In 2023, Midfirst Bank of Oklahoma City, OK reported 26,681 mortgage applications totaling $5.3 billion, down 23% from 2022. The average application was for $196,938, and applicants reported an average income of $277,033. 9% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (1,196), Oklahoma City, OK (1,179) and Phoenix-Mesa-Scottsdale, AZ (934) (applications in parentheses).
| Mortgage Company & Address | Midfirst Bank 501 Nw Grand Blvd Oklahoma City, OK 73118 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 26,681 |
| Total Mortgage Loan Application Amount | $5,254,515,000 |
| Average Mortgage Loan Application Amount | $196,938 |
| Highest Mortgage Loan Application Amount | $19,605,000 |
| Average Applicant Income | $277,033 |
| Highest Applicant Income | $9,834,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Midfirst Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 2,769 | $ 430,365,000 | $ 155,422 | $ 583,470 |
| Atlanta-Sandy Springs-Roswell, GA | 1,196 | $ 196,290,000 | $ 164,122 | $ 0 |
| Oklahoma City, OK | 1,179 | $ 248,535,000 | $ 210,801 | $ 157,000 |
| Phoenix-Mesa-Scottsdale, AZ | 934 | $ 424,110,000 | $ 454,079 | $ 187,000 |
| Houston-The Woodlands-Sugar Land, TX | 876 | $ 144,960,000 | $ 165,479 | $ 226,000 |
| Dallas-Plano-Irving, TX | 749 | $ 179,565,000 | $ 239,739 | $ 347,000 |
| Chicago-Naperville, IL | 610 | $ 94,390,000 | $ 154,737 | $ 106,000 |
| Los Angeles-Long Beach-Glendale, CA | 554 | $ 446,960,000 | $ 806,787 | $ 499,000 |
| Riverside-San Bernardino-Ontario, CA | 416 | $ 106,660,000 | $ 256,394 | $ 989,000 |
| St. Louis, MO-IL | 394 | $ 44,910,000 | $ 113,984 | $ 0 |
| San Antonio-New Braunfels, TX | 388 | $ 49,180,000 | $ 126,752 | $ 350,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 343 | $ 80,115,000 | $ 233,571 | $ 59,000 |
| Fort Worth-Arlington, TX | 319 | $ 42,935,000 | $ 134,592 | $ 252,000 |
| Baltimore-Columbia-Towson, MD | 310 | $ 51,180,000 | $ 165,096 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 296 | $ 100,060,000 | $ 338,040 | $ 1,830,000 |
| Tulsa, OK | 287 | $ 59,825,000 | $ 208,449 | $ 172,000 |
| Philadelphia, PA | 270 | $ 26,520,000 | $ 98,222 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 247 | $ 44,025,000 | $ 178,238 | $ 0 |
| El Paso, TX | 245 | $ 31,575,000 | $ 128,877 | $ 28,000 |
| Charlotte-Concord-Gastonia, NC-SC | 239 | $ 31,575,000 | $ 132,112 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 239 | $ 26,955,000 | $ 112,782 | $ 631,000 |
| Tampa-St. Petersburg-Clearwater, FL | 226 | $ 34,920,000 | $ 154,513 | $ 0 |
| Denver-Aurora-Lakewood, CO | 225 | $ 88,845,000 | $ 394,866 | $ 487,000 |
| Las Vegas-Henderson-Paradise, NV | 225 | $ 63,535,000 | $ 282,377 | $ 1,330,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 212 | $ 36,880,000 | $ 173,962 | $ 0 |
| Camden, NJ | 203 | $ 31,425,000 | $ 154,802 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 202 | $ 29,270,000 | $ 144,900 | $ 0 |
| New Orleans-Metairie, LA | 201 | $ 26,225,000 | $ 130,472 | $ 2,048,000 |
| Memphis, TN-MS-AR | 194 | $ 19,030,000 | $ 98,092 | $ 0 |
| New York-Newark, NY | 184 | $ 40,940,000 | $ 222,500 | $ 0 |
| Kansas City, MO-KS | 178 | $ 22,190,000 | $ 124,662 | $ 0 |
| Newark, NJ-PA | 175 | $ 41,625,000 | $ 237,857 | $ 0 |
| Austin-Round Rock, TX | 172 | $ 32,450,000 | $ 188,662 | $ 672,000 |
| Nassau County-Suffolk County, NY | 172 | $ 69,120,000 | $ 401,860 | $ 2,751,000 |
| Columbia, SC | 168 | $ 23,180,000 | $ 137,976 | $ 40,000 |
| Jacksonville, FL | 167 | $ 23,895,000 | $ 143,083 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 167 | $ 20,565,000 | $ 123,143 | $ 0 |
| Baton Rouge, LA | 166 | $ 25,040,000 | $ 150,843 | $ 0 |
| Cleveland-Elyria, OH | 162 | $ 16,020,000 | $ 98,888 | $ 0 |
| Cincinnati, OH-KY-IN | 161 | $ 17,855,000 | $ 110,900 | $ 0 |
| Augusta-Richmond County, GA-SC | 158 | $ 21,350,000 | $ 135,126 | $ 0 |
| Pittsburgh, PA | 158 | $ 15,410,000 | $ 97,531 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 150 | $ 27,460,000 | $ 183,066 | $ 509,000 |
| Columbus, OH | 146 | $ 18,870,000 | $ 129,246 | $ 210,000 |
| Gary, IN | 141 | $ 18,495,000 | $ 131,170 | $ 0 |
| Birmingham-Hoover, AL | 138 | $ 15,920,000 | $ 115,362 | $ 41,000 |
| Detroit-Dearborn-Livonia, MI | 137 | $ 13,415,000 | $ 97,919 | $ 0 |
| Lakeland-Winter Haven, FL | 128 | $ 22,510,000 | $ 175,859 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 125 | $ 26,115,000 | $ 208,920 | $ 213,000 |
| Miami-Miami Beach-Kendall, FL | 123 | $ 28,595,000 | $ 232,479 | $ 3,879,000 |
| Richmond, VA | 110 | $ 15,740,000 | $ 143,090 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 109 | $ 10,605,000 | $ 97,293 | $ 0 |
| McAllen-Edinburg-Mission, TX | 106 | $ 12,470,000 | $ 117,641 | $ 99,000 |
| Raleigh, NC | 101 | $ 14,575,000 | $ 144,306 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 99 | $ 14,215,000 | $ 143,585 | $ 0 |
| Louisville/Jefferson County, KY-IN | 95 | $ 9,085,000 | $ 95,631 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 92 | $ 11,830,000 | $ 128,586 | $ 0 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 88 | $ 7,540,000 | $ 85,681 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 88 | $ 13,380,000 | $ 152,045 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 88 | $ 14,770,000 | $ 167,840 | $ 0 |
| Charleston-North Charleston, SC | 83 | $ 15,685,000 | $ 188,975 | $ 713,000 |
| Corpus Christi, TX | 82 | $ 8,630,000 | $ 105,243 | $ 0 |
| Shreveport-Bossier City, LA | 82 | $ 9,430,000 | $ 115,000 | $ 0 |
| Elgin, IL | 81 | $ 12,895,000 | $ 159,197 | $ 0 |
| Rochester, NY | 81 | $ 5,855,000 | $ 72,283 | $ 0 |
| Salt Lake City, UT | 80 | $ 24,690,000 | $ 308,625 | $ 400,000 |
| Wilmington, DE-MD-NJ | 79 | $ 13,405,000 | $ 169,683 | $ 0 |
| Fayetteville, NC | 78 | $ 7,600,000 | $ 97,435 | $ 0 |
| Bakersfield, CA | 77 | $ 9,765,000 | $ 126,818 | $ 0 |
| Providence-Warwick, RI-MA | 77 | $ 16,135,000 | $ 209,545 | $ 0 |
| Lake County-Kenosha County, IL-WI | 74 | $ 12,670,000 | $ 171,216 | $ 0 |
| Laredo, TX | 74 | $ 9,330,000 | $ 126,081 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 74 | $ 8,910,000 | $ 120,405 | $ 0 |
| Mobile, AL | 74 | $ 7,180,000 | $ 97,027 | $ 0 |
| Akron, OH | 73 | $ 7,135,000 | $ 97,739 | $ 0 |
| New Haven-Milford, CT | 72 | $ 11,490,000 | $ 159,583 | $ 0 |
| San Diego-Carlsbad, CA | 70 | $ 77,680,000 | $ 1,109,714 | $ 923,000 |
| Albuquerque, NM | 69 | $ 8,865,000 | $ 128,478 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 68 | $ 11,650,000 | $ 171,323 | $ 702,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 68 | $ 30,000,000 | $ 441,176 | $ 1,087,000 |
| Wichita, KS | 68 | $ 5,850,000 | $ 86,029 | $ 220,000 |
| Syracuse, NY | 67 | $ 5,165,000 | $ 77,089 | $ 0 |
| Killeen-Temple, TX | 66 | $ 7,510,000 | $ 113,787 | $ 212,000 |
| Dayton-Springfield-Kettering, OH | 65 | $ 6,295,000 | $ 96,846 | $ 0 |
| Savannah, GA | 65 | $ 10,965,000 | $ 168,692 | $ 51,000 |
| Omaha-Council Bluffs, NE-IA | 64 | $ 6,660,000 | $ 104,062 | $ 0 |
| Washington-Baltimore-Arlington, DC | 64 | $ 15,850,000 | $ 247,656 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 63 | $ 14,085,000 | $ 223,571 | $ 0 |
| Seattle-Bellevue-Everett, WA | 63 | $ 18,235,000 | $ 289,444 | $ 0 |
| Tucson, AZ | 63 | $ 9,485,000 | $ 150,555 | $ 102,000 |
| Greensboro-High Point, NC | 62 | $ 6,240,000 | $ 100,645 | $ 0 |
| Brownsville-Harlingen, TX | 61 | $ 6,905,000 | $ 113,196 | $ 472,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 61 | $ 14,775,000 | $ 242,213 | $ 802,000 |
| Grand Rapids-Wyoming, MI | 60 | $ 7,550,000 | $ 125,833 | $ 0 |
| Lafayette, LA | 60 | $ 7,790,000 | $ 129,833 | $ 0 |
| Fresno, CA | 59 | $ 9,165,000 | $ 155,338 | $ 0 |
| Tacoma-Lakewood, WA | 59 | $ 14,185,000 | $ 240,423 | $ 0 |
| Winston-Salem, NC | 58 | $ 6,020,000 | $ 103,793 | $ 0 |
| Des Moines-West Des Moines, IA | 56 | $ 7,370,000 | $ 131,607 | $ 0 |
| Santa Maria-Santa Barbara, CA | 56 | $ 70,720,000 | $ 1,262,857 | $ 493,000 |
| Anaheim-Santa Ana-Irvine, CA | 55 | $ 55,205,000 | $ 1,003,727 | $ 922,000 |
| Worcester, MA-CT | 55 | $ 9,765,000 | $ 177,545 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 54 | $ 6,010,000 | $ 111,296 | $ 0 |
| Jackson, MS | 53 | $ 6,375,000 | $ 120,283 | $ 0 |
| Boston, MA | 52 | $ 14,340,000 | $ 275,769 | $ 0 |
| Chattanooga, TN-GA | 52 | $ 5,230,000 | $ 100,576 | $ 0 |
| York-Hanover, PA | 52 | $ 6,900,000 | $ 132,692 | $ 0 |
| Cape Coral-Fort Myers, FL | 51 | $ 9,335,000 | $ 183,039 | $ 0 |
| Colorado Springs, CO | 50 | $ 11,420,000 | $ 228,400 | $ 212,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 50 | $ 4,230,000 | $ 84,600 | $ 0 |
| Albany-Schenectady-Troy, NY | 49 | $ 6,185,000 | $ 126,224 | $ 0 |
| Columbus, GA-AL | 49 | $ 5,945,000 | $ 121,326 | $ 0 |
| Springfield, MA | 48 | $ 6,390,000 | $ 133,125 | $ 0 |
| Beaumont-Port Arthur, TX | 47 | $ 5,295,000 | $ 112,659 | $ 0 |
| Montgomery, AL | 47 | $ 5,425,000 | $ 115,425 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 46 | $ 7,250,000 | $ 157,608 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 46 | $ 7,760,000 | $ 168,695 | $ 0 |
| Huntsville, AL | 45 | $ 6,405,000 | $ 142,333 | $ 108,000 |
| Flint, MI | 44 | $ 3,670,000 | $ 83,409 | $ 0 |
| Knoxville, TN | 44 | $ 4,960,000 | $ 112,727 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 44 | $ 8,730,000 | $ 198,409 | $ 1,493,000 |
| Youngstown-Warren-Boardman, OH-PA | 44 | $ 3,310,000 | $ 75,227 | $ 0 |
| Macon-Bibb County, GA | 43 | $ 4,225,000 | $ 98,255 | $ 0 |
| Reading, PA | 43 | $ 5,765,000 | $ 134,069 | $ 0 |
| Springfield, MO | 43 | $ 4,485,000 | $ 104,302 | $ 0 |
| Ocala, FL | 42 | $ 5,190,000 | $ 123,571 | $ 0 |
| Stockton-Lodi, CA | 42 | $ 10,240,000 | $ 243,809 | $ 358,000 |
| Durham-Chapel Hill, NC | 41 | $ 4,945,000 | $ 120,609 | $ 142,000 |
| Houma-Thibodaux, LA | 41 | $ 4,835,000 | $ 117,926 | $ 0 |
| Lansing-East Lansing, MI | 41 | $ 4,215,000 | $ 102,804 | $ 0 |
| Spartanburg, SC | 41 | $ 5,465,000 | $ 133,292 | $ 0 |
| Toledo, OH | 41 | $ 4,425,000 | $ 107,926 | $ 0 |
| Fort Wayne, IN | 40 | $ 3,390,000 | $ 84,750 | $ 0 |
| Lawton, OK | 40 | $ 3,480,000 | $ 87,000 | $ 550,000 |
| Ogden-Clearfield, UT | 40 | $ 6,900,000 | $ 172,500 | $ 0 |
| Lubbock, TX | 39 | $ 3,285,000 | $ 84,230 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 39 | $ 17,715,000 | $ 454,230 | $ 1,138,000 |
| Warner Robins, GA | 38 | $ 5,600,000 | $ 147,368 | $ 99,000 |
| Crestview-Fort Walton Beach-Destin, FL | 37 | $ 6,215,000 | $ 167,972 | $ 0 |
| Vineland-Bridgeton, NJ | 36 | $ 4,140,000 | $ 115,000 | $ 0 |
| Atlantic City-Hammonton, NJ | 35 | $ 4,805,000 | $ 137,285 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 35 | $ 9,085,000 | $ 259,571 | $ 67,000 |
| Modesto, CA | 35 | $ 7,315,000 | $ 209,000 | $ 0 |
| Odessa, TX | 35 | $ 4,725,000 | $ 135,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 35 | $ 3,205,000 | $ 91,571 | $ 0 |
| Cambridge-Newton-Framingham, MA | 34 | $ 11,510,000 | $ 338,529 | $ 511,000 |
| Harrisburg-Carlisle, PA | 34 | $ 3,620,000 | $ 106,470 | $ 0 |
| Lancaster, PA | 34 | $ 4,480,000 | $ 131,764 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 34 | $ 4,440,000 | $ 130,588 | $ 0 |
| Peoria, IL | 34 | $ 2,450,000 | $ 72,058 | $ 0 |
| Port St. Lucie, FL | 34 | $ 6,580,000 | $ 193,529 | $ 0 |
| Visalia-Porterville, CA | 33 | $ 4,265,000 | $ 129,242 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 30 | $ 3,250,000 | $ 108,333 | $ 0 |
| Lexington-Fayette, KY | 29 | $ 3,495,000 | $ 120,517 | $ 0 |
| Rockford, IL | 29 | $ 2,975,000 | $ 102,586 | $ 0 |
| Anchorage, AK | 28 | $ 6,390,000 | $ 228,214 | $ 295,000 |
| Hickory-Lenoir-Morganton, NC | 28 | $ 3,060,000 | $ 109,285 | $ 0 |
| Reno, NV | 28 | $ 7,270,000 | $ 259,642 | $ 0 |
| Amarillo, TX | 27 | $ 2,415,000 | $ 89,444 | $ 0 |
| Canton-Massillon, OH | 27 | $ 2,165,000 | $ 80,185 | $ 0 |
| Clarksville, TN-KY | 27 | $ 2,925,000 | $ 108,333 | $ 0 |
| Dover, DE | 27 | $ 4,945,000 | $ 183,148 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 27 | $ 2,605,000 | $ 96,481 | $ 0 |
| Las Cruces, NM | 27 | $ 4,255,000 | $ 157,592 | $ 0 |
| Boise City, ID | 26 | $ 4,260,000 | $ 163,846 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 26 | $ 3,800,000 | $ 146,153 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 26 | $ 6,940,000 | $ 266,923 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 26 | $ 19,460,000 | $ 748,461 | $ 1,249,000 |
| Salem, OR | 26 | $ 5,270,000 | $ 202,692 | $ 948,000 |
| Tuscaloosa, AL | 26 | $ 3,290,000 | $ 126,538 | $ 0 |
| Waco, TX | 26 | $ 1,960,000 | $ 75,384 | $ 0 |
| Midland, TX | 25 | $ 4,545,000 | $ 181,800 | $ 0 |
| Florence, SC | 24 | $ 2,880,000 | $ 120,000 | $ 0 |
| Hinesville, GA | 24 | $ 2,220,000 | $ 92,500 | $ 0 |
| Monroe, LA | 24 | $ 2,660,000 | $ 110,833 | $ 0 |
| Spokane-Spokane Valley, WA | 24 | $ 3,480,000 | $ 145,000 | $ 0 |
| Merced, CA | 23 | $ 3,935,000 | $ 171,086 | $ 0 |
| Provo-Orem, UT | 23 | $ 8,955,000 | $ 389,347 | $ 434,000 |
| Binghamton, NY | 22 | $ 1,280,000 | $ 58,181 | $ 0 |
| College Station-Bryan, TX | 22 | $ 3,530,000 | $ 160,454 | $ 0 |
| Fort Smith, AR-OK | 22 | $ 1,750,000 | $ 79,545 | $ 24,000 |
| Hammond, LA | 22 | $ 3,090,000 | $ 140,454 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 22 | $ 2,090,000 | $ 95,000 | $ 0 |
| Roanoke, VA | 22 | $ 1,880,000 | $ 85,454 | $ 0 |
| Tallahassee, FL | 22 | $ 2,210,000 | $ 100,454 | $ 0 |
| Greeley, CO | 21 | $ 4,785,000 | $ 227,857 | $ 144,000 |
| Jackson, MI | 21 | $ 1,925,000 | $ 91,666 | $ 0 |
| Jackson, TN | 21 | $ 1,755,000 | $ 83,571 | $ 0 |
| Portland-South Portland, ME | 21 | $ 3,455,000 | $ 164,523 | $ 0 |
| Pueblo, CO | 21 | $ 3,415,000 | $ 162,619 | $ 0 |
| Salisbury, MD-DE | 21 | $ 2,275,000 | $ 108,333 | $ 29,000 |
| Yuma, AZ | 21 | $ 2,195,000 | $ 104,523 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 20 | $ 2,540,000 | $ 127,000 | $ 0 |
| Gainesville, GA | 20 | $ 2,310,000 | $ 115,500 | $ 0 |
| Joplin, MO | 20 | $ 1,940,000 | $ 97,000 | $ 0 |
| Santa Fe, NM | 20 | $ 16,430,000 | $ 821,500 | $ 926,000 |
| Alexandria, LA | 19 | $ 2,485,000 | $ 130,789 | $ 0 |
| Dothan, AL | 19 | $ 1,855,000 | $ 97,631 | $ 0 |
| Goldsboro, NC | 19 | $ 1,695,000 | $ 89,210 | $ 0 |
| Jacksonville, NC | 19 | $ 2,395,000 | $ 126,052 | $ 0 |
| Saginaw, MI | 19 | $ 1,515,000 | $ 79,736 | $ 0 |
| Trenton, NJ | 19 | $ 2,355,000 | $ 123,947 | $ 0 |
| Burlington, NC | 18 | $ 2,390,000 | $ 132,777 | $ 0 |
| Decatur, AL | 18 | $ 2,160,000 | $ 120,000 | $ 0 |
| East Stroudsburg, PA | 18 | $ 2,670,000 | $ 148,333 | $ 0 |
| Elkhart-Goshen, IN | 18 | $ 1,630,000 | $ 90,555 | $ 0 |
| Lake Charles, LA | 18 | $ 2,240,000 | $ 124,444 | $ 0 |
| Utica-Rome, NY | 18 | $ 1,490,000 | $ 82,777 | $ 0 |
| Valdosta, GA | 18 | $ 2,000,000 | $ 111,111 | $ 0 |
| Wilmington, NC | 18 | $ 2,510,000 | $ 139,444 | $ 0 |
| Duluth, MN-WI | 17 | $ 2,065,000 | $ 121,470 | $ 0 |
| Erie, PA | 17 | $ 1,295,000 | $ 76,176 | $ 0 |
| Gainesville, FL | 17 | $ 1,465,000 | $ 86,176 | $ 0 |
| Springfield, OH | 17 | $ 1,335,000 | $ 78,529 | $ 0 |
| Asheville, NC | 16 | $ 1,480,000 | $ 92,500 | $ 0 |
| Cleveland, TN | 16 | $ 1,970,000 | $ 123,125 | $ 0 |
| Kalamazoo-Portage, MI | 16 | $ 1,400,000 | $ 87,500 | $ 0 |
| Lynchburg, VA | 16 | $ 1,480,000 | $ 92,500 | $ 0 |
| Topeka, KS | 16 | $ 1,220,000 | $ 76,250 | $ 0 |
| Vallejo-Fairfield, CA | 16 | $ 4,910,000 | $ 306,875 | $ 0 |
| Albany, GA | 15 | $ 1,485,000 | $ 99,000 | $ 0 |
| Daphne-Fairhope-Foley, AL | 15 | $ 2,475,000 | $ 165,000 | $ 0 |
| Madison, WI | 15 | $ 2,455,000 | $ 163,666 | $ 0 |
| Muncie, IN | 15 | $ 1,075,000 | $ 71,666 | $ 0 |
| Rochester, MN | 15 | $ 1,925,000 | $ 128,333 | $ 0 |
| Rockingham County-Strafford County, NH | 15 | $ 3,535,000 | $ 235,666 | $ 0 |
| Urban Honolulu, HI | 15 | $ 5,965,000 | $ 397,666 | $ 459,000 |
| Bremerton-Silverdale, WA | 14 | $ 3,410,000 | $ 243,571 | $ 0 |
| Charleston, WV | 14 | $ 1,210,000 | $ 86,428 | $ 0 |
| Dalton, GA | 14 | $ 1,190,000 | $ 85,000 | $ 0 |
| El Centro, CA | 14 | $ 2,170,000 | $ 155,000 | $ 0 |
| Grand Junction, CO | 14 | $ 2,040,000 | $ 145,714 | $ 0 |
| Hattiesburg, MS | 14 | $ 1,430,000 | $ 102,142 | $ 0 |
| Jonesboro, AR | 14 | $ 1,420,000 | $ 101,428 | $ 0 |
| Kokomo, IN | 14 | $ 1,020,000 | $ 72,857 | $ 0 |
| Longview, TX | 14 | $ 1,710,000 | $ 122,142 | $ 0 |
| Michigan City-La Porte, IN | 14 | $ 1,280,000 | $ 91,428 | $ 0 |
| Pine Bluff, AR | 14 | $ 1,300,000 | $ 92,857 | $ 0 |
| Rome, GA | 14 | $ 990,000 | $ 70,714 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 14 | $ 7,380,000 | $ 527,142 | $ 1,493,000 |
| Springfield, IL | 14 | $ 1,170,000 | $ 83,571 | $ 0 |
| St. Joseph, MO-KS | 14 | $ 1,330,000 | $ 95,000 | $ 0 |
| Victoria, TX | 14 | $ 1,300,000 | $ 92,857 | $ 0 |
| Boulder, CO | 13 | $ 8,755,000 | $ 673,461 | $ 273,000 |
| California-Lexington Park, MD | 13 | $ 2,565,000 | $ 197,307 | $ 0 |
| Monroe, MI | 13 | $ 1,505,000 | $ 115,769 | $ 0 |
| Olympia-Tumwater, WA | 13 | $ 2,535,000 | $ 195,000 | $ 0 |
| Punta Gorda, FL | 13 | $ 1,785,000 | $ 137,307 | $ 0 |
| San Angelo, TX | 13 | $ 4,975,000 | $ 382,692 | $ 0 |
| Evansville, IN-KY | 12 | $ 1,120,000 | $ 93,333 | $ 0 |
| Janesville-Beloit, WI | 12 | $ 1,420,000 | $ 118,333 | $ 0 |
| Johnstown, PA | 12 | $ 710,000 | $ 59,166 | $ 0 |
| Kennewick-Richland, WA | 12 | $ 1,980,000 | $ 165,000 | $ 0 |
| Lincoln, NE | 12 | $ 1,780,000 | $ 148,333 | $ 0 |
| Morristown, TN | 12 | $ 1,010,000 | $ 84,166 | $ 0 |
| Rocky Mount, NC | 12 | $ 1,430,000 | $ 119,166 | $ 0 |
| St. Cloud, MN | 12 | $ 1,970,000 | $ 164,166 | $ 0 |
| Yakima, WA | 12 | $ 2,210,000 | $ 184,166 | $ 0 |
| Ann Arbor, MI | 11 | $ 2,765,000 | $ 251,363 | $ 148,000 |
| Appleton, WI | 11 | $ 1,115,000 | $ 101,363 | $ 0 |
| Brunswick, GA | 11 | $ 1,185,000 | $ 107,727 | $ 0 |
| Cedar Rapids, IA | 11 | $ 1,355,000 | $ 123,181 | $ 0 |
| Green Bay, WI | 11 | $ 1,035,000 | $ 94,090 | $ 0 |
| Hanford-Corcoran, CA | 11 | $ 1,245,000 | $ 113,181 | $ 0 |
| Lewiston-Auburn, ME | 11 | $ 1,575,000 | $ 143,181 | $ 0 |
| Madera, CA | 11 | $ 1,785,000 | $ 162,272 | $ 0 |
| Panama City, FL | 11 | $ 1,485,000 | $ 135,000 | $ 0 |
| Prescott Valley-Prescott, AZ | 11 | $ 3,745,000 | $ 340,454 | $ 295,000 |
| Racine, WI | 11 | $ 1,285,000 | $ 116,818 | $ 0 |
| Tyler, TX | 11 | $ 1,045,000 | $ 95,000 | $ 0 |
| Bay City, MI | 10 | $ 750,000 | $ 75,000 | $ 0 |
| Columbus, IN | 10 | $ 1,280,000 | $ 128,000 | $ 0 |
| Fort Collins, CO | 10 | $ 2,570,000 | $ 257,000 | $ 0 |
| Lafayette-West Lafayette, IN | 10 | $ 940,000 | $ 94,000 | $ 43,000 |
| Lake Havasu City-Kingman, AZ | 10 | $ 1,100,000 | $ 110,000 | $ 0 |
| Muskegon, MI | 10 | $ 780,000 | $ 78,000 | $ 0 |
| Redding, CA | 10 | $ 1,460,000 | $ 146,000 | $ 0 |
| Sebastian-Vero Beach, FL | 10 | $ 4,920,000 | $ 492,000 | $ 1,173,000 |
| Sherman-Denison, TX | 10 | $ 800,000 | $ 80,000 | $ 0 |
| Weirton-Steubenville, WV-OH | 10 | $ 910,000 | $ 91,000 | $ 0 |
| Wichita Falls, TX | 10 | $ 530,000 | $ 53,000 | $ 0 |
| Altoona, PA | 9 | $ 825,000 | $ 91,666 | $ 0 |
| Battle Creek, MI | 9 | $ 855,000 | $ 95,000 | $ 0 |
| Bloomsburg-Berwick, PA | 9 | $ 1,055,000 | $ 117,222 | $ 0 |
| Charlottesville, VA | 9 | $ 1,065,000 | $ 118,333 | $ 0 |
| Flagstaff, AZ | 9 | $ 6,645,000 | $ 738,333 | $ 298,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 9 | $ 1,885,000 | $ 209,444 | $ 0 |
| Owensboro, KY | 9 | $ 785,000 | $ 87,222 | $ 0 |
| Sioux Falls, SD | 9 | $ 1,855,000 | $ 206,111 | $ 0 |
| Waterloo-Cedar Falls, IA | 9 | $ 745,000 | $ 82,777 | $ 0 |
| Watertown-Fort Drum, NY | 9 | $ 665,000 | $ 73,888 | $ 0 |
| Yuba City, CA | 9 | $ 2,065,000 | $ 229,444 | $ 0 |
| Abilene, TX | 8 | $ 710,000 | $ 88,750 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 8 | $ 620,000 | $ 77,500 | $ 0 |
| Athens-Clarke County, GA | 8 | $ 680,000 | $ 85,000 | $ 0 |
| Billings, MT | 8 | $ 1,290,000 | $ 161,250 | $ 0 |
| Chambersburg-Waynesboro, PA | 8 | $ 1,070,000 | $ 133,750 | $ 0 |
| Eau Claire, WI | 8 | $ 1,100,000 | $ 137,500 | $ 0 |
| Gettysburg, PA | 8 | $ 950,000 | $ 118,750 | $ 0 |
| Glens Falls, NY | 8 | $ 960,000 | $ 120,000 | $ 0 |
| Grand Forks, ND-MN | 8 | $ 840,000 | $ 105,000 | $ 0 |
| Greenville, NC | 8 | $ 710,000 | $ 88,750 | $ 0 |
| Homosassa Springs, FL | 8 | $ 910,000 | $ 113,750 | $ 0 |
| Lebanon, PA | 8 | $ 1,110,000 | $ 138,750 | $ 0 |
| Manhattan, KS | 8 | $ 1,080,000 | $ 135,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 8 | $ 1,980,000 | $ 247,500 | $ 0 |
| Rapid City, SD | 8 | $ 1,260,000 | $ 157,500 | $ 1,147,000 |
| Sioux City, IA-NE-SD | 8 | $ 860,000 | $ 107,500 | $ 0 |
| Terre Haute, IN | 8 | $ 600,000 | $ 75,000 | $ 0 |
| Texarkana, TX-AR | 8 | $ 740,000 | $ 92,500 | $ 0 |
| The Villages, FL | 8 | $ 1,000,000 | $ 125,000 | $ 0 |
| Auburn-Opelika, AL | 7 | $ 875,000 | $ 125,000 | $ 0 |
| Bloomington, IN | 7 | $ 715,000 | $ 102,142 | $ 0 |
| Champaign-Urbana, IL | 7 | $ 705,000 | $ 100,714 | $ 0 |
| Chico, CA | 7 | $ 1,285,000 | $ 183,571 | $ 0 |
| Columbia, MO | 7 | $ 695,000 | $ 99,285 | $ 0 |
| Eugene, OR | 7 | $ 2,155,000 | $ 307,857 | $ 622,000 |
| Farmington, NM | 7 | $ 655,000 | $ 93,571 | $ 0 |
| Idaho Falls, ID | 7 | $ 875,000 | $ 125,000 | $ 0 |
| Johnson City, TN | 7 | $ 815,000 | $ 116,428 | $ 0 |
| Kingston, NY | 7 | $ 995,000 | $ 142,142 | $ 0 |
| Manchester-Nashua, NH | 7 | $ 1,245,000 | $ 177,857 | $ 0 |
| Niles-Benton Harbor, MI | 7 | $ 725,000 | $ 103,571 | $ 0 |
| Oshkosh-Neenah, WI | 7 | $ 865,000 | $ 123,571 | $ 0 |
| Wausau, WI | 7 | $ 915,000 | $ 130,714 | $ 0 |
| Wenatchee, WA | 7 | $ 1,445,000 | $ 206,428 | $ 0 |
| Wheeling, WV-OH | 7 | $ 695,000 | $ 99,285 | $ 0 |
| Bangor, ME | 6 | $ 480,000 | $ 80,000 | $ 0 |
| Bloomington, IL | 6 | $ 740,000 | $ 123,333 | $ 0 |
| Bowling Green, KY | 6 | $ 470,000 | $ 78,333 | $ 0 |
| Carbondale-Marion, IL | 6 | $ 760,000 | $ 126,666 | $ 0 |
| Coeur D'Alene, ID | 6 | $ 850,000 | $ 141,666 | $ 0 |
| Decatur, IL | 6 | $ 560,000 | $ 93,333 | $ 0 |
| Elizabethtown-Fort Knox, KY | 6 | $ 670,000 | $ 111,666 | $ 0 |
| Enid, OK | 6 | $ 360,000 | $ 60,000 | $ 48,000 |
| Fargo, ND-MN | 6 | $ 590,000 | $ 98,333 | $ 0 |
| Grand Island, NE | 6 | $ 630,000 | $ 105,000 | $ 0 |
| Great Falls, MT | 6 | $ 680,000 | $ 113,333 | $ 0 |
| Kahului-Wailuku-Lahaina, HI | 6 | $ 5,230,000 | $ 871,666 | $ 0 |
| Kankakee, IL | 6 | $ 520,000 | $ 86,666 | $ 0 |
| Lima, OH | 6 | $ 320,000 | $ 53,333 | $ 0 |
| Mankato-North Mankato, MN | 6 | $ 570,000 | $ 95,000 | $ 0 |
| Mansfield, OH | 6 | $ 390,000 | $ 65,000 | $ 0 |
| New Bern, NC | 6 | $ 560,000 | $ 93,333 | $ 0 |
| Norwich-New London, CT | 6 | $ 980,000 | $ 163,333 | $ 0 |
| Pittsfield, MA | 6 | $ 850,000 | $ 141,666 | $ 2,048,000 |
| Sebring, FL | 6 | $ 630,000 | $ 105,000 | $ 0 |
| St. George, UT | 6 | $ 4,540,000 | $ 756,666 | $ 0 |
| Sumter, SC | 6 | $ 1,090,000 | $ 181,666 | $ 0 |
| Albany, OR | 5 | $ 685,000 | $ 137,000 | $ 0 |
| Barnstable Town, MA | 5 | $ 855,000 | $ 171,000 | $ 0 |
| Beckley, WV | 5 | $ 315,000 | $ 63,000 | $ 0 |
| Bend-Redmond, OR | 5 | $ 1,115,000 | $ 223,000 | $ 1,702,000 |
| Cape Girardeau, MO-IL | 5 | $ 455,000 | $ 91,000 | $ 0 |
| Cumberland, MD-WV | 5 | $ 485,000 | $ 97,000 | $ 0 |
| Danville, IL | 5 | $ 275,000 | $ 55,000 | $ 0 |
| Fond Du Lac, WI | 5 | $ 485,000 | $ 97,000 | $ 0 |
| Lawrence, KS | 5 | $ 775,000 | $ 155,000 | $ 0 |
| Logan, UT-ID | 5 | $ 3,555,000 | $ 711,000 | $ 8,199,000 |
| Ocean City, NJ | 5 | $ 1,005,000 | $ 201,000 | $ 0 |
| Parkersburg-Vienna, WV | 5 | $ 555,000 | $ 111,000 | $ 0 |
| San Rafael, CA | 5 | $ 11,545,000 | $ 2,309,000 | $ 2,608,000 |
| Santa Rosa, CA | 5 | $ 2,785,000 | $ 557,000 | $ 676,000 |
| Sheboygan, WI | 5 | $ 595,000 | $ 119,000 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 4 | $ 250,000 | $ 62,500 | $ 0 |
| Carson City, NV | 4 | $ 1,140,000 | $ 285,000 | $ 0 |
| Elmira, NY | 4 | $ 240,000 | $ 60,000 | $ 0 |
| Salinas, CA | 4 | $ 770,000 | $ 192,500 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 4 | $ 690,000 | $ 172,500 | $ 0 |
| Williamsport, PA | 4 | $ 440,000 | $ 110,000 | $ 0 |
| Ames, IA | 3 | $ 355,000 | $ 118,333 | $ 0 |
| Bismarck, ND | 3 | $ 425,000 | $ 141,666 | $ 0 |
| Burlington-South Burlington, VT | 3 | $ 345,000 | $ 115,000 | $ 0 |
| Casper, WY | 3 | $ 385,000 | $ 128,333 | $ 0 |
| Gadsden, AL | 3 | $ 265,000 | $ 88,333 | $ 0 |
| Grants Pass, OR | 3 | $ 925,000 | $ 308,333 | $ 0 |
| Hot Springs, AR | 3 | $ 1,025,000 | $ 341,666 | $ 422,000 |
| Longview, WA | 3 | $ 535,000 | $ 178,333 | $ 0 |
| Medford, OR | 3 | $ 575,000 | $ 191,666 | $ 0 |
| Missoula, MT | 3 | $ 775,000 | $ 258,333 | $ 0 |
| Staunton-Waynesboro, VA | 3 | $ 165,000 | $ 55,000 | $ 0 |
| Winchester, VA-WV | 3 | $ 345,000 | $ 115,000 | $ 0 |
| Bellingham, WA | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Cheyenne, WY | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Fairbanks, AK | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Florence-Muscle Shoals, AL | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Ithaca, NY | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Jefferson City, MO | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Midland, MI | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Napa, CA | 2 | $ 3,480,000 | $ 1,740,000 | $ 1,244,000 |
| Pocatello, ID | 2 | $ 320,000 | $ 160,000 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 2 | $ 2,460,000 | $ 1,230,000 | $ 318,000 |
| San Juan-Carolina-Caguas, PR | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 2 | $ 630,000 | $ 315,000 | $ 0 |
| Sierra Vista-Douglas, AZ | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Corvallis, OR | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Dubuque, IA | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Harrisonburg, VA | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Iowa City, IA | 1 | $ 65,000 | $ 65,000 | $ 0 |
| La Crosse-Onalaska, WI-MN | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Lewiston, ID-WA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Morgantown, WV | 1 | $ 25,000 | $ 25,000 | $ 0 |
| State College, PA | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Twin Falls, ID | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Walla Walla, WA | 1 | $ 185,000 | $ 185,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Applicable | 15,404 | $1,745,460,000 | $113,000 | $885,000 | $0 | $0 |
| Home Purchase | 8,342 | $2,619,140,000 | $313,000 | $19,605,000 | $263,000 | $8,328,000 |
| Refinancing | 1,427 | $557,895,000 | $390,000 | $16,005,000 | $383,000 | $4,123,000 |
| Cash-out Refinancing | 647 | $133,535,000 | $206,000 | $695,000 | $85,000 | $571,000 |
| Other Purpose | 525 | $121,125,000 | $230,000 | $8,005,000 | $425,000 | $9,429,000 |
| Home Improvement | 336 | $77,360,000 | $230,000 | $4,005,000 | $314,000 | $9,834,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 24,117 | $4,092,455,000 | $169,000 | $19,605,000 | $64,000 | $225,000 |
| White | 1,205 | $589,775,000 | $489,000 | $8,005,000 | $375,000 | $9,834,000 |
| Hispanic | 585 | $173,605,000 | $296,000 | $5,005,000 | $103,000 | $2,368,000 |
| Not Provided | 406 | $284,710,000 | $701,000 | $14,005,000 | $561,000 | $9,429,000 |
| Black or African American | 211 | $46,135,000 | $218,000 | $1,655,000 | $109,000 | $1,702,000 |
| Asian | 105 | $55,115,000 | $524,000 | $3,725,000 | $512,000 | $7,366,000 |
| American Indian or Alaskan Native | 42 | $6,740,000 | $160,000 | $745,000 | $95,000 | $440,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $915,000 | $305,000 | $655,000 | $319,000 | $571,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 20,243 | $2,903,095,000 | $143,000 | $815,000 | $66,000 | $272,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,919 | $1,755,915,000 | $601,000 | $19,605,000 | $328,000 | $9,834,000 |
| VA-guaranteed (Veterans Administration) | 2,842 | $527,460,000 | $185,000 | $1,435,000 | $83,000 | $1,327,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 677 | $68,045,000 | $100,000 | $365,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 23,506 | $3,464,450,000 | $147,000 | $1,435,000 | $64,000 | $225,000 |
| Loan Originated | 2,269 | $1,271,465,000 | $560,000 | $19,605,000 | $366,000 | $9,834,000 |
| Application Denied By Financial Institution | 426 | $128,620,000 | $301,000 | $8,705,000 | $124,000 | $1,515,000 |
| Application Withdrawn By Applicant | 351 | $293,815,000 | $837,000 | $16,005,000 | $314,000 | $8,328,000 |
| Preapproval Approved but not Accepted | 69 | $30,895,000 | $447,000 | $755,000 | $100,000 | $230,000 |
| Application Approved But Not Accepted | 59 | $65,235,000 | $1,105,000 | $5,005,000 | $954,000 | $8,199,000 |
| File Closed For Incompleteness | 1 | $35,000 | $35,000 | $35,000 | $63,000 | $63,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 26,255 | $5,125,895,000 | $195,000 | $19,605,000 | $318,000 | $9,834,000 |
| Debt-To-Income Ratio | 209 | $75,245,000 | $360,000 | $8,005,000 | $104,000 | $1,515,000 |
| Credit History | 80 | $11,990,000 | $149,000 | $1,505,000 | $106,000 | $1,100,000 |
| Collateral | 54 | $19,100,000 | $353,000 | $8,705,000 | $165,000 | $930,000 |
| Other | 40 | $11,020,000 | $275,000 | $2,655,000 | $234,000 | $1,356,000 |
| Credit Application Incomplete | 24 | $6,240,000 | $260,000 | $2,505,000 | $0 | $0 |
| Unverifiable Information | 9 | $2,295,000 | $255,000 | $325,000 | $59,000 | $73,000 |
| Employment History | 6 | $1,980,000 | $330,000 | $625,000 | $51,000 | $150,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $750,000 | $187,000 | $335,000 | $77,000 | $121,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midfirst Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.
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