Midfirst Bank Mortgage Lending & HMDA Data, 2021

In 2021, Midfirst Bank of Oklahoma City, OK reported 47,835 mortgage applications totaling $9.9 billion, down 29% from 2020. The average application was for $207,031, and applicants reported an average income of $326,930. 7% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (2,884), Atlanta-Sandy Springs-Roswell, GA (1,805) and Chicago-Naperville, IL (1,604) (applications in parentheses).

Mortgage Company & Address Midfirst Bank
501 Nw Grand Blvd
Oklahoma City, OK 73118
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 47,835
Total Mortgage Loan Application Amount $9,903,355,000
Average Mortgage Loan Application Amount $207,031
Highest Mortgage Loan Application Amount $16,505,000
Average Applicant Income $326,930
Highest Applicant Income $7,800,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Midfirst Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Midfirst Bank by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 2,702 $ 931,820,000 $ 344,863 $ 249,000
Cook, Illinois 1,165 $ 198,745,000 $ 170,596 $ 388,000
Los Angeles, California 919 $ 681,715,000 $ 741,800 $ 779,000
Harris, Texas 914 $ 132,560,000 $ 145,032 $ 210,000
Oklahoma, Oklahoma 897 $ 210,935,000 $ 235,156 $ 195,000
Dallas, Texas 617 $ 119,815,000 $ 194,189 $ 207,000
Bexar, Texas 528 $ 68,680,000 $ 130,075 $ 30,000
Riverside, California 524 $ 153,090,000 $ 292,156 $ 228,000
Tarrant, Texas 417 $ 55,855,000 $ 133,944 $ 204,000
Clark, Nevada 399 $ 85,585,000 $ 214,498 $ 647,000
San Bernardino, California 378 $ 92,860,000 $ 245,661 $ 0
Prince George's, Maryland 344 $ 83,570,000 $ 242,936 $ 0
Philadelphia, Pennsylvania 326 $ 37,050,000 $ 113,650 $ 0
Tulsa, Oklahoma 323 $ 85,425,000 $ 264,473 $ 180,000
Broward, Florida 310 $ 66,290,000 $ 213,838 $ 0
Denver, Colorado 293 $ 164,545,000 $ 561,587 $ 300,000
Hillsborough, Florida 291 $ 50,755,000 $ 174,415 $ 0
Cleveland, Oklahoma 287 $ 51,035,000 $ 177,822 $ 164,000
Marion, Indiana 282 $ 27,420,000 $ 97,234 $ 0
Miami-Dade, Florida 274 $ 75,910,000 $ 277,043 $ 1,338,000
Gwinnett, Georgia 269 $ 45,525,000 $ 169,237 $ 48,000
Mecklenburg, North Carolina 253 $ 37,235,000 $ 147,173 $ 0
DeKalb, Georgia 245 $ 30,985,000 $ 126,469 $ 144,000
Will, Illinois 242 $ 43,930,000 $ 181,528 $ 0
Canadian, Oklahoma 235 $ 32,865,000 $ 139,851 $ 103,000
Essex, New Jersey 230 $ 63,710,000 $ 277,000 $ 60,000
Camden, New Jersey 227 $ 30,905,000 $ 136,145 $ 0
Fulton, Georgia 224 $ 35,670,000 $ 159,241 $ 0
Suffolk, New York 222 $ 97,230,000 $ 437,972 $ 1,745,000
Baltimore, Maryland 219 $ 40,035,000 $ 182,808 $ 0
San Diego, California 215 $ 116,455,000 $ 541,651 $ 1,212,000
Palm Beach, Florida 207 $ 52,065,000 $ 251,521 $ 878,000
Wayne, Michigan 207 $ 23,275,000 $ 112,439 $ 0
Lake, Indiana 203 $ 26,695,000 $ 131,502 $ 0
Orange, Florida 200 $ 39,530,000 $ 197,650 $ 4,325,000
St. Louis, Missouri 194 $ 20,480,000 $ 105,567 $ 0
Shelby, Tennessee 190 $ 16,670,000 $ 87,736 $ 107,000
El Paso, Texas 187 $ 20,605,000 $ 110,187 $ 0
Cobb, Georgia 186 $ 32,430,000 $ 174,354 $ 0
Franklin, Ohio 184 $ 23,030,000 $ 125,163 $ 0
Pinal, Arizona 182 $ 39,610,000 $ 217,637 $ 118,000
Cuyahoga, Ohio 180 $ 18,680,000 $ 103,777 $ 0
Fort Bend, Texas 178 $ 33,150,000 $ 186,235 $ 180,000
Polk, Florida 175 $ 26,555,000 $ 151,742 $ 0
Pima, Arizona 171 $ 29,355,000 $ 171,666 $ 192,000
Middlesex, New Jersey 170 $ 45,400,000 $ 267,058 $ 0
New Haven, Connecticut 169 $ 29,315,000 $ 173,461 $ 0
Clayton, Georgia 168 $ 20,060,000 $ 119,404 $ 0
Union, New Jersey 167 $ 43,065,000 $ 257,874 $ 0
Baltimore City, Maryland 164 $ 19,570,000 $ 119,329 $ 0
Sacramento, California 160 $ 46,290,000 $ 289,312 $ 786,000
Arapahoe, Colorado 158 $ 55,310,000 $ 350,063 $ 617,000
Collin, Texas 157 $ 37,695,000 $ 240,095 $ 257,000
Delaware, Pennsylvania 155 $ 19,465,000 $ 125,580 $ 0
Hartford, Connecticut 151 $ 24,775,000 $ 164,072 $ 0
New Castle, Delaware 148 $ 25,680,000 $ 173,513 $ 0
Jefferson, Alabama 145 $ 16,405,000 $ 113,137 $ 0
Kern, California 143 $ 26,165,000 $ 182,972 $ 138,000
Jackson, Missouri 142 $ 15,570,000 $ 109,647 $ 0
Ocean, New Jersey 141 $ 31,175,000 $ 221,099 $ 0
Burlington, New Jersey 140 $ 23,210,000 $ 165,785 $ 0
Duval, Florida 136 $ 19,380,000 $ 142,500 $ 0
Henry, Georgia 135 $ 22,435,000 $ 166,185 $ 0
Allegheny, Pennsylvania 133 $ 12,765,000 $ 95,977 $ 0
Fairfield, Connecticut 130 $ 44,240,000 $ 340,307 $ 2,903,000
Macomb, Michigan 130 $ 16,510,000 $ 127,000 $ 0
Queens, New York 130 $ 55,880,000 $ 429,846 $ 0
Wake, North Carolina 130 $ 19,490,000 $ 149,923 $ 30,000
Denton, Texas 130 $ 28,600,000 $ 220,000 $ 217,000
Kane, Illinois 129 $ 23,085,000 $ 178,953 $ 0
Passaic, New Jersey 128 $ 34,420,000 $ 268,906 $ 0
Nassau, New York 127 $ 53,995,000 $ 425,157 $ 4,875,000
Gloucester, New Jersey 126 $ 22,600,000 $ 179,365 $ 0
Lake, Illinois 125 $ 18,635,000 $ 149,080 $ 0
Providence, Rhode Island 125 $ 25,685,000 $ 205,480 $ 0
DuPage, Illinois 124 $ 26,040,000 $ 210,000 $ 424,000
Hamilton, Ohio 123 $ 13,515,000 $ 109,878 $ 0
Osceola, Florida 122 $ 24,680,000 $ 202,295 $ 0
San Joaquin, California 121 $ 34,185,000 $ 282,520 $ 0
Brazoria, Texas 121 $ 23,915,000 $ 197,644 $ 0
Lee, Florida 119 $ 20,585,000 $ 172,983 $ 0
Orange, California 118 $ 108,230,000 $ 917,203 $ 1,164,000
Anne Arundel, Maryland 115 $ 29,565,000 $ 257,086 $ 999,000
Guilford, North Carolina 114 $ 12,040,000 $ 105,614 $ 0
Oakland, Michigan 113 $ 17,315,000 $ 153,230 $ 0
Travis, Texas 113 $ 29,725,000 $ 263,053 $ 840,000
Jefferson, Kentucky 112 $ 13,080,000 $ 116,785 $ 0
Milwaukee, Wisconsin 111 $ 13,465,000 $ 121,306 $ 0
Montgomery, Texas 110 $ 19,630,000 $ 178,454 $ 794,000
Fresno, California 109 $ 20,195,000 $ 185,275 $ 0
Worcester, Massachusetts 109 $ 22,905,000 $ 210,137 $ 0
Richland, South Carolina 109 $ 12,015,000 $ 110,229 $ 0
Montgomery, Pennsylvania 106 $ 20,390,000 $ 192,358 $ 0
Davidson, Tennessee 106 $ 16,930,000 $ 159,716 $ 1,231,000
Berks, Pennsylvania 105 $ 14,755,000 $ 140,523 $ 0
York, Pennsylvania 105 $ 14,605,000 $ 139,095 $ 0
East Baton Rouge, Louisiana 104 $ 12,640,000 $ 121,538 $ 0
Erie, New York 104 $ 8,360,000 $ 80,384 $ 0
Montgomery, Ohio 104 $ 10,070,000 $ 96,826 $ 0
Prince William, Virginia 103 $ 30,995,000 $ 300,922 $ 0
Nueces, Texas 102 $ 14,550,000 $ 142,647 $ 0
Webb, Texas 102 $ 14,790,000 $ 145,000 $ 0
Hidalgo, Texas 101 $ 11,905,000 $ 117,871 $ 121,000
Sedgwick, Kansas 100 $ 9,490,000 $ 94,900 $ 0
Bergen, New Jersey 100 $ 36,950,000 $ 369,500 $ 389,000
Rutherford, Tennessee 97 $ 18,205,000 $ 187,680 $ 0
Pulaski, Arkansas 95 $ 9,895,000 $ 104,157 $ 0
Williamson, Texas 95 $ 17,485,000 $ 184,052 $ 96,000
Volusia, Florida 94 $ 14,330,000 $ 152,446 $ 0
Jefferson, Louisiana 94 $ 12,190,000 $ 129,680 $ 0
Adams, Colorado 93 $ 21,545,000 $ 231,666 $ 141,000
St. Lucie, Florida 93 $ 16,025,000 $ 172,311 $ 0
Charles, Maryland 93 $ 23,695,000 $ 254,784 $ 0
Plymouth, Massachusetts 93 $ 31,575,000 $ 339,516 $ 557,000
Greenville, South Carolina 93 $ 14,195,000 $ 152,634 $ 0
Hennepin, Minnesota 92 $ 15,650,000 $ 170,108 $ 0
Bernalillo, New Mexico 91 $ 13,035,000 $ 143,241 $ 0
Brevard, Florida 90 $ 13,640,000 $ 151,555 $ 0
Monroe, New York 90 $ 6,420,000 $ 71,333 $ 0
Madison, Alabama 89 $ 12,285,000 $ 138,033 $ 0
Pinellas, Florida 88 $ 15,410,000 $ 175,113 $ 308,000
Polk, Iowa 88 $ 11,530,000 $ 131,022 $ 0
Bucks, Pennsylvania 88 $ 19,080,000 $ 216,818 $ 0
Montgomery, Maryland 87 $ 25,265,000 $ 290,402 $ 0
Monmouth, New Jersey 86 $ 26,650,000 $ 309,883 $ 0
Galveston, Texas 86 $ 14,550,000 $ 169,186 $ 0
Cumberland, North Carolina 84 $ 10,820,000 $ 128,809 $ 0
Pierce, Washington 83 $ 21,265,000 $ 256,204 $ 0
Contra Costa, California 82 $ 38,010,000 $ 463,536 $ 0
El Paso, Colorado 82 $ 15,770,000 $ 192,317 $ 95,000
Pasco, Florida 81 $ 12,925,000 $ 159,567 $ 0
Salt Lake, Utah 81 $ 15,335,000 $ 189,320 $ 589,000
Orange, New York 80 $ 20,230,000 $ 252,875 $ 0
Snohomish, Washington 79 $ 21,925,000 $ 277,531 $ 0
Hernando, Florida 78 $ 11,150,000 $ 142,948 $ 0
Bristol, Massachusetts 78 $ 17,970,000 $ 230,384 $ 0
Virginia Beach, Virginia 78 $ 14,080,000 $ 180,512 $ 0
Mobile, Alabama 76 $ 8,480,000 $ 111,578 $ 0
Stanislaus, California 76 $ 17,090,000 $ 224,868 $ 0
Mercer, New Jersey 75 $ 11,765,000 $ 156,866 $ 0
Morris, New Jersey 75 $ 22,615,000 $ 301,533 $ 0
Onondaga, New York 75 $ 7,305,000 $ 97,400 $ 25,000
Forsyth, North Carolina 75 $ 8,925,000 $ 119,000 $ 0
Butler, Ohio 74 $ 9,900,000 $ 133,783 $ 0
Chesterfield, Virginia 72 $ 11,840,000 $ 164,444 $ 0
Newton, Georgia 71 $ 10,505,000 $ 147,957 $ 0
Paulding, Georgia 70 $ 10,010,000 $ 143,000 $ 0
Santa Barbara, California 69 $ 80,485,000 $ 1,166,449 $ 803,000
McHenry, Illinois 69 $ 12,135,000 $ 175,869 $ 0
St. Tammany, Louisiana 69 $ 10,945,000 $ 158,623 $ 0
Genesee, Michigan 69 $ 7,685,000 $ 111,376 $ 0
Atlantic, New Jersey 69 $ 11,335,000 $ 164,275 $ 0
Lancaster, Pennsylvania 68 $ 8,950,000 $ 131,617 $ 0
King, Washington 68 $ 21,430,000 $ 315,147 $ 678,000
Cumberland, New Jersey 67 $ 8,815,000 $ 131,567 $ 0
Summit, Ohio 67 $ 6,355,000 $ 94,850 $ 0
Tulare, California 66 $ 10,090,000 $ 152,878 $ 0
Westchester, New York 66 $ 28,240,000 $ 427,878 $ 674,000
Hampden, Massachusetts 65 $ 9,515,000 $ 146,384 $ 0
Hudson, New Jersey 65 $ 20,545,000 $ 316,076 $ 0
Sussex, New Jersey 65 $ 14,435,000 $ 222,076 $ 0
York, South Carolina 65 $ 10,545,000 $ 162,230 $ 0
Douglas, Georgia 64 $ 10,030,000 $ 156,718 $ 0
Winnebago, Illinois 64 $ 6,330,000 $ 98,906 $ 0
Porter, Indiana 64 $ 9,590,000 $ 149,843 $ 0
Ventura, California 63 $ 33,755,000 $ 535,793 $ 1,040,000
Douglas, Colorado 63 $ 28,705,000 $ 455,634 $ 401,000
Middlesex, Massachusetts 63 $ 23,035,000 $ 365,634 $ 839,000
Lehigh, Pennsylvania 63 $ 8,235,000 $ 130,714 $ 0
Monroe, Pennsylvania 63 $ 9,595,000 $ 152,301 $ 0
Northampton, Pennsylvania 63 $ 9,545,000 $ 151,507 $ 49,000
Jefferson, Colorado 62 $ 23,980,000 $ 386,774 $ 377,000
Harford, Maryland 62 $ 12,680,000 $ 204,516 $ 0
Essex, Massachusetts 61 $ 18,395,000 $ 301,557 $ 0
Anoka, Minnesota 61 $ 11,655,000 $ 191,065 $ 0
Bronx, New York 61 $ 23,735,000 $ 389,098 $ 0
Madison, Illinois 60 $ 5,540,000 $ 92,333 $ 0
Weld, Colorado 59 $ 13,245,000 $ 224,491 $ 243,000
Seminole, Florida 59 $ 10,885,000 $ 184,491 $ 0
Onslow, North Carolina 59 $ 8,285,000 $ 140,423 $ 0
Cameron, Texas 59 $ 5,755,000 $ 97,542 $ 0
Fairfax, Virginia 58 $ 18,850,000 $ 325,000 $ 607,000
Caddo, Louisiana 57 $ 6,205,000 $ 108,859 $ 0
Douglas, Nebraska 57 $ 7,225,000 $ 126,754 $ 0
Kaufman, Texas 57 $ 10,945,000 $ 192,017 $ 138,000
St. Clair, Illinois 56 $ 5,870,000 $ 104,821 $ 0
Lorain, Ohio 56 $ 5,910,000 $ 105,535 $ 0
Berkeley, South Carolina 56 $ 10,200,000 $ 182,142 $ 0
Solano, California 55 $ 20,845,000 $ 379,000 $ 0
Cherokee, Georgia 55 $ 9,005,000 $ 163,727 $ 0
Rockdale, Georgia 55 $ 8,465,000 $ 153,909 $ 0
Kendall, Illinois 55 $ 10,735,000 $ 195,181 $ 19,000
St. Charles, Missouri 55 $ 8,885,000 $ 161,545 $ 0
Lexington, South Carolina 55 $ 8,115,000 $ 147,545 $ 0
Tuscaloosa, Alabama 54 $ 6,880,000 $ 127,407 $ 0
Chatham, Georgia 54 $ 7,040,000 $ 130,370 $ 0
Allen, Indiana 54 $ 5,070,000 $ 93,888 $ 0
St. Joseph, Indiana 54 $ 4,750,000 $ 87,962 $ 0
Johnson, Kansas 54 $ 9,700,000 $ 179,629 $ 0
Lubbock, Texas 54 $ 4,820,000 $ 89,259 $ 65,000
District of Columbia, District Of Columbia 53 $ 15,145,000 $ 285,754 $ 1,969,000
Orleans, Louisiana 53 $ 8,375,000 $ 158,018 $ 332,000
Somerset, New Jersey 53 $ 15,135,000 $ 285,566 $ 0
Dauphin, Pennsylvania 53 $ 6,545,000 $ 123,490 $ 0
Lake, Florida 52 $ 9,660,000 $ 185,769 $ 0
Kent, Michigan 52 $ 5,860,000 $ 112,692 $ 0
Kings, New York 52 $ 23,750,000 $ 456,730 $ 190,000
Chesapeake, Virginia 52 $ 8,240,000 $ 158,461 $ 0
Marion, Florida 51 $ 6,995,000 $ 137,156 $ 0
Stark, Ohio 51 $ 5,005,000 $ 98,137 $ 0
Westmoreland, Pennsylvania 51 $ 5,255,000 $ 103,039 $ 37,000
Johnson, Texas 51 $ 6,965,000 $ 136,568 $ 100,000
Eagle, Colorado 50 $ 56,600,000 $ 1,132,000 $ 733,000
Durham, North Carolina 50 $ 6,750,000 $ 135,000 $ 0
Knox, Tennessee 50 $ 6,000,000 $ 120,000 $ 0
Kent, Delaware 49 $ 9,525,000 $ 194,387 $ 0
Bell, Texas 49 $ 6,715,000 $ 137,040 $ 0
Henrico, Virginia 49 $ 6,805,000 $ 138,877 $ 0
Clay, Florida 48 $ 8,300,000 $ 172,916 $ 0
Montgomery, Tennessee 48 $ 6,900,000 $ 143,750 $ 0
Ector, Texas 48 $ 6,790,000 $ 141,458 $ 0
Jefferson, Texas 48 $ 5,390,000 $ 112,291 $ 0
New London, Connecticut 47 $ 8,315,000 $ 176,914 $ 0
Lafayette, Louisiana 47 $ 7,975,000 $ 169,680 $ 0
Norfolk, Massachusetts 47 $ 13,545,000 $ 288,191 $ 0
Ramsey, Minnesota 47 $ 7,215,000 $ 153,510 $ 0
Jefferson, Missouri 47 $ 6,495,000 $ 138,191 $ 0
Boulder, Colorado 46 $ 28,810,000 $ 626,304 $ 391,000
Lucas, Ohio 46 $ 4,530,000 $ 98,478 $ 0
Richmond, Georgia 45 $ 4,445,000 $ 98,777 $ 0
Dakota, Minnesota 45 $ 7,395,000 $ 164,333 $ 0
Luzerne, Pennsylvania 45 $ 3,705,000 $ 82,333 $ 0
Charleston, South Carolina 45 $ 8,565,000 $ 190,333 $ 0
Ellis, Texas 45 $ 8,265,000 $ 183,666 $ 133,000
Schenectady, New York 44 $ 5,610,000 $ 127,500 $ 0
Union, North Carolina 44 $ 7,280,000 $ 165,454 $ 0
Chester, Pennsylvania 44 $ 8,850,000 $ 201,136 $ 0
Honolulu, Hawaii 43 $ 23,985,000 $ 557,790 $ 1,059,000
Dutchess, New York 43 $ 10,735,000 $ 249,651 $ 0
Gaston, North Carolina 43 $ 5,805,000 $ 135,000 $ 0
Cumberland, Pennsylvania 43 $ 6,595,000 $ 153,372 $ 0
Dorchester, South Carolina 43 $ 7,115,000 $ 165,465 $ 0
Sarasota, Florida 42 $ 9,920,000 $ 236,190 $ 0
Howard, Indiana 42 $ 3,840,000 $ 91,428 $ 0
Frederick, Maryland 42 $ 12,370,000 $ 294,523 $ 0
Clay, Missouri 42 $ 6,150,000 $ 146,428 $ 0
Fairfield, Ohio 42 $ 5,970,000 $ 142,142 $ 0
Kent, Rhode Island 42 $ 7,760,000 $ 184,761 $ 0
Spartanburg, South Carolina 42 $ 5,870,000 $ 139,761 $ 0
Coconino, Arizona 41 $ 21,655,000 $ 528,170 $ 540,000
Litchfield, Connecticut 41 $ 7,165,000 $ 174,756 $ 0
Hamilton, Indiana 41 $ 7,515,000 $ 183,292 $ 0
Hinds, Mississippi 41 $ 3,335,000 $ 81,341 $ 0
Pottawatomie, Oklahoma 41 $ 3,895,000 $ 95,000 $ 77,000
Carroll, Georgia 40 $ 4,890,000 $ 122,250 $ 0
St. Louis City, Missouri 40 $ 3,640,000 $ 91,000 $ 0
Sumner, Tennessee 40 $ 7,160,000 $ 179,000 $ 0
Placer, California 39 $ 21,515,000 $ 551,666 $ 1,173,000
Charlotte, Florida 39 $ 6,145,000 $ 157,564 $ 0
DeSoto, Mississippi 39 $ 4,655,000 $ 119,358 $ 0
Lake, Ohio 39 $ 4,325,000 $ 110,897 $ 0
Grady, Oklahoma 39 $ 4,845,000 $ 124,230 $ 99,000
Woodward, Oklahoma 39 $ 4,235,000 $ 108,589 $ 72,000
Manatee, Florida 38 $ 8,250,000 $ 217,105 $ 0
Johnson, Indiana 38 $ 4,840,000 $ 127,368 $ 0
Madison, Indiana 38 $ 3,350,000 $ 88,157 $ 0
Oneida, New York 38 $ 2,690,000 $ 70,789 $ 0
Johnston, North Carolina 38 $ 5,300,000 $ 139,473 $ 0
Hamilton, Tennessee 38 $ 4,890,000 $ 128,684 $ 0
Norfolk, Virginia 38 $ 5,650,000 $ 148,684 $ 0
Shelby, Alabama 37 $ 5,835,000 $ 157,702 $ 0
Yavapai, Arizona 37 $ 12,875,000 $ 347,972 $ 420,000
Muscogee, Georgia 37 $ 3,485,000 $ 94,189 $ 0
Albany, New York 37 $ 4,625,000 $ 125,000 $ 0
Clermont, Ohio 37 $ 5,305,000 $ 143,378 $ 0
Guadalupe, Texas 37 $ 5,795,000 $ 156,621 $ 0
Racine, Wisconsin 37 $ 4,495,000 $ 121,486 $ 0
Merced, California 36 $ 7,380,000 $ 205,000 $ 0
Forsyth, Georgia 36 $ 8,030,000 $ 223,055 $ 0
Livingston, Louisiana 36 $ 6,220,000 $ 172,777 $ 0
Richmond, New York 36 $ 13,190,000 $ 366,388 $ 0
St. Johns, Florida 35 $ 7,625,000 $ 217,857 $ 0
Horry, South Carolina 35 $ 6,005,000 $ 171,571 $ 0
Hays, Texas 35 $ 9,685,000 $ 276,714 $ 422,000
Hampton, Virginia 35 $ 5,075,000 $ 145,000 $ 0
Morgan, Alabama 34 $ 3,880,000 $ 114,117 $ 0
Hall, Georgia 34 $ 5,040,000 $ 148,235 $ 0
Clark, Indiana 34 $ 4,100,000 $ 120,588 $ 0
Hendricks, Indiana 34 $ 4,820,000 $ 141,764 $ 0
Pueblo, Colorado 33 $ 4,735,000 $ 143,484 $ 0
Elkhart, Indiana 33 $ 3,225,000 $ 97,727 $ 10,000
Bossier, Louisiana 33 $ 5,355,000 $ 162,272 $ 0
Calcasieu, Louisiana 33 $ 4,125,000 $ 125,000 $ 0
Terrebonne, Louisiana 33 $ 3,775,000 $ 114,393 $ 0
Lane, Oregon 33 $ 7,295,000 $ 221,060 $ 350,000
Smith, Texas 33 $ 4,145,000 $ 125,606 $ 130,000
Yuma, Arizona 32 $ 4,510,000 $ 140,937 $ 58,000
Walton, Georgia 32 $ 4,520,000 $ 141,250 $ 0
Jackson, Michigan 32 $ 3,690,000 $ 115,312 $ 58,000
Hillsborough, New Hampshire 32 $ 6,140,000 $ 191,875 $ 0
Rockland, New York 32 $ 10,790,000 $ 337,187 $ 0
Cabarrus, North Carolina 32 $ 4,520,000 $ 141,250 $ 0
Jackson, Oklahoma 32 $ 1,520,000 $ 47,500 $ 79,000
Midland, Texas 32 $ 5,260,000 $ 164,375 $ 0
Kenosha, Wisconsin 32 $ 4,200,000 $ 131,250 $ 0
Houston, Georgia 31 $ 4,085,000 $ 131,774 $ 0
Washington, Maryland 31 $ 5,585,000 $ 180,161 $ 0
Warren, New Jersey 31 $ 7,015,000 $ 226,290 $ 0
Broome, New York 31 $ 2,695,000 $ 86,935 $ 0
Custer, Oklahoma 31 $ 4,145,000 $ 133,709 $ 97,000
Washington, Pennsylvania 31 $ 4,335,000 $ 139,838 $ 0
Stafford, Virginia 31 $ 8,895,000 $ 286,935 $ 0
Alachua, Florida 30 $ 4,140,000 $ 138,000 $ 0
Leon, Florida 30 $ 5,140,000 $ 171,333 $ 0
Washoe, Nevada 30 $ 6,770,000 $ 225,666 $ 0
Niagara, New York 30 $ 2,470,000 $ 82,333 $ 0
Rensselaer, New York 30 $ 4,990,000 $ 166,333 $ 0
New Hanover, North Carolina 30 $ 3,910,000 $ 130,333 $ 0
Clark, Ohio 30 $ 2,640,000 $ 88,000 $ 0
Mahoning, Ohio 30 $ 2,790,000 $ 93,000 $ 0
McLennan, Texas 30 $ 2,800,000 $ 93,333 $ 0
Loudoun, Virginia 30 $ 10,590,000 $ 353,000 $ 0
Spotsylvania, Virginia 30 $ 8,770,000 $ 292,333 $ 0
St. Clair, Alabama 29 $ 5,525,000 $ 190,517 $ 0
Bartow, Georgia 29 $ 4,655,000 $ 160,517 $ 0
Ada, Idaho 29 $ 4,635,000 $ 159,827 $ 0
LaPorte, Indiana 29 $ 3,135,000 $ 108,103 $ 0
Monroe, Michigan 29 $ 3,975,000 $ 137,068 $ 0
McClain, Oklahoma 29 $ 5,165,000 $ 178,103 $ 120,000
Wagoner, Oklahoma 29 $ 4,975,000 $ 171,551 $ 108,000
Aiken, South Carolina 29 $ 3,495,000 $ 120,517 $ 0
Yakima, Washington 29 $ 3,715,000 $ 128,103 $ 0
Montgomery, Alabama 28 $ 2,270,000 $ 81,071 $ 0
Benton, Arkansas 28 $ 4,510,000 $ 161,071 $ 0
Imperial, California 28 $ 5,640,000 $ 201,428 $ 0
DeKalb, Illinois 28 $ 3,780,000 $ 135,000 $ 0
Rock Island, Illinois 28 $ 2,250,000 $ 80,357 $ 0
Wyandotte, Kansas 28 $ 2,820,000 $ 100,714 $ 0
Howard, Maryland 28 $ 7,910,000 $ 282,500 $ 0
Washington, Minnesota 28 $ 3,950,000 $ 141,071 $ 0
Sandoval, New Mexico 28 $ 4,200,000 $ 150,000 $ 0
Alamance, North Carolina 28 $ 3,080,000 $ 110,000 $ 0
Licking, Ohio 28 $ 4,200,000 $ 150,000 $ 0
Warren, Ohio 28 $ 4,130,000 $ 147,500 $ 0
Logan, Oklahoma 28 $ 5,930,000 $ 211,785 $ 174,000
Utah, Utah 28 $ 7,600,000 $ 271,428 $ 548,000
Spokane, Washington 28 $ 4,250,000 $ 151,785 $ 0
Kings, California 27 $ 4,985,000 $ 184,629 $ 76,000
Collier, Florida 27 $ 6,075,000 $ 225,000 $ 0
Barrow, Georgia 27 $ 4,515,000 $ 167,222 $ 0
Bibb, Georgia 27 $ 3,725,000 $ 137,962 $ 0
Coweta, Georgia 27 $ 4,905,000 $ 181,666 $ 0
Ascension, Louisiana 27 $ 4,505,000 $ 166,851 $ 0
Barnstable, Massachusetts 27 $ 7,425,000 $ 275,000 $ 1,500,000
Lancaster, Nebraska 27 $ 4,155,000 $ 153,888 $ 0
Richland, Ohio 27 $ 2,825,000 $ 104,629 $ 0
Multnomah, Oregon 27 $ 6,015,000 $ 222,777 $ 0
Baldwin, Alabama 26 $ 3,960,000 $ 152,307 $ 0
Saline, Arkansas 26 $ 2,910,000 $ 111,923 $ 0
Madera, California 26 $ 5,100,000 $ 196,153 $ 0
Tolland, Connecticut 26 $ 4,280,000 $ 164,615 $ 0
Escambia, Florida 26 $ 2,620,000 $ 100,769 $ 0
Peoria, Illinois 26 $ 2,690,000 $ 103,461 $ 0
Harrison, Mississippi 26 $ 2,330,000 $ 89,615 $ 0
Pitt, North Carolina 26 $ 3,780,000 $ 145,384 $ 0
Trumbull, Ohio 26 $ 2,430,000 $ 93,461 $ 0
Washington, Oklahoma 26 $ 3,320,000 $ 127,692 $ 81,000
Beaver, Pennsylvania 26 $ 2,250,000 $ 86,538 $ 0
Lebanon, Pennsylvania 26 $ 2,940,000 $ 113,076 $ 0
Comal, Texas 26 $ 5,370,000 $ 206,538 $ 297,000
Randall, Texas 26 $ 2,930,000 $ 112,692 $ 0
Newport News, Virginia 26 $ 3,400,000 $ 130,769 $ 0
Alameda, California 25 $ 10,495,000 $ 419,800 $ 0
Monterey, California 25 $ 9,665,000 $ 386,600 $ 447,000
Windham, Connecticut 25 $ 4,285,000 $ 171,400 $ 0
Vanderburgh, Indiana 25 $ 1,865,000 $ 74,600 $ 0
Kenton, Kentucky 25 $ 2,495,000 $ 99,800 $ 0
Washington, Oregon 25 $ 5,295,000 $ 211,800 $ 0
Lackawanna, Pennsylvania 25 $ 2,905,000 $ 116,200 $ 0
Chambers, Texas 25 $ 4,625,000 $ 185,000 $ 0
Sussex, Delaware 24 $ 4,120,000 $ 171,666 $ 0
Scott, Iowa 24 $ 2,320,000 $ 96,666 $ 0
Carroll, Maryland 24 $ 5,620,000 $ 234,166 $ 0
Ingham, Michigan 24 $ 2,180,000 $ 90,833 $ 0
Kalamazoo, Michigan 24 $ 2,560,000 $ 106,666 $ 0
Livingston, Michigan 24 $ 4,340,000 $ 180,833 $ 0
Clackamas, Oregon 24 $ 7,540,000 $ 314,166 $ 0
Florence, South Carolina 24 $ 3,040,000 $ 126,666 $ 0
Parker, Texas 24 $ 5,020,000 $ 209,166 $ 104,000
Weber, Utah 24 $ 4,240,000 $ 176,666 $ 0
Tazewell, Illinois 23 $ 1,925,000 $ 83,695 $ 0
Tippecanoe, Indiana 23 $ 2,855,000 $ 124,130 $ 22,000
Ouachita, Louisiana 23 $ 2,855,000 $ 124,130 $ 0
York, Maine 23 $ 3,915,000 $ 170,217 $ 0
Calvert, Maryland 23 $ 5,805,000 $ 252,391 $ 0
Washtenaw, Michigan 23 $ 3,595,000 $ 156,304 $ 0
Scott, Minnesota 23 $ 4,385,000 $ 190,652 $ 0
Rowan, North Carolina 23 $ 3,275,000 $ 142,391 $ 0
Hancock, Ohio 23 $ 3,305,000 $ 143,695 $ 0
Medina, Ohio 23 $ 4,015,000 $ 174,565 $ 0
Anderson, South Carolina 23 $ 3,055,000 $ 132,826 $ 0
Mohave, Arizona 22 $ 5,190,000 $ 235,909 $ 195,000
Sonoma, California 22 $ 9,600,000 $ 436,363 $ 0
Middlesex, Connecticut 22 $ 3,710,000 $ 168,636 $ 0
Flagler, Florida 22 $ 3,670,000 $ 166,818 $ 0
Nassau, Florida 22 $ 4,270,000 $ 194,090 $ 0
Delaware, Indiana 22 $ 1,900,000 $ 86,363 $ 0
Boone, Kentucky 22 $ 3,090,000 $ 140,454 $ 0
Bullitt, Kentucky 22 $ 3,300,000 $ 150,000 $ 0
Muskegon, Michigan 22 $ 1,850,000 $ 84,090 $ 0
Greene, Missouri 22 $ 2,930,000 $ 133,181 $ 0
San Juan, New Mexico 22 $ 3,330,000 $ 151,363 $ 0
Delaware, Ohio 22 $ 3,940,000 $ 179,090 $ 0
Erie, Pennsylvania 22 $ 1,960,000 $ 89,090 $ 0
Wilson, Tennessee 22 $ 5,040,000 $ 229,090 $ 0
Potter, Texas 22 $ 2,130,000 $ 96,818 $ 0
Davis, Utah 22 $ 5,170,000 $ 235,000 $ 0
Thurston, Washington 22 $ 5,120,000 $ 232,727 $ 0
Dane, Wisconsin 22 $ 3,990,000 $ 181,363 $ 0
Waukesha, Wisconsin 22 $ 4,190,000 $ 190,454 $ 0
Calhoun, Alabama 21 $ 1,975,000 $ 94,047 $ 0
Jefferson, Arkansas 21 $ 1,885,000 $ 89,761 $ 0
Columbia, Georgia 21 $ 2,835,000 $ 135,000 $ 0
Kankakee, Illinois 21 $ 2,335,000 $ 111,190 $ 0
Linn, Iowa 21 $ 2,615,000 $ 124,523 $ 0
St. John the Baptist, Louisiana 21 $ 2,715,000 $ 129,285 $ 0
Saginaw, Michigan 21 $ 1,445,000 $ 68,809 $ 0
Wright, Minnesota 21 $ 3,485,000 $ 165,952 $ 0
Madison, Mississippi 21 $ 2,375,000 $ 113,095 $ 0
Davidson, North Carolina 21 $ 2,055,000 $ 97,857 $ 0
Portage, Ohio 21 $ 3,275,000 $ 155,952 $ 0
Rogers, Oklahoma 21 $ 3,165,000 $ 150,714 $ 113,000
Marion, Oregon 21 $ 5,045,000 $ 240,238 $ 0
Pike, Pennsylvania 21 $ 2,345,000 $ 111,666 $ 0
Orangeburg, South Carolina 21 $ 3,095,000 $ 147,380 $ 0
Grayson, Texas 21 $ 2,365,000 $ 112,619 $ 301,000
Victoria, Texas 21 $ 2,765,000 $ 131,666 $ 0
Richmond City, Virginia 21 $ 1,725,000 $ 82,142 $ 0
Roanoke City, Virginia 21 $ 1,765,000 $ 84,047 $ 0
Kanawha, West Virginia 21 $ 2,855,000 $ 135,952 $ 0
Lee, Alabama 20 $ 2,710,000 $ 135,500 $ 0
Limestone, Alabama 20 $ 3,080,000 $ 154,000 $ 0
Larimer, Colorado 20 $ 5,470,000 $ 273,500 $ 82,000
Mesa, Colorado 20 $ 3,290,000 $ 164,500 $ 0
Seward, Kansas 20 $ 2,090,000 $ 104,500 $ 0
Shawnee, Kansas 20 $ 1,770,000 $ 88,500 $ 0
Fayette, Kentucky 20 $ 2,060,000 $ 103,000 $ 0
Tangipahoa, Louisiana 20 $ 2,580,000 $ 129,000 $ 0
Androscoggin, Maine 20 $ 3,040,000 $ 152,000 $ 0
Lenawee, Michigan 20 $ 2,520,000 $ 126,000 $ 0
Hunterdon, New Jersey 20 $ 6,920,000 $ 346,000 $ 0
Santa Fe, New Mexico 20 $ 14,030,000 $ 701,500 $ 573,000
Iredell, North Carolina 20 $ 2,980,000 $ 149,000 $ 0
Pittsburg, Oklahoma 20 $ 6,140,000 $ 307,000 $ 507,000
Beaufort, South Carolina 20 $ 3,680,000 $ 184,000 $ 0
Maverick, Texas 20 $ 2,490,000 $ 124,500 $ 0
Outagamie, Wisconsin 20 $ 2,130,000 $ 106,500 $ 0
Anchorage, Alaska 19 $ 4,175,000 $ 219,736 $ 0
Washington, Arkansas 19 $ 2,405,000 $ 126,578 $ 0
Fayette, Georgia 19 $ 4,215,000 $ 221,842 $ 0
Lowndes, Georgia 19 $ 2,455,000 $ 129,210 $ 0
Macon, Illinois 19 $ 1,685,000 $ 88,684 $ 0
Suffolk, Massachusetts 19 $ 7,445,000 $ 391,842 $ 0
Berrien, Michigan 19 $ 1,895,000 $ 99,736 $ 0
St. Louis, Minnesota 19 $ 2,085,000 $ 109,736 $ 0
Rockingham, New Hampshire 19 $ 5,435,000 $ 286,052 $ 0
Cape May, New Jersey 19 $ 3,695,000 $ 194,473 $ 0
Salem, New Jersey 19 $ 2,395,000 $ 126,052 $ 0
Saratoga, New York 19 $ 3,515,000 $ 185,000 $ 0
Randolph, North Carolina 19 $ 1,865,000 $ 98,157 $ 0
Williamson, Tennessee 19 $ 6,275,000 $ 330,263 $ 0
Rockwall, Texas 19 $ 3,555,000 $ 187,105 $ 68,000
Clark, Washington 19 $ 5,265,000 $ 277,105 $ 0
Faulkner, Arkansas 18 $ 1,990,000 $ 110,555 $ 0
Santa Clara, California 18 $ 9,480,000 $ 526,666 $ 510,000
Okaloosa, Florida 18 $ 2,500,000 $ 138,888 $ 0
Spalding, Georgia 18 $ 1,830,000 $ 101,666 $ 0
LaSalle, Illinois 18 $ 2,030,000 $ 112,777 $ 0
McLean, Illinois 18 $ 2,350,000 $ 130,555 $ 0
Woodbury, Iowa 18 $ 2,040,000 $ 113,333 $ 0
Ottawa, Michigan 18 $ 2,100,000 $ 116,666 $ 0
Sarpy, Nebraska 18 $ 2,730,000 $ 151,666 $ 0
Lea, New Mexico 18 $ 3,000,000 $ 166,666 $ 0
Greene, Ohio 18 $ 1,710,000 $ 95,000 $ 0
Miami, Ohio 18 $ 2,380,000 $ 132,222 $ 0
Wood, Ohio 18 $ 2,450,000 $ 136,111 $ 0
Deschutes, Oregon 18 $ 4,780,000 $ 265,555 $ 0
Fayette, Pennsylvania 18 $ 1,470,000 $ 81,666 $ 0
Tom Green, Texas 18 $ 1,660,000 $ 92,222 $ 0
Wise, Texas 18 $ 3,140,000 $ 174,444 $ 0
Pitkin, Colorado 17 $ 33,555,000 $ 1,973,823 $ 1,007,000
Liberty, Georgia 17 $ 2,085,000 $ 122,647 $ 0
Canyon, Idaho 17 $ 2,685,000 $ 157,941 $ 0
Boone, Illinois 17 $ 2,255,000 $ 132,647 $ 0
Champaign, Illinois 17 $ 1,715,000 $ 100,882 $ 0
Allegan, Michigan 17 $ 2,055,000 $ 120,882 $ 0
Herkimer, New York 17 $ 1,395,000 $ 82,058 $ 0
Nash, North Carolina 17 $ 1,495,000 $ 87,941 $ 0
Allen, Ohio 17 $ 2,295,000 $ 135,000 $ 0
Columbiana, Ohio 17 $ 1,405,000 $ 82,647 $ 23,000
Page:

Mortgage Loan Application Detail Totals for Midfirst Bank in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Applicable 26,323 $3,411,975,000 $129,000 $915,000 $0 $0
Home Purchase 12,728 $3,934,830,000 $309,000 $16,005,000 $364,000 $7,800,000
Refinancing 5,485 $1,877,955,000 $342,000 $16,505,000 $336,000 $6,641,000
Cash-out Refinancing 1,615 $371,545,000 $230,000 $1,315,000 $117,000 $780,000
Home Improvement 954 $142,550,000 $149,000 $5,005,000 $183,000 $5,485,000
Other Purpose 730 $164,500,000 $225,000 $7,155,000 $265,000 $4,989,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 43,424 $7,983,920,000 $183,000 $16,505,000 $49,000 $157,000
White 3,233 $1,368,925,000 $423,000 $8,505,000 $323,000 $7,800,000
Not Provided 440 $359,580,000 $817,000 $11,705,000 $477,000 $5,773,000
Hispanic 334 $67,780,000 $202,000 $2,945,000 $159,000 $6,398,000
Asian 173 $68,135,000 $393,000 $3,705,000 $250,000 $1,714,000
Black or African American 132 $33,230,000 $251,000 $4,355,000 $196,000 $5,008,000
American Indian or Alaskan Native 63 $10,075,000 $159,000 $1,875,000 $148,000 $1,250,000
Native Hawaiian or Other Pacific Islander 6 $2,420,000 $403,000 $1,325,000 $377,000 $1,068,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 39,220 $6,544,240,000 $166,000 $1,075,000 $50,000 $266,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,931 $2,573,015,000 $521,000 $16,505,000 $324,000 $7,800,000
VA-guaranteed (Veterans Administration) 3,336 $745,910,000 $223,000 $2,805,000 $52,000 $181,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 348 $40,190,000 $115,000 $365,000 $35,000 $35,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 42,719 $7,308,155,000 $171,000 $2,805,000 $49,000 $157,000
Loan Originated 3,478 $1,977,890,000 $568,000 $16,505,000 $380,000 $6,641,000
Application Denied By Financial Institution 1,073 $195,665,000 $182,000 $8,275,000 $115,000 $2,382,000
Application Withdrawn By Applicant 490 $344,190,000 $702,000 $11,705,000 $306,000 $7,800,000
Application Approved But Not Accepted 70 $77,190,000 $1,102,000 $16,005,000 $800,000 $7,551,000
File Closed For Incompleteness 5 $265,000 $53,000 $85,000 $78,000 $144,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 46,762 $9,707,690,000 $207,000 $16,505,000 $336,000 $7,800,000
Debt-To-Income Ratio 463 $100,885,000 $217,000 $8,275,000 $88,000 $1,450,000
Credit History 286 $35,860,000 $125,000 $1,405,000 $133,000 $2,382,000
Collateral 158 $20,630,000 $130,000 $2,555,000 $157,000 $869,000
Credit Application Incomplete 117 $25,005,000 $213,000 $3,405,000 $0 $0
Other 39 $8,095,000 $207,000 $505,000 $160,000 $720,000
Employment History 5 $2,875,000 $575,000 $2,005,000 $122,000 $240,000
Insufficient Cash (Downpayment, Closing Cost) 3 $2,025,000 $675,000 $1,715,000 $30,000 $32,000
Unverifiable Information 2 $290,000 $145,000 $215,000 $46,000 $51,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Midfirst Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet with aggregated HMDA statistics today.

Download the Oklahoma Lender List