Midfirst Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Midfirst Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midfirst Bank 501 Nw Grand Blvd Oklahoma City, OK 73118 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 26,681 |
| Total Mortgage Loan Application Amount | $5,254,515,000 |
| Average Mortgage Loan Application Amount | $247,000 |
| Highest Mortgage Loan Application Amount | $19,605,000 |
| Average Applicant Income | $245,000 |
| Highest Applicant Income | $9,834,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Midfirst Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midfirst Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Midfirst Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midfirst Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Midfirst Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midfirst Bank's mortgage activity for 2023.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 2,769 | $ 430,365,000 | $ 178,127 | $ 689,272 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 1,196 | $ 196,290,000 | $ 164,000 | $ 0 |
| OKLAHOMA CITY, OK | 1,179 | $ 248,535,000 | $ 210,000 | $ 157,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 934 | $ 424,110,000 | $ 454,000 | $ 187,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 876 | $ 144,960,000 | $ 165,000 | $ 226,000 |
| DALLAS-PLANO-IRVING, TX | 749 | $ 179,565,000 | $ 239,000 | $ 347,000 |
| CHICAGO-NAPERVILLE, IL | 610 | $ 94,390,000 | $ 154,000 | $ 106,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 554 | $ 446,960,000 | $ 806,000 | $ 499,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 416 | $ 106,660,000 | $ 256,000 | $ 989,000 |
| ST. LOUIS, MO-IL | 394 | $ 44,910,000 | $ 112,000 | $ 0 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 388 | $ 49,180,000 | $ 126,000 | $ 350,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 343 | $ 80,115,000 | $ 205,750 | $ 59,000 |
| FORT WORTH-ARLINGTON, TX | 319 | $ 42,935,000 | $ 134,000 | $ 252,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 310 | $ 51,180,000 | $ 165,000 | $ 0 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 296 | $ 100,060,000 | $ 306,500 | $ 1,830,000 |
| TULSA, OK | 287 | $ 59,825,000 | $ 208,000 | $ 172,000 |
| PHILADELPHIA, PA | 270 | $ 26,520,000 | $ 98,000 | $ 0 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 247 | $ 44,025,000 | $ 178,000 | $ 0 |
| EL PASO, TX | 245 | $ 31,575,000 | $ 128,000 | $ 28,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 239 | $ 31,575,000 | $ 145,500 | $ 0 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 239 | $ 26,955,000 | $ 112,000 | $ 631,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 226 | $ 34,920,000 | $ 154,000 | $ 0 |
| DENVER-AURORA-LAKEWOOD, CO | 225 | $ 88,845,000 | $ 394,000 | $ 487,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 225 | $ 63,535,000 | $ 282,000 | $ 1,330,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 212 | $ 36,880,000 | $ 190,000 | $ 0 |
| CAMDEN, NJ | 203 | $ 31,425,000 | $ 154,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 202 | $ 29,270,000 | $ 126,500 | $ 0 |
| NEW ORLEANS-METAIRIE, LA | 201 | $ 26,225,000 | $ 130,000 | $ 2,048,000 |
| MEMPHIS, TN-MS-AR | 194 | $ 19,030,000 | $ 96,666 | $ 0 |
| NEW YORK-NEWARK, NY | 184 | $ 40,940,000 | $ 219,000 | $ 0 |
| KANSAS CITY, MO-KS | 178 | $ 22,190,000 | $ 124,500 | $ 0 |
| NEWARK, NJ-PA | 175 | $ 41,625,000 | $ 195,500 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 172 | $ 32,450,000 | $ 188,000 | $ 672,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 172 | $ 69,120,000 | $ 401,000 | $ 2,751,000 |
| COLUMBIA, SC | 168 | $ 23,180,000 | $ 137,000 | $ 40,000 |
| JACKSONVILLE, FL | 167 | $ 23,895,000 | $ 143,000 | $ 0 |
| WARREN-TROY-FARMINGTON HILLS, MI | 167 | $ 20,565,000 | $ 123,000 | $ 0 |
| BATON ROUGE, LA | 166 | $ 25,040,000 | $ 150,000 | $ 0 |
| CLEVELAND-ELYRIA, OH | 162 | $ 16,020,000 | $ 98,000 | $ 0 |
| CINCINNATI, OH-KY-IN | 161 | $ 17,855,000 | $ 135,000 | $ 0 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 158 | $ 21,350,000 | $ 135,000 | $ 0 |
| PITTSBURGH, PA | 158 | $ 15,410,000 | $ 97,000 | $ 0 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 150 | $ 27,460,000 | $ 183,000 | $ 509,000 |
| COLUMBUS, OH | 146 | $ 18,870,000 | $ 129,000 | $ 210,000 |
| GARY, IN | 141 | $ 18,495,000 | $ 131,000 | $ 0 |
| BIRMINGHAM-HOOVER, AL | 138 | $ 15,920,000 | $ 115,000 | $ 41,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 137 | $ 13,415,000 | $ 97,000 | $ 0 |
| LAKELAND-WINTER HAVEN, FL | 128 | $ 22,510,000 | $ 175,000 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 125 | $ 26,115,000 | $ 208,000 | $ 213,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 123 | $ 28,595,000 | $ 232,000 | $ 3,879,000 |
| RICHMOND, VA | 110 | $ 15,740,000 | $ 143,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 109 | $ 10,605,000 | $ 97,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 106 | $ 12,470,000 | $ 117,000 | $ 99,000 |
| RALEIGH, NC | 101 | $ 14,575,000 | $ 144,000 | $ 0 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 99 | $ 14,215,000 | $ 143,000 | $ 0 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 95 | $ 9,085,000 | $ 95,500 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 92 | $ 11,830,000 | $ 135,000 | $ 0 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 88 | $ 7,540,000 | $ 85,000 | $ 0 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 88 | $ 13,380,000 | $ 152,000 | $ 0 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 88 | $ 14,770,000 | $ 167,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON, SC | 83 | $ 15,685,000 | $ 188,000 | $ 713,000 |
| CORPUS CHRISTI, TX | 82 | $ 8,630,000 | $ 105,000 | $ 0 |
| SHREVEPORT-BOSSIER CITY, LA | 82 | $ 9,430,000 | $ 115,000 | $ 0 |
| ELGIN, IL | 81 | $ 12,895,000 | $ 159,000 | $ 0 |
| ROCHESTER, NY | 81 | $ 5,855,000 | $ 72,000 | $ 0 |
| SALT LAKE CITY, UT | 80 | $ 24,690,000 | $ 308,000 | $ 400,000 |
| WILMINGTON, DE-MD-NJ | 79 | $ 13,405,000 | $ 176,000 | $ 0 |
| FAYETTEVILLE, NC | 78 | $ 7,600,000 | $ 97,000 | $ 0 |
| BAKERSFIELD, CA | 77 | $ 9,765,000 | $ 126,000 | $ 0 |
| PROVIDENCE-WARWICK, RI-MA | 77 | $ 16,135,000 | $ 213,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 74 | $ 12,670,000 | $ 172,500 | $ 0 |
| LAREDO, TX | 74 | $ 9,330,000 | $ 126,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 74 | $ 8,910,000 | $ 120,000 | $ 0 |
| MOBILE, AL | 74 | $ 7,180,000 | $ 97,000 | $ 0 |
| AKRON, OH | 73 | $ 7,135,000 | $ 97,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 72 | $ 11,490,000 | $ 159,000 | $ 0 |
| SAN DIEGO-CARLSBAD, CA | 70 | $ 77,680,000 | $ 1,109,000 | $ 923,000 |
| ALBUQUERQUE, NM | 69 | $ 8,865,000 | $ 128,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 68 | $ 11,650,000 | $ 171,000 | $ 702,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 68 | $ 30,000,000 | $ 441,000 | $ 1,087,000 |
| WICHITA, KS | 68 | $ 5,850,000 | $ 86,000 | $ 220,000 |
| SYRACUSE, NY | 67 | $ 5,165,000 | $ 77,000 | $ 0 |
| KILLEEN-TEMPLE, TX | 66 | $ 7,510,000 | $ 113,000 | $ 212,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 65 | $ 6,295,000 | $ 96,000 | $ 0 |
| SAVANNAH, GA | 65 | $ 10,965,000 | $ 168,000 | $ 51,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 64 | $ 6,660,000 | $ 95,500 | $ 0 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 64 | $ 15,850,000 | $ 247,000 | $ 0 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 63 | $ 14,085,000 | $ 223,000 | $ 0 |
| SEATTLE-BELLEVUE-EVERETT, WA | 63 | $ 18,235,000 | $ 289,000 | $ 0 |
| TUCSON, AZ | 63 | $ 9,485,000 | $ 150,000 | $ 102,000 |
| GREENSBORO-HIGH POINT, NC | 62 | $ 6,240,000 | $ 100,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 61 | $ 6,905,000 | $ 113,000 | $ 472,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 61 | $ 14,775,000 | $ 242,000 | $ 802,000 |
| GRAND RAPIDS-WYOMING, MI | 60 | $ 7,550,000 | $ 125,000 | $ 0 |
| LAFAYETTE, LA | 60 | $ 7,790,000 | $ 129,000 | $ 0 |
| FRESNO, CA | 59 | $ 9,165,000 | $ 155,000 | $ 0 |
| TACOMA-LAKEWOOD, WA | 59 | $ 14,185,000 | $ 240,000 | $ 0 |
| WINSTON-SALEM, NC | 58 | $ 6,020,000 | $ 103,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 56 | $ 7,370,000 | $ 131,000 | $ 0 |
| SANTA MARIA-SANTA BARBARA, CA | 56 | $ 70,720,000 | $ 1,262,000 | $ 493,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 55 | $ 55,205,000 | $ 1,003,000 | $ 922,000 |
| WORCESTER, MA-CT | 55 | $ 9,765,000 | $ 180,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 54 | $ 6,010,000 | $ 107,000 | $ 0 |
| JACKSON, MS | 53 | $ 6,375,000 | $ 120,000 | $ 0 |
| BOSTON, MA | 52 | $ 14,340,000 | $ 275,000 | $ 0 |
| CHATTANOOGA, TN-GA | 52 | $ 5,230,000 | $ 97,000 | $ 0 |
| YORK-HANOVER, PA | 52 | $ 6,900,000 | $ 132,000 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 51 | $ 9,335,000 | $ 183,000 | $ 0 |
| COLORADO SPRINGS, CO | 50 | $ 11,420,000 | $ 228,000 | $ 212,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 50 | $ 4,230,000 | $ 84,000 | $ 0 |
| ALBANY-SCHENECTADY-TROY, NY | 49 | $ 6,185,000 | $ 126,000 | $ 0 |
| COLUMBUS, GA-AL | 49 | $ 5,945,000 | $ 130,000 | $ 0 |
| SPRINGFIELD, MA | 48 | $ 6,390,000 | $ 133,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 47 | $ 5,295,000 | $ 112,000 | $ 0 |
| MONTGOMERY, AL | 47 | $ 5,425,000 | $ 115,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 46 | $ 7,250,000 | $ 160,500 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 46 | $ 7,760,000 | $ 168,000 | $ 0 |
| HUNTSVILLE, AL | 45 | $ 6,405,000 | $ 142,000 | $ 108,000 |
| FLINT, MI | 44 | $ 3,670,000 | $ 83,000 | $ 0 |
| KNOXVILLE, TN | 44 | $ 4,960,000 | $ 112,000 | $ 0 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 44 | $ 8,730,000 | $ 198,000 | $ 1,493,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 44 | $ 3,310,000 | $ 68,000 | $ 0 |
| MACON-BIBB COUNTY, GA | 43 | $ 4,225,000 | $ 98,000 | $ 0 |
| READING, PA | 43 | $ 5,765,000 | $ 134,000 | $ 0 |
| SPRINGFIELD, MO | 43 | $ 4,485,000 | $ 104,000 | $ 0 |
| OCALA, FL | 42 | $ 5,190,000 | $ 123,000 | $ 0 |
| STOCKTON-LODI, CA | 42 | $ 10,240,000 | $ 243,000 | $ 358,000 |
| DURHAM-CHAPEL HILL, NC | 41 | $ 4,945,000 | $ 120,000 | $ 142,000 |
| HOUMA-THIBODAUX, LA | 41 | $ 4,835,000 | $ 117,000 | $ 0 |
| LANSING-EAST LANSING, MI | 41 | $ 4,215,000 | $ 102,000 | $ 0 |
| SPARTANBURG, SC | 41 | $ 5,465,000 | $ 133,000 | $ 0 |
| TOLEDO, OH | 41 | $ 4,425,000 | $ 107,000 | $ 0 |
| FORT WAYNE, IN | 40 | $ 3,390,000 | $ 84,000 | $ 0 |
| LAWTON, OK | 40 | $ 3,480,000 | $ 87,000 | $ 550,000 |
| OGDEN-CLEARFIELD, UT | 40 | $ 6,900,000 | $ 172,000 | $ 0 |
| LUBBOCK, TX | 39 | $ 3,285,000 | $ 84,000 | $ 0 |
| OAKLAND-HAYWARD-BERKELEY, CA | 39 | $ 17,715,000 | $ 454,000 | $ 1,138,000 |
| WARNER ROBINS, GA | 38 | $ 5,600,000 | $ 147,000 | $ 99,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 37 | $ 6,215,000 | $ 167,000 | $ 0 |
| VINELAND-BRIDGETON, NJ | 36 | $ 4,140,000 | $ 115,000 | $ 0 |
| ATLANTIC CITY-HAMMONTON, NJ | 35 | $ 4,805,000 | $ 137,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 35 | $ 9,085,000 | $ 259,000 | $ 67,000 |
| MODESTO, CA | 35 | $ 7,315,000 | $ 209,000 | $ 0 |
| ODESSA, TX | 35 | $ 4,725,000 | $ 135,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 35 | $ 3,205,000 | $ 103,500 | $ 0 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 34 | $ 11,510,000 | $ 338,000 | $ 511,000 |
| HARRISBURG-CARLISLE, PA | 34 | $ 3,620,000 | $ 106,000 | $ 0 |
| LANCASTER, PA | 34 | $ 4,480,000 | $ 131,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 34 | $ 4,440,000 | $ 130,000 | $ 0 |
| PEORIA, IL | 34 | $ 2,450,000 | $ 72,000 | $ 0 |
| PORT ST. LUCIE, FL | 34 | $ 6,580,000 | $ 193,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 33 | $ 4,265,000 | $ 129,000 | $ 0 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 30 | $ 3,250,000 | $ 108,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 29 | $ 3,495,000 | $ 120,000 | $ 0 |
| ROCKFORD, IL | 29 | $ 2,975,000 | $ 102,000 | $ 0 |
| ANCHORAGE, AK | 28 | $ 6,390,000 | $ 228,000 | $ 295,000 |
| HICKORY-LENOIR-MORGANTON, NC | 28 | $ 3,060,000 | $ 109,000 | $ 0 |
| RENO, NV | 28 | $ 7,270,000 | $ 259,000 | $ 0 |
| AMARILLO, TX | 27 | $ 2,415,000 | $ 89,000 | $ 0 |
| CANTON-MASSILLON, OH | 27 | $ 2,165,000 | $ 80,000 | $ 0 |
| CLARKSVILLE, TN-KY | 27 | $ 2,925,000 | $ 102,500 | $ 0 |
| DOVER, DE | 27 | $ 4,945,000 | $ 183,000 | $ 0 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 27 | $ 2,605,000 | $ 97,333 | $ 0 |
| LAS CRUCES, NM | 27 | $ 4,255,000 | $ 157,000 | $ 0 |
| BOISE CITY, ID | 26 | $ 4,260,000 | $ 163,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 26 | $ 3,800,000 | $ 137,500 | $ 0 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 26 | $ 6,940,000 | $ 266,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 26 | $ 19,460,000 | $ 748,000 | $ 1,249,000 |
| SALEM, OR | 26 | $ 5,270,000 | $ 202,000 | $ 948,000 |
| TUSCALOOSA, AL | 26 | $ 3,290,000 | $ 126,000 | $ 0 |
| WACO, TX | 26 | $ 1,960,000 | $ 75,000 | $ 0 |
| MIDLAND, TX | 25 | $ 4,545,000 | $ 181,000 | $ 0 |
| FLORENCE, SC | 24 | $ 2,880,000 | $ 120,000 | $ 0 |
| HINESVILLE, GA | 24 | $ 2,220,000 | $ 92,000 | $ 0 |
| MONROE, LA | 24 | $ 2,660,000 | $ 110,000 | $ 0 |
| SPOKANE-SPOKANE VALLEY, WA | 24 | $ 3,480,000 | $ 145,000 | $ 0 |
| MERCED, CA | 23 | $ 3,935,000 | $ 171,000 | $ 0 |
| PROVO-OREM, UT | 23 | $ 8,955,000 | $ 389,000 | $ 434,000 |
| BINGHAMTON, NY | 22 | $ 1,280,000 | $ 58,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 22 | $ 3,530,000 | $ 160,000 | $ 0 |
| FORT SMITH, AR-OK | 22 | $ 1,750,000 | $ 66,000 | $ 24,000 |
| HAMMOND, LA | 22 | $ 3,090,000 | $ 140,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 22 | $ 2,090,000 | $ 79,000 | $ 0 |
| ROANOKE, VA | 22 | $ 1,880,000 | $ 85,000 | $ 0 |
| TALLAHASSEE, FL | 22 | $ 2,210,000 | $ 100,000 | $ 0 |
| GREELEY, CO | 21 | $ 4,785,000 | $ 227,000 | $ 144,000 |
| JACKSON, MI | 21 | $ 1,925,000 | $ 91,000 | $ 0 |
| JACKSON, TN | 21 | $ 1,755,000 | $ 83,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND, ME | 21 | $ 3,455,000 | $ 164,000 | $ 0 |
| PUEBLO, CO | 21 | $ 3,415,000 | $ 162,000 | $ 0 |
| SALISBURY, MD-DE | 21 | $ 2,275,000 | $ 118,000 | $ 29,000 |
| YUMA, AZ | 21 | $ 2,195,000 | $ 104,000 | $ 0 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 20 | $ 2,540,000 | $ 127,000 | $ 0 |
| GAINESVILLE, GA | 20 | $ 2,310,000 | $ 115,000 | $ 0 |
| JOPLIN, MO | 20 | $ 1,940,000 | $ 97,000 | $ 0 |
| SANTA FE, NM | 20 | $ 16,430,000 | $ 821,000 | $ 926,000 |
| ALEXANDRIA, LA | 19 | $ 2,485,000 | $ 130,000 | $ 0 |
| DOTHAN, AL | 19 | $ 1,855,000 | $ 97,000 | $ 0 |
| GOLDSBORO, NC | 19 | $ 1,695,000 | $ 89,000 | $ 0 |
| JACKSONVILLE, NC | 19 | $ 2,395,000 | $ 126,000 | $ 0 |
| SAGINAW, MI | 19 | $ 1,515,000 | $ 79,000 | $ 0 |
| TRENTON, NJ | 19 | $ 2,355,000 | $ 123,000 | $ 0 |
| BURLINGTON, NC | 18 | $ 2,390,000 | $ 132,000 | $ 0 |
| DECATUR, AL | 18 | $ 2,160,000 | $ 120,000 | $ 0 |
| EAST STROUDSBURG, PA | 18 | $ 2,670,000 | $ 148,000 | $ 0 |
| ELKHART-GOSHEN, IN | 18 | $ 1,630,000 | $ 90,000 | $ 0 |
| LAKE CHARLES, LA | 18 | $ 2,240,000 | $ 124,000 | $ 0 |
| UTICA-ROME, NY | 18 | $ 1,490,000 | $ 82,000 | $ 0 |
| VALDOSTA, GA | 18 | $ 2,000,000 | $ 111,000 | $ 0 |
| WILMINGTON, NC | 18 | $ 2,510,000 | $ 139,000 | $ 0 |
| DULUTH, MN-WI | 17 | $ 2,065,000 | $ 122,500 | $ 0 |
| ERIE, PA | 17 | $ 1,295,000 | $ 76,000 | $ 0 |
| GAINESVILLE, FL | 17 | $ 1,465,000 | $ 86,000 | $ 0 |
| SPRINGFIELD, OH | 17 | $ 1,335,000 | $ 78,000 | $ 0 |
| ASHEVILLE, NC | 16 | $ 1,480,000 | $ 92,000 | $ 0 |
| CLEVELAND, TN | 16 | $ 1,970,000 | $ 123,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 16 | $ 1,400,000 | $ 87,000 | $ 0 |
| LYNCHBURG, VA | 16 | $ 1,480,000 | $ 92,000 | $ 0 |
| TOPEKA, KS | 16 | $ 1,220,000 | $ 76,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 16 | $ 4,910,000 | $ 306,000 | $ 0 |
| ALBANY, GA | 15 | $ 1,485,000 | $ 99,000 | $ 0 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 15 | $ 2,475,000 | $ 165,000 | $ 0 |
| MADISON, WI | 15 | $ 2,455,000 | $ 163,000 | $ 0 |
| MUNCIE, IN | 15 | $ 1,075,000 | $ 71,000 | $ 0 |
| ROCHESTER, MN | 15 | $ 1,925,000 | $ 128,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 15 | $ 3,535,000 | $ 235,000 | $ 0 |
| URBAN HONOLULU, HI | 15 | $ 5,965,000 | $ 397,000 | $ 459,000 |
| BREMERTON-SILVERDALE, WA | 14 | $ 3,410,000 | $ 243,000 | $ 0 |
| CHARLESTON, WV | 14 | $ 1,210,000 | $ 86,000 | $ 0 |
| DALTON, GA | 14 | $ 1,190,000 | $ 85,000 | $ 0 |
| EL CENTRO, CA | 14 | $ 2,170,000 | $ 155,000 | $ 0 |
| GRAND JUNCTION, CO | 14 | $ 2,040,000 | $ 145,000 | $ 0 |
| HATTIESBURG, MS | 14 | $ 1,430,000 | $ 102,000 | $ 0 |
| JONESBORO, AR | 14 | $ 1,420,000 | $ 101,000 | $ 0 |
| KOKOMO, IN | 14 | $ 1,020,000 | $ 72,000 | $ 0 |
| LONGVIEW, TX | 14 | $ 1,710,000 | $ 122,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 14 | $ 1,280,000 | $ 91,000 | $ 0 |
| PINE BLUFF, AR | 14 | $ 1,300,000 | $ 92,000 | $ 0 |
| ROME, GA | 14 | $ 990,000 | $ 70,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 14 | $ 7,380,000 | $ 527,000 | $ 1,493,000 |
| SPRINGFIELD, IL | 14 | $ 1,170,000 | $ 83,000 | $ 0 |
| ST. JOSEPH, MO-KS | 14 | $ 1,330,000 | $ 71,500 | $ 0 |
| VICTORIA, TX | 14 | $ 1,300,000 | $ 92,000 | $ 0 |
| BOULDER, CO | 13 | $ 8,755,000 | $ 673,000 | $ 273,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 13 | $ 2,565,000 | $ 197,000 | $ 0 |
| MONROE, MI | 13 | $ 1,505,000 | $ 115,000 | $ 0 |
| OLYMPIA-TUMWATER, WA | 13 | $ 2,535,000 | $ 195,000 | $ 0 |
| PUNTA GORDA, FL | 13 | $ 1,785,000 | $ 137,000 | $ 0 |
| SAN ANGELO, TX | 13 | $ 4,975,000 | $ 382,000 | $ 0 |
| EVANSVILLE, IN-KY | 12 | $ 1,120,000 | $ 93,000 | $ 0 |
| JANESVILLE-BELOIT, WI | 12 | $ 1,420,000 | $ 118,000 | $ 0 |
| JOHNSTOWN, PA | 12 | $ 710,000 | $ 59,000 | $ 0 |
| KENNEWICK-RICHLAND, WA | 12 | $ 1,980,000 | $ 165,000 | $ 0 |
| LINCOLN, NE | 12 | $ 1,780,000 | $ 148,000 | $ 0 |
| MORRISTOWN, TN | 12 | $ 1,010,000 | $ 84,000 | $ 0 |
| ROCKY MOUNT, NC | 12 | $ 1,430,000 | $ 119,000 | $ 0 |
| ST. CLOUD, MN | 12 | $ 1,970,000 | $ 164,000 | $ 0 |
| YAKIMA, WA | 12 | $ 2,210,000 | $ 184,000 | $ 0 |
| ANN ARBOR, MI | 11 | $ 2,765,000 | $ 251,000 | $ 148,000 |
| APPLETON, WI | 11 | $ 1,115,000 | $ 101,000 | $ 0 |
| BRUNSWICK, GA | 11 | $ 1,185,000 | $ 107,000 | $ 0 |
| CEDAR RAPIDS, IA | 11 | $ 1,355,000 | $ 123,000 | $ 0 |
| GREEN BAY, WI | 11 | $ 1,035,000 | $ 94,000 | $ 0 |
| HANFORD-CORCORAN, CA | 11 | $ 1,245,000 | $ 113,000 | $ 0 |
| LEWISTON-AUBURN, ME | 11 | $ 1,575,000 | $ 143,000 | $ 0 |
| MADERA, CA | 11 | $ 1,785,000 | $ 162,000 | $ 0 |
| PANAMA CITY, FL | 11 | $ 1,485,000 | $ 135,000 | $ 0 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 11 | $ 3,745,000 | $ 340,000 | $ 295,000 |
| RACINE, WI | 11 | $ 1,285,000 | $ 116,000 | $ 0 |
| TYLER, TX | 11 | $ 1,045,000 | $ 95,000 | $ 0 |
| BAY CITY, MI | 10 | $ 750,000 | $ 75,000 | $ 0 |
| COLUMBUS, IN | 10 | $ 1,280,000 | $ 128,000 | $ 0 |
| FORT COLLINS, CO | 10 | $ 2,570,000 | $ 257,000 | $ 0 |
| LAFAYETTE-WEST LAFAYETTE, IN | 10 | $ 940,000 | $ 94,000 | $ 43,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 10 | $ 1,100,000 | $ 110,000 | $ 0 |
| MUSKEGON, MI | 10 | $ 780,000 | $ 78,000 | $ 0 |
| REDDING, CA | 10 | $ 1,460,000 | $ 146,000 | $ 0 |
| SEBASTIAN-VERO BEACH, FL | 10 | $ 4,920,000 | $ 492,000 | $ 1,173,000 |
| SHERMAN-DENISON, TX | 10 | $ 800,000 | $ 80,000 | $ 0 |
| WEIRTON-STEUBENVILLE, WV-OH | 10 | $ 910,000 | $ 91,000 | $ 0 |
| WICHITA FALLS, TX | 10 | $ 530,000 | $ 53,000 | $ 0 |
| ALTOONA, PA | 9 | $ 825,000 | $ 91,000 | $ 0 |
| BATTLE CREEK, MI | 9 | $ 855,000 | $ 95,000 | $ 0 |
| BLOOMSBURG-BERWICK, PA | 9 | $ 1,055,000 | $ 117,000 | $ 0 |
| CHARLOTTESVILLE, VA | 9 | $ 1,065,000 | $ 118,000 | $ 0 |
| FLAGSTAFF, AZ | 9 | $ 6,645,000 | $ 738,000 | $ 298,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 9 | $ 1,885,000 | $ 209,000 | $ 0 |
| OWENSBORO, KY | 9 | $ 785,000 | $ 87,000 | $ 0 |
| SIOUX FALLS, SD | 9 | $ 1,855,000 | $ 206,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 9 | $ 745,000 | $ 82,000 | $ 0 |
| WATERTOWN-FORT DRUM, NY | 9 | $ 665,000 | $ 73,000 | $ 0 |
| YUBA CITY, CA | 9 | $ 2,065,000 | $ 229,000 | $ 0 |
| ABILENE, TX | 8 | $ 710,000 | $ 88,000 | $ 0 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 8 | $ 620,000 | $ 77,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 8 | $ 680,000 | $ 85,000 | $ 0 |
| BILLINGS, MT | 8 | $ 1,290,000 | $ 161,000 | $ 0 |
| CHAMBERSBURG-WAYNESBORO, PA | 8 | $ 1,070,000 | $ 133,000 | $ 0 |
| EAU CLAIRE, WI | 8 | $ 1,100,000 | $ 137,000 | $ 0 |
| GETTYSBURG, PA | 8 | $ 950,000 | $ 118,000 | $ 0 |
| GLENS FALLS, NY | 8 | $ 960,000 | $ 120,000 | $ 0 |
| GRAND FORKS, ND-MN | 8 | $ 840,000 | $ 99,500 | $ 0 |
| GREENVILLE, NC | 8 | $ 710,000 | $ 88,000 | $ 0 |
| HOMOSASSA SPRINGS, FL | 8 | $ 910,000 | $ 113,000 | $ 0 |
| LEBANON, PA | 8 | $ 1,110,000 | $ 138,000 | $ 0 |
| MANHATTAN, KS | 8 | $ 1,080,000 | $ 135,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 8 | $ 1,980,000 | $ 247,000 | $ 0 |
| RAPID CITY, SD | 8 | $ 1,260,000 | $ 157,000 | $ 1,147,000 |
| SIOUX CITY, IA-NE-SD | 8 | $ 860,000 | $ 133,666 | $ 0 |
| TERRE HAUTE, IN | 8 | $ 600,000 | $ 75,000 | $ 0 |
| TEXARKANA, TX-AR | 8 | $ 740,000 | $ 86,500 | $ 0 |
| THE VILLAGES, FL | 8 | $ 1,000,000 | $ 125,000 | $ 0 |
| AUBURN-OPELIKA, AL | 7 | $ 875,000 | $ 125,000 | $ 0 |
| BLOOMINGTON, IN | 7 | $ 715,000 | $ 102,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 7 | $ 705,000 | $ 100,000 | $ 0 |
| CHICO, CA | 7 | $ 1,285,000 | $ 183,000 | $ 0 |
| COLUMBIA, MO | 7 | $ 695,000 | $ 99,000 | $ 0 |
| EUGENE, OR | 7 | $ 2,155,000 | $ 307,000 | $ 622,000 |
| FARMINGTON, NM | 7 | $ 655,000 | $ 93,000 | $ 0 |
| IDAHO FALLS, ID | 7 | $ 875,000 | $ 125,000 | $ 0 |
| JOHNSON CITY, TN | 7 | $ 815,000 | $ 116,000 | $ 0 |
| KINGSTON, NY | 7 | $ 995,000 | $ 142,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 7 | $ 1,245,000 | $ 177,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 7 | $ 725,000 | $ 103,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 7 | $ 865,000 | $ 123,000 | $ 0 |
| WAUSAU, WI | 7 | $ 915,000 | $ 130,000 | $ 0 |
| WENATCHEE, WA | 7 | $ 1,445,000 | $ 206,000 | $ 0 |
| WHEELING, WV-OH | 7 | $ 695,000 | $ 72,500 | $ 0 |
| BANGOR, ME | 6 | $ 480,000 | $ 80,000 | $ 0 |
| BLOOMINGTON, IL | 6 | $ 740,000 | $ 123,000 | $ 0 |
| BOWLING GREEN, KY | 6 | $ 470,000 | $ 78,000 | $ 0 |
| CARBONDALE-MARION, IL | 6 | $ 760,000 | $ 126,000 | $ 0 |
| COEUR D'ALENE, ID | 6 | $ 850,000 | $ 141,000 | $ 0 |
| DECATUR, IL | 6 | $ 560,000 | $ 93,000 | $ 0 |
| ELIZABETHTOWN-FORT KNOX, KY | 6 | $ 670,000 | $ 111,000 | $ 0 |
| ENID, OK | 6 | $ 360,000 | $ 60,000 | $ 48,000 |
| FARGO, ND-MN | 6 | $ 590,000 | $ 98,000 | $ 0 |
| GRAND ISLAND, NE | 6 | $ 630,000 | $ 105,000 | $ 0 |
| GREAT FALLS, MT | 6 | $ 680,000 | $ 113,000 | $ 0 |
| KAHULUI-WAILUKU-LAHAINA, HI | 6 | $ 5,230,000 | $ 871,000 | $ 0 |
| KANKAKEE, IL | 6 | $ 520,000 | $ 86,000 | $ 0 |
| LIMA, OH | 6 | $ 320,000 | $ 53,000 | $ 0 |
| MANKATO-NORTH MANKATO, MN | 6 | $ 570,000 | $ 95,000 | $ 0 |
| MANSFIELD, OH | 6 | $ 390,000 | $ 65,000 | $ 0 |
| NEW BERN, NC | 6 | $ 560,000 | $ 93,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 6 | $ 980,000 | $ 163,000 | $ 0 |
| PITTSFIELD, MA | 6 | $ 850,000 | $ 141,000 | $ 2,048,000 |
| SEBRING, FL | 6 | $ 630,000 | $ 105,000 | $ 0 |
| ST. GEORGE, UT | 6 | $ 4,540,000 | $ 756,000 | $ 0 |
| SUMTER, SC | 6 | $ 1,090,000 | $ 181,000 | $ 0 |
| ALBANY, OR | 5 | $ 685,000 | $ 137,000 | $ 0 |
| BARNSTABLE TOWN, MA | 5 | $ 855,000 | $ 171,000 | $ 0 |
| BECKLEY, WV | 5 | $ 315,000 | $ 63,000 | $ 0 |
| BEND-REDMOND, OR | 5 | $ 1,115,000 | $ 223,000 | $ 1,702,000 |
| CAPE GIRARDEAU, MO-IL | 5 | $ 455,000 | $ 91,000 | $ 0 |
| CUMBERLAND, MD-WV | 5 | $ 485,000 | $ 111,000 | $ 0 |
| DANVILLE, IL | 5 | $ 275,000 | $ 55,000 | $ 0 |
| FOND DU LAC, WI | 5 | $ 485,000 | $ 97,000 | $ 0 |
| LAWRENCE, KS | 5 | $ 775,000 | $ 155,000 | $ 0 |
| LOGAN, UT-ID | 5 | $ 3,555,000 | $ 570,000 | $ 8,199,000 |
| OCEAN CITY, NJ | 5 | $ 1,005,000 | $ 201,000 | $ 0 |
| PARKERSBURG-VIENNA, WV | 5 | $ 555,000 | $ 111,000 | $ 0 |
| SAN RAFAEL, CA | 5 | $ 11,545,000 | $ 2,309,000 | $ 2,608,000 |
| SANTA ROSA, CA | 5 | $ 2,785,000 | $ 557,000 | $ 676,000 |
| SHEBOYGAN, WI | 5 | $ 595,000 | $ 119,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 4 | $ 250,000 | $ 62,000 | $ 0 |
| CARSON CITY, NV | 4 | $ 1,140,000 | $ 285,000 | $ 0 |
| ELMIRA, NY | 4 | $ 240,000 | $ 60,000 | $ 0 |
| SALINAS, CA | 4 | $ 770,000 | $ 192,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 4 | $ 690,000 | $ 172,000 | $ 0 |
| WILLIAMSPORT, PA | 4 | $ 440,000 | $ 110,000 | $ 0 |
| AMES, IA | 3 | $ 355,000 | $ 118,000 | $ 0 |
| BISMARCK, ND | 3 | $ 425,000 | $ 141,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 3 | $ 345,000 | $ 115,000 | $ 0 |
| CASPER, WY | 3 | $ 385,000 | $ 128,000 | $ 0 |
| GADSDEN, AL | 3 | $ 265,000 | $ 88,000 | $ 0 |
| GRANTS PASS, OR | 3 | $ 925,000 | $ 308,000 | $ 0 |
| HOT SPRINGS, AR | 3 | $ 1,025,000 | $ 341,000 | $ 422,000 |
| LONGVIEW, WA | 3 | $ 535,000 | $ 178,000 | $ 0 |
| MEDFORD, OR | 3 | $ 575,000 | $ 191,000 | $ 0 |
| MISSOULA, MT | 3 | $ 775,000 | $ 258,000 | $ 0 |
| STAUNTON-WAYNESBORO, VA | 3 | $ 165,000 | $ 55,000 | $ 0 |
| WINCHESTER, VA-WV | 3 | $ 345,000 | $ 117,500 | $ 0 |
| BELLINGHAM, WA | 2 | $ 440,000 | $ 220,000 | $ 0 |
| CHEYENNE, WY | 2 | $ 390,000 | $ 195,000 | $ 0 |
| FAIRBANKS, AK | 2 | $ 440,000 | $ 220,000 | $ 0 |
| FLORENCE-MUSCLE SHOALS, AL | 2 | $ 170,000 | $ 85,000 | $ 0 |
| ITHACA, NY | 2 | $ 130,000 | $ 65,000 | $ 0 |
| JEFFERSON CITY, MO | 2 | $ 150,000 | $ 75,000 | $ 0 |
| MIDLAND, MI | 2 | $ 160,000 | $ 80,000 | $ 0 |
| NAPA, CA | 2 | $ 3,480,000 | $ 1,740,000 | $ 1,244,000 |
| POCATELLO, ID | 2 | $ 320,000 | $ 160,000 | $ 0 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 2 | $ 2,460,000 | $ 1,230,000 | $ 318,000 |
| SAN JUAN-CAROLINA-CAGUAS, PR | 2 | $ 150,000 | $ 75,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 630,000 | $ 315,000 | $ 0 |
| SIERRA VISTA-DOUGLAS, AZ | 2 | $ 130,000 | $ 65,000 | $ 0 |
| CORVALLIS, OR | 1 | $ 195,000 | $ 195,000 | $ 0 |
| DUBUQUE, IA | 1 | $ 15,000 | $ 15,000 | $ 0 |
| HARRISONBURG, VA | 1 | $ 135,000 | $ 135,000 | $ 0 |
| IOWA CITY, IA | 1 | $ 65,000 | $ 65,000 | $ 0 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 205,000 | $ 205,000 | $ 0 |
| LEWISTON, ID-WA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| MORGANTOWN, WV | 1 | $ 25,000 | $ 25,000 | $ 0 |
| STATE COLLEGE, PA | 1 | $ 195,000 | $ 195,000 | $ 0 |
| TWIN FALLS, ID | 1 | $ 175,000 | $ 175,000 | $ 0 |
| WALLA WALLA, WA | 1 | $ 185,000 | $ 185,000 | $ 0 |
Mortgage Loan Application Detail Totals for Midfirst Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Applicable | 15,404 | $1,745,460,000 | $113,000 | $885,000 | $0 | $0 |
| Home Purchase | 8,342 | $2,619,140,000 | $313,000 | $19,605,000 | $263,000 | $8,328,000 |
| Refinancing | 1,427 | $557,895,000 | $390,000 | $16,005,000 | $383,000 | $4,123,000 |
| Cash-out Refinancing | 647 | $133,535,000 | $206,000 | $695,000 | $85,000 | $571,000 |
| Other Purpose | 525 | $121,125,000 | $230,000 | $8,005,000 | $425,000 | $9,429,000 |
| Home Improvement | 336 | $77,360,000 | $230,000 | $4,005,000 | $314,000 | $9,834,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 24,117 | $4,092,455,000 | $169,000 | $19,605,000 | $64,000 | $225,000 |
| White | 1,205 | $589,775,000 | $489,000 | $8,005,000 | $375,000 | $9,834,000 |
| Hispanic | 585 | $173,605,000 | $296,000 | $5,005,000 | $103,000 | $2,368,000 |
| Not Provided | 406 | $284,710,000 | $701,000 | $14,005,000 | $561,000 | $9,429,000 |
| Black or African American | 211 | $46,135,000 | $218,000 | $1,655,000 | $109,000 | $1,702,000 |
| Asian | 105 | $55,115,000 | $524,000 | $3,725,000 | $512,000 | $7,366,000 |
| American Indian or Alaskan Native | 42 | $6,740,000 | $160,000 | $745,000 | $95,000 | $440,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $915,000 | $305,000 | $655,000 | $319,000 | $571,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 20,243 | $2,903,095,000 | $143,000 | $815,000 | $66,000 | $272,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,919 | $1,755,915,000 | $601,000 | $19,605,000 | $328,000 | $9,834,000 |
| VA-guaranteed (Veterans Administration) | 2,842 | $527,460,000 | $185,000 | $1,435,000 | $83,000 | $1,327,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 677 | $68,045,000 | $100,000 | $365,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 23,506 | $3,464,450,000 | $147,000 | $1,435,000 | $64,000 | $225,000 |
| Loan Originated | 2,269 | $1,271,465,000 | $560,000 | $19,605,000 | $366,000 | $9,834,000 |
| Application Denied By Financial Institution | 426 | $128,620,000 | $301,000 | $8,705,000 | $124,000 | $1,515,000 |
| Application Withdrawn By Applicant | 351 | $293,815,000 | $837,000 | $16,005,000 | $314,000 | $8,328,000 |
| Preapproval Approved but not Accepted | 69 | $30,895,000 | $447,000 | $755,000 | $100,000 | $230,000 |
| Application Approved But Not Accepted | 59 | $65,235,000 | $1,105,000 | $5,005,000 | $954,000 | $8,199,000 |
| File Closed For Incompleteness | 1 | $35,000 | $35,000 | $35,000 | $63,000 | $63,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 26,255 | $5,125,895,000 | $195,000 | $19,605,000 | $318,000 | $9,834,000 |
| Debt-To-Income Ratio | 209 | $75,245,000 | $360,000 | $8,005,000 | $104,000 | $1,515,000 |
| Credit History | 80 | $11,990,000 | $149,000 | $1,505,000 | $106,000 | $1,100,000 |
| Collateral | 54 | $19,100,000 | $353,000 | $8,705,000 | $165,000 | $930,000 |
| Other | 40 | $11,020,000 | $275,000 | $2,655,000 | $234,000 | $1,356,000 |
| Credit Application Incomplete | 24 | $6,240,000 | $260,000 | $2,505,000 | $0 | $0 |
| Unverifiable Information | 9 | $2,295,000 | $255,000 | $325,000 | $59,000 | $73,000 |
| Employment History | 6 | $1,980,000 | $330,000 | $625,000 | $51,000 | $150,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $750,000 | $187,000 | $335,000 | $77,000 | $121,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midfirst Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.