Nova Financial & Investment Corporation 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nova Financial & Investment Corporation 6245 E. Broadway Blvd., Suite 400 Tucson, AZ 85711 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 34,732 |
| Total Mortgage Loan Application Amount | $9,545,440,000 |
| Average Mortgage Loan Application Amount | $270,333 |
| Highest Mortgage Loan Application Amount | $2,905,000 |
| Average Applicant Income | $105,333 |
| Highest Applicant Income | $6,307,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Nova Financial & Investment Corporation. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nova Financial & Investment Corporation's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Nova Financial & Investment Corporation's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nova Financial & Investment Corporation serves its applicants.
Each category highlights the total number of mortgage applications processed by Nova Financial & Investment Corporation, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nova Financial & Investment Corporation's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pima County Arizona | 10,913 | $ 2,512,115,000 | $ 230,000 | $ 99,000 |
| Maricopa County Arizona | 8,911 | $ 2,669,765,000 | $ 299,000 | $ 103,000 |
| Yuma County Arizona | 2,365 | $ 446,525,000 | $ 188,000 | $ 78,000 |
| Pinal County Arizona | 1,528 | $ 358,170,000 | $ 234,000 | $ 81,000 |
| Clark County Nevada | 1,512 | $ 439,270,000 | $ 290,000 | $ 101,000 |
| Cochise County Arizona | 1,301 | $ 264,345,000 | $ 203,000 | $ 86,000 |
| Arapahoe County Colorado | 649 | $ 225,655,000 | $ 347,000 | $ 130,000 |
| San Diego County California | 626 | $ 351,270,000 | $ 561,000 | $ 209,000 |
| Denver County Colorado | 595 | $ 247,965,000 | $ 416,000 | $ 163,000 |
| Jefferson County Colorado | 585 | $ 231,755,000 | $ 396,000 | $ 136,000 |
| Douglas County Colorado | 536 | $ 228,970,000 | $ 427,000 | $ 158,000 |
| Adams County Colorado | 352 | $ 117,760,000 | $ 334,000 | $ 116,000 |
| Mohave County Arizona | 329 | $ 67,005,000 | $ 203,000 | $ 91,000 |
| Yavapai County Arizona | 272 | $ 76,550,000 | $ 281,000 | $ 112,000 |
| Coconino County Arizona | 233 | $ 81,175,000 | $ 348,000 | $ 149,000 |
| Santa Cruz County Arizona | 179 | $ 36,135,000 | $ 201,000 | $ 83,000 |
| El Paso County Colorado | 165 | $ 50,685,000 | $ 307,000 | $ 106,000 |
| Graham County Arizona | 145 | $ 29,155,000 | $ 201,000 | $ 72,000 |
| Boulder County Colorado | 127 | $ 54,795,000 | $ 431,000 | $ 170,000 |
| Navajo County Arizona | 121 | $ 28,375,000 | $ 234,000 | $ 122,000 |
| Weld County Colorado | 119 | $ 39,325,000 | $ 330,000 | $ 110,000 |
| Los Angeles County California | 102 | $ 52,490,000 | $ 514,000 | $ 200,000 |
| La Paz County Arizona | 100 | $ 18,780,000 | $ 187,000 | $ 115,000 |
| Larimer County Colorado | 87 | $ 31,625,000 | $ 363,000 | $ 142,000 |
| Harris County Texas | 64 | $ 16,040,000 | $ 250,000 | $ 99,000 |
| Gila County Arizona | 62 | $ 15,060,000 | $ 242,000 | $ 120,000 |
| Riverside County California | 49 | $ 15,825,000 | $ 322,000 | $ 165,000 |
| Orange County California | 42 | $ 24,810,000 | $ 590,000 | $ 222,000 |
| Elbert County Colorado | 40 | $ 17,340,000 | $ 433,000 | $ 135,000 |
| Broomfield County Colorado | 39 | $ 15,585,000 | $ 399,000 | $ 137,000 |
| Marion County Indiana | 37 | $ 10,255,000 | $ 277,000 | $ 127,000 |
| San Bernardino County California | 31 | $ 9,265,000 | $ 298,000 | $ 130,000 |
| Grand County Colorado | 28 | $ 11,030,000 | $ 393,000 | $ 237,000 |
| Summit County Colorado | 28 | $ 14,590,000 | $ 521,000 | $ 245,000 |
| Apache County Arizona | 26 | $ 6,390,000 | $ 245,000 | $ 161,000 |
| Eagle County Colorado | 24 | $ 13,610,000 | $ 567,000 | $ 255,000 |
| Fort Bend County Texas | 20 | $ 6,420,000 | $ 321,000 | $ 145,000 |
| Nye County Nevada | 18 | $ 3,800,000 | $ 211,000 | $ 65,000 |
| Dallas County Texas | 18 | $ 6,010,000 | $ 333,000 | $ 211,000 |
| Park County Colorado | 16 | $ 6,560,000 | $ 410,000 | $ 127,000 |
| Washoe County Nevada | 14 | $ 5,370,000 | $ 383,000 | $ 181,000 |
| Sacramento County California | 13 | $ 4,825,000 | $ 371,000 | $ 203,000 |
| Pueblo County Colorado | 13 | $ 3,615,000 | $ 278,000 | $ 117,000 |
| Cook County Illinois | 12 | $ 3,400,000 | $ 283,000 | $ 131,000 |
| King County Washington | 12 | $ 7,920,000 | $ 660,000 | $ 221,000 |
| Dona Ana County New Mexico | 11 | $ 1,805,000 | $ 164,000 | $ 104,000 |
| Greenlee County Arizona | 10 | $ 1,470,000 | $ 147,000 | $ 259,000 |
| Alameda County California | 10 | $ 5,650,000 | $ 565,000 | $ 225,000 |
| Chaffee County Colorado | 10 | $ 2,990,000 | $ 299,000 | $ 124,000 |
| Bexar County Texas | 10 | $ 2,510,000 | $ 251,000 | $ 117,000 |
| Contra Costa County California | 9 | $ 4,935,000 | $ 548,000 | $ 203,000 |
| Imperial County California | 9 | $ 1,865,000 | $ 207,000 | $ 93,000 |
| Kern County California | 9 | $ 2,655,000 | $ 295,000 | $ 125,000 |
| Monterey County California | 9 | $ 3,685,000 | $ 409,000 | $ 182,000 |
| Jefferson County Kentucky | 9 | $ 1,915,000 | $ 212,000 | $ 114,000 |
| Grant County New Mexico | 9 | $ 1,245,000 | $ 138,000 | $ 112,000 |
| Placer County California | 8 | $ 5,050,000 | $ 631,000 | $ 423,000 |
| Santa Clara County California | 8 | $ 4,400,000 | $ 550,000 | $ 229,000 |
| Bernalillo County New Mexico | 8 | $ 1,940,000 | $ 242,000 | $ 90,000 |
| Sandoval County New Mexico | 8 | $ 1,600,000 | $ 200,000 | $ 89,000 |
| Multnomah County Oregon | 8 | $ 2,620,000 | $ 327,000 | $ 110,000 |
| Montgomery County Texas | 8 | $ 2,170,000 | $ 271,000 | $ 126,000 |
| Tarrant County Texas | 8 | $ 1,950,000 | $ 243,000 | $ 108,000 |
| San Mateo County California | 7 | $ 9,195,000 | $ 1,313,000 | $ 470,000 |
| Tulare County California | 7 | $ 1,335,000 | $ 190,000 | $ 114,000 |
| Ventura County California | 7 | $ 3,055,000 | $ 436,000 | $ 223,000 |
| Lake County Colorado | 7 | $ 1,995,000 | $ 285,000 | $ 114,000 |
| Bell County Texas | 7 | $ 1,885,000 | $ 269,000 | $ 116,000 |
| Collin County Texas | 7 | $ 2,135,000 | $ 305,000 | $ 104,000 |
| Denton County Texas | 7 | $ 1,905,000 | $ 272,000 | $ 118,000 |
| Iron County Utah | 7 | $ 2,185,000 | $ 312,000 | $ 182,000 |
| Fremont County Colorado | 6 | $ 1,760,000 | $ 293,000 | $ 101,000 |
| La Plata County Colorado | 6 | $ 2,840,000 | $ 473,000 | $ 207,000 |
| Mesa County Colorado | 6 | $ 1,520,000 | $ 253,000 | $ 93,000 |
| Montrose County Colorado | 6 | $ 1,340,000 | $ 223,000 | $ 64,000 |
| Teller County Colorado | 6 | $ 2,010,000 | $ 335,000 | $ 130,000 |
| Pierce County Washington | 6 | $ 1,820,000 | $ 303,000 | $ 83,000 |
| Marin County California | 5 | $ 4,615,000 | $ 923,000 | $ 426,000 |
| San Francisco County California | 5 | $ 4,115,000 | $ 823,000 | $ 554,000 |
| Clear Creek County Colorado | 5 | $ 2,205,000 | $ 441,000 | $ 130,000 |
| Gunnison County Colorado | 5 | $ 2,385,000 | $ 477,000 | $ 234,000 |
| Hillsborough County Florida | 5 | $ 1,765,000 | $ 353,000 | $ 135,000 |
| Lee County Florida | 5 | $ 1,275,000 | $ 255,000 | $ 90,000 |
| Fayette County Kentucky | 5 | $ 1,815,000 | $ 363,000 | $ 141,000 |
| Otero County New Mexico | 5 | $ 1,065,000 | $ 213,000 | $ 113,000 |
| El Paso County Texas | 5 | $ 755,000 | $ 151,000 | $ 94,000 |
| Hays County Texas | 5 | $ 1,865,000 | $ 373,000 | $ 245,000 |
| Val Verde County Texas | 5 | $ 1,065,000 | $ 213,000 | $ 84,000 |
| Clark County Washington | 5 | $ 1,575,000 | $ 315,000 | $ 120,000 |
| Thurston County Washington | 5 | $ 1,365,000 | $ 273,000 | $ 138,000 |
| Sonoma County California | 4 | $ 2,160,000 | $ 540,000 | $ 154,000 |
| Stanislaus County California | 4 | $ 1,430,000 | $ 357,000 | $ 101,000 |
| Huerfano County Colorado | 4 | $ 400,000 | $ 100,000 | $ 22,000 |
| Phillips County Colorado | 4 | $ 1,210,000 | $ 302,000 | $ 147,000 |
| Bay County Florida | 4 | $ 840,000 | $ 210,000 | $ 170,000 |
| Brevard County Florida | 4 | $ 1,300,000 | $ 325,000 | $ 139,000 |
| Pinellas County Florida | 4 | $ 1,000,000 | $ 250,000 | $ 162,000 |
| Hamilton County Indiana | 4 | $ 880,000 | $ 220,000 | $ 120,000 |
| Deschutes County Oregon | 4 | $ 990,000 | $ 247,000 | $ 86,000 |
| Lane County Oregon | 4 | $ 1,060,000 | $ 265,000 | $ 162,000 |
| Washington County Oregon | 4 | $ 1,300,000 | $ 325,000 | $ 138,000 |
| Kaufman County Texas | 4 | $ 770,000 | $ 192,000 | $ 61,000 |
| Midland County Texas | 4 | $ 500,000 | $ 125,000 | $ 28,000 |
| Parker County Texas | 4 | $ 1,350,000 | $ 337,000 | $ 146,000 |
| Weber County Utah | 4 | $ 1,140,000 | $ 285,000 | $ 397,000 |
| Calaveras County California | 3 | $ 2,365,000 | $ 788,000 | $ 112,000 |
| Fresno County California | 3 | $ 685,000 | $ 228,000 | $ 68,000 |
| Merced County California | 3 | $ 525,000 | $ 175,000 | $ 80,000 |
| San Luis Obispo County California | 3 | $ 1,065,000 | $ 355,000 | $ 135,000 |
| Shasta County California | 3 | $ 865,000 | $ 288,000 | $ 76,000 |
| Sutter County California | 3 | $ 1,215,000 | $ 405,000 | $ 195,000 |
| Archuleta County Colorado | 3 | $ 875,000 | $ 291,000 | $ 81,000 |
| Garfield County Colorado | 3 | $ 715,000 | $ 238,000 | $ 101,000 |
| Gilpin County Colorado | 3 | $ 1,135,000 | $ 378,000 | $ 98,000 |
| Lincoln County Colorado | 3 | $ 655,000 | $ 218,000 | $ 165,000 |
| Routt County Colorado | 3 | $ 885,000 | $ 295,000 | $ 166,000 |
| Broward County Florida | 3 | $ 555,000 | $ 185,000 | $ 62,000 |
| Collier County Florida | 3 | $ 655,000 | $ 218,000 | $ 125,000 |
| DeSoto County Florida | 3 | $ 535,000 | $ 178,000 | $ 50,000 |
| Miami-Dade County Florida | 3 | $ 1,505,000 | $ 501,000 | $ 223,000 |
| Okaloosa County Florida | 3 | $ 925,000 | $ 308,000 | $ 110,000 |
| Osceola County Florida | 3 | $ 805,000 | $ 268,000 | $ 146,000 |
| Platte County Nebraska | 3 | $ 725,000 | $ 241,000 | $ 62,000 |
| Humboldt County Nevada | 3 | $ 575,000 | $ 191,000 | $ 74,000 |
| Hidalgo County New Mexico | 3 | $ 295,000 | $ 98,000 | $ 68,000 |
| Taos County New Mexico | 3 | $ 775,000 | $ 258,000 | $ 113,000 |
| Lincoln County Oregon | 3 | $ 995,000 | $ 331,000 | $ 173,000 |
| Lubbock County Texas | 3 | $ 915,000 | $ 305,000 | $ 118,000 |
| McLennan County Texas | 3 | $ 1,105,000 | $ 368,000 | $ 131,000 |
| Randall County Texas | 3 | $ 825,000 | $ 275,000 | $ 98,000 |
| Travis County Texas | 3 | $ 845,000 | $ 281,000 | $ 147,000 |
| Waller County Texas | 3 | $ 2,125,000 | $ 708,000 | $ 333,000 |
| Wichita County Texas | 3 | $ 385,000 | $ 128,000 | $ 72,000 |
| Salt Lake County Utah | 3 | $ 1,395,000 | $ 465,000 | $ 204,000 |
| Summit County Utah | 3 | $ 2,225,000 | $ 741,000 | $ 362,000 |
| El Dorado County California | 2 | $ 1,400,000 | $ 700,000 | $ 351,000 |
| Humboldt County California | 2 | $ 610,000 | $ 305,000 | $ 53,000 |
| Madera County California | 2 | $ 780,000 | $ 390,000 | $ 110,000 |
| Mono County California | 2 | $ 1,850,000 | $ 925,000 | $ 867,000 |
| Plumas County California | 2 | $ 710,000 | $ 355,000 | $ 171,000 |
| San Joaquin County California | 2 | $ 550,000 | $ 275,000 | $ 66,000 |
| Santa Barbara County California | 2 | $ 1,670,000 | $ 835,000 | $ 404,000 |
| Tehama County California | 2 | $ 550,000 | $ 275,000 | $ 54,000 |
| Yolo County California | 2 | $ 910,000 | $ 455,000 | $ 185,000 |
| Kit Carson County Colorado | 2 | $ 550,000 | $ 275,000 | $ 185,000 |
| Logan County Colorado | 2 | $ 300,000 | $ 150,000 | $ 105,000 |
| Moffat County Colorado | 2 | $ 500,000 | $ 250,000 | $ 94,000 |
| Morgan County Colorado | 2 | $ 480,000 | $ 240,000 | $ 63,000 |
| Rio Grande County Colorado | 2 | $ 620,000 | $ 310,000 | $ 135,000 |
| San Miguel County Colorado | 2 | $ 810,000 | $ 405,000 | $ 79,000 |
| Charlotte County Florida | 2 | $ 470,000 | $ 235,000 | $ 64,000 |
| Citrus County Florida | 2 | $ 550,000 | $ 275,000 | $ 74,000 |
| Escambia County Florida | 2 | $ 530,000 | $ 265,000 | $ 123,000 |
| Hernando County Florida | 2 | $ 340,000 | $ 170,000 | $ 54,000 |
| Indian River County Florida | 2 | $ 350,000 | $ 175,000 | $ 59,000 |
| Lake County Florida | 2 | $ 600,000 | $ 300,000 | $ 98,000 |
| Sarasota County Florida | 2 | $ 380,000 | $ 190,000 | $ 106,000 |
| Johnson County Indiana | 2 | $ 440,000 | $ 220,000 | $ 74,000 |
| Marshall County Indiana | 2 | $ 320,000 | $ 160,000 | $ 55,000 |
| Monroe County Indiana | 2 | $ 610,000 | $ 305,000 | $ 72,000 |
| Morgan County Indiana | 2 | $ 410,000 | $ 205,000 | $ 125,000 |
| Hall County Nebraska | 2 | $ 430,000 | $ 215,000 | $ 261,000 |
| Churchill County Nevada | 2 | $ 530,000 | $ 265,000 | $ 112,000 |
| Lyon County Nevada | 2 | $ 320,000 | $ 160,000 | $ 49,000 |
| Chaves County New Mexico | 2 | $ 350,000 | $ 175,000 | $ 18,000 |
| Lea County New Mexico | 2 | $ 320,000 | $ 160,000 | $ 50,000 |
| Coos County Oregon | 2 | $ 440,000 | $ 220,000 | $ 67,000 |
| Jackson County Oregon | 2 | $ 660,000 | $ 330,000 | $ 309,000 |
| Brazoria County Texas | 2 | $ 630,000 | $ 315,000 | $ 171,000 |
| Galveston County Texas | 2 | $ 370,000 | $ 185,000 | $ 58,000 |
| Jackson County Texas | 2 | $ 190,000 | $ 95,000 | $ 61,000 |
| Navarro County Texas | 2 | $ 370,000 | $ 185,000 | $ 170,000 |
| Williamson County Texas | 2 | $ 550,000 | $ 275,000 | $ 167,000 |
| Davis County Utah | 2 | $ 2,020,000 | $ 1,010,000 | $ 412,000 |
| Utah County Utah | 2 | $ 840,000 | $ 420,000 | $ 73,000 |
| Washington County Utah | 2 | $ 470,000 | $ 235,000 | $ 82,000 |
| Kitsap County Washington | 2 | $ 680,000 | $ 340,000 | $ 69,000 |
| Spokane County Washington | 2 | $ 870,000 | $ 435,000 | $ 101,000 |
| Whatcom County Washington | 2 | $ 1,010,000 | $ 505,000 | $ 105,000 |
| Amador County California | 1 | $ 195,000 | $ 195,000 | $ 290,000 |
| Butte County California | 1 | $ 365,000 | $ 365,000 | $ 120,000 |
| Del Norte County California | 1 | $ 135,000 | $ 135,000 | $ 21,000 |
| Lake County California | 1 | $ 55,000 | $ 55,000 | $ 16,000 |
| Mariposa County California | 1 | $ 355,000 | $ 355,000 | $ 59,000 |
| Mendocino County California | 1 | $ 545,000 | $ 545,000 | $ 271,000 |
| Nevada County California | 1 | $ 435,000 | $ 435,000 | $ 146,000 |
| Santa Cruz County California | 1 | $ 995,000 | $ 995,000 | $ 225,000 |
| Siskiyou County California | 1 | $ 215,000 | $ 215,000 | $ 41,000 |
| Solano County California | 1 | $ 375,000 | $ 375,000 | $ 93,000 |
| Yuba County California | 1 | $ 255,000 | $ 255,000 | $ 51,000 |
| Alamosa County Colorado | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Costilla County Colorado | 1 | $ 325,000 | $ 325,000 | $ 320,000 |
| Custer County Colorado | 1 | $ 295,000 | $ 295,000 | $ 236,000 |
| Dolores County Colorado | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Ouray County Colorado | 1 | $ 175,000 | $ 175,000 | $ 140,000 |
| Rio Blanco County Colorado | 1 | $ 155,000 | $ 155,000 | $ 109,000 |
| Alachua County Florida | 1 | $ 475,000 | $ 475,000 | $ 226,000 |
| Duval County Florida | 1 | $ 85,000 | $ 85,000 | $ 108,000 |
| Franklin County Florida | 1 | $ 505,000 | $ 505,000 | $ 324,000 |
| Marion County Florida | 1 | $ 125,000 | $ 125,000 | $ 132,000 |
| Martin County Florida | 1 | $ 1,455,000 | $ 1,455,000 | $ 400,000 |
| Orange County Florida | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
| Palm Beach County Florida | 1 | $ 405,000 | $ 405,000 | $ 257,000 |
| Pasco County Florida | 1 | $ 395,000 | $ 395,000 | $ 314,000 |
| Polk County Florida | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| St. Johns County Florida | 1 | $ 365,000 | $ 365,000 | $ 161,000 |
| St. Lucie County Florida | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Walton County Florida | 1 | $ 625,000 | $ 625,000 | $ 317,000 |
| DuPage County Illinois | 1 | $ 665,000 | $ 665,000 | $ 379,000 |
| Lake County Illinois | 1 | $ 295,000 | $ 295,000 | $ 177,000 |
| Tazewell County Illinois | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Boone County Indiana | 1 | $ 355,000 | $ 355,000 | $ 85,000 |
| Delaware County Indiana | 1 | $ 315,000 | $ 315,000 | $ 155,000 |
| Madison County Indiana | 1 | $ 55,000 | $ 55,000 | $ 47,000 |
| Shelby County Indiana | 1 | $ 185,000 | $ 185,000 | $ 87,000 |
| Tippecanoe County Indiana | 1 | $ 275,000 | $ 275,000 | $ 64,000 |
| Shelby County Kentucky | 1 | $ 625,000 | $ 625,000 | $ 187,000 |
| Lancaster County Nebraska | 1 | $ 405,000 | $ 405,000 | $ 126,000 |
| Lincoln County Nebraska | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| Douglas County Nevada | 1 | $ 545,000 | $ 545,000 | $ 260,000 |
| Eureka County Nevada | 1 | $ 165,000 | $ 165,000 | $ 155,000 |
| Lincoln County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Rio Arriba County New Mexico | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| San Miguel County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Santa Fe County New Mexico | 1 | $ 395,000 | $ 395,000 | $ 69,000 |
| Valencia County New Mexico | 1 | $ 245,000 | $ 245,000 | $ 47,000 |
| Clackamas County Oregon | 1 | $ 345,000 | $ 345,000 | $ 109,000 |
| Josephine County Oregon | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Marion County Oregon | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Wasco County Oregon | 1 | $ 245,000 | $ 245,000 | $ 245,000 |
| Dauphin County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Philadelphia County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 315,000 |
| Aransas County Texas | 1 | $ 425,000 | $ 425,000 | $ 124,000 |
| Archer County Texas | 1 | $ 275,000 | $ 275,000 | $ 111,000 |
| Austin County Texas | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| Bastrop County Texas | 1 | $ 255,000 | $ 255,000 | $ 257,000 |
| Bosque County Texas | 1 | $ 155,000 | $ 155,000 | $ 167,000 |
| Burnet County Texas | 1 | $ 265,000 | $ 265,000 | $ 79,000 |
| Cass County Texas | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| Chambers County Texas | 1 | $ 305,000 | $ 305,000 | $ 96,000 |
| Comal County Texas | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Coryell County Texas | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Ector County Texas | 1 | $ 195,000 | $ 195,000 | $ 125,000 |
| Grayson County Texas | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Guadalupe County Texas | 1 | $ 185,000 | $ 185,000 | $ 185,000 |
| Harrison County Texas | 1 | $ 245,000 | $ 245,000 | $ 104,000 |
| Henderson County Texas | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Hidalgo County Texas | 1 | $ 135,000 | $ 135,000 | $ 300,000 |
| Hill County Texas | 1 | $ 175,000 | $ 175,000 | $ 159,000 |
| Hunt County Texas | 1 | $ 165,000 | $ 165,000 | $ 217,000 |
| Kerr County Texas | 1 | $ 145,000 | $ 145,000 | $ 260,000 |
| Liberty County Texas | 1 | $ 145,000 | $ 145,000 | $ 88,000 |
| McCulloch County Texas | 1 | $ 85,000 | $ 85,000 | $ 175,000 |
| Smith County Texas | 1 | $ 375,000 | $ 375,000 | $ 142,000 |
| Taylor County Texas | 1 | $ 125,000 | $ 125,000 | $ 19,000 |
| Tyler County Texas | 1 | $ 355,000 | $ 355,000 | $ 106,000 |
| Garfield County Utah | 1 | $ 425,000 | $ 425,000 | $ 308,000 |
| Kane County Utah | 1 | $ 165,000 | $ 165,000 | $ 231,000 |
| Adams County Washington | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| Benton County Washington | 1 | $ 375,000 | $ 375,000 | $ 85,000 |
| Clallam County Washington | 1 | $ 105,000 | $ 105,000 | $ 109,000 |
| Kittitas County Washington | 1 | $ 435,000 | $ 435,000 | $ 150,000 |
| Lewis County Washington | 1 | $ 405,000 | $ 405,000 | $ 132,000 |
| Okanogan County Washington | 1 | $ 125,000 | $ 125,000 | $ 24,000 |
| Pend Oreille County Washington | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Snohomish County Washington | 1 | $ 365,000 | $ 365,000 | $ 97,000 |
| Stevens County Washington | 1 | $ 365,000 | $ 365,000 | $ 175,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 14,566 | $4,409,970,000 | $302,000 | $2,905,000 | $103,000 | $6,307,000 |
| Refinancing | 11,757 | $2,979,225,000 | $253,000 | $2,865,000 | $112,000 | $5,119,000 |
| Cash-out Refinancing | 8,409 | $2,156,245,000 | $256,000 | $1,805,000 | $101,000 | $3,025,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 20,509 | $6,025,265,000 | $293,000 | $2,885,000 | $116,000 | $5,119,000 |
| Hispanic | 9,700 | $2,170,180,000 | $223,000 | $2,565,000 | $77,000 | $2,880,000 |
| Not Provided | 2,432 | $743,690,000 | $305,000 | $2,475,000 | $118,000 | $6,307,000 |
| Asian | 951 | $279,215,000 | $293,000 | $2,605,000 | $123,000 | $1,503,000 |
| Black or African American | 894 | $258,450,000 | $289,000 | $1,325,000 | $109,000 | $4,887,000 |
| American Indian or Alaskan Native | 171 | $46,475,000 | $271,000 | $2,905,000 | $106,000 | $1,271,000 |
| Native Hawaiian or Other Pacific Islander | 75 | $22,165,000 | $295,000 | $1,055,000 | $103,000 | $700,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 26,581 | $7,369,915,000 | $277,000 | $2,905,000 | $114,000 | $6,307,000 |
| FHA-insured (Federal Housing Administration) | 4,979 | $1,170,625,000 | $235,000 | $725,000 | $66,000 | $1,540,000 |
| VA-guaranteed (Veterans Administration) | 2,933 | $959,925,000 | $327,000 | $2,885,000 | $95,000 | $1,228,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 239 | $44,975,000 | $188,000 | $385,000 | $52,000 | $118,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 24,138 | $6,718,940,000 | $278,000 | $2,705,000 | $106,000 | $2,502,000 |
| Application Withdrawn By Applicant | 4,743 | $1,296,685,000 | $273,000 | $2,885,000 | $107,000 | $3,025,000 |
| File Closed For Incompleteness | 4,442 | $1,174,110,000 | $264,000 | $2,905,000 | $101,000 | $6,307,000 |
| Application Denied By Financial Institution | 1,199 | $294,065,000 | $245,000 | $1,825,000 | $89,000 | $4,887,000 |
| Application Approved But Not Accepted | 210 | $61,640,000 | $293,000 | $2,355,000 | $102,000 | $693,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 33,533 | $9,251,375,000 | $275,000 | $2,905,000 | $106,000 | $6,307,000 |
| Credit History | 303 | $68,825,000 | $227,000 | $855,000 | $97,000 | $1,228,000 |
| Debt-To-Income Ratio | 230 | $58,460,000 | $254,000 | $1,355,000 | $68,000 | $454,000 |
| Employment History | 228 | $61,910,000 | $271,000 | $1,825,000 | $84,000 | $828,000 |
| Collateral | 190 | $44,130,000 | $232,000 | $1,605,000 | $87,000 | $775,000 |
| Other | 155 | $37,565,000 | $242,000 | $1,325,000 | $117,000 | $4,887,000 |
| Unverifiable Information | 80 | $20,840,000 | $260,000 | $1,035,000 | $94,000 | $525,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $2,335,000 | $179,000 | $365,000 | $51,000 | $106,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nova Financial & Investment Corporation's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nova Financial & Investment Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.