Midfirst Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Midfirst Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midfirst Bank 501 Nw Grand Blvd Oklahoma City, OK 73118 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 28,010 |
| Total Mortgage Loan Application Amount | $3,685,900,000 |
| Average Mortgage Loan Application Amount | $253,166 |
| Highest Mortgage Loan Application Amount | $36,155,000 |
| Average Applicant Income | $156,833 |
| Highest Applicant Income | $7,503,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Midfirst Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midfirst Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Midfirst Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midfirst Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Midfirst Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midfirst Bank's mortgage activity for 2018.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 2,776 | $ 279,750,000 | $ 113,978 | $ 352,857 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,926 | $ 328,930,000 | $ 170,000 | $ 168,000 |
| OKLAHOMA CITY, OK | 1,670 | $ 203,640,000 | $ 121,000 | $ 150,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 1,118 | $ 148,940,000 | $ 133,000 | $ 242,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 1,026 | $ 106,240,000 | $ 103,000 | $ 260,000 |
| DALLAS-PLANO-IRVING, TX | 661 | $ 106,845,000 | $ 161,000 | $ 266,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 551 | $ 65,675,000 | $ 119,000 | $ 117,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 498 | $ 43,220,000 | $ 86,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 468 | $ 42,150,000 | $ 90,000 | $ 171,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 465 | $ 59,445,000 | $ 127,000 | $ 0 |
| TULSA, OK | 371 | $ 53,995,000 | $ 145,000 | $ 224,000 |
| DENVER-AURORA-LAKEWOOD, CO | 357 | $ 130,575,000 | $ 365,000 | $ 292,000 |
| ST. LOUIS, MO-IL | 353 | $ 28,845,000 | $ 78,000 | $ 96,000 |
| PHILADELPHIA, PA | 343 | $ 24,205,000 | $ 70,000 | $ 0 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 309 | $ 37,175,000 | $ 120,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 302 | $ 20,840,000 | $ 83,666 | $ 489,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 297 | $ 44,785,000 | $ 150,750 | $ 54,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 288 | $ 305,400,000 | $ 1,060,000 | $ 750,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 279 | $ 27,635,000 | $ 102,500 | $ 0 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 274 | $ 26,420,000 | $ 96,000 | $ 0 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 270 | $ 80,620,000 | $ 307,000 | $ 1,000,500 |
| COLUMBUS, OH | 254 | $ 25,370,000 | $ 99,000 | $ 80,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 236 | $ 27,400,000 | $ 116,000 | $ 4,809,000 |
| CLEVELAND-ELYRIA, OH | 229 | $ 19,755,000 | $ 86,000 | $ 0 |
| CAMDEN, NJ | 215 | $ 22,945,000 | $ 106,000 | $ 0 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 200 | $ 20,900,000 | $ 104,000 | $ 0 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 192 | $ 31,080,000 | $ 161,000 | $ 366,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 190 | $ 20,200,000 | $ 106,000 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 187 | $ 19,475,000 | $ 104,000 | $ 907,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 183 | $ 23,675,000 | $ 129,000 | $ 329,000 |
| PITTSBURGH, PA | 183 | $ 14,185,000 | $ 77,000 | $ 0 |
| KANSAS CITY, MO-KS | 180 | $ 17,610,000 | $ 101,000 | $ 77,000 |
| CINCINNATI, OH-KY-IN | 178 | $ 17,670,000 | $ 102,666 | $ 114,000 |
| BIRMINGHAM-HOOVER, AL | 174 | $ 13,340,000 | $ 76,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 167 | $ 17,215,000 | $ 110,500 | $ 0 |
| EL PASO, TX | 164 | $ 10,600,000 | $ 64,000 | $ 14,000 |
| JACKSONVILLE, FL | 163 | $ 13,745,000 | $ 84,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 159 | $ 12,345,000 | $ 77,000 | $ 0 |
| DETROIT-DEARBORN-LIVONIA, MI | 158 | $ 12,300,000 | $ 77,000 | $ 0 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 154 | $ 18,890,000 | $ 120,500 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 151 | $ 24,035,000 | $ 159,000 | $ 0 |
| NEW ORLEANS-METAIRIE, LA | 148 | $ 13,130,000 | $ 88,000 | $ 0 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 144 | $ 19,010,000 | $ 132,000 | $ 0 |
| GARY, IN | 143 | $ 14,065,000 | $ 98,000 | $ 24,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 135 | $ 12,365,000 | $ 90,000 | $ 182,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 134 | $ 7,620,000 | $ 56,000 | $ 0 |
| CORPUS CHRISTI, TX | 129 | $ 11,155,000 | $ 86,000 | $ 102,000 |
| ROCHESTER, NY | 129 | $ 7,475,000 | $ 57,000 | $ 0 |
| RALEIGH, NC | 127 | $ 12,225,000 | $ 96,000 | $ 0 |
| NEWARK, NJ-PA | 126 | $ 22,890,000 | $ 156,000 | $ 96,000 |
| BATON ROUGE, LA | 123 | $ 9,995,000 | $ 81,000 | $ 0 |
| RICHMOND, VA | 120 | $ 10,700,000 | $ 89,000 | $ 0 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 114 | $ 15,880,000 | $ 139,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 108 | $ 12,660,000 | $ 128,000 | $ 0 |
| LAKELAND-WINTER HAVEN, FL | 107 | $ 10,355,000 | $ 96,000 | $ 0 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 105 | $ 37,245,000 | $ 354,000 | $ 1,199,000 |
| COLUMBIA, SC | 101 | $ 9,285,000 | $ 91,000 | $ 0 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 99 | $ 13,965,000 | $ 141,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 97 | $ 10,145,000 | $ 126,000 | $ 18,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 97 | $ 7,255,000 | $ 77,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 95 | $ 8,335,000 | $ 87,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 93 | $ 7,525,000 | $ 80,000 | $ 0 |
| SYRACUSE, NY | 93 | $ 5,775,000 | $ 62,000 | $ 0 |
| MOBILE, AL | 90 | $ 6,820,000 | $ 75,000 | $ 27,000 |
| WICHITA, KS | 89 | $ 7,135,000 | $ 80,000 | $ 0 |
| DAYTON, OH | 87 | $ 6,305,000 | $ 72,000 | $ 0 |
| LAREDO, TX | 77 | $ 7,375,000 | $ 95,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 77 | $ 11,145,000 | $ 144,000 | $ 0 |
| AKRON, OH | 76 | $ 7,050,000 | $ 92,000 | $ 0 |
| ALBUQUERQUE, NM | 76 | $ 8,150,000 | $ 107,000 | $ 0 |
| JACKSON, MS | 76 | $ 5,770,000 | $ 75,000 | $ 0 |
| FORT WAYNE, IN | 75 | $ 5,625,000 | $ 75,000 | $ 0 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 75 | $ 11,155,000 | $ 148,000 | $ 81,000 |
| VINELAND-BRIDGETON, NJ | 74 | $ 9,280,000 | $ 125,000 | $ 0 |
| TUCSON, AZ | 72 | $ 6,570,000 | $ 91,000 | $ 72,000 |
| MCALLEN-EDINBURG-MISSION, TX | 68 | $ 6,300,000 | $ 92,000 | $ 0 |
| MONTGOMERY, AL | 68 | $ 4,630,000 | $ 68,000 | $ 0 |
| WINSTON-SALEM, NC | 68 | $ 6,370,000 | $ 93,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 67 | $ 6,985,000 | $ 104,000 | $ 0 |
| SHREVEPORT-BOSSIER CITY, LA | 66 | $ 4,810,000 | $ 72,000 | $ 0 |
| SALT LAKE CITY, UT | 65 | $ 11,155,000 | $ 171,000 | $ 0 |
| ALBANY-SCHENECTADY-TROY, NY | 64 | $ 7,790,000 | $ 121,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 64 | $ 8,020,000 | $ 115,000 | $ 0 |
| PEORIA, IL | 64 | $ 4,560,000 | $ 71,000 | $ 0 |
| CHATTANOOGA, TN-GA | 63 | $ 5,065,000 | $ 79,000 | $ 0 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 60 | $ 11,650,000 | $ 181,500 | $ 563,000 |
| KNOXVILLE, TN | 59 | $ 6,015,000 | $ 101,000 | $ 0 |
| HUNTSVILLE, AL | 58 | $ 4,880,000 | $ 84,000 | $ 0 |
| KILLEEN-TEMPLE, TX | 58 | $ 3,750,000 | $ 64,000 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 56 | $ 11,240,000 | $ 200,000 | $ 1,613,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 56 | $ 5,300,000 | $ 90,500 | $ 0 |
| CHARLESTON-NORTH CHARLESTON, SC | 55 | $ 32,135,000 | $ 584,000 | $ 509,000 |
| BEAUMONT-PORT ARTHUR, TX | 54 | $ 4,710,000 | $ 87,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 54 | $ 4,500,000 | $ 83,000 | $ 0 |
| FAYETTEVILLE, NC | 54 | $ 4,440,000 | $ 82,000 | $ 0 |
| LUBBOCK, TX | 54 | $ 3,550,000 | $ 65,000 | $ 146,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 54 | $ 7,920,000 | $ 146,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 53 | $ 4,445,000 | $ 83,000 | $ 0 |
| SEATTLE-BELLEVUE-EVERETT, WA | 52 | $ 9,450,000 | $ 181,000 | $ 132,000 |
| FLINT, MI | 51 | $ 3,705,000 | $ 72,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 51 | $ 3,385,000 | $ 75,500 | $ 0 |
| LAFAYETTE, LA | 50 | $ 4,380,000 | $ 87,000 | $ 0 |
| BOSTON, MA | 49 | $ 13,385,000 | $ 273,000 | $ 438,000 |
| TOLEDO, OH | 49 | $ 3,365,000 | $ 68,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 48 | $ 3,830,000 | $ 79,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 48 | $ 2,810,000 | $ 59,500 | $ 0 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 47 | $ 4,505,000 | $ 95,000 | $ 0 |
| READING, PA | 47 | $ 4,485,000 | $ 95,000 | $ 0 |
| ROCKFORD, IL | 47 | $ 3,335,000 | $ 70,000 | $ 0 |
| WORCESTER, MA-CT | 46 | $ 7,100,000 | $ 150,000 | $ 0 |
| YORK-HANOVER, PA | 46 | $ 5,610,000 | $ 121,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 45 | $ 3,765,000 | $ 83,000 | $ 0 |
| SAVANNAH, GA | 45 | $ 4,295,000 | $ 95,000 | $ 0 |
| MACON-BIBB COUNTY, GA | 44 | $ 3,560,000 | $ 80,000 | $ 0 |
| UTICA-ROME, NY | 43 | $ 2,705,000 | $ 62,000 | $ 46,000 |
| AMARILLO, TX | 42 | $ 2,730,000 | $ 65,000 | $ 0 |
| LANCASTER, PA | 42 | $ 3,700,000 | $ 88,000 | $ 0 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 42 | $ 6,830,000 | $ 162,000 | $ 46,000 |
| SAGINAW, MI | 42 | $ 2,290,000 | $ 54,000 | $ 0 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 41 | $ 37,075,000 | $ 904,000 | $ 574,000 |
| COLUMBUS, GA-AL | 41 | $ 24,705,000 | $ 395,500 | $ 0 |
| ELGIN, IL | 41 | $ 5,035,000 | $ 122,000 | $ 0 |
| PROVIDENCE-WARWICK, RI-MA | 41 | $ 6,845,000 | $ 168,500 | $ 0 |
| BAKERSFIELD, CA | 40 | $ 4,370,000 | $ 109,000 | $ 0 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 40 | $ 3,550,000 | $ 88,000 | $ 0 |
| PORT ST. LUCIE, FL | 39 | $ 5,525,000 | $ 141,000 | $ 0 |
| DURHAM-CHAPEL HILL, NC | 37 | $ 2,985,000 | $ 80,000 | $ 28,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 36 | $ 2,970,000 | $ 82,000 | $ 0 |
| SAN JUAN-CAROLINA-CAGUAS, PR | 35 | $ 2,935,000 | $ 83,000 | $ 0 |
| SPRINGFIELD, MO | 35 | $ 2,275,000 | $ 65,000 | $ 0 |
| WACO, TX | 35 | $ 2,765,000 | $ 79,000 | $ 0 |
| COLORADO SPRINGS, CO | 34 | $ 3,780,000 | $ 111,000 | $ 29,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 34 | $ 3,460,000 | $ 101,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 34 | $ 2,560,000 | $ 75,000 | $ 0 |
| SAN DIEGO-CARLSBAD, CA | 34 | $ 13,410,000 | $ 394,000 | $ 517,000 |
| SPRINGFIELD, MA | 34 | $ 3,980,000 | $ 117,000 | $ 0 |
| BOISE CITY, ID | 33 | $ 3,725,000 | $ 112,000 | $ 250,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 33 | $ 7,455,000 | $ 225,000 | $ 0 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 33 | $ 3,115,000 | $ 82,500 | $ 0 |
| FRESNO, CA | 33 | $ 3,765,000 | $ 114,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 33 | $ 3,235,000 | $ 98,000 | $ 0 |
| TUSCALOOSA, AL | 32 | $ 3,260,000 | $ 101,000 | $ 0 |
| CANTON-MASSILLON, OH | 31 | $ 2,295,000 | $ 74,000 | $ 0 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 31 | $ 2,025,000 | $ 63,000 | $ 0 |
| OGDEN-CLEARFIELD, UT | 31 | $ 4,005,000 | $ 129,000 | $ 0 |
| ELKHART-GOSHEN, IN | 30 | $ 2,580,000 | $ 86,000 | $ 0 |
| FORT SMITH, AR-OK | 30 | $ 1,800,000 | $ 58,500 | $ 0 |
| OCALA, FL | 30 | $ 2,730,000 | $ 91,000 | $ 0 |
| WARNER ROBINS, GA | 30 | $ 2,540,000 | $ 84,000 | $ 0 |
| DOVER, DE | 29 | $ 4,225,000 | $ 145,000 | $ 0 |
| LANSING-EAST LANSING, MI | 29 | $ 2,625,000 | $ 90,000 | $ 0 |
| TRENTON, NJ | 29 | $ 3,205,000 | $ 110,000 | $ 0 |
| ATLANTIC CITY-HAMMONTON, NJ | 28 | $ 3,530,000 | $ 126,000 | $ 0 |
| CLARKSVILLE, TN-KY | 28 | $ 2,730,000 | $ 93,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 28 | $ 2,050,000 | $ 72,500 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 28 | $ 2,370,000 | $ 84,000 | $ 0 |
| LYNCHBURG, VA | 28 | $ 1,810,000 | $ 64,000 | $ 0 |
| ROANOKE, VA | 28 | $ 1,980,000 | $ 70,000 | $ 0 |
| TOPEKA, KS | 28 | $ 1,970,000 | $ 70,000 | $ 250,000 |
| WILMINGTON, NC | 28 | $ 2,800,000 | $ 100,000 | $ 0 |
| TACOMA-LAKEWOOD, WA | 27 | $ 3,945,000 | $ 146,000 | $ 0 |
| DECATUR, AL | 26 | $ 1,760,000 | $ 67,000 | $ 0 |
| MUSKEGON, MI | 26 | $ 2,210,000 | $ 85,000 | $ 0 |
| SPOKANE-SPOKANE VALLEY, WA | 26 | $ 2,690,000 | $ 103,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 26 | $ 3,040,000 | $ 116,000 | $ 0 |
| WICHITA FALLS, TX | 26 | $ 1,350,000 | $ 51,000 | $ 0 |
| TYLER, TX | 25 | $ 2,075,000 | $ 83,000 | $ 0 |
| VICTORIA, TX | 25 | $ 2,515,000 | $ 100,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 24 | $ 1,950,000 | $ 81,000 | $ 0 |
| JACKSONVILLE, NC | 24 | $ 2,420,000 | $ 100,000 | $ 0 |
| MIDLAND, TX | 24 | $ 2,610,000 | $ 108,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 24 | $ 3,070,000 | $ 127,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND, ME | 24 | $ 3,420,000 | $ 142,000 | $ 0 |
| EAST STROUDSBURG, PA | 23 | $ 3,105,000 | $ 135,000 | $ 0 |
| LAFAYETTE-WEST LAFAYETTE, IN | 23 | $ 1,875,000 | $ 81,000 | $ 74,000 |
| MICHIGAN CITY-LA PORTE, IN | 23 | $ 1,495,000 | $ 65,000 | $ 0 |
| YUMA, AZ | 23 | $ 1,705,000 | $ 74,000 | $ 49,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 22 | $ 7,030,000 | $ 319,000 | $ 784,000 |
| EVANSVILLE, IN-KY | 22 | $ 1,850,000 | $ 92,000 | $ 0 |
| FLAGSTAFF, AZ | 22 | $ 4,130,000 | $ 187,000 | $ 221,000 |
| PUEBLO, CO | 22 | $ 1,860,000 | $ 84,000 | $ 185,000 |
| ROME, GA | 22 | $ 1,590,000 | $ 72,000 | $ 0 |
| HOUMA-THIBODAUX, LA | 21 | $ 1,705,000 | $ 81,000 | $ 0 |
| TALLAHASSEE, FL | 21 | $ 1,955,000 | $ 93,000 | $ 0 |
| BINGHAMTON, NY | 20 | $ 1,190,000 | $ 59,000 | $ 0 |
| GAINESVILLE, GA | 20 | $ 1,610,000 | $ 80,000 | $ 0 |
| KENNEWICK-RICHLAND, WA | 20 | $ 1,560,000 | $ 78,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 20 | $ 2,840,000 | $ 140,000 | $ 0 |
| PRESCOTT, AZ | 20 | $ 4,680,000 | $ 234,000 | $ 707,000 |
| RACINE, WI | 20 | $ 1,850,000 | $ 92,000 | $ 0 |
| SHERMAN-DENISON, TX | 20 | $ 1,340,000 | $ 67,000 | $ 0 |
| BRUNSWICK, GA | 19 | $ 1,825,000 | $ 96,000 | $ 650,000 |
| LONGVIEW, TX | 19 | $ 1,055,000 | $ 55,000 | $ 0 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 19 | $ 3,985,000 | $ 209,000 | $ 0 |
| SALISBURY, MD-DE | 19 | $ 2,225,000 | $ 112,000 | $ 0 |
| TEXARKANA, TX-AR | 19 | $ 1,025,000 | $ 54,500 | $ 0 |
| GREELEY, CO | 18 | $ 2,130,000 | $ 118,000 | $ 86,000 |
| PROVO-OREM, UT | 18 | $ 2,750,000 | $ 152,000 | $ 0 |
| SALEM, OR | 18 | $ 1,970,000 | $ 109,000 | $ 0 |
| SPARTANBURG, SC | 18 | $ 1,990,000 | $ 110,000 | $ 0 |
| BANGOR, ME | 17 | $ 1,945,000 | $ 114,000 | $ 0 |
| CHARLESTON, WV | 17 | $ 1,455,000 | $ 85,000 | $ 0 |
| ELIZABETHTOWN-FORT KNOX, KY | 17 | $ 1,415,000 | $ 83,000 | $ 0 |
| GAINESVILLE, FL | 17 | $ 1,135,000 | $ 66,000 | $ 0 |
| KOKOMO, IN | 17 | $ 1,125,000 | $ 66,000 | $ 0 |
| MUNCIE, IN | 17 | $ 985,000 | $ 57,000 | $ 0 |
| ALBANY, GA | 16 | $ 890,000 | $ 55,000 | $ 0 |
| BATTLE CREEK, MI | 16 | $ 1,100,000 | $ 68,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 16 | $ 1,400,000 | $ 87,000 | $ 290,000 |
| FLORENCE, SC | 16 | $ 1,670,000 | $ 104,000 | $ 0 |
| JACKSON, TN | 16 | $ 1,160,000 | $ 72,000 | $ 0 |
| JONESBORO, AR | 16 | $ 1,070,000 | $ 66,000 | $ 143,000 |
| LAKE CHARLES, LA | 16 | $ 1,810,000 | $ 113,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 16 | $ 7,260,000 | $ 453,000 | $ 463,000 |
| PINE BLUFF, AR | 16 | $ 870,000 | $ 54,000 | $ 0 |
| PUNTA GORDA, FL | 16 | $ 1,890,000 | $ 118,000 | $ 0 |
| RENO, NV | 16 | $ 2,380,000 | $ 148,000 | $ 0 |
| SPRINGFIELD, IL | 16 | $ 1,300,000 | $ 81,000 | $ 0 |
| APPLETON, WI | 15 | $ 1,525,000 | $ 101,000 | $ 0 |
| BOULDER, CO | 15 | $ 16,715,000 | $ 1,114,000 | $ 381,000 |
| ERIE, PA | 15 | $ 1,165,000 | $ 77,000 | $ 0 |
| GREENVILLE, NC | 15 | $ 1,065,000 | $ 71,000 | $ 0 |
| MODESTO, CA | 15 | $ 2,115,000 | $ 141,000 | $ 0 |
| MORRISTOWN, TN | 15 | $ 1,155,000 | $ 77,000 | $ 72,000 |
| ST. JOSEPH, MO-KS | 15 | $ 955,000 | $ 63,000 | $ 21,000 |
| STOCKTON-LODI, CA | 15 | $ 2,225,000 | $ 148,000 | $ 0 |
| BURLINGTON, NC | 14 | $ 1,290,000 | $ 92,000 | $ 0 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 14 | $ 1,250,000 | $ 89,000 | $ 0 |
| DOTHAN, AL | 14 | $ 1,020,000 | $ 72,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 14 | $ 1,800,000 | $ 127,500 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 14 | $ 990,000 | $ 70,000 | $ 0 |
| MADISON, WI | 14 | $ 2,220,000 | $ 158,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 14 | $ 930,000 | $ 66,000 | $ 0 |
| OAKLAND-HAYWARD-BERKELEY, CA | 14 | $ 5,410,000 | $ 386,000 | $ 0 |
| ODESSA, TX | 14 | $ 1,570,000 | $ 112,000 | $ 0 |
| ROCKY MOUNT, NC | 14 | $ 980,000 | $ 70,000 | $ 0 |
| SANTA MARIA-SANTA BARBARA, CA | 14 | $ 16,520,000 | $ 1,180,000 | $ 1,211,000 |
| SPRINGFIELD, OH | 14 | $ 840,000 | $ 60,000 | $ 0 |
| ANN ARBOR, MI | 13 | $ 1,505,000 | $ 115,000 | $ 0 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 13 | $ 935,000 | $ 71,000 | $ 0 |
| GRAND JUNCTION, CO | 13 | $ 1,385,000 | $ 106,000 | $ 53,000 |
| HINESVILLE, GA | 13 | $ 1,105,000 | $ 85,000 | $ 0 |
| JACKSON, MI | 13 | $ 875,000 | $ 67,000 | $ 0 |
| KANKAKEE, IL | 13 | $ 1,165,000 | $ 89,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 13 | $ 2,285,000 | $ 175,000 | $ 0 |
| YAKIMA, WA | 13 | $ 1,515,000 | $ 116,000 | $ 0 |
| ALEXANDRIA, LA | 12 | $ 780,000 | $ 65,000 | $ 0 |
| CHAMBERSBURG-WAYNESBORO, PA | 12 | $ 1,400,000 | $ 116,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 12 | $ 1,110,000 | $ 92,000 | $ 0 |
| DALTON, GA | 12 | $ 1,120,000 | $ 93,000 | $ 0 |
| HANFORD-CORCORAN, CA | 12 | $ 1,150,000 | $ 95,000 | $ 0 |
| LINCOLN, NE | 12 | $ 1,360,000 | $ 113,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 12 | $ 2,260,000 | $ 188,000 | $ 0 |
| MONROE, LA | 12 | $ 810,000 | $ 67,000 | $ 0 |
| SAN ANGELO, TX | 12 | $ 1,000,000 | $ 83,000 | $ 0 |
| ASHEVILLE, NC | 11 | $ 1,135,000 | $ 103,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 11 | $ 1,475,000 | $ 134,000 | $ 0 |
| AUBURN-OPELIKA, AL | 11 | $ 965,000 | $ 87,000 | $ 0 |
| BAY CITY, MI | 11 | $ 705,000 | $ 64,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 11 | $ 945,000 | $ 85,000 | $ 0 |
| JOHNSON CITY, TN | 11 | $ 935,000 | $ 85,000 | $ 0 |
| JOPLIN, MO | 11 | $ 685,000 | $ 62,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 11 | $ 805,000 | $ 73,500 | $ 0 |
| LAWTON, OK | 11 | $ 735,000 | $ 66,000 | $ 46,000 |
| LEBANON, PA | 11 | $ 655,000 | $ 59,000 | $ 0 |
| MIDLAND, MI | 11 | $ 795,000 | $ 72,000 | $ 0 |
| TERRE HAUTE, IN | 11 | $ 665,000 | $ 60,000 | $ 0 |
| WEIRTON-STEUBENVILLE, WV-OH | 11 | $ 565,000 | $ 52,500 | $ 0 |
| ANCHORAGE, AK | 10 | $ 1,370,000 | $ 137,000 | $ 0 |
| BECKLEY, WV | 10 | $ 930,000 | $ 93,000 | $ 0 |
| COLUMBUS, IN | 10 | $ 940,000 | $ 94,000 | $ 0 |
| DULUTH, MN-WI | 10 | $ 950,000 | $ 99,000 | $ 0 |
| MANSFIELD, OH | 10 | $ 740,000 | $ 74,000 | $ 0 |
| PANAMA CITY, FL | 10 | $ 540,000 | $ 54,000 | $ 0 |
| WINCHESTER, VA-WV | 10 | $ 1,250,000 | $ 125,500 | $ 0 |
| ABILENE, TX | 9 | $ 505,000 | $ 56,000 | $ 0 |
| DANVILLE, IL | 9 | $ 465,000 | $ 51,000 | $ 0 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 9 | $ 1,555,000 | $ 172,000 | $ 0 |
| EL CENTRO, CA | 9 | $ 1,495,000 | $ 166,000 | $ 0 |
| GADSDEN, AL | 9 | $ 595,000 | $ 66,000 | $ 0 |
| GETTYSBURG, PA | 9 | $ 1,215,000 | $ 135,000 | $ 0 |
| GRAND ISLAND, NE | 9 | $ 925,000 | $ 102,000 | $ 0 |
| JANESVILLE-BELOIT, WI | 9 | $ 815,000 | $ 90,000 | $ 0 |
| JOHNSTOWN, PA | 9 | $ 625,000 | $ 69,000 | $ 0 |
| STAUNTON-WAYNESBORO, VA | 9 | $ 825,000 | $ 91,000 | $ 0 |
| ALTOONA, PA | 8 | $ 670,000 | $ 83,000 | $ 0 |
| BLOOMINGTON, IN | 8 | $ 720,000 | $ 90,000 | $ 0 |
| ENID, OK | 8 | $ 740,000 | $ 92,000 | $ 250,000 |
| EUGENE, OR | 8 | $ 1,010,000 | $ 126,000 | $ 0 |
| FARGO, ND-MN | 8 | $ 620,000 | $ 76,000 | $ 0 |
| FORT COLLINS, CO | 8 | $ 1,700,000 | $ 212,000 | $ 0 |
| GREEN BAY, WI | 8 | $ 780,000 | $ 97,000 | $ 0 |
| HAMMOND, LA | 8 | $ 1,000,000 | $ 125,000 | $ 0 |
| HOMOSASSA SPRINGS, FL | 8 | $ 790,000 | $ 98,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 8 | $ 570,000 | $ 71,000 | $ 0 |
| PITTSFIELD, MA | 8 | $ 890,000 | $ 111,000 | $ 0 |
| POCATELLO, ID | 8 | $ 810,000 | $ 101,000 | $ 0 |
| TWIN FALLS, ID | 8 | $ 890,000 | $ 111,000 | $ 0 |
| BARNSTABLE TOWN, MA | 7 | $ 1,135,000 | $ 162,000 | $ 0 |
| CALIFORNIA-LEXINGTON PARK, MD | 7 | $ 825,000 | $ 117,000 | $ 0 |
| CEDAR RAPIDS, IA | 7 | $ 495,000 | $ 70,000 | $ 0 |
| CHEYENNE, WY | 7 | $ 1,365,000 | $ 195,000 | $ 0 |
| CHICO, CA | 7 | $ 1,065,000 | $ 152,000 | $ 0 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 7 | $ 705,000 | $ 100,000 | $ 0 |
| DECATUR, IL | 7 | $ 455,000 | $ 65,000 | $ 0 |
| GOLDSBORO, NC | 7 | $ 295,000 | $ 42,000 | $ 0 |
| LEWISTON-AUBURN, ME | 7 | $ 955,000 | $ 136,000 | $ 0 |
| MERCED, CA | 7 | $ 885,000 | $ 126,000 | $ 0 |
| MONROE, MI | 7 | $ 755,000 | $ 107,000 | $ 0 |
| THE VILLAGES, FL | 7 | $ 485,000 | $ 69,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 7 | $ 1,795,000 | $ 256,000 | $ 0 |
| YUBA CITY, CA | 7 | $ 675,000 | $ 96,000 | $ 0 |
| CHARLOTTESVILLE, VA | 6 | $ 530,000 | $ 88,000 | $ 0 |
| CLEVELAND, TN | 6 | $ 580,000 | $ 96,000 | $ 0 |
| COEUR D'ALENE, ID | 6 | $ 790,000 | $ 131,000 | $ 368,000 |
| COLUMBIA, MO | 6 | $ 600,000 | $ 100,000 | $ 0 |
| HATTIESBURG, MS | 6 | $ 500,000 | $ 83,000 | $ 0 |
| KINGSTON, NY | 6 | $ 2,300,000 | $ 383,000 | $ 1,379,000 |
| LAWRENCE, KS | 6 | $ 1,120,000 | $ 186,000 | $ 250,000 |
| LIMA, OH | 6 | $ 450,000 | $ 75,000 | $ 0 |
| NEW BERN, NC | 6 | $ 590,000 | $ 98,000 | $ 0 |
| SIERRA VISTA-DOUGLAS, AZ | 6 | $ 400,000 | $ 66,000 | $ 12,000 |
| SIOUX CITY, IA-NE-SD | 6 | $ 350,000 | $ 69,000 | $ 0 |
| SUMTER, SC | 6 | $ 540,000 | $ 90,000 | $ 0 |
| URBAN HONOLULU, HI | 6 | $ 1,260,000 | $ 210,000 | $ 0 |
| BLOOMINGTON, IL | 5 | $ 345,000 | $ 69,000 | $ 0 |
| CUMBERLAND, MD-WV | 5 | $ 395,000 | $ 73,000 | $ 0 |
| EAU CLAIRE, WI | 5 | $ 485,000 | $ 97,000 | $ 0 |
| HOT SPRINGS, AR | 5 | $ 235,000 | $ 47,000 | $ 0 |
| LOGAN, UT-ID | 5 | $ 515,000 | $ 103,000 | $ 0 |
| OCEAN CITY, NJ | 5 | $ 935,000 | $ 187,000 | $ 0 |
| ROCHESTER, MN | 5 | $ 475,000 | $ 95,000 | $ 0 |
| SANTA FE, NM | 5 | $ 2,075,000 | $ 415,000 | $ 119,000 |
| SEBASTIAN-VERO BEACH, FL | 5 | $ 535,000 | $ 107,000 | $ 0 |
| SEBRING, FL | 5 | $ 365,000 | $ 73,000 | $ 0 |
| SIOUX FALLS, SD | 5 | $ 535,000 | $ 107,000 | $ 0 |
| ST. CLOUD, MN | 5 | $ 545,000 | $ 109,000 | $ 0 |
| VALDOSTA, GA | 5 | $ 365,000 | $ 73,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 5 | $ 385,000 | $ 77,000 | $ 0 |
| BILLINGS, MT | 4 | $ 650,000 | $ 162,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 4 | $ 690,000 | $ 172,000 | $ 0 |
| CASPER, WY | 4 | $ 650,000 | $ 162,000 | $ 0 |
| FARMINGTON, NM | 4 | $ 620,000 | $ 155,000 | $ 0 |
| FLORENCE-MUSCLE SHOALS, AL | 4 | $ 270,000 | $ 67,000 | $ 0 |
| FOND DU LAC, WI | 4 | $ 300,000 | $ 75,000 | $ 0 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 4 | $ 700,000 | $ 175,000 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 4 | $ 470,000 | $ 117,000 | $ 0 |
| LONGVIEW, WA | 4 | $ 580,000 | $ 145,000 | $ 0 |
| MADERA, CA | 4 | $ 600,000 | $ 150,000 | $ 0 |
| MANKATO-NORTH MANKATO, MN | 4 | $ 290,000 | $ 72,000 | $ 0 |
| OWENSBORO, KY | 4 | $ 280,000 | $ 70,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 4 | $ 310,000 | $ 77,000 | $ 0 |
| SANTA ROSA, CA | 4 | $ 690,000 | $ 172,000 | $ 0 |
| WATERTOWN-FORT DRUM, NY | 4 | $ 380,000 | $ 95,000 | $ 0 |
| AMES, IA | 3 | $ 375,000 | $ 125,000 | $ 0 |
| BOWLING GREEN, KY | 3 | $ 285,000 | $ 95,000 | $ 0 |
| GRAND FORKS, ND-MN | 3 | $ 175,000 | $ 57,500 | $ 0 |
| IDAHO FALLS, ID | 3 | $ 305,000 | $ 101,000 | $ 0 |
| JEFFERSON CITY, MO | 3 | $ 255,000 | $ 85,000 | $ 0 |
| KAHULUI-WAILUKU-LAHAINA, HI | 3 | $ 1,585,000 | $ 528,000 | $ 850,000 |
| WHEELING, WV-OH | 3 | $ 115,000 | $ 42,500 | $ 0 |
| WILLIAMSPORT, PA | 3 | $ 205,000 | $ 68,000 | $ 0 |
| ALBANY, OR | 2 | $ 250,000 | $ 125,000 | $ 0 |
| ARECIBO, PR | 2 | $ 170,000 | $ 85,000 | $ 0 |
| CAPE GIRARDEAU, MO-IL | 2 | $ 150,000 | $ 75,000 | $ 0 |
| GLENS FALLS, NY | 2 | $ 190,000 | $ 95,000 | $ 0 |
| GREAT FALLS, MT | 2 | $ 400,000 | $ 200,000 | $ 0 |
| HARRISONBURG, VA | 2 | $ 160,000 | $ 80,000 | $ 0 |
| IOWA CITY, IA | 2 | $ 270,000 | $ 135,000 | $ 0 |
| LAS CRUCES, NM | 2 | $ 110,000 | $ 55,000 | $ 0 |
| MANHATTAN, KS | 2 | $ 260,000 | $ 130,000 | $ 0 |
| MEDFORD, OR | 2 | $ 360,000 | $ 180,000 | $ 0 |
| MISSOULA, MT | 2 | $ 110,000 | $ 55,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 270,000 | $ 135,000 | $ 0 |
| OLYMPIA-TUMWATER, WA | 2 | $ 230,000 | $ 115,000 | $ 0 |
| PARKERSBURG-VIENNA, WV | 2 | $ 100,000 | $ 50,000 | $ 0 |
| REDDING, CA | 2 | $ 380,000 | $ 190,000 | $ 0 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 2 | $ 620,000 | $ 310,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 580,000 | $ 290,000 | $ 0 |
| SHEBOYGAN, WI | 2 | $ 120,000 | $ 60,000 | $ 0 |
| ST. GEORGE, UT | 2 | $ 320,000 | $ 160,000 | $ 0 |
| WAUSAU, WI | 2 | $ 150,000 | $ 75,000 | $ 0 |
| WENATCHEE, WA | 2 | $ 180,000 | $ 90,000 | $ 0 |
| BEND-REDMOND, OR | 1 | $ 85,000 | $ 85,000 | $ 0 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 125,000 | $ 125,000 | $ 0 |
| CARBONDALE-MARION, IL | 1 | $ 55,000 | $ 55,000 | $ 0 |
| CARSON CITY, NV | 1 | $ 5,000 | $ 5,000 | $ 0 |
| CORVALLIS, OR | 1 | $ 65,000 | $ 65,000 | $ 0 |
| DUBUQUE, IA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| ELMIRA, NY | 1 | $ 85,000 | $ 85,000 | $ 0 |
| GRANTS PASS, OR | 1 | $ 245,000 | $ 245,000 | $ 0 |
| ITHACA, NY | 1 | $ 95,000 | $ 95,000 | $ 0 |
| LEWISTON, ID-WA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| NAPA, CA | 1 | $ 945,000 | $ 945,000 | $ 2,790,000 |
| PONCE, PR | 1 | $ 105,000 | $ 105,000 | $ 0 |
| RAPID CITY, SD | 1 | $ 75,000 | $ 75,000 | $ 0 |
| SALINAS, CA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| STATE COLLEGE, PA | 1 | $ 105,000 | $ 105,000 | $ 0 |
Mortgage Loan Application Detail Totals for Midfirst Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Applicable | 23,416 | $2,360,250,000 | $100,000 | $745,000 | $0 | $0 |
| Other Purpose | 1,398 | $162,740,000 | $116,000 | $5,005,000 | $166,000 | $6,971,000 |
| Home Improvement | 1,067 | $84,785,000 | $79,000 | $1,255,000 | $136,000 | $3,284,000 |
| Home Purchase | 1,037 | $589,585,000 | $568,000 | $36,155,000 | $260,000 | $4,001,000 |
| Refinancing | 988 | $469,640,000 | $475,000 | $36,005,000 | $244,000 | $7,503,000 |
| Cash-out Refinancing | 104 | $18,900,000 | $181,000 | $615,000 | $135,000 | $4,395,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 23,778 | $2,917,640,000 | $122,000 | $36,155,000 | $0 | $0 |
| White | 2,988 | $568,710,000 | $190,000 | $10,005,000 | $203,000 | $7,503,000 |
| Not Provided | 510 | $104,510,000 | $204,000 | $5,005,000 | $213,000 | $2,670,000 |
| Hispanic | 324 | $36,440,000 | $112,000 | $4,555,000 | $132,000 | $4,001,000 |
| Black or African American | 140 | $16,370,000 | $116,000 | $2,805,000 | $117,000 | $1,418,000 |
| Asian | 138 | $31,780,000 | $230,000 | $4,845,000 | $208,000 | $2,216,000 |
| American Indian or Alaskan Native | 99 | $6,645,000 | $67,000 | $555,000 | $96,000 | $509,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,525,000 | $217,000 | $675,000 | $118,000 | $276,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 21,715 | $2,230,545,000 | $102,000 | $745,000 | $54,000 | $158,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,628 | $1,301,610,000 | $281,000 | $36,155,000 | $196,000 | $7,503,000 |
| VA-guaranteed (Veterans Administration) | 1,383 | $124,575,000 | $90,000 | $595,000 | $88,000 | $160,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 284 | $29,170,000 | $102,000 | $315,000 | $50,000 | $71,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 23,417 | $2,360,405,000 | $100,000 | $745,000 | $0 | $0 |
| Loan Originated | 2,684 | $900,360,000 | $335,000 | $36,155,000 | $245,000 | $7,503,000 |
| Application Denied By Financial Institution | 1,516 | $141,550,000 | $93,000 | $5,005,000 | $106,000 | $4,680,000 |
| Application Withdrawn By Applicant | 344 | $268,610,000 | $780,000 | $36,005,000 | $246,000 | $6,971,000 |
| Application Approved But Not Accepted | 41 | $13,615,000 | $332,000 | $2,335,000 | $208,000 | $1,379,000 |
| File Closed For Incompleteness | 8 | $1,360,000 | $170,000 | $525,000 | $77,000 | $112,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 26,494 | $3,544,350,000 | $133,000 | $36,155,000 | $244,000 | $7,503,000 |
| Debt-To-Income Ratio | 615 | $60,015,000 | $97,000 | $5,005,000 | $70,000 | $700,000 |
| Collateral | 475 | $41,425,000 | $87,000 | $2,385,000 | $119,000 | $4,680,000 |
| Credit History | 190 | $14,610,000 | $76,000 | $2,205,000 | $94,000 | $1,742,000 |
| Credit Application Incomplete | 158 | $16,330,000 | $103,000 | $1,005,000 | $190,000 | $3,155,000 |
| Other | 59 | $5,635,000 | $95,000 | $745,000 | $110,000 | $430,000 |
| Unverifiable Information | 13 | $1,625,000 | $125,000 | $615,000 | $433,000 | $4,395,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,680,000 | $420,000 | $605,000 | $279,000 | $495,000 |
| Employment History | 2 | $230,000 | $115,000 | $145,000 | $33,000 | $42,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midfirst Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.