National Bank of Kansas City Mortgage Lending & HMDA Data, 2009

In 2009, National Bank of Kansas City of Overland Park, KS reported 7,329 mortgage applications totaling $2.0 billion, up 50% from 2008. The average application was for $267,403, and applicants reported an average income of $75,782. 85% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Kansas City, MO-KS (545), Chicago-Naperville-Joliet, IL (299) and Washington-Arlington-Alexandria, DC-VA-MD-WV (283) (applications in parentheses).

Mortgage Company & Address National Bank of Kansas City
10700 Nall Avenue
Overland Park, KS 66211
Tel #: available with data download
Federal Regulator * available with data download
Years 2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,329
Total Mortgage Loan Application Amount $1,959,798,000
Average Mortgage Loan Application Amount $267,403
Highest Mortgage Loan Application Amount $4,998,000
Average Applicant Income $75,782
Highest Applicant Income $1,149,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records National Bank of Kansas City filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for National Bank of Kansas City by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Johnson, Kansas 256 $ 55,666,000 $ 217,445 $ 80,000
Cook, Illinois 160 $ 42,775,000 $ 267,343 $ 118,000
Jackson, Missouri 123 $ 26,957,000 $ 219,162 $ 62,000
San Diego, California 116 $ 42,742,000 $ 368,465 $ 88,000
Los Angeles, California 109 $ 40,203,000 $ 368,834 $ 95,000
Middlesex, Massachusetts 99 $ 31,954,000 $ 322,767 $ 133,000
Clark, Nevada 93 $ 24,343,000 $ 261,752 $ 57,000
Fairfax, Virginia 89 $ 35,160,000 $ 395,056 $ 123,000
King, Washington 88 $ 29,866,000 $ 339,386 $ 104,000
Maricopa, Arizona 86 $ 20,890,000 $ 242,906 $ 75,000
Clay, Missouri 83 $ 12,474,000 $ 150,289 $ 60,000
Riverside, California 71 $ 20,632,000 $ 290,591 $ 41,000
El Paso, Colorado 69 $ 17,130,000 $ 248,260 $ 46,000
Orange, California 54 $ 23,917,000 $ 442,907 $ 116,000
Pima, Arizona 53 $ 12,872,000 $ 242,867 $ 70,000
DuPage, Illinois 53 $ 13,108,000 $ 247,320 $ 93,000
Salt Lake, Utah 51 $ 14,202,000 $ 278,470 $ 74,000
Douglas, Colorado 47 $ 15,596,000 $ 331,829 $ 106,000
Anchorage, Alaska 45 $ 14,641,000 $ 325,355 $ 67,000
Wake, North Carolina 44 $ 11,095,000 $ 252,159 $ 77,000
Prince William, Virginia 42 $ 14,042,000 $ 334,333 $ 56,000
Suffolk, New York 41 $ 13,283,000 $ 323,975 $ 108,000
Honolulu, Hawaii 40 $ 18,218,000 $ 455,450 $ 66,000
Arapahoe, Colorado 38 $ 11,157,000 $ 293,605 $ 75,000
Middlesex, New Jersey 38 $ 12,148,000 $ 319,684 $ 119,000
Jefferson, Colorado 37 $ 10,504,000 $ 283,891 $ 78,000
Hillsborough, Florida 36 $ 10,347,000 $ 287,416 $ 76,000
Will, Illinois 36 $ 8,403,000 $ 233,416 $ 87,000
Bergen, New Jersey 35 $ 13,142,000 $ 375,485 $ 135,000
Bexar, Texas 35 $ 7,113,000 $ 203,228 $ 49,000
Anne Arundel, Maryland 34 $ 12,066,000 $ 354,882 $ 82,000
Harris, Texas 34 $ 7,185,000 $ 211,323 $ 55,000
San Bernardino, California 33 $ 8,948,000 $ 271,151 $ 63,000
Montgomery, Maryland 33 $ 12,100,000 $ 366,666 $ 113,000
Essex, Massachusetts 33 $ 10,553,000 $ 319,787 $ 118,000
Mecklenburg, North Carolina 33 $ 7,912,000 $ 239,757 $ 86,000
Sacramento, California 32 $ 9,157,000 $ 286,156 $ 66,000
Harnett, North Carolina 32 $ 7,118,000 $ 222,437 $ 45,000
Pierce, Washington 32 $ 8,774,000 $ 274,187 $ 52,000
Montgomery, Pennsylvania 31 $ 8,563,000 $ 276,225 $ 115,000
Worcester, Massachusetts 30 $ 8,628,000 $ 287,600 $ 79,000
Chester, Pennsylvania 30 $ 9,480,000 $ 316,000 $ 137,000
Davis, Utah 30 $ 8,049,000 $ 268,300 $ 72,000
Thurston, Washington 29 $ 8,298,000 $ 286,137 $ 42,000
Monmouth, New Jersey 28 $ 8,721,000 $ 311,464 $ 116,000
Loudoun, Virginia 28 $ 11,007,000 $ 393,107 $ 127,000
Lake, Illinois 27 $ 7,359,000 $ 272,555 $ 114,000
Broward, Florida 26 $ 8,010,000 $ 308,076 $ 114,000
Duval, Florida 26 $ 5,769,000 $ 221,884 $ 31,000
Ada, Idaho 26 $ 6,684,000 $ 257,076 $ 59,000
Norfolk, Massachusetts 26 $ 8,932,000 $ 343,538 $ 122,000
Tarrant, Texas 25 $ 5,062,000 $ 202,480 $ 32,000
Cobb, Georgia 24 $ 5,881,000 $ 245,041 $ 71,000
Prince George's, Maryland 24 $ 8,139,000 $ 339,125 $ 94,000
Williamson, Texas 24 $ 4,677,000 $ 194,875 $ 41,000
Solano, California 23 $ 7,631,000 $ 331,782 $ 57,000
Bristol, Massachusetts 23 $ 6,988,000 $ 303,826 $ 90,000
Somerset, New Jersey 23 $ 7,122,000 $ 309,652 $ 119,000
Bernalillo, New Mexico 23 $ 5,423,000 $ 235,782 $ 63,000
Cumberland, North Carolina 23 $ 4,759,000 $ 206,913 $ 44,000
Contra Costa, California 22 $ 7,436,000 $ 338,000 $ 88,000
St. Clair, Illinois 22 $ 4,571,000 $ 207,772 $ 30,000
Plymouth, Massachusetts 22 $ 6,465,000 $ 293,863 $ 98,000
Platte, Missouri 22 $ 5,167,000 $ 234,863 $ 87,000
Nassau, New York 22 $ 7,172,000 $ 326,000 $ 119,000
Stafford, Virginia 22 $ 7,678,000 $ 349,000 $ 50,000
Adams, Colorado 21 $ 5,037,000 $ 239,857 $ 60,000
Burlington, New Jersey 21 $ 5,950,000 $ 283,333 $ 48,000
Morris, New Jersey 21 $ 7,672,000 $ 365,333 $ 119,000
Utah, Utah 21 $ 5,772,000 $ 274,857 $ 71,000
Ventura, California 20 $ 8,468,000 $ 423,400 $ 110,000
Kane, Illinois 20 $ 4,887,000 $ 244,350 $ 93,000
McHenry, Illinois 20 $ 4,829,000 $ 241,450 $ 89,000
Oklahoma, Oklahoma 20 $ 4,507,000 $ 225,350 $ 95,000
Collin, Texas 20 $ 4,437,000 $ 221,850 $ 43,000
Chesapeake, Virginia 20 $ 5,919,000 $ 295,950 $ 56,000
Virginia Beach, Virginia 20 $ 5,621,000 $ 281,050 $ 54,000
Snohomish, Washington 20 $ 6,066,000 $ 303,300 $ 83,000
Fairfield, Connecticut 19 $ 6,966,000 $ 366,631 $ 157,000
Hartford, Connecticut 19 $ 5,382,000 $ 283,263 $ 76,000
St. Charles, Missouri 19 $ 3,876,000 $ 204,000 $ 45,000
Ocean, New Jersey 19 $ 5,881,000 $ 309,526 $ 78,000
Onslow, North Carolina 19 $ 3,899,000 $ 205,210 $ 30,000
Bucks, Pennsylvania 19 $ 5,186,000 $ 272,947 $ 95,000
Philadelphia, Pennsylvania 19 $ 4,443,000 $ 233,842 $ 55,000
Montgomery, Tennessee 19 $ 3,643,000 $ 191,736 $ 55,000
Chesterfield, Virginia 19 $ 5,641,000 $ 296,894 $ 50,000
Cochise, Arizona 18 $ 4,321,000 $ 240,055 $ 48,000
Alameda, California 18 $ 8,387,000 $ 465,944 $ 111,000
Kern, California 18 $ 4,116,000 $ 228,666 $ 48,000
Santa Clara, California 18 $ 8,565,000 $ 475,833 $ 158,000
Denver, Colorado 18 $ 4,922,000 $ 273,444 $ 84,000
Camden, Georgia 18 $ 3,255,000 $ 180,833 $ 38,000
St. Tammany, Louisiana 18 $ 3,503,000 $ 194,611 $ 50,000
Hennepin, Minnesota 18 $ 5,549,000 $ 308,277 $ 80,000
Union, New Jersey 18 $ 6,252,000 $ 347,333 $ 104,000
Weber, Utah 18 $ 4,186,000 $ 232,555 $ 55,000
Boulder, Colorado 17 $ 5,308,000 $ 312,235 $ 82,000
New Castle, Delaware 17 $ 4,965,000 $ 292,058 $ 66,000
Sedgwick, Kansas 17 $ 3,194,000 $ 187,882 $ 48,000
Jefferson, Kentucky 17 $ 3,311,000 $ 194,764 $ 63,000
Pulaski, Arkansas 16 $ 3,723,000 $ 232,687 $ 90,000
District of Columbia, District Of Columbia 16 $ 7,055,000 $ 440,937 $ 140,000
Miami-Dade, Florida 16 $ 5,134,000 $ 320,875 $ 92,000
Fulton, Georgia 16 $ 4,128,000 $ 258,000 $ 75,000
Marion, Indiana 16 $ 2,842,000 $ 177,625 $ 62,000
Wyandotte, Kansas 16 $ 2,019,000 $ 126,187 $ 61,000
Baltimore, Maryland 16 $ 4,645,000 $ 290,312 $ 61,000
Howard, Maryland 16 $ 5,813,000 $ 363,312 $ 108,000
Orange, New York 16 $ 5,464,000 $ 341,500 $ 76,000
Franklin, Ohio 16 $ 2,850,000 $ 178,125 $ 38,000
Providence, Rhode Island 16 $ 3,944,000 $ 246,500 $ 85,000
Denton, Texas 16 $ 4,143,000 $ 258,937 $ 62,000
Travis, Texas 16 $ 4,473,000 $ 279,562 $ 100,000
Chatham, Georgia 15 $ 3,412,000 $ 227,466 $ 37,000
Fort Bend, Texas 15 $ 3,097,000 $ 206,466 $ 36,000
Arlington, Virginia 15 $ 6,526,000 $ 435,066 $ 165,000
Clark, Washington 15 $ 4,503,000 $ 300,200 $ 83,000
Placer, California 14 $ 5,716,000 $ 408,285 $ 116,000
Okaloosa, Florida 14 $ 3,391,000 $ 242,214 $ 15,000
Bossier, Louisiana 14 $ 3,092,000 $ 220,857 $ 44,000
Barnstable, Massachusetts 14 $ 3,805,000 $ 271,785 $ 134,000
Oakland, Michigan 14 $ 3,430,000 $ 245,000 $ 131,000
Hillsborough, New Hampshire 14 $ 4,373,000 $ 312,357 $ 70,000
Hudson, New Jersey 14 $ 4,833,000 $ 345,214 $ 119,000
Westchester, New York 14 $ 4,726,000 $ 337,571 $ 116,000
Guilford, North Carolina 14 $ 2,979,000 $ 212,785 $ 75,000
Union, North Carolina 14 $ 3,866,000 $ 276,142 $ 92,000
York, Pennsylvania 14 $ 3,654,000 $ 261,000 $ 67,000
Dorchester, South Carolina 14 $ 3,598,000 $ 257,000 $ 88,000
Dallas, Texas 14 $ 2,755,000 $ 196,785 $ 69,000
Henrico, Virginia 14 $ 3,753,000 $ 268,071 $ 63,000
San Joaquin, California 13 $ 3,121,000 $ 240,076 $ 40,000
Larimer, Colorado 13 $ 3,985,000 $ 306,538 $ 66,000
Weld, Colorado 13 $ 3,293,000 $ 253,307 $ 39,000
Douglas, Nebraska 13 $ 2,783,000 $ 214,076 $ 57,000
Cabarrus, North Carolina 13 $ 3,057,000 $ 235,153 $ 97,000
Johnston, North Carolina 13 $ 3,192,000 $ 245,538 $ 70,000
Lee, North Carolina 13 $ 3,205,000 $ 246,538 $ 63,000
Washington, Oregon 13 $ 3,898,000 $ 299,846 $ 79,000
Dauphin, Pennsylvania 13 $ 2,758,000 $ 212,153 $ 59,000
Bell, Texas 13 $ 2,135,000 $ 164,230 $ 43,000
Spokane, Washington 13 $ 3,143,000 $ 241,769 $ 49,000
Santa Barbara, California 12 $ 3,901,000 $ 325,083 $ 43,000
Shasta, California 12 $ 3,262,000 $ 271,833 $ 34,000
Suffolk, Massachusetts 12 $ 3,647,000 $ 303,916 $ 150,000
Dakota, Minnesota 12 $ 3,170,000 $ 264,166 $ 48,000
Cass, Missouri 12 $ 2,091,000 $ 174,250 $ 62,000
Washoe, Nevada 12 $ 3,717,000 $ 309,750 $ 107,000
Camden, New Jersey 12 $ 2,986,000 $ 248,833 $ 64,000
Clackamas, Oregon 12 $ 4,077,000 $ 339,750 $ 101,000
Cumberland, Pennsylvania 12 $ 2,859,000 $ 238,250 $ 24,000
Jefferson, Alabama 11 $ 2,636,000 $ 239,636 $ 57,000
Palm Beach, Florida 11 $ 2,835,000 $ 257,727 $ 91,000
Miami, Kansas 11 $ 2,052,000 $ 186,545 $ 67,000
Shawnee, Kansas 11 $ 2,229,000 $ 202,636 $ 79,000
Jefferson, Louisiana 11 $ 2,775,000 $ 252,272 $ 104,000
Jackson, Mississippi 11 $ 2,381,000 $ 216,454 $ 45,000
Rockingham, New Hampshire 11 $ 3,005,000 $ 273,181 $ 49,000
Sandoval, New Mexico 11 $ 2,854,000 $ 259,454 $ 29,000
Richmond, New York 11 $ 3,998,000 $ 363,454 $ 75,000
Tulsa, Oklahoma 11 $ 2,502,000 $ 227,454 $ 118,000
Klamath, Oregon 11 $ 3,232,000 $ 293,818 $ 55,000
Allegheny, Pennsylvania 11 $ 1,624,000 $ 147,636 $ 75,000
Davidson, Tennessee 11 $ 2,776,000 $ 252,363 $ 78,000
Island, Washington 11 $ 2,770,000 $ 251,818 $ 57,000
Kitsap, Washington 11 $ 3,228,000 $ 293,454 $ 47,000
Madison, Alabama 10 $ 2,779,000 $ 277,900 $ 42,000
Pinellas, Florida 10 $ 2,339,000 $ 233,900 $ 62,000
DeKalb, Georgia 10 $ 2,758,000 $ 275,800 $ 91,000
Gwinnett, Georgia 10 $ 2,271,000 $ 227,100 $ 61,000
Polk, Iowa 10 $ 2,198,000 $ 219,800 $ 76,000
Douglas, Kansas 10 $ 1,738,000 $ 173,800 $ 74,000
Leavenworth, Kansas 10 $ 1,853,000 $ 185,300 $ 76,000
Hardin, Kentucky 10 $ 2,255,000 $ 225,500 $ 42,000
Caddo, Louisiana 10 $ 1,832,000 $ 183,200 $ 52,000
Frederick, Maryland 10 $ 2,841,000 $ 284,100 $ 84,000
St. Mary's, Maryland 10 $ 3,104,000 $ 310,400 $ 51,000
Essex, New Jersey 10 $ 3,677,000 $ 367,700 $ 128,000
Buncombe, North Carolina 10 $ 2,882,000 $ 288,200 $ 69,000
Forsyth, North Carolina 10 $ 2,123,000 $ 212,300 $ 84,000
New Hanover, North Carolina 10 $ 2,816,000 $ 281,600 $ 47,000
Franklin, Pennsylvania 10 $ 2,122,000 $ 212,200 $ 33,000
Richland, South Carolina 10 $ 2,643,000 $ 264,300 $ 40,000
Newport News, Virginia 10 $ 2,379,000 $ 237,900 $ 54,000
Norfolk, Virginia 10 $ 2,930,000 $ 293,000 $ 63,000
Milwaukee, Wisconsin 10 $ 1,935,000 $ 193,500 $ 56,000
Waukesha, Wisconsin 10 $ 2,951,000 $ 295,100 $ 69,000
Matanuska-Susitna, Alaska 9 $ 2,088,000 $ 232,000 $ 69,000
San Francisco, California 9 $ 4,536,000 $ 504,000 $ 145,000
Kent, Delaware 9 $ 2,221,000 $ 246,777 $ 31,000
Clay, Florida 9 $ 1,640,000 $ 182,222 $ 46,000
Lake, Florida 9 $ 1,839,000 $ 204,333 $ 15,000
Orange, Florida 9 $ 2,423,000 $ 269,222 $ 67,000
Santa Rosa, Florida 9 $ 2,158,000 $ 239,777 $ 32,000
Columbia, Georgia 9 $ 1,955,000 $ 217,222 $ 64,000
Hamilton, Indiana 9 $ 2,391,000 $ 265,666 $ 59,000
Washtenaw, Michigan 9 $ 2,457,000 $ 273,000 $ 99,000
Sarpy, Nebraska 9 $ 2,105,000 $ 233,888 $ 48,000
Hunterdon, New Jersey 9 $ 2,980,000 $ 331,111 $ 124,000
Mercer, New Jersey 9 $ 2,771,000 $ 307,888 $ 183,000
Jefferson, New York 9 $ 1,780,000 $ 197,777 $ 56,000
Craven, North Carolina 9 $ 2,217,000 $ 246,333 $ 36,000
Moore, North Carolina 9 $ 2,281,000 $ 253,444 $ 101,000
Montgomery, Ohio 9 $ 2,251,000 $ 250,111 $ 47,000
Canadian, Oklahoma 9 $ 2,260,000 $ 251,111 $ 54,000
Westmoreland, Pennsylvania 9 $ 1,996,000 $ 221,777 $ 114,000
Berkeley, South Carolina 9 $ 2,144,000 $ 238,222 $ 29,000
Charleston, South Carolina 9 $ 2,743,000 $ 304,777 $ 69,000
York, South Carolina 9 $ 2,453,000 $ 272,555 $ 8,000
York, Virginia 9 $ 3,201,000 $ 355,666 $ 53,000
Berkeley, West Virginia 9 $ 2,358,000 $ 262,000 $ 56,000
Fairbanks North Star, Alaska 8 $ 1,817,000 $ 227,125 $ 65,000
Fresno, California 8 $ 2,419,000 $ 302,375 $ 43,000
Kings, California 8 $ 2,332,000 $ 291,500 $ 0
San Mateo, California 8 $ 3,851,000 $ 481,375 $ 161,000
Stanislaus, California 8 $ 2,322,000 $ 290,250 $ 66,000
Middlesex, Connecticut 8 $ 2,322,000 $ 290,250 $ 75,000
New Haven, Connecticut 8 $ 2,381,000 $ 297,625 $ 55,000
Lee, Florida 8 $ 1,705,000 $ 213,125 $ 40,000
Forsyth, Georgia 8 $ 2,739,000 $ 342,375 $ 100,000
Kendall, Illinois 8 $ 1,959,000 $ 244,875 $ 91,000
Lake, Indiana 8 $ 1,597,000 $ 199,625 $ 22,000
Orleans, Louisiana 8 $ 2,314,000 $ 289,250 $ 47,000
York, Maine 8 $ 2,308,000 $ 288,500 $ 61,000
Calvert, Maryland 8 $ 2,765,000 $ 345,625 $ 61,000
Harford, Maryland 8 $ 2,817,000 $ 352,125 $ 80,000
Wayne, Michigan 8 $ 1,821,000 $ 227,625 $ 29,000
St. Louis, Missouri 8 $ 2,106,000 $ 263,250 $ 91,000
Erie, New York 8 $ 1,251,000 $ 156,375 $ 49,000
Queens, New York 8 $ 2,678,000 $ 334,750 $ 69,000
Hoke, North Carolina 8 $ 1,629,000 $ 203,625 $ 35,000
Pender, North Carolina 8 $ 2,538,000 $ 317,250 $ 10,000
Delaware, Pennsylvania 8 $ 2,042,000 $ 255,250 $ 91,000
Lancaster, Pennsylvania 8 $ 1,634,000 $ 204,250 $ 79,000
Aiken, South Carolina 8 $ 1,621,000 $ 202,625 $ 59,000
Knox, Tennessee 8 $ 1,646,000 $ 205,750 $ 33,000
Shelby, Tennessee 8 $ 2,046,000 $ 255,750 $ 48,000
El Paso, Texas 8 $ 1,793,000 $ 224,125 $ 6,000
Guadalupe, Texas 8 $ 1,662,000 $ 207,750 $ 24,000
Hampton, Virginia 8 $ 2,257,000 $ 282,125 $ 53,000
Dane, Wisconsin 8 $ 2,218,000 $ 277,250 $ 57,000
Juneau, Alaska 7 $ 1,984,000 $ 283,428 $ 86,000
Yuma, Arizona 7 $ 1,745,000 $ 249,285 $ 105,000
Craighead, Arkansas 7 $ 1,142,000 $ 163,142 $ 70,000
Washington, Arkansas 7 $ 1,581,000 $ 225,857 $ 112,000
Tulare, California 7 $ 1,707,000 $ 243,857 $ 44,000
Eagle, Colorado 7 $ 3,063,000 $ 437,571 $ 102,000
Tolland, Connecticut 7 $ 2,082,000 $ 297,428 $ 107,000
Brevard, Florida 7 $ 1,744,000 $ 249,142 $ 36,000
Pasco, Florida 7 $ 1,632,000 $ 233,142 $ 62,000
Volusia, Florida 7 $ 1,490,000 $ 212,857 $ 82,000
Hawaii, Hawaii 7 $ 2,500,000 $ 357,142 $ 88,000
Maui, Hawaii 7 $ 7,722,000 $ 1,103,142 $ 84,000
Ascension, Louisiana 7 $ 1,252,000 $ 178,857 $ 68,000
East Baton Rouge, Louisiana 7 $ 1,582,000 $ 226,000 $ 108,000
Cumberland, Maine 7 $ 1,830,000 $ 261,428 $ 124,000
Hampden, Massachusetts 7 $ 1,723,000 $ 246,142 $ 91,000
Atlantic, New Jersey 7 $ 1,933,000 $ 276,142 $ 113,000
Passaic, New Jersey 7 $ 2,142,000 $ 306,000 $ 97,000
Otero, New Mexico 7 $ 1,531,000 $ 218,714 $ 38,000
Albany, New York 7 $ 1,484,000 $ 212,000 $ 65,000
Kings, New York 7 $ 2,232,000 $ 318,857 $ 134,000
Saratoga, New York 7 $ 2,017,000 $ 288,142 $ 54,000
Pasquotank, North Carolina 7 $ 1,495,000 $ 213,571 $ 60,000
Butler, Ohio 7 $ 1,466,000 $ 209,428 $ 46,000
Warren, Ohio 7 $ 1,480,000 $ 211,428 $ 68,000
Cleveland, Oklahoma 7 $ 1,295,000 $ 185,000 $ 39,000
Multnomah, Oregon 7 $ 2,214,000 $ 316,285 $ 107,000
Berks, Pennsylvania 7 $ 2,018,000 $ 288,285 $ 91,000
Alexandria, Virginia 7 $ 3,282,000 $ 468,857 $ 169,000
Spotsylvania, Virginia 7 $ 2,228,000 $ 318,285 $ 69,000
Whatcom, Washington 7 $ 1,751,000 $ 250,142 $ 85,000
Coffee, Alabama 6 $ 1,469,000 $ 244,833 $ 50,000
Faulkner, Arkansas 6 $ 1,590,000 $ 265,000 $ 94,000
Lonoke, Arkansas 6 $ 1,326,000 $ 221,000 $ 71,000
Butte, California 6 $ 1,290,000 $ 215,000 $ 52,000
San Luis Obispo, California 6 $ 2,220,000 $ 370,000 $ 114,000
New London, Connecticut 6 $ 1,609,000 $ 268,166 $ 52,000
Bay, Florida 6 $ 2,616,000 $ 436,000 $ 68,000
Seminole, Florida 6 $ 1,434,000 $ 239,000 $ 84,000
Cherokee, Georgia 6 $ 1,444,000 $ 240,666 $ 64,000
Porter, Indiana 6 $ 1,254,000 $ 209,000 $ 36,000
Butler, Kansas 6 $ 1,319,000 $ 219,833 $ 35,000
Fayette, Kentucky 6 $ 1,048,000 $ 174,666 $ 70,000
Lafayette, Louisiana 6 $ 1,162,000 $ 193,666 $ 30,000
Camden, Missouri 6 $ 1,483,000 $ 247,166 $ 149,000
Christian, Missouri 6 $ 1,357,000 $ 226,166 $ 23,000
Yellowstone, Montana 6 $ 1,320,000 $ 220,000 $ 55,000
Gloucester, New Jersey 6 $ 1,573,000 $ 262,166 $ 79,000
Sussex, New Jersey 6 $ 1,983,000 $ 330,500 $ 120,000
Dona Ana, New Mexico 6 $ 1,582,000 $ 263,666 $ 65,000
Ulster, New York 6 $ 1,287,000 $ 214,500 $ 148,000
Carteret, North Carolina 6 $ 2,011,000 $ 335,166 $ 105,000
Orange, North Carolina 6 $ 1,683,000 $ 280,500 $ 115,000
Cuyahoga, Ohio 6 $ 1,419,000 $ 236,500 $ 70,000
Hamilton, Ohio 6 $ 1,592,000 $ 265,333 $ 110,000
Deschutes, Oregon 6 $ 1,859,000 $ 309,833 $ 68,000
Monroe, Pennsylvania 6 $ 1,320,000 $ 220,000 $ 56,000
Northampton, Pennsylvania 6 $ 1,710,000 $ 285,000 $ 74,000
Greenville, South Carolina 6 $ 1,568,000 $ 261,333 $ 101,000
Comal, Texas 6 $ 1,583,000 $ 263,833 $ 81,000
Galveston, Texas 6 $ 1,279,000 $ 213,166 $ 69,000
Montgomery, Texas 6 $ 1,125,000 $ 187,500 $ 39,000
Val Verde, Texas 6 $ 984,000 $ 164,000 $ 54,000
Cache, Utah 6 $ 1,613,000 $ 268,833 $ 74,000
Tooele, Utah 6 $ 1,417,000 $ 236,166 $ 50,000
Washington, Utah 6 $ 1,508,000 $ 251,333 $ 67,000
Chittenden, Vermont 6 $ 1,768,000 $ 294,666 $ 53,000
Benton, Washington 6 $ 1,378,000 $ 229,666 $ 57,000
Baldwin, Alabama 5 $ 1,284,000 $ 256,800 $ 74,000
Shelby, Alabama 5 $ 1,410,000 $ 282,000 $ 29,000
Coconino, Arizona 5 $ 1,344,000 $ 268,800 $ 130,000
Pinal, Arizona 5 $ 840,000 $ 168,000 $ 0
Yavapai, Arizona 5 $ 1,371,000 $ 274,200 $ 107,000
El Dorado, California 5 $ 2,036,000 $ 407,200 $ 97,000
Merced, California 5 $ 732,000 $ 146,400 $ 48,000
Yolo, California 5 $ 1,999,000 $ 399,800 $ 103,000
Broomfield, Colorado 5 $ 1,612,000 $ 322,400 $ 198,000
Mesa, Colorado 5 $ 1,285,000 $ 257,000 $ 89,000
Sussex, Delaware 5 $ 1,053,000 $ 210,600 $ 45,000
Collier, Florida 5 $ 1,324,000 $ 264,800 $ 111,000
Osceola, Florida 5 $ 1,135,000 $ 227,000 $ 12,000
St. Johns, Florida 5 $ 1,312,000 $ 262,400 $ 46,000
Houston, Georgia 5 $ 702,000 $ 140,400 $ 20,000
Liberty, Georgia 5 $ 969,000 $ 193,800 $ 17,000
Muscogee, Georgia 5 $ 1,081,000 $ 216,200 $ 70,000
Kootenai, Idaho 5 $ 1,290,000 $ 258,000 $ 25,000
LaSalle, Illinois 5 $ 932,000 $ 186,400 $ 68,000
Winnebago, Illinois 5 $ 706,000 $ 141,200 $ 50,000
Bullitt, Kentucky 5 $ 822,000 $ 164,400 $ 25,000
Baltimore City, Maryland 5 $ 1,332,000 $ 266,400 $ 61,000
Charles, Maryland 5 $ 2,009,000 $ 401,800 $ 106,000
DeSoto, Mississippi 5 $ 1,101,000 $ 220,200 $ 24,000
Harrison, Mississippi 5 $ 753,000 $ 150,600 $ 51,000
Greene, Missouri 5 $ 915,000 $ 183,000 $ 50,000
Pettis, Missouri 5 $ 829,000 $ 165,800 $ 52,000
Ray, Missouri 5 $ 934,000 $ 186,800 $ 99,000
Flathead, Montana 5 $ 1,178,000 $ 235,600 $ 38,000
Belknap, New Hampshire 5 $ 1,244,000 $ 248,800 $ 161,000
Warren, New Jersey 5 $ 1,896,000 $ 379,200 $ 49,000
Curry, New Mexico 5 $ 1,094,000 $ 218,800 $ 50,000
Dare, North Carolina 5 $ 1,531,000 $ 306,200 $ 151,000
Henderson, North Carolina 5 $ 1,006,000 $ 201,200 $ 25,000
Ward, North Dakota 5 $ 937,000 $ 187,400 $ 78,000
Clermont, Ohio 5 $ 1,028,000 $ 205,600 $ 60,000
Greene, Ohio 5 $ 1,200,000 $ 240,000 $ 59,000
Lake, Ohio 5 $ 1,084,000 $ 216,800 $ 48,000
Lackawanna, Pennsylvania 5 $ 945,000 $ 189,000 $ 93,000
Lehigh, Pennsylvania 5 $ 1,153,000 $ 230,600 $ 87,000
Newport, Rhode Island 5 $ 1,602,000 $ 320,400 $ 106,000
Anderson, South Carolina 5 $ 1,355,000 $ 271,000 $ 53,000
Beaufort, South Carolina 5 $ 1,220,000 $ 244,000 $ 59,000
Williamson, Tennessee 5 $ 1,375,000 $ 275,000 $ 85,000
Frederick, Virginia 5 $ 1,529,000 $ 305,800 $ 80,000
Hanover, Virginia 5 $ 1,293,000 $ 258,600 $ 54,000
King George, Virginia 5 $ 1,548,000 $ 309,600 $ 50,000
Suffolk, Virginia 5 $ 1,626,000 $ 325,200 $ 40,000
Warren, Virginia 5 $ 1,541,000 $ 308,200 $ 129,000
Skagit, Washington 5 $ 1,467,000 $ 293,400 $ 53,000
Jefferson, West Virginia 5 $ 1,256,000 $ 251,200 $ 20,000
Kenosha, Wisconsin 5 $ 1,053,000 $ 210,600 $ 30,000
Autauga, Alabama 4 $ 972,000 $ 243,000 $ 75,000
Lee, Alabama 4 $ 952,000 $ 238,000 $ 42,000
Benton, Arkansas 4 $ 581,000 $ 145,250 $ 44,000
Greene, Arkansas 4 $ 937,000 $ 234,250 $ 104,000
Calaveras, California 4 $ 656,000 $ 164,000 $ 69,000
Monterey, California 4 $ 2,157,000 $ 539,250 $ 133,000
Yuba, California 4 $ 988,000 $ 247,000 $ 25,000
Elbert, Colorado 4 $ 1,461,000 $ 365,250 $ 58,000
Garfield, Colorado 4 $ 1,314,000 $ 328,500 $ 74,000
Windham, Connecticut 4 $ 837,000 $ 209,250 $ 55,000
Sarasota, Florida 4 $ 828,000 $ 207,000 $ 25,000
Coweta, Georgia 4 $ 1,045,000 $ 261,250 $ 34,000
Douglas, Georgia 4 $ 1,067,000 $ 266,750 $ 0
Henry, Georgia 4 $ 745,000 $ 186,250 $ 34,000
Paulding, Georgia 4 $ 860,000 $ 215,000 $ 20,000
Bonneville, Idaho 4 $ 1,161,000 $ 290,250 $ 45,000
Latah, Idaho 4 $ 1,092,000 $ 273,000 $ 69,000
Champaign, Illinois 4 $ 774,000 $ 193,500 $ 54,000
Allen, Indiana 4 $ 730,000 $ 182,500 $ 0
St. Joseph, Indiana 4 $ 899,000 $ 224,750 $ 55,000
Riley, Kansas 4 $ 1,028,000 $ 257,000 $ 69,000
Madison, Kentucky 4 $ 1,002,000 $ 250,500 $ 36,000
Livingston, Louisiana 4 $ 656,000 $ 164,000 $ 24,000
Ouachita, Louisiana 4 $ 739,000 $ 184,750 $ 72,000
Berkshire, Massachusetts 4 $ 1,497,000 $ 374,250 $ 112,000
St. Clair, Michigan 4 $ 887,000 $ 221,750 $ 65,000
Ramsey, Minnesota 4 $ 916,000 $ 229,000 $ 35,000
Scott, Minnesota 4 $ 829,000 $ 207,250 $ 32,000
Washington, Minnesota 4 $ 1,109,000 $ 277,250 $ 98,000
Wright, Minnesota 4 $ 866,000 $ 216,500 $ 48,000
Bronx, New York 4 $ 903,000 $ 225,750 $ 114,000
Niagara, New York 4 $ 893,000 $ 223,250 $ 31,000
Putnam, New York 4 $ 1,458,000 $ 364,500 $ 119,000
Rockland, New York 4 $ 1,434,000 $ 358,500 $ 169,000
Rowan, North Carolina 4 $ 846,000 $ 211,500 $ 47,000
Grand Forks, North Dakota 4 $ 647,000 $ 161,750 $ 41,000
Fairfield, Ohio 4 $ 905,000 $ 226,250 $ 141,000
Medina, Ohio 4 $ 775,000 $ 193,750 $ 71,000
Rogers, Oklahoma 4 $ 656,000 $ 164,000 $ 69,000
Marion, Oregon 4 $ 898,000 $ 224,500 $ 52,000
Centre, Pennsylvania 4 $ 999,000 $ 249,750 $ 116,000
Lebanon, Pennsylvania 4 $ 861,000 $ 215,250 $ 56,000
Perry, Pennsylvania 4 $ 1,045,000 $ 261,250 $ 100,000
Kent, Rhode Island 4 $ 966,000 $ 241,500 $ 33,000
Washington, Rhode Island 4 $ 914,000 $ 228,500 $ 82,000
Horry, South Carolina 4 $ 786,000 $ 196,500 $ 161,000
Lexington, South Carolina 4 $ 813,000 $ 203,250 $ 11,000
Spartanburg, South Carolina 4 $ 833,000 $ 208,250 $ 62,000
Sumter, South Carolina 4 $ 959,000 $ 239,750 $ 27,000
Brazoria, Texas 4 $ 780,000 $ 195,000 $ 63,000
Ellis, Texas 4 $ 776,000 $ 194,000 $ 53,000
Jefferson, Texas 4 $ 659,000 $ 164,750 $ 134,000
McLennan, Texas 4 $ 692,000 $ 173,000 $ 71,000
Randall, Texas 4 $ 573,000 $ 143,250 $ 0
Summit, Utah 4 $ 1,777,000 $ 444,250 $ 211,000
Rutland, Vermont 4 $ 1,055,000 $ 263,750 $ 97,000
James City, Virginia 4 $ 1,282,000 $ 320,500 $ 65,000
New Kent, Virginia 4 $ 1,285,000 $ 321,250 $ 31,000
Clallam, Washington 4 $ 1,164,000 $ 291,000 $ 63,000
Monongalia, West Virginia 4 $ 1,000,000 $ 250,000 $ 73,000
Marathon, Wisconsin 4 $ 960,000 $ 240,000 $ 114,000
Racine, Wisconsin 4 $ 786,000 $ 196,500 $ 87,000
Washington, Wisconsin 4 $ 1,239,000 $ 309,750 $ 55,000
Dale, Alabama 3 $ 632,000 $ 210,666 $ 89,000
Montgomery, Alabama 3 $ 739,000 $ 246,333 $ 0
Kenai Peninsula, Alaska 3 $ 619,000 $ 206,333 $ 126,000
Napa, California 3 $ 1,266,000 $ 422,000 $ 83,000
Santa Cruz, California 3 $ 819,000 $ 273,000 $ 142,000
Pueblo, Colorado 3 $ 633,000 $ 211,000 $ 77,000
Teller, Colorado 3 $ 966,000 $ 322,000 $ 85,000
Escambia, Florida 3 $ 626,000 $ 208,666 $ 96,000
Manatee, Florida 3 $ 871,000 $ 290,333 $ 17,000
Martin, Florida 3 $ 748,000 $ 249,333 $ 110,000
Polk, Florida 3 $ 646,000 $ 215,333 $ 72,000
Bryan, Georgia 3 $ 1,141,000 $ 380,333 $ 0
Lowndes, Georgia 3 $ 585,000 $ 195,000 $ 43,000
Madison, Illinois 3 $ 533,000 $ 177,666 $ 65,000
Peoria, Illinois 3 $ 754,000 $ 251,333 $ 60,000
Benton, Iowa 3 $ 482,000 $ 160,666 $ 31,000
Johnson, Iowa 3 $ 695,000 $ 231,666 $ 68,000
Mills, Iowa 3 $ 748,000 $ 249,333 $ 85,000
Pottawattamie, Iowa 3 $ 420,000 $ 140,000 $ 24,000
Geary, Kansas 3 $ 529,000 $ 176,333 $ 43,000
Pottawatomie, Kansas 3 $ 680,000 $ 226,666 $ 61,000
Oldham, Kentucky 3 $ 884,000 $ 294,666 $ 81,000
Rapides, Louisiana 3 $ 651,000 $ 217,000 $ 68,000
Vernon, Louisiana 3 $ 550,000 $ 183,333 $ 63,000
Berrien, Michigan 3 $ 502,000 $ 167,333 $ 47,000
Kent, Michigan 3 $ 749,000 $ 249,666 $ 109,000
Macomb, Michigan 3 $ 514,000 $ 171,333 $ 60,000
Monroe, Michigan 3 $ 973,000 $ 324,333 $ 130,000
Hancock, Mississippi 3 $ 596,000 $ 198,666 $ 40,000
Madison, Mississippi 3 $ 769,000 $ 256,333 $ 71,000
Lafayette, Missouri 3 $ 407,000 $ 135,666 $ 60,000
Texas, Missouri 3 $ 743,000 $ 247,666 $ 61,000
Cascade, Montana 3 $ 572,000 $ 190,666 $ 21,000
Missoula, Montana 3 $ 836,000 $ 278,666 $ 94,000
Douglas, Nevada 3 $ 749,000 $ 249,666 $ 109,000
Carroll, New Hampshire 3 $ 484,000 $ 161,333 $ 128,000
San Juan, New Mexico 3 $ 796,000 $ 265,333 $ 72,000
Santa Fe, New Mexico 3 $ 1,110,000 $ 370,000 $ 203,000
Clinton, New York 3 $ 470,000 $ 156,666 $ 118,000
Onondaga, New York 3 $ 413,000 $ 137,666 $ 54,000
Clay, North Carolina 3 $ 518,000 $ 172,666 $ 41,000
Durham, North Carolina 3 $ 724,000 $ 241,333 $ 88,000
Iredell, North Carolina 3 $ 570,000 $ 190,000 $ 85,000
Nash, North Carolina 3 $ 689,000 $ 229,666 $ 86,000
Miami, Ohio 3 $ 689,000 $ 229,666 $ 63,000
Portage, Ohio 3 $ 521,000 $ 173,666 $ 33,000
Summit, Ohio 3 $ 667,000 $ 222,333 $ 53,000
Comanche, Oklahoma 3 $ 508,000 $ 169,333 $ 61,000
Muskogee, Oklahoma 3 $ 620,000 $ 206,666 $ 21,000
Wagoner, Oklahoma 3 $ 410,000 $ 136,666 $ 46,000
Lane, Oregon 3 $ 705,000 $ 235,000 $ 110,000
Yamhill, Oregon 3 $ 563,000 $ 187,666 $ 66,000
Fayette, Pennsylvania 3 $ 426,000 $ 142,000 $ 47,000
Schuylkill, Pennsylvania 3 $ 497,000 $ 165,666 $ 31,000
Washington, Pennsylvania 3 $ 743,000 $ 247,666 $ 25,000
Bristol, Rhode Island 3 $ 871,000 $ 290,333 $ 94,000
Laurens, South Carolina 3 $ 404,000 $ 134,666 $ 34,000
Minnehaha, South Dakota 3 $ 519,000 $ 173,000 $ 86,000
Pennington, South Dakota 3 $ 610,000 $ 203,333 $ 49,000
Washington, Tennessee 3 $ 467,000 $ 155,666 $ 13,000
Hardin, Texas 3 $ 517,000 $ 172,333 $ 99,000
Hays, Texas 3 $ 507,000 $ 169,000 $ 26,000
Hidalgo, Texas 3 $ 540,000 $ 180,000 $ 0
Lubbock, Texas 3 $ 609,000 $ 203,000 $ 100,000
Nueces, Texas 3 $ 662,000 $ 220,666 $ 11,000
Tom Green, Texas 3 $ 526,000 $ 175,333 $ 69,000
Franklin, Vermont 3 $ 767,000 $ 255,666 $ 62,000
Clarke, Virginia 3 $ 1,064,000 $ 354,666 $ 100,000
Gloucester, Virginia 3 $ 712,000 $ 237,333 $ 0
Greene, Virginia 3 $ 1,037,000 $ 345,666 $ 105,000
Isle of Wight, Virginia 3 $ 1,073,000 $ 357,666 $ 26,000
Louisa, Virginia 3 $ 857,000 $ 285,666 $ 15,000
Portsmouth, Virginia 3 $ 759,000 $ 253,000 $ 16,000
Chelan, Washington 3 $ 799,000 $ 266,333 $ 62,000
Mason, Washington 3 $ 634,000 $ 211,333 $ 96,000
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Mortgage Loan Application Detail Totals for National Bank of Kansas City in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,193 $1,378,211,000 $265,000 $2,676,000 $67,000 $1,149,000
Home Purchase 2,064 $566,439,000 $274,000 $4,998,000 $97,000 $550,000
Home Improvement 72 $15,148,000 $210,000 $560,000 $101,000 $309,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,594 $1,204,164,000 $262,000 $1,320,000 $76,000 $1,001,000
Not Provided 1,678 $459,877,000 $274,000 $798,000 $80,000 $1,149,000
Hispanic 358 $90,349,000 $252,000 $599,000 $62,000 $387,000
Black or African American 320 $78,751,000 $246,000 $804,000 $54,000 $360,000
Asian 263 $83,640,000 $318,000 $790,000 $103,000 $785,000
American Indian or Alaskan Native 47 $12,503,000 $266,000 $585,000 $69,000 $266,000
Not applicable 35 $21,047,000 $601,000 $4,998,000 $13,000 $455,000
Native Hawaiian or Other Pacific Islander 34 $9,467,000 $278,000 $503,000 $66,000 $201,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 3,564 $966,734,000 $271,000 $1,019,000 $44,000 $550,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,322 $655,085,000 $282,000 $4,998,000 $125,000 $1,149,000
FHA-insured (Federal Housing Administration) 1,430 $336,060,000 $235,000 $804,000 $74,000 $475,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 13 $1,919,000 $147,000 $202,000 $56,000 $91,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,228 $1,668,789,000 $267,000 $4,998,000 $73,000 $1,149,000
Application Denied By Financial Institution 659 $171,017,000 $259,000 $810,000 $92,000 $785,000
Application Approved But Not Accepted 379 $101,242,000 $267,000 $1,320,000 $85,000 $621,000
Application Withdrawn By Applicant 63 $18,750,000 $297,000 $1,242,000 $93,000 $550,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 440 $118,196,000 $268,000 $745,000 $102,000 $521,000
Debt-To-Income Ratio 93 $23,243,000 $249,000 $810,000 $54,000 $200,000
Credit History 50 $11,385,000 $227,000 $599,000 $78,000 $193,000
Other 23 $6,056,000 $263,000 $436,000 $102,000 $456,000
Employment History 16 $3,680,000 $230,000 $398,000 $101,000 $785,000
Mortgage Insurance Denied 14 $3,072,000 $219,000 $608,000 $75,000 $224,000
Insufficient Cash (Downpayment, Closing Cost) 13 $3,470,000 $266,000 $451,000 $86,000 $237,000
Unverifiable Information 8 $1,451,000 $181,000 $317,000 $68,000 $119,000
Credit Application Incomplete 2 $464,000 $232,000 $255,000 $20,000 $41,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into National Bank of Kansas City's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess National Bank of Kansas City's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet with aggregated HMDA statistics today.

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