Navy Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017

Navy Federal Credit Union 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Navy Federal Credit Union
820 Follin Lane
Vienna, VA 22180
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 166,143
Total Mortgage Loan Application Amount $35,520,782,000
Average Mortgage Loan Application Amount $177,333
Highest Mortgage Loan Application Amount $2,552,000
Average Applicant Income $95,666
Highest Applicant Income $6,715,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Navy Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Navy Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2017 breaks down Navy Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Navy Federal Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Navy Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Navy Federal Credit Union's mortgage activity for 2017.

Mortgage Loan Application Totals for Navy Federal Credit Union by Metropolitan Area in 2017

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 13,029 $ 3,475,353,000 $ 245,750 $ 113,500
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 7,379 $ 1,168,063,000 $ 161,500 $ 88,500
SAN DIEGO-CARLSBAD, CA 5,025 $ 1,627,911,000 $ 323,000 $ 119,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 4,181 $ 736,354,000 $ 176,000 $ 96,000
JACKSONVILLE, FL 3,707 $ 594,282,000 $ 160,000 $ 84,000
BALTIMORE-COLUMBIA-TOWSON, MD 3,199 $ 796,984,000 $ 249,000 $ 116,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 2,766 $ 656,124,000 $ 237,000 $ 104,000
PENSACOLA-FERRY PASS-BRENT, FL 2,304 $ 327,500,000 $ 142,000 $ 69,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 1,840 $ 355,077,000 $ 192,000 $ 100,000
PHOENIX-MESA-SCOTTSDALE, AZ 1,718 $ 357,727,000 $ 208,000 $ 97,000
CHARLESTON-NORTH CHARLESTON, SC 1,659 $ 284,163,000 $ 171,000 $ 87,000
SAN ANTONIO-NEW BRAUNFELS, TX 1,440 $ 277,941,000 $ 193,000 $ 101,000
LAS VEGAS-HENDERSON-PARADISE, NV 1,349 $ 289,094,000 $ 214,000 $ 96,000
JACKSONVILLE, NC 1,321 $ 155,444,000 $ 117,000 $ 76,000
ORLANDO-KISSIMMEE-SANFORD, FL 1,311 $ 242,721,000 $ 185,000 $ 94,000
SILVER SPRING-FREDERICK-ROCKVILLE, MD 1,259 $ 376,499,000 $ 299,000 $ 134,000
DALLAS-PLANO-IRVING, TX 1,166 $ 225,237,000 $ 193,000 $ 111,000
FORT WORTH-ARLINGTON, TX 1,152 $ 187,024,000 $ 162,000 $ 97,000
BREMERTON-SILVERDALE, WA 1,082 $ 241,798,000 $ 223,000 $ 97,000
DENVER-AURORA-LAKEWOOD, CO 1,081 $ 318,370,000 $ 294,000 $ 112,000
RICHMOND, VA 1,079 $ 198,211,000 $ 183,000 $ 94,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 1,078 $ 199,978,000 $ 185,000 $ 107,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 906 $ 185,825,000 $ 212,000 $ 103,500
COLORADO SPRINGS, CO 895 $ 204,457,000 $ 228,000 $ 92,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 875 $ 293,964,000 $ 335,000 $ 129,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 825 $ 212,719,000 $ 256,500 $ 123,000
URBAN HONOLULU, HI 808 $ 300,224,000 $ 371,000 $ 119,000
SEATTLE-BELLEVUE-EVERETT, WA 802 $ 283,878,000 $ 353,000 $ 127,000
NEW ORLEANS-METAIRIE, LA 749 $ 103,296,000 $ 137,000 $ 92,000
KILLEEN-TEMPLE, TX 718 $ 85,392,000 $ 118,000 $ 78,000
MEMPHIS, TN-MS-AR 708 $ 98,777,000 $ 111,000 $ 89,666
FAYETTEVILLE, NC 681 $ 83,127,000 $ 122,000 $ 77,000
TACOMA-LAKEWOOD, WA 675 $ 162,103,000 $ 240,000 $ 98,000
AUGUSTA-RICHMOND COUNTY, GA-SC 672 $ 98,116,000 $ 145,500 $ 83,500
CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL 648 $ 133,518,000 $ 206,000 $ 103,000
RALEIGH, NC 643 $ 141,939,000 $ 220,000 $ 107,000
CAMDEN, NJ 596 $ 103,777,000 $ 174,000 $ 105,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 589 $ 133,319,000 $ 226,000 $ 102,000
ST. LOUIS, MO-IL 581 $ 94,926,000 $ 159,500 $ 94,000
SAVANNAH, GA 580 $ 79,378,000 $ 136,000 $ 80,000
CALIFORNIA-LEXINGTON PARK, MD 575 $ 121,932,000 $ 212,000 $ 119,000
ANAHEIM-SANTA ANA-IRVINE, CA 548 $ 221,827,000 $ 404,000 $ 144,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 543 $ 103,864,000 $ 191,000 $ 96,000
COLUMBIA, SC 539 $ 74,179,000 $ 137,000 $ 82,000
PHILADELPHIA, PA 520 $ 75,836,000 $ 145,000 $ 90,000
OKLAHOMA CITY, OK 517 $ 83,356,000 $ 161,000 $ 86,000
KANSAS CITY, MO-KS 515 $ 88,860,000 $ 171,000 $ 91,500
CLEVELAND-ELYRIA, OH 514 $ 62,301,000 $ 121,000 $ 85,000
NORWICH-NEW LONDON, CT 509 $ 93,078,000 $ 182,000 $ 91,000
EL PASO, TX 497 $ 60,268,000 $ 121,000 $ 80,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 483 $ 112,134,000 $ 232,000 $ 96,000
PROVIDENCE-WARWICK, RI-MA 483 $ 120,380,000 $ 245,500 $ 115,500
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 480 $ 116,434,000 $ 242,000 $ 120,000
NEW BERN, NC 471 $ 61,887,000 $ 131,000 $ 78,000
GULFPORT-BILOXI-PASCAGOULA, MS 466 $ 53,130,000 $ 114,000 $ 74,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 464 $ 72,773,000 $ 156,000 $ 83,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 463 $ 134,579,000 $ 283,500 $ 114,000
CLARKSVILLE, TN-KY 462 $ 59,007,000 $ 110,000 $ 67,000
CORPUS CHRISTI, TX 449 $ 66,534,000 $ 148,000 $ 93,000
AUSTIN-ROUND ROCK, TX 442 $ 106,975,000 $ 242,000 $ 121,000
MIAMI-MIAMI BEACH-KENDALL, FL 423 $ 92,544,000 $ 218,000 $ 102,000
COLUMBUS, GA-AL 417 $ 45,667,000 $ 102,500 $ 73,000
BAKERSFIELD, CA 396 $ 71,228,000 $ 179,000 $ 91,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 379 $ 75,442,000 $ 199,000 $ 91,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 354 $ 109,077,000 $ 308,000 $ 131,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 348 $ 80,266,000 $ 227,500 $ 107,000
NEWARK, NJ-PA 346 $ 90,331,000 $ 196,000 $ 113,000
OMAHA-COUNCIL BLUFFS, NE-IA 346 $ 59,116,000 $ 171,500 $ 87,000
ALBUQUERQUE, NM 337 $ 66,820,000 $ 198,000 $ 89,000
PITTSBURGH, PA 336 $ 49,454,000 $ 147,000 $ 91,000
YUMA, AZ 334 $ 43,466,000 $ 130,000 $ 81,000
WARREN-TROY-FARMINGTON HILLS, MI 326 $ 57,943,000 $ 177,000 $ 89,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 325 $ 68,767,000 $ 211,000 $ 110,000
COLUMBUS, OH 323 $ 55,328,000 $ 171,000 $ 95,000
OXNARD-THOUSAND OAKS-VENTURA, CA 318 $ 106,117,000 $ 333,000 $ 120,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 317 $ 53,601,000 $ 169,000 $ 88,000
HINESVILLE, GA 311 $ 29,115,000 $ 93,000 $ 69,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 305 $ 55,549,000 $ 171,000 $ 101,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 296 $ 50,247,000 $ 171,000 $ 92,000
CINCINNATI, OH-KY-IN 275 $ 47,652,000 $ 144,333 $ 88,333
NORTH PORT-SARASOTA-BRADENTON, FL 274 $ 62,701,000 $ 228,000 $ 110,000
WINCHESTER, VA-WV 274 $ 51,779,000 $ 150,000 $ 77,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 273 $ 47,873,000 $ 175,000 $ 95,000
MONTGOMERY, AL 262 $ 27,895,000 $ 106,000 $ 74,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 255 $ 41,001,000 $ 162,000 $ 83,000
TUCSON, AZ 255 $ 52,582,000 $ 206,000 $ 98,000
OLYMPIA-TUMWATER, WA 253 $ 63,139,000 $ 249,000 $ 91,000
OAKLAND-HAYWARD-BERKELEY, CA 252 $ 108,577,000 $ 430,000 $ 145,000
NASSAU COUNTY-SUFFOLK COUNTY, NY 251 $ 75,030,000 $ 298,000 $ 150,000
PANAMA CITY, FL 250 $ 46,207,000 $ 184,000 $ 89,000
BIRMINGHAM-HOOVER, AL 236 $ 39,550,000 $ 167,000 $ 86,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 233 $ 49,408,000 $ 212,000 $ 112,000
HANFORD-CORCORAN, CA 228 $ 40,229,000 $ 176,000 $ 88,000
GREENVILLE-ANDERSON-MAULDIN, SC 218 $ 37,722,000 $ 173,000 $ 99,000
ALBANY, GA 215 $ 20,146,000 $ 93,000 $ 81,000
LAKELAND-WINTER HAVEN, FL 213 $ 30,692,000 $ 144,000 $ 79,000
DAPHNE-FAIRHOPE-FOLEY, AL 209 $ 32,742,000 $ 156,000 $ 83,000
ALBANY-SCHENECTADY-TROY, NY 208 $ 40,025,000 $ 192,000 $ 90,000
BOSTON, MA 205 $ 64,480,000 $ 314,000 $ 130,000
WILMINGTON, NC 203 $ 43,979,000 $ 216,000 $ 99,000
HAGERSTOWN-MARTINSBURG, MD-WV 202 $ 35,216,000 $ 177,500 $ 89,000
HUNTSVILLE, AL 202 $ 40,578,000 $ 200,000 $ 108,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 199 $ 72,237,000 $ 363,000 $ 139,000
SALISBURY, MD-DE 199 $ 42,387,000 $ 205,500 $ 123,500
CAPE CORAL-FORT MYERS, FL 194 $ 38,094,000 $ 196,000 $ 105,000
WILMINGTON, DE-MD-NJ 193 $ 40,781,000 $ 189,333 $ 99,666
KNOXVILLE, TN 188 $ 39,855,000 $ 211,000 $ 108,000
DETROIT-DEARBORN-LIVONIA, MI 182 $ 21,108,000 $ 115,000 $ 86,000
PORTLAND-SOUTH PORTLAND, ME 182 $ 42,830,000 $ 235,000 $ 117,000
MOBILE, AL 175 $ 20,098,000 $ 114,000 $ 77,000
DAYTON, OH 174 $ 28,402,000 $ 163,000 $ 91,000
DURHAM-CHAPEL HILL, NC 174 $ 41,318,000 $ 237,000 $ 102,000
PORT ST. LUCIE, FL 172 $ 30,034,000 $ 174,000 $ 106,000
GREENSBORO-HIGH POINT, NC 170 $ 26,303,000 $ 154,000 $ 84,000
VALLEJO-FAIRFIELD, CA 168 $ 52,719,000 $ 313,000 $ 129,000
WORCESTER, MA-CT 167 $ 39,411,000 $ 224,000 $ 111,000
LAWTON, OK 155 $ 16,739,000 $ 107,000 $ 79,000
WINSTON-SALEM, NC 154 $ 20,856,000 $ 135,000 $ 84,000
BOISE CITY, ID 150 $ 39,205,000 $ 261,000 $ 109,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 149 $ 22,049,000 $ 147,000 $ 81,000
HARRISBURG-CARLISLE, PA 147 $ 28,095,000 $ 191,000 $ 109,000
ELIZABETHTOWN-FORT KNOX, KY 145 $ 19,083,000 $ 131,000 $ 78,000
SIERRA VISTA-DOUGLAS, AZ 145 $ 18,819,000 $ 129,000 $ 88,000
YORK-HANOVER, PA 143 $ 25,335,000 $ 177,000 $ 104,000
WARNER ROBINS, GA 139 $ 21,679,000 $ 155,000 $ 95,000
BATON ROUGE, LA 138 $ 19,522,000 $ 141,000 $ 103,000
NEW HAVEN-MILFORD, CT 136 $ 27,695,000 $ 203,000 $ 100,000
RENO, NV 133 $ 39,532,000 $ 297,000 $ 115,000
TULSA, OK 133 $ 21,179,000 $ 159,000 $ 82,000
BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY 131 $ 16,215,000 $ 123,000 $ 75,000
AKRON, OH 130 $ 20,551,000 $ 158,000 $ 96,000
CHARLOTTESVILLE, VA 126 $ 31,717,000 $ 251,000 $ 132,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 124 $ 29,584,000 $ 238,000 $ 111,000
TALLAHASSEE, FL 124 $ 19,610,000 $ 158,000 $ 96,000
STOCKTON-LODI, CA 122 $ 35,400,000 $ 290,000 $ 114,000
JACKSON, MS 121 $ 15,003,000 $ 123,000 $ 87,000
OCALA, FL 121 $ 15,937,000 $ 131,000 $ 65,000
ASHEVILLE, NC 119 $ 25,836,000 $ 217,000 $ 100,000
FRESNO, CA 119 $ 26,158,000 $ 219,000 $ 110,000
SPOKANE-SPOKANE VALLEY, WA 119 $ 22,923,000 $ 192,000 $ 87,000
SALINAS, CA 117 $ 50,260,000 $ 429,000 $ 135,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 114 $ 22,145,000 $ 194,000 $ 102,000
AUBURN-OPELIKA, AL 109 $ 16,576,000 $ 152,000 $ 86,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 109 $ 51,147,000 $ 469,000 $ 184,000
MANCHESTER-NASHUA, NH 108 $ 28,108,000 $ 260,000 $ 113,000
SALT LAKE CITY, UT 108 $ 28,347,000 $ 262,000 $ 109,000
CHATTANOOGA, TN-GA 107 $ 16,549,000 $ 128,000 $ 89,000
MOUNT VERNON-ANACORTES, WA 107 $ 26,549,000 $ 248,000 $ 91,000
ROCHESTER, NY 105 $ 12,043,000 $ 114,000 $ 81,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 102 $ 18,061,000 $ 162,500 $ 108,000
GRAND RAPIDS-WYOMING, MI 102 $ 18,616,000 $ 182,000 $ 81,000
GARY, IN 100 $ 14,407,000 $ 144,000 $ 85,000
OGDEN-CLEARFIELD, UT 100 $ 25,382,000 $ 253,000 $ 90,000
SPARTANBURG, SC 99 $ 16,036,000 $ 161,000 $ 78,000
ROANOKE, VA 97 $ 17,578,000 $ 181,000 $ 89,000
GAINESVILLE, FL 96 $ 14,697,000 $ 153,000 $ 79,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 93 $ 17,943,000 $ 137,000 $ 73,000
BRIDGEPORT-STAMFORD-NORWALK, CT 89 $ 36,184,000 $ 406,000 $ 172,000
BRUNSWICK, GA 88 $ 11,971,000 $ 136,000 $ 91,000
PRESCOTT, AZ 87 $ 17,341,000 $ 199,000 $ 77,000
GREELEY, CO 80 $ 21,262,000 $ 265,000 $ 87,000
ANCHORAGE, AK 78 $ 20,639,000 $ 264,000 $ 120,000
LANCASTER, PA 78 $ 12,892,000 $ 165,000 $ 106,000
VISALIA-PORTERVILLE, CA 77 $ 15,441,000 $ 200,000 $ 96,000
SHREVEPORT-BOSSIER CITY, LA 76 $ 8,808,000 $ 115,000 $ 79,000
DOTHAN, AL 75 $ 10,275,000 $ 137,000 $ 84,000
DOVER, DE 75 $ 14,252,000 $ 190,000 $ 82,000
LAKE HAVASU CITY-KINGMAN, AZ 73 $ 11,856,000 $ 162,000 $ 105,000
SYRACUSE, NY 73 $ 9,099,000 $ 124,000 $ 93,000
WICHITA, KS 73 $ 12,979,000 $ 177,000 $ 97,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 72 $ 18,334,000 $ 254,000 $ 140,000
SUMTER, SC 71 $ 9,695,000 $ 136,000 $ 74,000
GREENVILLE, NC 70 $ 9,916,000 $ 141,000 $ 75,000
MACON-BIBB COUNTY, GA 70 $ 7,996,000 $ 114,000 $ 80,000
SPRINGFIELD, MA 70 $ 12,849,000 $ 183,000 $ 88,000
SPRINGFIELD, MO 69 $ 10,416,000 $ 150,000 $ 75,000
BEAUMONT-PORT ARTHUR, TX 68 $ 8,898,000 $ 130,000 $ 107,000
FORT COLLINS, CO 68 $ 22,147,000 $ 325,000 $ 115,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 68 $ 6,937,000 $ 104,000 $ 73,500
WATERTOWN-FORT DRUM, NY 67 $ 8,404,000 $ 125,000 $ 77,000
LAFAYETTE, LA 66 $ 8,830,000 $ 133,000 $ 81,000
LEXINGTON-FAYETTE, KY 62 $ 11,112,000 $ 179,000 $ 86,000
LYNCHBURG, VA 62 $ 9,224,000 $ 148,000 $ 93,000
FLORENCE, SC 61 $ 6,471,000 $ 106,000 $ 67,000
LANSING-EAST LANSING, MI 61 $ 9,636,000 $ 157,000 $ 73,000
LAS CRUCES, NM 61 $ 9,197,000 $ 150,000 $ 78,000
SEBASTIAN-VERO BEACH, FL 61 $ 13,217,000 $ 216,000 $ 101,000
ATHENS-CLARKE COUNTY, GA 60 $ 11,713,000 $ 195,000 $ 93,000
HICKORY-LENOIR-MORGANTON, NC 60 $ 9,653,000 $ 160,000 $ 99,000
SCRANTON--WILKES-BARRE--HAZLETON, PA 60 $ 6,963,000 $ 116,000 $ 85,000
TOLEDO, OH 59 $ 8,478,000 $ 143,000 $ 97,000
BOULDER, CO 58 $ 22,170,000 $ 382,000 $ 172,000
GOLDSBORO, NC 58 $ 7,450,000 $ 128,000 $ 66,000
MANHATTAN, KS 58 $ 8,946,000 $ 154,000 $ 72,000
PUNTA GORDA, FL 58 $ 9,230,000 $ 159,000 $ 81,000
MCALLEN-EDINBURG-MISSION, TX 57 $ 7,188,000 $ 126,000 $ 86,000
HOMOSASSA SPRINGS, FL 56 $ 7,022,000 $ 125,000 $ 79,000
ROCKY MOUNT, NC 56 $ 6,065,000 $ 108,000 $ 82,000
PUEBLO, CO 55 $ 8,227,000 $ 149,000 $ 81,000
READING, PA 55 $ 10,418,000 $ 189,000 $ 100,000
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 55 $ 29,527,000 $ 536,000 $ 173,000
MODESTO, CA 54 $ 12,822,000 $ 237,000 $ 105,000
BARNSTABLE TOWN, MA 53 $ 14,113,000 $ 266,000 $ 128,000
SOUTH BEND-MISHAWAKA, IN-MI 53 $ 7,561,000 $ 121,000 $ 80,500
DES MOINES-WEST DES MOINES, IA 52 $ 8,805,000 $ 169,000 $ 90,000
GAINESVILLE, GA 52 $ 9,654,000 $ 185,000 $ 99,000
THE VILLAGES, FL 52 $ 9,860,000 $ 189,000 $ 94,000
PROVO-OREM, UT 51 $ 14,388,000 $ 282,000 $ 128,000
SALEM, OR 51 $ 11,412,000 $ 223,000 $ 80,000
BELLINGHAM, WA 50 $ 12,138,000 $ 242,000 $ 88,000
ELGIN, IL 50 $ 10,117,000 $ 202,000 $ 100,000
KENNEWICK-RICHLAND, WA 50 $ 11,000,000 $ 220,000 $ 109,000
WACO, TX 50 $ 7,018,000 $ 140,000 $ 94,000
CANTON-MASSILLON, OH 49 $ 6,628,000 $ 135,000 $ 82,000
MADISON, WI 49 $ 11,107,000 $ 226,000 $ 106,000
VALDOSTA, GA 49 $ 5,466,000 $ 111,000 $ 72,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 48 $ 8,452,000 $ 178,500 $ 95,500
JOHNSON CITY, TN 48 $ 8,722,000 $ 181,000 $ 76,000
CHAMBERSBURG-WAYNESBORO, PA 47 $ 9,647,000 $ 205,000 $ 100,000
COLLEGE STATION-BRYAN, TX 47 $ 8,420,000 $ 179,000 $ 108,000
SANTA MARIA-SANTA BARBARA, CA 47 $ 17,586,000 $ 374,000 $ 114,000
ATLANTIC CITY-HAMMONTON, NJ 46 $ 7,924,000 $ 172,000 $ 94,000
EAST STROUDSBURG, PA 46 $ 5,677,000 $ 123,000 $ 107,000
IDAHO FALLS, ID 46 $ 8,355,000 $ 181,000 $ 100,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 46 $ 6,695,000 $ 130,000 $ 67,500
KALAMAZOO-PORTAGE, MI 45 $ 8,046,000 $ 178,000 $ 146,000
UTICA-ROME, NY 45 $ 6,326,000 $ 140,000 $ 97,000
EL CENTRO, CA 44 $ 6,364,000 $ 144,000 $ 105,000
FLINT, MI 44 $ 5,878,000 $ 133,000 $ 72,000
ANN ARBOR, MI 43 $ 7,436,000 $ 172,000 $ 105,000
EUGENE, OR 43 $ 8,397,000 $ 195,000 $ 107,000
FORT WAYNE, IN 43 $ 5,733,000 $ 133,000 $ 78,000
TRENTON, NJ 43 $ 10,099,000 $ 234,000 $ 104,000
BURLINGTON, NC 42 $ 7,066,000 $ 168,000 $ 74,000
DUTCHESS COUNTY-PUTNAM COUNTY, NY 42 $ 9,366,000 $ 223,000 $ 105,000
STAUNTON-WAYNESBORO, VA 41 $ 9,091,000 $ 221,000 $ 94,000
BROWNSVILLE-HARLINGEN, TX 40 $ 5,540,000 $ 138,000 $ 89,000
EVANSVILLE, IN-KY 39 $ 5,569,000 $ 163,000 $ 81,500
BEND-REDMOND, OR 38 $ 9,786,000 $ 257,000 $ 129,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 38 $ 8,050,000 $ 211,000 $ 91,000
BLOOMINGTON, IN 36 $ 7,280,000 $ 202,000 $ 95,000
ERIE, PA 36 $ 5,574,000 $ 154,000 $ 86,000
COEUR D'ALENE, ID 35 $ 8,182,000 $ 233,000 $ 89,000
GETTYSBURG, PA 35 $ 6,664,000 $ 190,000 $ 101,000
LINCOLN, NE 35 $ 5,583,000 $ 159,000 $ 94,000
BANGOR, ME 34 $ 5,306,000 $ 156,000 $ 96,000
AMARILLO, TX 33 $ 5,419,000 $ 164,000 $ 89,000
HARRISONBURG, VA 33 $ 5,136,000 $ 155,000 $ 89,000
LUBBOCK, TX 33 $ 4,003,000 $ 121,000 $ 111,000
OCEAN CITY, NJ 33 $ 10,677,000 $ 323,000 $ 197,000
TUSCALOOSA, AL 33 $ 4,171,000 $ 126,000 $ 88,000
WICHITA FALLS, TX 33 $ 4,013,000 $ 121,000 $ 78,000
BURLINGTON-SOUTH BURLINGTON, VT 32 $ 8,562,000 $ 267,000 $ 116,000
CHEYENNE, WY 32 $ 8,100,000 $ 253,000 $ 96,000
FORT SMITH, AR-OK 32 $ 3,998,000 $ 118,500 $ 80,000
ABILENE, TX 31 $ 4,171,000 $ 134,000 $ 92,000
SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA 31 $ 13,087,000 $ 422,000 $ 132,000
TOPEKA, KS 31 $ 3,413,000 $ 110,000 $ 61,000
GREEN BAY, WI 30 $ 5,219,000 $ 173,000 $ 117,000
MORGANTOWN, WV 30 $ 5,296,000 $ 176,000 $ 101,000
SAN JUAN-CAGUAS-GUAYNABO, PR 30 $ 595,000 $ 19,000 $ 80,000
SANTA FE, NM 30 $ 7,218,000 $ 240,000 $ 112,000
BATTLE CREEK, MI 29 $ 3,592,000 $ 123,000 $ 82,000
CEDAR RAPIDS, IA 29 $ 4,266,000 $ 147,000 $ 85,000
GLENS FALLS, NY 29 $ 5,731,000 $ 197,000 $ 82,000
RACINE, WI 29 $ 5,945,000 $ 205,000 $ 91,000
ROCKFORD, IL 29 $ 2,846,000 $ 98,000 $ 76,000
FLAGSTAFF, AZ 28 $ 8,020,000 $ 286,000 $ 133,000
HUNTINGTON-ASHLAND, WV-KY-OH 28 $ 3,445,000 $ 126,000 $ 87,666
TYLER, TX 28 $ 4,761,000 $ 170,000 $ 104,000
CHARLESTON, WV 27 $ 4,090,000 $ 151,000 $ 105,000
HOUMA-THIBODAUX, LA 27 $ 3,830,000 $ 141,000 $ 84,000
LEWISTON-AUBURN, ME 27 $ 3,989,000 $ 147,000 $ 90,000
ALEXANDRIA, LA 26 $ 1,954,000 $ 75,000 $ 59,000
HAMMOND, LA 26 $ 3,074,000 $ 118,000 $ 84,000
HATTIESBURG, MS 26 $ 2,980,000 $ 114,000 $ 94,000
LEBANON, PA 26 $ 5,117,000 $ 196,000 $ 81,000
SANTA ROSA, CA 26 $ 9,931,000 $ 381,000 $ 139,000
YUBA CITY, CA 26 $ 5,705,000 $ 219,000 $ 102,000
ALBANY, OR 25 $ 5,330,000 $ 213,000 $ 90,000
BOWLING GREEN, KY 25 $ 4,402,000 $ 176,000 $ 80,000
DULUTH, MN-WI 25 $ 5,053,000 $ 203,000 $ 100,500
FAIRBANKS, AK 25 $ 4,873,000 $ 194,000 $ 93,000
JACKSON, TN 25 $ 2,676,000 $ 107,000 $ 65,000
MEDFORD, OR 25 $ 6,388,000 $ 255,000 $ 89,000
MUSKEGON, MI 25 $ 3,377,000 $ 135,000 $ 64,000
PEORIA, IL 25 $ 3,468,000 $ 138,000 $ 89,000
REDDING, CA 25 $ 5,431,000 $ 217,000 $ 103,000
CHICO, CA 24 $ 6,442,000 $ 268,000 $ 96,000
LAKE CHARLES, LA 24 $ 2,651,000 $ 110,000 $ 74,000
SAGINAW, MI 24 $ 2,575,000 $ 107,000 $ 62,000
SAN ANGELO, TX 24 $ 2,863,000 $ 119,000 $ 80,000
CARBONDALE-MARION, IL 23 $ 2,341,000 $ 101,000 $ 94,000
DECATUR, AL 23 $ 2,404,000 $ 104,000 $ 86,000
GRAND JUNCTION, CO 23 $ 4,270,000 $ 185,000 $ 80,000
LAFAYETTE-WEST LAFAYETTE, IN 23 $ 3,716,000 $ 161,000 $ 61,000
NILES-BENTON HARBOR, MI 23 $ 3,963,000 $ 172,000 $ 118,000
RAPID CITY, SD 23 $ 5,141,000 $ 223,000 $ 105,000
WENATCHEE, WA 23 $ 7,563,000 $ 328,000 $ 115,000
BILLINGS, MT 22 $ 5,852,000 $ 266,000 $ 110,000
FLORENCE-MUSCLE SHOALS, AL 22 $ 2,287,000 $ 103,000 $ 73,000
MERCED, CA 22 $ 3,559,000 $ 161,000 $ 74,000
BINGHAMTON, NY 21 $ 2,118,000 $ 100,000 $ 60,000
BLOOMINGTON, IL 21 $ 4,097,000 $ 195,000 $ 99,000
GRAND FORKS, ND-MN 21 $ 3,215,000 $ 147,000 $ 100,500
JACKSON, MI 21 $ 2,770,000 $ 131,000 $ 92,000
MONROE, MI 21 $ 2,996,000 $ 142,000 $ 98,000
ROCHESTER, MN 21 $ 3,457,000 $ 164,000 $ 93,000
KAHULUI-WAILUKU-LAHAINA, HI 20 $ 7,506,000 $ 375,000 $ 128,000
LONGVIEW, TX 20 $ 1,819,000 $ 90,000 $ 81,000
SEBRING, FL 20 $ 3,062,000 $ 153,000 $ 99,000
SIOUX FALLS, SD 20 $ 4,268,000 $ 213,000 $ 83,000
ST. GEORGE, UT 20 $ 6,079,000 $ 303,000 $ 90,000
APPLETON, WI 19 $ 3,544,000 $ 186,000 $ 93,000
GREAT FALLS, MT 19 $ 3,570,000 $ 187,000 $ 82,000
JOHNSTOWN, PA 19 $ 819,000 $ 43,000 $ 56,000
JOPLIN, MO 19 $ 2,243,000 $ 118,000 $ 87,000
MANSFIELD, OH 19 $ 2,446,000 $ 128,000 $ 67,000
MONROE, LA 19 $ 3,086,000 $ 162,000 $ 74,000
OSHKOSH-NEENAH, WI 19 $ 3,389,000 $ 178,000 $ 104,000
STATE COLLEGE, PA 19 $ 3,904,000 $ 205,000 $ 128,000
CLEVELAND, TN 18 $ 3,370,000 $ 187,000 $ 83,000
COLUMBIA, MO 18 $ 2,879,000 $ 159,000 $ 113,000
KINGSTON, NY 18 $ 3,091,000 $ 171,000 $ 81,000
MISSOULA, MT 18 $ 3,270,000 $ 181,000 $ 116,000
MORRISTOWN, TN 18 $ 2,600,000 $ 144,000 $ 81,000
SAN RAFAEL, CA 18 $ 8,167,000 $ 453,000 $ 159,000
SHERMAN-DENISON, TX 18 $ 2,947,000 $ 163,000 $ 87,000
SPRINGFIELD, IL 18 $ 1,744,000 $ 96,000 $ 68,000
ALTOONA, PA 17 $ 2,674,000 $ 157,000 $ 89,000
CAPE GIRARDEAU, MO-IL 17 $ 2,843,000 $ 167,000 $ 118,000
MADERA, CA 17 $ 2,285,000 $ 134,000 $ 81,000
PITTSFIELD, MA 17 $ 3,349,000 $ 197,000 $ 225,000
SANTA CRUZ-WATSONVILLE, CA 17 $ 11,153,000 $ 656,000 $ 194,000
ST. JOSEPH, MO-KS 17 $ 2,523,000 $ 97,000 $ 70,500
CHAMPAIGN-URBANA, IL 16 $ 2,331,000 $ 145,000 $ 89,000
JANESVILLE-BELOIT, WI 16 $ 2,172,000 $ 135,000 $ 68,000
KANKAKEE, IL 16 $ 2,088,000 $ 130,000 $ 69,000
LONGVIEW, WA 16 $ 4,248,000 $ 265,000 $ 93,000
MIDLAND, TX 16 $ 3,466,000 $ 216,000 $ 104,000
TEXARKANA, TX-AR 16 $ 1,143,000 $ 44,500 $ 79,500
VINELAND-BRIDGETON, NJ 16 $ 1,978,000 $ 123,000 $ 92,000
WILLIAMSPORT, PA 16 $ 1,923,000 $ 120,000 $ 66,000
FARGO, ND-MN 15 $ 2,487,000 $ 161,500 $ 89,000
LAREDO, TX 15 $ 1,391,000 $ 92,000 $ 73,000
PINE BLUFF, AR 15 $ 1,334,000 $ 88,000 $ 73,000
POCATELLO, ID 15 $ 2,602,000 $ 173,000 $ 73,000
CARSON CITY, NV 14 $ 3,661,000 $ 261,000 $ 94,000
CORVALLIS, OR 14 $ 2,753,000 $ 196,000 $ 108,000
ELMIRA, NY 14 $ 1,962,000 $ 140,000 $ 134,000
HOT SPRINGS, AR 14 $ 1,974,000 $ 141,000 $ 152,000
LAWRENCE, KS 14 $ 3,206,000 $ 229,000 $ 84,000
ODESSA, TX 14 $ 1,970,000 $ 140,000 $ 122,000
ROME, GA 14 $ 1,887,000 $ 134,000 $ 102,000
TERRE HAUTE, IN 14 $ 1,179,000 $ 84,000 $ 64,000
YAKIMA, WA 14 $ 2,804,000 $ 200,000 $ 98,000
ANNISTON-OXFORD-JACKSONVILLE, AL 13 $ 1,508,000 $ 116,000 $ 85,000
ELKHART-GOSHEN, IN 13 $ 1,575,000 $ 121,000 $ 68,000
JEFFERSON CITY, MO 13 $ 1,444,000 $ 111,000 $ 64,000
JONESBORO, AR 13 $ 2,475,000 $ 190,000 $ 123,000
SPRINGFIELD, OH 13 $ 1,682,000 $ 129,000 $ 52,000
BECKLEY, WV 12 $ 1,733,000 $ 144,000 $ 98,000
CASPER, WY 12 $ 2,023,000 $ 168,000 $ 127,000
GADSDEN, AL 12 $ 1,566,000 $ 130,000 $ 104,000
GRAND ISLAND, NE 12 $ 920,000 $ 76,000 $ 78,000
WALLA WALLA, WA 12 $ 2,698,000 $ 224,000 $ 93,000
WEIRTON-STEUBENVILLE, WV-OH 12 $ 1,527,000 $ 126,500 $ 85,000
BLOOMSBURG-BERWICK, PA 11 $ 1,655,000 $ 150,000 $ 93,000
CUMBERLAND, MD-WV 11 $ 1,230,000 $ 136,500 $ 82,500
MICHIGAN CITY-LA PORTE, IN 11 $ 1,019,000 $ 92,000 $ 59,000
PARKERSBURG-VIENNA, WV 11 $ 1,328,000 $ 120,000 $ 66,000
SIOUX CITY, IA-NE-SD 11 $ 1,740,000 $ 172,500 $ 96,500
ST. CLOUD, MN 11 $ 1,444,000 $ 131,000 $ 67,000
EAU CLAIRE, WI 10 $ 1,357,000 $ 135,000 $ 87,000
FARMINGTON, NM 10 $ 1,970,000 $ 197,000 $ 89,000
LA CROSSE-ONALASKA, WI-MN 10 $ 2,045,000 $ 204,000 $ 93,000
MIDLAND, MI 10 $ 1,837,000 $ 183,000 $ 80,000
NAPA, CA 10 $ 5,186,000 $ 518,000 $ 153,000
OWENSBORO, KY 10 $ 1,267,000 $ 126,000 $ 95,000
ENID, OK 9 $ 1,442,000 $ 160,000 $ 92,000
IOWA CITY, IA 9 $ 1,916,000 $ 212,000 $ 91,000
LEWISTON, ID-WA 9 $ 1,721,000 $ 190,500 $ 80,000
VICTORIA, TX 9 $ 739,000 $ 82,000 $ 79,000
WAUSAU, WI 9 $ 1,264,000 $ 140,000 $ 92,000
BISMARCK, ND 8 $ 1,143,000 $ 142,000 $ 68,000
DALTON, GA 8 $ 944,000 $ 118,000 $ 64,000
DECATUR, IL 8 $ 1,285,000 $ 160,000 $ 121,000
KOKOMO, IN 8 $ 888,000 $ 111,000 $ 59,000
SHEBOYGAN, WI 8 $ 1,062,000 $ 132,000 $ 76,000
WATERLOO-CEDAR FALLS, IA 8 $ 877,000 $ 109,000 $ 60,000
AGUADILLA-ISABELA-SAN SEBASTIAN, PR 7 $ 30,000 $ 4,000 $ 94,000
GRANTS PASS, OR 7 $ 1,422,000 $ 203,000 $ 88,000
LIMA, OH 7 $ 883,000 $ 126,000 $ 66,000
MUNCIE, IN 7 $ 721,000 $ 103,000 $ 88,000
WHEELING, WV-OH 7 $ 741,000 $ 87,500 $ 56,000
DUBUQUE, IA 6 $ 1,078,000 $ 179,000 $ 94,000
COLUMBUS, IN 5 $ 641,000 $ 128,000 $ 66,000
DANVILLE, IL 5 $ 405,000 $ 81,000 $ 104,000
ITHACA, NY 5 $ 961,000 $ 192,000 $ 114,000
LOGAN, UT-ID 4 $ 722,000 $ 180,000 $ 51,000
AMES, IA 3 $ 608,000 $ 202,000 $ 67,000
FOND DU LAC, WI 3 $ 510,000 $ 170,000 $ 72,000
MANKATO-NORTH MANKATO, MN 3 $ 485,000 $ 161,000 $ 63,000
BAY CITY, MI 2 $ 143,000 $ 71,000 $ 37,000
PONCE, PR 2 $ 20,000 $ 10,000 $ 59,000
SAN GERMAN-CABO ROJO, PR 2 $ 14,000 $ 7,000 $ 48,000
ARECIBO, PR 1 $ 20,000 $ 20,000 $ 40,000
GUAYAMA, PR 1 $ 16,000 $ 16,000 $ 39,000

Mortgage Loan Application Detail Totals for Navy Federal Credit Union in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 100,926 $25,878,306,000 $256,000 $2,552,000 $86,000 $6,240,000
Refinancing 35,239 $8,907,683,000 $252,000 $2,380,000 $107,000 $6,715,000
Home Improvement 29,978 $734,793,000 $24,000 $500,000 $94,000 $4,824,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 79,167 $17,283,801,000 $218,000 $2,291,000 $97,000 $5,899,000
Black or African American 40,436 $7,412,047,000 $183,000 $2,000,000 $83,000 $6,715,000
Hispanic 18,549 $3,956,674,000 $213,000 $2,000,000 $82,000 $1,331,000
Not Provided 16,194 $3,863,329,000 $238,000 $2,552,000 $101,000 $5,812,000
Asian 7,332 $2,038,161,000 $277,000 $2,000,000 $98,000 $3,097,000
American Indian or Alaskan Native 2,484 $500,149,000 $201,000 $1,700,000 $85,000 $1,068,000
Native Hawaiian or Other Pacific Islander 1,869 $451,010,000 $241,000 $1,215,000 $90,000 $1,485,000
Not applicable 112 $15,611,000 $139,000 $1,350,000 $1,000 $128,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 93,264 $16,989,133,000 $182,000 $2,552,000 $98,000 $6,715,000
VA-guaranteed (Veterans Administration) 64,441 $16,808,645,000 $260,000 $2,291,000 $87,000 $1,960,000
FHA-insured (Federal Housing Administration) 8,438 $1,723,004,000 $204,000 $829,000 $70,000 $4,274,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 71,104 $14,922,386,000 $209,000 $2,552,000 $102,000 $4,200,000
Preapproval Denied by Financial Institution 45,512 $10,888,217,000 $239,000 $2,000,000 $71,000 $6,240,000
Application Denied By Financial Institution 30,407 $4,857,903,000 $159,000 $2,000,000 $90,000 $6,715,000
Application Withdrawn By Applicant 18,069 $4,603,380,000 $254,000 $2,380,000 $111,000 $3,097,000
Application Approved But Not Accepted 681 $133,973,000 $196,000 $1,281,000 $102,000 $791,000
Preapproval Approved but not Accepted 228 $84,041,000 $368,000 $1,360,000 $102,000 $511,000
Loan Purchased By The Institution 142 $30,882,000 $217,000 $742,000 $82,000 $442,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 25,636 $6,382,914,000 $248,000 $2,000,000 $59,000 $548,000
Credit History 18,438 $3,006,079,000 $163,000 $1,170,000 $81,000 $4,824,000
Other 17,429 $3,064,404,000 $175,000 $2,000,000 $92,000 $6,715,000
Credit Application Incomplete 6,026 $1,403,925,000 $232,000 $1,620,000 $100,000 $2,280,000
Collateral 3,007 $668,903,000 $222,000 $2,000,000 $104,000 $857,000
Unverifiable Information 2,024 $464,196,000 $229,000 $1,500,000 $82,000 $1,376,000
Insufficient Cash (Downpayment, Closing Cost) 1,886 $446,960,000 $236,000 $2,000,000 $87,000 $774,000
Employment History 1,473 $308,739,000 $209,000 $1,300,000 $67,000 $515,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Navy Federal Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Navy Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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