Nfcu
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Nfcu 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nfcu 820 Follin Lane Vienna, VA 22180 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 70,082 |
| Total Mortgage Loan Application Amount | $14,697,907,000 |
| Average Mortgage Loan Application Amount | $153,000 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $100,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Nfcu. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nfcu's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Nfcu's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nfcu serves its applicants.
Each category highlights the total number of mortgage applications processed by Nfcu, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nfcu's mortgage activity for 2010.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 9,086 | $ 2,592,004,000 | $ 251,000 | $ 132,750 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 5,368 | $ 965,111,000 | $ 199,000 | $ 107,500 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 2,616 | $ 758,897,000 | $ 290,000 | $ 128,000 |
| BALTIMORE-TOWSON, MD | 1,723 | $ 467,159,000 | $ 271,000 | $ 143,000 |
| JACKSONVILLE, FL | 1,586 | $ 237,909,000 | $ 150,000 | $ 91,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 1,065 | $ 336,129,000 | $ 315,000 | $ 155,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 912 | $ 123,033,000 | $ 134,000 | $ 87,000 |
| JACKSONVILLE, NC | 900 | $ 113,352,000 | $ 125,000 | $ 84,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 898 | $ 165,652,000 | $ 184,000 | $ 104,000 |
| HONOLULU, HI | 778 | $ 272,101,000 | $ 349,000 | $ 125,000 |
| BREMERTON-SILVERDALE, WA | 715 | $ 146,713,000 | $ 205,000 | $ 100,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 688 | $ 131,672,000 | $ 191,000 | $ 100,000 |
| PHILADELPHIA, PA | 616 | $ 123,638,000 | $ 200,000 | $ 116,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 600 | $ 101,501,000 | $ 169,000 | $ 91,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 567 | $ 128,314,000 | $ 228,500 | $ 110,500 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 464 | $ 85,592,000 | $ 184,000 | $ 109,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 441 | $ 71,119,000 | $ 161,000 | $ 107,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 430 | $ 65,213,000 | $ 151,000 | $ 88,000 |
| NORWICH-NEW LONDON, CT | 418 | $ 76,616,000 | $ 183,000 | $ 104,000 |
| CAMDEN, NJ | 397 | $ 69,301,000 | $ 174,000 | $ 110,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 392 | $ 64,926,000 | $ 165,000 | $ 129,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 375 | $ 98,980,000 | $ 263,000 | $ 118,000 |
| PHOENIX-MESA-GLENDALE, AZ | 372 | $ 64,788,000 | $ 174,000 | $ 105,000 |
| RICHMOND, VA | 371 | $ 75,888,000 | $ 204,000 | $ 106,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 333 | $ 51,401,000 | $ 154,000 | $ 95,000 |
| FORT WORTH-ARLINGTON, TX | 322 | $ 46,793,000 | $ 145,000 | $ 104,000 |
| MEMPHIS, TN-MS-AR | 317 | $ 50,030,000 | $ 147,000 | $ 92,666 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 313 | $ 99,596,000 | $ 318,000 | $ 135,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 312 | $ 111,760,000 | $ 358,000 | $ 143,000 |
| DENVER-AURORA-BROOMFIELD, CO | 311 | $ 73,152,000 | $ 235,000 | $ 115,000 |
| DALLAS-PLANO-IRVING, TX | 300 | $ 56,130,000 | $ 187,000 | $ 127,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 270 | $ 52,580,000 | $ 206,500 | $ 109,000 |
| LAS VEGAS-PARADISE, NV | 246 | $ 41,242,000 | $ 167,000 | $ 107,000 |
| RALEIGH-CARY, NC | 243 | $ 46,778,000 | $ 192,000 | $ 107,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 234 | $ 51,343,000 | $ 219,000 | $ 117,000 |
| EDISON-NEW BRUNSWICK, NJ | 234 | $ 53,486,000 | $ 228,000 | $ 125,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 219 | $ 50,744,000 | $ 229,000 | $ 109,500 |
| CLEVELAND-ELYRIA-MENTOR, OH | 211 | $ 28,988,000 | $ 137,000 | $ 96,000 |
| YUMA, AZ | 205 | $ 30,401,000 | $ 148,000 | $ 76,000 |
| CORPUS CHRISTI, TX | 204 | $ 24,314,000 | $ 119,000 | $ 104,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 201 | $ 35,981,000 | $ 179,000 | $ 117,000 |
| ST. LOUIS, MO-IL | 201 | $ 35,587,000 | $ 171,000 | $ 107,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 198 | $ 29,760,000 | $ 145,500 | $ 95,500 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 192 | $ 51,768,000 | $ 270,000 | $ 139,000 |
| COLORADO SPRINGS, CO | 191 | $ 42,642,000 | $ 223,000 | $ 116,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 185 | $ 37,119,000 | $ 200,000 | $ 115,000 |
| KANSAS CITY, MO-KS | 170 | $ 26,717,000 | $ 159,500 | $ 99,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 169 | $ 35,034,000 | $ 185,000 | $ 91,000 |
| OKLAHOMA CITY, OK | 169 | $ 26,282,000 | $ 155,000 | $ 117,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 163 | $ 28,805,000 | $ 172,000 | $ 107,500 |
| GULFPORT-BILOXI, MS | 159 | $ 18,810,000 | $ 118,000 | $ 83,000 |
| PITTSBURGH, PA | 151 | $ 22,503,000 | $ 149,000 | $ 117,000 |
| BOSTON-QUINCY, MA | 144 | $ 40,060,000 | $ 278,000 | $ 131,000 |
| TACOMA, WA | 142 | $ 35,171,000 | $ 247,000 | $ 118,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 139 | $ 24,869,000 | $ 178,000 | $ 94,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 138 | $ 40,256,000 | $ 291,000 | $ 121,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 136 | $ 29,463,000 | $ 216,000 | $ 129,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 133 | $ 23,426,000 | $ 176,000 | $ 96,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 133 | $ 23,086,000 | $ 165,500 | $ 106,500 |
| WILMINGTON, NC | 129 | $ 21,873,000 | $ 169,000 | $ 93,000 |
| NASSAU-SUFFOLK, NY | 126 | $ 34,552,000 | $ 274,000 | $ 150,000 |
| INDIANAPOLIS-CARMEL, IN | 125 | $ 19,116,000 | $ 152,000 | $ 101,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 122 | $ 44,185,000 | $ 362,000 | $ 155,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 121 | $ 20,531,000 | $ 169,000 | $ 109,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 121 | $ 31,319,000 | $ 258,000 | $ 124,000 |
| COLUMBUS, OH | 120 | $ 20,382,000 | $ 169,000 | $ 107,000 |
| ALBANY-SCHENECTADY-TROY, NY | 118 | $ 22,586,000 | $ 191,000 | $ 102,000 |
| WILMINGTON, DE-MD-NJ | 117 | $ 23,521,000 | $ 206,666 | $ 121,333 |
| BAKERSFIELD-DELANO, CA | 115 | $ 20,140,000 | $ 175,000 | $ 103,000 |
| COLUMBIA, SC | 110 | $ 14,691,000 | $ 133,000 | $ 88,000 |
| ALBANY, GA | 106 | $ 13,473,000 | $ 127,000 | $ 89,000 |
| WINCHESTER, VA-WV | 105 | $ 18,311,000 | $ 148,500 | $ 183,500 |
| HANFORD-CORCORAN, CA | 104 | $ 17,905,000 | $ 172,000 | $ 93,000 |
| TUCSON, AZ | 104 | $ 20,340,000 | $ 195,000 | $ 115,000 |
| ALBUQUERQUE, NM | 102 | $ 20,939,000 | $ 205,000 | $ 104,000 |
| NEWARK-UNION, NJ-PA | 102 | $ 27,970,000 | $ 235,500 | $ 134,500 |
| EL PASO, TX | 101 | $ 10,402,000 | $ 102,000 | $ 90,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 101 | $ 15,876,000 | $ 156,500 | $ 88,500 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 101 | $ 17,245,000 | $ 170,000 | $ 113,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 100 | $ 16,244,000 | $ 144,000 | $ 93,333 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 94 | $ 17,042,000 | $ 181,000 | $ 126,000 |
| HARRISBURG-CARLISLE, PA | 92 | $ 17,857,000 | $ 194,000 | $ 118,000 |
| CHARLOTTESVILLE, VA | 89 | $ 24,110,000 | $ 270,000 | $ 143,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 88 | $ 15,626,000 | $ 167,500 | $ 87,500 |
| HUNTSVILLE, AL | 86 | $ 18,514,000 | $ 215,000 | $ 243,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 84 | $ 27,073,000 | $ 322,000 | $ 155,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 84 | $ 12,271,000 | $ 146,000 | $ 97,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 82 | $ 12,793,000 | $ 156,000 | $ 112,000 |
| FAYETTEVILLE, NC | 80 | $ 11,180,000 | $ 139,000 | $ 91,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 79 | $ 18,798,000 | $ 237,000 | $ 122,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 77 | $ 11,831,000 | $ 153,000 | $ 101,000 |
| YORK-HANOVER, PA | 77 | $ 13,552,000 | $ 176,000 | $ 113,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 75 | $ 13,075,000 | $ 174,000 | $ 103,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 74 | $ 8,264,000 | $ 111,000 | $ 94,000 |
| MOBILE, AL | 73 | $ 10,180,000 | $ 139,000 | $ 87,000 |
| BIRMINGHAM-HOOVER, AL | 71 | $ 10,099,000 | $ 142,000 | $ 91,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 71 | $ 11,568,000 | $ 162,000 | $ 102,000 |
| CLARKSVILLE, TN-KY | 70 | $ 7,362,000 | $ 112,000 | $ 73,000 |
| CAPE CORAL-FORT MYERS, FL | 69 | $ 10,902,000 | $ 158,000 | $ 101,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 69 | $ 29,407,000 | $ 426,000 | $ 170,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 68 | $ 14,628,000 | $ 215,000 | $ 123,000 |
| SALINAS, CA | 68 | $ 24,262,000 | $ 356,000 | $ 161,000 |
| SAVANNAH, GA | 67 | $ 12,244,000 | $ 182,000 | $ 108,000 |
| BATON ROUGE, LA | 66 | $ 11,567,000 | $ 175,000 | $ 109,000 |
| ASHEVILLE, NC | 63 | $ 15,361,000 | $ 243,000 | $ 117,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 61 | $ 22,841,000 | $ 374,000 | $ 182,000 |
| KNOXVILLE, TN | 61 | $ 10,710,000 | $ 175,000 | $ 100,000 |
| DAYTON, OH | 60 | $ 8,130,000 | $ 135,000 | $ 93,000 |
| DURHAM-CHAPEL HILL, NC | 59 | $ 13,190,000 | $ 223,000 | $ 118,000 |
| TALLAHASSEE, FL | 59 | $ 10,135,000 | $ 171,000 | $ 108,000 |
| ROCHESTER, NY | 58 | $ 8,779,000 | $ 151,000 | $ 110,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 57 | $ 7,873,000 | $ 138,000 | $ 86,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 55 | $ 10,568,000 | $ 199,500 | $ 102,500 |
| BUFFALO-NIAGARA FALLS, NY | 55 | $ 6,585,000 | $ 119,000 | $ 91,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 55 | $ 9,229,000 | $ 167,000 | $ 84,000 |
| MOUNT VERNON-ANACORTES, WA | 55 | $ 10,505,000 | $ 191,000 | $ 98,000 |
| ROANOKE, VA | 55 | $ 11,768,000 | $ 213,000 | $ 115,000 |
| TULSA, OK | 54 | $ 6,084,000 | $ 112,000 | $ 78,000 |
| BRUNSWICK, GA | 51 | $ 9,413,000 | $ 184,000 | $ 107,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 51 | $ 34,396,000 | $ 674,000 | $ 211,000 |
| SPRINGFIELD, MA | 50 | $ 9,260,000 | $ 185,000 | $ 104,000 |
| BARNSTABLE TOWN, MA | 49 | $ 11,235,000 | $ 229,000 | $ 118,000 |
| PEABODY, MA | 48 | $ 14,885,000 | $ 310,000 | $ 179,000 |
| GREENSBORO-HIGH POINT, NC | 47 | $ 7,891,000 | $ 167,000 | $ 93,000 |
| OCALA, FL | 47 | $ 5,277,000 | $ 112,000 | $ 75,000 |
| RENO-SPARKS, NV | 47 | $ 11,732,000 | $ 249,000 | $ 132,000 |
| CHATTANOOGA, TN-GA | 46 | $ 7,031,000 | $ 137,000 | $ 108,000 |
| NEW HAVEN-MILFORD, CT | 46 | $ 8,505,000 | $ 184,000 | $ 107,000 |
| ATHENS-CLARKE COUNTY, GA | 45 | $ 6,711,000 | $ 149,000 | $ 86,000 |
| OCEAN CITY, NJ | 45 | $ 12,267,000 | $ 272,000 | $ 155,000 |
| COLUMBUS, GA-AL | 44 | $ 6,192,000 | $ 133,000 | $ 80,000 |
| LYNCHBURG, VA | 44 | $ 7,913,000 | $ 179,000 | $ 114,000 |
| VALLEJO-FAIRFIELD, CA | 44 | $ 10,209,000 | $ 232,000 | $ 113,000 |
| WORCESTER, MA | 44 | $ 9,976,000 | $ 226,000 | $ 124,000 |
| LAKELAND-WINTER HAVEN, FL | 43 | $ 6,172,000 | $ 143,000 | $ 79,000 |
| SYRACUSE, NY | 43 | $ 4,958,000 | $ 115,000 | $ 93,000 |
| MANCHESTER-NASHUA, NH | 42 | $ 9,089,000 | $ 216,000 | $ 139,000 |
| PRESCOTT, AZ | 42 | $ 7,516,000 | $ 178,000 | $ 111,000 |
| SPOKANE, WA | 42 | $ 8,243,000 | $ 196,000 | $ 99,000 |
| SALT LAKE CITY, UT | 41 | $ 9,160,000 | $ 223,000 | $ 150,000 |
| JACKSON, MS | 39 | $ 5,876,000 | $ 150,000 | $ 105,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 39 | $ 6,056,000 | $ 155,000 | $ 111,000 |
| PORT ST. LUCIE, FL | 39 | $ 5,210,000 | $ 133,000 | $ 96,000 |
| PASCAGOULA, MS | 38 | $ 5,309,000 | $ 139,000 | $ 116,000 |
| WARNER ROBINS, GA | 38 | $ 5,888,000 | $ 154,000 | $ 94,000 |
| FRESNO, CA | 37 | $ 8,913,000 | $ 240,000 | $ 120,000 |
| BOISE CITY-NAMPA, ID | 36 | $ 6,283,000 | $ 174,000 | $ 81,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 36 | $ 8,519,000 | $ 236,000 | $ 107,000 |
| AKRON, OH | 35 | $ 4,896,000 | $ 139,000 | $ 75,000 |
| OLYMPIA, WA | 35 | $ 8,353,000 | $ 238,000 | $ 118,000 |
| TOLEDO, OH | 35 | $ 3,972,000 | $ 113,000 | $ 82,000 |
| ANCHORAGE, AK | 34 | $ 9,583,000 | $ 281,000 | $ 128,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 34 | $ 7,191,000 | $ 211,000 | $ 136,000 |
| NAPLES-MARCO ISLAND, FL | 34 | $ 7,093,000 | $ 208,000 | $ 106,000 |
| SCRANTON--WILKES-BARRE, PA | 34 | $ 4,982,000 | $ 146,000 | $ 96,000 |
| SPRINGFIELD, MO | 34 | $ 4,047,000 | $ 119,000 | $ 77,000 |
| WICHITA, KS | 34 | $ 4,630,000 | $ 136,000 | $ 132,000 |
| GARY, IN | 33 | $ 4,304,000 | $ 130,000 | $ 109,000 |
| DOVER, DE | 32 | $ 5,940,000 | $ 185,000 | $ 98,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 32 | $ 4,130,000 | $ 103,500 | $ 84,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 31 | $ 4,008,000 | $ 129,000 | $ 81,000 |
| WINSTON-SALEM, NC | 31 | $ 4,514,000 | $ 145,000 | $ 75,000 |
| LANCASTER, PA | 30 | $ 4,108,000 | $ 136,000 | $ 89,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 30 | $ 3,870,000 | $ 133,000 | $ 101,500 |
| GAINESVILLE, FL | 29 | $ 4,491,000 | $ 154,000 | $ 97,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 29 | $ 5,410,000 | $ 186,000 | $ 105,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 29 | $ 3,400,000 | $ 117,000 | $ 80,000 |
| BELLINGHAM, WA | 28 | $ 6,614,000 | $ 236,000 | $ 116,000 |
| MONTGOMERY, AL | 28 | $ 4,449,000 | $ 158,000 | $ 97,000 |
| LEXINGTON-FAYETTE, KY | 27 | $ 4,919,000 | $ 182,000 | $ 101,000 |
| PUNTA GORDA, FL | 27 | $ 3,248,000 | $ 120,000 | $ 107,000 |
| READING, PA | 27 | $ 3,932,000 | $ 145,000 | $ 100,000 |
| SALEM, OR | 27 | $ 5,541,000 | $ 205,000 | $ 104,000 |
| SPARTANBURG, SC | 27 | $ 3,744,000 | $ 138,000 | $ 103,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 26 | $ 4,185,000 | $ 160,000 | $ 112,000 |
| OGDEN-CLEARFIELD, UT | 26 | $ 5,620,000 | $ 216,000 | $ 123,000 |
| BOULDER, CO | 25 | $ 6,730,000 | $ 269,000 | $ 137,000 |
| LEWISTON-AUBURN, ME | 25 | $ 3,245,000 | $ 129,000 | $ 86,000 |
| AUBURN-OPELIKA, AL | 24 | $ 3,773,000 | $ 157,000 | $ 78,000 |
| STOCKTON, CA | 24 | $ 4,256,000 | $ 177,000 | $ 80,000 |
| COLLEGE STATION-BRYAN, TX | 23 | $ 3,850,000 | $ 167,000 | $ 113,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 23 | $ 2,927,000 | $ 139,000 | $ 82,000 |
| WACO, TX | 23 | $ 2,840,000 | $ 123,000 | $ 102,000 |
| BLOOMINGTON, IN | 22 | $ 3,286,000 | $ 149,000 | $ 102,000 |
| FORT COLLINS-LOVELAND, CO | 22 | $ 5,273,000 | $ 239,000 | $ 115,000 |
| GREELEY, CO | 22 | $ 4,935,000 | $ 224,000 | $ 117,000 |
| DES MOINES-WEST DES MOINES, IA | 21 | $ 3,780,000 | $ 180,000 | $ 122,000 |
| FLORENCE, SC | 21 | $ 2,199,000 | $ 104,000 | $ 82,000 |
| GLENS FALLS, NY | 21 | $ 3,122,000 | $ 148,000 | $ 112,000 |
| GRAND RAPIDS-WYOMING, MI | 21 | $ 2,092,000 | $ 99,000 | $ 78,000 |
| HARRISONBURG, VA | 21 | $ 3,221,000 | $ 153,000 | $ 113,000 |
| LAS CRUCES, NM | 21 | $ 2,621,000 | $ 124,000 | $ 91,000 |
| MADISON, WI | 21 | $ 3,817,000 | $ 181,000 | $ 83,000 |
| PEORIA, IL | 21 | $ 2,271,000 | $ 108,000 | $ 81,000 |
| EUGENE-SPRINGFIELD, OR | 20 | $ 4,169,000 | $ 208,000 | $ 137,000 |
| HICKORY-LENOIR-MORGANTON, NC | 20 | $ 3,190,000 | $ 159,000 | $ 76,000 |
| JOHNSON CITY, TN | 20 | $ 2,758,000 | $ 137,000 | $ 97,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 19 | $ 2,688,000 | $ 139,500 | $ 84,500 |
| SALISBURY, MD | 19 | $ 3,660,000 | $ 192,000 | $ 68,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 19 | $ 5,508,000 | $ 289,000 | $ 121,000 |
| SIOUX FALLS, SD | 19 | $ 5,230,000 | $ 275,000 | $ 122,000 |
| ANN ARBOR, MI | 18 | $ 3,754,000 | $ 208,000 | $ 130,000 |
| BROWNSVILLE-HARLINGEN, TX | 18 | $ 1,714,000 | $ 95,000 | $ 89,000 |
| PALM COAST, FL | 18 | $ 3,204,000 | $ 178,000 | $ 111,000 |
| SAN ANGELO, TX | 18 | $ 1,215,000 | $ 67,000 | $ 62,000 |
| TRENTON-EWING, NJ | 18 | $ 4,719,000 | $ 262,000 | $ 105,000 |
| BEND, OR | 17 | $ 4,258,000 | $ 250,000 | $ 163,000 |
| CANTON-MASSILLON, OH | 17 | $ 2,598,000 | $ 152,000 | $ 95,000 |
| FLAGSTAFF, AZ | 17 | $ 3,702,000 | $ 217,000 | $ 132,000 |
| GAINESVILLE, GA | 17 | $ 3,077,000 | $ 181,000 | $ 104,000 |
| IDAHO FALLS, ID | 17 | $ 3,068,000 | $ 180,000 | $ 119,000 |
| LANSING-EAST LANSING, MI | 17 | $ 2,286,000 | $ 134,000 | $ 74,000 |
| LAWTON, OK | 17 | $ 1,691,000 | $ 99,000 | $ 81,000 |
| LINCOLN, NE | 17 | $ 2,786,000 | $ 163,000 | $ 104,000 |
| SHREVEPORT-BOSSIER CITY, LA | 17 | $ 3,036,000 | $ 178,000 | $ 96,000 |
| UTICA-ROME, NY | 17 | $ 2,836,000 | $ 166,000 | $ 85,000 |
| CHICO, CA | 16 | $ 3,701,000 | $ 231,000 | $ 132,000 |
| COEUR D'ALENE, ID | 16 | $ 2,551,000 | $ 159,000 | $ 106,000 |
| GREENVILLE, NC | 16 | $ 1,818,000 | $ 113,000 | $ 103,000 |
| KALAMAZOO-PORTAGE, MI | 16 | $ 2,179,000 | $ 136,000 | $ 124,000 |
| LAFAYETTE, IN | 16 | $ 2,300,000 | $ 143,000 | $ 84,000 |
| LAFAYETTE, LA | 16 | $ 2,928,000 | $ 183,000 | $ 95,000 |
| MODESTO, CA | 16 | $ 3,227,000 | $ 201,000 | $ 132,000 |
| SEBASTIAN-VERO BEACH, FL | 16 | $ 3,284,000 | $ 205,000 | $ 194,000 |
| DOTHAN, AL | 15 | $ 2,496,000 | $ 166,000 | $ 93,000 |
| HATTIESBURG, MS | 15 | $ 2,145,000 | $ 143,000 | $ 111,000 |
| HINESVILLE-FORT STEWART, GA | 15 | $ 1,724,000 | $ 114,000 | $ 94,000 |
| LEBANON, PA | 15 | $ 2,802,000 | $ 186,000 | $ 85,000 |
| ROCKFORD, IL | 15 | $ 1,859,000 | $ 123,000 | $ 75,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 15 | $ 1,214,000 | $ 80,000 | $ 67,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 14 | $ 2,912,000 | $ 208,000 | $ 95,000 |
| HOLLAND-GRAND HAVEN, MI | 14 | $ 2,247,000 | $ 160,000 | $ 120,000 |
| KINGSTON, NY | 14 | $ 2,678,000 | $ 191,000 | $ 141,000 |
| MCALLEN-EDINBURG-MISSION, TX | 14 | $ 1,092,000 | $ 78,000 | $ 78,000 |
| PROVO-OREM, UT | 14 | $ 3,046,000 | $ 217,000 | $ 93,000 |
| ROCKY MOUNT, NC | 14 | $ 1,855,000 | $ 132,000 | $ 134,000 |
| SANTA ROSA-PETALUMA, CA | 14 | $ 4,705,000 | $ 336,000 | $ 182,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 14 | $ 2,203,000 | $ 160,000 | $ 91,000 |
| STATE COLLEGE, PA | 14 | $ 2,928,000 | $ 209,000 | $ 185,000 |
| SUMTER, SC | 14 | $ 1,587,000 | $ 113,000 | $ 72,000 |
| ELIZABETHTOWN, KY | 13 | $ 2,216,000 | $ 170,000 | $ 116,000 |
| GOLDSBORO, NC | 13 | $ 1,106,000 | $ 85,000 | $ 89,000 |
| MANHATTAN, KS | 13 | $ 1,761,000 | $ 135,000 | $ 70,000 |
| MEDFORD, OR | 13 | $ 2,748,000 | $ 211,000 | $ 110,000 |
| NILES-BENTON HARBOR, MI | 13 | $ 1,626,000 | $ 125,000 | $ 75,000 |
| PUEBLO, CO | 13 | $ 2,581,000 | $ 198,000 | $ 108,000 |
| REDDING, CA | 13 | $ 2,964,000 | $ 228,000 | $ 89,000 |
| TUSCALOOSA, AL | 13 | $ 1,479,000 | $ 113,000 | $ 73,000 |
| ABILENE, TX | 12 | $ 981,000 | $ 81,000 | $ 105,000 |
| AMARILLO, TX | 12 | $ 1,344,000 | $ 112,000 | $ 88,000 |
| BANGOR, ME | 12 | $ 1,360,000 | $ 113,000 | $ 83,000 |
| BILLINGS, MT | 12 | $ 1,910,000 | $ 159,000 | $ 72,000 |
| BURLINGTON, NC | 12 | $ 1,966,000 | $ 163,000 | $ 117,000 |
| COLUMBIA, MO | 12 | $ 1,427,000 | $ 118,000 | $ 79,000 |
| DANVILLE, VA | 12 | $ 1,599,000 | $ 133,000 | $ 143,000 |
| EL CENTRO, CA | 12 | $ 1,532,000 | $ 127,000 | $ 77,000 |
| ERIE, PA | 12 | $ 1,058,000 | $ 88,000 | $ 83,000 |
| GREEN BAY, WI | 12 | $ 2,218,000 | $ 184,000 | $ 98,000 |
| MISSOULA, MT | 12 | $ 2,542,000 | $ 211,000 | $ 119,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 12 | $ 4,300,000 | $ 358,000 | $ 143,000 |
| SANTA FE, NM | 12 | $ 3,025,000 | $ 252,000 | $ 124,000 |
| WENATCHEE-EAST WENATCHEE, WA | 12 | $ 2,558,000 | $ 213,000 | $ 107,000 |
| ALTOONA, PA | 11 | $ 1,152,000 | $ 104,000 | $ 97,000 |
| ANDERSON, SC | 11 | $ 1,543,000 | $ 140,000 | $ 72,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 11 | $ 1,102,000 | $ 100,000 | $ 65,000 |
| CHEYENNE, WY | 11 | $ 2,062,000 | $ 187,000 | $ 134,000 |
| FORT SMITH, AR-OK | 11 | $ 2,105,000 | $ 133,000 | $ 100,500 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 11 | $ 1,754,000 | $ 159,000 | $ 92,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 11 | $ 1,084,000 | $ 96,666 | $ 98,333 |
| JACKSON, TN | 11 | $ 1,222,000 | $ 111,000 | $ 79,000 |
| JOPLIN, MO | 11 | $ 1,490,000 | $ 135,000 | $ 82,000 |
| LUBBOCK, TX | 11 | $ 2,136,000 | $ 194,000 | $ 126,000 |
| MERCED, CA | 11 | $ 1,987,000 | $ 180,000 | $ 99,000 |
| VISALIA-PORTERVILLE, CA | 11 | $ 1,884,000 | $ 171,000 | $ 70,000 |
| ANNISTON-OXFORD, AL | 10 | $ 999,000 | $ 99,000 | $ 81,000 |
| CHARLESTON, WV | 10 | $ 1,658,000 | $ 165,000 | $ 79,000 |
| GRAND JUNCTION, CO | 10 | $ 2,171,000 | $ 217,000 | $ 167,000 |
| MACON, GA | 10 | $ 1,461,000 | $ 146,000 | $ 127,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 10 | $ 1,109,000 | $ 110,500 | $ 73,500 |
| PITTSFIELD, MA | 10 | $ 1,582,000 | $ 158,000 | $ 126,000 |
| SANTA CRUZ-WATSONVILLE, CA | 10 | $ 4,404,000 | $ 440,000 | $ 231,000 |
| TOPEKA, KS | 10 | $ 1,286,000 | $ 128,000 | $ 90,000 |
| WICHITA FALLS, TX | 10 | $ 1,077,000 | $ 107,000 | $ 72,000 |
| CEDAR RAPIDS, IA | 9 | $ 947,000 | $ 105,000 | $ 83,000 |
| CUMBERLAND, MD-WV | 9 | $ 1,179,000 | $ 143,500 | $ 92,500 |
| EVANSVILLE, IN-KY | 9 | $ 1,513,000 | $ 156,500 | $ 62,000 |
| FLINT, MI | 9 | $ 1,125,000 | $ 125,000 | $ 125,000 |
| FLORENCE-MUSCLE SHOALS, AL | 9 | $ 1,357,000 | $ 150,000 | $ 108,000 |
| HOT SPRINGS, AR | 9 | $ 1,386,000 | $ 154,000 | $ 125,000 |
| LONGVIEW, WA | 9 | $ 1,850,000 | $ 205,000 | $ 87,000 |
| MADERA-CHOWCHILLA, CA | 9 | $ 1,588,000 | $ 176,000 | $ 80,000 |
| MONROE, MI | 9 | $ 1,938,000 | $ 215,000 | $ 72,000 |
| TERRE HAUTE, IN | 9 | $ 1,053,000 | $ 117,000 | $ 72,000 |
| TYLER, TX | 9 | $ 1,335,000 | $ 148,000 | $ 88,000 |
| YAKIMA, WA | 9 | $ 1,713,000 | $ 190,000 | $ 215,000 |
| BEAUMONT-PORT ARTHUR, TX | 8 | $ 506,000 | $ 63,000 | $ 60,000 |
| BINGHAMTON, NY | 8 | $ 1,409,000 | $ 176,000 | $ 119,000 |
| CARSON CITY, NV | 8 | $ 1,970,000 | $ 246,000 | $ 86,000 |
| CHAMPAIGN-URBANA, IL | 8 | $ 1,493,000 | $ 186,000 | $ 114,000 |
| FAIRBANKS, AK | 8 | $ 1,520,000 | $ 190,000 | $ 124,000 |
| FARMINGTON, NM | 8 | $ 1,316,000 | $ 164,000 | $ 71,000 |
| FORT WAYNE, IN | 8 | $ 1,231,000 | $ 153,000 | $ 77,000 |
| JOHNSTOWN, PA | 8 | $ 1,195,000 | $ 149,000 | $ 103,000 |
| LAWRENCE, KS | 8 | $ 1,861,000 | $ 232,000 | $ 99,000 |
| MONROE, LA | 8 | $ 979,000 | $ 122,000 | $ 77,000 |
| MORRISTOWN, TN | 8 | $ 1,611,000 | $ 201,000 | $ 100,000 |
| NAPA, CA | 8 | $ 2,778,000 | $ 347,000 | $ 185,000 |
| RACINE, WI | 8 | $ 704,000 | $ 88,000 | $ 100,000 |
| SPRINGFIELD, IL | 8 | $ 1,205,000 | $ 150,000 | $ 98,000 |
| SPRINGFIELD, OH | 8 | $ 760,000 | $ 95,000 | $ 82,000 |
| WHEELING, WV-OH | 8 | $ 829,000 | $ 103,500 | $ 104,500 |
| CLEVELAND, TN | 7 | $ 890,000 | $ 127,000 | $ 74,000 |
| DECATUR, AL | 7 | $ 1,399,000 | $ 199,000 | $ 103,000 |
| DULUTH, MN-WI | 7 | $ 984,000 | $ 135,000 | $ 82,500 |
| MANSFIELD, OH | 7 | $ 397,000 | $ 56,000 | $ 69,000 |
| MORGANTOWN, WV | 7 | $ 1,620,000 | $ 231,000 | $ 162,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 7 | $ 694,000 | $ 99,000 | $ 51,000 |
| VALDOSTA, GA | 7 | $ 1,431,000 | $ 204,000 | $ 71,000 |
| WILLIAMSPORT, PA | 7 | $ 634,000 | $ 90,000 | $ 123,000 |
| APPLETON, WI | 6 | $ 720,000 | $ 120,000 | $ 104,000 |
| BATTLE CREEK, MI | 6 | $ 421,000 | $ 70,000 | $ 107,000 |
| BOWLING GREEN, KY | 6 | $ 871,000 | $ 145,000 | $ 85,000 |
| ELMIRA, NY | 6 | $ 606,000 | $ 101,000 | $ 84,000 |
| ITHACA, NY | 6 | $ 755,000 | $ 125,000 | $ 129,000 |
| JACKSON, MI | 6 | $ 838,000 | $ 139,000 | $ 86,000 |
| JEFFERSON CITY, MO | 6 | $ 319,000 | $ 53,000 | $ 77,000 |
| LA CROSSE, WI-MN | 6 | $ 724,000 | $ 120,000 | $ 121,000 |
| LAKE CHARLES, LA | 6 | $ 514,000 | $ 85,000 | $ 92,000 |
| LAREDO, TX | 6 | $ 459,000 | $ 76,000 | $ 98,000 |
| LONGVIEW, TX | 6 | $ 426,000 | $ 71,000 | $ 74,000 |
| ODESSA, TX | 6 | $ 641,000 | $ 106,000 | $ 98,000 |
| POCATELLO, ID | 6 | $ 897,000 | $ 149,000 | $ 93,000 |
| RAPID CITY, SD | 6 | $ 697,000 | $ 116,000 | $ 68,000 |
| SHERMAN-DENISON, TX | 6 | $ 667,000 | $ 111,000 | $ 88,000 |
| WATERLOO-CEDAR FALLS, IA | 6 | $ 870,000 | $ 145,000 | $ 108,000 |
| WAUSAU, WI | 6 | $ 894,000 | $ 149,000 | $ 87,000 |
| ANDERSON, IN | 5 | $ 443,000 | $ 88,000 | $ 65,000 |
| BAY CITY, MI | 5 | $ 873,000 | $ 174,000 | $ 107,000 |
| EAU CLAIRE, WI | 5 | $ 622,000 | $ 124,000 | $ 141,000 |
| FARGO, ND-MN | 5 | $ 1,462,000 | $ 292,000 | $ 170,000 |
| FOND DU LAC, WI | 5 | $ 565,000 | $ 113,000 | $ 94,000 |
| ROCHESTER, MN | 5 | $ 1,030,000 | $ 206,000 | $ 116,000 |
| SAN JUAN-CAGUAS-GUAYNABO, PR | 5 | $ 48,000 | $ 9,000 | $ 70,000 |
| ST. GEORGE, UT | 5 | $ 1,226,000 | $ 245,000 | $ 137,000 |
| ST. JOSEPH, MO-KS | 5 | $ 874,000 | $ 174,000 | $ 156,000 |
| ALEXANDRIA, LA | 4 | $ 412,000 | $ 103,000 | $ 52,000 |
| CORVALLIS, OR | 4 | $ 780,000 | $ 195,000 | $ 126,000 |
| DALTON, GA | 4 | $ 348,000 | $ 87,000 | $ 103,000 |
| DANVILLE, IL | 4 | $ 173,000 | $ 43,000 | $ 73,000 |
| GADSDEN, AL | 4 | $ 542,000 | $ 135,000 | $ 90,000 |
| GREAT FALLS, MT | 4 | $ 736,000 | $ 184,000 | $ 111,000 |
| IOWA CITY, IA | 4 | $ 553,000 | $ 138,000 | $ 110,000 |
| JANESVILLE, WI | 4 | $ 437,000 | $ 109,000 | $ 118,000 |
| KOKOMO, IN | 4 | $ 451,000 | $ 112,000 | $ 48,000 |
| MANKATO-NORTH MANKATO, MN | 4 | $ 731,000 | $ 182,000 | $ 93,000 |
| MIDLAND, TX | 4 | $ 712,000 | $ 178,000 | $ 86,000 |
| MUNCIE, IN | 4 | $ 298,000 | $ 74,000 | $ 101,000 |
| MUSKEGON-NORTON SHORES, MI | 4 | $ 313,000 | $ 78,000 | $ 61,000 |
| PINE BLUFF, AR | 4 | $ 160,000 | $ 40,000 | $ 80,000 |
| BISMARCK, ND | 3 | $ 449,000 | $ 149,000 | $ 64,000 |
| BLOOMINGTON-NORMAL, IL | 3 | $ 374,000 | $ 124,000 | $ 78,000 |
| GRAND FORKS, ND-MN | 3 | $ 755,000 | $ 251,000 | $ 92,000 |
| JONESBORO, AR | 3 | $ 177,000 | $ 59,000 | $ 71,000 |
| KANKAKEE-BRADLEY, IL | 3 | $ 677,000 | $ 225,000 | $ 80,000 |
| OWENSBORO, KY | 3 | $ 376,000 | $ 125,000 | $ 59,000 |
| ROME, GA | 3 | $ 807,000 | $ 269,000 | $ 117,000 |
| SANDUSKY, OH | 3 | $ 183,000 | $ 61,000 | $ 94,000 |
| SHEBOYGAN, WI | 3 | $ 607,000 | $ 202,000 | $ 89,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 3 | $ 304,000 | $ 97,000 | $ 112,000 |
| YUBA CITY, CA | 3 | $ 552,000 | $ 184,000 | $ 89,000 |
| COLUMBUS, IN | 2 | $ 122,000 | $ 61,000 | $ 63,000 |
| DECATUR, IL | 2 | $ 308,000 | $ 154,000 | $ 151,000 |
| ELKHART-GOSHEN, IN | 2 | $ 87,000 | $ 43,000 | $ 30,000 |
| MICHIGAN CITY-LA PORTE, IN | 2 | $ 265,000 | $ 132,000 | $ 84,000 |
| ST. CLOUD, MN | 2 | $ 615,000 | $ 307,000 | $ 110,000 |
| CASPER, WY | 1 | $ 5,000 | $ 5,000 | $ 113,000 |
| DUBUQUE, IA | 1 | $ 241,000 | $ 241,000 | $ 87,000 |
| LEWISTON, ID-WA | 1 | $ 140,000 | $ 140,000 | $ 93,000 |
| LIMA, OH | 1 | $ 335,000 | $ 335,000 | $ 153,000 |
| LOGAN, UT-ID | 1 | $ 160,000 | $ 160,000 | $ 79,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 360,000 | $ 360,000 | $ 186,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 118,000 | $ 118,000 | $ 54,000 |
| TEXARKANA, TX-TEXARKANA, AR | 1 | $ 15,000 | $ 15,000 | $ 48,000 |
| VICTORIA, TX | 1 | $ 139,000 | $ 139,000 | $ 58,000 |
Mortgage Loan Application Detail Totals for Nfcu in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 40,606 | $9,336,342,000 | $229,000 | $1,969,000 | $120,000 | $9,999,000 |
| Home Purchase | 24,412 | $5,288,464,000 | $216,000 | $2,000,000 | $90,000 | $9,205,000 |
| Home Improvement | 5,064 | $73,101,000 | $14,000 | $150,000 | $90,000 | $3,108,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 39,237 | $8,354,821,000 | $212,000 | $2,000,000 | $115,000 | $9,205,000 |
| Not Provided | 14,760 | $3,252,087,000 | $220,000 | $1,846,000 | $104,000 | $7,060,000 |
| Black or African American | 7,752 | $1,362,242,000 | $175,000 | $1,805,000 | $91,000 | $9,999,000 |
| Hispanic | 4,275 | $788,370,000 | $184,000 | $1,674,000 | $88,000 | $970,000 |
| Asian | 2,869 | $698,548,000 | $243,000 | $1,940,000 | $103,000 | $1,440,000 |
| American Indian or Alaskan Native | 641 | $117,742,000 | $183,000 | $1,118,000 | $93,000 | $403,000 |
| Native Hawaiian or Other Pacific Islander | 548 | $124,097,000 | $226,000 | $1,800,000 | $101,000 | $894,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 47,612 | $9,403,971,000 | $197,000 | $2,000,000 | $114,000 | $9,205,000 |
| VA-guaranteed (Veterans Administration) | 21,904 | $5,174,599,000 | $236,000 | $1,287,000 | $95,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 566 | $119,337,000 | $210,000 | $783,000 | $90,000 | $507,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 28,057 | $5,507,500,000 | $196,000 | $2,000,000 | $119,000 | $9,205,000 |
| Application Withdrawn By Applicant | 15,657 | $3,765,620,000 | $240,000 | $1,895,000 | $116,000 | $4,929,000 |
| Preapproval Denied by Financial Institution | 11,250 | $2,111,934,000 | $187,000 | $2,000,000 | $72,000 | $1,123,000 |
| Application Denied By Financial Institution | 9,681 | $1,981,164,000 | $204,000 | $1,908,000 | $99,000 | $3,792,000 |
| Preapproval Approved but not Accepted | 4,016 | $992,509,000 | $247,000 | $810,000 | $102,000 | $1,800,000 |
| Application Approved But Not Accepted | 1,421 | $339,180,000 | $238,000 | $1,400,000 | $138,000 | $9,999,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 8,620 | $1,544,735,000 | $179,000 | $1,223,000 | $80,000 | $1,621,000 |
| Debt-To-Income Ratio | 7,736 | $1,652,179,000 | $213,000 | $1,908,000 | $73,000 | $778,000 |
| Collateral | 1,666 | $338,960,000 | $203,000 | $1,495,000 | $128,000 | $1,700,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1,264 | $286,077,000 | $226,000 | $2,000,000 | $106,000 | $1,038,000 |
| Unverifiable Information | 605 | $128,399,000 | $212,000 | $1,750,000 | $129,000 | $1,099,000 |
| Employment History | 479 | $75,671,000 | $157,000 | $766,000 | $66,000 | $500,000 |
| Other | 464 | $41,945,000 | $90,000 | $488,000 | $94,000 | $3,792,000 |
| Credit Application Incomplete | 95 | $24,458,000 | $257,000 | $1,400,000 | $138,000 | $1,300,000 |
| Mortgage Insurance Denied | 2 | $674,000 | $337,000 | $499,000 | $136,000 | $160,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nfcu's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nfcu's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.