Mutual Of Omaha Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Mutual Of Omaha Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mutual Of Omaha Bank 3333 Farnam St Omaha, NE 68131 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 776 |
| Total Mortgage Loan Application Amount | $895,110,000 |
| Average Mortgage Loan Application Amount | $713,400 |
| Highest Mortgage Loan Application Amount | $41,005,000 |
| Average Applicant Income | $253,800 |
| Highest Applicant Income | $7,711,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Mutual Of Omaha Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mutual Of Omaha Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Mutual Of Omaha Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mutual Of Omaha Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Mutual Of Omaha Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mutual Of Omaha Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 80 | $ 51,920,000 | $ 649,000 | $ 211,000 |
| Collier County Florida | 73 | $ 7,775,000 | $ 106,000 | $ 57,000 |
| King County Washington | 35 | $ 28,985,000 | $ 828,000 | $ 280,000 |
| Clark County Nevada | 31 | $ 7,355,000 | $ 237,000 | $ 123,000 |
| Dallas County Texas | 18 | $ 11,450,000 | $ 636,000 | $ 259,000 |
| Travis County Texas | 18 | $ 12,540,000 | $ 696,000 | $ 285,000 |
| Santa Clara County California | 16 | $ 14,780,000 | $ 923,000 | $ 288,000 |
| Douglas County Nebraska | 16 | $ 11,240,000 | $ 702,000 | $ 216,000 |
| Los Angeles County California | 15 | $ 72,425,000 | $ 4,828,000 | $ 722,000 |
| Lancaster County Nebraska | 15 | $ 14,185,000 | $ 945,000 | $ 84,000 |
| Pima County Arizona | 14 | $ 1,890,000 | $ 135,000 | $ 139,000 |
| San Diego County California | 11 | $ 10,275,000 | $ 934,000 | $ 379,000 |
| Harris County Texas | 10 | $ 5,420,000 | $ 542,000 | $ 288,000 |
| Douglas County Colorado | 9 | $ 6,415,000 | $ 712,000 | $ 364,000 |
| Collin County Texas | 9 | $ 7,115,000 | $ 790,000 | $ 432,000 |
| Riverside County California | 8 | $ 4,270,000 | $ 533,000 | $ 286,000 |
| Denver County Colorado | 8 | $ 4,670,000 | $ 583,000 | $ 347,000 |
| Fulton County Georgia | 8 | $ 5,260,000 | $ 657,000 | $ 372,000 |
| Washoe County Nevada | 8 | $ 4,410,000 | $ 551,000 | $ 313,000 |
| Johnson County Kansas | 7 | $ 32,025,000 | $ 4,575,000 | $ 292,000 |
| El Dorado County California | 6 | $ 3,640,000 | $ 606,000 | $ 286,000 |
| Orange County California | 6 | $ 6,440,000 | $ 1,073,000 | $ 525,000 |
| Sacramento County California | 6 | $ 3,730,000 | $ 621,000 | $ 458,000 |
| Arapahoe County Colorado | 6 | $ 4,690,000 | $ 781,000 | $ 339,000 |
| Middlesex County Massachusetts | 6 | $ 3,350,000 | $ 558,000 | $ 260,000 |
| Oakland County Michigan | 6 | $ 6,220,000 | $ 1,036,000 | $ 615,000 |
| Washington County Oregon | 6 | $ 3,350,000 | $ 558,000 | $ 246,000 |
| Contra Costa County California | 5 | $ 3,165,000 | $ 633,000 | $ 224,000 |
| Placer County California | 5 | $ 3,415,000 | $ 683,000 | $ 510,000 |
| Boulder County Colorado | 5 | $ 4,155,000 | $ 831,000 | $ 294,000 |
| Fairfield County Connecticut | 5 | $ 3,815,000 | $ 763,000 | $ 432,000 |
| Broward County Florida | 5 | $ 8,755,000 | $ 1,751,000 | $ 281,000 |
| Palm Beach County Florida | 5 | $ 2,305,000 | $ 461,000 | $ 254,000 |
| Ada County Idaho | 5 | $ 3,465,000 | $ 693,000 | $ 248,000 |
| Jackson County Missouri | 5 | $ 46,195,000 | $ 9,239,000 | $ 138,000 |
| St. Louis County Missouri | 5 | $ 2,605,000 | $ 521,000 | $ 251,000 |
| Wake County North Carolina | 5 | $ 2,815,000 | $ 563,000 | $ 233,000 |
| Clackamas County Oregon | 5 | $ 3,085,000 | $ 617,000 | $ 261,000 |
| Denton County Texas | 5 | $ 25,695,000 | $ 5,139,000 | $ 208,000 |
| Salt Lake County Utah | 5 | $ 15,925,000 | $ 3,185,000 | $ 305,000 |
| San Bernardino County California | 4 | $ 2,560,000 | $ 640,000 | $ 348,000 |
| Santa Barbara County California | 4 | $ 2,580,000 | $ 645,000 | $ 270,000 |
| Yolo County California | 4 | $ 2,790,000 | $ 697,000 | $ 404,000 |
| Duval County Florida | 4 | $ 23,770,000 | $ 5,942,000 | $ 2,716,000 |
| St. Johns County Florida | 4 | $ 2,360,000 | $ 590,000 | $ 381,000 |
| Cook County Illinois | 4 | $ 2,010,000 | $ 502,000 | $ 273,000 |
| Hamilton County Indiana | 4 | $ 2,070,000 | $ 517,000 | $ 227,000 |
| Pottawattamie County Iowa | 4 | $ 180,000 | $ 45,000 | $ 61,000 |
| Tarrant County Texas | 4 | $ 1,430,000 | $ 357,000 | $ 285,000 |
| Benton County Arkansas | 3 | $ 11,155,000 | $ 3,718,000 | $ 876,000 |
| Alameda County California | 3 | $ 1,215,000 | $ 405,000 | $ 385,000 |
| Jefferson County Colorado | 3 | $ 1,645,000 | $ 548,000 | $ 525,000 |
| District of Columbia County District Of Columbia | 3 | $ 2,365,000 | $ 788,000 | $ 412,000 |
| Miami-Dade County Florida | 3 | $ 2,385,000 | $ 795,000 | $ 320,000 |
| Pinellas County Florida | 3 | $ 42,285,000 | $ 14,095,000 | $ 201,000 |
| Jefferson County Kentucky | 3 | $ 1,775,000 | $ 591,000 | $ 335,000 |
| Hennepin County Minnesota | 3 | $ 2,425,000 | $ 808,000 | $ 354,000 |
| Charleston County South Carolina | 3 | $ 33,545,000 | $ 11,181,000 | $ 163,000 |
| Greenville County South Carolina | 3 | $ 1,975,000 | $ 658,000 | $ 303,000 |
| Shelby County Tennessee | 3 | $ 1,705,000 | $ 568,000 | $ 389,000 |
| Montgomery County Texas | 3 | $ 1,995,000 | $ 665,000 | $ 301,000 |
| Madison County Alabama | 2 | $ 1,040,000 | $ 520,000 | $ 294,000 |
| Mohave County Arizona | 2 | $ 120,000 | $ 60,000 | $ 1,041,000 |
| Monterey County California | 2 | $ 1,060,000 | $ 530,000 | $ 225,000 |
| San Francisco County California | 2 | $ 1,240,000 | $ 620,000 | $ 142,000 |
| San Joaquin County California | 2 | $ 1,430,000 | $ 715,000 | $ 410,000 |
| San Mateo County California | 2 | $ 1,940,000 | $ 970,000 | $ 409,000 |
| Ventura County California | 2 | $ 10,900,000 | $ 5,450,000 | $ 253,000 |
| El Paso County Colorado | 2 | $ 590,000 | $ 295,000 | $ 219,000 |
| Routt County Colorado | 2 | $ 1,680,000 | $ 840,000 | $ 393,000 |
| Escambia County Florida | 2 | $ 680,000 | $ 340,000 | $ 135,000 |
| Lee County Florida | 2 | $ 800,000 | $ 400,000 | $ 262,000 |
| Orange County Florida | 2 | $ 1,370,000 | $ 685,000 | $ 515,000 |
| Pasco County Florida | 2 | $ 1,310,000 | $ 655,000 | $ 263,000 |
| Sarasota County Florida | 2 | $ 710,000 | $ 355,000 | $ 128,000 |
| Walton County Florida | 2 | $ 1,340,000 | $ 670,000 | $ 383,000 |
| Forsyth County Georgia | 2 | $ 1,120,000 | $ 560,000 | $ 211,000 |
| Honolulu County Hawaii | 2 | $ 970,000 | $ 485,000 | $ 240,000 |
| Howard County Maryland | 2 | $ 1,220,000 | $ 610,000 | $ 264,000 |
| Norfolk County Massachusetts | 2 | $ 570,000 | $ 285,000 | $ 86,000 |
| Custer County Nebraska | 2 | $ 110,000 | $ 55,000 | $ 114,000 |
| Sarpy County Nebraska | 2 | $ 380,000 | $ 190,000 | $ 173,000 |
| Douglas County Nevada | 2 | $ 1,470,000 | $ 735,000 | $ 446,000 |
| Mercer County New Jersey | 2 | $ 1,280,000 | $ 640,000 | $ 744,000 |
| Santa Fe County New Mexico | 2 | $ 1,830,000 | $ 915,000 | $ 256,000 |
| Nassau County New York | 2 | $ 1,750,000 | $ 875,000 | $ 747,000 |
| Mecklenburg County North Carolina | 2 | $ 1,640,000 | $ 820,000 | $ 500,000 |
| Bucks County Pennsylvania | 2 | $ 1,560,000 | $ 780,000 | $ 351,000 |
| Delaware County Pennsylvania | 2 | $ 1,350,000 | $ 675,000 | $ 343,000 |
| Bexar County Texas | 2 | $ 1,030,000 | $ 515,000 | $ 336,000 |
| Ector County Texas | 2 | $ 140,000 | $ 70,000 | $ 117,000 |
| Davis County Utah | 2 | $ 1,150,000 | $ 575,000 | $ 168,000 |
| Fairfax County Virginia | 2 | $ 1,500,000 | $ 750,000 | $ 235,000 |
| Prince William County Virginia | 2 | $ 1,000,000 | $ 500,000 | $ 277,000 |
| Clark County Washington | 2 | $ 1,220,000 | $ 610,000 | $ 1,412,000 |
| Pierce County Washington | 2 | $ 16,760,000 | $ 8,380,000 | $ 227,000 |
| Whatcom County Washington | 2 | $ 1,400,000 | $ 700,000 | $ 199,000 |
| Dane County Wisconsin | 2 | $ 980,000 | $ 490,000 | $ 278,000 |
| Walworth County Wisconsin | 2 | $ 1,630,000 | $ 815,000 | $ 412,000 |
| Teton County Wyoming | 2 | $ 1,740,000 | $ 870,000 | $ 393,000 |
| Elmore County Alabama | 1 | $ 665,000 | $ 665,000 | $ 332,000 |
| Cochise County Arizona | 1 | $ 85,000 | $ 85,000 | $ 76,000 |
| Navajo County Arizona | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 905,000 | $ 905,000 | $ 554,000 |
| Faulkner County Arkansas | 1 | $ 965,000 | $ 965,000 | $ 1,417,000 |
| Marin County California | 1 | $ 805,000 | $ 805,000 | $ 277,000 |
| Mendocino County California | 1 | $ 675,000 | $ 675,000 | $ 519,000 |
| San Luis Obispo County California | 1 | $ 875,000 | $ 875,000 | $ 364,000 |
| Stanislaus County California | 1 | $ 565,000 | $ 565,000 | $ 458,000 |
| Broomfield County Colorado | 1 | $ 305,000 | $ 305,000 | $ 150,000 |
| Gilpin County Colorado | 1 | $ 575,000 | $ 575,000 | $ 228,000 |
| Larimer County Colorado | 1 | $ 45,000 | $ 45,000 | $ 133,000 |
| Mesa County Colorado | 1 | $ 25,000 | $ 25,000 | $ 5,000 |
| New Haven County Connecticut | 1 | $ 585,000 | $ 585,000 | $ 246,000 |
| Sussex County Delaware | 1 | $ 605,000 | $ 605,000 | $ 164,000 |
| Martin County Florida | 1 | $ 515,000 | $ 515,000 | $ 250,000 |
| Chatham County Georgia | 1 | $ 17,505,000 | $ 17,505,000 | $ 0 |
| Coweta County Georgia | 1 | $ 295,000 | $ 295,000 | $ 406,000 |
| Glynn County Georgia | 1 | $ 18,205,000 | $ 18,205,000 | $ 0 |
| Kauai County Hawaii | 1 | $ 1,505,000 | $ 1,505,000 | $ 265,000 |
| Teton County Idaho | 1 | $ 235,000 | $ 235,000 | $ 230,000 |
| Valley County Idaho | 1 | $ 755,000 | $ 755,000 | $ 585,000 |
| Lake County Illinois | 1 | $ 585,000 | $ 585,000 | $ 420,000 |
| Dickinson County Iowa | 1 | $ 655,000 | $ 655,000 | $ 767,000 |
| Montgomery County Iowa | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Scott County Iowa | 1 | $ 19,165,000 | $ 19,165,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 26,135,000 | $ 26,135,000 | $ 0 |
| Hardin County Kentucky | 1 | $ 695,000 | $ 695,000 | $ 1,780,000 |
| Jefferson County Louisiana | 1 | $ 1,235,000 | $ 1,235,000 | $ 826,000 |
| Lafourche County Louisiana | 1 | $ 585,000 | $ 585,000 | $ 603,000 |
| Carroll County Maryland | 1 | $ 525,000 | $ 525,000 | $ 674,000 |
| Frederick County Maryland | 1 | $ 465,000 | $ 465,000 | $ 240,000 |
| Montgomery County Maryland | 1 | $ 955,000 | $ 955,000 | $ 340,000 |
| Barnstable County Massachusetts | 1 | $ 915,000 | $ 915,000 | $ 248,000 |
| Essex County Massachusetts | 1 | $ 1,355,000 | $ 1,355,000 | $ 400,000 |
| Worcester County Massachusetts | 1 | $ 595,000 | $ 595,000 | $ 374,000 |
| Emmet County Michigan | 1 | $ 885,000 | $ 885,000 | $ 1,256,000 |
| Livingston County Michigan | 1 | $ 605,000 | $ 605,000 | $ 253,000 |
| Wayne County Michigan | 1 | $ 655,000 | $ 655,000 | $ 208,000 |
| Carver County Minnesota | 1 | $ 765,000 | $ 765,000 | $ 180,000 |
| Crow Wing County Minnesota | 1 | $ 545,000 | $ 545,000 | $ 150,000 |
| Dakota County Minnesota | 1 | $ 805,000 | $ 805,000 | $ 624,000 |
| St. Louis County Minnesota | 1 | $ 575,000 | $ 575,000 | $ 589,000 |
| Platte County Missouri | 1 | $ 25,000 | $ 25,000 | $ 109,000 |
| St. Charles County Missouri | 1 | $ 845,000 | $ 845,000 | $ 669,000 |
| Ravalli County Montana | 1 | $ 535,000 | $ 535,000 | $ 232,000 |
| Butler County Nebraska | 1 | $ 5,000 | $ 5,000 | $ 59,000 |
| Gage County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 85,000 |
| Richardson County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 81,000 |
| Washington County Nebraska | 1 | $ 555,000 | $ 555,000 | $ 235,000 |
| Lincoln County Nevada | 1 | $ 85,000 | $ 85,000 | $ 97,000 |
| Hillsborough County New Hampshire | 1 | $ 395,000 | $ 395,000 | $ 151,000 |
| Bergen County New Jersey | 1 | $ 995,000 | $ 995,000 | $ 370,000 |
| Cape May County New Jersey | 1 | $ 1,015,000 | $ 1,015,000 | $ 233,000 |
| Morris County New Jersey | 1 | $ 465,000 | $ 465,000 | $ 245,000 |
| Ocean County New Jersey | 1 | $ 17,005,000 | $ 17,005,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 755,000 | $ 755,000 | $ 358,000 |
| Taos County New Mexico | 1 | $ 545,000 | $ 545,000 | $ 425,000 |
| Kings County New York | 1 | $ 725,000 | $ 725,000 | $ 256,000 |
| Forsyth County North Carolina | 1 | $ 915,000 | $ 915,000 | $ 335,000 |
| Iredell County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 152,000 |
| Johnston County North Carolina | 1 | $ 575,000 | $ 575,000 | $ 247,000 |
| Moore County North Carolina | 1 | $ 615,000 | $ 615,000 | $ 248,000 |
| Transylvania County North Carolina | 1 | $ 555,000 | $ 555,000 | $ 236,000 |
| Butler County Ohio | 1 | $ 765,000 | $ 765,000 | $ 288,000 |
| Cuyahoga County Ohio | 1 | $ 645,000 | $ 645,000 | $ 183,000 |
| Hamilton County Ohio | 1 | $ 535,000 | $ 535,000 | $ 185,000 |
| Oklahoma County Oklahoma | 1 | $ 585,000 | $ 585,000 | $ 212,000 |
| Benton County Oregon | 1 | $ 675,000 | $ 675,000 | $ 132,000 |
| Deschutes County Oregon | 1 | $ 545,000 | $ 545,000 | $ 210,000 |
| Jackson County Oregon | 1 | $ 555,000 | $ 555,000 | $ 399,000 |
| Multnomah County Oregon | 1 | $ 595,000 | $ 595,000 | $ 191,000 |
| Yamhill County Oregon | 1 | $ 235,000 | $ 235,000 | $ 183,000 |
| Chester County Pennsylvania | 1 | $ 575,000 | $ 575,000 | $ 295,000 |
| Lehigh County Pennsylvania | 1 | $ 665,000 | $ 665,000 | $ 314,000 |
| Montgomery County Pennsylvania | 1 | $ 585,000 | $ 585,000 | $ 577,000 |
| Philadelphia County Pennsylvania | 1 | $ 545,000 | $ 545,000 | $ 318,000 |
| Aiken County South Carolina | 1 | $ 545,000 | $ 545,000 | $ 230,000 |
| Beaufort County South Carolina | 1 | $ 845,000 | $ 845,000 | $ 834,000 |
| Georgetown County South Carolina | 1 | $ 1,255,000 | $ 1,255,000 | $ 1,473,000 |
| Horry County South Carolina | 1 | $ 9,005,000 | $ 9,005,000 | $ 0 |
| Richland County South Carolina | 1 | $ 595,000 | $ 595,000 | $ 321,000 |
| York County South Carolina | 1 | $ 795,000 | $ 795,000 | $ 700,000 |
| Davidson County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 100,000 |
| Williamson County Tennessee | 1 | $ 845,000 | $ 845,000 | $ 350,000 |
| Austin County Texas | 1 | $ 985,000 | $ 985,000 | $ 1,243,000 |
| Blanco County Texas | 1 | $ 705,000 | $ 705,000 | $ 220,000 |
| Brazos County Texas | 1 | $ 325,000 | $ 325,000 | $ 240,000 |
| Fort Bend County Texas | 1 | $ 585,000 | $ 585,000 | $ 400,000 |
| Guadalupe County Texas | 1 | $ 28,405,000 | $ 28,405,000 | $ 0 |
| Hays County Texas | 1 | $ 485,000 | $ 485,000 | $ 286,000 |
| Hood County Texas | 1 | $ 505,000 | $ 505,000 | $ 329,000 |
| Palo Pinto County Texas | 1 | $ 1,285,000 | $ 1,285,000 | $ 486,000 |
| Parker County Texas | 1 | $ 505,000 | $ 505,000 | $ 155,000 |
| Williamson County Texas | 1 | $ 515,000 | $ 515,000 | $ 361,000 |
| Summit County Utah | 1 | $ 575,000 | $ 575,000 | $ 264,000 |
| Utah County Utah | 1 | $ 11,905,000 | $ 11,905,000 | $ 0 |
| Wasatch County Utah | 1 | $ 945,000 | $ 945,000 | $ 212,000 |
| Arlington County Virginia | 1 | $ 775,000 | $ 775,000 | $ 364,000 |
| Franklin County Virginia | 1 | $ 975,000 | $ 975,000 | $ 440,000 |
| Pittsylvania County Virginia | 1 | $ 605,000 | $ 605,000 | $ 338,000 |
| Spotsylvania County Virginia | 1 | $ 625,000 | $ 625,000 | $ 454,000 |
| Benton County Washington | 1 | $ 555,000 | $ 555,000 | $ 240,000 |
| Douglas County Washington | 1 | $ 515,000 | $ 515,000 | $ 261,000 |
| Kitsap County Washington | 1 | $ 695,000 | $ 695,000 | $ 256,000 |
| Skagit County Washington | 1 | $ 255,000 | $ 255,000 | $ 104,000 |
| Snohomish County Washington | 1 | $ 535,000 | $ 535,000 | $ 409,000 |
| Yakima County Washington | 1 | $ 535,000 | $ 535,000 | $ 662,000 |
| Ozaukee County Wisconsin | 1 | $ 485,000 | $ 485,000 | $ 212,000 |
| Waukesha County Wisconsin | 1 | $ 1,015,000 | $ 1,015,000 | $ 659,000 |
Mortgage Loan Application Detail Totals for Mutual Of Omaha Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 362 | $588,930,000 | $1,626,000 | $41,005,000 | $280,000 | $7,711,000 |
| Refinancing | 226 | $227,210,000 | $1,005,000 | $32,375,000 | $334,000 | $1,417,000 |
| Cash-out Refinancing | 96 | $71,390,000 | $743,000 | $2,345,000 | $349,000 | $1,346,000 |
| Home Improvement | 60 | $2,970,000 | $49,000 | $175,000 | $127,000 | $1,041,000 |
| Other Purpose | 32 | $4,610,000 | $144,000 | $775,000 | $179,000 | $1,193,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 433 | $254,245,000 | $587,000 | $2,505,000 | $341,000 | $7,711,000 |
| Not Provided | 167 | $90,785,000 | $543,000 | $2,345,000 | $293,000 | $1,346,000 |
| Not applicable | 106 | $512,320,000 | $4,833,000 | $41,005,000 | $34,000 | $59,000 |
| Asian | 31 | $20,295,000 | $654,000 | $1,895,000 | $318,000 | $967,000 |
| Hispanic | 27 | $12,365,000 | $457,000 | $1,175,000 | $235,000 | $1,340,000 |
| Black or African American | 8 | $2,780,000 | $347,000 | $695,000 | $155,000 | $211,000 |
| American Indian or Alaskan Native | 1 | $515,000 | $515,000 | $515,000 | $476,000 | $476,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 776 | $895,110,000 | $1,153,000 | $41,005,000 | $292,000 | $7,711,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 390 | $625,900,000 | $1,604,000 | $41,005,000 | $288,000 | $3,601,000 |
| Loan Purchased By The Institution | 295 | $156,395,000 | $530,000 | $1,895,000 | $315,000 | $7,711,000 |
| Application Denied By Financial Institution | 68 | $18,180,000 | $267,000 | $1,505,000 | $174,000 | $1,041,000 |
| Application Withdrawn By Applicant | 18 | $90,810,000 | $5,045,000 | $28,005,000 | $69,000 | $90,000 |
| Application Approved But Not Accepted | 5 | $3,825,000 | $765,000 | $1,805,000 | $375,000 | $691,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 708 | $876,930,000 | $1,238,000 | $41,005,000 | $300,000 | $7,711,000 |
| Debt-To-Income Ratio | 31 | $10,825,000 | $349,000 | $1,505,000 | $116,000 | $516,000 |
| Credit History | 22 | $2,200,000 | $100,000 | $1,055,000 | $298,000 | $520,000 |
| Collateral | 8 | $2,270,000 | $283,000 | $705,000 | $202,000 | $314,000 |
| Other | 3 | $375,000 | $125,000 | $175,000 | $647,000 | $1,041,000 |
| Unverifiable Information | 2 | $1,500,000 | $750,000 | $835,000 | $276,000 | $300,000 |
| Credit Application Incomplete | 2 | $1,010,000 | $505,000 | $705,000 | $250,000 | $422,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mutual Of Omaha Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mutual Of Omaha Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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