NFM, Inc Mortgage Lending & HMDA Data, 2022

In 2022, NFM, Inc of Linthicum, MD reported 25,869 mortgage applications totaling $9.3 billion, down 23% from 2021. The average application was for $360,727, and applicants reported an average income of $127,234. 75% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Columbus, OH (1,902), Washington-Arlington-Alexandria, DC-VA-MD-WV (1,854) and Baltimore-Columbia-Towson, MD (1,704) (applications in parentheses).

Mortgage Company & Address NFM, Inc
1190 Winterson Road, Suite 300
Linthicum, MD 21090
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 25,869
Total Mortgage Loan Application Amount $9,331,655,000
Average Mortgage Loan Application Amount $360,727
Highest Mortgage Loan Application Amount $3,205,000
Average Applicant Income $127,234
Highest Applicant Income $4,901,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records NFM, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for NFM, Inc by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 1,564 $ 616,910,000 $ 394,443 $ 126,000
Franklin, Ohio 1,287 $ 338,045,000 $ 262,661 $ 105,000
Providence, Rhode Island 758 $ 252,380,000 $ 332,955 $ 89,000
El Paso, Colorado 490 $ 204,900,000 $ 418,163 $ 113,000
Baltimore, Maryland 489 $ 154,145,000 $ 315,224 $ 120,000
Hillsborough, Florida 471 $ 201,575,000 $ 427,972 $ 159,000
Camden, New Jersey 430 $ 122,320,000 $ 284,465 $ 118,000
Prince George's, Maryland 419 $ 149,935,000 $ 357,840 $ 109,000
Baltimore City, Maryland 404 $ 104,080,000 $ 257,623 $ 109,000
Chesterfield, Virginia 385 $ 126,775,000 $ 329,285 $ 109,000
Anne Arundel, Maryland 370 $ 151,470,000 $ 409,378 $ 138,000
Burlington, New Jersey 353 $ 109,545,000 $ 310,325 $ 133,000
King, Washington 346 $ 215,460,000 $ 622,716 $ 186,000
Fairfax, Virginia 326 $ 166,950,000 $ 512,116 $ 170,000
Yavapai, Arizona 315 $ 108,505,000 $ 344,460 $ 121,000
Kent, Delaware 307 $ 88,705,000 $ 288,941 $ 86,000
Gloucester, New Jersey 286 $ 76,640,000 $ 267,972 $ 106,000
Montgomery, Maryland 285 $ 128,015,000 $ 449,175 $ 149,000
York, Pennsylvania 283 $ 63,765,000 $ 225,318 $ 90,000
Pinellas, Florida 275 $ 103,735,000 $ 377,218 $ 153,000
San Bernardino, California 267 $ 135,875,000 $ 508,895 $ 185,000
Snohomish, Washington 252 $ 135,680,000 $ 538,412 $ 152,000
Henrico, Virginia 244 $ 73,710,000 $ 302,090 $ 109,000
Wake, North Carolina 242 $ 93,960,000 $ 388,264 $ 134,000
Los Angeles, California 231 $ 160,985,000 $ 696,904 $ 204,000
Prince William, Virginia 223 $ 99,455,000 $ 445,986 $ 131,000
Frederick, Maryland 214 $ 85,300,000 $ 398,598 $ 127,000
Loudoun, Virginia 212 $ 133,370,000 $ 629,103 $ 203,000
Pierce, Washington 207 $ 95,775,000 $ 462,681 $ 133,000
Delaware, Ohio 197 $ 74,905,000 $ 380,228 $ 147,000
Harford, Maryland 196 $ 64,050,000 $ 326,785 $ 126,000
San Joaquin, California 193 $ 131,495,000 $ 681,321 $ 206,000
Richmond City, Virginia 185 $ 59,775,000 $ 323,108 $ 125,000
Sarasota, Florida 182 $ 61,530,000 $ 338,076 $ 144,000
Moore, North Carolina 181 $ 60,535,000 $ 334,447 $ 123,000
Cumberland, North Carolina 167 $ 32,485,000 $ 194,520 $ 86,000
Denver, Colorado 165 $ 88,445,000 $ 536,030 $ 170,000
Sussex, Delaware 161 $ 50,145,000 $ 311,459 $ 138,000
Jefferson, Colorado 160 $ 84,540,000 $ 528,375 $ 163,000
Polk, Florida 157 $ 46,375,000 $ 295,382 $ 102,000
Kent, Rhode Island 150 $ 45,370,000 $ 302,466 $ 92,000
Mecklenburg, North Carolina 149 $ 53,555,000 $ 359,429 $ 162,000
Manatee, Florida 146 $ 56,000,000 $ 383,561 $ 157,000
New Castle, Delaware 141 $ 42,595,000 $ 302,092 $ 108,000
Arapahoe, Colorado 140 $ 59,430,000 $ 424,500 $ 117,000
District of Columbia, District Of Columbia 140 $ 73,510,000 $ 525,071 $ 160,000
Fairfield, Ohio 139 $ 38,825,000 $ 279,316 $ 95,000
Brevard, Florida 134 $ 43,220,000 $ 322,537 $ 119,000
Adams, Colorado 133 $ 60,255,000 $ 453,045 $ 134,000
Orange, California 132 $ 96,310,000 $ 729,621 $ 219,000
Pasco, Florida 132 $ 44,020,000 $ 333,484 $ 126,000
Worcester, Maryland 121 $ 42,335,000 $ 349,876 $ 215,000
Twin Falls, Idaho 108 $ 35,080,000 $ 324,814 $ 95,000
Douglas, Colorado 106 $ 58,710,000 $ 553,867 $ 188,000
Licking, Ohio 106 $ 28,480,000 $ 268,679 $ 108,000
Multnomah, Oregon 106 $ 50,680,000 $ 478,113 $ 184,000
Carroll, Maryland 102 $ 36,310,000 $ 355,980 $ 121,000
Howard, Maryland 102 $ 42,030,000 $ 412,058 $ 138,000
Charles, Maryland 99 $ 36,635,000 $ 370,050 $ 111,000
Cuyahoga, Ohio 99 $ 19,045,000 $ 192,373 $ 101,000
Chester, Pennsylvania 97 $ 35,375,000 $ 364,690 $ 151,000
Philadelphia, Pennsylvania 94 $ 27,690,000 $ 294,574 $ 124,000
Guilford, North Carolina 92 $ 20,980,000 $ 228,043 $ 101,000
Montgomery, Ohio 91 $ 16,305,000 $ 179,175 $ 90,000
Hanover, Virginia 91 $ 30,725,000 $ 337,637 $ 121,000
Johnston, North Carolina 90 $ 29,100,000 $ 323,333 $ 94,000
Palm Beach, Florida 86 $ 40,550,000 $ 471,511 $ 224,000
Mohave, Arizona 85 $ 20,605,000 $ 242,411 $ 115,000
Montgomery, Tennessee 81 $ 26,105,000 $ 322,283 $ 87,000
Weld, Colorado 80 $ 33,870,000 $ 423,375 $ 133,000
Atlantic, New Jersey 76 $ 22,160,000 $ 291,578 $ 115,000
Durham, North Carolina 75 $ 25,955,000 $ 346,066 $ 125,000
Lake, Florida 73 $ 30,825,000 $ 422,260 $ 157,000
Albemarle, Virginia 72 $ 23,780,000 $ 330,277 $ 110,000
Spartanburg, South Carolina 71 $ 18,245,000 $ 256,971 $ 89,000
Harnett, North Carolina 70 $ 22,630,000 $ 323,285 $ 105,000
Montgomery, Pennsylvania 70 $ 21,240,000 $ 303,428 $ 125,000
Spotsylvania, Virginia 68 $ 28,220,000 $ 415,000 $ 130,000
Broward, Florida 66 $ 30,720,000 $ 465,454 $ 202,000
Bristol, Massachusetts 65 $ 27,845,000 $ 428,384 $ 120,000
Sacramento, California 62 $ 28,710,000 $ 463,064 $ 123,000
St. Lucie, Florida 62 $ 22,280,000 $ 359,354 $ 118,000
Pinal, Arizona 60 $ 21,600,000 $ 360,000 $ 99,000
Washington, Maryland 59 $ 16,175,000 $ 274,152 $ 90,000
Worcester, Massachusetts 58 $ 20,520,000 $ 353,793 $ 109,000
Forsyth, North Carolina 58 $ 15,550,000 $ 268,103 $ 92,000
Riverside, California 57 $ 28,215,000 $ 495,000 $ 153,000
Routt, Colorado 57 $ 30,875,000 $ 541,666 $ 206,000
Newton, Georgia 56 $ 15,740,000 $ 281,071 $ 97,000
Orange, Florida 55 $ 22,135,000 $ 402,454 $ 142,000
Suffolk, Massachusetts 55 $ 29,195,000 $ 530,818 $ 153,000
Delaware, Pennsylvania 55 $ 15,855,000 $ 288,272 $ 118,000
Stafford, Virginia 55 $ 22,915,000 $ 416,636 $ 122,000
Pickaway, Ohio 54 $ 14,270,000 $ 264,259 $ 99,000
Pueblo, Colorado 53 $ 14,195,000 $ 267,830 $ 66,000
Harris, Texas 53 $ 20,615,000 $ 388,962 $ 176,000
Osceola, Florida 52 $ 20,830,000 $ 400,576 $ 134,000
Plymouth, Massachusetts 52 $ 22,550,000 $ 433,653 $ 126,000
Summit, Ohio 52 $ 8,100,000 $ 155,769 $ 82,000
Houston, Georgia 51 $ 12,065,000 $ 236,568 $ 76,000
Fauquier, Virginia 51 $ 23,185,000 $ 454,607 $ 139,000
Pima, Arizona 50 $ 14,460,000 $ 289,200 $ 143,000
Cecil, Maryland 49 $ 14,405,000 $ 293,979 $ 104,000
Salem, New Jersey 48 $ 9,550,000 $ 198,958 $ 85,000
Davidson, North Carolina 48 $ 9,410,000 $ 196,041 $ 66,000
Louisa, Virginia 48 $ 15,770,000 $ 328,541 $ 115,000
Clark, Ohio 47 $ 7,825,000 $ 166,489 $ 84,000
Miami-Dade, Florida 46 $ 22,260,000 $ 483,913 $ 237,000
Union, North Carolina 46 $ 16,690,000 $ 362,826 $ 115,000
Horry, South Carolina 46 $ 13,320,000 $ 289,565 $ 134,000
Alexandria, Virginia 46 $ 21,540,000 $ 468,260 $ 181,000
Cape May, New Jersey 44 $ 25,590,000 $ 581,590 $ 273,000
Passaic, New Jersey 44 $ 18,560,000 $ 421,818 $ 148,000
Lucas, Ohio 44 $ 7,350,000 $ 167,045 $ 79,000
Bucks, Pennsylvania 43 $ 16,775,000 $ 390,116 $ 141,000
Lancaster, Pennsylvania 43 $ 9,965,000 $ 231,744 $ 96,000
Fredericksburg, Virginia 43 $ 17,455,000 $ 405,930 $ 163,000
Nash, North Carolina 42 $ 10,140,000 $ 241,428 $ 103,000
Denton, Texas 42 $ 15,400,000 $ 366,666 $ 134,000
Queen Anne's, Maryland 41 $ 15,175,000 $ 370,121 $ 139,000
Norfolk, Massachusetts 41 $ 18,125,000 $ 442,073 $ 140,000
Stark, Ohio 41 $ 7,195,000 $ 175,487 $ 77,000
Washington, Rhode Island 41 $ 15,005,000 $ 365,975 $ 137,000
Boulder, Colorado 40 $ 20,910,000 $ 522,750 $ 158,000
Walton, Georgia 40 $ 13,100,000 $ 327,500 $ 109,000
Randolph, North Carolina 40 $ 8,670,000 $ 216,750 $ 86,000
Madison, Ohio 40 $ 10,880,000 $ 272,000 $ 91,000
Union, Ohio 40 $ 12,840,000 $ 321,000 $ 128,000
Larimer, Colorado 39 $ 17,825,000 $ 457,051 $ 147,000
Charlotte, Florida 39 $ 14,195,000 $ 363,974 $ 135,000
Volusia, Florida 39 $ 12,425,000 $ 318,589 $ 114,000
Middlesex, Massachusetts 39 $ 18,835,000 $ 482,948 $ 157,000
Hamilton, Tennessee 39 $ 13,345,000 $ 342,179 $ 118,000
Solano, California 38 $ 20,480,000 $ 538,947 $ 139,000
Cumberland, New Jersey 38 $ 7,920,000 $ 208,421 $ 75,000
Hoke, North Carolina 38 $ 9,090,000 $ 239,210 $ 67,000
Orange, Virginia 38 $ 11,800,000 $ 310,526 $ 114,000
Clackamas, Oregon 37 $ 19,275,000 $ 520,945 $ 178,000
Adams, Pennsylvania 37 $ 9,505,000 $ 256,891 $ 104,000
Powhatan, Virginia 37 $ 13,225,000 $ 357,432 $ 111,000
Franklin, North Carolina 36 $ 11,730,000 $ 325,833 $ 98,000
Arlington, Virginia 36 $ 22,490,000 $ 624,722 $ 283,000
Charlottesville, Virginia 35 $ 12,205,000 $ 348,714 $ 131,000
Pulaski, Arkansas 34 $ 7,400,000 $ 217,647 $ 72,000
Moffat, Colorado 34 $ 7,320,000 $ 215,294 $ 79,000
Lee, Florida 33 $ 10,545,000 $ 319,545 $ 110,000
Charleston, South Carolina 32 $ 18,310,000 $ 572,187 $ 210,000
Fulton, Georgia 31 $ 10,355,000 $ 334,032 $ 120,000
Washington, Oregon 30 $ 13,180,000 $ 439,333 $ 139,000
Knox, Tennessee 30 $ 9,360,000 $ 312,000 $ 109,000
Williamson, Texas 30 $ 12,710,000 $ 423,666 $ 167,000
Culpeper, Virginia 30 $ 11,570,000 $ 385,666 $ 131,000
Kitsap, Washington 30 $ 13,020,000 $ 434,000 $ 132,000
Stanislaus, California 29 $ 12,675,000 $ 437,068 $ 110,000
New London, Connecticut 29 $ 7,355,000 $ 253,620 $ 73,000
Calvert, Maryland 29 $ 11,025,000 $ 380,172 $ 161,000
Davidson, Tennessee 29 $ 12,855,000 $ 443,275 $ 188,000
Fluvanna, Virginia 29 $ 7,635,000 $ 263,275 $ 92,000
Frederick, Virginia 28 $ 9,620,000 $ 343,571 $ 107,000
Baldwin, Alabama 27 $ 7,815,000 $ 289,444 $ 93,000
Hernando, Florida 27 $ 6,695,000 $ 247,962 $ 98,000
Washoe, Nevada 27 $ 11,135,000 $ 412,407 $ 155,000
Iredell, North Carolina 27 $ 10,435,000 $ 386,481 $ 153,000
Waynesboro, Virginia 27 $ 6,325,000 $ 234,259 $ 73,000
Santa Clara, California 26 $ 26,100,000 $ 1,003,846 $ 297,000
Seminole, Florida 26 $ 9,000,000 $ 346,153 $ 118,000
Berks, Pennsylvania 26 $ 6,490,000 $ 249,615 $ 107,000
Tarrant, Texas 26 $ 7,880,000 $ 303,076 $ 170,000
Goochland, Virginia 26 $ 12,500,000 $ 480,769 $ 218,000
Manassas, Virginia 26 $ 10,170,000 $ 391,153 $ 103,000
San Diego, California 25 $ 15,605,000 $ 624,200 $ 183,000
Cherokee, Georgia 25 $ 8,605,000 $ 344,200 $ 110,000
Miami, Ohio 25 $ 6,335,000 $ 253,400 $ 93,000
Duval, Florida 24 $ 8,230,000 $ 342,916 $ 409,000
DeKalb, Georgia 24 $ 6,800,000 $ 283,333 $ 103,000
Alamance, North Carolina 24 $ 7,380,000 $ 307,500 $ 95,000
Richmond, North Carolina 24 $ 3,500,000 $ 145,833 $ 65,000
Franklin, Pennsylvania 24 $ 5,800,000 $ 241,666 $ 82,000
Petersburg, Virginia 24 $ 4,570,000 $ 190,416 $ 61,000
Thurston, Washington 24 $ 9,950,000 $ 414,583 $ 122,000
Coweta, Georgia 23 $ 7,635,000 $ 331,956 $ 142,000
Champaign, Ohio 23 $ 4,805,000 $ 208,913 $ 91,000
Greene, Ohio 23 $ 6,005,000 $ 261,086 $ 114,000
Knox, Ohio 23 $ 5,995,000 $ 260,652 $ 119,000
Marion, Ohio 23 $ 3,925,000 $ 170,652 $ 67,000
Dauphin, Pennsylvania 23 $ 4,595,000 $ 199,782 $ 73,000
Greene, Virginia 23 $ 7,815,000 $ 339,782 $ 129,000
New Kent, Virginia 23 $ 8,425,000 $ 366,304 $ 131,000
Clark, Washington 23 $ 9,615,000 $ 418,043 $ 139,000
Orange, North Carolina 22 $ 7,500,000 $ 340,909 $ 101,000
Cumberland, Pennsylvania 22 $ 4,280,000 $ 194,545 $ 85,000
Berkeley, West Virginia 22 $ 6,590,000 $ 299,545 $ 120,000
Harrison, West Virginia 22 $ 4,430,000 $ 201,363 $ 90,000
Marion, Florida 21 $ 5,985,000 $ 285,000 $ 124,000
Bexar, Texas 21 $ 6,915,000 $ 329,285 $ 130,000
Henry, Georgia 20 $ 6,360,000 $ 318,000 $ 116,000
Jasper, Georgia 20 $ 6,090,000 $ 304,500 $ 97,000
Orleans, Louisiana 20 $ 6,120,000 $ 306,000 $ 140,000
Wicomico, Maryland 20 $ 3,840,000 $ 192,000 $ 93,000
Gaston, North Carolina 20 $ 6,160,000 $ 308,000 $ 95,000
Augusta, Virginia 20 $ 5,490,000 $ 274,500 $ 107,000
Warren, Virginia 20 $ 7,090,000 $ 354,500 $ 144,000
Monongalia, West Virginia 20 $ 4,830,000 $ 241,500 $ 146,000
Apache, Arizona 19 $ 4,235,000 $ 222,894 $ 90,000
Martin, Florida 19 $ 5,785,000 $ 304,473 $ 114,000
Middlesex, New Jersey 19 $ 6,685,000 $ 351,842 $ 99,000
Wilson, North Carolina 19 $ 3,715,000 $ 195,526 $ 86,000
Williamson, Tennessee 19 $ 9,195,000 $ 483,947 $ 165,000
Colonial Heights, Virginia 19 $ 4,675,000 $ 246,052 $ 89,000
Hopewell, Virginia 19 $ 3,605,000 $ 189,736 $ 50,000
Mobile, Alabama 18 $ 3,960,000 $ 220,000 $ 74,000
Teller, Colorado 18 $ 6,020,000 $ 334,444 $ 100,000
St. Johns, Florida 18 $ 6,960,000 $ 386,666 $ 147,000
St. Mary's, Maryland 18 $ 5,240,000 $ 291,111 $ 73,000
Mercer, New Jersey 18 $ 4,890,000 $ 271,666 $ 109,000
Carbon, Pennsylvania 18 $ 4,450,000 $ 247,222 $ 163,000
Collin, Texas 18 $ 8,930,000 $ 496,111 $ 152,000
Comal, Texas 18 $ 12,680,000 $ 704,444 $ 245,000
Staunton, Virginia 18 $ 4,390,000 $ 243,888 $ 102,000
Skagit, Washington 18 $ 7,720,000 $ 428,888 $ 91,000
Broomfield, Colorado 17 $ 8,355,000 $ 491,470 $ 127,000
Windham, Connecticut 17 $ 4,545,000 $ 267,352 $ 96,000
Flagler, Florida 17 $ 5,255,000 $ 309,117 $ 121,000
Gwinnett, Georgia 17 $ 5,745,000 $ 337,941 $ 114,000
Bryan, Oklahoma 17 $ 4,255,000 $ 250,294 $ 98,000
Beaufort, South Carolina 17 $ 6,505,000 $ 382,647 $ 138,000
Contra Costa, California 16 $ 10,690,000 $ 668,125 $ 155,000
Jerome, Idaho 16 $ 5,130,000 $ 320,625 $ 88,000
Clark, Nevada 16 $ 5,910,000 $ 369,375 $ 140,000
Onslow, North Carolina 16 $ 3,940,000 $ 246,250 $ 93,000
Fayette, Ohio 16 $ 3,040,000 $ 190,000 $ 66,000
Morrow, Ohio 16 $ 3,550,000 $ 221,875 $ 78,000
Wood, Ohio 16 $ 4,040,000 $ 252,500 $ 121,000
Berkeley, South Carolina 16 $ 6,320,000 $ 395,000 $ 127,000
York, South Carolina 16 $ 5,210,000 $ 325,625 $ 112,000
King William, Virginia 16 $ 4,680,000 $ 292,500 $ 106,000
Shenandoah, Virginia 16 $ 3,980,000 $ 248,750 $ 175,000
Whatcom, Washington 16 $ 6,300,000 $ 393,750 $ 170,000
Collier, Florida 15 $ 6,195,000 $ 413,000 $ 158,000
DeSoto, Florida 15 $ 3,815,000 $ 254,333 $ 80,000
Jefferson, Louisiana 15 $ 3,595,000 $ 239,666 $ 78,000
Barnstable, Massachusetts 15 $ 6,555,000 $ 437,000 $ 137,000
Essex, New Jersey 15 $ 6,115,000 $ 407,666 $ 116,000
Hamilton, Ohio 15 $ 3,615,000 $ 241,000 $ 99,000
Lorain, Ohio 15 $ 3,615,000 $ 241,000 $ 102,000
Newport, Rhode Island 15 $ 6,285,000 $ 419,000 $ 177,000
Greenville, South Carolina 15 $ 4,255,000 $ 283,666 $ 99,000
Lancaster, South Carolina 15 $ 4,965,000 $ 331,000 $ 116,000
Aransas, Texas 15 $ 4,525,000 $ 301,666 $ 157,000
Grayson, Texas 15 $ 6,265,000 $ 417,666 $ 175,000
Travis, Texas 15 $ 8,385,000 $ 559,000 $ 199,000
Lynchburg, Virginia 15 $ 3,265,000 $ 217,666 $ 74,000
Prince George, Virginia 15 $ 4,555,000 $ 303,666 $ 84,000
Rockdale, Georgia 14 $ 3,400,000 $ 242,857 $ 85,000
Bergen, New Jersey 14 $ 6,850,000 $ 489,285 $ 120,000
Stokes, North Carolina 14 $ 3,000,000 $ 214,285 $ 79,000
Tuscarawas, Ohio 14 $ 2,450,000 $ 175,000 $ 57,000
Luzerne, Pennsylvania 14 $ 2,510,000 $ 179,285 $ 95,000
Dinwiddie, Virginia 14 $ 3,540,000 $ 252,857 $ 76,000
Grays Harbor, Washington 14 $ 3,690,000 $ 263,571 $ 109,000
Ventura, California 13 $ 8,095,000 $ 622,692 $ 167,000
Citrus, Florida 13 $ 3,005,000 $ 231,153 $ 84,000
Clayton, Georgia 13 $ 2,955,000 $ 227,307 $ 63,000
Cobb, Georgia 13 $ 4,085,000 $ 314,230 $ 103,000
Pickens, Georgia 13 $ 3,755,000 $ 288,846 $ 113,000
Caroline, Maryland 13 $ 3,265,000 $ 251,153 $ 93,000
Dorchester, Maryland 13 $ 3,325,000 $ 255,769 $ 83,000
Ocean, New Jersey 13 $ 6,135,000 $ 471,923 $ 169,000
Somerset, New Jersey 13 $ 5,425,000 $ 417,307 $ 173,000
Wayne, North Carolina 13 $ 2,945,000 $ 226,538 $ 68,000
Butler, Ohio 13 $ 3,815,000 $ 293,461 $ 98,000
Hocking, Ohio 13 $ 2,435,000 $ 187,307 $ 97,000
Lake, Ohio 13 $ 2,405,000 $ 185,000 $ 98,000
Muskingum, Ohio 13 $ 2,615,000 $ 201,153 $ 88,000
Monroe, Pennsylvania 13 $ 2,895,000 $ 222,692 $ 98,000
Island, Washington 13 $ 7,855,000 $ 604,230 $ 213,000
Saline, Arkansas 12 $ 3,720,000 $ 310,000 $ 87,000
Okaloosa, Florida 12 $ 4,410,000 $ 367,500 $ 106,000
Allen, Indiana 12 $ 2,150,000 $ 179,166 $ 53,000
Talbot, Maryland 12 $ 3,860,000 $ 321,666 $ 72,000
Sampson, North Carolina 12 $ 2,450,000 $ 204,166 $ 71,000
Richland, Ohio 12 $ 2,760,000 $ 230,000 $ 88,000
Ross, Ohio 12 $ 2,200,000 $ 183,333 $ 87,000
Sevier, Tennessee 12 $ 6,100,000 $ 508,333 $ 243,000
Hampton, Virginia 12 $ 3,010,000 $ 250,833 $ 78,000
Westmoreland, Virginia 12 $ 3,860,000 $ 321,666 $ 123,000
New Haven, Connecticut 11 $ 3,135,000 $ 285,000 $ 110,000
Clay, Florida 11 $ 3,545,000 $ 322,272 $ 107,000
Spalding, Georgia 11 $ 2,235,000 $ 203,181 $ 78,000
Canyon, Idaho 11 $ 3,415,000 $ 310,454 $ 93,000
Cassia, Idaho 11 $ 3,405,000 $ 309,545 $ 83,000
Cook, Illinois 11 $ 2,415,000 $ 219,545 $ 110,000
Christian, Kentucky 11 $ 2,305,000 $ 209,545 $ 109,000
Brunswick, North Carolina 11 $ 3,505,000 $ 318,636 $ 108,000
Cabarrus, North Carolina 11 $ 3,475,000 $ 315,909 $ 102,000
Rowan, North Carolina 11 $ 2,505,000 $ 227,727 $ 90,000
Logan, Ohio 11 $ 1,905,000 $ 173,181 $ 68,000
Medina, Ohio 11 $ 2,805,000 $ 255,000 $ 80,000
Bristol, Rhode Island 11 $ 4,165,000 $ 378,636 $ 124,000
Caroline, Virginia 11 $ 3,105,000 $ 282,272 $ 79,000
Grant, Washington 11 $ 2,825,000 $ 256,818 $ 91,000
Placer, California 10 $ 4,870,000 $ 487,000 $ 128,000
Gilmer, Georgia 10 $ 2,590,000 $ 259,000 $ 90,000
Peach, Georgia 10 $ 2,280,000 $ 228,000 $ 83,000
Gooding, Idaho 10 $ 3,010,000 $ 301,000 $ 125,000
Essex, Massachusetts 10 $ 4,280,000 $ 428,000 $ 107,000
Cleveland, North Carolina 10 $ 2,290,000 $ 229,000 $ 75,000
New Hanover, North Carolina 10 $ 4,760,000 $ 476,000 $ 360,000
Perry, Ohio 10 $ 2,160,000 $ 216,000 $ 106,000
Bell, Texas 10 $ 2,700,000 $ 270,000 $ 106,000
Kaufman, Texas 10 $ 3,010,000 $ 301,000 $ 207,000
Salt Lake, Utah 10 $ 3,740,000 $ 374,000 $ 122,000
Newport News, Virginia 10 $ 2,040,000 $ 204,000 $ 60,000
Winchester, Virginia 10 $ 2,930,000 $ 293,000 $ 62,000
Mason, Washington 10 $ 3,490,000 $ 349,000 $ 115,000
Wood, West Virginia 10 $ 1,800,000 $ 180,000 $ 95,000
Coconino, Arizona 9 $ 4,095,000 $ 455,000 $ 145,000
Navajo, Arizona 9 $ 3,175,000 $ 352,777 $ 101,000
Alameda, California 9 $ 5,185,000 $ 576,111 $ 147,000
Marin, California 9 $ 6,055,000 $ 672,777 $ 235,000
Bay, Florida 9 $ 3,095,000 $ 343,888 $ 145,000
Highlands, Florida 9 $ 1,945,000 $ 216,111 $ 65,000
Indian River, Florida 9 $ 2,695,000 $ 299,444 $ 141,000
Santa Rosa, Florida 9 $ 3,335,000 $ 370,555 $ 129,000
Edgecombe, North Carolina 9 $ 1,355,000 $ 150,555 $ 57,000
Lincoln, North Carolina 9 $ 3,505,000 $ 389,444 $ 131,000
Allegheny, Pennsylvania 9 $ 2,215,000 $ 246,111 $ 80,000
Dallas, Texas 9 $ 2,605,000 $ 289,444 $ 134,000
Amelia, Virginia 9 $ 2,285,000 $ 253,888 $ 89,000
Lancaster, Virginia 9 $ 3,355,000 $ 372,777 $ 135,000
Page, Virginia 9 $ 2,225,000 $ 247,222 $ 137,000
Virginia Beach, Virginia 9 $ 5,755,000 $ 639,444 $ 167,000
Jefferson, Alabama 8 $ 2,080,000 $ 260,000 $ 78,000
El Dorado, California 8 $ 3,850,000 $ 481,250 $ 159,000
Monroe, Florida 8 $ 5,160,000 $ 645,000 $ 227,000
Jackson, Georgia 8 $ 3,060,000 $ 382,500 $ 150,000
Marion, Indiana 8 $ 1,170,000 $ 146,250 $ 169,000
St. Tammany, Louisiana 8 $ 2,080,000 $ 260,000 $ 82,000
Kent, Maryland 8 $ 2,280,000 $ 285,000 $ 94,000
Rockingham, North Carolina 8 $ 1,950,000 $ 243,750 $ 87,000
Tulsa, Oklahoma 8 $ 1,950,000 $ 243,750 $ 219,000
Anderson, South Carolina 8 $ 1,910,000 $ 238,750 $ 103,000
Dorchester, South Carolina 8 $ 2,360,000 $ 295,000 $ 95,000
Rutherford, Tennessee 8 $ 2,790,000 $ 348,750 $ 83,000
Montgomery, Texas 8 $ 2,480,000 $ 310,000 $ 97,000
James City, Virginia 8 $ 3,230,000 $ 403,750 $ 120,000
Rockingham, Virginia 8 $ 2,400,000 $ 300,000 $ 146,000
Spokane, Washington 8 $ 2,740,000 $ 342,500 $ 116,000
Randolph, West Virginia 8 $ 1,220,000 $ 152,500 $ 73,000
Madison, Alabama 7 $ 1,975,000 $ 282,142 $ 99,000
Gila, Arizona 7 $ 2,145,000 $ 306,428 $ 115,000
Faulkner, Arkansas 7 $ 1,475,000 $ 210,714 $ 57,000
Delta, Colorado 7 $ 1,455,000 $ 207,857 $ 69,000
Fremont, Colorado 7 $ 2,095,000 $ 299,285 $ 84,000
Park, Colorado 7 $ 3,955,000 $ 565,000 $ 208,000
Leon, Florida 7 $ 1,535,000 $ 219,285 $ 78,000
Fayette, Georgia 7 $ 2,705,000 $ 386,428 $ 144,000
Jefferson, Kentucky 7 $ 1,025,000 $ 146,428 $ 180,000
Lyon, Nevada 7 $ 2,355,000 $ 336,428 $ 87,000
Monmouth, New Jersey 7 $ 3,605,000 $ 515,000 $ 303,000
Morris, New Jersey 7 $ 3,785,000 $ 540,714 $ 179,000
Granville, North Carolina 7 $ 2,565,000 $ 366,428 $ 94,000
Lee, North Carolina 7 $ 2,255,000 $ 322,142 $ 124,000
Wilkes, North Carolina 7 $ 1,585,000 $ 226,428 $ 92,000
Coshocton, Ohio 7 $ 1,475,000 $ 210,714 $ 76,000
Mahoning, Ohio 7 $ 1,375,000 $ 196,428 $ 131,000
Lebanon, Pennsylvania 7 $ 1,445,000 $ 206,428 $ 86,000
Lehigh, Pennsylvania 7 $ 2,165,000 $ 309,285 $ 135,000
Pike, Pennsylvania 7 $ 1,305,000 $ 186,428 $ 105,000
Schuylkill, Pennsylvania 7 $ 1,455,000 $ 207,857 $ 129,000
Shelby, Tennessee 7 $ 2,315,000 $ 330,714 $ 80,000
El Paso, Texas 7 $ 1,185,000 $ 169,285 $ 64,000
Johnson, Texas 7 $ 2,435,000 $ 347,857 $ 126,000
Washington, Texas 7 $ 1,325,000 $ 189,285 $ 78,000
Clarke, Virginia 7 $ 3,515,000 $ 502,142 $ 144,000
Gloucester, Virginia 7 $ 2,465,000 $ 352,142 $ 91,000
Middlesex, Virginia 7 $ 2,605,000 $ 372,142 $ 192,000
Clarke, Alabama 6 $ 1,100,000 $ 183,333 $ 68,000
Kern, California 6 $ 2,420,000 $ 403,333 $ 160,000
Merced, California 6 $ 1,540,000 $ 256,666 $ 86,000
Elbert, Colorado 6 $ 2,940,000 $ 490,000 $ 310,000
Morgan, Colorado 6 $ 1,620,000 $ 270,000 $ 80,000
Hartford, Connecticut 6 $ 1,630,000 $ 271,666 $ 87,000
Sumter, Florida 6 $ 1,420,000 $ 236,666 $ 95,000
Barrow, Georgia 6 $ 2,020,000 $ 336,666 $ 100,000
Bibb, Georgia 6 $ 850,000 $ 141,666 $ 68,000
Butts, Georgia 6 $ 1,160,000 $ 193,333 $ 75,000
Forsyth, Georgia 6 $ 2,660,000 $ 443,333 $ 130,000
Will, Illinois 6 $ 1,340,000 $ 223,333 $ 94,000
Hudson, New Jersey 6 $ 2,450,000 $ 408,333 $ 103,000
Hunterdon, New Jersey 6 $ 1,610,000 $ 268,333 $ 70,000
Union, New Jersey 6 $ 1,720,000 $ 286,666 $ 121,000
Pitt, North Carolina 6 $ 1,100,000 $ 183,333 $ 73,000
Robeson, North Carolina 6 $ 1,250,000 $ 208,333 $ 49,000
Athens, Ohio 6 $ 1,500,000 $ 250,000 $ 107,000
Morgan, Ohio 6 $ 1,030,000 $ 171,666 $ 80,000
Portage, Ohio 6 $ 1,260,000 $ 210,000 $ 72,000
Warren, Ohio 6 $ 1,760,000 $ 293,333 $ 95,000
Tillamook, Oregon 6 $ 2,350,000 $ 391,666 $ 161,000
Lackawanna, Pennsylvania 6 $ 1,050,000 $ 175,000 $ 131,000
Northampton, Pennsylvania 6 $ 1,870,000 $ 311,666 $ 125,000
Pickens, South Carolina 6 $ 1,290,000 $ 215,000 $ 225,000
Blount, Tennessee 6 $ 1,530,000 $ 255,000 $ 112,000
Robertson, Tennessee 6 $ 2,060,000 $ 343,333 $ 87,000
Fort Bend, Texas 6 $ 2,310,000 $ 385,000 $ 161,000
Rockwall, Texas 6 $ 4,090,000 $ 681,666 $ 336,000
Essex, Virginia 6 $ 1,710,000 $ 285,000 $ 146,000
Madison, Virginia 6 $ 2,090,000 $ 348,333 $ 199,000
Manassas Park, Virginia 6 $ 2,330,000 $ 388,333 $ 87,000
Nelson, Virginia 6 $ 1,680,000 $ 280,000 $ 89,000
Norfolk, Virginia 6 $ 1,720,000 $ 286,666 $ 273,000
Marion, West Virginia 6 $ 1,160,000 $ 193,333 $ 73,000
Shelby, Alabama 5 $ 1,085,000 $ 217,000 $ 265,000
Calaveras, California 5 $ 1,815,000 $ 363,000 $ 110,000
Escambia, Florida 5 $ 1,215,000 $ 243,000 $ 75,000
Catoosa, Georgia 5 $ 1,275,000 $ 255,000 $ 93,000
Fannin, Georgia 5 $ 1,345,000 $ 269,000 $ 183,000
Hall, Georgia 5 $ 1,885,000 $ 377,000 $ 134,000
Morgan, Georgia 5 $ 1,685,000 $ 337,000 $ 152,000
Paulding, Georgia 5 $ 1,865,000 $ 373,000 $ 118,000
Putnam, Georgia 5 $ 1,085,000 $ 217,000 $ 87,000
Ada, Idaho 5 $ 2,505,000 $ 501,000 $ 129,000
Kootenai, Idaho 5 $ 2,115,000 $ 423,000 $ 132,000
Lincoln, Idaho 5 $ 1,235,000 $ 247,000 $ 63,000
Polk, Iowa 5 $ 1,365,000 $ 273,000 $ 139,000
Douglas, Nebraska 5 $ 1,085,000 $ 217,000 $ 128,000
Hillsborough, New Hampshire 5 $ 1,465,000 $ 293,000 $ 97,000
Craven, North Carolina 5 $ 1,145,000 $ 229,000 $ 84,000
Currituck, North Carolina 5 $ 2,195,000 $ 439,000 $ 143,000
Dare, North Carolina 5 $ 1,925,000 $ 385,000 $ 219,000
Henderson, North Carolina 5 $ 1,195,000 $ 239,000 $ 139,000
Montgomery, North Carolina 5 $ 1,545,000 $ 309,000 $ 108,000
Scioto, Ohio 5 $ 655,000 $ 131,000 $ 42,000
Deschutes, Oregon 5 $ 2,035,000 $ 407,000 $ 172,000
Marion, Oregon 5 $ 1,655,000 $ 331,000 $ 93,000
Columbia, Pennsylvania 5 $ 845,000 $ 169,000 $ 101,000
Richland, South Carolina 5 $ 1,155,000 $ 231,000 $ 81,000
Bradley, Tennessee 5 $ 995,000 $ 199,000 $ 71,000
Dickson, Tennessee 5 $ 1,345,000 $ 269,000 $ 76,000
Sumner, Tennessee 5 $ 2,515,000 $ 503,000 $ 186,000
Ellis, Texas 5 $ 1,975,000 $ 395,000 $ 138,000
Accomack, Virginia 5 $ 905,000 $ 181,000 $ 92,000
Fairfax City, Virginia 5 $ 2,595,000 $ 519,000 $ 132,000
Benton, Washington 5 $ 1,815,000 $ 363,000 $ 100,000
Kittitas, Washington 5 $ 2,645,000 $ 529,000 $ 244,000
Pacific, Washington 5 $ 1,925,000 $ 385,000 $ 98,000
Yakima, Washington 5 $ 2,475,000 $ 495,000 $ 120,000
Montgomery, Alabama 4 $ 660,000 $ 165,000 $ 72,000
Johnson, Arkansas 4 $ 630,000 $ 157,500 $ 34,000
Nevada, California 4 $ 1,820,000 $ 455,000 $ 141,000
Tuolumne, California 4 $ 1,710,000 $ 427,500 $ 137,000
Clear Creek, Colorado 4 $ 1,640,000 $ 410,000 $ 183,000
Grand, Colorado 4 $ 2,310,000 $ 577,500 $ 209,000
Las Animas, Colorado 4 $ 860,000 $ 215,000 $ 51,000
Levy, Florida 4 $ 780,000 $ 195,000 $ 108,000
Walton, Florida 4 $ 1,720,000 $ 430,000 $ 177,000
Bryan, Georgia 4 $ 1,330,000 $ 332,500 $ 112,000
Columbia, Georgia 4 $ 800,000 $ 200,000 $ 82,000
Douglas, Georgia 4 $ 1,530,000 $ 382,500 $ 126,000
Monroe, Georgia 4 $ 1,270,000 $ 317,500 $ 122,000
Muscogee, Georgia 4 $ 550,000 $ 137,500 $ 91,000
DuPage, Illinois 4 $ 1,230,000 $ 307,500 $ 134,000
Kane, Illinois 4 $ 1,210,000 $ 302,500 $ 132,000
Hamilton, Indiana 4 $ 1,600,000 $ 400,000 $ 151,000
Allegany, Maryland 4 $ 790,000 $ 197,500 $ 62,000
Monroe, Michigan 4 $ 580,000 $ 145,000 $ 92,000
Hancock, Mississippi 4 $ 300,000 $ 75,000 $ 218,000
Grafton, New Hampshire 4 $ 870,000 $ 217,500 $ 170,000
Warren, New Jersey 4 $ 1,060,000 $ 265,000 $ 112,000
Buncombe, North Carolina 4 $ 2,130,000 $ 532,500 $ 333,000
Carteret, North Carolina 4 $ 650,000 $ 162,500 $ 125,000
Chatham, North Carolina 4 $ 1,050,000 $ 262,500 $ 144,000
Person, North Carolina 4 $ 760,000 $ 190,000 $ 46,000
Scotland, North Carolina 4 $ 750,000 $ 187,500 $ 62,000
Surry, North Carolina 4 $ 560,000 $ 140,000 $ 67,000
Yadkin, North Carolina 4 $ 630,000 $ 157,500 $ 91,000
Washington, Ohio 4 $ 830,000 $ 207,500 $ 68,000
Osage, Oklahoma 4 $ 1,210,000 $ 302,500 $ 112,000
Jackson, Oregon 4 $ 1,020,000 $ 255,000 $ 124,000
Yamhill, Oregon 4 $ 1,420,000 $ 355,000 $ 107,000
Wayne, Pennsylvania 4 $ 920,000 $ 230,000 $ 256,000
Georgetown, South Carolina 4 $ 1,330,000 $ 332,500 $ 132,000
Anderson, Tennessee 4 $ 1,110,000 $ 277,500 $ 106,000
Cumberland, Tennessee 4 $ 870,000 $ 217,500 $ 101,000
Humphreys, Tennessee 4 $ 640,000 $ 160,000 $ 45,000
Burleson, Texas 4 $ 740,000 $ 185,000 $ 89,000
Coryell, Texas 4 $ 720,000 $ 180,000 $ 74,000
Hays, Texas 4 $ 1,770,000 $ 442,500 $ 134,000
Utah, Utah 4 $ 1,530,000 $ 382,500 $ 116,000
Appomattox, Virginia 4 $ 980,000 $ 245,000 $ 73,000
Northampton, Virginia 4 $ 1,770,000 $ 442,500 $ 202,000
Nottoway, Virginia 4 $ 830,000 $ 207,500 $ 75,000
Prince Edward, Virginia 4 $ 670,000 $ 167,500 $ 52,000
Roanoke, Virginia 4 $ 1,200,000 $ 300,000 $ 127,000
Lewis, Washington 4 $ 1,640,000 $ 410,000 $ 108,000
Jefferson, West Virginia 4 $ 1,020,000 $ 255,000 $ 109,000
Calhoun, Alabama 3 $ 485,000 $ 161,666 $ 39,000
Tuscaloosa, Alabama 3 $ 805,000 $ 268,333 $ 68,000
Fresno, California 3 $ 695,000 $ 231,666 $ 77,000
Madera, California 3 $ 985,000 $ 328,333 $ 165,000
Page:

Mortgage Loan Application Detail Totals for NFM, Inc in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 22,584 $8,272,910,000 $366,000 $3,005,000 $128,000 $4,901,000
Cash-out Refinancing 2,206 $697,740,000 $316,000 $3,205,000 $120,000 $2,586,000
Refinancing 1,078 $360,810,000 $334,000 $3,005,000 $126,000 $2,397,000
Not Applicable 1 $195,000 $195,000 $195,000 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 16,226 $5,845,140,000 $360,000 $3,005,000 $131,000 $4,009,000
Hispanic 3,481 $1,191,335,000 $342,000 $3,205,000 $102,000 $2,169,000
Black or African American 2,680 $856,400,000 $319,000 $1,995,000 $102,000 $2,286,000
Not Provided 1,702 $609,000,000 $357,000 $2,875,000 $140,000 $1,952,000
Asian 1,492 $723,820,000 $485,000 $2,775,000 $167,000 $4,901,000
Native Hawaiian or Other Pacific Islander 168 $66,890,000 $398,000 $1,025,000 $145,000 $1,352,000
American Indian or Alaskan Native 110 $34,780,000 $316,000 $805,000 $98,000 $221,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 18,058 $6,720,900,000 $372,000 $3,205,000 $141,000 $4,901,000
FHA-insured (Federal Housing Administration) 5,443 $1,658,505,000 $304,000 $1,325,000 $87,000 $428,000
VA-guaranteed (Veterans Administration) 2,201 $912,895,000 $414,000 $1,605,000 $110,000 $674,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 167 $39,355,000 $235,000 $475,000 $72,000 $142,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 19,503 $6,988,795,000 $358,000 $3,205,000 $126,000 $2,704,000
Application Withdrawn By Applicant 4,730 $1,778,880,000 $376,000 $3,005,000 $135,000 $4,009,000
File Closed For Incompleteness 888 $325,090,000 $366,000 $1,875,000 $136,000 $4,901,000
Application Denied By Financial Institution 591 $185,235,000 $313,000 $2,065,000 $87,000 $654,000
Application Approved But Not Accepted 112 $37,600,000 $335,000 $1,305,000 $120,000 $650,000
Loan Purchased By The Institution 45 $16,055,000 $356,000 $875,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 25,278 $9,146,420,000 $361,000 $3,205,000 $128,000 $4,901,000
Debt-To-Income Ratio 220 $73,680,000 $334,000 $2,065,000 $77,000 $471,000
Credit History 93 $24,495,000 $263,000 $625,000 $92,000 $417,000
Collateral 86 $26,150,000 $304,000 $1,125,000 $107,000 $366,000
Unverifiable Information 72 $25,160,000 $349,000 $1,615,000 $78,000 $628,000
Insufficient Cash (Downpayment, Closing Cost) 55 $17,245,000 $313,000 $745,000 $117,000 $654,000
Employment History 50 $14,190,000 $283,000 $585,000 $62,000 $182,000
Other 14 $4,100,000 $292,000 $545,000 $93,000 $288,000
Credit Application Incomplete 1 $215,000 $215,000 $215,000 $299,000 $299,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into NFM, Inc's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess NFM, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet with aggregated HMDA statistics today.

Download the Maryland Lender List