Moneyline Lending Services Mortgage Lending & HMDA Data, 2005

In 2005, Moneyline Lending Services of Irvine, CA reported 3,495 mortgage applications totaling $826.7 million, up 18% from 2004. The average application was for $236,543, and applicants reported an average income of $107,286. 32% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (486), Riverside-San Bernardino-Ontario, CA (408) and Santa Ana-Anaheim-Irvine, CA (240) (applications in parentheses).

Mortgage Company & Address Moneyline Lending Services
15420 Laguna Canyon Rd. Ste. 100
Irvine, CA 92618
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,495
Total Mortgage Loan Application Amount $826,718,000
Average Mortgage Loan Application Amount $236,543
Highest Mortgage Loan Application Amount $6,025,000
Average Applicant Income $107,286
Highest Applicant Income $7,201,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Moneyline Lending Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Moneyline Lending Services by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 486 $ 136,951,000 $ 281,792 $ 116,000
Orange, California 240 $ 89,934,000 $ 374,725 $ 131,000
Riverside, California 214 $ 58,791,000 $ 274,724 $ 99,000
Tulare, California 198 $ 31,969,000 $ 161,459 $ 70,000
San Bernardino, California 194 $ 39,588,000 $ 204,061 $ 85,000
Clark, Nevada 184 $ 38,624,000 $ 209,913 $ 77,000
Kern, California 96 $ 17,104,000 $ 178,166 $ 163,000
Fresno, California 93 $ 20,057,000 $ 215,666 $ 98,000
San Diego, California 83 $ 27,956,000 $ 336,819 $ 133,000
Plumas, California 62 $ 10,532,000 $ 169,870 $ 99,000
Modoc, California 53 $ 5,549,000 $ 104,698 $ 54,000
Nye, Nevada 39 $ 4,127,000 $ 105,820 $ 41,000
Washington, Utah 38 $ 8,621,000 $ 226,868 $ 127,000
Solano, California 33 $ 16,203,000 $ 491,000 $ 194,000
Washoe, Nevada 33 $ 7,047,000 $ 213,545 $ 126,000
Salt Lake, Utah 32 $ 5,062,000 $ 158,187 $ 93,000
Lassen, California 26 $ 3,380,000 $ 130,000 $ 53,000
Napa, California 25 $ 8,855,000 $ 354,200 $ 113,000
Maricopa, Arizona 24 $ 3,621,000 $ 150,875 $ 82,000
Cook, Illinois 24 $ 4,178,000 $ 174,083 $ 64,000
King, Washington 24 $ 4,184,000 $ 174,333 $ 87,000
Contra Costa, California 22 $ 11,639,000 $ 529,045 $ 156,000
San Luis Obispo, California 22 $ 7,155,000 $ 325,227 $ 91,000
Ventura, California 22 $ 7,768,000 $ 353,090 $ 95,000
Wayne, Michigan 21 $ 2,937,000 $ 139,857 $ 53,000
Alameda, California 20 $ 12,577,000 $ 628,850 $ 211,000
Oakland, Michigan 20 $ 6,232,000 $ 311,600 $ 111,000
Marin, California 16 $ 7,898,000 $ 493,625 $ 335,000
Placer, California 16 $ 4,519,000 $ 282,437 $ 188,000
Brevard, Florida 16 $ 2,203,000 $ 137,687 $ 112,000
Broward, Florida 16 $ 4,415,000 $ 275,937 $ 106,000
Kings, California 15 $ 2,765,000 $ 184,333 $ 126,000
Spokane, Washington 14 $ 1,788,000 $ 127,714 $ 46,000
Santa Clara, California 13 $ 5,237,000 $ 402,846 $ 154,000
Ada, Idaho 13 $ 3,498,000 $ 269,076 $ 56,000
Macomb, Michigan 13 $ 2,066,000 $ 158,923 $ 85,000
Pierce, Washington 13 $ 2,476,000 $ 190,461 $ 76,000
Madera, California 12 $ 3,288,000 $ 274,000 $ 97,000
Sacramento, California 12 $ 2,235,000 $ 186,250 $ 77,000
San Joaquin, California 12 $ 3,234,000 $ 269,500 $ 62,000
Sonoma, California 12 $ 4,071,000 $ 339,250 $ 110,000
Miami-Dade, Florida 12 $ 2,226,000 $ 185,500 $ 63,000
Palm Beach, Florida 12 $ 2,976,000 $ 248,000 $ 64,000
Elko, Nevada 12 $ 1,054,000 $ 87,833 $ 70,000
Bernalillo, New Mexico 12 $ 2,517,000 $ 209,750 $ 67,000
Snohomish, Washington 12 $ 2,117,000 $ 176,416 $ 157,000
Nevada, California 10 $ 3,437,000 $ 343,700 $ 953,000
Santa Barbara, California 10 $ 2,809,000 $ 280,900 $ 127,000
Santa Cruz, California 10 $ 2,991,000 $ 299,100 $ 155,000
Hartford, Connecticut 10 $ 1,804,000 $ 180,400 $ 90,000
Duval, Florida 10 $ 1,777,000 $ 177,700 $ 78,000
Orange, Florida 10 $ 2,108,000 $ 210,800 $ 73,000
Davis, Utah 10 $ 1,584,000 $ 158,400 $ 70,000
Utah, Utah 10 $ 1,506,000 $ 150,600 $ 70,000
Clark, Washington 10 $ 1,982,000 $ 198,200 $ 57,000
San Mateo, California 9 $ 3,180,000 $ 353,333 $ 150,000
Stanislaus, California 9 $ 1,737,000 $ 193,000 $ 89,000
Volusia, Florida 9 $ 1,461,000 $ 162,333 $ 64,000
La Plata, Colorado 8 $ 2,048,000 $ 256,000 $ 102,000
Fairfield, Connecticut 8 $ 2,257,000 $ 282,125 $ 139,000
New Haven, Connecticut 8 $ 2,334,000 $ 291,750 $ 86,000
Polk, Florida 8 $ 1,095,000 $ 136,875 $ 58,000
Hennepin, Minnesota 8 $ 1,115,000 $ 139,375 $ 58,000
San Juan, New Mexico 8 $ 1,344,000 $ 168,000 $ 61,000
Multnomah, Oregon 8 $ 1,233,000 $ 154,125 $ 75,000
Butte, California 7 $ 1,374,000 $ 196,285 $ 96,000
Merced, California 7 $ 1,406,000 $ 200,857 $ 74,000
Kootenai, Idaho 7 $ 1,120,000 $ 160,000 $ 47,000
DuPage, Illinois 7 $ 1,705,000 $ 243,571 $ 41,000
Marion, Indiana 7 $ 1,050,000 $ 150,000 $ 70,000
Polk, Iowa 7 $ 1,031,000 $ 147,285 $ 61,000
Livingston, Michigan 7 $ 1,315,000 $ 187,857 $ 49,000
St. Louis, Missouri 7 $ 1,385,000 $ 197,857 $ 87,000
Harris, Texas 7 $ 603,000 $ 86,142 $ 187,000
Thurston, Washington 7 $ 1,572,000 $ 224,571 $ 65,000
Mohave, Arizona 6 $ 991,000 $ 165,166 $ 81,000
Lake, California 6 $ 989,000 $ 164,833 $ 70,000
Shasta, California 6 $ 1,126,000 $ 187,666 $ 56,000
Sutter, California 6 $ 786,000 $ 131,000 $ 55,000
Seminole, Florida 6 $ 1,483,000 $ 247,166 $ 107,000
St. Clair, Michigan 6 $ 673,000 $ 112,166 $ 50,000
Lancaster, Nebraska 6 $ 1,013,000 $ 168,833 $ 53,000
Lyon, Nevada 6 $ 1,157,000 $ 192,833 $ 65,000
Dona Ana, New Mexico 6 $ 777,000 $ 129,500 $ 36,000
Iron, Utah 6 $ 1,209,000 $ 201,500 $ 98,000
Pima, Arizona 5 $ 429,000 $ 85,800 $ 59,000
Adams, Colorado 5 $ 1,015,000 $ 203,000 $ 43,000
Arapahoe, Colorado 5 $ 1,140,000 $ 228,000 $ 76,000
Denver, Colorado 5 $ 1,088,000 $ 217,600 $ 65,000
Hillsborough, Florida 5 $ 829,000 $ 165,800 $ 58,000
Pinellas, Florida 5 $ 1,383,000 $ 276,600 $ 251,000
Bannock, Idaho 5 $ 584,000 $ 116,800 $ 59,000
Bonner, Idaho 5 $ 746,000 $ 149,200 $ 51,000
Canyon, Idaho 5 $ 545,000 $ 109,000 $ 84,000
McHenry, Illinois 5 $ 1,479,000 $ 295,800 $ 91,000
Wayne, Ohio 5 $ 507,000 $ 101,400 $ 37,000
Cache, Utah 5 $ 774,000 $ 154,800 $ 60,000
Yakima, Washington 5 $ 710,000 $ 142,000 $ 61,000
Sierra, California 4 $ 830,000 $ 207,500 $ 48,000
Yolo, California 4 $ 1,512,000 $ 378,000 $ 103,000
Charlotte, Florida 4 $ 1,225,000 $ 306,250 $ 57,000
Pasco, Florida 4 $ 830,000 $ 207,500 $ 85,000
Bonneville, Idaho 4 $ 535,000 $ 133,750 $ 70,000
Twin Falls, Idaho 4 $ 477,000 $ 119,250 $ 82,000
Linn, Iowa 4 $ 462,000 $ 115,500 $ 88,000
Allegan, Michigan 4 $ 510,000 $ 127,500 $ 52,000
Kent, Michigan 4 $ 608,000 $ 152,000 $ 56,000
Montcalm, Michigan 4 $ 1,482,000 $ 370,500 $ 127,000
Jefferson, Missouri 4 $ 466,000 $ 116,500 $ 127,000
Santa Fe, New Mexico 4 $ 853,000 $ 213,250 $ 80,000
Shelby, Tennessee 4 $ 627,000 $ 156,750 $ 90,000
Tooele, Utah 4 $ 374,000 $ 93,500 $ 55,000
Benton, Washington 4 $ 669,000 $ 167,250 $ 74,000
Island, Washington 4 $ 575,000 $ 143,750 $ 64,000
Pinal, Arizona 3 $ 497,000 $ 165,666 $ 49,000
Calaveras, California 3 $ 1,598,000 $ 532,666 $ 125,000
Imperial, California 3 $ 410,000 $ 136,666 $ 66,000
Inyo, California 3 $ 533,000 $ 177,666 $ 62,000
Mono, California 3 $ 2,525,000 $ 841,666 $ 363,000
San Francisco, California 3 $ 1,326,000 $ 442,000 $ 160,000
Douglas, Colorado 3 $ 840,000 $ 280,000 $ 33,000
Montezuma, Colorado 3 $ 592,000 $ 197,333 $ 55,000
Weld, Colorado 3 $ 342,000 $ 114,000 $ 39,000
New London, Connecticut 3 $ 479,000 $ 159,666 $ 68,000
Collier, Florida 3 $ 450,000 $ 150,000 $ 62,000
Flagler, Florida 3 $ 421,000 $ 140,333 $ 53,000
Hernando, Florida 3 $ 547,000 $ 182,333 $ 68,000
Lee, Florida 3 $ 402,000 $ 134,000 $ 91,000
Levy, Florida 3 $ 562,000 $ 187,333 $ 132,000
Manatee, Florida 3 $ 685,000 $ 228,333 $ 91,000
Monroe, Florida 3 $ 939,000 $ 313,000 $ 56,000
Nassau, Florida 3 $ 668,000 $ 222,666 $ 89,000
Sarasota, Florida 3 $ 512,000 $ 170,666 $ 75,000
Bingham, Idaho 3 $ 431,000 $ 143,666 $ 61,000
Madison, Idaho 3 $ 440,000 $ 146,666 $ 65,000
Kane, Illinois 3 $ 679,000 $ 226,333 $ 70,000
Lake, Illinois 3 $ 1,079,000 $ 359,666 $ 67,000
Ogle, Illinois 3 $ 246,000 $ 82,000 $ 52,000
Will, Illinois 3 $ 584,000 $ 194,666 $ 156,000
Hamilton, Indiana 3 $ 499,000 $ 166,333 $ 78,000
Lake, Indiana 3 $ 505,000 $ 168,333 $ 67,000
Berrien, Michigan 3 $ 549,000 $ 183,000 $ 56,000
Genesee, Michigan 3 $ 369,000 $ 123,000 $ 80,000
Grand Traverse, Michigan 3 $ 528,000 $ 176,000 $ 53,000
Kalamazoo, Michigan 3 $ 478,000 $ 159,333 $ 58,000
Monroe, Michigan 3 $ 691,000 $ 230,333 $ 121,000
Ottawa, Michigan 3 $ 469,000 $ 156,333 $ 70,000
St. Joseph, Michigan 3 $ 286,000 $ 95,333 $ 37,000
Tuscola, Michigan 3 $ 495,000 $ 165,000 $ 62,000
Anoka, Minnesota 3 $ 442,000 $ 147,333 $ 49,000
Crow Wing, Minnesota 3 $ 453,000 $ 151,000 $ 40,000
Dakota, Minnesota 3 $ 585,000 $ 195,000 $ 49,000
Pulaski, Missouri 3 $ 410,000 $ 136,666 $ 509,000
Flathead, Montana 3 $ 1,349,000 $ 449,666 $ 95,000
Carson City, Nevada 3 $ 645,000 $ 215,000 $ 44,000
Sandoval, New Mexico 3 $ 460,000 $ 153,333 $ 39,000
Jackson, Oregon 3 $ 480,000 $ 160,000 $ 61,000
Wasatch, Utah 3 $ 1,150,000 $ 383,333 $ 100,000
Lewis, Washington 3 $ 377,000 $ 125,666 $ 85,000
Skagit, Washington 3 $ 631,000 $ 210,333 $ 110,000
Whatcom, Washington 3 $ 567,000 $ 189,000 $ 34,000
Campbell, Wyoming 3 $ 411,000 $ 137,000 $ 80,000
Sweetwater, Wyoming 3 $ 383,000 $ 127,666 $ 49,000
Cochise, Arizona 2 $ 344,000 $ 172,000 $ 9,000
Humboldt, California 2 $ 384,000 $ 192,000 $ 107,000
Monterey, California 2 $ 3,342,000 $ 1,671,000 $ 567,000
Siskiyou, California 2 $ 416,000 $ 208,000 $ 59,000
Broomfield, Colorado 2 $ 412,000 $ 206,000 $ 65,000
El Paso, Colorado 2 $ 458,000 $ 229,000 $ 56,000
Fremont, Colorado 2 $ 266,000 $ 133,000 $ 40,000
Jefferson, Colorado 2 $ 626,000 $ 313,000 $ 59,000
Mesa, Colorado 2 $ 281,000 $ 140,500 $ 43,000
Pueblo, Colorado 2 $ 143,000 $ 71,500 $ 69,000
Routt, Colorado 2 $ 1,702,000 $ 851,000 $ 90,000
Middlesex, Connecticut 2 $ 296,000 $ 148,000 $ 83,000
Gadsden, Florida 2 $ 366,000 $ 183,000 $ 46,000
Lake, Florida 2 $ 3,288,000 $ 1,644,000 $ 121,000
Marion, Florida 2 $ 112,000 $ 56,000 $ 73,000
Sumter, Florida 2 $ 252,000 $ 126,000 $ 38,000
Walton, Florida 2 $ 395,000 $ 197,500 $ 75,000
Franklin, Idaho 2 $ 227,000 $ 113,500 $ 42,000
Fremont, Idaho 2 $ 164,000 $ 82,000 $ 58,000
Gooding, Idaho 2 $ 345,000 $ 172,500 $ 83,000
Minidoka, Idaho 2 $ 239,000 $ 119,500 $ 38,000
Madison, Illinois 2 $ 323,000 $ 161,500 $ 42,000
Allen, Indiana 2 $ 288,000 $ 144,000 $ 837,000
Hendricks, Indiana 2 $ 330,000 $ 165,000 $ 80,000
Henry, Indiana 2 $ 260,000 $ 130,000 $ 25,000
Porter, Indiana 2 $ 352,000 $ 176,000 $ 73,000
St. Joseph, Indiana 2 $ 202,000 $ 101,000 $ 41,000
Dallas, Iowa 2 $ 342,000 $ 171,000 $ 68,000
Johnson, Iowa 2 $ 1,023,000 $ 511,500 $ 149,000
Cass, Michigan 2 $ 265,000 $ 132,500 $ 64,000
Clinton, Michigan 2 $ 699,000 $ 349,500 $ 206,000
Eaton, Michigan 2 $ 210,000 $ 105,000 $ 90,000
Ingham, Michigan 2 $ 267,000 $ 133,500 $ 56,000
Lapeer, Michigan 2 $ 432,000 $ 216,000 $ 86,000
Lenawee, Michigan 2 $ 282,000 $ 141,000 $ 59,000
Newaygo, Michigan 2 $ 135,000 $ 67,500 $ 182,000
Roscommon, Michigan 2 $ 230,000 $ 115,000 $ 323,000
Van Buren, Michigan 2 $ 226,000 $ 113,000 $ 42,000
Washtenaw, Michigan 2 $ 397,000 $ 198,500 $ 120,000
Mower, Minnesota 2 $ 360,000 $ 180,000 $ 53,000
Ramsey, Minnesota 2 $ 350,000 $ 175,000 $ 38,000
St. Louis, Minnesota 2 $ 430,000 $ 215,000 $ 36,000
Stearns, Minnesota 2 $ 214,000 $ 107,000 $ 281,000
Steele, Minnesota 2 $ 480,000 $ 240,000 $ 74,000
Greene, Missouri 2 $ 247,000 $ 123,500 $ 88,000
Jackson, Missouri 2 $ 486,000 $ 243,000 $ 86,000
St. Charles, Missouri 2 $ 456,000 $ 228,000 $ 81,000
Stone, Missouri 2 $ 250,000 $ 125,000 $ 90,000
Gallatin, Montana 2 $ 402,000 $ 201,000 $ 54,000
Douglas, Nebraska 2 $ 307,000 $ 153,500 $ 3,612,000
Churchill, Nevada 2 $ 306,000 $ 153,000 $ 34,000
Douglas, Nevada 2 $ 548,000 $ 274,000 $ 113,000
Eddy, New Mexico 2 $ 164,000 $ 82,000 $ 50,000
San Miguel, New Mexico 2 $ 216,000 $ 108,000 $ 16,000
Hamilton, Ohio 2 $ 293,000 $ 146,500 $ 26,000
Deschutes, Oregon 2 $ 380,000 $ 190,000 $ 54,000
Linn, Oregon 2 $ 157,000 $ 78,500 $ 44,000
Polk, Oregon 2 $ 414,000 $ 207,000 $ 39,000
Umatilla, Oregon 2 $ 144,000 $ 72,000 $ 0
Washington, Oregon 2 $ 319,000 $ 159,500 $ 49,000
Jefferson, Tennessee 2 $ 135,000 $ 67,500 $ 58,000
Sumner, Tennessee 2 $ 125,000 $ 62,500 $ 34,000
Kitsap, Washington 2 $ 449,000 $ 224,500 $ 58,000
Klickitat, Washington 2 $ 420,000 $ 210,000 $ 93,000
Whitman, Washington 2 $ 276,000 $ 138,000 $ 32,000
Laramie, Wyoming 2 $ 287,000 $ 143,500 $ 71,000
Baldwin, Alabama 1 $ 175,000 $ 175,000 $ 53,000
Coconino, Arizona 1 $ 200,000 $ 200,000 $ 504,000
Navajo, Arizona 1 $ 92,000 $ 92,000 $ 72,000
Yavapai, Arizona 1 $ 82,000 $ 82,000 $ 62,000
Alpine, California 1 $ 160,000 $ 160,000 $ 42,000
Amador, California 1 $ 172,000 $ 172,000 $ 40,000
Colusa, California 1 $ 220,000 $ 220,000 $ 166,000
Del Norte, California 1 $ 130,000 $ 130,000 $ 40,000
El Dorado, California 1 $ 155,000 $ 155,000 $ 83,000
Mendocino, California 1 $ 657,000 $ 657,000 $ 152,000
San Benito, California 1 $ 11,000 $ 11,000 $ 144,000
Tehama, California 1 $ 228,000 $ 228,000 $ 77,000
Trinity, California 1 $ 117,000 $ 117,000 $ 75,000
Tuolumne, California 1 $ 184,000 $ 184,000 $ 210,000
Alamosa, Colorado 1 $ 94,000 $ 94,000 $ 49,000
Archuleta, Colorado 1 $ 160,000 $ 160,000 $ 96,000
Boulder, Colorado 1 $ 152,000 $ 152,000 $ 37,000
Chaffee, Colorado 1 $ 159,000 $ 159,000 $ 60,000
Delta, Colorado 1 $ 255,000 $ 255,000 $ 120,000
Eagle, Colorado 1 $ 298,000 $ 298,000 $ 78,000
Grand, Colorado 1 $ 163,000 $ 163,000 $ 36,000
Las Animas, Colorado 1 $ 173,000 $ 173,000 $ 94,000
Lincoln, Colorado 1 $ 144,000 $ 144,000 $ 52,000
Logan, Colorado 1 $ 95,000 $ 95,000 $ 17,000
Moffat, Colorado 1 $ 100,000 $ 100,000 $ 63,000
Ouray, Colorado 1 $ 345,000 $ 345,000 $ 135,000
Park, Colorado 1 $ 287,000 $ 287,000 $ 144,000
Phillips, Colorado 1 $ 65,000 $ 65,000 $ 29,000
Pitkin, Colorado 1 $ 215,000 $ 215,000 $ 102,000
Teller, Colorado 1 $ 150,000 $ 150,000 $ 126,000
Litchfield, Connecticut 1 $ 460,000 $ 460,000 $ 72,000
Tolland, Connecticut 1 $ 138,000 $ 138,000 $ 48,000
Alachua, Florida 1 $ 80,000 $ 80,000 $ 34,000
Baker, Florida 1 $ 102,000 $ 102,000 $ 85,000
Citrus, Florida 1 $ 155,000 $ 155,000 $ 41,000
Clay, Florida 1 $ 243,000 $ 243,000 $ 60,000
Columbia, Florida 1 $ 150,000 $ 150,000 $ 53,000
Escambia, Florida 1 $ 296,000 $ 296,000 $ 120,000
Hendry, Florida 1 $ 82,000 $ 82,000 $ 43,000
Highlands, Florida 1 $ 43,000 $ 43,000 $ 36,000
Leon, Florida 1 $ 106,000 $ 106,000 $ 55,000
Liberty, Florida 1 $ 151,000 $ 151,000 $ 300,000
Martin, Florida 1 $ 464,000 $ 464,000 $ 107,000
Okaloosa, Florida 1 $ 319,000 $ 319,000 $ 38,000
Okeechobee, Florida 1 $ 179,000 $ 179,000 $ 57,000
Osceola, Florida 1 $ 173,000 $ 173,000 $ 37,000
Putnam, Florida 1 $ 138,000 $ 138,000 $ 0
Santa Rosa, Florida 1 $ 180,000 $ 180,000 $ 101,000
St. Lucie, Florida 1 $ 110,000 $ 110,000 $ 83,000
Bartow, Georgia 1 $ 127,000 $ 127,000 $ 83,000
Berrien, Georgia 1 $ 118,000 $ 118,000 $ 68,000
Blaine, Idaho 1 $ 239,000 $ 239,000 $ 0
Boise, Idaho 1 $ 100,000 $ 100,000 $ 30,000
Butte, Idaho 1 $ 118,000 $ 118,000 $ 46,000
Caribou, Idaho 1 $ 139,000 $ 139,000 $ 50,000
Clearwater, Idaho 1 $ 146,000 $ 146,000 $ 53,000
Custer, Idaho 1 $ 180,000 $ 180,000 $ 37,000
Jefferson, Idaho 1 $ 318,000 $ 318,000 $ 83,000
Lemhi, Idaho 1 $ 54,000 $ 54,000 $ 80,000
Nez Perce, Idaho 1 $ 140,000 $ 140,000 $ 80,000
Teton, Idaho 1 $ 150,000 $ 150,000 $ 72,000
Adams, Illinois 1 $ 109,000 $ 109,000 $ 60,000
Champaign, Illinois 1 $ 111,000 $ 111,000 $ 37,000
DeKalb, Illinois 1 $ 180,000 $ 180,000 $ 58,000
Effingham, Illinois 1 $ 62,000 $ 62,000 $ 74,000
Jefferson, Illinois 1 $ 196,000 $ 196,000 $ 56,000
Kankakee, Illinois 1 $ 107,000 $ 107,000 $ 0
Knox, Illinois 1 $ 85,000 $ 85,000 $ 43,000
LaSalle, Illinois 1 $ 220,000 $ 220,000 $ 75,000
Monroe, Illinois 1 $ 141,000 $ 141,000 $ 72,000
Montgomery, Illinois 1 $ 126,000 $ 126,000 $ 79,000
Pulaski, Illinois 1 $ 198,000 $ 198,000 $ 0
Stephenson, Illinois 1 $ 208,000 $ 208,000 $ 66,000
Tazewell, Illinois 1 $ 145,000 $ 145,000 $ 60,000
Wabash, Illinois 1 $ 108,000 $ 108,000 $ 36,000
Cass, Indiana 1 $ 85,000 $ 85,000 $ 70,000
Floyd, Indiana 1 $ 289,000 $ 289,000 $ 100,000
Jackson, Indiana 1 $ 138,000 $ 138,000 $ 68,000
Johnson, Indiana 1 $ 168,000 $ 168,000 $ 83,000
Madison, Indiana 1 $ 90,000 $ 90,000 $ 42,000
Randolph, Indiana 1 $ 140,000 $ 140,000 $ 0
Scott, Indiana 1 $ 43,000 $ 43,000 $ 66,000
Tippecanoe, Indiana 1 $ 80,000 $ 80,000 $ 32,000
Vigo, Indiana 1 $ 260,000 $ 260,000 $ 31,000
Warrick, Indiana 1 $ 42,000 $ 42,000 $ 62,000
Whitley, Indiana 1 $ 155,000 $ 155,000 $ 52,000
Allamakee, Iowa 1 $ 178,000 $ 178,000 $ 52,000
Calhoun, Iowa 1 $ 126,000 $ 126,000 $ 48,000
Clayton, Iowa 1 $ 177,000 $ 177,000 $ 68,000
Franklin, Iowa 1 $ 191,000 $ 191,000 $ 94,000
Jefferson, Iowa 1 $ 48,000 $ 48,000 $ 60,000
Lee, Iowa 1 $ 394,000 $ 394,000 $ 84,000
Johnson, Kansas 1 $ 128,000 $ 128,000 $ 55,000
Nemaha, Kansas 1 $ 328,000 $ 328,000 $ 145,000
Riley, Kansas 1 $ 104,000 $ 104,000 $ 54,000
Sedgwick, Kansas 1 $ 85,000 $ 85,000 $ 69,000
Wyandotte, Kansas 1 $ 115,000 $ 115,000 $ 166,000
Barnstable, Massachusetts 1 $ 120,000 $ 120,000 $ 72,000
Alpena, Michigan 1 $ 220,000 $ 220,000 $ 80,000
Barry, Michigan 1 $ 111,000 $ 111,000 $ 61,000
Crawford, Michigan 1 $ 165,000 $ 165,000 $ 44,000
Emmet, Michigan 1 $ 154,000 $ 154,000 $ 45,000
Gratiot, Michigan 1 $ 109,000 $ 109,000 $ 48,000
Isabella, Michigan 1 $ 118,000 $ 118,000 $ 68,000
Jackson, Michigan 1 $ 163,000 $ 163,000 $ 48,000
Muskegon, Michigan 1 $ 120,000 $ 120,000 $ 150,000
Oceana, Michigan 1 $ 125,000 $ 125,000 $ 72,000
Sanilac, Michigan 1 $ 180,000 $ 180,000 $ 115,000
Benton, Minnesota 1 $ 147,000 $ 147,000 $ 32,000
Chisago, Minnesota 1 $ 203,000 $ 203,000 $ 34,000
Cottonwood, Minnesota 1 $ 148,000 $ 148,000 $ 79,000
Dodge, Minnesota 1 $ 33,000 $ 33,000 $ 732,000
Douglas, Minnesota 1 $ 168,000 $ 168,000 $ 49,000
Freeborn, Minnesota 1 $ 284,000 $ 284,000 $ 70,000
Kanabec, Minnesota 1 $ 184,000 $ 184,000 $ 34,000
McLeod, Minnesota 1 $ 108,000 $ 108,000 $ 26,000
Meeker, Minnesota 1 $ 200,000 $ 200,000 $ 60,000
Norman, Minnesota 1 $ 11,000 $ 11,000 $ 8,000
Scott, Minnesota 1 $ 407,000 $ 407,000 $ 65,000
Sherburne, Minnesota 1 $ 410,000 $ 410,000 $ 120,000
Washington, Minnesota 1 $ 260,000 $ 260,000 $ 89,000
Wright, Minnesota 1 $ 260,000 $ 260,000 $ 62,000
Barry, Missouri 1 $ 170,000 $ 170,000 $ 83,000
Boone, Missouri 1 $ 112,000 $ 112,000 $ 36,000
Cape Girardeau, Missouri 1 $ 184,000 $ 184,000 $ 108,000
Cass, Missouri 1 $ 126,000 $ 126,000 $ 48,000
Livingston, Missouri 1 $ 25,000 $ 25,000 $ 14,000
Newton, Missouri 1 $ 45,000 $ 45,000 $ 19,000
Cascade, Montana 1 $ 200,000 $ 200,000 $ 50,000
Lincoln, Montana 1 $ 89,000 $ 89,000 $ 100,000
Adams, Nebraska 1 $ 167,000 $ 167,000 $ 54,000
Antelope, Nebraska 1 $ 160,000 $ 160,000 $ 322,000
Cheyenne, Nebraska 1 $ 79,000 $ 79,000 $ 59,000
Dakota, Nebraska 1 $ 155,000 $ 155,000 $ 38,000
Frontier, Nebraska 1 $ 127,000 $ 127,000 $ 60,000
Lincoln, Nebraska 1 $ 189,000 $ 189,000 $ 98,000
Sarpy, Nebraska 1 $ 170,000 $ 170,000 $ 65,000
Saunders, Nebraska 1 $ 212,000 $ 212,000 $ 45,000
Esmeralda, Nevada 1 $ 40,000 $ 40,000 $ 84,000
Lander, Nevada 1 $ 109,000 $ 109,000 $ 107,000
Pershing, Nevada 1 $ 168,000 $ 168,000 $ 0
Storey, Nevada 1 $ 319,000 $ 319,000 $ 79,000
White Pine, Nevada 1 $ 70,000 $ 70,000 $ 261,000
Los Alamos, New Mexico 1 $ 178,000 $ 178,000 $ 66,000
Luna, New Mexico 1 $ 153,000 $ 153,000 $ 24,000
Otero, New Mexico 1 $ 157,000 $ 157,000 $ 41,000
Rio Arriba, New Mexico 1 $ 170,000 $ 170,000 $ 145,000
Valencia, New Mexico 1 $ 65,000 $ 65,000 $ 101,000
Clark, Ohio 1 $ 77,000 $ 77,000 $ 46,000
Columbiana, Ohio 1 $ 77,000 $ 77,000 $ 60,000
Cuyahoga, Ohio 1 $ 157,000 $ 157,000 $ 76,000
Darke, Ohio 1 $ 100,000 $ 100,000 $ 53,000
Delaware, Ohio 1 $ 191,000 $ 191,000 $ 59,000
Franklin, Ohio 1 $ 160,000 $ 160,000 $ 0
Geauga, Ohio 1 $ 220,000 $ 220,000 $ 42,000
Knox, Ohio 1 $ 142,000 $ 142,000 $ 182,000
Medina, Ohio 1 $ 194,000 $ 194,000 $ 95,000
Portage, Ohio 1 $ 189,000 $ 189,000 $ 68,000
Seneca, Ohio 1 $ 196,000 $ 196,000 $ 93,000
Stark, Ohio 1 $ 55,000 $ 55,000 $ 10,000
Summit, Ohio 1 $ 223,000 $ 223,000 $ 96,000
Warren, Ohio 1 $ 184,000 $ 184,000 $ 53,000
Curry, Oregon 1 $ 200,000 $ 200,000 $ 91,000
Harney, Oregon 1 $ 110,000 $ 110,000 $ 44,000
Jefferson, Oregon 1 $ 102,000 $ 102,000 $ 0
Klamath, Oregon 1 $ 127,000 $ 127,000 $ 50,000
Lane, Oregon 1 $ 153,000 $ 153,000 $ 68,000
Lincoln, Oregon 1 $ 140,000 $ 140,000 $ 82,000
Malheur, Oregon 1 $ 104,000 $ 104,000 $ 46,000
Wasco, Oregon 1 $ 90,000 $ 90,000 $ 123,000
Carter, Tennessee 1 $ 86,000 $ 86,000 $ 28,000
Knox, Tennessee 1 $ 220,000 $ 220,000 $ 111,000
Maury, Tennessee 1 $ 204,000 $ 204,000 $ 60,000
Monroe, Tennessee 1 $ 166,000 $ 166,000 $ 55,000
Colorado, Texas 1 $ 77,000 $ 77,000 $ 42,000
Galveston, Texas 1 $ 64,000 $ 64,000 $ 288,000
Liberty, Texas 1 $ 27,000 $ 27,000 $ 41,000
McLennan, Texas 1 $ 181,000 $ 181,000 $ 192,000
Randall, Texas 1 $ 110,000 $ 110,000 $ 54,000
Tarrant, Texas 1 $ 165,000 $ 165,000 $ 60,000
Waller, Texas 1 $ 160,000 $ 160,000 $ 53,000
Beaver, Utah 1 $ 131,000 $ 131,000 $ 76,000
Carbon, Utah 1 $ 95,000 $ 95,000 $ 108,000
Duchesne, Utah 1 $ 39,000 $ 39,000 $ 22,000
Emery, Utah 1 $ 125,000 $ 125,000 $ 144,000
Garfield, Utah 1 $ 143,000 $ 143,000 $ 207,000
Millard, Utah 1 $ 110,000 $ 110,000 $ 78,000
San Juan, Utah 1 $ 60,000 $ 60,000 $ 43,000
Sanpete, Utah 1 $ 50,000 $ 50,000 $ 24,000
Sevier, Utah 1 $ 91,000 $ 91,000 $ 36,000
Uintah, Utah 1 $ 100,000 $ 100,000 $ 50,000
Weber, Utah 1 $ 124,000 $ 124,000 $ 38,000
Asotin, Washington 1 $ 153,000 $ 153,000 $ 44,000
Chelan, Washington 1 $ 128,000 $ 128,000 $ 48,000
Cowlitz, Washington 1 $ 126,000 $ 126,000 $ 22,000
Grant, Washington 1 $ 100,000 $ 100,000 $ 75,000
Grays Harbor, Washington 1 $ 180,000 $ 180,000 $ 60,000
Kittitas, Washington 1 $ 234,000 $ 234,000 $ 0
Lincoln, Washington 1 $ 147,000 $ 147,000 $ 67,000
Mason, Washington 1 $ 246,000 $ 246,000 $ 79,000
Skamania, Washington 1 $ 209,000 $ 209,000 $ 90,000
Carbon, Wyoming 1 $ 68,000 $ 68,000 $ 39,000
Lincoln, Wyoming 1 $ 175,000 $ 175,000 $ 43,000

Mortgage Loan Application Detail Totals for Moneyline Lending Services in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,533 $600,773,000 $174,615 $6,025,000 $91,076 $7,201,000
Home Purchase 954 $223,736,000 $162,000 $1,960,000 $83,666 $6,063,000
Home Improvement 8 $2,209,000 $289,000 $425,000 $92,000 $240,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,374 $337,241,000 $176,541 $6,025,000 $84,625 $6,063,000
Not Provided 1,080 $241,002,000 $175,440 $3,040,000 $106,360 $7,201,000
Hispanic 609 $133,999,000 $149,000 $900,000 $59,923 $564,000
Asian 230 $68,283,000 $194,583 $1,075,000 $89,500 $2,820,000
Black or African American 68 $18,052,000 $192,285 $1,000,000 $67,428 $600,000
Not applicable 63 $13,564,000 $215,000 $665,000 $0 $0
American Indian or Alaskan Native 50 $10,017,000 $165,363 $715,000 $60,000 $462,000
Native Hawaiian or Other Pacific Islander 21 $4,560,000 $168,500 $550,000 $49,250 $192,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,495 $826,718,000 $172,666 $6,025,000 $90,740 $7,201,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Approved But Not Accepted 1,268 $288,329,000 $181,120 $2,000,000 $109,240 $7,201,000
Loan Originated 1,115 $267,541,000 $158,782 $3,250,000 $82,130 $6,063,000
Application Denied By Financial Institution 754 $187,949,000 $193,160 $6,025,000 $80,040 $2,659,000
Application Withdrawn By Applicant 250 $54,479,000 $162,913 $3,040,000 $75,608 $840,000
Loan Purchased By The Institution 63 $13,564,000 $215,000 $665,000 $0 $0
File Closed For Incompleteness 45 $14,856,000 $247,250 $1,000,000 $80,250 $420,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 332 $73,508,000 $172,952 $2,500,000 $58,523 $1,000,000
Debt-To-Income Ratio 176 $48,773,000 $256,800 $1,500,000 $79,000 $1,169,000
Collateral 88 $25,738,000 $165,357 $6,025,000 $73,285 $1,224,000
Other 76 $18,461,000 $186,733 $1,700,000 $142,333 $2,659,000
Insufficient Cash (Downpayment, Closing Cost) 36 $8,869,000 $155,800 $736,000 $135,600 $444,000
Unverifiable Information 28 $7,614,000 $145,500 $810,000 $85,000 $504,000
Employment History 18 $4,986,000 $192,000 $698,000 $61,000 $748,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Moneyline Lending Services's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Moneyline Lending Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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