National Bank of Kansas City Mortgage Lending & HMDA Data, 2007
In 2007, National Bank of Kansas City of Overland Park, KS reported 6,216 mortgage applications totaling $1.4 billion, up 42% from 2006. The average application was for $219,385, and applicants reported an average income of $118,023. 72% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Kansas City, MO-KS (652), Springfield, MO (320) and Chicago-Naperville-Joliet, IL (305) (applications in parentheses).
| Mortgage Company & Address | National Bank of Kansas City 10700 Nall Avenue Overland Park, KS 66211 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,216 |
| Total Mortgage Loan Application Amount | $1,363,699,000 |
| Average Mortgage Loan Application Amount | $219,385 |
| Highest Mortgage Loan Application Amount | $7,088,000 |
| Average Applicant Income | $118,023 |
| Highest Applicant Income | $7,200,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records National Bank of Kansas City filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kansas City, MO-KS | 652 | $ 96,302,000 | $ 147,702 | $ 84,690 |
| Springfield, MO | 320 | $ 39,882,000 | $ 124,631 | $ 61,000 |
| Chicago-Naperville-Joliet, IL | 305 | $ 72,752,000 | $ 238,531 | $ 97,000 |
| St. Louis, MO-IL | 260 | $ 40,250,000 | $ 154,807 | $ 64,823 |
| Phoenix-Mesa-Scottsdale, AZ | 230 | $ 49,991,000 | $ 217,352 | $ 102,000 |
| Topeka, KS | 156 | $ 14,689,000 | $ 94,160 | $ 51,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 110 | $ 36,764,000 | $ 334,218 | $ 132,827 |
| Portland-Vancouver-Beaverton, OR-WA | 93 | $ 24,435,000 | $ 262,741 | $ 118,096 |
| New York-White Plains-Wayne, NY-NJ | 89 | $ 31,363,000 | $ 352,393 | $ 144,404 |
| Las Vegas-Paradise, NV | 88 | $ 23,017,000 | $ 261,556 | $ 124,000 |
| Salt Lake City, UT | 87 | $ 23,948,000 | $ 275,264 | $ 501,000 |
| Edison, NJ | 81 | $ 25,212,000 | $ 311,259 | $ 140,000 |
| Newark-Union, NJ-PA | 78 | $ 22,539,000 | $ 288,961 | $ 143,987 |
| Milwaukee-Waukesha-West Allis, WI | 77 | $ 11,205,000 | $ 145,519 | $ 70,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 76 | $ 17,077,000 | $ 224,697 | $ 97,789 |
| Fort Walton Beach-Crestview-Destin, FL | 72 | $ 13,131,000 | $ 182,375 | $ 265,000 |
| Seattle-Bellevue-Everett, WA | 71 | $ 21,451,000 | $ 302,126 | $ 116,000 |
| Atlanta-Sandy Springs-Marietta, GA | 69 | $ 15,980,000 | $ 231,594 | $ 109,000 |
| Riverside-San Bernardino-Ontario, CA | 67 | $ 21,451,000 | $ 320,164 | $ 117,000 |
| Philadelphia, PA | 57 | $ 12,277,000 | $ 215,385 | $ 120,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 57 | $ 14,686,000 | $ 257,649 | $ 225,000 |
| Dallas-Plano-Irving, TX | 48 | $ 10,450,000 | $ 217,708 | $ 128,000 |
| Los Angeles-Long Beach-Glendale, CA | 48 | $ 18,844,000 | $ 392,583 | $ 148,000 |
| Denver-Aurora, CO | 46 | $ 12,389,000 | $ 269,326 | $ 117,000 |
| Lake County-Kenosha County, IL-WI | 46 | $ 11,629,000 | $ 252,804 | $ 104,000 |
| Pittsburgh, PA | 46 | $ 7,215,000 | $ 156,847 | $ 133,000 |
| San Diego-Carlsbad-San Marcos, CA | 46 | $ 16,403,000 | $ 356,586 | $ 165,000 |
| Houston-Sugar Land-Baytown, TX | 42 | $ 8,424,000 | $ 200,571 | $ 111,000 |
| Baltimore-Towson, MD | 34 | $ 10,018,000 | $ 294,647 | $ 110,000 |
| Boise City-Nampa, ID | 34 | $ 8,221,000 | $ 241,794 | $ 98,000 |
| Tucson, AZ | 33 | $ 6,969,000 | $ 211,181 | $ 90,000 |
| Tampa-St. Petersburg-Clearwater, FL | 32 | $ 7,411,000 | $ 231,593 | $ 91,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 32 | $ 7,922,000 | $ 247,562 | $ 85,625 |
| Tacoma, WA | 30 | $ 7,612,000 | $ 253,733 | $ 107,000 |
| Charlotte-Gastonia-Concord, NC-SC | 27 | $ 7,300,000 | $ 270,370 | $ 164,222 |
| Santa Ana-Anaheim-Irvine, CA | 27 | $ 12,244,000 | $ 453,481 | $ 155,000 |
| Oakland-Fremont-Hayward, CA | 26 | $ 9,560,000 | $ 367,692 | $ 150,000 |
| Austin-Round Rock, TX | 25 | $ 6,107,000 | $ 244,280 | $ 133,000 |
| Cleveland-Elyria-Mentor, OH | 25 | $ 6,138,000 | $ 245,520 | $ 153,000 |
| Columbus, OH | 25 | $ 4,970,000 | $ 198,800 | $ 101,000 |
| Ogden-Clearfield, UT | 25 | $ 5,568,000 | $ 222,720 | $ 83,000 |
| Madison, WI | 24 | $ 4,485,000 | $ 186,875 | $ 72,000 |
| Prescott, AZ | 24 | $ 6,641,000 | $ 276,708 | $ 576,000 |
| Richmond, VA | 24 | $ 6,022,000 | $ 250,916 | $ 99,000 |
| San Antonio, TX | 24 | $ 4,286,000 | $ 178,583 | $ 117,000 |
| Cincinnati-Middletown, OH-KY-IN | 23 | $ 5,078,000 | $ 220,782 | $ 115,608 |
| Davenport-Moline-Rock Island, IA-IL | 23 | $ 2,874,000 | $ 124,956 | $ 61,391 |
| Orlando-Kissimmee, FL | 23 | $ 5,976,000 | $ 259,826 | $ 119,000 |
| Camden, NJ | 22 | $ 5,050,000 | $ 229,545 | $ 117,000 |
| Wilmington, NC | 22 | $ 3,780,000 | $ 171,818 | $ 257,000 |
| Omaha-Council Bluffs, NE-IA | 21 | $ 3,126,000 | $ 148,857 | $ 57,571 |
| Reno-Sparks, NV | 21 | $ 7,325,000 | $ 348,809 | $ 134,000 |
| Bethesda-Gaithersburg-Frederick, MD | 20 | $ 9,416,000 | $ 470,800 | $ 150,000 |
| Sioux Falls, SD | 20 | $ 3,743,000 | $ 187,150 | $ 84,000 |
| Warren-Troy-Farmington Hills, MI | 20 | $ 4,450,000 | $ 222,500 | $ 117,000 |
| Nassau-Suffolk, NY | 19 | $ 5,842,000 | $ 307,473 | $ 99,000 |
| New Orleans-Metairie-Kenner, LA | 19 | $ 4,337,000 | $ 228,263 | $ 134,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 19 | $ 8,473,000 | $ 445,947 | $ 172,000 |
| Anchorage, AK | 18 | $ 4,527,000 | $ 251,500 | $ 85,000 |
| Fort Worth-Arlington, TX | 18 | $ 3,477,000 | $ 193,166 | $ 95,000 |
| Miami-Miami Beach-Kendall, FL | 18 | $ 5,327,000 | $ 295,944 | $ 93,000 |
| Des Moines-West Des Moines, IA | 17 | $ 2,252,000 | $ 132,470 | $ 76,000 |
| Honolulu, HI | 17 | $ 6,591,000 | $ 387,705 | $ 132,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 17 | $ 2,795,000 | $ 164,411 | $ 92,000 |
| Rapid City, SD | 17 | $ 2,410,000 | $ 141,764 | $ 48,000 |
| Cedar Rapids, IA | 16 | $ 1,991,000 | $ 124,437 | $ 50,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 16 | $ 6,925,000 | $ 432,812 | $ 126,000 |
| Bremerton-Silverdale, WA | 15 | $ 4,485,000 | $ 299,000 | $ 105,000 |
| Greensboro-High Point, NC | 15 | $ 2,652,000 | $ 176,800 | $ 91,000 |
| Lincoln, NE | 15 | $ 2,014,000 | $ 134,266 | $ 78,000 |
| Olympia, WA | 15 | $ 3,488,000 | $ 232,533 | $ 74,000 |
| Wichita, KS | 15 | $ 2,161,000 | $ 144,066 | $ 76,000 |
| Detroit-Livonia-Dearborn, MI | 14 | $ 1,887,000 | $ 134,785 | $ 89,000 |
| Fresno, CA | 14 | $ 3,858,000 | $ 275,571 | $ 93,000 |
| Killeen-Temple-Fort Hood, TX | 14 | $ 2,189,000 | $ 156,357 | $ 84,000 |
| Provo-Orem, UT | 14 | $ 3,507,000 | $ 250,500 | $ 91,000 |
| Raleigh-Cary, NC | 14 | $ 3,542,000 | $ 253,000 | $ 109,000 |
| Trenton-Ewing, NJ | 14 | $ 3,018,000 | $ 215,571 | $ 135,000 |
| Colorado Springs, CO | 13 | $ 3,069,000 | $ 236,076 | $ 90,000 |
| Louisville-Jefferson County, KY-IN | 13 | $ 3,170,000 | $ 243,846 | $ 97,230 |
| Oklahoma City, OK | 13 | $ 2,097,000 | $ 161,307 | $ 95,000 |
| San Francisco-San Mateo-Redwood City, CA | 13 | $ 6,212,000 | $ 477,846 | $ 218,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 13 | $ 3,685,000 | $ 283,461 | $ 151,000 |
| Albuquerque, NM | 12 | $ 2,740,000 | $ 228,333 | $ 88,000 |
| Bend, OR | 12 | $ 3,522,000 | $ 293,500 | $ 122,000 |
| Bridgeport-Stamford-Norwalk, CT | 12 | $ 5,941,000 | $ 495,083 | $ 149,000 |
| Dayton, OH | 12 | $ 2,236,000 | $ 186,333 | $ 162,000 |
| Fayetteville, NC | 12 | $ 2,016,000 | $ 168,000 | $ 86,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 12 | $ 4,084,000 | $ 340,333 | $ 142,000 |
| Sarasota-Bradenton-Venice, FL | 12 | $ 3,047,000 | $ 253,916 | $ 108,000 |
| Bakersfield, CA | 11 | $ 2,784,000 | $ 253,090 | $ 119,000 |
| Flagstaff, AZ | 11 | $ 3,287,000 | $ 298,818 | $ 199,000 |
| Medford, OR | 11 | $ 3,134,000 | $ 284,909 | $ 93,000 |
| Rockford, IL | 11 | $ 1,695,000 | $ 154,090 | $ 63,000 |
| Santa Rosa-Petaluma, CA | 11 | $ 4,296,000 | $ 390,545 | $ 113,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 10 | $ 2,254,000 | $ 225,400 | $ 126,600 |
| Charleston-North Charleston, SC | 10 | $ 1,820,000 | $ 182,000 | $ 83,000 |
| Huntsville, AL | 10 | $ 1,704,000 | $ 170,400 | $ 110,000 |
| Indianapolis-Carmel, IN | 10 | $ 2,659,000 | $ 265,900 | $ 139,000 |
| Jackson, MS | 10 | $ 1,605,000 | $ 160,500 | $ 101,000 |
| Jacksonville, FL | 10 | $ 2,781,000 | $ 278,100 | $ 118,000 |
| Spokane, WA | 10 | $ 2,799,000 | $ 279,900 | $ 97,000 |
| Toledo, OH | 10 | $ 2,080,000 | $ 208,000 | $ 151,000 |
| Atlantic City, NJ | 9 | $ 1,945,000 | $ 216,111 | $ 108,000 |
| Baton Rouge, LA | 9 | $ 1,778,000 | $ 197,555 | $ 85,000 |
| Bellingham, WA | 9 | $ 1,685,000 | $ 187,222 | $ 105,000 |
| Hartford-West Hartford-East Hartford, CT | 9 | $ 3,302,000 | $ 366,888 | $ 247,000 |
| Lawrence, KS | 9 | $ 1,783,000 | $ 198,111 | $ 72,000 |
| Memphis, TN-MS-AR | 9 | $ 1,481,000 | $ 164,555 | $ 83,888 |
| Poughkeepsie-Newburgh-Middletown, NY | 9 | $ 2,615,000 | $ 290,555 | $ 162,000 |
| Providence-New Bedford-Fall River, RI-MA | 9 | $ 2,218,000 | $ 246,444 | $ 193,666 |
| Salem, OR | 9 | $ 2,052,000 | $ 228,000 | $ 94,000 |
| York-Hanover, PA | 9 | $ 1,835,000 | $ 203,888 | $ 60,000 |
| Akron, OH | 8 | $ 1,714,000 | $ 214,250 | $ 119,000 |
| Asheville, NC | 8 | $ 1,588,000 | $ 198,500 | $ 155,000 |
| Boston-Quincy, MA | 8 | $ 2,775,000 | $ 346,875 | $ 182,000 |
| Grand Rapids-Wyoming, MI | 8 | $ 1,231,000 | $ 153,875 | $ 76,000 |
| Kingston, NY | 8 | $ 1,596,000 | $ 199,500 | $ 147,000 |
| Lake Havasu City-Kingman, AZ | 8 | $ 1,081,000 | $ 135,125 | $ 115,000 |
| Little Rock-North Little Rock-Conway, AR | 8 | $ 1,310,000 | $ 163,750 | $ 87,000 |
| Racine, WI | 8 | $ 1,372,000 | $ 171,500 | $ 99,000 |
| Santa Fe, NM | 8 | $ 874,000 | $ 109,250 | $ 273,000 |
| Wilmington, DE-MD-NJ | 8 | $ 1,516,000 | $ 189,500 | $ 144,625 |
| Columbia, MO | 7 | $ 984,000 | $ 140,571 | $ 89,000 |
| Durham, NC | 7 | $ 1,946,000 | $ 278,000 | $ 108,000 |
| El Paso, TX | 7 | $ 1,873,000 | $ 267,571 | $ 125,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 7 | $ 1,328,000 | $ 189,714 | $ 181,000 |
| Montgomery, AL | 7 | $ 1,437,000 | $ 205,285 | $ 105,000 |
| Portland-South Portland-Biddeford, ME | 7 | $ 1,567,000 | $ 223,857 | $ 90,000 |
| Albany-Schenectady-Troy, NY | 6 | $ 1,116,000 | $ 186,000 | $ 82,000 |
| Chico, CA | 6 | $ 1,960,000 | $ 326,666 | $ 224,000 |
| Dover, DE | 6 | $ 1,320,000 | $ 220,000 | $ 65,000 |
| Green Bay, WI | 6 | $ 766,000 | $ 127,666 | $ 83,000 |
| Greenville-Mauldin-Easley, SC | 6 | $ 1,193,000 | $ 198,833 | $ 68,000 |
| Hagerstown-Martinsburg, MD-WV | 6 | $ 1,234,000 | $ 205,666 | $ 170,000 |
| Jacksonville, NC | 6 | $ 1,548,000 | $ 258,000 | $ 83,000 |
| Kankakee-Bradley, IL | 6 | $ 679,000 | $ 113,166 | $ 48,000 |
| Kennewick-Richland-Pasco, WA | 6 | $ 1,138,000 | $ 189,666 | $ 82,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 6 | $ 1,067,000 | $ 177,833 | $ 157,000 |
| Palm Bay-Melbourne-Titusville, FL | 6 | $ 1,305,000 | $ 217,500 | $ 79,000 |
| Pascagoula, MS | 6 | $ 1,132,000 | $ 188,666 | $ 76,000 |
| Pensacola-Ferry Pass-Brent, FL | 6 | $ 798,000 | $ 133,000 | $ 75,000 |
| San Luis Obispo-Paso Robles, CA | 6 | $ 1,790,000 | $ 298,333 | $ 101,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 6 | $ 1,470,000 | $ 245,000 | $ 124,000 |
| Savannah, GA | 6 | $ 1,475,000 | $ 245,833 | $ 97,000 |
| St. George, UT | 6 | $ 1,232,000 | $ 205,333 | $ 127,000 |
| Tulsa, OK | 6 | $ 1,132,000 | $ 188,666 | $ 58,000 |
| Beaumont-Port Arthur, TX | 5 | $ 965,000 | $ 193,000 | $ 174,000 |
| Birmingham-Hoover, AL | 5 | $ 1,003,000 | $ 200,600 | $ 73,000 |
| Cape Coral-Fort Myers, FL | 5 | $ 1,907,000 | $ 381,400 | $ 117,000 |
| Cheyenne, WY | 5 | $ 675,000 | $ 135,000 | $ 84,000 |
| Clarksville, TN-KY | 5 | $ 774,000 | $ 154,800 | $ 51,600 |
| Deltona-Daytona Beach-Ormond Beach, FL | 5 | $ 968,000 | $ 193,600 | $ 80,000 |
| Dubuque, IA | 5 | $ 765,000 | $ 153,000 | $ 50,000 |
| Eugene-Springfield, OR | 5 | $ 1,275,000 | $ 255,000 | $ 86,000 |
| Janesville, WI | 5 | $ 699,000 | $ 139,800 | $ 50,000 |
| Joplin, MO | 5 | $ 702,000 | $ 140,400 | $ 60,000 |
| Lexington-Fayette, KY | 5 | $ 1,530,000 | $ 306,000 | $ 118,000 |
| Manchester-Nashua, NH | 5 | $ 991,000 | $ 198,200 | $ 70,000 |
| Mount Vernon-Anacortes, WA | 5 | $ 1,260,000 | $ 252,000 | $ 113,000 |
| Napa, CA | 5 | $ 2,002,000 | $ 400,400 | $ 194,000 |
| Rockingham County-Strafford County, NH | 5 | $ 1,450,000 | $ 290,000 | $ 106,000 |
| Springfield, IL | 5 | $ 555,000 | $ 111,000 | $ 66,000 |
| St. Joseph, MO-KS | 5 | $ 531,000 | $ 106,200 | $ 169,000 |
| Stockton, CA | 5 | $ 1,844,000 | $ 368,800 | $ 109,000 |
| Wenatchee, WA | 5 | $ 1,321,000 | $ 264,200 | $ 115,000 |
| Winston-Salem, NC | 5 | $ 1,388,000 | $ 277,600 | $ 106,000 |
| Worcester, MA | 5 | $ 1,024,000 | $ 204,800 | $ 127,000 |
| Augusta-Richmond County, GA-SC | 4 | $ 965,000 | $ 241,250 | $ 89,000 |
| Billings, MT | 4 | $ 876,000 | $ 219,000 | $ 141,000 |
| Boulder, CO | 4 | $ 1,196,000 | $ 299,000 | $ 119,000 |
| Burlington-South Burlington, VT | 4 | $ 1,979,000 | $ 494,750 | $ 156,000 |
| Cambridge-Newton-Framingham, MA | 4 | $ 1,811,000 | $ 452,750 | $ 114,000 |
| Carson City, NV | 4 | $ 833,000 | $ 208,250 | $ 77,000 |
| Charlottesville, VA | 4 | $ 1,014,000 | $ 253,500 | $ 207,000 |
| Corpus Christi, TX | 4 | $ 653,000 | $ 163,250 | $ 74,000 |
| Dothan, AL | 4 | $ 914,000 | $ 228,500 | $ 75,000 |
| Fort Collins-Loveland, CO | 4 | $ 874,000 | $ 218,500 | $ 117,000 |
| Greeley, CO | 4 | $ 973,000 | $ 243,250 | $ 39,000 |
| Gulfport-Biloxi, MS | 4 | $ 866,000 | $ 216,500 | $ 182,000 |
| Idaho Falls, ID | 4 | $ 1,951,000 | $ 487,750 | $ 242,000 |
| Iowa City, IA | 4 | $ 623,000 | $ 155,750 | $ 58,000 |
| Modesto, CA | 4 | $ 1,035,000 | $ 258,750 | $ 78,000 |
| Naples-Marco Island, FL | 4 | $ 1,873,000 | $ 468,250 | $ 206,000 |
| Oshkosh-Neenah, WI | 4 | $ 625,000 | $ 156,250 | $ 87,000 |
| Reading, PA | 4 | $ 751,000 | $ 187,750 | $ 107,000 |
| Scranton--Wilkes-Barre, PA | 4 | $ 582,000 | $ 145,500 | $ 117,000 |
| Sheboygan, WI | 4 | $ 512,000 | $ 128,000 | $ 54,000 |
| Shreveport-Bossier City, LA | 4 | $ 827,000 | $ 206,750 | $ 54,000 |
| Sumter, SC | 4 | $ 721,000 | $ 180,250 | $ 90,000 |
| Syracuse, NY | 4 | $ 710,000 | $ 177,500 | $ 140,000 |
| Vallejo-Fairfield, CA | 4 | $ 1,419,000 | $ 354,750 | $ 106,000 |
| Visalia-Porterville, CA | 4 | $ 985,000 | $ 246,250 | $ 88,000 |
| Yuma, AZ | 4 | $ 826,000 | $ 206,500 | $ 102,000 |
| Ann Arbor, MI | 3 | $ 765,000 | $ 255,000 | $ 120,000 |
| Appleton, WI | 3 | $ 429,000 | $ 143,000 | $ 52,000 |
| Barnstable Town, MA | 3 | $ 2,330,000 | $ 776,666 | $ 233,000 |
| Brownsville-Harlingen, TX | 3 | $ 399,000 | $ 133,000 | $ 44,000 |
| Buffalo-Niagara Falls, NY | 3 | $ 284,000 | $ 94,666 | $ 55,000 |
| Canton-Massillon, OH | 3 | $ 2,053,000 | $ 684,333 | $ 1,258,000 |
| Charleston, WV | 3 | $ 1,808,000 | $ 602,666 | $ 499,000 |
| Chattanooga, TN-GA | 3 | $ 669,000 | $ 223,000 | $ 67,000 |
| Coeur D'Alene, ID | 3 | $ 621,000 | $ 207,000 | $ 74,000 |
| Duluth, MN-WI | 3 | $ 396,000 | $ 132,000 | $ 75,666 |
| Elizabethtown, KY | 3 | $ 550,000 | $ 183,333 | $ 65,000 |
| Farmington, NM | 3 | $ 1,085,000 | $ 361,666 | $ 107,000 |
| Fond Du Lac, WI | 3 | $ 353,000 | $ 117,666 | $ 58,000 |
| Johnstown, PA | 3 | $ 275,000 | $ 91,666 | $ 72,000 |
| Lakeland, FL | 3 | $ 394,000 | $ 131,333 | $ 46,000 |
| McAllen-Edinburg-Mission, TX | 3 | $ 520,000 | $ 173,333 | $ 83,000 |
| Midland, TX | 3 | $ 375,000 | $ 125,000 | $ 106,000 |
| Missoula, MT | 3 | $ 569,000 | $ 189,666 | $ 84,000 |
| Monroe, LA | 3 | $ 501,000 | $ 167,000 | $ 79,000 |
| New Haven-Milford, CT | 3 | $ 522,000 | $ 174,000 | $ 76,000 |
| Ocala, FL | 3 | $ 380,000 | $ 126,666 | $ 45,000 |
| Peoria, IL | 3 | $ 616,000 | $ 205,333 | $ 96,000 |
| Pocatello, ID | 3 | $ 1,125,000 | $ 375,000 | $ 187,000 |
| Punta Gorda, FL | 3 | $ 469,000 | $ 156,333 | $ 108,000 |
| Redding, CA | 3 | $ 942,000 | $ 314,000 | $ 99,000 |
| Salinas, CA | 3 | $ 1,960,000 | $ 653,333 | $ 181,000 |
| Santa Cruz-Watsonville, CA | 3 | $ 1,180,000 | $ 393,333 | $ 67,000 |
| Waterloo-Cedar Falls, IA | 3 | $ 298,000 | $ 99,333 | $ 56,000 |
| Yakima, WA | 3 | $ 599,000 | $ 199,666 | $ 66,000 |
| Abilene, TX | 2 | $ 316,000 | $ 158,000 | $ 88,000 |
| Albany, GA | 2 | $ 355,000 | $ 177,500 | $ 75,000 |
| Athens-Clarke County, GA | 2 | $ 645,000 | $ 322,500 | $ 94,000 |
| Burlington, NC | 2 | $ 144,000 | $ 72,000 | $ 23,000 |
| Casper, WY | 2 | $ 405,000 | $ 202,500 | $ 102,000 |
| Columbia, SC | 2 | $ 436,000 | $ 218,000 | $ 86,000 |
| Decatur, IL | 2 | $ 228,000 | $ 114,000 | $ 80,000 |
| Elkhart-Goshen, IN | 2 | $ 221,000 | $ 110,500 | $ 52,000 |
| Evansville, IN-KY | 2 | $ 491,000 | $ 245,500 | $ 100,000 |
| Gadsden, AL | 2 | $ 649,000 | $ 324,500 | $ 97,000 |
| Gary, IN | 2 | $ 245,000 | $ 122,500 | $ 42,000 |
| Goldsboro, NC | 2 | $ 243,000 | $ 121,500 | $ 88,000 |
| Hattiesburg, MS | 2 | $ 360,000 | $ 180,000 | $ 40,000 |
| Houma-Bayou Cane-Thibodaux, LA | 2 | $ 442,000 | $ 221,000 | $ 66,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 226,000 | $ 113,000 | $ 40,000 |
| Knoxville, TN | 2 | $ 326,000 | $ 163,000 | $ 107,000 |
| La Crosse, WI-MN | 2 | $ 434,000 | $ 217,000 | $ 93,000 |
| Lancaster, PA | 2 | $ 301,000 | $ 150,500 | $ 69,000 |
| Lansing-East Lansing, MI | 2 | $ 266,000 | $ 133,000 | $ 86,000 |
| Las Cruces, NM | 2 | $ 262,000 | $ 131,000 | $ 86,000 |
| Logan, UT-ID | 2 | $ 473,000 | $ 236,500 | $ 120,000 |
| Lynchburg, VA | 2 | $ 385,000 | $ 192,500 | $ 95,000 |
| Michigan City-La Porte, IN | 2 | $ 356,000 | $ 178,000 | $ 64,000 |
| Mobile, AL | 2 | $ 300,000 | $ 150,000 | $ 54,000 |
| Peabody, MA | 2 | $ 514,000 | $ 257,000 | $ 114,000 |
| Pueblo, CO | 2 | $ 363,000 | $ 181,500 | $ 99,000 |
| Sherman-Denison, TX | 2 | $ 349,000 | $ 174,500 | $ 189,000 |
| Springfield, MA | 2 | $ 391,000 | $ 195,500 | $ 62,000 |
| Tuscaloosa, AL | 2 | $ 1,208,000 | $ 604,000 | $ 420,000 |
| Wausau, WI | 2 | $ 356,000 | $ 178,000 | $ 89,000 |
| Weirton-Steubenville, WV-OH | 2 | $ 280,000 | $ 140,000 | $ 158,000 |
| Winchester, VA-WV | 2 | $ 537,000 | $ 268,500 | $ 179,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 204,000 | $ 102,000 | $ 102,000 |
| Amarillo, TX | 1 | $ 415,000 | $ 415,000 | $ 175,000 |
| Ames, IA | 1 | $ 143,000 | $ 143,000 | $ 53,000 |
| Anniston-Oxford, AL | 1 | $ 240,000 | $ 240,000 | $ 80,000 |
| Bloomington-Normal, IL | 1 | $ 327,000 | $ 327,000 | $ 130,000 |
| Eau Claire, WI | 1 | $ 189,000 | $ 189,000 | $ 56,000 |
| Erie, PA | 1 | $ 241,000 | $ 241,000 | $ 146,000 |
| Fairbanks, AK | 1 | $ 233,000 | $ 233,000 | $ 97,000 |
| Fargo, ND-MN | 1 | $ 180,000 | $ 180,000 | $ 67,000 |
| Florence, SC | 1 | $ 153,000 | $ 153,000 | $ 78,000 |
| Florence-Muscle Shoals, AL | 1 | $ 250,000 | $ 250,000 | $ 80,000 |
| Fort Smith, AR-OK | 1 | $ 82,000 | $ 82,000 | $ 56,000 |
| Fort Wayne, IN | 1 | $ 120,000 | $ 120,000 | $ 41,000 |
| Gainesville, GA | 1 | $ 294,000 | $ 294,000 | $ 75,000 |
| Grand Forks, ND-MN | 1 | $ 91,000 | $ 91,000 | $ 48,000 |
| Holland-Grand Haven, MI | 1 | $ 130,000 | $ 130,000 | $ 36,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 282,000 | $ 282,000 | $ 105,000 |
| Jackson, MI | 1 | $ 80,000 | $ 80,000 | $ 54,000 |
| Jackson, TN | 1 | $ 242,000 | $ 242,000 | $ 78,000 |
| Jefferson City, MO | 1 | $ 87,000 | $ 87,000 | $ 32,000 |
| Johnson City, TN | 1 | $ 232,000 | $ 232,000 | $ 67,000 |
| Jonesboro, AR | 1 | $ 114,000 | $ 114,000 | $ 45,000 |
| Kalamazoo-Portage, MI | 1 | $ 140,000 | $ 140,000 | $ 41,000 |
| Kokomo, IN | 1 | $ 79,000 | $ 79,000 | $ 64,000 |
| Lafayette, LA | 1 | $ 262,000 | $ 262,000 | $ 55,000 |
| Laredo, TX | 1 | $ 152,000 | $ 152,000 | $ 60,000 |
| Lebanon, PA | 1 | $ 257,000 | $ 257,000 | $ 65,000 |
| Lewiston, ID-WA | 1 | $ 417,000 | $ 417,000 | $ 174,000 |
| Lewiston-Auburn, ME | 1 | $ 246,000 | $ 246,000 | $ 186,000 |
| Longview, WA | 1 | $ 170,000 | $ 170,000 | $ 75,000 |
| Madera, CA | 1 | $ 428,000 | $ 428,000 | $ 348,000 |
| Mansfield, OH | 1 | $ 225,000 | $ 225,000 | $ 350,000 |
| Merced, CA | 1 | $ 308,000 | $ 308,000 | $ 99,000 |
| Monroe, MI | 1 | $ 156,000 | $ 156,000 | $ 112,000 |
| Muskegon-Norton Shores, MI | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| Niles-Benton Harbor, MI | 1 | $ 338,000 | $ 338,000 | $ 60,000 |
| Norwich-New London, CT | 1 | $ 200,000 | $ 200,000 | $ 95,000 |
| Ocean City, NJ | 1 | $ 215,000 | $ 215,000 | $ 95,000 |
| Panama City-Lynn Haven, FL | 1 | $ 271,000 | $ 271,000 | $ 68,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 160,000 | $ 160,000 | $ 64,000 |
| Port St. Lucie, FL | 1 | $ 352,000 | $ 352,000 | $ 79,000 |
| Roanoke, VA | 1 | $ 343,000 | $ 343,000 | $ 96,000 |
| Rochester, NY | 1 | $ 220,000 | $ 220,000 | $ 122,000 |
| Rocky Mount, NC | 1 | $ 374,000 | $ 374,000 | $ 641,000 |
| Saginaw-Saginaw Township North, MI | 1 | $ 176,000 | $ 176,000 | $ 90,000 |
| Salisbury, MD | 1 | $ 204,000 | $ 204,000 | $ 67,000 |
| Sioux City, IA-NE-SD | 1 | $ 700,000 | $ 700,000 | $ 660,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 108,000 | $ 108,000 | $ 35,000 |
| Spartanburg, SC | 1 | $ 200,000 | $ 200,000 | $ 70,000 |
| Springfield, OH | 1 | $ 141,000 | $ 141,000 | $ 49,000 |
| St. Cloud, MN | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| State College, PA | 1 | $ 32,000 | $ 32,000 | $ 67,000 |
| Tallahassee, FL | 1 | $ 207,000 | $ 207,000 | $ 57,000 |
| Tyler, TX | 1 | $ 280,000 | $ 280,000 | $ 116,000 |
| Utica-Rome, NY | 1 | $ 76,000 | $ 76,000 | $ 55,000 |
| Valdosta, GA | 1 | $ 178,000 | $ 178,000 | $ 87,000 |
| Waco, TX | 1 | $ 103,000 | $ 103,000 | $ 45,000 |
| Warner Robins, GA | 1 | $ 201,000 | $ 201,000 | $ 83,000 |
| Williamsport, PA | 1 | $ 108,000 | $ 108,000 | $ 31,000 |
| Yuba City, CA | 1 | $ 286,000 | $ 286,000 | $ 141,000 |
Mortgage Loan Application Detail Totals for National Bank of Kansas City in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,522 | $738,286,000 | $209,000 | $7,088,000 | $128,000 | $7,200,000 |
| Refinancing | 2,685 | $622,976,000 | $232,000 | $2,520,000 | $105,000 | $2,993,000 |
| Home Improvement | 9 | $2,437,000 | $270,000 | $792,000 | $99,000 | $188,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,948 | $828,513,000 | $209,000 | $2,520,000 | $119,000 | $3,854,000 |
| Not Provided | 1,185 | $297,311,000 | $250,000 | $1,500,000 | $140,000 | $7,200,000 |
| Black or African American | 447 | $80,631,000 | $180,000 | $980,000 | $76,000 | $399,000 |
| Hispanic | 347 | $73,787,000 | $212,000 | $927,000 | $89,000 | $960,000 |
| Asian | 180 | $55,093,000 | $306,000 | $1,122,000 | $142,000 | $540,000 |
| Not applicable | 62 | $18,455,000 | $297,000 | $7,088,000 | $26,000 | $664,000 |
| American Indian or Alaskan Native | 26 | $4,214,000 | $162,000 | $417,000 | $74,000 | $196,000 |
| Native Hawaiian or Other Pacific Islander | 21 | $5,695,000 | $271,000 | $532,000 | $134,000 | $636,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,109 | $1,144,669,000 | $224,000 | $7,088,000 | $128,000 | $7,200,000 |
| VA-guaranteed (Veterans Administration) | 660 | $157,700,000 | $238,000 | $495,000 | $80,000 | $224,000 |
| FHA-insured (Federal Housing Administration) | 428 | $58,825,000 | $137,000 | $414,000 | $54,000 | $163,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $2,505,000 | $131,000 | $160,000 | $53,000 | $76,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,494 | $1,005,463,000 | $223,000 | $7,088,000 | $127,000 | $7,200,000 |
| Application Denied By Financial Institution | 1,118 | $223,139,000 | $199,000 | $2,520,000 | $86,000 | $1,227,000 |
| Application Withdrawn By Applicant | 530 | $121,275,000 | $228,000 | $1,500,000 | $114,000 | $2,200,000 |
| Application Approved But Not Accepted | 71 | $13,353,000 | $188,000 | $563,000 | $81,000 | $735,000 |
| File Closed For Incompleteness | 2 | $354,000 | $177,000 | $213,000 | $86,000 | $113,000 |
| Preapproval Denied by Financial Institution | 1 | $115,000 | $115,000 | $115,000 | $38,000 | $38,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 411 | $78,961,000 | $192,000 | $1,200,000 | $76,000 | $780,000 |
| Debt-To-Income Ratio | 235 | $44,679,000 | $190,000 | $927,000 | $68,000 | $456,000 |
| Collateral | 221 | $45,746,000 | $206,000 | $1,050,000 | $108,000 | $1,187,000 |
| Other | 128 | $24,214,000 | $189,000 | $880,000 | $93,000 | $348,000 |
| Unverifiable Information | 66 | $17,449,000 | $264,000 | $2,520,000 | $122,000 | $1,227,000 |
| Employment History | 35 | $6,834,000 | $195,000 | $527,000 | $90,000 | $360,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $4,022,000 | $211,000 | $511,000 | $92,000 | $318,000 |
| Credit Application Incomplete | 3 | $1,120,000 | $373,000 | $662,000 | $69,000 | $83,000 |
| Mortgage Insurance Denied | 1 | $229,000 | $229,000 | $229,000 | $227,000 | $227,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into National Bank of Kansas City's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess National Bank of Kansas City's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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