 37,000
Washington, Maryland 29 $ 1,892,000 $ 65,241 $ 44,000
Suffolk, Massachusetts 29 $ 3,416,000 $ 117,793 $ 47,000
Harrison, Mississippi 29 $ 1,285,000 $ 44,310 $ 0
Buchanan, Missouri 29 $ 1,501,000 $ 51,758 $ 40,000
Rockingham, New Hampshire 29 $ 2,746,000 $ 94,689 $ 130,000
Rockland, New York 29 $ 2,981,000 $ 102,793 $ 60,000
Hoke, North Carolina 29 $ 1,995,000 $ 68,793 $ 69,000
Kent, Rhode Island 29 $ 2,712,000 $ 93,517 $ 67,000
Garland, Arkansas 28 $ 1,378,000 $ 49,214 $ 32,000
Douglas, Colorado 28 $ 2,507,000 $ 89,535 $ 69,000
Mesa, Colorado 28 $ 1,829,000 $ 65,321 $ 40,000
St. Johns, Florida 28 $ 2,029,000 $ 72,464 $ 46,000
Morgan, Indiana 28 $ 2,624,000 $ 93,714 $ 41,000
Reno, Kansas 28 $ 1,218,000 $ 43,500 $ 39,000
St. Charles, Louisiana 28 $ 1,635,000 $ 58,392 $ 45,000
Cecil, Maryland 28 $ 2,205,000 $ 78,750 $ 51,000
Livingston, New York 28 $ 1,681,000 $ 60,035 $ 54,000
Garfield, Oklahoma 28 $ 1,253,000 $ 44,750 $ 35,000
Clackamas, Oregon 28 $ 2,797,000 $ 99,892 $ 56,000
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Mortgage Loan Application Detail Totals for Midfirst Bank in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 59,391 $4,180,934,000 $72,372 $1,110,000 $55,745 $4,800,000
Home Purchase (one-to-four family) 30,230 $2,019,519,000 $71,470 $3,000,000 $7,941 $3,200,000
Home Improvement (one-to-four family) 3,843 $128,189,000 $33,460 $300,000 $64,020 $3,198,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 13 $5,612,000 $293,000 $2,029,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 34,159 $2,368,180,000 $70,620 $3,000,000 $61,660 $4,800,000
Not applicable 29,741 $1,945,870,000 $70,176 $2,029,000 $2,980 $3,200,000
Black 12,884 $886,160,000 $71,282 $662,000 $55,000 $1,500,000
Information not provided by applicant in mail or telephone application 8,070 $506,279,000 $62,540 $850,000 $52,560 $3,720,000
Hispanic 6,404 $448,930,000 $76,636 $574,000 $51,704 $924,000
Asian or Pacific Islander 996 $80,504,000 $75,390 $350,000 $58,390 $1,398,000
Other 794 $67,450,000 $76,933 $552,000 $56,000 $936,000
American Indian or Alaskan Native 429 $30,881,000 $70,357 $365,000 $68,333 $729,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 56,787 $3,681,729,000 $67,627 $437,000 $37,470 $4,800,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 20,844 $1,588,626,000 $71,660 $3,000,000 $62,200 $3,720,000
VA-guaranteed (Veterans Administration) 15,332 $1,030,810,000 $73,843 $544,000 $57,725 $1,260,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 514 $33,089,000 $65,300 $477,000 $800 $373,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 29,705 $1,934,452,000 $69,862 $437,000 $0 $0
Loan Originated 26,879 $1,869,289,000 $70,520 $3,000,000 $61,620 $3,200,000
Application Denied By Financial Institution 19,253 $1,344,163,000 $70,180 $850,000 $58,680 $4,800,000
File Closed For Incompleteness 10,292 $671,251,000 $69,240 $302,000 $53,120 $3,060,000
Application Withdrawn By Applicant 5,953 $417,353,000 $70,420 $662,000 $58,440 $1,020,000
Application Approved But Not Accepted 1,395 $97,746,000 $70,489 $260,000 $51,297 $864,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 8,361 $603,255,000 $72,820 $500,000 $63,280 $4,800,000
Credit History 4,606 $299,936,000 $68,775 $477,000 $56,795 $1,046,000
Other 3,766 $264,578,000 $72,860 $412,000 $54,300 $3,720,000
Debt-To-Income Ratio 2,005 $142,440,000 $67,489 $457,000 $49,448 $384,000
Collateral 310 $18,498,000 $49,000 $850,000 $68,674 $300,000
Insufficient Cash (Downpayment, Closing Cost) 114 $9,959,000 $86,500 $293,000 $51,033 $147,000
Employment History 49 $3,419,000 $62,772 $243,000 $70,000 $334,000
Unverifiable Information 42 $2,078,000 $45,294 $203,000 $51,529 $295,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Midfirst Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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