National Bank of Kansas City Mortgage Lending & HMDA Data, 2008

In 2008, National Bank of Kansas City of Overland Park, KS reported 4,878 mortgage applications totaling $1.1 billion, down 22% from 2007. The average application was for $227,716, and applicants reported an average income of $92,436. 65% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (467), Kansas City, MO-KS (404) and St. Louis, MO-IL (161) (applications in parentheses).

Mortgage Company & Address National Bank of Kansas City
10700 Nall Avenue
Overland Park, KS 66211
Tel #: available with data download
Federal Regulator * available with data download
Years 2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,878
Total Mortgage Loan Application Amount $1,110,803,000
Average Mortgage Loan Application Amount $227,716
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $92,436
Highest Applicant Income $4,543,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records National Bank of Kansas City filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for National Bank of Kansas City by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 320 $ 68,070,000 $ 212,718 $ 75,000
Jackson, Missouri 131 $ 21,556,000 $ 164,549 $ 87,000
Johnson, Kansas 117 $ 23,754,000 $ 203,025 $ 86,000
Maricopa, Arizona 74 $ 19,462,000 $ 263,000 $ 125,000
Los Angeles, California 74 $ 25,005,000 $ 337,905 $ 115,000
Clay, Missouri 67 $ 11,260,000 $ 168,059 $ 70,000
Milwaukee, Wisconsin 58 $ 6,970,000 $ 120,172 $ 52,000
Will, Illinois 53 $ 11,660,000 $ 220,000 $ 76,000
Clark, Nevada 52 $ 14,056,000 $ 270,307 $ 122,000
St. Louis, Missouri 50 $ 7,432,000 $ 148,640 $ 69,000
Miami-Dade, Florida 40 $ 10,253,000 $ 256,325 $ 89,000
San Diego, California 39 $ 13,114,000 $ 336,256 $ 120,000
King, Washington 39 $ 14,072,000 $ 360,820 $ 118,000
Riverside, California 37 $ 10,691,000 $ 288,945 $ 96,000
Greene, Missouri 37 $ 4,974,000 $ 134,432 $ 60,000
Hillsborough, Florida 34 $ 7,291,000 $ 214,441 $ 78,000
Fairfax, Virginia 34 $ 13,029,000 $ 383,205 $ 121,000
McHenry, Illinois 30 $ 9,309,000 $ 310,300 $ 110,000
Shawnee, Kansas 30 $ 3,809,000 $ 126,966 $ 57,000
Sacramento, California 29 $ 7,932,000 $ 273,517 $ 99,000
San Bernardino, California 29 $ 7,439,000 $ 256,517 $ 81,000
Lake, Illinois 29 $ 6,332,000 $ 218,344 $ 79,000
El Paso, Colorado 27 $ 6,174,000 $ 228,666 $ 67,000
Broward, Florida 27 $ 7,724,000 $ 286,074 $ 109,000
Kane, Illinois 26 $ 5,583,000 $ 214,730 $ 79,000
Platte, Missouri 26 $ 4,259,000 $ 163,807 $ 93,000
Salt Lake, Utah 26 $ 7,903,000 $ 303,961 $ 113,000
Pierce, Washington 26 $ 7,411,000 $ 285,038 $ 71,000
Pima, Arizona 25 $ 6,636,000 $ 265,440 $ 97,000
Anne Arundel, Maryland 25 $ 8,284,000 $ 331,360 $ 101,000
Minnehaha, South Dakota 25 $ 3,599,000 $ 143,960 $ 71,000
Wyandotte, Kansas 24 $ 3,104,000 $ 129,333 $ 49,000
Wayne, Michigan 23 $ 3,105,000 $ 135,000 $ 87,000
Christian, Missouri 23 $ 3,236,000 $ 140,695 $ 81,000
Prince William, Virginia 23 $ 6,932,000 $ 301,391 $ 87,000
St. Charles, Missouri 22 $ 3,963,000 $ 180,136 $ 65,000
DuPage, Illinois 21 $ 4,932,000 $ 234,857 $ 84,000
Orange, California 20 $ 7,002,000 $ 350,100 $ 111,000
Madison, Illinois 20 $ 3,017,000 $ 150,850 $ 57,000
Winnebago, Illinois 18 $ 2,082,000 $ 115,666 $ 51,000
St. Louis City, Missouri 18 $ 1,856,000 $ 103,111 $ 45,000
Onslow, North Carolina 18 $ 3,428,000 $ 190,444 $ 58,000
Palm Beach, Florida 17 $ 3,914,000 $ 230,235 $ 91,000
Honolulu, Hawaii 17 $ 6,858,000 $ 403,411 $ 78,000
Philadelphia, Pennsylvania 17 $ 2,899,000 $ 170,529 $ 61,000
Bexar, Texas 17 $ 4,090,000 $ 240,588 $ 82,000
Jefferson, Missouri 16 $ 2,620,000 $ 163,750 $ 71,000
Suffolk, New York 16 $ 4,913,000 $ 307,062 $ 140,000
Multnomah, Oregon 16 $ 4,289,000 $ 268,062 $ 112,000
Allegheny, Pennsylvania 16 $ 1,875,000 $ 117,187 $ 75,000
Prince George's, Maryland 15 $ 4,967,000 $ 331,133 $ 110,000
Lincoln, South Dakota 15 $ 2,422,000 $ 161,466 $ 61,000
Tarrant, Texas 15 $ 2,733,000 $ 182,200 $ 80,000
Utah, Utah 15 $ 3,888,000 $ 259,200 $ 107,000
Dane, Wisconsin 15 $ 3,780,000 $ 252,000 $ 96,000
Douglas, Colorado 14 $ 7,173,000 $ 512,357 $ 69,000
Orange, Florida 14 $ 3,597,000 $ 256,928 $ 91,000
Oakland, Michigan 14 $ 3,326,000 $ 237,571 $ 97,000
Cass, Missouri 14 $ 2,275,000 $ 162,500 $ 77,000
Harris, Texas 14 $ 3,040,000 $ 217,142 $ 94,000
Arapahoe, Colorado 13 $ 2,899,000 $ 223,000 $ 75,000
Fairfield, Connecticut 13 $ 3,942,000 $ 303,230 $ 100,000
New Haven, Connecticut 13 $ 3,312,000 $ 254,769 $ 93,000
DeKalb, Georgia 13 $ 2,735,000 $ 210,384 $ 79,000
St. Clair, Illinois 13 $ 1,714,000 $ 131,846 $ 50,000
Linn, Iowa 13 $ 2,140,000 $ 164,615 $ 71,000
Hennepin, Minnesota 13 $ 3,664,000 $ 281,846 $ 93,000
Camden, New Jersey 13 $ 2,401,000 $ 184,692 $ 75,000
Middlesex, New Jersey 13 $ 4,571,000 $ 351,615 $ 126,000
Pennington, South Dakota 13 $ 1,767,000 $ 135,923 $ 57,000
El Paso, Texas 13 $ 2,615,000 $ 201,153 $ 66,000
Pulaski, Arkansas 12 $ 1,701,000 $ 141,750 $ 55,000
Ventura, California 12 $ 4,077,000 $ 339,750 $ 95,000
Okaloosa, Florida 12 $ 4,131,000 $ 344,250 $ 198,000
Camden, Georgia 12 $ 2,132,000 $ 177,666 $ 57,000
Montgomery, Maryland 12 $ 4,194,000 $ 349,500 $ 124,000
Burlington, New Jersey 12 $ 3,275,000 $ 272,916 $ 93,000
Cumberland, North Carolina 12 $ 2,028,000 $ 169,000 $ 60,000
Franklin, Ohio 12 $ 2,417,000 $ 201,416 $ 55,000
Washington, Oregon 12 $ 3,371,000 $ 280,916 $ 101,000
Bucks, Pennsylvania 12 $ 3,879,000 $ 323,250 $ 132,000
Dallas, Texas 12 $ 2,657,000 $ 221,416 $ 102,000
Alameda, California 11 $ 4,820,000 $ 438,181 $ 118,000
Santa Clara, California 11 $ 3,762,000 $ 342,000 $ 118,000
Solano, California 11 $ 3,853,000 $ 350,272 $ 101,000
Pasco, Florida 11 $ 1,976,000 $ 179,636 $ 60,000
Fulton, Georgia 11 $ 2,619,000 $ 238,090 $ 218,000
Kendall, Illinois 11 $ 2,768,000 $ 251,636 $ 101,000
Lake, Indiana 11 $ 1,465,000 $ 133,181 $ 70,000
Monmouth, New Jersey 11 $ 3,689,000 $ 335,363 $ 113,000
Mecklenburg, North Carolina 11 $ 3,013,000 $ 273,909 $ 100,000
Wake, North Carolina 11 $ 2,365,000 $ 215,000 $ 82,000
Stafford, Virginia 11 $ 2,884,000 $ 262,181 $ 81,000
Kern, California 10 $ 2,220,000 $ 222,000 $ 76,000
Placer, California 10 $ 5,229,000 $ 522,900 $ 304,000
San Joaquin, California 10 $ 2,616,000 $ 261,600 $ 74,000
District of Columbia, District Of Columbia 10 $ 3,444,000 $ 344,400 $ 109,000
Pinellas, Florida 10 $ 1,857,000 $ 185,700 $ 99,000
Cobb, Georgia 10 $ 2,457,000 $ 245,700 $ 105,000
Gwinnett, Georgia 10 $ 2,262,000 $ 226,200 $ 87,000
Baltimore, Maryland 10 $ 2,461,000 $ 246,100 $ 89,000
Bronx, New York 10 $ 4,372,000 $ 437,200 $ 103,000
Collin, Texas 10 $ 2,180,000 $ 218,000 $ 93,000
Summit, Utah 10 $ 2,585,000 $ 258,500 $ 385,000
Snohomish, Washington 10 $ 3,052,000 $ 305,200 $ 135,000
Thurston, Washington 10 $ 2,650,000 $ 265,000 $ 68,000
Kenosha, Wisconsin 10 $ 1,966,000 $ 196,600 $ 71,000
Waukesha, Wisconsin 10 $ 2,454,000 $ 245,400 $ 85,000
Jefferson, Alabama 9 $ 1,935,000 $ 215,000 $ 92,000
Contra Costa, California 9 $ 2,139,000 $ 237,666 $ 93,000
Adams, Colorado 9 $ 1,469,000 $ 163,222 $ 54,000
Denver, Colorado 9 $ 2,098,000 $ 233,111 $ 101,000
Hartford, Connecticut 9 $ 2,577,000 $ 286,333 $ 102,000
Lee, Florida 9 $ 2,057,000 $ 228,555 $ 91,000
Polk, Florida 9 $ 1,266,000 $ 140,666 $ 51,000
Seminole, Florida 9 $ 2,341,000 $ 260,111 $ 111,000
Ada, Idaho 9 $ 2,380,000 $ 264,444 $ 106,000
Polk, Iowa 9 $ 1,549,000 $ 172,111 $ 36,000
Leavenworth, Kansas 9 $ 2,033,000 $ 225,888 $ 79,000
Jefferson, Kentucky 9 $ 2,233,000 $ 248,111 $ 91,000
Howard, Maryland 9 $ 3,323,000 $ 369,222 $ 130,000
Middlesex, Massachusetts 9 $ 2,904,000 $ 322,666 $ 116,000
Johnson, Missouri 9 $ 1,125,000 $ 125,000 $ 55,000
Essex, New Jersey 9 $ 2,344,000 $ 260,444 $ 122,000
Union, New Jersey 9 $ 2,771,000 $ 307,888 $ 94,000
Davis, Utah 9 $ 2,243,000 $ 249,222 $ 86,000
Clark, Washington 9 $ 2,291,000 $ 254,555 $ 79,000
Winnebago, Wisconsin 9 $ 1,548,000 $ 172,000 $ 61,000
El Dorado, California 8 $ 2,071,000 $ 258,875 $ 138,000
Jefferson, Colorado 8 $ 1,999,000 $ 249,875 $ 110,000
Duval, Florida 8 $ 1,687,000 $ 210,875 $ 78,000
Forsyth, Georgia 8 $ 2,330,000 $ 291,250 $ 136,000
Sedgwick, Kansas 8 $ 1,520,000 $ 190,000 $ 160,000
Bossier, Louisiana 8 $ 1,889,000 $ 236,125 $ 61,000
Cumberland, Maine 8 $ 2,218,000 $ 277,250 $ 142,000
Lincoln, Missouri 8 $ 1,411,000 $ 176,375 $ 57,000
Ray, Missouri 8 $ 784,000 $ 98,000 $ 82,000
Washoe, Nevada 8 $ 2,082,000 $ 260,250 $ 87,000
Ocean, New Jersey 8 $ 2,305,000 $ 288,125 $ 92,000
Bernalillo, New Mexico 8 $ 2,223,000 $ 277,875 $ 119,000
Otero, New Mexico 8 $ 1,775,000 $ 221,875 $ 81,000
Orange, New York 8 $ 2,554,000 $ 319,250 $ 108,000
Guilford, North Carolina 8 $ 1,648,000 $ 206,000 $ 85,000
Harnett, North Carolina 8 $ 1,899,000 $ 237,375 $ 72,000
Oklahoma, Oklahoma 8 $ 1,284,000 $ 160,500 $ 68,000
Clackamas, Oregon 8 $ 2,204,000 $ 275,500 $ 87,000
Klamath, Oregon 8 $ 2,828,000 $ 353,500 $ 91,000
Westmoreland, Pennsylvania 8 $ 1,138,000 $ 142,250 $ 56,000
York, Pennsylvania 8 $ 2,095,000 $ 261,875 $ 77,000
Providence, Rhode Island 8 $ 2,111,000 $ 263,875 $ 80,000
Shelby, Tennessee 8 $ 1,297,000 $ 162,125 $ 69,000
Bell, Texas 8 $ 1,640,000 $ 205,000 $ 84,000
Denton, Texas 8 $ 2,043,000 $ 255,375 $ 96,000
Montgomery, Texas 8 $ 1,913,000 $ 239,125 $ 65,000
Kitsap, Washington 8 $ 1,990,000 $ 248,750 $ 78,000
Walworth, Wisconsin 8 $ 1,669,000 $ 208,625 $ 56,000
Anchorage, Alaska 7 $ 2,096,000 $ 299,428 $ 53,000
Boulder, Colorado 7 $ 1,922,000 $ 274,571 $ 95,000
New Castle, Delaware 7 $ 1,947,000 $ 278,142 $ 73,000
Collier, Florida 7 $ 2,349,000 $ 335,571 $ 443,000
Lake, Florida 7 $ 1,489,000 $ 212,714 $ 74,000
Chatham, Georgia 7 $ 1,730,000 $ 247,142 $ 98,000
Douglas, Kansas 7 $ 1,100,000 $ 157,142 $ 96,000
Geary, Kansas 7 $ 1,295,000 $ 185,000 $ 55,000
Essex, Massachusetts 7 $ 2,200,000 $ 314,285 $ 86,000
Sarpy, Nebraska 7 $ 1,564,000 $ 223,428 $ 94,000
Somerset, New Jersey 7 $ 2,106,000 $ 300,857 $ 115,000
Nassau, New York 7 $ 2,660,000 $ 380,000 $ 124,000
Queens, New York 7 $ 3,202,000 $ 457,428 $ 110,000
Lane, Oregon 7 $ 2,018,000 $ 288,285 $ 153,000
Delaware, Pennsylvania 7 $ 2,429,000 $ 347,000 $ 105,000
Chesterfield, Virginia 7 $ 1,721,000 $ 245,857 $ 84,000
Racine, Wisconsin 7 $ 928,000 $ 132,571 $ 53,000
Fairbanks North Star, Alaska 6 $ 1,584,000 $ 264,000 $ 67,000
Yuma, Arizona 6 $ 1,253,000 $ 208,833 $ 66,000
Pitkin, Colorado 6 $ 574,000 $ 95,666 $ 335,000
Summit, Colorado 6 $ 1,009,000 $ 168,166 $ 201,000
Weld, Colorado 6 $ 1,558,000 $ 259,666 $ 84,000
Hernando, Florida 6 $ 865,000 $ 144,166 $ 66,000
Houston, Georgia 6 $ 1,250,000 $ 208,333 $ 84,000
Boone, Illinois 6 $ 1,078,000 $ 179,666 $ 74,000
Rock Island, Illinois 6 $ 491,000 $ 81,833 $ 42,000
Caddo, Louisiana 6 $ 1,193,000 $ 198,833 $ 101,000
Charles, Maryland 6 $ 1,841,000 $ 306,833 $ 76,000
Bristol, Massachusetts 6 $ 1,436,000 $ 239,333 $ 78,000
Norfolk, Massachusetts 6 $ 1,515,000 $ 252,500 $ 82,000
Plymouth, Massachusetts 6 $ 1,778,000 $ 296,333 $ 122,000
Washtenaw, Michigan 6 $ 1,222,000 $ 203,666 $ 91,000
Douglas, Nebraska 6 $ 977,000 $ 162,833 $ 63,000
Lancaster, Nebraska 6 $ 1,051,000 $ 175,166 $ 63,000
Cape May, New Jersey 6 $ 1,652,000 $ 275,333 $ 92,000
Mercer, New Jersey 6 $ 1,797,000 $ 299,500 $ 117,000
Kings, New York 6 $ 3,203,000 $ 533,833 $ 136,000
Brunswick, North Carolina 6 $ 1,128,000 $ 188,000 $ 433,000
Craven, North Carolina 6 $ 1,647,000 $ 274,500 $ 105,000
Moore, North Carolina 6 $ 1,782,000 $ 297,000 $ 146,000
Montgomery, Ohio 6 $ 1,272,000 $ 212,000 $ 101,000
Garfield, Oklahoma 6 $ 1,143,000 $ 190,500 $ 101,000
Jackson, Oregon 6 $ 1,426,000 $ 237,666 $ 66,000
Dauphin, Pennsylvania 6 $ 1,271,000 $ 211,833 $ 100,000
Franklin, Pennsylvania 6 $ 1,363,000 $ 227,166 $ 88,000
Lehigh, Pennsylvania 6 $ 1,467,000 $ 244,500 $ 80,000
Montgomery, Pennsylvania 6 $ 1,466,000 $ 244,333 $ 129,000
Kent, Rhode Island 6 $ 1,097,000 $ 182,833 $ 63,000
Berkeley, South Carolina 6 $ 1,565,000 $ 260,833 $ 63,000
Fort Bend, Texas 6 $ 1,124,000 $ 187,333 $ 94,000
Nueces, Texas 6 $ 1,096,000 $ 182,666 $ 99,000
Travis, Texas 6 $ 2,049,000 $ 341,500 $ 137,000
Henrico, Virginia 6 $ 1,701,000 $ 283,500 $ 86,000
Loudoun, Virginia 6 $ 2,544,000 $ 424,000 $ 114,000
Norfolk, Virginia 6 $ 1,492,000 $ 248,666 $ 71,000
Virginia Beach, Virginia 6 $ 1,388,000 $ 231,333 $ 59,000
Pinal, Arizona 5 $ 581,000 $ 116,200 $ 47,000
Washington, Arkansas 5 $ 1,453,000 $ 290,600 $ 134,000
Fresno, California 5 $ 1,279,000 $ 255,800 $ 130,000
Sonoma, California 5 $ 1,403,000 $ 280,600 $ 119,000
Bay, Florida 5 $ 1,130,000 $ 226,000 $ 584,000
Volusia, Florida 5 $ 1,004,000 $ 200,800 $ 40,000
Hamilton, Indiana 5 $ 904,000 $ 180,800 $ 79,000
Porter, Indiana 5 $ 815,000 $ 163,000 $ 71,000
Ascension, Louisiana 5 $ 1,490,000 $ 298,000 $ 75,000
Jefferson, Louisiana 5 $ 1,029,000 $ 205,800 $ 99,000
Lafayette, Louisiana 5 $ 1,252,000 $ 250,400 $ 77,000
Orleans, Louisiana 5 $ 1,231,000 $ 246,200 $ 110,000
Calvert, Maryland 5 $ 1,495,000 $ 299,000 $ 64,000
Harford, Maryland 5 $ 1,375,000 $ 275,000 $ 63,000
Worcester, Massachusetts 5 $ 1,457,000 $ 291,400 $ 81,000
Hinds, Mississippi 5 $ 555,000 $ 111,000 $ 55,000
Buchanan, Missouri 5 $ 539,000 $ 107,800 $ 94,000
Warren, Missouri 5 $ 690,000 $ 138,000 $ 46,000
Gallatin, Montana 5 $ 1,152,000 $ 230,400 $ 2,897,000
Hall, Nebraska 5 $ 648,000 $ 129,600 $ 57,000
Atlantic, New Jersey 5 $ 1,104,000 $ 220,800 $ 57,000
Bergen, New Jersey 5 $ 1,610,000 $ 322,000 $ 111,000
Hudson, New Jersey 5 $ 1,494,000 $ 298,800 $ 84,000
Dutchess, New York 5 $ 1,370,000 $ 274,000 $ 84,000
Erie, New York 5 $ 873,000 $ 174,600 $ 74,000
Westchester, New York 5 $ 1,765,000 $ 353,000 $ 119,000
Forsyth, North Carolina 5 $ 1,236,000 $ 247,200 $ 91,000
Pender, North Carolina 5 $ 1,077,000 $ 215,400 $ 89,000
Union, North Carolina 5 $ 1,447,000 $ 289,400 $ 106,000
Warren, Ohio 5 $ 1,417,000 $ 283,400 $ 140,000
Beaver, Pennsylvania 5 $ 337,000 $ 67,400 $ 43,000
Berks, Pennsylvania 5 $ 943,000 $ 188,600 $ 70,000
Dorchester, South Carolina 5 $ 964,000 $ 192,800 $ 60,000
Val Verde, Texas 5 $ 867,000 $ 173,400 $ 71,000
Weber, Utah 5 $ 917,000 $ 183,400 $ 59,000
Arlington, Virginia 5 $ 1,657,000 $ 331,400 $ 198,000
Spokane, Washington 5 $ 834,000 $ 166,800 $ 60,000
Jefferson, West Virginia 5 $ 1,396,000 $ 279,200 $ 93,000
Dodge, Wisconsin 5 $ 835,000 $ 167,000 $ 55,000
Richland, Wisconsin 5 $ 782,000 $ 156,400 $ 47,000
Washington, Wisconsin 5 $ 1,126,000 $ 225,200 $ 112,000
Montgomery, Alabama 4 $ 919,000 $ 229,750 $ 65,000
Navajo, Arizona 4 $ 1,138,000 $ 284,500 $ 100,000
Yavapai, Arizona 4 $ 1,138,000 $ 284,500 $ 173,000
Monterey, California 4 $ 1,207,000 $ 301,750 $ 86,000
Santa Barbara, California 4 $ 1,273,000 $ 318,250 $ 109,000
Stanislaus, California 4 $ 1,033,000 $ 258,250 $ 133,000
Tulare, California 4 $ 934,000 $ 233,500 $ 80,000
Tolland, Connecticut 4 $ 1,111,000 $ 277,750 $ 113,000
Kent, Delaware 4 $ 999,000 $ 249,750 $ 55,000
Brevard, Florida 4 $ 1,010,000 $ 252,500 $ 46,000
Clay, Florida 4 $ 878,000 $ 219,500 $ 86,000
Marion, Florida 4 $ 731,000 $ 182,750 $ 71,000
Columbia, Georgia 4 $ 1,052,000 $ 263,000 $ 41,000
Coweta, Georgia 4 $ 905,000 $ 226,250 $ 60,000
Henry, Georgia 4 $ 1,241,000 $ 310,250 $ 99,000
Macon, Illinois 4 $ 775,000 $ 193,750 $ 89,000
Johnson, Indiana 4 $ 499,000 $ 124,750 $ 67,000
Dubuque, Iowa 4 $ 572,000 $ 143,000 $ 40,000
Scott, Iowa 4 $ 532,000 $ 133,000 $ 36,000
Hardin, Kentucky 4 $ 926,000 $ 231,500 $ 94,000
East Baton Rouge, Louisiana 4 $ 501,000 $ 125,250 $ 108,000
York, Maine 4 $ 1,249,000 $ 312,250 $ 94,000
St. Mary's, Maryland 4 $ 1,092,000 $ 273,000 $ 67,000
Waseca, Minnesota 4 $ 601,000 $ 150,250 $ 61,000
Jackson, Mississippi 4 $ 1,123,000 $ 280,750 $ 53,000
Franklin, Missouri 4 $ 375,000 $ 93,750 $ 51,000
Lawrence, Missouri 4 $ 401,000 $ 100,250 $ 36,000
Hillsborough, New Hampshire 4 $ 1,168,000 $ 292,000 $ 86,000
Morris, New Jersey 4 $ 854,000 $ 213,500 $ 83,000
Richmond, New York 4 $ 1,466,000 $ 366,500 $ 215,000
Davidson, North Carolina 4 $ 594,000 $ 148,500 $ 61,000
Butler, Ohio 4 $ 1,062,000 $ 265,500 $ 76,000
Cuyahoga, Ohio 4 $ 708,000 $ 177,000 $ 68,000
Deschutes, Oregon 4 $ 719,000 $ 179,750 $ 111,000
Douglas, Oregon 4 $ 828,000 $ 207,000 $ 82,000
Butler, Pennsylvania 4 $ 874,000 $ 218,500 $ 104,000
Chester, Pennsylvania 4 $ 1,364,000 $ 341,000 $ 119,000
Cumberland, Pennsylvania 4 $ 923,000 $ 230,750 $ 85,000
York, South Carolina 4 $ 1,188,000 $ 297,000 $ 89,000
Meade, South Dakota 4 $ 632,000 $ 158,000 $ 61,000
Turner, South Dakota 4 $ 320,000 $ 80,000 $ 30,000
Montgomery, Tennessee 4 $ 750,000 $ 187,500 $ 85,000
Ellis, Texas 4 $ 511,000 $ 127,750 $ 57,000
Guadalupe, Texas 4 $ 888,000 $ 222,000 $ 94,000
Williamson, Texas 4 $ 813,000 $ 203,250 $ 96,000
Portsmouth, Virginia 4 $ 936,000 $ 234,000 $ 131,000
Benton, Washington 4 $ 1,016,000 $ 254,000 $ 96,000
Kittitas, Washington 4 $ 1,013,000 $ 253,250 $ 110,000
Mason, Washington 4 $ 1,058,000 $ 264,500 $ 129,000
Whatcom, Washington 4 $ 916,000 $ 229,000 $ 103,000
Raleigh, West Virginia 4 $ 482,000 $ 120,500 $ 52,000
Sauk, Wisconsin 4 $ 652,000 $ 163,000 $ 50,000
Vernon, Wisconsin 4 $ 563,000 $ 140,750 $ 51,000
Campbell, Wyoming 4 $ 803,000 $ 200,750 $ 98,000
Autauga, Alabama 3 $ 699,000 $ 233,000 $ 109,000
Baldwin, Alabama 3 $ 906,000 $ 302,000 $ 71,000
Elmore, Alabama 3 $ 915,000 $ 305,000 $ 96,000
Lee, Alabama 3 $ 554,000 $ 184,666 $ 74,000
Madison, Alabama 3 $ 626,000 $ 208,666 $ 75,000
Mobile, Alabama 3 $ 628,000 $ 209,333 $ 78,000
Russell, Alabama 3 $ 494,000 $ 164,666 $ 25,000
Shelby, Alabama 3 $ 814,000 $ 271,333 $ 64,000
Cochise, Arizona 3 $ 641,000 $ 213,666 $ 95,000
Benton, Arkansas 3 $ 618,000 $ 206,000 $ 117,000
Lonoke, Arkansas 3 $ 605,000 $ 201,666 $ 79,000
Del Norte, California 3 $ 741,000 $ 247,000 $ 51,000
Imperial, California 3 $ 686,000 $ 228,666 $ 130,000
Marin, California 3 $ 1,349,000 $ 449,666 $ 115,000
San Francisco, California 3 $ 1,226,000 $ 408,666 $ 243,000
San Luis Obispo, California 3 $ 734,000 $ 244,666 $ 96,000
Shasta, California 3 $ 831,000 $ 277,000 $ 97,000
Yolo, California 3 $ 963,000 $ 321,000 $ 98,000
Yuba, California 3 $ 689,000 $ 229,666 $ 86,000
Larimer, Colorado 3 $ 900,000 $ 300,000 $ 23,000
Routt, Colorado 3 $ 241,000 $ 80,333 $ 253,000
New London, Connecticut 3 $ 774,000 $ 258,000 $ 68,000
Martin, Florida 3 $ 938,000 $ 312,666 $ 83,000
Santa Rosa, Florida 3 $ 773,000 $ 257,666 $ 72,000
Sarasota, Florida 3 $ 633,000 $ 211,000 $ 66,000
Maui, Hawaii 3 $ 1,270,000 $ 423,333 $ 231,000
Kootenai, Idaho 3 $ 738,000 $ 246,000 $ 128,000
DeKalb, Illinois 3 $ 689,000 $ 229,666 $ 156,000
Grundy, Illinois 3 $ 447,000 $ 149,000 $ 52,000
Kankakee, Illinois 3 $ 351,000 $ 117,000 $ 43,000
Macoupin, Illinois 3 $ 304,000 $ 101,333 $ 53,000
St. Joseph, Indiana 3 $ 251,000 $ 83,666 $ 59,000
Tippecanoe, Indiana 3 $ 482,000 $ 160,666 $ 74,000
Jones, Iowa 3 $ 492,000 $ 164,000 $ 41,000
Miami, Kansas 3 $ 688,000 $ 229,333 $ 89,000
Osage, Kansas 3 $ 233,000 $ 77,666 $ 39,000
St. Tammany, Louisiana 3 $ 687,000 $ 229,000 $ 105,000
Penobscot, Maine 3 $ 690,000 $ 230,000 $ 114,000
Ottawa, Michigan 3 $ 495,000 $ 165,000 $ 78,000
Blue Earth, Minnesota 3 $ 553,000 $ 184,333 $ 48,000
Dakota, Minnesota 3 $ 658,000 $ 219,333 $ 81,000
Madison, Mississippi 3 $ 785,000 $ 261,666 $ 99,000
Pearl River, Mississippi 3 $ 612,000 $ 204,000 $ 114,000
Boone, Missouri 3 $ 523,000 $ 174,333 $ 96,000
Jasper, Missouri 3 $ 316,000 $ 105,333 $ 48,000
Pulaski, Missouri 3 $ 605,000 $ 201,666 $ 63,000
Belknap, New Hampshire 3 $ 926,000 $ 308,666 $ 216,000
Passaic, New Jersey 3 $ 989,000 $ 329,666 $ 113,000
Sussex, New Jersey 3 $ 775,000 $ 258,333 $ 88,000
Sandoval, New Mexico 3 $ 907,000 $ 302,333 $ 101,000
Jefferson, New York 3 $ 464,000 $ 154,666 $ 81,000
Saratoga, New York 3 $ 708,000 $ 236,000 $ 73,000
Hoke, North Carolina 3 $ 656,000 $ 218,666 $ 50,000
Lee, North Carolina 3 $ 622,000 $ 207,333 $ 58,000
New Hanover, North Carolina 3 $ 653,000 $ 217,666 $ 42,000
Grand Forks, North Dakota 3 $ 426,000 $ 142,000 $ 55,000
Hamilton, Ohio 3 $ 789,000 $ 263,000 $ 189,000
Lake, Ohio 3 $ 599,000 $ 199,666 $ 98,000
Cleveland, Oklahoma 3 $ 557,000 $ 185,666 $ 36,000
Linn, Oregon 3 $ 537,000 $ 179,000 $ 52,000
Marion, Oregon 3 $ 552,000 $ 184,000 $ 64,000
Yamhill, Oregon 3 $ 906,000 $ 302,000 $ 79,000
Lackawanna, Pennsylvania 3 $ 440,000 $ 146,666 $ 58,000
Lancaster, Pennsylvania 3 $ 450,000 $ 150,000 $ 48,000
Northampton, Pennsylvania 3 $ 681,000 $ 227,000 $ 64,000
Washington, Pennsylvania 3 $ 448,000 $ 149,333 $ 117,000
Aiken, South Carolina 3 $ 566,000 $ 188,666 $ 92,000
Charleston, South Carolina 3 $ 705,000 $ 235,000 $ 92,000
Greenville, South Carolina 3 $ 717,000 $ 239,000 $ 106,000
Sumner, Tennessee 3 $ 666,000 $ 222,000 $ 71,000
Tipton, Tennessee 3 $ 618,000 $ 206,000 $ 78,000
Brazoria, Texas 3 $ 535,000 $ 178,333 $ 112,000
Hays, Texas 3 $ 693,000 $ 231,000 $ 100,000
Hidalgo, Texas 3 $ 750,000 $ 250,000 $ 59,000
Taylor, Texas 3 $ 535,000 $ 178,333 $ 69,000
Washington, Utah 3 $ 882,000 $ 294,000 $ 115,000
Chittenden, Vermont 3 $ 1,123,000 $ 374,333 $ 144,000
Chesapeake, Virginia 3 $ 791,000 $ 263,666 $ 74,000
Hampton, Virginia 3 $ 571,000 $ 190,333 $ 45,000
King George, Virginia 3 $ 871,000 $ 290,333 $ 72,000
Louisa, Virginia 3 $ 998,000 $ 332,666 $ 91,000
Newport News, Virginia 3 $ 657,000 $ 219,000 $ 66,000
Rockingham, Virginia 3 $ 740,000 $ 246,666 $ 96,000
Spotsylvania, Virginia 3 $ 856,000 $ 285,333 $ 42,000
Cowlitz, Washington 3 $ 651,000 $ 217,000 $ 72,000
Island, Washington 3 $ 938,000 $ 312,666 $ 78,000
Chippewa, Wisconsin 3 $ 507,000 $ 169,000 $ 61,000
Fond du Lac, Wisconsin 3 $ 357,000 $ 119,000 $ 43,000
Grant, Wisconsin 3 $ 417,000 $ 139,000 $ 74,000
Marathon, Wisconsin 3 $ 342,000 $ 114,000 $ 59,000
Sheboygan, Wisconsin 3 $ 440,000 $ 146,666 $ 48,000
Laramie, Wyoming 3 $ 581,000 $ 193,666 $ 82,000
Dale, Alabama 2 $ 324,000 $ 162,000 $ 46,000
Houston, Alabama 2 $ 488,000 $ 244,000 $ 52,000
Talladega, Alabama 2 $ 484,000 $ 242,000 $ 81,000
Tuscaloosa, Alabama 2 $ 472,000 $ 236,000 $ 106,000
Matanuska-Susitna, Alaska 2 $ 493,000 $ 246,500 $ 70,000
Coconino, Arizona 2 $ 505,000 $ 252,500 $ 61,000
Independence, Arkansas 2 $ 320,000 $ 160,000 $ 58,000
Pope, Arkansas 2 $ 421,000 $ 210,500 $ 74,000
Saline, Arkansas 2 $ 252,000 $ 126,000 $ 70,000
Sebastian, Arkansas 2 $ 380,000 $ 190,000 $ 107,000
Union, Arkansas 2 $ 319,000 $ 159,500 $ 78,000
Napa, California 2 $ 785,000 $ 392,500 $ 108,000
Nevada, California 2 $ 601,000 $ 300,500 $ 137,000
Broomfield, Colorado 2 $ 498,000 $ 249,000 $ 115,000
Clear Creek, Colorado 2 $ 414,000 $ 207,000 $ 36,000
Elbert, Colorado 2 $ 824,000 $ 412,000 $ 87,000
Park, Colorado 2 $ 505,000 $ 252,500 $ 81,000
Pueblo, Colorado 2 $ 326,000 $ 163,000 $ 40,000
Litchfield, Connecticut 2 $ 536,000 $ 268,000 $ 97,000
Windham, Connecticut 2 $ 364,000 $ 182,000 $ 77,000
Escambia, Florida 2 $ 258,000 $ 129,000 $ 59,000
Leon, Florida 2 $ 425,000 $ 212,500 $ 71,000
St. Johns, Florida 2 $ 313,000 $ 156,500 $ 58,000
Bartow, Georgia 2 $ 305,000 $ 152,500 $ 64,000
Carroll, Georgia 2 $ 256,000 $ 128,000 $ 53,000
Dawson, Georgia 2 $ 1,260,000 $ 630,000 $ 202,000
Liberty, Georgia 2 $ 351,000 $ 175,500 $ 70,000
Lowndes, Georgia 2 $ 385,000 $ 192,500 $ 86,000
Lumpkin, Georgia 2 $ 346,000 $ 173,000 $ 67,000
Newton, Georgia 2 $ 555,000 $ 277,500 $ 79,000
Kauai, Hawaii 2 $ 430,000 $ 215,000 $ 80,000
Bonneville, Idaho 2 $ 403,000 $ 201,500 $ 66,000
Canyon, Idaho 2 $ 419,000 $ 209,500 $ 67,000
Minidoka, Idaho 2 $ 467,000 $ 233,500 $ 85,000
Valley, Idaho 2 $ 211,000 $ 105,500 $ 293,000
Coles, Illinois 2 $ 389,000 $ 194,500 $ 67,000
Henry, Illinois 2 $ 198,000 $ 99,000 $ 73,000
Livingston, Illinois 2 $ 333,000 $ 166,500 $ 48,000
Montgomery, Illinois 2 $ 290,000 $ 145,000 $ 81,000
Peoria, Illinois 2 $ 251,000 $ 125,500 $ 51,000
Tazewell, Illinois 2 $ 202,000 $ 101,000 $ 94,000
Elkhart, Indiana 2 $ 250,000 $ 125,000 $ 70,000
Marion, Indiana 2 $ 283,000 $ 141,500 $ 58,000
Johnson, Iowa 2 $ 352,000 $ 176,000 $ 47,000
Shelby, Iowa 2 $ 330,000 $ 165,000 $ 94,000
Pottawatomie, Kansas 2 $ 497,000 $ 248,500 $ 32,000
Calloway, Kentucky 2 $ 357,000 $ 178,500 $ 64,000
Fayette, Kentucky 2 $ 335,000 $ 167,500 $ 62,000
Madison, Kentucky 2 $ 375,000 $ 187,500 $ 84,000
Beauregard, Louisiana 2 $ 367,000 $ 183,500 $ 74,000
Ouachita, Louisiana 2 $ 399,000 $ 199,500 $ 87,000
Plaquemines, Louisiana 2 $ 545,000 $ 272,500 $ 112,000
St. Charles, Louisiana 2 $ 498,000 $ 249,000 $ 77,000
Terrebonne, Louisiana 2 $ 406,000 $ 203,000 $ 118,000
Waldo, Maine 2 $ 329,000 $ 164,500 $ 88,000
Baltimore City, Maryland 2 $ 303,000 $ 151,500 $ 111,000
Cecil, Maryland 2 $ 541,000 $ 270,500 $ 118,000
Frederick, Maryland 2 $ 929,000 $ 464,500 $ 117,000
Worcester, Maryland 2 $ 579,000 $ 289,500 $ 115,000
Barnstable, Massachusetts 2 $ 561,000 $ 280,500 $ 42,000
Hampden, Massachusetts 2 $ 361,000 $ 180,500 $ 60,000
Hampshire, Massachusetts 2 $ 577,000 $ 288,500 $ 103,000
Berrien, Michigan 2 $ 310,000 $ 155,000 $ 27,000
Ingham, Michigan 2 $ 407,000 $ 203,500 $ 190,000
Kalamazoo, Michigan 2 $ 465,000 $ 232,500 $ 62,000
Livingston, Michigan 2 $ 504,000 $ 252,000 $ 111,000
Macomb, Michigan 2 $ 461,000 $ 230,500 $ 60,000
Midland, Michigan 2 $ 330,000 $ 165,000 $ 71,000
Anoka, Minnesota 2 $ 468,000 $ 234,000 $ 87,000
Clay, Minnesota 2 $ 328,000 $ 164,000 $ 35,000
Dodge, Minnesota 2 $ 446,000 $ 223,000 $ 90,000
Ramsey, Minnesota 2 $ 564,000 $ 282,000 $ 107,000
Rock, Minnesota 2 $ 302,000 $ 151,000 $ 59,000
Washington, Minnesota 2 $ 606,000 $ 303,000 $ 106,000
DeSoto, Mississippi 2 $ 301,000 $ 150,500 $ 77,000
Forrest, Mississippi 2 $ 287,000 $ 143,500 $ 42,000
Harrison, Mississippi 2 $ 388,000 $ 194,000 $ 74,000
Leake, Mississippi 2 $ 373,000 $ 186,500 $ 62,000
Lowndes, Mississippi 2 $ 330,000 $ 165,000 $ 65,000
Clinton, Missouri 2 $ 246,000 $ 123,000 $ 66,000
Lafayette, Missouri 2 $ 173,000 $ 86,500 $ 40,000
Ste. Genevieve, Missouri 2 $ 219,000 $ 109,500 $ 49,000
Stone, Missouri 2 $ 404,000 $ 202,000 $ 73,000
Webster, Missouri 2 $ 301,000 $ 150,500 $ 55,000
Flathead, Montana 2 $ 406,000 $ 203,000 $ 48,000
Carson City, Nevada 2 $ 518,000 $ 259,000 $ 57,000
Lyon, Nevada 2 $ 405,000 $ 202,500 $ 48,000
Rockingham, New Hampshire 2 $ 563,000 $ 281,500 $ 127,000
Gloucester, New Jersey 2 $ 621,000 $ 310,500 $ 93,000
Warren, New Jersey 2 $ 636,000 $ 318,000 $ 109,000
Eddy, New Mexico 2 $ 492,000 $ 246,000 $ 82,000
Santa Fe, New Mexico 2 $ 1,030,000 $ 515,000 $ 403,000
Albany, New York 2 $ 607,000 $ 303,500 $ 103,000
Columbia, New York 2 $ 361,000 $ 180,500 $ 65,000
Essex, New York 2 $ 186,000 $ 93,000 $ 310,000
Onondaga, New York 2 $ 536,000 $ 268,000 $ 51,000
Rockland, New York 2 $ 834,000 $ 417,000 $ 121,000
Schenectady, New York 2 $ 371,000 $ 185,500 $ 89,000
Johnston, North Carolina 2 $ 357,000 $ 178,500 $ 87,000
Lincoln, North Carolina 2 $ 356,000 $ 178,000 $ 86,000
Macon, North Carolina 2 $ 408,000 $ 204,000 $ 57,000
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Mortgage Loan Application Detail Totals for National Bank of Kansas City in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,590 $618,550,000 $238,000 $1,642,000 $98,000 $2,620,000
Refinancing 2,279 $490,846,000 $215,000 $3,000,000 $86,000 $4,543,000
Home Improvement 9 $1,407,000 $156,000 $417,000 $121,000 $186,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,673 $578,520,000 $216,000 $1,000,000 $96,000 $4,543,000
Not Provided 1,234 $312,622,000 $253,000 $3,000,000 $96,000 $1,260,000
Black or African American 491 $94,605,000 $192,000 $730,000 $68,000 $420,000
Hispanic 290 $67,599,000 $233,000 $594,000 $85,000 $673,000
Asian 95 $26,509,000 $279,000 $530,000 $105,000 $330,000
Not applicable 54 $19,421,000 $359,000 $1,715,000 $46,000 $664,000
Native Hawaiian or Other Pacific Islander 22 $7,430,000 $337,000 $540,000 $97,000 $297,000
American Indian or Alaskan Native 19 $4,097,000 $215,000 $428,000 $65,000 $127,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,833 $441,649,000 $240,000 $3,000,000 $122,000 $4,543,000
VA-guaranteed (Veterans Administration) 1,555 $394,949,000 $253,000 $1,000,000 $79,000 $287,000
FHA-insured (Federal Housing Administration) 1,478 $272,697,000 $184,000 $714,000 $69,000 $800,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 12 $1,508,000 $125,000 $228,000 $48,000 $70,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,155 $759,286,000 $240,000 $1,715,000 $95,000 $4,543,000
Application Denied By Financial Institution 936 $177,350,000 $189,000 $3,000,000 $83,000 $4,543,000
Application Withdrawn By Applicant 531 $123,083,000 $231,000 $990,000 $104,000 $2,620,000
Application Approved But Not Accepted 144 $27,706,000 $192,000 $705,000 $64,000 $299,000
File Closed For Incompleteness 112 $23,378,000 $208,000 $800,000 $75,000 $283,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 261 $41,397,000 $158,000 $510,000 $67,000 $654,000
Collateral 222 $47,188,000 $212,000 $3,000,000 $87,000 $1,260,000
Debt-To-Income Ratio 172 $34,263,000 $199,000 $880,000 $62,000 $285,000
Other 85 $16,541,000 $194,000 $780,000 $183,000 $4,543,000
Credit Application Incomplete 76 $12,046,000 $158,000 $521,000 $63,000 $275,000
Unverifiable Information 65 $15,098,000 $232,000 $784,000 $85,000 $300,000
Employment History 29 $5,225,000 $180,000 $454,000 $70,000 $186,000
Insufficient Cash (Downpayment, Closing Cost) 19 $3,576,000 $188,000 $560,000 $86,000 $600,000
Mortgage Insurance Denied 7 $2,016,000 $288,000 $482,000 $82,000 $111,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into National Bank of Kansas City's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess National Bank of Kansas City's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet with aggregated HMDA statistics today.

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