Milend, Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Milend, Inc. 375 Northridge Rd, Suite 600 Alpharetta, GA 30350 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 3,493 |
| Total Mortgage Loan Application Amount | $878,455,000 |
| Average Mortgage Loan Application Amount | $256,666 |
| Highest Mortgage Loan Application Amount | $2,645,000 |
| Average Applicant Income | $104,666 |
| Highest Applicant Income | $2,086,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Milend, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Milend, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Milend, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Milend, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Milend, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Milend, Inc.'s mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Gwinnett County Georgia | 307 | $ 72,885,000 | $ 237,000 | $ 97,000 |
| Cobb County Georgia | 262 | $ 63,750,000 | $ 243,000 | $ 106,000 |
| Fulton County Georgia | 216 | $ 62,230,000 | $ 288,000 | $ 127,000 |
| Cherokee County Georgia | 151 | $ 39,715,000 | $ 263,000 | $ 104,000 |
| Forsyth County Georgia | 137 | $ 39,515,000 | $ 288,000 | $ 108,000 |
| DeKalb County Georgia | 130 | $ 31,290,000 | $ 240,000 | $ 104,000 |
| Paulding County Georgia | 74 | $ 15,170,000 | $ 205,000 | $ 86,000 |
| Hall County Georgia | 64 | $ 14,940,000 | $ 233,000 | $ 100,000 |
| Wake County North Carolina | 56 | $ 15,390,000 | $ 274,000 | $ 119,000 |
| Henry County Georgia | 51 | $ 10,865,000 | $ 213,000 | $ 86,000 |
| Prince George's County Maryland | 49 | $ 14,105,000 | $ 287,000 | $ 96,000 |
| Jackson County Georgia | 41 | $ 9,425,000 | $ 229,000 | $ 106,000 |
| Walton County Georgia | 41 | $ 9,725,000 | $ 237,000 | $ 89,000 |
| Volusia County Florida | 36 | $ 8,590,000 | $ 238,000 | $ 168,000 |
| Coweta County Georgia | 34 | $ 8,690,000 | $ 255,000 | $ 105,000 |
| Broward County Florida | 33 | $ 7,365,000 | $ 223,000 | $ 78,000 |
| Prince William County Virginia | 33 | $ 12,405,000 | $ 375,000 | $ 116,000 |
| Palm Beach County Florida | 32 | $ 8,400,000 | $ 262,000 | $ 113,000 |
| Barrow County Georgia | 29 | $ 5,955,000 | $ 205,000 | $ 96,000 |
| Douglas County Georgia | 29 | $ 6,815,000 | $ 235,000 | $ 77,000 |
| Newton County Georgia | 27 | $ 4,875,000 | $ 180,000 | $ 71,000 |
| Rockdale County Georgia | 27 | $ 5,965,000 | $ 220,000 | $ 64,000 |
| Fairfax County Virginia | 27 | $ 10,495,000 | $ 388,000 | $ 135,000 |
| Pinellas County Florida | 26 | $ 6,090,000 | $ 234,000 | $ 110,000 |
| Clayton County Georgia | 26 | $ 4,930,000 | $ 189,000 | $ 77,000 |
| Mecklenburg County North Carolina | 26 | $ 7,160,000 | $ 275,000 | $ 116,000 |
| Fayette County Georgia | 24 | $ 5,890,000 | $ 245,000 | $ 106,000 |
| Bartow County Georgia | 23 | $ 4,865,000 | $ 211,000 | $ 76,000 |
| Baltimore County Maryland | 23 | $ 6,235,000 | $ 271,000 | $ 100,000 |
| Hennepin County Minnesota | 23 | $ 4,845,000 | $ 210,000 | $ 122,000 |
| Frederick County Maryland | 22 | $ 5,940,000 | $ 270,000 | $ 127,000 |
| Loudoun County Virginia | 21 | $ 9,065,000 | $ 431,000 | $ 191,000 |
| Carroll County Georgia | 19 | $ 3,905,000 | $ 205,000 | $ 102,000 |
| Montgomery County Maryland | 19 | $ 7,415,000 | $ 390,000 | $ 112,000 |
| Miami-Dade County Florida | 18 | $ 5,110,000 | $ 283,000 | $ 97,000 |
| Anne Arundel County Maryland | 18 | $ 5,540,000 | $ 307,000 | $ 96,000 |
| Middlesex County Massachusetts | 18 | $ 7,620,000 | $ 423,000 | $ 128,000 |
| Orange County Florida | 17 | $ 4,015,000 | $ 236,000 | $ 100,000 |
| Dawson County Georgia | 17 | $ 3,945,000 | $ 232,000 | $ 88,000 |
| Plymouth County Massachusetts | 17 | $ 4,865,000 | $ 286,000 | $ 119,000 |
| Bucks County Pennsylvania | 17 | $ 4,335,000 | $ 255,000 | $ 118,000 |
| Davidson County Tennessee | 17 | $ 3,605,000 | $ 212,000 | $ 97,000 |
| Hillsborough County Florida | 16 | $ 3,570,000 | $ 223,000 | $ 115,000 |
| Columbia County Georgia | 16 | $ 3,360,000 | $ 210,000 | $ 95,000 |
| Chesterfield County Virginia | 16 | $ 4,040,000 | $ 252,000 | $ 103,000 |
| Charles County Maryland | 15 | $ 4,495,000 | $ 299,000 | $ 119,000 |
| Philadelphia County Pennsylvania | 15 | $ 3,065,000 | $ 204,000 | $ 86,000 |
| Stafford County Virginia | 15 | $ 4,105,000 | $ 273,000 | $ 114,000 |
| Houston County Georgia | 14 | $ 2,930,000 | $ 209,000 | $ 87,000 |
| Cabarrus County North Carolina | 14 | $ 3,170,000 | $ 226,000 | $ 85,000 |
| Shelby County Tennessee | 14 | $ 3,610,000 | $ 257,000 | $ 147,000 |
| Henrico County Virginia | 14 | $ 3,230,000 | $ 230,000 | $ 81,000 |
| Spalding County Georgia | 13 | $ 3,095,000 | $ 238,000 | $ 91,000 |
| Washington County Minnesota | 13 | $ 3,255,000 | $ 250,000 | $ 134,000 |
| Union County North Carolina | 13 | $ 4,195,000 | $ 322,000 | $ 90,000 |
| Virginia Beach County Virginia | 13 | $ 3,615,000 | $ 278,000 | $ 81,000 |
| Jefferson County Alabama | 12 | $ 3,230,000 | $ 269,000 | $ 109,000 |
| Shelby County Alabama | 12 | $ 4,100,000 | $ 341,000 | $ 141,000 |
| Pickens County Georgia | 12 | $ 3,060,000 | $ 255,000 | $ 92,000 |
| Johnston County North Carolina | 12 | $ 2,340,000 | $ 195,000 | $ 88,000 |
| New Hanover County North Carolina | 12 | $ 3,350,000 | $ 279,000 | $ 101,000 |
| Norfolk County Massachusetts | 11 | $ 3,755,000 | $ 341,000 | $ 136,000 |
| Allegheny County Pennsylvania | 11 | $ 2,215,000 | $ 201,000 | $ 119,000 |
| Lee County Alabama | 10 | $ 2,400,000 | $ 240,000 | $ 182,000 |
| Duval County Florida | 10 | $ 2,310,000 | $ 231,000 | $ 96,000 |
| Manatee County Florida | 10 | $ 2,600,000 | $ 260,000 | $ 108,000 |
| Wright County Minnesota | 10 | $ 2,000,000 | $ 200,000 | $ 86,000 |
| Fauquier County Virginia | 10 | $ 2,960,000 | $ 296,000 | $ 85,000 |
| Spotsylvania County Virginia | 10 | $ 2,980,000 | $ 298,000 | $ 108,000 |
| Brevard County Florida | 9 | $ 2,125,000 | $ 236,000 | $ 89,000 |
| Lake County Florida | 9 | $ 1,945,000 | $ 216,000 | $ 68,000 |
| Pasco County Florida | 9 | $ 1,895,000 | $ 210,000 | $ 100,000 |
| Chatham County Georgia | 9 | $ 2,165,000 | $ 240,000 | $ 113,000 |
| Clarke County Georgia | 9 | $ 1,575,000 | $ 175,000 | $ 120,000 |
| Oconee County Georgia | 9 | $ 2,655,000 | $ 295,000 | $ 83,000 |
| Essex County Massachusetts | 9 | $ 2,905,000 | $ 322,000 | $ 96,000 |
| Worcester County Massachusetts | 9 | $ 2,615,000 | $ 290,000 | $ 101,000 |
| Delaware County Pennsylvania | 9 | $ 2,135,000 | $ 237,000 | $ 132,000 |
| St. Lucie County Florida | 8 | $ 1,830,000 | $ 228,000 | $ 69,000 |
| Floyd County Georgia | 8 | $ 1,650,000 | $ 206,000 | $ 88,000 |
| Haralson County Georgia | 8 | $ 2,020,000 | $ 252,000 | $ 109,000 |
| Whitfield County Georgia | 8 | $ 1,260,000 | $ 157,000 | $ 112,000 |
| Harford County Maryland | 8 | $ 2,070,000 | $ 258,000 | $ 132,000 |
| Queen Anne's County Maryland | 8 | $ 2,400,000 | $ 300,000 | $ 97,000 |
| Guilford County North Carolina | 8 | $ 1,400,000 | $ 175,000 | $ 99,000 |
| Chesapeake County Virginia | 8 | $ 2,570,000 | $ 321,000 | $ 96,000 |
| Baldwin County Alabama | 7 | $ 1,625,000 | $ 232,000 | $ 54,000 |
| Polk County Florida | 7 | $ 1,395,000 | $ 199,000 | $ 72,000 |
| Butts County Georgia | 7 | $ 2,135,000 | $ 305,000 | $ 114,000 |
| Gordon County Georgia | 7 | $ 1,135,000 | $ 162,000 | $ 101,000 |
| Scott County Minnesota | 7 | $ 1,925,000 | $ 275,000 | $ 111,000 |
| Buncombe County North Carolina | 7 | $ 1,775,000 | $ 253,000 | $ 70,000 |
| Chester County Pennsylvania | 7 | $ 2,125,000 | $ 303,000 | $ 82,000 |
| Dauphin County Pennsylvania | 7 | $ 1,225,000 | $ 175,000 | $ 114,000 |
| Lancaster County Pennsylvania | 7 | $ 1,495,000 | $ 213,000 | $ 91,000 |
| Mobile County Alabama | 6 | $ 1,320,000 | $ 220,000 | $ 110,000 |
| Bay County Florida | 6 | $ 1,300,000 | $ 216,000 | $ 65,000 |
| Lee County Florida | 6 | $ 1,560,000 | $ 260,000 | $ 72,000 |
| Martin County Florida | 6 | $ 1,300,000 | $ 216,000 | $ 61,000 |
| Sarasota County Florida | 6 | $ 1,160,000 | $ 193,000 | $ 89,000 |
| Bibb County Georgia | 6 | $ 950,000 | $ 158,000 | $ 58,000 |
| Lowndes County Georgia | 6 | $ 1,470,000 | $ 245,000 | $ 80,000 |
| Lumpkin County Georgia | 6 | $ 1,230,000 | $ 205,000 | $ 113,000 |
| Calvert County Maryland | 6 | $ 1,590,000 | $ 265,000 | $ 97,000 |
| Cecil County Maryland | 6 | $ 1,510,000 | $ 251,000 | $ 93,000 |
| St. Mary's County Maryland | 6 | $ 1,720,000 | $ 286,000 | $ 104,000 |
| Anoka County Minnesota | 6 | $ 1,620,000 | $ 270,000 | $ 96,000 |
| Durham County North Carolina | 6 | $ 1,380,000 | $ 230,000 | $ 73,000 |
| Orange County North Carolina | 6 | $ 1,440,000 | $ 240,000 | $ 157,000 |
| Montgomery County Pennsylvania | 6 | $ 1,540,000 | $ 256,000 | $ 103,000 |
| York County Pennsylvania | 6 | $ 1,220,000 | $ 203,000 | $ 122,000 |
| Arlington County Virginia | 6 | $ 3,430,000 | $ 571,000 | $ 142,000 |
| Bedford County Virginia | 6 | $ 1,050,000 | $ 175,000 | $ 88,000 |
| Houston County Alabama | 5 | $ 695,000 | $ 139,000 | $ 95,000 |
| Collier County Florida | 5 | $ 1,105,000 | $ 221,000 | $ 146,000 |
| St. Johns County Florida | 5 | $ 1,445,000 | $ 289,000 | $ 165,000 |
| Fannin County Georgia | 5 | $ 1,595,000 | $ 319,000 | $ 78,000 |
| Morgan County Georgia | 5 | $ 1,005,000 | $ 201,000 | $ 93,000 |
| Muscogee County Georgia | 5 | $ 695,000 | $ 139,000 | $ 122,000 |
| Richmond County Georgia | 5 | $ 1,065,000 | $ 213,000 | $ 90,000 |
| Carroll County Maryland | 5 | $ 1,415,000 | $ 283,000 | $ 100,000 |
| Howard County Maryland | 5 | $ 2,115,000 | $ 423,000 | $ 174,000 |
| Barnstable County Massachusetts | 5 | $ 1,635,000 | $ 327,000 | $ 93,000 |
| Dakota County Minnesota | 5 | $ 855,000 | $ 171,000 | $ 78,000 |
| Alamance County North Carolina | 5 | $ 1,135,000 | $ 227,000 | $ 105,000 |
| Gaston County North Carolina | 5 | $ 1,175,000 | $ 235,000 | $ 108,000 |
| Iredell County North Carolina | 5 | $ 1,035,000 | $ 207,000 | $ 58,000 |
| Nash County North Carolina | 5 | $ 785,000 | $ 157,000 | $ 87,000 |
| Adams County Pennsylvania | 5 | $ 705,000 | $ 141,000 | $ 91,000 |
| Luzerne County Pennsylvania | 5 | $ 1,375,000 | $ 275,000 | $ 136,000 |
| Northampton County Pennsylvania | 5 | $ 975,000 | $ 195,000 | $ 114,000 |
| Rutherford County Tennessee | 5 | $ 1,275,000 | $ 255,000 | $ 96,000 |
| Williamson County Tennessee | 5 | $ 1,735,000 | $ 347,000 | $ 82,000 |
| Newport News County Virginia | 5 | $ 915,000 | $ 183,000 | $ 137,000 |
| Montgomery County Alabama | 4 | $ 1,260,000 | $ 315,000 | $ 92,000 |
| Tuscaloosa County Alabama | 4 | $ 740,000 | $ 185,000 | $ 64,000 |
| Citrus County Florida | 4 | $ 590,000 | $ 147,000 | $ 43,000 |
| Escambia County Florida | 4 | $ 680,000 | $ 170,000 | $ 70,000 |
| Osceola County Florida | 4 | $ 1,030,000 | $ 257,000 | $ 80,000 |
| Effingham County Georgia | 4 | $ 530,000 | $ 132,000 | $ 82,000 |
| Gilmer County Georgia | 4 | $ 710,000 | $ 177,000 | $ 102,000 |
| Thomas County Georgia | 4 | $ 500,000 | $ 125,000 | $ 71,000 |
| Walker County Georgia | 4 | $ 1,070,000 | $ 267,000 | $ 131,000 |
| White County Georgia | 4 | $ 1,220,000 | $ 305,000 | $ 80,000 |
| Baltimore City County Maryland | 4 | $ 810,000 | $ 202,000 | $ 114,000 |
| Bristol County Massachusetts | 4 | $ 1,020,000 | $ 255,000 | $ 96,000 |
| Carver County Minnesota | 4 | $ 1,060,000 | $ 265,000 | $ 103,000 |
| Chisago County Minnesota | 4 | $ 570,000 | $ 142,000 | $ 72,000 |
| Ramsey County Minnesota | 4 | $ 660,000 | $ 165,000 | $ 77,000 |
| Brunswick County North Carolina | 4 | $ 810,000 | $ 202,000 | $ 101,000 |
| Chatham County North Carolina | 4 | $ 1,500,000 | $ 375,000 | $ 88,000 |
| Blair County Pennsylvania | 4 | $ 640,000 | $ 160,000 | $ 103,000 |
| Westmoreland County Pennsylvania | 4 | $ 1,020,000 | $ 255,000 | $ 72,000 |
| Sumner County Tennessee | 4 | $ 960,000 | $ 240,000 | $ 131,000 |
| Alexandria County Virginia | 4 | $ 1,920,000 | $ 480,000 | $ 96,000 |
| Hampton County Virginia | 4 | $ 880,000 | $ 220,000 | $ 89,000 |
| Hanover County Virginia | 4 | $ 1,030,000 | $ 257,000 | $ 117,000 |
| Madison County Virginia | 4 | $ 1,090,000 | $ 272,000 | $ 62,000 |
| New Kent County Virginia | 4 | $ 670,000 | $ 167,000 | $ 106,000 |
| Richmond City County Virginia | 4 | $ 930,000 | $ 232,000 | $ 84,000 |
| Suffolk County Virginia | 4 | $ 1,330,000 | $ 332,000 | $ 49,000 |
| York County Virginia | 4 | $ 1,390,000 | $ 347,000 | $ 106,000 |
| St. Clair County Alabama | 3 | $ 885,000 | $ 295,000 | $ 168,000 |
| Talladega County Alabama | 3 | $ 545,000 | $ 181,000 | $ 56,000 |
| Alachua County Florida | 3 | $ 495,000 | $ 165,000 | $ 87,000 |
| Seminole County Florida | 3 | $ 755,000 | $ 251,000 | $ 76,000 |
| Brooks County Georgia | 3 | $ 795,000 | $ 265,000 | $ 77,000 |
| Bulloch County Georgia | 3 | $ 615,000 | $ 205,000 | $ 235,000 |
| Crisp County Georgia | 3 | $ 295,000 | $ 98,000 | $ 30,000 |
| Glynn County Georgia | 3 | $ 315,000 | $ 105,000 | $ 70,000 |
| Harris County Georgia | 3 | $ 505,000 | $ 168,000 | $ 226,000 |
| Jasper County Georgia | 3 | $ 305,000 | $ 101,000 | $ 48,000 |
| Monroe County Georgia | 3 | $ 545,000 | $ 181,000 | $ 81,000 |
| Toombs County Georgia | 3 | $ 645,000 | $ 215,000 | $ 70,000 |
| Troup County Georgia | 3 | $ 685,000 | $ 228,000 | $ 81,000 |
| Hampden County Massachusetts | 3 | $ 585,000 | $ 195,000 | $ 69,000 |
| McLeod County Minnesota | 3 | $ 525,000 | $ 175,000 | $ 82,000 |
| Olmsted County Minnesota | 3 | $ 935,000 | $ 311,000 | $ 72,000 |
| Rice County Minnesota | 3 | $ 595,000 | $ 198,000 | $ 105,000 |
| Sherburne County Minnesota | 3 | $ 815,000 | $ 271,000 | $ 119,000 |
| Catawba County North Carolina | 3 | $ 905,000 | $ 301,000 | $ 79,000 |
| Cleveland County North Carolina | 3 | $ 645,000 | $ 215,000 | $ 103,000 |
| Davidson County North Carolina | 3 | $ 415,000 | $ 138,000 | $ 80,000 |
| Forsyth County North Carolina | 3 | $ 825,000 | $ 275,000 | $ 69,000 |
| Granville County North Carolina | 3 | $ 1,065,000 | $ 355,000 | $ 63,000 |
| Henderson County North Carolina | 3 | $ 995,000 | $ 331,000 | $ 85,000 |
| Watauga County North Carolina | 3 | $ 675,000 | $ 225,000 | $ 90,000 |
| York County South Carolina | 3 | $ 995,000 | $ 331,000 | $ 90,000 |
| Maury County Tennessee | 3 | $ 655,000 | $ 218,000 | $ 77,000 |
| McMinn County Tennessee | 3 | $ 475,000 | $ 158,000 | $ 96,000 |
| Wilson County Tennessee | 3 | $ 525,000 | $ 175,000 | $ 74,000 |
| Albemarle County Virginia | 3 | $ 645,000 | $ 215,000 | $ 72,000 |
| Norfolk County Virginia | 3 | $ 1,065,000 | $ 355,000 | $ 92,000 |
| Pittsylvania County Virginia | 3 | $ 515,000 | $ 171,000 | $ 77,000 |
| Autauga County Alabama | 2 | $ 490,000 | $ 245,000 | $ 93,000 |
| Calhoun County Alabama | 2 | $ 230,000 | $ 115,000 | $ 56,000 |
| Jackson County Alabama | 2 | $ 310,000 | $ 155,000 | $ 42,000 |
| Madison County Alabama | 2 | $ 500,000 | $ 250,000 | $ 87,000 |
| Monroe County Alabama | 2 | $ 240,000 | $ 120,000 | $ 104,000 |
| Morgan County Alabama | 2 | $ 420,000 | $ 210,000 | $ 42,000 |
| Charlotte County Florida | 2 | $ 290,000 | $ 145,000 | $ 66,000 |
| Flagler County Florida | 2 | $ 440,000 | $ 220,000 | $ 49,000 |
| Gadsden County Florida | 2 | $ 240,000 | $ 120,000 | $ 102,000 |
| Highlands County Florida | 2 | $ 280,000 | $ 140,000 | $ 81,000 |
| Okaloosa County Florida | 2 | $ 520,000 | $ 260,000 | $ 135,000 |
| Wakulla County Florida | 2 | $ 480,000 | $ 240,000 | $ 68,000 |
| Habersham County Georgia | 2 | $ 460,000 | $ 230,000 | $ 76,000 |
| Hancock County Georgia | 2 | $ 600,000 | $ 300,000 | $ 170,000 |
| Hart County Georgia | 2 | $ 610,000 | $ 305,000 | $ 173,000 |
| Lee County Georgia | 2 | $ 330,000 | $ 165,000 | $ 37,000 |
| Madison County Georgia | 2 | $ 380,000 | $ 190,000 | $ 56,000 |
| Polk County Georgia | 2 | $ 330,000 | $ 165,000 | $ 122,000 |
| Stephens County Georgia | 2 | $ 230,000 | $ 115,000 | $ 31,000 |
| Towns County Georgia | 2 | $ 280,000 | $ 140,000 | $ 15,000 |
| Garrett County Maryland | 2 | $ 470,000 | $ 235,000 | $ 143,000 |
| Washington County Maryland | 2 | $ 280,000 | $ 140,000 | $ 85,000 |
| Berkshire County Massachusetts | 2 | $ 530,000 | $ 265,000 | $ 63,000 |
| Goodhue County Minnesota | 2 | $ 260,000 | $ 130,000 | $ 119,000 |
| Otter Tail County Minnesota | 2 | $ 270,000 | $ 135,000 | $ 62,000 |
| Carteret County North Carolina | 2 | $ 520,000 | $ 260,000 | $ 144,000 |
| Columbus County North Carolina | 2 | $ 440,000 | $ 220,000 | $ 92,000 |
| Franklin County North Carolina | 2 | $ 560,000 | $ 280,000 | $ 89,000 |
| Harnett County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 98,000 |
| Haywood County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 122,000 |
| Lincoln County North Carolina | 2 | $ 520,000 | $ 260,000 | $ 63,000 |
| Macon County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 79,000 |
| Pender County North Carolina | 2 | $ 620,000 | $ 310,000 | $ 220,000 |
| Wayne County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 45,000 |
| Berks County Pennsylvania | 2 | $ 440,000 | $ 220,000 | $ 72,000 |
| Bradford County Pennsylvania | 2 | $ 800,000 | $ 400,000 | $ 96,000 |
| Butler County Pennsylvania | 2 | $ 470,000 | $ 235,000 | $ 70,000 |
| Cambria County Pennsylvania | 2 | $ 230,000 | $ 115,000 | $ 89,000 |
| Cumberland County Pennsylvania | 2 | $ 500,000 | $ 250,000 | $ 77,000 |
| Franklin County Pennsylvania | 2 | $ 740,000 | $ 370,000 | $ 159,000 |
| Lehigh County Pennsylvania | 2 | $ 590,000 | $ 295,000 | $ 130,000 |
| Pike County Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 100,000 |
| Washington County Pennsylvania | 2 | $ 500,000 | $ 250,000 | $ 126,000 |
| Greenville County South Carolina | 2 | $ 340,000 | $ 170,000 | $ 71,000 |
| Claiborne County Tennessee | 2 | $ 470,000 | $ 235,000 | $ 78,000 |
| Coffee County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 55,000 |
| Hamilton County Tennessee | 2 | $ 450,000 | $ 225,000 | $ 94,000 |
| Loudon County Tennessee | 2 | $ 940,000 | $ 470,000 | $ 156,000 |
| Botetourt County Virginia | 2 | $ 470,000 | $ 235,000 | $ 81,000 |
| Culpeper County Virginia | 2 | $ 580,000 | $ 290,000 | $ 72,000 |
| Frederick County Virginia | 2 | $ 570,000 | $ 285,000 | $ 115,000 |
| Fredericksburg County Virginia | 2 | $ 690,000 | $ 345,000 | $ 168,000 |
| Goochland County Virginia | 2 | $ 640,000 | $ 320,000 | $ 76,000 |
| Isle of Wight County Virginia | 2 | $ 650,000 | $ 325,000 | $ 180,000 |
| James City County Virginia | 2 | $ 840,000 | $ 420,000 | $ 107,000 |
| Manassas County Virginia | 2 | $ 650,000 | $ 325,000 | $ 91,000 |
| Mecklenburg County Virginia | 2 | $ 390,000 | $ 195,000 | $ 56,000 |
| Montgomery County Virginia | 2 | $ 620,000 | $ 310,000 | $ 171,000 |
| Northumberland County Virginia | 2 | $ 230,000 | $ 115,000 | $ 57,000 |
| Orange County Virginia | 2 | $ 290,000 | $ 145,000 | $ 101,000 |
| Page County Virginia | 2 | $ 200,000 | $ 100,000 | $ 70,000 |
| Powhatan County Virginia | 2 | $ 610,000 | $ 305,000 | $ 61,000 |
| Pulaski County Virginia | 2 | $ 330,000 | $ 165,000 | $ 117,000 |
| Rockingham County Virginia | 2 | $ 330,000 | $ 165,000 | $ 78,000 |
| Warren County Virginia | 2 | $ 570,000 | $ 285,000 | $ 110,000 |
| Williamsburg County Virginia | 2 | $ 270,000 | $ 135,000 | $ 64,000 |
| Butler County Alabama | 1 | $ 335,000 | $ 335,000 | $ 120,000 |
| Cleburne County Alabama | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
| Colbert County Alabama | 1 | $ 255,000 | $ 255,000 | $ 150,000 |
| Dallas County Alabama | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| DeKalb County Alabama | 1 | $ 305,000 | $ 305,000 | $ 132,000 |
| Geneva County Alabama | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Henry County Alabama | 1 | $ 195,000 | $ 195,000 | $ 87,000 |
| Limestone County Alabama | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Russell County Alabama | 1 | $ 305,000 | $ 305,000 | $ 61,000 |
| Baker County Florida | 1 | $ 235,000 | $ 235,000 | $ 62,000 |
| Clay County Florida | 1 | $ 235,000 | $ 235,000 | $ 86,000 |
| Indian River County Florida | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| Leon County Florida | 1 | $ 235,000 | $ 235,000 | $ 74,000 |
| Nassau County Florida | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
| Okeechobee County Florida | 1 | $ 195,000 | $ 195,000 | $ 43,000 |
| Sumter County Florida | 1 | $ 405,000 | $ 405,000 | $ 121,000 |
| Union County Florida | 1 | $ 235,000 | $ 235,000 | $ 53,000 |
| Baldwin County Georgia | 1 | $ 105,000 | $ 105,000 | $ 110,000 |
| Candler County Georgia | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Chattooga County Georgia | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Coffee County Georgia | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Dougherty County Georgia | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Elbert County Georgia | 1 | $ 265,000 | $ 265,000 | $ 74,000 |
| Franklin County Georgia | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Grady County Georgia | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Greene County Georgia | 1 | $ 265,000 | $ 265,000 | $ 100,000 |
| Jones County Georgia | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Lamar County Georgia | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Laurens County Georgia | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Liberty County Georgia | 1 | $ 345,000 | $ 345,000 | $ 93,000 |
| Long County Georgia | 1 | $ 205,000 | $ 205,000 | $ 151,000 |
| McIntosh County Georgia | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| Oglethorpe County Georgia | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Peach County Georgia | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Pike County Georgia | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Sumter County Georgia | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Tift County Georgia | 1 | $ 235,000 | $ 235,000 | $ 181,000 |
| Wilkes County Georgia | 1 | $ 455,000 | $ 455,000 | $ 185,000 |
| Caroline County Maryland | 1 | $ 405,000 | $ 405,000 | $ 170,000 |
| Dorchester County Maryland | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Talbot County Maryland | 1 | $ 215,000 | $ 215,000 | $ 40,000 |
| Worcester County Maryland | 1 | $ 265,000 | $ 265,000 | $ 114,000 |
| Benton County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Clay County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 98,000 |
| Crow Wing County Minnesota | 1 | $ 405,000 | $ 405,000 | $ 204,000 |
| Fillmore County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 305,000 |
| Lake County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 64,000 |
| Le Sueur County Minnesota | 1 | $ 345,000 | $ 345,000 | $ 61,000 |
| Mower County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 101,000 |
| Pine County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Stearns County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| Caldwell County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 260,000 |
| Camden County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Cherokee County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 54,000 |
| Chowan County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 59,000 |
| Craven County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Cumberland County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 100,000 |
| Currituck County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 55,000 |
| Duplin County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 104,000 |
| Jackson County North Carolina | 1 | $ 2,645,000 | $ 2,645,000 | $ 2,086,000 |
| Madison County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 132,000 |
| Mitchell County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 150,000 |
| Pasquotank County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| Perquimans County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 71,000 |
| Robeson County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 97,000 |
| Rowan County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 52,000 |
| Rutherford County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Sampson County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 84,000 |
| Wilkes County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| Wilson County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 121,000 |
| Beaver County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 31,000 |
| Centre County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Clearfield County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
| Erie County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 168,000 |
| Indiana County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| Lackawanna County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 42,000 |
| Monroe County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 91,000 |
| Snyder County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 96,000 |
| Aiken County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 115,000 |
| Oconee County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 150,000 |
| Richland County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Anderson County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
| Bedford County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 56,000 |
| Cheatham County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 116,000 |
| Fayette County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 87,000 |
| Gibson County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Hamblen County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Hawkins County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 94,000 |
| Jefferson County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| Knox County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Lawrence County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
| Overton County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Putnam County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| Robertson County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 104,000 |
| Smith County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 57,000 |
| Sullivan County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Tipton County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 127,000 |
| Alleghany County Virginia | 1 | $ 65,000 | $ 65,000 | $ 18,000 |
| Amelia County Virginia | 1 | $ 215,000 | $ 215,000 | $ 92,000 |
| Brunswick County Virginia | 1 | $ 425,000 | $ 425,000 | $ 102,000 |
| Campbell County Virginia | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Dinwiddie County Virginia | 1 | $ 295,000 | $ 295,000 | $ 100,000 |
| Gloucester County Virginia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Lynchburg County Virginia | 1 | $ 185,000 | $ 185,000 | $ 35,000 |
| Nelson County Virginia | 1 | $ 175,000 | $ 175,000 | $ 41,000 |
| Nottoway County Virginia | 1 | $ 185,000 | $ 185,000 | $ 43,000 |
| Petersburg County Virginia | 1 | $ 255,000 | $ 255,000 | $ 124,000 |
| Prince George County Virginia | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Radford County Virginia | 1 | $ 355,000 | $ 355,000 | $ 156,000 |
| Roanoke County Virginia | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Southampton County Virginia | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Wythe County Virginia | 1 | $ 285,000 | $ 285,000 | $ 64,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 1,570 | $355,260,000 | $226,000 | $995,000 | $99,000 | $524,000 |
| Refinancing | 1,351 | $366,085,000 | $270,000 | $905,000 | $106,000 | $840,000 |
| Home Purchase | 572 | $157,110,000 | $274,000 | $2,645,000 | $109,000 | $2,086,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,530 | $637,750,000 | $252,000 | $2,645,000 | $106,000 | $2,086,000 |
| Black or African American | 665 | $163,325,000 | $245,000 | $695,000 | $90,000 | $375,000 |
| Asian | 122 | $34,060,000 | $279,000 | $655,000 | $111,000 | $318,000 |
| Hispanic | 95 | $22,405,000 | $235,000 | $645,000 | $95,000 | $293,000 |
| Not Provided | 72 | $18,620,000 | $258,000 | $615,000 | $109,000 | $521,000 |
| American Indian or Alaskan Native | 7 | $1,625,000 | $232,000 | $305,000 | $77,000 | $135,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $215,000 | $215,000 | $215,000 | $65,000 | $65,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,197 | $540,615,000 | $246,000 | $2,645,000 | $115,000 | $2,086,000 |
| FHA-insured (Federal Housing Administration) | 971 | $241,075,000 | $248,000 | $675,000 | $83,000 | $329,000 |
| VA-guaranteed (Veterans Administration) | 313 | $94,825,000 | $302,000 | $995,000 | $89,000 | $375,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $1,940,000 | $161,000 | $275,000 | $54,000 | $70,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,972 | $500,500,000 | $253,000 | $2,645,000 | $106,000 | $2,086,000 |
| Application Withdrawn By Applicant | 951 | $238,075,000 | $250,000 | $1,405,000 | $102,000 | $1,000,000 |
| File Closed For Incompleteness | 324 | $78,900,000 | $243,000 | $825,000 | $100,000 | $400,000 |
| Application Denied By Financial Institution | 234 | $58,240,000 | $248,000 | $605,000 | $87,000 | $840,000 |
| Application Approved But Not Accepted | 12 | $2,740,000 | $228,000 | $405,000 | $101,000 | $222,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,259 | $820,215,000 | $251,000 | $2,645,000 | $104,000 | $2,086,000 |
| Debt-To-Income Ratio | 84 | $22,290,000 | $265,000 | $545,000 | $68,000 | $228,000 |
| Collateral | 64 | $15,690,000 | $245,000 | $605,000 | $99,000 | $395,000 |
| Credit History | 43 | $10,245,000 | $238,000 | $555,000 | $99,000 | $840,000 |
| Other | 29 | $6,945,000 | $239,000 | $455,000 | $102,000 | $318,000 |
| Employment History | 5 | $1,275,000 | $255,000 | $385,000 | $108,000 | $238,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,195,000 | $239,000 | $315,000 | $91,000 | $153,000 |
| Unverifiable Information | 4 | $600,000 | $150,000 | $245,000 | $48,000 | $66,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Milend, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Milend, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.