National Bank of Kansas City Mortgage Lending & HMDA Data, 2008
In 2008, National Bank of Kansas City of Overland Park, KS reported 4,878 mortgage applications totaling $1.1 billion, down 22% from 2007. The average application was for $227,716, and applicants reported an average income of $92,436. 65% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (467), Kansas City, MO-KS (404) and St. Louis, MO-IL (161) (applications in parentheses).
| Mortgage Company & Address | National Bank of Kansas City 10700 Nall Avenue Overland Park, KS 66211 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,878 |
| Total Mortgage Loan Application Amount | $1,110,803,000 |
| Average Mortgage Loan Application Amount | $227,716 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $92,436 |
| Highest Applicant Income | $4,543,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records National Bank of Kansas City filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Joliet, IL | 467 | $ 103,458,000 | $ 221,537 | $ 79,000 |
| Kansas City, MO-KS | 404 | $ 70,334,000 | $ 174,094 | $ 80,618 |
| St. Louis, MO-IL | 161 | $ 23,636,000 | $ 146,807 | $ 60,931 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 128 | $ 43,089,000 | $ 336,632 | $ 105,125 |
| Phoenix-Mesa-Scottsdale, AZ | 79 | $ 20,043,000 | $ 253,708 | $ 120,000 |
| Milwaukee-Waukesha-West Allis, WI | 75 | $ 10,938,000 | $ 145,840 | $ 61,000 |
| Los Angeles-Long Beach-Glendale, CA | 74 | $ 25,005,000 | $ 337,905 | $ 115,000 |
| Atlanta-Sandy Springs-Marietta, GA | 72 | $ 17,609,000 | $ 244,569 | $ 113,000 |
| Riverside-San Bernardino-Ontario, CA | 66 | $ 18,130,000 | $ 274,696 | $ 89,000 |
| Denver-Aurora, CO | 62 | $ 18,105,000 | $ 292,016 | $ 79,000 |
| Springfield, MO | 62 | $ 8,511,000 | $ 137,274 | $ 68,000 |
| Tampa-St. Petersburg-Clearwater, FL | 61 | $ 11,989,000 | $ 196,540 | $ 77,000 |
| Baltimore-Towson, MD | 53 | $ 16,633,000 | $ 313,830 | $ 102,000 |
| Las Vegas-Paradise, NV | 52 | $ 14,056,000 | $ 270,307 | $ 122,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 50 | $ 16,195,000 | $ 323,900 | $ 146,000 |
| Seattle-Bellevue-Everett, WA | 49 | $ 17,124,000 | $ 349,469 | $ 121,000 |
| Portland-Vancouver-Beaverton, OR-WA | 48 | $ 13,061,000 | $ 272,104 | $ 96,875 |
| New York-White Plains-Wayne, NY-NJ | 47 | $ 18,935,000 | $ 402,872 | $ 119,808 |
| Philadelphia, PA | 46 | $ 12,037,000 | $ 261,673 | $ 100,000 |
| Sioux Falls, SD | 45 | $ 6,527,000 | $ 145,044 | $ 64,000 |
| Miami-Miami Beach-Kendall, FL | 40 | $ 10,253,000 | $ 256,325 | $ 89,000 |
| Edison-New Brunswick, NJ | 39 | $ 12,671,000 | $ 324,897 | $ 113,000 |
| Lake County-Kenosha County, IL-WI | 39 | $ 8,298,000 | $ 212,769 | $ 76,948 |
| San Diego-Carlsbad-San Marcos, CA | 39 | $ 13,114,000 | $ 336,256 | $ 120,000 |
| Pittsburgh, PA | 37 | $ 4,744,000 | $ 128,216 | $ 73,000 |
| Salt Lake City, UT | 37 | $ 10,676,000 | $ 288,540 | $ 185,000 |
| Dallas-Plano-Irving, TX | 35 | $ 7,541,000 | $ 215,457 | $ 92,000 |
| Houston-Sugar Land-Baytown, TX | 34 | $ 7,152,000 | $ 210,352 | $ 92,000 |
| Topeka, KS | 34 | $ 4,156,000 | $ 122,235 | $ 55,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 33 | $ 8,408,000 | $ 254,787 | $ 81,333 |
| Orlando-Kissimmee, FL | 31 | $ 7,679,000 | $ 247,709 | $ 92,000 |
| Colorado Springs, CO | 28 | $ 6,431,000 | $ 229,678 | $ 69,000 |
| Newark-Union, NJ-PA | 28 | $ 7,567,000 | $ 270,250 | $ 99,642 |
| Camden, NJ | 27 | $ 6,297,000 | $ 233,222 | $ 84,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 27 | $ 7,724,000 | $ 286,074 | $ 109,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 26 | $ 6,780,000 | $ 260,769 | $ 93,538 |
| Tacoma, WA | 26 | $ 7,411,000 | $ 285,038 | $ 71,000 |
| San Antonio, TX | 25 | $ 6,248,000 | $ 249,920 | $ 93,000 |
| Tucson, AZ | 25 | $ 6,636,000 | $ 265,440 | $ 97,000 |
| Rockford, IL | 24 | $ 3,160,000 | $ 131,666 | $ 57,000 |
| Charlotte-Gastonia-Concord, NC-SC | 23 | $ 6,399,000 | $ 278,217 | $ 98,913 |
| Detroit-Livonia-Dearborn, MI | 23 | $ 3,105,000 | $ 135,000 | $ 87,000 |
| Nassau-Suffolk, NY | 23 | $ 7,573,000 | $ 329,260 | $ 135,000 |
| Providence-New Bedford-Fall River, RI-MA | 21 | $ 4,925,000 | $ 234,523 | $ 74,428 |
| Oakland-Fremont-Hayward, CA | 20 | $ 6,959,000 | $ 347,950 | $ 107,000 |
| Santa Ana-Anaheim-Irvine, CA | 20 | $ 7,002,000 | $ 350,100 | $ 111,000 |
| Little Rock-North Little Rock-Conway, AR | 19 | $ 2,937,000 | $ 154,578 | $ 64,000 |
| Richmond, VA | 19 | $ 5,118,000 | $ 269,368 | $ 83,000 |
| Warren-Troy-Farmington Hills, MI | 19 | $ 4,484,000 | $ 236,000 | $ 92,000 |
| Jacksonville, NC | 18 | $ 3,428,000 | $ 190,444 | $ 58,000 |
| Columbus, OH | 17 | $ 3,433,000 | $ 201,941 | $ 62,000 |
| Fort Worth-Arlington, TX | 17 | $ 3,305,000 | $ 194,411 | $ 87,000 |
| Honolulu, HI | 17 | $ 6,858,000 | $ 403,411 | $ 78,000 |
| New Orleans-Metairie-Kenner, LA | 17 | $ 3,990,000 | $ 234,705 | $ 102,000 |
| Rapid City, SD | 17 | $ 2,399,000 | $ 141,117 | $ 58,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 17 | $ 3,914,000 | $ 230,235 | $ 91,000 |
| Cedar Rapids, IA | 16 | $ 2,632,000 | $ 164,500 | $ 65,000 |
| Gary, IN | 16 | $ 2,280,000 | $ 142,500 | $ 70,000 |
| Madison, WI | 16 | $ 4,049,000 | $ 253,062 | $ 98,000 |
| Cincinnati-Middletown, OH-KY-IN | 15 | $ 3,762,000 | $ 250,800 | $ 112,733 |
| Fayetteville, NC | 15 | $ 2,684,000 | $ 178,933 | $ 58,000 |
| Omaha-Council Bluffs, NE-IA | 15 | $ 3,007,000 | $ 200,466 | $ 79,000 |
| Provo-Orem, UT | 15 | $ 3,888,000 | $ 259,200 | $ 107,000 |
| Bethesda-Frederick-Gaithersburg, MD | 14 | $ 5,123,000 | $ 365,928 | $ 123,000 |
| Charleston-North Charleston-Summerville, SC | 14 | $ 3,234,000 | $ 231,000 | $ 68,000 |
| Jacksonville, FL | 14 | $ 2,878,000 | $ 205,571 | $ 77,000 |
| Ogden-Clearfield, UT | 14 | $ 3,160,000 | $ 225,714 | $ 76,000 |
| Shreveport-Bossier City, LA | 14 | $ 3,082,000 | $ 220,142 | $ 78,000 |
| Wilmington, NC | 14 | $ 2,858,000 | $ 204,142 | $ 226,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 13 | $ 3,203,000 | $ 246,384 | $ 76,000 |
| Austin-Round Rock, TX | 13 | $ 3,555,000 | $ 273,461 | $ 116,000 |
| Bridgeport-Stamford-Norwalk, CT | 13 | $ 3,942,000 | $ 303,230 | $ 100,000 |
| El Paso, TX | 13 | $ 2,615,000 | $ 201,153 | $ 66,000 |
| Hartford-West Hartford-East Hartford, CT | 13 | $ 3,688,000 | $ 283,692 | $ 105,000 |
| Indianapolis-Carmel, IN | 13 | $ 2,061,000 | $ 158,538 | $ 69,000 |
| Memphis, TN-MS-AR | 13 | $ 2,216,000 | $ 170,461 | $ 72,769 |
| New Haven-Milford, CT | 13 | $ 3,312,000 | $ 254,769 | $ 93,000 |
| Oklahoma City, OK | 13 | $ 2,154,000 | $ 165,692 | $ 61,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 13 | $ 3,924,000 | $ 301,846 | $ 99,000 |
| Raleigh-Cary, NC | 13 | $ 2,722,000 | $ 209,384 | $ 83,000 |
| Birmingham-Hoover, AL | 12 | $ 2,749,000 | $ 229,083 | $ 85,000 |
| Boston-Quincy, MA | 12 | $ 3,293,000 | $ 274,416 | $ 102,000 |
| Davenport-Moline-Rock Island, IA-IL | 12 | $ 1,221,000 | $ 101,750 | $ 45,333 |
| Fort Walton Beach-Crestview-Destin, FL | 12 | $ 4,131,000 | $ 344,250 | $ 198,000 |
| Louisville-Jefferson County, KY-IN | 12 | $ 2,870,000 | $ 239,166 | $ 111,666 |
| Oxnard-Thousand Oaks-Ventura, CA | 12 | $ 4,077,000 | $ 339,750 | $ 95,000 |
| Portland-South Portland-Biddeford, ME | 12 | $ 3,467,000 | $ 288,916 | $ 126,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 12 | $ 3,880,000 | $ 323,333 | $ 115,000 |
| Albuquerque, NM | 11 | $ 3,130,000 | $ 284,545 | $ 114,000 |
| Boise City-Nampa, ID | 11 | $ 2,799,000 | $ 254,454 | $ 99,000 |
| Killeen-Temple-Fort Hood, TX | 11 | $ 2,372,000 | $ 215,636 | $ 86,000 |
| Vallejo-Fairfield, CA | 11 | $ 3,853,000 | $ 350,272 | $ 101,000 |
| Bakersfield, CA | 10 | $ 2,220,000 | $ 222,000 | $ 76,000 |
| Harrisburg-Carlisle, PA | 10 | $ 2,194,000 | $ 219,400 | $ 94,000 |
| Montgomery, AL | 10 | $ 2,533,000 | $ 253,300 | $ 87,000 |
| Olympia, WA | 10 | $ 2,650,000 | $ 265,000 | $ 68,000 |
| Stockton, CA | 10 | $ 2,616,000 | $ 261,600 | $ 74,000 |
| Wilmington, DE-MD-NJ | 10 | $ 2,850,000 | $ 285,000 | $ 94,500 |
| Albany-Schenectady-Troy, NY | 9 | $ 2,064,000 | $ 229,333 | $ 83,000 |
| Anchorage, AK | 9 | $ 2,589,000 | $ 287,666 | $ 56,000 |
| Baton Rouge, LA | 9 | $ 1,991,000 | $ 221,222 | $ 90,000 |
| Cambridge-Newton-Framingham, MA | 9 | $ 2,904,000 | $ 322,666 | $ 116,000 |
| Cape Coral-Fort Myers, FL | 9 | $ 2,057,000 | $ 228,555 | $ 91,000 |
| Des Moines-West Des Moines, IA | 9 | $ 1,549,000 | $ 172,111 | $ 36,000 |
| Jackson, MS | 9 | $ 1,488,000 | $ 165,333 | $ 84,000 |
| Lakeland-Winter Haven, FL | 9 | $ 1,266,000 | $ 140,666 | $ 51,000 |
| Oshkosh-Neenah, WI | 9 | $ 1,548,000 | $ 172,000 | $ 61,000 |
| Reno-Sparks, NV | 9 | $ 2,420,000 | $ 268,888 | $ 92,000 |
| Wichita, KS | 9 | $ 1,922,000 | $ 213,555 | $ 149,000 |
| Bremerton-Silverdale, WA | 8 | $ 1,990,000 | $ 248,750 | $ 78,000 |
| Cleveland-Elyria-Mentor, OH | 8 | $ 1,424,000 | $ 178,000 | $ 79,000 |
| Dayton, OH | 8 | $ 1,614,000 | $ 201,750 | $ 105,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 8 | $ 2,071,000 | $ 258,875 | $ 127,000 |
| Greensboro-High Point, NC | 8 | $ 1,648,000 | $ 206,000 | $ 85,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 8 | $ 1,681,000 | $ 210,125 | $ 64,000 |
| Savannah, GA | 8 | $ 1,974,000 | $ 246,750 | $ 96,000 |
| York-Hanover, PA | 8 | $ 2,095,000 | $ 261,875 | $ 77,000 |
| Augusta-Richmond County, GA-SC | 7 | $ 1,618,000 | $ 231,142 | $ 62,857 |
| Boulder, CO | 7 | $ 1,922,000 | $ 274,571 | $ 95,000 |
| Eugene-Springfield, OR | 7 | $ 2,018,000 | $ 288,285 | $ 153,000 |
| Lawrence, KS | 7 | $ 1,100,000 | $ 157,142 | $ 96,000 |
| Naples-Marco Island, FL | 7 | $ 2,349,000 | $ 335,571 | $ 443,000 |
| Peabody, MA | 7 | $ 2,200,000 | $ 314,285 | $ 86,000 |
| Racine, WI | 7 | $ 928,000 | $ 132,571 | $ 53,000 |
| Tulsa, OK | 7 | $ 1,288,000 | $ 184,000 | $ 94,000 |
| Ann Arbor, MI | 6 | $ 1,222,000 | $ 203,666 | $ 91,000 |
| Buffalo-Niagara Falls, NY | 6 | $ 1,130,000 | $ 188,333 | $ 75,000 |
| Clarksville, TN-KY | 6 | $ 1,192,000 | $ 198,666 | $ 79,333 |
| Corpus Christi, TX | 6 | $ 1,096,000 | $ 182,666 | $ 99,000 |
| Fairbanks, AK | 6 | $ 1,584,000 | $ 264,000 | $ 67,000 |
| Greeley, CO | 6 | $ 1,558,000 | $ 259,666 | $ 84,000 |
| Lincoln, NE | 6 | $ 1,051,000 | $ 175,166 | $ 63,000 |
| Medford, OR | 6 | $ 1,426,000 | $ 237,666 | $ 66,000 |
| Ocean City, NJ | 6 | $ 1,652,000 | $ 275,333 | $ 92,000 |
| San Francisco-San Mateo-Redwood City, CA | 6 | $ 2,575,000 | $ 429,166 | $ 179,000 |
| St. Joseph, MO-KS | 6 | $ 663,000 | $ 110,500 | $ 90,000 |
| Trenton-Ewing, NJ | 6 | $ 1,797,000 | $ 299,500 | $ 117,000 |
| Warner Robins, GA | 6 | $ 1,250,000 | $ 208,333 | $ 84,000 |
| Yuma, AZ | 6 | $ 1,253,000 | $ 208,833 | $ 66,000 |
| Atlantic City-Hammonton, NJ | 5 | $ 1,104,000 | $ 220,800 | $ 57,000 |
| Burlington-South Burlington, VT | 5 | $ 1,608,000 | $ 321,600 | $ 100,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 5 | $ 1,004,000 | $ 200,800 | $ 40,000 |
| Fresno, CA | 5 | $ 1,279,000 | $ 255,800 | $ 130,000 |
| Kennewick-Pasco-Richland, WA | 5 | $ 1,239,000 | $ 247,800 | $ 90,000 |
| Knoxville, TN | 5 | $ 1,003,000 | $ 200,600 | $ 53,000 |
| Lafayette, LA | 5 | $ 1,252,000 | $ 250,400 | $ 77,000 |
| Panama City-Lynn Haven, FL | 5 | $ 1,130,000 | $ 226,000 | $ 584,000 |
| Pensacola-Ferry Pass-Brent, FL | 5 | $ 1,031,000 | $ 206,200 | $ 66,000 |
| Peoria, IL | 5 | $ 671,000 | $ 134,200 | $ 78,000 |
| Reading, PA | 5 | $ 943,000 | $ 188,600 | $ 70,000 |
| Santa Rosa-Petaluma, CA | 5 | $ 1,403,000 | $ 280,600 | $ 119,000 |
| Scranton--Wilkes-Barre, PA | 5 | $ 614,000 | $ 122,800 | $ 49,000 |
| Spokane, WA | 5 | $ 834,000 | $ 166,800 | $ 60,000 |
| Winston-Salem, NC | 5 | $ 1,236,000 | $ 247,200 | $ 91,000 |
| Worcester, MA | 5 | $ 1,457,000 | $ 291,400 | $ 81,000 |
| Appleton, WI | 4 | $ 906,000 | $ 226,500 | $ 75,000 |
| Bellingham, WA | 4 | $ 916,000 | $ 229,000 | $ 103,000 |
| Bend, OR | 4 | $ 719,000 | $ 179,750 | $ 111,000 |
| Columbus, GA-AL | 4 | $ 706,000 | $ 176,500 | $ 34,250 |
| Decatur, IL | 4 | $ 775,000 | $ 193,750 | $ 89,000 |
| Dover, DE | 4 | $ 999,000 | $ 249,750 | $ 55,000 |
| Dubuque, IA | 4 | $ 572,000 | $ 143,000 | $ 40,000 |
| Durham, NC | 4 | $ 1,185,000 | $ 296,250 | $ 116,000 |
| Elizabethtown, KY | 4 | $ 926,000 | $ 231,500 | $ 94,000 |
| Hagerstown-Martinsburg, MD-WV | 4 | $ 1,086,000 | $ 271,500 | $ 90,750 |
| Huntsville, AL | 4 | $ 833,000 | $ 208,250 | $ 75,000 |
| Manchester-Nashua, NH | 4 | $ 1,168,000 | $ 292,000 | $ 86,000 |
| Modesto, CA | 4 | $ 1,033,000 | $ 258,250 | $ 133,000 |
| Ocala, FL | 4 | $ 731,000 | $ 182,750 | $ 71,000 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 1,010,000 | $ 252,500 | $ 46,000 |
| Pascagoula, MS | 4 | $ 1,123,000 | $ 280,750 | $ 53,000 |
| Port St. Lucie, FL | 4 | $ 1,145,000 | $ 286,250 | $ 84,000 |
| Prescott, AZ | 4 | $ 1,138,000 | $ 284,500 | $ 173,000 |
| Salinas, CA | 4 | $ 1,207,000 | $ 301,750 | $ 86,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 4 | $ 1,273,000 | $ 318,250 | $ 109,000 |
| Springfield, MA | 4 | $ 938,000 | $ 234,500 | $ 81,000 |
| Visalia-Porterville, CA | 4 | $ 934,000 | $ 233,500 | $ 80,000 |
| Yuba City, CA | 4 | $ 963,000 | $ 240,750 | $ 84,000 |
| Abilene, TX | 3 | $ 535,000 | $ 178,333 | $ 69,000 |
| Auburn-Opelika, AL | 3 | $ 554,000 | $ 184,666 | $ 74,000 |
| Bangor, ME | 3 | $ 690,000 | $ 230,000 | $ 114,000 |
| Bradenton-Sarasota-Venice, FL | 3 | $ 633,000 | $ 211,000 | $ 66,000 |
| Charleston, WV | 3 | $ 522,000 | $ 174,000 | $ 72,000 |
| Charlottesville, VA | 3 | $ 940,000 | $ 313,333 | $ 141,000 |
| Cheyenne, WY | 3 | $ 581,000 | $ 193,666 | $ 82,000 |
| Coeur D'Alene, ID | 3 | $ 738,000 | $ 246,000 | $ 128,000 |
| Columbia, MO | 3 | $ 523,000 | $ 174,333 | $ 96,000 |
| Columbia, SC | 3 | $ 561,000 | $ 187,000 | $ 65,000 |
| Eau Claire, WI | 3 | $ 507,000 | $ 169,000 | $ 61,000 |
| El Centro, CA | 3 | $ 686,000 | $ 228,666 | $ 130,000 |
| Fargo, ND-MN | 3 | $ 398,000 | $ 132,666 | $ 39,666 |
| Fond Du Lac, WI | 3 | $ 357,000 | $ 119,000 | $ 43,000 |
| Fort Collins-Loveland, CO | 3 | $ 900,000 | $ 300,000 | $ 23,000 |
| Grand Forks, ND-MN | 3 | $ 426,000 | $ 142,000 | $ 55,000 |
| Green Bay, WI | 3 | $ 660,000 | $ 220,000 | $ 97,000 |
| Greenville-Mauldin-Easley, SC | 3 | $ 717,000 | $ 239,000 | $ 106,000 |
| Harrisonburg, VA | 3 | $ 740,000 | $ 246,666 | $ 96,000 |
| Holland-Grand Haven, MI | 3 | $ 495,000 | $ 165,000 | $ 78,000 |
| Idaho Falls, ID | 3 | $ 790,000 | $ 263,333 | $ 132,000 |
| Joplin, MO | 3 | $ 316,000 | $ 105,333 | $ 48,000 |
| Kankakee-Bradley, IL | 3 | $ 351,000 | $ 117,000 | $ 43,000 |
| Lafayette, IN | 3 | $ 482,000 | $ 160,666 | $ 74,000 |
| Lancaster, PA | 3 | $ 450,000 | $ 150,000 | $ 48,000 |
| Lexington-Fayette, KY | 3 | $ 469,000 | $ 156,333 | $ 54,000 |
| Longview, WA | 3 | $ 651,000 | $ 217,000 | $ 72,000 |
| Lynchburg, VA | 3 | $ 730,000 | $ 243,333 | $ 85,000 |
| McAllen-Edinburg-Mission, TX | 3 | $ 750,000 | $ 250,000 | $ 59,000 |
| Mobile, AL | 3 | $ 628,000 | $ 209,333 | $ 78,000 |
| Norwich-New London, CT | 3 | $ 774,000 | $ 258,000 | $ 68,000 |
| Redding, CA | 3 | $ 831,000 | $ 277,000 | $ 97,000 |
| Rochester, NY | 3 | $ 513,000 | $ 171,000 | $ 56,000 |
| Salem, OR | 3 | $ 552,000 | $ 184,000 | $ 64,000 |
| San Luis Obispo-Paso Robles, CA | 3 | $ 734,000 | $ 244,666 | $ 96,000 |
| Sheboygan, WI | 3 | $ 440,000 | $ 146,666 | $ 48,000 |
| Sioux City, IA-NE-SD | 3 | $ 235,000 | $ 78,333 | $ 51,666 |
| South Bend-Mishawaka, IN-MI | 3 | $ 251,000 | $ 83,666 | $ 59,000 |
| St. George, UT | 3 | $ 882,000 | $ 294,000 | $ 115,000 |
| Syracuse, NY | 3 | $ 844,000 | $ 281,333 | $ 68,000 |
| Wausau, WI | 3 | $ 342,000 | $ 114,000 | $ 59,000 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 419,000 | $ 139,666 | $ 70,666 |
| Akron, OH | 2 | $ 483,000 | $ 241,500 | $ 155,000 |
| Amarillo, TX | 2 | $ 331,000 | $ 165,500 | $ 75,000 |
| Asheville, NC | 2 | $ 572,000 | $ 286,000 | $ 107,000 |
| Barnstable Town, MA | 2 | $ 561,000 | $ 280,500 | $ 42,000 |
| Billings, MT | 2 | $ 560,000 | $ 280,000 | $ 122,000 |
| Brunswick, GA | 2 | $ 366,000 | $ 183,000 | $ 62,000 |
| Canton-Massillon, OH | 2 | $ 340,000 | $ 170,000 | $ 82,000 |
| Carson City, NV | 2 | $ 518,000 | $ 259,000 | $ 57,000 |
| Casper, WY | 2 | $ 352,000 | $ 176,000 | $ 65,000 |
| Chattanooga, TN-GA | 2 | $ 339,000 | $ 169,500 | $ 46,000 |
| Cleveland, TN | 2 | $ 432,000 | $ 216,000 | $ 63,000 |
| Dothan, AL | 2 | $ 488,000 | $ 244,000 | $ 52,000 |
| Elkhart-Goshen, IN | 2 | $ 250,000 | $ 125,000 | $ 70,000 |
| Evansville, IN-KY | 2 | $ 283,000 | $ 141,500 | $ 69,000 |
| Flagstaff, AZ | 2 | $ 505,000 | $ 252,500 | $ 61,000 |
| Florence, SC | 2 | $ 452,000 | $ 226,000 | $ 89,000 |
| Fort Smith, AR-OK | 2 | $ 380,000 | $ 190,000 | $ 107,000 |
| Gainesville, FL | 2 | $ 363,000 | $ 181,500 | $ 55,000 |
| Gulfport-Biloxi, MS | 2 | $ 388,000 | $ 194,000 | $ 74,000 |
| Hattiesburg, MS | 2 | $ 287,000 | $ 143,500 | $ 42,000 |
| Hinesville-Fort Stewart, GA | 2 | $ 351,000 | $ 175,500 | $ 70,000 |
| Houma-Bayou Cane-Thibodaux, LA | 2 | $ 406,000 | $ 203,000 | $ 118,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 290,000 | $ 145,000 | $ 36,500 |
| Iowa City, IA | 2 | $ 352,000 | $ 176,000 | $ 47,000 |
| Janesville, WI | 2 | $ 222,000 | $ 111,000 | $ 43,000 |
| Johnstown, PA | 2 | $ 329,000 | $ 164,500 | $ 64,000 |
| Kalamazoo-Portage, MI | 2 | $ 465,000 | $ 232,500 | $ 62,000 |
| La Crosse, WI-MN | 2 | $ 294,000 | $ 147,000 | $ 45,000 |
| Lansing-East Lansing, MI | 2 | $ 407,000 | $ 203,500 | $ 190,000 |
| Laredo, TX | 2 | $ 359,000 | $ 179,500 | $ 93,000 |
| Lawton, OK | 2 | $ 301,000 | $ 150,500 | $ 72,000 |
| Lebanon, PA | 2 | $ 358,000 | $ 179,000 | $ 81,000 |
| Monroe, LA | 2 | $ 399,000 | $ 199,500 | $ 87,000 |
| Morgantown, WV | 2 | $ 442,000 | $ 221,000 | $ 79,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 566,000 | $ 283,000 | $ 57,000 |
| Napa, CA | 2 | $ 785,000 | $ 392,500 | $ 108,000 |
| Niles-Benton Harbor, MI | 2 | $ 310,000 | $ 155,000 | $ 27,000 |
| Pueblo, CO | 2 | $ 326,000 | $ 163,000 | $ 40,000 |
| Rochester, MN | 2 | $ 446,000 | $ 223,000 | $ 90,000 |
| Rockingham County-Strafford County, NH | 2 | $ 563,000 | $ 281,500 | $ 127,000 |
| Santa Fe, NM | 2 | $ 1,030,000 | $ 515,000 | $ 403,000 |
| Springfield, OH | 2 | $ 362,000 | $ 181,000 | $ 71,000 |
| Tallahassee, FL | 2 | $ 425,000 | $ 212,500 | $ 71,000 |
| Terre Haute, IN | 2 | $ 236,000 | $ 118,000 | $ 58,000 |
| Texarkana, Tx-Texarkana, AR | 2 | $ 462,000 | $ 231,000 | $ 99,000 |
| Toledo, OH | 2 | $ 310,000 | $ 155,000 | $ 127,000 |
| Tuscaloosa, AL | 2 | $ 472,000 | $ 236,000 | $ 106,000 |
| Valdosta, GA | 2 | $ 385,000 | $ 192,500 | $ 86,000 |
| Waco, TX | 2 | $ 384,000 | $ 192,000 | $ 92,000 |
| Wenatchee, WA | 2 | $ 625,000 | $ 312,500 | $ 105,000 |
| Wichita Falls, TX | 2 | $ 314,000 | $ 157,000 | $ 67,000 |
| Alexandria, LA | 1 | $ 234,000 | $ 234,000 | $ 101,000 |
| Altoona, PA | 1 | $ 287,000 | $ 287,000 | $ 138,000 |
| Anderson, SC | 1 | $ 127,000 | $ 127,000 | $ 169,000 |
| Anniston-Oxford, AL | 1 | $ 191,000 | $ 191,000 | $ 87,000 |
| Athens-Clarke County, GA | 1 | $ 117,000 | $ 117,000 | $ 60,000 |
| Battle Creek, MI | 1 | $ 96,000 | $ 96,000 | $ 48,000 |
| Beaumont-Port Arthur, TX | 1 | $ 179,000 | $ 179,000 | $ 93,000 |
| Bismarck, ND | 1 | $ 158,000 | $ 158,000 | $ 67,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 166,000 | $ 166,000 | $ 81,000 |
| Bloomington, IN | 1 | $ 229,000 | $ 229,000 | $ 94,000 |
| Brownsville-Harlingen, TX | 1 | $ 58,000 | $ 58,000 | $ 27,000 |
| Burlington, NC | 1 | $ 114,000 | $ 114,000 | $ 40,000 |
| Cumberland, MD-WV | 1 | $ 74,000 | $ 74,000 | $ 20,000 |
| Dalton, GA | 1 | $ 208,000 | $ 208,000 | $ 49,000 |
| Danville, VA | 1 | $ 137,000 | $ 137,000 | $ 53,000 |
| Duluth, MN-WI | 1 | $ 117,000 | $ 117,000 | $ 83,000 |
| Flint, MI | 1 | $ 118,000 | $ 118,000 | $ 34,000 |
| Florence-Muscle Shoals, AL | 1 | $ 88,000 | $ 88,000 | $ 46,000 |
| Fort Wayne, IN | 1 | $ 153,000 | $ 153,000 | $ 71,000 |
| Gainesville, GA | 1 | $ 199,000 | $ 199,000 | $ 62,000 |
| Glens Falls, NY | 1 | $ 120,000 | $ 120,000 | $ 37,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 185,000 | $ 185,000 | $ 111,000 |
| Great Falls, MT | 1 | $ 250,000 | $ 250,000 | $ 75,000 |
| Greenville, NC | 1 | $ 177,000 | $ 177,000 | $ 66,000 |
| Hot Springs, AR | 1 | $ 146,000 | $ 146,000 | $ 46,000 |
| Jackson, TN | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
| Johnson City, TN | 1 | $ 63,000 | $ 63,000 | $ 25,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 126,000 | $ 126,000 | $ 37,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 109,000 | $ 109,000 | $ 54,000 |
| Las Cruces, NM | 1 | $ 401,000 | $ 401,000 | $ 111,000 |
| Lima, OH | 1 | $ 77,000 | $ 77,000 | $ 45,000 |
| Lubbock, TX | 1 | $ 123,000 | $ 123,000 | $ 47,000 |
| Macon, GA | 1 | $ 102,000 | $ 102,000 | $ 26,000 |
| Madera, CA | 1 | $ 281,000 | $ 281,000 | $ 86,000 |
| Merced, CA | 1 | $ 40,000 | $ 40,000 | $ 42,000 |
| Midland, TX | 1 | $ 100,000 | $ 100,000 | $ 79,000 |
| Monroe, MI | 1 | $ 266,000 | $ 266,000 | $ 136,000 |
| Morristown, TN | 1 | $ 70,000 | $ 70,000 | $ 27,000 |
| Muncie, IN | 1 | $ 300,000 | $ 300,000 | $ 111,000 |
| Muskegon-Norton Shores, MI | 1 | $ 268,000 | $ 268,000 | $ 0 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 1 | $ 105,000 | $ 105,000 | $ 74,000 |
| Odessa, TX | 1 | $ 160,000 | $ 160,000 | $ 99,000 |
| Punta Gorda, FL | 1 | $ 206,000 | $ 206,000 | $ 76,000 |
| Rocky Mount, NC | 1 | $ 199,000 | $ 199,000 | $ 64,000 |
| Saginaw-Saginaw Township North, MI | 1 | $ 52,000 | $ 52,000 | $ 31,000 |
| Spartanburg, SC | 1 | $ 265,000 | $ 265,000 | $ 75,000 |
| Springfield, IL | 1 | $ 180,000 | $ 180,000 | $ 97,000 |
| State College, PA | 1 | $ 81,000 | $ 81,000 | $ 48,000 |
| Sumter, SC | 1 | $ 346,000 | $ 346,000 | $ 83,000 |
| Tyler, TX | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Victoria, TX | 1 | $ 139,000 | $ 139,000 | $ 104,000 |
| Vineland-Millville-Bridgeton, NJ | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Weirton-Steubenville, WV-OH | 1 | $ 246,000 | $ 246,000 | $ 108,000 |
| Williamsport, PA | 1 | $ 64,000 | $ 64,000 | $ 29,000 |
| Winchester, VA-WV | 1 | $ 274,000 | $ 274,000 | $ 69,000 |
Mortgage Loan Application Detail Totals for National Bank of Kansas City in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,590 | $618,550,000 | $238,000 | $1,642,000 | $98,000 | $2,620,000 |
| Refinancing | 2,279 | $490,846,000 | $215,000 | $3,000,000 | $86,000 | $4,543,000 |
| Home Improvement | 9 | $1,407,000 | $156,000 | $417,000 | $121,000 | $186,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,673 | $578,520,000 | $216,000 | $1,000,000 | $96,000 | $4,543,000 |
| Not Provided | 1,234 | $312,622,000 | $253,000 | $3,000,000 | $96,000 | $1,260,000 |
| Black or African American | 491 | $94,605,000 | $192,000 | $730,000 | $68,000 | $420,000 |
| Hispanic | 290 | $67,599,000 | $233,000 | $594,000 | $85,000 | $673,000 |
| Asian | 95 | $26,509,000 | $279,000 | $530,000 | $105,000 | $330,000 |
| Not applicable | 54 | $19,421,000 | $359,000 | $1,715,000 | $46,000 | $664,000 |
| Native Hawaiian or Other Pacific Islander | 22 | $7,430,000 | $337,000 | $540,000 | $97,000 | $297,000 |
| American Indian or Alaskan Native | 19 | $4,097,000 | $215,000 | $428,000 | $65,000 | $127,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,833 | $441,649,000 | $240,000 | $3,000,000 | $122,000 | $4,543,000 |
| VA-guaranteed (Veterans Administration) | 1,555 | $394,949,000 | $253,000 | $1,000,000 | $79,000 | $287,000 |
| FHA-insured (Federal Housing Administration) | 1,478 | $272,697,000 | $184,000 | $714,000 | $69,000 | $800,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $1,508,000 | $125,000 | $228,000 | $48,000 | $70,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,155 | $759,286,000 | $240,000 | $1,715,000 | $95,000 | $4,543,000 |
| Application Denied By Financial Institution | 936 | $177,350,000 | $189,000 | $3,000,000 | $83,000 | $4,543,000 |
| Application Withdrawn By Applicant | 531 | $123,083,000 | $231,000 | $990,000 | $104,000 | $2,620,000 |
| Application Approved But Not Accepted | 144 | $27,706,000 | $192,000 | $705,000 | $64,000 | $299,000 |
| File Closed For Incompleteness | 112 | $23,378,000 | $208,000 | $800,000 | $75,000 | $283,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 261 | $41,397,000 | $158,000 | $510,000 | $67,000 | $654,000 |
| Collateral | 222 | $47,188,000 | $212,000 | $3,000,000 | $87,000 | $1,260,000 |
| Debt-To-Income Ratio | 172 | $34,263,000 | $199,000 | $880,000 | $62,000 | $285,000 |
| Other | 85 | $16,541,000 | $194,000 | $780,000 | $183,000 | $4,543,000 |
| Credit Application Incomplete | 76 | $12,046,000 | $158,000 | $521,000 | $63,000 | $275,000 |
| Unverifiable Information | 65 | $15,098,000 | $232,000 | $784,000 | $85,000 | $300,000 |
| Employment History | 29 | $5,225,000 | $180,000 | $454,000 | $70,000 | $186,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $3,576,000 | $188,000 | $560,000 | $86,000 | $600,000 |
| Mortgage Insurance Denied | 7 | $2,016,000 | $288,000 | $482,000 | $82,000 | $111,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into National Bank of Kansas City's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess National Bank of Kansas City's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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