Old National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Old National Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Old National Bank One Main Street Evansville, IN 47708 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 10,164 |
| Total Mortgage Loan Application Amount | $1,662,050,000 |
| Average Mortgage Loan Application Amount | $147,000 |
| Highest Mortgage Loan Application Amount | $16,800,000 |
| Average Applicant Income | $87,333 |
| Highest Applicant Income | $2,656,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Old National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Old National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Old National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Old National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Old National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Old National Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dane County Wisconsin | 605 | $ 113,023,000 | $ 186,000 | $ 93,000 |
| Kent County Michigan | 586 | $ 150,688,000 | $ 257,000 | $ 128,000 |
| Washtenaw County Michigan | 503 | $ 140,043,000 | $ 278,000 | $ 149,000 |
| Vanderburgh County Indiana | 493 | $ 60,043,000 | $ 121,000 | $ 77,000 |
| Lenawee County Michigan | 319 | $ 31,811,000 | $ 99,000 | $ 62,000 |
| Vigo County Indiana | 295 | $ 19,039,000 | $ 64,000 | $ 63,000 |
| Marion County Indiana | 282 | $ 52,494,000 | $ 186,000 | $ 80,000 |
| Tippecanoe County Indiana | 260 | $ 38,688,000 | $ 148,000 | $ 104,000 |
| Monroe County Indiana | 242 | $ 37,449,000 | $ 154,000 | $ 101,000 |
| Delaware County Indiana | 222 | $ 22,634,000 | $ 101,000 | $ 68,000 |
| Muhlenberg County Kentucky | 199 | $ 10,856,000 | $ 54,000 | $ 68,000 |
| Kalamazoo County Michigan | 196 | $ 42,722,000 | $ 217,000 | $ 110,000 |
| Daviess County Kentucky | 192 | $ 24,126,000 | $ 125,000 | $ 81,000 |
| Milwaukee County Wisconsin | 175 | $ 64,235,000 | $ 367,000 | $ 76,000 |
| Warrick County Indiana | 163 | $ 27,993,000 | $ 171,000 | $ 123,000 |
| Ottawa County Michigan | 161 | $ 33,909,000 | $ 210,000 | $ 95,000 |
| St. Joseph County Indiana | 156 | $ 25,229,000 | $ 161,000 | $ 109,000 |
| Hamilton County Indiana | 149 | $ 32,445,000 | $ 217,000 | $ 121,000 |
| Winnebago County Wisconsin | 145 | $ 18,328,000 | $ 126,000 | $ 78,000 |
| Allen County Indiana | 132 | $ 44,488,000 | $ 337,000 | $ 124,000 |
| Bartholomew County Indiana | 132 | $ 21,594,000 | $ 163,000 | $ 79,000 |
| Henderson County Kentucky | 129 | $ 11,810,000 | $ 91,000 | $ 66,000 |
| Dubois County Indiana | 119 | $ 14,682,000 | $ 123,000 | $ 73,000 |
| Jackson County Michigan | 118 | $ 16,562,000 | $ 140,000 | $ 77,000 |
| Rock County Wisconsin | 112 | $ 13,376,000 | $ 119,000 | $ 73,000 |
| Madison County Indiana | 111 | $ 7,685,000 | $ 69,000 | $ 65,000 |
| Livingston County Michigan | 111 | $ 31,014,000 | $ 279,000 | $ 125,000 |
| Jefferson County Kentucky | 109 | $ 21,031,000 | $ 192,000 | $ 126,000 |
| Jefferson County Indiana | 101 | $ 10,530,000 | $ 104,000 | $ 56,000 |
| Vermilion County Illinois | 88 | $ 4,038,000 | $ 45,000 | $ 85,000 |
| Grant County Wisconsin | 87 | $ 9,467,000 | $ 108,000 | $ 58,000 |
| Hopkins County Kentucky | 82 | $ 5,096,000 | $ 62,000 | $ 60,000 |
| Portage County Wisconsin | 82 | $ 10,755,000 | $ 131,000 | $ 78,000 |
| Parke County Indiana | 81 | $ 4,727,000 | $ 58,000 | $ 57,000 |
| Waukesha County Wisconsin | 81 | $ 16,835,000 | $ 207,000 | $ 115,000 |
| Gibson County Indiana | 80 | $ 5,396,000 | $ 67,000 | $ 65,000 |
| Walworth County Wisconsin | 80 | $ 13,929,000 | $ 174,000 | $ 116,000 |
| Calhoun County Michigan | 78 | $ 6,486,000 | $ 83,000 | $ 64,000 |
| Monroe County Michigan | 76 | $ 10,101,000 | $ 132,000 | $ 77,000 |
| Knox County Indiana | 73 | $ 4,982,000 | $ 68,000 | $ 64,000 |
| Outagamie County Wisconsin | 70 | $ 9,931,000 | $ 141,000 | $ 96,000 |
| Chippewa County Wisconsin | 69 | $ 6,854,000 | $ 99,000 | $ 61,000 |
| Johnson County Indiana | 68 | $ 25,785,000 | $ 379,000 | $ 92,000 |
| Lawrence County Indiana | 66 | $ 4,423,000 | $ 67,000 | $ 53,000 |
| Randolph County Indiana | 63 | $ 5,217,000 | $ 82,000 | $ 53,000 |
| Green County Wisconsin | 63 | $ 8,658,000 | $ 137,000 | $ 82,000 |
| Jennings County Indiana | 59 | $ 3,368,000 | $ 57,000 | $ 58,000 |
| Putnam County Indiana | 58 | $ 5,084,000 | $ 87,000 | $ 72,000 |
| Berrien County Michigan | 58 | $ 6,657,000 | $ 114,000 | $ 61,000 |
| Hendricks County Indiana | 57 | $ 8,256,000 | $ 144,000 | $ 121,000 |
| Vermillion County Indiana | 56 | $ 1,656,000 | $ 29,000 | $ 52,000 |
| Jackson County Indiana | 54 | $ 4,657,000 | $ 86,000 | $ 62,000 |
| Spencer County Indiana | 54 | $ 2,926,000 | $ 54,000 | $ 57,000 |
| Columbia County Wisconsin | 52 | $ 7,957,000 | $ 153,000 | $ 83,000 |
| Allegan County Michigan | 50 | $ 10,712,000 | $ 214,000 | $ 115,000 |
| Daviess County Indiana | 48 | $ 3,890,000 | $ 81,000 | $ 64,000 |
| Posey County Indiana | 48 | $ 5,927,000 | $ 123,000 | $ 83,000 |
| Crawford County Wisconsin | 47 | $ 4,532,000 | $ 96,000 | $ 64,000 |
| Washington County Indiana | 45 | $ 2,644,000 | $ 58,000 | $ 65,000 |
| Van Buren County Michigan | 43 | $ 4,468,000 | $ 103,000 | $ 67,000 |
| Wayne County Michigan | 42 | $ 13,100,000 | $ 311,000 | $ 125,000 |
| Perry County Indiana | 40 | $ 3,196,000 | $ 79,000 | $ 62,000 |
| Fountain County Indiana | 39 | $ 1,881,000 | $ 48,000 | $ 64,000 |
| Elkhart County Indiana | 38 | $ 4,683,000 | $ 123,000 | $ 91,000 |
| Oakland County Michigan | 38 | $ 10,939,000 | $ 287,000 | $ 138,000 |
| Warren County Indiana | 37 | $ 2,373,000 | $ 64,000 | $ 62,000 |
| Union County Kentucky | 35 | $ 2,343,000 | $ 66,000 | $ 59,000 |
| Kosciusko County Indiana | 34 | $ 8,378,000 | $ 246,000 | $ 164,000 |
| Orange County Indiana | 34 | $ 1,675,000 | $ 49,000 | $ 54,000 |
| Martin County Indiana | 32 | $ 2,016,000 | $ 63,000 | $ 55,000 |
| Barry County Michigan | 32 | $ 5,194,000 | $ 162,000 | $ 125,000 |
| Calumet County Wisconsin | 30 | $ 4,570,000 | $ 152,000 | $ 96,000 |
| Eau Claire County Wisconsin | 30 | $ 4,238,000 | $ 141,000 | $ 80,000 |
| Boone County Indiana | 29 | $ 8,449,000 | $ 291,000 | $ 181,000 |
| Washington County Wisconsin | 27 | $ 10,995,000 | $ 407,000 | $ 100,000 |
| Waushara County Wisconsin | 24 | $ 2,291,000 | $ 95,000 | $ 69,000 |
| Pike County Indiana | 23 | $ 1,799,000 | $ 78,000 | $ 56,000 |
| Oldham County Kentucky | 23 | $ 6,457,000 | $ 280,000 | $ 123,000 |
| Iowa County Wisconsin | 21 | $ 2,561,000 | $ 121,000 | $ 68,000 |
| Hillsdale County Michigan | 20 | $ 1,752,000 | $ 87,000 | $ 71,000 |
| Cass County Michigan | 19 | $ 2,978,000 | $ 156,000 | $ 113,000 |
| Dodge County Wisconsin | 19 | $ 2,642,000 | $ 139,000 | $ 95,000 |
| Clark County Illinois | 18 | $ 1,086,000 | $ 60,000 | $ 73,000 |
| Racine County Wisconsin | 18 | $ 2,535,000 | $ 140,000 | $ 98,000 |
| Sullivan County Indiana | 17 | $ 1,319,000 | $ 77,000 | $ 71,000 |
| St. Croix County Wisconsin | 17 | $ 3,656,000 | $ 215,000 | $ 114,000 |
| Clay County Indiana | 16 | $ 930,000 | $ 58,000 | $ 50,000 |
| Morgan County Indiana | 16 | $ 1,954,000 | $ 122,000 | $ 90,000 |
| Owen County Indiana | 16 | $ 998,000 | $ 62,000 | $ 70,000 |
| White County Indiana | 16 | $ 1,396,000 | $ 87,000 | $ 85,000 |
| Sauk County Wisconsin | 16 | $ 2,657,000 | $ 166,000 | $ 76,000 |
| Fond du Lac County Wisconsin | 15 | $ 1,878,000 | $ 125,000 | $ 75,000 |
| Hancock County Indiana | 13 | $ 1,854,000 | $ 142,000 | $ 92,000 |
| Henry County Indiana | 13 | $ 870,000 | $ 66,000 | $ 86,000 |
| Montgomery County Indiana | 13 | $ 2,114,000 | $ 162,000 | $ 79,000 |
| Clinton County Indiana | 12 | $ 1,336,000 | $ 111,000 | $ 73,000 |
| Cook County Illinois | 11 | $ 5,535,000 | $ 503,000 | $ 192,000 |
| Webster County Kentucky | 11 | $ 506,000 | $ 46,000 | $ 60,000 |
| Green Lake County Wisconsin | 11 | $ 1,147,000 | $ 104,000 | $ 78,000 |
| Jefferson County Wisconsin | 11 | $ 2,030,000 | $ 184,000 | $ 110,000 |
| Greene County Indiana | 10 | $ 381,000 | $ 38,000 | $ 83,000 |
| Ohio County Kentucky | 10 | $ 743,000 | $ 74,000 | $ 52,000 |
| Polk County Wisconsin | 10 | $ 1,126,000 | $ 112,000 | $ 75,000 |
| Grant County Indiana | 9 | $ 645,000 | $ 71,000 | $ 76,000 |
| Montcalm County Michigan | 9 | $ 1,466,000 | $ 162,000 | $ 77,000 |
| Muskegon County Michigan | 9 | $ 2,359,000 | $ 262,000 | $ 133,000 |
| Newaygo County Michigan | 9 | $ 1,478,000 | $ 164,000 | $ 113,000 |
| Brown County Wisconsin | 9 | $ 1,253,000 | $ 139,000 | $ 83,000 |
| Wood County Wisconsin | 9 | $ 904,000 | $ 100,000 | $ 69,000 |
| Harrison County Indiana | 8 | $ 1,071,000 | $ 133,000 | $ 43,000 |
| Whitley County Indiana | 8 | $ 548,000 | $ 68,000 | $ 58,000 |
| Bullitt County Kentucky | 8 | $ 860,000 | $ 107,000 | $ 64,000 |
| Door County Wisconsin | 8 | $ 2,206,000 | $ 275,000 | $ 149,000 |
| Lafayette County Wisconsin | 8 | $ 1,153,000 | $ 144,000 | $ 80,000 |
| Richland County Wisconsin | 8 | $ 908,000 | $ 113,000 | $ 92,000 |
| Floyd County Indiana | 7 | $ 2,364,000 | $ 337,000 | $ 178,000 |
| Shelby County Indiana | 7 | $ 1,311,000 | $ 187,000 | $ 87,000 |
| Ionia County Michigan | 7 | $ 1,284,000 | $ 183,000 | $ 67,000 |
| St. Joseph County Michigan | 7 | $ 389,000 | $ 55,000 | $ 54,000 |
| Adams County Wisconsin | 7 | $ 782,000 | $ 111,000 | $ 134,000 |
| Barron County Wisconsin | 7 | $ 978,000 | $ 139,000 | $ 91,000 |
| Kenosha County Wisconsin | 7 | $ 1,183,000 | $ 169,000 | $ 97,000 |
| Benton County Indiana | 6 | $ 188,000 | $ 31,000 | $ 45,000 |
| Hancock County Kentucky | 6 | $ 750,000 | $ 125,000 | $ 96,000 |
| Shelby County Kentucky | 6 | $ 2,097,000 | $ 349,000 | $ 107,000 |
| Ingham County Michigan | 6 | $ 2,382,000 | $ 397,000 | $ 51,000 |
| Leelanau County Michigan | 6 | $ 2,366,000 | $ 394,000 | $ 488,000 |
| Mecosta County Michigan | 6 | $ 669,000 | $ 111,000 | $ 112,000 |
| Ozaukee County Wisconsin | 6 | $ 1,962,000 | $ 327,000 | $ 114,000 |
| Waupaca County Wisconsin | 6 | $ 479,000 | $ 79,000 | $ 63,000 |
| Edgar County Illinois | 5 | $ 576,000 | $ 115,000 | $ 87,000 |
| Carroll County Indiana | 5 | $ 487,000 | $ 97,000 | $ 59,000 |
| Clark County Indiana | 5 | $ 722,000 | $ 144,000 | $ 58,000 |
| Crawford County Indiana | 5 | $ 195,000 | $ 39,000 | $ 57,000 |
| Decatur County Indiana | 5 | $ 824,000 | $ 164,000 | $ 58,000 |
| Jay County Indiana | 5 | $ 364,000 | $ 72,000 | $ 71,000 |
| Scott County Indiana | 5 | $ 208,000 | $ 41,000 | $ 57,000 |
| Steuben County Indiana | 5 | $ 1,372,000 | $ 274,000 | $ 268,000 |
| McLean County Kentucky | 5 | $ 574,000 | $ 114,000 | $ 56,000 |
| St. Clair County Michigan | 5 | $ 973,000 | $ 194,000 | $ 139,000 |
| Oneida County Wisconsin | 5 | $ 1,200,000 | $ 240,000 | $ 138,000 |
| Maricopa County Arizona | 4 | $ 1,453,000 | $ 363,000 | $ 352,000 |
| Santa Rosa County Florida | 4 | $ 643,000 | $ 160,000 | $ 44,000 |
| Brown County Indiana | 4 | $ 1,445,000 | $ 361,000 | $ 189,000 |
| Howard County Indiana | 4 | $ 235,000 | $ 58,000 | $ 66,000 |
| Huntington County Indiana | 4 | $ 533,000 | $ 133,000 | $ 63,000 |
| Marshall County Indiana | 4 | $ 286,000 | $ 71,000 | $ 54,000 |
| Noble County Indiana | 4 | $ 354,000 | $ 88,000 | $ 47,000 |
| Ripley County Indiana | 4 | $ 430,000 | $ 107,000 | $ 27,000 |
| Clayton County Iowa | 4 | $ 449,000 | $ 112,000 | $ 63,000 |
| Breckinridge County Kentucky | 4 | $ 602,000 | $ 150,000 | $ 158,000 |
| Grayson County Kentucky | 4 | $ 367,000 | $ 91,000 | $ 112,000 |
| Branch County Michigan | 4 | $ 896,000 | $ 224,000 | $ 215,000 |
| Emmet County Michigan | 4 | $ 858,000 | $ 214,000 | $ 127,000 |
| Grand Traverse County Michigan | 4 | $ 1,229,000 | $ 307,000 | $ 115,000 |
| Macomb County Michigan | 4 | $ 730,000 | $ 182,000 | $ 139,000 |
| Hennepin County Minnesota | 4 | $ 812,000 | $ 203,000 | $ 156,000 |
| Fulton County Ohio | 4 | $ 515,000 | $ 128,000 | $ 93,000 |
| Lucas County Ohio | 4 | $ 1,315,000 | $ 328,000 | $ 99,000 |
| Clark County Wisconsin | 4 | $ 257,000 | $ 64,000 | $ 38,000 |
| Sheboygan County Wisconsin | 4 | $ 577,000 | $ 144,000 | $ 84,000 |
| Vernon County Wisconsin | 4 | $ 749,000 | $ 187,000 | $ 98,000 |
| Collier County Florida | 3 | $ 2,076,000 | $ 692,000 | $ 438,000 |
| Lee County Florida | 3 | $ 1,697,000 | $ 565,000 | $ 288,000 |
| Volusia County Florida | 3 | $ 584,000 | $ 194,000 | $ 112,000 |
| DeKalb County Indiana | 3 | $ 358,000 | $ 119,000 | $ 48,000 |
| LaGrange County Indiana | 3 | $ 230,000 | $ 76,000 | $ 115,000 |
| LaPorte County Indiana | 3 | $ 306,000 | $ 102,000 | $ 81,000 |
| Wayne County Indiana | 3 | $ 238,000 | $ 79,000 | $ 75,000 |
| Wells County Indiana | 3 | $ 451,000 | $ 150,000 | $ 148,000 |
| Fayette County Kentucky | 3 | $ 1,151,000 | $ 383,000 | $ 71,000 |
| Spencer County Kentucky | 3 | $ 687,000 | $ 229,000 | $ 98,000 |
| Todd County Kentucky | 3 | $ 196,000 | $ 65,000 | $ 99,000 |
| Trimble County Kentucky | 3 | $ 217,000 | $ 72,000 | $ 85,000 |
| Benzie County Michigan | 3 | $ 708,000 | $ 236,000 | $ 333,000 |
| Lake County Michigan | 3 | $ 362,000 | $ 120,000 | $ 83,000 |
| Marquette County Michigan | 3 | $ 23,128,000 | $ 7,709,000 | $ 70,000 |
| Oscoda County Michigan | 3 | $ 145,000 | $ 48,000 | $ 71,000 |
| Saginaw County Michigan | 3 | $ 604,000 | $ 201,000 | $ 55,000 |
| Bayfield County Wisconsin | 3 | $ 476,000 | $ 158,000 | $ 121,000 |
| Manitowoc County Wisconsin | 3 | $ 442,000 | $ 147,000 | $ 121,000 |
| Marathon County Wisconsin | 3 | $ 416,000 | $ 138,000 | $ 141,000 |
| Marquette County Wisconsin | 3 | $ 274,000 | $ 91,000 | $ 96,000 |
| Oconto County Wisconsin | 3 | $ 435,000 | $ 145,000 | $ 116,000 |
| Pierce County Wisconsin | 3 | $ 556,000 | $ 185,000 | $ 69,000 |
| Vilas County Wisconsin | 3 | $ 742,000 | $ 247,000 | $ 81,000 |
| Los Angeles County California | 2 | $ 942,000 | $ 471,000 | $ 1,475,000 |
| Monroe County Florida | 2 | $ 690,000 | $ 345,000 | $ 312,000 |
| Orange County Florida | 2 | $ 595,000 | $ 297,000 | $ 166,000 |
| Palm Beach County Florida | 2 | $ 3,033,000 | $ 1,516,000 | $ 549,000 |
| Pinellas County Florida | 2 | $ 439,000 | $ 219,000 | $ 253,000 |
| Sarasota County Florida | 2 | $ 1,360,000 | $ 680,000 | $ 231,000 |
| Champaign County Illinois | 2 | $ 221,000 | $ 110,000 | $ 53,000 |
| DuPage County Illinois | 2 | $ 1,079,000 | $ 539,000 | $ 347,000 |
| Lawrence County Illinois | 2 | $ 238,000 | $ 119,000 | $ 179,000 |
| Moultrie County Illinois | 2 | $ 229,000 | $ 114,000 | $ 29,000 |
| Piatt County Illinois | 2 | $ 123,000 | $ 61,000 | $ 123,000 |
| White County Illinois | 2 | $ 220,000 | $ 110,000 | $ 159,000 |
| Williamson County Illinois | 2 | $ 83,000 | $ 41,000 | $ 106,000 |
| Adams County Indiana | 2 | $ 2,614,000 | $ 1,307,000 | $ 14,000 |
| Blackford County Indiana | 2 | $ 95,000 | $ 47,000 | $ 46,000 |
| Lake County Indiana | 2 | $ 181,000 | $ 90,000 | $ 101,000 |
| Miami County Indiana | 2 | $ 163,000 | $ 81,000 | $ 46,000 |
| Porter County Indiana | 2 | $ 223,000 | $ 111,000 | $ 100,000 |
| Switzerland County Indiana | 2 | $ 75,000 | $ 37,000 | $ 53,000 |
| Caldwell County Kentucky | 2 | $ 221,000 | $ 110,000 | $ 75,000 |
| Lyon County Kentucky | 2 | $ 352,000 | $ 176,000 | $ 153,000 |
| McCracken County Kentucky | 2 | $ 136,000 | $ 68,000 | $ 250,000 |
| Antrim County Michigan | 2 | $ 448,000 | $ 224,000 | $ 342,000 |
| Charlevoix County Michigan | 2 | $ 232,000 | $ 116,000 | $ 136,000 |
| Clinton County Michigan | 2 | $ 360,000 | $ 180,000 | $ 42,000 |
| Genesee County Michigan | 2 | $ 350,000 | $ 175,000 | $ 129,000 |
| St. Louis County Minnesota | 2 | $ 3,691,000 | $ 1,845,000 | $ 37,000 |
| Jefferson County New York | 2 | $ 307,000 | $ 153,000 | $ 106,000 |
| Butler County Ohio | 2 | $ 209,000 | $ 104,000 | $ 819,000 |
| Franklin County Ohio | 2 | $ 430,000 | $ 215,000 | $ 98,000 |
| Davidson County Tennessee | 2 | $ 555,000 | $ 277,000 | $ 87,000 |
| Burnett County Wisconsin | 2 | $ 138,000 | $ 69,000 | $ 76,000 |
| Douglas County Wisconsin | 2 | $ 235,000 | $ 117,000 | $ 131,000 |
| Dunn County Wisconsin | 2 | $ 200,000 | $ 100,000 | $ 208,000 |
| Iron County Wisconsin | 2 | $ 318,000 | $ 159,000 | $ 137,000 |
| Kewaunee County Wisconsin | 2 | $ 268,000 | $ 134,000 | $ 65,000 |
| La Crosse County Wisconsin | 2 | $ 377,000 | $ 188,000 | $ 123,000 |
| Price County Wisconsin | 2 | $ 230,000 | $ 115,000 | $ 36,000 |
| Pima County Arizona | 1 | $ 1,223,000 | $ 1,223,000 | $ 386,000 |
| Benton County Arkansas | 1 | $ 180,000 | $ 180,000 | $ 150,000 |
| Orange County California | 1 | $ 610,000 | $ 610,000 | $ 25,000 |
| Placer County California | 1 | $ 400,000 | $ 400,000 | $ 144,000 |
| San Diego County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Adams County Colorado | 1 | $ 144,000 | $ 144,000 | $ 125,000 |
| Broward County Florida | 1 | $ 105,000 | $ 105,000 | $ 138,000 |
| Charlotte County Florida | 1 | $ 172,000 | $ 172,000 | $ 409,000 |
| Hillsborough County Florida | 1 | $ 704,000 | $ 704,000 | $ 0 |
| Levy County Florida | 1 | $ 208,000 | $ 208,000 | $ 292,000 |
| Martin County Florida | 1 | $ 162,000 | $ 162,000 | $ 77,000 |
| Sumter County Florida | 1 | $ 220,000 | $ 220,000 | $ 118,000 |
| Cherokee County Georgia | 1 | $ 255,000 | $ 255,000 | $ 115,000 |
| Fulton County Georgia | 1 | $ 210,000 | $ 210,000 | $ 79,000 |
| Coles County Illinois | 1 | $ 4,320,000 | $ 4,320,000 | $ 0 |
| Cumberland County Illinois | 1 | $ 106,000 | $ 106,000 | $ 40,000 |
| Edwards County Illinois | 1 | $ 138,000 | $ 138,000 | $ 58,000 |
| Franklin County Illinois | 1 | $ 152,000 | $ 152,000 | $ 125,000 |
| Iroquois County Illinois | 1 | $ 56,000 | $ 56,000 | $ 47,000 |
| Jefferson County Illinois | 1 | $ 150,000 | $ 150,000 | $ 55,000 |
| Kane County Illinois | 1 | $ 210,000 | $ 210,000 | $ 141,000 |
| Lake County Illinois | 1 | $ 195,000 | $ 195,000 | $ 146,000 |
| McHenry County Illinois | 1 | $ 120,000 | $ 120,000 | $ 169,000 |
| Ogle County Illinois | 1 | $ 4,380,000 | $ 4,380,000 | $ 0 |
| Stephenson County Illinois | 1 | $ 103,000 | $ 103,000 | $ 53,000 |
| Wabash County Illinois | 1 | $ 101,000 | $ 101,000 | $ 172,000 |
| Will County Illinois | 1 | $ 400,000 | $ 400,000 | $ 120,000 |
| Winnebago County Illinois | 1 | $ 85,000 | $ 85,000 | $ 97,000 |
| Cass County Indiana | 1 | $ 51,000 | $ 51,000 | $ 26,000 |
| Jasper County Indiana | 1 | $ 372,000 | $ 372,000 | $ 110,000 |
| Newton County Indiana | 1 | $ 60,000 | $ 60,000 | $ 56,000 |
| Pulaski County Indiana | 1 | $ 73,000 | $ 73,000 | $ 75,000 |
| Delaware County Iowa | 1 | $ 167,000 | $ 167,000 | $ 70,000 |
| Dubuque County Iowa | 1 | $ 136,000 | $ 136,000 | $ 42,000 |
| Fayette County Iowa | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| Winneshiek County Iowa | 1 | $ 65,000 | $ 65,000 | $ 67,000 |
| Campbell County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 124,000 |
| Carroll County Kentucky | 1 | $ 93,000 | $ 93,000 | $ 70,000 |
| Christian County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 74,000 |
| Hardin County Kentucky | 1 | $ 4,000 | $ 4,000 | $ 35,000 |
| Henry County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
| Kenton County Kentucky | 1 | $ 417,000 | $ 417,000 | $ 120,000 |
| Logan County Kentucky | 1 | $ 4,000 | $ 4,000 | $ 64,000 |
| Marshall County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Scott County Kentucky | 1 | $ 340,000 | $ 340,000 | $ 206,000 |
| Trigg County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 428,000 |
| Warren County Kentucky | 1 | $ 144,000 | $ 144,000 | $ 81,000 |
| Woodford County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 124,000 |
| Cheboygan County Michigan | 1 | $ 78,000 | $ 78,000 | $ 22,000 |
| Clare County Michigan | 1 | $ 114,000 | $ 114,000 | $ 24,000 |
| Eaton County Michigan | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Gladwin County Michigan | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Gratiot County Michigan | 1 | $ 89,000 | $ 89,000 | $ 133,000 |
| Kalkaska County Michigan | 1 | $ 77,000 | $ 77,000 | $ 145,000 |
| Mason County Michigan | 1 | $ 286,000 | $ 286,000 | $ 290,000 |
| Ogemaw County Michigan | 1 | $ 128,000 | $ 128,000 | $ 152,000 |
| Roscommon County Michigan | 1 | $ 56,000 | $ 56,000 | $ 120,000 |
| Wexford County Michigan | 1 | $ 260,000 | $ 260,000 | $ 252,000 |
| Dakota County Minnesota | 1 | $ 304,000 | $ 304,000 | $ 126,000 |
| Winona County Minnesota | 1 | $ 114,000 | $ 114,000 | $ 69,000 |
| St. Louis County Missouri | 1 | $ 139,000 | $ 139,000 | $ 127,000 |
| St. Louis City County Missouri | 1 | $ 179,000 | $ 179,000 | $ 71,000 |
| Erie County New York | 1 | $ 240,000 | $ 240,000 | $ 128,000 |
| Henderson County North Carolina | 1 | $ 319,000 | $ 319,000 | $ 115,000 |
| Mecklenburg County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 99,000 |
| Onslow County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 119,000 |
| Crawford County Ohio | 1 | $ 144,000 | $ 144,000 | $ 215,000 |
| Darke County Ohio | 1 | $ 60,000 | $ 60,000 | $ 77,000 |
| Sandusky County Ohio | 1 | $ 6,718,000 | $ 6,718,000 | $ 0 |
| Providence County Rhode Island | 1 | $ 148,000 | $ 148,000 | $ 152,000 |
| Oconee County South Carolina | 1 | $ 117,000 | $ 117,000 | $ 162,000 |
| Sevier County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Shelby County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 155,000 |
| Fairfax County Virginia | 1 | $ 266,000 | $ 266,000 | $ 83,000 |
| Pierce County Washington | 1 | $ 224,000 | $ 224,000 | $ 52,000 |
| Spokane County Washington | 1 | $ 320,000 | $ 320,000 | $ 75,000 |
| Juneau County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 102,000 |
| Lincoln County Wisconsin | 1 | $ 79,000 | $ 79,000 | $ 79,000 |
| Marinette County Wisconsin | 1 | $ 43,000 | $ 43,000 | $ 161,000 |
| Menominee County Wisconsin | 1 | $ 250,000 | $ 250,000 | $ 68,000 |
| Monroe County Wisconsin | 1 | $ 92,000 | $ 92,000 | $ 29,000 |
| Sawyer County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Trempealeau County Wisconsin | 1 | $ 146,000 | $ 146,000 | $ 42,000 |
| Washburn County Wisconsin | 1 | $ 142,000 | $ 142,000 | $ 123,000 |
Mortgage Loan Application Detail Totals for Old National Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,783 | $820,575,000 | $171,000 | $16,800,000 | $99,000 | $1,568,000 |
| Home Purchase | 3,377 | $734,151,000 | $217,000 | $11,500,000 | $97,000 | $2,656,000 |
| Home Improvement | 2,004 | $107,324,000 | $53,000 | $15,400,000 | $66,000 | $2,652,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,775 | $1,252,628,000 | $142,000 | $2,880,000 | $93,000 | $2,652,000 |
| Not Provided | 503 | $76,699,000 | $152,000 | $920,000 | $104,000 | $2,656,000 |
| Black or African American | 239 | $22,919,000 | $95,000 | $883,000 | $69,000 | $686,000 |
| Hispanic | 213 | $25,667,000 | $120,000 | $575,000 | $73,000 | $451,000 |
| Asian | 207 | $42,621,000 | $205,000 | $1,000,000 | $126,000 | $963,000 |
| Not applicable | 203 | $237,121,000 | $1,168,000 | $16,800,000 | $0 | $0 |
| American Indian or Alaskan Native | 18 | $2,387,000 | $132,000 | $361,000 | $59,000 | $216,000 |
| Native Hawaiin or Other Pacific Islander | 6 | $2,008,000 | $334,000 | $1,280,000 | $174,000 | $519,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,728 | $1,606,459,000 | $165,000 | $16,800,000 | $93,000 | $2,656,000 |
| FHA-insured (Federal Housing Administration) | 301 | $36,455,000 | $121,000 | $276,000 | $49,000 | $154,000 |
| VA-guaranteed (Veterans Administration) | 80 | $13,332,000 | $166,000 | $456,000 | $66,000 | $200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 55 | $5,804,000 | $105,000 | $237,000 | $39,000 | $98,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,771 | $1,214,693,000 | $179,000 | $16,800,000 | $100,000 | $2,656,000 |
| Application Denied By Financial Institution | 2,335 | $242,253,000 | $103,000 | $7,650,000 | $65,000 | $2,652,000 |
| Application Withdrawn By Applicant | 696 | $127,864,000 | $183,000 | $2,176,000 | $108,000 | $1,079,000 |
| Application Approved But Not Accepted | 230 | $62,160,000 | $270,000 | $11,500,000 | $78,000 | $382,000 |
| Preapproval Denied by Financial Institution | 99 | $11,025,000 | $111,000 | $640,000 | $58,000 | $1,392,000 |
| File Closed For Incompleteness | 16 | $1,694,000 | $105,000 | $205,000 | $81,000 | $245,000 |
| Loan Purchased By The Institution | 11 | $1,023,000 | $93,000 | $110,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 6 | $1,338,000 | $223,000 | $417,000 | $100,000 | $218,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 773 | $54,316,000 | $70,000 | $872,000 | $62,000 | $2,652,000 |
| Other | 494 | $46,297,000 | $93,000 | $7,600,000 | $63,000 | $1,392,000 |
| Debt-To-Income Ratio | 491 | $61,414,000 | $125,000 | $1,330,000 | $47,000 | $448,000 |
| Collateral | 467 | $52,567,000 | $112,000 | $1,031,000 | $73,000 | $608,000 |
| Credit Application Incomplete | 126 | $29,087,000 | $230,000 | $7,650,000 | $124,000 | $1,568,000 |
| Unverifiable Information | 46 | $5,090,000 | $110,000 | $464,000 | $104,000 | $1,200,000 |
| Employment History | 25 | $2,098,000 | $83,000 | $230,000 | $46,000 | $114,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $2,409,000 | $200,000 | $1,000,000 | $47,000 | $129,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Old National Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Old National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.