First Place Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
First Place Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Place Bank 185 East Market Warren, OH 44481 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 15,637 |
| Total Mortgage Loan Application Amount | $2,984,142,000 |
| Average Mortgage Loan Application Amount | $172,666 |
| Highest Mortgage Loan Application Amount | $4,171,000 |
| Average Applicant Income | $82,000 |
| Highest Applicant Income | $8,035,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with First Place Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Place Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down First Place Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Place Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Place Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Place Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cuyahoga County Ohio | 1,035 | $ 168,352,000 | $ 162,000 | $ 99,000 |
| Hamilton County Ohio | 1,029 | $ 203,184,000 | $ 197,000 | $ 109,000 |
| Mahoning County Ohio | 838 | $ 109,367,000 | $ 130,000 | $ 88,000 |
| Oakland County Michigan | 700 | $ 160,672,000 | $ 229,000 | $ 98,000 |
| Trumbull County Ohio | 655 | $ 71,842,000 | $ 109,000 | $ 71,000 |
| Franklin County Ohio | 571 | $ 105,057,000 | $ 183,000 | $ 105,000 |
| Ottawa County Michigan | 433 | $ 69,737,000 | $ 161,000 | $ 81,000 |
| Genesee County Michigan | 422 | $ 58,199,000 | $ 137,000 | $ 88,000 |
| Montgomery County Maryland | 420 | $ 155,269,000 | $ 369,000 | $ 180,000 |
| Lorain County Ohio | 419 | $ 66,419,000 | $ 158,000 | $ 89,000 |
| Hamilton County Indiana | 393 | $ 95,164,000 | $ 242,000 | $ 125,000 |
| Lucas County Ohio | 379 | $ 56,669,000 | $ 149,000 | $ 97,000 |
| Warren County Ohio | 379 | $ 92,519,000 | $ 244,000 | $ 116,000 |
| Kent County Michigan | 347 | $ 54,286,000 | $ 156,000 | $ 84,000 |
| Wayne County Michigan | 347 | $ 66,145,000 | $ 190,000 | $ 91,000 |
| Summit County Ohio | 346 | $ 68,764,000 | $ 198,000 | $ 109,000 |
| Marion County Indiana | 325 | $ 52,055,000 | $ 160,000 | $ 91,000 |
| Cook County Illinois | 311 | $ 71,869,000 | $ 231,000 | $ 22,000 |
| Delaware County Ohio | 257 | $ 60,768,000 | $ 236,000 | $ 116,000 |
| Clermont County Ohio | 245 | $ 43,268,000 | $ 176,000 | $ 75,000 |
| Will County Illinois | 226 | $ 46,788,000 | $ 207,000 | $ 3,000 |
| Stark County Ohio | 212 | $ 33,756,000 | $ 159,000 | $ 56,000 |
| Montgomery County Ohio | 207 | $ 49,159,000 | $ 237,000 | $ 157,000 |
| Lake County Ohio | 205 | $ 33,360,000 | $ 162,000 | $ 86,000 |
| Butler County Ohio | 202 | $ 35,085,000 | $ 173,000 | $ 104,000 |
| Portage County Ohio | 180 | $ 30,805,000 | $ 171,000 | $ 92,000 |
| Washtenaw County Michigan | 162 | $ 37,203,000 | $ 229,000 | $ 65,000 |
| Licking County Ohio | 146 | $ 27,077,000 | $ 185,000 | $ 106,000 |
| Greene County Ohio | 144 | $ 41,238,000 | $ 286,000 | $ 154,000 |
| Jackson County Michigan | 134 | $ 18,241,000 | $ 136,000 | $ 83,000 |
| Allegan County Michigan | 127 | $ 23,667,000 | $ 186,000 | $ 97,000 |
| District of Columbia County District Of Columbia | 125 | $ 47,455,000 | $ 379,000 | $ 167,000 |
| Macomb County Michigan | 119 | $ 22,199,000 | $ 186,000 | $ 79,000 |
| Wood County Ohio | 118 | $ 21,035,000 | $ 178,000 | $ 105,000 |
| Medina County Ohio | 117 | $ 23,862,000 | $ 203,000 | $ 118,000 |
| Livingston County Michigan | 106 | $ 21,632,000 | $ 204,000 | $ 93,000 |
| Hendricks County Indiana | 105 | $ 20,693,000 | $ 197,000 | $ 89,000 |
| Grand Traverse County Michigan | 104 | $ 21,782,000 | $ 209,000 | $ 100,000 |
| Geauga County Ohio | 102 | $ 23,470,000 | $ 230,000 | $ 114,000 |
| Eaton County Michigan | 97 | $ 11,823,000 | $ 121,000 | $ 43,000 |
| DuPage County Illinois | 96 | $ 24,063,000 | $ 250,000 | $ 20,000 |
| Howard County Maryland | 91 | $ 26,646,000 | $ 292,000 | $ 153,000 |
| Ingham County Michigan | 91 | $ 11,716,000 | $ 128,000 | $ 58,000 |
| Hancock County Indiana | 84 | $ 13,615,000 | $ 162,000 | $ 79,000 |
| Columbiana County Ohio | 79 | $ 10,365,000 | $ 131,000 | $ 88,000 |
| Kenton County Kentucky | 71 | $ 11,554,000 | $ 162,000 | $ 94,000 |
| Knox County Ohio | 65 | $ 8,132,000 | $ 125,000 | $ 69,000 |
| Johnson County Indiana | 63 | $ 10,194,000 | $ 161,000 | $ 82,000 |
| Howard County Indiana | 60 | $ 7,143,000 | $ 119,000 | $ 61,000 |
| Boone County Kentucky | 59 | $ 11,516,000 | $ 195,000 | $ 92,000 |
| Allen County Indiana | 57 | $ 9,876,000 | $ 173,000 | $ 23,000 |
| Calhoun County Michigan | 57 | $ 6,775,000 | $ 118,000 | $ 65,000 |
| Monroe County Michigan | 56 | $ 8,217,000 | $ 146,000 | $ 91,000 |
| Morgan County Indiana | 41 | $ 5,999,000 | $ 146,000 | $ 58,000 |
| Boone County Indiana | 40 | $ 11,902,000 | $ 297,000 | $ 189,000 |
| Lake County Illinois | 39 | $ 10,736,000 | $ 275,000 | $ 26,000 |
| Lake County Indiana | 39 | $ 7,393,000 | $ 189,000 | $ 44,000 |
| Campbell County Kentucky | 36 | $ 6,123,000 | $ 170,000 | $ 164,000 |
| Fairfax County Virginia | 34 | $ 12,426,000 | $ 365,000 | $ 148,000 |
| Brown County Ohio | 33 | $ 5,584,000 | $ 169,000 | $ 79,000 |
| Anne Arundel County Maryland | 32 | $ 8,660,000 | $ 270,000 | $ 147,000 |
| Lapeer County Michigan | 32 | $ 4,846,000 | $ 151,000 | $ 83,000 |
| Ottawa County Ohio | 32 | $ 5,780,000 | $ 180,000 | $ 117,000 |
| Prince George's County Maryland | 31 | $ 7,915,000 | $ 255,000 | $ 101,000 |
| Leelanau County Michigan | 30 | $ 6,126,000 | $ 204,000 | $ 116,000 |
| Lee County Florida | 29 | $ 5,134,000 | $ 177,000 | $ 160,000 |
| Kane County Illinois | 28 | $ 6,346,000 | $ 226,000 | $ 41,000 |
| Fairfield County Ohio | 28 | $ 6,565,000 | $ 234,000 | $ 127,000 |
| Frederick County Maryland | 27 | $ 7,233,000 | $ 267,000 | $ 103,000 |
| Madison County Ohio | 27 | $ 4,671,000 | $ 173,000 | $ 111,000 |
| Fulton County Ohio | 26 | $ 3,711,000 | $ 142,000 | $ 58,000 |
| Defiance County Ohio | 23 | $ 2,451,000 | $ 106,000 | $ 52,000 |
| Erie County Ohio | 23 | $ 4,533,000 | $ 197,000 | $ 139,000 |
| Union County Ohio | 23 | $ 6,185,000 | $ 268,000 | $ 140,000 |
| Clinton County Michigan | 22 | $ 3,381,000 | $ 153,000 | $ 56,000 |
| Ashtabula County Ohio | 22 | $ 3,211,000 | $ 145,000 | $ 120,000 |
| Kalamazoo County Michigan | 21 | $ 2,919,000 | $ 139,000 | $ 69,000 |
| Collier County Florida | 20 | $ 5,594,000 | $ 279,000 | $ 165,000 |
| Arlington County Virginia | 19 | $ 6,481,000 | $ 341,000 | $ 167,000 |
| Dearborn County Indiana | 16 | $ 2,824,000 | $ 176,000 | $ 105,000 |
| Tippecanoe County Indiana | 16 | $ 2,262,000 | $ 141,000 | $ 65,000 |
| Benzie County Michigan | 16 | $ 3,777,000 | $ 236,000 | $ 154,000 |
| Shiawassee County Michigan | 16 | $ 1,842,000 | $ 115,000 | $ 47,000 |
| Maricopa County Arizona | 15 | $ 3,724,000 | $ 248,000 | $ 772,000 |
| McHenry County Illinois | 15 | $ 2,865,000 | $ 191,000 | $ 21,000 |
| Monroe County Indiana | 15 | $ 2,947,000 | $ 196,000 | $ 109,000 |
| Carroll County Maryland | 15 | $ 4,923,000 | $ 328,000 | $ 122,000 |
| Miami County Ohio | 15 | $ 2,392,000 | $ 159,000 | $ 124,000 |
| Madison County Indiana | 14 | $ 2,880,000 | $ 205,000 | $ 85,000 |
| Antrim County Michigan | 14 | $ 3,418,000 | $ 244,000 | $ 215,000 |
| Barry County Michigan | 13 | $ 2,127,000 | $ 163,000 | $ 63,000 |
| Mercer County Pennsylvania | 13 | $ 1,928,000 | $ 148,000 | $ 75,000 |
| Baltimore County Maryland | 12 | $ 3,030,000 | $ 252,000 | $ 79,000 |
| Lenawee County Michigan | 12 | $ 2,000,000 | $ 166,000 | $ 82,000 |
| Muskegon County Michigan | 11 | $ 1,832,000 | $ 166,000 | $ 95,000 |
| St. Clair County Michigan | 11 | $ 1,625,000 | $ 147,000 | $ 70,000 |
| Henry County Ohio | 11 | $ 1,148,000 | $ 104,000 | $ 48,000 |
| Williams County Ohio | 11 | $ 1,634,000 | $ 148,000 | $ 86,000 |
| Alexandria County Virginia | 11 | $ 4,169,000 | $ 379,000 | $ 184,000 |
| Milwaukee County Wisconsin | 11 | $ 1,810,000 | $ 164,000 | $ 4,000 |
| Ionia County Michigan | 10 | $ 1,557,000 | $ 155,000 | $ 60,000 |
| Buncombe County North Carolina | 10 | $ 1,580,000 | $ 158,000 | $ 131,000 |
| Beaufort County South Carolina | 10 | $ 1,981,000 | $ 198,000 | $ 157,000 |
| Denver County Colorado | 9 | $ 1,742,000 | $ 193,000 | $ 16,000 |
| DeKalb County Indiana | 9 | $ 1,634,000 | $ 181,000 | $ 24,000 |
| Newaygo County Michigan | 9 | $ 1,785,000 | $ 198,000 | $ 101,000 |
| Saginaw County Michigan | 9 | $ 2,245,000 | $ 249,000 | $ 137,000 |
| Clinton County Ohio | 9 | $ 1,579,000 | $ 175,000 | $ 80,000 |
| Lackawanna County Pennsylvania | 9 | $ 1,118,000 | $ 124,000 | $ 27,000 |
| Campbell County Tennessee | 9 | $ 2,423,000 | $ 269,000 | $ 203,000 |
| Shelby County Indiana | 8 | $ 950,000 | $ 118,000 | $ 50,000 |
| Charlevoix County Michigan | 8 | $ 1,877,000 | $ 234,000 | $ 42,000 |
| Carroll County Ohio | 8 | $ 937,000 | $ 117,000 | $ 118,000 |
| Champaign County Ohio | 8 | $ 1,098,000 | $ 137,000 | $ 69,000 |
| Huron County Ohio | 8 | $ 1,304,000 | $ 163,000 | $ 100,000 |
| Morrow County Ohio | 8 | $ 1,269,000 | $ 158,000 | $ 69,000 |
| Pickaway County Ohio | 8 | $ 1,479,000 | $ 184,000 | $ 122,000 |
| Emmet County Michigan | 7 | $ 1,671,000 | $ 238,000 | $ 108,000 |
| Kalkaska County Michigan | 7 | $ 1,569,000 | $ 224,000 | $ 141,000 |
| Oceana County Michigan | 7 | $ 1,214,000 | $ 173,000 | $ 60,000 |
| Wake County North Carolina | 7 | $ 2,077,000 | $ 296,000 | $ 144,000 |
| Clark County Ohio | 7 | $ 1,419,000 | $ 202,000 | $ 115,000 |
| Perry County Ohio | 7 | $ 2,028,000 | $ 289,000 | $ 138,000 |
| Wayne County Ohio | 7 | $ 862,000 | $ 123,000 | $ 73,000 |
| Lexington County South Carolina | 7 | $ 1,821,000 | $ 260,000 | $ 119,000 |
| Sussex County Delaware | 6 | $ 1,704,000 | $ 284,000 | $ 166,000 |
| Broward County Florida | 6 | $ 1,303,000 | $ 217,000 | $ 137,000 |
| Grundy County Illinois | 6 | $ 958,000 | $ 159,000 | $ 0 |
| Steuben County Indiana | 6 | $ 1,846,000 | $ 307,000 | $ 168,000 |
| Grant County Kentucky | 6 | $ 832,000 | $ 138,000 | $ 80,000 |
| Lafayette County Louisiana | 6 | $ 1,861,000 | $ 310,000 | $ 120,000 |
| Bay County Michigan | 6 | $ 729,000 | $ 121,000 | $ 57,000 |
| Hillsdale County Michigan | 6 | $ 826,000 | $ 137,000 | $ 137,000 |
| Mecklenburg County North Carolina | 6 | $ 783,000 | $ 130,000 | $ 135,000 |
| Muskingum County Ohio | 6 | $ 926,000 | $ 154,000 | $ 85,000 |
| Allegheny County Pennsylvania | 6 | $ 1,139,000 | $ 189,000 | $ 63,000 |
| Douglas County Colorado | 5 | $ 1,257,000 | $ 251,000 | $ 20,000 |
| Jefferson County Colorado | 5 | $ 1,445,000 | $ 289,000 | $ 39,000 |
| Manatee County Florida | 5 | $ 1,805,000 | $ 361,000 | $ 1,915,000 |
| Kendall County Illinois | 5 | $ 1,068,000 | $ 213,000 | $ 30,000 |
| Fayette County Kentucky | 5 | $ 973,000 | $ 194,000 | $ 54,000 |
| Hardin County Kentucky | 5 | $ 868,000 | $ 173,000 | $ 173,000 |
| Jefferson County Kentucky | 5 | $ 941,000 | $ 188,000 | $ 72,000 |
| St. Landry County Louisiana | 5 | $ 1,267,000 | $ 253,000 | $ 100,000 |
| Baltimore City County Maryland | 5 | $ 1,475,000 | $ 295,000 | $ 193,000 |
| Cheboygan County Michigan | 5 | $ 2,141,000 | $ 428,000 | $ 292,000 |
| Midland County Michigan | 5 | $ 578,000 | $ 115,000 | $ 68,000 |
| Montcalm County Michigan | 5 | $ 392,000 | $ 78,000 | $ 106,000 |
| Roscommon County Michigan | 5 | $ 610,000 | $ 122,000 | $ 107,000 |
| Tuscola County Michigan | 5 | $ 855,000 | $ 171,000 | $ 120,000 |
| Jefferson County Ohio | 5 | $ 321,000 | $ 64,000 | $ 139,000 |
| Waukesha County Wisconsin | 5 | $ 1,001,000 | $ 200,000 | $ 25,000 |
| Hillsborough County Florida | 4 | $ 1,039,000 | $ 259,000 | $ 129,000 |
| Sarasota County Florida | 4 | $ 734,000 | $ 183,000 | $ 137,000 |
| Porter County Indiana | 4 | $ 1,140,000 | $ 285,000 | $ 58,000 |
| Calvert County Maryland | 4 | $ 1,151,000 | $ 287,000 | $ 165,000 |
| Charles County Maryland | 4 | $ 1,289,000 | $ 322,000 | $ 82,000 |
| Queen Anne's County Maryland | 4 | $ 1,570,000 | $ 392,000 | $ 133,000 |
| Manistee County Michigan | 4 | $ 1,245,000 | $ 311,000 | $ 214,000 |
| Missaukee County Michigan | 4 | $ 752,000 | $ 188,000 | $ 150,000 |
| Sanilac County Michigan | 4 | $ 618,000 | $ 154,000 | $ 50,000 |
| St. Joseph County Michigan | 4 | $ 434,000 | $ 108,000 | $ 63,000 |
| Monmouth County New Jersey | 4 | $ 1,290,000 | $ 322,000 | $ 125,000 |
| Brunswick County North Carolina | 4 | $ 924,000 | $ 231,000 | $ 198,000 |
| Ashland County Ohio | 4 | $ 632,000 | $ 158,000 | $ 99,000 |
| Belmont County Ohio | 4 | $ 782,000 | $ 195,000 | $ 111,000 |
| Coshocton County Ohio | 4 | $ 792,000 | $ 198,000 | $ 88,000 |
| Marion County Ohio | 4 | $ 593,000 | $ 148,000 | $ 65,000 |
| Preble County Ohio | 4 | $ 868,000 | $ 217,000 | $ 315,000 |
| Tuscarawas County Ohio | 4 | $ 631,000 | $ 157,000 | $ 52,000 |
| Butler County Pennsylvania | 4 | $ 1,087,000 | $ 271,000 | $ 259,000 |
| Luzerne County Pennsylvania | 4 | $ 630,000 | $ 157,000 | $ 86,000 |
| Pike County Pennsylvania | 4 | $ 855,000 | $ 213,000 | $ 0 |
| Berkeley County South Carolina | 4 | $ 998,000 | $ 249,000 | $ 133,000 |
| Arapahoe County Colorado | 3 | $ 1,034,000 | $ 344,000 | $ 136,000 |
| El Paso County Colorado | 3 | $ 943,000 | $ 314,000 | $ 38,000 |
| Fairfield County Connecticut | 3 | $ 939,000 | $ 313,000 | $ 109,000 |
| Duval County Florida | 3 | $ 377,000 | $ 125,000 | $ 36,000 |
| Miami-Dade County Florida | 3 | $ 797,000 | $ 265,000 | $ 2,224,000 |
| Orange County Florida | 3 | $ 652,000 | $ 217,000 | $ 81,000 |
| Palm Beach County Florida | 3 | $ 653,000 | $ 217,000 | $ 155,000 |
| Polk County Florida | 3 | $ 415,000 | $ 138,000 | $ 111,000 |
| DeKalb County Georgia | 3 | $ 989,000 | $ 329,000 | $ 286,000 |
| Franklin County Indiana | 3 | $ 418,000 | $ 139,000 | $ 74,000 |
| Shelby County Kentucky | 3 | $ 1,050,000 | $ 350,000 | $ 56,000 |
| Berrien County Michigan | 3 | $ 497,000 | $ 165,000 | $ 48,000 |
| Gladwin County Michigan | 3 | $ 354,000 | $ 118,000 | $ 148,000 |
| Iosco County Michigan | 3 | $ 480,000 | $ 160,000 | $ 100,000 |
| Van Buren County Michigan | 3 | $ 608,000 | $ 202,000 | $ 109,000 |
| Wexford County Michigan | 3 | $ 364,000 | $ 121,000 | $ 62,000 |
| St. Louis County Missouri | 3 | $ 582,000 | $ 194,000 | $ 33,000 |
| Clark County Nevada | 3 | $ 519,000 | $ 173,000 | $ 54,000 |
| Erie County New York | 3 | $ 370,000 | $ 123,000 | $ 117,000 |
| Guilford County North Carolina | 3 | $ 568,000 | $ 189,000 | $ 179,000 |
| Iredell County North Carolina | 3 | $ 736,000 | $ 245,000 | $ 109,000 |
| Moore County North Carolina | 3 | $ 720,000 | $ 240,000 | $ 81,000 |
| Paulding County Ohio | 3 | $ 334,000 | $ 111,000 | $ 49,000 |
| Beaver County Pennsylvania | 3 | $ 765,000 | $ 255,000 | $ 188,000 |
| Wayne County Pennsylvania | 3 | $ 468,000 | $ 156,000 | $ 0 |
| Charleston County South Carolina | 3 | $ 867,000 | $ 289,000 | $ 175,000 |
| Dorchester County South Carolina | 3 | $ 1,087,000 | $ 362,000 | $ 162,000 |
| Richland County South Carolina | 3 | $ 786,000 | $ 262,000 | $ 71,000 |
| Sevier County Tennessee | 3 | $ 842,000 | $ 280,000 | $ 117,000 |
| Monongalia County West Virginia | 3 | $ 441,000 | $ 147,000 | $ 114,000 |
| Madison County Alabama | 2 | $ 460,000 | $ 230,000 | $ 120,000 |
| Coconino County Arizona | 2 | $ 957,000 | $ 478,000 | $ 181,000 |
| San Diego County California | 2 | $ 1,068,000 | $ 534,000 | $ 221,000 |
| Santa Cruz County California | 2 | $ 736,000 | $ 368,000 | $ 167,000 |
| Boulder County Colorado | 2 | $ 517,000 | $ 258,000 | $ 45,000 |
| Teller County Colorado | 2 | $ 786,000 | $ 393,000 | $ 0 |
| Weld County Colorado | 2 | $ 445,000 | $ 222,000 | $ 28,000 |
| Flagler County Florida | 2 | $ 239,000 | $ 119,000 | $ 54,000 |
| Lake County Florida | 2 | $ 365,000 | $ 182,000 | $ 118,000 |
| Martin County Florida | 2 | $ 384,000 | $ 192,000 | $ 328,000 |
| Osceola County Florida | 2 | $ 294,000 | $ 147,000 | $ 130,000 |
| Pinellas County Florida | 2 | $ 350,000 | $ 175,000 | $ 560,000 |
| Camden County Georgia | 2 | $ 834,000 | $ 417,000 | $ 0 |
| Cobb County Georgia | 2 | $ 270,000 | $ 135,000 | $ 118,000 |
| Fulton County Georgia | 2 | $ 490,000 | $ 245,000 | $ 198,000 |
| Jackson County Georgia | 2 | $ 413,000 | $ 206,000 | $ 96,000 |
| DeKalb County Illinois | 2 | $ 175,000 | $ 87,000 | $ 16,000 |
| Kankakee County Illinois | 2 | $ 354,000 | $ 177,000 | $ 0 |
| Bartholomew County Indiana | 2 | $ 626,000 | $ 313,000 | $ 55,000 |
| Brown County Indiana | 2 | $ 594,000 | $ 297,000 | $ 209,000 |
| Carroll County Indiana | 2 | $ 185,000 | $ 92,000 | $ 89,000 |
| Henry County Indiana | 2 | $ 209,000 | $ 104,000 | $ 48,000 |
| Huntington County Indiana | 2 | $ 205,000 | $ 102,000 | $ 11,000 |
| Jasper County Indiana | 2 | $ 467,000 | $ 233,000 | $ 86,000 |
| Kosciusko County Indiana | 2 | $ 568,000 | $ 284,000 | $ 255,000 |
| Marshall County Indiana | 2 | $ 357,000 | $ 178,000 | $ 234,000 |
| Miami County Indiana | 2 | $ 148,000 | $ 74,000 | $ 30,000 |
| St. Joseph County Indiana | 2 | $ 228,000 | $ 114,000 | $ 137,000 |
| Tipton County Indiana | 2 | $ 438,000 | $ 219,000 | $ 119,000 |
| White County Indiana | 2 | $ 217,000 | $ 108,000 | $ 78,000 |
| Bracken County Kentucky | 2 | $ 1,159,000 | $ 579,000 | $ 140,000 |
| Gallatin County Kentucky | 2 | $ 286,000 | $ 143,000 | $ 59,000 |
| Lewis County Kentucky | 2 | $ 282,000 | $ 141,000 | $ 72,000 |
| Mason County Kentucky | 2 | $ 196,000 | $ 98,000 | $ 60,000 |
| Pendleton County Kentucky | 2 | $ 165,000 | $ 82,000 | $ 90,000 |
| Russell County Kentucky | 2 | $ 108,000 | $ 54,000 | $ 63,000 |
| Spencer County Kentucky | 2 | $ 347,000 | $ 173,000 | $ 81,000 |
| Acadia County Louisiana | 2 | $ 380,000 | $ 190,000 | $ 106,000 |
| East Baton Rouge County Louisiana | 2 | $ 1,049,000 | $ 524,000 | $ 219,000 |
| St. Martin County Louisiana | 2 | $ 480,000 | $ 240,000 | $ 92,000 |
| Cumberland County Maine | 2 | $ 747,000 | $ 373,000 | $ 174,000 |
| Worcester County Maryland | 2 | $ 535,000 | $ 267,000 | $ 173,000 |
| Cass County Michigan | 2 | $ 570,000 | $ 285,000 | $ 143,000 |
| Lake County Michigan | 2 | $ 348,000 | $ 174,000 | $ 128,000 |
| Luce County Michigan | 2 | $ 133,000 | $ 66,000 | $ 97,000 |
| Mackinac County Michigan | 2 | $ 330,000 | $ 165,000 | $ 51,000 |
| Mason County Michigan | 2 | $ 382,000 | $ 191,000 | $ 20,000 |
| Montmorency County Michigan | 2 | $ 257,000 | $ 128,000 | $ 118,000 |
| Osceola County Michigan | 2 | $ 235,000 | $ 117,000 | $ 115,000 |
| Oscoda County Michigan | 2 | $ 218,000 | $ 109,000 | $ 0 |
| Otsego County Michigan | 2 | $ 259,000 | $ 129,000 | $ 24,000 |
| Bergen County New Jersey | 2 | $ 346,000 | $ 173,000 | $ 11,000 |
| Cape May County New Jersey | 2 | $ 905,000 | $ 452,000 | $ 231,000 |
| Essex County New Jersey | 2 | $ 876,000 | $ 438,000 | $ 177,000 |
| Sierra County New Mexico | 2 | $ 448,000 | $ 224,000 | $ 166,000 |
| Cattaraugus County New York | 2 | $ 420,000 | $ 210,000 | $ 646,000 |
| Alamance County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 114,000 |
| Dare County North Carolina | 2 | $ 567,000 | $ 283,000 | $ 126,000 |
| Durham County North Carolina | 2 | $ 243,000 | $ 121,000 | $ 343,000 |
| Person County North Carolina | 2 | $ 482,000 | $ 241,000 | $ 88,000 |
| Rowan County North Carolina | 2 | $ 596,000 | $ 298,000 | $ 120,000 |
| Union County North Carolina | 2 | $ 495,000 | $ 247,000 | $ 93,000 |
| Allen County Ohio | 2 | $ 426,000 | $ 213,000 | $ 115,000 |
| Hancock County Ohio | 2 | $ 303,000 | $ 151,000 | $ 111,000 |
| Highland County Ohio | 2 | $ 184,000 | $ 92,000 | $ 74,000 |
| Logan County Ohio | 2 | $ 297,000 | $ 148,000 | $ 154,000 |
| Ross County Ohio | 2 | $ 267,000 | $ 133,000 | $ 68,000 |
| Sandusky County Ohio | 2 | $ 384,000 | $ 192,000 | $ 51,000 |
| Adams County Pennsylvania | 2 | $ 652,000 | $ 326,000 | $ 119,000 |
| Chester County Pennsylvania | 2 | $ 405,000 | $ 202,000 | $ 83,000 |
| Clarion County Pennsylvania | 2 | $ 566,000 | $ 283,000 | $ 136,000 |
| Cumberland County Pennsylvania | 2 | $ 621,000 | $ 310,000 | $ 101,000 |
| Delaware County Pennsylvania | 2 | $ 369,000 | $ 184,000 | $ 129,000 |
| Erie County Pennsylvania | 2 | $ 263,000 | $ 131,000 | $ 52,000 |
| Philadelphia County Pennsylvania | 2 | $ 256,000 | $ 128,000 | $ 80,000 |
| Westmoreland County Pennsylvania | 2 | $ 484,000 | $ 242,000 | $ 110,000 |
| Shelby County Tennessee | 2 | $ 158,000 | $ 79,000 | $ 103,000 |
| Brazoria County Texas | 2 | $ 347,000 | $ 173,000 | $ 116,000 |
| Chambers County Texas | 2 | $ 423,000 | $ 211,000 | $ 76,000 |
| Harris County Texas | 2 | $ 538,000 | $ 269,000 | $ 130,000 |
| Montgomery County Texas | 2 | $ 331,000 | $ 165,000 | $ 75,000 |
| Travis County Texas | 2 | $ 503,000 | $ 251,000 | $ 99,000 |
| Loudoun County Virginia | 2 | $ 892,000 | $ 446,000 | $ 152,000 |
| Prince William County Virginia | 2 | $ 575,000 | $ 287,000 | $ 101,000 |
| Spotsylvania County Virginia | 2 | $ 376,000 | $ 188,000 | $ 56,000 |
| Autauga County Alabama | 1 | $ 201,000 | $ 201,000 | $ 88,000 |
| Jefferson County Alabama | 1 | $ 417,000 | $ 417,000 | $ 200,000 |
| Pima County Arizona | 1 | $ 216,000 | $ 216,000 | $ 193,000 |
| Pinal County Arizona | 1 | $ 394,000 | $ 394,000 | $ 143,000 |
| Alameda County California | 1 | $ 468,000 | $ 468,000 | $ 94,000 |
| Contra Costa County California | 1 | $ 208,000 | $ 208,000 | $ 94,000 |
| Orange County California | 1 | $ 460,000 | $ 460,000 | $ 159,000 |
| Riverside County California | 1 | $ 179,000 | $ 179,000 | $ 94,000 |
| San Luis Obispo County California | 1 | $ 350,000 | $ 350,000 | $ 303,000 |
| San Mateo County California | 1 | $ 613,000 | $ 613,000 | $ 579,000 |
| Adams County Colorado | 1 | $ 347,000 | $ 347,000 | $ 129,000 |
| La Plata County Colorado | 1 | $ 417,000 | $ 417,000 | $ 170,000 |
| Park County Colorado | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Pitkin County Colorado | 1 | $ 370,000 | $ 370,000 | $ 63,000 |
| Summit County Colorado | 1 | $ 142,000 | $ 142,000 | $ 230,000 |
| New Haven County Connecticut | 1 | $ 417,000 | $ 417,000 | $ 450,000 |
| Windham County Connecticut | 1 | $ 328,000 | $ 328,000 | $ 228,000 |
| Bay County Florida | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Charlotte County Florida | 1 | $ 413,000 | $ 413,000 | $ 268,000 |
| Highlands County Florida | 1 | $ 91,000 | $ 91,000 | $ 102,000 |
| Pasco County Florida | 1 | $ 100,000 | $ 100,000 | $ 67,000 |
| St. Lucie County Florida | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Sumter County Florida | 1 | $ 230,000 | $ 230,000 | $ 226,000 |
| Bartow County Georgia | 1 | $ 59,000 | $ 59,000 | $ 197,000 |
| Columbia County Georgia | 1 | $ 58,000 | $ 58,000 | $ 77,000 |
| Gordon County Georgia | 1 | $ 82,000 | $ 82,000 | $ 204,000 |
| Gwinnett County Georgia | 1 | $ 280,000 | $ 280,000 | $ 225,000 |
| Jones County Georgia | 1 | $ 146,000 | $ 146,000 | $ 102,000 |
| Carroll County Illinois | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Cumberland County Illinois | 1 | $ 131,000 | $ 131,000 | $ 157,000 |
| Livingston County Illinois | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Madison County Illinois | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| Winnebago County Illinois | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Cass County Indiana | 1 | $ 150,000 | $ 150,000 | $ 68,000 |
| Clinton County Indiana | 1 | $ 90,000 | $ 90,000 | $ 38,000 |
| Delaware County Indiana | 1 | $ 325,000 | $ 325,000 | $ 280,000 |
| Elkhart County Indiana | 1 | $ 181,000 | $ 181,000 | $ 138,000 |
| Fulton County Indiana | 1 | $ 150,000 | $ 150,000 | $ 255,000 |
| LaGrange County Indiana | 1 | $ 285,000 | $ 285,000 | $ 73,000 |
| Montgomery County Indiana | 1 | $ 127,000 | $ 127,000 | $ 37,000 |
| Newton County Indiana | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Putnam County Indiana | 1 | $ 200,000 | $ 200,000 | $ 244,000 |
| Ripley County Indiana | 1 | $ 79,000 | $ 79,000 | $ 36,000 |
| Rush County Indiana | 1 | $ 51,000 | $ 51,000 | $ 32,000 |
| Starke County Indiana | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Warrick County Indiana | 1 | $ 156,000 | $ 156,000 | $ 82,000 |
| Wells County Indiana | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Whitley County Indiana | 1 | $ 59,000 | $ 59,000 | $ 134,000 |
| Iowa County Iowa | 1 | $ 162,000 | $ 162,000 | $ 53,000 |
| Bath County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 105,000 |
| Clark County Kentucky | 1 | $ 406,000 | $ 406,000 | $ 86,000 |
| Garrard County Kentucky | 1 | $ 136,000 | $ 136,000 | $ 105,000 |
| Johnson County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 50,000 |
| Laurel County Kentucky | 1 | $ 160,000 | $ 160,000 | $ 54,000 |
| Lyon County Kentucky | 1 | $ 414,000 | $ 414,000 | $ 68,000 |
| Madison County Kentucky | 1 | $ 92,000 | $ 92,000 | $ 41,000 |
| Oldham County Kentucky | 1 | $ 308,000 | $ 308,000 | $ 119,000 |
| Owen County Kentucky | 1 | $ 152,000 | $ 152,000 | $ 117,000 |
| Pulaski County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 135,000 |
| Scott County Kentucky | 1 | $ 268,000 | $ 268,000 | $ 87,000 |
| Warren County Kentucky | 1 | $ 407,000 | $ 407,000 | $ 201,000 |
| Bossier County Louisiana | 1 | $ 291,000 | $ 291,000 | $ 149,000 |
| East Feliciana County Louisiana | 1 | $ 226,000 | $ 226,000 | $ 105,000 |
| Jefferson County Louisiana | 1 | $ 399,000 | $ 399,000 | $ 240,000 |
| Vermilion County Louisiana | 1 | $ 200,000 | $ 200,000 | $ 95,000 |
| Harford County Maryland | 1 | $ 353,000 | $ 353,000 | $ 70,000 |
| St. Mary's County Maryland | 1 | $ 283,000 | $ 283,000 | $ 114,000 |
| Talbot County Maryland | 1 | $ 212,000 | $ 212,000 | $ 41,000 |
| Washington County Maryland | 1 | $ 215,000 | $ 215,000 | $ 197,000 |
| Nantucket County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 393,000 |
| Norfolk County Massachusetts | 1 | $ 369,000 | $ 369,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 413,000 | $ 413,000 | $ 138,000 |
| Alcona County Michigan | 1 | $ 90,000 | $ 90,000 | $ 61,000 |
| Alger County Michigan | 1 | $ 172,000 | $ 172,000 | $ 139,000 |
| Alpena County Michigan | 1 | $ 157,000 | $ 157,000 | $ 70,000 |
| Arenac County Michigan | 1 | $ 45,000 | $ 45,000 | $ 74,000 |
| Branch County Michigan | 1 | $ 196,000 | $ 196,000 | $ 142,000 |
| Chippewa County Michigan | 1 | $ 213,000 | $ 213,000 | $ 241,000 |
| Clare County Michigan | 1 | $ 77,000 | $ 77,000 | $ 47,000 |
| Crawford County Michigan | 1 | $ 208,000 | $ 208,000 | $ 249,000 |
| Houghton County Michigan | 1 | $ 60,000 | $ 60,000 | $ 33,000 |
| Huron County Michigan | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Iron County Michigan | 1 | $ 224,000 | $ 224,000 | $ 182,000 |
| Mecosta County Michigan | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Ogemaw County Michigan | 1 | $ 112,000 | $ 112,000 | $ 64,000 |
| Presque Isle County Michigan | 1 | $ 120,000 | $ 120,000 | $ 262,000 |
| Anoka County Minnesota | 1 | $ 304,000 | $ 304,000 | $ 0 |
| Cook County Minnesota | 1 | $ 254,000 | $ 254,000 | $ 351,000 |
| Crow Wing County Minnesota | 1 | $ 400,000 | $ 400,000 | $ 300,000 |
| Hennepin County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 127,000 |
| Morrison County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 85,000 |
| Wright County Minnesota | 1 | $ 348,000 | $ 348,000 | $ 245,000 |
| Miller County Missouri | 1 | $ 49,000 | $ 49,000 | $ 40,000 |
| Newton County Missouri | 1 | $ 410,000 | $ 410,000 | $ 275,000 |
| Platte County Missouri | 1 | $ 163,000 | $ 163,000 | $ 216,000 |
| Gallatin County Montana | 1 | $ 350,000 | $ 350,000 | $ 347,000 |
| Hall County Nebraska | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Washoe County Nevada | 1 | $ 186,000 | $ 186,000 | $ 44,000 |
| Rockingham County New Hampshire | 1 | $ 327,000 | $ 327,000 | $ 100,000 |
| Burlington County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 392,000 |
| Camden County New Jersey | 1 | $ 404,000 | $ 404,000 | $ 205,000 |
| Morris County New Jersey | 1 | $ 359,000 | $ 359,000 | $ 118,000 |
| Sussex County New Jersey | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Socorro County New Mexico | 1 | $ 146,000 | $ 146,000 | $ 73,000 |
| Chautauqua County New York | 1 | $ 139,000 | $ 139,000 | $ 133,000 |
| Suffolk County New York | 1 | $ 247,000 | $ 247,000 | $ 65,000 |
| Warren County New York | 1 | $ 320,000 | $ 320,000 | $ 204,000 |
| Carteret County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 938,000 |
| Caswell County North Carolina | 1 | $ 322,000 | $ 322,000 | $ 123,000 |
| Chatham County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 168,000 |
| Gaston County North Carolina | 1 | $ 158,000 | $ 158,000 | $ 67,000 |
| Haywood County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 129,000 |
| Northampton County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 90,000 |
| Pender County North Carolina | 1 | $ 302,000 | $ 302,000 | $ 149,000 |
| Polk County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 537,000 |
| Transylvania County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 267,000 |
| Vance County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 67,000 |
| Athens County Ohio | 1 | $ 208,000 | $ 208,000 | $ 64,000 |
| Auglaize County Ohio | 1 | $ 103,000 | $ 103,000 | $ 75,000 |
| Darke County Ohio | 1 | $ 78,000 | $ 78,000 | $ 24,000 |
| Fayette County Ohio | 1 | $ 99,000 | $ 99,000 | $ 48,000 |
| Guernsey County Ohio | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Harrison County Ohio | 1 | $ 256,000 | $ 256,000 | $ 94,000 |
| Hocking County Ohio | 1 | $ 60,000 | $ 60,000 | $ 43,000 |
| Jackson County Ohio | 1 | $ 176,000 | $ 176,000 | $ 42,000 |
| Lawrence County Ohio | 1 | $ 292,000 | $ 292,000 | $ 117,000 |
| Pike County Ohio | 1 | $ 111,000 | $ 111,000 | $ 55,000 |
| Richland County Ohio | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Scioto County Ohio | 1 | $ 206,000 | $ 206,000 | $ 85,000 |
| Seneca County Ohio | 1 | $ 163,000 | $ 163,000 | $ 124,000 |
| Washington County Ohio | 1 | $ 256,000 | $ 256,000 | $ 137,000 |
| Beckham County Oklahoma | 1 | $ 152,000 | $ 152,000 | $ 150,000 |
| Tulsa County Oklahoma | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Wagoner County Oklahoma | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Armstrong County Pennsylvania | 1 | $ 42,000 | $ 42,000 | $ 78,000 |
| Blair County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 52,000 |
| Bradford County Pennsylvania | 1 | $ 272,000 | $ 272,000 | $ 390,000 |
| Cambria County Pennsylvania | 1 | $ 214,000 | $ 214,000 | $ 93,000 |
| Fayette County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Jefferson County Pennsylvania | 1 | $ 74,000 | $ 74,000 | $ 54,000 |
| Lawrence County Pennsylvania | 1 | $ 143,000 | $ 143,000 | $ 250,000 |
| Monroe County Pennsylvania | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Warren County Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 93,000 |
| York County Pennsylvania | 1 | $ 397,000 | $ 397,000 | $ 125,000 |
| Anderson County South Carolina | 1 | $ 354,000 | $ 354,000 | $ 120,000 |
| Calhoun County South Carolina | 1 | $ 167,000 | $ 167,000 | $ 38,000 |
| Clarendon County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 186,000 |
| Greenville County South Carolina | 1 | $ 1,357,000 | $ 1,357,000 | $ 440,000 |
| Horry County South Carolina | 1 | $ 342,000 | $ 342,000 | $ 145,000 |
| Newberry County South Carolina | 1 | $ 300,000 | $ 300,000 | $ 80,000 |
| Oconee County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 213,000 |
| York County South Carolina | 1 | $ 161,000 | $ 161,000 | $ 104,000 |
| Davidson County Tennessee | 1 | $ 242,000 | $ 242,000 | $ 134,000 |
| Hawkins County Tennessee | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Knox County Tennessee | 1 | $ 238,000 | $ 238,000 | $ 119,000 |
| Montgomery County Tennessee | 1 | $ 167,000 | $ 167,000 | $ 79,000 |
| Sumner County Tennessee | 1 | $ 364,000 | $ 364,000 | $ 156,000 |
| Williamson County Tennessee | 1 | $ 198,000 | $ 198,000 | $ 74,000 |
| Burleson County Texas | 1 | $ 202,000 | $ 202,000 | $ 110,000 |
| Denton County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 308,000 | $ 308,000 | $ 152,000 |
| Polk County Texas | 1 | $ 312,000 | $ 312,000 | $ 158,000 |
| San Jacinto County Texas | 1 | $ 110,000 | $ 110,000 | $ 74,000 |
| Waller County Texas | 1 | $ 363,000 | $ 363,000 | $ 239,000 |
| Albemarle County Virginia | 1 | $ 159,000 | $ 159,000 | $ 119,000 |
| Chesapeake County Virginia | 1 | $ 160,000 | $ 160,000 | $ 38,000 |
| Chesterfield County Virginia | 1 | $ 316,000 | $ 316,000 | $ 96,000 |
| Fauquier County Virginia | 1 | $ 239,000 | $ 239,000 | $ 429,000 |
| Henrico County Virginia | 1 | $ 200,000 | $ 200,000 | $ 65,000 |
| Lancaster County Virginia | 1 | $ 396,000 | $ 396,000 | $ 190,000 |
| Lynchburg County Virginia | 1 | $ 145,000 | $ 145,000 | $ 97,000 |
| Patrick County Virginia | 1 | $ 136,000 | $ 136,000 | $ 124,000 |
| Thurston County Washington | 1 | $ 417,000 | $ 417,000 | $ 120,000 |
| Jefferson County West Virginia | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| Marion County West Virginia | 1 | $ 239,000 | $ 239,000 | $ 125,000 |
| Ashland County Wisconsin | 1 | $ 187,000 | $ 187,000 | $ 80,000 |
| Oneida County Wisconsin | 1 | $ 343,000 | $ 343,000 | $ 117,000 |
| Ozaukee County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 122,000 |
| St. Croix County Wisconsin | 1 | $ 346,000 | $ 346,000 | $ 151,000 |
| Walworth County Wisconsin | 1 | $ 92,000 | $ 92,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Place Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,698 | $1,791,840,000 | $206,000 | $1,357,000 | $101,000 | $6,000,000 |
| Home Purchase | 6,896 | $1,186,253,000 | $172,000 | $1,366,000 | $94,000 | $8,035,000 |
| Home Improvement | 43 | $6,049,000 | $140,000 | $4,171,000 | $51,000 | $128,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,203 | $2,671,334,000 | $188,000 | $1,366,000 | $97,000 | $8,035,000 |
| Asian | 526 | $128,387,000 | $244,000 | $1,280,000 | $100,000 | $954,000 |
| Black or African American | 383 | $61,542,000 | $160,000 | $730,000 | $102,000 | $6,000,000 |
| Not Provided | 273 | $68,241,000 | $249,000 | $1,196,000 | $136,000 | $840,000 |
| Hispanic | 210 | $39,500,000 | $188,000 | $730,000 | $90,000 | $718,000 |
| American Indian or Alaskan Native | 21 | $4,033,000 | $192,000 | $518,000 | $98,000 | $357,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $2,513,000 | $193,000 | $417,000 | $110,000 | $537,000 |
| Not applicable | 8 | $8,592,000 | $1,074,000 | $4,171,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,399 | $2,528,973,000 | $203,000 | $4,171,000 | $108,000 | $8,035,000 |
| FHA-insured (Federal Housing Administration) | 2,911 | $401,954,000 | $138,000 | $740,000 | $62,000 | $550,000 |
| VA-guaranteed (Veterans Administration) | 226 | $42,375,000 | $187,000 | $730,000 | $73,000 | $273,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 101 | $10,840,000 | $107,000 | $204,000 | $44,000 | $74,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,425 | $2,164,527,000 | $189,000 | $4,171,000 | $110,000 | $3,813,000 |
| Loan Purchased By The Institution | 1,551 | $348,081,000 | $224,000 | $417,000 | $0 | $0 |
| Application Withdrawn By Applicant | 1,340 | $243,325,000 | $181,000 | $1,300,000 | $106,000 | $8,035,000 |
| Application Denied By Financial Institution | 1,071 | $176,747,000 | $165,000 | $1,197,000 | $98,000 | $5,000,000 |
| Application Approved But Not Accepted | 250 | $51,462,000 | $205,000 | $1,000,000 | $110,000 | $933,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 364 | $64,084,000 | $176,000 | $1,197,000 | $130,000 | $5,000,000 |
| Credit Application Incomplete | 252 | $41,340,000 | $164,000 | $640,000 | $93,000 | $600,000 |
| Debt-To-Income Ratio | 181 | $30,806,000 | $170,000 | $985,000 | $65,000 | $602,000 |
| Other | 126 | $17,749,000 | $140,000 | $626,000 | $95,000 | $840,000 |
| Credit History | 75 | $10,236,000 | $136,000 | $417,000 | $67,000 | $400,000 |
| Unverifiable Information | 25 | $4,533,000 | $181,000 | $540,000 | $68,000 | $181,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 25 | $4,529,000 | $181,000 | $524,000 | $98,000 | $519,000 |
| Mortgage Insurance Denied | 16 | $2,616,000 | $163,000 | $349,000 | $86,000 | $136,000 |
| Employment History | 7 | $854,000 | $122,000 | $336,000 | $58,000 | $126,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Place Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Place Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.