Nfm, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Nfm, Inc. 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nfm, Inc. 1190 Winterson Road, Suite 300 Linthicum, MD 21090 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 857 |
| Total Mortgage Loan Application Amount | $151,043,000 |
| Average Mortgage Loan Application Amount | $154,853 |
| Highest Mortgage Loan Application Amount | $768,000 |
| Average Applicant Income | $70,365 |
| Highest Applicant Income | $424,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Nfm, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nfm, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Nfm, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nfm, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Nfm, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nfm, Inc.'s mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Baltimore County Maryland | 68 | $ 10,931,000 | $ 160,000 | $ 78,000 |
| Prince George's County Maryland | 59 | $ 14,277,000 | $ 241,000 | $ 78,000 |
| Baltimore City County Maryland | 53 | $ 6,172,000 | $ 116,000 | $ 62,000 |
| Anne Arundel County Maryland | 42 | $ 9,705,000 | $ 231,000 | $ 76,000 |
| District of Columbia County District Of Columbia | 25 | $ 4,859,000 | $ 194,000 | $ 93,000 |
| Howard County Maryland | 19 | $ 5,332,000 | $ 280,000 | $ 109,000 |
| Montgomery County Maryland | 18 | $ 3,410,000 | $ 189,000 | $ 91,000 |
| Harford County Maryland | 16 | $ 2,266,000 | $ 141,000 | $ 62,000 |
| York County Pennsylvania | 13 | $ 1,618,000 | $ 124,000 | $ 62,000 |
| Cecil County Maryland | 12 | $ 1,849,000 | $ 154,000 | $ 57,000 |
| Frederick County Maryland | 11 | $ 2,029,000 | $ 184,000 | $ 78,000 |
| Philadelphia County Pennsylvania | 11 | $ 1,253,000 | $ 113,000 | $ 67,000 |
| Hillsborough County Florida | 10 | $ 1,298,000 | $ 129,000 | $ 71,000 |
| Orange County Florida | 10 | $ 1,598,000 | $ 159,000 | $ 69,000 |
| Duval County Florida | 9 | $ 985,000 | $ 109,000 | $ 54,000 |
| Camden County New Jersey | 9 | $ 1,396,000 | $ 155,000 | $ 73,000 |
| Delaware County Pennsylvania | 9 | $ 1,061,000 | $ 117,000 | $ 82,000 |
| Carroll County Maryland | 8 | $ 2,046,000 | $ 255,000 | $ 115,000 |
| Charles County Maryland | 8 | $ 1,839,000 | $ 229,000 | $ 64,000 |
| Hartford County Connecticut | 7 | $ 1,160,000 | $ 165,000 | $ 68,000 |
| New Haven County Connecticut | 7 | $ 1,432,000 | $ 204,000 | $ 60,000 |
| New Castle County Delaware | 7 | $ 967,000 | $ 138,000 | $ 67,000 |
| Sussex County Delaware | 7 | $ 1,224,000 | $ 174,000 | $ 131,000 |
| Broward County Florida | 7 | $ 1,424,000 | $ 203,000 | $ 87,000 |
| Miami-Dade County Florida | 7 | $ 895,000 | $ 127,000 | $ 50,000 |
| Gloucester County New Jersey | 7 | $ 1,293,000 | $ 184,000 | $ 71,000 |
| Chester County Pennsylvania | 7 | $ 1,602,000 | $ 228,000 | $ 71,000 |
| Polk County Florida | 6 | $ 687,000 | $ 114,000 | $ 53,000 |
| Henry County Georgia | 6 | $ 925,000 | $ 154,000 | $ 51,000 |
| St. Mary's County Maryland | 6 | $ 1,196,000 | $ 199,000 | $ 85,000 |
| Beaufort County South Carolina | 6 | $ 760,000 | $ 126,000 | $ 56,000 |
| Prince William County Virginia | 6 | $ 1,733,000 | $ 288,000 | $ 80,000 |
| Fairfield County Connecticut | 5 | $ 1,096,000 | $ 219,000 | $ 73,000 |
| Lee County Florida | 5 | $ 801,000 | $ 160,000 | $ 47,000 |
| Osceola County Florida | 5 | $ 764,000 | $ 152,000 | $ 85,000 |
| Cobb County Georgia | 5 | $ 941,000 | $ 188,000 | $ 89,000 |
| Cook County Illinois | 5 | $ 743,000 | $ 148,000 | $ 55,000 |
| Burlington County New Jersey | 5 | $ 830,000 | $ 166,000 | $ 78,000 |
| Lancaster County Pennsylvania | 5 | $ 642,000 | $ 128,000 | $ 45,000 |
| Palm Beach County Florida | 4 | $ 868,000 | $ 217,000 | $ 55,000 |
| Bartow County Georgia | 4 | $ 378,000 | $ 94,000 | $ 79,000 |
| Wicomico County Maryland | 4 | $ 585,000 | $ 146,000 | $ 85,000 |
| Bristol County Massachusetts | 4 | $ 791,000 | $ 197,000 | $ 128,000 |
| Allegheny County Pennsylvania | 4 | $ 679,000 | $ 169,000 | $ 83,000 |
| Bucks County Pennsylvania | 4 | $ 776,000 | $ 194,000 | $ 79,000 |
| Fairfax County Virginia | 4 | $ 1,419,000 | $ 354,000 | $ 122,000 |
| Hampton County Virginia | 4 | $ 433,000 | $ 108,000 | $ 47,000 |
| Spotsylvania County Virginia | 4 | $ 812,000 | $ 203,000 | $ 77,000 |
| Suffolk County Virginia | 4 | $ 822,000 | $ 205,000 | $ 63,000 |
| Virginia Beach County Virginia | 4 | $ 496,000 | $ 124,000 | $ 44,000 |
| Riverside County California | 3 | $ 488,000 | $ 162,000 | $ 85,000 |
| Middlesex County Connecticut | 3 | $ 408,000 | $ 136,000 | $ 34,000 |
| New London County Connecticut | 3 | $ 554,000 | $ 184,000 | $ 153,000 |
| Tolland County Connecticut | 3 | $ 420,000 | $ 140,000 | $ 80,000 |
| Windham County Connecticut | 3 | $ 644,000 | $ 214,000 | $ 80,000 |
| Clay County Florida | 3 | $ 308,000 | $ 102,000 | $ 54,000 |
| Escambia County Florida | 3 | $ 449,000 | $ 149,000 | $ 64,000 |
| Pinellas County Florida | 3 | $ 573,000 | $ 191,000 | $ 61,000 |
| St. Lucie County Florida | 3 | $ 348,000 | $ 116,000 | $ 67,000 |
| Camden County Georgia | 3 | $ 362,000 | $ 120,000 | $ 64,000 |
| Clayton County Georgia | 3 | $ 335,000 | $ 111,000 | $ 67,000 |
| Forsyth County Georgia | 3 | $ 314,000 | $ 104,000 | $ 80,000 |
| Gwinnett County Georgia | 3 | $ 412,000 | $ 137,000 | $ 86,000 |
| Penobscot County Maine | 3 | $ 232,000 | $ 77,000 | $ 29,000 |
| Calvert County Maryland | 3 | $ 1,085,000 | $ 361,000 | $ 146,000 |
| Queen Anne's County Maryland | 3 | $ 613,000 | $ 204,000 | $ 75,000 |
| Wayne County Michigan | 3 | $ 389,000 | $ 129,000 | $ 52,000 |
| St. Charles County Missouri | 3 | $ 478,000 | $ 159,000 | $ 41,000 |
| Ocean County New Jersey | 3 | $ 653,000 | $ 217,000 | $ 53,000 |
| Berks County Pennsylvania | 3 | $ 339,000 | $ 113,000 | $ 56,000 |
| Dauphin County Pennsylvania | 3 | $ 252,000 | $ 84,000 | $ 42,000 |
| Monroe County Pennsylvania | 3 | $ 637,000 | $ 212,000 | $ 74,000 |
| Montgomery County Pennsylvania | 3 | $ 525,000 | $ 175,000 | $ 99,000 |
| Northampton County Pennsylvania | 3 | $ 594,000 | $ 198,000 | $ 69,000 |
| Montgomery County Tennessee | 3 | $ 497,000 | $ 165,000 | $ 73,000 |
| Henrico County Virginia | 3 | $ 240,000 | $ 80,000 | $ 49,000 |
| Loudoun County Virginia | 3 | $ 594,000 | $ 198,000 | $ 112,000 |
| Stafford County Virginia | 3 | $ 1,294,000 | $ 431,000 | $ 130,000 |
| York County Virginia | 3 | $ 401,000 | $ 133,000 | $ 53,000 |
| Kent County Delaware | 2 | $ 399,000 | $ 199,000 | $ 45,000 |
| Brevard County Florida | 2 | $ 348,000 | $ 174,000 | $ 76,000 |
| Manatee County Florida | 2 | $ 354,000 | $ 177,000 | $ 96,000 |
| Santa Rosa County Florida | 2 | $ 279,000 | $ 139,000 | $ 40,000 |
| Seminole County Florida | 2 | $ 588,000 | $ 294,000 | $ 335,000 |
| St. Johns County Florida | 2 | $ 269,000 | $ 134,000 | $ 39,000 |
| Barrow County Georgia | 2 | $ 126,000 | $ 63,000 | $ 68,000 |
| Bryan County Georgia | 2 | $ 412,000 | $ 206,000 | $ 82,000 |
| Chatham County Georgia | 2 | $ 272,000 | $ 136,000 | $ 121,000 |
| DeKalb County Georgia | 2 | $ 402,000 | $ 201,000 | $ 72,000 |
| Hall County Georgia | 2 | $ 329,000 | $ 164,000 | $ 63,000 |
| Lamar County Georgia | 2 | $ 156,000 | $ 78,000 | $ 139,000 |
| Clark County Indiana | 2 | $ 122,000 | $ 61,000 | $ 47,000 |
| Lake County Indiana | 2 | $ 261,000 | $ 130,000 | $ 57,000 |
| Talbot County Maryland | 2 | $ 510,000 | $ 255,000 | $ 61,000 |
| Washington County Maryland | 2 | $ 280,000 | $ 140,000 | $ 41,000 |
| Worcester County Massachusetts | 2 | $ 351,000 | $ 175,000 | $ 50,000 |
| Genesee County Michigan | 2 | $ 447,000 | $ 223,000 | $ 105,000 |
| Jackson County Michigan | 2 | $ 348,000 | $ 174,000 | $ 81,000 |
| Anoka County Minnesota | 2 | $ 308,000 | $ 154,000 | $ 51,000 |
| Atlantic County New Jersey | 2 | $ 595,000 | $ 297,000 | $ 102,000 |
| Bergen County New Jersey | 2 | $ 873,000 | $ 436,000 | $ 121,000 |
| Cumberland County New Jersey | 2 | $ 321,000 | $ 160,000 | $ 76,000 |
| Mercer County New Jersey | 2 | $ 308,000 | $ 154,000 | $ 67,000 |
| Middlesex County New Jersey | 2 | $ 435,000 | $ 217,000 | $ 48,000 |
| Monmouth County New Jersey | 2 | $ 332,000 | $ 166,000 | $ 90,000 |
| Union County New Jersey | 2 | $ 351,000 | $ 175,000 | $ 60,000 |
| Adams County Pennsylvania | 2 | $ 270,000 | $ 135,000 | $ 73,000 |
| Cambria County Pennsylvania | 2 | $ 184,000 | $ 92,000 | $ 41,000 |
| Lehigh County Pennsylvania | 2 | $ 300,000 | $ 150,000 | $ 62,000 |
| Mercer County Pennsylvania | 2 | $ 487,000 | $ 243,000 | $ 122,000 |
| Pike County Pennsylvania | 2 | $ 328,000 | $ 164,000 | $ 84,000 |
| Snyder County Pennsylvania | 2 | $ 181,000 | $ 90,000 | $ 51,000 |
| Aiken County South Carolina | 2 | $ 171,000 | $ 85,000 | $ 91,000 |
| Blount County Tennessee | 2 | $ 185,000 | $ 92,000 | $ 61,000 |
| Davidson County Tennessee | 2 | $ 112,000 | $ 56,000 | $ 39,000 |
| Albemarle County Virginia | 2 | $ 115,000 | $ 57,000 | $ 27,000 |
| Chesapeake County Virginia | 2 | $ 312,000 | $ 156,000 | $ 51,000 |
| Chesterfield County Virginia | 2 | $ 161,000 | $ 80,000 | $ 62,000 |
| Hanover County Virginia | 2 | $ 158,000 | $ 79,000 | $ 35,000 |
| Newport News County Virginia | 2 | $ 335,000 | $ 167,000 | $ 55,000 |
| Norfolk County Virginia | 2 | $ 286,000 | $ 143,000 | $ 41,000 |
| Natrona County Wyoming | 2 | $ 122,000 | $ 61,000 | $ 80,000 |
| Butte County California | 1 | $ 290,000 | $ 290,000 | $ 78,000 |
| Contra Costa County California | 1 | $ 360,000 | $ 360,000 | $ 117,000 |
| Fresno County California | 1 | $ 340,000 | $ 340,000 | $ 97,000 |
| Humboldt County California | 1 | $ 207,000 | $ 207,000 | $ 66,000 |
| Kern County California | 1 | $ 136,000 | $ 136,000 | $ 53,000 |
| Orange County California | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Sacramento County California | 1 | $ 186,000 | $ 186,000 | $ 35,000 |
| San Bernardino County California | 1 | $ 323,000 | $ 323,000 | $ 89,000 |
| San Diego County California | 1 | $ 360,000 | $ 360,000 | $ 70,000 |
| San Joaquin County California | 1 | $ 440,000 | $ 440,000 | $ 114,000 |
| Santa Clara County California | 1 | $ 645,000 | $ 645,000 | $ 119,000 |
| Solano County California | 1 | $ 361,000 | $ 361,000 | $ 100,000 |
| Bay County Florida | 1 | $ 149,000 | $ 149,000 | $ 54,000 |
| Citrus County Florida | 1 | $ 171,000 | $ 171,000 | $ 54,000 |
| Collier County Florida | 1 | $ 260,000 | $ 260,000 | $ 74,000 |
| Columbia County Florida | 1 | $ 211,000 | $ 211,000 | $ 79,000 |
| Flagler County Florida | 1 | $ 385,000 | $ 385,000 | $ 116,000 |
| Hernando County Florida | 1 | $ 150,000 | $ 150,000 | $ 42,000 |
| Indian River County Florida | 1 | $ 106,000 | $ 106,000 | $ 110,000 |
| Lake County Florida | 1 | $ 163,000 | $ 163,000 | $ 79,000 |
| Marion County Florida | 1 | $ 140,000 | $ 140,000 | $ 59,000 |
| Okaloosa County Florida | 1 | $ 302,000 | $ 302,000 | $ 82,000 |
| Okeechobee County Florida | 1 | $ 180,000 | $ 180,000 | $ 75,000 |
| Volusia County Florida | 1 | $ 217,000 | $ 217,000 | $ 99,000 |
| Wakulla County Florida | 1 | $ 270,000 | $ 270,000 | $ 106,000 |
| Banks County Georgia | 1 | $ 164,000 | $ 164,000 | $ 37,000 |
| Catoosa County Georgia | 1 | $ 119,000 | $ 119,000 | $ 40,000 |
| Cherokee County Georgia | 1 | $ 216,000 | $ 216,000 | $ 136,000 |
| Coffee County Georgia | 1 | $ 106,000 | $ 106,000 | $ 47,000 |
| Dawson County Georgia | 1 | $ 140,000 | $ 140,000 | $ 64,000 |
| Effingham County Georgia | 1 | $ 146,000 | $ 146,000 | $ 64,000 |
| Fayette County Georgia | 1 | $ 43,000 | $ 43,000 | $ 69,000 |
| Glynn County Georgia | 1 | $ 114,000 | $ 114,000 | $ 44,000 |
| Jackson County Georgia | 1 | $ 117,000 | $ 117,000 | $ 57,000 |
| Monroe County Georgia | 1 | $ 120,000 | $ 120,000 | $ 65,000 |
| Pike County Georgia | 1 | $ 137,000 | $ 137,000 | $ 41,000 |
| Polk County Georgia | 1 | $ 100,000 | $ 100,000 | $ 64,000 |
| Rockdale County Georgia | 1 | $ 152,000 | $ 152,000 | $ 56,000 |
| Walker County Georgia | 1 | $ 126,000 | $ 126,000 | $ 114,000 |
| Ada County Idaho | 1 | $ 148,000 | $ 148,000 | $ 60,000 |
| Canyon County Idaho | 1 | $ 159,000 | $ 159,000 | $ 40,000 |
| Kootenai County Idaho | 1 | $ 124,000 | $ 124,000 | $ 40,000 |
| Coles County Illinois | 1 | $ 260,000 | $ 260,000 | $ 120,000 |
| Madison County Illinois | 1 | $ 120,000 | $ 120,000 | $ 60,000 |
| McHenry County Illinois | 1 | $ 130,000 | $ 130,000 | $ 62,000 |
| Will County Illinois | 1 | $ 96,000 | $ 96,000 | $ 60,000 |
| Winnebago County Illinois | 1 | $ 124,000 | $ 124,000 | $ 45,000 |
| Boone County Indiana | 1 | $ 147,000 | $ 147,000 | $ 68,000 |
| Monroe County Indiana | 1 | $ 100,000 | $ 100,000 | $ 29,000 |
| Porter County Indiana | 1 | $ 153,000 | $ 153,000 | $ 33,000 |
| Allegany County Maryland | 1 | $ 84,000 | $ 84,000 | $ 42,000 |
| Caroline County Maryland | 1 | $ 110,000 | $ 110,000 | $ 40,000 |
| Garrett County Maryland | 1 | $ 180,000 | $ 180,000 | $ 281,000 |
| Somerset County Maryland | 1 | $ 51,000 | $ 51,000 | $ 56,000 |
| Worcester County Maryland | 1 | $ 284,000 | $ 284,000 | $ 72,000 |
| Essex County Massachusetts | 1 | $ 100,000 | $ 100,000 | $ 264,000 |
| Franklin County Massachusetts | 1 | $ 126,000 | $ 126,000 | $ 51,000 |
| Hampden County Massachusetts | 1 | $ 250,000 | $ 250,000 | $ 62,000 |
| Hampshire County Massachusetts | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Norfolk County Massachusetts | 1 | $ 181,000 | $ 181,000 | $ 116,000 |
| Plymouth County Massachusetts | 1 | $ 156,000 | $ 156,000 | $ 44,000 |
| Bay County Michigan | 1 | $ 133,000 | $ 133,000 | $ 59,000 |
| Eaton County Michigan | 1 | $ 152,000 | $ 152,000 | $ 53,000 |
| Lenawee County Michigan | 1 | $ 110,000 | $ 110,000 | $ 26,000 |
| Oakland County Michigan | 1 | $ 258,000 | $ 258,000 | $ 102,000 |
| Roscommon County Michigan | 1 | $ 216,000 | $ 216,000 | $ 48,000 |
| Aitkin County Minnesota | 1 | $ 122,000 | $ 122,000 | $ 31,000 |
| Dakota County Minnesota | 1 | $ 279,000 | $ 279,000 | $ 106,000 |
| Goodhue County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| McLeod County Minnesota | 1 | $ 136,000 | $ 136,000 | $ 30,000 |
| Boone County Missouri | 1 | $ 164,000 | $ 164,000 | $ 80,000 |
| Greene County Missouri | 1 | $ 102,000 | $ 102,000 | $ 52,000 |
| Jackson County Missouri | 1 | $ 119,000 | $ 119,000 | $ 31,000 |
| St. Louis City County Missouri | 1 | $ 180,000 | $ 180,000 | $ 59,000 |
| Cape May County New Jersey | 1 | $ 270,000 | $ 270,000 | $ 50,000 |
| Hudson County New Jersey | 1 | $ 170,000 | $ 170,000 | $ 51,000 |
| Passaic County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| Salem County New Jersey | 1 | $ 168,000 | $ 168,000 | $ 80,000 |
| Somerset County New Jersey | 1 | $ 166,000 | $ 166,000 | $ 100,000 |
| Sussex County New Jersey | 1 | $ 350,000 | $ 350,000 | $ 108,000 |
| Chaves County New Mexico | 1 | $ 93,000 | $ 93,000 | $ 45,000 |
| Eddy County New Mexico | 1 | $ 78,000 | $ 78,000 | $ 22,000 |
| Taos County New Mexico | 1 | $ 263,000 | $ 263,000 | $ 52,000 |
| Marion County Oregon | 1 | $ 111,000 | $ 111,000 | $ 39,000 |
| Yamhill County Oregon | 1 | $ 172,000 | $ 172,000 | $ 69,000 |
| Beaver County Pennsylvania | 1 | $ 119,000 | $ 119,000 | $ 53,000 |
| Butler County Pennsylvania | 1 | $ 143,000 | $ 143,000 | $ 34,000 |
| Cumberland County Pennsylvania | 1 | $ 146,000 | $ 146,000 | $ 80,000 |
| Erie County Pennsylvania | 1 | $ 138,000 | $ 138,000 | $ 39,000 |
| Luzerne County Pennsylvania | 1 | $ 170,000 | $ 170,000 | $ 54,000 |
| Schuylkill County Pennsylvania | 1 | $ 301,000 | $ 301,000 | $ 107,000 |
| Dorchester County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 79,000 |
| Lexington County South Carolina | 1 | $ 230,000 | $ 230,000 | $ 83,000 |
| Sevier County Tennessee | 1 | $ 127,000 | $ 127,000 | $ 59,000 |
| Shelby County Tennessee | 1 | $ 146,000 | $ 146,000 | $ 70,000 |
| Wilson County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Alexandria County Virginia | 1 | $ 200,000 | $ 200,000 | $ 52,000 |
| Amelia County Virginia | 1 | $ 207,000 | $ 207,000 | $ 116,000 |
| Bedford County Virginia | 1 | $ 171,000 | $ 171,000 | $ 62,000 |
| Falls Church County Virginia | 1 | $ 290,000 | $ 290,000 | $ 75,000 |
| Fauquier County Virginia | 1 | $ 229,000 | $ 229,000 | $ 90,000 |
| Fluvanna County Virginia | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Goochland County Virginia | 1 | $ 360,000 | $ 360,000 | $ 103,000 |
| Greene County Virginia | 1 | $ 146,000 | $ 146,000 | $ 30,000 |
| James City County Virginia | 1 | $ 156,000 | $ 156,000 | $ 46,000 |
| King William County Virginia | 1 | $ 150,000 | $ 150,000 | $ 41,000 |
| Nelson County Virginia | 1 | $ 200,000 | $ 200,000 | $ 50,000 |
| Prince George County Virginia | 1 | $ 126,000 | $ 126,000 | $ 68,000 |
| Roanoke City County Virginia | 1 | $ 107,000 | $ 107,000 | $ 18,000 |
Mortgage Loan Application Detail Totals for Nfm, Inc. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 727 | $129,897,000 | $158,826 | $768,000 | $67,739 | $424,000 |
| Home Purchase | 113 | $18,177,000 | $143,666 | $654,000 | $81,083 | $354,000 |
| Home Improvement | 17 | $2,969,000 | $162,000 | $301,000 | $59,000 | $142,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 484 | $84,626,000 | $158,727 | $768,000 | $70,136 | $424,000 |
| Black or African American | 249 | $44,525,000 | $161,400 | $654,000 | $61,266 | $240,000 |
| Not Provided | 57 | $10,580,000 | $193,666 | $690,000 | $69,666 | $200,000 |
| Hispanic | 43 | $6,586,000 | $155,272 | $475,000 | $53,454 | $420,000 |
| Asian | 20 | $3,984,000 | $201,333 | $488,000 | $73,000 | $180,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $586,000 | $195,333 | $265,000 | $121,000 | $205,000 |
| American Indian or Alaskan Native | 1 | $156,000 | $156,000 | $156,000 | $58,000 | $58,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 850 | $150,096,000 | $156,043 | $768,000 | $66,565 | $424,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $669,000 | $143,000 | $278,000 | $67,250 | $115,000 |
| FHA-insured (Federal Housing Administration) | 2 | $278,000 | $139,000 | $150,000 | $56,000 | $67,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 814 | $143,798,000 | $152,434 | $768,000 | $67,086 | $424,000 |
| Application Withdrawn By Applicant | 38 | $6,383,000 | $168,142 | $380,000 | $56,214 | $200,000 |
| Application Approved But Not Accepted | 4 | $501,000 | $129,000 | $211,000 | $49,666 | $79,000 |
| File Closed For Incompleteness | 1 | $361,000 | $361,000 | $361,000 | $83,000 | $83,000 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nfm, Inc.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nfm, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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