Navy Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Navy Federal Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Navy Federal Credit Union 820 Follin Lane Vienna, VA 22180 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 173,415 |
| Total Mortgage Loan Application Amount | $34,747,235,000 |
| Average Mortgage Loan Application Amount | $196,500 |
| Highest Mortgage Loan Application Amount | $4,905,000 |
| Average Applicant Income | $110,166 |
| Highest Applicant Income | $9,551,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Navy Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Navy Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Navy Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Navy Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Navy Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Navy Federal Credit Union's mortgage activity for 2023.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 14,473 | $ 2,806,395,000 | $ 204,812 | $ 120,270 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 12,442 | $ 2,751,590,000 | $ 227,250 | $ 158,250 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 8,507 | $ 1,445,335,000 | $ 169,000 | $ 119,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 7,355 | $ 1,151,665,000 | $ 162,000 | $ 127,500 |
| SAN DIEGO-CARLSBAD, CA | 4,949 | $ 1,077,955,000 | $ 217,000 | $ 166,000 |
| JACKSONVILLE, FL | 4,174 | $ 789,830,000 | $ 189,000 | $ 124,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 3,909 | $ 772,415,000 | $ 197,000 | $ 152,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 3,795 | $ 680,205,000 | $ 179,000 | $ 138,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 3,619 | $ 749,835,000 | $ 207,000 | $ 134,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 3,256 | $ 723,010,000 | $ 222,000 | $ 149,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 2,831 | $ 573,825,000 | $ 202,000 | $ 137,000 |
| DALLAS-PLANO-IRVING, TX | 2,585 | $ 618,765,000 | $ 239,000 | $ 156,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2,521 | $ 438,065,000 | $ 173,000 | $ 118,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 2,506 | $ 491,630,000 | $ 196,000 | $ 129,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 2,267 | $ 435,655,000 | $ 192,000 | $ 124,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 1,898 | $ 407,350,000 | $ 214,000 | $ 141,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,807 | $ 483,005,000 | $ 267,000 | $ 172,000 |
| FORT WORTH-ARLINGTON, TX | 1,803 | $ 398,315,000 | $ 220,000 | $ 144,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 1,788 | $ 378,210,000 | $ 210,500 | $ 135,500 |
| CHICAGO-NAPERVILLE, IL | 1,759 | $ 318,835,000 | $ 181,000 | $ 133,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 1,658 | $ 311,580,000 | $ 187,000 | $ 122,000 |
| RICHMOND, VA | 1,612 | $ 300,060,000 | $ 186,000 | $ 132,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 1,591 | $ 364,095,000 | $ 228,000 | $ 175,000 |
| DENVER-AURORA-LAKEWOOD, CO | 1,525 | $ 384,425,000 | $ 252,000 | $ 157,000 |
| JACKSONVILLE, NC | 1,451 | $ 242,335,000 | $ 167,000 | $ 103,000 |
| RALEIGH, NC | 1,409 | $ 301,425,000 | $ 213,000 | $ 134,000 |
| FAYETTEVILLE, NC | 1,365 | $ 227,385,000 | $ 166,000 | $ 108,000 |
| MEMPHIS, TN-MS-AR | 1,209 | $ 197,755,000 | $ 153,000 | $ 98,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1,157 | $ 246,705,000 | $ 213,000 | $ 140,000 |
| ST. LOUIS, MO-IL | 1,085 | $ 178,995,000 | $ 166,000 | $ 118,500 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1,044 | $ 300,670,000 | $ 282,000 | $ 170,000 |
| CAMDEN, NJ | 1,026 | $ 169,510,000 | $ 165,000 | $ 134,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1,015 | $ 182,155,000 | $ 190,000 | $ 115,500 |
| COLORADO SPRINGS, CO | 1,013 | $ 239,275,000 | $ 236,000 | $ 138,000 |
| COLUMBIA, SC | 1,013 | $ 165,075,000 | $ 162,000 | $ 105,000 |
| KILLEEN-TEMPLE, TX | 969 | $ 169,925,000 | $ 175,000 | $ 113,000 |
| NEW ORLEANS-METAIRIE, LA | 921 | $ 159,305,000 | $ 172,000 | $ 112,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 915 | $ 230,215,000 | $ 251,000 | $ 148,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 912 | $ 270,650,000 | $ 296,000 | $ 173,000 |
| NEW YORK-NEWARK, NY | 896 | $ 212,530,000 | $ 228,000 | $ 168,000 |
| CLEVELAND-ELYRIA, OH | 892 | $ 121,380,000 | $ 136,000 | $ 110,000 |
| OKLAHOMA CITY, OK | 878 | $ 171,020,000 | $ 194,000 | $ 120,000 |
| PHILADELPHIA, PA | 860 | $ 126,540,000 | $ 147,000 | $ 109,000 |
| AUSTIN-ROUND ROCK, TX | 844 | $ 231,250,000 | $ 273,000 | $ 170,000 |
| URBAN HONOLULU, HI | 842 | $ 248,340,000 | $ 294,000 | $ 173,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 839 | $ 186,135,000 | $ 221,000 | $ 129,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 830 | $ 181,510,000 | $ 218,000 | $ 142,000 |
| BREMERTON-SILVERDALE, WA | 811 | $ 152,935,000 | $ 188,000 | $ 132,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 788 | $ 241,620,000 | $ 306,000 | $ 190,000 |
| SAVANNAH, GA | 755 | $ 119,125,000 | $ 157,000 | $ 113,000 |
| KANSAS CITY, MO-KS | 726 | $ 139,140,000 | $ 192,500 | $ 127,000 |
| TACOMA-LAKEWOOD, WA | 720 | $ 154,800,000 | $ 215,000 | $ 144,000 |
| EL PASO, TX | 711 | $ 122,615,000 | $ 172,000 | $ 114,000 |
| CLARKSVILLE, TN-KY | 707 | $ 124,595,000 | $ 164,000 | $ 99,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 707 | $ 151,095,000 | $ 213,000 | $ 164,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 674 | $ 151,950,000 | $ 225,000 | $ 168,000 |
| NEWARK, NJ-PA | 656 | $ 139,910,000 | $ 177,000 | $ 127,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 626 | $ 116,020,000 | $ 185,000 | $ 122,000 |
| PROVIDENCE-WARWICK, RI-MA | 614 | $ 146,930,000 | $ 237,500 | $ 159,500 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 597 | $ 154,895,000 | $ 251,000 | $ 152,500 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 586 | $ 145,190,000 | $ 247,000 | $ 141,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 584 | $ 94,530,000 | $ 161,000 | $ 107,000 |
| LAKELAND-WINTER HAVEN, FL | 572 | $ 98,450,000 | $ 172,000 | $ 111,000 |
| PITTSBURGH, PA | 558 | $ 96,490,000 | $ 172,000 | $ 124,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 552 | $ 120,470,000 | $ 218,000 | $ 126,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 545 | $ 93,275,000 | $ 171,000 | $ 131,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 541 | $ 102,405,000 | $ 189,000 | $ 124,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 533 | $ 113,945,000 | $ 211,500 | $ 136,500 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 528 | $ 126,780,000 | $ 240,000 | $ 167,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 521 | $ 111,375,000 | $ 210,500 | $ 149,500 |
| CALIFORNIA-LEXINGTON PARK, MD | 513 | $ 99,125,000 | $ 193,000 | $ 153,000 |
| HUNTSVILLE, AL | 508 | $ 115,790,000 | $ 227,000 | $ 145,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 507 | $ 111,785,000 | $ 220,000 | $ 126,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 504 | $ 138,290,000 | $ 274,000 | $ 176,000 |
| COLUMBUS, OH | 501 | $ 95,805,000 | $ 191,000 | $ 139,000 |
| NEW BERN, NC | 500 | $ 80,190,000 | $ 160,000 | $ 115,000 |
| CINCINNATI, OH-KY-IN | 494 | $ 91,880,000 | $ 200,333 | $ 120,333 |
| DETROIT-DEARBORN-LIVONIA, MI | 486 | $ 54,520,000 | $ 112,000 | $ 101,000 |
| NORWICH-NEW LONDON, CT | 482 | $ 82,870,000 | $ 171,000 | $ 124,000 |
| BIRMINGHAM-HOOVER, AL | 481 | $ 89,785,000 | $ 186,000 | $ 122,000 |
| COLUMBUS, GA-AL | 472 | $ 66,070,000 | $ 145,000 | $ 103,000 |
| PORT ST. LUCIE, FL | 467 | $ 105,705,000 | $ 226,000 | $ 127,000 |
| ALBUQUERQUE, NM | 458 | $ 109,570,000 | $ 239,000 | $ 133,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 443 | $ 74,915,000 | $ 174,000 | $ 123,500 |
| TUCSON, AZ | 442 | $ 86,120,000 | $ 194,000 | $ 136,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 430 | $ 84,730,000 | $ 197,000 | $ 119,000 |
| CAPE CORAL-FORT MYERS, FL | 402 | $ 80,470,000 | $ 200,000 | $ 126,000 |
| WILMINGTON, DE-MD-NJ | 402 | $ 74,530,000 | $ 186,000 | $ 120,333 |
| YUMA, AZ | 389 | $ 55,615,000 | $ 142,000 | $ 109,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 388 | $ 72,810,000 | $ 185,500 | $ 114,500 |
| DURHAM-CHAPEL HILL, NC | 384 | $ 70,280,000 | $ 183,000 | $ 132,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 381 | $ 115,425,000 | $ 302,000 | $ 184,000 |
| KNOXVILLE, TN | 371 | $ 92,365,000 | $ 248,000 | $ 140,000 |
| HINESVILLE, GA | 369 | $ 62,695,000 | $ 169,000 | $ 97,000 |
| GREENSBORO-HIGH POINT, NC | 368 | $ 64,830,000 | $ 176,000 | $ 124,000 |
| CORPUS CHRISTI, TX | 363 | $ 85,455,000 | $ 235,000 | $ 149,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 362 | $ 77,270,000 | $ 213,000 | $ 139,000 |
| WINCHESTER, VA-WV | 360 | $ 59,760,000 | $ 147,500 | $ 118,000 |
| BAKERSFIELD, CA | 358 | $ 55,260,000 | $ 154,000 | $ 121,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 356 | $ 62,330,000 | $ 170,500 | $ 127,000 |
| BOSTON, MA | 355 | $ 112,475,000 | $ 316,000 | $ 187,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 353 | $ 86,805,000 | $ 245,000 | $ 172,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 347 | $ 59,395,000 | $ 167,000 | $ 123,500 |
| WILMINGTON, NC | 344 | $ 80,090,000 | $ 232,000 | $ 136,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 336 | $ 63,270,000 | $ 188,000 | $ 123,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 334 | $ 63,500,000 | $ 190,000 | $ 118,000 |
| SALISBURY, MD-DE | 327 | $ 74,845,000 | $ 224,500 | $ 158,500 |
| MONTGOMERY, AL | 323 | $ 50,175,000 | $ 155,000 | $ 115,000 |
| OCALA, FL | 319 | $ 57,135,000 | $ 179,000 | $ 103,000 |
| BATON ROUGE, LA | 318 | $ 50,320,000 | $ 158,000 | $ 118,000 |
| WARNER ROBINS, GA | 303 | $ 62,895,000 | $ 207,000 | $ 117,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 296 | $ 52,010,000 | $ 175,000 | $ 123,000 |
| PANAMA CITY, FL | 292 | $ 66,680,000 | $ 228,000 | $ 138,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 291 | $ 55,105,000 | $ 189,000 | $ 125,000 |
| WINSTON-SALEM, NC | 287 | $ 46,375,000 | $ 161,000 | $ 112,000 |
| OLYMPIA-TUMWATER, WA | 281 | $ 67,855,000 | $ 241,000 | $ 135,000 |
| MOBILE, AL | 280 | $ 39,640,000 | $ 141,000 | $ 96,000 |
| ALBANY-SCHENECTADY-TROY, NY | 257 | $ 52,835,000 | $ 205,000 | $ 126,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 255 | $ 91,425,000 | $ 358,000 | $ 195,000 |
| TULSA, OK | 251 | $ 47,985,000 | $ 191,000 | $ 110,000 |
| WORCESTER, MA-CT | 249 | $ 50,965,000 | $ 188,500 | $ 138,500 |
| CHATTANOOGA, TN-GA | 245 | $ 46,145,000 | $ 183,000 | $ 117,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 241 | $ 39,245,000 | $ 162,000 | $ 112,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 240 | $ 41,150,000 | $ 178,500 | $ 137,000 |
| HARRISBURG-CARLISLE, PA | 236 | $ 41,510,000 | $ 175,000 | $ 132,000 |
| YORK-HANOVER, PA | 235 | $ 47,145,000 | $ 200,000 | $ 132,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 233 | $ 54,205,000 | $ 232,000 | $ 132,000 |
| NEW HAVEN-MILFORD, CT | 228 | $ 44,840,000 | $ 196,000 | $ 145,000 |
| BOISE CITY, ID | 224 | $ 53,080,000 | $ 236,000 | $ 139,000 |
| PORTLAND-SOUTH PORTLAND, ME | 224 | $ 50,430,000 | $ 225,000 | $ 155,000 |
| AKRON, OH | 221 | $ 28,315,000 | $ 128,000 | $ 109,000 |
| GARY, IN | 221 | $ 36,135,000 | $ 163,000 | $ 110,000 |
| FRESNO, CA | 214 | $ 38,790,000 | $ 181,000 | $ 126,000 |
| LAWTON, OK | 210 | $ 35,740,000 | $ 170,000 | $ 97,000 |
| ROCHESTER, NY | 208 | $ 25,800,000 | $ 124,000 | $ 111,000 |
| ANCHORAGE, AK | 207 | $ 58,645,000 | $ 283,000 | $ 143,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 205 | $ 38,185,000 | $ 186,000 | $ 109,000 |
| HANFORD-CORCORAN, CA | 205 | $ 36,955,000 | $ 180,000 | $ 126,000 |
| JACKSON, MS | 204 | $ 35,210,000 | $ 172,000 | $ 130,000 |
| VALLEJO-FAIRFIELD, CA | 195 | $ 37,025,000 | $ 189,000 | $ 146,000 |
| CHARLOTTESVILLE, VA | 193 | $ 53,145,000 | $ 275,000 | $ 164,000 |
| SIERRA VISTA-DOUGLAS, AZ | 193 | $ 30,425,000 | $ 157,000 | $ 106,000 |
| ALBANY, GA | 190 | $ 22,150,000 | $ 116,000 | $ 107,000 |
| TALLAHASSEE, FL | 188 | $ 33,090,000 | $ 176,000 | $ 113,000 |
| SPARTANBURG, SC | 183 | $ 33,285,000 | $ 181,000 | $ 104,000 |
| ASHEVILLE, NC | 180 | $ 43,980,000 | $ 244,000 | $ 128,000 |
| WICHITA, KS | 178 | $ 33,440,000 | $ 187,000 | $ 117,000 |
| DOVER, DE | 175 | $ 36,325,000 | $ 207,000 | $ 116,000 |
| SHREVEPORT-BOSSIER CITY, LA | 175 | $ 36,215,000 | $ 206,000 | $ 115,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 171 | $ 48,935,000 | $ 286,000 | $ 201,000 |
| GRAND RAPIDS-WYOMING, MI | 170 | $ 33,060,000 | $ 194,000 | $ 122,000 |
| SYRACUSE, NY | 170 | $ 32,090,000 | $ 188,000 | $ 120,000 |
| GAINESVILLE, FL | 167 | $ 29,165,000 | $ 174,000 | $ 121,000 |
| OGDEN-CLEARFIELD, UT | 167 | $ 43,905,000 | $ 262,000 | $ 140,000 |
| MACON-BIBB COUNTY, GA | 162 | $ 25,040,000 | $ 154,000 | $ 111,000 |
| STOCKTON-LODI, CA | 162 | $ 31,190,000 | $ 192,000 | $ 133,000 |
| TOLEDO, OH | 162 | $ 23,180,000 | $ 143,000 | $ 102,000 |
| ELGIN, IL | 160 | $ 30,530,000 | $ 190,000 | $ 128,000 |
| RENO, NV | 160 | $ 36,530,000 | $ 228,000 | $ 147,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 158 | $ 42,780,000 | $ 270,000 | $ 173,000 |
| PUNTA GORDA, FL | 157 | $ 35,365,000 | $ 225,000 | $ 125,000 |
| SALT LAKE CITY, UT | 155 | $ 41,325,000 | $ 266,000 | $ 153,000 |
| SPOKANE-SPOKANE VALLEY, WA | 154 | $ 38,790,000 | $ 251,000 | $ 147,000 |
| HOMOSASSA SPRINGS, FL | 152 | $ 27,390,000 | $ 180,000 | $ 102,000 |
| AUBURN-OPELIKA, AL | 150 | $ 29,350,000 | $ 195,000 | $ 115,000 |
| GREELEY, CO | 146 | $ 34,320,000 | $ 235,000 | $ 160,000 |
| MANHATTAN, KS | 143 | $ 26,165,000 | $ 182,000 | $ 108,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 142 | $ 34,050,000 | $ 239,000 | $ 161,000 |
| SPRINGFIELD, MO | 139 | $ 23,285,000 | $ 167,000 | $ 109,000 |
| FORT COLLINS, CO | 136 | $ 35,400,000 | $ 260,000 | $ 169,000 |
| LANCASTER, PA | 134 | $ 24,960,000 | $ 186,000 | $ 128,000 |
| LAS CRUCES, NM | 133 | $ 28,695,000 | $ 215,000 | $ 116,000 |
| MANCHESTER-NASHUA, NH | 133 | $ 32,435,000 | $ 243,000 | $ 177,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 133 | $ 46,515,000 | $ 349,000 | $ 191,000 |
| HICKORY-LENOIR-MORGANTON, NC | 132 | $ 27,410,000 | $ 207,000 | $ 126,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 132 | $ 34,110,000 | $ 258,000 | $ 142,000 |
| VALDOSTA, GA | 132 | $ 22,640,000 | $ 171,000 | $ 98,000 |
| GREENVILLE, NC | 130 | $ 18,780,000 | $ 144,000 | $ 107,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 128 | $ 14,990,000 | $ 118,500 | $ 116,000 |
| LYNCHBURG, VA | 125 | $ 21,805,000 | $ 174,000 | $ 123,000 |
| SPRINGFIELD, MA | 125 | $ 25,135,000 | $ 201,000 | $ 117,000 |
| SUMTER, SC | 125 | $ 22,155,000 | $ 177,000 | $ 100,000 |
| ROANOKE, VA | 124 | $ 23,000,000 | $ 185,000 | $ 117,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 121 | $ 21,865,000 | $ 180,000 | $ 143,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 121 | $ 21,525,000 | $ 177,000 | $ 107,000 |
| GAINESVILLE, GA | 117 | $ 19,465,000 | $ 166,000 | $ 135,000 |
| BRUNSWICK, GA | 116 | $ 18,710,000 | $ 161,000 | $ 120,000 |
| ROCKY MOUNT, NC | 114 | $ 15,540,000 | $ 136,000 | $ 94,000 |
| LEXINGTON-FAYETTE, KY | 113 | $ 22,755,000 | $ 201,000 | $ 144,000 |
| READING, PA | 112 | $ 15,670,000 | $ 139,000 | $ 120,000 |
| WACO, TX | 112 | $ 21,900,000 | $ 195,000 | $ 132,000 |
| WATERTOWN-FORT DRUM, NY | 110 | $ 21,390,000 | $ 194,000 | $ 111,000 |
| MCALLEN-EDINBURG-MISSION, TX | 109 | $ 19,945,000 | $ 182,000 | $ 184,000 |
| THE VILLAGES, FL | 106 | $ 25,600,000 | $ 241,000 | $ 144,000 |
| GOLDSBORO, NC | 104 | $ 16,380,000 | $ 157,000 | $ 110,000 |
| DES MOINES-WEST DES MOINES, IA | 102 | $ 21,670,000 | $ 212,000 | $ 140,000 |
| VISALIA-PORTERVILLE, CA | 101 | $ 20,165,000 | $ 199,000 | $ 134,000 |
| CANTON-MASSILLON, OH | 100 | $ 14,510,000 | $ 145,000 | $ 88,000 |
| MOUNT VERNON-ANACORTES, WA | 100 | $ 29,090,000 | $ 290,000 | $ 146,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 100 | $ 16,470,000 | $ 164,000 | $ 114,000 |
| FLORENCE, SC | 98 | $ 12,440,000 | $ 126,000 | $ 79,000 |
| SALEM, OR | 98 | $ 21,440,000 | $ 218,000 | $ 125,000 |
| EAST STROUDSBURG, PA | 97 | $ 17,445,000 | $ 179,000 | $ 127,000 |
| KENNEWICK-RICHLAND, WA | 96 | $ 22,500,000 | $ 234,000 | $ 139,000 |
| LAFAYETTE, LA | 96 | $ 18,080,000 | $ 188,000 | $ 127,000 |
| DOTHAN, AL | 94 | $ 17,680,000 | $ 188,000 | $ 99,000 |
| LANSING-EAST LANSING, MI | 93 | $ 14,105,000 | $ 151,000 | $ 116,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 90 | $ 18,650,000 | $ 196,500 | $ 123,500 |
| SALINAS, CA | 90 | $ 26,720,000 | $ 296,000 | $ 193,000 |
| SEBASTIAN-VERO BEACH, FL | 89 | $ 20,515,000 | $ 230,000 | $ 148,000 |
| TRENTON, NJ | 89 | $ 17,345,000 | $ 194,000 | $ 155,000 |
| COLLEGE STATION-BRYAN, TX | 88 | $ 19,290,000 | $ 219,000 | $ 148,000 |
| PROVO-OREM, UT | 87 | $ 22,285,000 | $ 256,000 | $ 147,000 |
| BURLINGTON, NC | 83 | $ 16,175,000 | $ 194,000 | $ 104,000 |
| MADISON, WI | 82 | $ 18,330,000 | $ 223,000 | $ 136,000 |
| BEAUMONT-PORT ARTHUR, TX | 81 | $ 15,795,000 | $ 195,000 | $ 131,000 |
| BROWNSVILLE-HARLINGEN, TX | 81 | $ 15,675,000 | $ 193,000 | $ 123,000 |
| LONGVIEW, TX | 81 | $ 15,525,000 | $ 191,000 | $ 107,000 |
| ATHENS-CLARKE COUNTY, GA | 80 | $ 13,980,000 | $ 174,000 | $ 123,000 |
| FLINT, MI | 80 | $ 9,260,000 | $ 115,000 | $ 88,000 |
| FORT WAYNE, IN | 79 | $ 12,925,000 | $ 163,000 | $ 100,000 |
| LUBBOCK, TX | 79 | $ 17,145,000 | $ 217,000 | $ 124,000 |
| PUEBLO, CO | 79 | $ 12,615,000 | $ 159,000 | $ 110,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 79 | $ 38,155,000 | $ 482,000 | $ 260,000 |
| BELLINGHAM, WA | 78 | $ 21,600,000 | $ 276,000 | $ 143,000 |
| BARNSTABLE TOWN, MA | 77 | $ 26,705,000 | $ 346,000 | $ 223,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 76 | $ 11,690,000 | $ 168,500 | $ 119,000 |
| ROCKFORD, IL | 75 | $ 9,925,000 | $ 132,000 | $ 106,000 |
| MODESTO, CA | 72 | $ 12,520,000 | $ 173,000 | $ 136,000 |
| EUGENE, OR | 71 | $ 17,285,000 | $ 243,000 | $ 125,000 |
| SANTA MARIA-SANTA BARBARA, CA | 71 | $ 17,645,000 | $ 248,000 | $ 196,000 |
| EL CENTRO, CA | 70 | $ 9,460,000 | $ 135,000 | $ 126,000 |
| JACKSON, TN | 69 | $ 11,605,000 | $ 168,000 | $ 107,000 |
| PEORIA, IL | 69 | $ 10,815,000 | $ 156,000 | $ 107,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 68 | $ 14,050,000 | $ 206,000 | $ 173,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 67 | $ 11,375,000 | $ 169,000 | $ 112,000 |
| WICHITA FALLS, TX | 67 | $ 12,135,000 | $ 181,000 | $ 99,000 |
| HATTIESBURG, MS | 65 | $ 14,365,000 | $ 221,000 | $ 117,000 |
| TUSCALOOSA, AL | 65 | $ 10,925,000 | $ 168,000 | $ 110,000 |
| UTICA-ROME, NY | 65 | $ 10,585,000 | $ 162,000 | $ 131,000 |
| GETTYSBURG, PA | 64 | $ 10,160,000 | $ 158,000 | $ 132,000 |
| TOPEKA, KS | 64 | $ 10,100,000 | $ 157,000 | $ 115,000 |
| LINCOLN, NE | 63 | $ 11,315,000 | $ 179,000 | $ 110,000 |
| SANTA FE, NM | 63 | $ 21,605,000 | $ 342,000 | $ 144,000 |
| BOULDER, CO | 62 | $ 19,300,000 | $ 311,000 | $ 177,000 |
| FAIRBANKS, AK | 62 | $ 15,640,000 | $ 252,000 | $ 129,000 |
| ABILENE, TX | 61 | $ 11,335,000 | $ 185,000 | $ 137,000 |
| FORT SMITH, AR-OK | 61 | $ 8,525,000 | $ 115,000 | $ 117,000 |
| CHEYENNE, WY | 60 | $ 14,840,000 | $ 247,000 | $ 115,000 |
| ERIE, PA | 60 | $ 9,860,000 | $ 164,000 | $ 122,000 |
| JOHNSON CITY, TN | 60 | $ 9,900,000 | $ 165,000 | $ 124,000 |
| SHERMAN-DENISON, TX | 59 | $ 11,945,000 | $ 202,000 | $ 123,000 |
| TYLER, TX | 59 | $ 12,055,000 | $ 204,000 | $ 120,000 |
| CHARLESTON, WV | 58 | $ 10,390,000 | $ 179,000 | $ 111,000 |
| RACINE, WI | 58 | $ 7,680,000 | $ 132,000 | $ 109,000 |
| OCEAN CITY, NJ | 56 | $ 13,690,000 | $ 244,000 | $ 189,000 |
| IDAHO FALLS, ID | 55 | $ 10,985,000 | $ 199,000 | $ 118,000 |
| YUBA CITY, CA | 55 | $ 8,865,000 | $ 161,000 | $ 124,000 |
| COEUR D'ALENE, ID | 53 | $ 12,985,000 | $ 245,000 | $ 145,000 |
| EVANSVILLE, IN-KY | 53 | $ 9,605,000 | $ 176,500 | $ 110,500 |
| GRAND JUNCTION, CO | 53 | $ 10,805,000 | $ 203,000 | $ 113,000 |
| AMARILLO, TX | 52 | $ 9,070,000 | $ 174,000 | $ 118,000 |
| BLOOMINGTON, IN | 52 | $ 11,560,000 | $ 222,000 | $ 131,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 52 | $ 10,920,000 | $ 214,000 | $ 124,500 |
| DULUTH, MN-WI | 52 | $ 9,240,000 | $ 168,500 | $ 103,500 |
| STAUNTON-WAYNESBORO, VA | 52 | $ 9,770,000 | $ 187,000 | $ 108,000 |
| BEND-REDMOND, OR | 51 | $ 12,995,000 | $ 254,000 | $ 165,000 |
| BOWLING GREEN, KY | 51 | $ 9,275,000 | $ 181,000 | $ 86,000 |
| FLAGSTAFF, AZ | 51 | $ 15,985,000 | $ 313,000 | $ 226,000 |
| GREEN BAY, WI | 51 | $ 8,915,000 | $ 174,000 | $ 111,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 51 | $ 11,395,000 | $ 223,000 | $ 99,000 |
| ANN ARBOR, MI | 50 | $ 11,440,000 | $ 228,000 | $ 149,000 |
| BILLINGS, MT | 50 | $ 11,950,000 | $ 239,000 | $ 187,000 |
| REDDING, CA | 50 | $ 7,890,000 | $ 157,000 | $ 121,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 49 | $ 7,815,000 | $ 141,000 | $ 115,333 |
| MORRISTOWN, TN | 49 | $ 9,995,000 | $ 203,000 | $ 124,000 |
| COLUMBIA, MO | 48 | $ 11,720,000 | $ 244,000 | $ 137,000 |
| HAMMOND, LA | 48 | $ 8,850,000 | $ 184,000 | $ 128,000 |
| LAKE CHARLES, LA | 48 | $ 9,050,000 | $ 188,000 | $ 122,000 |
| ST. GEORGE, UT | 48 | $ 13,350,000 | $ 278,000 | $ 185,000 |
| ALBANY, OR | 46 | $ 8,460,000 | $ 183,000 | $ 101,000 |
| SANTA ROSA, CA | 46 | $ 19,240,000 | $ 418,000 | $ 210,000 |
| MONROE, MI | 45 | $ 7,915,000 | $ 175,000 | $ 111,000 |
| MUSKEGON, MI | 45 | $ 7,165,000 | $ 159,000 | $ 90,000 |
| SAN ANGELO, TX | 45 | $ 10,445,000 | $ 232,000 | $ 115,000 |
| BANGOR, ME | 43 | $ 6,805,000 | $ 158,000 | $ 116,000 |
| DECATUR, AL | 43 | $ 8,715,000 | $ 202,000 | $ 113,000 |
| KALAMAZOO-PORTAGE, MI | 43 | $ 8,615,000 | $ 200,000 | $ 105,000 |
| KINGSTON, NY | 43 | $ 10,195,000 | $ 237,000 | $ 131,000 |
| BINGHAMTON, NY | 42 | $ 7,340,000 | $ 174,000 | $ 103,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 42 | $ 12,630,000 | $ 300,000 | $ 171,000 |
| GREAT FALLS, MT | 42 | $ 9,390,000 | $ 223,000 | $ 101,000 |
| JOPLIN, MO | 42 | $ 7,520,000 | $ 179,000 | $ 96,000 |
| NILES-BENTON HARBOR, MI | 42 | $ 7,760,000 | $ 184,000 | $ 129,000 |
| SEBRING, FL | 42 | $ 7,070,000 | $ 168,000 | $ 92,000 |
| ALEXANDRIA, LA | 41 | $ 5,515,000 | $ 134,000 | $ 109,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 41 | $ 8,985,000 | $ 219,000 | $ 138,000 |
| HOUMA-THIBODAUX, LA | 41 | $ 12,235,000 | $ 298,000 | $ 131,000 |
| FLORENCE-MUSCLE SHOALS, AL | 40 | $ 7,430,000 | $ 185,000 | $ 105,000 |
| SIOUX FALLS, SD | 40 | $ 7,930,000 | $ 198,000 | $ 120,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 39 | $ 5,845,000 | $ 149,000 | $ 100,000 |
| MORGANTOWN, WV | 39 | $ 6,675,000 | $ 171,000 | $ 140,000 |
| HARRISONBURG, VA | 38 | $ 9,710,000 | $ 255,000 | $ 157,000 |
| SAGINAW, MI | 38 | $ 4,930,000 | $ 129,000 | $ 91,000 |
| TEXARKANA, TX-AR | 38 | $ 6,910,000 | $ 209,000 | $ 106,000 |
| ROCHESTER, MN | 37 | $ 8,295,000 | $ 224,000 | $ 145,000 |
| GLENS FALLS, NY | 36 | $ 5,220,000 | $ 145,000 | $ 105,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 36 | $ 9,460,000 | $ 262,000 | $ 168,000 |
| LONGVIEW, WA | 36 | $ 8,100,000 | $ 225,000 | $ 119,000 |
| OSHKOSH-NEENAH, WI | 36 | $ 6,910,000 | $ 191,000 | $ 102,000 |
| STATE COLLEGE, PA | 36 | $ 8,410,000 | $ 233,000 | $ 146,000 |
| VINELAND-BRIDGETON, NJ | 36 | $ 6,750,000 | $ 187,000 | $ 92,000 |
| FARGO, ND-MN | 35 | $ 9,305,000 | $ 241,000 | $ 122,000 |
| MEDFORD, OR | 35 | $ 7,835,000 | $ 223,000 | $ 115,000 |
| RAPID CITY, SD | 35 | $ 6,965,000 | $ 199,000 | $ 120,000 |
| SPRINGFIELD, OH | 35 | $ 5,895,000 | $ 168,000 | $ 110,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 35 | $ 4,675,000 | $ 138,000 | $ 94,500 |
| JANESVILLE-BELOIT, WI | 34 | $ 6,020,000 | $ 177,000 | $ 90,000 |
| MONROE, LA | 34 | $ 5,000,000 | $ 147,000 | $ 126,000 |
| ROME, GA | 34 | $ 7,370,000 | $ 216,000 | $ 128,000 |
| BATTLE CREEK, MI | 33 | $ 6,125,000 | $ 185,000 | $ 92,000 |
| DALTON, GA | 33 | $ 5,165,000 | $ 156,000 | $ 91,000 |
| GADSDEN, AL | 33 | $ 5,935,000 | $ 179,000 | $ 237,000 |
| LEWISTON-AUBURN, ME | 33 | $ 4,755,000 | $ 144,000 | $ 123,000 |
| MERCED, CA | 33 | $ 6,305,000 | $ 191,000 | $ 124,000 |
| CHAMPAIGN-URBANA, IL | 32 | $ 6,010,000 | $ 187,000 | $ 155,000 |
| CLEVELAND, TN | 32 | $ 4,970,000 | $ 155,000 | $ 92,000 |
| CUMBERLAND, MD-WV | 32 | $ 3,580,000 | $ 114,500 | $ 77,500 |
| LAREDO, TX | 32 | $ 4,680,000 | $ 146,000 | $ 117,000 |
| LEBANON, PA | 32 | $ 4,150,000 | $ 129,000 | $ 132,000 |
| JACKSON, MI | 31 | $ 4,965,000 | $ 160,000 | $ 112,000 |
| CARBONDALE-MARION, IL | 30 | $ 4,720,000 | $ 157,000 | $ 138,000 |
| HOT SPRINGS, AR | 30 | $ 6,490,000 | $ 216,000 | $ 150,000 |
| MIDLAND, TX | 30 | $ 6,350,000 | $ 211,000 | $ 143,000 |
| APPLETON, WI | 29 | $ 5,395,000 | $ 186,000 | $ 113,000 |
| MADERA, CA | 29 | $ 8,215,000 | $ 283,000 | $ 149,000 |
| MANSFIELD, OH | 29 | $ 3,465,000 | $ 119,000 | $ 121,000 |
| SANTA CRUZ-WATSONVILLE, CA | 28 | $ 11,560,000 | $ 412,000 | $ 218,000 |
| CHICO, CA | 27 | $ 5,855,000 | $ 216,000 | $ 118,000 |
| MISSOULA, MT | 27 | $ 7,615,000 | $ 282,000 | $ 138,000 |
| BECKLEY, WV | 26 | $ 4,560,000 | $ 175,000 | $ 116,000 |
| BLOOMINGTON, IL | 26 | $ 3,760,000 | $ 144,000 | $ 152,000 |
| JOHNSTOWN, PA | 26 | $ 2,550,000 | $ 98,000 | $ 70,000 |
| MICHIGAN CITY-LA PORTE, IN | 26 | $ 4,620,000 | $ 177,000 | $ 91,000 |
| CEDAR RAPIDS, IA | 25 | $ 4,635,000 | $ 185,000 | $ 124,000 |
| CORVALLIS, OR | 25 | $ 6,355,000 | $ 254,000 | $ 140,000 |
| FARMINGTON, NM | 25 | $ 5,695,000 | $ 227,000 | $ 124,000 |
| KANKAKEE, IL | 25 | $ 3,835,000 | $ 153,000 | $ 101,000 |
| LAWRENCE, KS | 25 | $ 5,295,000 | $ 211,000 | $ 152,000 |
| LOGAN, UT-ID | 25 | $ 7,935,000 | $ 215,500 | $ 151,500 |
| WENATCHEE, WA | 25 | $ 5,145,000 | $ 205,000 | $ 150,000 |
| WHEELING, WV-OH | 25 | $ 3,585,000 | $ 153,000 | $ 94,500 |
| ENID, OK | 24 | $ 4,640,000 | $ 193,000 | $ 117,000 |
| PARKERSBURG-VIENNA, WV | 24 | $ 4,200,000 | $ 175,000 | $ 107,000 |
| TWIN FALLS, ID | 24 | $ 5,740,000 | $ 239,000 | $ 116,000 |
| NAPA, CA | 23 | $ 7,655,000 | $ 332,000 | $ 286,000 |
| JEFFERSON CITY, MO | 22 | $ 4,230,000 | $ 192,000 | $ 113,000 |
| ODESSA, TX | 22 | $ 4,270,000 | $ 194,000 | $ 99,000 |
| ST. JOSEPH, MO-KS | 22 | $ 3,730,000 | $ 162,500 | $ 69,500 |
| WAUSAU, WI | 22 | $ 3,460,000 | $ 157,000 | $ 101,000 |
| WILLIAMSPORT, PA | 22 | $ 2,700,000 | $ 122,000 | $ 123,000 |
| ALTOONA, PA | 21 | $ 2,155,000 | $ 102,000 | $ 89,000 |
| CAPE GIRARDEAU, MO-IL | 21 | $ 3,455,000 | $ 116,500 | $ 76,500 |
| TERRE HAUTE, IN | 21 | $ 2,445,000 | $ 116,000 | $ 97,000 |
| AMES, IA | 20 | $ 3,610,000 | $ 180,000 | $ 105,000 |
| EAU CLAIRE, WI | 20 | $ 4,860,000 | $ 243,000 | $ 119,000 |
| ELMIRA, NY | 20 | $ 2,060,000 | $ 103,000 | $ 124,000 |
| OWENSBORO, KY | 19 | $ 3,105,000 | $ 163,000 | $ 133,000 |
| VICTORIA, TX | 19 | $ 4,155,000 | $ 218,000 | $ 131,000 |
| YAKIMA, WA | 19 | $ 3,845,000 | $ 202,000 | $ 118,000 |
| BAY CITY, MI | 18 | $ 2,720,000 | $ 151,000 | $ 97,000 |
| CARSON CITY, NV | 18 | $ 3,530,000 | $ 196,000 | $ 105,000 |
| ELKHART-GOSHEN, IN | 18 | $ 2,840,000 | $ 157,000 | $ 100,000 |
| JONESBORO, AR | 18 | $ 2,990,000 | $ 166,000 | $ 84,000 |
| MIDLAND, MI | 18 | $ 3,860,000 | $ 214,000 | $ 137,000 |
| MUNCIE, IN | 18 | $ 3,960,000 | $ 220,000 | $ 111,000 |
| SIOUX CITY, IA-NE-SD | 18 | $ 3,420,000 | $ 232,666 | $ 113,000 |
| SPRINGFIELD, IL | 18 | $ 1,990,000 | $ 110,000 | $ 105,000 |
| GRAND FORKS, ND-MN | 17 | $ 2,955,000 | $ 179,000 | $ 116,000 |
| IOWA CITY, IA | 17 | $ 3,835,000 | $ 225,000 | $ 154,000 |
| LIMA, OH | 17 | $ 3,125,000 | $ 183,000 | $ 120,000 |
| PINE BLUFF, AR | 17 | $ 1,805,000 | $ 106,000 | $ 69,000 |
| ITHACA, NY | 16 | $ 3,050,000 | $ 190,000 | $ 146,000 |
| LEWISTON, ID-WA | 16 | $ 4,630,000 | $ 265,500 | $ 106,500 |
| SHEBOYGAN, WI | 16 | $ 2,980,000 | $ 186,000 | $ 107,000 |
| CASPER, WY | 15 | $ 3,295,000 | $ 219,000 | $ 130,000 |
| GRANTS PASS, OR | 15 | $ 4,035,000 | $ 269,000 | $ 100,000 |
| PITTSFIELD, MA | 15 | $ 2,995,000 | $ 199,000 | $ 168,000 |
| ST. CLOUD, MN | 15 | $ 2,375,000 | $ 158,000 | $ 104,000 |
| LA CROSSE-ONALASKA, WI-MN | 14 | $ 2,620,000 | $ 148,500 | $ 71,500 |
| POCATELLO, ID | 14 | $ 2,860,000 | $ 204,000 | $ 116,000 |
| SAN RAFAEL, CA | 14 | $ 9,990,000 | $ 713,000 | $ 318,000 |
| COLUMBUS, IN | 13 | $ 3,545,000 | $ 272,000 | $ 133,000 |
| DECATUR, IL | 13 | $ 1,065,000 | $ 81,000 | $ 79,000 |
| WATERLOO-CEDAR FALLS, IA | 13 | $ 1,855,000 | $ 142,000 | $ 89,000 |
| BISMARCK, ND | 12 | $ 1,460,000 | $ 121,000 | $ 98,000 |
| MANKATO-NORTH MANKATO, MN | 12 | $ 2,510,000 | $ 209,000 | $ 127,000 |
| BLOOMSBURG-BERWICK, PA | 10 | $ 1,280,000 | $ 128,000 | $ 145,000 |
| DANVILLE, IL | 10 | $ 880,000 | $ 88,000 | $ 86,000 |
| KOKOMO, IN | 10 | $ 1,400,000 | $ 140,000 | $ 78,000 |
| DUBUQUE, IA | 8 | $ 1,700,000 | $ 212,000 | $ 119,000 |
| GRAND ISLAND, NE | 7 | $ 1,215,000 | $ 173,000 | $ 163,000 |
| WALLA WALLA, WA | 7 | $ 1,385,000 | $ 197,000 | $ 163,000 |
| FOND DU LAC, WI | 6 | $ 890,000 | $ 148,000 | $ 91,000 |
Mortgage Loan Application Detail Totals for Navy Federal Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 60,820 | $22,144,280,000 | $364,000 | $3,505,000 | $140,000 | $7,987,000 |
| Other Purpose | 49,486 | $4,551,850,000 | $91,000 | $2,255,000 | $130,000 | $9,551,000 |
| Home Improvement | 45,981 | $4,068,805,000 | $88,000 | $2,105,000 | $138,000 | $6,421,000 |
| Cash-out Refinancing | 13,438 | $3,076,810,000 | $228,000 | $4,905,000 | $126,000 | $3,200,000 |
| Refinancing | 3,571 | $886,425,000 | $248,000 | $3,645,000 | $127,000 | $2,200,000 |
| Not Applicable | 119 | $19,065,000 | $160,000 | $385,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 81,585 | $16,548,775,000 | $202,000 | $4,905,000 | $141,000 | $9,551,000 |
| Black or African American | 39,665 | $7,073,615,000 | $178,000 | $3,505,000 | $121,000 | $7,890,000 |
| Not Provided | 21,251 | $4,567,155,000 | $214,000 | $4,005,000 | $143,000 | $4,500,000 |
| Hispanic | 18,063 | $3,664,485,000 | $202,000 | $2,645,000 | $129,000 | $6,421,000 |
| Asian | 6,478 | $1,553,270,000 | $239,000 | $2,105,000 | $146,000 | $3,141,000 |
| American Indian or Alaskan Native | 2,560 | $453,800,000 | $177,000 | $1,925,000 | $125,000 | $3,780,000 |
| Native Hawaiian or Other Pacific Islander | 529 | $97,915,000 | $185,000 | $1,425,000 | $126,000 | $739,000 |
| Not applicable | 380 | $100,620,000 | $264,000 | $3,645,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 138,629 | $21,653,685,000 | $156,000 | $4,905,000 | $138,000 | $9,551,000 |
| VA-guaranteed (Veterans Administration) | 34,722 | $13,081,920,000 | $376,000 | $4,005,000 | $125,000 | $2,046,000 |
| FHA-insured (Federal Housing Administration) | 64 | $11,630,000 | $181,000 | $385,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 71,421 | $14,830,605,000 | $207,000 | $3,005,000 | $136,000 | $3,269,000 |
| Application Denied By Financial Institution | 52,546 | $8,644,880,000 | $164,000 | $4,505,000 | $120,000 | $9,551,000 |
| Application Withdrawn By Applicant | 40,153 | $9,647,105,000 | $240,000 | $4,905,000 | $153,000 | $7,890,000 |
| File Closed For Incompleteness | 6,250 | $927,920,000 | $148,000 | $2,005,000 | $147,000 | $7,987,000 |
| Application Approved But Not Accepted | 1,976 | $314,500,000 | $159,000 | $2,005,000 | $133,000 | $810,000 |
| Preapproval Denied by Financial Institution | 455 | $183,605,000 | $403,000 | $2,005,000 | $123,000 | $803,000 |
| Loan Purchased By The Institution | 321 | $72,285,000 | $225,000 | $695,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 293 | $126,335,000 | $431,000 | $2,005,000 | $136,000 | $521,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 120,414 | $25,918,750,000 | $215,000 | $4,905,000 | $142,000 | $7,987,000 |
| Debt-To-Income Ratio | 21,597 | $4,214,005,000 | $195,000 | $4,005,000 | $91,000 | $1,527,000 |
| Other | 12,593 | $1,729,865,000 | $137,000 | $4,505,000 | $149,000 | $6,421,000 |
| Credit History | 10,200 | $1,395,350,000 | $136,000 | $1,835,000 | $144,000 | $9,551,000 |
| Collateral | 3,321 | $368,485,000 | $110,000 | $1,605,000 | $144,000 | $1,841,000 |
| Credit Application Incomplete | 2,446 | $502,860,000 | $205,000 | $3,085,000 | $123,000 | $2,800,000 |
| Unverifiable Information | 1,505 | $311,655,000 | $207,000 | $2,005,000 | $105,000 | $2,200,000 |
| Employment History | 972 | $214,220,000 | $220,000 | $1,685,000 | $72,000 | $700,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 365 | $91,615,000 | $251,000 | $1,175,000 | $128,000 | $600,000 |
| Mortgage Insurance Denied | 2 | $430,000 | $215,000 | $265,000 | $89,000 | $132,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Navy Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Navy Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.