NFM, Inc Mortgage Lending & HMDA Data, 2011

In 2011, NFM, Inc of Linthicum, MD reported 5,323 mortgage applications totaling $1.3 billion, up 24% from 2010. The average application was for $249,291, and applicants reported an average income of $70,404. 50% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (755), Baltimore-Towson, MD (563) and Philadelphia, PA (240) (applications in parentheses).

Mortgage Company & Address NFM, Inc
1190 Winterson Road, Suite 300
Linthicum, MD 21090
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 5,323
Total Mortgage Loan Application Amount $1,326,981,000
Average Mortgage Loan Application Amount $249,291
Highest Mortgage Loan Application Amount $1,341,000
Average Applicant Income $70,404
Highest Applicant Income $854,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records NFM, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for NFM, Inc by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fairfax, Virginia 198 $ 73,741,000 $ 372,429 $ 114,000
Baltimore, Maryland 190 $ 44,740,000 $ 235,473 $ 75,000
Montgomery, Maryland 158 $ 53,850,000 $ 340,822 $ 106,000
Prince George's, Maryland 137 $ 33,946,000 $ 247,781 $ 66,000
Anne Arundel, Maryland 103 $ 28,468,000 $ 276,388 $ 73,000
Prince William, Virginia 99 $ 28,534,000 $ 288,222 $ 88,000
Harford, Maryland 85 $ 23,857,000 $ 280,670 $ 97,000
Loudoun, Virginia 85 $ 34,807,000 $ 409,494 $ 128,000
Philadelphia, Pennsylvania 76 $ 16,180,000 $ 212,894 $ 64,000
Baltimore City, Maryland 74 $ 15,046,000 $ 203,324 $ 72,000
Ocean, New Jersey 74 $ 18,442,000 $ 249,216 $ 60,000
Camden, New Jersey 71 $ 13,790,000 $ 194,225 $ 65,000
Galveston, Texas 71 $ 11,979,000 $ 168,718 $ 91,000
Middlesex, New Jersey 67 $ 19,393,000 $ 289,447 $ 92,000
Howard, Maryland 66 $ 22,990,000 $ 348,333 $ 128,000
Bergen, New Jersey 66 $ 22,840,000 $ 346,060 $ 104,000
Mobile, Alabama 65 $ 7,896,000 $ 121,476 $ 48,000
District of Columbia, District Of Columbia 65 $ 24,267,000 $ 373,338 $ 94,000
Gloucester, New Jersey 64 $ 13,401,000 $ 209,390 $ 79,000
Burlington, New Jersey 63 $ 13,203,000 $ 209,571 $ 80,000
Lake, Indiana 61 $ 8,444,000 $ 138,426 $ 53,000
Monmouth, New Jersey 58 $ 18,089,000 $ 311,879 $ 100,000
Montgomery, Pennsylvania 49 $ 11,871,000 $ 242,265 $ 87,000
Cook, Illinois 48 $ 7,977,000 $ 166,187 $ 55,000
Chester, Pennsylvania 45 $ 12,419,000 $ 275,977 $ 81,000
Middlesex, Massachusetts 44 $ 12,332,000 $ 280,272 $ 61,000
Bucks, Pennsylvania 43 $ 11,359,000 $ 264,162 $ 78,000
Allegheny, Pennsylvania 42 $ 8,597,000 $ 204,690 $ 54,000
Essex, New Jersey 41 $ 11,359,000 $ 277,048 $ 62,000
Virginia Beach, Virginia 39 $ 10,275,000 $ 263,461 $ 37,000
Wake, North Carolina 38 $ 8,635,000 $ 227,236 $ 56,000
New Castle, Delaware 37 $ 8,313,000 $ 224,675 $ 68,000
Carroll, Maryland 37 $ 10,591,000 $ 286,243 $ 100,000
York, Pennsylvania 37 $ 7,229,000 $ 195,378 $ 65,000
Brazoria, Texas 35 $ 5,060,000 $ 144,571 $ 75,000
Baldwin, Alabama 34 $ 3,856,000 $ 113,411 $ 47,000
Frederick, Maryland 34 $ 8,278,000 $ 243,470 $ 93,000
Essex, Massachusetts 34 $ 9,648,000 $ 283,764 $ 41,000
Fairfield, Connecticut 32 $ 11,396,000 $ 356,125 $ 89,000
New Haven, Connecticut 32 $ 8,324,000 $ 260,125 $ 33,000
Hartford, Connecticut 31 $ 7,606,000 $ 245,354 $ 63,000
Atlantic, New Jersey 31 $ 7,480,000 $ 241,290 $ 71,000
Hudson, New Jersey 31 $ 9,124,000 $ 294,322 $ 82,000
Norfolk, Massachusetts 30 $ 9,618,000 $ 320,600 $ 66,000
Union, New Jersey 30 $ 7,887,000 $ 262,900 $ 96,000
Lancaster, Pennsylvania 30 $ 5,490,000 $ 183,000 $ 59,000
Arlington, Virginia 29 $ 14,287,000 $ 492,655 $ 197,000
Broward, Florida 27 $ 6,545,000 $ 242,407 $ 76,000
Gwinnett, Georgia 27 $ 5,262,000 $ 194,888 $ 49,000
Worcester, Massachusetts 27 $ 7,012,000 $ 259,703 $ 31,000
Delaware, Pennsylvania 27 $ 5,686,000 $ 210,592 $ 66,000
Somerset, New Jersey 26 $ 8,050,000 $ 309,615 $ 76,000
Los Angeles, California 25 $ 8,562,000 $ 342,480 $ 81,000
Morris, New Jersey 25 $ 7,004,000 $ 280,160 $ 86,000
Harris, Texas 25 $ 4,726,000 $ 189,040 $ 83,000
Henrico, Virginia 25 $ 6,036,000 $ 241,440 $ 47,000
Kent, Delaware 24 $ 4,749,000 $ 197,875 $ 47,000
Stafford, Virginia 24 $ 6,363,000 $ 265,125 $ 91,000
Charles, Maryland 23 $ 6,351,000 $ 276,130 $ 88,000
Sussex, Delaware 22 $ 4,967,000 $ 225,772 $ 71,000
Plymouth, Massachusetts 22 $ 5,723,000 $ 260,136 $ 49,000
Cape May, New Jersey 22 $ 5,176,000 $ 235,272 $ 66,000
Cobb, Georgia 21 $ 4,574,000 $ 217,809 $ 61,000
Bristol, Massachusetts 21 $ 6,016,000 $ 286,476 $ 41,000
Hillsborough, New Hampshire 21 $ 4,466,000 $ 212,666 $ 66,000
Mercer, New Jersey 20 $ 4,589,000 $ 229,450 $ 77,000
Spotsylvania, Virginia 19 $ 5,621,000 $ 295,842 $ 98,000
Passaic, New Jersey 18 $ 4,831,000 $ 268,388 $ 68,000
Chesterfield, Virginia 18 $ 4,339,000 $ 241,055 $ 47,000
Riverside, California 17 $ 4,190,000 $ 246,470 $ 33,000
Calvert, Maryland 17 $ 4,423,000 $ 260,176 $ 65,000
Rockingham, New Hampshire 17 $ 4,092,000 $ 240,705 $ 77,000
Sussex, New Jersey 17 $ 4,611,000 $ 271,235 $ 81,000
San Diego, California 16 $ 4,126,000 $ 257,875 $ 59,000
Palm Beach, Florida 16 $ 3,538,000 $ 221,125 $ 86,000
Chatham, Georgia 16 $ 3,162,000 $ 197,625 $ 37,000
Suffolk, Massachusetts 16 $ 4,530,000 $ 283,125 $ 36,000
Northampton, Pennsylvania 16 $ 3,235,000 $ 202,187 $ 72,000
Richland, South Carolina 16 $ 3,537,000 $ 221,062 $ 33,000
Alexandria, Virginia 16 $ 6,487,000 $ 405,437 $ 127,000
Chesapeake, Virginia 16 $ 3,716,000 $ 232,250 $ 46,000
Lee, Florida 15 $ 1,968,000 $ 131,200 $ 42,000
Lackawanna, Pennsylvania 15 $ 2,700,000 $ 180,000 $ 57,000
Greenville, South Carolina 14 $ 2,482,000 $ 177,285 $ 69,000
Montgomery, Tennessee 14 $ 2,336,000 $ 166,857 $ 17,000
Hampton, Virginia 14 $ 2,677,000 $ 191,214 $ 67,000
Washington, Maryland 13 $ 2,229,000 $ 171,461 $ 72,000
Hunterdon, New Jersey 13 $ 4,804,000 $ 369,538 $ 212,000
Durham, North Carolina 13 $ 3,017,000 $ 232,076 $ 71,000
Berks, Pennsylvania 13 $ 2,727,000 $ 209,769 $ 72,000
Westmoreland, Pennsylvania 13 $ 2,545,000 $ 195,769 $ 84,000
Shelby, Tennessee 13 $ 2,095,000 $ 161,153 $ 20,000
Orange, California 12 $ 4,722,000 $ 393,500 $ 169,000
Henry, Georgia 12 $ 2,091,000 $ 174,250 $ 37,000
Muscogee, Georgia 12 $ 2,323,000 $ 193,583 $ 48,000
Merrimack, New Hampshire 12 $ 2,222,000 $ 185,166 $ 47,000
Cumberland, Pennsylvania 12 $ 2,474,000 $ 206,166 $ 30,000
Dauphin, Pennsylvania 12 $ 2,200,000 $ 183,333 $ 86,000
Newport News, Virginia 12 $ 3,324,000 $ 277,000 $ 24,000
Suffolk, Virginia 12 $ 3,314,000 $ 276,166 $ 57,000
Hillsborough, Florida 11 $ 1,882,000 $ 171,090 $ 16,000
Miami-Dade, Florida 11 $ 2,777,000 $ 252,454 $ 101,000
DeKalb, Georgia 11 $ 1,681,000 $ 152,818 $ 37,000
Cecil, Maryland 11 $ 2,339,000 $ 212,636 $ 75,000
St. Mary's, Maryland 11 $ 3,072,000 $ 279,272 $ 74,000
Warren, New Jersey 11 $ 3,022,000 $ 274,727 $ 81,000
Franklin, Pennsylvania 11 $ 2,135,000 $ 194,090 $ 57,000
Monroe, Pennsylvania 11 $ 1,989,000 $ 180,818 $ 47,000
Fauquier, Virginia 11 $ 2,644,000 $ 240,363 $ 60,000
Hanover, Virginia 11 $ 2,667,000 $ 242,454 $ 50,000
Litchfield, Connecticut 10 $ 2,054,000 $ 205,400 $ 37,000
Duval, Florida 10 $ 1,927,000 $ 192,700 $ 34,000
Columbia, Georgia 10 $ 1,786,000 $ 178,600 $ 12,000
Jefferson, Kentucky 10 $ 1,918,000 $ 191,800 $ 35,000
Barnstable, Massachusetts 10 $ 2,644,000 $ 264,400 $ 82,000
Adams, Pennsylvania 10 $ 2,364,000 $ 236,400 $ 69,000
Berkeley, South Carolina 10 $ 2,415,000 $ 241,500 $ 34,000
Bexar, Texas 10 $ 2,246,000 $ 224,600 $ 32,000
New London, Connecticut 9 $ 2,002,000 $ 222,444 $ 42,000
Fulton, Georgia 9 $ 2,199,000 $ 244,333 $ 82,000
Suffolk, New York 9 $ 2,809,000 $ 312,111 $ 82,000
Lehigh, Pennsylvania 9 $ 1,609,000 $ 178,777 $ 45,000
Luzerne, Pennsylvania 9 $ 2,050,000 $ 227,777 $ 80,000
Culpeper, Virginia 9 $ 2,128,000 $ 236,444 $ 70,000
Roanoke, Virginia 9 $ 2,021,000 $ 224,555 $ 26,000
Sacramento, California 8 $ 1,797,000 $ 224,625 $ 37,000
Orange, Florida 8 $ 1,630,000 $ 203,750 $ 31,000
Coweta, Georgia 8 $ 1,863,000 $ 232,875 $ 22,000
Fayette, Georgia 8 $ 1,597,000 $ 199,625 $ 74,000
Queen Anne's, Maryland 8 $ 2,683,000 $ 335,375 $ 83,000
Hampden, Massachusetts 8 $ 1,952,000 $ 244,000 $ 46,000
Hennepin, Minnesota 8 $ 1,870,000 $ 233,750 $ 104,000
Cumberland, New Jersey 8 $ 1,451,000 $ 181,375 $ 64,000
Salem, New Jersey 8 $ 1,340,000 $ 167,500 $ 99,000
Nassau, New York 8 $ 3,229,000 $ 403,625 $ 103,000
Moore, North Carolina 8 $ 2,287,000 $ 285,875 $ 69,000
Washington, Pennsylvania 8 $ 1,782,000 $ 222,750 $ 83,000
Lexington, South Carolina 8 $ 1,545,000 $ 193,125 $ 62,000
Dallas, Texas 8 $ 2,000,000 $ 250,000 $ 80,000
Frederick, Virginia 8 $ 2,059,000 $ 257,375 $ 76,000
Manassas, Virginia 8 $ 1,576,000 $ 197,000 $ 42,000
Tolland, Connecticut 7 $ 1,718,000 $ 245,428 $ 92,000
Volusia, Florida 7 $ 1,203,000 $ 171,857 $ 14,000
Liberty, Georgia 7 $ 1,597,000 $ 228,142 $ 46,000
Marion, Indiana 7 $ 1,121,000 $ 160,142 $ 51,000
Porter, Indiana 7 $ 960,000 $ 137,142 $ 50,000
Multnomah, Oregon 7 $ 1,421,000 $ 203,000 $ 49,000
Beaver, Pennsylvania 7 $ 1,485,000 $ 212,142 $ 42,000
Wyoming, Pennsylvania 7 $ 1,064,000 $ 152,000 $ 40,000
Charleston, South Carolina 7 $ 1,474,000 $ 210,571 $ 58,000
Davidson, Tennessee 7 $ 1,200,000 $ 171,428 $ 33,000
Collin, Texas 7 $ 1,279,000 $ 182,714 $ 52,000
James City, Virginia 7 $ 1,952,000 $ 278,857 $ 49,000
Richmond City, Virginia 7 $ 1,235,000 $ 176,428 $ 44,000
Warren, Virginia 7 $ 1,528,000 $ 218,285 $ 29,000
San Bernardino, California 6 $ 1,241,000 $ 206,833 $ 37,000
Santa Clara, California 6 $ 2,286,000 $ 381,000 $ 86,000
Santa Rosa, Florida 6 $ 1,079,000 $ 179,833 $ 0
Cherokee, Georgia 6 $ 1,181,000 $ 196,833 $ 64,000
St. Clair, Illinois 6 $ 924,000 $ 154,000 $ 20,000
Wicomico, Maryland 6 $ 1,208,000 $ 201,333 $ 22,000
Dakota, Minnesota 6 $ 1,650,000 $ 275,000 $ 27,000
Erie, New York 6 $ 979,000 $ 163,166 $ 73,000
Kings, New York 6 $ 2,182,000 $ 363,666 $ 100,000
Cumberland, North Carolina 6 $ 1,168,000 $ 194,666 $ 60,000
Onslow, North Carolina 6 $ 976,000 $ 162,666 $ 54,000
Dorchester, South Carolina 6 $ 1,300,000 $ 216,666 $ 28,000
Horry, South Carolina 6 $ 1,210,000 $ 201,666 $ 13,000
Kershaw, South Carolina 6 $ 992,000 $ 165,333 $ 37,000
Tarrant, Texas 6 $ 1,380,000 $ 230,000 $ 39,000
Albemarle, Virginia 6 $ 1,507,000 $ 251,166 $ 107,000
Bedford, Virginia 6 $ 2,166,000 $ 361,000 $ 107,000
Caroline, Virginia 6 $ 856,000 $ 142,666 $ 35,000
Manassas Park, Virginia 6 $ 1,360,000 $ 226,666 $ 55,000
Norfolk, Virginia 6 $ 1,769,000 $ 294,833 $ 51,000
Portsmouth, Virginia 6 $ 966,000 $ 161,000 $ 14,000
Westmoreland, Virginia 6 $ 1,048,000 $ 174,666 $ 66,000
Fresno, California 5 $ 1,825,000 $ 365,000 $ 83,000
Middlesex, Connecticut 5 $ 1,125,000 $ 225,000 $ 0
Brevard, Florida 5 $ 864,000 $ 172,800 $ 0
Escambia, Florida 5 $ 969,000 $ 193,800 $ 37,000
Pasco, Florida 5 $ 1,189,000 $ 237,800 $ 28,000
Seminole, Florida 5 $ 861,000 $ 172,200 $ 26,000
Bryan, Georgia 5 $ 912,000 $ 182,400 $ 31,000
Clayton, Georgia 5 $ 601,000 $ 120,200 $ 37,000
Forsyth, Georgia 5 $ 1,150,000 $ 230,000 $ 0
Richmond, Georgia 5 $ 850,000 $ 170,000 $ 13,000
Anoka, Minnesota 5 $ 1,274,000 $ 254,800 $ 38,000
Orange, New York 5 $ 993,000 $ 198,600 $ 30,000
Richmond, New York 5 $ 1,621,000 $ 324,200 $ 69,000
Forsyth, North Carolina 5 $ 898,000 $ 179,600 $ 64,000
Harnett, North Carolina 5 $ 1,364,000 $ 272,800 $ 49,000
Clackamas, Oregon 5 $ 1,032,000 $ 206,400 $ 54,000
Butler, Pennsylvania 5 $ 866,000 $ 173,200 $ 47,000
Pike, Pennsylvania 5 $ 1,047,000 $ 209,400 $ 55,000
Anderson, South Carolina 5 $ 882,000 $ 176,400 $ 27,000
Maury, Tennessee 5 $ 1,069,000 $ 213,800 $ 56,000
Williamson, Tennessee 5 $ 1,397,000 $ 279,400 $ 35,000
Travis, Texas 5 $ 1,194,000 $ 238,800 $ 132,000
Orange, Virginia 5 $ 867,000 $ 173,400 $ 36,000
York, Virginia 5 $ 1,229,000 $ 245,800 $ 10,000
Contra Costa, California 4 $ 989,000 $ 247,250 $ 34,000
Kern, California 4 $ 610,000 $ 152,500 $ 23,000
San Joaquin, California 4 $ 883,000 $ 220,750 $ 0
San Luis Obispo, California 4 $ 1,056,000 $ 264,000 $ 83,000
Windham, Connecticut 4 $ 720,000 $ 180,000 $ 50,000
Bay, Florida 4 $ 1,285,000 $ 321,250 $ 0
Collier, Florida 4 $ 1,162,000 $ 290,500 $ 62,000
Hernando, Florida 4 $ 678,000 $ 169,500 $ 50,000
Pinellas, Florida 4 $ 728,000 $ 182,000 $ 68,000
Polk, Florida 4 $ 587,000 $ 146,750 $ 6,000
Walton, Florida 4 $ 1,102,000 $ 275,500 $ 39,000
Camden, Georgia 4 $ 552,000 $ 138,000 $ 10,000
Douglas, Georgia 4 $ 776,000 $ 194,000 $ 53,000
Rockdale, Georgia 4 $ 716,000 $ 179,000 $ 31,000
Talbot, Georgia 4 $ 980,000 $ 245,000 $ 136,000
Bullitt, Kentucky 4 $ 851,000 $ 212,750 $ 43,000
Madison, Kentucky 4 $ 859,000 $ 214,750 $ 0
Worcester, Maryland 4 $ 737,000 $ 184,250 $ 27,000
Belknap, New Hampshire 4 $ 891,000 $ 222,750 $ 48,000
Cheshire, New Hampshire 4 $ 1,087,000 $ 271,750 $ 58,000
Strafford, New Hampshire 4 $ 1,068,000 $ 267,000 $ 81,000
Queens, New York 4 $ 1,630,000 $ 407,500 $ 77,000
Schenectady, New York 4 $ 714,000 $ 178,500 $ 37,000
Chatham, North Carolina 4 $ 970,000 $ 242,500 $ 98,000
Guilford, North Carolina 4 $ 638,000 $ 159,500 $ 61,000
Mecklenburg, North Carolina 4 $ 935,000 $ 233,750 $ 27,000
Union, North Carolina 4 $ 890,000 $ 222,500 $ 48,000
Washington, Oregon 4 $ 1,114,000 $ 278,500 $ 66,000
Susquehanna, Pennsylvania 4 $ 771,000 $ 192,750 $ 41,000
Florence, South Carolina 4 $ 611,000 $ 152,750 $ 62,000
Spartanburg, South Carolina 4 $ 517,000 $ 129,250 $ 61,000
Sumter, South Carolina 4 $ 755,000 $ 188,750 $ 42,000
York, South Carolina 4 $ 836,000 $ 209,000 $ 58,000
Hamilton, Tennessee 4 $ 591,000 $ 147,750 $ 10,000
Knox, Tennessee 4 $ 824,000 $ 206,000 $ 41,000
Sumner, Tennessee 4 $ 1,011,000 $ 252,750 $ 37,000
Wilson, Tennessee 4 $ 837,000 $ 209,250 $ 40,000
Clarke, Virginia 4 $ 1,906,000 $ 476,500 $ 103,000
Powhatan, Virginia 4 $ 1,555,000 $ 388,750 $ 30,000
Roanoke City, Virginia 4 $ 501,000 $ 125,250 $ 21,000
Jefferson, West Virginia 4 $ 839,000 $ 209,750 $ 90,000
Alameda, California 3 $ 1,197,000 $ 399,000 $ 91,000
El Dorado, California 3 $ 893,000 $ 297,666 $ 21,000
Glenn, California 3 $ 557,000 $ 185,666 $ 0
Madera, California 3 $ 641,000 $ 213,666 $ 19,000
Santa Barbara, California 3 $ 1,204,000 $ 401,333 $ 123,000
Charlotte, Florida 3 $ 570,000 $ 190,000 $ 58,000
Citrus, Florida 3 $ 532,000 $ 177,333 $ 22,000
Okaloosa, Florida 3 $ 779,000 $ 259,666 $ 60,000
Osceola, Florida 3 $ 479,000 $ 159,666 $ 0
Sarasota, Florida 3 $ 586,000 $ 195,333 $ 38,000
St. Johns, Florida 3 $ 591,000 $ 197,000 $ 66,000
St. Lucie, Florida 3 $ 570,000 $ 190,000 $ 0
Barrow, Georgia 3 $ 480,000 $ 160,000 $ 33,000
Bartow, Georgia 3 $ 790,000 $ 263,333 $ 21,000
Effingham, Georgia 3 $ 632,000 $ 210,666 $ 45,000
Floyd, Georgia 3 $ 731,000 $ 243,666 $ 49,000
Hall, Georgia 3 $ 885,000 $ 295,000 $ 51,000
Lowndes, Georgia 3 $ 709,000 $ 236,333 $ 34,000
Paulding, Georgia 3 $ 491,000 $ 163,666 $ 0
Putnam, Georgia 3 $ 754,000 $ 251,333 $ 52,000
Walton, Georgia 3 $ 517,000 $ 172,333 $ 62,000
Kendall, Illinois 3 $ 634,000 $ 211,333 $ 56,000
Madison, Illinois 3 $ 301,000 $ 100,333 $ 40,000
Allegany, Maryland 3 $ 523,000 $ 174,333 $ 63,000
Caroline, Maryland 3 $ 547,000 $ 182,333 $ 12,000
Somerset, Maryland 3 $ 587,000 $ 195,666 $ 60,000
St. Louis, Minnesota 3 $ 672,000 $ 224,000 $ 57,000
Grafton, New Hampshire 3 $ 544,000 $ 181,333 $ 68,000
New York, New York 3 $ 1,402,000 $ 467,333 $ 130,000
Rockland, New York 3 $ 907,000 $ 302,333 $ 101,000
Buncombe, North Carolina 3 $ 767,000 $ 255,666 $ 82,000
Cabarrus, North Carolina 3 $ 534,000 $ 178,000 $ 47,000
Dare, North Carolina 3 $ 986,000 $ 328,666 $ 144,000
Iredell, North Carolina 3 $ 611,000 $ 203,666 $ 82,000
Johnston, North Carolina 3 $ 531,000 $ 177,000 $ 52,000
Orange, North Carolina 3 $ 884,000 $ 294,666 $ 45,000
Pitt, North Carolina 3 $ 511,000 $ 170,333 $ 76,000
Rowan, North Carolina 3 $ 749,000 $ 249,666 $ 15,000
Deschutes, Oregon 3 $ 571,000 $ 190,333 $ 0
Erie, Pennsylvania 3 $ 629,000 $ 209,666 $ 93,000
Tioga, Pennsylvania 3 $ 778,000 $ 259,333 $ 127,000
Wayne, Pennsylvania 3 $ 780,000 $ 260,000 $ 63,000
Aiken, South Carolina 3 $ 478,000 $ 159,333 $ 58,000
Nueces, Texas 3 $ 1,164,000 $ 388,000 $ 284,000
Williamson, Texas 3 $ 552,000 $ 184,000 $ 46,000
Charlottesville, Virginia 3 $ 876,000 $ 292,000 $ 147,000
Falls Church, Virginia 3 $ 1,516,000 $ 505,333 $ 161,000
Hopewell, Virginia 3 $ 454,000 $ 151,333 $ 43,000
Louisa, Virginia 3 $ 549,000 $ 183,000 $ 54,000
Pittsylvania, Virginia 3 $ 511,000 $ 170,333 $ 15,000
Pulaski, Virginia 3 $ 679,000 $ 226,333 $ 70,000
Berkeley, West Virginia 3 $ 643,000 $ 214,333 $ 31,000
Escambia, Alabama 2 $ 224,000 $ 112,000 $ 42,000
Montgomery, Alabama 2 $ 268,000 $ 134,000 $ 48,000
Tuscaloosa, Alabama 2 $ 277,000 $ 138,500 $ 60,000
Mendocino, California 2 $ 645,000 $ 322,500 $ 212,000
Placer, California 2 $ 497,000 $ 248,500 $ 36,000
San Francisco, California 2 $ 1,173,000 $ 586,500 $ 110,000
Shasta, California 2 $ 418,000 $ 209,000 $ 0
Solano, California 2 $ 338,000 $ 169,000 $ 117,000
Tulare, California 2 $ 499,000 $ 249,500 $ 0
Ventura, California 2 $ 800,000 $ 400,000 $ 98,000
Clay, Florida 2 $ 390,000 $ 195,000 $ 0
Manatee, Florida 2 $ 520,000 $ 260,000 $ 74,000
Marion, Florida 2 $ 284,000 $ 142,000 $ 0
Nassau, Florida 2 $ 522,000 $ 261,000 $ 0
Baldwin, Georgia 2 $ 460,000 $ 230,000 $ 16,000
Houston, Georgia 2 $ 157,000 $ 78,500 $ 19,000
Jackson, Georgia 2 $ 341,000 $ 170,500 $ 28,000
Lamar, Georgia 2 $ 315,000 $ 157,500 $ 35,000
Long, Georgia 2 $ 328,000 $ 164,000 $ 36,000
Lumpkin, Georgia 2 $ 430,000 $ 215,000 $ 6,000
Oconee, Georgia 2 $ 523,000 $ 261,500 $ 65,000
Towns, Georgia 2 $ 424,000 $ 212,000 $ 53,000
Walker, Georgia 2 $ 288,000 $ 144,000 $ 42,000
Whitfield, Georgia 2 $ 378,000 $ 189,000 $ 30,000
DuPage, Illinois 2 $ 361,000 $ 180,500 $ 72,000
Lake, Illinois 2 $ 377,000 $ 188,500 $ 0
Elkhart, Indiana 2 $ 391,000 $ 195,500 $ 35,000
LaPorte, Indiana 2 $ 238,000 $ 119,000 $ 30,000
Madison, Indiana 2 $ 314,000 $ 157,000 $ 19,000
Steuben, Indiana 2 $ 386,000 $ 193,000 $ 41,000
Anderson, Kentucky 2 $ 357,000 $ 178,500 $ 6,000
Boone, Kentucky 2 $ 466,000 $ 233,000 $ 12,000
Fayette, Kentucky 2 $ 452,000 $ 226,000 $ 59,000
Meade, Kentucky 2 $ 404,000 $ 202,000 $ 47,000
Oldham, Kentucky 2 $ 366,000 $ 183,000 $ 26,000
Pulaski, Kentucky 2 $ 357,000 $ 178,500 $ 25,000
Berkshire, Massachusetts 2 $ 443,000 $ 221,500 $ 57,000
Olmsted, Minnesota 2 $ 262,000 $ 131,000 $ 83,000
Ramsey, Minnesota 2 $ 513,000 $ 256,500 $ 83,000
Sherburne, Minnesota 2 $ 432,000 $ 216,000 $ 0
Washington, Minnesota 2 $ 291,000 $ 145,500 $ 24,000
Carroll, New Hampshire 2 $ 451,000 $ 225,500 $ 33,000
Putnam, New York 2 $ 553,000 $ 276,500 $ 45,000
Washington, New York 2 $ 283,000 $ 141,500 $ 89,000
Westchester, New York 2 $ 977,000 $ 488,500 $ 301,000
Alamance, North Carolina 2 $ 503,000 $ 251,500 $ 85,000
Cleveland, North Carolina 2 $ 377,000 $ 188,500 $ 0
Craven, North Carolina 2 $ 261,000 $ 130,500 $ 0
Hoke, North Carolina 2 $ 393,000 $ 196,500 $ 49,000
Lee, North Carolina 2 $ 502,000 $ 251,000 $ 34,000
McDowell, North Carolina 2 $ 470,000 $ 235,000 $ 98,000
Pender, North Carolina 2 $ 442,000 $ 221,000 $ 102,000
Person, North Carolina 2 $ 414,000 $ 207,000 $ 48,000
Scotland, North Carolina 2 $ 183,000 $ 91,500 $ 26,000
Wayne, North Carolina 2 $ 456,000 $ 228,000 $ 103,000
Benton, Oregon 2 $ 422,000 $ 211,000 $ 23,000
Clatsop, Oregon 2 $ 389,000 $ 194,500 $ 86,000
Lane, Oregon 2 $ 477,000 $ 238,500 $ 22,000
Marion, Oregon 2 $ 416,000 $ 208,000 $ 0
Polk, Oregon 2 $ 294,000 $ 147,000 $ 76,000
Armstrong, Pennsylvania 2 $ 444,000 $ 222,000 $ 79,000
Cambria, Pennsylvania 2 $ 247,000 $ 123,500 $ 66,000
Carbon, Pennsylvania 2 $ 263,000 $ 131,500 $ 74,000
Centre, Pennsylvania 2 $ 246,000 $ 123,000 $ 51,000
Clearfield, Pennsylvania 2 $ 308,000 $ 154,000 $ 68,000
Columbia, Pennsylvania 2 $ 310,000 $ 155,000 $ 38,000
Lebanon, Pennsylvania 2 $ 340,000 $ 170,000 $ 31,000
Perry, Pennsylvania 2 $ 462,000 $ 231,000 $ 35,000
Schuylkill, Pennsylvania 2 $ 351,000 $ 175,500 $ 88,000
Union, Pennsylvania 2 $ 364,000 $ 182,000 $ 18,000
Abbeville, South Carolina 2 $ 496,000 $ 248,000 $ 34,000
Beaufort, South Carolina 2 $ 548,000 $ 274,000 $ 0
Georgetown, South Carolina 2 $ 625,000 $ 312,500 $ 45,000
Lancaster, South Carolina 2 $ 326,000 $ 163,000 $ 11,000
Cheatham, Tennessee 2 $ 589,000 $ 294,500 $ 155,000
Lincoln, Tennessee 2 $ 320,000 $ 160,000 $ 38,000
Sevier, Tennessee 2 $ 294,000 $ 147,000 $ 142,000
Sullivan, Tennessee 2 $ 527,000 $ 263,500 $ 85,000
Bell, Texas 2 $ 434,000 $ 217,000 $ 0
Comal, Texas 2 $ 516,000 $ 258,000 $ 21,000
Denton, Texas 2 $ 360,000 $ 180,000 $ 66,000
El Paso, Texas 2 $ 472,000 $ 236,000 $ 0
Fort Bend, Texas 2 $ 282,000 $ 141,000 $ 90,000
Grayson, Texas 2 $ 219,000 $ 109,500 $ 32,000
Hidalgo, Texas 2 $ 404,000 $ 202,000 $ 131,000
Sabine, Texas 2 $ 342,000 $ 171,000 $ 0
Amelia, Virginia 2 $ 369,000 $ 184,500 $ 53,000
Amherst, Virginia 2 $ 395,000 $ 197,500 $ 31,000
Augusta, Virginia 2 $ 570,000 $ 285,000 $ 34,000
Brunswick, Virginia 2 $ 640,000 $ 320,000 $ 45,000
Greene, Virginia 2 $ 609,000 $ 304,500 $ 0
Halifax, Virginia 2 $ 361,000 $ 180,500 $ 0
Isle of Wight, Virginia 2 $ 567,000 $ 283,500 $ 61,000
King George, Virginia 2 $ 362,000 $ 181,000 $ 32,000
King William, Virginia 2 $ 456,000 $ 228,000 $ 32,000
Montgomery, Virginia 2 $ 294,000 $ 147,000 $ 44,000
Rockingham, Virginia 2 $ 256,000 $ 128,000 $ 18,000
Staunton, Virginia 2 $ 293,000 $ 146,500 $ 52,000
Elmore, Alabama 1 $ 85,000 $ 85,000 $ 50,000
Houston, Alabama 1 $ 179,000 $ 179,000 $ 92,000
Jackson, Alabama 1 $ 143,000 $ 143,000 $ 0
Lawrence, Alabama 1 $ 243,000 $ 243,000 $ 0
Marshall, Alabama 1 $ 176,000 $ 176,000 $ 85,000
Monroe, Alabama 1 $ 66,000 $ 66,000 $ 25,000
Russell, Alabama 1 $ 208,000 $ 208,000 $ 0
Shelby, Alabama 1 $ 255,000 $ 255,000 $ 120,000
Talladega, Alabama 1 $ 218,000 $ 218,000 $ 0
Washington, Alabama 1 $ 268,000 $ 268,000 $ 109,000
Amador, California 1 $ 276,000 $ 276,000 $ 62,000
Imperial, California 1 $ 137,000 $ 137,000 $ 0
Kings, California 1 $ 119,000 $ 119,000 $ 56,000
Marin, California 1 $ 370,000 $ 370,000 $ 70,000
Merced, California 1 $ 234,000 $ 234,000 $ 47,000
Modoc, California 1 $ 145,000 $ 145,000 $ 0
Monterey, California 1 $ 393,000 $ 393,000 $ 0
Plumas, California 1 $ 227,000 $ 227,000 $ 66,000
San Mateo, California 1 $ 668,000 $ 668,000 $ 0
Sonoma, California 1 $ 268,000 $ 268,000 $ 34,000
Stanislaus, California 1 $ 195,000 $ 195,000 $ 0
Trinity, California 1 $ 148,000 $ 148,000 $ 0
Alachua, Florida 1 $ 240,000 $ 240,000 $ 0
Flagler, Florida 1 $ 237,000 $ 237,000 $ 115,000
Indian River, Florida 1 $ 221,000 $ 221,000 $ 40,000
Leon, Florida 1 $ 260,000 $ 260,000 $ 48,000
Martin, Florida 1 $ 417,000 $ 417,000 $ 59,000
Monroe, Florida 1 $ 254,000 $ 254,000 $ 47,000
Suwannee, Florida 1 $ 149,000 $ 149,000 $ 0
Appling, Georgia 1 $ 110,000 $ 110,000 $ 53,000
Berrien, Georgia 1 $ 274,000 $ 274,000 $ 65,000
Bibb, Georgia 1 $ 299,000 $ 299,000 $ 79,000
Calhoun, Georgia 1 $ 56,000 $ 56,000 $ 50,000
Carroll, Georgia 1 $ 78,000 $ 78,000 $ 25,000
Catoosa, Georgia 1 $ 272,000 $ 272,000 $ 13,000
Chattooga, Georgia 1 $ 212,000 $ 212,000 $ 80,000
Colquitt, Georgia 1 $ 271,000 $ 271,000 $ 80,000
Dawson, Georgia 1 $ 349,000 $ 349,000 $ 0
Dougherty, Georgia 1 $ 108,000 $ 108,000 $ 0
Franklin, Georgia 1 $ 166,000 $ 166,000 $ 43,000
Gilmer, Georgia 1 $ 161,000 $ 161,000 $ 39,000
Glynn, Georgia 1 $ 261,000 $ 261,000 $ 103,000
Gordon, Georgia 1 $ 153,000 $ 153,000 $ 69,000
Grady, Georgia 1 $ 142,000 $ 142,000 $ 53,000
Harris, Georgia 1 $ 163,000 $ 163,000 $ 0
Lincoln, Georgia 1 $ 162,000 $ 162,000 $ 129,000
Madison, Georgia 1 $ 119,000 $ 119,000 $ 29,000
Miller, Georgia 1 $ 220,000 $ 220,000 $ 140,000
Morgan, Georgia 1 $ 260,000 $ 260,000 $ 38,000
Oglethorpe, Georgia 1 $ 187,000 $ 187,000 $ 67,000
Pike, Georgia 1 $ 203,000 $ 203,000 $ 0
Rabun, Georgia 1 $ 184,000 $ 184,000 $ 56,000
Spalding, Georgia 1 $ 160,000 $ 160,000 $ 0
Thomas, Georgia 1 $ 193,000 $ 193,000 $ 0
Troup, Georgia 1 $ 122,000 $ 122,000 $ 35,000
Kane, Illinois 1 $ 288,000 $ 288,000 $ 0
Kankakee, Illinois 1 $ 209,000 $ 209,000 $ 46,000
Lee, Illinois 1 $ 175,000 $ 175,000 $ 55,000
McHenry, Illinois 1 $ 309,000 $ 309,000 $ 0
Tazewell, Illinois 1 $ 277,000 $ 277,000 $ 103,000
Will, Illinois 1 $ 112,000 $ 112,000 $ 68,000
Allen, Indiana 1 $ 154,000 $ 154,000 $ 0
Bartholomew, Indiana 1 $ 175,000 $ 175,000 $ 42,000
Carroll, Indiana 1 $ 149,000 $ 149,000 $ 0
Jasper, Indiana 1 $ 67,000 $ 67,000 $ 34,000
Owen, Indiana 1 $ 128,000 $ 128,000 $ 53,000
Shelby, Indiana 1 $ 178,000 $ 178,000 $ 0
Warrick, Indiana 1 $ 184,000 $ 184,000 $ 54,000
Bath, Kentucky 1 $ 166,000 $ 166,000 $ 51,000
Bourbon, Kentucky 1 $ 162,000 $ 162,000 $ 0
Campbell, Kentucky 1 $ 219,000 $ 219,000 $ 0
Franklin, Kentucky 1 $ 164,000 $ 164,000 $ 0
Garrard, Kentucky 1 $ 162,000 $ 162,000 $ 0
Graves, Kentucky 1 $ 137,000 $ 137,000 $ 67,000
Grayson, Kentucky 1 $ 279,000 $ 279,000 $ 0
Hardin, Kentucky 1 $ 147,000 $ 147,000 $ 13,000
Jessamine, Kentucky 1 $ 166,000 $ 166,000 $ 0
Kenton, Kentucky 1 $ 336,000 $ 336,000 $ 0
Marshall, Kentucky 1 $ 116,000 $ 116,000 $ 82,000
Martin, Kentucky 1 $ 133,000 $ 133,000 $ 72,000
McCracken, Kentucky 1 $ 232,000 $ 232,000 $ 44,000
Scott, Kentucky 1 $ 186,000 $ 186,000 $ 0
Shelby, Kentucky 1 $ 172,000 $ 172,000 $ 0
Simpson, Kentucky 1 $ 241,000 $ 241,000 $ 0
Warren, Kentucky 1 $ 133,000 $ 133,000 $ 0
Garrett, Maryland 1 $ 78,000 $ 78,000 $ 14,000
Franklin, Massachusetts 1 $ 254,000 $ 254,000 $ 67,000
Becker, Minnesota 1 $ 158,000 $ 158,000 $ 52,000
Beltrami, Minnesota 1 $ 167,000 $ 167,000 $ 51,000
Carlton, Minnesota 1 $ 168,000 $ 168,000 $ 73,000
Carver, Minnesota 1 $ 102,000 $ 102,000 $ 54,000
Crow Wing, Minnesota 1 $ 272,000 $ 272,000 $ 0
Dodge, Minnesota 1 $ 210,000 $ 210,000 $ 66,000
Douglas, Minnesota 1 $ 276,000 $ 276,000 $ 54,000
McLeod, Minnesota 1 $ 184,000 $ 184,000 $ 0
Meeker, Minnesota 1 $ 155,000 $ 155,000 $ 100,000
Mower, Minnesota 1 $ 266,000 $ 266,000 $ 0
Polk, Minnesota 1 $ 168,000 $ 168,000 $ 66,000
Scott, Minnesota 1 $ 329,000 $ 329,000 $ 0
Stearns, Minnesota 1 $ 197,000 $ 197,000 $ 0
Wabasha, Minnesota 1 $ 206,000 $ 206,000 $ 35,000
Coos, New Hampshire 1 $ 181,000 $ 181,000 $ 0
Sullivan, New Hampshire 1 $ 209,000 $ 209,000 $ 65,000
Clinton, New York 1 $ 511,000 $ 511,000 $ 108,000
Jefferson, New York 1 $ 224,000 $ 224,000 $ 30,000
Monroe, New York 1 $ 175,000 $ 175,000 $ 0
Niagara, New York 1 $ 65,000 $ 65,000 $ 37,000
Ontario, New York 1 $ 203,000 $ 203,000 $ 59,000
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Mortgage Loan Application Detail Totals for NFM, Inc in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,257 $1,089,790,000 $255,000 $1,341,000 $67,000 $854,000
Home Purchase 1,066 $237,191,000 $222,000 $900,000 $84,000 $811,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,491 $876,566,000 $251,000 $1,341,000 $72,000 $854,000
Not Provided 664 $171,560,000 $258,000 $836,000 $73,000 $816,000
Black or African American 630 $144,355,000 $229,000 $780,000 $57,000 $489,000
Hispanic 286 $60,146,000 $210,000 $646,000 $56,000 $308,000
Asian 217 $65,267,000 $300,000 $1,108,000 $93,000 $470,000
Native Hawaiian or Other Pacific Islander 23 $5,977,000 $259,000 $505,000 $54,000 $130,000
American Indian or Alaskan Native 12 $3,110,000 $259,000 $491,000 $93,000 $250,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 2,606 $629,334,000 $241,000 $737,000 $56,000 $542,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,839 $488,315,000 $265,000 $1,341,000 $108,000 $854,000
VA-guaranteed (Veterans Administration) 819 $200,767,000 $245,000 $835,000 $38,000 $294,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 59 $8,565,000 $145,000 $370,000 $45,000 $88,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,645 $648,096,000 $245,000 $900,000 $72,000 $854,000
Application Withdrawn By Applicant 1,656 $423,719,000 $255,000 $1,025,000 $74,000 $816,000
Application Denied By Financial Institution 477 $113,661,000 $238,000 $981,000 $66,000 $489,000
File Closed For Incompleteness 466 $121,624,000 $260,000 $1,341,000 $59,000 $540,000
Application Approved But Not Accepted 79 $19,881,000 $251,000 $599,000 $64,000 $332,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 66 $16,894,000 $255,000 $680,000 $79,000 $231,000
Debt-To-Income Ratio 48 $12,126,000 $252,000 $981,000 $71,000 $425,000
Credit History 27 $5,236,000 $193,000 $533,000 $59,000 $167,000
Other 16 $3,535,000 $220,000 $573,000 $37,000 $103,000
Credit Application Incomplete 14 $3,507,000 $250,000 $690,000 $90,000 $324,000
Unverifiable Information 12 $2,625,000 $218,000 $560,000 $56,000 $151,000
Employment History 2 $276,000 $138,000 $201,000 $53,000 $86,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into NFM, Inc's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess NFM, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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