Midfirst Bank Mortgage Lending & HMDA Data, 2023

In 2023, Midfirst Bank of Oklahoma City, OK reported 26,681 mortgage applications totaling $5.3 billion, down 23% from 2022. The average application was for $196,938, and applicants reported an average income of $277,033. 9% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (1,196), Oklahoma City, OK (1,179) and Phoenix-Mesa-Scottsdale, AZ (934) (applications in parentheses).

Mortgage Company & Address Midfirst Bank
501 Nw Grand Blvd
Oklahoma City, OK 73118
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 26,681
Total Mortgage Loan Application Amount $5,254,515,000
Average Mortgage Loan Application Amount $196,938
Highest Mortgage Loan Application Amount $19,605,000
Average Applicant Income $277,033
Highest Applicant Income $9,834,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Midfirst Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Midfirst Bank by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 877 $ 414,005,000 $ 472,069 $ 188,000
Oklahoma, Oklahoma 701 $ 167,895,000 $ 239,507 $ 183,000
Harris, Texas 568 $ 91,620,000 $ 161,302 $ 162,000
Los Angeles, California 554 $ 446,960,000 $ 806,787 $ 499,000
Dallas, Texas 484 $ 127,910,000 $ 264,276 $ 288,000
Cook, Illinois 443 $ 64,765,000 $ 146,196 $ 0
Bexar, Texas 332 $ 39,720,000 $ 119,638 $ 466,000
Tarrant, Texas 274 $ 36,490,000 $ 133,175 $ 253,000
El Paso, Texas 245 $ 31,575,000 $ 128,877 $ 28,000
Tulsa, Oklahoma 243 $ 51,685,000 $ 212,695 $ 170,000
Riverside, California 239 $ 66,405,000 $ 277,845 $ 1,135,000
Clark, Nevada 225 $ 63,535,000 $ 282,377 $ 1,330,000
Cleveland, Oklahoma 201 $ 39,485,000 $ 196,442 $ 140,000
Philadelphia, Pennsylvania 197 $ 17,245,000 $ 87,538 $ 0
Fulton, Georgia 182 $ 33,320,000 $ 183,076 $ 0
San Bernardino, California 177 $ 40,255,000 $ 227,429 $ 329,000
Canadian, Oklahoma 169 $ 23,835,000 $ 141,035 $ 100,000
DeKalb, Georgia 151 $ 19,395,000 $ 128,443 $ 0
Gwinnett, Georgia 145 $ 25,635,000 $ 176,793 $ 0
Prince George's, Maryland 141 $ 29,085,000 $ 206,276 $ 59,000
Henry, Georgia 137 $ 25,805,000 $ 188,357 $ 0
Wayne, Michigan 137 $ 13,415,000 $ 97,919 $ 0
Shelby, Tennessee 135 $ 12,545,000 $ 92,925 $ 0
Marion, Indiana 131 $ 12,605,000 $ 96,221 $ 0
Polk, Florida 128 $ 22,510,000 $ 175,859 $ 0
Broward, Florida 125 $ 26,115,000 $ 208,920 $ 213,000
Clayton, Georgia 124 $ 16,720,000 $ 134,838 $ 0
Miami-Dade, Florida 123 $ 28,595,000 $ 232,479 $ 3,879,000
Hillsborough, Florida 117 $ 20,725,000 $ 177,136 $ 0
Mecklenburg, North Carolina 115 $ 14,185,000 $ 123,347 $ 0
St. Louis, Missouri 114 $ 12,550,000 $ 110,087 $ 0
Suffolk, New York 114 $ 51,130,000 $ 448,508 $ 2,926,000
Richland, South Carolina 110 $ 15,040,000 $ 136,727 $ 0
Orange, Florida 106 $ 17,110,000 $ 161,415 $ 0
Hidalgo, Texas 106 $ 12,470,000 $ 117,641 $ 99,000
Cuyahoga, Ohio 105 $ 9,425,000 $ 89,761 $ 0
Jefferson, Alabama 104 $ 11,050,000 $ 106,250 $ 41,000
Lake, Indiana 104 $ 14,020,000 $ 134,807 $ 0
Duval, Florida 103 $ 14,335,000 $ 139,174 $ 0
Baltimore City, Maryland 99 $ 9,345,000 $ 94,393 $ 0
Madison, Illinois 96 $ 8,470,000 $ 88,229 $ 0
Baltimore, Maryland 96 $ 15,380,000 $ 160,208 $ 0
Fort Bend, Texas 94 $ 17,750,000 $ 188,829 $ 1,234,000
Will, Illinois 88 $ 14,650,000 $ 166,477 $ 106,000
Allegheny, Pennsylvania 88 $ 8,780,000 $ 99,772 $ 0
East Baton Rouge, Louisiana 87 $ 12,165,000 $ 139,827 $ 0
Franklin, Ohio 86 $ 9,130,000 $ 106,162 $ 0
Collin, Texas 86 $ 19,340,000 $ 224,883 $ 385,000
Camden, New Jersey 85 $ 11,595,000 $ 136,411 $ 0
Jackson, Missouri 84 $ 9,060,000 $ 107,857 $ 0
Travis, Texas 84 $ 20,020,000 $ 238,333 $ 815,000
Denton, Texas 83 $ 16,685,000 $ 201,024 $ 2,146,000
Cobb, Georgia 80 $ 13,430,000 $ 167,875 $ 0
Macomb, Michigan 78 $ 9,460,000 $ 121,282 $ 0
Kern, California 77 $ 9,765,000 $ 126,818 $ 0
Denver, Colorado 77 $ 41,065,000 $ 533,311 $ 483,000
Webb, Texas 74 $ 9,330,000 $ 126,081 $ 0
Mobile, Alabama 73 $ 7,115,000 $ 97,465 $ 0
Delaware, Pennsylvania 73 $ 9,275,000 $ 127,054 $ 0
New Haven, Connecticut 72 $ 11,490,000 $ 159,583 $ 0
Essex, New Jersey 72 $ 17,950,000 $ 249,305 $ 0
Nueces, Texas 72 $ 7,310,000 $ 101,527 $ 0
San Diego, California 70 $ 77,680,000 $ 1,109,714 $ 923,000
Osceola, Florida 69 $ 14,325,000 $ 207,608 $ 0
Salt Lake, Utah 68 $ 22,230,000 $ 326,911 $ 400,000
Hartford, Connecticut 66 $ 9,380,000 $ 142,121 $ 0
Richmond, Georgia 66 $ 7,680,000 $ 116,363 $ 0
Jefferson, Louisiana 66 $ 7,940,000 $ 120,303 $ 0
Montgomery, Texas 66 $ 11,440,000 $ 173,333 $ 198,000
New Castle, Delaware 64 $ 10,580,000 $ 165,312 $ 0
Burlington, New Jersey 64 $ 10,620,000 $ 165,937 $ 0
Queens, New York 64 $ 18,520,000 $ 289,375 $ 0
Pima, Arizona 63 $ 9,485,000 $ 150,555 $ 102,000
Summit, Ohio 62 $ 5,960,000 $ 96,129 $ 0
Brazoria, Texas 62 $ 9,300,000 $ 150,000 $ 0
Palm Beach, Florida 61 $ 14,775,000 $ 242,213 $ 802,000
Sedgwick, Kansas 61 $ 4,575,000 $ 75,000 $ 0
Wake, North Carolina 61 $ 7,975,000 $ 130,737 $ 0
Cameron, Texas 61 $ 6,905,000 $ 113,196 $ 472,000
Pulaski, Arkansas 60 $ 5,760,000 $ 96,000 $ 0
Volusia, Florida 60 $ 10,140,000 $ 169,000 $ 702,000
Lake, Illinois 60 $ 10,220,000 $ 170,333 $ 0
Oakland, Michigan 60 $ 7,830,000 $ 130,500 $ 0
Erie, New York 60 $ 5,240,000 $ 87,333 $ 0
Greenville, South Carolina 60 $ 9,400,000 $ 156,666 $ 0
Fresno, California 59 $ 9,165,000 $ 155,338 $ 0
St. Tammany, Louisiana 59 $ 8,645,000 $ 146,525 $ 0
Pierce, Washington 59 $ 14,185,000 $ 240,423 $ 0
Nassau, New York 58 $ 17,990,000 $ 310,172 $ 2,048,000
Cumberland, North Carolina 58 $ 5,550,000 $ 95,689 $ 0
Hamilton, Ohio 58 $ 5,980,000 $ 103,103 $ 0
Pinal, Arizona 57 $ 10,105,000 $ 177,280 $ 88,000
Anne Arundel, Maryland 57 $ 12,915,000 $ 226,578 $ 0
Bell, Texas 57 $ 6,725,000 $ 117,982 $ 212,000
Milwaukee, Wisconsin 57 $ 6,405,000 $ 112,368 $ 0
Santa Barbara, California 56 $ 70,720,000 $ 1,262,857 $ 493,000
Jefferson, Kentucky 56 $ 4,680,000 $ 83,571 $ 0
Hennepin, Minnesota 56 $ 9,370,000 $ 167,321 $ 0
Orange, California 55 $ 55,205,000 $ 1,003,727 $ 922,000
Kane, Illinois 55 $ 9,025,000 $ 164,090 $ 0
Gloucester, New Jersey 54 $ 9,210,000 $ 170,555 $ 0
Davidson, Tennessee 54 $ 6,370,000 $ 117,962 $ 0
Douglas, Georgia 52 $ 9,250,000 $ 177,884 $ 0
Union, New Jersey 52 $ 12,150,000 $ 233,653 $ 0
York, Pennsylvania 52 $ 6,900,000 $ 132,692 $ 0
Lee, Florida 51 $ 9,335,000 $ 183,039 $ 0
Galveston, Texas 51 $ 8,295,000 $ 162,647 $ 379,000
Williamson, Texas 50 $ 7,340,000 $ 146,800 $ 233,000
Monroe, New York 49 $ 3,765,000 $ 76,836 $ 0
El Paso, Colorado 48 $ 11,240,000 $ 234,166 $ 232,000
Newton, Georgia 48 $ 7,560,000 $ 157,500 $ 0
Caddo, Louisiana 48 $ 5,310,000 $ 110,625 $ 0
Montgomery, Pennsylvania 48 $ 7,700,000 $ 160,416 $ 0
Sacramento, California 47 $ 12,175,000 $ 259,042 $ 396,000
Adams, Colorado 47 $ 10,165,000 $ 216,276 $ 42,000
Pinellas, Florida 47 $ 6,535,000 $ 139,042 $ 0
Paulding, Georgia 47 $ 7,665,000 $ 163,085 $ 0
St. Clair, Illinois 47 $ 5,635,000 $ 119,893 $ 0
Middlesex, New Jersey 47 $ 11,315,000 $ 240,744 $ 0
Grady, Oklahoma 47 $ 5,405,000 $ 115,000 $ 76,000
Virginia Beach, Virginia 47 $ 7,735,000 $ 164,574 $ 0
Arapahoe, Colorado 46 $ 13,200,000 $ 286,956 $ 679,000
Brevard, Florida 46 $ 7,760,000 $ 168,695 $ 0
Ocean, New Jersey 45 $ 8,815,000 $ 195,888 $ 0
Onondaga, New York 45 $ 3,555,000 $ 79,000 $ 0
Chatham, Georgia 44 $ 7,480,000 $ 170,000 $ 51,000
Columbia, Georgia 44 $ 7,230,000 $ 164,318 $ 0
Genesee, Michigan 44 $ 3,670,000 $ 83,409 $ 0
Bronx, New York 44 $ 16,450,000 $ 373,863 $ 0
Kings, New York 44 $ 16,580,000 $ 376,818 $ 0
Hampden, Massachusetts 43 $ 5,525,000 $ 128,488 $ 0
Montgomery, Ohio 43 $ 3,745,000 $ 87,093 $ 0
Berks, Pennsylvania 43 $ 5,765,000 $ 134,069 $ 0
San Joaquin, California 42 $ 10,240,000 $ 243,809 $ 358,000
Marion, Florida 42 $ 5,190,000 $ 123,571 $ 0
DuPage, Illinois 42 $ 8,740,000 $ 208,095 $ 0
Worcester, Massachusetts 42 $ 7,360,000 $ 175,238 $ 0
St. Charles, Missouri 42 $ 6,720,000 $ 160,000 $ 0
Bernalillo, New Mexico 42 $ 4,790,000 $ 114,047 $ 0
Kaufman, Texas 42 $ 7,040,000 $ 167,619 $ 201,000
Aiken, South Carolina 41 $ 5,565,000 $ 135,731 $ 0
Lexington, South Carolina 41 $ 6,065,000 $ 147,926 $ 0
Spartanburg, South Carolina 41 $ 5,465,000 $ 133,292 $ 0
Polk, Iowa 40 $ 5,180,000 $ 129,500 $ 0
Orleans, Louisiana 40 $ 4,920,000 $ 123,000 $ 2,048,000
Montgomery, Maryland 40 $ 11,000,000 $ 275,000 $ 0
Comanche, Oklahoma 40 $ 3,480,000 $ 87,000 $ 550,000
Prince William, Virginia 40 $ 10,250,000 $ 256,250 $ 0
Lake, Florida 39 $ 6,305,000 $ 161,666 $ 0
Kent, Michigan 39 $ 4,575,000 $ 117,307 $ 0
Lubbock, Texas 39 $ 3,285,000 $ 84,230 $ 0
Snohomish, Washington 39 $ 11,345,000 $ 290,897 $ 0
Allen, Indiana 38 $ 3,240,000 $ 85,263 $ 0
Lafayette, Louisiana 38 $ 5,660,000 $ 148,947 $ 0
Guilford, North Carolina 38 $ 4,330,000 $ 113,947 $ 0
Pasco, Florida 37 $ 4,415,000 $ 119,324 $ 0
Logan, Oklahoma 37 $ 5,755,000 $ 155,540 $ 104,000
Norfolk, Virginia 37 $ 4,335,000 $ 117,162 $ 0
Douglas, Nebraska 36 $ 3,410,000 $ 94,722 $ 0
Cumberland, New Jersey 36 $ 4,140,000 $ 115,000 $ 0
Stanislaus, California 35 $ 7,315,000 $ 209,000 $ 0
Fairfield, Connecticut 35 $ 9,085,000 $ 259,571 $ 67,000
Ascension, Louisiana 35 $ 6,205,000 $ 177,285 $ 0
Bristol, Massachusetts 35 $ 8,855,000 $ 253,000 $ 0
Atlantic, New Jersey 35 $ 4,805,000 $ 137,285 $ 0
Ector, Texas 35 $ 4,725,000 $ 135,000 $ 0
Harford, Maryland 34 $ 7,690,000 $ 226,176 $ 0
Anoka, Minnesota 34 $ 5,880,000 $ 172,941 $ 0
Lancaster, Pennsylvania 34 $ 4,480,000 $ 131,764 $ 0
Rutherford, Tennessee 34 $ 5,300,000 $ 155,882 $ 0
Chesterfield, Virginia 34 $ 5,990,000 $ 176,176 $ 0
Tulare, California 33 $ 4,265,000 $ 129,242 $ 0
Seminole, Florida 33 $ 6,285,000 $ 190,454 $ 0
Rockdale, Georgia 33 $ 5,555,000 $ 168,333 $ 0
Jackson, Oklahoma 33 $ 4,015,000 $ 121,666 $ 116,000
Northampton, Pennsylvania 33 $ 4,905,000 $ 148,636 $ 0
Hamilton, Tennessee 33 $ 3,405,000 $ 103,181 $ 0
Madison, Alabama 32 $ 4,910,000 $ 153,437 $ 108,000
Okaloosa, Florida 32 $ 5,540,000 $ 173,125 $ 0
St. Joseph, Indiana 32 $ 2,850,000 $ 89,062 $ 0
Johnston, North Carolina 32 $ 5,560,000 $ 173,750 $ 0
Charleston, South Carolina 32 $ 7,600,000 $ 237,500 $ 713,000
Montgomery, Alabama 31 $ 3,225,000 $ 104,032 $ 0
Clay, Florida 31 $ 4,005,000 $ 129,193 $ 0
Coweta, Georgia 31 $ 5,195,000 $ 167,580 $ 0
Houston, Georgia 31 $ 4,545,000 $ 146,612 $ 99,000
Muscogee, Georgia 31 $ 2,935,000 $ 94,677 $ 0
Scott, Iowa 31 $ 4,115,000 $ 132,741 $ 0
Plymouth, Massachusetts 31 $ 7,955,000 $ 256,612 $ 0
Monmouth, New Jersey 31 $ 7,795,000 $ 251,451 $ 0
Forsyth, North Carolina 31 $ 3,365,000 $ 108,548 $ 0
Lehigh, Pennsylvania 31 $ 3,665,000 $ 118,225 $ 0
McHenry, Illinois 30 $ 4,940,000 $ 164,666 $ 0
Ramsey, Minnesota 30 $ 3,950,000 $ 131,666 $ 0
Lucas, Ohio 30 $ 2,670,000 $ 89,000 $ 0
Luzerne, Pennsylvania 30 $ 2,620,000 $ 87,333 $ 0
Bibb, Georgia 29 $ 2,585,000 $ 89,137 $ 0
Lorain, Ohio 29 $ 3,095,000 $ 106,724 $ 0
Berkeley, South Carolina 29 $ 4,705,000 $ 162,241 $ 0
Ellis, Texas 29 $ 4,945,000 $ 170,517 $ 224,000
Bossier, Louisiana 28 $ 3,480,000 $ 124,285 $ 0
Jefferson, Missouri 28 $ 3,730,000 $ 133,214 $ 0
Niagara, New York 28 $ 2,300,000 $ 82,142 $ 0
Orange, New York 28 $ 6,140,000 $ 219,285 $ 0
Jefferson, Texas 28 $ 3,220,000 $ 115,000 $ 0
Kent, Delaware 27 $ 4,945,000 $ 183,148 $ 0
Manatee, Florida 27 $ 6,175,000 $ 228,703 $ 2,703,000
St. Lucie, Florida 27 $ 5,475,000 $ 202,777 $ 0
Porter, Indiana 27 $ 3,315,000 $ 122,777 $ 0
Livingston, Louisiana 27 $ 3,935,000 $ 145,740 $ 0
Greene, Missouri 27 $ 2,715,000 $ 100,555 $ 0
Washoe, Nevada 27 $ 7,025,000 $ 260,185 $ 0
Dona Ana, New Mexico 27 $ 4,255,000 $ 157,592 $ 0
Butler, Ohio 27 $ 2,835,000 $ 105,000 $ 0
Hays, Texas 27 $ 4,115,000 $ 152,407 $ 270,000
Fairfax, Virginia 27 $ 7,945,000 $ 294,259 $ 0
Ventura, California 26 $ 19,460,000 $ 748,461 $ 1,249,000
Jefferson, Colorado 26 $ 7,610,000 $ 292,692 $ 393,000
Collier, Florida 26 $ 6,940,000 $ 266,923 $ 0
Charles, Maryland 26 $ 6,880,000 $ 264,615 $ 0
Dakota, Minnesota 26 $ 4,550,000 $ 175,000 $ 0
DeSoto, Mississippi 26 $ 3,080,000 $ 118,461 $ 0
Westchester, New York 26 $ 8,910,000 $ 342,692 $ 0
Bucks, Pennsylvania 26 $ 4,590,000 $ 176,538 $ 0
Hernando, Florida 25 $ 3,245,000 $ 129,800 $ 0
Stark, Ohio 25 $ 1,995,000 $ 79,800 $ 0
York, South Carolina 25 $ 4,105,000 $ 164,200 $ 0
Johnson, Texas 25 $ 3,405,000 $ 136,200 $ 0
Midland, Texas 25 $ 4,545,000 $ 181,800 $ 0
Weber, Utah 25 $ 4,565,000 $ 182,600 $ 0
Berkeley, West Virginia 25 $ 3,735,000 $ 149,400 $ 0
Winnebago, Illinois 24 $ 2,180,000 $ 90,833 $ 0
Frederick, Maryland 24 $ 4,850,000 $ 202,083 $ 0
Clay, Missouri 24 $ 3,720,000 $ 155,000 $ 0
Dutchess, New York 24 $ 4,890,000 $ 203,750 $ 0
Guadalupe, Texas 24 $ 3,290,000 $ 137,083 $ 0
Henrico, Virginia 24 $ 2,930,000 $ 122,083 $ 0
King, Washington 24 $ 6,890,000 $ 287,083 $ 0
Spokane, Washington 24 $ 3,480,000 $ 145,000 $ 0
Tuscaloosa, Alabama 23 $ 3,045,000 $ 132,391 $ 0
Contra Costa, California 23 $ 10,735,000 $ 466,739 $ 1,456,000
Merced, California 23 $ 3,935,000 $ 171,086 $ 0
Walton, Georgia 23 $ 3,725,000 $ 161,956 $ 0
Terrebonne, Louisiana 23 $ 2,715,000 $ 118,043 $ 0
Bergen, New Jersey 23 $ 6,915,000 $ 300,652 $ 0
Passaic, New Jersey 23 $ 5,265,000 $ 228,913 $ 0
Washington, Pennsylvania 23 $ 2,175,000 $ 94,565 $ 0
Anderson, South Carolina 23 $ 2,525,000 $ 109,782 $ 0
McLennan, Texas 23 $ 1,665,000 $ 72,391 $ 0
Chesapeake, Virginia 23 $ 3,915,000 $ 170,217 $ 0
Saline, Arkansas 22 $ 2,350,000 $ 106,818 $ 0
Cherokee, Georgia 22 $ 4,390,000 $ 199,545 $ 0
Tangipahoa, Louisiana 22 $ 3,090,000 $ 140,454 $ 0
Hinds, Mississippi 22 $ 2,270,000 $ 103,181 $ 0
Sussex, New Jersey 22 $ 4,890,000 $ 222,272 $ 0
Richmond, New York 22 $ 5,210,000 $ 236,818 $ 0
Westmoreland, Pennsylvania 22 $ 1,870,000 $ 85,000 $ 0
Providence, Rhode Island 22 $ 3,460,000 $ 157,272 $ 0
Dorchester, South Carolina 22 $ 3,380,000 $ 153,636 $ 0
Knox, Tennessee 22 $ 2,450,000 $ 111,363 $ 0
Yuma, Arizona 21 $ 2,195,000 $ 104,523 $ 0
Douglas, Colorado 21 $ 12,535,000 $ 596,904 $ 420,000
Pueblo, Colorado 21 $ 3,415,000 $ 162,619 $ 0
Weld, Colorado 21 $ 4,785,000 $ 227,857 $ 144,000
Carroll, Georgia 21 $ 2,705,000 $ 128,809 $ 0
Hendricks, Indiana 21 $ 2,695,000 $ 128,333 $ 0
Johnson, Kansas 21 $ 3,005,000 $ 143,095 $ 0
Kenton, Kentucky 21 $ 2,105,000 $ 100,238 $ 0
Ingham, Michigan 21 $ 1,865,000 $ 88,809 $ 0
Jackson, Michigan 21 $ 1,925,000 $ 91,666 $ 0
Hudson, New Jersey 21 $ 4,505,000 $ 214,523 $ 0
Gaston, North Carolina 21 $ 2,405,000 $ 114,523 $ 0
Union, North Carolina 21 $ 3,175,000 $ 151,190 $ 0
Fairfield, Ohio 21 $ 3,895,000 $ 185,476 $ 210,000
Mahoning, Ohio 21 $ 1,695,000 $ 80,714 $ 0
McClain, Oklahoma 21 $ 6,015,000 $ 286,428 $ 223,000
Utah, Utah 21 $ 8,395,000 $ 399,761 $ 434,000
District of Columbia, District Of Columbia 20 $ 4,250,000 $ 212,500 $ 0
Hall, Georgia 20 $ 2,310,000 $ 115,500 $ 0
Kendall, Illinois 20 $ 3,140,000 $ 157,000 $ 0
Morris, New Jersey 20 $ 4,810,000 $ 240,500 $ 0
Santa Fe, New Mexico 20 $ 16,430,000 $ 821,500 $ 926,000
Lake, Ohio 20 $ 2,230,000 $ 111,500 $ 0
Pottawatomie, Oklahoma 20 $ 2,020,000 $ 101,000 $ 68,000
Marion, Oregon 20 $ 4,180,000 $ 209,000 $ 948,000
Eagle, Colorado 19 $ 31,585,000 $ 1,662,368 $ 1,150,000
Peoria, Illinois 19 $ 1,315,000 $ 69,210 $ 0
Madison, Indiana 19 $ 1,675,000 $ 88,157 $ 0
Ouachita, Louisiana 19 $ 2,435,000 $ 128,157 $ 0
Saginaw, Michigan 19 $ 1,515,000 $ 79,736 $ 0
Mercer, New Jersey 19 $ 2,355,000 $ 123,947 $ 0
Broome, New York 19 $ 1,035,000 $ 54,473 $ 0
Onslow, North Carolina 19 $ 2,395,000 $ 126,052 $ 0
Wayne, North Carolina 19 $ 1,695,000 $ 89,210 $ 0
Lackawanna, Pennsylvania 19 $ 1,535,000 $ 80,789 $ 0
Florence, South Carolina 19 $ 2,495,000 $ 131,315 $ 0
Horry, South Carolina 19 $ 2,965,000 $ 156,052 $ 0
Hampton, Virginia 19 $ 2,565,000 $ 135,000 $ 0
Spotsylvania, Virginia 19 $ 3,405,000 $ 179,210 $ 0
Santa Rosa, Florida 18 $ 2,820,000 $ 156,666 $ 0
St. Johns, Florida 18 $ 3,260,000 $ 181,111 $ 0
Rock Island, Illinois 18 $ 1,560,000 $ 86,666 $ 0
Elkhart, Indiana 18 $ 1,630,000 $ 90,555 $ 0
Calcasieu, Louisiana 18 $ 2,240,000 $ 124,444 $ 0
Lafourche, Louisiana 18 $ 2,120,000 $ 117,777 $ 0
Washington, Maryland 18 $ 3,200,000 $ 177,777 $ 0
Essex, Massachusetts 18 $ 6,380,000 $ 354,444 $ 511,000
Alamance, North Carolina 18 $ 2,390,000 $ 132,777 $ 0
Dauphin, Pennsylvania 18 $ 1,510,000 $ 83,888 $ 0
Monroe, Pennsylvania 18 $ 2,670,000 $ 148,333 $ 0
Montgomery, Tennessee 18 $ 2,160,000 $ 120,000 $ 0
Brazos, Texas 18 $ 3,190,000 $ 177,222 $ 0
Sarasota, Florida 17 $ 2,555,000 $ 150,294 $ 283,000
Lowndes, Georgia 17 $ 1,925,000 $ 113,235 $ 0
Ada, Idaho 17 $ 3,035,000 $ 178,529 $ 0
Fayette, Kentucky 17 $ 1,875,000 $ 110,294 $ 0
Rapides, Louisiana 17 $ 2,275,000 $ 133,823 $ 0
Sandoval, New Mexico 17 $ 3,025,000 $ 177,941 $ 0
Oswego, New York 17 $ 1,235,000 $ 72,647 $ 0
Rockland, New York 17 $ 5,095,000 $ 299,705 $ 0
Clark, Ohio 17 $ 1,335,000 $ 78,529 $ 0
Erie, Pennsylvania 17 $ 1,295,000 $ 76,176 $ 0
Portsmouth, Virginia 17 $ 2,335,000 $ 137,352 $ 0
Houston, Alabama 16 $ 1,610,000 $ 100,625 $ 0
Alameda, California 16 $ 6,980,000 $ 436,250 $ 1,032,000
Solano, California 16 $ 4,910,000 $ 306,875 $ 0
Escambia, Florida 16 $ 1,620,000 $ 101,250 $ 0
Effingham, Georgia 16 $ 2,420,000 $ 151,250 $ 0
Fayette, Georgia 16 $ 3,170,000 $ 198,125 $ 0
Liberty, Georgia 16 $ 1,380,000 $ 86,250 $ 0
Johnson, Indiana 16 $ 1,730,000 $ 108,125 $ 0
Middlesex, Massachusetts 16 $ 5,130,000 $ 320,625 $ 0
Kalamazoo, Michigan 16 $ 1,400,000 $ 87,500 $ 0
Durham, North Carolina 16 $ 2,040,000 $ 127,500 $ 142,000
Multnomah, Oregon 16 $ 3,190,000 $ 199,375 $ 0
Washington, Oregon 16 $ 3,510,000 $ 219,375 $ 0
Parker, Texas 16 $ 2,630,000 $ 164,375 $ 244,000
Baldwin, Alabama 15 $ 2,475,000 $ 165,000 $ 0
Faulkner, Arkansas 15 $ 1,505,000 $ 100,333 $ 0
Spalding, Georgia 15 $ 1,605,000 $ 107,000 $ 0
Honolulu, Hawaii 15 $ 5,965,000 $ 397,666 $ 459,000
Delaware, Indiana 15 $ 1,075,000 $ 71,666 $ 0
St. John the Baptist, Louisiana 15 $ 2,055,000 $ 137,000 $ 0
Jackson, Mississippi 15 $ 1,365,000 $ 91,000 $ 0
Rankin, Mississippi 15 $ 1,865,000 $ 124,333 $ 0
Cass, Missouri 15 $ 2,085,000 $ 139,000 $ 0
Sarpy, Nebraska 15 $ 1,765,000 $ 117,666 $ 0
Clermont, Ohio 15 $ 1,835,000 $ 122,333 $ 0
Licking, Ohio 15 $ 2,135,000 $ 142,333 $ 0
Trumbull, Ohio 15 $ 1,145,000 $ 76,333 $ 0
Rogers, Oklahoma 15 $ 2,745,000 $ 183,000 $ 91,000
Woodward, Oklahoma 15 $ 1,665,000 $ 111,000 $ 67,000
Kent, Rhode Island 15 $ 2,815,000 $ 187,666 $ 0
Sullivan, Tennessee 15 $ 1,615,000 $ 107,666 $ 0
Stafford, Virginia 15 $ 4,985,000 $ 332,333 $ 0
Morgan, Alabama 14 $ 1,800,000 $ 128,571 $ 0
Shelby, Alabama 14 $ 2,220,000 $ 158,571 $ 0
Anchorage, Alaska 14 $ 3,390,000 $ 242,142 $ 295,000
Matanuska-Susitna, Alaska 14 $ 3,000,000 $ 214,285 $ 0
Craighead, Arkansas 14 $ 1,420,000 $ 101,428 $ 0
Imperial, California 14 $ 2,170,000 $ 155,000 $ 0
Mesa, Colorado 14 $ 2,040,000 $ 145,714 $ 0
Leon, Florida 14 $ 1,390,000 $ 99,285 $ 0
Barrow, Georgia 14 $ 1,630,000 $ 116,428 $ 0
Floyd, Georgia 14 $ 990,000 $ 70,714 $ 0
Jackson, Georgia 14 $ 2,400,000 $ 171,428 $ 0
Sangamon, Illinois 14 $ 1,170,000 $ 83,571 $ 0
Howard, Indiana 14 $ 1,020,000 $ 72,857 $ 0
LaPorte, Indiana 14 $ 1,280,000 $ 91,428 $ 0
Shawnee, Kansas 14 $ 1,060,000 $ 75,714 $ 0
Norfolk, Massachusetts 14 $ 4,290,000 $ 306,428 $ 0
St. Clair, Michigan 14 $ 1,370,000 $ 97,857 $ 0
Jasper, Missouri 14 $ 1,490,000 $ 106,428 $ 0
Warren, New Jersey 14 $ 2,030,000 $ 145,000 $ 0
Albany, New York 14 $ 1,610,000 $ 115,000 $ 0
Cabarrus, North Carolina 14 $ 1,790,000 $ 127,857 $ 0
Davidson, North Carolina 14 $ 1,310,000 $ 93,571 $ 0
Iredell, North Carolina 14 $ 1,700,000 $ 121,428 $ 0
New Hanover, North Carolina 14 $ 2,040,000 $ 145,714 $ 0
Rowan, North Carolina 14 $ 1,960,000 $ 140,000 $ 0
Payne, Oklahoma 14 $ 1,970,000 $ 140,714 $ 240,000
Carbon, Pennsylvania 14 $ 1,230,000 $ 87,857 $ 0
Chester, Pennsylvania 14 $ 2,480,000 $ 177,142 $ 0
Kershaw, South Carolina 14 $ 1,840,000 $ 131,428 $ 0
Bradley, Tennessee 14 $ 1,880,000 $ 134,285 $ 0
Sumner, Tennessee 14 $ 2,180,000 $ 155,714 $ 0
Tipton, Tennessee 14 $ 1,450,000 $ 103,571 $ 0
Randall, Texas 14 $ 1,260,000 $ 90,000 $ 0
Kitsap, Washington 14 $ 3,410,000 $ 243,571 $ 0
Kenosha, Wisconsin 14 $ 2,450,000 $ 175,000 $ 0
Limestone, Alabama 13 $ 1,495,000 $ 115,000 $ 0
Jefferson, Arkansas 13 $ 1,155,000 $ 88,846 $ 0
Placer, California 13 $ 13,725,000 $ 1,055,769 $ 0
Boulder, Colorado 13 $ 8,755,000 $ 673,461 $ 273,000
Tolland, Connecticut 13 $ 2,245,000 $ 172,692 $ 0
Windham, Connecticut 13 $ 2,405,000 $ 185,000 $ 0
Alachua, Florida 13 $ 1,035,000 $ 79,615 $ 0
Charlotte, Florida 13 $ 1,785,000 $ 137,307 $ 0
Forsyth, Georgia 13 $ 2,995,000 $ 230,384 $ 0
Troup, Georgia 13 $ 1,235,000 $ 95,000 $ 0
Clark, Indiana 13 $ 1,645,000 $ 126,538 $ 0
St. Bernard, Louisiana 13 $ 1,915,000 $ 147,307 $ 0
St. Mary's, Maryland 13 $ 2,565,000 $ 197,307 $ 0
Monroe, Michigan 13 $ 1,505,000 $ 115,769 $ 0
Oneida, New York 13 $ 1,135,000 $ 87,307 $ 0
Saratoga, New York 13 $ 2,065,000 $ 158,846 $ 0
Washington, Oklahoma 13 $ 835,000 $ 64,230 $ 0
Cumberland, Pennsylvania 13 $ 1,765,000 $ 135,769 $ 0
Blount, Tennessee 13 $ 1,675,000 $ 128,846 $ 0
Chambers, Texas 13 $ 2,735,000 $ 210,384 $ 0
Comal, Texas 13 $ 3,615,000 $ 278,076 $ 1,000
Hunt, Texas 13 $ 1,665,000 $ 128,076 $ 0
Tom Green, Texas 13 $ 4,975,000 $ 382,692 $ 0
Victoria, Texas 13 $ 1,255,000 $ 96,538 $ 0
Newport News, Virginia 13 $ 1,755,000 $ 135,000 $ 0
Richmond City, Virginia 13 $ 1,395,000 $ 107,307 $ 0
Thurston, Washington 13 $ 2,535,000 $ 195,000 $ 0
Santa Clara, California 12 $ 6,410,000 $ 534,166 $ 1,493,000
Nassau, Florida 12 $ 2,070,000 $ 172,500 $ 0
Hamilton, Indiana 12 $ 3,530,000 $ 294,166 $ 631,000
Shelby, Indiana 12 $ 880,000 $ 73,333 $ 0
Wyandotte, Kansas 12 $ 1,360,000 $ 113,333 $ 0
Cumberland, Maine 12 $ 1,860,000 $ 155,000 $ 0
McLeod, Minnesota 12 $ 1,990,000 $ 165,833 $ 0
St. Louis City, Missouri 12 $ 1,200,000 $ 100,000 $ 0
Rockingham, New Hampshire 12 $ 3,060,000 $ 255,000 $ 0
Montgomery, New York 12 $ 750,000 $ 62,500 $ 0
Ontario, New York 12 $ 880,000 $ 73,333 $ 0
Catawba, North Carolina 12 $ 1,080,000 $ 90,000 $ 0
Randolph, North Carolina 12 $ 1,030,000 $ 85,833 $ 0
Rockingham, North Carolina 12 $ 880,000 $ 73,333 $ 0
Greene, Ohio 12 $ 1,280,000 $ 106,666 $ 0
Warren, Ohio 12 $ 1,150,000 $ 95,833 $ 0
Creek, Oklahoma 12 $ 2,250,000 $ 187,500 $ 463,000
Clackamas, Oregon 12 $ 3,060,000 $ 255,000 $ 0
Cambria, Pennsylvania 12 $ 710,000 $ 59,166 $ 0
Lawrence, Pennsylvania 12 $ 1,190,000 $ 99,166 $ 0
Potter, Texas 12 $ 1,120,000 $ 93,333 $ 0
Rockwall, Texas 12 $ 1,980,000 $ 165,000 $ 0
Waller, Texas 12 $ 2,250,000 $ 187,500 $ 0
Tooele, Utah 12 $ 2,460,000 $ 205,000 $ 0
Loudoun, Virginia 12 $ 4,210,000 $ 350,833 $ 0
Suffolk, Virginia 12 $ 1,830,000 $ 152,500 $ 0
Clark, Washington 12 $ 2,680,000 $ 223,333 $ 0
Yakima, Washington 12 $ 2,210,000 $ 184,166 $ 0
Rock, Wisconsin 12 $ 1,420,000 $ 118,333 $ 0
Santa Cruz, Arizona 11 $ 1,125,000 $ 102,272 $ 0
Yavapai, Arizona 11 $ 3,745,000 $ 340,454 $ 295,000
Benton, Arkansas 11 $ 1,205,000 $ 109,545 $ 0
Kings, California 11 $ 1,245,000 $ 113,181 $ 0
Madera, California 11 $ 1,785,000 $ 162,272 $ 0
Bay, Florida 11 $ 1,485,000 $ 135,000 $ 0
Jones, Georgia 11 $ 1,395,000 $ 126,818 $ 0
Hancock, Indiana 11 $ 1,495,000 $ 135,909 $ 0
Kosciusko, Indiana 11 $ 1,065,000 $ 96,818 $ 0
Linn, Iowa 11 $ 1,355,000 $ 123,181 $ 0
Webster, Louisiana 11 $ 805,000 $ 73,181 $ 0
Androscoggin, Maine 11 $ 1,575,000 $ 143,181 $ 0
Carroll, Maryland 11 $ 2,515,000 $ 228,636 $ 0
Allegan, Michigan 11 $ 1,425,000 $ 129,545 $ 0
Washtenaw, Michigan 11 $ 2,765,000 $ 251,363 $ 148,000
Olmsted, Minnesota 11 $ 1,375,000 $ 125,000 $ 0
Harrison, Mississippi 11 $ 1,235,000 $ 112,272 $ 0
Madison, Mississippi 11 $ 1,745,000 $ 158,636 $ 0
Buchanan, Missouri 11 $ 1,115,000 $ 101,363 $ 0
Lancaster, Nebraska 11 $ 1,665,000 $ 151,363 $ 0
Lea, New Mexico 11 $ 1,375,000 $ 125,000 $ 0
Harnett, North Carolina 11 $ 955,000 $ 86,818 $ 0
Wilson, North Carolina 11 $ 1,085,000 $ 98,636 $ 0
Columbiana, Ohio 11 $ 695,000 $ 63,181 $ 0
Portage, Ohio 11 $ 1,175,000 $ 106,818 $ 0
Caddo, Oklahoma 11 $ 645,000 $ 58,636 $ 87,000
Maverick, Texas 11 $ 1,095,000 $ 99,545 $ 0
Smith, Texas 11 $ 1,045,000 $ 95,000 $ 0
Davis, Utah 11 $ 1,915,000 $ 174,090 $ 0
Kanawha, West Virginia 11 $ 915,000 $ 83,181 $ 0
Racine, Wisconsin 11 $ 1,285,000 $ 116,818 $ 0
Russell, Alabama 10 $ 1,450,000 $ 145,000 $ 0
St. Clair, Alabama 10 $ 1,620,000 $ 162,000 $ 0
Talladega, Alabama 10 $ 900,000 $ 90,000 $ 0
Mohave, Arizona 10 $ 1,100,000 $ 110,000 $ 0
Crawford, Arkansas 10 $ 1,060,000 $ 106,000 $ 0
Lonoke, Arkansas 10 $ 870,000 $ 87,000 $ 0
Shasta, California 10 $ 1,460,000 $ 146,000 $ 0
Larimer, Colorado 10 $ 2,570,000 $ 257,000 $ 0
Indian River, Florida 10 $ 4,920,000 $ 492,000 $ 1,173,000
Dougherty, Georgia 10 $ 930,000 $ 93,000 $ 0
Jersey, Illinois 10 $ 830,000 $ 83,000 $ 0
Bartholomew, Indiana 10 $ 1,280,000 $ 128,000 $ 0
St. Martin, Louisiana 10 $ 920,000 $ 92,000 $ 0
Cecil, Maryland 10 $ 2,020,000 $ 202,000 $ 0
Bay, Michigan 10 $ 750,000 $ 75,000 $ 0
Muskegon, Michigan 10 $ 780,000 $ 78,000 $ 0
St. Joseph, Michigan 10 $ 750,000 $ 75,000 $ 0
Sherburne, Minnesota 10 $ 1,980,000 $ 198,000 $ 0
St. Louis, Minnesota 10 $ 1,150,000 $ 115,000 $ 0
Stearns, Minnesota 10 $ 1,540,000 $ 154,000 $ 0
Washington, Minnesota 10 $ 1,860,000 $ 186,000 $ 0
Wright, Minnesota 10 $ 2,310,000 $ 231,000 $ 0
Warren, Mississippi 10 $ 820,000 $ 82,000 $ 0
Page:

Mortgage Loan Application Detail Totals for Midfirst Bank in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Applicable 15,404 $1,745,460,000 $113,000 $885,000 $0 $0
Home Purchase 8,342 $2,619,140,000 $313,000 $19,605,000 $263,000 $8,328,000
Refinancing 1,427 $557,895,000 $390,000 $16,005,000 $383,000 $4,123,000
Cash-out Refinancing 647 $133,535,000 $206,000 $695,000 $85,000 $571,000
Other Purpose 525 $121,125,000 $230,000 $8,005,000 $425,000 $9,429,000
Home Improvement 336 $77,360,000 $230,000 $4,005,000 $314,000 $9,834,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 24,117 $4,092,455,000 $169,000 $19,605,000 $64,000 $225,000
White 1,205 $589,775,000 $489,000 $8,005,000 $375,000 $9,834,000
Hispanic 585 $173,605,000 $296,000 $5,005,000 $103,000 $2,368,000
Not Provided 406 $284,710,000 $701,000 $14,005,000 $561,000 $9,429,000
Black or African American 211 $46,135,000 $218,000 $1,655,000 $109,000 $1,702,000
Asian 105 $55,115,000 $524,000 $3,725,000 $512,000 $7,366,000
American Indian or Alaskan Native 42 $6,740,000 $160,000 $745,000 $95,000 $440,000
Native Hawaiian or Other Pacific Islander 3 $915,000 $305,000 $655,000 $319,000 $571,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 20,243 $2,903,095,000 $143,000 $815,000 $66,000 $272,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,919 $1,755,915,000 $601,000 $19,605,000 $328,000 $9,834,000
VA-guaranteed (Veterans Administration) 2,842 $527,460,000 $185,000 $1,435,000 $83,000 $1,327,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 677 $68,045,000 $100,000 $365,000 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 23,506 $3,464,450,000 $147,000 $1,435,000 $64,000 $225,000
Loan Originated 2,269 $1,271,465,000 $560,000 $19,605,000 $366,000 $9,834,000
Application Denied By Financial Institution 426 $128,620,000 $301,000 $8,705,000 $124,000 $1,515,000
Application Withdrawn By Applicant 351 $293,815,000 $837,000 $16,005,000 $314,000 $8,328,000
Preapproval Approved but not Accepted 69 $30,895,000 $447,000 $755,000 $100,000 $230,000
Application Approved But Not Accepted 59 $65,235,000 $1,105,000 $5,005,000 $954,000 $8,199,000
File Closed For Incompleteness 1 $35,000 $35,000 $35,000 $63,000 $63,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 26,255 $5,125,895,000 $195,000 $19,605,000 $318,000 $9,834,000
Debt-To-Income Ratio 209 $75,245,000 $360,000 $8,005,000 $104,000 $1,515,000
Credit History 80 $11,990,000 $149,000 $1,505,000 $106,000 $1,100,000
Collateral 54 $19,100,000 $353,000 $8,705,000 $165,000 $930,000
Other 40 $11,020,000 $275,000 $2,655,000 $234,000 $1,356,000
Credit Application Incomplete 24 $6,240,000 $260,000 $2,505,000 $0 $0
Unverifiable Information 9 $2,295,000 $255,000 $325,000 $59,000 $73,000
Employment History 6 $1,980,000 $330,000 $625,000 $51,000 $150,000
Insufficient Cash (Downpayment, Closing Cost) 4 $750,000 $187,000 $335,000 $77,000 $121,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Midfirst Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet with aggregated HMDA statistics today.

Download the Oklahoma Lender List