Navy Federal Credit Union Mortgage Lending & HMDA Data, 2017
In 2017, Navy Federal Credit Union of Vienna, VA reported 166,143 mortgage applications totaling $35.5 billion, down 7% from 2016. The average application was for $213,796, and applicants reported an average income of $91,897. 43% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (13,029), Virginia Beach-Norfolk-Newport News, VA-NC (7,379) and San Diego-Carlsbad, CA (5,025) (applications in parentheses).
| Mortgage Company & Address | Navy Federal Credit Union 820 Follin Lane Vienna, VA 22180 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 166,143 |
| Total Mortgage Loan Application Amount | $35,520,782,000 |
| Average Mortgage Loan Application Amount | $213,796 |
| Highest Mortgage Loan Application Amount | $2,552,000 |
| Average Applicant Income | $91,897 |
| Highest Applicant Income | $6,715,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Navy Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 13,029 | $ 3,475,353,000 | $ 266,739 | $ 122,646 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 7,379 | $ 1,168,063,000 | $ 158,295 | $ 88,021 |
| San Diego-Carlsbad, CA | 5,025 | $ 1,627,911,000 | $ 323,962 | $ 119,000 |
| Atlanta-Sandy Springs-Roswell, GA | 4,181 | $ 736,354,000 | $ 176,119 | $ 96,000 |
| Jacksonville, FL | 3,707 | $ 594,282,000 | $ 160,313 | $ 84,000 |
| Baltimore-Columbia-Towson, MD | 3,199 | $ 796,984,000 | $ 249,135 | $ 116,000 |
| Riverside-San Bernardino-Ontario, CA | 2,766 | $ 656,124,000 | $ 237,210 | $ 104,000 |
| Pensacola-Ferry Pass-Brent, FL | 2,304 | $ 327,500,000 | $ 142,144 | $ 69,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,840 | $ 355,077,000 | $ 192,976 | $ 100,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1,718 | $ 357,727,000 | $ 208,222 | $ 97,000 |
| Charleston-North Charleston, SC | 1,659 | $ 284,163,000 | $ 171,285 | $ 87,000 |
| San Antonio-New Braunfels, TX | 1,440 | $ 277,941,000 | $ 193,014 | $ 101,000 |
| Las Vegas-Henderson-Paradise, NV | 1,349 | $ 289,094,000 | $ 214,302 | $ 96,000 |
| Jacksonville, NC | 1,321 | $ 155,444,000 | $ 117,671 | $ 76,000 |
| Orlando-Kissimmee-Sanford, FL | 1,311 | $ 242,721,000 | $ 185,141 | $ 94,000 |
| Silver Spring-Frederick-Rockville, MD | 1,259 | $ 376,499,000 | $ 299,046 | $ 134,000 |
| Dallas-Plano-Irving, TX | 1,166 | $ 225,237,000 | $ 193,170 | $ 111,000 |
| Fort Worth-Arlington, TX | 1,152 | $ 187,024,000 | $ 162,347 | $ 97,000 |
| Bremerton-Silverdale, WA | 1,082 | $ 241,798,000 | $ 223,473 | $ 97,000 |
| Denver-Aurora-Lakewood, CO | 1,081 | $ 318,370,000 | $ 294,514 | $ 112,000 |
| Richmond, VA | 1,079 | $ 198,211,000 | $ 183,698 | $ 94,000 |
| Houston-The Woodlands-Sugar Land, TX | 1,078 | $ 199,978,000 | $ 185,508 | $ 107,000 |
| Charlotte-Concord-Gastonia, NC-SC | 906 | $ 185,825,000 | $ 205,104 | $ 103,847 |
| Colorado Springs, CO | 895 | $ 204,457,000 | $ 228,443 | $ 92,000 |
| Los Angeles-Long Beach-Glendale, CA | 875 | $ 293,964,000 | $ 335,958 | $ 129,000 |
| New York-Jersey City-White Plains, NY-NJ | 825 | $ 212,719,000 | $ 257,841 | $ 122,933 |
| Urban Honolulu, HI | 808 | $ 300,224,000 | $ 371,564 | $ 119,000 |
| Seattle-Bellevue-Everett, WA | 802 | $ 283,878,000 | $ 353,962 | $ 127,000 |
| New Orleans-Metairie, LA | 749 | $ 103,296,000 | $ 137,911 | $ 92,000 |
| Killeen-Temple, TX | 718 | $ 85,392,000 | $ 118,930 | $ 78,000 |
| Memphis, TN-MS-AR | 708 | $ 98,777,000 | $ 139,515 | $ 91,871 |
| Fayetteville, NC | 681 | $ 83,127,000 | $ 122,066 | $ 77,000 |
| Tacoma-Lakewood, WA | 675 | $ 162,103,000 | $ 240,152 | $ 98,000 |
| Augusta-Richmond County, GA-SC | 672 | $ 98,116,000 | $ 146,005 | $ 83,168 |
| Chicago-Naperville-Arlington Heights, IL | 648 | $ 133,518,000 | $ 206,046 | $ 103,000 |
| Raleigh, NC | 643 | $ 141,939,000 | $ 220,744 | $ 107,000 |
| Camden, NJ | 596 | $ 103,777,000 | $ 174,122 | $ 105,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 589 | $ 133,319,000 | $ 226,348 | $ 102,000 |
| St. Louis, MO-IL | 581 | $ 94,926,000 | $ 163,383 | $ 94,624 |
| Savannah, GA | 580 | $ 79,378,000 | $ 136,858 | $ 80,000 |
| California-Lexington Park, MD | 575 | $ 121,932,000 | $ 212,055 | $ 119,000 |
| Anaheim-Santa Ana-Irvine, CA | 548 | $ 221,827,000 | $ 404,793 | $ 144,000 |
| Palm Bay-Melbourne-Titusville, FL | 543 | $ 103,864,000 | $ 191,278 | $ 96,000 |
| Columbia, SC | 539 | $ 74,179,000 | $ 137,623 | $ 82,000 |
| Philadelphia, PA | 520 | $ 75,836,000 | $ 145,838 | $ 90,000 |
| Oklahoma City, OK | 517 | $ 83,356,000 | $ 161,230 | $ 86,000 |
| Kansas City, MO-KS | 515 | $ 88,860,000 | $ 172,543 | $ 91,776 |
| Cleveland-Elyria, OH | 514 | $ 62,301,000 | $ 121,208 | $ 85,000 |
| Norwich-New London, CT | 509 | $ 93,078,000 | $ 182,864 | $ 91,000 |
| El Paso, TX | 497 | $ 60,268,000 | $ 121,263 | $ 80,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 483 | $ 112,134,000 | $ 232,161 | $ 96,000 |
| Providence-Warwick, RI-MA | 483 | $ 120,380,000 | $ 249,233 | $ 113,910 |
| Montgomery County-Bucks County-Chester County, PA | 480 | $ 116,434,000 | $ 242,570 | $ 120,000 |
| New Bern, NC | 471 | $ 61,887,000 | $ 131,394 | $ 78,000 |
| Gulfport-Biloxi-Pascagoula, MS | 466 | $ 53,130,000 | $ 114,012 | $ 74,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 464 | $ 72,773,000 | $ 156,838 | $ 83,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 463 | $ 134,579,000 | $ 290,667 | $ 116,235 |
| Clarksville, TN-KY | 462 | $ 59,007,000 | $ 127,720 | $ 69,311 |
| Corpus Christi, TX | 449 | $ 66,534,000 | $ 148,182 | $ 93,000 |
| Austin-Round Rock, TX | 442 | $ 106,975,000 | $ 242,024 | $ 121,000 |
| Miami-Miami Beach-Kendall, FL | 423 | $ 92,544,000 | $ 218,780 | $ 102,000 |
| Columbus, GA-AL | 417 | $ 45,667,000 | $ 109,513 | $ 76,381 |
| Bakersfield, CA | 396 | $ 71,228,000 | $ 179,868 | $ 91,000 |
| Crestview-Fort Walton Beach-Destin, FL | 379 | $ 75,442,000 | $ 199,055 | $ 91,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 354 | $ 109,077,000 | $ 308,127 | $ 131,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 348 | $ 80,266,000 | $ 230,649 | $ 108,724 |
| Newark, NJ-PA | 346 | $ 90,331,000 | $ 261,072 | $ 117,219 |
| Omaha-Council Bluffs, NE-IA | 346 | $ 59,116,000 | $ 170,855 | $ 89,583 |
| Albuquerque, NM | 337 | $ 66,820,000 | $ 198,278 | $ 89,000 |
| Pittsburgh, PA | 336 | $ 49,454,000 | $ 147,184 | $ 91,000 |
| Yuma, AZ | 334 | $ 43,466,000 | $ 130,137 | $ 81,000 |
| Warren-Troy-Farmington Hills, MI | 326 | $ 57,943,000 | $ 177,739 | $ 89,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 325 | $ 68,767,000 | $ 211,590 | $ 110,000 |
| Columbus, OH | 323 | $ 55,328,000 | $ 171,294 | $ 95,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 318 | $ 106,117,000 | $ 333,701 | $ 120,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 317 | $ 53,601,000 | $ 169,088 | $ 88,000 |
| Hinesville, GA | 311 | $ 29,115,000 | $ 93,617 | $ 69,000 |
| Lake County-Kenosha County, IL-WI | 305 | $ 55,549,000 | $ 182,127 | $ 102,583 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 296 | $ 50,247,000 | $ 169,753 | $ 91,418 |
| Cincinnati, OH-KY-IN | 275 | $ 47,652,000 | $ 173,280 | $ 96,974 |
| North Port-Sarasota-Bradenton, FL | 274 | $ 62,701,000 | $ 228,835 | $ 110,000 |
| Winchester, VA-WV | 274 | $ 51,779,000 | $ 188,974 | $ 83,131 |
| Indianapolis-Carmel-Anderson, IN | 273 | $ 47,873,000 | $ 175,358 | $ 95,000 |
| Montgomery, AL | 262 | $ 27,895,000 | $ 106,469 | $ 74,000 |
| Louisville/Jefferson County, KY-IN | 255 | $ 41,001,000 | $ 160,788 | $ 88,294 |
| Tucson, AZ | 255 | $ 52,582,000 | $ 206,203 | $ 98,000 |
| Olympia-Tumwater, WA | 253 | $ 63,139,000 | $ 249,561 | $ 91,000 |
| Oakland-Hayward-Berkeley, CA | 252 | $ 108,577,000 | $ 430,861 | $ 145,000 |
| Nassau County-Suffolk County, NY | 251 | $ 75,030,000 | $ 298,924 | $ 150,000 |
| Panama City, FL | 250 | $ 46,207,000 | $ 184,828 | $ 89,000 |
| Birmingham-Hoover, AL | 236 | $ 39,550,000 | $ 167,584 | $ 86,000 |
| Hartford-West Hartford-East Hartford, CT | 233 | $ 49,408,000 | $ 212,051 | $ 112,000 |
| Hanford-Corcoran, CA | 228 | $ 40,229,000 | $ 176,442 | $ 88,000 |
| Greenville-Anderson-Mauldin, SC | 218 | $ 37,722,000 | $ 173,036 | $ 99,000 |
| Albany, GA | 215 | $ 20,146,000 | $ 93,702 | $ 81,000 |
| Lakeland-Winter Haven, FL | 213 | $ 30,692,000 | $ 144,093 | $ 79,000 |
| Daphne-Fairhope-Foley, AL | 209 | $ 32,742,000 | $ 156,660 | $ 83,000 |
| Albany-Schenectady-Troy, NY | 208 | $ 40,025,000 | $ 192,427 | $ 90,000 |
| Boston, MA | 205 | $ 64,480,000 | $ 314,536 | $ 130,000 |
| Wilmington, NC | 203 | $ 43,979,000 | $ 216,645 | $ 99,000 |
| Hagerstown-Martinsburg, MD-WV | 202 | $ 35,216,000 | $ 174,336 | $ 89,217 |
| Huntsville, AL | 202 | $ 40,578,000 | $ 200,881 | $ 108,000 |
| Cambridge-Newton-Framingham, MA | 199 | $ 72,237,000 | $ 363,000 | $ 139,000 |
| Salisbury, MD-DE | 199 | $ 42,387,000 | $ 213,000 | $ 127,125 |
| Cape Coral-Fort Myers, FL | 194 | $ 38,094,000 | $ 196,360 | $ 105,000 |
| Wilmington, DE-MD-NJ | 193 | $ 40,781,000 | $ 211,300 | $ 103,725 |
| Knoxville, TN | 188 | $ 39,855,000 | $ 211,994 | $ 108,000 |
| Detroit-Dearborn-Livonia, MI | 182 | $ 21,108,000 | $ 115,978 | $ 86,000 |
| Portland-South Portland, ME | 182 | $ 42,830,000 | $ 235,329 | $ 117,000 |
| Mobile, AL | 175 | $ 20,098,000 | $ 114,845 | $ 77,000 |
| Dayton, OH | 174 | $ 28,402,000 | $ 163,229 | $ 91,000 |
| Durham-Chapel Hill, NC | 174 | $ 41,318,000 | $ 237,459 | $ 102,000 |
| Port St. Lucie, FL | 172 | $ 30,034,000 | $ 174,616 | $ 106,000 |
| Greensboro-High Point, NC | 170 | $ 26,303,000 | $ 154,723 | $ 84,000 |
| Vallejo-Fairfield, CA | 168 | $ 52,719,000 | $ 313,803 | $ 129,000 |
| Worcester, MA-CT | 167 | $ 39,411,000 | $ 235,994 | $ 112,317 |
| Lawton, OK | 155 | $ 16,739,000 | $ 107,993 | $ 79,000 |
| Winston-Salem, NC | 154 | $ 20,856,000 | $ 135,428 | $ 84,000 |
| Boise City, ID | 150 | $ 39,205,000 | $ 261,366 | $ 109,000 |
| Little Rock-North Little Rock-Conway, AR | 149 | $ 22,049,000 | $ 147,979 | $ 81,000 |
| Harrisburg-Carlisle, PA | 147 | $ 28,095,000 | $ 191,122 | $ 109,000 |
| Elizabethtown-Fort Knox, KY | 145 | $ 19,083,000 | $ 131,606 | $ 78,000 |
| Sierra Vista-Douglas, AZ | 145 | $ 18,819,000 | $ 129,786 | $ 88,000 |
| York-Hanover, PA | 143 | $ 25,335,000 | $ 177,167 | $ 104,000 |
| Warner Robins, GA | 139 | $ 21,679,000 | $ 155,964 | $ 95,000 |
| Baton Rouge, LA | 138 | $ 19,522,000 | $ 141,463 | $ 103,000 |
| New Haven-Milford, CT | 136 | $ 27,695,000 | $ 203,639 | $ 100,000 |
| Reno, NV | 133 | $ 39,532,000 | $ 297,233 | $ 115,000 |
| Tulsa, OK | 133 | $ 21,179,000 | $ 159,240 | $ 82,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 131 | $ 16,215,000 | $ 123,778 | $ 75,000 |
| Akron, OH | 130 | $ 20,551,000 | $ 158,084 | $ 96,000 |
| Charlottesville, VA | 126 | $ 31,717,000 | $ 251,722 | $ 132,000 |
| Rockingham County-Strafford County, NH | 124 | $ 29,584,000 | $ 238,580 | $ 111,000 |
| Tallahassee, FL | 124 | $ 19,610,000 | $ 158,145 | $ 96,000 |
| Stockton-Lodi, CA | 122 | $ 35,400,000 | $ 290,163 | $ 114,000 |
| Jackson, MS | 121 | $ 15,003,000 | $ 123,991 | $ 87,000 |
| Ocala, FL | 121 | $ 15,937,000 | $ 131,710 | $ 65,000 |
| Asheville, NC | 119 | $ 25,836,000 | $ 217,109 | $ 100,000 |
| Fresno, CA | 119 | $ 26,158,000 | $ 219,815 | $ 110,000 |
| Spokane-Spokane Valley, WA | 119 | $ 22,923,000 | $ 192,630 | $ 87,000 |
| Salinas, CA | 117 | $ 50,260,000 | $ 429,572 | $ 135,000 |
| Milwaukee-Waukesha-West Allis, WI | 114 | $ 22,145,000 | $ 194,254 | $ 102,000 |
| Auburn-Opelika, AL | 109 | $ 16,576,000 | $ 152,073 | $ 86,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 109 | $ 51,147,000 | $ 469,238 | $ 184,000 |
| Manchester-Nashua, NH | 108 | $ 28,108,000 | $ 260,259 | $ 113,000 |
| Salt Lake City, UT | 108 | $ 28,347,000 | $ 262,472 | $ 109,000 |
| Chattanooga, TN-GA | 107 | $ 16,549,000 | $ 154,663 | $ 97,859 |
| Mount Vernon-Anacortes, WA | 107 | $ 26,549,000 | $ 248,121 | $ 91,000 |
| Rochester, NY | 105 | $ 12,043,000 | $ 114,695 | $ 81,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 102 | $ 18,061,000 | $ 177,068 | $ 110,980 |
| Grand Rapids-Wyoming, MI | 102 | $ 18,616,000 | $ 182,509 | $ 81,000 |
| Gary, IN | 100 | $ 14,407,000 | $ 144,070 | $ 85,000 |
| Ogden-Clearfield, UT | 100 | $ 25,382,000 | $ 253,820 | $ 90,000 |
| Spartanburg, SC | 99 | $ 16,036,000 | $ 161,979 | $ 78,000 |
| Roanoke, VA | 97 | $ 17,578,000 | $ 181,216 | $ 89,000 |
| Gainesville, FL | 96 | $ 14,697,000 | $ 153,093 | $ 79,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 93 | $ 17,943,000 | $ 192,935 | $ 90,612 |
| Bridgeport-Stamford-Norwalk, CT | 89 | $ 36,184,000 | $ 406,561 | $ 172,000 |
| Brunswick, GA | 88 | $ 11,971,000 | $ 136,034 | $ 91,000 |
| Prescott, AZ | 87 | $ 17,341,000 | $ 199,321 | $ 77,000 |
| Greeley, CO | 80 | $ 21,262,000 | $ 265,775 | $ 87,000 |
| Anchorage, AK | 78 | $ 20,639,000 | $ 264,602 | $ 120,000 |
| Lancaster, PA | 78 | $ 12,892,000 | $ 165,282 | $ 106,000 |
| Visalia-Porterville, CA | 77 | $ 15,441,000 | $ 200,532 | $ 96,000 |
| Shreveport-Bossier City, LA | 76 | $ 8,808,000 | $ 115,894 | $ 79,000 |
| Dothan, AL | 75 | $ 10,275,000 | $ 137,000 | $ 84,000 |
| Dover, DE | 75 | $ 14,252,000 | $ 190,026 | $ 82,000 |
| Lake Havasu City-Kingman, AZ | 73 | $ 11,856,000 | $ 162,410 | $ 105,000 |
| Syracuse, NY | 73 | $ 9,099,000 | $ 124,643 | $ 93,000 |
| Wichita, KS | 73 | $ 12,979,000 | $ 177,794 | $ 97,000 |
| Naples-Immokalee-Marco Island, FL | 72 | $ 18,334,000 | $ 254,638 | $ 140,000 |
| Sumter, SC | 71 | $ 9,695,000 | $ 136,549 | $ 74,000 |
| Greenville, NC | 70 | $ 9,916,000 | $ 141,657 | $ 75,000 |
| Macon-Bibb County, GA | 70 | $ 7,996,000 | $ 114,228 | $ 80,000 |
| Springfield, MA | 70 | $ 12,849,000 | $ 183,557 | $ 88,000 |
| Springfield, MO | 69 | $ 10,416,000 | $ 150,956 | $ 75,000 |
| Beaumont-Port Arthur, TX | 68 | $ 8,898,000 | $ 130,852 | $ 107,000 |
| Fort Collins, CO | 68 | $ 22,147,000 | $ 325,691 | $ 115,000 |
| Youngstown-Warren-Boardman, OH-PA | 68 | $ 6,937,000 | $ 102,014 | $ 70,426 |
| Watertown-Fort Drum, NY | 67 | $ 8,404,000 | $ 125,432 | $ 77,000 |
| Lafayette, LA | 66 | $ 8,830,000 | $ 133,787 | $ 81,000 |
| Lexington-Fayette, KY | 62 | $ 11,112,000 | $ 179,225 | $ 86,000 |
| Lynchburg, VA | 62 | $ 9,224,000 | $ 148,774 | $ 93,000 |
| Florence, SC | 61 | $ 6,471,000 | $ 106,081 | $ 67,000 |
| Lansing-East Lansing, MI | 61 | $ 9,636,000 | $ 157,967 | $ 73,000 |
| Las Cruces, NM | 61 | $ 9,197,000 | $ 150,770 | $ 78,000 |
| Sebastian-Vero Beach, FL | 61 | $ 13,217,000 | $ 216,672 | $ 101,000 |
| Athens-Clarke County, GA | 60 | $ 11,713,000 | $ 195,216 | $ 93,000 |
| Hickory-Lenoir-Morganton, NC | 60 | $ 9,653,000 | $ 160,883 | $ 99,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 60 | $ 6,963,000 | $ 116,050 | $ 85,000 |
| Toledo, OH | 59 | $ 8,478,000 | $ 143,694 | $ 97,000 |
| Boulder, CO | 58 | $ 22,170,000 | $ 382,241 | $ 172,000 |
| Goldsboro, NC | 58 | $ 7,450,000 | $ 128,448 | $ 66,000 |
| Manhattan, KS | 58 | $ 8,946,000 | $ 154,241 | $ 72,000 |
| Punta Gorda, FL | 58 | $ 9,230,000 | $ 159,137 | $ 81,000 |
| McAllen-Edinburg-Mission, TX | 57 | $ 7,188,000 | $ 126,105 | $ 86,000 |
| Homosassa Springs, FL | 56 | $ 7,022,000 | $ 125,392 | $ 79,000 |
| Rocky Mount, NC | 56 | $ 6,065,000 | $ 108,303 | $ 82,000 |
| Pueblo, CO | 55 | $ 8,227,000 | $ 149,581 | $ 81,000 |
| Reading, PA | 55 | $ 10,418,000 | $ 189,418 | $ 100,000 |
| San Francisco-Redwood City-South San Francisco, CA | 55 | $ 29,527,000 | $ 536,854 | $ 173,000 |
| Modesto, CA | 54 | $ 12,822,000 | $ 237,444 | $ 105,000 |
| Barnstable Town, MA | 53 | $ 14,113,000 | $ 266,283 | $ 128,000 |
| South Bend-Mishawaka, IN-MI | 53 | $ 7,561,000 | $ 142,660 | $ 82,245 |
| Des Moines-West Des Moines, IA | 52 | $ 8,805,000 | $ 169,326 | $ 90,000 |
| Gainesville, GA | 52 | $ 9,654,000 | $ 185,653 | $ 99,000 |
| The Villages, FL | 52 | $ 9,860,000 | $ 189,615 | $ 94,000 |
| Provo-Orem, UT | 51 | $ 14,388,000 | $ 282,117 | $ 128,000 |
| Salem, OR | 51 | $ 11,412,000 | $ 223,764 | $ 80,000 |
| Bellingham, WA | 50 | $ 12,138,000 | $ 242,760 | $ 88,000 |
| Elgin, IL | 50 | $ 10,117,000 | $ 202,340 | $ 100,000 |
| Kennewick-Richland, WA | 50 | $ 11,000,000 | $ 220,000 | $ 109,000 |
| Waco, TX | 50 | $ 7,018,000 | $ 140,360 | $ 94,000 |
| Canton-Massillon, OH | 49 | $ 6,628,000 | $ 135,265 | $ 82,000 |
| Madison, WI | 49 | $ 11,107,000 | $ 226,673 | $ 106,000 |
| Valdosta, GA | 49 | $ 5,466,000 | $ 111,551 | $ 72,000 |
| Davenport-Moline-Rock Island, IA-IL | 48 | $ 8,452,000 | $ 176,083 | $ 94,937 |
| Johnson City, TN | 48 | $ 8,722,000 | $ 181,708 | $ 76,000 |
| Chambersburg-Waynesboro, PA | 47 | $ 9,647,000 | $ 205,255 | $ 100,000 |
| College Station-Bryan, TX | 47 | $ 8,420,000 | $ 179,148 | $ 108,000 |
| Santa Maria-Santa Barbara, CA | 47 | $ 17,586,000 | $ 374,170 | $ 114,000 |
| Atlantic City-Hammonton, NJ | 46 | $ 7,924,000 | $ 172,260 | $ 94,000 |
| East Stroudsburg, PA | 46 | $ 5,677,000 | $ 123,413 | $ 107,000 |
| Idaho Falls, ID | 46 | $ 8,355,000 | $ 181,630 | $ 100,000 |
| Kingsport-Bristol-Bristol, TN-VA | 46 | $ 6,695,000 | $ 145,543 | $ 68,695 |
| Kalamazoo-Portage, MI | 45 | $ 8,046,000 | $ 178,800 | $ 146,000 |
| Utica-Rome, NY | 45 | $ 6,326,000 | $ 140,577 | $ 97,000 |
| El Centro, CA | 44 | $ 6,364,000 | $ 144,636 | $ 105,000 |
| Flint, MI | 44 | $ 5,878,000 | $ 133,590 | $ 72,000 |
| Ann Arbor, MI | 43 | $ 7,436,000 | $ 172,930 | $ 105,000 |
| Eugene, OR | 43 | $ 8,397,000 | $ 195,279 | $ 107,000 |
| Fort Wayne, IN | 43 | $ 5,733,000 | $ 133,325 | $ 78,000 |
| Trenton, NJ | 43 | $ 10,099,000 | $ 234,860 | $ 104,000 |
| Burlington, NC | 42 | $ 7,066,000 | $ 168,238 | $ 74,000 |
| Dutchess County-Putnam County, NY | 42 | $ 9,366,000 | $ 223,000 | $ 105,000 |
| Staunton-Waynesboro, VA | 41 | $ 9,091,000 | $ 221,731 | $ 94,000 |
| Brownsville-Harlingen, TX | 40 | $ 5,540,000 | $ 138,500 | $ 89,000 |
| Evansville, IN-KY | 39 | $ 5,569,000 | $ 142,794 | $ 78,717 |
| Bend-Redmond, OR | 38 | $ 9,786,000 | $ 257,526 | $ 129,000 |
| Blacksburg-Christiansburg-Radford, VA | 38 | $ 8,050,000 | $ 211,842 | $ 91,000 |
| Bloomington, IN | 36 | $ 7,280,000 | $ 202,222 | $ 95,000 |
| Erie, PA | 36 | $ 5,574,000 | $ 154,833 | $ 86,000 |
| Coeur D'Alene, ID | 35 | $ 8,182,000 | $ 233,771 | $ 89,000 |
| Gettysburg, PA | 35 | $ 6,664,000 | $ 190,400 | $ 101,000 |
| Lincoln, NE | 35 | $ 5,583,000 | $ 159,514 | $ 94,000 |
| Bangor, ME | 34 | $ 5,306,000 | $ 156,058 | $ 96,000 |
| Amarillo, TX | 33 | $ 5,419,000 | $ 164,212 | $ 89,000 |
| Harrisonburg, VA | 33 | $ 5,136,000 | $ 155,636 | $ 89,000 |
| Lubbock, TX | 33 | $ 4,003,000 | $ 121,303 | $ 111,000 |
| Ocean City, NJ | 33 | $ 10,677,000 | $ 323,545 | $ 197,000 |
| Tuscaloosa, AL | 33 | $ 4,171,000 | $ 126,393 | $ 88,000 |
| Wichita Falls, TX | 33 | $ 4,013,000 | $ 121,606 | $ 78,000 |
| Burlington-South Burlington, VT | 32 | $ 8,562,000 | $ 267,562 | $ 116,000 |
| Cheyenne, WY | 32 | $ 8,100,000 | $ 253,125 | $ 96,000 |
| Fort Smith, AR-OK | 32 | $ 3,998,000 | $ 124,937 | $ 80,000 |
| Abilene, TX | 31 | $ 4,171,000 | $ 134,548 | $ 92,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 31 | $ 13,087,000 | $ 422,161 | $ 132,000 |
| Topeka, KS | 31 | $ 3,413,000 | $ 110,096 | $ 61,000 |
| Green Bay, WI | 30 | $ 5,219,000 | $ 173,966 | $ 117,000 |
| Morgantown, WV | 30 | $ 5,296,000 | $ 176,533 | $ 101,000 |
| San Juan-Caguas-Guaynabo, PR | 30 | $ 595,000 | $ 19,833 | $ 80,000 |
| Santa Fe, NM | 30 | $ 7,218,000 | $ 240,600 | $ 112,000 |
| Battle Creek, MI | 29 | $ 3,592,000 | $ 123,862 | $ 82,000 |
| Cedar Rapids, IA | 29 | $ 4,266,000 | $ 147,103 | $ 85,000 |
| Glens Falls, NY | 29 | $ 5,731,000 | $ 197,620 | $ 82,000 |
| Racine, WI | 29 | $ 5,945,000 | $ 205,000 | $ 91,000 |
| Rockford, IL | 29 | $ 2,846,000 | $ 98,137 | $ 76,000 |
| Flagstaff, AZ | 28 | $ 8,020,000 | $ 286,428 | $ 133,000 |
| Huntington-Ashland, WV-KY-OH | 28 | $ 3,445,000 | $ 123,035 | $ 84,428 |
| Tyler, TX | 28 | $ 4,761,000 | $ 170,035 | $ 104,000 |
| Charleston, WV | 27 | $ 4,090,000 | $ 151,481 | $ 105,000 |
| Houma-Thibodaux, LA | 27 | $ 3,830,000 | $ 141,851 | $ 84,000 |
| Lewiston-Auburn, ME | 27 | $ 3,989,000 | $ 147,740 | $ 90,000 |
| Alexandria, LA | 26 | $ 1,954,000 | $ 75,153 | $ 59,000 |
| Hammond, LA | 26 | $ 3,074,000 | $ 118,230 | $ 84,000 |
| Hattiesburg, MS | 26 | $ 2,980,000 | $ 114,615 | $ 94,000 |
| Lebanon, PA | 26 | $ 5,117,000 | $ 196,807 | $ 81,000 |
| Santa Rosa, CA | 26 | $ 9,931,000 | $ 381,961 | $ 139,000 |
| Yuba City, CA | 26 | $ 5,705,000 | $ 219,423 | $ 102,000 |
| Albany, OR | 25 | $ 5,330,000 | $ 213,200 | $ 90,000 |
| Bowling Green, KY | 25 | $ 4,402,000 | $ 176,080 | $ 80,000 |
| Duluth, MN-WI | 25 | $ 5,053,000 | $ 202,120 | $ 118,800 |
| Fairbanks, AK | 25 | $ 4,873,000 | $ 194,920 | $ 93,000 |
| Jackson, TN | 25 | $ 2,676,000 | $ 107,040 | $ 65,000 |
| Medford, OR | 25 | $ 6,388,000 | $ 255,520 | $ 89,000 |
| Muskegon, MI | 25 | $ 3,377,000 | $ 135,080 | $ 64,000 |
| Peoria, IL | 25 | $ 3,468,000 | $ 138,720 | $ 89,000 |
| Redding, CA | 25 | $ 5,431,000 | $ 217,240 | $ 103,000 |
| Chico, CA | 24 | $ 6,442,000 | $ 268,416 | $ 96,000 |
| Lake Charles, LA | 24 | $ 2,651,000 | $ 110,458 | $ 74,000 |
| Saginaw, MI | 24 | $ 2,575,000 | $ 107,291 | $ 62,000 |
| San Angelo, TX | 24 | $ 2,863,000 | $ 119,291 | $ 80,000 |
| Carbondale-Marion, IL | 23 | $ 2,341,000 | $ 101,782 | $ 94,000 |
| Decatur, AL | 23 | $ 2,404,000 | $ 104,521 | $ 86,000 |
| Grand Junction, CO | 23 | $ 4,270,000 | $ 185,652 | $ 80,000 |
| Lafayette-West Lafayette, IN | 23 | $ 3,716,000 | $ 161,565 | $ 61,000 |
| Niles-Benton Harbor, MI | 23 | $ 3,963,000 | $ 172,304 | $ 118,000 |
| Rapid City, SD | 23 | $ 5,141,000 | $ 223,521 | $ 105,000 |
| Wenatchee, WA | 23 | $ 7,563,000 | $ 328,826 | $ 115,000 |
| Billings, MT | 22 | $ 5,852,000 | $ 266,000 | $ 110,000 |
| Florence-Muscle Shoals, AL | 22 | $ 2,287,000 | $ 103,954 | $ 73,000 |
| Merced, CA | 22 | $ 3,559,000 | $ 161,772 | $ 74,000 |
| Binghamton, NY | 21 | $ 2,118,000 | $ 100,857 | $ 60,000 |
| Bloomington, IL | 21 | $ 4,097,000 | $ 195,095 | $ 99,000 |
| Grand Forks, ND-MN | 21 | $ 3,215,000 | $ 153,095 | $ 96,000 |
| Jackson, MI | 21 | $ 2,770,000 | $ 131,904 | $ 92,000 |
| Monroe, MI | 21 | $ 2,996,000 | $ 142,666 | $ 98,000 |
| Rochester, MN | 21 | $ 3,457,000 | $ 164,619 | $ 93,000 |
| Kahului-Wailuku-Lahaina, HI | 20 | $ 7,506,000 | $ 375,300 | $ 128,000 |
| Longview, TX | 20 | $ 1,819,000 | $ 90,950 | $ 81,000 |
| Sebring, FL | 20 | $ 3,062,000 | $ 153,100 | $ 99,000 |
| Sioux Falls, SD | 20 | $ 4,268,000 | $ 213,400 | $ 83,000 |
| St. George, UT | 20 | $ 6,079,000 | $ 303,950 | $ 90,000 |
| Appleton, WI | 19 | $ 3,544,000 | $ 186,526 | $ 93,000 |
| Great Falls, MT | 19 | $ 3,570,000 | $ 187,894 | $ 82,000 |
| Johnstown, PA | 19 | $ 819,000 | $ 43,105 | $ 56,000 |
| Joplin, MO | 19 | $ 2,243,000 | $ 118,052 | $ 87,000 |
| Mansfield, OH | 19 | $ 2,446,000 | $ 128,736 | $ 67,000 |
| Monroe, LA | 19 | $ 3,086,000 | $ 162,421 | $ 74,000 |
| Oshkosh-Neenah, WI | 19 | $ 3,389,000 | $ 178,368 | $ 104,000 |
| State College, PA | 19 | $ 3,904,000 | $ 205,473 | $ 128,000 |
| Cleveland, TN | 18 | $ 3,370,000 | $ 187,222 | $ 83,000 |
| Columbia, MO | 18 | $ 2,879,000 | $ 159,944 | $ 113,000 |
| Kingston, NY | 18 | $ 3,091,000 | $ 171,722 | $ 81,000 |
| Missoula, MT | 18 | $ 3,270,000 | $ 181,666 | $ 116,000 |
| Morristown, TN | 18 | $ 2,600,000 | $ 144,444 | $ 81,000 |
| San Rafael, CA | 18 | $ 8,167,000 | $ 453,722 | $ 159,000 |
| Sherman-Denison, TX | 18 | $ 2,947,000 | $ 163,722 | $ 87,000 |
| Springfield, IL | 18 | $ 1,744,000 | $ 96,888 | $ 68,000 |
| Altoona, PA | 17 | $ 2,674,000 | $ 157,294 | $ 89,000 |
| Cape Girardeau, MO-IL | 17 | $ 2,843,000 | $ 167,235 | $ 118,000 |
| Madera, CA | 17 | $ 2,285,000 | $ 134,411 | $ 81,000 |
| Pittsfield, MA | 17 | $ 3,349,000 | $ 197,000 | $ 225,000 |
| Santa Cruz-Watsonville, CA | 17 | $ 11,153,000 | $ 656,058 | $ 194,000 |
| St. Joseph, MO-KS | 17 | $ 2,523,000 | $ 148,411 | $ 81,823 |
| Champaign-Urbana, IL | 16 | $ 2,331,000 | $ 145,687 | $ 89,000 |
| Janesville-Beloit, WI | 16 | $ 2,172,000 | $ 135,750 | $ 68,000 |
| Kankakee, IL | 16 | $ 2,088,000 | $ 130,500 | $ 69,000 |
| Longview, WA | 16 | $ 4,248,000 | $ 265,500 | $ 93,000 |
| Midland, TX | 16 | $ 3,466,000 | $ 216,625 | $ 104,000 |
| Texarkana, TX-AR | 16 | $ 1,143,000 | $ 71,437 | $ 75,375 |
| Vineland-Bridgeton, NJ | 16 | $ 1,978,000 | $ 123,625 | $ 92,000 |
| Williamsport, PA | 16 | $ 1,923,000 | $ 120,187 | $ 66,000 |
| Fargo, ND-MN | 15 | $ 2,487,000 | $ 165,800 | $ 97,666 |
| Laredo, TX | 15 | $ 1,391,000 | $ 92,733 | $ 73,000 |
| Pine Bluff, AR | 15 | $ 1,334,000 | $ 88,933 | $ 73,000 |
| Pocatello, ID | 15 | $ 2,602,000 | $ 173,466 | $ 73,000 |
| Carson City, NV | 14 | $ 3,661,000 | $ 261,500 | $ 94,000 |
| Corvallis, OR | 14 | $ 2,753,000 | $ 196,642 | $ 108,000 |
| Elmira, NY | 14 | $ 1,962,000 | $ 140,142 | $ 134,000 |
| Hot Springs, AR | 14 | $ 1,974,000 | $ 141,000 | $ 152,000 |
| Lawrence, KS | 14 | $ 3,206,000 | $ 229,000 | $ 84,000 |
| Odessa, TX | 14 | $ 1,970,000 | $ 140,714 | $ 122,000 |
| Rome, GA | 14 | $ 1,887,000 | $ 134,785 | $ 102,000 |
| Terre Haute, IN | 14 | $ 1,179,000 | $ 84,214 | $ 64,000 |
| Yakima, WA | 14 | $ 2,804,000 | $ 200,285 | $ 98,000 |
| Anniston-Oxford-Jacksonville, AL | 13 | $ 1,508,000 | $ 116,000 | $ 85,000 |
| Elkhart-Goshen, IN | 13 | $ 1,575,000 | $ 121,153 | $ 68,000 |
| Jefferson City, MO | 13 | $ 1,444,000 | $ 111,076 | $ 64,000 |
| Jonesboro, AR | 13 | $ 2,475,000 | $ 190,384 | $ 123,000 |
| Springfield, OH | 13 | $ 1,682,000 | $ 129,384 | $ 52,000 |
| Beckley, WV | 12 | $ 1,733,000 | $ 144,416 | $ 98,000 |
| Casper, WY | 12 | $ 2,023,000 | $ 168,583 | $ 127,000 |
| Gadsden, AL | 12 | $ 1,566,000 | $ 130,500 | $ 104,000 |
| Grand Island, NE | 12 | $ 920,000 | $ 76,666 | $ 78,000 |
| Walla Walla, WA | 12 | $ 2,698,000 | $ 224,833 | $ 93,000 |
| Weirton-Steubenville, WV-OH | 12 | $ 1,527,000 | $ 127,250 | $ 85,000 |
| Bloomsburg-Berwick, PA | 11 | $ 1,655,000 | $ 150,454 | $ 93,000 |
| Cumberland, MD-WV | 11 | $ 1,230,000 | $ 111,818 | $ 78,818 |
| Michigan City-La Porte, IN | 11 | $ 1,019,000 | $ 92,636 | $ 59,000 |
| Parkersburg-Vienna, WV | 11 | $ 1,328,000 | $ 120,727 | $ 66,000 |
| Sioux City, IA-NE-SD | 11 | $ 1,740,000 | $ 158,181 | $ 100,000 |
| St. Cloud, MN | 11 | $ 1,444,000 | $ 131,272 | $ 67,000 |
| Eau Claire, WI | 10 | $ 1,357,000 | $ 135,700 | $ 87,000 |
| Farmington, NM | 10 | $ 1,970,000 | $ 197,000 | $ 89,000 |
| La Crosse-Onalaska, WI-MN | 10 | $ 2,045,000 | $ 204,500 | $ 93,000 |
| Midland, MI | 10 | $ 1,837,000 | $ 183,700 | $ 80,000 |
| Napa, CA | 10 | $ 5,186,000 | $ 518,600 | $ 153,000 |
| Owensboro, KY | 10 | $ 1,267,000 | $ 126,700 | $ 95,000 |
| Enid, OK | 9 | $ 1,442,000 | $ 160,222 | $ 92,000 |
| Iowa City, IA | 9 | $ 1,916,000 | $ 212,888 | $ 91,000 |
| Lewiston, ID-WA | 9 | $ 1,721,000 | $ 191,222 | $ 81,666 |
| Victoria, TX | 9 | $ 739,000 | $ 82,111 | $ 79,000 |
| Wausau, WI | 9 | $ 1,264,000 | $ 140,444 | $ 92,000 |
| Bismarck, ND | 8 | $ 1,143,000 | $ 142,875 | $ 68,000 |
| Dalton, GA | 8 | $ 944,000 | $ 118,000 | $ 64,000 |
| Decatur, IL | 8 | $ 1,285,000 | $ 160,625 | $ 121,000 |
| Kokomo, IN | 8 | $ 888,000 | $ 111,000 | $ 59,000 |
| Sheboygan, WI | 8 | $ 1,062,000 | $ 132,750 | $ 76,000 |
| Waterloo-Cedar Falls, IA | 8 | $ 877,000 | $ 109,625 | $ 60,000 |
| Aguadilla-Isabela-San Sebastian, PR | 7 | $ 30,000 | $ 4,285 | $ 94,000 |
| Grants Pass, OR | 7 | $ 1,422,000 | $ 203,142 | $ 88,000 |
| Lima, OH | 7 | $ 883,000 | $ 126,142 | $ 66,000 |
| Muncie, IN | 7 | $ 721,000 | $ 103,000 | $ 88,000 |
| Wheeling, WV-OH | 7 | $ 741,000 | $ 105,857 | $ 59,428 |
| Dubuque, IA | 6 | $ 1,078,000 | $ 179,666 | $ 94,000 |
| Columbus, IN | 5 | $ 641,000 | $ 128,200 | $ 66,000 |
| Danville, IL | 5 | $ 405,000 | $ 81,000 | $ 104,000 |
| Ithaca, NY | 5 | $ 961,000 | $ 192,200 | $ 114,000 |
| Logan, UT-ID | 4 | $ 722,000 | $ 180,500 | $ 51,000 |
| Ames, IA | 3 | $ 608,000 | $ 202,666 | $ 67,000 |
| Fond Du Lac, WI | 3 | $ 510,000 | $ 170,000 | $ 72,000 |
| Mankato-North Mankato, MN | 3 | $ 485,000 | $ 161,666 | $ 63,000 |
| Bay City, MI | 2 | $ 143,000 | $ 71,500 | $ 37,000 |
| Ponce, PR | 2 | $ 20,000 | $ 10,000 | $ 59,000 |
| San German-Cabo Rojo, PR | 2 | $ 14,000 | $ 7,000 | $ 48,000 |
| Arecibo, PR | 1 | $ 20,000 | $ 20,000 | $ 40,000 |
| Guayama, PR | 1 | $ 16,000 | $ 16,000 | $ 39,000 |
Mortgage Loan Application Detail Totals for Navy Federal Credit Union in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 100,926 | $25,878,306,000 | $256,000 | $2,552,000 | $86,000 | $6,240,000 |
| Refinancing | 35,239 | $8,907,683,000 | $252,000 | $2,380,000 | $107,000 | $6,715,000 |
| Home Improvement | 29,978 | $734,793,000 | $24,000 | $500,000 | $94,000 | $4,824,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 79,167 | $17,283,801,000 | $218,000 | $2,291,000 | $97,000 | $5,899,000 |
| Black or African American | 40,436 | $7,412,047,000 | $183,000 | $2,000,000 | $83,000 | $6,715,000 |
| Hispanic | 18,549 | $3,956,674,000 | $213,000 | $2,000,000 | $82,000 | $1,331,000 |
| Not Provided | 16,194 | $3,863,329,000 | $238,000 | $2,552,000 | $101,000 | $5,812,000 |
| Asian | 7,332 | $2,038,161,000 | $277,000 | $2,000,000 | $98,000 | $3,097,000 |
| American Indian or Alaskan Native | 2,484 | $500,149,000 | $201,000 | $1,700,000 | $85,000 | $1,068,000 |
| Native Hawaiian or Other Pacific Islander | 1,869 | $451,010,000 | $241,000 | $1,215,000 | $90,000 | $1,485,000 |
| Not applicable | 112 | $15,611,000 | $139,000 | $1,350,000 | $1,000 | $128,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 93,264 | $16,989,133,000 | $182,000 | $2,552,000 | $98,000 | $6,715,000 |
| VA-guaranteed (Veterans Administration) | 64,441 | $16,808,645,000 | $260,000 | $2,291,000 | $87,000 | $1,960,000 |
| FHA-insured (Federal Housing Administration) | 8,438 | $1,723,004,000 | $204,000 | $829,000 | $70,000 | $4,274,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 71,104 | $14,922,386,000 | $209,000 | $2,552,000 | $102,000 | $4,200,000 |
| Preapproval Denied by Financial Institution | 45,512 | $10,888,217,000 | $239,000 | $2,000,000 | $71,000 | $6,240,000 |
| Application Denied By Financial Institution | 30,407 | $4,857,903,000 | $159,000 | $2,000,000 | $90,000 | $6,715,000 |
| Application Withdrawn By Applicant | 18,069 | $4,603,380,000 | $254,000 | $2,380,000 | $111,000 | $3,097,000 |
| Application Approved But Not Accepted | 681 | $133,973,000 | $196,000 | $1,281,000 | $102,000 | $791,000 |
| Preapproval Approved but not Accepted | 228 | $84,041,000 | $368,000 | $1,360,000 | $102,000 | $511,000 |
| Loan Purchased By The Institution | 142 | $30,882,000 | $217,000 | $742,000 | $82,000 | $442,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 25,636 | $6,382,914,000 | $248,000 | $2,000,000 | $59,000 | $548,000 |
| Credit History | 18,438 | $3,006,079,000 | $163,000 | $1,170,000 | $81,000 | $4,824,000 |
| Other | 17,429 | $3,064,404,000 | $175,000 | $2,000,000 | $92,000 | $6,715,000 |
| Credit Application Incomplete | 6,026 | $1,403,925,000 | $232,000 | $1,620,000 | $100,000 | $2,280,000 |
| Collateral | 3,007 | $668,903,000 | $222,000 | $2,000,000 | $104,000 | $857,000 |
| Unverifiable Information | 2,024 | $464,196,000 | $229,000 | $1,500,000 | $82,000 | $1,376,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1,886 | $446,960,000 | $236,000 | $2,000,000 | $87,000 | $774,000 |
| Employment History | 1,473 | $308,739,000 | $209,000 | $1,300,000 | $67,000 | $515,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Navy Federal Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Navy Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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