Nexbank
Mortgage Loan Application
Totals and Details
for 2014
Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for Nexbank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Nexbank 2515 Mckinney Avenue, Suite 1100 Dallas, TX 75201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,285 |
| Total Mortgage Loan Application Amount | $711,859,000 |
| Average Mortgage Loan Application Amount | $352,000 |
| Highest Mortgage Loan Application Amount | $4,800,000 |
| Average Applicant Income | $133,000 |
| Highest Applicant Income | $3,480,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 251 | $ 77,647,000 | $ 309,000 | $ 133,000 |
| Collin County Texas | 195 | $ 49,147,000 | $ 252,000 | $ 115,000 |
| Travis County Texas | 190 | $ 52,583,000 | $ 276,000 | $ 144,000 |
| Denton County Texas | 178 | $ 41,207,000 | $ 231,000 | $ 119,000 |
| Harris County Texas | 167 | $ 41,033,000 | $ 245,000 | $ 130,000 |
| Tarrant County Texas | 115 | $ 22,760,000 | $ 197,000 | $ 96,000 |
| King County Washington | 111 | $ 41,494,000 | $ 373,000 | $ 127,000 |
| Los Angeles County California | 84 | $ 59,633,000 | $ 709,000 | $ 198,000 |
| Williamson County Texas | 71 | $ 13,039,000 | $ 183,000 | $ 81,000 |
| Orange County California | 47 | $ 33,046,000 | $ 703,000 | $ 133,000 |
| Montgomery County Texas | 41 | $ 11,045,000 | $ 269,000 | $ 147,000 |
| Fort Bend County Texas | 37 | $ 9,240,000 | $ 249,000 | $ 114,000 |
| Denver County Colorado | 31 | $ 8,807,000 | $ 284,000 | $ 177,000 |
| Fulton County Georgia | 31 | $ 17,517,000 | $ 565,000 | $ 314,000 |
| Gwinnett County Georgia | 30 | $ 5,250,000 | $ 175,000 | $ 75,000 |
| Snohomish County Washington | 29 | $ 8,899,000 | $ 306,000 | $ 97,000 |
| Cook County Illinois | 28 | $ 5,760,000 | $ 205,000 | $ 94,000 |
| Bexar County Texas | 25 | $ 4,688,000 | $ 187,000 | $ 76,000 |
| San Diego County California | 23 | $ 16,206,000 | $ 704,000 | $ 98,000 |
| Hays County Texas | 22 | $ 6,107,000 | $ 277,000 | $ 116,000 |
| Cobb County Georgia | 21 | $ 5,998,000 | $ 285,000 | $ 109,000 |
| Arapahoe County Colorado | 20 | $ 5,183,000 | $ 259,000 | $ 107,000 |
| Douglas County Colorado | 19 | $ 6,045,000 | $ 318,000 | $ 144,000 |
| Jefferson County Colorado | 19 | $ 5,600,000 | $ 294,000 | $ 91,000 |
| DeKalb County Georgia | 19 | $ 5,292,000 | $ 278,000 | $ 179,000 |
| Rockwall County Texas | 19 | $ 4,056,000 | $ 213,000 | $ 94,000 |
| Riverside County California | 18 | $ 8,378,000 | $ 465,000 | $ 174,000 |
| McLennan County Texas | 18 | $ 2,434,000 | $ 135,000 | $ 52,000 |
| Forsyth County Georgia | 14 | $ 4,953,000 | $ 353,000 | $ 140,000 |
| Kaufman County Texas | 12 | $ 1,725,000 | $ 143,000 | $ 56,000 |
| Webb County Texas | 12 | $ 2,151,000 | $ 179,000 | $ 75,000 |
| Santa Clara County California | 11 | $ 8,974,000 | $ 815,000 | $ 201,000 |
| Galveston County Texas | 11 | $ 3,024,000 | $ 274,000 | $ 139,000 |
| Ventura County California | 10 | $ 6,537,000 | $ 653,000 | $ 62,000 |
| Adams County Colorado | 10 | $ 2,317,000 | $ 231,000 | $ 103,000 |
| Miami-Dade County Florida | 10 | $ 2,055,000 | $ 205,000 | $ 20,000 |
| Brazoria County Texas | 10 | $ 1,632,000 | $ 163,000 | $ 74,000 |
| Parker County Texas | 9 | $ 1,979,000 | $ 219,000 | $ 111,000 |
| Alameda County California | 8 | $ 4,246,000 | $ 530,000 | $ 125,000 |
| Contra Costa County California | 8 | $ 7,513,000 | $ 939,000 | $ 149,000 |
| Larimer County Colorado | 8 | $ 1,775,000 | $ 221,000 | $ 111,000 |
| Fayette County Georgia | 8 | $ 1,750,000 | $ 218,000 | $ 107,000 |
| Pierce County Washington | 8 | $ 2,090,000 | $ 261,000 | $ 101,000 |
| San Mateo County California | 7 | $ 8,369,000 | $ 1,195,000 | $ 242,000 |
| Cherokee County Georgia | 7 | $ 1,193,000 | $ 170,000 | $ 101,000 |
| DuPage County Illinois | 7 | $ 2,196,000 | $ 313,000 | $ 42,000 |
| Mecklenburg County North Carolina | 7 | $ 3,639,000 | $ 519,000 | $ 226,000 |
| Bastrop County Texas | 7 | $ 793,000 | $ 113,000 | $ 82,000 |
| Ellis County Texas | 7 | $ 1,415,000 | $ 202,000 | $ 78,000 |
| San Bernardino County California | 6 | $ 3,650,000 | $ 608,000 | $ 120,000 |
| Douglas County Georgia | 6 | $ 1,145,000 | $ 190,000 | $ 114,000 |
| Union County North Carolina | 6 | $ 2,250,000 | $ 375,000 | $ 49,000 |
| Grayson County Texas | 6 | $ 995,000 | $ 165,000 | $ 95,000 |
| Brazos County Texas | 5 | $ 664,000 | $ 132,000 | $ 108,000 |
| Hunt County Texas | 5 | $ 889,000 | $ 177,000 | $ 91,000 |
| Sonoma County California | 4 | $ 2,641,000 | $ 660,000 | $ 93,000 |
| Elbert County Colorado | 4 | $ 1,315,000 | $ 328,000 | $ 125,000 |
| Weld County Colorado | 4 | $ 884,000 | $ 221,000 | $ 94,000 |
| Lowndes County Georgia | 4 | $ 585,000 | $ 146,000 | $ 74,000 |
| Burnet County Texas | 4 | $ 970,000 | $ 242,000 | $ 147,000 |
| Comal County Texas | 4 | $ 1,018,000 | $ 254,000 | $ 68,000 |
| Maricopa County Arizona | 3 | $ 1,960,000 | $ 653,000 | $ 111,000 |
| Marin County California | 3 | $ 2,415,000 | $ 805,000 | $ 55,000 |
| Monterey County California | 3 | $ 2,776,000 | $ 925,000 | $ 160,000 |
| San Francisco County California | 3 | $ 1,658,000 | $ 552,000 | $ 127,000 |
| Hall County Georgia | 3 | $ 967,000 | $ 322,000 | $ 116,000 |
| Paulding County Georgia | 3 | $ 413,000 | $ 137,000 | $ 64,000 |
| Middlesex County Massachusetts | 3 | $ 2,214,000 | $ 738,000 | $ 0 |
| Wake County North Carolina | 3 | $ 1,339,000 | $ 446,000 | $ 0 |
| Bandera County Texas | 3 | $ 792,000 | $ 264,000 | $ 104,000 |
| Bowie County Texas | 3 | $ 478,000 | $ 159,000 | $ 99,000 |
| Guadalupe County Texas | 3 | $ 582,000 | $ 194,000 | $ 64,000 |
| Henderson County Texas | 3 | $ 897,000 | $ 299,000 | $ 347,000 |
| Johnson County Texas | 3 | $ 577,000 | $ 192,000 | $ 85,000 |
| Nueces County Texas | 3 | $ 451,000 | $ 150,000 | $ 105,000 |
| Fairfax County Virginia | 3 | $ 2,329,000 | $ 776,000 | $ 377,000 |
| Coconino County Arizona | 2 | $ 483,000 | $ 241,000 | $ 0 |
| Benton County Arkansas | 2 | $ 422,000 | $ 211,000 | $ 104,000 |
| Sacramento County California | 2 | $ 657,000 | $ 328,000 | $ 63,000 |
| San Luis Obispo County California | 2 | $ 1,011,000 | $ 505,000 | $ 0 |
| El Paso County Colorado | 2 | $ 480,000 | $ 240,000 | $ 81,000 |
| Lake County Colorado | 2 | $ 333,000 | $ 166,000 | $ 170,000 |
| Summit County Colorado | 2 | $ 657,000 | $ 328,000 | $ 160,000 |
| Fairfield County Connecticut | 2 | $ 1,040,000 | $ 520,000 | $ 255,000 |
| Broward County Florida | 2 | $ 585,000 | $ 292,000 | $ 0 |
| Carroll County Georgia | 2 | $ 259,000 | $ 129,000 | $ 43,000 |
| Coweta County Georgia | 2 | $ 597,000 | $ 298,000 | $ 114,000 |
| Walton County Georgia | 2 | $ 284,000 | $ 142,000 | $ 49,000 |
| Honolulu County Hawaii | 2 | $ 799,000 | $ 399,000 | $ 72,000 |
| Suffolk County Massachusetts | 2 | $ 575,000 | $ 287,000 | $ 0 |
| Ocean County New Jersey | 2 | $ 385,000 | $ 192,000 | $ 103,000 |
| Angelina County Texas | 2 | $ 494,000 | $ 247,000 | $ 87,000 |
| Austin County Texas | 2 | $ 531,000 | $ 265,000 | $ 115,000 |
| Bell County Texas | 2 | $ 299,000 | $ 149,000 | $ 37,000 |
| Cooke County Texas | 2 | $ 270,000 | $ 135,000 | $ 82,000 |
| El Paso County Texas | 2 | $ 213,000 | $ 106,000 | $ 89,000 |
| Hidalgo County Texas | 2 | $ 308,000 | $ 154,000 | $ 57,000 |
| Lubbock County Texas | 2 | $ 280,000 | $ 140,000 | $ 64,000 |
| Montague County Texas | 2 | $ 211,000 | $ 105,000 | $ 53,000 |
| Taylor County Texas | 2 | $ 606,000 | $ 303,000 | $ 188,000 |
| Waller County Texas | 2 | $ 480,000 | $ 240,000 | $ 107,000 |
| Wise County Texas | 2 | $ 612,000 | $ 306,000 | $ 135,000 |
| Jefferson County Washington | 2 | $ 574,000 | $ 287,000 | $ 273,000 |
| Skagit County Washington | 2 | $ 470,000 | $ 235,000 | $ 57,000 |
| Laramie County Wyoming | 2 | $ 268,000 | $ 134,000 | $ 58,000 |
| Pima County Arizona | 1 | $ 975,000 | $ 975,000 | $ 0 |
| Pinal County Arizona | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Washington County Arkansas | 1 | $ 130,000 | $ 130,000 | $ 32,000 |
| Fresno County California | 1 | $ 347,000 | $ 347,000 | $ 103,000 |
| Kern County California | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Napa County California | 1 | $ 302,000 | $ 302,000 | $ 0 |
| Placer County California | 1 | $ 283,000 | $ 283,000 | $ 99,000 |
| Santa Barbara County California | 1 | $ 907,000 | $ 907,000 | $ 0 |
| Santa Cruz County California | 1 | $ 600,000 | $ 600,000 | $ 150,000 |
| Solano County California | 1 | $ 291,000 | $ 291,000 | $ 0 |
| Stanislaus County California | 1 | $ 696,000 | $ 696,000 | $ 0 |
| Tulare County California | 1 | $ 417,000 | $ 417,000 | $ 233,000 |
| Boulder County Colorado | 1 | $ 194,000 | $ 194,000 | $ 49,000 |
| Broomfield County Colorado | 1 | $ 381,000 | $ 381,000 | $ 124,000 |
| Delta County Colorado | 1 | $ 101,000 | $ 101,000 | $ 197,000 |
| Eagle County Colorado | 1 | $ 970,000 | $ 970,000 | $ 482,000 |
| Park County Colorado | 1 | $ 168,000 | $ 168,000 | $ 229,000 |
| District of Columbia County District Of Columbia | 1 | $ 290,000 | $ 290,000 | $ 76,000 |
| Palm Beach County Florida | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Bartow County Georgia | 1 | $ 230,000 | $ 230,000 | $ 288,000 |
| Dawson County Georgia | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Gordon County Georgia | 1 | $ 186,000 | $ 186,000 | $ 43,000 |
| Pickens County Georgia | 1 | $ 138,000 | $ 138,000 | $ 45,000 |
| Whitfield County Georgia | 1 | $ 310,000 | $ 310,000 | $ 255,000 |
| Kane County Illinois | 1 | $ 219,000 | $ 219,000 | $ 124,000 |
| Lake County Illinois | 1 | $ 144,000 | $ 144,000 | $ 39,000 |
| McHenry County Illinois | 1 | $ 180,000 | $ 180,000 | $ 75,000 |
| Marion County Indiana | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Beauregard County Louisiana | 1 | $ 167,000 | $ 167,000 | $ 63,000 |
| Kent County Maryland | 1 | $ 453,000 | $ 453,000 | $ 384,000 |
| Montgomery County Maryland | 1 | $ 1,000,000 | $ 1,000,000 | $ 513,000 |
| Barnstable County Massachusetts | 1 | $ 443,000 | $ 443,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 519,000 | $ 519,000 | $ 0 |
| Clark County Nevada | 1 | $ 469,000 | $ 469,000 | $ 540,000 |
| Burlington County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Essex County New Jersey | 1 | $ 171,000 | $ 171,000 | $ 137,000 |
| Warren County Ohio | 1 | $ 448,000 | $ 448,000 | $ 408,000 |
| Oklahoma County Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Oconee County South Carolina | 1 | $ 221,000 | $ 221,000 | $ 0 |
| York County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 64,000 |
| Williamson County Tennessee | 1 | $ 1,192,000 | $ 1,192,000 | $ 1,020,000 |
| Atascosa County Texas | 1 | $ 147,000 | $ 147,000 | $ 40,000 |
| Bosque County Texas | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Caldwell County Texas | 1 | $ 62,000 | $ 62,000 | $ 160,000 |
| Calhoun County Texas | 1 | $ 336,000 | $ 336,000 | $ 240,000 |
| Cameron County Texas | 1 | $ 82,000 | $ 82,000 | $ 66,000 |
| Coryell County Texas | 1 | $ 306,000 | $ 306,000 | $ 79,000 |
| Falls County Texas | 1 | $ 109,000 | $ 109,000 | $ 87,000 |
| Franklin County Texas | 1 | $ 365,000 | $ 365,000 | $ 133,000 |
| Harrison County Texas | 1 | $ 119,000 | $ 119,000 | $ 36,000 |
| Hartley County Texas | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Hopkins County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Jefferson County Texas | 1 | $ 86,000 | $ 86,000 | $ 65,000 |
| Kerr County Texas | 1 | $ 110,000 | $ 110,000 | $ 41,000 |
| Medina County Texas | 1 | $ 149,000 | $ 149,000 | $ 71,000 |
| Midland County Texas | 1 | $ 580,000 | $ 580,000 | $ 0 |
| Navarro County Texas | 1 | $ 138,000 | $ 138,000 | $ 56,000 |
| Orange County Texas | 1 | $ 258,000 | $ 258,000 | $ 71,000 |
| Palo Pinto County Texas | 1 | $ 80,000 | $ 80,000 | $ 68,000 |
| Presidio County Texas | 1 | $ 167,000 | $ 167,000 | $ 66,000 |
| San Augustine County Texas | 1 | $ 129,000 | $ 129,000 | $ 145,000 |
| Smith County Texas | 1 | $ 172,000 | $ 172,000 | $ 54,000 |
| Somervell County Texas | 1 | $ 209,000 | $ 209,000 | $ 52,000 |
| Titus County Texas | 1 | $ 176,000 | $ 176,000 | $ 62,000 |
| Van Zandt County Texas | 1 | $ 117,000 | $ 117,000 | $ 60,000 |
| Victoria County Texas | 1 | $ 161,000 | $ 161,000 | $ 119,000 |
| Walker County Texas | 1 | $ 152,000 | $ 152,000 | $ 171,000 |
| Fauquier County Virginia | 1 | $ 548,000 | $ 548,000 | $ 175,000 |
| Chelan County Washington | 1 | $ 417,000 | $ 417,000 | $ 470,000 |
| Grant County Washington | 1 | $ 204,000 | $ 204,000 | $ 74,000 |
| Island County Washington | 1 | $ 403,000 | $ 403,000 | $ 613,000 |
| Thurston County Washington | 1 | $ 247,000 | $ 247,000 | $ 77,000 |
| Natrona County Wyoming | 1 | $ 178,000 | $ 178,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Nexbank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,688 | $485,385,000 | $287,000 | $4,800,000 | $115,000 | $3,480,000 |
| Refinancing | 593 | $224,913,000 | $379,000 | $4,800,000 | $152,000 | $3,049,000 |
| Home Improvement | 4 | $1,561,000 | $390,000 | $1,125,000 | $132,000 | $354,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,434 | $409,343,000 | $285,000 | $4,000,000 | $141,000 | $3,480,000 |
| Asian | 220 | $90,906,000 | $413,000 | $4,800,000 | $155,000 | $2,157,000 |
| Hispanic | 197 | $41,870,000 | $212,000 | $1,500,000 | $86,000 | $729,000 |
| Not applicable | 193 | $100,979,000 | $523,000 | $1,939,000 | $0 | $0 |
| Not Provided | 131 | $43,703,000 | $333,000 | $2,490,000 | $164,000 | $3,028,000 |
| Black or African American | 97 | $21,780,000 | $224,000 | $1,000,000 | $88,000 | $468,000 |
| American Indian or Alaskan Native | 9 | $2,488,000 | $276,000 | $550,000 | $127,000 | $182,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $790,000 | $197,000 | $234,000 | $54,000 | $61,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,884 | $636,703,000 | $337,000 | $4,800,000 | $136,000 | $3,480,000 |
| FHA-insured (Federal Housing Administration) | 263 | $47,018,000 | $178,000 | $411,000 | $69,000 | $213,000 |
| VA-guaranteed (Veterans Administration) | 96 | $21,787,000 | $226,000 | $430,000 | $86,000 | $248,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 42 | $6,351,000 | $151,000 | $221,000 | $56,000 | $87,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,618 | $442,810,000 | $273,000 | $4,800,000 | $131,000 | $3,480,000 |
| Loan Purchased By The Institution | 246 | $114,578,000 | $465,000 | $2,000,000 | $7,000 | $889,000 |
| Application Denied By Financial Institution | 217 | $92,793,000 | $427,000 | $4,800,000 | $190,000 | $3,049,000 |
| Application Withdrawn By Applicant | 154 | $45,564,000 | $295,000 | $2,197,000 | $141,000 | $1,940,000 |
| File Closed For Incompleteness | 45 | $15,299,000 | $339,000 | $1,199,000 | $159,000 | $720,000 |
| Application Approved But Not Accepted | 5 | $815,000 | $163,000 | $200,000 | $74,000 | $101,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.