Midfirst Bank Mortgage Lending & HMDA Data, 2023

In 2023, Midfirst Bank of Oklahoma City, OK reported 26,681 mortgage applications totaling $5.3 billion, down 23% from 2022. The average application was for $196,938, and applicants reported an average income of $277,033. 9% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (1,196), Oklahoma City, OK (1,179) and Phoenix-Mesa-Scottsdale, AZ (934) (applications in parentheses).

Mortgage Company & Address Midfirst Bank
501 Nw Grand Blvd
Oklahoma City, OK 73118
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 26,681
Total Mortgage Loan Application Amount $5,254,515,000
Average Mortgage Loan Application Amount $196,938
Highest Mortgage Loan Application Amount $19,605,000
Average Applicant Income $277,033
Highest Applicant Income $9,834,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Midfirst Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Midfirst Bank by Metropolitan Area in 2023

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 2,769 $ 430,365,000 $ 155,422 $ 583,470
Atlanta-Sandy Springs-Roswell, GA 1,196 $ 196,290,000 $ 164,122 $ 0
Oklahoma City, OK 1,179 $ 248,535,000 $ 210,801 $ 157,000
Phoenix-Mesa-Scottsdale, AZ 934 $ 424,110,000 $ 454,079 $ 187,000
Houston-The Woodlands-Sugar Land, TX 876 $ 144,960,000 $ 165,479 $ 226,000
Dallas-Plano-Irving, TX 749 $ 179,565,000 $ 239,739 $ 347,000
Chicago-Naperville, IL 610 $ 94,390,000 $ 154,737 $ 106,000
Los Angeles-Long Beach-Glendale, CA 554 $ 446,960,000 $ 806,787 $ 499,000
Riverside-San Bernardino-Ontario, CA 416 $ 106,660,000 $ 256,394 $ 989,000
St. Louis, MO-IL 394 $ 44,910,000 $ 113,984 $ 0
San Antonio-New Braunfels, TX 388 $ 49,180,000 $ 126,752 $ 350,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 343 $ 80,115,000 $ 233,571 $ 59,000
Fort Worth-Arlington, TX 319 $ 42,935,000 $ 134,592 $ 252,000
Baltimore-Columbia-Towson, MD 310 $ 51,180,000 $ 165,096 $ 0
New York-Jersey City-White Plains, NY-NJ 296 $ 100,060,000 $ 338,040 $ 1,830,000
Tulsa, OK 287 $ 59,825,000 $ 208,449 $ 172,000
Philadelphia, PA 270 $ 26,520,000 $ 98,222 $ 0
Orlando-Kissimmee-Sanford, FL 247 $ 44,025,000 $ 178,238 $ 0
El Paso, TX 245 $ 31,575,000 $ 128,877 $ 28,000
Charlotte-Concord-Gastonia, NC-SC 239 $ 31,575,000 $ 132,112 $ 0
Indianapolis-Carmel-Anderson, IN 239 $ 26,955,000 $ 112,782 $ 631,000
Tampa-St. Petersburg-Clearwater, FL 226 $ 34,920,000 $ 154,513 $ 0
Denver-Aurora-Lakewood, CO 225 $ 88,845,000 $ 394,866 $ 487,000
Las Vegas-Henderson-Paradise, NV 225 $ 63,535,000 $ 282,377 $ 1,330,000
Minneapolis-St. Paul-Bloomington, MN-WI 212 $ 36,880,000 $ 173,962 $ 0
Camden, NJ 203 $ 31,425,000 $ 154,802 $ 0
Virginia Beach-Norfolk-Newport News, VA-NC 202 $ 29,270,000 $ 144,900 $ 0
New Orleans-Metairie, LA 201 $ 26,225,000 $ 130,472 $ 2,048,000
Memphis, TN-MS-AR 194 $ 19,030,000 $ 98,092 $ 0
New York-Newark, NY 184 $ 40,940,000 $ 222,500 $ 0
Kansas City, MO-KS 178 $ 22,190,000 $ 124,662 $ 0
Newark, NJ-PA 175 $ 41,625,000 $ 237,857 $ 0
Austin-Round Rock, TX 172 $ 32,450,000 $ 188,662 $ 672,000
Nassau County-Suffolk County, NY 172 $ 69,120,000 $ 401,860 $ 2,751,000
Columbia, SC 168 $ 23,180,000 $ 137,976 $ 40,000
Jacksonville, FL 167 $ 23,895,000 $ 143,083 $ 0
Warren-Troy-Farmington Hills, MI 167 $ 20,565,000 $ 123,143 $ 0
Baton Rouge, LA 166 $ 25,040,000 $ 150,843 $ 0
Cleveland-Elyria, OH 162 $ 16,020,000 $ 98,888 $ 0
Cincinnati, OH-KY-IN 161 $ 17,855,000 $ 110,900 $ 0
Augusta-Richmond County, GA-SC 158 $ 21,350,000 $ 135,126 $ 0
Pittsburgh, PA 158 $ 15,410,000 $ 97,531 $ 0
Nashville-Davidson--Murfreesboro--Franklin, TN 150 $ 27,460,000 $ 183,066 $ 509,000
Columbus, OH 146 $ 18,870,000 $ 129,246 $ 210,000
Gary, IN 141 $ 18,495,000 $ 131,170 $ 0
Birmingham-Hoover, AL 138 $ 15,920,000 $ 115,362 $ 41,000
Detroit-Dearborn-Livonia, MI 137 $ 13,415,000 $ 97,919 $ 0
Lakeland-Winter Haven, FL 128 $ 22,510,000 $ 175,859 $ 0
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 125 $ 26,115,000 $ 208,920 $ 213,000
Miami-Miami Beach-Kendall, FL 123 $ 28,595,000 $ 232,479 $ 3,879,000
Richmond, VA 110 $ 15,740,000 $ 143,090 $ 0
Little Rock-North Little Rock-Conway, AR 109 $ 10,605,000 $ 97,293 $ 0
McAllen-Edinburg-Mission, TX 106 $ 12,470,000 $ 117,641 $ 99,000
Raleigh, NC 101 $ 14,575,000 $ 144,306 $ 0
Greenville-Anderson-Mauldin, SC 99 $ 14,215,000 $ 143,585 $ 0
Louisville/Jefferson County, KY-IN 95 $ 9,085,000 $ 95,631 $ 0
Allentown-Bethlehem-Easton, PA-NJ 92 $ 11,830,000 $ 128,586 $ 0
Buffalo-Cheektowaga-Niagara Falls, NY 88 $ 7,540,000 $ 85,681 $ 0
Hartford-West Hartford-East Hartford, CT 88 $ 13,380,000 $ 152,045 $ 0
Montgomery County-Bucks County-Chester County, PA 88 $ 14,770,000 $ 167,840 $ 0
Charleston-North Charleston, SC 83 $ 15,685,000 $ 188,975 $ 713,000
Corpus Christi, TX 82 $ 8,630,000 $ 105,243 $ 0
Shreveport-Bossier City, LA 82 $ 9,430,000 $ 115,000 $ 0
Elgin, IL 81 $ 12,895,000 $ 159,197 $ 0
Rochester, NY 81 $ 5,855,000 $ 72,283 $ 0
Salt Lake City, UT 80 $ 24,690,000 $ 308,625 $ 400,000
Wilmington, DE-MD-NJ 79 $ 13,405,000 $ 169,683 $ 0
Fayetteville, NC 78 $ 7,600,000 $ 97,435 $ 0
Bakersfield, CA 77 $ 9,765,000 $ 126,818 $ 0
Providence-Warwick, RI-MA 77 $ 16,135,000 $ 209,545 $ 0
Lake County-Kenosha County, IL-WI 74 $ 12,670,000 $ 171,216 $ 0
Laredo, TX 74 $ 9,330,000 $ 126,081 $ 0
Milwaukee-Waukesha-West Allis, WI 74 $ 8,910,000 $ 120,405 $ 0
Mobile, AL 74 $ 7,180,000 $ 97,027 $ 0
Akron, OH 73 $ 7,135,000 $ 97,739 $ 0
New Haven-Milford, CT 72 $ 11,490,000 $ 159,583 $ 0
San Diego-Carlsbad, CA 70 $ 77,680,000 $ 1,109,714 $ 923,000
Albuquerque, NM 69 $ 8,865,000 $ 128,478 $ 0
Deltona-Daytona Beach-Ormond Beach, FL 68 $ 11,650,000 $ 171,323 $ 702,000
Sacramento--Roseville--Arden-Arcade, CA 68 $ 30,000,000 $ 441,176 $ 1,087,000
Wichita, KS 68 $ 5,850,000 $ 86,029 $ 220,000
Syracuse, NY 67 $ 5,165,000 $ 77,089 $ 0
Killeen-Temple, TX 66 $ 7,510,000 $ 113,787 $ 212,000
Dayton-Springfield-Kettering, OH 65 $ 6,295,000 $ 96,846 $ 0
Savannah, GA 65 $ 10,965,000 $ 168,692 $ 51,000
Omaha-Council Bluffs, NE-IA 64 $ 6,660,000 $ 104,062 $ 0
Washington-Baltimore-Arlington, DC 64 $ 15,850,000 $ 247,656 $ 0
Portland-Vancouver-Hillsboro, OR-WA 63 $ 14,085,000 $ 223,571 $ 0
Seattle-Bellevue-Everett, WA 63 $ 18,235,000 $ 289,444 $ 0
Tucson, AZ 63 $ 9,485,000 $ 150,555 $ 102,000
Greensboro-High Point, NC 62 $ 6,240,000 $ 100,645 $ 0
Brownsville-Harlingen, TX 61 $ 6,905,000 $ 113,196 $ 472,000
West Palm Beach-Boca Raton-Delray Beach, FL 61 $ 14,775,000 $ 242,213 $ 802,000
Grand Rapids-Wyoming, MI 60 $ 7,550,000 $ 125,833 $ 0
Lafayette, LA 60 $ 7,790,000 $ 129,833 $ 0
Fresno, CA 59 $ 9,165,000 $ 155,338 $ 0
Tacoma-Lakewood, WA 59 $ 14,185,000 $ 240,423 $ 0
Winston-Salem, NC 58 $ 6,020,000 $ 103,793 $ 0
Des Moines-West Des Moines, IA 56 $ 7,370,000 $ 131,607 $ 0
Santa Maria-Santa Barbara, CA 56 $ 70,720,000 $ 1,262,857 $ 493,000
Anaheim-Santa Ana-Irvine, CA 55 $ 55,205,000 $ 1,003,727 $ 922,000
Worcester, MA-CT 55 $ 9,765,000 $ 177,545 $ 0
Davenport-Moline-Rock Island, IA-IL 54 $ 6,010,000 $ 111,296 $ 0
Jackson, MS 53 $ 6,375,000 $ 120,283 $ 0
Boston, MA 52 $ 14,340,000 $ 275,769 $ 0
Chattanooga, TN-GA 52 $ 5,230,000 $ 100,576 $ 0
York-Hanover, PA 52 $ 6,900,000 $ 132,692 $ 0
Cape Coral-Fort Myers, FL 51 $ 9,335,000 $ 183,039 $ 0
Colorado Springs, CO 50 $ 11,420,000 $ 228,400 $ 212,000
Scranton--Wilkes-Barre--Hazleton, PA 50 $ 4,230,000 $ 84,600 $ 0
Albany-Schenectady-Troy, NY 49 $ 6,185,000 $ 126,224 $ 0
Columbus, GA-AL 49 $ 5,945,000 $ 121,326 $ 0
Springfield, MA 48 $ 6,390,000 $ 133,125 $ 0
Beaumont-Port Arthur, TX 47 $ 5,295,000 $ 112,659 $ 0
Montgomery, AL 47 $ 5,425,000 $ 115,425 $ 0
Hagerstown-Martinsburg, MD-WV 46 $ 7,250,000 $ 157,608 $ 0
Palm Bay-Melbourne-Titusville, FL 46 $ 7,760,000 $ 168,695 $ 0
Huntsville, AL 45 $ 6,405,000 $ 142,333 $ 108,000
Flint, MI 44 $ 3,670,000 $ 83,409 $ 0
Knoxville, TN 44 $ 4,960,000 $ 112,727 $ 0
North Port-Sarasota-Bradenton, FL 44 $ 8,730,000 $ 198,409 $ 1,493,000
Youngstown-Warren-Boardman, OH-PA 44 $ 3,310,000 $ 75,227 $ 0
Macon-Bibb County, GA 43 $ 4,225,000 $ 98,255 $ 0
Reading, PA 43 $ 5,765,000 $ 134,069 $ 0
Springfield, MO 43 $ 4,485,000 $ 104,302 $ 0
Ocala, FL 42 $ 5,190,000 $ 123,571 $ 0
Stockton-Lodi, CA 42 $ 10,240,000 $ 243,809 $ 358,000
Durham-Chapel Hill, NC 41 $ 4,945,000 $ 120,609 $ 142,000
Houma-Thibodaux, LA 41 $ 4,835,000 $ 117,926 $ 0
Lansing-East Lansing, MI 41 $ 4,215,000 $ 102,804 $ 0
Spartanburg, SC 41 $ 5,465,000 $ 133,292 $ 0
Toledo, OH 41 $ 4,425,000 $ 107,926 $ 0
Fort Wayne, IN 40 $ 3,390,000 $ 84,750 $ 0
Lawton, OK 40 $ 3,480,000 $ 87,000 $ 550,000
Ogden-Clearfield, UT 40 $ 6,900,000 $ 172,500 $ 0
Lubbock, TX 39 $ 3,285,000 $ 84,230 $ 0
Oakland-Hayward-Berkeley, CA 39 $ 17,715,000 $ 454,230 $ 1,138,000
Warner Robins, GA 38 $ 5,600,000 $ 147,368 $ 99,000
Crestview-Fort Walton Beach-Destin, FL 37 $ 6,215,000 $ 167,972 $ 0
Vineland-Bridgeton, NJ 36 $ 4,140,000 $ 115,000 $ 0
Atlantic City-Hammonton, NJ 35 $ 4,805,000 $ 137,285 $ 0
Bridgeport-Stamford-Norwalk, CT 35 $ 9,085,000 $ 259,571 $ 67,000
Modesto, CA 35 $ 7,315,000 $ 209,000 $ 0
Odessa, TX 35 $ 4,725,000 $ 135,000 $ 0
South Bend-Mishawaka, IN-MI 35 $ 3,205,000 $ 91,571 $ 0
Cambridge-Newton-Framingham, MA 34 $ 11,510,000 $ 338,529 $ 511,000
Harrisburg-Carlisle, PA 34 $ 3,620,000 $ 106,470 $ 0
Lancaster, PA 34 $ 4,480,000 $ 131,764 $ 0
Pensacola-Ferry Pass-Brent, FL 34 $ 4,440,000 $ 130,588 $ 0
Peoria, IL 34 $ 2,450,000 $ 72,058 $ 0
Port St. Lucie, FL 34 $ 6,580,000 $ 193,529 $ 0
Visalia-Porterville, CA 33 $ 4,265,000 $ 129,242 $ 0
Gulfport-Biloxi-Pascagoula, MS 30 $ 3,250,000 $ 108,333 $ 0
Lexington-Fayette, KY 29 $ 3,495,000 $ 120,517 $ 0
Rockford, IL 29 $ 2,975,000 $ 102,586 $ 0
Anchorage, AK 28 $ 6,390,000 $ 228,214 $ 295,000
Hickory-Lenoir-Morganton, NC 28 $ 3,060,000 $ 109,285 $ 0
Reno, NV 28 $ 7,270,000 $ 259,642 $ 0
Amarillo, TX 27 $ 2,415,000 $ 89,444 $ 0
Canton-Massillon, OH 27 $ 2,165,000 $ 80,185 $ 0
Clarksville, TN-KY 27 $ 2,925,000 $ 108,333 $ 0
Dover, DE 27 $ 4,945,000 $ 183,148 $ 0
Huntington-Ashland, WV-KY-OH 27 $ 2,605,000 $ 96,481 $ 0
Las Cruces, NM 27 $ 4,255,000 $ 157,592 $ 0
Boise City, ID 26 $ 4,260,000 $ 163,846 $ 0
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 26 $ 3,800,000 $ 146,153 $ 0
Naples-Immokalee-Marco Island, FL 26 $ 6,940,000 $ 266,923 $ 0
Oxnard-Thousand Oaks-Ventura, CA 26 $ 19,460,000 $ 748,461 $ 1,249,000
Salem, OR 26 $ 5,270,000 $ 202,692 $ 948,000
Tuscaloosa, AL 26 $ 3,290,000 $ 126,538 $ 0
Waco, TX 26 $ 1,960,000 $ 75,384 $ 0
Midland, TX 25 $ 4,545,000 $ 181,800 $ 0
Florence, SC 24 $ 2,880,000 $ 120,000 $ 0
Hinesville, GA 24 $ 2,220,000 $ 92,500 $ 0
Monroe, LA 24 $ 2,660,000 $ 110,833 $ 0
Spokane-Spokane Valley, WA 24 $ 3,480,000 $ 145,000 $ 0
Merced, CA 23 $ 3,935,000 $ 171,086 $ 0
Provo-Orem, UT 23 $ 8,955,000 $ 389,347 $ 434,000
Binghamton, NY 22 $ 1,280,000 $ 58,181 $ 0
College Station-Bryan, TX 22 $ 3,530,000 $ 160,454 $ 0
Fort Smith, AR-OK 22 $ 1,750,000 $ 79,545 $ 24,000
Hammond, LA 22 $ 3,090,000 $ 140,454 $ 0
Kingsport-Bristol-Bristol, TN-VA 22 $ 2,090,000 $ 95,000 $ 0
Roanoke, VA 22 $ 1,880,000 $ 85,454 $ 0
Tallahassee, FL 22 $ 2,210,000 $ 100,454 $ 0
Greeley, CO 21 $ 4,785,000 $ 227,857 $ 144,000
Jackson, MI 21 $ 1,925,000 $ 91,666 $ 0
Jackson, TN 21 $ 1,755,000 $ 83,571 $ 0
Portland-South Portland, ME 21 $ 3,455,000 $ 164,523 $ 0
Pueblo, CO 21 $ 3,415,000 $ 162,619 $ 0
Salisbury, MD-DE 21 $ 2,275,000 $ 108,333 $ 29,000
Yuma, AZ 21 $ 2,195,000 $ 104,523 $ 0
Fayetteville-Springdale-Rogers, AR-MO 20 $ 2,540,000 $ 127,000 $ 0
Gainesville, GA 20 $ 2,310,000 $ 115,500 $ 0
Joplin, MO 20 $ 1,940,000 $ 97,000 $ 0
Santa Fe, NM 20 $ 16,430,000 $ 821,500 $ 926,000
Alexandria, LA 19 $ 2,485,000 $ 130,789 $ 0
Dothan, AL 19 $ 1,855,000 $ 97,631 $ 0
Goldsboro, NC 19 $ 1,695,000 $ 89,210 $ 0
Jacksonville, NC 19 $ 2,395,000 $ 126,052 $ 0
Saginaw, MI 19 $ 1,515,000 $ 79,736 $ 0
Trenton, NJ 19 $ 2,355,000 $ 123,947 $ 0
Burlington, NC 18 $ 2,390,000 $ 132,777 $ 0
Decatur, AL 18 $ 2,160,000 $ 120,000 $ 0
East Stroudsburg, PA 18 $ 2,670,000 $ 148,333 $ 0
Elkhart-Goshen, IN 18 $ 1,630,000 $ 90,555 $ 0
Lake Charles, LA 18 $ 2,240,000 $ 124,444 $ 0
Utica-Rome, NY 18 $ 1,490,000 $ 82,777 $ 0
Valdosta, GA 18 $ 2,000,000 $ 111,111 $ 0
Wilmington, NC 18 $ 2,510,000 $ 139,444 $ 0
Duluth, MN-WI 17 $ 2,065,000 $ 121,470 $ 0
Erie, PA 17 $ 1,295,000 $ 76,176 $ 0
Gainesville, FL 17 $ 1,465,000 $ 86,176 $ 0
Springfield, OH 17 $ 1,335,000 $ 78,529 $ 0
Asheville, NC 16 $ 1,480,000 $ 92,500 $ 0
Cleveland, TN 16 $ 1,970,000 $ 123,125 $ 0
Kalamazoo-Portage, MI 16 $ 1,400,000 $ 87,500 $ 0
Lynchburg, VA 16 $ 1,480,000 $ 92,500 $ 0
Topeka, KS 16 $ 1,220,000 $ 76,250 $ 0
Vallejo-Fairfield, CA 16 $ 4,910,000 $ 306,875 $ 0
Albany, GA 15 $ 1,485,000 $ 99,000 $ 0
Daphne-Fairhope-Foley, AL 15 $ 2,475,000 $ 165,000 $ 0
Madison, WI 15 $ 2,455,000 $ 163,666 $ 0
Muncie, IN 15 $ 1,075,000 $ 71,666 $ 0
Rochester, MN 15 $ 1,925,000 $ 128,333 $ 0
Rockingham County-Strafford County, NH 15 $ 3,535,000 $ 235,666 $ 0
Urban Honolulu, HI 15 $ 5,965,000 $ 397,666 $ 459,000
Bremerton-Silverdale, WA 14 $ 3,410,000 $ 243,571 $ 0
Charleston, WV 14 $ 1,210,000 $ 86,428 $ 0
Dalton, GA 14 $ 1,190,000 $ 85,000 $ 0
El Centro, CA 14 $ 2,170,000 $ 155,000 $ 0
Grand Junction, CO 14 $ 2,040,000 $ 145,714 $ 0
Hattiesburg, MS 14 $ 1,430,000 $ 102,142 $ 0
Jonesboro, AR 14 $ 1,420,000 $ 101,428 $ 0
Kokomo, IN 14 $ 1,020,000 $ 72,857 $ 0
Longview, TX 14 $ 1,710,000 $ 122,142 $ 0
Michigan City-La Porte, IN 14 $ 1,280,000 $ 91,428 $ 0
Pine Bluff, AR 14 $ 1,300,000 $ 92,857 $ 0
Rome, GA 14 $ 990,000 $ 70,714 $ 0
San Jose-Sunnyvale-Santa Clara, CA 14 $ 7,380,000 $ 527,142 $ 1,493,000
Springfield, IL 14 $ 1,170,000 $ 83,571 $ 0
St. Joseph, MO-KS 14 $ 1,330,000 $ 95,000 $ 0
Victoria, TX 14 $ 1,300,000 $ 92,857 $ 0
Boulder, CO 13 $ 8,755,000 $ 673,461 $ 273,000
California-Lexington Park, MD 13 $ 2,565,000 $ 197,307 $ 0
Monroe, MI 13 $ 1,505,000 $ 115,769 $ 0
Olympia-Tumwater, WA 13 $ 2,535,000 $ 195,000 $ 0
Punta Gorda, FL 13 $ 1,785,000 $ 137,307 $ 0
San Angelo, TX 13 $ 4,975,000 $ 382,692 $ 0
Evansville, IN-KY 12 $ 1,120,000 $ 93,333 $ 0
Janesville-Beloit, WI 12 $ 1,420,000 $ 118,333 $ 0
Johnstown, PA 12 $ 710,000 $ 59,166 $ 0
Kennewick-Richland, WA 12 $ 1,980,000 $ 165,000 $ 0
Lincoln, NE 12 $ 1,780,000 $ 148,333 $ 0
Morristown, TN 12 $ 1,010,000 $ 84,166 $ 0
Rocky Mount, NC 12 $ 1,430,000 $ 119,166 $ 0
St. Cloud, MN 12 $ 1,970,000 $ 164,166 $ 0
Yakima, WA 12 $ 2,210,000 $ 184,166 $ 0
Ann Arbor, MI 11 $ 2,765,000 $ 251,363 $ 148,000
Appleton, WI 11 $ 1,115,000 $ 101,363 $ 0
Brunswick, GA 11 $ 1,185,000 $ 107,727 $ 0
Cedar Rapids, IA 11 $ 1,355,000 $ 123,181 $ 0
Green Bay, WI 11 $ 1,035,000 $ 94,090 $ 0
Hanford-Corcoran, CA 11 $ 1,245,000 $ 113,181 $ 0
Lewiston-Auburn, ME 11 $ 1,575,000 $ 143,181 $ 0
Madera, CA 11 $ 1,785,000 $ 162,272 $ 0
Panama City, FL 11 $ 1,485,000 $ 135,000 $ 0
Prescott Valley-Prescott, AZ 11 $ 3,745,000 $ 340,454 $ 295,000
Racine, WI 11 $ 1,285,000 $ 116,818 $ 0
Tyler, TX 11 $ 1,045,000 $ 95,000 $ 0
Bay City, MI 10 $ 750,000 $ 75,000 $ 0
Columbus, IN 10 $ 1,280,000 $ 128,000 $ 0
Fort Collins, CO 10 $ 2,570,000 $ 257,000 $ 0
Lafayette-West Lafayette, IN 10 $ 940,000 $ 94,000 $ 43,000
Lake Havasu City-Kingman, AZ 10 $ 1,100,000 $ 110,000 $ 0
Muskegon, MI 10 $ 780,000 $ 78,000 $ 0
Redding, CA 10 $ 1,460,000 $ 146,000 $ 0
Sebastian-Vero Beach, FL 10 $ 4,920,000 $ 492,000 $ 1,173,000
Sherman-Denison, TX 10 $ 800,000 $ 80,000 $ 0
Weirton-Steubenville, WV-OH 10 $ 910,000 $ 91,000 $ 0
Wichita Falls, TX 10 $ 530,000 $ 53,000 $ 0
Altoona, PA 9 $ 825,000 $ 91,666 $ 0
Battle Creek, MI 9 $ 855,000 $ 95,000 $ 0
Bloomsburg-Berwick, PA 9 $ 1,055,000 $ 117,222 $ 0
Charlottesville, VA 9 $ 1,065,000 $ 118,333 $ 0
Flagstaff, AZ 9 $ 6,645,000 $ 738,333 $ 298,000
Hilton Head Island-Bluffton-Beaufort, SC 9 $ 1,885,000 $ 209,444 $ 0
Owensboro, KY 9 $ 785,000 $ 87,222 $ 0
Sioux Falls, SD 9 $ 1,855,000 $ 206,111 $ 0
Waterloo-Cedar Falls, IA 9 $ 745,000 $ 82,777 $ 0
Watertown-Fort Drum, NY 9 $ 665,000 $ 73,888 $ 0
Yuba City, CA 9 $ 2,065,000 $ 229,444 $ 0
Abilene, TX 8 $ 710,000 $ 88,750 $ 0
Anniston-Oxford-Jacksonville, AL 8 $ 620,000 $ 77,500 $ 0
Athens-Clarke County, GA 8 $ 680,000 $ 85,000 $ 0
Billings, MT 8 $ 1,290,000 $ 161,250 $ 0
Chambersburg-Waynesboro, PA 8 $ 1,070,000 $ 133,750 $ 0
Eau Claire, WI 8 $ 1,100,000 $ 137,500 $ 0
Gettysburg, PA 8 $ 950,000 $ 118,750 $ 0
Glens Falls, NY 8 $ 960,000 $ 120,000 $ 0
Grand Forks, ND-MN 8 $ 840,000 $ 105,000 $ 0
Greenville, NC 8 $ 710,000 $ 88,750 $ 0
Homosassa Springs, FL 8 $ 910,000 $ 113,750 $ 0
Lebanon, PA 8 $ 1,110,000 $ 138,750 $ 0
Manhattan, KS 8 $ 1,080,000 $ 135,000 $ 0
Mount Vernon-Anacortes, WA 8 $ 1,980,000 $ 247,500 $ 0
Rapid City, SD 8 $ 1,260,000 $ 157,500 $ 1,147,000
Sioux City, IA-NE-SD 8 $ 860,000 $ 107,500 $ 0
Terre Haute, IN 8 $ 600,000 $ 75,000 $ 0
Texarkana, TX-AR 8 $ 740,000 $ 92,500 $ 0
The Villages, FL 8 $ 1,000,000 $ 125,000 $ 0
Auburn-Opelika, AL 7 $ 875,000 $ 125,000 $ 0
Bloomington, IN 7 $ 715,000 $ 102,142 $ 0
Champaign-Urbana, IL 7 $ 705,000 $ 100,714 $ 0
Chico, CA 7 $ 1,285,000 $ 183,571 $ 0
Columbia, MO 7 $ 695,000 $ 99,285 $ 0
Eugene, OR 7 $ 2,155,000 $ 307,857 $ 622,000
Farmington, NM 7 $ 655,000 $ 93,571 $ 0
Idaho Falls, ID 7 $ 875,000 $ 125,000 $ 0
Johnson City, TN 7 $ 815,000 $ 116,428 $ 0
Kingston, NY 7 $ 995,000 $ 142,142 $ 0
Manchester-Nashua, NH 7 $ 1,245,000 $ 177,857 $ 0
Niles-Benton Harbor, MI 7 $ 725,000 $ 103,571 $ 0
Oshkosh-Neenah, WI 7 $ 865,000 $ 123,571 $ 0
Wausau, WI 7 $ 915,000 $ 130,714 $ 0
Wenatchee, WA 7 $ 1,445,000 $ 206,428 $ 0
Wheeling, WV-OH 7 $ 695,000 $ 99,285 $ 0
Bangor, ME 6 $ 480,000 $ 80,000 $ 0
Bloomington, IL 6 $ 740,000 $ 123,333 $ 0
Bowling Green, KY 6 $ 470,000 $ 78,333 $ 0
Carbondale-Marion, IL 6 $ 760,000 $ 126,666 $ 0
Coeur D'Alene, ID 6 $ 850,000 $ 141,666 $ 0
Decatur, IL 6 $ 560,000 $ 93,333 $ 0
Elizabethtown-Fort Knox, KY 6 $ 670,000 $ 111,666 $ 0
Enid, OK 6 $ 360,000 $ 60,000 $ 48,000
Fargo, ND-MN 6 $ 590,000 $ 98,333 $ 0
Grand Island, NE 6 $ 630,000 $ 105,000 $ 0
Great Falls, MT 6 $ 680,000 $ 113,333 $ 0
Kahului-Wailuku-Lahaina, HI 6 $ 5,230,000 $ 871,666 $ 0
Kankakee, IL 6 $ 520,000 $ 86,666 $ 0
Lima, OH 6 $ 320,000 $ 53,333 $ 0
Mankato-North Mankato, MN 6 $ 570,000 $ 95,000 $ 0
Mansfield, OH 6 $ 390,000 $ 65,000 $ 0
New Bern, NC 6 $ 560,000 $ 93,333 $ 0
Norwich-New London, CT 6 $ 980,000 $ 163,333 $ 0
Pittsfield, MA 6 $ 850,000 $ 141,666 $ 2,048,000
Sebring, FL 6 $ 630,000 $ 105,000 $ 0
St. George, UT 6 $ 4,540,000 $ 756,666 $ 0
Sumter, SC 6 $ 1,090,000 $ 181,666 $ 0
Albany, OR 5 $ 685,000 $ 137,000 $ 0
Barnstable Town, MA 5 $ 855,000 $ 171,000 $ 0
Beckley, WV 5 $ 315,000 $ 63,000 $ 0
Bend-Redmond, OR 5 $ 1,115,000 $ 223,000 $ 1,702,000
Cape Girardeau, MO-IL 5 $ 455,000 $ 91,000 $ 0
Cumberland, MD-WV 5 $ 485,000 $ 97,000 $ 0
Danville, IL 5 $ 275,000 $ 55,000 $ 0
Fond Du Lac, WI 5 $ 485,000 $ 97,000 $ 0
Lawrence, KS 5 $ 775,000 $ 155,000 $ 0
Logan, UT-ID 5 $ 3,555,000 $ 711,000 $ 8,199,000
Ocean City, NJ 5 $ 1,005,000 $ 201,000 $ 0
Parkersburg-Vienna, WV 5 $ 555,000 $ 111,000 $ 0
San Rafael, CA 5 $ 11,545,000 $ 2,309,000 $ 2,608,000
Santa Rosa, CA 5 $ 2,785,000 $ 557,000 $ 676,000
Sheboygan, WI 5 $ 595,000 $ 119,000 $ 0
Blacksburg-Christiansburg-Radford, VA 4 $ 250,000 $ 62,500 $ 0
Carson City, NV 4 $ 1,140,000 $ 285,000 $ 0
Elmira, NY 4 $ 240,000 $ 60,000 $ 0
Salinas, CA 4 $ 770,000 $ 192,500 $ 0
San Luis Obispo-Paso Robles-Arroyo Grande, CA 4 $ 690,000 $ 172,500 $ 0
Williamsport, PA 4 $ 440,000 $ 110,000 $ 0
Ames, IA 3 $ 355,000 $ 118,333 $ 0
Bismarck, ND 3 $ 425,000 $ 141,666 $ 0
Burlington-South Burlington, VT 3 $ 345,000 $ 115,000 $ 0
Casper, WY 3 $ 385,000 $ 128,333 $ 0
Gadsden, AL 3 $ 265,000 $ 88,333 $ 0
Grants Pass, OR 3 $ 925,000 $ 308,333 $ 0
Hot Springs, AR 3 $ 1,025,000 $ 341,666 $ 422,000
Longview, WA 3 $ 535,000 $ 178,333 $ 0
Medford, OR 3 $ 575,000 $ 191,666 $ 0
Missoula, MT 3 $ 775,000 $ 258,333 $ 0
Staunton-Waynesboro, VA 3 $ 165,000 $ 55,000 $ 0
Winchester, VA-WV 3 $ 345,000 $ 115,000 $ 0
Bellingham, WA 2 $ 440,000 $ 220,000 $ 0
Cheyenne, WY 2 $ 390,000 $ 195,000 $ 0
Fairbanks, AK 2 $ 440,000 $ 220,000 $ 0
Florence-Muscle Shoals, AL 2 $ 170,000 $ 85,000 $ 0
Ithaca, NY 2 $ 130,000 $ 65,000 $ 0
Jefferson City, MO 2 $ 150,000 $ 75,000 $ 0
Midland, MI 2 $ 160,000 $ 80,000 $ 0
Napa, CA 2 $ 3,480,000 $ 1,740,000 $ 1,244,000
Pocatello, ID 2 $ 320,000 $ 160,000 $ 0
San Francisco-Redwood City-South San Francisco, CA 2 $ 2,460,000 $ 1,230,000 $ 318,000
San Juan-Carolina-Caguas, PR 2 $ 150,000 $ 75,000 $ 0
Santa Cruz-Watsonville, CA 2 $ 630,000 $ 315,000 $ 0
Sierra Vista-Douglas, AZ 2 $ 130,000 $ 65,000 $ 0
Corvallis, OR 1 $ 195,000 $ 195,000 $ 0
Dubuque, IA 1 $ 15,000 $ 15,000 $ 0
Harrisonburg, VA 1 $ 135,000 $ 135,000 $ 0
Iowa City, IA 1 $ 65,000 $ 65,000 $ 0
La Crosse-Onalaska, WI-MN 1 $ 205,000 $ 205,000 $ 0
Lewiston, ID-WA 1 $ 145,000 $ 145,000 $ 0
Morgantown, WV 1 $ 25,000 $ 25,000 $ 0
State College, PA 1 $ 195,000 $ 195,000 $ 0
Twin Falls, ID 1 $ 175,000 $ 175,000 $ 0
Walla Walla, WA 1 $ 185,000 $ 185,000 $ 0

Mortgage Loan Application Detail Totals for Midfirst Bank in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Applicable 15,404 $1,745,460,000 $113,000 $885,000 $0 $0
Home Purchase 8,342 $2,619,140,000 $313,000 $19,605,000 $263,000 $8,328,000
Refinancing 1,427 $557,895,000 $390,000 $16,005,000 $383,000 $4,123,000
Cash-out Refinancing 647 $133,535,000 $206,000 $695,000 $85,000 $571,000
Other Purpose 525 $121,125,000 $230,000 $8,005,000 $425,000 $9,429,000
Home Improvement 336 $77,360,000 $230,000 $4,005,000 $314,000 $9,834,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 24,117 $4,092,455,000 $169,000 $19,605,000 $64,000 $225,000
White 1,205 $589,775,000 $489,000 $8,005,000 $375,000 $9,834,000
Hispanic 585 $173,605,000 $296,000 $5,005,000 $103,000 $2,368,000
Not Provided 406 $284,710,000 $701,000 $14,005,000 $561,000 $9,429,000
Black or African American 211 $46,135,000 $218,000 $1,655,000 $109,000 $1,702,000
Asian 105 $55,115,000 $524,000 $3,725,000 $512,000 $7,366,000
American Indian or Alaskan Native 42 $6,740,000 $160,000 $745,000 $95,000 $440,000
Native Hawaiian or Other Pacific Islander 3 $915,000 $305,000 $655,000 $319,000 $571,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 20,243 $2,903,095,000 $143,000 $815,000 $66,000 $272,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,919 $1,755,915,000 $601,000 $19,605,000 $328,000 $9,834,000
VA-guaranteed (Veterans Administration) 2,842 $527,460,000 $185,000 $1,435,000 $83,000 $1,327,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 677 $68,045,000 $100,000 $365,000 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 23,506 $3,464,450,000 $147,000 $1,435,000 $64,000 $225,000
Loan Originated 2,269 $1,271,465,000 $560,000 $19,605,000 $366,000 $9,834,000
Application Denied By Financial Institution 426 $128,620,000 $301,000 $8,705,000 $124,000 $1,515,000
Application Withdrawn By Applicant 351 $293,815,000 $837,000 $16,005,000 $314,000 $8,328,000
Preapproval Approved but not Accepted 69 $30,895,000 $447,000 $755,000 $100,000 $230,000
Application Approved But Not Accepted 59 $65,235,000 $1,105,000 $5,005,000 $954,000 $8,199,000
File Closed For Incompleteness 1 $35,000 $35,000 $35,000 $63,000 $63,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 26,255 $5,125,895,000 $195,000 $19,605,000 $318,000 $9,834,000
Debt-To-Income Ratio 209 $75,245,000 $360,000 $8,005,000 $104,000 $1,515,000
Credit History 80 $11,990,000 $149,000 $1,505,000 $106,000 $1,100,000
Collateral 54 $19,100,000 $353,000 $8,705,000 $165,000 $930,000
Other 40 $11,020,000 $275,000 $2,655,000 $234,000 $1,356,000
Credit Application Incomplete 24 $6,240,000 $260,000 $2,505,000 $0 $0
Unverifiable Information 9 $2,295,000 $255,000 $325,000 $59,000 $73,000
Employment History 6 $1,980,000 $330,000 $625,000 $51,000 $150,000
Insufficient Cash (Downpayment, Closing Cost) 4 $750,000 $187,000 $335,000 $77,000 $121,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Midfirst Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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