Midfirst Bank Mortgage Lending & HMDA Data, 2018

In 2018, Midfirst Bank of Oklahoma City, OK reported 28,010 mortgage applications totaling $3.7 billion, up 79% from 2017. The average application was for $131,592, and applicants reported an average income of $196,323. 10% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (1,926), Oklahoma City, OK (1,670) and Houston-The Woodlands-Sugar Land, TX (1,118) (applications in parentheses).

Mortgage Company & Address Midfirst Bank
501 Nw Grand Blvd
Oklahoma City, OK 73118
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 28,010
Total Mortgage Loan Application Amount $3,685,900,000
Average Mortgage Loan Application Amount $131,592
Highest Mortgage Loan Application Amount $36,155,000
Average Applicant Income $196,323
Highest Applicant Income $7,503,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Midfirst Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Midfirst Bank by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 1,844 $ 320,680,000 $ 173,904 $ 170,000
Oklahoma, Oklahoma 939 $ 128,445,000 $ 136,789 $ 183,000
Harris, Texas 780 $ 104,070,000 $ 133,423 $ 236,000
Dallas, Texas 450 $ 82,640,000 $ 183,644 $ 338,000
Bexar, Texas 404 $ 52,960,000 $ 131,089 $ 0
Tarrant, Texas 392 $ 33,800,000 $ 86,224 $ 58,000
Cook, Illinois 389 $ 41,655,000 $ 107,082 $ 117,000
Cleveland, Oklahoma 349 $ 40,885,000 $ 117,148 $ 125,000
Tulsa, Oklahoma 300 $ 46,260,000 $ 154,200 $ 237,000
Los Angeles, California 288 $ 305,400,000 $ 1,060,416 $ 750,000
Marion, Indiana 269 $ 20,845,000 $ 77,490 $ 0
Philadelphia, Pennsylvania 245 $ 16,555,000 $ 67,571 $ 0
Canadian, Oklahoma 236 $ 20,440,000 $ 86,610 $ 94,000
Shelby, Tennessee 234 $ 15,010,000 $ 64,145 $ 489,000
Franklin, Ohio 190 $ 18,080,000 $ 95,157 $ 32,000
Miami-Dade, Florida 183 $ 23,675,000 $ 129,371 $ 329,000
DeKalb, Georgia 172 $ 15,960,000 $ 92,790 $ 158,000
El Paso, Texas 164 $ 10,600,000 $ 64,634 $ 14,000
Wayne, Michigan 158 $ 12,300,000 $ 77,848 $ 0
Broward, Florida 151 $ 24,035,000 $ 159,172 $ 0
Clark, Nevada 144 $ 19,010,000 $ 132,013 $ 0
Denver, Colorado 142 $ 85,160,000 $ 599,718 $ 330,000
Cuyahoga, Ohio 141 $ 11,215,000 $ 79,539 $ 0
Jefferson, Alabama 139 $ 9,735,000 $ 70,035 $ 0
Fort Bend, Texas 137 $ 19,605,000 $ 143,102 $ 0
Gwinnett, Georgia 130 $ 16,820,000 $ 129,384 $ 0
Clayton, Georgia 129 $ 11,785,000 $ 91,356 $ 0
Mecklenburg, North Carolina 129 $ 11,885,000 $ 92,131 $ 0
St. Louis, Missouri 125 $ 9,355,000 $ 74,840 $ 96,000
Duval, Florida 124 $ 9,380,000 $ 75,645 $ 0
Hillsborough, Florida 124 $ 11,850,000 $ 95,564 $ 0
Prince George's, Maryland 123 $ 18,875,000 $ 153,455 $ 54,000
Camden, New Jersey 119 $ 11,635,000 $ 97,773 $ 0
Orange, Florida 114 $ 11,380,000 $ 99,824 $ 0
Baltimore, Maryland 114 $ 14,810,000 $ 129,912 $ 0
Erie, New York 114 $ 6,190,000 $ 54,298 $ 0
Allegheny, Pennsylvania 113 $ 7,785,000 $ 68,893 $ 0
Pulaski, Arkansas 111 $ 7,945,000 $ 71,576 $ 0
Fulton, Georgia 108 $ 10,970,000 $ 101,574 $ 0
Polk, Florida 107 $ 10,355,000 $ 96,775 $ 0
Lake, Indiana 106 $ 9,900,000 $ 93,396 $ 24,000
Baltimore City, Maryland 106 $ 8,410,000 $ 79,339 $ 0
Nueces, Texas 104 $ 8,700,000 $ 83,653 $ 102,000
Riverside, California 99 $ 17,685,000 $ 178,636 $ 0
Delaware, Pennsylvania 98 $ 7,650,000 $ 78,061 $ 0
Travis, Texas 98 $ 9,230,000 $ 94,183 $ 907,000
Monroe, New York 97 $ 5,475,000 $ 56,443 $ 0
Arapahoe, Colorado 95 $ 20,905,000 $ 220,052 $ 336,000
San Bernardino, California 93 $ 13,395,000 $ 144,032 $ 366,000
Davidson, Tennessee 92 $ 9,100,000 $ 98,913 $ 0
Wake, North Carolina 91 $ 9,025,000 $ 99,175 $ 0
Mobile, Alabama 90 $ 6,820,000 $ 75,777 $ 27,000
Pinellas, Florida 90 $ 7,960,000 $ 88,444 $ 0
East Baton Rouge, Louisiana 90 $ 6,220,000 $ 69,111 $ 0
New Castle, Delaware 89 $ 10,225,000 $ 114,887 $ 0
Macomb, Michigan 87 $ 8,835,000 $ 101,551 $ 0
Jackson, Missouri 86 $ 7,300,000 $ 84,883 $ 0
Will, Illinois 83 $ 11,535,000 $ 138,975 $ 0
Pinal, Arizona 82 $ 8,250,000 $ 100,609 $ 81,000
Cobb, Georgia 80 $ 7,890,000 $ 98,625 $ 0
New Haven, Connecticut 77 $ 11,145,000 $ 144,740 $ 0
Oakland, Michigan 77 $ 8,255,000 $ 107,207 $ 0
Suffolk, New York 77 $ 30,525,000 $ 396,428 $ 1,199,000
Webb, Texas 77 $ 7,375,000 $ 95,779 $ 0
Palm Beach, Florida 75 $ 11,155,000 $ 148,733 $ 81,000
Onondaga, New York 75 $ 4,855,000 $ 64,733 $ 0
Hartford, Connecticut 74 $ 9,840,000 $ 132,972 $ 0
Jefferson, Kentucky 74 $ 6,590,000 $ 89,054 $ 0
Cumberland, New Jersey 74 $ 9,280,000 $ 125,405 $ 0
Guilford, North Carolina 73 $ 5,855,000 $ 80,205 $ 0
Pima, Arizona 72 $ 6,570,000 $ 91,250 $ 72,000
Allen, Indiana 70 $ 5,210,000 $ 74,428 $ 0
Jackson, Oklahoma 70 $ 3,750,000 $ 53,571 $ 78,000
Montgomery, Texas 70 $ 9,510,000 $ 135,857 $ 254,000
Sedgwick, Kansas 69 $ 5,395,000 $ 78,188 $ 0
Collin, Texas 69 $ 9,635,000 $ 139,637 $ 0
Henry, Georgia 68 $ 7,480,000 $ 110,000 $ 362,000
Hidalgo, Texas 68 $ 6,300,000 $ 92,647 $ 0
Kent, Michigan 66 $ 5,550,000 $ 84,090 $ 0
Montgomery, Ohio 66 $ 4,630,000 $ 70,151 $ 0
Grady, Oklahoma 66 $ 5,400,000 $ 81,818 $ 82,000
Richland, South Carolina 65 $ 5,625,000 $ 86,538 $ 0
Denton, Texas 65 $ 6,975,000 $ 107,307 $ 252,000
Texas, Oklahoma 63 $ 4,335,000 $ 68,809 $ 73,000
Summit, Ohio 62 $ 5,400,000 $ 87,096 $ 0
Hamilton, Ohio 61 $ 5,695,000 $ 93,360 $ 0
Williamson, Texas 60 $ 7,360,000 $ 122,666 $ 0
Salt Lake, Utah 60 $ 10,380,000 $ 173,000 $ 0
Milwaukee, Wisconsin 59 $ 6,055,000 $ 102,627 $ 0
Rutherford, Tennessee 57 $ 5,915,000 $ 103,771 $ 0
Brazoria, Texas 57 $ 8,235,000 $ 144,473 $ 0
Lee, Florida 56 $ 11,240,000 $ 200,714 $ 1,613,000
Madison, Indiana 56 $ 3,790,000 $ 67,678 $ 0
Jefferson, Louisiana 54 $ 5,050,000 $ 93,518 $ 0
Bernalillo, New Mexico 54 $ 6,080,000 $ 112,592 $ 0
Cameron, Texas 54 $ 4,500,000 $ 83,333 $ 0
Madison, Illinois 53 $ 3,795,000 $ 71,603 $ 0
Lubbock, Texas 53 $ 3,495,000 $ 65,943 $ 146,000
Montgomery, Alabama 52 $ 3,150,000 $ 60,576 $ 0
Volusia, Florida 52 $ 4,340,000 $ 83,461 $ 0
Ocean, New Jersey 52 $ 9,720,000 $ 186,923 $ 0
Cumberland, North Carolina 52 $ 4,120,000 $ 79,230 $ 0
Montgomery, Pennsylvania 52 $ 6,540,000 $ 125,769 $ 0
Paulding, Georgia 51 $ 5,405,000 $ 105,980 $ 0
Genesee, Michigan 51 $ 3,705,000 $ 72,647 $ 0
Lake, Illinois 50 $ 6,660,000 $ 133,200 $ 0
Woodward, Oklahoma 50 $ 3,110,000 $ 62,200 $ 62,000
Galveston, Texas 50 $ 5,190,000 $ 103,800 $ 0
Adams, Colorado 49 $ 7,225,000 $ 147,448 $ 187,000
Douglas, Georgia 49 $ 5,355,000 $ 109,285 $ 0
Anne Arundel, Maryland 49 $ 7,395,000 $ 150,918 $ 0
Burlington, New Jersey 49 $ 5,325,000 $ 108,673 $ 0
Bell, Texas 49 $ 3,195,000 $ 65,204 $ 0
Madison, Alabama 48 $ 4,030,000 $ 83,958 $ 0
Brevard, Florida 48 $ 3,830,000 $ 79,791 $ 0
Richmond, Georgia 48 $ 3,030,000 $ 63,125 $ 0
Gloucester, New Jersey 47 $ 5,985,000 $ 127,340 $ 0
Forsyth, North Carolina 47 $ 4,445,000 $ 94,574 $ 0
Berks, Pennsylvania 47 $ 4,485,000 $ 95,425 $ 0
Lorain, Ohio 46 $ 3,890,000 $ 84,565 $ 0
York, Pennsylvania 46 $ 5,610,000 $ 121,956 $ 0
Winnebago, Illinois 44 $ 3,050,000 $ 69,318 $ 0
Hinds, Mississippi 44 $ 2,960,000 $ 67,272 $ 0
Lucas, Ohio 44 $ 2,880,000 $ 65,454 $ 0
St. Joseph, Indiana 43 $ 2,665,000 $ 61,976 $ 0
Queens, New York 43 $ 11,105,000 $ 258,255 $ 269,000
St. Clair, Illinois 42 $ 3,060,000 $ 72,857 $ 0
Saginaw, Michigan 42 $ 2,290,000 $ 54,523 $ 0
Pottawatomie, Oklahoma 42 $ 2,130,000 $ 50,714 $ 74,000
Bucks, Pennsylvania 42 $ 6,490,000 $ 154,523 $ 0
Lancaster, Pennsylvania 42 $ 3,700,000 $ 88,095 $ 0
Northampton, Pennsylvania 42 $ 4,850,000 $ 115,476 $ 0
Orange, California 41 $ 37,075,000 $ 904,268 $ 574,000
Pasco, Florida 41 $ 4,975,000 $ 121,341 $ 0
Johnson, Texas 41 $ 4,295,000 $ 104,756 $ 0
Kern, California 40 $ 4,370,000 $ 109,250 $ 0
Caddo, Louisiana 40 $ 2,290,000 $ 57,250 $ 0
Montgomery, Maryland 40 $ 5,040,000 $ 126,000 $ 0
Hennepin, Minnesota 40 $ 4,920,000 $ 123,000 $ 0
St. Louis City, Missouri 40 $ 2,370,000 $ 59,250 $ 0
Lehigh, Pennsylvania 40 $ 3,410,000 $ 85,250 $ 18,000
Knox, Tennessee 39 $ 4,075,000 $ 104,487 $ 0
Jefferson, Colorado 38 $ 10,250,000 $ 269,736 $ 176,000
Newton, Georgia 38 $ 4,070,000 $ 107,105 $ 0
Hamilton, Indiana 38 $ 4,510,000 $ 118,684 $ 0
Essex, New Jersey 38 $ 6,460,000 $ 170,000 $ 108,000
York, South Carolina 38 $ 4,050,000 $ 106,578 $ 0
Sacramento, California 37 $ 5,725,000 $ 154,729 $ 56,000
Chatham, Georgia 37 $ 3,225,000 $ 87,162 $ 0
Peoria, Illinois 37 $ 2,595,000 $ 70,135 $ 0
DeSoto, Mississippi 37 $ 3,235,000 $ 87,432 $ 0
Caddo, Oklahoma 37 $ 2,355,000 $ 63,648 $ 59,000
Washita, Oklahoma 37 $ 1,865,000 $ 50,405 $ 49,000
St. Lucie, Florida 36 $ 5,030,000 $ 139,722 $ 0
DuPage, Illinois 36 $ 5,800,000 $ 161,111 $ 0
Johnson, Indiana 36 $ 2,970,000 $ 82,500 $ 0
Kane, Illinois 35 $ 4,405,000 $ 125,857 $ 0
Worcester, Massachusetts 35 $ 5,525,000 $ 157,857 $ 0
Hamilton, Tennessee 35 $ 2,815,000 $ 80,428 $ 0
Jefferson, Texas 35 $ 2,775,000 $ 79,285 $ 0
McLennan, Texas 35 $ 2,765,000 $ 79,000 $ 0
San Diego, California 34 $ 13,410,000 $ 394,411 $ 517,000
St. Tammany, Louisiana 34 $ 3,610,000 $ 106,176 $ 0
Logan, Oklahoma 34 $ 4,920,000 $ 144,705 $ 145,000
Guadalupe, Texas 34 $ 3,910,000 $ 115,000 $ 0
Chesterfield, Virginia 34 $ 3,740,000 $ 110,000 $ 0
Fresno, California 33 $ 3,765,000 $ 114,090 $ 0
Bibb, Georgia 33 $ 2,535,000 $ 76,818 $ 0
Lafayette, Louisiana 33 $ 2,935,000 $ 88,939 $ 0
Jefferson, Missouri 33 $ 3,755,000 $ 113,787 $ 0
Union, New Jersey 33 $ 5,495,000 $ 166,515 $ 0
McClain, Oklahoma 33 $ 2,725,000 $ 82,575 $ 96,000
Tuscaloosa, Alabama 32 $ 3,260,000 $ 101,875 $ 0
Seminole, Florida 32 $ 2,680,000 $ 83,750 $ 0
St. Charles, Missouri 32 $ 4,100,000 $ 128,125 $ 0
Douglas, Nebraska 32 $ 2,860,000 $ 89,375 $ 0
Oneida, New York 32 $ 2,110,000 $ 65,937 $ 46,000
Dauphin, Pennsylvania 32 $ 2,740,000 $ 85,625 $ 0
Lexington, South Carolina 32 $ 3,300,000 $ 103,125 $ 0
El Paso, Colorado 31 $ 3,445,000 $ 111,129 $ 29,000
Muscogee, Georgia 31 $ 24,085,000 $ 776,935 $ 0
Hendricks, Indiana 31 $ 4,285,000 $ 138,225 $ 0
Hampden, Massachusetts 31 $ 3,555,000 $ 114,677 $ 0
Middlesex, New Jersey 31 $ 6,595,000 $ 212,741 $ 0
Virginia Beach, Virginia 31 $ 2,435,000 $ 78,548 $ 0
District of Columbia, District Of Columbia 30 $ 2,750,000 $ 91,666 $ 0
Marion, Florida 30 $ 2,730,000 $ 91,000 $ 0
Elkhart, Indiana 30 $ 2,580,000 $ 86,000 $ 0
Johnson, Kansas 30 $ 4,030,000 $ 134,333 $ 77,000
Stark, Ohio 30 $ 2,250,000 $ 75,000 $ 0
Greenville, South Carolina 30 $ 2,990,000 $ 99,666 $ 0
Kent, Delaware 29 $ 4,225,000 $ 145,689 $ 0
Anoka, Minnesota 29 $ 3,845,000 $ 132,586 $ 0
Mercer, New Jersey 29 $ 3,205,000 $ 110,517 $ 0
Chesapeake, Virginia 29 $ 3,875,000 $ 133,620 $ 0
Henrico, Virginia 29 $ 2,505,000 $ 86,379 $ 0
King, Washington 29 $ 5,085,000 $ 175,344 $ 132,000
Atlantic, New Jersey 28 $ 3,530,000 $ 126,071 $ 0
Nassau, New York 28 $ 6,720,000 $ 240,000 $ 0
Johnston, North Carolina 28 $ 2,440,000 $ 87,142 $ 0
Hampton, Virginia 28 $ 2,250,000 $ 80,357 $ 0
Lake, Florida 27 $ 3,075,000 $ 113,888 $ 0
Osceola, Florida 27 $ 3,765,000 $ 139,444 $ 0
Houston, Georgia 27 $ 2,385,000 $ 88,333 $ 0
Hancock, Indiana 27 $ 2,745,000 $ 101,666 $ 0
Durham, North Carolina 27 $ 2,325,000 $ 86,111 $ 28,000
Gaston, North Carolina 27 $ 2,795,000 $ 103,518 $ 0
Custer, Oklahoma 27 $ 2,435,000 $ 90,185 $ 79,000
Ellis, Texas 27 $ 2,545,000 $ 94,259 $ 0
Kaufman, Texas 27 $ 2,665,000 $ 98,703 $ 57,000
Pierce, Washington 27 $ 3,945,000 $ 146,111 $ 0
Tulare, California 26 $ 3,040,000 $ 116,923 $ 0
Charles, Maryland 26 $ 4,960,000 $ 190,769 $ 0
Muskegon, Michigan 26 $ 2,210,000 $ 85,000 $ 0
Monmouth, New Jersey 26 $ 7,930,000 $ 305,000 $ 1,682,000
Prince William, Virginia 26 $ 5,160,000 $ 198,461 $ 0
Saline, Arkansas 25 $ 2,515,000 $ 100,600 $ 0
Escambia, Florida 25 $ 1,755,000 $ 70,200 $ 0
Fayette, Kentucky 25 $ 2,435,000 $ 97,400 $ 0
Aiken, South Carolina 25 $ 2,105,000 $ 84,200 $ 0
Montgomery, Tennessee 25 $ 2,465,000 $ 98,600 $ 0
Smith, Texas 25 $ 2,075,000 $ 83,000 $ 0
Fairfax, Virginia 25 $ 2,835,000 $ 113,400 $ 0
Douglas, Colorado 24 $ 5,200,000 $ 216,666 $ 191,000
New London, Connecticut 24 $ 3,070,000 $ 127,916 $ 0
Clay, Florida 24 $ 2,570,000 $ 107,083 $ 0
Porter, Indiana 24 $ 2,940,000 $ 122,500 $ 0
Greene, Missouri 24 $ 1,620,000 $ 67,500 $ 0
Onslow, North Carolina 24 $ 2,420,000 $ 100,833 $ 0
Butler, Ohio 24 $ 2,690,000 $ 112,083 $ 114,000
Midland, Texas 24 $ 2,610,000 $ 108,750 $ 0
Victoria, Texas 24 $ 2,480,000 $ 103,333 $ 0
Wichita, Texas 24 $ 1,200,000 $ 50,000 $ 0
Morgan, Alabama 23 $ 1,595,000 $ 69,347 $ 0
Yuma, Arizona 23 $ 1,705,000 $ 74,130 $ 49,000
LaPorte, Indiana 23 $ 1,495,000 $ 65,000 $ 0
Tippecanoe, Indiana 23 $ 1,875,000 $ 81,521 $ 74,000
Orleans, Louisiana 23 $ 1,835,000 $ 79,782 $ 0
Union, North Carolina 23 $ 2,575,000 $ 111,956 $ 0
Trumbull, Ohio 23 $ 1,455,000 $ 63,260 $ 0
Luzerne, Pennsylvania 23 $ 1,745,000 $ 75,869 $ 0
Monroe, Pennsylvania 23 $ 3,105,000 $ 135,000 $ 0
Westmoreland, Pennsylvania 23 $ 2,295,000 $ 99,782 $ 0
Potter, Texas 23 $ 1,145,000 $ 49,782 $ 0
Richmond City, Virginia 23 $ 1,475,000 $ 64,130 $ 0
Snohomish, Washington 23 $ 4,365,000 $ 189,782 $ 0
Spokane, Washington 23 $ 2,545,000 $ 110,652 $ 0
Coconino, Arizona 22 $ 4,130,000 $ 187,727 $ 221,000
Pueblo, Colorado 22 $ 1,860,000 $ 84,545 $ 185,000
Fairfield, Connecticut 22 $ 7,030,000 $ 319,545 $ 784,000
Carroll, Georgia 22 $ 1,830,000 $ 83,181 $ 0
Floyd, Georgia 22 $ 1,590,000 $ 72,272 $ 0
Shawnee, Kansas 22 $ 1,470,000 $ 66,818 $ 250,000
Wyandotte, Kansas 22 $ 1,730,000 $ 78,636 $ 0
Harford, Maryland 22 $ 2,990,000 $ 135,909 $ 0
Charleston, South Carolina 22 $ 2,940,000 $ 133,636 $ 509,000
Cherokee, Georgia 21 $ 2,115,000 $ 100,714 $ 0
Walton, Georgia 21 $ 1,925,000 $ 91,666 $ 0
McHenry, Illinois 21 $ 3,215,000 $ 153,095 $ 0
Tazewell, Illinois 21 $ 1,495,000 $ 71,190 $ 0
Clark, Indiana 21 $ 2,045,000 $ 97,380 $ 0
Kenton, Kentucky 21 $ 2,015,000 $ 95,952 $ 0
Kalamazoo, Michigan 21 $ 1,735,000 $ 82,619 $ 0
Ramsey, Minnesota 21 $ 2,405,000 $ 114,523 $ 0
Rankin, Mississippi 21 $ 1,905,000 $ 90,714 $ 0
Rogers, Oklahoma 21 $ 3,435,000 $ 163,571 $ 212,000
Berkeley, South Carolina 21 $ 27,685,000 $ 1,318,333 $ 0
Sumner, Tennessee 21 $ 2,265,000 $ 107,857 $ 0
Yavapai, Arizona 20 $ 4,680,000 $ 234,000 $ 707,000
Benton, Arkansas 20 $ 2,050,000 $ 102,500 $ 0
Coweta, Georgia 20 $ 2,160,000 $ 108,000 $ 0
Hall, Georgia 20 $ 1,610,000 $ 80,500 $ 0
Harrison, Mississippi 20 $ 1,840,000 $ 92,000 $ 0
Niagara, New York 20 $ 1,430,000 $ 71,500 $ 0
Cabarrus, North Carolina 20 $ 2,310,000 $ 115,500 $ 0
New Hanover, North Carolina 20 $ 2,060,000 $ 103,000 $ 0
Chester, Pennsylvania 20 $ 2,850,000 $ 142,500 $ 0
Washington, Pennsylvania 20 $ 1,880,000 $ 94,000 $ 0
Grayson, Texas 20 $ 1,340,000 $ 67,000 $ 0
Racine, Wisconsin 20 $ 1,850,000 $ 92,500 $ 0
Shelby, Alabama 19 $ 2,085,000 $ 109,736 $ 0
Collier, Florida 19 $ 3,985,000 $ 209,736 $ 0
Hernando, Florida 19 $ 1,635,000 $ 86,052 $ 0
Sarasota, Florida 19 $ 1,765,000 $ 92,894 $ 0
Barrow, Georgia 19 $ 2,155,000 $ 113,421 $ 0
Bartow, Georgia 19 $ 1,805,000 $ 95,000 $ 0
Columbia, Georgia 19 $ 1,665,000 $ 87,631 $ 0
Ada, Idaho 19 $ 2,285,000 $ 120,263 $ 250,000
Plymouth, Massachusetts 19 $ 3,585,000 $ 188,684 $ 0
Ingham, Michigan 19 $ 1,655,000 $ 87,105 $ 0
Bergen, New Jersey 19 $ 5,265,000 $ 277,105 $ 0
Lake, Ohio 19 $ 1,885,000 $ 99,210 $ 0
Parker, Texas 19 $ 2,425,000 $ 127,631 $ 372,000
Randall, Texas 19 $ 1,585,000 $ 83,421 $ 0
Weld, Colorado 18 $ 2,130,000 $ 118,333 $ 86,000
Troup, Georgia 18 $ 1,460,000 $ 81,111 $ 0
Polk, Iowa 18 $ 1,490,000 $ 82,777 $ 0
Bossier, Louisiana 18 $ 2,030,000 $ 112,777 $ 0
St. John the Baptist, Louisiana 18 $ 1,060,000 $ 58,888 $ 0
Bristol, Massachusetts 18 $ 3,350,000 $ 186,111 $ 0
Essex, Massachusetts 18 $ 4,150,000 $ 230,555 $ 0
Norfolk, Massachusetts 18 $ 3,860,000 $ 214,444 $ 0
Allegan, Michigan 18 $ 1,690,000 $ 93,888 $ 0
Orange, New York 18 $ 2,600,000 $ 144,444 $ 0
Randolph, North Carolina 18 $ 1,490,000 $ 82,777 $ 0
Licking, Ohio 18 $ 1,770,000 $ 98,333 $ 0
Medina, Ohio 18 $ 1,940,000 $ 107,777 $ 0
Marion, Oregon 18 $ 1,970,000 $ 109,444 $ 0
Spartanburg, South Carolina 18 $ 1,990,000 $ 110,555 $ 0
Rockdale, Georgia 17 $ 1,725,000 $ 101,470 $ 0
Spalding, Georgia 17 $ 1,725,000 $ 101,470 $ 0
Delaware, Indiana 17 $ 985,000 $ 57,941 $ 0
Howard, Indiana 17 $ 1,125,000 $ 66,176 $ 0
Morgan, Indiana 17 $ 1,675,000 $ 98,529 $ 0
Livingston, Louisiana 17 $ 1,995,000 $ 117,352 $ 0
Penobscot, Maine 17 $ 1,945,000 $ 114,411 $ 0
Sussex, New Jersey 17 $ 3,875,000 $ 227,941 $ 0
Albany, New York 17 $ 1,805,000 $ 106,176 $ 0
Schenectady, New York 17 $ 1,185,000 $ 69,705 $ 0
Clermont, Ohio 17 $ 1,615,000 $ 95,000 $ 0
Warren, Ohio 17 $ 2,125,000 $ 125,000 $ 0
Payne, Oklahoma 17 $ 1,275,000 $ 75,000 $ 98,000
Wagoner, Oklahoma 17 $ 1,135,000 $ 66,764 $ 73,000
Hays, Texas 17 $ 1,795,000 $ 105,588 $ 0
San Patricio, Texas 17 $ 1,305,000 $ 76,764 $ 0
Utah, Utah 17 $ 2,595,000 $ 152,647 $ 0
Norfolk, Virginia 17 $ 1,765,000 $ 103,823 $ 0
Ventura, California 16 $ 7,260,000 $ 453,750 $ 463,000
Alachua, Florida 16 $ 1,060,000 $ 66,250 $ 0
Charlotte, Florida 16 $ 1,890,000 $ 118,125 $ 0
Glynn, Georgia 16 $ 1,570,000 $ 98,125 $ 650,000
Grant, Indiana 16 $ 1,080,000 $ 67,500 $ 0
Calcasieu, Louisiana 16 $ 1,810,000 $ 113,125 $ 0
Terrebonne, Louisiana 16 $ 1,310,000 $ 81,875 $ 0
Calhoun, Michigan 16 $ 1,100,000 $ 68,750 $ 0
Clay, Missouri 16 $ 1,660,000 $ 103,750 $ 0
Washoe, Nevada 16 $ 2,380,000 $ 148,750 $ 0
Bronx, New York 16 $ 3,940,000 $ 246,250 $ 0
Broome, New York 16 $ 960,000 $ 60,000 $ 0
Davidson, North Carolina 16 $ 1,540,000 $ 96,250 $ 0
Fairfield, Ohio 16 $ 1,990,000 $ 124,375 $ 105,000
Multnomah, Oregon 16 $ 4,410,000 $ 275,625 $ 1,040,000
Washington, Oregon 16 $ 3,050,000 $ 190,625 $ 86,000
Lackawanna, Pennsylvania 16 $ 1,680,000 $ 105,000 $ 0
Newport News, Virginia 16 $ 1,680,000 $ 105,000 $ 0
Jefferson, Arkansas 15 $ 855,000 $ 57,000 $ 0
San Joaquin, California 15 $ 2,225,000 $ 148,333 $ 0
Stanislaus, California 15 $ 2,115,000 $ 141,000 $ 0
Boulder, Colorado 15 $ 16,715,000 $ 1,114,333 $ 381,000
Litchfield, Connecticut 15 $ 2,425,000 $ 161,666 $ 0
Middlesex, Connecticut 15 $ 2,445,000 $ 163,000 $ 0
Manatee, Florida 15 $ 1,695,000 $ 113,000 $ 0
Middlesex, Massachusetts 15 $ 3,305,000 $ 220,333 $ 0
St. Clair, Michigan 15 $ 1,675,000 $ 111,666 $ 0
Sandoval, New Mexico 15 $ 1,605,000 $ 107,000 $ 0
Rensselaer, New York 15 $ 1,895,000 $ 126,333 $ 0
Pitt, North Carolina 15 $ 1,065,000 $ 71,000 $ 0
Mahoning, Ohio 15 $ 735,000 $ 49,000 $ 0
Beaver, Pennsylvania 15 $ 985,000 $ 65,666 $ 0
Erie, Pennsylvania 15 $ 1,165,000 $ 77,666 $ 0
Wilson, Tennessee 15 $ 2,305,000 $ 153,666 $ 0
Hunt, Texas 15 $ 1,285,000 $ 85,666 $ 0
Weber, Utah 15 $ 1,715,000 $ 114,333 $ 0
Suffolk, Virginia 15 $ 1,985,000 $ 132,333 $ 0
Santa Barbara, California 14 $ 16,520,000 $ 1,180,000 $ 1,211,000
Catoosa, Georgia 14 $ 1,180,000 $ 84,285 $ 0
Kendall, Illinois 14 $ 2,280,000 $ 162,857 $ 0
Floyd, Indiana 14 $ 1,100,000 $ 78,571 $ 0
Scott, Iowa 14 $ 950,000 $ 67,857 $ 0
Butler, Kansas 14 $ 1,370,000 $ 97,857 $ 0
Frederick, Maryland 14 $ 2,880,000 $ 205,714 $ 0
Berrien, Michigan 14 $ 930,000 $ 66,428 $ 0
Dakota, Minnesota 14 $ 1,490,000 $ 106,428 $ 0
Jackson, Mississippi 14 $ 1,000,000 $ 71,428 $ 0
Buchanan, Missouri 14 $ 910,000 $ 65,000 $ 21,000
Passaic, New Jersey 14 $ 3,150,000 $ 225,000 $ 0
Kings, New York 14 $ 4,270,000 $ 305,000 $ 0
Alamance, North Carolina 14 $ 1,290,000 $ 92,142 $ 0
Iredell, North Carolina 14 $ 1,180,000 $ 84,285 $ 0
Clark, Ohio 14 $ 840,000 $ 60,000 $ 0
Portage, Ohio 14 $ 1,650,000 $ 117,857 $ 0
Providence, Rhode Island 14 $ 2,300,000 $ 164,285 $ 0
Florence, South Carolina 14 $ 1,560,000 $ 111,428 $ 0
Robertson, Tennessee 14 $ 1,730,000 $ 123,571 $ 0
Brazos, Texas 14 $ 1,300,000 $ 92,857 $ 290,000
Comal, Texas 14 $ 1,170,000 $ 83,571 $ 0
Ector, Texas 14 $ 1,570,000 $ 112,142 $ 0
Gregg, Texas 14 $ 700,000 $ 50,000 $ 0
Pittsylvania, Virginia 14 $ 1,170,000 $ 83,571 $ 0
Roanoke City, Virginia 14 $ 900,000 $ 64,285 $ 0
Clark, Washington 14 $ 2,220,000 $ 158,571 $ 0
Kanawha, West Virginia 14 $ 1,140,000 $ 81,428 $ 0
Kenosha, Wisconsin 14 $ 1,360,000 $ 97,142 $ 0
Calhoun, Alabama 13 $ 935,000 $ 71,923 $ 0
Navajo, Arizona 13 $ 1,485,000 $ 114,230 $ 378,000
Craighead, Arkansas 13 $ 905,000 $ 69,615 $ 143,000
Mesa, Colorado 13 $ 1,385,000 $ 106,538 $ 53,000
Canyon, Idaho 13 $ 1,315,000 $ 101,153 $ 0
Kankakee, Illinois 13 $ 1,165,000 $ 89,615 $ 0
Sangamon, Illinois 13 $ 1,075,000 $ 82,692 $ 0
Vanderburgh, Indiana 13 $ 975,000 $ 75,000 $ 0
Hardin, Kentucky 13 $ 1,015,000 $ 78,076 $ 0
Jackson, Michigan 13 $ 875,000 $ 67,307 $ 0
Washtenaw, Michigan 13 $ 1,505,000 $ 115,769 $ 0
Sarpy, Nebraska 13 $ 1,415,000 $ 108,846 $ 0
Ashtabula, Ohio 13 $ 1,155,000 $ 88,846 $ 0
Creek, Oklahoma 13 $ 1,345,000 $ 103,461 $ 159,000
Lincoln, Oklahoma 13 $ 825,000 $ 63,461 $ 68,000
Madison, Tennessee 13 $ 975,000 $ 75,000 $ 0
Chambers, Texas 13 $ 1,365,000 $ 105,000 $ 0
Harrison, Texas 13 $ 1,305,000 $ 100,384 $ 0
Yakima, Washington 13 $ 1,515,000 $ 116,538 $ 0
Outagamie, Wisconsin 13 $ 1,375,000 $ 105,769 $ 0
Cullman, Alabama 12 $ 1,110,000 $ 92,500 $ 0
Sebastian, Arkansas 12 $ 640,000 $ 53,333 $ 0
Kings, California 12 $ 1,150,000 $ 95,833 $ 0
Pitkin, Colorado 12 $ 22,600,000 $ 1,883,333 $ 533,000
Leon, Florida 12 $ 1,140,000 $ 95,000 $ 0
Dougherty, Georgia 12 $ 610,000 $ 50,833 $ 0
Jackson, Georgia 12 $ 1,590,000 $ 132,500 $ 0
Rock Island, Illinois 12 $ 930,000 $ 77,500 $ 0
Ouachita, Louisiana 12 $ 810,000 $ 67,500 $ 0
York, Maine 12 $ 1,850,000 $ 154,166 $ 0
Suffolk, Massachusetts 12 $ 5,940,000 $ 495,000 $ 438,000
Lenawee, Michigan 12 $ 1,050,000 $ 87,500 $ 0
Montcalm, Michigan 12 $ 920,000 $ 76,666 $ 0
Hillsborough, New Hampshire 12 $ 2,260,000 $ 188,333 $ 0
Salem, New Jersey 12 $ 1,290,000 $ 107,500 $ 0
Oswego, New York 12 $ 610,000 $ 50,833 $ 0
Richmond, New York 12 $ 2,790,000 $ 232,500 $ 0
Wayne, New York 12 $ 800,000 $ 66,666 $ 0
Osage, Oklahoma 12 $ 1,030,000 $ 85,833 $ 199,000
Washington, Oklahoma 12 $ 1,330,000 $ 110,833 $ 69,000
Franklin, Pennsylvania 12 $ 1,400,000 $ 116,666 $ 0
Dorchester, South Carolina 12 $ 1,510,000 $ 125,833 $ 0
Horry, South Carolina 12 $ 1,770,000 $ 147,500 $ 0
Tipton, Tennessee 12 $ 980,000 $ 81,666 $ 0
Tom Green, Texas 12 $ 1,000,000 $ 83,333 $ 0
Davis, Utah 12 $ 1,730,000 $ 144,166 $ 0
Portsmouth, Virginia 12 $ 1,160,000 $ 96,666 $ 0
Dane, Wisconsin 12 $ 1,970,000 $ 164,166 $ 0
Houston, Alabama 11 $ 855,000 $ 77,727 $ 0
Lee, Alabama 11 $ 965,000 $ 87,727 $ 0
Faulkner, Arkansas 11 $ 945,000 $ 85,909 $ 0
Washington, Arkansas 11 $ 925,000 $ 84,090 $ 0
Contra Costa, California 11 $ 4,415,000 $ 401,363 $ 0
Windham, Connecticut 11 $ 1,575,000 $ 143,181 $ 0
Sussex, Delaware 11 $ 1,565,000 $ 142,272 $ 0
Liberty, Georgia 11 $ 965,000 $ 87,727 $ 0
Champaign, Illinois 11 $ 1,025,000 $ 93,181 $ 0
Boone, Kentucky 11 $ 1,115,000 $ 101,363 $ 0
Campbell, Kentucky 11 $ 875,000 $ 79,545 $ 0
Rapides, Louisiana 11 $ 725,000 $ 65,909 $ 0
Bay, Michigan 11 $ 705,000 $ 64,090 $ 0
Midland, Michigan 11 $ 795,000 $ 72,272 $ 0
Somerset, New Jersey 11 $ 2,235,000 $ 203,181 $ 0
Chautauqua, New York 11 $ 685,000 $ 62,272 $ 0
Herkimer, New York 11 $ 595,000 $ 54,090 $ 0
Nash, North Carolina 11 $ 895,000 $ 81,363 $ 0
Rowan, North Carolina 11 $ 895,000 $ 81,363 $ 0
Greene, Ohio 11 $ 965,000 $ 87,727 $ 0
Lebanon, Pennsylvania 11 $ 655,000 $ 59,545 $ 0
Pike, Pennsylvania 11 $ 1,395,000 $ 126,818 $ 84,000
Williamson, Tennessee 11 $ 3,255,000 $ 295,909 $ 4,809,000
Bowie, Texas 11 $ 535,000 $ 48,636 $ 0
Limestone, Alabama 10 $ 850,000 $ 85,000 $ 0
St. Clair, Alabama 10 $ 1,130,000 $ 113,000 $ 0
Gila, Arizona 10 $ 1,650,000 $ 165,000 $ 122,000
Lonoke, Arkansas 10 $ 690,000 $ 69,000 $ 0
Pope, Arkansas 10 $ 600,000 $ 60,000 $ 0
Tolland, Connecticut 10 $ 1,680,000 $ 168,000 $ 0
Okaloosa, Florida 10 $ 710,000 $ 71,000 $ 0
Forsyth, Georgia 10 $ 1,420,000 $ 142,000 $ 0
Bartholomew, Indiana 10 $ 940,000 $ 94,000 $ 0
Boone, Indiana 10 $ 1,340,000 $ 134,000 $ 0
Kosciusko, Indiana 10 $ 890,000 $ 89,000 $ 0
Ascension, Louisiana 10 $ 1,440,000 $ 144,000 $ 0
Cumberland, Maine 10 $ 1,330,000 $ 133,000 $ 0
Ottawa, Michigan 10 $ 1,130,000 $ 113,000 $ 0
Lauderdale, Mississippi 10 $ 330,000 $ 33,000 $ 0
Rockingham, New Hampshire 10 $ 1,890,000 $ 189,000 $ 0
Morris, New Jersey 10 $ 2,400,000 $ 240,000 $ 0
Warren, New Jersey 10 $ 1,540,000 $ 154,000 $ 0
Montgomery, New York 10 $ 760,000 $ 76,000 $ 0
Westchester, New York 10 $ 2,620,000 $ 262,000 $ 0
Buncombe, North Carolina 10 $ 1,020,000 $ 102,000 $ 0
Delaware, Ohio 10 $ 1,130,000 $ 113,000 $ 0
Erie, Ohio 10 $ 630,000 $ 63,000 $ 0
Miami, Ohio 10 $ 710,000 $ 71,000 $ 0
Richland, Ohio 10 $ 740,000 $ 74,000 $ 0
Comanche, Oklahoma 10 $ 720,000 $ 72,000 $ 46,000
Ellis, Oklahoma 10 $ 660,000 $ 66,000 $ 60,000
Lawrence, Pennsylvania 10 $ 750,000 $ 75,000 $ 0
Mercer, Pennsylvania 10 $ 620,000 $ 62,000 $ 0
San Juan, Puerto Rico 10 $ 880,000 $ 88,000 $ 0
Bastrop, Texas 10 $ 920,000 $ 92,000 $ 0
Hardin, Texas 10 $ 1,000,000 $ 100,000 $ 0
Wise, Texas 10 $ 850,000 $ 85,000 $ 83,000
Spotsylvania, Virginia 10 $ 1,440,000 $ 144,000 $ 0
Stafford, Virginia 10 $ 1,900,000 $ 190,000 $ 0
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Mortgage Loan Application Detail Totals for Midfirst Bank in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Applicable 23,416 $2,360,250,000 $100,000 $745,000 $0 $0
Other Purpose 1,398 $162,740,000 $116,000 $5,005,000 $166,000 $6,971,000
Home Improvement 1,067 $84,785,000 $79,000 $1,255,000 $136,000 $3,284,000
Home Purchase 1,037 $589,585,000 $568,000 $36,155,000 $260,000 $4,001,000
Refinancing 988 $469,640,000 $475,000 $36,005,000 $244,000 $7,503,000
Cash-out Refinancing 104 $18,900,000 $181,000 $615,000 $135,000 $4,395,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 23,778 $2,917,640,000 $122,000 $36,155,000 $0 $0
White 2,988 $568,710,000 $190,000 $10,005,000 $203,000 $7,503,000
Not Provided 510 $104,510,000 $204,000 $5,005,000 $213,000 $2,670,000
Hispanic 324 $36,440,000 $112,000 $4,555,000 $132,000 $4,001,000
Black or African American 140 $16,370,000 $116,000 $2,805,000 $117,000 $1,418,000
Asian 138 $31,780,000 $230,000 $4,845,000 $208,000 $2,216,000
American Indian or Alaskan Native 99 $6,645,000 $67,000 $555,000 $96,000 $509,000
Native Hawaiian or Other Pacific Islander 7 $1,525,000 $217,000 $675,000 $118,000 $276,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 21,715 $2,230,545,000 $102,000 $745,000 $54,000 $158,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,628 $1,301,610,000 $281,000 $36,155,000 $196,000 $7,503,000
VA-guaranteed (Veterans Administration) 1,383 $124,575,000 $90,000 $595,000 $88,000 $160,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 284 $29,170,000 $102,000 $315,000 $50,000 $71,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 23,417 $2,360,405,000 $100,000 $745,000 $0 $0
Loan Originated 2,684 $900,360,000 $335,000 $36,155,000 $245,000 $7,503,000
Application Denied By Financial Institution 1,516 $141,550,000 $93,000 $5,005,000 $106,000 $4,680,000
Application Withdrawn By Applicant 344 $268,610,000 $780,000 $36,005,000 $246,000 $6,971,000
Application Approved But Not Accepted 41 $13,615,000 $332,000 $2,335,000 $208,000 $1,379,000
File Closed For Incompleteness 8 $1,360,000 $170,000 $525,000 $77,000 $112,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 26,494 $3,544,350,000 $133,000 $36,155,000 $244,000 $7,503,000
Debt-To-Income Ratio 615 $60,015,000 $97,000 $5,005,000 $70,000 $700,000
Collateral 475 $41,425,000 $87,000 $2,385,000 $119,000 $4,680,000
Credit History 190 $14,610,000 $76,000 $2,205,000 $94,000 $1,742,000
Credit Application Incomplete 158 $16,330,000 $103,000 $1,005,000 $190,000 $3,155,000
Other 59 $5,635,000 $95,000 $745,000 $110,000 $430,000
Unverifiable Information 13 $1,625,000 $125,000 $615,000 $433,000 $4,395,000
Insufficient Cash (Downpayment, Closing Cost) 4 $1,680,000 $420,000 $605,000 $279,000 $495,000
Employment History 2 $230,000 $115,000 $145,000 $33,000 $42,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Midfirst Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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