National Bank of Kansas City Mortgage Lending & HMDA Data, 2007

In 2007, National Bank of Kansas City of Overland Park, KS reported 6,216 mortgage applications totaling $1.4 billion, up 42% from 2006. The average application was for $219,385, and applicants reported an average income of $118,023. 72% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Kansas City, MO-KS (652), Springfield, MO (320) and Chicago-Naperville-Joliet, IL (305) (applications in parentheses).

Mortgage Company & Address National Bank of Kansas City
10700 Nall Avenue
Overland Park, KS 66211
Tel #: available with data download
Federal Regulator * available with data download
Years 2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,216
Total Mortgage Loan Application Amount $1,363,699,000
Average Mortgage Loan Application Amount $219,385
Highest Mortgage Loan Application Amount $7,088,000
Average Applicant Income $118,023
Highest Applicant Income $7,200,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records National Bank of Kansas City filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for National Bank of Kansas City by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 221 $ 48,336,000 $ 218,714 $ 102,000
Greene, Missouri 221 $ 25,797,000 $ 116,728 $ 58,000
Jackson, Missouri 206 $ 28,350,000 $ 137,621 $ 81,000
Cook, Illinois 202 $ 48,453,000 $ 239,866 $ 95,000
Johnson, Kansas 169 $ 32,214,000 $ 190,615 $ 109,000
Clay, Missouri 150 $ 18,182,000 $ 121,213 $ 71,000
Shawnee, Kansas 140 $ 13,016,000 $ 92,971 $ 51,000
St. Louis, Missouri 107 $ 18,223,000 $ 170,308 $ 73,000
Clark, Nevada 88 $ 23,017,000 $ 261,556 $ 124,000
Christian, Missouri 75 $ 11,024,000 $ 146,986 $ 71,000
Okaloosa, Florida 72 $ 13,131,000 $ 182,375 $ 265,000
Milwaukee, Wisconsin 64 $ 8,033,000 $ 125,515 $ 66,000
Summit, Utah 55 $ 15,031,000 $ 273,290 $ 713,000
Los Angeles, California 48 $ 18,844,000 $ 392,583 $ 148,000
San Diego, California 46 $ 16,403,000 $ 356,586 $ 165,000
St. Louis City, Missouri 45 $ 5,056,000 $ 112,355 $ 53,000
King, Washington 41 $ 13,494,000 $ 329,121 $ 120,000
San Bernardino, California 40 $ 11,641,000 $ 291,025 $ 118,000
Washington, Oregon 37 $ 9,085,000 $ 245,540 $ 105,000
Fairfax, Virginia 37 $ 13,344,000 $ 360,648 $ 147,000
Bergen, New Jersey 36 $ 11,061,000 $ 307,250 $ 126,000
Will, Illinois 35 $ 6,873,000 $ 196,371 $ 78,000
Platte, Missouri 35 $ 5,625,000 $ 160,714 $ 82,000
Pima, Arizona 33 $ 6,969,000 $ 211,181 $ 90,000
DuPage, Illinois 32 $ 8,583,000 $ 268,218 $ 98,000
Hennepin, Minnesota 32 $ 7,088,000 $ 221,500 $ 83,000
Salt Lake, Utah 32 $ 8,917,000 $ 278,656 $ 138,000
Lake, Illinois 31 $ 8,436,000 $ 272,129 $ 119,000
Ada, Idaho 30 $ 7,403,000 $ 246,766 $ 101,000
Pierce, Washington 30 $ 7,612,000 $ 253,733 $ 107,000
Snohomish, Washington 30 $ 7,957,000 $ 265,233 $ 111,000
Harris, Texas 29 $ 6,093,000 $ 210,103 $ 116,000
Middlesex, New Jersey 28 $ 6,892,000 $ 246,142 $ 103,000
Orange, California 27 $ 12,244,000 $ 453,481 $ 155,000
Placer, California 27 $ 7,098,000 $ 262,888 $ 248,000
Riverside, California 27 $ 9,810,000 $ 363,333 $ 116,000
St. Clair, Illinois 27 $ 4,125,000 $ 152,777 $ 65,000
Yavapai, Arizona 24 $ 6,641,000 $ 276,708 $ 576,000
Jefferson, Missouri 24 $ 4,138,000 $ 172,416 $ 66,000
Monmouth, New Jersey 24 $ 6,352,000 $ 264,666 $ 137,000
Allegheny, Pennsylvania 23 $ 3,014,000 $ 131,043 $ 100,000
Hillsborough, Florida 22 $ 5,545,000 $ 252,045 $ 95,000
Wyandotte, Kansas 22 $ 2,243,000 $ 101,954 $ 60,000
Sacramento, California 21 $ 4,996,000 $ 237,904 $ 132,000
Washoe, Nevada 21 $ 7,325,000 $ 348,809 $ 134,000
Morris, New Jersey 21 $ 7,472,000 $ 355,809 $ 158,000
St. Charles, Missouri 20 $ 3,791,000 $ 189,550 $ 75,000
Davis, Utah 20 $ 4,295,000 $ 214,750 $ 81,000
Union, New Jersey 19 $ 4,460,000 $ 234,736 $ 131,000
Multnomah, Oregon 19 $ 5,851,000 $ 307,947 $ 127,000
Miami-Dade, Florida 18 $ 5,327,000 $ 295,944 $ 93,000
McHenry, Illinois 18 $ 4,557,000 $ 253,166 $ 135,000
Webster, Missouri 18 $ 2,230,000 $ 123,888 $ 57,000
Mecklenburg, North Carolina 18 $ 5,655,000 $ 314,166 $ 185,000
Dallas, Texas 18 $ 4,518,000 $ 251,000 $ 139,000
Tarrant, Texas 18 $ 3,477,000 $ 193,166 $ 95,000
Dane, Wisconsin 18 $ 3,681,000 $ 204,500 $ 77,000
Nevada, California 17 $ 4,816,000 $ 283,294 $ 385,000
Santa Clara, California 17 $ 7,913,000 $ 465,470 $ 177,000
Summit, Colorado 17 $ 4,753,000 $ 279,588 $ 399,000
Gwinnett, Georgia 17 $ 2,726,000 $ 160,352 $ 97,000
Honolulu, Hawaii 17 $ 6,591,000 $ 387,705 $ 132,000
Somerset, New Jersey 17 $ 7,359,000 $ 432,882 $ 181,000
Philadelphia, Pennsylvania 17 $ 2,508,000 $ 147,529 $ 100,000
Contra Costa, California 16 $ 5,100,000 $ 318,750 $ 136,000
Ventura, California 16 $ 6,925,000 $ 432,812 $ 126,000
Madison, Illinois 16 $ 2,192,000 $ 137,000 $ 55,000
Lawrence, Missouri 16 $ 1,333,000 $ 83,312 $ 49,000
Burlington, New Jersey 16 $ 3,449,000 $ 215,562 $ 91,000
Essex, New Jersey 16 $ 4,809,000 $ 300,562 $ 140,000
Clackamas, Oregon 16 $ 4,034,000 $ 252,125 $ 93,000
Montgomery, Maryland 15 $ 8,080,000 $ 538,666 $ 176,000
Ray, Missouri 15 $ 1,730,000 $ 115,333 $ 73,000
Lancaster, Nebraska 15 $ 2,014,000 $ 134,266 $ 78,000
Cuyahoga, Ohio 15 $ 3,502,000 $ 233,466 $ 159,000
Clark, Washington 15 $ 3,918,000 $ 261,200 $ 129,000
Kitsap, Washington 15 $ 4,485,000 $ 299,000 $ 105,000
Thurston, Washington 15 $ 3,488,000 $ 232,533 $ 74,000
Kenosha, Wisconsin 15 $ 3,193,000 $ 212,866 $ 73,000
Fresno, California 14 $ 3,858,000 $ 275,571 $ 93,000
Kane, Illinois 14 $ 3,470,000 $ 247,857 $ 130,000
Sedgwick, Kansas 14 $ 2,036,000 $ 145,428 $ 80,000
Wayne, Michigan 14 $ 1,887,000 $ 134,785 $ 89,000
Ramsey, Minnesota 14 $ 2,497,000 $ 178,357 $ 110,000
Mercer, New Jersey 14 $ 3,018,000 $ 215,571 $ 135,000
Franklin, Ohio 14 $ 2,526,000 $ 180,428 $ 84,000
Montgomery, Pennsylvania 14 $ 2,894,000 $ 206,714 $ 137,000
Pennington, South Dakota 14 $ 1,943,000 $ 138,785 $ 48,000
Bexar, Texas 14 $ 1,877,000 $ 134,071 $ 93,000
Utah, Utah 14 $ 3,507,000 $ 250,500 $ 91,000
Anchorage, Alaska 13 $ 3,241,000 $ 249,307 $ 90,000
El Paso, Colorado 13 $ 3,069,000 $ 236,076 $ 90,000
Routt, Colorado 13 $ 1,627,000 $ 125,153 $ 304,000
Palm Beach, Florida 13 $ 3,685,000 $ 283,461 $ 151,000
Polk, Iowa 13 $ 1,722,000 $ 132,461 $ 73,000
Anne Arundel, Maryland 13 $ 4,764,000 $ 366,461 $ 135,000
Guilford, North Carolina 13 $ 2,447,000 $ 188,230 $ 85,000
New Hanover, North Carolina 13 $ 2,437,000 $ 187,461 $ 247,000
Collin, Texas 13 $ 2,950,000 $ 226,923 $ 140,000
Travis, Texas 13 $ 3,902,000 $ 300,153 $ 160,000
Jefferson, Colorado 12 $ 4,133,000 $ 344,416 $ 174,000
Fairfield, Connecticut 12 $ 5,941,000 $ 495,083 $ 149,000
Broward, Florida 12 $ 4,084,000 $ 340,333 $ 142,000
Camden, Georgia 12 $ 2,212,000 $ 184,333 $ 74,000
Linn, Iowa 12 $ 1,545,000 $ 128,750 $ 55,000
Scott, Iowa 12 $ 1,313,000 $ 109,416 $ 59,000
Miami, Kansas 12 $ 1,548,000 $ 129,000 $ 94,000
Cass, Missouri 12 $ 1,839,000 $ 153,250 $ 87,000
Hudson, New Jersey 12 $ 3,307,000 $ 275,583 $ 172,000
Ocean, New Jersey 12 $ 4,609,000 $ 384,083 $ 176,000
Deschutes, Oregon 12 $ 3,522,000 $ 293,500 $ 122,000
Windsor, Vermont 12 $ 1,891,000 $ 157,583 $ 427,000
Loudoun, Virginia 12 $ 4,405,000 $ 367,083 $ 175,000
Prince William, Virginia 12 $ 3,426,000 $ 285,500 $ 112,000
Coconino, Arizona 11 $ 3,287,000 $ 298,818 $ 199,000
Kern, California 11 $ 2,784,000 $ 253,090 $ 119,000
Sonoma, California 11 $ 4,296,000 $ 390,545 $ 113,000
Orange, Florida 11 $ 2,482,000 $ 225,636 $ 133,000
Cobb, Georgia 11 $ 3,450,000 $ 313,636 $ 137,000
Fulton, Georgia 11 $ 2,639,000 $ 239,909 $ 120,000
Valley, Idaho 11 $ 1,385,000 $ 125,909 $ 189,000
Oakland, Michigan 11 $ 2,772,000 $ 252,000 $ 101,000
Nassau, New York 11 $ 3,522,000 $ 320,181 $ 108,000
Wake, North Carolina 11 $ 2,697,000 $ 245,181 $ 116,000
Jackson, Oregon 11 $ 3,134,000 $ 284,909 $ 93,000
Minnehaha, South Dakota 11 $ 2,001,000 $ 181,909 $ 79,000
Williamson, Texas 11 $ 1,894,000 $ 172,181 $ 107,000
Alameda, California 10 $ 4,460,000 $ 446,000 $ 171,000
Grand, Colorado 10 $ 1,787,000 $ 178,700 $ 242,000
St. Tammany, Louisiana 10 $ 2,338,000 $ 233,800 $ 147,000
Cumberland, North Carolina 10 $ 1,631,000 $ 163,100 $ 91,000
Chester, Pennsylvania 10 $ 3,215,000 $ 321,500 $ 153,000
Bell, Texas 10 $ 1,393,000 $ 139,300 $ 82,000
Denton, Texas 10 $ 2,044,000 $ 204,400 $ 111,000
Montgomery, Texas 10 $ 1,949,000 $ 194,900 $ 104,000
Spokane, Washington 10 $ 2,799,000 $ 279,900 $ 97,000
Madison, Alabama 9 $ 1,451,000 $ 161,222 $ 106,000
Pinal, Arizona 9 $ 1,655,000 $ 183,888 $ 107,000
District of Columbia, District Of Columbia 9 $ 3,652,000 $ 405,777 $ 132,000
Rock Island, Illinois 9 $ 1,243,000 $ 138,111 $ 65,000
Douglas, Kansas 9 $ 1,783,000 $ 198,111 $ 72,000
Leavenworth, Kansas 9 $ 1,618,000 $ 179,777 $ 63,000
Baltimore City, Maryland 9 $ 1,713,000 $ 190,333 $ 90,000
Prince George's, Maryland 9 $ 2,321,000 $ 257,888 $ 108,000
Sarpy, Nebraska 9 $ 1,679,000 $ 186,555 $ 71,000
Atlantic, New Jersey 9 $ 1,945,000 $ 216,111 $ 108,000
Hunterdon, New Jersey 9 $ 2,720,000 $ 302,222 $ 175,000
Passaic, New Jersey 9 $ 3,590,000 $ 398,888 $ 206,000
Bernalillo, New Mexico 9 $ 1,817,000 $ 201,888 $ 94,000
Butler, Ohio 9 $ 2,173,000 $ 241,444 $ 127,000
Bucks, Pennsylvania 9 $ 2,219,000 $ 246,555 $ 106,000
York, Pennsylvania 9 $ 1,835,000 $ 203,888 $ 60,000
Chesterfield, Virginia 9 $ 2,129,000 $ 236,555 $ 95,000
Whatcom, Washington 9 $ 1,685,000 $ 187,222 $ 105,000
Waukesha, Wisconsin 9 $ 2,460,000 $ 273,333 $ 96,000
Mohave, Arizona 8 $ 1,081,000 $ 135,125 $ 115,000
El Dorado, California 8 $ 2,307,000 $ 288,375 $ 395,000
San Mateo, California 8 $ 3,795,000 $ 474,375 $ 210,000
Denver, Colorado 8 $ 1,782,000 $ 222,750 $ 81,000
Douglas, Colorado 8 $ 2,686,000 $ 335,750 $ 106,000
Seminole, Florida 8 $ 2,379,000 $ 297,375 $ 98,000
DeKalb, Georgia 8 $ 2,348,000 $ 293,500 $ 121,000
Maui, Hawaii 8 $ 10,764,000 $ 1,345,500 $ 488,000
Winnebago, Illinois 8 $ 955,000 $ 119,375 $ 59,000
Osage, Kansas 8 $ 754,000 $ 94,250 $ 39,000
Gallatin, Montana 8 $ 2,005,000 $ 250,625 $ 239,000
Sussex, New Jersey 8 $ 2,034,000 $ 254,250 $ 100,000
Otero, New Mexico 8 $ 1,277,000 $ 159,625 $ 68,000
Santa Fe, New Mexico 8 $ 874,000 $ 109,250 $ 273,000
Kings, New York 8 $ 4,137,000 $ 517,125 $ 153,000
Suffolk, New York 8 $ 2,320,000 $ 290,000 $ 86,000
Ulster, New York 8 $ 1,596,000 $ 199,500 $ 147,000
Brunswick, North Carolina 8 $ 1,114,000 $ 139,250 $ 298,000
Harnett, North Carolina 8 $ 1,676,000 $ 209,500 $ 93,000
Summit, Ohio 8 $ 1,714,000 $ 214,250 $ 119,000
Racine, Wisconsin 8 $ 1,372,000 $ 171,500 $ 99,000
Walworth, Wisconsin 8 $ 1,926,000 $ 240,750 $ 72,000
Benton, Arkansas 7 $ 1,328,000 $ 189,714 $ 181,000
Adams, Colorado 7 $ 1,496,000 $ 213,714 $ 100,000
Arapahoe, Colorado 7 $ 1,189,000 $ 169,857 $ 103,000
Duval, Florida 7 $ 1,906,000 $ 272,285 $ 131,000
Sarasota, Florida 7 $ 1,494,000 $ 213,428 $ 75,000
Hawaii, Hawaii 7 $ 2,312,000 $ 330,285 $ 99,000
Anoka, Minnesota 7 $ 1,850,000 $ 264,285 $ 110,000
Lafayette, Missouri 7 $ 960,000 $ 137,142 $ 76,000
Richmond, New York 7 $ 2,271,000 $ 324,428 $ 90,000
Delaware, Pennsylvania 7 $ 1,441,000 $ 205,857 $ 103,000
Washington, Pennsylvania 7 $ 1,691,000 $ 241,571 $ 287,000
Lincoln, South Dakota 7 $ 1,535,000 $ 219,285 $ 100,000
Davidson, Tennessee 7 $ 1,072,000 $ 153,142 $ 95,000
El Paso, Texas 7 $ 1,873,000 $ 267,571 $ 125,000
Washington, Vermont 7 $ 1,240,000 $ 177,142 $ 196,000
Butte, California 6 $ 1,960,000 $ 326,666 $ 224,000
San Luis Obispo, California 6 $ 1,790,000 $ 298,333 $ 101,000
Santa Barbara, California 6 $ 1,470,000 $ 245,000 $ 124,000
Eagle, Colorado 6 $ 2,745,000 $ 457,500 $ 1,039,000
Pitkin, Colorado 6 $ 1,023,000 $ 170,500 $ 372,000
Kent, Delaware 6 $ 1,320,000 $ 220,000 $ 65,000
New Castle, Delaware 6 $ 1,313,000 $ 218,833 $ 153,000
Brevard, Florida 6 $ 1,305,000 $ 217,500 $ 79,000
Santa Rosa, Florida 6 $ 798,000 $ 133,000 $ 75,000
Kankakee, Illinois 6 $ 679,000 $ 113,166 $ 48,000
Franklin, Kansas 6 $ 618,000 $ 103,000 $ 63,000
Jefferson, Kentucky 6 $ 1,512,000 $ 252,000 $ 97,000
Charles, Maryland 6 $ 2,380,000 $ 396,666 $ 143,000
Hinds, Mississippi 6 $ 952,000 $ 158,666 $ 68,000
Jackson, Mississippi 6 $ 1,132,000 $ 188,666 $ 76,000
Boone, Missouri 6 $ 879,000 $ 146,500 $ 97,000
Clinton, Missouri 6 $ 934,000 $ 155,666 $ 58,000
Stone, Missouri 6 $ 587,000 $ 97,833 $ 64,000
Flathead, Montana 6 $ 1,090,000 $ 181,666 $ 61,000
Jefferson, New York 6 $ 1,017,000 $ 169,500 $ 66,000
Onslow, North Carolina 6 $ 1,548,000 $ 258,000 $ 83,000
Montgomery, Ohio 6 $ 1,094,000 $ 182,333 $ 209,000
Wood, Ohio 6 $ 1,247,000 $ 207,833 $ 149,000
Oklahoma, Oklahoma 6 $ 900,000 $ 150,000 $ 77,000
Marion, Oregon 6 $ 1,239,000 $ 206,500 $ 95,000
Butler, Pennsylvania 6 $ 1,083,000 $ 180,500 $ 160,000
Horry, South Carolina 6 $ 1,067,000 $ 177,833 $ 157,000
Codington, South Dakota 6 $ 836,000 $ 139,333 $ 73,000
Washington, Utah 6 $ 1,232,000 $ 205,333 $ 127,000
Chesapeake, Virginia 6 $ 1,658,000 $ 276,333 $ 72,000
Virginia Beach, Virginia 6 $ 1,379,000 $ 229,833 $ 83,000
Matanuska-Susitna, Alaska 5 $ 1,286,000 $ 257,200 $ 73,000
Napa, California 5 $ 2,002,000 $ 400,400 $ 194,000
San Joaquin, California 5 $ 1,844,000 $ 368,800 $ 109,000
Sussex, Delaware 5 $ 852,000 $ 170,400 $ 126,000
Lee, Florida 5 $ 1,907,000 $ 381,400 $ 117,000
Manatee, Florida 5 $ 1,553,000 $ 310,600 $ 155,000
Volusia, Florida 5 $ 968,000 $ 193,600 $ 80,000
Kauai, Hawaii 5 $ 2,099,000 $ 419,800 $ 160,000
Sangamon, Illinois 5 $ 555,000 $ 111,000 $ 66,000
Dubuque, Iowa 5 $ 765,000 $ 153,000 $ 50,000
Geary, Kansas 5 $ 829,000 $ 165,800 $ 58,000
Jefferson, Kansas 5 $ 432,000 $ 86,400 $ 47,000
Frederick, Maryland 5 $ 1,336,000 $ 267,200 $ 72,000
Worcester, Massachusetts 5 $ 1,024,000 $ 204,800 $ 127,000
Waseca, Minnesota 5 $ 724,000 $ 144,800 $ 54,000
Washington, Minnesota 5 $ 1,348,000 $ 269,600 $ 96,000
DeSoto, Mississippi 5 $ 961,000 $ 192,200 $ 83,000
Franklin, Missouri 5 $ 614,000 $ 122,800 $ 46,000
Lincoln, Missouri 5 $ 736,000 $ 147,200 $ 52,000
Hillsborough, New Hampshire 5 $ 991,000 $ 198,200 $ 70,000
Orange, New York 5 $ 982,000 $ 196,400 $ 206,000
Queens, New York 5 $ 2,298,000 $ 459,600 $ 145,000
Westchester, New York 5 $ 1,844,000 $ 368,800 $ 191,000
Buncombe, North Carolina 5 $ 1,085,000 $ 217,000 $ 102,000
Durham, North Carolina 5 $ 1,242,000 $ 248,400 $ 79,000
Forsyth, North Carolina 5 $ 1,388,000 $ 277,600 $ 106,000
Union, North Carolina 5 $ 1,252,000 $ 250,400 $ 116,000
Greene, Ohio 5 $ 873,000 $ 174,600 $ 116,000
Lane, Oregon 5 $ 1,275,000 $ 255,000 $ 86,000
Pike, Pennsylvania 5 $ 1,044,000 $ 208,800 $ 173,000
Dorchester, South Carolina 5 $ 819,000 $ 163,800 $ 68,000
Guadalupe, Texas 5 $ 994,000 $ 198,800 $ 209,000
Weber, Utah 5 $ 1,273,000 $ 254,600 $ 87,000
Henrico, Virginia 5 $ 1,116,000 $ 223,200 $ 98,000
Spotsylvania, Virginia 5 $ 1,585,000 $ 317,000 $ 160,000
Stafford, Virginia 5 $ 1,578,000 $ 315,600 $ 103,000
Benton, Washington 5 $ 897,000 $ 179,400 $ 78,000
Skagit, Washington 5 $ 1,260,000 $ 252,000 $ 113,000
Berkeley, West Virginia 5 $ 1,046,000 $ 209,200 $ 170,000
Dodge, Wisconsin 5 $ 710,000 $ 142,000 $ 55,000
Rock, Wisconsin 5 $ 699,000 $ 139,800 $ 50,000
Laramie, Wyoming 5 $ 675,000 $ 135,000 $ 84,000
Houston, Alabama 4 $ 914,000 $ 228,500 $ 75,000
Montgomery, Alabama 4 $ 503,000 $ 125,750 $ 104,000
Yuma, Arizona 4 $ 826,000 $ 206,500 $ 102,000
Pulaski, Arkansas 4 $ 533,000 $ 133,250 $ 116,000
Amador, California 4 $ 334,000 $ 83,500 $ 199,000
San Francisco, California 4 $ 1,877,000 $ 469,250 $ 254,000
Solano, California 4 $ 1,419,000 $ 354,750 $ 106,000
Stanislaus, California 4 $ 1,035,000 $ 258,750 $ 78,000
Tulare, California 4 $ 985,000 $ 246,250 $ 88,000
Boulder, Colorado 4 $ 1,196,000 $ 299,000 $ 119,000
Larimer, Colorado 4 $ 874,000 $ 218,500 $ 117,000
San Miguel, Colorado 4 $ 1,752,000 $ 438,000 $ 241,000
Weld, Colorado 4 $ 973,000 $ 243,250 $ 39,000
Hartford, Connecticut 4 $ 2,006,000 $ 501,500 $ 368,000
Litchfield, Connecticut 4 $ 823,000 $ 205,750 $ 79,000
Collier, Florida 4 $ 1,873,000 $ 468,250 $ 206,000
Lake, Florida 4 $ 1,115,000 $ 278,750 $ 122,000
Pasco, Florida 4 $ 675,000 $ 168,750 $ 64,000
Bryan, Georgia 4 $ 1,211,000 $ 302,750 $ 113,000
Columbia, Georgia 4 $ 965,000 $ 241,250 $ 89,000
Forsyth, Georgia 4 $ 949,000 $ 237,250 $ 115,000
Lemhi, Idaho 4 $ 464,000 $ 116,000 $ 76,000
Kendall, Illinois 4 $ 816,000 $ 204,000 $ 87,000
Hamilton, Indiana 4 $ 1,266,000 $ 316,500 $ 160,000
Clinton, Iowa 4 $ 379,000 $ 94,750 $ 60,000
Pottawatomie, Kansas 4 $ 637,000 $ 159,250 $ 77,000
Bossier, Louisiana 4 $ 827,000 $ 206,750 $ 54,000
Orleans, Louisiana 4 $ 992,000 $ 248,000 $ 117,000
York, Maine 4 $ 1,030,000 $ 257,500 $ 89,000
Baltimore, Maryland 4 $ 983,000 $ 245,750 $ 60,000
Carroll, Maryland 4 $ 1,532,000 $ 383,000 $ 141,000
St. Mary's, Maryland 4 $ 1,288,000 $ 322,000 $ 137,000
Middlesex, Massachusetts 4 $ 1,811,000 $ 452,750 $ 114,000
Kent, Michigan 4 $ 461,000 $ 115,250 $ 81,000
Livingston, Michigan 4 $ 756,000 $ 189,000 $ 162,000
Macomb, Michigan 4 $ 762,000 $ 190,500 $ 124,000
Dakota, Minnesota 4 $ 923,000 $ 230,750 $ 63,000
Harrison, Mississippi 4 $ 866,000 $ 216,500 $ 182,000
Madison, Mississippi 4 $ 653,000 $ 163,250 $ 151,000
Buchanan, Missouri 4 $ 460,000 $ 115,000 $ 182,000
Dallas, Missouri 4 $ 648,000 $ 162,000 $ 44,000
Jasper, Missouri 4 $ 557,000 $ 139,250 $ 61,000
Pike, Missouri 4 $ 497,000 $ 124,250 $ 42,000
Douglas, Nebraska 4 $ 374,000 $ 93,500 $ 43,000
Carson City, Nevada 4 $ 833,000 $ 208,250 $ 77,000
Rockingham, New Hampshire 4 $ 1,093,000 $ 273,250 $ 103,000
Camden, New Jersey 4 $ 1,218,000 $ 304,500 $ 122,000
Warren, New Jersey 4 $ 1,101,000 $ 275,250 $ 81,000
Dutchess, New York 4 $ 1,633,000 $ 408,250 $ 107,000
Onondaga, New York 4 $ 710,000 $ 177,500 $ 140,000
Sullivan, New York 4 $ 1,067,000 $ 266,750 $ 92,000
Craven, North Carolina 4 $ 952,000 $ 238,000 $ 75,000
Davidson, North Carolina 4 $ 727,000 $ 181,750 $ 86,000
Iredell, North Carolina 4 $ 1,104,000 $ 276,000 $ 151,000
Hamilton, Ohio 4 $ 754,000 $ 188,500 $ 125,000
Licking, Ohio 4 $ 750,000 $ 187,500 $ 92,000
Lorain, Ohio 4 $ 959,000 $ 239,750 $ 156,000
Warren, Ohio 4 $ 629,000 $ 157,250 $ 102,000
Cleveland, Oklahoma 4 $ 591,000 $ 147,750 $ 131,000
Tulsa, Oklahoma 4 $ 758,000 $ 189,500 $ 57,000
Clatsop, Oregon 4 $ 1,195,000 $ 298,750 $ 189,000
Curry, Oregon 4 $ 1,725,000 $ 431,250 $ 200,000
Josephine, Oregon 4 $ 900,000 $ 225,000 $ 106,000
Linn, Oregon 4 $ 530,000 $ 132,500 $ 74,000
Yamhill, Oregon 4 $ 937,000 $ 234,250 $ 106,000
Berks, Pennsylvania 4 $ 751,000 $ 187,750 $ 107,000
Luzerne, Pennsylvania 4 $ 582,000 $ 145,500 $ 117,000
Washington, Rhode Island 4 $ 913,000 $ 228,250 $ 340,000
Greenville, South Carolina 4 $ 995,000 $ 248,750 $ 102,000
Sumter, South Carolina 4 $ 721,000 $ 180,250 $ 90,000
Sumner, Tennessee 4 $ 713,000 $ 178,250 $ 90,000
Coryell, Texas 4 $ 796,000 $ 199,000 $ 90,000
Hunt, Texas 4 $ 469,000 $ 117,250 $ 102,000
Nueces, Texas 4 $ 653,000 $ 163,250 $ 74,000
Val Verde, Texas 4 $ 608,000 $ 152,000 $ 86,000
Arlington, Virginia 4 $ 1,288,000 $ 322,000 $ 115,000
James City, Virginia 4 $ 795,000 $ 198,750 $ 135,000
Brown, Wisconsin 4 $ 458,000 $ 114,500 $ 76,000
Grant, Wisconsin 4 $ 628,000 $ 157,000 $ 53,000
Iowa, Wisconsin 4 $ 593,000 $ 148,250 $ 68,000
Manitowoc, Wisconsin 4 $ 455,000 $ 113,750 $ 38,000
Sheboygan, Wisconsin 4 $ 512,000 $ 128,000 $ 54,000
Waupaca, Wisconsin 4 $ 553,000 $ 138,250 $ 49,000
Winnebago, Wisconsin 4 $ 625,000 $ 156,250 $ 87,000
Shelby, Alabama 3 $ 766,000 $ 255,333 $ 78,000
Cochise, Arizona 3 $ 635,000 $ 211,666 $ 67,000
Navajo, Arizona 3 $ 468,000 $ 156,000 $ 96,000
Lonoke, Arkansas 3 $ 558,000 $ 186,000 $ 58,000
Monterey, California 3 $ 1,960,000 $ 653,333 $ 181,000
Santa Cruz, California 3 $ 1,180,000 $ 393,333 $ 67,000
Shasta, California 3 $ 942,000 $ 314,000 $ 99,000
New Haven, Connecticut 3 $ 522,000 $ 174,000 $ 76,000
Tolland, Connecticut 3 $ 788,000 $ 262,666 $ 182,000
Charlotte, Florida 3 $ 469,000 $ 156,333 $ 108,000
Hernando, Florida 3 $ 603,000 $ 201,000 $ 126,000
Marion, Florida 3 $ 380,000 $ 126,666 $ 45,000
Pinellas, Florida 3 $ 588,000 $ 196,000 $ 60,000
Polk, Florida 3 $ 394,000 $ 131,333 $ 46,000
Coweta, Georgia 3 $ 813,000 $ 271,000 $ 102,000
Bannock, Idaho 3 $ 1,125,000 $ 375,000 $ 187,000
Bonneville, Idaho 3 $ 1,567,000 $ 522,333 $ 279,000
Canyon, Idaho 3 $ 593,000 $ 197,666 $ 68,000
Kootenai, Idaho 3 $ 621,000 $ 207,000 $ 74,000
Boone, Illinois 3 $ 740,000 $ 246,666 $ 73,000
Jersey, Illinois 3 $ 342,000 $ 114,000 $ 53,000
Macoupin, Illinois 3 $ 374,000 $ 124,666 $ 62,000
Hendricks, Indiana 3 $ 785,000 $ 261,666 $ 135,000
Black Hawk, Iowa 3 $ 298,000 $ 99,333 $ 56,000
Muscatine, Iowa 3 $ 248,000 $ 82,666 $ 45,000
Pottawattamie, Iowa 3 $ 400,000 $ 133,333 $ 48,000
Coffey, Kansas 3 $ 201,000 $ 67,000 $ 43,000
Christian, Kentucky 3 $ 378,000 $ 126,000 $ 44,000
Hardin, Kentucky 3 $ 550,000 $ 183,333 $ 65,000
Kenton, Kentucky 3 $ 917,000 $ 305,666 $ 106,000
Ascension, Louisiana 3 $ 819,000 $ 273,000 $ 110,000
Ouachita, Louisiana 3 $ 501,000 $ 167,000 $ 79,000
Vernon, Louisiana 3 $ 507,000 $ 169,000 $ 47,000
Harford, Maryland 3 $ 686,000 $ 228,666 $ 92,000
Barnstable, Massachusetts 3 $ 2,330,000 $ 776,666 $ 233,000
Bristol, Massachusetts 3 $ 845,000 $ 281,666 $ 73,000
Plymouth, Massachusetts 3 $ 960,000 $ 320,000 $ 228,000
Suffolk, Massachusetts 3 $ 1,271,000 $ 423,666 $ 243,000
Newaygo, Michigan 3 $ 549,000 $ 183,000 $ 70,000
Washtenaw, Michigan 3 $ 765,000 $ 255,000 $ 120,000
Goodhue, Minnesota 3 $ 678,000 $ 226,000 $ 120,000
Itasca, Minnesota 3 $ 554,000 $ 184,666 $ 190,000
Kandiyohi, Minnesota 3 $ 428,000 $ 142,666 $ 181,000
Scott, Minnesota 3 $ 554,000 $ 184,666 $ 94,000
Wright, Minnesota 3 $ 762,000 $ 254,000 $ 178,000
Butler, Missouri 3 $ 344,000 $ 114,666 $ 91,000
Johnson, Missouri 3 $ 493,000 $ 164,333 $ 93,000
Morgan, Missouri 3 $ 359,000 $ 119,666 $ 95,000
St. Francois, Missouri 3 $ 359,000 $ 119,666 $ 54,000
Wright, Missouri 3 $ 475,000 $ 158,333 $ 92,000
Missoula, Montana 3 $ 569,000 $ 189,666 $ 84,000
Yellowstone, Montana 3 $ 331,000 $ 110,333 $ 104,000
Lincoln, Nebraska 3 $ 248,000 $ 82,666 $ 40,000
Merrick, Nebraska 3 $ 359,000 $ 119,666 $ 42,000
San Juan, New Mexico 3 $ 1,085,000 $ 361,666 $ 107,000
Bronx, New York 3 $ 914,000 $ 304,666 $ 71,000
Johnston, North Carolina 3 $ 845,000 $ 281,666 $ 84,000
Moore, North Carolina 3 $ 789,000 $ 263,000 $ 104,000
Delaware, Ohio 3 $ 634,000 $ 211,333 $ 86,000
Fairfield, Ohio 3 $ 690,000 $ 230,000 $ 208,000
Medina, Ohio 3 $ 916,000 $ 305,333 $ 186,000
Stark, Ohio 3 $ 2,053,000 $ 684,333 $ 1,258,000
Hood River, Oregon 3 $ 866,000 $ 288,666 $ 73,000
Klamath, Oregon 3 $ 461,000 $ 153,666 $ 118,000
Polk, Oregon 3 $ 813,000 $ 271,000 $ 93,000
Tillamook, Oregon 3 $ 617,000 $ 205,666 $ 67,000
Beaver, Pennsylvania 3 $ 541,000 $ 180,333 $ 108,000
Cambria, Pennsylvania 3 $ 275,000 $ 91,666 $ 72,000
Carbon, Pennsylvania 3 $ 355,000 $ 118,333 $ 222,000
Fayette, Pennsylvania 3 $ 400,000 $ 133,333 $ 54,000
Lawrence, Pennsylvania 3 $ 236,000 $ 78,666 $ 38,000
Westmoreland, Pennsylvania 3 $ 389,000 $ 129,666 $ 98,000
Beaufort, South Carolina 3 $ 1,112,000 $ 370,666 $ 159,000
Berkeley, South Carolina 3 $ 377,000 $ 125,666 $ 67,000
Meade, South Dakota 3 $ 467,000 $ 155,666 $ 48,000
Rutherford, Tennessee 3 $ 447,000 $ 149,000 $ 82,000
Shelby, Tennessee 3 $ 355,000 $ 118,333 $ 86,000
Cameron, Texas 3 $ 399,000 $ 133,000 $ 44,000
Hidalgo, Texas 3 $ 520,000 $ 173,333 $ 83,000
Jefferson, Texas 3 $ 603,000 $ 201,000 $ 140,000
Midland, Texas 3 $ 375,000 $ 125,000 $ 106,000
Wilson, Texas 3 $ 803,000 $ 267,666 $ 93,000
Iron, Utah 3 $ 660,000 $ 220,000 $ 109,000
Wasatch, Utah 3 $ 1,412,000 $ 470,666 $ 201,000
Chittenden, Vermont 3 $ 1,706,000 $ 568,666 $ 185,000
Windham, Vermont 3 $ 710,000 $ 236,666 $ 183,000
Albemarle, Virginia 3 $ 734,000 $ 244,666 $ 77,000
Fredericksburg, Virginia 3 $ 489,000 $ 163,000 $ 61,000
Louisa, Virginia 3 $ 809,000 $ 269,666 $ 85,000
Newport News, Virginia 3 $ 794,000 $ 264,666 $ 85,000
Richmond City, Virginia 3 $ 1,000,000 $ 333,333 $ 88,000
York, Virginia 3 $ 616,000 $ 205,333 $ 59,000
Chelan, Washington 3 $ 988,000 $ 329,333 $ 112,000
Yakima, Washington 3 $ 599,000 $ 199,666 $ 66,000
Fond du Lac, Wisconsin 3 $ 353,000 $ 117,666 $ 58,000
Ozaukee, Wisconsin 3 $ 471,000 $ 157,000 $ 49,000
Sauk, Wisconsin 3 $ 464,000 $ 154,666 $ 68,000
Shawano, Wisconsin 3 $ 328,000 $ 109,333 $ 38,000
Baldwin, Alabama 2 $ 169,000 $ 84,500 $ 120,000
Elmore, Alabama 2 $ 632,000 $ 316,000 $ 116,000
Etowah, Alabama 2 $ 649,000 $ 324,500 $ 97,000
Jefferson, Alabama 2 $ 237,000 $ 118,500 $ 65,000
Mobile, Alabama 2 $ 300,000 $ 150,000 $ 54,000
Tuscaloosa, Alabama 2 $ 1,208,000 $ 604,000 $ 420,000
Humboldt, California 2 $ 652,000 $ 326,000 $ 25,000
Mono, California 2 $ 435,000 $ 217,500 $ 240,000
San Benito, California 2 $ 560,000 $ 280,000 $ 136,000
Broomfield, Colorado 2 $ 376,000 $ 188,000 $ 51,000
Pueblo, Colorado 2 $ 363,000 $ 181,500 $ 99,000
Rio Grande, Colorado 2 $ 331,000 $ 165,500 $ 270,000
Middlesex, Connecticut 2 $ 508,000 $ 254,000 $ 104,000
Citrus, Florida 2 $ 246,000 $ 123,000 $ 90,000
St. Johns, Florida 2 $ 707,000 $ 353,500 $ 110,000
Sumter, Florida 2 $ 492,000 $ 246,000 $ 107,000
Walton, Florida 2 $ 217,000 $ 108,500 $ 241,000
Chatham, Georgia 2 $ 264,000 $ 132,000 $ 63,000
Cherokee, Georgia 2 $ 168,000 $ 84,000 $ 65,000
Clayton, Georgia 2 $ 282,000 $ 141,000 $ 39,000
Fannin, Georgia 2 $ 643,000 $ 321,500 $ 180,000
Fayette, Georgia 2 $ 625,000 $ 312,500 $ 116,000
Newton, Georgia 2 $ 452,000 $ 226,000 $ 144,000
Putnam, Georgia 2 $ 964,000 $ 482,000 $ 262,000
Boundary, Idaho 2 $ 648,000 $ 324,000 $ 80,000
Jefferson, Illinois 2 $ 401,000 $ 200,500 $ 91,000
LaSalle, Illinois 2 $ 487,000 $ 243,500 $ 31,000
Macon, Illinois 2 $ 228,000 $ 114,000 $ 80,000
McDonough, Illinois 2 $ 305,000 $ 152,500 $ 88,000
Monroe, Illinois 2 $ 327,000 $ 163,500 $ 54,000
Tazewell, Illinois 2 $ 531,000 $ 265,500 $ 122,000
Whiteside, Illinois 2 $ 267,000 $ 133,500 $ 43,000
Elkhart, Indiana 2 $ 221,000 $ 110,500 $ 52,000
LaPorte, Indiana 2 $ 356,000 $ 178,000 $ 64,000
Parke, Indiana 2 $ 265,000 $ 132,500 $ 177,000
Benton, Iowa 2 $ 296,000 $ 148,000 $ 50,000
Cedar, Iowa 2 $ 190,000 $ 95,000 $ 42,000
Dallas, Iowa 2 $ 282,000 $ 141,000 $ 130,000
Des Moines, Iowa 2 $ 205,000 $ 102,500 $ 75,000
Johnson, Iowa 2 $ 279,000 $ 139,500 $ 53,000
Jones, Iowa 2 $ 150,000 $ 75,000 $ 20,000
Marion, Iowa 2 $ 216,000 $ 108,000 $ 151,000
Washington, Iowa 2 $ 344,000 $ 172,000 $ 63,000
Cowley, Kansas 2 $ 237,000 $ 118,500 $ 59,000
Jackson, Kansas 2 $ 272,000 $ 136,000 $ 60,000
Lyon, Kansas 2 $ 232,000 $ 116,000 $ 103,000
Boone, Kentucky 2 $ 360,000 $ 180,000 $ 109,000
Bourbon, Kentucky 2 $ 211,000 $ 105,500 $ 81,000
Meade, Kentucky 2 $ 414,000 $ 207,000 $ 91,000
Oldham, Kentucky 2 $ 528,000 $ 264,000 $ 114,000
East Baton Rouge, Louisiana 2 $ 200,000 $ 100,000 $ 27,000
Jefferson, Louisiana 2 $ 262,000 $ 131,000 $ 126,000
Livingston, Louisiana 2 $ 328,000 $ 164,000 $ 82,000
Page:

Mortgage Loan Application Detail Totals for National Bank of Kansas City in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,522 $738,286,000 $209,000 $7,088,000 $128,000 $7,200,000
Refinancing 2,685 $622,976,000 $232,000 $2,520,000 $105,000 $2,993,000
Home Improvement 9 $2,437,000 $270,000 $792,000 $99,000 $188,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,948 $828,513,000 $209,000 $2,520,000 $119,000 $3,854,000
Not Provided 1,185 $297,311,000 $250,000 $1,500,000 $140,000 $7,200,000
Black or African American 447 $80,631,000 $180,000 $980,000 $76,000 $399,000
Hispanic 347 $73,787,000 $212,000 $927,000 $89,000 $960,000
Asian 180 $55,093,000 $306,000 $1,122,000 $142,000 $540,000
Not applicable 62 $18,455,000 $297,000 $7,088,000 $26,000 $664,000
American Indian or Alaskan Native 26 $4,214,000 $162,000 $417,000 $74,000 $196,000
Native Hawaiian or Other Pacific Islander 21 $5,695,000 $271,000 $532,000 $134,000 $636,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,109 $1,144,669,000 $224,000 $7,088,000 $128,000 $7,200,000
VA-guaranteed (Veterans Administration) 660 $157,700,000 $238,000 $495,000 $80,000 $224,000
FHA-insured (Federal Housing Administration) 428 $58,825,000 $137,000 $414,000 $54,000 $163,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 19 $2,505,000 $131,000 $160,000 $53,000 $76,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,494 $1,005,463,000 $223,000 $7,088,000 $127,000 $7,200,000
Application Denied By Financial Institution 1,118 $223,139,000 $199,000 $2,520,000 $86,000 $1,227,000
Application Withdrawn By Applicant 530 $121,275,000 $228,000 $1,500,000 $114,000 $2,200,000
Application Approved But Not Accepted 71 $13,353,000 $188,000 $563,000 $81,000 $735,000
File Closed For Incompleteness 2 $354,000 $177,000 $213,000 $86,000 $113,000
Preapproval Denied by Financial Institution 1 $115,000 $115,000 $115,000 $38,000 $38,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 411 $78,961,000 $192,000 $1,200,000 $76,000 $780,000
Debt-To-Income Ratio 235 $44,679,000 $190,000 $927,000 $68,000 $456,000
Collateral 221 $45,746,000 $206,000 $1,050,000 $108,000 $1,187,000
Other 128 $24,214,000 $189,000 $880,000 $93,000 $348,000
Unverifiable Information 66 $17,449,000 $264,000 $2,520,000 $122,000 $1,227,000
Employment History 35 $6,834,000 $195,000 $527,000 $90,000 $360,000
Insufficient Cash (Downpayment, Closing Cost) 19 $4,022,000 $211,000 $511,000 $92,000 $318,000
Credit Application Incomplete 3 $1,120,000 $373,000 $662,000 $69,000 $83,000
Mortgage Insurance Denied 1 $229,000 $229,000 $229,000 $227,000 $227,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into National Bank of Kansas City's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess National Bank of Kansas City's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet with aggregated HMDA statistics today.

Download the Kansas Lender List