National Bank Of Kansas City 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | National Bank Of Kansas City 10700 Nall Avenue Overland Park, KS 66211 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,001 |
| Total Mortgage Loan Application Amount | $2,294,492,000 |
| Average Mortgage Loan Application Amount | $274,000 |
| Highest Mortgage Loan Application Amount | $1,661,000 |
| Average Applicant Income | $104,666 |
| Highest Applicant Income | $2,228,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with National Bank Of Kansas City. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing National Bank Of Kansas City's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down National Bank Of Kansas City's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how National Bank Of Kansas City serves its applicants.
Each category highlights the total number of mortgage applications processed by National Bank Of Kansas City, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at National Bank Of Kansas City's mortgage activity for 2010.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| KANSAS CITY, MO-KS | 531 | $ 113,908,000 | $ 212,500 | $ 89,500 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 297 | $ 119,064,000 | $ 364,750 | $ 102,500 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 232 | $ 91,722,000 | $ 395,000 | $ 136,000 |
| DENVER-AURORA-BROOMFIELD, CO | 214 | $ 61,711,000 | $ 288,000 | $ 94,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 196 | $ 53,136,000 | $ 271,000 | $ 124,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 191 | $ 74,330,000 | $ 389,000 | $ 104,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 140 | $ 52,242,000 | $ 378,500 | $ 127,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 125 | $ 33,962,000 | $ 271,000 | $ 85,000 |
| PHILADELPHIA, PA | 125 | $ 36,891,000 | $ 295,000 | $ 128,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 123 | $ 40,956,000 | $ 332,000 | $ 138,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 115 | $ 50,485,000 | $ 439,000 | $ 128,000 |
| DALLAS-PLANO-IRVING, TX | 103 | $ 25,901,000 | $ 251,000 | $ 86,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 102 | $ 46,298,000 | $ 453,000 | $ 169,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 101 | $ 25,852,000 | $ 255,000 | $ 130,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 100 | $ 28,553,000 | $ 285,000 | $ 88,000 |
| BALTIMORE-TOWSON, MD | 97 | $ 35,935,000 | $ 370,000 | $ 97,000 |
| LAS VEGAS-PARADISE, NV | 96 | $ 24,169,000 | $ 251,000 | $ 89,000 |
| NEWARK-UNION, NJ-PA | 95 | $ 33,291,000 | $ 285,000 | $ 110,000 |
| PHOENIX-MESA-GLENDALE, AZ | 88 | $ 23,547,000 | $ 267,000 | $ 111,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 88 | $ 25,564,000 | $ 277,500 | $ 82,500 |
| EDISON-NEW BRUNSWICK, NJ | 85 | $ 28,978,000 | $ 340,000 | $ 131,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 84 | $ 29,580,000 | $ 352,000 | $ 104,000 |
| COLORADO SPRINGS, CO | 76 | $ 20,188,000 | $ 265,000 | $ 51,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 76 | $ 25,057,000 | $ 329,000 | $ 115,000 |
| BOSTON-QUINCY, MA | 70 | $ 22,903,000 | $ 327,000 | $ 121,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 70 | $ 32,213,000 | $ 460,000 | $ 154,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 62 | $ 15,454,000 | $ 249,000 | $ 60,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 62 | $ 18,583,000 | $ 331,500 | $ 91,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 61 | $ 17,082,000 | $ 282,500 | $ 71,500 |
| RALEIGH-CARY, NC | 60 | $ 16,547,000 | $ 275,000 | $ 96,000 |
| NASSAU-SUFFOLK, NY | 58 | $ 19,326,000 | $ 333,000 | $ 120,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 56 | $ 21,270,000 | $ 379,000 | $ 143,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 55 | $ 13,872,000 | $ 252,000 | $ 76,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 52 | $ 13,811,000 | $ 271,500 | $ 80,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 52 | $ 24,563,000 | $ 472,000 | $ 179,000 |
| FORT WORTH-ARLINGTON, TX | 50 | $ 11,610,000 | $ 232,000 | $ 81,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 48 | $ 19,802,000 | $ 412,000 | $ 98,000 |
| HONOLULU, HI | 47 | $ 22,832,000 | $ 485,000 | $ 51,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 46 | $ 12,311,000 | $ 255,000 | $ 73,500 |
| PEABODY, MA | 43 | $ 13,781,000 | $ 320,000 | $ 88,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 43 | $ 11,177,000 | $ 259,000 | $ 94,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 42 | $ 11,493,000 | $ 273,000 | $ 154,000 |
| ANCHORAGE, AK | 41 | $ 13,273,000 | $ 323,000 | $ 65,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 41 | $ 10,140,000 | $ 228,500 | $ 86,500 |
| ST. LOUIS, MO-IL | 40 | $ 9,973,000 | $ 248,000 | $ 96,500 |
| SHREVEPORT-BOSSIER CITY, LA | 39 | $ 9,015,000 | $ 231,000 | $ 45,000 |
| TUCSON, AZ | 39 | $ 10,835,000 | $ 277,000 | $ 79,000 |
| CAMDEN, NJ | 36 | $ 9,107,000 | $ 252,000 | $ 70,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 36 | $ 7,944,000 | $ 212,000 | $ 63,000 |
| ALBUQUERQUE, NM | 35 | $ 9,991,000 | $ 285,000 | $ 60,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 35 | $ 8,454,000 | $ 237,000 | $ 89,500 |
| FAYETTEVILLE, NC | 35 | $ 7,558,000 | $ 215,000 | $ 44,000 |
| OKLAHOMA CITY, OK | 35 | $ 7,650,000 | $ 218,000 | $ 85,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 34 | $ 8,588,000 | $ 252,000 | $ 72,000 |
| TACOMA, WA | 34 | $ 11,340,000 | $ 333,000 | $ 59,000 |
| BOULDER, CO | 32 | $ 8,949,000 | $ 279,000 | $ 108,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 32 | $ 8,141,000 | $ 254,000 | $ 46,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 30 | $ 5,394,000 | $ 179,000 | $ 17,000 |
| INDIANAPOLIS-CARMEL, IN | 29 | $ 6,579,000 | $ 226,000 | $ 59,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 29 | $ 6,835,000 | $ 235,000 | $ 50,000 |
| PITTSBURGH, PA | 29 | $ 6,286,000 | $ 216,000 | $ 94,000 |
| WORCESTER, MA | 29 | $ 8,622,000 | $ 297,000 | $ 130,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 28 | $ 10,571,000 | $ 377,000 | $ 191,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 28 | $ 7,266,000 | $ 259,000 | $ 92,000 |
| FORT COLLINS-LOVELAND, CO | 27 | $ 6,868,000 | $ 254,000 | $ 61,000 |
| HUNTSVILLE, AL | 27 | $ 6,273,000 | $ 232,000 | $ 66,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 27 | $ 6,595,000 | $ 229,000 | $ 59,500 |
| SALT LAKE CITY, UT | 27 | $ 7,513,000 | $ 278,000 | $ 95,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 26 | $ 5,879,000 | $ 217,500 | $ 116,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 26 | $ 5,873,000 | $ 225,000 | $ 82,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 26 | $ 7,236,000 | $ 278,000 | $ 94,000 |
| WICHITA, KS | 25 | $ 5,141,000 | $ 205,000 | $ 57,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 24 | $ 7,282,000 | $ 303,000 | $ 79,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 24 | $ 5,445,000 | $ 226,000 | $ 95,000 |
| BATON ROUGE, LA | 23 | $ 5,458,000 | $ 237,000 | $ 112,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 23 | $ 7,274,000 | $ 316,000 | $ 95,000 |
| RICHMOND, VA | 23 | $ 5,555,000 | $ 241,000 | $ 57,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 22 | $ 5,977,000 | $ 271,000 | $ 104,000 |
| HARRISBURG-CARLISLE, PA | 22 | $ 5,198,000 | $ 236,000 | $ 54,000 |
| OLYMPIA, WA | 22 | $ 5,980,000 | $ 271,000 | $ 38,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 22 | $ 5,509,000 | $ 250,000 | $ 88,000 |
| WILMINGTON, DE-MD-NJ | 22 | $ 5,933,000 | $ 259,500 | $ 124,000 |
| BOISE CITY-NAMPA, ID | 21 | $ 5,552,000 | $ 264,000 | $ 63,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 21 | $ 5,210,000 | $ 248,000 | $ 88,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 21 | $ 5,793,000 | $ 275,000 | $ 118,000 |
| JACKSONVILLE, NC | 21 | $ 4,556,000 | $ 216,000 | $ 39,000 |
| MEMPHIS, TN-MS-AR | 21 | $ 5,663,000 | $ 236,333 | $ 86,333 |
| TULSA, OK | 21 | $ 4,657,000 | $ 221,000 | $ 87,000 |
| DES MOINES-WEST DES MOINES, IA | 20 | $ 4,412,000 | $ 220,000 | $ 62,000 |
| MANCHESTER-NASHUA, NH | 20 | $ 5,607,000 | $ 280,000 | $ 110,000 |
| OGDEN-CLEARFIELD, UT | 20 | $ 5,918,000 | $ 295,000 | $ 45,000 |
| RENO-SPARKS, NV | 20 | $ 6,805,000 | $ 340,000 | $ 120,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 20 | $ 5,289,000 | $ 264,000 | $ 113,000 |
| LAWRENCE, KS | 19 | $ 3,706,000 | $ 195,000 | $ 92,000 |
| VALLEJO-FAIRFIELD, CA | 19 | $ 6,640,000 | $ 349,000 | $ 39,000 |
| JACKSONVILLE, FL | 18 | $ 4,247,000 | $ 235,000 | $ 68,000 |
| COLUMBIA, SC | 17 | $ 3,817,000 | $ 224,000 | $ 34,000 |
| SAVANNAH, GA | 17 | $ 3,926,000 | $ 230,000 | $ 41,000 |
| BARNSTABLE TOWN, MA | 16 | $ 4,321,000 | $ 270,000 | $ 99,000 |
| CAPE CORAL-FORT MYERS, FL | 16 | $ 4,803,000 | $ 300,000 | $ 102,000 |
| COLUMBUS, OH | 16 | $ 3,668,000 | $ 229,000 | $ 83,000 |
| SPRINGFIELD, MA | 16 | $ 4,249,000 | $ 265,000 | $ 94,000 |
| BIRMINGHAM-HOOVER, AL | 15 | $ 3,736,000 | $ 249,000 | $ 96,000 |
| MADISON, WI | 15 | $ 4,001,000 | $ 266,000 | $ 92,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 15 | $ 5,493,000 | $ 366,000 | $ 96,000 |
| SANTA ROSA-PETALUMA, CA | 15 | $ 4,997,000 | $ 333,000 | $ 119,000 |
| STOCKTON, CA | 15 | $ 4,185,000 | $ 279,000 | $ 82,000 |
| CLARKSVILLE, TN-KY | 14 | $ 3,235,000 | $ 289,500 | $ 84,500 |
| SCRANTON--WILKES-BARRE, PA | 14 | $ 3,682,000 | $ 263,000 | $ 89,000 |
| WILMINGTON, NC | 14 | $ 3,804,000 | $ 271,000 | $ 90,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 13 | $ 2,985,000 | $ 255,000 | $ 25,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 13 | $ 3,986,000 | $ 306,000 | $ 86,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 13 | $ 3,047,000 | $ 234,000 | $ 66,000 |
| DOVER, DE | 13 | $ 3,268,000 | $ 251,000 | $ 66,000 |
| DURHAM-CHAPEL HILL, NC | 13 | $ 2,942,000 | $ 226,000 | $ 100,000 |
| EUGENE-SPRINGFIELD, OR | 13 | $ 3,472,000 | $ 267,000 | $ 101,000 |
| JACKSON, MS | 13 | $ 3,146,000 | $ 242,000 | $ 80,000 |
| LEXINGTON-FAYETTE, KY | 13 | $ 3,492,000 | $ 268,000 | $ 112,000 |
| NEW HAVEN-MILFORD, CT | 13 | $ 3,351,000 | $ 257,000 | $ 110,000 |
| PROVO-OREM, UT | 13 | $ 3,306,000 | $ 254,000 | $ 82,000 |
| SPOKANE, WA | 13 | $ 3,245,000 | $ 249,000 | $ 25,000 |
| WINSTON-SALEM, NC | 13 | $ 2,990,000 | $ 230,000 | $ 80,000 |
| YORK-HANOVER, PA | 13 | $ 2,968,000 | $ 228,000 | $ 70,000 |
| BAKERSFIELD-DELANO, CA | 12 | $ 3,178,000 | $ 264,000 | $ 68,000 |
| GREENSBORO-HIGH POINT, NC | 12 | $ 2,836,000 | $ 236,000 | $ 47,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 12 | $ 2,582,000 | $ 215,000 | $ 71,000 |
| LANCASTER, PA | 12 | $ 3,044,000 | $ 253,000 | $ 85,000 |
| LAWTON, OK | 12 | $ 2,678,000 | $ 223,000 | $ 46,000 |
| MONTGOMERY, AL | 12 | $ 2,752,000 | $ 229,000 | $ 48,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 12 | $ 3,021,000 | $ 251,000 | $ 99,000 |
| BREMERTON-SILVERDALE, WA | 11 | $ 3,549,000 | $ 322,000 | $ 66,000 |
| FAIRBANKS, AK | 11 | $ 2,913,000 | $ 264,000 | $ 104,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 11 | $ 3,025,000 | $ 275,000 | $ 93,000 |
| WARNER ROBINS, GA | 11 | $ 2,196,000 | $ 199,000 | $ 49,000 |
| ALBANY-SCHENECTADY-TROY, NY | 10 | $ 2,718,000 | $ 271,000 | $ 135,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 10 | $ 2,619,000 | $ 261,000 | $ 60,000 |
| GARY, IN | 10 | $ 2,250,000 | $ 225,000 | $ 76,000 |
| TRENTON-EWING, NJ | 10 | $ 2,822,000 | $ 282,000 | $ 125,000 |
| ANN ARBOR, MI | 9 | $ 2,407,000 | $ 267,000 | $ 92,000 |
| CHATTANOOGA, TN-GA | 9 | $ 1,931,000 | $ 214,000 | $ 99,000 |
| COLUMBUS, GA-AL | 9 | $ 1,849,000 | $ 182,500 | $ 53,500 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 9 | $ 1,657,000 | $ 184,000 | $ 59,000 |
| LAFAYETTE, LA | 9 | $ 2,115,000 | $ 235,000 | $ 89,000 |
| SANTA CRUZ-WATSONVILLE, CA | 9 | $ 4,321,000 | $ 480,000 | $ 158,000 |
| TOPEKA, KS | 9 | $ 1,748,000 | $ 194,000 | $ 71,000 |
| CHEYENNE, WY | 8 | $ 2,081,000 | $ 260,000 | $ 78,000 |
| CORPUS CHRISTI, TX | 8 | $ 1,841,000 | $ 230,000 | $ 94,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 8 | $ 2,415,000 | $ 315,500 | $ 146,500 |
| KENNEWICK-PASCO-RICHLAND, WA | 8 | $ 1,665,000 | $ 208,000 | $ 40,000 |
| LAS CRUCES, NM | 8 | $ 1,878,000 | $ 234,000 | $ 71,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 8 | $ 3,539,000 | $ 442,000 | $ 293,000 |
| NORWICH-NEW LONDON, CT | 8 | $ 2,558,000 | $ 319,000 | $ 85,000 |
| PASCAGOULA, MS | 8 | $ 1,806,000 | $ 225,000 | $ 40,000 |
| RACINE, WI | 8 | $ 1,754,000 | $ 219,000 | $ 43,000 |
| SALINAS, CA | 8 | $ 3,565,000 | $ 445,000 | $ 76,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 8 | $ 3,150,000 | $ 393,000 | $ 53,000 |
| VALDOSTA, GA | 8 | $ 1,539,000 | $ 192,000 | $ 28,000 |
| ASHEVILLE, NC | 7 | $ 1,578,000 | $ 225,000 | $ 82,000 |
| CHARLOTTESVILLE, VA | 7 | $ 2,372,000 | $ 338,000 | $ 82,000 |
| DAYTON, OH | 7 | $ 1,215,000 | $ 173,000 | $ 107,000 |
| EL PASO, TX | 7 | $ 1,330,000 | $ 190,000 | $ 64,000 |
| IDAHO FALLS, ID | 7 | $ 1,826,000 | $ 260,000 | $ 86,000 |
| KNOXVILLE, TN | 7 | $ 1,749,000 | $ 249,000 | $ 123,000 |
| MEDFORD, OR | 7 | $ 2,366,000 | $ 338,000 | $ 107,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 7 | $ 1,081,000 | $ 154,000 | $ 106,000 |
| REDDING, CA | 7 | $ 1,335,000 | $ 190,000 | $ 76,000 |
| SALEM, OR | 7 | $ 1,467,000 | $ 209,000 | $ 26,000 |
| ABILENE, TX | 6 | $ 1,119,000 | $ 186,000 | $ 32,000 |
| BEND, OR | 6 | $ 1,525,000 | $ 254,000 | $ 69,000 |
| BLOOMINGTON-NORMAL, IL | 6 | $ 1,327,000 | $ 221,000 | $ 26,000 |
| BRUNSWICK, GA | 6 | $ 1,596,000 | $ 266,000 | $ 18,000 |
| BUFFALO-NIAGARA FALLS, NY | 6 | $ 1,080,000 | $ 180,000 | $ 85,000 |
| CHARLESTON, WV | 6 | $ 988,000 | $ 164,000 | $ 70,000 |
| CHICO, CA | 6 | $ 1,557,000 | $ 259,000 | $ 35,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 6 | $ 1,230,000 | $ 205,000 | $ 28,000 |
| ELIZABETHTOWN, KY | 6 | $ 1,441,000 | $ 240,000 | $ 38,000 |
| FLAGSTAFF, AZ | 6 | $ 1,860,000 | $ 310,000 | $ 79,000 |
| FRESNO, CA | 6 | $ 1,434,000 | $ 239,000 | $ 85,000 |
| HANFORD-CORCORAN, CA | 6 | $ 1,655,000 | $ 275,000 | $ 64,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 6 | $ 1,215,000 | $ 202,000 | $ 75,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 6 | $ 1,370,000 | $ 292,000 | $ 129,500 |
| LANSING-EAST LANSING, MI | 6 | $ 793,000 | $ 132,000 | $ 45,000 |
| NAPLES-MARCO ISLAND, FL | 6 | $ 1,513,000 | $ 252,000 | $ 216,000 |
| SPRINGFIELD, MO | 6 | $ 934,000 | $ 155,000 | $ 42,000 |
| YAKIMA, WA | 6 | $ 1,436,000 | $ 239,000 | $ 69,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 6 | $ 1,571,000 | $ 259,000 | $ 174,500 |
| AUBURN-OPELIKA, AL | 5 | $ 1,130,000 | $ 226,000 | $ 66,000 |
| FLINT, MI | 5 | $ 633,000 | $ 126,000 | $ 35,000 |
| GRAND RAPIDS-WYOMING, MI | 5 | $ 1,127,000 | $ 225,000 | $ 146,000 |
| GREELEY, CO | 5 | $ 1,584,000 | $ 316,000 | $ 96,000 |
| LAKELAND-WINTER HAVEN, FL | 5 | $ 585,000 | $ 117,000 | $ 55,000 |
| MANHATTAN, KS | 5 | $ 1,181,000 | $ 236,000 | $ 178,000 |
| MODESTO, CA | 5 | $ 1,297,000 | $ 259,000 | $ 0 |
| MORGANTOWN, WV | 5 | $ 1,252,000 | $ 250,000 | $ 73,000 |
| OCEAN CITY, NJ | 5 | $ 1,595,000 | $ 319,000 | $ 126,000 |
| RAPID CITY, SD | 5 | $ 1,145,000 | $ 229,000 | $ 67,000 |
| SPARTANBURG, SC | 5 | $ 882,000 | $ 176,000 | $ 66,000 |
| SYRACUSE, NY | 5 | $ 1,010,000 | $ 202,000 | $ 69,000 |
| TUSCALOOSA, AL | 5 | $ 1,759,000 | $ 351,000 | $ 92,000 |
| VISALIA-PORTERVILLE, CA | 5 | $ 1,456,000 | $ 291,000 | $ 92,000 |
| ANDERSON, SC | 4 | $ 739,000 | $ 184,000 | $ 22,000 |
| ANNISTON-OXFORD, AL | 4 | $ 677,000 | $ 169,000 | $ 36,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 4 | $ 1,152,000 | $ 288,000 | $ 152,000 |
| BANGOR, ME | 4 | $ 621,000 | $ 155,000 | $ 64,000 |
| CARSON CITY, NV | 4 | $ 1,321,000 | $ 330,000 | $ 142,000 |
| CASPER, WY | 4 | $ 1,045,000 | $ 261,000 | $ 43,000 |
| COLUMBIA, MO | 4 | $ 1,168,000 | $ 292,000 | $ 50,000 |
| FARGO, ND-MN | 4 | $ 749,000 | $ 187,000 | $ 55,000 |
| GREEN BAY, WI | 4 | $ 731,000 | $ 182,000 | $ 53,000 |
| HICKORY-LENOIR-MORGANTON, NC | 4 | $ 810,000 | $ 202,000 | $ 101,000 |
| HINESVILLE-FORT STEWART, GA | 4 | $ 586,000 | $ 146,000 | $ 37,000 |
| HOLLAND-GRAND HAVEN, MI | 4 | $ 685,000 | $ 171,000 | $ 102,000 |
| HOT SPRINGS, AR | 4 | $ 879,000 | $ 219,000 | $ 86,000 |
| IOWA CITY, IA | 4 | $ 935,000 | $ 233,000 | $ 129,000 |
| LEWISTON, ID-WA | 4 | $ 798,000 | $ 199,500 | $ 122,000 |
| MCALLEN-EDINBURG-MISSION, TX | 4 | $ 616,000 | $ 154,000 | $ 78,000 |
| OCALA, FL | 4 | $ 970,000 | $ 242,000 | $ 81,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 4 | $ 1,587,000 | $ 396,000 | $ 77,000 |
| PRESCOTT, AZ | 4 | $ 897,000 | $ 224,000 | $ 143,000 |
| READING, PA | 4 | $ 1,075,000 | $ 268,000 | $ 113,000 |
| ROCHESTER, NY | 4 | $ 751,000 | $ 187,000 | $ 104,000 |
| ROCKY MOUNT, NC | 4 | $ 802,000 | $ 200,000 | $ 25,000 |
| SANTA FE, NM | 4 | $ 1,531,000 | $ 382,000 | $ 65,000 |
| SUMTER, SC | 4 | $ 836,000 | $ 209,000 | $ 30,000 |
| WINCHESTER, VA-WV | 4 | $ 1,137,000 | $ 244,000 | $ 102,500 |
| YUBA CITY, CA | 4 | $ 997,000 | $ 249,000 | $ 96,000 |
| AKRON, OH | 3 | $ 591,000 | $ 197,000 | $ 112,000 |
| AMARILLO, TX | 3 | $ 926,000 | $ 308,000 | $ 126,000 |
| AMES, IA | 3 | $ 594,000 | $ 198,000 | $ 67,000 |
| BELLINGHAM, WA | 3 | $ 985,000 | $ 328,000 | $ 115,000 |
| CANTON-MASSILLON, OH | 3 | $ 535,000 | $ 178,000 | $ 51,000 |
| CEDAR RAPIDS, IA | 3 | $ 673,000 | $ 224,000 | $ 22,000 |
| CHAMPAIGN-URBANA, IL | 3 | $ 434,000 | $ 144,000 | $ 26,000 |
| COLLEGE STATION-BRYAN, TX | 3 | $ 506,000 | $ 168,000 | $ 97,000 |
| CORVALLIS, OR | 3 | $ 835,000 | $ 278,000 | $ 158,000 |
| EL CENTRO, CA | 3 | $ 494,000 | $ 164,000 | $ 53,000 |
| EVANSVILLE, IN-KY | 3 | $ 658,000 | $ 219,000 | $ 62,000 |
| GRAND FORKS, ND-MN | 3 | $ 587,000 | $ 201,500 | $ 96,500 |
| GULFPORT-BILOXI, MS | 3 | $ 443,000 | $ 147,000 | $ 29,000 |
| JANESVILLE, WI | 3 | $ 717,000 | $ 239,000 | $ 0 |
| JOHNSON CITY, TN | 3 | $ 620,000 | $ 206,000 | $ 30,000 |
| JOPLIN, MO | 3 | $ 492,000 | $ 164,000 | $ 20,000 |
| KALAMAZOO-PORTAGE, MI | 3 | $ 658,000 | $ 219,000 | $ 113,000 |
| KANKAKEE-BRADLEY, IL | 3 | $ 524,000 | $ 174,000 | $ 44,000 |
| MACON, GA | 3 | $ 707,000 | $ 235,000 | $ 0 |
| MADERA-CHOWCHILLA, CA | 3 | $ 936,000 | $ 312,000 | $ 80,000 |
| MONROE, LA | 3 | $ 762,000 | $ 254,000 | $ 106,000 |
| PITTSFIELD, MA | 3 | $ 862,000 | $ 287,000 | $ 182,000 |
| PORT ST. LUCIE, FL | 3 | $ 625,000 | $ 208,000 | $ 46,000 |
| PUEBLO, CO | 3 | $ 708,000 | $ 236,000 | $ 141,000 |
| SIOUX FALLS, SD | 3 | $ 441,000 | $ 147,000 | $ 35,000 |
| ST. GEORGE, UT | 3 | $ 765,000 | $ 255,000 | $ 23,000 |
| STATE COLLEGE, PA | 3 | $ 685,000 | $ 228,000 | $ 47,000 |
| TEXARKANA, TX-TEXARKANA, AR | 3 | $ 451,000 | $ 150,000 | $ 38,500 |
| TOLEDO, OH | 3 | $ 847,000 | $ 282,000 | $ 149,000 |
| UTICA-ROME, NY | 3 | $ 809,000 | $ 269,000 | $ 70,000 |
| ALTOONA, PA | 2 | $ 304,000 | $ 152,000 | $ 72,000 |
| ANDERSON, IN | 2 | $ 325,000 | $ 162,000 | $ 29,000 |
| APPLETON, WI | 2 | $ 372,000 | $ 186,000 | $ 87,000 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 642,000 | $ 321,000 | $ 106,000 |
| BILLINGS, MT | 2 | $ 434,000 | $ 217,000 | $ 64,000 |
| BINGHAMTON, NY | 2 | $ 391,000 | $ 195,000 | $ 49,000 |
| BROWNSVILLE-HARLINGEN, TX | 2 | $ 361,000 | $ 180,000 | $ 0 |
| COEUR D'ALENE, ID | 2 | $ 632,000 | $ 316,000 | $ 99,000 |
| DANVILLE, IL | 2 | $ 190,000 | $ 95,000 | $ 60,000 |
| DECATUR, AL | 2 | $ 403,000 | $ 201,000 | $ 46,000 |
| FARMINGTON, NM | 2 | $ 436,000 | $ 218,000 | $ 29,000 |
| FORT SMITH, AR-OK | 2 | $ 442,000 | $ 221,000 | $ 79,000 |
| GAINESVILLE, FL | 2 | $ 470,000 | $ 235,000 | $ 55,000 |
| GOLDSBORO, NC | 2 | $ 398,000 | $ 199,000 | $ 54,000 |
| GREAT FALLS, MT | 2 | $ 402,000 | $ 201,000 | $ 73,000 |
| GREENVILLE, NC | 2 | $ 671,000 | $ 335,000 | $ 75,000 |
| JONESBORO, AR | 2 | $ 274,000 | $ 137,000 | $ 19,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 379,000 | $ 189,000 | $ 69,000 |
| LEBANON, PA | 2 | $ 481,000 | $ 240,000 | $ 111,000 |
| LYNCHBURG, VA | 2 | $ 368,000 | $ 184,000 | $ 66,000 |
| MOBILE, AL | 2 | $ 403,000 | $ 201,000 | $ 35,000 |
| MONROE, MI | 2 | $ 584,000 | $ 292,000 | $ 110,000 |
| MORRISTOWN, TN | 2 | $ 519,000 | $ 259,000 | $ 78,000 |
| MUNCIE, IN | 2 | $ 394,000 | $ 197,000 | $ 17,000 |
| MUSKEGON-NORTON SHORES, MI | 2 | $ 347,000 | $ 173,000 | $ 63,000 |
| NAPA, CA | 2 | $ 1,061,000 | $ 530,000 | $ 101,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 2 | $ 605,000 | $ 302,000 | $ 43,000 |
| PEORIA, IL | 2 | $ 517,000 | $ 258,000 | $ 75,000 |
| ROANOKE, VA | 2 | $ 461,000 | $ 230,000 | $ 133,000 |
| ROCHESTER, MN | 2 | $ 490,000 | $ 245,000 | $ 80,000 |
| ROCKFORD, IL | 2 | $ 443,000 | $ 221,000 | $ 37,000 |
| SAN ANGELO, TX | 2 | $ 403,000 | $ 201,000 | $ 96,000 |
| SPRINGFIELD, IL | 2 | $ 404,000 | $ 202,000 | $ 59,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 2 | $ 436,000 | $ 218,000 | $ 46,000 |
| WACO, TX | 2 | $ 438,000 | $ 219,000 | $ 85,000 |
| WENATCHEE-EAST WENATCHEE, WA | 2 | $ 546,000 | $ 273,000 | $ 71,000 |
| WICHITA FALLS, TX | 2 | $ 265,000 | $ 132,000 | $ 29,000 |
| YUMA, AZ | 2 | $ 366,000 | $ 183,000 | $ 72,000 |
| ALBANY, GA | 1 | $ 332,000 | $ 332,000 | $ 129,000 |
| ALEXANDRIA, LA | 1 | $ 282,000 | $ 282,000 | $ 180,000 |
| BATTLE CREEK, MI | 1 | $ 128,000 | $ 128,000 | $ 52,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 238,000 | $ 238,000 | $ 0 |
| BISMARCK, ND | 1 | $ 286,000 | $ 286,000 | $ 108,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 417,000 | $ 417,000 | $ 118,000 |
| BLOOMINGTON, IN | 1 | $ 196,000 | $ 196,000 | $ 0 |
| BOWLING GREEN, KY | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| BURLINGTON, NC | 1 | $ 268,000 | $ 268,000 | $ 151,000 |
| CLEVELAND, TN | 1 | $ 198,000 | $ 198,000 | $ 0 |
| DANVILLE, VA | 1 | $ 124,000 | $ 124,000 | $ 0 |
| DOTHAN, AL | 1 | $ 306,000 | $ 306,000 | $ 0 |
| DUBUQUE, IA | 1 | $ 190,000 | $ 190,000 | $ 0 |
| DULUTH, MN-WI | 1 | $ 247,000 | $ 247,000 | $ 64,000 |
| ELKHART-GOSHEN, IN | 1 | $ 131,000 | $ 131,000 | $ 0 |
| FLORENCE, SC | 1 | $ 278,000 | $ 278,000 | $ 307,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 228,000 | $ 228,000 | $ 60,000 |
| FORT WAYNE, IN | 1 | $ 168,000 | $ 168,000 | $ 0 |
| GADSDEN, AL | 1 | $ 312,000 | $ 312,000 | $ 216,000 |
| GAINESVILLE, GA | 1 | $ 120,000 | $ 120,000 | $ 0 |
| GLENS FALLS, NY | 1 | $ 225,000 | $ 225,000 | $ 157,000 |
| HATTIESBURG, MS | 1 | $ 183,000 | $ 183,000 | $ 68,000 |
| ITHACA, NY | 1 | $ 183,000 | $ 183,000 | $ 79,000 |
| JACKSON, TN | 1 | $ 120,000 | $ 120,000 | $ 48,000 |
| JEFFERSON CITY, MO | 1 | $ 231,000 | $ 231,000 | $ 79,000 |
| JOHNSTOWN, PA | 1 | $ 303,000 | $ 303,000 | $ 161,000 |
| KINGSTON, NY | 1 | $ 209,000 | $ 209,000 | $ 0 |
| KOKOMO, IN | 1 | $ 120,000 | $ 120,000 | $ 33,000 |
| LAFAYETTE, IN | 1 | $ 76,000 | $ 76,000 | $ 16,000 |
| LAKE CHARLES, LA | 1 | $ 153,000 | $ 153,000 | $ 82,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 194,000 | $ 194,000 | $ 46,000 |
| LAREDO, TX | 1 | $ 212,000 | $ 212,000 | $ 107,000 |
| LEWISTON-AUBURN, ME | 1 | $ 189,000 | $ 189,000 | $ 0 |
| LIMA, OH | 1 | $ 194,000 | $ 194,000 | $ 119,000 |
| LINCOLN, NE | 1 | $ 175,000 | $ 175,000 | $ 0 |
| LOGAN, UT-ID | 1 | $ 167,000 | $ 167,000 | $ 65,000 |
| LONGVIEW, WA | 1 | $ 286,000 | $ 286,000 | $ 107,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 188,000 | $ 188,000 | $ 62,000 |
| MANSFIELD, OH | 1 | $ 164,000 | $ 164,000 | $ 93,000 |
| MERCED, CA | 1 | $ 181,000 | $ 181,000 | $ 105,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 258,000 | $ 258,000 | $ 139,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 270,000 | $ 270,000 | $ 54,000 |
| ODESSA, TX | 1 | $ 165,000 | $ 165,000 | $ 0 |
| OWENSBORO, KY | 1 | $ 154,000 | $ 154,000 | $ 70,000 |
| PINE BLUFF, AR | 1 | $ 202,000 | $ 202,000 | $ 0 |
| PUNTA GORDA, FL | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| ROME, GA | 1 | $ 178,000 | $ 178,000 | $ 119,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 368,000 | $ 368,000 | $ 131,000 |
| SHERMAN-DENISON, TX | 1 | $ 151,000 | $ 151,000 | $ 156,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 417,000 | $ 417,000 | $ 180,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 520,000 | $ 520,000 | $ 233,000 |
| ST. CLOUD, MN | 1 | $ 514,000 | $ 514,000 | $ 0 |
| ST. JOSEPH, MO-KS | 1 | $ 52,000 | $ 52,000 | $ 33,000 |
| TALLAHASSEE, FL | 1 | $ 148,000 | $ 148,000 | $ 71,000 |
| TERRE HAUTE, IN | 1 | $ 102,000 | $ 102,000 | $ 62,000 |
| TYLER, TX | 1 | $ 304,000 | $ 304,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 170,000 | $ 170,000 | $ 97,000 |
| WAUSAU, WI | 1 | $ 213,000 | $ 213,000 | $ 0 |
| WHEELING, WV-OH | 1 | $ 152,000 | $ 152,000 | $ 0 |
| WILLIAMSPORT, PA | 1 | $ 147,000 | $ 147,000 | $ 50,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,638 | $1,650,732,000 | $292,000 | $1,661,000 | $91,000 | $2,228,000 |
| Home Purchase | 2,210 | $604,407,000 | $273,000 | $1,000,000 | $105,000 | $1,320,000 |
| Home Improvement | 153 | $39,353,000 | $257,000 | $500,000 | $118,000 | $360,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,063 | $1,423,698,000 | $281,000 | $1,116,000 | $94,000 | $1,474,000 |
| Not Provided | 1,909 | $563,917,000 | $295,000 | $910,000 | $103,000 | $2,228,000 |
| Asian | 374 | $124,409,000 | $332,000 | $800,000 | $128,000 | $477,000 |
| Hispanic | 326 | $90,260,000 | $276,000 | $727,000 | $74,000 | $409,000 |
| Black or African American | 223 | $59,607,000 | $267,000 | $1,000,000 | $68,000 | $317,000 |
| American Indian or Alaskan Native | 40 | $11,407,000 | $285,000 | $908,000 | $59,000 | $245,000 |
| Native Hawaiian or Other Pacific Islander | 34 | $9,450,000 | $277,000 | $498,000 | $77,000 | $280,000 |
| Not applicable | 32 | $11,744,000 | $367,000 | $1,661,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,726 | $1,120,003,000 | $300,000 | $1,661,000 | $143,000 | $2,228,000 |
| VA-guaranteed (Veterans Administration) | 3,155 | $891,314,000 | $282,000 | $1,116,000 | $43,000 | $969,000 |
| FHA-insured (Federal Housing Administration) | 1,023 | $266,499,000 | $260,000 | $746,000 | $85,000 | $929,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 97 | $16,676,000 | $171,000 | $340,000 | $54,000 | $173,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,704 | $1,928,193,000 | $287,000 | $1,661,000 | $94,000 | $2,228,000 |
| Application Denied By Financial Institution | 696 | $190,834,000 | $274,000 | $845,000 | $98,000 | $925,000 |
| Application Approved But Not Accepted | 516 | $150,464,000 | $291,000 | $910,000 | $106,000 | $796,000 |
| Application Withdrawn By Applicant | 85 | $25,001,000 | $294,000 | $800,000 | $103,000 | $396,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 441 | $126,784,000 | $287,000 | $832,000 | $112,000 | $925,000 |
| Debt-To-Income Ratio | 102 | $27,608,000 | $270,000 | $845,000 | $62,000 | $253,000 |
| Credit History | 65 | $14,012,000 | $215,000 | $517,000 | $70,000 | $267,000 |
| Employment History | 38 | $9,632,000 | $253,000 | $582,000 | $90,000 | $265,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $5,096,000 | $221,000 | $617,000 | $75,000 | $285,000 |
| Other | 16 | $4,276,000 | $267,000 | $417,000 | $119,000 | $300,000 |
| Mortgage Insurance Denied | 6 | $2,082,000 | $347,000 | $611,000 | $103,000 | $182,000 |
| Unverifiable Information | 5 | $1,344,000 | $268,000 | $404,000 | $48,000 | $99,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into National Bank Of Kansas City's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess National Bank Of Kansas City's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.