National Bank Of Kansas City
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
National Bank Of Kansas City 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | National Bank Of Kansas City 10700 Nall Avenue Overland Park, KS 66211 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,329 |
| Total Mortgage Loan Application Amount | $1,959,798,000 |
| Average Mortgage Loan Application Amount | $249,666 |
| Highest Mortgage Loan Application Amount | $4,998,000 |
| Average Applicant Income | $88,333 |
| Highest Applicant Income | $1,149,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with National Bank Of Kansas City. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing National Bank Of Kansas City's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down National Bank Of Kansas City's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how National Bank Of Kansas City serves its applicants.
Each category highlights the total number of mortgage applications processed by National Bank Of Kansas City, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at National Bank Of Kansas City's mortgage activity for 2009.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| KANSAS CITY, MO-KS | 545 | $ 110,248,000 | $ 201,000 | $ 71,500 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 299 | $ 76,377,000 | $ 255,000 | $ 105,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 283 | $ 106,053,000 | $ 354,250 | $ 88,500 |
| DENVER-AURORA-BROOMFIELD, CO | 173 | $ 51,163,000 | $ 295,000 | $ 87,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 116 | $ 42,742,000 | $ 368,000 | $ 88,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 109 | $ 40,203,000 | $ 368,000 | $ 95,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 109 | $ 37,951,000 | $ 347,500 | $ 117,500 |
| EDISON-NEW BRUNSWICK, NJ | 108 | $ 33,872,000 | $ 313,000 | $ 111,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 108 | $ 35,932,000 | $ 332,000 | $ 100,000 |
| PHILADELPHIA, PA | 107 | $ 29,714,000 | $ 277,000 | $ 105,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 104 | $ 29,580,000 | $ 284,000 | $ 48,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 103 | $ 25,663,000 | $ 249,000 | $ 62,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 99 | $ 31,954,000 | $ 322,000 | $ 133,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 97 | $ 28,484,000 | $ 333,500 | $ 80,000 |
| LAS VEGAS-PARADISE, NV | 93 | $ 24,343,000 | $ 261,000 | $ 57,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 91 | $ 21,730,000 | $ 238,000 | $ 71,000 |
| BALTIMORE-TOWSON, MD | 83 | $ 27,742,000 | $ 334,000 | $ 80,000 |
| COLORADO SPRINGS, CO | 72 | $ 18,096,000 | $ 251,000 | $ 47,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 71 | $ 17,486,000 | $ 257,000 | $ 48,500 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 65 | $ 13,466,000 | $ 207,000 | $ 51,000 |
| NEWARK-UNION, NJ-PA | 65 | $ 22,669,000 | $ 228,500 | $ 106,000 |
| NASSAU-SUFFOLK, NY | 63 | $ 20,455,000 | $ 324,000 | $ 112,000 |
| SALT LAKE CITY, UT | 61 | $ 17,396,000 | $ 285,000 | $ 81,000 |
| BOSTON-QUINCY, MA | 60 | $ 19,044,000 | $ 317,000 | $ 119,000 |
| DALLAS-PLANO-IRVING, TX | 59 | $ 13,049,000 | $ 221,000 | $ 57,000 |
| RALEIGH-CARY, NC | 58 | $ 14,522,000 | $ 250,000 | $ 75,000 |
| ST. LOUIS, MO-IL | 57 | $ 12,165,000 | $ 213,000 | $ 49,500 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 56 | $ 18,908,000 | $ 337,000 | $ 85,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 55 | $ 15,285,000 | $ 281,000 | $ 86,000 |
| ANCHORAGE, AK | 54 | $ 16,729,000 | $ 309,000 | $ 67,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 54 | $ 14,357,000 | $ 245,000 | $ 77,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 54 | $ 23,917,000 | $ 442,000 | $ 116,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 54 | $ 14,620,000 | $ 270,000 | $ 70,000 |
| TUCSON, AZ | 53 | $ 12,872,000 | $ 242,000 | $ 70,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 52 | $ 15,839,000 | $ 303,000 | $ 86,500 |
| RICHMOND, VA | 51 | $ 14,301,000 | $ 280,000 | $ 47,000 |
| SAN ANTONIO, TX | 51 | $ 10,829,000 | $ 212,000 | $ 47,000 |
| OGDEN-CLEARFIELD, UT | 49 | $ 12,470,000 | $ 254,000 | $ 65,000 |
| AUSTIN-ROUND ROCK, TX | 44 | $ 9,774,000 | $ 222,000 | $ 64,000 |
| BETHESDA-FREDERICK-ROCKVILLE, MD | 43 | $ 14,941,000 | $ 347,000 | $ 107,000 |
| JACKSONVILLE, FL | 42 | $ 9,157,000 | $ 218,000 | $ 34,000 |
| HONOLULU, HI | 40 | $ 18,218,000 | $ 455,000 | $ 66,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 40 | $ 15,823,000 | $ 395,000 | $ 98,000 |
| CAMDEN, NJ | 39 | $ 10,509,000 | $ 269,000 | $ 57,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 39 | $ 9,188,000 | $ 235,000 | $ 62,000 |
| OKLAHOMA CITY, OK | 37 | $ 8,284,000 | $ 223,000 | $ 75,000 |
| ALBUQUERQUE, NM | 34 | $ 8,277,000 | $ 243,000 | $ 52,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 34 | $ 9,786,000 | $ 287,000 | $ 82,000 |
| PEABODY, MA | 33 | $ 10,553,000 | $ 319,000 | $ 118,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 32 | $ 8,485,000 | $ 265,000 | $ 66,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 32 | $ 8,412,000 | $ 241,000 | $ 72,000 |
| TACOMA, WA | 32 | $ 8,774,000 | $ 274,000 | $ 52,000 |
| FAYETTEVILLE, NC | 31 | $ 6,388,000 | $ 206,000 | $ 42,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 31 | $ 6,461,000 | $ 197,500 | $ 26,500 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 30 | $ 6,527,000 | $ 194,666 | $ 80,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 30 | $ 7,261,000 | $ 242,000 | $ 85,000 |
| PITTSBURGH, PA | 30 | $ 5,757,000 | $ 191,000 | $ 87,000 |
| WORCESTER, MA | 30 | $ 8,628,000 | $ 287,000 | $ 79,000 |
| HARRISBURG-CARLISLE, PA | 29 | $ 6,662,000 | $ 229,000 | $ 50,000 |
| OLYMPIA, WA | 29 | $ 8,298,000 | $ 286,000 | $ 42,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 29 | $ 6,249,000 | $ 207,000 | $ 52,500 |
| ORLANDO-KISSIMMEE, FL | 29 | $ 6,831,000 | $ 235,000 | $ 45,000 |
| BOISE CITY-NAMPA, ID | 28 | $ 7,263,000 | $ 259,000 | $ 61,000 |
| COLUMBUS, OH | 28 | $ 5,774,000 | $ 206,000 | $ 62,000 |
| FORT WORTH-ARLINGTON, TX | 28 | $ 5,832,000 | $ 208,000 | $ 32,000 |
| INDIANAPOLIS-CARMEL, IN | 27 | $ 5,539,000 | $ 205,000 | $ 62,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 26 | $ 8,010,000 | $ 308,000 | $ 114,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 26 | $ 6,495,000 | $ 249,000 | $ 60,000 |
| SHREVEPORT-BOSSIER CITY, LA | 24 | $ 4,924,000 | $ 205,000 | $ 48,000 |
| VALLEJO-FAIRFIELD, CA | 23 | $ 7,631,000 | $ 331,000 | $ 57,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 23 | $ 5,189,000 | $ 225,000 | $ 102,000 |
| WICHITA, KS | 23 | $ 4,513,000 | $ 196,000 | $ 45,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 22 | $ 5,297,000 | $ 240,000 | $ 70,000 |
| PROVO-OREM, UT | 21 | $ 5,772,000 | $ 274,000 | $ 71,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 20 | $ 4,134,000 | $ 205,500 | $ 57,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 20 | $ 8,468,000 | $ 423,000 | $ 110,000 |
| SAVANNAH, GA | 20 | $ 5,139,000 | $ 256,000 | $ 28,000 |
| BATON ROUGE, LA | 19 | $ 3,602,000 | $ 189,000 | $ 72,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 19 | $ 6,966,000 | $ 366,000 | $ 157,000 |
| CLARKSVILLE, TN-KY | 19 | $ 3,643,000 | $ 191,000 | $ 55,000 |
| JACKSONVILLE, NC | 19 | $ 3,899,000 | $ 205,000 | $ 30,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 19 | $ 8,949,000 | $ 471,000 | $ 142,000 |
| WILMINGTON, DE-MD-NJ | 19 | $ 5,494,000 | $ 273,666 | $ 103,000 |
| WILMINGTON, NC | 19 | $ 5,444,000 | $ 286,000 | $ 30,000 |
| ALBANY-SCHENECTADY-TROY, NY | 18 | $ 4,285,000 | $ 238,000 | $ 63,000 |
| BAKERSFIELD, CA | 18 | $ 4,116,000 | $ 228,000 | $ 48,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 18 | $ 4,094,000 | $ 227,000 | $ 67,000 |
| MEMPHIS, TN-MS-AR | 18 | $ 4,050,000 | $ 194,333 | $ 42,333 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 18 | $ 5,889,000 | $ 327,000 | $ 76,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 18 | $ 8,565,000 | $ 475,000 | $ 158,000 |
| TULSA, OK | 18 | $ 3,568,000 | $ 198,000 | $ 95,000 |
| ASHEVILLE, NC | 17 | $ 4,361,000 | $ 256,000 | $ 60,000 |
| BIRMINGHAM-HOOVER, AL | 17 | $ 4,190,000 | $ 246,000 | $ 48,000 |
| BOULDER, CO | 17 | $ 5,308,000 | $ 312,000 | $ 82,000 |
| DAYTON, OH | 17 | $ 4,140,000 | $ 243,000 | $ 53,000 |
| GREENSBORO-HIGH POINT, NC | 17 | $ 3,591,000 | $ 211,000 | $ 86,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 16 | $ 4,759,000 | $ 319,500 | $ 64,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 16 | $ 5,134,000 | $ 320,000 | $ 92,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 16 | $ 4,299,000 | $ 268,000 | $ 85,000 |
| TOPEKA, KS | 15 | $ 2,770,000 | $ 184,000 | $ 70,000 |
| BARNSTABLE TOWN, MA | 14 | $ 3,805,000 | $ 271,000 | $ 134,000 |
| COLUMBIA, SC | 14 | $ 3,456,000 | $ 246,000 | $ 32,000 |
| DES MOINES-WEST DES MOINES, IA | 14 | $ 3,145,000 | $ 224,000 | $ 77,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 14 | $ 3,391,000 | $ 242,000 | $ 15,000 |
| GARY, IN | 14 | $ 2,851,000 | $ 203,000 | $ 28,000 |
| MANCHESTER-NASHUA, NH | 14 | $ 4,373,000 | $ 312,000 | $ 70,000 |
| YORK-HANOVER, PA | 14 | $ 3,654,000 | $ 261,000 | $ 67,000 |
| FORT COLLINS-LOVELAND, CO | 13 | $ 3,985,000 | $ 306,000 | $ 66,000 |
| GREELEY, CO | 13 | $ 3,293,000 | $ 253,000 | $ 39,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 13 | $ 2,135,000 | $ 164,000 | $ 43,000 |
| SPOKANE, WA | 13 | $ 3,143,000 | $ 241,000 | $ 49,000 |
| STOCKTON, CA | 13 | $ 3,121,000 | $ 240,000 | $ 40,000 |
| WINSTON-SALEM, NC | 13 | $ 2,826,000 | $ 217,000 | $ 80,000 |
| BUFFALO-NIAGARA FALLS, NY | 12 | $ 2,144,000 | $ 178,000 | $ 43,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 12 | $ 2,883,000 | $ 226,500 | $ 53,500 |
| KNOXVILLE, TN | 12 | $ 2,463,000 | $ 205,000 | $ 35,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 12 | $ 2,784,000 | $ 232,000 | $ 48,000 |
| REDDING, CA | 12 | $ 3,262,000 | $ 271,000 | $ 34,000 |
| RENO-SPARKS, NV | 12 | $ 3,717,000 | $ 309,000 | $ 107,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 12 | $ 3,320,000 | $ 276,000 | $ 53,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 12 | $ 3,901,000 | $ 325,000 | $ 43,000 |
| BREMERTON-SILVERDALE, WA | 11 | $ 3,228,000 | $ 293,000 | $ 47,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 11 | $ 2,162,000 | $ 196,000 | $ 87,000 |
| PASCAGOULA, MS | 11 | $ 2,381,000 | $ 216,000 | $ 45,000 |
| SPRINGFIELD, MO | 11 | $ 2,272,000 | $ 206,000 | $ 35,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 11 | $ 2,835,000 | $ 257,000 | $ 91,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 10 | $ 2,703,000 | $ 270,000 | $ 56,000 |
| DURHAM-CHAPEL HILL, NC | 10 | $ 2,808,000 | $ 280,000 | $ 95,000 |
| ELIZABETHTOWN, KY | 10 | $ 2,255,000 | $ 225,000 | $ 42,000 |
| HUNTSVILLE, AL | 10 | $ 2,779,000 | $ 277,000 | $ 42,000 |
| LAWRENCE, KS | 10 | $ 1,738,000 | $ 173,000 | $ 74,000 |
| MADISON, WI | 10 | $ 2,533,000 | $ 253,000 | $ 56,000 |
| MANHATTAN, KS | 10 | $ 2,237,000 | $ 223,000 | $ 59,000 |
| ANN ARBOR, MI | 9 | $ 2,457,000 | $ 273,000 | $ 99,000 |
| COLUMBUS, GA-AL | 9 | $ 2,043,000 | $ 197,500 | $ 60,000 |
| DOVER, DE | 9 | $ 2,221,000 | $ 246,000 | $ 31,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 9 | $ 1,972,000 | $ 219,000 | $ 79,000 |
| SPRINGFIELD, MA | 9 | $ 2,230,000 | $ 247,000 | $ 79,000 |
| TRENTON-EWING, NJ | 9 | $ 2,771,000 | $ 307,000 | $ 183,000 |
| BEAUMONT-PORT ARTHUR, TX | 8 | $ 1,327,000 | $ 165,000 | $ 111,000 |
| CAPE CORAL-FORT MYERS, FL | 8 | $ 1,705,000 | $ 213,000 | $ 40,000 |
| CHARLOTTESVILLE, VA | 8 | $ 2,652,000 | $ 331,000 | $ 101,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 8 | $ 1,821,000 | $ 227,000 | $ 29,000 |
| EL PASO, TX | 8 | $ 1,793,000 | $ 224,000 | $ 6,000 |
| FAIRBANKS, AK | 8 | $ 1,817,000 | $ 227,000 | $ 65,000 |
| FRESNO, CA | 8 | $ 2,419,000 | $ 302,000 | $ 43,000 |
| GULFPORT-BILOXI, MS | 8 | $ 1,349,000 | $ 168,000 | $ 47,000 |
| HANFORD-CORCORAN, CA | 8 | $ 2,332,000 | $ 291,000 | $ 0 |
| LANCASTER, PA | 8 | $ 1,634,000 | $ 204,000 | $ 79,000 |
| LEXINGTON-FAYETTE, KY | 8 | $ 1,321,000 | $ 165,000 | $ 62,000 |
| MODESTO, CA | 8 | $ 2,322,000 | $ 290,000 | $ 66,000 |
| MONTGOMERY, AL | 8 | $ 2,032,000 | $ 254,000 | $ 37,000 |
| NEW HAVEN-MILFORD, CT | 8 | $ 2,381,000 | $ 297,000 | $ 55,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 7 | $ 1,933,000 | $ 276,000 | $ 113,000 |
| BELLINGHAM, WA | 7 | $ 1,751,000 | $ 250,000 | $ 85,000 |
| BRADENTON-SARASOTA-VENICE, FL | 7 | $ 1,699,000 | $ 242,000 | $ 22,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 7 | $ 1,490,000 | $ 212,000 | $ 82,000 |
| JONESBORO, AR | 7 | $ 1,142,000 | $ 163,000 | $ 70,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 7 | $ 1,555,000 | $ 222,000 | $ 49,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 7 | $ 1,744,000 | $ 249,000 | $ 36,000 |
| READING, PA | 7 | $ 2,018,000 | $ 288,000 | $ 91,000 |
| SCRANTON--WILKES-BARRE, PA | 7 | $ 1,353,000 | $ 193,000 | $ 94,000 |
| VISALIA-PORTERVILLE, CA | 7 | $ 1,707,000 | $ 243,000 | $ 44,000 |
| YUMA, AZ | 7 | $ 1,745,000 | $ 249,000 | $ 105,000 |
| AKRON, OH | 6 | $ 1,188,000 | $ 198,000 | $ 43,000 |
| BEND, OR | 6 | $ 1,859,000 | $ 309,000 | $ 68,000 |
| BILLINGS, MT | 6 | $ 1,320,000 | $ 220,000 | $ 55,000 |
| CHAMPAIGN-URBANA, IL | 6 | $ 1,269,000 | $ 211,000 | $ 69,000 |
| CHICO, CA | 6 | $ 1,290,000 | $ 215,000 | $ 52,000 |
| HINESVILLE-FORT STEWART, GA | 6 | $ 1,213,000 | $ 202,000 | $ 14,000 |
| KINGSTON, NY | 6 | $ 1,287,000 | $ 214,000 | $ 148,000 |
| LAFAYETTE, LA | 6 | $ 1,162,000 | $ 193,000 | $ 30,000 |
| LAS CRUCES, NM | 6 | $ 1,582,000 | $ 263,000 | $ 65,000 |
| LOGAN, UT-ID | 6 | $ 1,613,000 | $ 268,000 | $ 74,000 |
| NORWICH-NEW LONDON, CT | 6 | $ 1,609,000 | $ 268,000 | $ 52,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 6 | $ 2,616,000 | $ 436,000 | $ 68,000 |
| ROCKFORD, IL | 6 | $ 910,000 | $ 151,000 | $ 58,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 6 | $ 2,220,000 | $ 370,000 | $ 114,000 |
| ST. GEORGE, UT | 6 | $ 1,508,000 | $ 251,000 | $ 67,000 |
| TOLEDO, OH | 6 | $ 1,165,000 | $ 194,000 | $ 28,000 |
| WINCHESTER, VA-WV | 6 | $ 1,678,000 | $ 227,000 | $ 224,000 |
| YUBA CITY, CA | 6 | $ 1,392,000 | $ 232,000 | $ 17,000 |
| AMARILLO, TX | 5 | $ 648,000 | $ 129,000 | $ 0 |
| ANDERSON, SC | 5 | $ 1,355,000 | $ 271,000 | $ 53,000 |
| COEUR D'ALENE, ID | 5 | $ 1,290,000 | $ 258,000 | $ 25,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 5 | $ 589,000 | $ 121,000 | $ 32,500 |
| FLAGSTAFF, AZ | 5 | $ 1,344,000 | $ 268,000 | $ 130,000 |
| GRAND JUNCTION, CO | 5 | $ 1,285,000 | $ 257,000 | $ 89,000 |
| JACKSON, MS | 5 | $ 1,005,000 | $ 201,000 | $ 62,000 |
| LYNCHBURG, VA | 5 | $ 1,237,000 | $ 247,000 | $ 42,000 |
| MERCED, CA | 5 | $ 732,000 | $ 146,000 | $ 48,000 |
| MOUNT VERNON-ANACORTES, WA | 5 | $ 1,467,000 | $ 293,000 | $ 53,000 |
| NAPLES-MARCO ISLAND, FL | 5 | $ 1,324,000 | $ 264,000 | $ 111,000 |
| PEORIA, IL | 5 | $ 1,229,000 | $ 245,000 | $ 64,000 |
| PORT ST. LUCIE, FL | 5 | $ 1,043,000 | $ 208,000 | $ 84,000 |
| PRESCOTT, AZ | 5 | $ 1,371,000 | $ 274,000 | $ 107,000 |
| WARNER ROBINS, GA | 5 | $ 702,000 | $ 140,000 | $ 20,000 |
| ALEXANDRIA, LA | 4 | $ 859,000 | $ 214,000 | $ 69,000 |
| AUBURN-OPELIKA, AL | 4 | $ 952,000 | $ 238,000 | $ 42,000 |
| CEDAR RAPIDS, IA | 4 | $ 676,000 | $ 169,000 | $ 23,000 |
| CHARLESTON, WV | 4 | $ 532,000 | $ 133,000 | $ 61,000 |
| EVANSVILLE, IN-KY | 4 | $ 895,000 | $ 228,500 | $ 82,500 |
| FORT WAYNE, IN | 4 | $ 730,000 | $ 182,000 | $ 0 |
| GRAND FORKS, ND-MN | 4 | $ 647,000 | $ 161,000 | $ 41,000 |
| GRAND RAPIDS-WYOMING, MI | 4 | $ 900,000 | $ 225,000 | $ 100,000 |
| IDAHO FALLS, ID | 4 | $ 1,161,000 | $ 290,000 | $ 45,000 |
| LEBANON, PA | 4 | $ 861,000 | $ 215,000 | $ 56,000 |
| MONROE, LA | 4 | $ 739,000 | $ 184,000 | $ 72,000 |
| MORGANTOWN, WV | 4 | $ 1,000,000 | $ 250,000 | $ 73,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 4 | $ 786,000 | $ 196,000 | $ 161,000 |
| PITTSFIELD, MA | 4 | $ 1,497,000 | $ 374,000 | $ 112,000 |
| RACINE, WI | 4 | $ 786,000 | $ 196,000 | $ 87,000 |
| RAPID CITY, SD | 4 | $ 876,000 | $ 219,000 | $ 36,000 |
| SALEM, OR | 4 | $ 898,000 | $ 224,000 | $ 52,000 |
| SALINAS, CA | 4 | $ 2,157,000 | $ 539,000 | $ 133,000 |
| SIOUX FALLS, SD | 4 | $ 713,000 | $ 178,000 | $ 85,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 4 | $ 899,000 | $ 224,000 | $ 55,000 |
| SPARTANBURG, SC | 4 | $ 833,000 | $ 208,000 | $ 62,000 |
| STATE COLLEGE, PA | 4 | $ 999,000 | $ 249,000 | $ 116,000 |
| SUMTER, SC | 4 | $ 959,000 | $ 239,000 | $ 27,000 |
| WACO, TX | 4 | $ 692,000 | $ 173,000 | $ 71,000 |
| WAUSAU, WI | 4 | $ 960,000 | $ 240,000 | $ 114,000 |
| CHEYENNE, WY | 3 | $ 574,000 | $ 191,000 | $ 0 |
| CORPUS CHRISTI, TX | 3 | $ 662,000 | $ 220,000 | $ 11,000 |
| EUGENE-SPRINGFIELD, OR | 3 | $ 705,000 | $ 235,000 | $ 110,000 |
| FARMINGTON, NM | 3 | $ 796,000 | $ 265,000 | $ 72,000 |
| FLORENCE, SC | 3 | $ 645,000 | $ 215,000 | $ 27,000 |
| GREAT FALLS, MT | 3 | $ 572,000 | $ 190,000 | $ 21,000 |
| GREEN BAY, WI | 3 | $ 506,000 | $ 168,000 | $ 70,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 3 | $ 1,027,000 | $ 312,500 | $ 70,500 |
| IOWA CITY, IA | 3 | $ 695,000 | $ 231,000 | $ 68,000 |
| JANESVILLE, WI | 3 | $ 727,000 | $ 242,000 | $ 63,000 |
| JOHNSON CITY, TN | 3 | $ 467,000 | $ 155,000 | $ 13,000 |
| KALAMAZOO-PORTAGE, MI | 3 | $ 526,000 | $ 175,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 3 | $ 519,000 | $ 162,000 | $ 72,500 |
| LAKELAND-WINTER HAVEN, FL | 3 | $ 646,000 | $ 215,000 | $ 72,000 |
| LAWTON, OK | 3 | $ 508,000 | $ 169,000 | $ 61,000 |
| LUBBOCK, TX | 3 | $ 609,000 | $ 203,000 | $ 100,000 |
| MCALLEN-EDINBURG-MISSION, TX | 3 | $ 540,000 | $ 180,000 | $ 0 |
| MISSOULA, MT | 3 | $ 836,000 | $ 278,000 | $ 94,000 |
| MONROE, MI | 3 | $ 973,000 | $ 324,000 | $ 130,000 |
| NAPA, CA | 3 | $ 1,266,000 | $ 422,000 | $ 83,000 |
| NILES-BENTON HARBOR, MI | 3 | $ 502,000 | $ 167,000 | $ 47,000 |
| PUEBLO, CO | 3 | $ 633,000 | $ 211,000 | $ 77,000 |
| ROCHESTER, NY | 3 | $ 678,000 | $ 226,000 | $ 108,000 |
| ROCKY MOUNT, NC | 3 | $ 689,000 | $ 229,000 | $ 86,000 |
| SAN ANGELO, TX | 3 | $ 526,000 | $ 175,000 | $ 69,000 |
| SANTA CRUZ-WATSONVILLE, CA | 3 | $ 819,000 | $ 273,000 | $ 142,000 |
| SANTA FE, NM | 3 | $ 1,110,000 | $ 370,000 | $ 203,000 |
| SIOUX CITY, IA-NE-SD | 3 | $ 426,000 | $ 135,000 | $ 67,500 |
| SYRACUSE, NY | 3 | $ 413,000 | $ 137,000 | $ 54,000 |
| TEXARKANA, TX-TEXARKANA, AR | 3 | $ 683,000 | $ 209,500 | $ 63,500 |
| VALDOSTA, GA | 3 | $ 585,000 | $ 195,000 | $ 43,000 |
| WENATCHEE-EAST WENATCHEE, WA | 3 | $ 799,000 | $ 266,000 | $ 62,000 |
| ALBANY, GA | 2 | $ 327,000 | $ 163,000 | $ 60,000 |
| BISMARCK, ND | 2 | $ 505,000 | $ 252,000 | $ 141,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 551,000 | $ 275,000 | $ 88,000 |
| BROWNSVILLE-HARLINGEN, TX | 2 | $ 475,000 | $ 237,000 | $ 84,000 |
| BRUNSWICK, GA | 2 | $ 667,000 | $ 333,000 | $ 49,000 |
| BURLINGTON, NC | 2 | $ 333,000 | $ 166,000 | $ 0 |
| CANTON-MASSILLON, OH | 2 | $ 363,000 | $ 181,000 | $ 54,000 |
| CARSON CITY, NV | 2 | $ 534,000 | $ 267,000 | $ 24,000 |
| CLEVELAND, TN | 2 | $ 449,000 | $ 224,000 | $ 0 |
| DANVILLE, VA | 2 | $ 415,000 | $ 207,000 | $ 0 |
| DOTHAN, AL | 2 | $ 368,000 | $ 184,000 | $ 41,000 |
| EL CENTRO, CA | 2 | $ 507,000 | $ 253,000 | $ 0 |
| FORT SMITH, AR-OK | 2 | $ 268,000 | $ 134,000 | $ 68,000 |
| GAINESVILLE, FL | 2 | $ 656,000 | $ 328,000 | $ 62,000 |
| GLENS FALLS, NY | 2 | $ 260,000 | $ 130,000 | $ 70,000 |
| HATTIESBURG, MS | 2 | $ 470,000 | $ 235,000 | $ 50,000 |
| HICKORY-LENOIR-MORGANTON, NC | 2 | $ 291,000 | $ 145,000 | $ 70,000 |
| HOLLAND-GRAND HAVEN, MI | 2 | $ 374,000 | $ 187,000 | $ 47,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 2 | $ 301,000 | $ 150,000 | $ 65,000 |
| ITHACA, NY | 2 | $ 346,000 | $ 173,000 | $ 47,000 |
| JACKSON, TN | 2 | $ 440,000 | $ 220,000 | $ 71,000 |
| KANKAKEE-BRADLEY, IL | 2 | $ 366,000 | $ 183,000 | $ 86,000 |
| LAKE CHARLES, LA | 2 | $ 425,000 | $ 212,000 | $ 100,000 |
| MACON, GA | 2 | $ 609,000 | $ 304,000 | $ 42,000 |
| MIDLAND, TX | 2 | $ 332,000 | $ 166,000 | $ 48,000 |
| MUSKEGON-NORTON SHORES, MI | 2 | $ 213,000 | $ 106,000 | $ 0 |
| OCALA, FL | 2 | $ 271,000 | $ 135,000 | $ 0 |
| OCEAN CITY, NJ | 2 | $ 645,000 | $ 322,000 | $ 180,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 2 | $ 261,000 | $ 130,500 | $ 48,500 |
| ROANOKE, VA | 2 | $ 651,000 | $ 325,000 | $ 82,000 |
| ROCHESTER, MN | 2 | $ 460,000 | $ 230,000 | $ 39,000 |
| SANTA ROSA-PETALUMA, CA | 2 | $ 904,000 | $ 452,000 | $ 306,000 |
| ST. JOSEPH, MO-KS | 2 | $ 525,000 | $ 262,000 | $ 87,000 |
| TUSCALOOSA, AL | 2 | $ 433,000 | $ 216,000 | $ 0 |
| UTICA-ROME, NY | 2 | $ 197,000 | $ 98,000 | $ 14,000 |
| VICTORIA, TX | 2 | $ 323,000 | $ 161,000 | $ 0 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 2 | $ 344,000 | $ 172,000 | $ 20,000 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 216,000 | $ 108,000 | $ 73,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 2 | $ 392,000 | $ 196,000 | $ 32,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 540,000 | $ 270,000 | $ 260,000 |
| ANNISTON-OXFORD, AL | 1 | $ 189,000 | $ 189,000 | $ 105,000 |
| APPLETON, WI | 1 | $ 214,000 | $ 214,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 191,000 | $ 191,000 | $ 0 |
| BANGOR, ME | 1 | $ 208,000 | $ 208,000 | $ 51,000 |
| BLOOMINGTON, IN | 1 | $ 240,000 | $ 240,000 | $ 0 |
| CASPER, WY | 1 | $ 171,000 | $ 171,000 | $ 0 |
| CHATTANOOGA, TN-GA | 1 | $ 262,000 | $ 262,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 138,000 | $ 138,000 | $ 56,000 |
| COLUMBIA, MO | 1 | $ 170,000 | $ 170,000 | $ 105,000 |
| CUMBERLAND, MD-WV | 1 | $ 422,000 | $ 422,000 | $ 0 |
| DANVILLE, IL | 1 | $ 141,000 | $ 141,000 | $ 0 |
| DULUTH, MN-WI | 1 | $ 180,000 | $ 180,000 | $ 34,000 |
| EAU CLAIRE, WI | 1 | $ 207,000 | $ 207,000 | $ 190,000 |
| ELMIRA, NY | 1 | $ 168,000 | $ 168,000 | $ 67,000 |
| ERIE, PA | 1 | $ 76,000 | $ 76,000 | $ 70,000 |
| FARGO, ND-MN | 1 | $ 325,000 | $ 325,000 | $ 231,000 |
| FOND DU LAC, WI | 1 | $ 196,000 | $ 196,000 | $ 97,000 |
| GADSDEN, AL | 1 | $ 153,000 | $ 153,000 | $ 45,000 |
| GAINESVILLE, GA | 1 | $ 202,000 | $ 202,000 | $ 0 |
| GOLDSBORO, NC | 1 | $ 181,000 | $ 181,000 | $ 0 |
| HARRISONBURG, VA | 1 | $ 284,000 | $ 284,000 | $ 0 |
| HOT SPRINGS, AR | 1 | $ 270,000 | $ 270,000 | $ 78,000 |
| JEFFERSON CITY, MO | 1 | $ 187,000 | $ 187,000 | $ 0 |
| LAFAYETTE, IN | 1 | $ 246,000 | $ 246,000 | $ 78,000 |
| LAREDO, TX | 1 | $ 238,000 | $ 238,000 | $ 0 |
| LIMA, OH | 1 | $ 135,000 | $ 135,000 | $ 0 |
| LINCOLN, NE | 1 | $ 203,000 | $ 203,000 | $ 41,000 |
| LONGVIEW, WA | 1 | $ 182,000 | $ 182,000 | $ 150,000 |
| MADERA-CHOWCHILLA, CA | 1 | $ 287,000 | $ 287,000 | $ 0 |
| MEDFORD, OR | 1 | $ 417,000 | $ 417,000 | $ 95,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 222,000 | $ 222,000 | $ 64,000 |
| MORRISTOWN, TN | 1 | $ 82,000 | $ 82,000 | $ 22,000 |
| PALM COAST, FL | 1 | $ 104,000 | $ 104,000 | $ 49,000 |
| PINE BLUFF, AR | 1 | $ 200,000 | $ 200,000 | $ 133,000 |
| SALISBURY, MD | 1 | $ 95,000 | $ 95,000 | $ 14,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 246,000 | $ 246,000 | $ 0 |
| SHEBOYGAN, WI | 1 | $ 231,000 | $ 231,000 | $ 90,000 |
| SHERMAN-DENISON, TX | 1 | $ 179,000 | $ 179,000 | $ 0 |
| SPRINGFIELD, OH | 1 | $ 240,000 | $ 240,000 | $ 0 |
| ST. CLOUD, MN | 1 | $ 292,000 | $ 292,000 | $ 104,000 |
| TERRE HAUTE, IN | 1 | $ 45,000 | $ 45,000 | $ 31,000 |
| TYLER, TX | 1 | $ 153,000 | $ 153,000 | $ 38,000 |
| WHEELING, WV-OH | 1 | $ 204,000 | $ 204,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for National Bank Of Kansas City in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,193 | $1,378,211,000 | $265,000 | $2,676,000 | $67,000 | $1,149,000 |
| Home Purchase | 2,064 | $566,439,000 | $274,000 | $4,998,000 | $97,000 | $550,000 |
| Home Improvement | 72 | $15,148,000 | $210,000 | $560,000 | $101,000 | $309,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,594 | $1,204,164,000 | $262,000 | $1,320,000 | $76,000 | $1,001,000 |
| Not Provided | 1,678 | $459,877,000 | $274,000 | $798,000 | $80,000 | $1,149,000 |
| Hispanic | 358 | $90,349,000 | $252,000 | $599,000 | $62,000 | $387,000 |
| Black or African American | 320 | $78,751,000 | $246,000 | $804,000 | $54,000 | $360,000 |
| Asian | 263 | $83,640,000 | $318,000 | $790,000 | $103,000 | $785,000 |
| American Indian or Alaskan Native | 47 | $12,503,000 | $266,000 | $585,000 | $69,000 | $266,000 |
| Not applicable | 35 | $21,047,000 | $601,000 | $4,998,000 | $13,000 | $455,000 |
| Native Hawaiian or Other Pacific Islander | 34 | $9,467,000 | $278,000 | $503,000 | $66,000 | $201,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 3,564 | $966,734,000 | $271,000 | $1,019,000 | $44,000 | $550,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,322 | $655,085,000 | $282,000 | $4,998,000 | $125,000 | $1,149,000 |
| FHA-insured (Federal Housing Administration) | 1,430 | $336,060,000 | $235,000 | $804,000 | $74,000 | $475,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $1,919,000 | $147,000 | $202,000 | $56,000 | $91,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,228 | $1,668,789,000 | $267,000 | $4,998,000 | $73,000 | $1,149,000 |
| Application Denied By Financial Institution | 659 | $171,017,000 | $259,000 | $810,000 | $92,000 | $785,000 |
| Application Approved But Not Accepted | 379 | $101,242,000 | $267,000 | $1,320,000 | $85,000 | $621,000 |
| Application Withdrawn By Applicant | 63 | $18,750,000 | $297,000 | $1,242,000 | $93,000 | $550,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 440 | $118,196,000 | $268,000 | $745,000 | $102,000 | $521,000 |
| Debt-To-Income Ratio | 93 | $23,243,000 | $249,000 | $810,000 | $54,000 | $200,000 |
| Credit History | 50 | $11,385,000 | $227,000 | $599,000 | $78,000 | $193,000 |
| Other | 23 | $6,056,000 | $263,000 | $436,000 | $102,000 | $456,000 |
| Employment History | 16 | $3,680,000 | $230,000 | $398,000 | $101,000 | $785,000 |
| Mortgage Insurance Denied | 14 | $3,072,000 | $219,000 | $608,000 | $75,000 | $224,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $3,470,000 | $266,000 | $451,000 | $86,000 | $237,000 |
| Unverifiable Information | 8 | $1,451,000 | $181,000 | $317,000 | $68,000 | $119,000 |
| Credit Application Incomplete | 2 | $464,000 | $232,000 | $255,000 | $20,000 | $41,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into National Bank Of Kansas City's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess National Bank Of Kansas City's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.