Midfirst Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Midfirst Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midfirst Bank 501 Nw Grand Blvd Oklahoma City, OK 73118 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 47,835 |
| Total Mortgage Loan Application Amount | $9,903,355,000 |
| Average Mortgage Loan Application Amount | $230,666 |
| Highest Mortgage Loan Application Amount | $16,505,000 |
| Average Applicant Income | $210,833 |
| Highest Applicant Income | $7,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Midfirst Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midfirst Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Midfirst Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midfirst Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Midfirst Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midfirst Bank's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 3,952 | $ 650,320,000 | $ 203,042 | $ 588,928 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 2,884 | $ 971,430,000 | $ 336,000 | $ 245,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 1,805 | $ 276,665,000 | $ 153,000 | $ 96,000 |
| CHICAGO-NAPERVILLE, IL | 1,604 | $ 281,420,000 | $ 175,000 | $ 400,000 |
| OKLAHOMA CITY, OK | 1,520 | $ 311,120,000 | $ 204,000 | $ 171,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 1,459 | $ 233,025,000 | $ 159,000 | $ 466,000 |
| DALLAS-PLANO-IRVING, TX | 1,033 | $ 210,055,000 | $ 203,000 | $ 209,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 919 | $ 681,715,000 | $ 741,000 | $ 779,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 902 | $ 245,950,000 | $ 272,000 | $ 228,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 821 | $ 220,245,000 | $ 258,250 | $ 1,288,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 690 | $ 266,430,000 | $ 376,000 | $ 890,000 |
| DENVER-AURORA-LAKEWOOD, CO | 684 | $ 298,660,000 | $ 436,000 | $ 365,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 621 | $ 84,535,000 | $ 136,000 | $ 121,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 620 | $ 117,340,000 | $ 189,000 | $ 999,000 |
| NEWARK, NJ-PA | 578 | $ 153,090,000 | $ 190,500 | $ 60,000 |
| NEW YORK-NEWARK, NY | 573 | $ 149,325,000 | $ 257,000 | $ 0 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 538 | $ 90,240,000 | $ 167,000 | $ 308,000 |
| FORT WORTH-ARLINGTON, TX | 510 | $ 70,980,000 | $ 139,000 | $ 176,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 505 | $ 74,995,000 | $ 151,000 | $ 0 |
| CAMDEN, NJ | 493 | $ 76,715,000 | $ 155,000 | $ 0 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 486 | $ 54,330,000 | $ 111,000 | $ 0 |
| ST. LOUIS, MO-IL | 486 | $ 55,460,000 | $ 108,000 | $ 0 |
| PHILADELPHIA, PA | 481 | $ 56,515,000 | $ 117,000 | $ 0 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 433 | $ 84,755,000 | $ 195,000 | $ 4,325,000 |
| TULSA, OK | 409 | $ 99,235,000 | $ 242,000 | $ 168,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 399 | $ 85,585,000 | $ 214,000 | $ 647,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 380 | $ 65,530,000 | $ 184,500 | $ 0 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 349 | $ 151,225,000 | $ 433,000 | $ 2,788,000 |
| CINCINNATI, OH-KY-IN | 347 | $ 43,005,000 | $ 120,000 | $ 0 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 327 | $ 60,645,000 | $ 185,000 | $ 1,231,000 |
| KANSAS CITY, MO-KS | 321 | $ 41,435,000 | $ 134,000 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 310 | $ 66,290,000 | $ 213,000 | $ 0 |
| COLUMBUS, OH | 306 | $ 41,330,000 | $ 135,000 | $ 0 |
| CLEVELAND-ELYRIA, OH | 303 | $ 33,645,000 | $ 111,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 295 | $ 48,745,000 | $ 180,000 | $ 0 |
| WARREN-TROY-FARMINGTON HILLS, MI | 292 | $ 41,430,000 | $ 141,000 | $ 0 |
| PITTSBURGH, PA | 281 | $ 28,955,000 | $ 103,000 | $ 37,000 |
| GARY, IN | 279 | $ 37,455,000 | $ 134,000 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 274 | $ 75,910,000 | $ 277,000 | $ 1,338,000 |
| MEMPHIS, TN-MS-AR | 267 | $ 24,835,000 | $ 89,333 | $ 107,000 |
| NEW ORLEANS-METAIRIE, LA | 265 | $ 38,065,000 | $ 143,000 | $ 332,000 |
| PROVIDENCE-WARWICK, RI-MA | 263 | $ 55,485,000 | $ 216,000 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 261 | $ 59,575,000 | $ 228,000 | $ 644,000 |
| JACKSONVILLE, FL | 246 | $ 40,430,000 | $ 164,000 | $ 0 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 238 | $ 48,320,000 | $ 203,000 | $ 0 |
| BIRMINGHAM-HOOVER, AL | 228 | $ 30,040,000 | $ 131,000 | $ 0 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 225 | $ 76,025,000 | $ 337,000 | $ 1,117,000 |
| SAN DIEGO-CARLSBAD, CA | 215 | $ 116,455,000 | $ 541,000 | $ 1,212,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 213 | $ 26,205,000 | $ 122,000 | $ 0 |
| ELGIN, IL | 212 | $ 37,600,000 | $ 177,000 | $ 19,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 207 | $ 23,275,000 | $ 112,000 | $ 0 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 207 | $ 52,065,000 | $ 251,000 | $ 878,000 |
| RICHMOND, VA | 201 | $ 28,765,000 | $ 143,000 | $ 0 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 199 | $ 32,765,000 | $ 164,000 | $ 0 |
| BATON ROUGE, LA | 187 | $ 26,065,000 | $ 139,000 | $ 0 |
| EL PASO, TX | 187 | $ 20,605,000 | $ 110,000 | $ 0 |
| COLUMBIA, SC | 179 | $ 21,695,000 | $ 121,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 178 | $ 30,320,000 | $ 167,666 | $ 0 |
| RALEIGH, NC | 176 | $ 25,750,000 | $ 146,000 | $ 30,000 |
| LAKELAND-WINTER HAVEN, FL | 175 | $ 26,555,000 | $ 151,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 172 | $ 26,300,000 | $ 181,000 | $ 49,000 |
| TUCSON, AZ | 171 | $ 29,355,000 | $ 171,000 | $ 192,000 |
| NEW HAVEN-MILFORD, CT | 169 | $ 29,315,000 | $ 173,000 | $ 0 |
| BOSTON, MA | 159 | $ 52,565,000 | $ 330,000 | $ 557,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 157 | $ 22,835,000 | $ 140,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 155 | $ 16,455,000 | $ 106,000 | $ 0 |
| SEATTLE-BELLEVUE-EVERETT, WA | 147 | $ 43,355,000 | $ 294,000 | $ 678,000 |
| GREENSBORO-HIGH POINT, NC | 145 | $ 14,805,000 | $ 102,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON, SC | 144 | $ 25,880,000 | $ 179,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 144 | $ 19,720,000 | $ 136,000 | $ 0 |
| BAKERSFIELD, CA | 143 | $ 26,165,000 | $ 182,000 | $ 138,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 140 | $ 14,160,000 | $ 101,000 | $ 0 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 137 | $ 19,775,000 | $ 144,000 | $ 0 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 134 | $ 10,830,000 | $ 80,000 | $ 0 |
| WORCESTER, MA-CT | 134 | $ 27,190,000 | $ 190,500 | $ 0 |
| ALBANY-SCHENECTADY-TROY, NY | 133 | $ 19,195,000 | $ 144,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 130 | $ 44,240,000 | $ 340,000 | $ 2,903,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 129 | $ 37,635,000 | $ 291,000 | $ 0 |
| ALBUQUERQUE, NM | 128 | $ 18,520,000 | $ 144,000 | $ 0 |
| ROCHESTER, NY | 126 | $ 9,610,000 | $ 76,000 | $ 0 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 124 | $ 41,430,000 | $ 334,000 | $ 839,000 |
| STOCKTON-LODI, CA | 121 | $ 34,185,000 | $ 282,000 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 119 | $ 20,585,000 | $ 172,000 | $ 0 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 118 | $ 108,230,000 | $ 917,000 | $ 1,164,000 |
| CORPUS CHRISTI, TX | 117 | $ 16,585,000 | $ 141,000 | $ 0 |
| WICHITA, KS | 117 | $ 11,265,000 | $ 96,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 116 | $ 18,000,000 | $ 155,000 | $ 0 |
| WINSTON-SALEM, NC | 115 | $ 13,515,000 | $ 117,000 | $ 0 |
| FRESNO, CA | 109 | $ 20,195,000 | $ 185,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 109 | $ 15,035,000 | $ 137,000 | $ 0 |
| HUNTSVILLE, AL | 109 | $ 15,365,000 | $ 140,000 | $ 0 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 109 | $ 27,145,000 | $ 256,500 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 108 | $ 14,700,000 | $ 136,000 | $ 0 |
| FAYETTEVILLE, NC | 108 | $ 14,810,000 | $ 137,000 | $ 0 |
| OAKLAND-HAYWARD-BERKELEY, CA | 107 | $ 48,505,000 | $ 453,000 | $ 0 |
| READING, PA | 105 | $ 14,755,000 | $ 140,000 | $ 0 |
| YORK-HANOVER, PA | 105 | $ 14,605,000 | $ 139,000 | $ 0 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 104 | $ 11,800,000 | $ 114,500 | $ 0 |
| LAREDO, TX | 102 | $ 14,790,000 | $ 145,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 101 | $ 11,905,000 | $ 117,000 | $ 121,000 |
| PORT ST. LUCIE, FL | 97 | $ 16,655,000 | $ 171,000 | $ 0 |
| SYRACUSE, NY | 97 | $ 8,905,000 | $ 91,000 | $ 25,000 |
| SHREVEPORT-BOSSIER CITY, LA | 96 | $ 12,280,000 | $ 127,000 | $ 0 |
| JACKSON, MS | 91 | $ 8,505,000 | $ 93,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 90 | $ 13,640,000 | $ 151,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 89 | $ 10,105,000 | $ 113,000 | $ 0 |
| AKRON, OH | 88 | $ 9,630,000 | $ 109,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 88 | $ 11,520,000 | $ 116,000 | $ 0 |
| SALT LAKE CITY, UT | 88 | $ 16,800,000 | $ 190,000 | $ 589,000 |
| COLORADO SPRINGS, CO | 87 | $ 16,645,000 | $ 191,000 | $ 95,000 |
| KNOXVILLE, TN | 85 | $ 9,805,000 | $ 115,000 | $ 0 |
| TACOMA-LAKEWOOD, WA | 83 | $ 21,265,000 | $ 256,000 | $ 0 |
| ROCKFORD, IL | 81 | $ 8,585,000 | $ 105,000 | $ 0 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 80 | $ 18,170,000 | $ 227,000 | $ 0 |
| DURHAM-CHAPEL HILL, NC | 78 | $ 9,600,000 | $ 123,000 | $ 0 |
| MOBILE, AL | 76 | $ 8,480,000 | $ 111,000 | $ 0 |
| MODESTO, CA | 76 | $ 17,090,000 | $ 224,000 | $ 0 |
| SPRINGFIELD, MA | 76 | $ 11,520,000 | $ 151,000 | $ 0 |
| TOLEDO, OH | 76 | $ 8,390,000 | $ 110,000 | $ 0 |
| TRENTON, NJ | 75 | $ 11,765,000 | $ 156,000 | $ 0 |
| LAFAYETTE, LA | 73 | $ 11,385,000 | $ 155,000 | $ 0 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 72 | $ 6,670,000 | $ 92,000 | $ 0 |
| SAVANNAH, GA | 71 | $ 10,105,000 | $ 142,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 71 | $ 7,195,000 | $ 112,000 | $ 0 |
| CHATTANOOGA, TN-GA | 70 | $ 8,500,000 | $ 120,000 | $ 0 |
| ATLANTIC CITY-HAMMONTON, NJ | 69 | $ 11,335,000 | $ 164,000 | $ 0 |
| FLINT, MI | 69 | $ 7,685,000 | $ 111,000 | $ 0 |
| SANTA MARIA-SANTA BARBARA, CA | 69 | $ 80,485,000 | $ 1,166,000 | $ 803,000 |
| BEAUMONT-PORT ARTHUR, TX | 68 | $ 7,820,000 | $ 115,000 | $ 0 |
| LANCASTER, PA | 68 | $ 8,950,000 | $ 131,000 | $ 0 |
| VINELAND-BRIDGETON, NJ | 67 | $ 8,815,000 | $ 131,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 66 | $ 10,090,000 | $ 152,000 | $ 0 |
| KILLEEN-TEMPLE, TX | 64 | $ 8,120,000 | $ 126,000 | $ 0 |
| EAST STROUDSBURG, PA | 63 | $ 9,595,000 | $ 152,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 63 | $ 33,755,000 | $ 535,000 | $ 1,040,000 |
| TUSCALOOSA, AL | 61 | $ 7,555,000 | $ 123,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 59 | $ 5,755,000 | $ 97,000 | $ 0 |
| CLARKSVILLE, TN-KY | 59 | $ 7,815,000 | $ 112,500 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 59 | $ 5,085,000 | $ 87,500 | $ 0 |
| GREELEY, CO | 59 | $ 13,245,000 | $ 224,000 | $ 243,000 |
| JACKSONVILLE, NC | 59 | $ 8,285,000 | $ 140,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 59 | $ 5,215,000 | $ 90,000 | $ 0 |
| PEORIA, IL | 56 | $ 5,160,000 | $ 92,000 | $ 0 |
| FORT WAYNE, IN | 55 | $ 5,125,000 | $ 93,000 | $ 0 |
| UTICA-ROME, NY | 55 | $ 4,085,000 | $ 74,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 55 | $ 20,845,000 | $ 379,000 | $ 0 |
| CANTON-MASSILLON, OH | 54 | $ 5,360,000 | $ 99,000 | $ 0 |
| LUBBOCK, TX | 54 | $ 4,820,000 | $ 89,000 | $ 65,000 |
| MONTGOMERY, AL | 53 | $ 5,595,000 | $ 105,000 | $ 0 |
| OGDEN-CLEARFIELD, UT | 52 | $ 10,790,000 | $ 207,000 | $ 0 |
| OCALA, FL | 51 | $ 6,995,000 | $ 137,000 | $ 0 |
| AMARILLO, TX | 50 | $ 5,210,000 | $ 104,000 | $ 0 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 50 | $ 7,480,000 | $ 149,000 | $ 0 |
| COLUMBUS, GA-AL | 49 | $ 5,395,000 | $ 112,000 | $ 0 |
| DOVER, DE | 49 | $ 9,525,000 | $ 194,000 | $ 0 |
| ODESSA, TX | 48 | $ 6,790,000 | $ 141,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 47 | $ 8,595,000 | $ 184,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 47 | $ 5,805,000 | $ 123,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 47 | $ 8,315,000 | $ 176,000 | $ 0 |
| SALISBURY, MD-DE | 47 | $ 6,835,000 | $ 144,500 | $ 26,000 |
| BOISE CITY, ID | 46 | $ 7,320,000 | $ 159,000 | $ 0 |
| BOULDER, CO | 46 | $ 28,810,000 | $ 626,000 | $ 391,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 46 | $ 6,910,000 | $ 150,000 | $ 0 |
| HOUMA-THIBODAUX, LA | 46 | $ 5,370,000 | $ 116,000 | $ 0 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 46 | $ 5,010,000 | $ 103,333 | $ 0 |
| TALLAHASSEE, FL | 45 | $ 7,185,000 | $ 159,000 | $ 0 |
| LONGVIEW, TX | 43 | $ 5,195,000 | $ 120,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 43 | $ 7,125,000 | $ 155,500 | $ 0 |
| URBAN HONOLULU, HI | 43 | $ 23,985,000 | $ 557,000 | $ 1,059,000 |
| WILMINGTON, NC | 43 | $ 6,015,000 | $ 139,000 | $ 0 |
| GAINESVILLE, FL | 42 | $ 5,350,000 | $ 127,000 | $ 0 |
| KOKOMO, IN | 42 | $ 3,840,000 | $ 91,000 | $ 0 |
| SPARTANBURG, SC | 42 | $ 5,870,000 | $ 139,000 | $ 0 |
| FLAGSTAFF, AZ | 41 | $ 21,655,000 | $ 528,000 | $ 540,000 |
| LANSING-EAST LANSING, MI | 41 | $ 4,105,000 | $ 100,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 41 | $ 5,195,000 | $ 126,000 | $ 0 |
| ROANOKE, VA | 41 | $ 3,955,000 | $ 96,000 | $ 0 |
| DECATUR, AL | 40 | $ 4,620,000 | $ 115,000 | $ 0 |
| PUNTA GORDA, FL | 39 | $ 6,145,000 | $ 157,000 | $ 0 |
| WARNER ROBINS, GA | 39 | $ 5,245,000 | $ 134,000 | $ 0 |
| MACON-BIBB COUNTY, GA | 38 | $ 5,260,000 | $ 138,000 | $ 0 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 37 | $ 12,875,000 | $ 347,000 | $ 420,000 |
| RACINE, WI | 37 | $ 4,495,000 | $ 121,000 | $ 0 |
| BINGHAMTON, NY | 36 | $ 3,370,000 | $ 93,000 | $ 0 |
| MERCED, CA | 36 | $ 7,380,000 | $ 205,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND, ME | 36 | $ 6,240,000 | $ 173,000 | $ 0 |
| SPRINGFIELD, MO | 35 | $ 4,485,000 | $ 128,000 | $ 0 |
| GAINESVILLE, GA | 34 | $ 5,040,000 | $ 148,000 | $ 0 |
| ELKHART-GOSHEN, IN | 33 | $ 3,225,000 | $ 97,000 | $ 10,000 |
| EUGENE, OR | 33 | $ 7,295,000 | $ 221,000 | $ 350,000 |
| FLORENCE, SC | 33 | $ 4,055,000 | $ 122,000 | $ 0 |
| LAKE CHARLES, LA | 33 | $ 4,125,000 | $ 125,000 | $ 0 |
| MADISON, WI | 33 | $ 5,875,000 | $ 178,000 | $ 0 |
| PUEBLO, CO | 33 | $ 4,735,000 | $ 143,000 | $ 0 |
| TYLER, TX | 33 | $ 4,145,000 | $ 125,000 | $ 130,000 |
| JACKSON, MI | 32 | $ 3,690,000 | $ 115,000 | $ 58,000 |
| MANCHESTER-NASHUA, NH | 32 | $ 6,140,000 | $ 191,000 | $ 0 |
| MIDLAND, TX | 32 | $ 5,260,000 | $ 164,000 | $ 0 |
| YUMA, AZ | 32 | $ 4,510,000 | $ 140,000 | $ 58,000 |
| CHARLESTON, WV | 31 | $ 4,065,000 | $ 131,000 | $ 0 |
| EVANSVILLE, IN-KY | 31 | $ 2,915,000 | $ 94,000 | $ 0 |
| FORT SMITH, AR-OK | 31 | $ 2,565,000 | $ 77,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 31 | $ 7,665,000 | $ 247,000 | $ 0 |
| SPOKANE-SPOKANE VALLEY, WA | 31 | $ 4,875,000 | $ 157,000 | $ 0 |
| WACO, TX | 31 | $ 2,805,000 | $ 90,000 | $ 0 |
| ANCHORAGE, AK | 30 | $ 6,540,000 | $ 218,000 | $ 0 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 30 | $ 7,560,000 | $ 252,000 | $ 339,000 |
| LINCOLN, NE | 30 | $ 4,490,000 | $ 149,000 | $ 0 |
| LYNCHBURG, VA | 30 | $ 3,640,000 | $ 121,000 | $ 0 |
| RENO, NV | 30 | $ 6,770,000 | $ 225,000 | $ 0 |
| SPRINGFIELD, OH | 30 | $ 2,640,000 | $ 88,000 | $ 0 |
| LAFAYETTE-WEST LAFAYETTE, IN | 29 | $ 3,435,000 | $ 118,000 | $ 22,000 |
| MICHIGAN CITY-LA PORTE, IN | 29 | $ 3,135,000 | $ 108,000 | $ 0 |
| MONROE, MI | 29 | $ 3,975,000 | $ 137,000 | $ 0 |
| YAKIMA, WA | 29 | $ 3,715,000 | $ 128,000 | $ 0 |
| BURLINGTON, NC | 28 | $ 3,080,000 | $ 110,000 | $ 0 |
| EL CENTRO, CA | 28 | $ 5,640,000 | $ 201,000 | $ 0 |
| PROVO-OREM, UT | 28 | $ 7,600,000 | $ 271,000 | $ 548,000 |
| TOPEKA, KS | 28 | $ 2,400,000 | $ 85,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 27 | $ 3,265,000 | $ 120,000 | $ 0 |
| BARNSTABLE TOWN, MA | 27 | $ 7,425,000 | $ 275,000 | $ 1,500,000 |
| HANFORD-CORCORAN, CA | 27 | $ 4,985,000 | $ 184,000 | $ 76,000 |
| KENNEWICK-RICHLAND, WA | 27 | $ 3,425,000 | $ 126,000 | $ 0 |
| MANSFIELD, OH | 27 | $ 2,825,000 | $ 104,000 | $ 0 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 27 | $ 6,075,000 | $ 225,000 | $ 0 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 26 | $ 3,960,000 | $ 152,000 | $ 0 |
| GREENVILLE, NC | 26 | $ 3,780,000 | $ 145,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 26 | $ 2,570,000 | $ 107,500 | $ 0 |
| LEBANON, PA | 26 | $ 2,940,000 | $ 113,000 | $ 0 |
| MADERA, CA | 26 | $ 5,100,000 | $ 196,000 | $ 0 |
| MONROE, LA | 26 | $ 3,130,000 | $ 120,000 | $ 0 |
| SALEM, OR | 26 | $ 6,280,000 | $ 241,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 26 | $ 13,880,000 | $ 533,000 | $ 510,000 |
| ASHEVILLE, NC | 25 | $ 4,595,000 | $ 183,000 | $ 0 |
| DOTHAN, AL | 25 | $ 2,635,000 | $ 105,000 | $ 0 |
| SALINAS, CA | 25 | $ 9,665,000 | $ 386,000 | $ 447,000 |
| KALAMAZOO-PORTAGE, MI | 24 | $ 2,560,000 | $ 106,000 | $ 0 |
| ANN ARBOR, MI | 23 | $ 3,595,000 | $ 156,000 | $ 0 |
| APPLETON, WI | 23 | $ 2,525,000 | $ 109,000 | $ 0 |
| DULUTH, MN-WI | 23 | $ 2,475,000 | $ 103,500 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 23 | $ 2,885,000 | $ 125,000 | $ 0 |
| ERIE, PA | 22 | $ 1,960,000 | $ 89,000 | $ 0 |
| FARMINGTON, NM | 22 | $ 3,330,000 | $ 151,000 | $ 0 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 22 | $ 3,960,000 | $ 180,000 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 22 | $ 5,190,000 | $ 235,000 | $ 195,000 |
| MUNCIE, IN | 22 | $ 1,900,000 | $ 86,000 | $ 0 |
| MUSKEGON, MI | 22 | $ 1,850,000 | $ 84,000 | $ 0 |
| OLYMPIA-TUMWATER, WA | 22 | $ 5,120,000 | $ 232,000 | $ 0 |
| PINE BLUFF, AR | 22 | $ 1,980,000 | $ 90,000 | $ 0 |
| SANTA ROSA, CA | 22 | $ 9,600,000 | $ 436,000 | $ 0 |
| VALDOSTA, GA | 22 | $ 2,780,000 | $ 126,000 | $ 0 |
| ALBANY, GA | 21 | $ 1,535,000 | $ 73,000 | $ 0 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 21 | $ 1,975,000 | $ 94,000 | $ 0 |
| CEDAR RAPIDS, IA | 21 | $ 2,615,000 | $ 124,000 | $ 0 |
| KANKAKEE, IL | 21 | $ 2,335,000 | $ 111,000 | $ 0 |
| SAGINAW, MI | 21 | $ 1,445,000 | $ 68,000 | $ 0 |
| SHERMAN-DENISON, TX | 21 | $ 2,365,000 | $ 112,000 | $ 301,000 |
| SIOUX CITY, IA-NE-SD | 21 | $ 2,495,000 | $ 132,000 | $ 0 |
| VICTORIA, TX | 21 | $ 2,765,000 | $ 131,000 | $ 0 |
| AUBURN-OPELIKA, AL | 20 | $ 2,710,000 | $ 135,000 | $ 0 |
| FORT COLLINS, CO | 20 | $ 5,470,000 | $ 273,000 | $ 82,000 |
| GRAND JUNCTION, CO | 20 | $ 3,290,000 | $ 164,000 | $ 0 |
| HAMMOND, LA | 20 | $ 2,580,000 | $ 129,000 | $ 0 |
| HINESVILLE, GA | 20 | $ 2,610,000 | $ 130,000 | $ 0 |
| JACKSON, TN | 20 | $ 2,270,000 | $ 113,000 | $ 0 |
| LEWISTON-AUBURN, ME | 20 | $ 3,040,000 | $ 152,000 | $ 0 |
| SANTA FE, NM | 20 | $ 14,030,000 | $ 701,000 | $ 573,000 |
| SUMTER, SC | 20 | $ 2,600,000 | $ 130,000 | $ 0 |
| DECATUR, IL | 19 | $ 1,685,000 | $ 88,000 | $ 0 |
| ELIZABETHTOWN-FORT KNOX, KY | 19 | $ 2,445,000 | $ 128,000 | $ 0 |
| GREEN BAY, WI | 19 | $ 1,965,000 | $ 103,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 19 | $ 1,895,000 | $ 99,000 | $ 0 |
| OCEAN CITY, NJ | 19 | $ 3,695,000 | $ 194,000 | $ 0 |
| ROCKY MOUNT, NC | 19 | $ 1,655,000 | $ 87,000 | $ 0 |
| SAN ANGELO, TX | 19 | $ 1,745,000 | $ 91,000 | $ 0 |
| ST. JOSEPH, MO-KS | 19 | $ 1,395,000 | $ 60,000 | $ 0 |
| WICHITA FALLS, TX | 19 | $ 1,365,000 | $ 71,000 | $ 0 |
| WINCHESTER, VA-WV | 19 | $ 2,965,000 | $ 157,500 | $ 0 |
| ABILENE, TX | 18 | $ 2,850,000 | $ 158,000 | $ 0 |
| BEND-REDMOND, OR | 18 | $ 4,780,000 | $ 265,000 | $ 0 |
| BLOOMINGTON, IL | 18 | $ 2,350,000 | $ 130,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 18 | $ 1,910,000 | $ 106,000 | $ 0 |
| JOHNSON CITY, TN | 18 | $ 2,470,000 | $ 137,000 | $ 0 |
| JONESBORO, AR | 18 | $ 1,900,000 | $ 105,000 | $ 0 |
| ROCHESTER, MN | 18 | $ 2,680,000 | $ 148,000 | $ 0 |
| TEXARKANA, TX-AR | 18 | $ 1,570,000 | $ 85,500 | $ 0 |
| CHAMBERSBURG-WAYNESBORO, PA | 17 | $ 2,265,000 | $ 133,000 | $ 0 |
| LIMA, OH | 17 | $ 2,295,000 | $ 135,000 | $ 0 |
| MORRISTOWN, TN | 17 | $ 2,455,000 | $ 144,000 | $ 0 |
| WAUSAU, WI | 17 | $ 1,985,000 | $ 116,000 | $ 0 |
| ALTOONA, PA | 16 | $ 1,510,000 | $ 94,000 | $ 0 |
| CHICO, CA | 16 | $ 3,150,000 | $ 196,000 | $ 0 |
| HOMOSASSA SPRINGS, FL | 16 | $ 1,550,000 | $ 96,000 | $ 0 |
| LAWTON, OK | 16 | $ 1,780,000 | $ 111,000 | $ 0 |
| SPRINGFIELD, IL | 16 | $ 1,470,000 | $ 91,000 | $ 0 |
| STAUNTON-WAYNESBORO, VA | 16 | $ 2,360,000 | $ 147,000 | $ 0 |
| YUBA CITY, CA | 16 | $ 3,600,000 | $ 225,000 | $ 170,000 |
| BANGOR, ME | 15 | $ 1,815,000 | $ 121,000 | $ 0 |
| BILLINGS, MT | 15 | $ 1,945,000 | $ 129,000 | $ 0 |
| CLEVELAND, TN | 15 | $ 1,875,000 | $ 125,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 15 | $ 2,435,000 | $ 162,000 | $ 745,000 |
| DALTON, GA | 15 | $ 1,985,000 | $ 132,000 | $ 0 |
| ENID, OK | 15 | $ 2,505,000 | $ 167,000 | $ 132,000 |
| JANESVILLE-BELOIT, WI | 15 | $ 1,575,000 | $ 105,000 | $ 0 |
| JOPLIN, MO | 15 | $ 1,485,000 | $ 99,000 | $ 0 |
| LAS CRUCES, NM | 15 | $ 1,855,000 | $ 123,000 | $ 0 |
| NEW BERN, NC | 15 | $ 1,815,000 | $ 121,000 | $ 0 |
| REDDING, CA | 15 | $ 2,835,000 | $ 189,000 | $ 0 |
| ST. CLOUD, MN | 15 | $ 2,015,000 | $ 134,000 | $ 0 |
| BAY CITY, MI | 14 | $ 1,270,000 | $ 90,000 | $ 0 |
| GLENS FALLS, NY | 14 | $ 1,740,000 | $ 124,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 14 | $ 3,420,000 | $ 244,000 | $ 0 |
| SEBASTIAN-VERO BEACH, FL | 14 | $ 8,240,000 | $ 588,000 | $ 1,190,000 |
| TERRE HAUTE, IN | 14 | $ 1,230,000 | $ 87,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 14 | $ 1,500,000 | $ 107,000 | $ 0 |
| WEIRTON-STEUBENVILLE, WV-OH | 14 | $ 930,000 | $ 66,500 | $ 0 |
| WILLIAMSPORT, PA | 14 | $ 1,510,000 | $ 107,000 | $ 0 |
| BATTLE CREEK, MI | 13 | $ 1,045,000 | $ 80,000 | $ 0 |
| BRUNSWICK, GA | 13 | $ 1,395,000 | $ 107,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 13 | $ 1,175,000 | $ 90,000 | $ 0 |
| SIERRA VISTA-DOUGLAS, AZ | 13 | $ 1,725,000 | $ 132,000 | $ 0 |
| CASPER, WY | 12 | $ 1,620,000 | $ 135,000 | $ 0 |
| EAU CLAIRE, WI | 12 | $ 1,640,000 | $ 136,000 | $ 0 |
| GOLDSBORO, NC | 12 | $ 1,500,000 | $ 125,000 | $ 0 |
| ROME, GA | 12 | $ 1,090,000 | $ 90,000 | $ 0 |
| ALBANY, OR | 11 | $ 1,725,000 | $ 156,000 | $ 0 |
| BLOOMINGTON, IN | 11 | $ 1,045,000 | $ 95,000 | $ 0 |
| COLUMBIA, MO | 11 | $ 1,685,000 | $ 153,000 | $ 240,000 |
| FLORENCE-MUSCLE SHOALS, AL | 11 | $ 895,000 | $ 81,000 | $ 0 |
| JOHNSTOWN, PA | 11 | $ 905,000 | $ 82,000 | $ 0 |
| OWENSBORO, KY | 11 | $ 1,095,000 | $ 99,000 | $ 0 |
| PANAMA CITY, FL | 11 | $ 2,005,000 | $ 182,000 | $ 0 |
| SHEBOYGAN, WI | 11 | $ 1,095,000 | $ 99,000 | $ 0 |
| SIOUX FALLS, SD | 11 | $ 1,805,000 | $ 164,000 | $ 0 |
| CHARLOTTESVILLE, VA | 10 | $ 1,560,000 | $ 156,000 | $ 0 |
| COLUMBUS, IN | 10 | $ 940,000 | $ 94,000 | $ 0 |
| FARGO, ND-MN | 10 | $ 1,470,000 | $ 145,000 | $ 0 |
| GADSDEN, AL | 10 | $ 1,000,000 | $ 100,000 | $ 0 |
| MEDFORD, OR | 10 | $ 1,790,000 | $ 179,000 | $ 0 |
| WENATCHEE, WA | 10 | $ 1,560,000 | $ 156,000 | $ 0 |
| BLOOMSBURG-BERWICK, PA | 9 | $ 865,000 | $ 96,000 | $ 0 |
| CALIFORNIA-LEXINGTON PARK, MD | 9 | $ 1,735,000 | $ 192,000 | $ 0 |
| CUMBERLAND, MD-WV | 9 | $ 745,000 | $ 92,500 | $ 0 |
| GETTYSBURG, PA | 9 | $ 995,000 | $ 110,000 | $ 0 |
| HATTIESBURG, MS | 9 | $ 1,215,000 | $ 135,000 | $ 0 |
| LONGVIEW, WA | 9 | $ 1,735,000 | $ 192,000 | $ 0 |
| MANHATTAN, KS | 9 | $ 1,165,000 | $ 129,000 | $ 0 |
| RAPID CITY, SD | 9 | $ 1,505,000 | $ 167,000 | $ 0 |
| SAN JUAN-CAROLINA-CAGUAS, PR | 9 | $ 945,000 | $ 105,000 | $ 0 |
| ALEXANDRIA, LA | 8 | $ 1,250,000 | $ 156,000 | $ 0 |
| CAPE GIRARDEAU, MO-IL | 8 | $ 760,000 | $ 82,000 | $ 0 |
| CHEYENNE, WY | 8 | $ 1,290,000 | $ 161,000 | $ 0 |
| KINGSTON, NY | 8 | $ 2,120,000 | $ 265,000 | $ 385,000 |
| MIDLAND, MI | 8 | $ 720,000 | $ 90,000 | $ 0 |
| PARKERSBURG-VIENNA, WV | 8 | $ 800,000 | $ 100,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 8 | $ 4,330,000 | $ 541,000 | $ 0 |
| STATE COLLEGE, PA | 8 | $ 1,420,000 | $ 177,000 | $ 0 |
| BECKLEY, WV | 7 | $ 1,095,000 | $ 156,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 7 | $ 1,205,000 | $ 172,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 7 | $ 1,515,000 | $ 216,000 | $ 0 |
| CARBONDALE-MARION, IL | 7 | $ 735,000 | $ 105,000 | $ 0 |
| GRANTS PASS, OR | 7 | $ 1,665,000 | $ 237,000 | $ 0 |
| HARRISONBURG, VA | 7 | $ 925,000 | $ 132,000 | $ 0 |
| HOT SPRINGS, AR | 7 | $ 525,000 | $ 75,000 | $ 0 |
| JEFFERSON CITY, MO | 7 | $ 755,000 | $ 107,000 | $ 0 |
| NAPA, CA | 7 | $ 3,185,000 | $ 455,000 | $ 1,235,000 |
| SANTA CRUZ-WATSONVILLE, CA | 7 | $ 3,435,000 | $ 490,000 | $ 0 |
| TWIN FALLS, ID | 7 | $ 815,000 | $ 116,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 6 | $ 1,010,000 | $ 168,000 | $ 0 |
| BOWLING GREEN, KY | 6 | $ 790,000 | $ 131,000 | $ 0 |
| COEUR D'ALENE, ID | 6 | $ 4,360,000 | $ 726,000 | $ 1,961,000 |
| DANVILLE, IL | 6 | $ 560,000 | $ 93,000 | $ 0 |
| GRAND ISLAND, NE | 6 | $ 610,000 | $ 101,000 | $ 0 |
| LAWRENCE, KS | 6 | $ 870,000 | $ 145,000 | $ 0 |
| LOGAN, UT-ID | 6 | $ 520,000 | $ 86,000 | $ 0 |
| MANKATO-NORTH MANKATO, MN | 6 | $ 890,000 | $ 148,000 | $ 0 |
| MORGANTOWN, WV | 6 | $ 1,240,000 | $ 206,000 | $ 0 |
| ELMIRA, NY | 5 | $ 565,000 | $ 113,000 | $ 0 |
| FOND DU LAC, WI | 5 | $ 565,000 | $ 113,000 | $ 0 |
| LA CROSSE-ONALASKA, WI-MN | 5 | $ 765,000 | $ 153,000 | $ 0 |
| POCATELLO, ID | 5 | $ 575,000 | $ 115,000 | $ 0 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 5 | $ 5,325,000 | $ 1,065,000 | $ 250,000 |
| ST. GEORGE, UT | 5 | $ 955,000 | $ 191,000 | $ 0 |
| THE VILLAGES, FL | 5 | $ 675,000 | $ 135,000 | $ 0 |
| WATERTOWN-FORT DRUM, NY | 5 | $ 475,000 | $ 95,000 | $ 0 |
| AMES, IA | 4 | $ 410,000 | $ 102,000 | $ 0 |
| FAIRBANKS, AK | 4 | $ 730,000 | $ 182,000 | $ 0 |
| GRAND FORKS, ND-MN | 4 | $ 390,000 | $ 97,000 | $ 0 |
| WHEELING, WV-OH | 4 | $ 360,000 | $ 90,000 | $ 0 |
| BELLINGHAM, WA | 3 | $ 425,000 | $ 141,000 | $ 0 |
| BISMARCK, ND | 3 | $ 445,000 | $ 148,000 | $ 0 |
| CORVALLIS, OR | 3 | $ 715,000 | $ 238,000 | $ 0 |
| GREAT FALLS, MT | 3 | $ 825,000 | $ 275,000 | $ 0 |
| IDAHO FALLS, ID | 3 | $ 495,000 | $ 165,000 | $ 0 |
| KAHULUI-WAILUKU-LAHAINA, HI | 3 | $ 1,355,000 | $ 451,000 | $ 0 |
| LEWISTON, ID-WA | 3 | $ 425,000 | $ 122,500 | $ 0 |
| PITTSFIELD, MA | 3 | $ 375,000 | $ 125,000 | $ 0 |
| SEBRING, FL | 3 | $ 375,000 | $ 125,000 | $ 0 |
| WALLA WALLA, WA | 3 | $ 375,000 | $ 125,000 | $ 0 |
| DUBUQUE, IA | 2 | $ 70,000 | $ 35,000 | $ 0 |
| GUAYAMA, PR | 1 | $ 45,000 | $ 45,000 | $ 0 |
| IOWA CITY, IA | 1 | $ 235,000 | $ 235,000 | $ 0 |
| ITHACA, NY | 1 | $ 125,000 | $ 125,000 | $ 0 |
| MISSOULA, MT | 1 | $ 105,000 | $ 105,000 | $ 0 |
| SAN RAFAEL, CA | 1 | $ 445,000 | $ 445,000 | $ 0 |
Mortgage Loan Application Detail Totals for Midfirst Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Applicable | 26,323 | $3,411,975,000 | $129,000 | $915,000 | $0 | $0 |
| Home Purchase | 12,728 | $3,934,830,000 | $309,000 | $16,005,000 | $364,000 | $7,800,000 |
| Refinancing | 5,485 | $1,877,955,000 | $342,000 | $16,505,000 | $336,000 | $6,641,000 |
| Cash-out Refinancing | 1,615 | $371,545,000 | $230,000 | $1,315,000 | $117,000 | $780,000 |
| Home Improvement | 954 | $142,550,000 | $149,000 | $5,005,000 | $183,000 | $5,485,000 |
| Other Purpose | 730 | $164,500,000 | $225,000 | $7,155,000 | $265,000 | $4,989,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 43,424 | $7,983,920,000 | $183,000 | $16,505,000 | $49,000 | $157,000 |
| White | 3,233 | $1,368,925,000 | $423,000 | $8,505,000 | $323,000 | $7,800,000 |
| Not Provided | 440 | $359,580,000 | $817,000 | $11,705,000 | $477,000 | $5,773,000 |
| Hispanic | 334 | $67,780,000 | $202,000 | $2,945,000 | $159,000 | $6,398,000 |
| Asian | 173 | $68,135,000 | $393,000 | $3,705,000 | $250,000 | $1,714,000 |
| Black or African American | 132 | $33,230,000 | $251,000 | $4,355,000 | $196,000 | $5,008,000 |
| American Indian or Alaskan Native | 63 | $10,075,000 | $159,000 | $1,875,000 | $148,000 | $1,250,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $2,420,000 | $403,000 | $1,325,000 | $377,000 | $1,068,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 39,220 | $6,544,240,000 | $166,000 | $1,075,000 | $50,000 | $266,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,931 | $2,573,015,000 | $521,000 | $16,505,000 | $324,000 | $7,800,000 |
| VA-guaranteed (Veterans Administration) | 3,336 | $745,910,000 | $223,000 | $2,805,000 | $52,000 | $181,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 348 | $40,190,000 | $115,000 | $365,000 | $35,000 | $35,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 42,719 | $7,308,155,000 | $171,000 | $2,805,000 | $49,000 | $157,000 |
| Loan Originated | 3,478 | $1,977,890,000 | $568,000 | $16,505,000 | $380,000 | $6,641,000 |
| Application Denied By Financial Institution | 1,073 | $195,665,000 | $182,000 | $8,275,000 | $115,000 | $2,382,000 |
| Application Withdrawn By Applicant | 490 | $344,190,000 | $702,000 | $11,705,000 | $306,000 | $7,800,000 |
| Application Approved But Not Accepted | 70 | $77,190,000 | $1,102,000 | $16,005,000 | $800,000 | $7,551,000 |
| File Closed For Incompleteness | 5 | $265,000 | $53,000 | $85,000 | $78,000 | $144,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 46,762 | $9,707,690,000 | $207,000 | $16,505,000 | $336,000 | $7,800,000 |
| Debt-To-Income Ratio | 463 | $100,885,000 | $217,000 | $8,275,000 | $88,000 | $1,450,000 |
| Credit History | 286 | $35,860,000 | $125,000 | $1,405,000 | $133,000 | $2,382,000 |
| Collateral | 158 | $20,630,000 | $130,000 | $2,555,000 | $157,000 | $869,000 |
| Credit Application Incomplete | 117 | $25,005,000 | $213,000 | $3,405,000 | $0 | $0 |
| Other | 39 | $8,095,000 | $207,000 | $505,000 | $160,000 | $720,000 |
| Employment History | 5 | $2,875,000 | $575,000 | $2,005,000 | $122,000 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $2,025,000 | $675,000 | $1,715,000 | $30,000 | $32,000 |
| Unverifiable Information | 2 | $290,000 | $145,000 | $215,000 | $46,000 | $51,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midfirst Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.