NFM, Inc Mortgage Lending & HMDA Data, 2021

In 2021, NFM, Inc of Linthicum, MD reported 33,795 mortgage applications totaling $11.3 billion, up 6% from 2020. The average application was for $333,002, and applicants reported an average income of $118,661. 81% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (3,657), Baltimore-Columbia-Towson, MD (3,420) and Phoenix-Mesa-Scottsdale, AZ (2,976) (applications in parentheses).

Mortgage Company & Address NFM, Inc
1190 Winterson Road, Suite 300
Linthicum, MD 21090
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 33,795
Total Mortgage Loan Application Amount $11,253,815,000
Average Mortgage Loan Application Amount $333,002
Highest Mortgage Loan Application Amount $3,965,000
Average Applicant Income $118,661
Highest Applicant Income $6,300,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records NFM, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for NFM, Inc by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 2,829 $ 911,325,000 $ 322,136 $ 102,000
Franklin, Ohio 1,567 $ 369,245,000 $ 235,638 $ 96,000
Providence, Rhode Island 1,084 $ 309,300,000 $ 285,332 $ 86,000
Baltimore, Maryland 1,035 $ 309,275,000 $ 298,816 $ 113,000
Anne Arundel, Maryland 822 $ 310,710,000 $ 377,992 $ 140,000
Hillsborough, Florida 803 $ 273,165,000 $ 340,180 $ 143,000
Prince George's, Maryland 756 $ 248,810,000 $ 329,113 $ 98,000
Fairfax, Virginia 756 $ 349,070,000 $ 461,732 $ 152,000
Los Angeles, California 654 $ 390,590,000 $ 597,232 $ 170,000
Montgomery, Maryland 619 $ 263,995,000 $ 426,486 $ 139,000
King, Washington 587 $ 299,255,000 $ 509,804 $ 150,000
Chesterfield, Virginia 586 $ 176,490,000 $ 301,177 $ 100,000
Loudoun, Virginia 550 $ 253,600,000 $ 461,090 $ 146,000
Baltimore City, Maryland 542 $ 139,730,000 $ 257,804 $ 111,000
Snohomish, Washington 498 $ 229,700,000 $ 461,244 $ 119,000
Moore, North Carolina 466 $ 134,800,000 $ 289,270 $ 109,000
Prince William, Virginia 436 $ 169,600,000 $ 388,990 $ 110,000
Henrico, Virginia 434 $ 130,730,000 $ 301,221 $ 111,000
Frederick, Maryland 402 $ 138,360,000 $ 344,179 $ 114,000
Harford, Maryland 395 $ 122,715,000 $ 310,670 $ 111,000
Pinellas, Florida 387 $ 129,145,000 $ 333,708 $ 146,000
York, Pennsylvania 363 $ 75,545,000 $ 208,112 $ 86,000
Camden, New Jersey 339 $ 91,045,000 $ 268,569 $ 149,000
Pierce, Washington 337 $ 130,985,000 $ 388,679 $ 116,000
El Paso, Colorado 331 $ 118,845,000 $ 359,048 $ 95,000
Kent, Delaware 328 $ 84,560,000 $ 257,804 $ 79,000
District of Columbia, District Of Columbia 320 $ 162,400,000 $ 507,500 $ 158,000
Howard, Maryland 317 $ 118,145,000 $ 372,697 $ 141,000
Wake, North Carolina 291 $ 99,865,000 $ 343,178 $ 128,000
Gloucester, New Jersey 283 $ 68,285,000 $ 241,289 $ 107,000
Delaware, Ohio 274 $ 90,490,000 $ 330,255 $ 133,000
Mecklenburg, North Carolina 271 $ 80,885,000 $ 298,468 $ 130,000
Yavapai, Arizona 263 $ 85,515,000 $ 325,152 $ 113,000
Sarasota, Florida 263 $ 72,805,000 $ 276,825 $ 111,000
Burlington, New Jersey 262 $ 76,100,000 $ 290,458 $ 160,000
Cumberland, North Carolina 259 $ 47,415,000 $ 183,069 $ 73,000
Pasco, Florida 239 $ 67,325,000 $ 281,694 $ 102,000
Richmond City, Virginia 235 $ 64,765,000 $ 275,595 $ 125,000
Denver, Colorado 231 $ 104,755,000 $ 453,484 $ 148,000
Carroll, Maryland 225 $ 75,655,000 $ 336,244 $ 113,000
Kent, Rhode Island 217 $ 59,235,000 $ 272,972 $ 104,000
Jefferson, Colorado 211 $ 96,375,000 $ 456,753 $ 149,000
Manatee, Florida 191 $ 52,665,000 $ 275,732 $ 116,000
Sussex, Delaware 188 $ 56,350,000 $ 299,734 $ 143,000
Chester, Pennsylvania 168 $ 56,390,000 $ 335,654 $ 133,000
Hanover, Virginia 159 $ 49,085,000 $ 308,710 $ 101,000
Douglas, Colorado 156 $ 73,950,000 $ 474,038 $ 157,000
New Castle, Delaware 155 $ 39,885,000 $ 257,322 $ 87,000
Montgomery, Ohio 152 $ 28,230,000 $ 185,723 $ 83,000
Harris, Texas 150 $ 54,090,000 $ 360,600 $ 144,000
San Bernardino, California 149 $ 63,875,000 $ 428,691 $ 179,000
Charles, Maryland 148 $ 51,220,000 $ 346,081 $ 96,000
Pinal, Arizona 147 $ 40,245,000 $ 273,775 $ 80,000
Guilford, North Carolina 140 $ 31,170,000 $ 222,642 $ 88,000
Adams, Colorado 136 $ 52,230,000 $ 384,044 $ 126,000
Fairfield, Ohio 131 $ 32,915,000 $ 251,259 $ 88,000
Licking, Ohio 128 $ 30,370,000 $ 237,265 $ 91,000
Bristol, Massachusetts 124 $ 45,190,000 $ 364,435 $ 101,000
Suffolk, Massachusetts 118 $ 56,290,000 $ 477,033 $ 156,000
Union, North Carolina 117 $ 37,375,000 $ 319,444 $ 128,000
Arapahoe, Colorado 115 $ 47,725,000 $ 415,000 $ 121,000
Plymouth, Massachusetts 115 $ 42,595,000 $ 370,391 $ 113,000
Albemarle, Virginia 111 $ 36,315,000 $ 327,162 $ 130,000
Middlesex, Massachusetts 108 $ 49,270,000 $ 456,203 $ 156,000
Lancaster, Pennsylvania 106 $ 23,290,000 $ 219,716 $ 97,000
Pima, Arizona 104 $ 26,040,000 $ 250,384 $ 87,000
Arlington, Virginia 103 $ 54,075,000 $ 525,000 $ 181,000
Washington, Maryland 100 $ 25,280,000 $ 252,800 $ 84,000
Orange, California 99 $ 61,705,000 $ 623,282 $ 216,000
Weld, Colorado 99 $ 43,145,000 $ 435,808 $ 129,000
Montgomery, Pennsylvania 99 $ 29,945,000 $ 302,474 $ 126,000
Multnomah, Oregon 98 $ 43,930,000 $ 448,265 $ 151,000
Philadelphia, Pennsylvania 97 $ 27,955,000 $ 288,195 $ 116,000
Cape May, New Jersey 95 $ 48,255,000 $ 507,947 $ 244,000
San Diego, California 94 $ 48,340,000 $ 514,255 $ 153,000
Stafford, Virginia 90 $ 34,530,000 $ 383,666 $ 107,000
Harnett, North Carolina 86 $ 20,670,000 $ 240,348 $ 81,000
Pickaway, Ohio 85 $ 20,115,000 $ 236,647 $ 90,000
Queen Anne's, Maryland 84 $ 28,150,000 $ 335,119 $ 121,000
Worcester, Maryland 83 $ 27,625,000 $ 332,831 $ 210,000
Spotsylvania, Virginia 83 $ 25,675,000 $ 309,337 $ 101,000
Madison, Alabama 79 $ 17,445,000 $ 220,822 $ 109,000
Washington, Rhode Island 78 $ 26,190,000 $ 335,769 $ 111,000
Norfolk, Massachusetts 75 $ 30,605,000 $ 408,066 $ 121,000
Johnston, North Carolina 75 $ 19,315,000 $ 257,533 $ 83,000
Palm Beach, Florida 74 $ 25,680,000 $ 347,027 $ 167,000
Spartanburg, South Carolina 74 $ 18,110,000 $ 244,729 $ 76,000
Fauquier, Virginia 74 $ 28,820,000 $ 389,459 $ 131,000
Louisa, Virginia 74 $ 21,260,000 $ 287,297 $ 90,000
Riverside, California 72 $ 30,340,000 $ 421,388 $ 204,000
Alexandria, Virginia 72 $ 32,140,000 $ 446,388 $ 185,000
Cecil, Maryland 69 $ 18,115,000 $ 262,536 $ 81,000
York, South Carolina 68 $ 20,030,000 $ 294,558 $ 119,000
Worcester, Massachusetts 67 $ 19,895,000 $ 296,940 $ 105,000
Boulder, Colorado 64 $ 29,930,000 $ 467,656 $ 171,000
Salem, New Jersey 64 $ 12,750,000 $ 199,218 $ 85,000
Hoke, North Carolina 64 $ 13,580,000 $ 212,187 $ 64,000
Delaware, Pennsylvania 60 $ 16,200,000 $ 270,000 $ 128,000
Orange, Virginia 60 $ 17,470,000 $ 291,166 $ 95,000
Passaic, New Jersey 59 $ 21,395,000 $ 362,627 $ 91,000
Cuyahoga, Ohio 59 $ 10,695,000 $ 181,271 $ 112,000
Horry, South Carolina 59 $ 13,475,000 $ 228,389 $ 108,000
Davidson, North Carolina 58 $ 10,800,000 $ 186,206 $ 78,000
Calvert, Maryland 56 $ 21,330,000 $ 380,892 $ 116,000
Dauphin, Pennsylvania 56 $ 9,990,000 $ 178,392 $ 92,000
Forsyth, North Carolina 54 $ 10,460,000 $ 193,703 $ 79,000
Greene, Ohio 51 $ 11,585,000 $ 227,156 $ 95,000
Clackamas, Oregon 51 $ 22,015,000 $ 431,666 $ 172,000
Adams, Pennsylvania 51 $ 11,935,000 $ 234,019 $ 92,000
Manassas, Virginia 51 $ 15,815,000 $ 310,098 $ 85,000
Charlotte, Florida 50 $ 12,210,000 $ 244,200 $ 136,000
Contra Costa, California 49 $ 23,885,000 $ 487,448 $ 130,000
Atlantic, New Jersey 49 $ 13,305,000 $ 271,530 $ 173,000
Franklin, North Carolina 47 $ 13,885,000 $ 295,425 $ 85,000
Hernando, Florida 46 $ 10,120,000 $ 220,000 $ 73,000
Union, Ohio 46 $ 13,500,000 $ 293,478 $ 110,000
Charlottesville, Virginia 46 $ 13,890,000 $ 301,956 $ 122,000
Culpeper, Virginia 46 $ 14,970,000 $ 325,434 $ 93,000
Kitsap, Washington 46 $ 19,440,000 $ 422,608 $ 110,000
Middlesex, New Jersey 45 $ 13,765,000 $ 305,888 $ 87,000
Durham, North Carolina 45 $ 12,845,000 $ 285,444 $ 117,000
Stark, Ohio 43 $ 8,505,000 $ 197,790 $ 82,000
Alameda, California 42 $ 24,330,000 $ 579,285 $ 170,000
Goochland, Virginia 42 $ 14,540,000 $ 346,190 $ 140,000
Orleans, Louisiana 40 $ 12,030,000 $ 300,750 $ 142,000
Madison, Ohio 40 $ 9,720,000 $ 243,000 $ 83,000
Broomfield, Colorado 39 $ 18,465,000 $ 473,461 $ 168,000
Miami-Dade, Florida 39 $ 24,905,000 $ 638,589 $ 249,000
Bergen, New Jersey 39 $ 16,215,000 $ 415,769 $ 121,000
Duval, Florida 38 $ 13,950,000 $ 367,105 $ 168,000
Montgomery, Tennessee 38 $ 9,790,000 $ 257,631 $ 67,000
Greene, Virginia 38 $ 10,950,000 $ 288,157 $ 101,000
Skagit, Washington 38 $ 12,770,000 $ 336,052 $ 84,000
Harrison, West Virginia 38 $ 7,520,000 $ 197,894 $ 97,000
Polk, Florida 37 $ 8,895,000 $ 240,405 $ 95,000
Essex, Massachusetts 37 $ 16,845,000 $ 455,270 $ 133,000
Fluvanna, Virginia 37 $ 10,175,000 $ 275,000 $ 90,000
Randolph, North Carolina 36 $ 6,620,000 $ 183,888 $ 68,000
Frederick, Virginia 36 $ 10,090,000 $ 280,277 $ 104,000
Lee, Florida 35 $ 9,935,000 $ 283,857 $ 119,000
Bucks, Pennsylvania 35 $ 11,415,000 $ 326,142 $ 130,000
Cumberland, Pennsylvania 35 $ 7,645,000 $ 218,428 $ 109,000
Cabarrus, North Carolina 34 $ 8,180,000 $ 240,588 $ 92,000
Gaston, North Carolina 34 $ 8,180,000 $ 240,588 $ 119,000
Powhatan, Virginia 34 $ 10,600,000 $ 311,764 $ 99,000
Berks, Pennsylvania 33 $ 7,935,000 $ 240,454 $ 101,000
Newport, Rhode Island 32 $ 13,910,000 $ 434,687 $ 146,000
New Kent, Virginia 32 $ 9,620,000 $ 300,625 $ 121,000
Clark, Washington 32 $ 13,710,000 $ 428,437 $ 140,000
Marshall, Alabama 31 $ 6,305,000 $ 203,387 $ 66,000
Washington, Oregon 31 $ 12,775,000 $ 412,096 $ 112,000
Broward, Florida 30 $ 10,910,000 $ 363,666 $ 171,000
Aransas, Texas 30 $ 7,740,000 $ 258,000 $ 158,000
Clark, Ohio 29 $ 5,235,000 $ 180,517 $ 74,000
King William, Virginia 28 $ 6,790,000 $ 242,500 $ 74,000
Larimer, Colorado 27 $ 10,325,000 $ 382,407 $ 171,000
Warren, Ohio 27 $ 7,085,000 $ 262,407 $ 99,000
Fort Bend, Texas 27 $ 9,945,000 $ 368,333 $ 135,000
Madison, Virginia 27 $ 7,455,000 $ 276,111 $ 89,000
Hudson, New Jersey 26 $ 17,340,000 $ 666,923 $ 285,000
Lebanon, Pennsylvania 26 $ 4,620,000 $ 177,692 $ 88,000
San Joaquin, California 25 $ 12,225,000 $ 489,000 $ 135,000
Brevard, Florida 25 $ 8,545,000 $ 341,800 $ 137,000
Jefferson, Louisiana 25 $ 4,745,000 $ 189,800 $ 66,000
Barnstable, Massachusetts 25 $ 8,115,000 $ 324,600 $ 149,000
New London, Connecticut 24 $ 5,980,000 $ 249,166 $ 77,000
Windham, Connecticut 24 $ 5,800,000 $ 241,666 $ 79,000
Orange, North Carolina 24 $ 9,360,000 $ 390,000 $ 120,000
Hocking, Ohio 24 $ 5,180,000 $ 215,833 $ 99,000
Marion, Ohio 24 $ 3,600,000 $ 150,000 $ 67,000
Thurston, Washington 24 $ 8,510,000 $ 354,583 $ 119,000
Whatcom, Washington 24 $ 9,320,000 $ 388,333 $ 136,000
Wicomico, Maryland 23 $ 4,845,000 $ 210,652 $ 90,000
Medina, Ohio 23 $ 5,675,000 $ 246,739 $ 97,000
Lancaster, South Carolina 22 $ 6,540,000 $ 297,272 $ 126,000
Caroline, Virginia 22 $ 5,700,000 $ 259,090 $ 70,000
Prince George, Virginia 22 $ 6,420,000 $ 291,818 $ 97,000
DeSoto, Florida 21 $ 5,425,000 $ 258,333 $ 98,000
Volusia, Florida 21 $ 5,445,000 $ 259,285 $ 117,000
Summit, Ohio 21 $ 4,235,000 $ 201,666 $ 67,000
Charleston, South Carolina 21 $ 8,385,000 $ 399,285 $ 152,000
Grant, Washington 21 $ 5,855,000 $ 278,809 $ 70,000
Coconino, Arizona 20 $ 7,870,000 $ 393,500 $ 184,000
Pueblo, Colorado 20 $ 5,150,000 $ 257,500 $ 70,000
St. Johns, Florida 20 $ 8,270,000 $ 413,500 $ 110,000
Essex, New Jersey 20 $ 7,900,000 $ 395,000 $ 115,000
Mercer, New Jersey 20 $ 5,410,000 $ 270,500 $ 112,000
Alamance, North Carolina 20 $ 5,040,000 $ 252,000 $ 88,000
Iredell, North Carolina 20 $ 7,260,000 $ 363,000 $ 147,000
Luzerne, Pennsylvania 20 $ 4,770,000 $ 238,500 $ 139,000
Warren, Virginia 20 $ 6,050,000 $ 302,500 $ 111,000
Apache, Arizona 19 $ 4,675,000 $ 246,052 $ 89,000
Union, New Jersey 19 $ 7,855,000 $ 413,421 $ 131,000
Bristol, Rhode Island 19 $ 6,595,000 $ 347,105 $ 134,000
Rockingham, Virginia 19 $ 5,355,000 $ 281,842 $ 113,000
Buncombe, North Carolina 18 $ 5,520,000 $ 306,666 $ 113,000
Fayette, Ohio 18 $ 3,430,000 $ 190,555 $ 52,000
Colonial Heights, Virginia 18 $ 4,230,000 $ 235,000 $ 71,000
Virginia Beach, Virginia 18 $ 6,120,000 $ 340,000 $ 144,000
Navajo, Arizona 17 $ 5,475,000 $ 322,058 $ 202,000
Teller, Colorado 17 $ 6,075,000 $ 357,352 $ 102,000
St. Mary's, Maryland 17 $ 4,835,000 $ 284,411 $ 118,000
Clark, Nevada 17 $ 4,655,000 $ 273,823 $ 106,000
Champaign, Ohio 17 $ 2,975,000 $ 175,000 $ 72,000
Miami, Ohio 17 $ 3,325,000 $ 195,588 $ 79,000
Deschutes, Oregon 17 $ 6,875,000 $ 404,411 $ 236,000
Greenville, South Carolina 17 $ 4,465,000 $ 262,647 $ 108,000
Travis, Texas 17 $ 8,635,000 $ 507,941 $ 163,000
Fredericksburg, Virginia 17 $ 5,805,000 $ 341,470 $ 123,000
Randolph, West Virginia 17 $ 2,225,000 $ 130,882 $ 51,000
Sacramento, California 16 $ 5,210,000 $ 325,625 $ 114,000
New Haven, Connecticut 16 $ 4,080,000 $ 255,000 $ 101,000
Cumberland, New Jersey 16 $ 3,120,000 $ 195,000 $ 78,000
El Paso, Texas 16 $ 2,330,000 $ 145,625 $ 74,000
Washington, Texas 16 $ 3,250,000 $ 203,125 $ 63,000
Hopewell, Virginia 16 $ 2,740,000 $ 171,250 $ 47,000
Petersburg, Virginia 16 $ 3,120,000 $ 195,000 $ 71,000
Island, Washington 16 $ 7,410,000 $ 463,125 $ 147,000
Morgan, Alabama 15 $ 2,795,000 $ 186,333 $ 91,000
Ventura, California 15 $ 8,615,000 $ 574,333 $ 254,000
Orange, Florida 15 $ 6,775,000 $ 451,666 $ 220,000
Cook, Illinois 15 $ 4,715,000 $ 314,333 $ 232,000
Rowan, North Carolina 15 $ 2,645,000 $ 176,333 $ 106,000
Morrow, Ohio 15 $ 3,765,000 $ 251,000 $ 75,000
Ross, Ohio 15 $ 2,825,000 $ 188,333 $ 61,000
Limestone, Alabama 14 $ 3,580,000 $ 255,714 $ 91,000
Lake, Florida 14 $ 3,710,000 $ 265,000 $ 101,000
Kent, Maryland 14 $ 4,010,000 $ 286,428 $ 75,000
Talbot, Maryland 14 $ 4,760,000 $ 340,000 $ 109,000
Stanly, North Carolina 14 $ 3,120,000 $ 222,857 $ 181,000
Manassas Park, Virginia 14 $ 4,790,000 $ 342,142 $ 79,000
Solano, California 13 $ 5,475,000 $ 421,153 $ 95,000
Somerset, New Jersey 13 $ 4,285,000 $ 329,615 $ 85,000
Brunswick, North Carolina 13 $ 4,025,000 $ 309,615 $ 199,000
Carteret, North Carolina 13 $ 4,765,000 $ 366,538 $ 189,000
Catawba, North Carolina 13 $ 5,255,000 $ 404,230 $ 134,000
New Hanover, North Carolina 13 $ 4,045,000 $ 311,153 $ 208,000
Knox, Ohio 13 $ 2,845,000 $ 218,846 $ 107,000
Montgomery, Texas 13 $ 4,085,000 $ 314,230 $ 158,000
Nelson, Virginia 13 $ 3,525,000 $ 271,153 $ 136,000
Monongalia, West Virginia 13 $ 2,815,000 $ 216,538 $ 138,000
Wood, West Virginia 13 $ 2,305,000 $ 177,307 $ 88,000
Gila, Arizona 12 $ 3,530,000 $ 294,166 $ 117,000
Indian River, Florida 12 $ 4,980,000 $ 415,000 $ 208,000
Marion, Florida 12 $ 2,410,000 $ 200,833 $ 90,000
Walton, Florida 12 $ 5,200,000 $ 433,333 $ 293,000
Ocean, New Jersey 12 $ 3,720,000 $ 310,000 $ 125,000
Lincoln, North Carolina 12 $ 4,740,000 $ 395,000 $ 120,000
Richmond, North Carolina 12 $ 1,540,000 $ 128,333 $ 45,000
Hamilton, Ohio 12 $ 2,520,000 $ 210,000 $ 83,000
Carbon, Pennsylvania 12 $ 2,950,000 $ 245,833 $ 119,000
San Patricio, Texas 12 $ 3,010,000 $ 250,833 $ 84,000
Augusta, Virginia 12 $ 2,860,000 $ 238,333 $ 94,000
Fairfax City, Virginia 12 $ 5,980,000 $ 498,333 $ 202,000
Mohave, Arizona 11 $ 2,655,000 $ 241,363 $ 97,000
Santa Clara, California 11 $ 7,735,000 $ 703,181 $ 237,000
Citrus, Florida 11 $ 2,735,000 $ 248,636 $ 87,000
Seminole, Florida 11 $ 3,475,000 $ 315,909 $ 132,000
St. Lucie, Florida 11 $ 2,915,000 $ 265,000 $ 166,000
Hillsborough, New Hampshire 11 $ 3,405,000 $ 309,545 $ 106,000
Lee, North Carolina 11 $ 2,255,000 $ 205,000 $ 96,000
Onslow, North Carolina 11 $ 2,275,000 $ 206,818 $ 109,000
Sampson, North Carolina 11 $ 2,005,000 $ 182,272 $ 83,000
Monroe, Pennsylvania 11 $ 2,605,000 $ 236,818 $ 154,000
Bexar, Texas 11 $ 2,565,000 $ 233,181 $ 110,000
Denton, Texas 11 $ 4,175,000 $ 379,545 $ 198,000
Norfolk, Virginia 11 $ 2,595,000 $ 235,909 $ 99,000
Page, Virginia 11 $ 3,055,000 $ 277,727 $ 198,000
Westmoreland, Virginia 11 $ 2,675,000 $ 243,181 $ 111,000
Winchester, Virginia 11 $ 2,985,000 $ 271,363 $ 87,000
Placer, California 10 $ 6,090,000 $ 609,000 $ 228,000
Elbert, Colorado 10 $ 4,720,000 $ 472,000 $ 130,000
Summit, Colorado 10 $ 5,260,000 $ 526,000 $ 201,000
Allegany, Maryland 10 $ 1,770,000 $ 177,000 $ 76,000
Caroline, Maryland 10 $ 2,740,000 $ 274,000 $ 96,000
Garrett, Maryland 10 $ 3,670,000 $ 367,000 $ 245,000
Monmouth, New Jersey 10 $ 4,370,000 $ 437,000 $ 160,000
Chatham, North Carolina 10 $ 3,430,000 $ 343,000 $ 138,000
Wayne, North Carolina 10 $ 2,290,000 $ 229,000 $ 76,000
Collin, Texas 10 $ 3,920,000 $ 392,000 $ 183,000
James City, Virginia 10 $ 3,100,000 $ 310,000 $ 127,000
King George, Virginia 10 $ 3,200,000 $ 320,000 $ 103,000
Lynchburg, Virginia 10 $ 2,060,000 $ 206,000 $ 86,000
Shenandoah, Virginia 10 $ 2,460,000 $ 246,000 $ 84,000
Staunton, Virginia 10 $ 1,930,000 $ 193,000 $ 64,000
Fremont, Colorado 9 $ 2,175,000 $ 241,666 $ 78,000
Park, Colorado 9 $ 3,515,000 $ 390,555 $ 131,000
Hartford, Connecticut 9 $ 2,345,000 $ 260,555 $ 106,000
Hunterdon, New Jersey 9 $ 3,275,000 $ 363,888 $ 132,000
Lake, Ohio 9 $ 1,795,000 $ 199,444 $ 68,000
Allegheny, Pennsylvania 9 $ 1,445,000 $ 160,555 $ 170,000
Franklin, Pennsylvania 9 $ 2,675,000 $ 297,222 $ 90,000
Beaufort, South Carolina 9 $ 3,395,000 $ 377,222 $ 284,000
Davidson, Tennessee 9 $ 2,145,000 $ 238,333 $ 83,000
Shelby, Tennessee 9 $ 2,025,000 $ 225,000 $ 118,000
Dallas, Texas 9 $ 2,015,000 $ 223,888 $ 96,000
Dinwiddie, Virginia 9 $ 1,755,000 $ 195,000 $ 63,000
Essex, Virginia 9 $ 2,465,000 $ 273,888 $ 84,000
Lancaster, Virginia 9 $ 2,405,000 $ 267,222 $ 147,000
Spokane, Washington 9 $ 2,545,000 $ 282,777 $ 108,000
Kern, California 8 $ 2,550,000 $ 318,750 $ 207,000
Sonoma, California 8 $ 3,540,000 $ 442,500 $ 174,000
Huerfano, Colorado 8 $ 2,400,000 $ 300,000 $ 469,000
Collier, Florida 8 $ 2,820,000 $ 352,500 $ 260,000
Fulton, Georgia 8 $ 2,160,000 $ 270,000 $ 161,000
St. Tammany, Louisiana 8 $ 2,110,000 $ 263,750 $ 89,000
Dorchester, Maryland 8 $ 1,340,000 $ 167,500 $ 41,000
Cleveland, North Carolina 8 $ 1,960,000 $ 245,000 $ 86,000
Dare, North Carolina 8 $ 2,540,000 $ 317,500 $ 156,000
Robeson, North Carolina 8 $ 1,690,000 $ 211,250 $ 68,000
Williamson, Tennessee 8 $ 3,580,000 $ 447,500 $ 158,000
Accomack, Virginia 8 $ 1,720,000 $ 215,000 $ 126,000
Amelia, Virginia 8 $ 1,810,000 $ 226,250 $ 68,000
Hampton, Virginia 8 $ 1,620,000 $ 202,500 $ 107,000
Middlesex, Virginia 8 $ 3,370,000 $ 421,250 $ 216,000
Northumberland, Virginia 8 $ 2,400,000 $ 300,000 $ 116,000
Rappahannock, Virginia 8 $ 4,130,000 $ 516,250 $ 202,000
Chelan, Washington 8 $ 3,580,000 $ 447,500 $ 186,000
Grays Harbor, Washington 8 $ 2,300,000 $ 287,500 $ 98,000
Jefferson, West Virginia 8 $ 1,990,000 $ 248,750 $ 113,000
Clear Creek, Colorado 7 $ 3,015,000 $ 430,714 $ 199,000
Okaloosa, Florida 7 $ 3,375,000 $ 482,142 $ 168,000
Sumter, Florida 7 $ 1,515,000 $ 216,428 $ 100,000
Nash, North Carolina 7 $ 1,675,000 $ 239,285 $ 116,000
Pender, North Carolina 7 $ 3,285,000 $ 469,285 $ 224,000
Lorain, Ohio 7 $ 1,705,000 $ 243,571 $ 105,000
Muskingum, Ohio 7 $ 1,145,000 $ 163,571 $ 109,000
Perry, Ohio 7 $ 1,205,000 $ 172,142 $ 56,000
Marion, Oregon 7 $ 1,795,000 $ 256,428 $ 95,000
Columbia, Pennsylvania 7 $ 1,075,000 $ 153,571 $ 82,000
Perry, Pennsylvania 7 $ 1,385,000 $ 197,857 $ 74,000
Schuylkill, Pennsylvania 7 $ 835,000 $ 119,285 $ 49,000
Campbell, Virginia 7 $ 1,485,000 $ 212,142 $ 88,000
Gloucester, Virginia 7 $ 1,535,000 $ 219,285 $ 78,000
Newport News, Virginia 7 $ 1,735,000 $ 247,857 $ 75,000
Waynesboro, Virginia 7 $ 1,255,000 $ 179,285 $ 53,000
Berkeley, West Virginia 7 $ 1,835,000 $ 262,142 $ 80,000
DeKalb, Alabama 6 $ 1,060,000 $ 176,666 $ 61,000
Yuma, Arizona 6 $ 860,000 $ 143,333 $ 64,000
San Mateo, California 6 $ 4,060,000 $ 676,666 $ 265,000
Fairfield, Connecticut 6 $ 1,920,000 $ 320,000 $ 133,000
Highlands, Florida 6 $ 1,300,000 $ 216,666 $ 180,000
Osceola, Florida 6 $ 1,860,000 $ 310,000 $ 187,000
Forsyth, Georgia 6 $ 2,050,000 $ 341,666 $ 102,000
Gwinnett, Georgia 6 $ 1,470,000 $ 245,000 $ 62,000
Twin Falls, Idaho 6 $ 1,600,000 $ 266,666 $ 88,000
Hampden, Massachusetts 6 $ 1,620,000 $ 270,000 $ 76,000
Morris, New Jersey 6 $ 2,410,000 $ 401,666 $ 140,000
Currituck, North Carolina 6 $ 2,250,000 $ 375,000 $ 401,000
Montgomery, North Carolina 6 $ 1,610,000 $ 268,333 $ 86,000
Scotland, North Carolina 6 $ 1,140,000 $ 190,000 $ 87,000
Watauga, North Carolina 6 $ 1,880,000 $ 313,333 $ 136,000
Lucas, Ohio 6 $ 1,020,000 $ 170,000 $ 91,000
Richland, Ohio 6 $ 1,130,000 $ 188,333 $ 66,000
Wayne, Ohio 6 $ 1,180,000 $ 196,666 $ 104,000
Dorchester, South Carolina 6 $ 1,790,000 $ 298,333 $ 97,000
Rutherford, Tennessee 6 $ 1,520,000 $ 253,333 $ 98,000
Appomattox, Virginia 6 $ 900,000 $ 150,000 $ 59,000
Clarke, Virginia 6 $ 3,450,000 $ 575,000 $ 178,000
Roanoke City, Virginia 6 $ 1,210,000 $ 201,666 $ 100,000
San Francisco, California 5 $ 2,285,000 $ 457,000 $ 218,000
Stanislaus, California 5 $ 1,495,000 $ 299,000 $ 161,000
Mesa, Colorado 5 $ 1,345,000 $ 269,000 $ 85,000
DuPage, Illinois 5 $ 1,725,000 $ 345,000 $ 126,000
Christian, Kentucky 5 $ 965,000 $ 193,000 $ 59,000
Washoe, Nevada 5 $ 3,145,000 $ 629,000 $ 255,000
Rockingham, New Hampshire 5 $ 2,055,000 $ 411,000 $ 159,000
Rockingham, North Carolina 5 $ 1,255,000 $ 251,000 $ 120,000
Warren, North Carolina 5 $ 1,275,000 $ 255,000 $ 113,000
Shelby, Ohio 5 $ 1,255,000 $ 251,000 $ 103,000
Wayne, Pennsylvania 5 $ 785,000 $ 157,000 $ 144,000
Berkeley, South Carolina 5 $ 1,075,000 $ 215,000 $ 56,000
Richland, South Carolina 5 $ 845,000 $ 169,000 $ 81,000
Hays, Texas 5 $ 1,945,000 $ 389,000 $ 144,000
Nueces, Texas 5 $ 2,155,000 $ 431,000 $ 296,000
Tarrant, Texas 5 $ 1,405,000 $ 281,000 $ 96,000
Amherst, Virginia 5 $ 645,000 $ 129,000 $ 71,000
Bedford, Virginia 5 $ 1,005,000 $ 201,000 $ 53,000
Cumberland, Virginia 5 $ 1,305,000 $ 261,000 $ 85,000
Montgomery, Virginia 5 $ 1,355,000 $ 271,000 $ 175,000
York, Virginia 5 $ 1,775,000 $ 355,000 $ 89,000
Mason, Washington 5 $ 1,595,000 $ 319,000 $ 94,000
Taylor, West Virginia 5 $ 845,000 $ 169,000 $ 54,000
Santa Cruz, Arizona 4 $ 810,000 $ 202,500 $ 79,000
Fresno, California 4 $ 1,400,000 $ 350,000 $ 94,000
Santa Barbara, California 4 $ 5,230,000 $ 1,307,500 $ 532,000
Alachua, Florida 4 $ 900,000 $ 225,000 $ 141,000
Somerset, Maryland 4 $ 680,000 $ 170,000 $ 91,000
Granville, North Carolina 4 $ 1,010,000 $ 252,500 $ 70,000
Coshocton, Ohio 4 $ 610,000 $ 152,500 $ 117,000
Logan, Ohio 4 $ 650,000 $ 162,500 $ 43,000
Scioto, Ohio 4 $ 1,030,000 $ 257,500 $ 98,000
Tuscarawas, Ohio 4 $ 730,000 $ 182,500 $ 66,000
Washington, Ohio 4 $ 610,000 $ 152,500 $ 71,000
Yamhill, Oregon 4 $ 1,810,000 $ 452,500 $ 135,000
Butler, Pennsylvania 4 $ 1,340,000 $ 335,000 $ 107,000
Lehigh, Pennsylvania 4 $ 640,000 $ 160,000 $ 62,000
Florence, South Carolina 4 $ 730,000 $ 182,500 $ 69,000
Lexington, South Carolina 4 $ 1,290,000 $ 322,500 $ 111,000
Knox, Tennessee 4 $ 1,310,000 $ 327,500 $ 71,000
Buckingham, Virginia 4 $ 850,000 $ 212,500 $ 113,000
Falls Church, Virginia 4 $ 2,050,000 $ 512,500 $ 142,000
Harrisonburg, Virginia 4 $ 970,000 $ 242,500 $ 58,000
Mecklenburg, Virginia 4 $ 940,000 $ 235,000 $ 138,000
Southampton, Virginia 4 $ 970,000 $ 242,500 $ 77,000
Cowlitz, Washington 4 $ 950,000 $ 237,500 $ 58,000
Lewis, Washington 4 $ 1,390,000 $ 347,500 $ 85,000
Morgan, West Virginia 4 $ 580,000 $ 145,000 $ 206,000
Milwaukee, Wisconsin 4 $ 780,000 $ 195,000 $ 103,000
Waukesha, Wisconsin 4 $ 1,410,000 $ 352,500 $ 158,000
Etowah, Alabama 3 $ 615,000 $ 205,000 $ 85,000
Butte, California 3 $ 1,325,000 $ 441,666 $ 88,000
Marin, California 3 $ 2,815,000 $ 938,333 $ 204,000
Monterey, California 3 $ 1,365,000 $ 455,000 $ 126,000
Tulare, California 3 $ 825,000 $ 275,000 $ 60,000
Yolo, California 3 $ 1,415,000 $ 471,666 $ 107,000
Eagle, Colorado 3 $ 2,135,000 $ 711,666 $ 325,000
Logan, Colorado 3 $ 1,045,000 $ 348,333 $ 83,000
Flagler, Florida 3 $ 1,035,000 $ 345,000 $ 136,000
Leon, Florida 3 $ 535,000 $ 178,333 $ 111,000
Santa Rosa, Florida 3 $ 765,000 $ 255,000 $ 55,000
Wakulla, Florida 3 $ 1,105,000 $ 368,333 $ 96,000
Columbia, Georgia 3 $ 645,000 $ 215,000 $ 123,000
DeKalb, Georgia 3 $ 785,000 $ 261,666 $ 93,000
Fannin, Georgia 3 $ 2,015,000 $ 671,666 $ 163,000
Blaine, Idaho 3 $ 1,105,000 $ 368,333 $ 142,000
Canyon, Idaho 3 $ 1,325,000 $ 441,666 $ 108,000
Peoria, Illinois 3 $ 925,000 $ 308,333 $ 142,000
Hampshire, Massachusetts 3 $ 435,000 $ 145,000 $ 61,000
Grafton, New Hampshire 3 $ 545,000 $ 181,666 $ 274,000
Grant, New Mexico 3 $ 585,000 $ 195,000 $ 90,000
Davie, North Carolina 3 $ 675,000 $ 225,000 $ 61,000
Person, North Carolina 3 $ 455,000 $ 151,666 $ 103,000
Rutherford, North Carolina 3 $ 505,000 $ 168,333 $ 35,000
Stokes, North Carolina 3 $ 585,000 $ 195,000 $ 70,000
Ashland, Ohio 3 $ 625,000 $ 208,333 $ 97,000
Athens, Ohio 3 $ 765,000 $ 255,000 $ 351,000
Butler, Ohio 3 $ 465,000 $ 155,000 $ 54,000
Clinton, Ohio 3 $ 435,000 $ 145,000 $ 48,000
Jefferson, Ohio 3 $ 375,000 $ 125,000 $ 54,000
Mahoning, Ohio 3 $ 555,000 $ 185,000 $ 61,000
Ottawa, Ohio 3 $ 465,000 $ 155,000 $ 89,000
Jackson, Oregon 3 $ 995,000 $ 331,666 $ 116,000
Lackawanna, Pennsylvania 3 $ 325,000 $ 108,333 $ 55,000
Northampton, Pennsylvania 3 $ 455,000 $ 151,666 $ 54,000
Westmoreland, Pennsylvania 3 $ 625,000 $ 208,333 $ 99,000
Anderson, South Carolina 3 $ 645,000 $ 215,000 $ 35,000
Cherokee, South Carolina 3 $ 625,000 $ 208,333 $ 63,000
Maury, Tennessee 3 $ 895,000 $ 298,333 $ 72,000
Robertson, Tennessee 3 $ 775,000 $ 258,333 $ 83,000
Brazoria, Texas 3 $ 885,000 $ 295,000 $ 80,000
Chambers, Texas 3 $ 745,000 $ 248,333 $ 66,000
Charles City, Virginia 3 $ 835,000 $ 278,333 $ 77,000
Nottoway, Virginia 3 $ 965,000 $ 321,666 $ 86,000
Prince Edward, Virginia 3 $ 1,115,000 $ 371,666 $ 111,000
Suffolk, Virginia 3 $ 1,025,000 $ 341,666 $ 164,000
Surry, Virginia 3 $ 1,305,000 $ 435,000 $ 184,000
Washington, Virginia 3 $ 1,015,000 $ 338,333 $ 232,000
Benton, Washington 3 $ 855,000 $ 285,000 $ 123,000
Kittitas, Washington 3 $ 935,000 $ 311,666 $ 140,000
Okanogan, Washington 3 $ 965,000 $ 321,666 $ 115,000
Kanawha, West Virginia 3 $ 585,000 $ 195,000 $ 291,000
Marion, West Virginia 3 $ 615,000 $ 205,000 $ 53,000
Baldwin, Alabama 2 $ 870,000 $ 435,000 $ 37,000
Cherokee, Alabama 2 $ 320,000 $ 160,000 $ 67,000
Cullman, Alabama 2 $ 380,000 $ 190,000 $ 104,000
Franklin, Alabama 2 $ 420,000 $ 210,000 $ 91,000
Jackson, Alabama 2 $ 350,000 $ 175,000 $ 55,000
Jefferson, Alabama 2 $ 450,000 $ 225,000 $ 70,000
Cochise, Arizona 2 $ 560,000 $ 280,000 $ 11,000
El Dorado, California 2 $ 1,140,000 $ 570,000 $ 172,000
Mendocino, California 2 $ 1,000,000 $ 500,000 $ 130,000
San Luis Obispo, California 2 $ 1,200,000 $ 600,000 $ 129,000
Santa Cruz, California 2 $ 1,080,000 $ 540,000 $ 98,000
Garfield, Colorado 2 $ 610,000 $ 305,000 $ 61,000
Grand, Colorado 2 $ 770,000 $ 385,000 $ 283,000
Hinsdale, Colorado 2 $ 510,000 $ 255,000 $ 207,000
La Plata, Colorado 2 $ 530,000 $ 265,000 $ 120,000
Las Animas, Colorado 2 $ 410,000 $ 205,000 $ 91,000
Lincoln, Colorado 2 $ 200,000 $ 100,000 $ 76,000
Otero, Colorado 2 $ 200,000 $ 100,000 $ 192,000
Litchfield, Connecticut 2 $ 390,000 $ 195,000 $ 54,000
Middlesex, Connecticut 2 $ 700,000 $ 350,000 $ 97,000
Tolland, Connecticut 2 $ 480,000 $ 240,000 $ 44,000
Bay, Florida 2 $ 790,000 $ 395,000 $ 310,000
Clay, Florida 2 $ 420,000 $ 210,000 $ 69,000
Martin, Florida 2 $ 510,000 $ 255,000 $ 282,000
Nassau, Florida 2 $ 490,000 $ 245,000 $ 89,000
Suwannee, Florida 2 $ 500,000 $ 250,000 $ 69,000
Camden, Georgia 2 $ 650,000 $ 325,000 $ 71,000
Chatham, Georgia 2 $ 710,000 $ 355,000 $ 187,000
Clayton, Georgia 2 $ 440,000 $ 220,000 $ 52,000
Cobb, Georgia 2 $ 490,000 $ 245,000 $ 103,000
Coweta, Georgia 2 $ 610,000 $ 305,000 $ 100,000
Lowndes, Georgia 2 $ 390,000 $ 195,000 $ 68,000
Richmond, Georgia 2 $ 280,000 $ 140,000 $ 36,000
Rockdale, Georgia 2 $ 420,000 $ 210,000 $ 51,000
Kootenai, Idaho 2 $ 820,000 $ 410,000 $ 240,000
Marion, Indiana 2 $ 310,000 $ 155,000 $ 493,000
Campbell, Kentucky 2 $ 600,000 $ 300,000 $ 51,000
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Mortgage Loan Application Detail Totals for NFM, Inc in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 20,887 $7,220,175,000 $345,000 $3,965,000 $118,000 $6,300,000
Refinancing 8,815 $2,757,915,000 $312,000 $3,155,000 $121,000 $3,144,000
Cash-out Refinancing 4,093 $1,275,725,000 $311,000 $1,985,000 $117,000 $2,281,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 19,896 $6,646,810,000 $334,000 $3,965,000 $123,000 $3,144,000
Hispanic 3,982 $1,252,770,000 $314,000 $1,955,000 $92,000 $4,901,000
Not Provided 3,916 $1,330,860,000 $339,000 $2,965,000 $126,000 $6,300,000
Black or African American 2,974 $913,970,000 $307,000 $1,945,000 $98,000 $2,738,000
Asian 1,805 $722,885,000 $400,000 $2,945,000 $147,000 $2,967,000
Native Hawaiian or Other Pacific Islander 1,057 $336,935,000 $318,000 $1,945,000 $118,000 $2,158,000
American Indian or Alaskan Native 153 $44,675,000 $291,000 $825,000 $100,000 $340,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 27,360 $9,222,220,000 $337,000 $3,965,000 $128,000 $6,300,000
FHA-insured (Federal Housing Administration) 3,998 $1,150,850,000 $287,000 $965,000 $74,000 $503,000
VA-guaranteed (Veterans Administration) 2,192 $828,100,000 $377,000 $1,525,000 $89,000 $812,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 245 $52,645,000 $214,000 $425,000 $63,000 $125,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 27,359 $9,152,935,000 $334,000 $3,645,000 $119,000 $2,902,000
Application Withdrawn By Applicant 3,662 $1,214,750,000 $331,000 $3,965,000 $122,000 $6,300,000
File Closed For Incompleteness 1,915 $626,295,000 $327,000 $3,005,000 $126,000 $4,901,000
Application Denied By Financial Institution 665 $196,845,000 $296,000 $1,825,000 $84,000 $1,916,000
Application Approved But Not Accepted 194 $62,990,000 $324,000 $915,000 $118,000 $1,074,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 33,130 $11,056,970,000 $333,000 $3,965,000 $119,000 $6,300,000
Debt-To-Income Ratio 243 $72,515,000 $298,000 $1,335,000 $69,000 $325,000
Credit History 123 $36,915,000 $300,000 $1,635,000 $88,000 $516,000
Collateral 110 $29,320,000 $266,000 $1,045,000 $95,000 $294,000
Unverifiable Information 77 $26,985,000 $350,000 $1,825,000 $104,000 $507,000
Employment History 56 $14,140,000 $252,000 $825,000 $82,000 $1,916,000
Other 49 $14,855,000 $303,000 $825,000 $81,000 $268,000
Insufficient Cash (Downpayment, Closing Cost) 3 $1,185,000 $395,000 $545,000 $201,000 $445,000
Mortgage Insurance Denied 2 $620,000 $310,000 $335,000 $66,000 $82,000
Credit Application Incomplete 2 $310,000 $155,000 $225,000 $70,000 $72,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into NFM, Inc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess NFM, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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