National Bank of Kansas City Mortgage Lending & HMDA Data, 2010

In 2010, National Bank of Kansas City of Overland Park, KS reported 8,001 mortgage applications totaling $2.3 billion, up 9% from 2009. The average application was for $286,775, and applicants reported an average income of $95,383. 84% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Kansas City, MO-KS (531), Washington-Arlington-Alexandria, DC-VA-MD-WV (297) and Los Angeles-Long Beach-Glendale, CA (232) (applications in parentheses).

Mortgage Company & Address National Bank of Kansas City
10700 Nall Avenue
Overland Park, KS 66211
Tel #: available with data download
Federal Regulator * available with data download
Years 2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 8,001
Total Mortgage Loan Application Amount $2,294,492,000
Average Mortgage Loan Application Amount $286,775
Highest Mortgage Loan Application Amount $1,661,000
Average Applicant Income $95,383
Highest Applicant Income $2,228,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records National Bank of Kansas City filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for National Bank of Kansas City by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Johnson, Kansas 289 $ 64,572,000 $ 223,432 $ 108,000
Los Angeles, California 232 $ 91,722,000 $ 395,353 $ 136,000
San Diego, California 191 $ 74,330,000 $ 389,162 $ 104,000
Middlesex, Massachusetts 123 $ 40,956,000 $ 332,975 $ 138,000
Orange, California 115 $ 50,485,000 $ 439,000 $ 128,000
Cook, Illinois 109 $ 30,008,000 $ 275,302 $ 129,000
Jackson, Missouri 100 $ 22,552,000 $ 225,520 $ 76,000
Clark, Nevada 96 $ 24,169,000 $ 251,760 $ 89,000
Maricopa, Arizona 83 $ 22,640,000 $ 272,771 $ 114,000
Fairfax, Virginia 76 $ 32,148,000 $ 423,000 $ 136,000
El Paso, Colorado 73 $ 19,266,000 $ 263,917 $ 51,000
Santa Clara, California 70 $ 32,213,000 $ 460,185 $ 154,000
King, Washington 62 $ 21,717,000 $ 350,274 $ 117,000
Bergen, New Jersey 61 $ 23,502,000 $ 385,278 $ 142,000
Clay, Missouri 57 $ 9,916,000 $ 173,964 $ 74,000
Riverside, California 55 $ 16,385,000 $ 297,909 $ 75,000
Harris, Texas 55 $ 13,343,000 $ 242,600 $ 119,000
Wake, North Carolina 53 $ 14,974,000 $ 282,528 $ 106,000
Alameda, California 52 $ 24,634,000 $ 473,730 $ 170,000
Montgomery, Maryland 51 $ 19,731,000 $ 386,882 $ 146,000
Contra Costa, California 50 $ 21,664,000 $ 433,280 $ 168,000
Jefferson, Colorado 50 $ 14,478,000 $ 289,560 $ 93,000
Loudoun, Virginia 50 $ 21,026,000 $ 420,520 $ 125,000
Ventura, California 48 $ 19,802,000 $ 412,541 $ 98,000
Arapahoe, Colorado 47 $ 12,812,000 $ 272,595 $ 81,000
Honolulu, Hawaii 47 $ 22,832,000 $ 485,787 $ 51,000
San Bernardino, California 45 $ 12,168,000 $ 270,400 $ 103,000
Essex, Massachusetts 43 $ 13,781,000 $ 320,488 $ 88,000
Bexar, Texas 42 $ 10,985,000 $ 261,547 $ 57,000
Douglas, Colorado 40 $ 13,419,000 $ 335,475 $ 102,000
Norfolk, Massachusetts 40 $ 14,332,000 $ 358,300 $ 135,000
Pima, Arizona 39 $ 10,835,000 $ 277,820 $ 79,000
Sacramento, California 38 $ 11,104,000 $ 292,210 $ 83,000
Suffolk, New York 38 $ 12,735,000 $ 335,131 $ 108,000
Tarrant, Texas 38 $ 8,698,000 $ 228,894 $ 86,000
Denver, Colorado 36 $ 10,890,000 $ 302,500 $ 109,000
Denton, Texas 36 $ 9,388,000 $ 260,777 $ 81,000
DuPage, Illinois 35 $ 10,235,000 $ 292,428 $ 173,000
Anchorage, Alaska 34 $ 11,425,000 $ 336,029 $ 66,000
Montgomery, Pennsylvania 34 $ 10,170,000 $ 299,117 $ 128,000
Pierce, Washington 34 $ 11,340,000 $ 333,529 $ 59,000
Middlesex, New Jersey 33 $ 10,673,000 $ 323,424 $ 124,000
Boulder, Colorado 32 $ 8,949,000 $ 279,656 $ 108,000
Morris, New Jersey 32 $ 11,506,000 $ 359,562 $ 141,000
Prince William, Virginia 32 $ 12,432,000 $ 388,500 $ 64,000
Harnett, North Carolina 31 $ 7,192,000 $ 232,000 $ 49,000
Travis, Texas 31 $ 8,911,000 $ 287,451 $ 93,000
Chester, Pennsylvania 30 $ 8,612,000 $ 287,066 $ 127,000
Dallas, Texas 30 $ 8,249,000 $ 274,966 $ 121,000
District of Columbia, District Of Columbia 29 $ 11,825,000 $ 407,758 $ 111,000
Bossier, Louisiana 29 $ 6,474,000 $ 223,241 $ 44,000
Worcester, Massachusetts 29 $ 8,622,000 $ 297,310 $ 130,000
Fairfield, Connecticut 28 $ 10,571,000 $ 377,535 $ 191,000
Anne Arundel, Maryland 28 $ 11,066,000 $ 395,214 $ 84,000
Howard, Maryland 28 $ 11,088,000 $ 396,000 $ 139,000
Bernalillo, New Mexico 28 $ 8,404,000 $ 300,142 $ 62,000
Cumberland, North Carolina 28 $ 6,315,000 $ 225,535 $ 50,000
Collin, Texas 28 $ 6,219,000 $ 222,107 $ 65,000
Larimer, Colorado 27 $ 6,868,000 $ 254,370 $ 61,000
Mecklenburg, North Carolina 27 $ 7,128,000 $ 264,000 $ 92,000
Clackamas, Oregon 27 $ 8,053,000 $ 298,259 $ 92,000
Camden, Georgia 26 $ 4,896,000 $ 188,307 $ 51,000
Platte, Missouri 26 $ 6,010,000 $ 231,153 $ 66,000
Washington, Oregon 26 $ 7,290,000 $ 280,384 $ 74,000
Bucks, Pennsylvania 26 $ 7,967,000 $ 306,423 $ 117,000
San Mateo, California 25 $ 13,223,000 $ 528,920 $ 203,000
Essex, New Jersey 25 $ 9,692,000 $ 387,680 $ 160,000
Prince George's, Maryland 24 $ 9,359,000 $ 389,958 $ 88,000
Bell, Texas 24 $ 4,466,000 $ 186,083 $ 22,000
Madison, Alabama 23 $ 5,365,000 $ 233,260 $ 64,000
Adams, Colorado 23 $ 4,946,000 $ 215,043 $ 64,000
Kane, Illinois 23 $ 6,298,000 $ 273,826 $ 75,000
Burlington, New Jersey 23 $ 5,780,000 $ 251,304 $ 85,000
Placer, California 22 $ 8,076,000 $ 367,090 $ 144,000
Broward, Florida 22 $ 5,977,000 $ 271,681 $ 104,000
Cass, Missouri 22 $ 4,546,000 $ 206,636 $ 85,000
Somerset, New Jersey 22 $ 8,635,000 $ 392,500 $ 134,000
Snohomish, Washington 22 $ 7,863,000 $ 357,409 $ 67,000
Thurston, Washington 22 $ 5,980,000 $ 271,818 $ 38,000
Hillsborough, Florida 21 $ 5,476,000 $ 260,761 $ 93,000
Rockingham, New Hampshire 21 $ 5,693,000 $ 271,095 $ 95,000
Onslow, North Carolina 21 $ 4,556,000 $ 216,952 $ 39,000
Salt Lake, Utah 21 $ 5,785,000 $ 275,476 $ 72,000
San Francisco, California 20 $ 8,351,000 $ 417,550 $ 151,000
New Castle, Delaware 20 $ 5,437,000 $ 271,850 $ 109,000
Palm Beach, Florida 20 $ 5,289,000 $ 264,450 $ 113,000
Fulton, Georgia 20 $ 6,204,000 $ 310,200 $ 109,000
Lake, Illinois 20 $ 5,207,000 $ 260,350 $ 102,000
Will, Illinois 20 $ 4,399,000 $ 219,950 $ 77,000
Sedgwick, Kansas 20 $ 4,113,000 $ 205,650 $ 58,000
Jefferson, Kentucky 20 $ 4,811,000 $ 240,550 $ 100,000
Hennepin, Minnesota 20 $ 6,515,000 $ 325,750 $ 96,000
Washoe, Nevada 20 $ 6,805,000 $ 340,250 $ 120,000
Hillsborough, New Hampshire 20 $ 5,607,000 $ 280,350 $ 110,000
Hudson, New Jersey 20 $ 6,439,000 $ 321,950 $ 138,000
Monmouth, New Jersey 20 $ 6,862,000 $ 343,100 $ 139,000
Nassau, New York 20 $ 6,591,000 $ 329,550 $ 143,000
Williamson, Texas 20 $ 4,146,000 $ 207,300 $ 50,000
Solano, California 19 $ 6,640,000 $ 349,473 $ 39,000
Cobb, Georgia 19 $ 5,605,000 $ 295,000 $ 101,000
Douglas, Kansas 19 $ 3,706,000 $ 195,052 $ 92,000
Union, New Jersey 19 $ 6,064,000 $ 319,157 $ 108,000
Orange, New York 19 $ 5,806,000 $ 305,578 $ 71,000
Delaware, Pennsylvania 19 $ 5,210,000 $ 274,210 $ 132,000
Klamath, Oregon 18 $ 4,643,000 $ 257,944 $ 55,000
Fort Bend, Texas 18 $ 5,469,000 $ 303,833 $ 184,000
Orange, Florida 17 $ 4,109,000 $ 241,705 $ 96,000
Gwinnett, Georgia 17 $ 3,837,000 $ 225,705 $ 97,000
Ada, Idaho 17 $ 4,649,000 $ 273,470 $ 68,000
Baltimore, Maryland 17 $ 6,231,000 $ 366,529 $ 74,000
Plymouth, Massachusetts 17 $ 4,408,000 $ 259,294 $ 92,000
Multnomah, Oregon 17 $ 5,517,000 $ 324,529 $ 126,000
Beaufort, South Carolina 17 $ 5,358,000 $ 315,176 $ 105,000
Clark, Washington 17 $ 4,381,000 $ 257,705 $ 71,000
Pulaski, Arkansas 16 $ 3,500,000 $ 218,750 $ 100,000
Hartford, Connecticut 16 $ 4,838,000 $ 302,375 $ 121,000
Lee, Florida 16 $ 4,803,000 $ 300,187 $ 102,000
Barnstable, Massachusetts 16 $ 4,321,000 $ 270,062 $ 99,000
Bristol, Massachusetts 16 $ 4,631,000 $ 289,437 $ 60,000
Philadelphia, Pennsylvania 16 $ 4,932,000 $ 308,250 $ 139,000
San Joaquin, California 15 $ 4,185,000 $ 279,000 $ 82,000
San Luis Obispo, California 15 $ 5,493,000 $ 366,200 $ 96,000
Sonoma, California 15 $ 4,997,000 $ 333,133 $ 119,000
Polk, Iowa 15 $ 3,023,000 $ 201,533 $ 57,000
Douglas, Nebraska 15 $ 3,876,000 $ 258,400 $ 72,000
Virginia Beach, Virginia 15 $ 4,723,000 $ 314,866 $ 51,000
Benton, Arkansas 14 $ 4,163,000 $ 297,357 $ 148,000
Jefferson, Louisiana 14 $ 3,555,000 $ 253,928 $ 132,000
Westchester, New York 14 $ 6,087,000 $ 434,785 $ 156,000
Cleveland, Oklahoma 14 $ 2,918,000 $ 208,428 $ 99,000
Oklahoma, Oklahoma 14 $ 3,428,000 $ 244,857 $ 101,000
Tulsa, Oklahoma 14 $ 2,934,000 $ 209,571 $ 90,000
Cumberland, Pennsylvania 14 $ 3,460,000 $ 247,142 $ 50,000
Davis, Utah 14 $ 4,332,000 $ 309,428 $ 45,000
Stafford, Virginia 14 $ 4,938,000 $ 352,714 $ 72,000
New Haven, Connecticut 13 $ 3,351,000 $ 257,769 $ 110,000
Kent, Delaware 13 $ 3,268,000 $ 251,384 $ 66,000
Okaloosa, Florida 13 $ 3,986,000 $ 306,615 $ 86,000
Miami, Kansas 13 $ 2,708,000 $ 208,307 $ 83,000
Charles, Maryland 13 $ 4,076,000 $ 313,538 $ 53,000
Suffolk, Massachusetts 13 $ 4,163,000 $ 320,230 $ 114,000
Oakland, Michigan 13 $ 2,879,000 $ 221,461 $ 108,000
Wayne, Michigan 13 $ 3,047,000 $ 234,384 $ 66,000
Carteret, North Carolina 13 $ 4,181,000 $ 321,615 $ 83,000
Moore, North Carolina 13 $ 3,208,000 $ 246,769 $ 50,000
Lane, Oregon 13 $ 3,472,000 $ 267,076 $ 101,000
Allegheny, Pennsylvania 13 $ 3,041,000 $ 233,923 $ 109,000
Lehigh, Pennsylvania 13 $ 3,096,000 $ 238,153 $ 91,000
York, Pennsylvania 13 $ 2,968,000 $ 228,307 $ 70,000
Providence, Rhode Island 13 $ 2,854,000 $ 219,538 $ 56,000
Utah, Utah 13 $ 3,306,000 $ 254,307 $ 82,000
Arlington, Virginia 13 $ 6,414,000 $ 493,384 $ 102,000
Spokane, Washington 13 $ 3,245,000 $ 249,615 $ 25,000
Dane, Wisconsin 13 $ 3,564,000 $ 274,153 $ 98,000
Cochise, Arizona 12 $ 3,101,000 $ 258,416 $ 56,000
El Dorado, California 12 $ 4,241,000 $ 353,416 $ 160,000
Kern, California 12 $ 3,178,000 $ 264,833 $ 68,000
St. Tammany, Louisiana 12 $ 3,477,000 $ 289,750 $ 247,000
Cumberland, Maine 12 $ 2,672,000 $ 222,666 $ 90,000
Hunterdon, New Jersey 12 $ 4,082,000 $ 340,166 $ 119,000
Kings, New York 12 $ 5,011,000 $ 417,583 $ 111,000
Franklin, Ohio 12 $ 2,344,000 $ 195,333 $ 56,000
Comanche, Oklahoma 12 $ 2,678,000 $ 223,166 $ 46,000
Lancaster, Pennsylvania 12 $ 3,044,000 $ 253,666 $ 85,000
Northampton, Pennsylvania 12 $ 3,147,000 $ 262,250 $ 112,000
Newport, Rhode Island 12 $ 3,870,000 $ 322,500 $ 85,000
Berkeley, South Carolina 12 $ 2,893,000 $ 241,083 $ 55,000
Dorchester, South Carolina 12 $ 2,909,000 $ 242,416 $ 54,000
Greenville, South Carolina 12 $ 2,582,000 $ 215,166 $ 71,000
York, South Carolina 12 $ 3,401,000 $ 283,416 $ 66,000
Shelby, Tennessee 12 $ 3,404,000 $ 283,666 $ 140,000
Williamson, Tennessee 12 $ 3,598,000 $ 299,833 $ 63,000
Montgomery, Texas 12 $ 3,289,000 $ 274,083 $ 129,000
Fairbanks North Star, Alaska 11 $ 2,913,000 $ 264,818 $ 104,000
Duval, Florida 11 $ 2,575,000 $ 234,090 $ 61,000
Miami-Dade, Florida 11 $ 3,025,000 $ 275,000 $ 93,000
Pasco, Florida 11 $ 2,794,000 $ 254,000 $ 60,000
Pinellas, Florida 11 $ 2,907,000 $ 264,272 $ 131,000
Chatham, Georgia 11 $ 2,392,000 $ 217,454 $ 34,000
Houston, Georgia 11 $ 2,196,000 $ 199,636 $ 49,000
Oldham, Kentucky 11 $ 3,183,000 $ 289,363 $ 145,000
Orleans, Louisiana 11 $ 3,208,000 $ 291,636 $ 138,000
Passaic, New Jersey 11 $ 3,279,000 $ 298,090 $ 96,000
Queens, New York 11 $ 3,806,000 $ 346,000 $ 97,000
Forsyth, North Carolina 11 $ 2,628,000 $ 238,909 $ 85,000
Richland, South Carolina 11 $ 2,412,000 $ 219,272 $ 24,000
Montgomery, Tennessee 11 $ 2,411,000 $ 219,181 $ 50,000
Kitsap, Washington 11 $ 3,549,000 $ 322,636 $ 66,000
Milwaukee, Wisconsin 11 $ 2,206,000 $ 200,545 $ 59,000
Waukesha, Wisconsin 11 $ 2,811,000 $ 255,545 $ 40,000
Columbia, Georgia 10 $ 2,184,000 $ 218,400 $ 55,000
Henry, Georgia 10 $ 2,458,000 $ 245,800 $ 44,000
Hamilton, Indiana 10 $ 2,611,000 $ 261,100 $ 60,000
Marion, Indiana 10 $ 1,924,000 $ 192,400 $ 39,000
Caddo, Louisiana 10 $ 2,541,000 $ 254,100 $ 47,000
York, Maine 10 $ 2,837,000 $ 283,700 $ 86,000
Mercer, New Jersey 10 $ 2,822,000 $ 282,200 $ 125,000
Ocean, New Jersey 10 $ 2,808,000 $ 280,800 $ 130,000
Guilford, North Carolina 10 $ 2,403,000 $ 240,300 $ 51,000
Chesterfield, Virginia 10 $ 2,579,000 $ 257,900 $ 40,000
Jefferson, West Virginia 10 $ 2,769,000 $ 276,900 $ 101,000
Santa Cruz, California 9 $ 4,321,000 $ 480,111 $ 158,000
Forsyth, Georgia 9 $ 2,510,000 $ 278,888 $ 105,000
St. Clair, Illinois 9 $ 1,962,000 $ 218,000 $ 76,000
Leavenworth, Kansas 9 $ 1,771,000 $ 196,777 $ 55,000
Fayette, Kentucky 9 $ 2,173,000 $ 241,444 $ 127,000
Harford, Maryland 9 $ 2,985,000 $ 331,666 $ 57,000
St. Mary's, Maryland 9 $ 3,154,000 $ 350,444 $ 83,000
Hampden, Massachusetts 9 $ 2,621,000 $ 291,222 $ 89,000
Washtenaw, Michigan 9 $ 2,407,000 $ 267,444 $ 92,000
Johnson, Missouri 9 $ 1,778,000 $ 197,555 $ 47,000
New Hanover, North Carolina 9 $ 2,692,000 $ 299,111 $ 94,000
Cuyahoga, Ohio 9 $ 2,431,000 $ 270,111 $ 93,000
Alexandria, Virginia 9 $ 5,272,000 $ 585,777 $ 161,000
Norfolk, Virginia 9 $ 2,396,000 $ 266,222 $ 75,000
Jefferson, Alabama 8 $ 1,941,000 $ 242,625 $ 69,000
Montgomery, Alabama 8 $ 1,800,000 $ 225,000 $ 27,000
Monterey, California 8 $ 3,565,000 $ 445,625 $ 76,000
Santa Barbara, California 8 $ 3,150,000 $ 393,750 $ 53,000
New London, Connecticut 8 $ 2,558,000 $ 319,750 $ 85,000
Coweta, Georgia 8 $ 2,065,000 $ 258,125 $ 113,000
DeKalb, Georgia 8 $ 2,470,000 $ 308,750 $ 139,000
Pottawattamie, Iowa 8 $ 1,607,000 $ 200,875 $ 62,000
Lafayette, Louisiana 8 $ 1,963,000 $ 245,375 $ 100,000
Calvert, Maryland 8 $ 2,943,000 $ 367,875 $ 135,000
Jackson, Mississippi 8 $ 1,806,000 $ 225,750 $ 40,000
St. Charles, Missouri 8 $ 2,677,000 $ 334,625 $ 130,000
St. Louis, Missouri 8 $ 1,645,000 $ 205,625 $ 83,000
Sarpy, Nebraska 8 $ 1,706,000 $ 213,250 $ 43,000
Dona Ana, New Mexico 8 $ 1,878,000 $ 234,750 $ 71,000
Kent, Rhode Island 8 $ 1,891,000 $ 236,375 $ 89,000
Charleston, South Carolina 8 $ 2,339,000 $ 292,375 $ 20,000
Davidson, Tennessee 8 $ 2,370,000 $ 296,250 $ 143,000
Hamilton, Tennessee 8 $ 1,676,000 $ 209,500 $ 112,000
Brazoria, Texas 8 $ 1,892,000 $ 236,500 $ 104,000
Spotsylvania, Virginia 8 $ 2,148,000 $ 268,500 $ 42,000
Berkeley, West Virginia 8 $ 1,513,000 $ 189,125 $ 49,000
Racine, Wisconsin 8 $ 1,754,000 $ 219,250 $ 43,000
Laramie, Wyoming 8 $ 2,081,000 $ 260,125 $ 78,000
Matanuska-Susitna, Alaska 7 $ 1,848,000 $ 264,000 $ 63,000
Washington, Arkansas 7 $ 1,630,000 $ 232,857 $ 58,000
Marin, California 7 $ 2,989,000 $ 427,000 $ 176,000
Nevada, California 7 $ 1,886,000 $ 269,428 $ 115,000
Shasta, California 7 $ 1,335,000 $ 190,714 $ 76,000
Santa Rosa, Florida 7 $ 1,810,000 $ 258,571 $ 84,000
Cherokee, Georgia 7 $ 1,850,000 $ 264,285 $ 82,000
Lowndes, Georgia 7 $ 1,380,000 $ 197,142 $ 33,000
Porter, Indiana 7 $ 1,686,000 $ 240,857 $ 77,000
Shawnee, Kansas 7 $ 1,498,000 $ 214,000 $ 78,000
Wyandotte, Kansas 7 $ 925,000 $ 132,142 $ 50,000
Ascension, Louisiana 7 $ 1,727,000 $ 246,714 $ 115,000
East Baton Rouge, Louisiana 7 $ 1,915,000 $ 273,571 $ 145,000
Livingston, Louisiana 7 $ 1,342,000 $ 191,714 $ 67,000
Baltimore City, Maryland 7 $ 1,803,000 $ 257,571 $ 80,000
Carroll, Maryland 7 $ 2,361,000 $ 337,285 $ 113,000
Hampshire, Massachusetts 7 $ 1,628,000 $ 232,571 $ 100,000
Elko, Nevada 7 $ 1,675,000 $ 239,285 $ 63,000
Grafton, New Hampshire 7 $ 2,115,000 $ 302,142 $ 119,000
Gloucester, New Jersey 7 $ 2,016,000 $ 288,000 $ 30,000
Warren, New Jersey 7 $ 1,615,000 $ 230,714 $ 78,000
Cabarrus, North Carolina 7 $ 1,844,000 $ 263,428 $ 81,000
Hoke, North Carolina 7 $ 1,243,000 $ 177,571 $ 18,000
Johnston, North Carolina 7 $ 1,573,000 $ 224,714 $ 21,000
Pasquotank, North Carolina 7 $ 1,204,000 $ 172,000 $ 32,000
Jackson, Oregon 7 $ 2,366,000 $ 338,000 $ 107,000
Franklin, Pennsylvania 7 $ 1,491,000 $ 213,000 $ 0
Lackawanna, Pennsylvania 7 $ 1,503,000 $ 214,714 $ 72,000
Luzerne, Pennsylvania 7 $ 2,179,000 $ 311,285 $ 107,000
Washington, Rhode Island 7 $ 2,306,000 $ 329,428 $ 116,000
Horry, South Carolina 7 $ 1,081,000 $ 154,428 $ 106,000
Knox, Tennessee 7 $ 1,749,000 $ 249,857 $ 123,000
El Paso, Texas 7 $ 1,330,000 $ 190,000 $ 64,000
Albemarle, Virginia 7 $ 2,372,000 $ 338,857 $ 82,000
Chesapeake, Virginia 7 $ 2,080,000 $ 297,142 $ 69,000
Kenosha, Wisconsin 7 $ 1,388,000 $ 198,285 $ 17,000
Coconino, Arizona 6 $ 1,860,000 $ 310,000 $ 79,000
Butte, California 6 $ 1,557,000 $ 259,500 $ 35,000
Fresno, California 6 $ 1,434,000 $ 239,000 $ 85,000
Kings, California 6 $ 1,655,000 $ 275,833 $ 64,000
Middlesex, Connecticut 6 $ 2,155,000 $ 359,166 $ 31,000
Collier, Florida 6 $ 1,513,000 $ 252,166 $ 216,000
Volusia, Florida 6 $ 1,230,000 $ 205,000 $ 28,000
Fayette, Georgia 6 $ 1,967,000 $ 327,833 $ 55,000
Glynn, Georgia 6 $ 1,596,000 $ 266,000 $ 18,000
Hawaii, Hawaii 6 $ 2,282,000 $ 380,333 $ 97,000
Elmore, Idaho 6 $ 1,568,000 $ 261,333 $ 32,000
Madison, Illinois 6 $ 1,409,000 $ 234,833 $ 67,000
McLean, Illinois 6 $ 1,327,000 $ 221,166 $ 26,000
Dickinson, Kansas 6 $ 680,000 $ 113,333 $ 40,000
Boone, Kentucky 6 $ 1,202,000 $ 200,333 $ 130,000
Hardin, Kentucky 6 $ 1,441,000 $ 240,166 $ 38,000
Terrebonne, Louisiana 6 $ 1,215,000 $ 202,500 $ 75,000
Macomb, Michigan 6 $ 1,521,000 $ 253,500 $ 87,000
DeSoto, Mississippi 6 $ 1,781,000 $ 296,833 $ 15,000
Madison, Mississippi 6 $ 1,612,000 $ 268,666 $ 68,000
Pulaski, Missouri 6 $ 1,035,000 $ 172,500 $ 22,000
Camden, New Jersey 6 $ 1,311,000 $ 218,500 $ 61,000
Otero, New Mexico 6 $ 1,373,000 $ 228,833 $ 61,000
Sandoval, New Mexico 6 $ 1,439,000 $ 239,833 $ 51,000
Jefferson, New York 6 $ 1,175,000 $ 195,833 $ 72,000
Durham, North Carolina 6 $ 1,094,000 $ 182,333 $ 108,000
Medina, Ohio 6 $ 1,298,000 $ 216,333 $ 54,000
Montgomery, Ohio 6 $ 935,000 $ 155,833 $ 79,000
Deschutes, Oregon 6 $ 1,525,000 $ 254,166 $ 69,000
Dauphin, Pennsylvania 6 $ 1,380,000 $ 230,000 $ 76,000
Westmoreland, Pennsylvania 6 $ 1,145,000 $ 190,833 $ 57,000
Lexington, South Carolina 6 $ 1,405,000 $ 234,166 $ 52,000
Galveston, Texas 6 $ 1,547,000 $ 257,833 $ 65,000
Nueces, Texas 6 $ 1,573,000 $ 262,166 $ 125,000
Rockwall, Texas 6 $ 1,480,000 $ 246,666 $ 72,000
Taylor, Texas 6 $ 1,119,000 $ 186,500 $ 32,000
Weber, Utah 6 $ 1,586,000 $ 264,333 $ 45,000
Rutland, Vermont 6 $ 1,715,000 $ 285,833 $ 83,000
Hampton, Virginia 6 $ 1,766,000 $ 294,333 $ 80,000
Benton, Washington 6 $ 1,419,000 $ 236,500 $ 47,000
Yakima, Washington 6 $ 1,436,000 $ 239,333 $ 69,000
Washington, Wisconsin 6 $ 1,536,000 $ 256,000 $ 61,000
Lee, Alabama 5 $ 1,130,000 $ 226,000 $ 66,000
Shelby, Alabama 5 $ 1,565,000 $ 313,000 $ 160,000
Tuscaloosa, Alabama 5 $ 1,759,000 $ 351,800 $ 92,000
Pinal, Arizona 5 $ 907,000 $ 181,400 $ 65,000
Stanislaus, California 5 $ 1,297,000 $ 259,400 $ 0
Tulare, California 5 $ 1,456,000 $ 291,200 $ 92,000
Broomfield, Colorado 5 $ 1,524,000 $ 304,800 $ 267,000
Weld, Colorado 5 $ 1,584,000 $ 316,800 $ 96,000
Sussex, Delaware 5 $ 1,408,000 $ 281,600 $ 104,000
Escambia, Florida 5 $ 1,211,000 $ 242,200 $ 119,000
Manatee, Florida 5 $ 2,945,000 $ 589,000 $ 408,000
Polk, Florida 5 $ 585,000 $ 117,000 $ 55,000
Seminole, Florida 5 $ 1,795,000 $ 359,000 $ 98,000
Muscogee, Georgia 5 $ 1,196,000 $ 239,200 $ 82,000
Bonneville, Idaho 5 $ 1,434,000 $ 286,800 $ 112,000
McHenry, Illinois 5 $ 1,261,000 $ 252,200 $ 71,000
Rock Island, Illinois 5 $ 1,297,000 $ 259,400 $ 110,000
Dallas, Iowa 5 $ 1,389,000 $ 277,800 $ 78,000
Frederick, Maryland 5 $ 1,539,000 $ 307,800 $ 115,000
Genesee, Michigan 5 $ 633,000 $ 126,600 $ 35,000
Dakota, Minnesota 5 $ 1,177,000 $ 235,400 $ 58,000
Ramsey, Minnesota 5 $ 958,000 $ 191,600 $ 85,000
Rankin, Mississippi 5 $ 1,157,000 $ 231,400 $ 98,000
Greene, Missouri 5 $ 783,000 $ 156,600 $ 42,000
Merrimack, New Hampshire 5 $ 1,335,000 $ 267,000 $ 114,000
Strafford, New Hampshire 5 $ 1,543,000 $ 308,600 $ 88,000
Cape May, New Jersey 5 $ 1,595,000 $ 319,000 $ 126,000
Sussex, New Jersey 5 $ 1,512,000 $ 302,400 $ 47,000
Dutchess, New York 5 $ 1,476,000 $ 295,200 $ 110,000
Butler, Ohio 5 $ 915,000 $ 183,000 $ 116,000
Hamilton, Ohio 5 $ 1,585,000 $ 317,000 $ 92,000
Canadian, Oklahoma 5 $ 947,000 $ 189,400 $ 22,000
Garfield, Oklahoma 5 $ 816,000 $ 163,200 $ 48,000
Marion, Oregon 5 $ 994,000 $ 198,800 $ 17,000
Wasco, Oregon 5 $ 949,000 $ 189,800 $ 102,000
Columbia, Pennsylvania 5 $ 852,000 $ 170,400 $ 60,000
Washington, Pennsylvania 5 $ 1,180,000 $ 236,000 $ 107,000
Bristol, Rhode Island 5 $ 1,530,000 $ 306,000 $ 91,000
Spartanburg, South Carolina 5 $ 882,000 $ 176,400 $ 66,000
Coryell, Texas 5 $ 795,000 $ 159,000 $ 0
Johnson, Texas 5 $ 996,000 $ 199,200 $ 0
Parker, Texas 5 $ 1,367,000 $ 273,400 $ 119,000
Wilson, Texas 5 $ 1,337,000 $ 267,400 $ 84,000
Chittenden, Vermont 5 $ 1,367,000 $ 273,400 $ 41,000
Franklin, Vermont 5 $ 1,252,000 $ 250,400 $ 80,000
Newport News, Virginia 5 $ 1,138,000 $ 227,600 $ 53,000
Suffolk, Virginia 5 $ 1,473,000 $ 294,600 $ 30,000
Cabell, West Virginia 5 $ 982,000 $ 196,400 $ 34,000
Calhoun, Alabama 4 $ 677,000 $ 169,250 $ 36,000
Limestone, Alabama 4 $ 908,000 $ 227,000 $ 75,000
Yavapai, Arizona 4 $ 897,000 $ 224,250 $ 143,000
Faulkner, Arkansas 4 $ 1,032,000 $ 258,000 $ 53,000
Garland, Arkansas 4 $ 879,000 $ 219,750 $ 86,000
Greene, Arkansas 4 $ 681,000 $ 170,250 $ 54,000
Saline, Arkansas 4 $ 951,000 $ 237,750 $ 73,000
Yolo, California 4 $ 1,636,000 $ 409,000 $ 121,000
Elbert, Colorado 4 $ 1,133,000 $ 283,250 $ 86,000
Garfield, Colorado 4 $ 1,164,000 $ 291,000 $ 165,000
Grand, Colorado 4 $ 1,066,000 $ 266,500 $ 163,000
Park, Colorado 4 $ 1,213,000 $ 303,250 $ 23,000
Brevard, Florida 4 $ 1,587,000 $ 396,750 $ 77,000
Marion, Florida 4 $ 970,000 $ 242,500 $ 81,000
Bryan, Georgia 4 $ 1,157,000 $ 289,250 $ 69,000
Paulding, Georgia 4 $ 737,000 $ 184,250 $ 0
Canyon, Idaho 4 $ 903,000 $ 225,750 $ 38,000
Union, Illinois 4 $ 947,000 $ 236,750 $ 73,000
Butler, Kansas 4 $ 921,000 $ 230,250 $ 38,000
Penobscot, Maine 4 $ 621,000 $ 155,250 $ 64,000
Ingham, Michigan 4 $ 532,000 $ 133,000 $ 68,000
Kent, Michigan 4 $ 864,000 $ 216,000 $ 121,000
Ottawa, Michigan 4 $ 685,000 $ 171,250 $ 102,000
Boone, Missouri 4 $ 1,168,000 $ 292,000 $ 50,000
Pettis, Missouri 4 $ 692,000 $ 173,000 $ 62,000
Ray, Missouri 4 $ 430,000 $ 107,500 $ 72,000
Stone, Missouri 4 $ 1,335,000 $ 333,750 $ 257,000
Gallatin, Montana 4 $ 1,143,000 $ 285,750 $ 87,000
Carson City, Nevada 4 $ 1,321,000 $ 330,250 $ 142,000
Atlantic, New Jersey 4 $ 1,152,000 $ 288,000 $ 152,000
Santa Fe, New Mexico 4 $ 1,531,000 $ 382,750 $ 65,000
Monroe, New York 4 $ 751,000 $ 187,750 $ 104,000
Putnam, New York 4 $ 1,438,000 $ 359,500 $ 153,000
Buncombe, North Carolina 4 $ 1,169,000 $ 292,250 $ 110,000
Clay, North Carolina 4 $ 1,110,000 $ 277,500 $ 43,000
Nash, North Carolina 4 $ 802,000 $ 200,500 $ 25,000
Orange, North Carolina 4 $ 1,150,000 $ 287,500 $ 109,000
Pender, North Carolina 4 $ 967,000 $ 241,750 $ 92,000
Lorain, Ohio 4 $ 819,000 $ 204,750 $ 60,000
Warren, Ohio 4 $ 788,000 $ 197,000 $ 111,000
Creek, Oklahoma 4 $ 624,000 $ 156,000 $ 54,000
Adams, Pennsylvania 4 $ 937,000 $ 234,250 $ 66,000
Berks, Pennsylvania 4 $ 1,075,000 $ 268,750 $ 113,000
Anderson, South Carolina 4 $ 739,000 $ 184,750 $ 22,000
Sumter, South Carolina 4 $ 836,000 $ 209,000 $ 30,000
Pennington, South Dakota 4 $ 750,000 $ 187,500 $ 45,000
Rutherford, Tennessee 4 $ 908,000 $ 227,000 $ 23,000
Sumner, Tennessee 4 $ 738,000 $ 184,500 $ 39,000
Guadalupe, Texas 4 $ 807,000 $ 201,750 $ 14,000
Hidalgo, Texas 4 $ 616,000 $ 154,000 $ 78,000
Kendall, Texas 4 $ 1,052,000 $ 263,000 $ 94,000
Windham, Vermont 4 $ 868,000 $ 217,000 $ 175,000
Hanover, Virginia 4 $ 1,070,000 $ 267,500 $ 123,000
Island, Washington 4 $ 966,000 $ 241,500 $ 87,000
Putnam, West Virginia 4 $ 730,000 $ 182,500 $ 76,000
Fremont, Wyoming 4 $ 1,248,000 $ 312,000 $ 54,000
Natrona, Wyoming 4 $ 1,045,000 $ 261,250 $ 43,000
Autauga, Alabama 3 $ 799,000 $ 266,333 $ 102,000
Coffee, Alabama 3 $ 499,000 $ 166,333 $ 42,000
Russell, Alabama 3 $ 346,000 $ 115,333 $ 38,000
Juneau, Alaska 3 $ 873,000 $ 291,000 $ 62,000
Montgomery, Arkansas 3 $ 638,000 $ 212,666 $ 39,000
Imperial, California 3 $ 494,000 $ 164,666 $ 53,000
Madera, California 3 $ 936,000 $ 312,000 $ 80,000
Gilpin, Colorado 3 $ 745,000 $ 248,333 $ 116,000
La Plata, Colorado 3 $ 1,011,000 $ 337,000 $ 134,000
Pueblo, Colorado 3 $ 708,000 $ 236,000 $ 141,000
Summit, Colorado 3 $ 820,000 $ 273,333 $ 100,000
Teller, Colorado 3 $ 922,000 $ 307,333 $ 38,000
Litchfield, Connecticut 3 $ 1,000,000 $ 333,333 $ 113,000
Clay, Florida 3 $ 756,000 $ 252,000 $ 84,000
Lake, Florida 3 $ 888,000 $ 296,000 $ 49,000
Osceola, Florida 3 $ 474,000 $ 158,000 $ 107,000
Sarasota, Florida 3 $ 594,000 $ 198,000 $ 101,000
St. Johns, Florida 3 $ 739,000 $ 246,333 $ 101,000
Barrow, Georgia 3 $ 657,000 $ 219,000 $ 66,000
Bibb, Georgia 3 $ 707,000 $ 235,666 $ 0
Douglas, Georgia 3 $ 970,000 $ 323,333 $ 0
Liberty, Georgia 3 $ 432,000 $ 144,000 $ 36,000
Ware, Georgia 3 $ 334,000 $ 111,333 $ 50,000
Kankakee, Illinois 3 $ 524,000 $ 174,666 $ 44,000
Kendall, Illinois 3 $ 803,000 $ 267,666 $ 197,000
Clark, Indiana 3 $ 413,000 $ 137,666 $ 45,000
Lake, Indiana 3 $ 564,000 $ 188,000 $ 75,000
Linn, Iowa 3 $ 673,000 $ 224,333 $ 22,000
Scott, Iowa 3 $ 1,118,000 $ 372,666 $ 183,000
Story, Iowa 3 $ 594,000 $ 198,000 $ 67,000
Riley, Kansas 3 $ 814,000 $ 271,333 $ 276,000
Scott, Kentucky 3 $ 1,046,000 $ 348,666 $ 102,000
Ouachita, Louisiana 3 $ 762,000 $ 254,000 $ 106,000
Plaquemines, Louisiana 3 $ 816,000 $ 272,000 $ 0
Worcester, Maryland 3 $ 1,060,000 $ 353,333 $ 347,000
Berkshire, Massachusetts 3 $ 862,000 $ 287,333 $ 182,000
Kalamazoo, Michigan 3 $ 658,000 $ 219,333 $ 113,000
Livingston, Michigan 3 $ 678,000 $ 226,000 $ 77,000
Chisago, Minnesota 3 $ 749,000 $ 249,666 $ 68,000
Wright, Minnesota 3 $ 598,000 $ 199,333 $ 80,000
Harrison, Mississippi 3 $ 443,000 $ 147,666 $ 29,000
Lauderdale, Mississippi 3 $ 633,000 $ 211,000 $ 204,000
St. Louis City, Missouri 3 $ 929,000 $ 309,666 $ 172,000
Flathead, Montana 3 $ 644,000 $ 214,666 $ 51,000
Cass, Nebraska 3 $ 480,000 $ 160,000 $ 37,000
Douglas, Nevada 3 $ 974,000 $ 324,666 $ 90,000
Lyon, Nevada 3 $ 582,000 $ 194,000 $ 15,000
Colfax, New Mexico 3 $ 1,002,000 $ 334,000 $ 81,000
Curry, New Mexico 3 $ 708,000 $ 236,000 $ 95,000
Eddy, New Mexico 3 $ 577,000 $ 192,333 $ 24,000
Albany, New York 3 $ 1,366,000 $ 455,333 $ 274,000
Erie, New York 3 $ 707,000 $ 235,666 $ 103,000
Niagara, New York 3 $ 373,000 $ 124,333 $ 67,000
Oneida, New York 3 $ 809,000 $ 269,666 $ 70,000
Onondaga, New York 3 $ 597,000 $ 199,000 $ 100,000
Richmond, New York 3 $ 1,066,000 $ 355,333 $ 63,000
Rockland, New York 3 $ 1,250,000 $ 416,666 $ 68,000
Saratoga, New York 3 $ 505,000 $ 168,333 $ 60,000
Schenectady, New York 3 $ 656,000 $ 218,666 $ 93,000
Davidson, North Carolina 3 $ 844,000 $ 281,333 $ 64,000
Gaston, North Carolina 3 $ 552,000 $ 184,000 $ 132,000
Haywood, North Carolina 3 $ 409,000 $ 136,333 $ 44,000
Iredell, North Carolina 3 $ 722,000 $ 240,666 $ 74,000
Montgomery, North Carolina 3 $ 999,000 $ 333,000 $ 171,000
Transylvania, North Carolina 3 $ 1,070,000 $ 356,666 $ 215,000
Union, North Carolina 3 $ 886,000 $ 295,333 $ 99,000
Ward, North Dakota 3 $ 505,000 $ 168,333 $ 39,000
Stark, Ohio 3 $ 535,000 $ 178,333 $ 51,000
Summit, Ohio 3 $ 591,000 $ 197,000 $ 112,000
Trumbull, Ohio 3 $ 987,000 $ 329,000 $ 378,000
Benton, Oregon 3 $ 835,000 $ 278,333 $ 158,000
Butler, Pennsylvania 3 $ 419,000 $ 139,666 $ 80,000
Carbon, Pennsylvania 3 $ 596,000 $ 198,666 $ 100,000
Centre, Pennsylvania 3 $ 685,000 $ 228,333 $ 47,000
Washington, Tennessee 3 $ 620,000 $ 206,666 $ 30,000
Wilson, Tennessee 3 $ 472,000 $ 157,333 $ 51,000
Brazos, Texas 3 $ 506,000 $ 168,666 $ 97,000
Comal, Texas 3 $ 628,000 $ 209,333 $ 92,000
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Mortgage Loan Application Detail Totals for National Bank of Kansas City in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,638 $1,650,732,000 $292,000 $1,661,000 $91,000 $2,228,000
Home Purchase 2,210 $604,407,000 $273,000 $1,000,000 $105,000 $1,320,000
Home Improvement 153 $39,353,000 $257,000 $500,000 $118,000 $360,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,063 $1,423,698,000 $281,000 $1,116,000 $94,000 $1,474,000
Not Provided 1,909 $563,917,000 $295,000 $910,000 $103,000 $2,228,000
Asian 374 $124,409,000 $332,000 $800,000 $128,000 $477,000
Hispanic 326 $90,260,000 $276,000 $727,000 $74,000 $409,000
Black or African American 223 $59,607,000 $267,000 $1,000,000 $68,000 $317,000
American Indian or Alaskan Native 40 $11,407,000 $285,000 $908,000 $59,000 $245,000
Native Hawaiian or Other Pacific Islander 34 $9,450,000 $277,000 $498,000 $77,000 $280,000
Not applicable 32 $11,744,000 $367,000 $1,661,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,726 $1,120,003,000 $300,000 $1,661,000 $143,000 $2,228,000
VA-guaranteed (Veterans Administration) 3,155 $891,314,000 $282,000 $1,116,000 $43,000 $969,000
FHA-insured (Federal Housing Administration) 1,023 $266,499,000 $260,000 $746,000 $85,000 $929,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 97 $16,676,000 $171,000 $340,000 $54,000 $173,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,704 $1,928,193,000 $287,000 $1,661,000 $94,000 $2,228,000
Application Denied By Financial Institution 696 $190,834,000 $274,000 $845,000 $98,000 $925,000
Application Approved But Not Accepted 516 $150,464,000 $291,000 $910,000 $106,000 $796,000
Application Withdrawn By Applicant 85 $25,001,000 $294,000 $800,000 $103,000 $396,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 441 $126,784,000 $287,000 $832,000 $112,000 $925,000
Debt-To-Income Ratio 102 $27,608,000 $270,000 $845,000 $62,000 $253,000
Credit History 65 $14,012,000 $215,000 $517,000 $70,000 $267,000
Employment History 38 $9,632,000 $253,000 $582,000 $90,000 $265,000
Insufficient Cash (Downpayment, Closing Cost) 23 $5,096,000 $221,000 $617,000 $75,000 $285,000
Other 16 $4,276,000 $267,000 $417,000 $119,000 $300,000
Mortgage Insurance Denied 6 $2,082,000 $347,000 $611,000 $103,000 $182,000
Unverifiable Information 5 $1,344,000 $268,000 $404,000 $48,000 $99,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into National Bank of Kansas City's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess National Bank of Kansas City's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet with aggregated HMDA statistics today.

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