Navy Federal Credit Union Mortgage Lending & HMDA Data, 2023

In 2023, Navy Federal Credit Union of Vienna, VA reported 173,415 mortgage applications totaling $34.7 billion, up 3% from 2022. The average application was for $200,370, and applicants reported an average income of $135,260. 41% of its applications resulted in an originated loan and 30% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (12,442), Atlanta-Sandy Springs-Roswell, GA (8,507) and Virginia Beach-Norfolk-Newport News, VA-NC (7,355) (applications in parentheses).

Mortgage Company & Address Navy Federal Credit Union
820 Follin Lane
Vienna, VA 22180
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 173,415
Total Mortgage Loan Application Amount $34,747,235,000
Average Mortgage Loan Application Amount $200,370
Highest Mortgage Loan Application Amount $4,905,000
Average Applicant Income $135,260
Highest Applicant Income $9,551,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Navy Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Navy Federal Credit Union by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
San Diego, California 4,949 $ 1,077,955,000 $ 217,812 $ 166,000
Prince George's, Maryland 2,880 $ 529,430,000 $ 183,829 $ 145,000
Riverside, California 2,706 $ 471,990,000 $ 174,423 $ 142,000
Maricopa, Arizona 2,493 $ 506,635,000 $ 203,223 $ 141,000
Duval, Florida 2,428 $ 415,910,000 $ 171,297 $ 116,000
Clark, Nevada 2,267 $ 435,655,000 $ 192,172 $ 124,000
Virginia Beach, Virginia 2,265 $ 326,435,000 $ 144,121 $ 127,000
Fairfax, Virginia 2,083 $ 562,055,000 $ 269,829 $ 198,000
Hillsborough, Florida 1,823 $ 385,765,000 $ 211,609 $ 137,000
Los Angeles, California 1,807 $ 483,005,000 $ 267,296 $ 172,000
Harris, Texas 1,772 $ 364,450,000 $ 205,671 $ 140,000
Escambia, Florida 1,558 $ 267,370,000 $ 171,611 $ 116,000
Anne Arundel, Maryland 1,554 $ 326,530,000 $ 210,122 $ 163,000
Prince William, Virginia 1,537 $ 296,495,000 $ 192,905 $ 173,000
Chesapeake, Virginia 1,483 $ 230,825,000 $ 155,647 $ 129,000
Onslow, North Carolina 1,451 $ 242,335,000 $ 167,012 $ 103,000
Fulton, Georgia 1,407 $ 247,355,000 $ 175,803 $ 130,000
Bexar, Texas 1,394 $ 284,080,000 $ 203,787 $ 136,000
Tarrant, Texas 1,376 $ 288,040,000 $ 209,331 $ 141,000
Cook, Illinois 1,280 $ 224,590,000 $ 175,460 $ 127,000
Gwinnett, Georgia 1,203 $ 202,465,000 $ 168,300 $ 123,000
Orange, Florida 1,177 $ 224,515,000 $ 190,751 $ 128,000
Broward, Florida 1,157 $ 246,705,000 $ 213,228 $ 140,000
San Bernardino, California 1,089 $ 208,215,000 $ 191,198 $ 128,000
Loudoun, Virginia 1,051 $ 293,925,000 $ 279,662 $ 214,000
Montgomery, Maryland 1,028 $ 235,960,000 $ 229,533 $ 180,000
El Paso, Colorado 978 $ 229,160,000 $ 234,314 $ 138,000
Wake, North Carolina 975 $ 217,455,000 $ 223,030 $ 141,000
Santa Rosa, Florida 963 $ 170,695,000 $ 177,253 $ 120,000
DeKalb, Georgia 943 $ 155,345,000 $ 164,734 $ 114,000
Charles, Maryland 914 $ 175,000,000 $ 191,466 $ 147,000
Cobb, Georgia 896 $ 168,950,000 $ 188,560 $ 131,000
Stafford, Virginia 893 $ 176,085,000 $ 197,183 $ 165,000
Pinellas, Florida 881 $ 181,505,000 $ 206,021 $ 134,000
Dallas, Texas 873 $ 159,465,000 $ 182,663 $ 130,000
Norfolk, Virginia 871 $ 136,005,000 $ 156,148 $ 111,000
Honolulu, Hawaii 842 $ 248,340,000 $ 294,940 $ 173,000
Brevard, Florida 839 $ 186,135,000 $ 221,853 $ 129,000
Miami-Dade, Florida 830 $ 181,510,000 $ 218,686 $ 142,000
Cumberland, North Carolina 815 $ 129,625,000 $ 159,049 $ 106,000
Kitsap, Washington 811 $ 152,935,000 $ 188,575 $ 132,000
Clay, Florida 801 $ 141,065,000 $ 176,111 $ 117,000
Bell, Texas 797 $ 140,735,000 $ 176,580 $ 112,000
Orange, California 788 $ 241,620,000 $ 306,624 $ 190,000
Henry, Georgia 755 $ 127,365,000 $ 168,695 $ 110,000
District of Columbia, District Of Columbia 742 $ 204,490,000 $ 275,592 $ 166,000
Mecklenburg, North Carolina 739 $ 161,565,000 $ 218,626 $ 141,000
Pasco, Florida 723 $ 154,245,000 $ 213,340 $ 133,000
Pierce, Washington 720 $ 154,800,000 $ 215,000 $ 144,000
El Paso, Texas 711 $ 122,615,000 $ 172,454 $ 114,000
Shelby, Tennessee 707 $ 109,125,000 $ 154,349 $ 113,000
Baltimore, Maryland 695 $ 126,925,000 $ 182,625 $ 138,000
Palm Beach, Florida 674 $ 151,950,000 $ 225,445 $ 168,000
Spotsylvania, Virginia 671 $ 118,745,000 $ 176,967 $ 152,000
Berkeley, South Carolina 668 $ 121,330,000 $ 181,631 $ 110,000
Baltimore City, Maryland 655 $ 94,315,000 $ 143,992 $ 115,000
St. Johns, Florida 651 $ 168,465,000 $ 258,778 $ 161,000
Richland, South Carolina 643 $ 101,695,000 $ 158,157 $ 105,000
Philadelphia, Pennsylvania 627 $ 89,335,000 $ 142,480 $ 105,000
Denton, Texas 610 $ 164,060,000 $ 268,950 $ 179,000
Chesterfield, Virginia 604 $ 123,270,000 $ 204,089 $ 139,000
Montgomery, Tennessee 594 $ 107,970,000 $ 181,767 $ 107,000
Cuyahoga, Ohio 579 $ 69,405,000 $ 119,870 $ 103,000
Polk, Florida 572 $ 98,450,000 $ 172,115 $ 111,000
Frederick, Maryland 563 $ 128,135,000 $ 227,593 $ 166,000
Clayton, Georgia 544 $ 68,440,000 $ 125,808 $ 81,000
Collin, Texas 541 $ 149,065,000 $ 275,536 $ 190,000
Charleston, South Carolina 530 $ 117,150,000 $ 221,037 $ 139,000
St. Mary's, Maryland 513 $ 99,125,000 $ 193,226 $ 153,000
Suffolk, Virginia 511 $ 85,465,000 $ 167,250 $ 127,000
Wayne, Michigan 486 $ 54,520,000 $ 112,181 $ 101,000
New London, Connecticut 482 $ 82,870,000 $ 171,929 $ 124,000
Oklahoma, Oklahoma 482 $ 90,210,000 $ 187,157 $ 115,000
Beaufort, South Carolina 481 $ 105,365,000 $ 219,054 $ 127,000
Fort Bend, Texas 476 $ 108,510,000 $ 227,962 $ 171,000
King, Washington 474 $ 167,610,000 $ 353,607 $ 192,000
Chatham, Georgia 473 $ 71,315,000 $ 150,771 $ 109,000
Seminole, Florida 467 $ 89,965,000 $ 192,644 $ 134,000
Columbia, Georgia 465 $ 90,635,000 $ 194,913 $ 122,000
Dorchester, South Carolina 460 $ 73,100,000 $ 158,913 $ 119,000
Craven, North Carolina 450 $ 72,910,000 $ 162,022 $ 115,000
Osceola, Florida 446 $ 89,980,000 $ 201,748 $ 128,000
Arapahoe, Colorado 443 $ 91,695,000 $ 206,986 $ 136,000
Pima, Arizona 442 $ 86,120,000 $ 194,841 $ 136,000
Montgomery, Texas 441 $ 116,075,000 $ 263,208 $ 162,000
Snohomish, Washington 438 $ 103,040,000 $ 235,251 $ 152,000
Madison, Alabama 428 $ 95,110,000 $ 222,219 $ 142,000
Volusia, Florida 427 $ 77,365,000 $ 181,182 $ 124,000
Howard, Maryland 420 $ 111,180,000 $ 264,714 $ 177,000
Portsmouth, Virginia 420 $ 55,680,000 $ 132,571 $ 98,000
Hampton, Virginia 418 $ 62,140,000 $ 148,660 $ 105,000
Lake, Florida 416 $ 87,170,000 $ 209,543 $ 128,000
Okaloosa, Florida 413 $ 85,485,000 $ 206,985 $ 121,000
Camden, Georgia 413 $ 62,495,000 $ 151,319 $ 104,000
Burlington, New Jersey 404 $ 74,850,000 $ 185,272 $ 138,000
Lee, Florida 402 $ 80,470,000 $ 200,174 $ 126,000
Camden, New Jersey 393 $ 57,355,000 $ 145,941 $ 122,000
Yuma, Arizona 389 $ 55,615,000 $ 142,969 $ 109,000
St. Lucie, Florida 383 $ 83,205,000 $ 217,245 $ 118,000
Kern, California 358 $ 55,260,000 $ 154,357 $ 121,000
Williamson, Texas 355 $ 93,325,000 $ 262,887 $ 153,000
Newport News, Virginia 355 $ 51,125,000 $ 144,014 $ 109,000
Harrison, Mississippi 354 $ 57,630,000 $ 162,796 $ 103,000
Ventura, California 353 $ 86,805,000 $ 245,906 $ 172,000
Orleans, Louisiana 352 $ 62,860,000 $ 178,579 $ 114,000
Harnett, North Carolina 346 $ 65,500,000 $ 189,306 $ 115,000
Manatee, Florida 343 $ 90,305,000 $ 263,279 $ 146,000
Pinal, Arizona 338 $ 67,190,000 $ 198,786 $ 111,000
Travis, Texas 337 $ 99,955,000 $ 296,602 $ 204,000
Johnston, North Carolina 335 $ 62,595,000 $ 186,850 $ 116,000
Baldwin, Alabama 334 $ 63,500,000 $ 190,119 $ 118,000
Horry, South Carolina 331 $ 72,615,000 $ 219,380 $ 138,000
Allegheny, Pennsylvania 325 $ 55,205,000 $ 169,861 $ 125,000
Douglas, Georgia 324 $ 49,470,000 $ 152,685 $ 104,000
St. Louis, Missouri 324 $ 46,120,000 $ 142,345 $ 107,000
Douglas, Colorado 320 $ 100,690,000 $ 314,656 $ 195,000
Marion, Florida 319 $ 57,135,000 $ 179,106 $ 103,000
Calvert, Maryland 317 $ 62,325,000 $ 196,608 $ 165,000
Henrico, Virginia 313 $ 52,095,000 $ 166,437 $ 126,000
New Castle, Delaware 312 $ 58,600,000 $ 187,820 $ 127,000
Bernalillo, New Mexico 308 $ 71,580,000 $ 232,402 $ 136,000
Jefferson, Alabama 307 $ 53,475,000 $ 174,185 $ 116,000
Montgomery, Pennsylvania 305 $ 68,325,000 $ 224,016 $ 164,000
Cherokee, Georgia 303 $ 56,345,000 $ 185,957 $ 136,000
Richmond, Georgia 300 $ 40,330,000 $ 134,433 $ 89,000
Sacramento, California 297 $ 57,455,000 $ 193,451 $ 149,000
Paulding, Georgia 293 $ 45,445,000 $ 155,102 $ 111,000
Bay, Florida 292 $ 66,680,000 $ 228,356 $ 138,000
Frederick, Virginia 292 $ 46,690,000 $ 159,897 $ 124,000
Nueces, Texas 288 $ 69,750,000 $ 242,187 $ 156,000
Lake, Illinois 285 $ 50,745,000 $ 178,052 $ 135,000
Berkeley, West Virginia 285 $ 45,905,000 $ 161,070 $ 118,000
Guilford, North Carolina 284 $ 51,560,000 $ 181,549 $ 133,000
Thurston, Washington 281 $ 67,855,000 $ 241,476 $ 135,000
Nassau, Florida 278 $ 61,090,000 $ 219,748 $ 126,000
Harford, Maryland 278 $ 54,020,000 $ 194,316 $ 154,000
Suffolk, New York 277 $ 72,185,000 $ 260,595 $ 168,000
Mobile, Alabama 275 $ 38,815,000 $ 141,145 $ 96,000
Liberty, Georgia 275 $ 44,795,000 $ 162,890 $ 102,000
Oakland, Michigan 269 $ 50,855,000 $ 189,052 $ 158,000
Houston, Georgia 266 $ 54,730,000 $ 205,751 $ 118,000
Greenville, South Carolina 266 $ 53,760,000 $ 202,105 $ 118,000
Marion, Indiana 264 $ 40,170,000 $ 152,159 $ 109,000
St. Clair, Illinois 262 $ 46,290,000 $ 176,679 $ 127,000
Fayette, Georgia 261 $ 54,755,000 $ 209,789 $ 147,000
Jackson, Missouri 261 $ 42,265,000 $ 161,934 $ 106,000
Island, Washington 260 $ 51,050,000 $ 196,346 $ 115,000
Muscogee, Georgia 259 $ 29,695,000 $ 114,652 $ 95,000
Lexington, South Carolina 256 $ 42,470,000 $ 165,898 $ 102,000
Franklin, Ohio 253 $ 44,745,000 $ 176,857 $ 122,000
Jefferson, Louisiana 252 $ 37,660,000 $ 149,444 $ 99,000
Newton, Georgia 249 $ 36,945,000 $ 148,373 $ 94,000
Bucks, Pennsylvania 249 $ 51,375,000 $ 206,325 $ 159,000
Rockdale, Georgia 248 $ 39,510,000 $ 159,314 $ 108,000
Will, Illinois 248 $ 47,600,000 $ 191,935 $ 147,000
DeSoto, Mississippi 247 $ 43,705,000 $ 176,943 $ 112,000
Essex, New Jersey 247 $ 53,455,000 $ 216,417 $ 150,000
Davidson, Tennessee 247 $ 60,775,000 $ 246,052 $ 142,000
Brazoria, Texas 246 $ 59,310,000 $ 241,097 $ 149,000
York, South Carolina 245 $ 52,265,000 $ 213,326 $ 139,000
Sarasota, Florida 243 $ 54,885,000 $ 225,864 $ 135,000
Alexandria, Virginia 241 $ 75,085,000 $ 311,556 $ 209,000
York, Pennsylvania 235 $ 47,145,000 $ 200,617 $ 132,000
Currituck, North Carolina 234 $ 41,100,000 $ 175,641 $ 141,000
Delaware, Pennsylvania 233 $ 37,205,000 $ 159,678 $ 118,000
Adams, Colorado 230 $ 51,030,000 $ 221,869 $ 140,000
Ocean, New Jersey 230 $ 48,060,000 $ 208,956 $ 155,000
Gloucester, New Jersey 229 $ 37,305,000 $ 162,903 $ 150,000
New Haven, Connecticut 228 $ 44,840,000 $ 196,666 $ 145,000
Denver, Colorado 227 $ 56,555,000 $ 249,140 $ 149,000
Jefferson, Colorado 227 $ 61,295,000 $ 270,022 $ 166,000
Hartford, Connecticut 227 $ 50,185,000 $ 221,079 $ 138,000
Nassau, New York 227 $ 66,105,000 $ 291,211 $ 185,000
Carteret, North Carolina 224 $ 48,760,000 $ 217,678 $ 155,000
Ellis, Texas 224 $ 62,620,000 $ 279,553 $ 140,000
Contra Costa, California 220 $ 64,000,000 $ 290,909 $ 180,000
Arlington, Virginia 219 $ 71,115,000 $ 324,726 $ 222,000
Fresno, California 214 $ 38,790,000 $ 181,261 $ 126,000
Knox, Tennessee 214 $ 52,720,000 $ 246,355 $ 136,000
James City, Virginia 212 $ 47,400,000 $ 223,584 $ 149,000
New Hanover, North Carolina 211 $ 48,905,000 $ 231,777 $ 138,000
Galveston, Texas 211 $ 48,525,000 $ 229,976 $ 150,000
Fauquier, Virginia 210 $ 48,620,000 $ 231,523 $ 172,000
St. Tammany, Louisiana 209 $ 39,015,000 $ 186,674 $ 119,000
Cleveland, Oklahoma 208 $ 39,710,000 $ 190,913 $ 132,000
Comanche, Oklahoma 208 $ 35,240,000 $ 169,423 $ 97,000
Montgomery, Alabama 207 $ 29,815,000 $ 144,033 $ 111,000
Kings, California 205 $ 36,955,000 $ 180,268 $ 126,000
Forsyth, Georgia 205 $ 42,745,000 $ 208,512 $ 180,000
Hoke, North Carolina 204 $ 32,260,000 $ 158,137 $ 108,000
Brunswick, North Carolina 202 $ 41,330,000 $ 204,603 $ 135,000
Sussex, Delaware 198 $ 48,380,000 $ 244,343 $ 162,000
Erie, New York 197 $ 31,645,000 $ 160,634 $ 111,000
Durham, North Carolina 196 $ 35,130,000 $ 179,234 $ 120,000
Solano, California 195 $ 37,025,000 $ 189,871 $ 146,000
Cochise, Arizona 193 $ 30,425,000 $ 157,642 $ 106,000
Hernando, Florida 192 $ 28,320,000 $ 147,500 $ 105,000
Aiken, South Carolina 192 $ 39,340,000 $ 204,895 $ 121,000
Milwaukee, Wisconsin 191 $ 29,275,000 $ 153,272 $ 112,000
Monmouth, New Jersey 190 $ 59,070,000 $ 310,894 $ 196,000
Summit, Ohio 189 $ 24,365,000 $ 128,915 $ 108,000
Montgomery, Ohio 186 $ 34,620,000 $ 186,129 $ 122,000
Johnson, Texas 186 $ 52,990,000 $ 284,892 $ 153,000
Coweta, Georgia 184 $ 31,760,000 $ 172,608 $ 139,000
Jefferson, Kentucky 184 $ 30,330,000 $ 164,836 $ 126,000
Worcester, Massachusetts 184 $ 40,890,000 $ 222,228 $ 145,000
Parker, Texas 184 $ 44,060,000 $ 239,456 $ 154,000
Spartanburg, South Carolina 183 $ 33,285,000 $ 181,885 $ 104,000
Macomb, Michigan 181 $ 25,785,000 $ 142,458 $ 97,000
Rutherford, Tennessee 180 $ 38,140,000 $ 211,888 $ 122,000
Forsyth, North Carolina 177 $ 28,005,000 $ 158,220 $ 116,000
Richmond City, Virginia 177 $ 30,715,000 $ 173,531 $ 125,000
East Baton Rouge, Louisiana 176 $ 27,150,000 $ 154,261 $ 111,000
Kent, Delaware 175 $ 36,325,000 $ 207,571 $ 116,000
Clark, Washington 172 $ 41,010,000 $ 238,430 $ 148,000
Pulaski, Arkansas 171 $ 30,415,000 $ 177,865 $ 121,000
Fairfield, Connecticut 171 $ 48,935,000 $ 286,169 $ 201,000
Moore, North Carolina 171 $ 37,035,000 $ 216,578 $ 136,000
Union, New Jersey 170 $ 36,640,000 $ 215,529 $ 147,000
Hamilton, Ohio 170 $ 30,670,000 $ 180,411 $ 117,000
Guadalupe, Texas 170 $ 35,280,000 $ 207,529 $ 135,000
Cabarrus, North Carolina 168 $ 26,920,000 $ 160,238 $ 112,000
Hamilton, Tennessee 167 $ 33,235,000 $ 199,011 $ 126,000
Middlesex, Massachusetts 166 $ 65,640,000 $ 395,421 $ 206,000
Sarpy, Nebraska 166 $ 35,860,000 $ 216,024 $ 126,000
Plymouth, Massachusetts 164 $ 38,980,000 $ 237,682 $ 173,000
Middlesex, New Jersey 164 $ 37,140,000 $ 226,463 $ 153,000
Benton, Arkansas 162 $ 37,800,000 $ 233,333 $ 129,000
San Joaquin, California 162 $ 31,190,000 $ 192,530 $ 133,000
Lake, Indiana 162 $ 23,450,000 $ 144,753 $ 110,000
Hardin, Kentucky 162 $ 28,610,000 $ 176,604 $ 110,000
Bergen, New Jersey 162 $ 45,900,000 $ 283,333 $ 198,000
Comal, Texas 162 $ 40,110,000 $ 247,592 $ 163,000
Alameda, California 161 $ 51,425,000 $ 319,409 $ 189,000
Carroll, Maryland 160 $ 30,070,000 $ 187,937 $ 175,000
Washington, Oregon 160 $ 45,000,000 $ 281,250 $ 145,000
Washoe, Nevada 159 $ 36,505,000 $ 229,591 $ 147,000
Queens, New York 159 $ 37,125,000 $ 233,490 $ 136,000
Collier, Florida 158 $ 42,780,000 $ 270,759 $ 173,000
Bristol, Massachusetts 158 $ 37,220,000 $ 235,569 $ 153,000
Douglas, Nebraska 158 $ 25,600,000 $ 162,025 $ 106,000
Charlotte, Florida 157 $ 35,365,000 $ 225,254 $ 125,000
Jackson, Mississippi 157 $ 26,135,000 $ 166,464 $ 112,000
Jefferson, West Virginia 155 $ 33,035,000 $ 213,129 $ 137,000
Westchester, New York 154 $ 52,070,000 $ 338,116 $ 202,000
Union, North Carolina 153 $ 36,995,000 $ 241,797 $ 153,000
Chester, Pennsylvania 153 $ 31,395,000 $ 205,196 $ 172,000
Citrus, Florida 152 $ 27,390,000 $ 180,197 $ 102,000
York, Virginia 152 $ 36,680,000 $ 241,315 $ 142,000
Monroe, New York 151 $ 17,415,000 $ 115,331 $ 113,000
Lee, Alabama 150 $ 29,350,000 $ 195,666 $ 115,000
Kings, New York 150 $ 49,970,000 $ 333,133 $ 173,000
Sedgwick, Kansas 149 $ 27,555,000 $ 184,932 $ 113,000
Kaufman, Texas 149 $ 37,385,000 $ 250,906 $ 116,000
Hennepin, Minnesota 148 $ 31,640,000 $ 213,783 $ 169,000
Queen Anne's, Maryland 147 $ 29,375,000 $ 199,829 $ 156,000
Tulsa, Oklahoma 147 $ 26,655,000 $ 181,326 $ 114,000
Weld, Colorado 146 $ 34,320,000 $ 235,068 $ 160,000
Providence, Rhode Island 144 $ 29,300,000 $ 203,472 $ 153,000
Bryan, Georgia 143 $ 25,165,000 $ 175,979 $ 131,000
St. Charles, Missouri 143 $ 30,675,000 $ 214,510 $ 141,000
Orange, New York 142 $ 28,330,000 $ 199,507 $ 138,000
Spokane, Washington 142 $ 36,260,000 $ 255,352 $ 150,000
King George, Virginia 140 $ 28,010,000 $ 200,071 $ 154,000
Effingham, Georgia 139 $ 22,645,000 $ 162,913 $ 109,000
Isle of Wight, Virginia 138 $ 26,090,000 $ 189,057 $ 136,000
Placer, California 137 $ 41,895,000 $ 305,802 $ 196,000
Johnson, Kansas 137 $ 31,205,000 $ 227,773 $ 147,000
Larimer, Colorado 136 $ 35,400,000 $ 260,294 $ 169,000
DuPage, Illinois 136 $ 28,940,000 $ 212,794 $ 163,000
Lancaster, Pennsylvania 134 $ 24,960,000 $ 186,268 $ 128,000
Salt Lake, Utah 134 $ 37,410,000 $ 279,179 $ 159,000
Leon, Florida 133 $ 22,915,000 $ 172,293 $ 113,000
Washington, Maryland 133 $ 25,035,000 $ 188,233 $ 128,000
Hillsborough, New Hampshire 133 $ 32,435,000 $ 243,872 $ 177,000
Dona Ana, New Mexico 133 $ 28,695,000 $ 215,751 $ 116,000
Pender, North Carolina 133 $ 31,185,000 $ 234,473 $ 133,000
Yavapai, Arizona 132 $ 34,110,000 $ 258,409 $ 142,000
Tipton, Tennessee 132 $ 20,250,000 $ 153,409 $ 113,000
Alachua, Florida 131 $ 22,765,000 $ 173,778 $ 128,000
Ada, Idaho 131 $ 35,475,000 $ 270,801 $ 143,000
Pitt, North Carolina 130 $ 18,780,000 $ 144,461 $ 107,000
Lorain, Ohio 130 $ 21,160,000 $ 162,769 $ 122,000
Coryell, Texas 130 $ 22,380,000 $ 172,153 $ 115,000
Walton, Georgia 127 $ 21,585,000 $ 169,960 $ 111,000
Hamilton, Indiana 124 $ 28,770,000 $ 232,016 $ 150,000
Russell, Alabama 123 $ 19,405,000 $ 157,764 $ 107,000
Warren, Virginia 123 $ 21,295,000 $ 173,130 $ 126,000
Mohave, Arizona 121 $ 21,525,000 $ 177,892 $ 107,000
Atlantic, New Jersey 121 $ 21,865,000 $ 180,702 $ 143,000
Iredell, North Carolina 121 $ 32,455,000 $ 268,223 $ 139,000
Anchorage, Alaska 120 $ 33,350,000 $ 277,916 $ 143,000
Onondaga, New York 120 $ 23,270,000 $ 193,916 $ 120,000
Gaston, North Carolina 120 $ 21,900,000 $ 182,500 $ 115,000
Cumberland, Pennsylvania 119 $ 25,015,000 $ 210,210 $ 145,000
Rockwall, Texas 119 $ 32,365,000 $ 271,974 $ 166,000
Pulaski, Missouri 118 $ 20,510,000 $ 173,813 $ 94,000
Williamson, Tennessee 118 $ 44,670,000 $ 378,559 $ 250,000
Hall, Georgia 117 $ 19,465,000 $ 166,367 $ 135,000
Pasquotank, North Carolina 117 $ 17,825,000 $ 152,350 $ 101,000
Multnomah, Oregon 117 $ 35,075,000 $ 299,786 $ 162,000
Sumner, Tennessee 117 $ 29,965,000 $ 256,111 $ 137,000
Newport, Rhode Island 116 $ 29,430,000 $ 253,706 $ 161,000
Canadian, Oklahoma 115 $ 23,835,000 $ 207,260 $ 110,000
Flagler, Florida 114 $ 25,040,000 $ 219,649 $ 123,000
Lowndes, Georgia 114 $ 19,530,000 $ 171,315 $ 100,000
Sandoval, New Mexico 114 $ 31,330,000 $ 274,824 $ 135,000
Hanover, Virginia 113 $ 25,225,000 $ 223,230 $ 171,000
Berks, Pennsylvania 112 $ 15,670,000 $ 139,910 $ 120,000
Dougherty, Georgia 110 $ 12,080,000 $ 109,818 $ 103,000
Jefferson, New York 110 $ 21,390,000 $ 194,454 $ 111,000
Saratoga, New York 110 $ 23,120,000 $ 210,181 $ 136,000
Shelby, Alabama 109 $ 25,455,000 $ 233,532 $ 148,000
York, Maine 109 $ 24,125,000 $ 221,330 $ 134,000
Hidalgo, Texas 109 $ 19,945,000 $ 182,981 $ 184,000
Clackamas, Oregon 108 $ 25,940,000 $ 240,185 $ 172,000
Hays, Texas 107 $ 26,425,000 $ 246,962 $ 142,000
Culpeper, Virginia 107 $ 18,385,000 $ 171,822 $ 140,000
Santa Clara, California 106 $ 40,120,000 $ 378,490 $ 200,000
Sumter, Florida 106 $ 25,600,000 $ 241,509 $ 144,000
McLennan, Texas 106 $ 21,050,000 $ 198,584 $ 134,000
Kent, Michigan 105 $ 20,355,000 $ 193,857 $ 120,000
Sumter, South Carolina 105 $ 18,475,000 $ 175,952 $ 101,000
Wayne, North Carolina 104 $ 16,380,000 $ 157,500 $ 110,000
Lucas, Ohio 104 $ 14,720,000 $ 141,538 $ 99,000
Bibb, Georgia 103 $ 12,865,000 $ 124,902 $ 104,000
St. Louis City, Missouri 102 $ 13,890,000 $ 136,176 $ 109,000
Rockingham, New Hampshire 102 $ 22,860,000 $ 224,117 $ 169,000
Tulare, California 101 $ 20,165,000 $ 199,653 $ 134,000
Norfolk, Massachusetts 101 $ 36,565,000 $ 362,029 $ 212,000
Morris, New Jersey 101 $ 26,605,000 $ 263,415 $ 184,000
Caroline, Virginia 101 $ 15,585,000 $ 154,306 $ 100,000
Carroll, Georgia 100 $ 17,990,000 $ 179,900 $ 101,000
Spalding, Georgia 100 $ 15,470,000 $ 154,700 $ 90,000
Cumberland, Maine 100 $ 24,440,000 $ 244,400 $ 184,000
Skagit, Washington 100 $ 29,090,000 $ 290,900 $ 146,000
Franklin, North Carolina 99 $ 21,375,000 $ 215,909 $ 122,000
Dauphin, Pennsylvania 99 $ 12,925,000 $ 130,555 $ 122,000
Bartow, Georgia 97 $ 17,125,000 $ 176,546 $ 106,000
Monroe, Pennsylvania 97 $ 17,445,000 $ 179,845 $ 127,000
Jackson, Georgia 96 $ 21,760,000 $ 226,666 $ 135,000
Northampton, Pennsylvania 96 $ 16,240,000 $ 169,166 $ 130,000
Glynn, Georgia 95 $ 15,965,000 $ 168,052 $ 127,000
Madison, Illinois 95 $ 14,095,000 $ 148,368 $ 103,000
Stark, Ohio 95 $ 13,785,000 $ 145,105 $ 89,000
Anderson, South Carolina 95 $ 17,925,000 $ 188,684 $ 123,000
Walton, Florida 94 $ 26,300,000 $ 279,787 $ 144,000
Long, Georgia 94 $ 17,900,000 $ 190,425 $ 84,000
Hampden, Massachusetts 93 $ 17,115,000 $ 184,032 $ 110,000
Buncombe, North Carolina 92 $ 22,040,000 $ 239,565 $ 127,000
Orange, Virginia 92 $ 17,350,000 $ 188,586 $ 119,000
Coffee, Alabama 91 $ 17,935,000 $ 197,087 $ 104,000
Shenandoah, Virginia 91 $ 17,315,000 $ 190,274 $ 146,000
Monterey, California 90 $ 26,720,000 $ 296,888 $ 193,000
Kane, Illinois 90 $ 16,730,000 $ 185,888 $ 143,000
Suffolk, Massachusetts 90 $ 36,930,000 $ 410,333 $ 184,000
Passaic, New Jersey 90 $ 20,950,000 $ 232,777 $ 158,000
Indian River, Florida 89 $ 20,515,000 $ 230,505 $ 148,000
Bossier, Louisiana 89 $ 20,425,000 $ 229,494 $ 121,000
Essex, Massachusetts 89 $ 25,785,000 $ 289,719 $ 173,000
Hinds, Mississippi 89 $ 12,255,000 $ 137,696 $ 116,000
Mercer, New Jersey 89 $ 17,345,000 $ 194,887 $ 155,000
Matanuska-Susitna, Alaska 87 $ 25,295,000 $ 290,747 $ 143,000
Somerset, New Jersey 87 $ 20,695,000 $ 237,873 $ 277,000
Kershaw, South Carolina 87 $ 16,845,000 $ 193,620 $ 106,000
Utah, Utah 87 $ 22,285,000 $ 256,149 $ 147,000
Barrow, Georgia 86 $ 14,350,000 $ 166,860 $ 97,000
Davis, Utah 86 $ 23,920,000 $ 278,139 $ 139,000
Rowan, North Carolina 85 $ 14,425,000 $ 169,705 $ 99,000
Wilson, Tennessee 85 $ 18,345,000 $ 215,823 $ 144,000
Middlesex, Connecticut 84 $ 17,600,000 $ 209,523 $ 145,000
Martin, Florida 84 $ 22,500,000 $ 267,857 $ 168,000
Nash, North Carolina 84 $ 12,460,000 $ 148,333 $ 104,000
Dutchess, New York 83 $ 19,235,000 $ 231,746 $ 181,000
Alamance, North Carolina 83 $ 16,175,000 $ 194,879 $ 104,000
Washington, Rhode Island 83 $ 22,485,000 $ 270,903 $ 195,000
Canyon, Idaho 82 $ 15,480,000 $ 188,780 $ 126,000
Caddo, Louisiana 82 $ 14,980,000 $ 182,682 $ 109,000
Hudson, New Jersey 82 $ 22,570,000 $ 275,243 $ 134,000
Leavenworth, Kansas 81 $ 13,785,000 $ 170,185 $ 132,000
Dare, North Carolina 81 $ 17,295,000 $ 213,518 $ 167,000
Butler, Ohio 81 $ 12,875,000 $ 158,950 $ 132,000
Greene, Ohio 81 $ 16,115,000 $ 198,950 $ 137,000
Lehigh, Pennsylvania 81 $ 14,545,000 $ 179,567 $ 129,000
Cameron, Texas 81 $ 15,675,000 $ 193,518 $ 123,000
Houston, Alabama 80 $ 15,520,000 $ 194,000 $ 104,000
Limestone, Alabama 80 $ 20,680,000 $ 258,500 $ 161,000
Harris, Georgia 80 $ 15,500,000 $ 193,750 $ 111,000
Vernon, Louisiana 80 $ 13,070,000 $ 163,375 $ 98,000
Genesee, Michigan 80 $ 9,260,000 $ 115,750 $ 88,000
Pueblo, Colorado 79 $ 12,615,000 $ 159,683 $ 110,000
Kent, Rhode Island 79 $ 20,425,000 $ 258,544 $ 142,000
Hawaii, Hawaii 78 $ 23,690,000 $ 303,717 $ 140,000
Bronx, New York 78 $ 22,570,000 $ 289,358 $ 125,000
Davidson, North Carolina 78 $ 13,340,000 $ 171,025 $ 108,000
Robeson, North Carolina 78 $ 13,060,000 $ 167,435 $ 90,000
Lubbock, Texas 78 $ 16,950,000 $ 217,307 $ 124,000
Whatcom, Washington 78 $ 21,600,000 $ 276,923 $ 143,000
McHenry, Illinois 77 $ 14,605,000 $ 189,675 $ 126,000
Barnstable, Massachusetts 77 $ 26,705,000 $ 346,818 $ 223,000
Marion, Oregon 77 $ 15,245,000 $ 197,987 $ 127,000
Clay, Missouri 76 $ 16,330,000 $ 214,868 $ 124,000
Warren, Ohio 76 $ 17,340,000 $ 228,157 $ 139,000
Westmoreland, Pennsylvania 76 $ 14,070,000 $ 185,131 $ 107,000
Manassas, Virginia 76 $ 10,530,000 $ 138,552 $ 130,000
Lauderdale, Mississippi 75 $ 12,495,000 $ 166,600 $ 109,000
Greene, Missouri 75 $ 14,245,000 $ 189,933 $ 111,000
Lancaster, South Carolina 75 $ 15,295,000 $ 203,933 $ 143,000
Brazos, Texas 75 $ 17,705,000 $ 236,066 $ 153,000
San Patricio, Texas 75 $ 15,705,000 $ 209,400 $ 120,000
Albemarle, Virginia 75 $ 26,515,000 $ 353,533 $ 202,000
Allen, Indiana 74 $ 12,400,000 $ 167,567 $ 101,000
Dakota, Minnesota 74 $ 16,320,000 $ 220,540 $ 149,000
Lake, Ohio 74 $ 11,070,000 $ 149,594 $ 105,000
Benton, Washington 74 $ 17,250,000 $ 233,108 $ 141,000
Stanislaus, California 72 $ 12,520,000 $ 173,888 $ 136,000
Camden, North Carolina 72 $ 11,460,000 $ 159,166 $ 114,000
Santa Barbara, California 71 $ 17,645,000 $ 248,521 $ 196,000
Christian, Kentucky 71 $ 10,475,000 $ 147,535 $ 81,000
Lane, Oregon 71 $ 17,285,000 $ 243,450 $ 125,000
Jasper, South Carolina 71 $ 15,105,000 $ 212,746 $ 112,000
Mason, Washington 71 $ 13,995,000 $ 197,112 $ 107,000
Kenosha, Wisconsin 71 $ 11,585,000 $ 163,169 $ 119,000
Imperial, California 70 $ 9,460,000 $ 135,142 $ 126,000
Worcester, Maryland 70 $ 15,510,000 $ 221,571 $ 200,000
Medina, Ohio 70 $ 13,130,000 $ 187,571 $ 126,000
Louisa, Virginia 70 $ 16,030,000 $ 229,000 $ 171,000
St. Joseph, Indiana 69 $ 10,375,000 $ 150,362 $ 108,000
Hunt, Texas 69 $ 13,805,000 $ 200,072 $ 141,000
Washington, Arkansas 68 $ 15,200,000 $ 223,529 $ 138,000
San Luis Obispo, California 68 $ 14,050,000 $ 206,617 $ 173,000
Winnebago, Illinois 68 $ 8,590,000 $ 126,323 $ 106,000
Lafayette, Louisiana 68 $ 13,260,000 $ 195,000 $ 127,000
Catawba, North Carolina 68 $ 14,140,000 $ 207,941 $ 123,000
Richmond, New York 67 $ 19,125,000 $ 285,447 $ 163,000
Orange, North Carolina 67 $ 15,105,000 $ 225,447 $ 170,000
Franklin, Pennsylvania 67 $ 11,375,000 $ 169,776 $ 112,000
Weber, Utah 67 $ 16,055,000 $ 239,626 $ 139,000
Gloucester, Virginia 67 $ 10,335,000 $ 154,253 $ 127,000
El Dorado, California 66 $ 19,340,000 $ 293,030 $ 199,000
Hendricks, Indiana 66 $ 11,090,000 $ 168,030 $ 123,000
Fairfield, Ohio 66 $ 12,490,000 $ 189,242 $ 133,000
Windham, Connecticut 65 $ 10,075,000 $ 155,000 $ 132,000
Lee, North Carolina 65 $ 14,525,000 $ 223,461 $ 113,000
Delaware, Ohio 65 $ 14,465,000 $ 222,538 $ 173,000
Lee, Georgia 64 $ 8,470,000 $ 132,343 $ 117,000
Fayette, Kentucky 64 $ 11,640,000 $ 181,875 $ 139,000
Jefferson, Missouri 64 $ 10,970,000 $ 171,406 $ 113,000
Lincoln, North Carolina 64 $ 13,590,000 $ 212,343 $ 125,000
Adams, Pennsylvania 64 $ 10,160,000 $ 158,750 $ 132,000
New Kent, Virginia 64 $ 11,720,000 $ 183,125 $ 132,000
Westmoreland, Virginia 64 $ 9,520,000 $ 148,750 $ 116,000
Dane, Wisconsin 64 $ 15,150,000 $ 236,718 $ 140,000
Santa Fe, New Mexico 63 $ 21,605,000 $ 342,936 $ 144,000
Elmore, Alabama 62 $ 11,680,000 $ 188,387 $ 129,000
Fairbanks North Star, Alaska 62 $ 15,640,000 $ 252,258 $ 129,000
Boulder, Colorado 62 $ 19,300,000 $ 311,290 $ 177,000
Geary, Kansas 62 $ 10,080,000 $ 162,580 $ 95,000
Mahoning, Ohio 62 $ 7,560,000 $ 121,935 $ 104,000
Orangeburg, South Carolina 62 $ 8,800,000 $ 141,935 $ 88,000
Waukesha, Wisconsin 62 $ 13,420,000 $ 216,451 $ 142,000
Polk, Iowa 61 $ 12,355,000 $ 202,540 $ 135,000
Florence, South Carolina 61 $ 8,805,000 $ 144,344 $ 88,000
Wichita, Texas 61 $ 11,005,000 $ 180,409 $ 100,000
Fredericksburg, Virginia 61 $ 14,235,000 $ 233,360 $ 172,000
Erie, Pennsylvania 60 $ 9,860,000 $ 164,333 $ 122,000
Laramie, Wyoming 60 $ 14,840,000 $ 247,333 $ 115,000
Tuscaloosa, Alabama 59 $ 10,255,000 $ 173,813 $ 109,000
Hancock, Mississippi 59 $ 8,615,000 $ 146,016 $ 126,000
Lancaster, Nebraska 59 $ 11,205,000 $ 189,915 $ 112,000
Grayson, Texas 59 $ 11,945,000 $ 202,457 $ 123,000
Smith, Texas 59 $ 12,055,000 $ 204,322 $ 120,000
Taylor, Texas 59 $ 10,765,000 $ 182,457 $ 137,000
Johnson, Indiana 58 $ 14,480,000 $ 249,655 $ 134,000
Sussex, New Jersey 58 $ 9,320,000 $ 160,689 $ 135,000
Waller, Texas 58 $ 14,700,000 $ 253,448 $ 158,000
Racine, Wisconsin 58 $ 7,680,000 $ 132,413 $ 109,000
Lonoke, Arkansas 57 $ 10,715,000 $ 187,982 $ 149,000
Saline, Arkansas 57 $ 10,615,000 $ 186,228 $ 115,000
Ramsey, Minnesota 57 $ 10,975,000 $ 192,543 $ 135,000
Rankin, Mississippi 57 $ 12,175,000 $ 213,596 $ 112,000
Albany, New York 57 $ 11,115,000 $ 195,000 $ 120,000
Henderson, North Carolina 57 $ 15,295,000 $ 268,333 $ 129,000
Wise, Texas 57 $ 13,225,000 $ 232,017 $ 164,000
Petersburg, Virginia 57 $ 5,665,000 $ 99,385 $ 89,000
Cape May, New Jersey 56 $ 13,690,000 $ 244,464 $ 189,000
Sullivan, Tennessee 56 $ 10,950,000 $ 195,535 $ 98,000
Cecil, Maryland 55 $ 8,055,000 $ 146,454 $ 131,000
Washington, Minnesota 55 $ 12,445,000 $ 226,272 $ 146,000
Platte, Missouri 55 $ 14,805,000 $ 269,181 $ 156,000
Granville, North Carolina 55 $ 7,415,000 $ 134,818 $ 101,000
Dale, Alabama 54 $ 6,180,000 $ 114,444 $ 99,000
Monroe, Florida 54 $ 17,970,000 $ 332,777 $ 161,000
Putnam, Florida 54 $ 7,410,000 $ 137,222 $ 92,000
Ascension, Louisiana 54 $ 10,260,000 $ 190,000 $ 148,000
Nye, Nevada 54 $ 9,280,000 $ 171,851 $ 108,000
Oneida, New York 54 $ 7,800,000 $ 144,444 $ 103,000
Randolph, North Carolina 54 $ 8,580,000 $ 158,888 $ 92,000
Medina, Texas 54 $ 17,060,000 $ 315,925 $ 173,000
Mesa, Colorado 53 $ 10,805,000 $ 203,867 $ 113,000
Page:

Mortgage Loan Application Detail Totals for Navy Federal Credit Union in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 60,820 $22,144,280,000 $364,000 $3,505,000 $140,000 $7,987,000
Other Purpose 49,486 $4,551,850,000 $91,000 $2,255,000 $130,000 $9,551,000
Home Improvement 45,981 $4,068,805,000 $88,000 $2,105,000 $138,000 $6,421,000
Cash-out Refinancing 13,438 $3,076,810,000 $228,000 $4,905,000 $126,000 $3,200,000
Refinancing 3,571 $886,425,000 $248,000 $3,645,000 $127,000 $2,200,000
Not Applicable 119 $19,065,000 $160,000 $385,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 81,585 $16,548,775,000 $202,000 $4,905,000 $141,000 $9,551,000
Black or African American 39,665 $7,073,615,000 $178,000 $3,505,000 $121,000 $7,890,000
Not Provided 21,251 $4,567,155,000 $214,000 $4,005,000 $143,000 $4,500,000
Hispanic 18,063 $3,664,485,000 $202,000 $2,645,000 $129,000 $6,421,000
Asian 6,478 $1,553,270,000 $239,000 $2,105,000 $146,000 $3,141,000
American Indian or Alaskan Native 2,560 $453,800,000 $177,000 $1,925,000 $125,000 $3,780,000
Native Hawaiian or Other Pacific Islander 529 $97,915,000 $185,000 $1,425,000 $126,000 $739,000
Not applicable 380 $100,620,000 $264,000 $3,645,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 138,629 $21,653,685,000 $156,000 $4,905,000 $138,000 $9,551,000
VA-guaranteed (Veterans Administration) 34,722 $13,081,920,000 $376,000 $4,005,000 $125,000 $2,046,000
FHA-insured (Federal Housing Administration) 64 $11,630,000 $181,000 $385,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 71,421 $14,830,605,000 $207,000 $3,005,000 $136,000 $3,269,000
Application Denied By Financial Institution 52,546 $8,644,880,000 $164,000 $4,505,000 $120,000 $9,551,000
Application Withdrawn By Applicant 40,153 $9,647,105,000 $240,000 $4,905,000 $153,000 $7,890,000
File Closed For Incompleteness 6,250 $927,920,000 $148,000 $2,005,000 $147,000 $7,987,000
Application Approved But Not Accepted 1,976 $314,500,000 $159,000 $2,005,000 $133,000 $810,000
Preapproval Denied by Financial Institution 455 $183,605,000 $403,000 $2,005,000 $123,000 $803,000
Loan Purchased By The Institution 321 $72,285,000 $225,000 $695,000 $0 $0
Preapproval Approved but not Accepted 293 $126,335,000 $431,000 $2,005,000 $136,000 $521,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 120,414 $25,918,750,000 $215,000 $4,905,000 $142,000 $7,987,000
Debt-To-Income Ratio 21,597 $4,214,005,000 $195,000 $4,005,000 $91,000 $1,527,000
Other 12,593 $1,729,865,000 $137,000 $4,505,000 $149,000 $6,421,000
Credit History 10,200 $1,395,350,000 $136,000 $1,835,000 $144,000 $9,551,000
Collateral 3,321 $368,485,000 $110,000 $1,605,000 $144,000 $1,841,000
Credit Application Incomplete 2,446 $502,860,000 $205,000 $3,085,000 $123,000 $2,800,000
Unverifiable Information 1,505 $311,655,000 $207,000 $2,005,000 $105,000 $2,200,000
Employment History 972 $214,220,000 $220,000 $1,685,000 $72,000 $700,000
Insufficient Cash (Downpayment, Closing Cost) 365 $91,615,000 $251,000 $1,175,000 $128,000 $600,000
Mortgage Insurance Denied 2 $430,000 $215,000 $265,000 $89,000 $132,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Navy Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Navy Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet with aggregated HMDA statistics today.

Download the Virginia Lender List