Oakstar Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Oakstar Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Oakstar Bank 1020 E Battlefield Springfield, MO 65807 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 2,123 |
| Total Mortgage Loan Application Amount | $515,375,000 |
| Average Mortgage Loan Application Amount | $167,200 |
| Highest Mortgage Loan Application Amount | $22,285,000 |
| Average Applicant Income | $101,000 |
| Highest Applicant Income | $4,489,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Oakstar Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Oakstar Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Oakstar Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Oakstar Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Oakstar Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Oakstar Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greene County Missouri | 654 | $ 140,580,000 | $ 214,000 | $ 127,000 |
| Christian County Missouri | 239 | $ 50,695,000 | $ 212,000 | $ 100,000 |
| Johnson County Kansas | 162 | $ 49,610,000 | $ 306,000 | $ 158,000 |
| Polk County Missouri | 132 | $ 18,850,000 | $ 142,000 | $ 79,000 |
| Jackson County Missouri | 103 | $ 25,855,000 | $ 251,000 | $ 149,000 |
| Camden County Missouri | 77 | $ 11,135,000 | $ 144,000 | $ 78,000 |
| Hickory County Missouri | 66 | $ 5,920,000 | $ 89,000 | $ 60,000 |
| Dallas County Missouri | 64 | $ 6,260,000 | $ 97,000 | $ 58,000 |
| Henry County Missouri | 60 | $ 8,540,000 | $ 142,000 | $ 83,000 |
| Clay County Missouri | 35 | $ 8,205,000 | $ 234,000 | $ 127,000 |
| Platte County Missouri | 33 | $ 8,935,000 | $ 270,000 | $ 128,000 |
| Stone County Missouri | 27 | $ 5,175,000 | $ 191,000 | $ 158,000 |
| Webster County Missouri | 25 | $ 4,755,000 | $ 190,000 | $ 76,000 |
| Taney County Missouri | 18 | $ 4,760,000 | $ 264,000 | $ 77,000 |
| Honolulu County Hawaii | 16 | $ 9,300,000 | $ 581,000 | $ 124,000 |
| Wyandotte County Kansas | 15 | $ 5,915,000 | $ 394,000 | $ 204,000 |
| Benton County Missouri | 15 | $ 1,875,000 | $ 125,000 | $ 188,000 |
| Jasper County Missouri | 15 | $ 1,965,000 | $ 131,000 | $ 91,000 |
| Yavapai County Arizona | 14 | $ 4,430,000 | $ 316,000 | $ 135,000 |
| Cedar County Missouri | 13 | $ 1,975,000 | $ 151,000 | $ 75,000 |
| Benton County Arkansas | 12 | $ 3,150,000 | $ 262,000 | $ 173,000 |
| Barry County Missouri | 11 | $ 1,665,000 | $ 151,000 | $ 93,000 |
| St. Clair County Missouri | 10 | $ 800,000 | $ 80,000 | $ 47,000 |
| Cass County Missouri | 8 | $ 2,030,000 | $ 253,000 | $ 120,000 |
| Lawrence County Missouri | 8 | $ 1,250,000 | $ 156,000 | $ 63,000 |
| Maricopa County Arizona | 7 | $ 2,335,000 | $ 333,000 | $ 267,000 |
| Miller County Missouri | 7 | $ 1,175,000 | $ 167,000 | $ 63,000 |
| Douglas County Nebraska | 7 | $ 1,845,000 | $ 263,000 | $ 187,000 |
| Loudoun County Virginia | 6 | $ 2,940,000 | $ 490,000 | $ 153,000 |
| Los Angeles County California | 5 | $ 3,425,000 | $ 685,000 | $ 95,000 |
| Lee County Florida | 5 | $ 1,275,000 | $ 255,000 | $ 190,000 |
| Leavenworth County Kansas | 5 | $ 1,495,000 | $ 299,000 | $ 102,000 |
| Johnson County Missouri | 5 | $ 1,005,000 | $ 201,000 | $ 100,000 |
| Laclede County Missouri | 5 | $ 785,000 | $ 157,000 | $ 114,000 |
| Bexar County Texas | 5 | $ 1,985,000 | $ 397,000 | $ 198,000 |
| Harris County Texas | 5 | $ 1,615,000 | $ 323,000 | $ 165,000 |
| Fairfax County Virginia | 5 | $ 4,015,000 | $ 803,000 | $ 0 |
| District of Columbia County District Of Columbia | 4 | $ 2,620,000 | $ 655,000 | $ 117,000 |
| Hillsborough County Florida | 4 | $ 1,170,000 | $ 292,000 | $ 174,000 |
| Buchanan County Missouri | 4 | $ 15,170,000 | $ 3,792,000 | $ 70,000 |
| St. Charles County Missouri | 4 | $ 1,470,000 | $ 367,000 | $ 161,000 |
| St. Louis County Missouri | 4 | $ 590,000 | $ 147,000 | $ 165,000 |
| Durham County North Carolina | 4 | $ 1,220,000 | $ 305,000 | $ 193,000 |
| Williamson County Tennessee | 4 | $ 1,940,000 | $ 485,000 | $ 228,000 |
| Norfolk County Virginia | 4 | $ 1,680,000 | $ 420,000 | $ 88,000 |
| San Luis Obispo County California | 3 | $ 1,295,000 | $ 431,000 | $ 678,000 |
| Camden County Georgia | 3 | $ 745,000 | $ 248,000 | $ 0 |
| Fayette County Georgia | 3 | $ 1,735,000 | $ 578,000 | $ 0 |
| St. Clair County Illinois | 3 | $ 845,000 | $ 281,000 | $ 185,000 |
| Douglas County Kansas | 3 | $ 755,000 | $ 251,000 | $ 193,000 |
| Miami County Kansas | 3 | $ 645,000 | $ 215,000 | $ 130,000 |
| Prince George's County Maryland | 3 | $ 1,575,000 | $ 525,000 | $ 246,000 |
| Berkshire County Massachusetts | 3 | $ 955,000 | $ 318,000 | $ 186,000 |
| Dade County Missouri | 3 | $ 705,000 | $ 235,000 | $ 96,000 |
| Morgan County Missouri | 3 | $ 615,000 | $ 205,000 | $ 333,000 |
| Newton County Missouri | 3 | $ 355,000 | $ 118,000 | $ 66,000 |
| Ozark County Missouri | 3 | $ 415,000 | $ 138,000 | $ 66,000 |
| Mifflin County Pennsylvania | 3 | $ 645,000 | $ 215,000 | $ 110,000 |
| Williamson County Texas | 3 | $ 915,000 | $ 305,000 | $ 139,000 |
| Stafford County Virginia | 3 | $ 1,195,000 | $ 398,000 | $ 142,000 |
| Madison County Alabama | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Ketchikan Gateway County Alaska | 2 | $ 970,000 | $ 485,000 | $ 0 |
| Lonoke County Arkansas | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Alameda County California | 2 | $ 1,330,000 | $ 665,000 | $ 0 |
| Santa Clara County California | 2 | $ 1,240,000 | $ 620,000 | $ 135,000 |
| Cook County Illinois | 2 | $ 390,000 | $ 195,000 | $ 171,000 |
| Richland County Illinois | 2 | $ 450,000 | $ 225,000 | $ 259,000 |
| Harrison County Mississippi | 2 | $ 320,000 | $ 160,000 | $ 69,000 |
| Andrew County Missouri | 2 | $ 400,000 | $ 200,000 | $ 91,000 |
| Barton County Missouri | 2 | $ 210,000 | $ 105,000 | $ 39,000 |
| Bates County Missouri | 2 | $ 340,000 | $ 170,000 | $ 70,000 |
| Boone County Missouri | 2 | $ 350,000 | $ 175,000 | $ 134,000 |
| Jefferson County Missouri | 2 | $ 360,000 | $ 180,000 | $ 63,000 |
| Vernon County Missouri | 2 | $ 100,000 | $ 50,000 | $ 77,000 |
| Wright County Missouri | 2 | $ 400,000 | $ 200,000 | $ 108,000 |
| Santa Fe County New Mexico | 2 | $ 520,000 | $ 260,000 | $ 62,000 |
| Centre County Pennsylvania | 2 | $ 1,420,000 | $ 710,000 | $ 0 |
| Horry County South Carolina | 2 | $ 170,000 | $ 85,000 | $ 56,000 |
| Bell County Texas | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Dallas County Texas | 2 | $ 970,000 | $ 485,000 | $ 336,000 |
| Tarrant County Texas | 2 | $ 450,000 | $ 225,000 | $ 117,000 |
| King George County Virginia | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Prince William County Virginia | 2 | $ 900,000 | $ 450,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
| Shelby County Alabama | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Anchorage County Alaska | 1 | $ 575,000 | $ 575,000 | $ 111,000 |
| Izard County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Pope County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| Pulaski County Arkansas | 1 | $ 305,000 | $ 305,000 | $ 153,000 |
| Marin County California | 1 | $ 595,000 | $ 595,000 | $ 161,000 |
| Orange County California | 1 | $ 565,000 | $ 565,000 | $ 188,000 |
| Placer County California | 1 | $ 515,000 | $ 515,000 | $ 98,000 |
| San Diego County California | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| Boulder County Colorado | 1 | $ 415,000 | $ 415,000 | $ 136,000 |
| Broomfield County Colorado | 1 | $ 265,000 | $ 265,000 | $ 77,000 |
| Clear Creek County Colorado | 1 | $ 295,000 | $ 295,000 | $ 246,000 |
| Denver County Colorado | 1 | $ 405,000 | $ 405,000 | $ 298,000 |
| Larimer County Colorado | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| Mesa County Colorado | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Sussex County Delaware | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Bay County Florida | 1 | $ 355,000 | $ 355,000 | $ 105,000 |
| Brevard County Florida | 1 | $ 835,000 | $ 835,000 | $ 0 |
| Collier County Florida | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Duval County Florida | 1 | $ 385,000 | $ 385,000 | $ 127,000 |
| Lake County Florida | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Manatee County Florida | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 22,285,000 | $ 22,285,000 | $ 0 |
| Polk County Florida | 1 | $ 325,000 | $ 325,000 | $ 152,000 |
| Santa Rosa County Florida | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Seminole County Florida | 1 | $ 335,000 | $ 335,000 | $ 117,000 |
| Sumter County Florida | 1 | $ 185,000 | $ 185,000 | $ 119,000 |
| Kauai County Hawaii | 1 | $ 615,000 | $ 615,000 | $ 230,000 |
| Bonner County Idaho | 1 | $ 485,000 | $ 485,000 | $ 350,000 |
| Monroe County Illinois | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Harrison County Indiana | 1 | $ 345,000 | $ 345,000 | $ 120,000 |
| Hendricks County Indiana | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Dickinson County Iowa | 1 | $ 325,000 | $ 325,000 | $ 139,000 |
| Osage County Kansas | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Pottawatomie County Kansas | 1 | $ 315,000 | $ 315,000 | $ 225,000 |
| Sedgwick County Kansas | 1 | $ 295,000 | $ 295,000 | $ 86,000 |
| Shawnee County Kansas | 1 | $ 125,000 | $ 125,000 | $ 81,000 |
| Harlan County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 300,000 |
| Howard County Maryland | 1 | $ 365,000 | $ 365,000 | $ 180,000 |
| Middlesex County Massachusetts | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Calhoun County Michigan | 1 | $ 75,000 | $ 75,000 | $ 89,000 |
| Gogebic County Michigan | 1 | $ 605,000 | $ 605,000 | $ 960,000 |
| Oakland County Michigan | 1 | $ 185,000 | $ 185,000 | $ 115,000 |
| Dakota County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 200,000 |
| Rice County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 310,000 |
| Hinds County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
| Jackson County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Audrain County Missouri | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Cole County Missouri | 1 | $ 235,000 | $ 235,000 | $ 235,000 |
| Douglas County Missouri | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Franklin County Missouri | 1 | $ 175,000 | $ 175,000 | $ 83,000 |
| Howell County Missouri | 1 | $ 265,000 | $ 265,000 | $ 95,000 |
| Marion County Missouri | 1 | $ 255,000 | $ 255,000 | $ 164,000 |
| Mercer County Missouri | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Pettis County Missouri | 1 | $ 875,000 | $ 875,000 | $ 0 |
| Pulaski County Missouri | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Shannon County Missouri | 1 | $ 175,000 | $ 175,000 | $ 35,000 |
| Broadwater County Montana | 1 | $ 355,000 | $ 355,000 | $ 83,000 |
| Sarpy County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| Washoe County Nevada | 1 | $ 305,000 | $ 305,000 | $ 72,000 |
| Merrimack County New Hampshire | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 1,505,000 | $ 1,505,000 | $ 667,000 |
| Cape May County New Jersey | 1 | $ 365,000 | $ 365,000 | $ 375,000 |
| Albany County New York | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Delaware County New York | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Caldwell County North Carolina | 1 | $ 835,000 | $ 835,000 | $ 285,000 |
| Cumberland County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 118,000 |
| Wake County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 184,000 |
| Delaware County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 137,000 |
| Oklahoma County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
| Tulsa County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Lexington County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 67,000 |
| Sumter County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Carroll County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Davidson County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 145,000 |
| Shelby County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 108,000 |
| Collin County Texas | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Denton County Texas | 1 | $ 245,000 | $ 245,000 | $ 131,000 |
| Ellis County Texas | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| Fort Bend County Texas | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Rockwall County Texas | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Travis County Texas | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Salt Lake County Utah | 1 | $ 355,000 | $ 355,000 | $ 92,000 |
| Arlington County Virginia | 1 | $ 835,000 | $ 835,000 | $ 625,000 |
| Chesterfield County Virginia | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Falls Church County Virginia | 1 | $ 955,000 | $ 955,000 | $ 402,000 |
| Powhatan County Virginia | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 325,000 | $ 325,000 | $ 135,000 |
| Virginia Beach County Virginia | 1 | $ 385,000 | $ 385,000 | $ 86,000 |
| Clark County Washington | 1 | $ 415,000 | $ 415,000 | $ 115,000 |
| King County Washington | 1 | $ 285,000 | $ 285,000 | $ 213,000 |
| Kitsap County Washington | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Snohomish County Washington | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Spokane County Washington | 1 | $ 275,000 | $ 275,000 | $ 106,000 |
| Outagamie County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Walworth County Wisconsin | 1 | $ 445,000 | $ 445,000 | $ 737,000 |
Mortgage Loan Application Detail Totals for Oakstar Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,266 | $301,920,000 | $238,000 | $22,285,000 | $114,000 | $4,489,000 |
| Refinancing | 576 | $159,560,000 | $277,000 | $4,975,000 | $142,000 | $2,298,000 |
| Cash-out Refinancing | 232 | $51,420,000 | $221,000 | $1,135,000 | $120,000 | $1,050,000 |
| Other Purpose | 25 | $1,335,000 | $53,000 | $265,000 | $62,000 | $261,000 |
| Home Improvement | 24 | $1,140,000 | $47,000 | $115,000 | $67,000 | $181,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,872 | $393,070,000 | $209,000 | $2,805,000 | $118,000 | $4,489,000 |
| Not applicable | 105 | $84,395,000 | $803,000 | $22,285,000 | $0 | $0 |
| Hispanic | 41 | $9,875,000 | $240,000 | $705,000 | $78,000 | $240,000 |
| Not Provided | 36 | $8,470,000 | $235,000 | $505,000 | $209,000 | $2,298,000 |
| Black or African American | 31 | $9,595,000 | $309,000 | $1,045,000 | $175,000 | $1,050,000 |
| Asian | 30 | $8,510,000 | $283,000 | $855,000 | $98,000 | $209,000 |
| American Indian or Alaskan Native | 5 | $855,000 | $171,000 | $265,000 | $77,000 | $112,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $490,000 | $245,000 | $365,000 | $66,000 | $104,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,687 | $399,825,000 | $237,000 | $22,285,000 | $128,000 | $4,489,000 |
| VA-guaranteed (Veterans Administration) | 243 | $84,255,000 | $346,000 | $1,505,000 | $103,000 | $960,000 |
| FHA-insured (Federal Housing Administration) | 145 | $24,825,000 | $171,000 | $465,000 | $71,000 | $333,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 48 | $6,470,000 | $134,000 | $225,000 | $49,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,691 | $420,015,000 | $248,000 | $22,285,000 | $116,000 | $2,298,000 |
| Application Withdrawn By Applicant | 273 | $69,645,000 | $255,000 | $2,805,000 | $160,000 | $4,489,000 |
| Application Denied By Financial Institution | 127 | $18,215,000 | $143,000 | $1,135,000 | $71,000 | $1,036,000 |
| Application Approved But Not Accepted | 31 | $7,355,000 | $237,000 | $1,045,000 | $141,000 | $1,050,000 |
| File Closed For Incompleteness | 1 | $145,000 | $145,000 | $145,000 | $79,000 | $79,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,996 | $497,160,000 | $249,000 | $22,285,000 | $123,000 | $4,489,000 |
| Credit History | 56 | $4,690,000 | $83,000 | $465,000 | $52,000 | $254,000 |
| Debt-To-Income Ratio | 40 | $7,460,000 | $186,000 | $1,135,000 | $75,000 | $1,036,000 |
| Collateral | 11 | $965,000 | $87,000 | $185,000 | $72,000 | $293,000 |
| Credit Application Incomplete | 9 | $2,275,000 | $252,000 | $835,000 | $146,000 | $625,000 |
| Other | 6 | $1,930,000 | $321,000 | $625,000 | $79,000 | $110,000 |
| Unverifiable Information | 3 | $455,000 | $151,000 | $225,000 | $111,000 | $196,000 |
| Employment History | 2 | $440,000 | $220,000 | $325,000 | $149,000 | $149,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Oakstar Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Oakstar Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.