Midwest Loan Solutions, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midwest Loan Solutions, Inc. 29777 Telegraph Rd. Suite 3580 Southfield, MI 48034 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,007 |
| Total Mortgage Loan Application Amount | $263,315,000 |
| Average Mortgage Loan Application Amount | $266,666 |
| Highest Mortgage Loan Application Amount | $1,025,000 |
| Average Applicant Income | $101,000 |
| Highest Applicant Income | $942,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Midwest Loan Solutions, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midwest Loan Solutions, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Midwest Loan Solutions, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midwest Loan Solutions, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Midwest Loan Solutions, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midwest Loan Solutions, Inc.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oakland County Michigan | 93 | $ 25,635,000 | $ 275,000 | $ 110,000 |
| Wayne County Michigan | 37 | $ 9,055,000 | $ 244,000 | $ 113,000 |
| Washtenaw County Michigan | 36 | $ 9,540,000 | $ 265,000 | $ 129,000 |
| Cook County Illinois | 24 | $ 5,880,000 | $ 245,000 | $ 90,000 |
| Anne Arundel County Maryland | 24 | $ 8,730,000 | $ 363,000 | $ 111,000 |
| New Castle County Delaware | 17 | $ 4,285,000 | $ 252,000 | $ 97,000 |
| Montgomery County Pennsylvania | 16 | $ 4,660,000 | $ 291,000 | $ 182,000 |
| Los Angeles County California | 15 | $ 5,855,000 | $ 390,000 | $ 38,000 |
| Philadelphia County Pennsylvania | 15 | $ 3,345,000 | $ 223,000 | $ 101,000 |
| Denver County Colorado | 13 | $ 5,165,000 | $ 397,000 | $ 165,000 |
| St. Tammany County Louisiana | 13 | $ 2,145,000 | $ 165,000 | $ 64,000 |
| Jefferson County Colorado | 12 | $ 3,910,000 | $ 325,000 | $ 74,000 |
| Baltimore County Maryland | 12 | $ 3,640,000 | $ 303,000 | $ 93,000 |
| Horry County South Carolina | 12 | $ 1,900,000 | $ 158,000 | $ 85,000 |
| Orange County California | 11 | $ 5,255,000 | $ 477,000 | $ 94,000 |
| Arapahoe County Colorado | 11 | $ 3,495,000 | $ 317,000 | $ 118,000 |
| Brevard County Florida | 11 | $ 2,765,000 | $ 251,000 | $ 107,000 |
| Douglas County Colorado | 10 | $ 3,750,000 | $ 375,000 | $ 193,000 |
| Carroll County Maryland | 10 | $ 2,940,000 | $ 294,000 | $ 127,000 |
| Bucks County Pennsylvania | 10 | $ 2,780,000 | $ 278,000 | $ 96,000 |
| Lee County Florida | 9 | $ 2,175,000 | $ 241,000 | $ 94,000 |
| Orange County Florida | 9 | $ 2,505,000 | $ 278,000 | $ 106,000 |
| Lake County Illinois | 9 | $ 2,715,000 | $ 301,000 | $ 123,000 |
| Pinellas County Florida | 8 | $ 1,950,000 | $ 243,000 | $ 99,000 |
| Camden County New Jersey | 8 | $ 1,810,000 | $ 226,000 | $ 126,000 |
| Monmouth County New Jersey | 8 | $ 2,760,000 | $ 345,000 | $ 127,000 |
| District of Columbia County District Of Columbia | 7 | $ 2,155,000 | $ 307,000 | $ 66,000 |
| Montgomery County Maryland | 7 | $ 3,035,000 | $ 433,000 | $ 198,000 |
| Burlington County New Jersey | 7 | $ 1,785,000 | $ 255,000 | $ 209,000 |
| Alameda County California | 6 | $ 2,680,000 | $ 446,000 | $ 110,000 |
| Ventura County California | 6 | $ 2,010,000 | $ 335,000 | $ 93,000 |
| Adams County Colorado | 6 | $ 1,910,000 | $ 318,000 | $ 76,000 |
| Broward County Florida | 6 | $ 1,300,000 | $ 216,000 | $ 61,000 |
| St. Mary's County Maryland | 6 | $ 1,880,000 | $ 313,000 | $ 156,000 |
| Middlesex County New Jersey | 6 | $ 2,020,000 | $ 336,000 | $ 134,000 |
| Chester County Pennsylvania | 6 | $ 1,830,000 | $ 305,000 | $ 108,000 |
| Delaware County Pennsylvania | 6 | $ 1,600,000 | $ 266,000 | $ 131,000 |
| Luzerne County Pennsylvania | 6 | $ 740,000 | $ 123,000 | $ 64,000 |
| San Diego County California | 5 | $ 2,125,000 | $ 425,000 | $ 52,000 |
| Lake County Florida | 5 | $ 1,205,000 | $ 241,000 | $ 60,000 |
| Palm Beach County Florida | 5 | $ 735,000 | $ 147,000 | $ 35,000 |
| Sarasota County Florida | 5 | $ 975,000 | $ 195,000 | $ 34,000 |
| Cobb County Georgia | 5 | $ 1,425,000 | $ 285,000 | $ 33,000 |
| Fulton County Georgia | 5 | $ 685,000 | $ 137,000 | $ 35,000 |
| Frederick County Maryland | 5 | $ 2,015,000 | $ 403,000 | $ 161,000 |
| Prince George's County Maryland | 5 | $ 1,335,000 | $ 267,000 | $ 89,000 |
| Livingston County Michigan | 5 | $ 1,175,000 | $ 235,000 | $ 57,000 |
| Union County New Jersey | 5 | $ 1,665,000 | $ 333,000 | $ 123,000 |
| Lancaster County Pennsylvania | 5 | $ 895,000 | $ 179,000 | $ 113,000 |
| Riverside County California | 4 | $ 1,440,000 | $ 360,000 | $ 102,000 |
| Larimer County Colorado | 4 | $ 930,000 | $ 232,000 | $ 33,000 |
| Miami-Dade County Florida | 4 | $ 910,000 | $ 227,000 | $ 79,000 |
| St. Lucie County Florida | 4 | $ 750,000 | $ 187,000 | $ 44,000 |
| DuPage County Illinois | 4 | $ 900,000 | $ 225,000 | $ 58,000 |
| Jefferson County Louisiana | 4 | $ 790,000 | $ 197,000 | $ 52,000 |
| Grand Traverse County Michigan | 4 | $ 580,000 | $ 145,000 | $ 40,000 |
| Macomb County Michigan | 4 | $ 810,000 | $ 202,000 | $ 74,000 |
| Bergen County New Jersey | 4 | $ 1,320,000 | $ 330,000 | $ 131,000 |
| Essex County New Jersey | 4 | $ 1,360,000 | $ 340,000 | $ 142,000 |
| Gloucester County New Jersey | 4 | $ 840,000 | $ 210,000 | $ 147,000 |
| Morris County New Jersey | 4 | $ 1,170,000 | $ 292,000 | $ 137,000 |
| Passaic County New Jersey | 4 | $ 1,290,000 | $ 322,000 | $ 106,000 |
| Spotsylvania County Virginia | 4 | $ 970,000 | $ 242,000 | $ 63,000 |
| Baldwin County Alabama | 3 | $ 835,000 | $ 278,000 | $ 50,000 |
| Tuolumne County California | 3 | $ 885,000 | $ 295,000 | $ 107,000 |
| Sussex County Delaware | 3 | $ 845,000 | $ 281,000 | $ 57,000 |
| Bay County Florida | 3 | $ 665,000 | $ 221,000 | $ 80,000 |
| Bradford County Florida | 3 | $ 475,000 | $ 158,000 | $ 64,000 |
| Collier County Florida | 3 | $ 1,075,000 | $ 358,000 | $ 127,000 |
| Hillsborough County Florida | 3 | $ 1,195,000 | $ 398,000 | $ 141,000 |
| Leon County Florida | 3 | $ 775,000 | $ 258,000 | $ 93,000 |
| Osceola County Florida | 3 | $ 665,000 | $ 221,000 | $ 74,000 |
| Seminole County Florida | 3 | $ 565,000 | $ 188,000 | $ 100,000 |
| Baltimore City County Maryland | 3 | $ 485,000 | $ 161,000 | $ 68,000 |
| Harford County Maryland | 3 | $ 965,000 | $ 321,000 | $ 94,000 |
| Howard County Maryland | 3 | $ 1,015,000 | $ 338,000 | $ 129,000 |
| Queen Anne's County Maryland | 3 | $ 905,000 | $ 301,000 | $ 142,000 |
| Washington County Maryland | 3 | $ 535,000 | $ 178,000 | $ 52,000 |
| Genesee County Michigan | 3 | $ 435,000 | $ 145,000 | $ 81,000 |
| Dakota County Minnesota | 3 | $ 945,000 | $ 315,000 | $ 135,000 |
| Clark County Nevada | 3 | $ 845,000 | $ 281,000 | $ 142,000 |
| Atlantic County New Jersey | 3 | $ 525,000 | $ 175,000 | $ 103,000 |
| Ocean County New Jersey | 3 | $ 665,000 | $ 221,000 | $ 51,000 |
| Mecklenburg County North Carolina | 3 | $ 725,000 | $ 241,000 | $ 92,000 |
| Franklin County Ohio | 3 | $ 635,000 | $ 211,000 | $ 117,000 |
| Adams County Pennsylvania | 3 | $ 605,000 | $ 201,000 | $ 61,000 |
| Chesterfield County Virginia | 3 | $ 725,000 | $ 241,000 | $ 129,000 |
| Brown County Wisconsin | 3 | $ 255,000 | $ 85,000 | $ 19,000 |
| Jefferson County Alabama | 2 | $ 420,000 | $ 210,000 | $ 65,000 |
| Shelby County Alabama | 2 | $ 570,000 | $ 285,000 | $ 83,000 |
| Contra Costa County California | 2 | $ 1,090,000 | $ 545,000 | $ 143,000 |
| Fresno County California | 2 | $ 700,000 | $ 350,000 | $ 132,000 |
| Kern County California | 2 | $ 520,000 | $ 260,000 | $ 114,000 |
| San Bernardino County California | 2 | $ 600,000 | $ 300,000 | $ 111,000 |
| San Joaquin County California | 2 | $ 560,000 | $ 280,000 | $ 74,000 |
| Santa Clara County California | 2 | $ 1,040,000 | $ 520,000 | $ 114,000 |
| El Paso County Colorado | 2 | $ 800,000 | $ 400,000 | $ 79,000 |
| Park County Colorado | 2 | $ 610,000 | $ 305,000 | $ 158,000 |
| Fairfield County Connecticut | 2 | $ 510,000 | $ 255,000 | $ 76,000 |
| Hartford County Connecticut | 2 | $ 350,000 | $ 175,000 | $ 91,000 |
| New Haven County Connecticut | 2 | $ 350,000 | $ 175,000 | $ 82,000 |
| Kent County Delaware | 2 | $ 480,000 | $ 240,000 | $ 93,000 |
| Manatee County Florida | 2 | $ 410,000 | $ 205,000 | $ 16,000 |
| Marion County Florida | 2 | $ 410,000 | $ 205,000 | $ 86,000 |
| Sumter County Florida | 2 | $ 380,000 | $ 190,000 | $ 119,000 |
| Volusia County Florida | 2 | $ 310,000 | $ 155,000 | $ 25,000 |
| Cherokee County Georgia | 2 | $ 350,000 | $ 175,000 | $ 30,000 |
| Forsyth County Georgia | 2 | $ 670,000 | $ 335,000 | $ 91,000 |
| Pickens County Georgia | 2 | $ 990,000 | $ 495,000 | $ 30,000 |
| Rockdale County Georgia | 2 | $ 240,000 | $ 120,000 | $ 23,000 |
| Walker County Georgia | 2 | $ 280,000 | $ 140,000 | $ 26,000 |
| Will County Illinois | 2 | $ 330,000 | $ 165,000 | $ 68,000 |
| Jefferson County Kentucky | 2 | $ 480,000 | $ 240,000 | $ 149,000 |
| Talbot County Maryland | 2 | $ 610,000 | $ 305,000 | $ 56,000 |
| Jackson County Michigan | 2 | $ 230,000 | $ 115,000 | $ 40,000 |
| Kalamazoo County Michigan | 2 | $ 340,000 | $ 170,000 | $ 58,000 |
| Kent County Michigan | 2 | $ 760,000 | $ 380,000 | $ 118,000 |
| Hennepin County Minnesota | 2 | $ 410,000 | $ 205,000 | $ 83,000 |
| St. Louis County Minnesota | 2 | $ 410,000 | $ 205,000 | $ 104,000 |
| Douglas County Nebraska | 2 | $ 620,000 | $ 310,000 | $ 153,000 |
| Hillsborough County New Hampshire | 2 | $ 570,000 | $ 285,000 | $ 133,000 |
| Hudson County New Jersey | 2 | $ 580,000 | $ 290,000 | $ 109,000 |
| Salem County New Jersey | 2 | $ 440,000 | $ 220,000 | $ 79,000 |
| Cleveland County North Carolina | 2 | $ 240,000 | $ 120,000 | $ 81,000 |
| Cuyahoga County Ohio | 2 | $ 160,000 | $ 80,000 | $ 14,000 |
| Delaware County Ohio | 2 | $ 400,000 | $ 200,000 | $ 68,000 |
| Fairfield County Ohio | 2 | $ 750,000 | $ 375,000 | $ 177,000 |
| Montgomery County Ohio | 2 | $ 330,000 | $ 165,000 | $ 99,000 |
| Oklahoma County Oklahoma | 2 | $ 550,000 | $ 275,000 | $ 104,000 |
| Carbon County Pennsylvania | 2 | $ 90,000 | $ 45,000 | $ 20,000 |
| Franklin County Pennsylvania | 2 | $ 340,000 | $ 170,000 | $ 62,000 |
| Monroe County Pennsylvania | 2 | $ 270,000 | $ 135,000 | $ 58,000 |
| Richland County South Carolina | 2 | $ 200,000 | $ 100,000 | $ 33,000 |
| Knox County Tennessee | 2 | $ 260,000 | $ 130,000 | $ 36,000 |
| Brazoria County Texas | 2 | $ 410,000 | $ 205,000 | $ 95,000 |
| Dallas County Texas | 2 | $ 290,000 | $ 145,000 | $ 163,000 |
| Denton County Texas | 2 | $ 460,000 | $ 230,000 | $ 89,000 |
| Williamson County Texas | 2 | $ 520,000 | $ 260,000 | $ 87,000 |
| Salt Lake County Utah | 2 | $ 520,000 | $ 260,000 | $ 77,000 |
| Fauquier County Virginia | 2 | $ 810,000 | $ 405,000 | $ 111,000 |
| Loudoun County Virginia | 2 | $ 840,000 | $ 420,000 | $ 160,000 |
| Warren County Virginia | 2 | $ 230,000 | $ 115,000 | $ 17,000 |
| Benton County Washington | 2 | $ 470,000 | $ 235,000 | $ 70,000 |
| King County Washington | 2 | $ 620,000 | $ 310,000 | $ 83,000 |
| Kitsap County Washington | 2 | $ 580,000 | $ 290,000 | $ 62,000 |
| Manitowoc County Wisconsin | 2 | $ 300,000 | $ 150,000 | $ 45,000 |
| Barbour County Alabama | 1 | $ 55,000 | $ 55,000 | $ 13,000 |
| Cleburne County Alabama | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| St. Clair County Alabama | 1 | $ 265,000 | $ 265,000 | $ 123,000 |
| Madera County California | 1 | $ 275,000 | $ 275,000 | $ 61,000 |
| Marin County California | 1 | $ 25,000 | $ 25,000 | $ 14,000 |
| Placer County California | 1 | $ 315,000 | $ 315,000 | $ 25,000 |
| Sacramento County California | 1 | $ 145,000 | $ 145,000 | $ 15,000 |
| San Francisco County California | 1 | $ 405,000 | $ 405,000 | $ 156,000 |
| San Luis Obispo County California | 1 | $ 415,000 | $ 415,000 | $ 39,000 |
| San Mateo County California | 1 | $ 445,000 | $ 445,000 | $ 28,000 |
| Santa Barbara County California | 1 | $ 255,000 | $ 255,000 | $ 27,000 |
| Shasta County California | 1 | $ 245,000 | $ 245,000 | $ 175,000 |
| Solano County California | 1 | $ 325,000 | $ 325,000 | $ 103,000 |
| Boulder County Colorado | 1 | $ 535,000 | $ 535,000 | $ 240,000 |
| Broomfield County Colorado | 1 | $ 335,000 | $ 335,000 | $ 167,000 |
| Fremont County Colorado | 1 | $ 335,000 | $ 335,000 | $ 79,000 |
| Weld County Colorado | 1 | $ 385,000 | $ 385,000 | $ 169,000 |
| Litchfield County Connecticut | 1 | $ 285,000 | $ 285,000 | $ 205,000 |
| Middlesex County Connecticut | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| New London County Connecticut | 1 | $ 255,000 | $ 255,000 | $ 69,000 |
| Alachua County Florida | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Duval County Florida | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Gadsden County Florida | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| Hamilton County Florida | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Hernando County Florida | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Indian River County Florida | 1 | $ 125,000 | $ 125,000 | $ 26,000 |
| Monroe County Florida | 1 | $ 375,000 | $ 375,000 | $ 65,000 |
| Okaloosa County Florida | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Pasco County Florida | 1 | $ 285,000 | $ 285,000 | $ 104,000 |
| Polk County Florida | 1 | $ 485,000 | $ 485,000 | $ 194,000 |
| Santa Rosa County Florida | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Carroll County Georgia | 1 | $ 415,000 | $ 415,000 | $ 23,000 |
| DeKalb County Georgia | 1 | $ 255,000 | $ 255,000 | $ 10,000 |
| Habersham County Georgia | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| Morgan County Georgia | 1 | $ 235,000 | $ 235,000 | $ 27,000 |
| Paulding County Georgia | 1 | $ 195,000 | $ 195,000 | $ 24,000 |
| Kankakee County Illinois | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| LaSalle County Illinois | 1 | $ 135,000 | $ 135,000 | $ 137,000 |
| Lee County Illinois | 1 | $ 345,000 | $ 345,000 | $ 105,000 |
| McHenry County Illinois | 1 | $ 365,000 | $ 365,000 | $ 147,000 |
| Dearborn County Indiana | 1 | $ 155,000 | $ 155,000 | $ 155,000 |
| Elkhart County Indiana | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Hamilton County Indiana | 1 | $ 275,000 | $ 275,000 | $ 194,000 |
| Howard County Indiana | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Kosciusko County Indiana | 1 | $ 205,000 | $ 205,000 | $ 150,000 |
| Lake County Indiana | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| LaPorte County Indiana | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Noble County Indiana | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Dallas County Iowa | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Johnson County Iowa | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Linn County Iowa | 1 | $ 115,000 | $ 115,000 | $ 83,000 |
| Webster County Iowa | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Johnson County Kansas | 1 | $ 305,000 | $ 305,000 | $ 124,000 |
| Reno County Kansas | 1 | $ 165,000 | $ 165,000 | $ 143,000 |
| Campbell County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 265,000 | $ 265,000 | $ 105,000 |
| Lafourche County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Orleans County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 132,000 |
| Calvert County Maryland | 1 | $ 395,000 | $ 395,000 | $ 234,000 |
| Caroline County Maryland | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Cecil County Maryland | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| Garrett County Maryland | 1 | $ 105,000 | $ 105,000 | $ 105,000 |
| Worcester County Maryland | 1 | $ 285,000 | $ 285,000 | $ 180,000 |
| Calhoun County Michigan | 1 | $ 145,000 | $ 145,000 | $ 33,000 |
| Cheboygan County Michigan | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Clinton County Michigan | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Delta County Michigan | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Ingham County Michigan | 1 | $ 85,000 | $ 85,000 | $ 21,000 |
| Lenawee County Michigan | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Manistee County Michigan | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| Mecosta County Michigan | 1 | $ 245,000 | $ 245,000 | $ 33,000 |
| Midland County Michigan | 1 | $ 245,000 | $ 245,000 | $ 129,000 |
| Montcalm County Michigan | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Schoolcraft County Michigan | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| St. Joseph County Michigan | 1 | $ 165,000 | $ 165,000 | $ 150,000 |
| Anoka County Minnesota | 1 | $ 335,000 | $ 335,000 | $ 127,000 |
| Beltrami County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 93,000 |
| Clay County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Rice County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Stearns County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 109,000 |
| Harrison County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Lawrence County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Glacier County Montana | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Lancaster County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Sarpy County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Scotts Bluff County Nebraska | 1 | $ 235,000 | $ 235,000 | $ 210,000 |
| Washington County Nebraska | 1 | $ 355,000 | $ 355,000 | $ 136,000 |
| Rockingham County New Hampshire | 1 | $ 365,000 | $ 365,000 | $ 162,000 |
| Cape May County New Jersey | 1 | $ 495,000 | $ 495,000 | $ 37,000 |
| Cumberland County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Hunterdon County New Jersey | 1 | $ 375,000 | $ 375,000 | $ 124,000 |
| Warren County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 130,000 |
| Alamance County North Carolina | 1 | $ 445,000 | $ 445,000 | $ 192,000 |
| Cabarrus County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
| Forsyth County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 156,000 |
| Pitt County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 114,000 |
| Union County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 68,000 |
| Wake County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 141,000 |
| Butler County Ohio | 1 | $ 215,000 | $ 215,000 | $ 104,000 |
| Hamilton County Ohio | 1 | $ 155,000 | $ 155,000 | $ 89,000 |
| Lake County Ohio | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Licking County Ohio | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Mahoning County Ohio | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Pickaway County Ohio | 1 | $ 285,000 | $ 285,000 | $ 115,000 |
| Scioto County Ohio | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| Summit County Ohio | 1 | $ 115,000 | $ 115,000 | $ 73,000 |
| Union County Ohio | 1 | $ 335,000 | $ 335,000 | $ 87,000 |
| Wood County Ohio | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Le Flore County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Tulsa County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 115,000 |
| Jefferson County Oregon | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Lane County Oregon | 1 | $ 205,000 | $ 205,000 | $ 23,000 |
| Malheur County Oregon | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Polk County Oregon | 1 | $ 315,000 | $ 315,000 | $ 138,000 |
| Washington County Oregon | 1 | $ 355,000 | $ 355,000 | $ 130,000 |
| Allegheny County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Beaver County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 110,000 |
| Berks County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 96,000 |
| Butler County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 36,000 |
| Cambria County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 98,000 |
| Centre County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 22,000 |
| Crawford County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 94,000 |
| Cumberland County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Fayette County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Lebanon County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Lehigh County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 128,000 |
| Northampton County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Venango County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 77,000 |
| York County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| Barnwell County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Charleston County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 24,000 |
| Dorchester County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Greenville County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 131,000 |
| Lexington County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 91,000 |
| Orangeburg County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Blount County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 47,000 |
| Bradley County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Montgomery County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Sevier County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 31,000 |
| Sullivan County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 114,000 |
| Williamson County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 109,000 |
| Harris County Texas | 1 | $ 195,000 | $ 195,000 | $ 29,000 |
| Montgomery County Texas | 1 | $ 315,000 | $ 315,000 | $ 207,000 |
| Box Elder County Utah | 1 | $ 355,000 | $ 355,000 | $ 148,000 |
| Fairfax County Virginia | 1 | $ 395,000 | $ 395,000 | $ 157,000 |
| Franklin City County Virginia | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Frederick County Virginia | 1 | $ 225,000 | $ 225,000 | $ 38,000 |
| James City County Virginia | 1 | $ 395,000 | $ 395,000 | $ 217,000 |
| Lexington County Virginia | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Madison County Virginia | 1 | $ 285,000 | $ 285,000 | $ 108,000 |
| Manassas County Virginia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| New Kent County Virginia | 1 | $ 205,000 | $ 205,000 | $ 119,000 |
| Prince William County Virginia | 1 | $ 255,000 | $ 255,000 | $ 86,000 |
| Roanoke County Virginia | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Shenandoah County Virginia | 1 | $ 175,000 | $ 175,000 | $ 20,000 |
| Stafford County Virginia | 1 | $ 155,000 | $ 155,000 | $ 28,000 |
| Clark County Washington | 1 | $ 225,000 | $ 225,000 | $ 98,000 |
| Columbia County Washington | 1 | $ 255,000 | $ 255,000 | $ 70,000 |
| Jefferson County Washington | 1 | $ 245,000 | $ 245,000 | $ 43,000 |
| Pierce County Washington | 1 | $ 355,000 | $ 355,000 | $ 126,000 |
| Skagit County Washington | 1 | $ 285,000 | $ 285,000 | $ 21,000 |
| Spokane County Washington | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Yakima County Washington | 1 | $ 365,000 | $ 365,000 | $ 158,000 |
| Berkeley County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 11,000 |
| Door County Wisconsin | 1 | $ 405,000 | $ 405,000 | $ 69,000 |
| La Crosse County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Lincoln County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 15,000 |
| Marathon County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Milwaukee County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 33,000 |
| Oconto County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| Ozaukee County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 10,000 |
| Sheboygan County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 38,000 |
| Vernon County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 24,000 |
| Winnebago County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 28,000 |
| Hot Springs County Wyoming | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 478 | $110,460,000 | $231,000 | $575,000 | $79,000 | $942,000 |
| Refinancing | 344 | $102,410,000 | $297,000 | $1,025,000 | $128,000 | $457,000 |
| Home Purchase | 185 | $50,445,000 | $272,000 | $595,000 | $96,000 | $296,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 651 | $164,005,000 | $251,000 | $1,025,000 | $94,000 | $942,000 |
| Asian | 153 | $45,805,000 | $299,000 | $735,000 | $130,000 | $457,000 |
| Hispanic | 75 | $19,035,000 | $253,000 | $475,000 | $73,000 | $209,000 |
| Black or African American | 69 | $17,095,000 | $247,000 | $595,000 | $78,000 | $350,000 |
| Not Provided | 57 | $16,735,000 | $293,000 | $645,000 | $105,000 | $265,000 |
| American Indian or Alaskan Native | 1 | $115,000 | $115,000 | $115,000 | $73,000 | $73,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $525,000 | $525,000 | $525,000 | $22,000 | $22,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 507 | $141,475,000 | $279,000 | $735,000 | $128,000 | $942,000 |
| FHA-insured (Federal Housing Administration) | 420 | $94,840,000 | $225,000 | $535,000 | $60,000 | $586,000 |
| VA-guaranteed (Veterans Administration) | 77 | $26,535,000 | $344,000 | $1,025,000 | $96,000 | $304,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $465,000 | $155,000 | $215,000 | $58,000 | $68,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 774 | $202,770,000 | $261,000 | $715,000 | $99,000 | $836,000 |
| Application Denied By Financial Institution | 190 | $49,790,000 | $262,000 | $1,025,000 | $94,000 | $942,000 |
| Application Approved But Not Accepted | 38 | $9,350,000 | $246,000 | $505,000 | $91,000 | $265,000 |
| Application Withdrawn By Applicant | 4 | $1,220,000 | $305,000 | $505,000 | $86,000 | $149,000 |
| File Closed For Incompleteness | 1 | $185,000 | $185,000 | $185,000 | $43,000 | $43,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 817 | $213,525,000 | $261,000 | $715,000 | $99,000 | $836,000 |
| Collateral | 115 | $28,855,000 | $250,000 | $575,000 | $93,000 | $279,000 |
| Debt-To-Income Ratio | 24 | $6,590,000 | $274,000 | $475,000 | $72,000 | $185,000 |
| Credit Application Incomplete | 17 | $4,995,000 | $293,000 | $1,025,000 | $156,000 | $942,000 |
| Other | 10 | $3,130,000 | $313,000 | $735,000 | $89,000 | $403,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $3,280,000 | $328,000 | $595,000 | $67,000 | $180,000 |
| Credit History | 8 | $1,670,000 | $208,000 | $495,000 | $59,000 | $108,000 |
| Unverifiable Information | 6 | $1,270,000 | $211,000 | $335,000 | $114,000 | $316,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midwest Loan Solutions, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midwest Loan Solutions, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.