Milend, Inc Mortgage Lending & HMDA Data, 2019
In 2019, Milend, Inc of Alpharetta, GA reported 3,493 mortgage applications totaling $878.5 million, down 21% from 2018. The average application was for $251,490, and applicants reported an average income of $103,344. 56% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (1,674), Washington-Arlington-Alexandria, DC-VA-MD-WV (208) and Minneapolis-St. Paul-Bloomington, MN-WI (80) (applications in parentheses).
| Mortgage Company & Address | Milend, Inc 375 Northridge Rd, Suite 600 Alpharetta, GA 30009 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 3,493 |
| Total Mortgage Loan Application Amount | $878,455,000 |
| Average Mortgage Loan Application Amount | $251,490 |
| Highest Mortgage Loan Application Amount | $2,645,000 |
| Average Applicant Income | $103,344 |
| Highest Applicant Income | $2,086,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Milend, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Gwinnett, Georgia | 307 | $ 72,885,000 | $ 237,410 | $ 97,000 |
| Cobb, Georgia | 262 | $ 63,750,000 | $ 243,320 | $ 106,000 |
| Fulton, Georgia | 216 | $ 62,230,000 | $ 288,101 | $ 127,000 |
| Cherokee, Georgia | 151 | $ 39,715,000 | $ 263,013 | $ 104,000 |
| Forsyth, Georgia | 137 | $ 39,515,000 | $ 288,430 | $ 108,000 |
| DeKalb, Georgia | 130 | $ 31,290,000 | $ 240,692 | $ 104,000 |
| Paulding, Georgia | 74 | $ 15,170,000 | $ 205,000 | $ 86,000 |
| Hall, Georgia | 64 | $ 14,940,000 | $ 233,437 | $ 100,000 |
| Wake, North Carolina | 56 | $ 15,390,000 | $ 274,821 | $ 119,000 |
| Henry, Georgia | 51 | $ 10,865,000 | $ 213,039 | $ 86,000 |
| Prince George's, Maryland | 49 | $ 14,105,000 | $ 287,857 | $ 96,000 |
| Jackson, Georgia | 41 | $ 9,425,000 | $ 229,878 | $ 106,000 |
| Walton, Georgia | 41 | $ 9,725,000 | $ 237,195 | $ 89,000 |
| Volusia, Florida | 36 | $ 8,590,000 | $ 238,611 | $ 168,000 |
| Coweta, Georgia | 34 | $ 8,690,000 | $ 255,588 | $ 105,000 |
| Broward, Florida | 33 | $ 7,365,000 | $ 223,181 | $ 78,000 |
| Prince William, Virginia | 33 | $ 12,405,000 | $ 375,909 | $ 116,000 |
| Palm Beach, Florida | 32 | $ 8,400,000 | $ 262,500 | $ 113,000 |
| Barrow, Georgia | 29 | $ 5,955,000 | $ 205,344 | $ 96,000 |
| Douglas, Georgia | 29 | $ 6,815,000 | $ 235,000 | $ 77,000 |
| Newton, Georgia | 27 | $ 4,875,000 | $ 180,555 | $ 71,000 |
| Rockdale, Georgia | 27 | $ 5,965,000 | $ 220,925 | $ 64,000 |
| Fairfax, Virginia | 27 | $ 10,495,000 | $ 388,703 | $ 135,000 |
| Pinellas, Florida | 26 | $ 6,090,000 | $ 234,230 | $ 110,000 |
| Clayton, Georgia | 26 | $ 4,930,000 | $ 189,615 | $ 77,000 |
| Mecklenburg, North Carolina | 26 | $ 7,160,000 | $ 275,384 | $ 116,000 |
| Fayette, Georgia | 24 | $ 5,890,000 | $ 245,416 | $ 106,000 |
| Bartow, Georgia | 23 | $ 4,865,000 | $ 211,521 | $ 76,000 |
| Baltimore, Maryland | 23 | $ 6,235,000 | $ 271,086 | $ 100,000 |
| Hennepin, Minnesota | 23 | $ 4,845,000 | $ 210,652 | $ 122,000 |
| Frederick, Maryland | 22 | $ 5,940,000 | $ 270,000 | $ 127,000 |
| Loudoun, Virginia | 21 | $ 9,065,000 | $ 431,666 | $ 191,000 |
| Carroll, Georgia | 19 | $ 3,905,000 | $ 205,526 | $ 102,000 |
| Montgomery, Maryland | 19 | $ 7,415,000 | $ 390,263 | $ 112,000 |
| Miami-Dade, Florida | 18 | $ 5,110,000 | $ 283,888 | $ 97,000 |
| Anne Arundel, Maryland | 18 | $ 5,540,000 | $ 307,777 | $ 96,000 |
| Middlesex, Massachusetts | 18 | $ 7,620,000 | $ 423,333 | $ 128,000 |
| Orange, Florida | 17 | $ 4,015,000 | $ 236,176 | $ 100,000 |
| Dawson, Georgia | 17 | $ 3,945,000 | $ 232,058 | $ 88,000 |
| Plymouth, Massachusetts | 17 | $ 4,865,000 | $ 286,176 | $ 119,000 |
| Bucks, Pennsylvania | 17 | $ 4,335,000 | $ 255,000 | $ 118,000 |
| Davidson, Tennessee | 17 | $ 3,605,000 | $ 212,058 | $ 97,000 |
| Hillsborough, Florida | 16 | $ 3,570,000 | $ 223,125 | $ 115,000 |
| Columbia, Georgia | 16 | $ 3,360,000 | $ 210,000 | $ 95,000 |
| Chesterfield, Virginia | 16 | $ 4,040,000 | $ 252,500 | $ 103,000 |
| Charles, Maryland | 15 | $ 4,495,000 | $ 299,666 | $ 119,000 |
| Philadelphia, Pennsylvania | 15 | $ 3,065,000 | $ 204,333 | $ 86,000 |
| Stafford, Virginia | 15 | $ 4,105,000 | $ 273,666 | $ 114,000 |
| Houston, Georgia | 14 | $ 2,930,000 | $ 209,285 | $ 87,000 |
| Cabarrus, North Carolina | 14 | $ 3,170,000 | $ 226,428 | $ 85,000 |
| Shelby, Tennessee | 14 | $ 3,610,000 | $ 257,857 | $ 147,000 |
| Henrico, Virginia | 14 | $ 3,230,000 | $ 230,714 | $ 81,000 |
| Spalding, Georgia | 13 | $ 3,095,000 | $ 238,076 | $ 91,000 |
| Washington, Minnesota | 13 | $ 3,255,000 | $ 250,384 | $ 134,000 |
| Union, North Carolina | 13 | $ 4,195,000 | $ 322,692 | $ 90,000 |
| Virginia Beach, Virginia | 13 | $ 3,615,000 | $ 278,076 | $ 81,000 |
| Jefferson, Alabama | 12 | $ 3,230,000 | $ 269,166 | $ 109,000 |
| Shelby, Alabama | 12 | $ 4,100,000 | $ 341,666 | $ 141,000 |
| Pickens, Georgia | 12 | $ 3,060,000 | $ 255,000 | $ 92,000 |
| Johnston, North Carolina | 12 | $ 2,340,000 | $ 195,000 | $ 88,000 |
| New Hanover, North Carolina | 12 | $ 3,350,000 | $ 279,166 | $ 101,000 |
| Norfolk, Massachusetts | 11 | $ 3,755,000 | $ 341,363 | $ 136,000 |
| Allegheny, Pennsylvania | 11 | $ 2,215,000 | $ 201,363 | $ 119,000 |
| Lee, Alabama | 10 | $ 2,400,000 | $ 240,000 | $ 182,000 |
| Duval, Florida | 10 | $ 2,310,000 | $ 231,000 | $ 96,000 |
| Manatee, Florida | 10 | $ 2,600,000 | $ 260,000 | $ 108,000 |
| Wright, Minnesota | 10 | $ 2,000,000 | $ 200,000 | $ 86,000 |
| Fauquier, Virginia | 10 | $ 2,960,000 | $ 296,000 | $ 85,000 |
| Spotsylvania, Virginia | 10 | $ 2,980,000 | $ 298,000 | $ 108,000 |
| Brevard, Florida | 9 | $ 2,125,000 | $ 236,111 | $ 89,000 |
| Lake, Florida | 9 | $ 1,945,000 | $ 216,111 | $ 68,000 |
| Pasco, Florida | 9 | $ 1,895,000 | $ 210,555 | $ 100,000 |
| Chatham, Georgia | 9 | $ 2,165,000 | $ 240,555 | $ 113,000 |
| Clarke, Georgia | 9 | $ 1,575,000 | $ 175,000 | $ 120,000 |
| Oconee, Georgia | 9 | $ 2,655,000 | $ 295,000 | $ 83,000 |
| Essex, Massachusetts | 9 | $ 2,905,000 | $ 322,777 | $ 96,000 |
| Worcester, Massachusetts | 9 | $ 2,615,000 | $ 290,555 | $ 101,000 |
| Delaware, Pennsylvania | 9 | $ 2,135,000 | $ 237,222 | $ 132,000 |
| St. Lucie, Florida | 8 | $ 1,830,000 | $ 228,750 | $ 69,000 |
| Floyd, Georgia | 8 | $ 1,650,000 | $ 206,250 | $ 88,000 |
| Haralson, Georgia | 8 | $ 2,020,000 | $ 252,500 | $ 109,000 |
| Whitfield, Georgia | 8 | $ 1,260,000 | $ 157,500 | $ 112,000 |
| Harford, Maryland | 8 | $ 2,070,000 | $ 258,750 | $ 132,000 |
| Queen Anne's, Maryland | 8 | $ 2,400,000 | $ 300,000 | $ 97,000 |
| Guilford, North Carolina | 8 | $ 1,400,000 | $ 175,000 | $ 99,000 |
| Chesapeake, Virginia | 8 | $ 2,570,000 | $ 321,250 | $ 96,000 |
| Baldwin, Alabama | 7 | $ 1,625,000 | $ 232,142 | $ 54,000 |
| Polk, Florida | 7 | $ 1,395,000 | $ 199,285 | $ 72,000 |
| Butts, Georgia | 7 | $ 2,135,000 | $ 305,000 | $ 114,000 |
| Gordon, Georgia | 7 | $ 1,135,000 | $ 162,142 | $ 101,000 |
| Scott, Minnesota | 7 | $ 1,925,000 | $ 275,000 | $ 111,000 |
| Buncombe, North Carolina | 7 | $ 1,775,000 | $ 253,571 | $ 70,000 |
| Chester, Pennsylvania | 7 | $ 2,125,000 | $ 303,571 | $ 82,000 |
| Dauphin, Pennsylvania | 7 | $ 1,225,000 | $ 175,000 | $ 114,000 |
| Lancaster, Pennsylvania | 7 | $ 1,495,000 | $ 213,571 | $ 91,000 |
| Mobile, Alabama | 6 | $ 1,320,000 | $ 220,000 | $ 110,000 |
| Bay, Florida | 6 | $ 1,300,000 | $ 216,666 | $ 65,000 |
| Lee, Florida | 6 | $ 1,560,000 | $ 260,000 | $ 72,000 |
| Martin, Florida | 6 | $ 1,300,000 | $ 216,666 | $ 61,000 |
| Sarasota, Florida | 6 | $ 1,160,000 | $ 193,333 | $ 89,000 |
| Bibb, Georgia | 6 | $ 950,000 | $ 158,333 | $ 58,000 |
| Lowndes, Georgia | 6 | $ 1,470,000 | $ 245,000 | $ 80,000 |
| Lumpkin, Georgia | 6 | $ 1,230,000 | $ 205,000 | $ 113,000 |
| Calvert, Maryland | 6 | $ 1,590,000 | $ 265,000 | $ 97,000 |
| Cecil, Maryland | 6 | $ 1,510,000 | $ 251,666 | $ 93,000 |
| St. Mary's, Maryland | 6 | $ 1,720,000 | $ 286,666 | $ 104,000 |
| Anoka, Minnesota | 6 | $ 1,620,000 | $ 270,000 | $ 96,000 |
| Durham, North Carolina | 6 | $ 1,380,000 | $ 230,000 | $ 73,000 |
| Orange, North Carolina | 6 | $ 1,440,000 | $ 240,000 | $ 157,000 |
| Montgomery, Pennsylvania | 6 | $ 1,540,000 | $ 256,666 | $ 103,000 |
| York, Pennsylvania | 6 | $ 1,220,000 | $ 203,333 | $ 122,000 |
| Arlington, Virginia | 6 | $ 3,430,000 | $ 571,666 | $ 142,000 |
| Bedford, Virginia | 6 | $ 1,050,000 | $ 175,000 | $ 88,000 |
| Houston, Alabama | 5 | $ 695,000 | $ 139,000 | $ 95,000 |
| Collier, Florida | 5 | $ 1,105,000 | $ 221,000 | $ 146,000 |
| St. Johns, Florida | 5 | $ 1,445,000 | $ 289,000 | $ 165,000 |
| Fannin, Georgia | 5 | $ 1,595,000 | $ 319,000 | $ 78,000 |
| Morgan, Georgia | 5 | $ 1,005,000 | $ 201,000 | $ 93,000 |
| Muscogee, Georgia | 5 | $ 695,000 | $ 139,000 | $ 122,000 |
| Richmond, Georgia | 5 | $ 1,065,000 | $ 213,000 | $ 90,000 |
| Carroll, Maryland | 5 | $ 1,415,000 | $ 283,000 | $ 100,000 |
| Howard, Maryland | 5 | $ 2,115,000 | $ 423,000 | $ 174,000 |
| Barnstable, Massachusetts | 5 | $ 1,635,000 | $ 327,000 | $ 93,000 |
| Dakota, Minnesota | 5 | $ 855,000 | $ 171,000 | $ 78,000 |
| Alamance, North Carolina | 5 | $ 1,135,000 | $ 227,000 | $ 105,000 |
| Gaston, North Carolina | 5 | $ 1,175,000 | $ 235,000 | $ 108,000 |
| Iredell, North Carolina | 5 | $ 1,035,000 | $ 207,000 | $ 58,000 |
| Nash, North Carolina | 5 | $ 785,000 | $ 157,000 | $ 87,000 |
| Adams, Pennsylvania | 5 | $ 705,000 | $ 141,000 | $ 91,000 |
| Luzerne, Pennsylvania | 5 | $ 1,375,000 | $ 275,000 | $ 136,000 |
| Northampton, Pennsylvania | 5 | $ 975,000 | $ 195,000 | $ 114,000 |
| Rutherford, Tennessee | 5 | $ 1,275,000 | $ 255,000 | $ 96,000 |
| Williamson, Tennessee | 5 | $ 1,735,000 | $ 347,000 | $ 82,000 |
| Newport News, Virginia | 5 | $ 915,000 | $ 183,000 | $ 137,000 |
| Montgomery, Alabama | 4 | $ 1,260,000 | $ 315,000 | $ 92,000 |
| Tuscaloosa, Alabama | 4 | $ 740,000 | $ 185,000 | $ 64,000 |
| Citrus, Florida | 4 | $ 590,000 | $ 147,500 | $ 43,000 |
| Escambia, Florida | 4 | $ 680,000 | $ 170,000 | $ 70,000 |
| Osceola, Florida | 4 | $ 1,030,000 | $ 257,500 | $ 80,000 |
| Effingham, Georgia | 4 | $ 530,000 | $ 132,500 | $ 82,000 |
| Gilmer, Georgia | 4 | $ 710,000 | $ 177,500 | $ 102,000 |
| Thomas, Georgia | 4 | $ 500,000 | $ 125,000 | $ 71,000 |
| Walker, Georgia | 4 | $ 1,070,000 | $ 267,500 | $ 131,000 |
| White, Georgia | 4 | $ 1,220,000 | $ 305,000 | $ 80,000 |
| Baltimore City, Maryland | 4 | $ 810,000 | $ 202,500 | $ 114,000 |
| Bristol, Massachusetts | 4 | $ 1,020,000 | $ 255,000 | $ 96,000 |
| Carver, Minnesota | 4 | $ 1,060,000 | $ 265,000 | $ 103,000 |
| Chisago, Minnesota | 4 | $ 570,000 | $ 142,500 | $ 72,000 |
| Ramsey, Minnesota | 4 | $ 660,000 | $ 165,000 | $ 77,000 |
| Brunswick, North Carolina | 4 | $ 810,000 | $ 202,500 | $ 101,000 |
| Chatham, North Carolina | 4 | $ 1,500,000 | $ 375,000 | $ 88,000 |
| Blair, Pennsylvania | 4 | $ 640,000 | $ 160,000 | $ 103,000 |
| Westmoreland, Pennsylvania | 4 | $ 1,020,000 | $ 255,000 | $ 72,000 |
| Sumner, Tennessee | 4 | $ 960,000 | $ 240,000 | $ 131,000 |
| Alexandria, Virginia | 4 | $ 1,920,000 | $ 480,000 | $ 96,000 |
| Hampton, Virginia | 4 | $ 880,000 | $ 220,000 | $ 89,000 |
| Hanover, Virginia | 4 | $ 1,030,000 | $ 257,500 | $ 117,000 |
| Madison, Virginia | 4 | $ 1,090,000 | $ 272,500 | $ 62,000 |
| New Kent, Virginia | 4 | $ 670,000 | $ 167,500 | $ 106,000 |
| Richmond City, Virginia | 4 | $ 930,000 | $ 232,500 | $ 84,000 |
| Suffolk, Virginia | 4 | $ 1,330,000 | $ 332,500 | $ 49,000 |
| York, Virginia | 4 | $ 1,390,000 | $ 347,500 | $ 106,000 |
| St. Clair, Alabama | 3 | $ 885,000 | $ 295,000 | $ 168,000 |
| Talladega, Alabama | 3 | $ 545,000 | $ 181,666 | $ 56,000 |
| Alachua, Florida | 3 | $ 495,000 | $ 165,000 | $ 87,000 |
| Seminole, Florida | 3 | $ 755,000 | $ 251,666 | $ 76,000 |
| Brooks, Georgia | 3 | $ 795,000 | $ 265,000 | $ 77,000 |
| Bulloch, Georgia | 3 | $ 615,000 | $ 205,000 | $ 235,000 |
| Crisp, Georgia | 3 | $ 295,000 | $ 98,333 | $ 30,000 |
| Glynn, Georgia | 3 | $ 315,000 | $ 105,000 | $ 70,000 |
| Harris, Georgia | 3 | $ 505,000 | $ 168,333 | $ 226,000 |
| Jasper, Georgia | 3 | $ 305,000 | $ 101,666 | $ 48,000 |
| Monroe, Georgia | 3 | $ 545,000 | $ 181,666 | $ 81,000 |
| Toombs, Georgia | 3 | $ 645,000 | $ 215,000 | $ 70,000 |
| Troup, Georgia | 3 | $ 685,000 | $ 228,333 | $ 81,000 |
| Hampden, Massachusetts | 3 | $ 585,000 | $ 195,000 | $ 69,000 |
| McLeod, Minnesota | 3 | $ 525,000 | $ 175,000 | $ 82,000 |
| Olmsted, Minnesota | 3 | $ 935,000 | $ 311,666 | $ 72,000 |
| Rice, Minnesota | 3 | $ 595,000 | $ 198,333 | $ 105,000 |
| Sherburne, Minnesota | 3 | $ 815,000 | $ 271,666 | $ 119,000 |
| Catawba, North Carolina | 3 | $ 905,000 | $ 301,666 | $ 79,000 |
| Cleveland, North Carolina | 3 | $ 645,000 | $ 215,000 | $ 103,000 |
| Davidson, North Carolina | 3 | $ 415,000 | $ 138,333 | $ 80,000 |
| Forsyth, North Carolina | 3 | $ 825,000 | $ 275,000 | $ 69,000 |
| Granville, North Carolina | 3 | $ 1,065,000 | $ 355,000 | $ 63,000 |
| Henderson, North Carolina | 3 | $ 995,000 | $ 331,666 | $ 85,000 |
| Watauga, North Carolina | 3 | $ 675,000 | $ 225,000 | $ 90,000 |
| York, South Carolina | 3 | $ 995,000 | $ 331,666 | $ 90,000 |
| Maury, Tennessee | 3 | $ 655,000 | $ 218,333 | $ 77,000 |
| McMinn, Tennessee | 3 | $ 475,000 | $ 158,333 | $ 96,000 |
| Wilson, Tennessee | 3 | $ 525,000 | $ 175,000 | $ 74,000 |
| Albemarle, Virginia | 3 | $ 645,000 | $ 215,000 | $ 72,000 |
| Norfolk, Virginia | 3 | $ 1,065,000 | $ 355,000 | $ 92,000 |
| Pittsylvania, Virginia | 3 | $ 515,000 | $ 171,666 | $ 77,000 |
| Autauga, Alabama | 2 | $ 490,000 | $ 245,000 | $ 93,000 |
| Calhoun, Alabama | 2 | $ 230,000 | $ 115,000 | $ 56,000 |
| Jackson, Alabama | 2 | $ 310,000 | $ 155,000 | $ 42,000 |
| Madison, Alabama | 2 | $ 500,000 | $ 250,000 | $ 87,000 |
| Monroe, Alabama | 2 | $ 240,000 | $ 120,000 | $ 104,000 |
| Morgan, Alabama | 2 | $ 420,000 | $ 210,000 | $ 42,000 |
| Charlotte, Florida | 2 | $ 290,000 | $ 145,000 | $ 66,000 |
| Flagler, Florida | 2 | $ 440,000 | $ 220,000 | $ 49,000 |
| Gadsden, Florida | 2 | $ 240,000 | $ 120,000 | $ 102,000 |
| Highlands, Florida | 2 | $ 280,000 | $ 140,000 | $ 81,000 |
| Okaloosa, Florida | 2 | $ 520,000 | $ 260,000 | $ 135,000 |
| Wakulla, Florida | 2 | $ 480,000 | $ 240,000 | $ 68,000 |
| Habersham, Georgia | 2 | $ 460,000 | $ 230,000 | $ 76,000 |
| Hancock, Georgia | 2 | $ 600,000 | $ 300,000 | $ 170,000 |
| Hart, Georgia | 2 | $ 610,000 | $ 305,000 | $ 173,000 |
| Lee, Georgia | 2 | $ 330,000 | $ 165,000 | $ 37,000 |
| Madison, Georgia | 2 | $ 380,000 | $ 190,000 | $ 56,000 |
| Polk, Georgia | 2 | $ 330,000 | $ 165,000 | $ 122,000 |
| Stephens, Georgia | 2 | $ 230,000 | $ 115,000 | $ 31,000 |
| Towns, Georgia | 2 | $ 280,000 | $ 140,000 | $ 15,000 |
| Garrett, Maryland | 2 | $ 470,000 | $ 235,000 | $ 143,000 |
| Washington, Maryland | 2 | $ 280,000 | $ 140,000 | $ 85,000 |
| Berkshire, Massachusetts | 2 | $ 530,000 | $ 265,000 | $ 63,000 |
| Goodhue, Minnesota | 2 | $ 260,000 | $ 130,000 | $ 119,000 |
| Otter Tail, Minnesota | 2 | $ 270,000 | $ 135,000 | $ 62,000 |
| Carteret, North Carolina | 2 | $ 520,000 | $ 260,000 | $ 144,000 |
| Columbus, North Carolina | 2 | $ 440,000 | $ 220,000 | $ 92,000 |
| Franklin, North Carolina | 2 | $ 560,000 | $ 280,000 | $ 89,000 |
| Harnett, North Carolina | 2 | $ 430,000 | $ 215,000 | $ 98,000 |
| Haywood, North Carolina | 2 | $ 460,000 | $ 230,000 | $ 122,000 |
| Lincoln, North Carolina | 2 | $ 520,000 | $ 260,000 | $ 63,000 |
| Macon, North Carolina | 2 | $ 250,000 | $ 125,000 | $ 79,000 |
| Pender, North Carolina | 2 | $ 620,000 | $ 310,000 | $ 220,000 |
| Wayne, North Carolina | 2 | $ 460,000 | $ 230,000 | $ 45,000 |
| Berks, Pennsylvania | 2 | $ 440,000 | $ 220,000 | $ 72,000 |
| Bradford, Pennsylvania | 2 | $ 800,000 | $ 400,000 | $ 96,000 |
| Butler, Pennsylvania | 2 | $ 470,000 | $ 235,000 | $ 70,000 |
| Cambria, Pennsylvania | 2 | $ 230,000 | $ 115,000 | $ 89,000 |
| Cumberland, Pennsylvania | 2 | $ 500,000 | $ 250,000 | $ 77,000 |
| Franklin, Pennsylvania | 2 | $ 740,000 | $ 370,000 | $ 159,000 |
| Lehigh, Pennsylvania | 2 | $ 590,000 | $ 295,000 | $ 130,000 |
| Pike, Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 100,000 |
| Washington, Pennsylvania | 2 | $ 500,000 | $ 250,000 | $ 126,000 |
| Greenville, South Carolina | 2 | $ 340,000 | $ 170,000 | $ 71,000 |
| Claiborne, Tennessee | 2 | $ 470,000 | $ 235,000 | $ 78,000 |
| Coffee, Tennessee | 2 | $ 400,000 | $ 200,000 | $ 55,000 |
| Hamilton, Tennessee | 2 | $ 450,000 | $ 225,000 | $ 94,000 |
| Loudon, Tennessee | 2 | $ 940,000 | $ 470,000 | $ 156,000 |
| Botetourt, Virginia | 2 | $ 470,000 | $ 235,000 | $ 81,000 |
| Culpeper, Virginia | 2 | $ 580,000 | $ 290,000 | $ 72,000 |
| Frederick, Virginia | 2 | $ 570,000 | $ 285,000 | $ 115,000 |
| Fredericksburg, Virginia | 2 | $ 690,000 | $ 345,000 | $ 168,000 |
| Goochland, Virginia | 2 | $ 640,000 | $ 320,000 | $ 76,000 |
| Isle of Wight, Virginia | 2 | $ 650,000 | $ 325,000 | $ 180,000 |
| James City, Virginia | 2 | $ 840,000 | $ 420,000 | $ 107,000 |
| Manassas, Virginia | 2 | $ 650,000 | $ 325,000 | $ 91,000 |
| Mecklenburg, Virginia | 2 | $ 390,000 | $ 195,000 | $ 56,000 |
| Montgomery, Virginia | 2 | $ 620,000 | $ 310,000 | $ 171,000 |
| Northumberland, Virginia | 2 | $ 230,000 | $ 115,000 | $ 57,000 |
| Orange, Virginia | 2 | $ 290,000 | $ 145,000 | $ 101,000 |
| Page, Virginia | 2 | $ 200,000 | $ 100,000 | $ 70,000 |
| Powhatan, Virginia | 2 | $ 610,000 | $ 305,000 | $ 61,000 |
| Pulaski, Virginia | 2 | $ 330,000 | $ 165,000 | $ 117,000 |
| Rockingham, Virginia | 2 | $ 330,000 | $ 165,000 | $ 78,000 |
| Warren, Virginia | 2 | $ 570,000 | $ 285,000 | $ 110,000 |
| Williamsburg, Virginia | 2 | $ 270,000 | $ 135,000 | $ 64,000 |
| Butler, Alabama | 1 | $ 335,000 | $ 335,000 | $ 120,000 |
| Cleburne, Alabama | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
| Colbert, Alabama | 1 | $ 255,000 | $ 255,000 | $ 150,000 |
| Dallas, Alabama | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| DeKalb, Alabama | 1 | $ 305,000 | $ 305,000 | $ 132,000 |
| Geneva, Alabama | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Henry, Alabama | 1 | $ 195,000 | $ 195,000 | $ 87,000 |
| Limestone, Alabama | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Russell, Alabama | 1 | $ 305,000 | $ 305,000 | $ 61,000 |
| Baker, Florida | 1 | $ 235,000 | $ 235,000 | $ 62,000 |
| Clay, Florida | 1 | $ 235,000 | $ 235,000 | $ 86,000 |
| Indian River, Florida | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| Leon, Florida | 1 | $ 235,000 | $ 235,000 | $ 74,000 |
| Nassau, Florida | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
| Okeechobee, Florida | 1 | $ 195,000 | $ 195,000 | $ 43,000 |
| Sumter, Florida | 1 | $ 405,000 | $ 405,000 | $ 121,000 |
| Union, Florida | 1 | $ 235,000 | $ 235,000 | $ 53,000 |
| Baldwin, Georgia | 1 | $ 105,000 | $ 105,000 | $ 110,000 |
| Candler, Georgia | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Chattooga, Georgia | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Coffee, Georgia | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Dougherty, Georgia | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Elbert, Georgia | 1 | $ 265,000 | $ 265,000 | $ 74,000 |
| Franklin, Georgia | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Grady, Georgia | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Greene, Georgia | 1 | $ 265,000 | $ 265,000 | $ 100,000 |
| Jones, Georgia | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Lamar, Georgia | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Laurens, Georgia | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Liberty, Georgia | 1 | $ 345,000 | $ 345,000 | $ 93,000 |
| Long, Georgia | 1 | $ 205,000 | $ 205,000 | $ 151,000 |
| McIntosh, Georgia | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| Oglethorpe, Georgia | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Peach, Georgia | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Pike, Georgia | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Sumter, Georgia | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Tift, Georgia | 1 | $ 235,000 | $ 235,000 | $ 181,000 |
| Wilkes, Georgia | 1 | $ 455,000 | $ 455,000 | $ 185,000 |
| Caroline, Maryland | 1 | $ 405,000 | $ 405,000 | $ 170,000 |
| Dorchester, Maryland | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Talbot, Maryland | 1 | $ 215,000 | $ 215,000 | $ 40,000 |
| Worcester, Maryland | 1 | $ 265,000 | $ 265,000 | $ 114,000 |
| Benton, Minnesota | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Clay, Minnesota | 1 | $ 215,000 | $ 215,000 | $ 98,000 |
| Crow Wing, Minnesota | 1 | $ 405,000 | $ 405,000 | $ 204,000 |
| Fillmore, Minnesota | 1 | $ 195,000 | $ 195,000 | $ 305,000 |
| Lake, Minnesota | 1 | $ 285,000 | $ 285,000 | $ 64,000 |
| Le Sueur, Minnesota | 1 | $ 345,000 | $ 345,000 | $ 61,000 |
| Mower, Minnesota | 1 | $ 185,000 | $ 185,000 | $ 101,000 |
| Pine, Minnesota | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Stearns, Minnesota | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| Caldwell, North Carolina | 1 | $ 285,000 | $ 285,000 | $ 260,000 |
| Camden, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Cherokee, North Carolina | 1 | $ 245,000 | $ 245,000 | $ 54,000 |
| Chowan, North Carolina | 1 | $ 335,000 | $ 335,000 | $ 59,000 |
| Craven, North Carolina | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Cumberland, North Carolina | 1 | $ 235,000 | $ 235,000 | $ 100,000 |
| Currituck, North Carolina | 1 | $ 305,000 | $ 305,000 | $ 55,000 |
| Duplin, North Carolina | 1 | $ 265,000 | $ 265,000 | $ 104,000 |
| Jackson, North Carolina | 1 | $ 2,645,000 | $ 2,645,000 | $ 2,086,000 |
| Madison, North Carolina | 1 | $ 215,000 | $ 215,000 | $ 132,000 |
| Mitchell, North Carolina | 1 | $ 365,000 | $ 365,000 | $ 150,000 |
| Pasquotank, North Carolina | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| Perquimans, North Carolina | 1 | $ 235,000 | $ 235,000 | $ 71,000 |
| Robeson, North Carolina | 1 | $ 95,000 | $ 95,000 | $ 97,000 |
| Rowan, North Carolina | 1 | $ 275,000 | $ 275,000 | $ 52,000 |
| Rutherford, North Carolina | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Sampson, North Carolina | 1 | $ 335,000 | $ 335,000 | $ 84,000 |
| Wilkes, North Carolina | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| Wilson, North Carolina | 1 | $ 185,000 | $ 185,000 | $ 121,000 |
| Beaver, Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 31,000 |
| Centre, Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Clearfield, Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
| Erie, Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 168,000 |
| Indiana, Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| Lackawanna, Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 42,000 |
| Monroe, Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 91,000 |
| Snyder, Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 96,000 |
| Aiken, South Carolina | 1 | $ 75,000 | $ 75,000 | $ 115,000 |
| Oconee, South Carolina | 1 | $ 305,000 | $ 305,000 | $ 150,000 |
| Richland, South Carolina | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Anderson, Tennessee | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
| Bedford, Tennessee | 1 | $ 275,000 | $ 275,000 | $ 56,000 |
| Cheatham, Tennessee | 1 | $ 75,000 | $ 75,000 | $ 116,000 |
| Fayette, Tennessee | 1 | $ 295,000 | $ 295,000 | $ 87,000 |
| Gibson, Tennessee | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Hamblen, Tennessee | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Hawkins, Tennessee | 1 | $ 385,000 | $ 385,000 | $ 94,000 |
| Jefferson, Tennessee | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| Knox, Tennessee | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Lawrence, Tennessee | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
| Overton, Tennessee | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Putnam, Tennessee | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| Robertson, Tennessee | 1 | $ 175,000 | $ 175,000 | $ 104,000 |
| Smith, Tennessee | 1 | $ 325,000 | $ 325,000 | $ 57,000 |
| Sullivan, Tennessee | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Tipton, Tennessee | 1 | $ 385,000 | $ 385,000 | $ 127,000 |
| Alleghany, Virginia | 1 | $ 65,000 | $ 65,000 | $ 18,000 |
| Amelia, Virginia | 1 | $ 215,000 | $ 215,000 | $ 92,000 |
| Brunswick, Virginia | 1 | $ 425,000 | $ 425,000 | $ 102,000 |
| Campbell, Virginia | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Dinwiddie, Virginia | 1 | $ 295,000 | $ 295,000 | $ 100,000 |
| Gloucester, Virginia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Lynchburg, Virginia | 1 | $ 185,000 | $ 185,000 | $ 35,000 |
| Nelson, Virginia | 1 | $ 175,000 | $ 175,000 | $ 41,000 |
| Nottoway, Virginia | 1 | $ 185,000 | $ 185,000 | $ 43,000 |
| Petersburg, Virginia | 1 | $ 255,000 | $ 255,000 | $ 124,000 |
| Prince George, Virginia | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Radford, Virginia | 1 | $ 355,000 | $ 355,000 | $ 156,000 |
| Roanoke, Virginia | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Southampton, Virginia | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Wythe, Virginia | 1 | $ 285,000 | $ 285,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for Milend, Inc in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 1,570 | $355,260,000 | $226,000 | $995,000 | $99,000 | $524,000 |
| Refinancing | 1,351 | $366,085,000 | $270,000 | $905,000 | $106,000 | $840,000 |
| Home Purchase | 572 | $157,110,000 | $274,000 | $2,645,000 | $109,000 | $2,086,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,530 | $637,750,000 | $252,000 | $2,645,000 | $106,000 | $2,086,000 |
| Black or African American | 665 | $163,325,000 | $245,000 | $695,000 | $90,000 | $375,000 |
| Asian | 122 | $34,060,000 | $279,000 | $655,000 | $111,000 | $318,000 |
| Hispanic | 95 | $22,405,000 | $235,000 | $645,000 | $95,000 | $293,000 |
| Not Provided | 72 | $18,620,000 | $258,000 | $615,000 | $109,000 | $521,000 |
| American Indian or Alaskan Native | 7 | $1,625,000 | $232,000 | $305,000 | $77,000 | $135,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $215,000 | $215,000 | $215,000 | $65,000 | $65,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,197 | $540,615,000 | $246,000 | $2,645,000 | $115,000 | $2,086,000 |
| FHA-insured (Federal Housing Administration) | 971 | $241,075,000 | $248,000 | $675,000 | $83,000 | $329,000 |
| VA-guaranteed (Veterans Administration) | 313 | $94,825,000 | $302,000 | $995,000 | $89,000 | $375,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $1,940,000 | $161,000 | $275,000 | $54,000 | $70,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,972 | $500,500,000 | $253,000 | $2,645,000 | $106,000 | $2,086,000 |
| Application Withdrawn By Applicant | 951 | $238,075,000 | $250,000 | $1,405,000 | $102,000 | $1,000,000 |
| File Closed For Incompleteness | 324 | $78,900,000 | $243,000 | $825,000 | $100,000 | $400,000 |
| Application Denied By Financial Institution | 234 | $58,240,000 | $248,000 | $605,000 | $87,000 | $840,000 |
| Application Approved But Not Accepted | 12 | $2,740,000 | $228,000 | $405,000 | $101,000 | $222,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,259 | $820,215,000 | $251,000 | $2,645,000 | $104,000 | $2,086,000 |
| Debt-To-Income Ratio | 84 | $22,290,000 | $265,000 | $545,000 | $68,000 | $228,000 |
| Collateral | 64 | $15,690,000 | $245,000 | $605,000 | $99,000 | $395,000 |
| Credit History | 43 | $10,245,000 | $238,000 | $555,000 | $99,000 | $840,000 |
| Other | 29 | $6,945,000 | $239,000 | $455,000 | $102,000 | $318,000 |
| Employment History | 5 | $1,275,000 | $255,000 | $385,000 | $108,000 | $238,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,195,000 | $239,000 | $315,000 | $91,000 | $153,000 |
| Unverifiable Information | 4 | $600,000 | $150,000 | $245,000 | $48,000 | $66,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Milend, Inc's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Milend, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.
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