Midland States Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Midland States Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midland States Bank 1201 Network Centre Drive Effingham, IL 62401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,133 |
| Total Mortgage Loan Application Amount | $884,299,000 |
| Average Mortgage Loan Application Amount | $269,666 |
| Highest Mortgage Loan Application Amount | $19,000,000 |
| Average Applicant Income | $92,000 |
| Highest Applicant Income | $6,053,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Midland States Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midland States Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Midland States Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midland States Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Midland States Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midland States Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 482 | $ 132,777,000 | $ 275,000 | $ 130,000 |
| St. Charles County Missouri | 323 | $ 67,149,000 | $ 207,000 | $ 93,000 |
| El Paso County Colorado | 322 | $ 86,046,000 | $ 267,000 | $ 85,000 |
| Wake County North Carolina | 156 | $ 39,102,000 | $ 250,000 | $ 115,000 |
| Kankakee County Illinois | 137 | $ 17,003,000 | $ 124,000 | $ 60,000 |
| La Plata County Colorado | 136 | $ 43,813,000 | $ 322,000 | $ 121,000 |
| St. Louis City County Missouri | 93 | $ 36,664,000 | $ 394,000 | $ 69,000 |
| Jefferson County Missouri | 83 | $ 13,939,000 | $ 167,000 | $ 87,000 |
| Effingham County Illinois | 77 | $ 12,755,000 | $ 165,000 | $ 82,000 |
| Will County Illinois | 70 | $ 12,403,000 | $ 177,000 | $ 76,000 |
| LaSalle County Illinois | 58 | $ 6,267,000 | $ 108,000 | $ 59,000 |
| Lee County Illinois | 55 | $ 6,375,000 | $ 115,000 | $ 87,000 |
| Champaign County Illinois | 54 | $ 12,782,000 | $ 236,000 | $ 76,000 |
| Cook County Illinois | 54 | $ 32,706,000 | $ 605,000 | $ 81,000 |
| Cherokee County North Carolina | 51 | $ 6,367,000 | $ 124,000 | $ 72,000 |
| Bureau County Illinois | 44 | $ 3,996,000 | $ 90,000 | $ 85,000 |
| Marion County Illinois | 40 | $ 2,602,000 | $ 65,000 | $ 55,000 |
| Montezuma County Colorado | 35 | $ 6,289,000 | $ 179,000 | $ 64,000 |
| Monroe County Illinois | 35 | $ 5,327,000 | $ 152,000 | $ 87,000 |
| Whiteside County Illinois | 32 | $ 13,163,000 | $ 411,000 | $ 63,000 |
| Fayette County Illinois | 30 | $ 5,868,000 | $ 195,000 | $ 46,000 |
| St. Clair County Illinois | 28 | $ 3,654,000 | $ 130,000 | $ 71,000 |
| Franklin County Missouri | 27 | $ 3,957,000 | $ 146,000 | $ 72,000 |
| Bond County Illinois | 25 | $ 2,225,000 | $ 89,000 | $ 58,000 |
| Durham County North Carolina | 23 | $ 5,279,000 | $ 229,000 | $ 91,000 |
| Ogle County Illinois | 21 | $ 2,643,000 | $ 125,000 | $ 156,000 |
| Madison County Illinois | 19 | $ 3,569,000 | $ 187,000 | $ 118,000 |
| Stephenson County Illinois | 17 | $ 1,714,000 | $ 100,000 | $ 82,000 |
| Denver County Colorado | 16 | $ 5,432,000 | $ 339,000 | $ 170,000 |
| Johnston County North Carolina | 16 | $ 3,058,000 | $ 191,000 | $ 66,000 |
| Maricopa County Arizona | 15 | $ 19,593,000 | $ 1,306,000 | $ 128,000 |
| Arapahoe County Colorado | 15 | $ 3,571,000 | $ 238,000 | $ 64,000 |
| Douglas County Colorado | 14 | $ 4,400,000 | $ 314,000 | $ 90,000 |
| Lincoln County Missouri | 14 | $ 2,628,000 | $ 187,000 | $ 76,000 |
| Teller County Colorado | 13 | $ 2,598,000 | $ 199,000 | $ 77,000 |
| Jefferson County Colorado | 12 | $ 22,263,000 | $ 1,855,000 | $ 83,000 |
| Orange County North Carolina | 11 | $ 3,343,000 | $ 303,000 | $ 122,000 |
| Kendall County Illinois | 10 | $ 1,462,000 | $ 146,000 | $ 163,000 |
| Lake County Indiana | 9 | $ 681,000 | $ 75,000 | $ 77,000 |
| Shelby County Illinois | 8 | $ 865,000 | $ 108,000 | $ 71,000 |
| Jasper County Illinois | 7 | $ 613,000 | $ 87,000 | $ 59,000 |
| Dolores County Colorado | 6 | $ 762,000 | $ 127,000 | $ 35,000 |
| Fremont County Colorado | 6 | $ 793,000 | $ 132,000 | $ 45,000 |
| Clinton County Illinois | 6 | $ 591,000 | $ 98,000 | $ 73,000 |
| Kane County Illinois | 6 | $ 1,847,000 | $ 307,000 | $ 170,000 |
| Washington County Illinois | 6 | $ 523,000 | $ 87,000 | $ 69,000 |
| Winnebago County Illinois | 6 | $ 970,000 | $ 161,000 | $ 153,000 |
| Johnson County Kansas | 6 | $ 3,070,000 | $ 511,000 | $ 255,000 |
| Camden County Missouri | 6 | $ 1,192,000 | $ 198,000 | $ 206,000 |
| Clark County Nevada | 6 | $ 1,566,000 | $ 261,000 | $ 549,000 |
| Larimer County Colorado | 5 | $ 1,540,000 | $ 308,000 | $ 85,000 |
| Mesa County Colorado | 5 | $ 1,718,000 | $ 343,000 | $ 125,000 |
| Clay County Illinois | 5 | $ 437,000 | $ 87,000 | $ 46,000 |
| Cumberland County Illinois | 5 | $ 412,000 | $ 82,000 | $ 53,000 |
| Hennepin County Minnesota | 5 | $ 2,422,000 | $ 484,000 | $ 222,000 |
| Tulsa County Oklahoma | 5 | $ 2,273,000 | $ 454,000 | $ 255,000 |
| Tarrant County Texas | 5 | $ 1,008,000 | $ 201,000 | $ 94,000 |
| Los Angeles County California | 4 | $ 4,379,000 | $ 1,094,000 | $ 507,000 |
| Pueblo County Colorado | 4 | $ 723,000 | $ 180,000 | $ 66,000 |
| Douglas County Illinois | 4 | $ 507,000 | $ 126,000 | $ 70,000 |
| Iroquois County Illinois | 4 | $ 392,000 | $ 98,000 | $ 53,000 |
| Jefferson County Illinois | 4 | $ 897,000 | $ 224,000 | $ 76,000 |
| Lake County Illinois | 4 | $ 5,056,000 | $ 1,264,000 | $ 165,000 |
| Cape Girardeau County Missouri | 4 | $ 1,548,000 | $ 387,000 | $ 387,000 |
| Warren County Missouri | 4 | $ 712,000 | $ 178,000 | $ 84,000 |
| New Hanover County North Carolina | 4 | $ 1,113,000 | $ 278,000 | $ 80,000 |
| Anchorage County Alaska | 3 | $ 943,000 | $ 314,000 | $ 43,000 |
| San Diego County California | 3 | $ 1,348,000 | $ 449,000 | $ 113,000 |
| Sonoma County California | 3 | $ 1,505,000 | $ 501,000 | $ 339,000 |
| Adams County Colorado | 3 | $ 633,000 | $ 211,000 | $ 87,000 |
| Archuleta County Colorado | 3 | $ 846,000 | $ 282,000 | $ 147,000 |
| Boulder County Colorado | 3 | $ 1,621,000 | $ 540,000 | $ 208,000 |
| Carroll County Illinois | 3 | $ 272,000 | $ 90,000 | $ 70,000 |
| Coles County Illinois | 3 | $ 262,000 | $ 87,000 | $ 42,000 |
| Grundy County Illinois | 3 | $ 172,000 | $ 57,000 | $ 35,000 |
| Marshall County Illinois | 3 | $ 552,000 | $ 184,000 | $ 65,000 |
| Putnam County Illinois | 3 | $ 196,000 | $ 65,000 | $ 29,000 |
| Sangamon County Illinois | 3 | $ 9,418,000 | $ 3,139,000 | $ 208,000 |
| St. Joseph County Indiana | 3 | $ 832,000 | $ 277,000 | $ 226,000 |
| Hampden County Massachusetts | 3 | $ 706,000 | $ 235,000 | $ 0 |
| Adair County Missouri | 3 | $ 667,000 | $ 222,000 | $ 121,000 |
| Clay County Missouri | 3 | $ 997,000 | $ 332,000 | $ 223,000 |
| Greene County Missouri | 3 | $ 9,159,000 | $ 3,053,000 | $ 33,000 |
| Otsego County New York | 3 | $ 1,193,000 | $ 397,000 | $ 447,000 |
| Chatham County North Carolina | 3 | $ 722,000 | $ 240,000 | $ 56,000 |
| Clay County North Carolina | 3 | $ 387,000 | $ 129,000 | $ 45,000 |
| Franklin County North Carolina | 3 | $ 488,000 | $ 162,000 | $ 112,000 |
| Granville County North Carolina | 3 | $ 605,000 | $ 201,000 | $ 62,000 |
| Harnett County North Carolina | 3 | $ 583,000 | $ 194,000 | $ 62,000 |
| Washington County Oregon | 3 | $ 871,000 | $ 290,000 | $ 136,000 |
| Dane County Wisconsin | 3 | $ 7,690,000 | $ 2,563,000 | $ 0 |
| Benton County Arkansas | 2 | $ 333,000 | $ 166,000 | $ 64,000 |
| Eagle County Colorado | 2 | $ 1,449,000 | $ 724,000 | $ 387,000 |
| San Juan County Colorado | 2 | $ 443,000 | $ 221,000 | $ 106,000 |
| Hartford County Connecticut | 2 | $ 468,000 | $ 234,000 | $ 0 |
| Alachua County Florida | 2 | $ 821,000 | $ 410,000 | $ 375,000 |
| Miami-Dade County Florida | 2 | $ 387,000 | $ 193,000 | $ 240,000 |
| Okaloosa County Florida | 2 | $ 275,000 | $ 137,000 | $ 0 |
| Orange County Florida | 2 | $ 1,303,000 | $ 651,000 | $ 267,000 |
| Clark County Illinois | 2 | $ 153,000 | $ 76,000 | $ 32,000 |
| Crawford County Illinois | 2 | $ 246,000 | $ 123,000 | $ 79,000 |
| Macon County Illinois | 2 | $ 213,000 | $ 106,000 | $ 19,000 |
| McLean County Illinois | 2 | $ 220,000 | $ 110,000 | $ 106,000 |
| Peoria County Illinois | 2 | $ 146,000 | $ 73,000 | $ 79,000 |
| Perry County Illinois | 2 | $ 277,000 | $ 138,000 | $ 64,000 |
| Piatt County Illinois | 2 | $ 157,000 | $ 78,000 | $ 35,000 |
| Richland County Illinois | 2 | $ 365,000 | $ 182,000 | $ 82,000 |
| Vermilion County Illinois | 2 | $ 2,977,000 | $ 1,488,000 | $ 323,000 |
| LaPorte County Indiana | 2 | $ 464,000 | $ 232,000 | $ 112,000 |
| Anne Arundel County Maryland | 2 | $ 669,000 | $ 334,000 | $ 24,000 |
| Charles County Maryland | 2 | $ 697,000 | $ 348,000 | $ 0 |
| Manistee County Michigan | 2 | $ 548,000 | $ 274,000 | $ 384,000 |
| Boone County Missouri | 2 | $ 876,000 | $ 438,000 | $ 222,000 |
| Gasconade County Missouri | 2 | $ 114,000 | $ 57,000 | $ 67,000 |
| Jackson County Missouri | 2 | $ 925,000 | $ 462,000 | $ 307,000 |
| Platte County Missouri | 2 | $ 890,000 | $ 445,000 | $ 273,000 |
| Stone County Missouri | 2 | $ 365,000 | $ 182,000 | $ 114,000 |
| Hall County Nebraska | 2 | $ 542,000 | $ 271,000 | $ 161,000 |
| Sarpy County Nebraska | 2 | $ 356,000 | $ 178,000 | $ 0 |
| Sandoval County New Mexico | 2 | $ 847,000 | $ 423,000 | $ 292,000 |
| Cumberland County North Carolina | 2 | $ 589,000 | $ 294,000 | $ 0 |
| Forsyth County North Carolina | 2 | $ 763,000 | $ 381,000 | $ 245,000 |
| Guilford County North Carolina | 2 | $ 446,000 | $ 223,000 | $ 114,000 |
| Henderson County North Carolina | 2 | $ 424,000 | $ 212,000 | $ 89,000 |
| Pitt County North Carolina | 2 | $ 562,000 | $ 281,000 | $ 216,000 |
| Warren County North Carolina | 2 | $ 577,000 | $ 288,000 | $ 381,000 |
| Cuyahoga County Ohio | 2 | $ 1,468,000 | $ 734,000 | $ 45,000 |
| Montgomery County Ohio | 2 | $ 707,000 | $ 353,000 | $ 193,000 |
| Oklahoma County Oklahoma | 2 | $ 997,000 | $ 498,000 | $ 450,000 |
| Jackson County Oregon | 2 | $ 22,700,000 | $ 11,350,000 | $ 0 |
| Davidson County Tennessee | 2 | $ 715,000 | $ 357,000 | $ 433,000 |
| Harris County Texas | 2 | $ 2,636,000 | $ 1,318,000 | $ 57,000 |
| Salt Lake County Utah | 2 | $ 879,000 | $ 439,000 | $ 158,000 |
| Pierce County Washington | 2 | $ 508,000 | $ 254,000 | $ 0 |
| Brown County Wisconsin | 2 | $ 395,000 | $ 197,000 | $ 402,000 |
| Milwaukee County Wisconsin | 2 | $ 586,000 | $ 293,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 340,000 | $ 340,000 | $ 322,000 |
| Mobile County Alabama | 1 | $ 163,000 | $ 163,000 | $ 49,000 |
| Cochise County Arizona | 1 | $ 413,000 | $ 413,000 | $ 457,000 |
| Coconino County Arizona | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Mohave County Arizona | 1 | $ 327,000 | $ 327,000 | $ 138,000 |
| Pima County Arizona | 1 | $ 437,000 | $ 437,000 | $ 320,000 |
| Phillips County Arkansas | 1 | $ 38,000 | $ 38,000 | $ 40,000 |
| Pulaski County Arkansas | 1 | $ 312,000 | $ 312,000 | $ 0 |
| Contra Costa County California | 1 | $ 423,000 | $ 423,000 | $ 0 |
| Fresno County California | 1 | $ 243,000 | $ 243,000 | $ 0 |
| Monterey County California | 1 | $ 1,500,000 | $ 1,500,000 | $ 368,000 |
| Orange County California | 1 | $ 411,000 | $ 411,000 | $ 0 |
| Sacramento County California | 1 | $ 235,000 | $ 235,000 | $ 53,000 |
| San Bernardino County California | 1 | $ 361,000 | $ 361,000 | $ 0 |
| Yuba County California | 1 | $ 306,000 | $ 306,000 | $ 0 |
| Garfield County Colorado | 1 | $ 349,000 | $ 349,000 | $ 0 |
| Gilpin County Colorado | 1 | $ 678,000 | $ 678,000 | $ 807,000 |
| Summit County Colorado | 1 | $ 266,000 | $ 266,000 | $ 270,000 |
| Weld County Colorado | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Bay County Florida | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Broward County Florida | 1 | $ 416,000 | $ 416,000 | $ 224,000 |
| Collier County Florida | 1 | $ 175,000 | $ 175,000 | $ 41,000 |
| Highlands County Florida | 1 | $ 5,743,000 | $ 5,743,000 | $ 0 |
| Indian River County Florida | 1 | $ 200,000 | $ 200,000 | $ 110,000 |
| Jackson County Florida | 1 | $ 91,000 | $ 91,000 | $ 67,000 |
| Leon County Florida | 1 | $ 246,000 | $ 246,000 | $ 99,000 |
| Monroe County Florida | 1 | $ 1,050,000 | $ 1,050,000 | $ 2,670,000 |
| Palm Beach County Florida | 1 | $ 700,000 | $ 700,000 | $ 182,000 |
| Polk County Florida | 1 | $ 325,000 | $ 325,000 | $ 85,000 |
| Cherokee County Georgia | 1 | $ 360,000 | $ 360,000 | $ 421,000 |
| Thomas County Georgia | 1 | $ 6,000,000 | $ 6,000,000 | $ 0 |
| Union County Georgia | 1 | $ 262,000 | $ 262,000 | $ 78,000 |
| Maui County Hawaii | 1 | $ 1,610,000 | $ 1,610,000 | $ 0 |
| Blaine County Idaho | 1 | $ 752,000 | $ 752,000 | $ 244,000 |
| Christian County Illinois | 1 | $ 33,000 | $ 33,000 | $ 16,000 |
| DeKalb County Illinois | 1 | $ 285,000 | $ 285,000 | $ 92,000 |
| DuPage County Illinois | 1 | $ 114,000 | $ 114,000 | $ 78,000 |
| Ford County Illinois | 1 | $ 189,000 | $ 189,000 | $ 168,000 |
| Jo Daviess County Illinois | 1 | $ 548,000 | $ 548,000 | $ 0 |
| McDonough County Illinois | 1 | $ 4,627,000 | $ 4,627,000 | $ 0 |
| McHenry County Illinois | 1 | $ 143,000 | $ 143,000 | $ 232,000 |
| Randolph County Illinois | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Rock Island County Illinois | 1 | $ 130,000 | $ 130,000 | $ 71,000 |
| Allen County Indiana | 1 | $ 216,000 | $ 216,000 | $ 120,000 |
| Tippecanoe County Indiana | 1 | $ 298,000 | $ 298,000 | $ 275,000 |
| Warrick County Indiana | 1 | $ 760,000 | $ 760,000 | $ 389,000 |
| Dallas County Iowa | 1 | $ 582,000 | $ 582,000 | $ 296,000 |
| Greene County Iowa | 1 | $ 28,000 | $ 28,000 | $ 70,000 |
| Johnson County Iowa | 1 | $ 357,000 | $ 357,000 | $ 294,000 |
| Linn County Iowa | 1 | $ 490,000 | $ 490,000 | $ 194,000 |
| Marshall County Iowa | 1 | $ 71,000 | $ 71,000 | $ 73,000 |
| Polk County Iowa | 1 | $ 577,000 | $ 577,000 | $ 300,000 |
| Scott County Iowa | 1 | $ 1,311,000 | $ 1,311,000 | $ 0 |
| Douglas County Kansas | 1 | $ 341,000 | $ 341,000 | $ 163,000 |
| Miami County Kansas | 1 | $ 10,725,000 | $ 10,725,000 | $ 0 |
| Bullitt County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Daviess County Kentucky | 1 | $ 360,000 | $ 360,000 | $ 261,000 |
| Franklin County Kentucky | 1 | $ 2,625,000 | $ 2,625,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 945,000 | $ 945,000 | $ 629,000 |
| Johnson County Kentucky | 1 | $ 88,000 | $ 88,000 | $ 156,000 |
| Madison County Kentucky | 1 | $ 311,000 | $ 311,000 | $ 300,000 |
| Oldham County Kentucky | 1 | $ 1,139,000 | $ 1,139,000 | $ 0 |
| Cumberland County Maine | 1 | $ 305,000 | $ 305,000 | $ 200,000 |
| Hancock County Maine | 1 | $ 200,000 | $ 200,000 | $ 149,000 |
| Baltimore County Maryland | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Howard County Maryland | 1 | $ 500,000 | $ 500,000 | $ 235,000 |
| Prince George's County Maryland | 1 | $ 354,000 | $ 354,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 542,000 | $ 542,000 | $ 270,000 |
| Oakland County Michigan | 1 | $ 200,000 | $ 200,000 | $ 55,000 |
| Anoka County Minnesota | 1 | $ 501,000 | $ 501,000 | $ 275,000 |
| Blue Earth County Minnesota | 1 | $ 650,000 | $ 650,000 | $ 850,000 |
| Ramsey County Minnesota | 1 | $ 330,000 | $ 330,000 | $ 108,000 |
| Stearns County Minnesota | 1 | $ 319,000 | $ 319,000 | $ 220,000 |
| Washington County Minnesota | 1 | $ 500,000 | $ 500,000 | $ 225,000 |
| Madison County Mississippi | 1 | $ 464,000 | $ 464,000 | $ 375,000 |
| Cass County Missouri | 1 | $ 352,000 | $ 352,000 | $ 160,000 |
| Christian County Missouri | 1 | $ 157,000 | $ 157,000 | $ 57,000 |
| Crawford County Missouri | 1 | $ 121,000 | $ 121,000 | $ 42,000 |
| Jasper County Missouri | 1 | $ 448,000 | $ 448,000 | $ 225,000 |
| Marion County Missouri | 1 | $ 668,000 | $ 668,000 | $ 0 |
| Miller County Missouri | 1 | $ 150,000 | $ 150,000 | $ 67,000 |
| Phelps County Missouri | 1 | $ 156,000 | $ 156,000 | $ 131,000 |
| Pike County Missouri | 1 | $ 99,000 | $ 99,000 | $ 48,000 |
| Polk County Missouri | 1 | $ 67,000 | $ 67,000 | $ 64,000 |
| Ralls County Missouri | 1 | $ 49,000 | $ 49,000 | $ 161,000 |
| St. Francois County Missouri | 1 | $ 111,000 | $ 111,000 | $ 238,000 |
| Taney County Missouri | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Wayne County Missouri | 1 | $ 271,000 | $ 271,000 | $ 60,000 |
| Douglas County Nebraska | 1 | $ 698,000 | $ 698,000 | $ 400,000 |
| Madison County Nebraska | 1 | $ 146,000 | $ 146,000 | $ 44,000 |
| Rockingham County New Hampshire | 1 | $ 415,000 | $ 415,000 | $ 300,000 |
| Bergen County New Jersey | 1 | $ 741,000 | $ 741,000 | $ 374,000 |
| Essex County New Jersey | 1 | $ 391,000 | $ 391,000 | $ 252,000 |
| Middlesex County New Jersey | 1 | $ 575,000 | $ 575,000 | $ 275,000 |
| Bernalillo County New Mexico | 1 | $ 327,000 | $ 327,000 | $ 205,000 |
| Kings County New York | 1 | $ 380,000 | $ 380,000 | $ 53,000 |
| Monroe County New York | 1 | $ 584,000 | $ 584,000 | $ 361,000 |
| Orange County New York | 1 | $ 343,000 | $ 343,000 | $ 0 |
| Suffolk County New York | 1 | $ 130,000 | $ 130,000 | $ 65,000 |
| Alamance County North Carolina | 1 | $ 164,000 | $ 164,000 | $ 35,000 |
| Buncombe County North Carolina | 1 | $ 517,000 | $ 517,000 | $ 412,000 |
| Cleveland County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Gaston County North Carolina | 1 | $ 254,000 | $ 254,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 56,000 | $ 56,000 | $ 31,000 |
| Lee County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Moore County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 99,000 |
| Pender County North Carolina | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Polk County North Carolina | 1 | $ 286,000 | $ 286,000 | $ 253,000 |
| Stokes County North Carolina | 1 | $ 142,000 | $ 142,000 | $ 54,000 |
| Vance County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Delaware County Ohio | 1 | $ 402,000 | $ 402,000 | $ 230,000 |
| Lucas County Ohio | 1 | $ 265,000 | $ 265,000 | $ 133,000 |
| Richland County Ohio | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 226,000 | $ 226,000 | $ 50,000 |
| Lincoln County Oregon | 1 | $ 80,000 | $ 80,000 | $ 65,000 |
| Berks County Pennsylvania | 1 | $ 111,000 | $ 111,000 | $ 151,000 |
| Delaware County Pennsylvania | 1 | $ 414,000 | $ 414,000 | $ 200,000 |
| Montour County Pennsylvania | 1 | $ 430,000 | $ 430,000 | $ 406,000 |
| Beaufort County South Carolina | 1 | $ 142,000 | $ 142,000 | $ 2,535,000 |
| Berkeley County South Carolina | 1 | $ 317,000 | $ 317,000 | $ 204,000 |
| Lancaster County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Pennington County South Dakota | 1 | $ 358,000 | $ 358,000 | $ 415,000 |
| Blount County Tennessee | 1 | $ 109,000 | $ 109,000 | $ 28,000 |
| Montgomery County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Roane County Tennessee | 1 | $ 104,000 | $ 104,000 | $ 51,000 |
| Robertson County Tennessee | 1 | $ 323,000 | $ 323,000 | $ 110,000 |
| Williamson County Tennessee | 1 | $ 250,000 | $ 250,000 | $ 55,000 |
| Denton County Texas | 1 | $ 606,000 | $ 606,000 | $ 400,000 |
| Kendall County Texas | 1 | $ 205,000 | $ 205,000 | $ 144,000 |
| Lubbock County Texas | 1 | $ 379,000 | $ 379,000 | $ 212,000 |
| Midland County Texas | 1 | $ 418,000 | $ 418,000 | $ 725,000 |
| Potter County Texas | 1 | $ 1,215,000 | $ 1,215,000 | $ 697,000 |
| Rockwall County Texas | 1 | $ 417,000 | $ 417,000 | $ 180,000 |
| Travis County Texas | 1 | $ 244,000 | $ 244,000 | $ 217,000 |
| Victoria County Texas | 1 | $ 1,800,000 | $ 1,800,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 548,000 | $ 548,000 | $ 260,000 |
| Chesapeake County Virginia | 1 | $ 360,000 | $ 360,000 | $ 165,000 |
| Chesterfield County Virginia | 1 | $ 236,000 | $ 236,000 | $ 76,000 |
| Frederick County Virginia | 1 | $ 249,000 | $ 249,000 | $ 146,000 |
| Richmond City County Virginia | 1 | $ 220,000 | $ 220,000 | $ 94,000 |
| Stafford County Virginia | 1 | $ 409,000 | $ 409,000 | $ 162,000 |
| Spokane County Washington | 1 | $ 13,300,000 | $ 13,300,000 | $ 0 |
| Monroe County West Virginia | 1 | $ 304,000 | $ 304,000 | $ 115,000 |
| Calumet County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 221,000 |
| Oneida County Wisconsin | 1 | $ 232,000 | $ 232,000 | $ 210,000 |
| Portage County Wisconsin | 1 | $ 345,000 | $ 345,000 | $ 572,000 |
| Waukesha County Wisconsin | 1 | $ 1,500,000 | $ 1,500,000 | $ 6,053,000 |
Mortgage Loan Application Detail Totals for Midland States Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,902 | $557,353,000 | $293,000 | $19,000,000 | $109,000 | $6,053,000 |
| Refinancing | 1,159 | $308,875,000 | $266,000 | $10,500,000 | $102,000 | $2,535,000 |
| Home Improvement | 72 | $18,071,000 | $250,000 | $5,000,000 | $65,000 | $217,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,445 | $516,352,000 | $211,000 | $1,868,000 | $106,000 | $6,053,000 |
| Not Provided | 234 | $61,799,000 | $264,000 | $1,215,000 | $113,000 | $712,000 |
| Not applicable | 133 | $232,476,000 | $1,747,000 | $19,000,000 | $0 | $0 |
| Hispanic | 124 | $23,029,000 | $185,000 | $718,000 | $95,000 | $583,000 |
| Black or African American | 115 | $21,164,000 | $184,000 | $860,000 | $120,000 | $2,535,000 |
| Asian | 73 | $26,962,000 | $369,000 | $1,700,000 | $224,000 | $925,000 |
| American Indian or Alaskan Native | 5 | $1,600,000 | $320,000 | $700,000 | $115,000 | $188,000 |
| Native Hawaiin or Other Pacific Islander | 4 | $917,000 | $229,000 | $325,000 | $79,000 | $108,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,441 | $752,676,000 | $308,000 | $19,000,000 | $119,000 | $6,053,000 |
| FHA-insured (Federal Housing Administration) | 353 | $61,413,000 | $173,000 | $442,000 | $56,000 | $221,000 |
| VA-guaranteed (Veterans Administration) | 230 | $58,517,000 | $254,000 | $741,000 | $63,000 | $374,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 109 | $11,693,000 | $107,000 | $252,000 | $45,000 | $92,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,407 | $608,045,000 | $252,000 | $15,000,000 | $108,000 | $2,670,000 |
| Application Withdrawn By Applicant | 334 | $151,054,000 | $452,000 | $19,000,000 | $120,000 | $6,053,000 |
| Application Denied By Financial Institution | 254 | $66,943,000 | $263,000 | $14,000,000 | $69,000 | $1,014,000 |
| Application Approved But Not Accepted | 101 | $47,027,000 | $465,000 | $10,725,000 | $80,000 | $495,000 |
| File Closed For Incompleteness | 35 | $7,203,000 | $205,000 | $489,000 | $77,000 | $192,000 |
| Loan Purchased By The Institution | 2 | $4,027,000 | $2,013,000 | $2,059,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midland States Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midland States Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.