Nbh Bank Mortgage Lending & HMDA Data, 2023

In 2023, Nbh Bank of Greenwood Village, CO reported 2,897 mortgage applications totaling $975.1 million, down 44% from 2022. The average application was for $336,605, and applicants reported an average income of $163,240. 62% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Kansas City, MO-KS (489), Colorado Springs, CO (390) and Denver-Aurora-Lakewood, CO (244) (applications in parentheses).

Mortgage Company & Address Nbh Bank
7800 East Orchard Road, Suite 300
Greenwood Village, CO 80011
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 2,897
Total Mortgage Loan Application Amount $975,145,000
Average Mortgage Loan Application Amount $336,605
Highest Mortgage Loan Application Amount $27,255,000
Average Applicant Income $163,240
Highest Applicant Income $7,815,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nbh Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Nbh Bank by Metropolitan Area in 2023

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 883 $ 267,145,000 $ 302,542 $ 166,695
Kansas City, MO-KS 489 $ 81,315,000 $ 166,288 $ 110,276
Colorado Springs, CO 390 $ 164,180,000 $ 420,974 $ 160,000
Denver-Aurora-Lakewood, CO 244 $ 92,200,000 $ 377,868 $ 182,000
Dallas-Plano-Irving, TX 124 $ 57,050,000 $ 460,080 $ 208,000
Lawrence, KS 103 $ 26,265,000 $ 255,000 $ 130,000
Topeka, KS 96 $ 16,040,000 $ 167,083 $ 81,000
Provo-Orem, UT 74 $ 40,240,000 $ 543,783 $ 355,000
Greeley, CO 64 $ 16,260,000 $ 254,062 $ 118,000
St. Joseph, MO-KS 51 $ 4,625,000 $ 90,686 $ 70,882
Fort Collins, CO 32 $ 12,420,000 $ 388,125 $ 209,000
Pueblo, CO 27 $ 5,905,000 $ 218,703 $ 82,000
Boise City, ID 23 $ 10,805,000 $ 469,782 $ 409,000
Salt Lake City, UT 23 $ 28,525,000 $ 1,240,217 $ 226,000
Wichita, KS 21 $ 4,075,000 $ 194,047 $ 89,000
St. George, UT 20 $ 32,850,000 $ 1,642,500 $ 651,000
Savannah, GA 18 $ 4,790,000 $ 266,111 $ 93,000
Boulder, CO 17 $ 11,165,000 $ 656,764 $ 324,000
Fort Worth-Arlington, TX 15 $ 5,595,000 $ 373,000 $ 179,000
Ogden-Clearfield, UT 11 $ 6,635,000 $ 603,181 $ 389,000
Phoenix-Mesa-Scottsdale, AZ 8 $ 2,610,000 $ 326,250 $ 85,000
Manhattan, KS 7 $ 1,355,000 $ 193,571 $ 81,000
Sherman-Denison, TX 7 $ 2,275,000 $ 325,000 $ 201,000
Atlanta-Sandy Springs-Roswell, GA 6 $ 2,620,000 $ 436,666 $ 174,000
Austin-Round Rock, TX 6 $ 2,250,000 $ 375,000 $ 557,000
Grand Junction, CO 6 $ 1,320,000 $ 220,000 $ 138,000
Houston-The Woodlands-Sugar Land, TX 5 $ 1,405,000 $ 281,000 $ 252,000
Omaha-Council Bluffs, NE-IA 4 $ 1,390,000 $ 347,500 $ 156,000
Pensacola-Ferry Pass-Brent, FL 4 $ 980,000 $ 245,000 $ 128,000
Homosassa Springs, FL 3 $ 595,000 $ 198,333 $ 121,000
Lewiston-Auburn, ME 3 $ 1,065,000 $ 355,000 $ 108,000
Lubbock, TX 3 $ 725,000 $ 241,666 $ 74,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 3 $ 755,000 $ 251,666 $ 71,333
North Port-Sarasota-Bradenton, FL 3 $ 1,025,000 $ 341,666 $ 307,000
Ocala, FL 3 $ 765,000 $ 255,000 $ 142,000
Portland-Vancouver-Hillsboro, OR-WA 3 $ 1,175,000 $ 391,666 $ 168,000
San Antonio-New Braunfels, TX 3 $ 325,000 $ 108,333 $ 65,000
Tampa-St. Petersburg-Clearwater, FL 3 $ 975,000 $ 325,000 $ 160,000
Texarkana, TX-AR 3 $ 485,000 $ 161,666 $ 75,000
Wichita Falls, TX 3 $ 395,000 $ 131,666 $ 36,000
Akron, OH 2 $ 340,000 $ 170,000 $ 157,000
Cape Coral-Fort Myers, FL 2 $ 660,000 $ 330,000 $ 185,000
Dayton-Springfield-Kettering, OH 2 $ 410,000 $ 205,000 $ 116,000
El Paso, TX 2 $ 120,000 $ 60,000 $ 65,000
Farmington, NM 2 $ 580,000 $ 290,000 $ 123,000
Florence-Muscle Shoals, AL 2 $ 510,000 $ 255,000 $ 96,000
Hilton Head Island-Bluffton-Beaufort, SC 2 $ 730,000 $ 365,000 $ 203,000
Hinesville, GA 2 $ 480,000 $ 240,000 $ 96,000
Indianapolis-Carmel-Anderson, IN 2 $ 560,000 $ 280,000 $ 121,000
Jacksonville, FL 2 $ 680,000 $ 340,000 $ 105,000
Kahului-Wailuku-Lahaina, HI 2 $ 2,220,000 $ 1,110,000 $ 306,000
Lawton, OK 2 $ 780,000 $ 390,000 $ 150,000
Lexington-Fayette, KY 2 $ 710,000 $ 355,000 $ 159,000
Little Rock-North Little Rock-Conway, AR 2 $ 460,000 $ 230,000 $ 59,000
Logan, UT-ID 2 $ 1,620,000 $ 810,000 $ 293,500
New Haven-Milford, CT 2 $ 1,510,000 $ 755,000 $ 249,000
Oklahoma City, OK 2 $ 400,000 $ 200,000 $ 73,000
St. Louis, MO-IL 2 $ 640,000 $ 320,000 $ 129,000
West Palm Beach-Boca Raton-Delray Beach, FL 2 $ 580,000 $ 290,000 $ 250,000
Albuquerque, NM 1 $ 345,000 $ 345,000 $ 97,000
Amarillo, TX 1 $ 705,000 $ 705,000 $ 341,000
Anaheim-Santa Ana-Irvine, CA 1 $ 175,000 $ 175,000 $ 89,000
Asheville, NC 1 $ 375,000 $ 375,000 $ 158,000
Augusta-Richmond County, GA-SC 1 $ 345,000 $ 345,000 $ 120,000
Battle Creek, MI 1 $ 115,000 $ 115,000 $ 46,000
Bend-Redmond, OR 1 $ 565,000 $ 565,000 $ 300,000
Billings, MT 1 $ 155,000 $ 155,000 $ 191,000
Birmingham-Hoover, AL 1 $ 205,000 $ 205,000 $ 54,000
Boston, MA 1 $ 565,000 $ 565,000 $ 215,000
Buffalo-Cheektowaga-Niagara Falls, NY 1 $ 25,000 $ 25,000 $ 62,000
Canton-Massillon, OH 1 $ 335,000 $ 335,000 $ 160,000
Cheyenne, WY 1 $ 315,000 $ 315,000 $ 67,000
Cleveland-Elyria, OH 1 $ 205,000 $ 205,000 $ 69,000
Coeur D'Alene, ID 1 $ 205,000 $ 205,000 $ 57,000
Columbus, GA-AL 1 $ 325,000 $ 325,000 $ 196,000
Columbus, OH 1 $ 85,000 $ 85,000 $ 67,000
Dothan, AL 1 $ 805,000 $ 805,000 $ 154,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 1 $ 255,000 $ 255,000 $ 75,000
Gulfport-Biloxi-Pascagoula, MS 1 $ 265,000 $ 265,000 $ 116,000
Hattiesburg, MS 1 $ 295,000 $ 295,000 $ 98,000
Idaho Falls, ID 1 $ 215,000 $ 215,000 $ 55,000
Joplin, MO 1 $ 185,000 $ 185,000 $ 52,000
Lafayette, LA 1 $ 465,000 $ 465,000 $ 1,804,000
Lake Havasu City-Kingman, AZ 1 $ 215,000 $ 215,000 $ 129,000
Las Vegas-Henderson-Paradise, NV 1 $ 425,000 $ 425,000 $ 98,000
Los Angeles-Long Beach-Glendale, CA 1 $ 715,000 $ 715,000 $ 243,000
Memphis, TN-MS-AR 1 $ 175,000 $ 175,000 $ 0
Montgomery, AL 1 $ 235,000 $ 235,000 $ 207,000
Naples-Immokalee-Marco Island, FL 1 $ 1,005,000 $ 1,005,000 $ 419,000
New Orleans-Metairie, LA 1 $ 355,000 $ 355,000 $ 113,000
Oakland-Hayward-Berkeley, CA 1 $ 645,000 $ 645,000 $ 263,000
Odessa, TX 1 $ 335,000 $ 335,000 $ 164,000
Orlando-Kissimmee-Sanford, FL 1 $ 225,000 $ 225,000 $ 131,000
Portland-South Portland, ME 1 $ 685,000 $ 685,000 $ 280,000
Prescott Valley-Prescott, AZ 1 $ 785,000 $ 785,000 $ 1,618,000
Punta Gorda, FL 1 $ 445,000 $ 445,000 $ 131,000
Reno, NV 1 $ 165,000 $ 165,000 $ 190,000
Sacramento--Roseville--Arden-Arcade, CA 1 $ 4,005,000 $ 4,005,000 $ 492,000
Salem, OR 1 $ 395,000 $ 395,000 $ 76,000
Santa Fe, NM 1 $ 27,255,000 $ 27,255,000 $ 0
Seattle-Bellevue-Everett, WA 1 $ 695,000 $ 695,000 $ 200,000
Sebring, FL 1 $ 375,000 $ 375,000 $ 120,000
Spartanburg, SC 1 $ 105,000 $ 105,000 $ 25,000
Spokane-Spokane Valley, WA 1 $ 515,000 $ 515,000 $ 90,000
Tulsa, OK 1 $ 95,000 $ 95,000 $ 67,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 1 $ 1,005,000 $ 1,005,000 $ 197,000
Winston-Salem, NC 1 $ 195,000 $ 195,000 $ 51,000

Mortgage Loan Application Detail Totals for Nbh Bank in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,929 $778,435,000 $403,000 $18,005,000 $175,000 $7,815,000
Home Improvement 332 $38,410,000 $115,000 $2,005,000 $153,000 $1,845,000
Refinancing 261 $86,315,000 $330,000 $27,255,000 $160,000 $2,629,000
Other Purpose 238 $25,110,000 $105,000 $2,505,000 $98,000 $632,000
Cash-out Refinancing 137 $46,875,000 $342,000 $4,005,000 $142,000 $1,065,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,890 $586,870,000 $310,000 $4,005,000 $167,000 $7,815,000
Not Provided 558 $176,790,000 $316,000 $3,005,000 $177,000 $2,825,000
Hispanic 231 $58,245,000 $252,000 $2,155,000 $122,000 $1,804,000
Black or African American 96 $28,200,000 $293,000 $975,000 $130,000 $910,000
Asian 62 $21,150,000 $341,000 $1,025,000 $138,000 $535,000
Not applicable 30 $94,880,000 $3,162,000 $27,255,000 $0 $0
American Indian or Alaskan Native 26 $7,590,000 $291,000 $1,135,000 $149,000 $764,000
Native Hawaiian or Other Pacific Islander 3 $1,005,000 $335,000 $675,000 $151,000 $221,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,300 $781,950,000 $339,000 $27,255,000 $178,000 $7,815,000
FHA-insured (Federal Housing Administration) 324 $80,130,000 $247,000 $655,000 $84,000 $365,000
VA-guaranteed (Veterans Administration) 261 $110,895,000 $424,000 $1,325,000 $138,000 $2,521,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 12 $2,170,000 $180,000 $305,000 $67,000 $93,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,802 $626,900,000 $347,000 $27,255,000 $155,000 $2,825,000
Application Withdrawn By Applicant 624 $266,580,000 $427,000 $4,005,000 $215,000 $7,815,000
Application Denied By Financial Institution 409 $60,345,000 $147,000 $2,155,000 $103,000 $1,845,000
Application Approved But Not Accepted 40 $11,310,000 $282,000 $1,155,000 $290,000 $2,629,000
File Closed For Incompleteness 13 $6,145,000 $472,000 $1,435,000 $254,000 $853,000
Loan Purchased By The Institution 9 $3,865,000 $429,000 $975,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,488 $914,800,000 $367,000 $27,255,000 $173,000 $7,815,000
Debt-To-Income Ratio 151 $22,565,000 $149,000 $2,155,000 $68,000 $258,000
Credit History 117 $12,725,000 $108,000 $705,000 $104,000 $1,845,000
Unverifiable Information 57 $11,735,000 $205,000 $2,005,000 $142,000 $1,500,000
Collateral 57 $6,515,000 $114,000 $785,000 $149,000 $1,618,000
Other 15 $3,605,000 $240,000 $1,005,000 $136,000 $525,000
Employment History 9 $2,845,000 $316,000 $615,000 $82,000 $176,000
Insufficient Cash (Downpayment, Closing Cost) 3 $355,000 $118,000 $165,000 $91,000 $105,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nbh Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nbh Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet with aggregated HMDA statistics today.

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