Nexbank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014

Nexbank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Nexbank
2515 Mckinney Avenue, Suite 1100
Dallas, TX 75201
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,285
Total Mortgage Loan Application Amount $711,859,000
Average Mortgage Loan Application Amount $352,000
Highest Mortgage Loan Application Amount $4,800,000
Average Applicant Income $133,000
Highest Applicant Income $3,480,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Nexbank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nexbank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2014 breaks down Nexbank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nexbank serves its applicants.

Each category highlights the total number of mortgage applications processed by Nexbank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nexbank's mortgage activity for 2014.

Mortgage Loan Application Totals for Nexbank by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Dallas County Texas 251 $ 77,647,000 $ 309,000 $ 133,000
Collin County Texas 195 $ 49,147,000 $ 252,000 $ 115,000
Travis County Texas 190 $ 52,583,000 $ 276,000 $ 144,000
Denton County Texas 178 $ 41,207,000 $ 231,000 $ 119,000
Harris County Texas 167 $ 41,033,000 $ 245,000 $ 130,000
Tarrant County Texas 115 $ 22,760,000 $ 197,000 $ 96,000
King County Washington 111 $ 41,494,000 $ 373,000 $ 127,000
Los Angeles County California 84 $ 59,633,000 $ 709,000 $ 198,000
Williamson County Texas 71 $ 13,039,000 $ 183,000 $ 81,000
Orange County California 47 $ 33,046,000 $ 703,000 $ 133,000
Montgomery County Texas 41 $ 11,045,000 $ 269,000 $ 147,000
Fort Bend County Texas 37 $ 9,240,000 $ 249,000 $ 114,000
Denver County Colorado 31 $ 8,807,000 $ 284,000 $ 177,000
Fulton County Georgia 31 $ 17,517,000 $ 565,000 $ 314,000
Gwinnett County Georgia 30 $ 5,250,000 $ 175,000 $ 75,000
Snohomish County Washington 29 $ 8,899,000 $ 306,000 $ 97,000
Cook County Illinois 28 $ 5,760,000 $ 205,000 $ 94,000
Bexar County Texas 25 $ 4,688,000 $ 187,000 $ 76,000
San Diego County California 23 $ 16,206,000 $ 704,000 $ 98,000
Hays County Texas 22 $ 6,107,000 $ 277,000 $ 116,000
Cobb County Georgia 21 $ 5,998,000 $ 285,000 $ 109,000
Arapahoe County Colorado 20 $ 5,183,000 $ 259,000 $ 107,000
Douglas County Colorado 19 $ 6,045,000 $ 318,000 $ 144,000
Jefferson County Colorado 19 $ 5,600,000 $ 294,000 $ 91,000
DeKalb County Georgia 19 $ 5,292,000 $ 278,000 $ 179,000
Rockwall County Texas 19 $ 4,056,000 $ 213,000 $ 94,000
Riverside County California 18 $ 8,378,000 $ 465,000 $ 174,000
McLennan County Texas 18 $ 2,434,000 $ 135,000 $ 52,000
Forsyth County Georgia 14 $ 4,953,000 $ 353,000 $ 140,000
Kaufman County Texas 12 $ 1,725,000 $ 143,000 $ 56,000
Webb County Texas 12 $ 2,151,000 $ 179,000 $ 75,000
Santa Clara County California 11 $ 8,974,000 $ 815,000 $ 201,000
Galveston County Texas 11 $ 3,024,000 $ 274,000 $ 139,000
Ventura County California 10 $ 6,537,000 $ 653,000 $ 62,000
Adams County Colorado 10 $ 2,317,000 $ 231,000 $ 103,000
Miami-Dade County Florida 10 $ 2,055,000 $ 205,000 $ 20,000
Brazoria County Texas 10 $ 1,632,000 $ 163,000 $ 74,000
Parker County Texas 9 $ 1,979,000 $ 219,000 $ 111,000
Alameda County California 8 $ 4,246,000 $ 530,000 $ 125,000
Contra Costa County California 8 $ 7,513,000 $ 939,000 $ 149,000
Larimer County Colorado 8 $ 1,775,000 $ 221,000 $ 111,000
Fayette County Georgia 8 $ 1,750,000 $ 218,000 $ 107,000
Pierce County Washington 8 $ 2,090,000 $ 261,000 $ 101,000
San Mateo County California 7 $ 8,369,000 $ 1,195,000 $ 242,000
Cherokee County Georgia 7 $ 1,193,000 $ 170,000 $ 101,000
DuPage County Illinois 7 $ 2,196,000 $ 313,000 $ 42,000
Mecklenburg County North Carolina 7 $ 3,639,000 $ 519,000 $ 226,000
Bastrop County Texas 7 $ 793,000 $ 113,000 $ 82,000
Ellis County Texas 7 $ 1,415,000 $ 202,000 $ 78,000
San Bernardino County California 6 $ 3,650,000 $ 608,000 $ 120,000
Douglas County Georgia 6 $ 1,145,000 $ 190,000 $ 114,000
Union County North Carolina 6 $ 2,250,000 $ 375,000 $ 49,000
Grayson County Texas 6 $ 995,000 $ 165,000 $ 95,000
Brazos County Texas 5 $ 664,000 $ 132,000 $ 108,000
Hunt County Texas 5 $ 889,000 $ 177,000 $ 91,000
Sonoma County California 4 $ 2,641,000 $ 660,000 $ 93,000
Elbert County Colorado 4 $ 1,315,000 $ 328,000 $ 125,000
Weld County Colorado 4 $ 884,000 $ 221,000 $ 94,000
Lowndes County Georgia 4 $ 585,000 $ 146,000 $ 74,000
Burnet County Texas 4 $ 970,000 $ 242,000 $ 147,000
Comal County Texas 4 $ 1,018,000 $ 254,000 $ 68,000
Maricopa County Arizona 3 $ 1,960,000 $ 653,000 $ 111,000
Marin County California 3 $ 2,415,000 $ 805,000 $ 55,000
Monterey County California 3 $ 2,776,000 $ 925,000 $ 160,000
San Francisco County California 3 $ 1,658,000 $ 552,000 $ 127,000
Hall County Georgia 3 $ 967,000 $ 322,000 $ 116,000
Paulding County Georgia 3 $ 413,000 $ 137,000 $ 64,000
Middlesex County Massachusetts 3 $ 2,214,000 $ 738,000 $ 0
Wake County North Carolina 3 $ 1,339,000 $ 446,000 $ 0
Bandera County Texas 3 $ 792,000 $ 264,000 $ 104,000
Bowie County Texas 3 $ 478,000 $ 159,000 $ 99,000
Guadalupe County Texas 3 $ 582,000 $ 194,000 $ 64,000
Henderson County Texas 3 $ 897,000 $ 299,000 $ 347,000
Johnson County Texas 3 $ 577,000 $ 192,000 $ 85,000
Nueces County Texas 3 $ 451,000 $ 150,000 $ 105,000
Fairfax County Virginia 3 $ 2,329,000 $ 776,000 $ 377,000
Coconino County Arizona 2 $ 483,000 $ 241,000 $ 0
Benton County Arkansas 2 $ 422,000 $ 211,000 $ 104,000
Sacramento County California 2 $ 657,000 $ 328,000 $ 63,000
San Luis Obispo County California 2 $ 1,011,000 $ 505,000 $ 0
El Paso County Colorado 2 $ 480,000 $ 240,000 $ 81,000
Lake County Colorado 2 $ 333,000 $ 166,000 $ 170,000
Summit County Colorado 2 $ 657,000 $ 328,000 $ 160,000
Fairfield County Connecticut 2 $ 1,040,000 $ 520,000 $ 255,000
Broward County Florida 2 $ 585,000 $ 292,000 $ 0
Carroll County Georgia 2 $ 259,000 $ 129,000 $ 43,000
Coweta County Georgia 2 $ 597,000 $ 298,000 $ 114,000
Walton County Georgia 2 $ 284,000 $ 142,000 $ 49,000
Honolulu County Hawaii 2 $ 799,000 $ 399,000 $ 72,000
Suffolk County Massachusetts 2 $ 575,000 $ 287,000 $ 0
Ocean County New Jersey 2 $ 385,000 $ 192,000 $ 103,000
Angelina County Texas 2 $ 494,000 $ 247,000 $ 87,000
Austin County Texas 2 $ 531,000 $ 265,000 $ 115,000
Bell County Texas 2 $ 299,000 $ 149,000 $ 37,000
Cooke County Texas 2 $ 270,000 $ 135,000 $ 82,000
El Paso County Texas 2 $ 213,000 $ 106,000 $ 89,000
Hidalgo County Texas 2 $ 308,000 $ 154,000 $ 57,000
Lubbock County Texas 2 $ 280,000 $ 140,000 $ 64,000
Montague County Texas 2 $ 211,000 $ 105,000 $ 53,000
Taylor County Texas 2 $ 606,000 $ 303,000 $ 188,000
Waller County Texas 2 $ 480,000 $ 240,000 $ 107,000
Wise County Texas 2 $ 612,000 $ 306,000 $ 135,000
Jefferson County Washington 2 $ 574,000 $ 287,000 $ 273,000
Skagit County Washington 2 $ 470,000 $ 235,000 $ 57,000
Laramie County Wyoming 2 $ 268,000 $ 134,000 $ 58,000
Pima County Arizona 1 $ 975,000 $ 975,000 $ 0
Pinal County Arizona 1 $ 445,000 $ 445,000 $ 0
Washington County Arkansas 1 $ 130,000 $ 130,000 $ 32,000
Fresno County California 1 $ 347,000 $ 347,000 $ 103,000
Kern County California 1 $ 110,000 $ 110,000 $ 0
Napa County California 1 $ 302,000 $ 302,000 $ 0
Placer County California 1 $ 283,000 $ 283,000 $ 99,000
Santa Barbara County California 1 $ 907,000 $ 907,000 $ 0
Santa Cruz County California 1 $ 600,000 $ 600,000 $ 150,000
Solano County California 1 $ 291,000 $ 291,000 $ 0
Stanislaus County California 1 $ 696,000 $ 696,000 $ 0
Tulare County California 1 $ 417,000 $ 417,000 $ 233,000
Boulder County Colorado 1 $ 194,000 $ 194,000 $ 49,000
Broomfield County Colorado 1 $ 381,000 $ 381,000 $ 124,000
Delta County Colorado 1 $ 101,000 $ 101,000 $ 197,000
Eagle County Colorado 1 $ 970,000 $ 970,000 $ 482,000
Park County Colorado 1 $ 168,000 $ 168,000 $ 229,000
District of Columbia County District Of Columbia 1 $ 290,000 $ 290,000 $ 76,000
Palm Beach County Florida 1 $ 104,000 $ 104,000 $ 0
Bartow County Georgia 1 $ 230,000 $ 230,000 $ 288,000
Dawson County Georgia 1 $ 115,000 $ 115,000 $ 44,000
Gordon County Georgia 1 $ 186,000 $ 186,000 $ 43,000
Pickens County Georgia 1 $ 138,000 $ 138,000 $ 45,000
Whitfield County Georgia 1 $ 310,000 $ 310,000 $ 255,000
Kane County Illinois 1 $ 219,000 $ 219,000 $ 124,000
Lake County Illinois 1 $ 144,000 $ 144,000 $ 39,000
McHenry County Illinois 1 $ 180,000 $ 180,000 $ 75,000
Marion County Indiana 1 $ 665,000 $ 665,000 $ 0
Beauregard County Louisiana 1 $ 167,000 $ 167,000 $ 63,000
Kent County Maryland 1 $ 453,000 $ 453,000 $ 384,000
Montgomery County Maryland 1 $ 1,000,000 $ 1,000,000 $ 513,000
Barnstable County Massachusetts 1 $ 443,000 $ 443,000 $ 0
Bristol County Massachusetts 1 $ 242,000 $ 242,000 $ 0
Norfolk County Massachusetts 1 $ 519,000 $ 519,000 $ 0
Clark County Nevada 1 $ 469,000 $ 469,000 $ 540,000
Burlington County New Jersey 1 $ 285,000 $ 285,000 $ 0
Essex County New Jersey 1 $ 171,000 $ 171,000 $ 137,000
Warren County Ohio 1 $ 448,000 $ 448,000 $ 408,000
Oklahoma County Oklahoma 1 $ 72,000 $ 72,000 $ 0
Oconee County South Carolina 1 $ 221,000 $ 221,000 $ 0
York County South Carolina 1 $ 180,000 $ 180,000 $ 64,000
Williamson County Tennessee 1 $ 1,192,000 $ 1,192,000 $ 1,020,000
Atascosa County Texas 1 $ 147,000 $ 147,000 $ 40,000
Bosque County Texas 1 $ 125,000 $ 125,000 $ 54,000
Caldwell County Texas 1 $ 62,000 $ 62,000 $ 160,000
Calhoun County Texas 1 $ 336,000 $ 336,000 $ 240,000
Cameron County Texas 1 $ 82,000 $ 82,000 $ 66,000
Coryell County Texas 1 $ 306,000 $ 306,000 $ 79,000
Falls County Texas 1 $ 109,000 $ 109,000 $ 87,000
Franklin County Texas 1 $ 365,000 $ 365,000 $ 133,000
Harrison County Texas 1 $ 119,000 $ 119,000 $ 36,000
Hartley County Texas 1 $ 135,000 $ 135,000 $ 42,000
Hopkins County Texas 1 $ 175,000 $ 175,000 $ 0
Jefferson County Texas 1 $ 86,000 $ 86,000 $ 65,000
Kerr County Texas 1 $ 110,000 $ 110,000 $ 41,000
Medina County Texas 1 $ 149,000 $ 149,000 $ 71,000
Midland County Texas 1 $ 580,000 $ 580,000 $ 0
Navarro County Texas 1 $ 138,000 $ 138,000 $ 56,000
Orange County Texas 1 $ 258,000 $ 258,000 $ 71,000
Palo Pinto County Texas 1 $ 80,000 $ 80,000 $ 68,000
Presidio County Texas 1 $ 167,000 $ 167,000 $ 66,000
San Augustine County Texas 1 $ 129,000 $ 129,000 $ 145,000
Smith County Texas 1 $ 172,000 $ 172,000 $ 54,000
Somervell County Texas 1 $ 209,000 $ 209,000 $ 52,000
Titus County Texas 1 $ 176,000 $ 176,000 $ 62,000
Van Zandt County Texas 1 $ 117,000 $ 117,000 $ 60,000
Victoria County Texas 1 $ 161,000 $ 161,000 $ 119,000
Walker County Texas 1 $ 152,000 $ 152,000 $ 171,000
Fauquier County Virginia 1 $ 548,000 $ 548,000 $ 175,000
Chelan County Washington 1 $ 417,000 $ 417,000 $ 470,000
Grant County Washington 1 $ 204,000 $ 204,000 $ 74,000
Island County Washington 1 $ 403,000 $ 403,000 $ 613,000
Thurston County Washington 1 $ 247,000 $ 247,000 $ 77,000
Natrona County Wyoming 1 $ 178,000 $ 178,000 $ 0

Mortgage Loan Application Detail Totals for Nexbank in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,688 $485,385,000 $287,000 $4,800,000 $115,000 $3,480,000
Refinancing 593 $224,913,000 $379,000 $4,800,000 $152,000 $3,049,000
Home Improvement 4 $1,561,000 $390,000 $1,125,000 $132,000 $354,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,434 $409,343,000 $285,000 $4,000,000 $141,000 $3,480,000
Asian 220 $90,906,000 $413,000 $4,800,000 $155,000 $2,157,000
Hispanic 197 $41,870,000 $212,000 $1,500,000 $86,000 $729,000
Not applicable 193 $100,979,000 $523,000 $1,939,000 $0 $0
Not Provided 131 $43,703,000 $333,000 $2,490,000 $164,000 $3,028,000
Black or African American 97 $21,780,000 $224,000 $1,000,000 $88,000 $468,000
American Indian or Alaskan Native 9 $2,488,000 $276,000 $550,000 $127,000 $182,000
Native Hawaiian or Other Pacific Islander 4 $790,000 $197,000 $234,000 $54,000 $61,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,884 $636,703,000 $337,000 $4,800,000 $136,000 $3,480,000
FHA-insured (Federal Housing Administration) 263 $47,018,000 $178,000 $411,000 $69,000 $213,000
VA-guaranteed (Veterans Administration) 96 $21,787,000 $226,000 $430,000 $86,000 $248,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 42 $6,351,000 $151,000 $221,000 $56,000 $87,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,618 $442,810,000 $273,000 $4,800,000 $131,000 $3,480,000
Loan Purchased By The Institution 246 $114,578,000 $465,000 $2,000,000 $7,000 $889,000
Application Denied By Financial Institution 217 $92,793,000 $427,000 $4,800,000 $190,000 $3,049,000
Application Withdrawn By Applicant 154 $45,564,000 $295,000 $2,197,000 $141,000 $1,940,000
File Closed For Incompleteness 45 $15,299,000 $339,000 $1,199,000 $159,000 $720,000
Application Approved But Not Accepted 5 $815,000 $163,000 $200,000 $74,000 $101,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nexbank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nexbank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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