Ntfn, Inc. Mortgage Lending & HMDA Data, 2012

In 2012, Ntfn, Inc. of Plano, TX reported 13,110 mortgage applications totaling $2.3 billion, up 15% from 2011. The average application was for $173,357, and applicants reported an average income of $78,334. 85% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Dallas-Plano-Irving, TX (2,390), Houston-Sugar Land-Baytown, TX (1,948) and Fort Worth-Arlington, TX (1,417) (applications in parentheses).

Mortgage Company & Address Ntfn, Inc.
700 State Highway 121, Suite 100
Plano, TX 75067
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 13,110
Total Mortgage Loan Application Amount $2,272,711,000
Average Mortgage Loan Application Amount $173,357
Highest Mortgage Loan Application Amount $1,680,000
Average Applicant Income $78,334
Highest Applicant Income $3,173,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ntfn, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ntfn, Inc. by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 1,268 $ 201,602,000 $ 158,992 $ 77,000
Tarrant, Texas 1,222 $ 200,811,000 $ 164,329 $ 78,000
Dallas, Texas 1,015 $ 211,058,000 $ 207,938 $ 105,000
Bexar, Texas 926 $ 169,177,000 $ 182,696 $ 70,000
Collin, Texas 599 $ 121,608,000 $ 203,018 $ 100,000
El Paso, Texas 541 $ 81,390,000 $ 150,443 $ 55,000
Denton, Texas 500 $ 95,379,000 $ 190,758 $ 90,000
Smith, Texas 312 $ 49,927,000 $ 160,022 $ 72,000
East Baton Rouge, Louisiana 275 $ 51,292,000 $ 186,516 $ 81,000
Tom Green, Texas 271 $ 37,035,000 $ 136,660 $ 73,000
Calcasieu, Louisiana 265 $ 42,287,000 $ 159,573 $ 69,000
Lafayette, Louisiana 263 $ 46,919,000 $ 178,399 $ 70,000
Fort Bend, Texas 253 $ 48,014,000 $ 189,778 $ 88,000
Travis, Texas 251 $ 54,487,000 $ 217,079 $ 101,000
Hidalgo, Texas 230 $ 35,910,000 $ 156,130 $ 74,000
Webb, Texas 158 $ 24,821,000 $ 157,094 $ 46,000
Gregg, Texas 145 $ 20,981,000 $ 144,696 $ 57,000
Galveston, Texas 139 $ 24,745,000 $ 178,021 $ 113,000
Cameron, Texas 138 $ 19,776,000 $ 143,304 $ 99,000
Montgomery, Texas 136 $ 24,156,000 $ 177,617 $ 92,000
Ascension, Louisiana 130 $ 24,638,000 $ 189,523 $ 71,000
Jefferson, Louisiana 122 $ 18,592,000 $ 152,393 $ 55,000
Johnson, Texas 118 $ 18,695,000 $ 158,432 $ 80,000
Brazoria, Texas 115 $ 17,940,000 $ 156,000 $ 68,000
Williamson, Texas 107 $ 18,139,000 $ 169,523 $ 77,000
Ellis, Texas 105 $ 17,522,000 $ 166,876 $ 71,000
Livingston, Louisiana 97 $ 15,658,000 $ 161,422 $ 63,000
Hays, Texas 92 $ 19,480,000 $ 211,739 $ 94,000
Nueces, Texas 79 $ 11,233,000 $ 142,189 $ 80,000
Kaufman, Texas 78 $ 11,161,000 $ 143,089 $ 63,000
Taylor, Texas 78 $ 12,976,000 $ 166,358 $ 94,000
Rockwall, Texas 72 $ 14,796,000 $ 205,500 $ 114,000
St. Landry, Louisiana 70 $ 9,852,000 $ 140,742 $ 59,000
Bossier, Louisiana 69 $ 14,800,000 $ 214,492 $ 80,000
Orleans, Louisiana 68 $ 11,435,000 $ 168,161 $ 60,000
Ouachita, Louisiana 68 $ 10,640,000 $ 156,470 $ 61,000
Hennepin, Minnesota 67 $ 12,935,000 $ 193,059 $ 95,000
Guadalupe, Texas 65 $ 12,438,000 $ 191,353 $ 67,000
Comal, Texas 64 $ 18,015,000 $ 281,484 $ 91,000
St. Tammany, Louisiana 62 $ 11,994,000 $ 193,451 $ 61,000
Caddo, Louisiana 58 $ 10,405,000 $ 179,396 $ 70,000
Harrison, Texas 57 $ 9,711,000 $ 170,368 $ 65,000
Bowie, Texas 54 $ 7,588,000 $ 140,518 $ 59,000
Parker, Texas 54 $ 9,641,000 $ 178,537 $ 74,000
Douglas, Colorado 52 $ 13,889,000 $ 267,096 $ 137,000
Henderson, Texas 44 $ 5,879,000 $ 133,613 $ 62,000
St. Martin, Louisiana 40 $ 7,058,000 $ 176,450 $ 76,000
Oklahoma, Oklahoma 39 $ 8,430,000 $ 216,153 $ 76,000
Victoria, Texas 37 $ 6,623,000 $ 179,000 $ 83,000
Saline, Arkansas 36 $ 5,481,000 $ 152,250 $ 61,000
Faulkner, Arkansas 34 $ 5,193,000 $ 152,735 $ 55,000
Iberia, Louisiana 34 $ 5,364,000 $ 157,764 $ 68,000
Benton, Arkansas 33 $ 4,440,000 $ 134,545 $ 45,000
Upshur, Texas 33 $ 4,337,000 $ 131,424 $ 49,000
McLennan, Texas 32 $ 4,002,000 $ 125,062 $ 47,000
Montague, Texas 32 $ 4,234,000 $ 132,312 $ 76,000
Rusk, Texas 32 $ 3,681,000 $ 115,031 $ 61,000
Wright, Minnesota 29 $ 5,189,000 $ 178,931 $ 70,000
Acadia, Louisiana 28 $ 3,922,000 $ 140,071 $ 57,000
Randall, Texas 27 $ 4,416,000 $ 163,555 $ 67,000
Walker, Texas 27 $ 3,876,000 $ 143,555 $ 72,000
Trinity, Texas 26 $ 2,929,000 $ 112,653 $ 34,000
Arapahoe, Colorado 25 $ 6,230,000 $ 249,200 $ 111,000
El Paso, Colorado 25 $ 4,645,000 $ 185,800 $ 82,000
Assumption, Louisiana 24 $ 3,800,000 $ 158,333 $ 58,000
St. Charles, Louisiana 23 $ 4,040,000 $ 175,652 $ 60,000
West Baton Rouge, Louisiana 23 $ 3,849,000 $ 167,347 $ 59,000
Wise, Texas 23 $ 3,743,000 $ 162,739 $ 84,000
Iberville, Louisiana 22 $ 4,032,000 $ 183,272 $ 89,000
Vermilion, Louisiana 22 $ 2,924,000 $ 132,909 $ 60,000
Ramsey, Minnesota 22 $ 3,828,000 $ 174,000 $ 67,000
Anoka, Minnesota 21 $ 3,510,000 $ 167,142 $ 71,000
Hunt, Texas 21 $ 3,058,000 $ 145,619 $ 75,000
Jefferson, Colorado 20 $ 5,152,000 $ 257,600 $ 112,000
McCurtain, Oklahoma 20 $ 2,339,000 $ 116,950 $ 55,000
Ector, Texas 20 $ 3,631,000 $ 181,550 $ 86,000
Pulaski, Arkansas 19 $ 2,755,000 $ 145,000 $ 53,000
Chambers, Texas 19 $ 3,167,000 $ 166,684 $ 97,000
Cherokee, Texas 19 $ 3,033,000 $ 159,631 $ 61,000
Kendall, Texas 19 $ 5,984,000 $ 314,947 $ 131,000
Medina, Texas 19 $ 3,556,000 $ 187,157 $ 58,000
Polk, Texas 19 $ 2,857,000 $ 150,368 $ 62,000
Wood, Texas 19 $ 2,418,000 $ 127,263 $ 60,000
Elbert, Colorado 18 $ 4,495,000 $ 249,722 $ 125,000
Lafourche, Louisiana 17 $ 2,865,000 $ 168,529 $ 53,000
Bell, Texas 17 $ 2,797,000 $ 164,529 $ 43,000
Runnels, Texas 17 $ 1,964,000 $ 115,529 $ 70,000
Hood, Texas 16 $ 2,646,000 $ 165,375 $ 103,000
Potter, Texas 16 $ 1,537,000 $ 96,062 $ 38,000
Andrews, Texas 15 $ 1,953,000 $ 130,200 $ 51,000
Evangeline, Louisiana 14 $ 1,270,000 $ 90,714 $ 35,000
Tangipahoa, Louisiana 14 $ 2,541,000 $ 181,500 $ 54,000
Washington, Minnesota 14 $ 3,100,000 $ 221,428 $ 99,000
Canadian, Oklahoma 14 $ 3,052,000 $ 218,000 $ 76,000
Midland, Texas 14 $ 3,254,000 $ 232,428 $ 95,000
Van Zandt, Texas 14 $ 1,840,000 $ 131,428 $ 53,000
Wilson, Texas 14 $ 2,913,000 $ 208,071 $ 107,000
Dakota, Minnesota 13 $ 2,632,000 $ 202,461 $ 59,000
Bastrop, Texas 13 $ 2,783,000 $ 214,076 $ 93,000
Burnet, Texas 13 $ 2,184,000 $ 168,000 $ 68,000
Jefferson, Arkansas 12 $ 1,681,000 $ 140,083 $ 51,000
Denver, Colorado 12 $ 3,358,000 $ 279,833 $ 114,000
St. John the Baptist, Louisiana 12 $ 1,625,000 $ 135,416 $ 54,000
Cleveland, Oklahoma 12 $ 2,874,000 $ 239,500 $ 107,000
Grayson, Texas 12 $ 1,860,000 $ 155,000 $ 141,000
Beauregard, Louisiana 11 $ 1,778,000 $ 161,636 $ 84,000
Jefferson Davis, Louisiana 11 $ 1,466,000 $ 133,272 $ 66,000
Brazos, Texas 11 $ 1,625,000 $ 147,727 $ 109,000
Clark, Arkansas 10 $ 1,112,000 $ 111,200 $ 46,000
Montgomery, Arkansas 10 $ 1,058,000 $ 105,800 $ 42,000
Weld, Colorado 10 $ 2,236,000 $ 223,600 $ 76,000
Terrebonne, Louisiana 10 $ 1,686,000 $ 168,600 $ 65,000
Douglas, Minnesota 10 $ 1,820,000 $ 182,000 $ 70,000
Jefferson, Texas 10 $ 1,359,000 $ 135,900 $ 67,000
San Patricio, Texas 10 $ 1,437,000 $ 143,700 $ 67,000
Pointe Coupee, Louisiana 9 $ 1,280,000 $ 142,222 $ 57,000
Sherburne, Minnesota 9 $ 1,338,000 $ 148,666 $ 67,000
Bee, Texas 9 $ 1,281,000 $ 142,333 $ 83,000
Caldwell, Texas 9 $ 1,108,000 $ 123,111 $ 75,000
Calhoun, Texas 9 $ 1,234,000 $ 137,111 $ 58,000
De Soto, Louisiana 8 $ 1,056,000 $ 132,000 $ 49,000
Chisago, Minnesota 8 $ 1,375,000 $ 171,875 $ 72,000
Dona Ana, New Mexico 8 $ 1,378,000 $ 172,250 $ 62,000
Franklin, Texas 8 $ 2,301,000 $ 287,625 $ 141,000
Palo Pinto, Texas 8 $ 1,983,000 $ 247,875 $ 243,000
Starr, Texas 8 $ 1,443,000 $ 180,375 $ 66,000
Miller, Arkansas 7 $ 984,000 $ 140,571 $ 63,000
Yellowstone, Montana 7 $ 1,125,000 $ 160,714 $ 73,000
Douglas, Nebraska 7 $ 875,000 $ 125,000 $ 43,000
Atascosa, Texas 7 $ 1,109,000 $ 158,428 $ 78,000
Bandera, Texas 7 $ 1,374,000 $ 196,285 $ 44,000
Allen, Louisiana 6 $ 696,000 $ 116,000 $ 61,000
Rapides, Louisiana 6 $ 1,099,000 $ 183,166 $ 61,000
Kandiyohi, Minnesota 6 $ 761,000 $ 126,833 $ 54,000
Stearns, Minnesota 6 $ 853,000 $ 142,166 $ 76,000
Comanche, Oklahoma 6 $ 1,167,000 $ 194,500 $ 86,000
Cooke, Texas 6 $ 1,038,000 $ 173,000 $ 79,000
Frio, Texas 6 $ 530,000 $ 88,333 $ 58,000
Houston, Texas 6 $ 581,000 $ 96,833 $ 44,000
Kerr, Texas 6 $ 1,157,000 $ 192,833 $ 93,000
Liberty, Texas 6 $ 840,000 $ 140,000 $ 82,000
Navarro, Texas 6 $ 1,254,000 $ 209,000 $ 119,000
Uvalde, Texas 6 $ 832,000 $ 138,666 $ 24,000
Waller, Texas 6 $ 1,285,000 $ 214,166 $ 62,000
Little River, Arkansas 5 $ 520,000 $ 104,000 $ 29,000
Larimer, Colorado 5 $ 1,113,000 $ 222,600 $ 82,000
Natchitoches, Louisiana 5 $ 744,000 $ 148,800 $ 44,000
Washington, Louisiana 5 $ 731,000 $ 146,200 $ 37,000
Todd, Minnesota 5 $ 668,000 $ 133,600 $ 78,000
Sarpy, Nebraska 5 $ 871,000 $ 174,200 $ 30,000
Anderson, Texas 5 $ 566,000 $ 113,200 $ 41,000
Blanco, Texas 5 $ 565,000 $ 113,000 $ 43,000
Concho, Texas 5 $ 593,000 $ 118,600 $ 79,000
Hill, Texas 5 $ 979,000 $ 195,800 $ 92,000
Lubbock, Texas 5 $ 812,000 $ 162,400 $ 112,000
Panola, Texas 5 $ 779,000 $ 155,800 $ 63,000
San Jacinto, Texas 5 $ 660,000 $ 132,000 $ 38,000
Adams, Colorado 4 $ 811,000 $ 202,750 $ 185,000
Boulder, Colorado 4 $ 1,057,000 $ 264,250 $ 83,000
Sabine, Louisiana 4 $ 808,000 $ 202,000 $ 81,000
St. Mary, Louisiana 4 $ 456,000 $ 114,000 $ 46,000
Carver, Minnesota 4 $ 929,000 $ 232,250 $ 88,000
Pope, Minnesota 4 $ 592,000 $ 148,000 $ 101,000
Cascade, Montana 4 $ 528,000 $ 132,000 $ 39,000
Tulsa, Oklahoma 4 $ 827,000 $ 206,750 $ 45,000
Angelina, Texas 4 $ 660,000 $ 165,000 $ 98,000
Callahan, Texas 4 $ 563,000 $ 140,750 $ 55,000
Llano, Texas 4 $ 476,000 $ 119,000 $ 77,000
Matagorda, Texas 4 $ 647,000 $ 161,750 $ 113,000
Polk, Wisconsin 4 $ 352,000 $ 88,000 $ 31,000
Garland, Arkansas 3 $ 294,000 $ 98,000 $ 24,000
Perry, Arkansas 3 $ 401,000 $ 133,666 $ 24,000
Van Buren, Arkansas 3 $ 228,000 $ 76,000 $ 21,000
Gunnison, Colorado 3 $ 553,000 $ 184,333 $ 132,000
Cameron, Louisiana 3 $ 407,000 $ 135,666 $ 106,000
East Feliciana, Louisiana 3 $ 767,000 $ 255,666 $ 109,000
Morehouse, Louisiana 3 $ 378,000 $ 126,000 $ 54,000
Plaquemines, Louisiana 3 $ 816,000 $ 272,000 $ 54,000
Richland, Louisiana 3 $ 453,000 $ 151,000 $ 50,000
St. Bernard, Louisiana 3 $ 385,000 $ 128,333 $ 48,000
St. James, Louisiana 3 $ 413,000 $ 137,666 $ 50,000
Union, Louisiana 3 $ 428,000 $ 142,666 $ 55,000
Webster, Louisiana 3 $ 361,000 $ 120,333 $ 27,000
West Feliciana, Louisiana 3 $ 942,000 $ 314,000 $ 52,000
Goodhue, Minnesota 3 $ 462,000 $ 154,000 $ 68,000
Scott, Minnesota 3 $ 687,000 $ 229,000 $ 92,000
Logan, Oklahoma 3 $ 754,000 $ 251,333 $ 66,000
Aransas, Texas 3 $ 964,000 $ 321,333 $ 398,000
Brewster, Texas 3 $ 541,000 $ 180,333 $ 192,000
Clay, Texas 3 $ 453,000 $ 151,000 $ 43,000
Coke, Texas 3 $ 503,000 $ 167,666 $ 80,000
Colorado, Texas 3 $ 633,000 $ 211,000 $ 145,000
Coryell, Texas 3 $ 658,000 $ 219,333 $ 45,000
Crockett, Texas 3 $ 442,000 $ 147,333 $ 61,000
Fayette, Texas 3 $ 391,000 $ 130,333 $ 82,000
Hardin, Texas 3 $ 387,000 $ 129,000 $ 51,000
Jackson, Texas 3 $ 547,000 $ 182,333 $ 47,000
Jim Wells, Texas 3 $ 497,000 $ 165,666 $ 100,000
Karnes, Texas 3 $ 595,000 $ 198,333 $ 89,000
Lavaca, Texas 3 $ 558,000 $ 186,000 $ 79,000
Nacogdoches, Texas 3 $ 433,000 $ 144,333 $ 65,000
Pecos, Texas 3 $ 386,000 $ 128,666 $ 42,000
Reeves, Texas 3 $ 493,000 $ 164,333 $ 46,000
Titus, Texas 3 $ 437,000 $ 145,666 $ 53,000
Willacy, Texas 3 $ 445,000 $ 148,333 $ 118,000
Conway, Arkansas 2 $ 323,000 $ 161,500 $ 39,000
Grant, Arkansas 2 $ 298,000 $ 149,000 $ 50,000
Lonoke, Arkansas 2 $ 257,000 $ 128,500 $ 39,000
Pike, Arkansas 2 $ 173,000 $ 86,500 $ 18,000
Stone, Arkansas 2 $ 282,000 $ 141,000 $ 33,000
Washington, Arkansas 2 $ 196,000 $ 98,000 $ 18,000
Summit, Colorado 2 $ 578,000 $ 289,000 $ 295,000
La Salle, Louisiana 2 $ 374,000 $ 187,000 $ 59,000
Lincoln, Louisiana 2 $ 446,000 $ 223,000 $ 123,000
Crow Wing, Minnesota 2 $ 494,000 $ 247,000 $ 118,000
Isanti, Minnesota 2 $ 247,000 $ 123,500 $ 59,000
Itasca, Minnesota 2 $ 385,000 $ 192,500 $ 76,000
Le Sueur, Minnesota 2 $ 660,000 $ 330,000 $ 173,000
McLeod, Minnesota 2 $ 390,000 $ 195,000 $ 57,000
Otter Tail, Minnesota 2 $ 145,000 $ 72,500 $ 30,000
Grady, Oklahoma 2 $ 265,000 $ 132,500 $ 61,000
McClain, Oklahoma 2 $ 725,000 $ 362,500 $ 38,000
Woodward, Oklahoma 2 $ 496,000 $ 248,000 $ 99,000
Brown, Texas 2 $ 232,000 $ 116,000 $ 91,000
Camp, Texas 2 $ 271,000 $ 135,500 $ 24,000
Cass, Texas 2 $ 196,000 $ 98,000 $ 19,000
Dawson, Texas 2 $ 159,000 $ 79,500 $ 65,000
Deaf Smith, Texas 2 $ 117,000 $ 58,500 $ 27,000
Eastland, Texas 2 $ 198,000 $ 99,000 $ 58,000
Erath, Texas 2 $ 462,000 $ 231,000 $ 92,000
Fannin, Texas 2 $ 215,000 $ 107,500 $ 23,000
Gillespie, Texas 2 $ 556,000 $ 278,000 $ 225,000
Hopkins, Texas 2 $ 209,000 $ 104,500 $ 41,000
Jasper, Texas 2 $ 110,000 $ 55,000 $ 0
Live Oak, Texas 2 $ 230,000 $ 115,000 $ 99,000
Madison, Texas 2 $ 267,000 $ 133,500 $ 31,000
Marion, Texas 2 $ 271,000 $ 135,500 $ 52,000
Martin, Texas 2 $ 279,000 $ 139,500 $ 60,000
Orange, Texas 2 $ 286,000 $ 143,000 $ 46,000
Rains, Texas 2 $ 477,000 $ 238,500 $ 37,000
Real, Texas 2 $ 312,000 $ 156,000 $ 23,000
Shelby, Texas 2 $ 186,000 $ 93,000 $ 33,000
Somervell, Texas 2 $ 422,000 $ 211,000 $ 92,000
Tyler, Texas 2 $ 474,000 $ 237,000 $ 135,000
Washington, Texas 2 $ 274,000 $ 137,000 $ 77,000
Wharton, Texas 2 $ 592,000 $ 296,000 $ 102,000
Wichita, Texas 2 $ 205,000 $ 102,500 $ 51,000
St. Croix, Wisconsin 2 $ 261,000 $ 130,500 $ 90,000
Baxter, Arkansas 1 $ 88,000 $ 88,000 $ 18,000
Cleburne, Arkansas 1 $ 377,000 $ 377,000 $ 1,232,000
Craighead, Arkansas 1 $ 88,000 $ 88,000 $ 0
Crawford, Arkansas 1 $ 142,000 $ 142,000 $ 0
Crittenden, Arkansas 1 $ 184,000 $ 184,000 $ 70,000
Cross, Arkansas 1 $ 203,000 $ 203,000 $ 55,000
Hempstead, Arkansas 1 $ 121,000 $ 121,000 $ 89,000
Hot Spring, Arkansas 1 $ 172,000 $ 172,000 $ 66,000
Jackson, Arkansas 1 $ 122,000 $ 122,000 $ 0
Lincoln, Arkansas 1 $ 164,000 $ 164,000 $ 38,000
Madison, Arkansas 1 $ 107,000 $ 107,000 $ 38,000
Nevada, Arkansas 1 $ 94,000 $ 94,000 $ 32,000
Ouachita, Arkansas 1 $ 91,000 $ 91,000 $ 22,000
Sebastian, Arkansas 1 $ 92,000 $ 92,000 $ 23,000
White, Arkansas 1 $ 134,000 $ 134,000 $ 40,000
Broomfield, Colorado 1 $ 392,000 $ 392,000 $ 170,000
Clear Creek, Colorado 1 $ 300,000 $ 300,000 $ 98,000
Fremont, Colorado 1 $ 186,000 $ 186,000 $ 107,000
Grand, Colorado 1 $ 380,000 $ 380,000 $ 60,000
Broward, Florida 1 $ 260,000 $ 260,000 $ 156,000
Manatee, Florida 1 $ 288,000 $ 288,000 $ 66,000
Monroe, Florida 1 $ 254,000 $ 254,000 $ 320,000
Orange, Florida 1 $ 239,000 $ 239,000 $ 83,000
Palm Beach, Florida 1 $ 143,000 $ 143,000 $ 70,000
Avoyelles, Louisiana 1 $ 71,000 $ 71,000 $ 37,000
Caldwell, Louisiana 1 $ 69,000 $ 69,000 $ 36,000
Catahoula, Louisiana 1 $ 102,000 $ 102,000 $ 56,000
Grant, Louisiana 1 $ 188,000 $ 188,000 $ 55,000
St. Helena, Louisiana 1 $ 123,000 $ 123,000 $ 102,000
Vernon, Louisiana 1 $ 223,000 $ 223,000 $ 135,000
West Carroll, Louisiana 1 $ 100,000 $ 100,000 $ 76,000
Winn, Louisiana 1 $ 298,000 $ 298,000 $ 73,000
Aitkin, Minnesota 1 $ 129,000 $ 129,000 $ 117,000
Beltrami, Minnesota 1 $ 144,000 $ 144,000 $ 78,000
Kanabec, Minnesota 1 $ 56,000 $ 56,000 $ 0
Mahnomen, Minnesota 1 $ 196,000 $ 196,000 $ 83,000
Meeker, Minnesota 1 $ 208,000 $ 208,000 $ 64,000
Mille Lacs, Minnesota 1 $ 82,000 $ 82,000 $ 70,000
Morrison, Minnesota 1 $ 125,000 $ 125,000 $ 38,000
Renville, Minnesota 1 $ 89,000 $ 89,000 $ 36,000
Rice, Minnesota 1 $ 293,000 $ 293,000 $ 67,000
Sibley, Minnesota 1 $ 240,000 $ 240,000 $ 42,000
St. Louis, Minnesota 1 $ 74,000 $ 74,000 $ 47,000
Swift, Minnesota 1 $ 101,000 $ 101,000 $ 120,000
Wabasha, Minnesota 1 $ 148,000 $ 148,000 $ 66,000
Carbon, Montana 1 $ 77,000 $ 77,000 $ 37,000
Judith Basin, Montana 1 $ 212,000 $ 212,000 $ 34,000
Missoula, Montana 1 $ 174,000 $ 174,000 $ 25,000
Musselshell, Montana 1 $ 183,000 $ 183,000 $ 54,000
Cass, Nebraska 1 $ 122,000 $ 122,000 $ 62,000
Cuming, Nebraska 1 $ 134,000 $ 134,000 $ 53,000
Gage, Nebraska 1 $ 89,000 $ 89,000 $ 36,000
Lancaster, Nebraska 1 $ 134,000 $ 134,000 $ 0
Phelps, Nebraska 1 $ 63,000 $ 63,000 $ 257,000
Luna, New Mexico 1 $ 147,000 $ 147,000 $ 83,000
Otero, New Mexico 1 $ 145,000 $ 145,000 $ 31,000
Valencia, New Mexico 1 $ 143,000 $ 143,000 $ 38,000
Cass, North Dakota 1 $ 150,000 $ 150,000 $ 135,000
McKenzie, North Dakota 1 $ 177,000 $ 177,000 $ 100,000
Alfalfa, Oklahoma 1 $ 199,000 $ 199,000 $ 76,000
Choctaw, Oklahoma 1 $ 85,000 $ 85,000 $ 93,000
Cotton, Oklahoma 1 $ 103,000 $ 103,000 $ 110,000
Haskell, Oklahoma 1 $ 126,000 $ 126,000 $ 103,000
Kingfisher, Oklahoma 1 $ 287,000 $ 287,000 $ 64,000
Lincoln, Oklahoma 1 $ 373,000 $ 373,000 $ 118,000
Noble, Oklahoma 1 $ 237,000 $ 237,000 $ 44,000
Okfuskee, Oklahoma 1 $ 112,000 $ 112,000 $ 68,000
Osage, Oklahoma 1 $ 417,000 $ 417,000 $ 268,000
Payne, Oklahoma 1 $ 206,000 $ 206,000 $ 42,000
Pushmataha, Oklahoma 1 $ 92,000 $ 92,000 $ 0
Washita, Oklahoma 1 $ 125,000 $ 125,000 $ 63,000
Austin, Texas 1 $ 180,000 $ 180,000 $ 41,000
Bailey, Texas 1 $ 63,000 $ 63,000 $ 29,000
Collingsworth, Texas 1 $ 77,000 $ 77,000 $ 40,000
Falls, Texas 1 $ 117,000 $ 117,000 $ 55,000
Fisher, Texas 1 $ 182,000 $ 182,000 $ 103,000
Gaines, Texas 1 $ 61,000 $ 61,000 $ 33,000
Goliad, Texas 1 $ 184,000 $ 184,000 $ 41,000
Grimes, Texas 1 $ 162,000 $ 162,000 $ 67,000
Hutchinson, Texas 1 $ 139,000 $ 139,000 $ 57,000
Irion, Texas 1 $ 137,000 $ 137,000 $ 72,000
Kinney, Texas 1 $ 57,000 $ 57,000 $ 57,000
Kleberg, Texas 1 $ 117,000 $ 117,000 $ 203,000
Lampasas, Texas 1 $ 167,000 $ 167,000 $ 0
Menard, Texas 1 $ 64,000 $ 64,000 $ 19,000
Moore, Texas 1 $ 114,000 $ 114,000 $ 70,000
Nolan, Texas 1 $ 144,000 $ 144,000 $ 117,000
Sabine, Texas 1 $ 121,000 $ 121,000 $ 118,000
San Augustine, Texas 1 $ 132,000 $ 132,000 $ 69,000
Schleicher, Texas 1 $ 150,000 $ 150,000 $ 193,000
Stephens, Texas 1 $ 130,000 $ 130,000 $ 48,000
Terrell, Texas 1 $ 85,000 $ 85,000 $ 26,000
Terry, Texas 1 $ 261,000 $ 261,000 $ 120,000
Ward, Texas 1 $ 93,000 $ 93,000 $ 61,000
Wilbarger, Texas 1 $ 50,000 $ 50,000 $ 68,000
Zapata, Texas 1 $ 166,000 $ 166,000 $ 71,000
Salt Lake, Utah 1 $ 115,000 $ 115,000 $ 0
Bayfield, Wisconsin 1 $ 248,000 $ 248,000 $ 0
Burnett, Wisconsin 1 $ 50,000 $ 50,000 $ 136,000
Kenosha, Wisconsin 1 $ 275,000 $ 275,000 $ 85,000

Mortgage Loan Application Detail Totals for Ntfn, Inc. in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 9,792 $1,603,026,000 $163,000 $1,680,000 $70,000 $1,613,000
Refinancing 3,280 $662,975,000 $202,000 $1,461,000 $103,000 $3,173,000
Home Improvement 38 $6,710,000 $176,000 $417,000 $97,000 $279,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,208 $1,313,285,000 $182,000 $1,680,000 $86,000 $3,000,000
Hispanic 2,539 $361,351,000 $142,000 $746,000 $58,000 $485,000
Not Provided 2,341 $425,235,000 $181,000 $1,380,000 $81,000 $3,173,000
Black or African American 736 $120,272,000 $163,000 $567,000 $57,000 $312,000
Asian 240 $44,322,000 $184,000 $1,000,000 $91,000 $828,000
American Indian or Alaskan Native 18 $3,311,000 $183,000 $414,000 $86,000 $179,000
Not applicable 16 $3,409,000 $213,000 $760,000 $177,000 $1,320,000
Native Hawaiian or Other Pacific Islander 12 $1,526,000 $127,000 $176,000 $80,000 $205,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 5,256 $754,931,000 $143,000 $1,126,000 $59,000 $1,070,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,197 $1,073,571,000 $206,000 $1,680,000 $110,000 $3,173,000
VA-guaranteed (Veterans Administration) 1,392 $272,197,000 $195,000 $746,000 $62,000 $375,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1,265 $172,012,000 $135,000 $392,000 $46,000 $440,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,152 $1,958,492,000 $175,000 $1,680,000 $82,000 $3,173,000
Application Denied By Financial Institution 974 $146,772,000 $150,000 $540,000 $54,000 $480,000
Application Approved But Not Accepted 552 $87,727,000 $158,000 $1,126,000 $65,000 $880,000
Application Withdrawn By Applicant 244 $48,072,000 $197,000 $900,000 $62,000 $837,000
File Closed For Incompleteness 173 $28,468,000 $164,000 $417,000 $63,000 $1,232,000
Loan Purchased By The Institution 15 $3,180,000 $212,000 $760,000 $189,000 $1,320,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 306 $50,672,000 $165,000 $448,000 $54,000 $281,000
Credit History 237 $32,291,000 $136,000 $417,000 $51,000 $440,000
Other 67 $10,210,000 $152,000 $417,000 $67,000 $304,000
Employment History 54 $7,912,000 $146,000 $417,000 $49,000 $240,000
Collateral 26 $3,315,000 $127,000 $216,000 $78,000 $364,000
Unverifiable Information 20 $3,308,000 $165,000 $305,000 $63,000 $158,000
Credit Application Incomplete 12 $1,539,000 $128,000 $185,000 $49,000 $136,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,085,000 $120,000 $180,000 $39,000 $84,000
Mortgage Insurance Denied 1 $161,000 $161,000 $161,000 $79,000 $79,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ntfn, Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ntfn, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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