On Q Financial, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
On Q Financial, Llc 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | On Q Financial, Llc 4800 Scottsdale Rd Suite 5500 Scottsdale, AZ 85251 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 3,049 |
| Total Mortgage Loan Application Amount | $1,060,285,000 |
| Average Mortgage Loan Application Amount | $274,000 |
| Highest Mortgage Loan Application Amount | $3,605,000 |
| Average Applicant Income | $137,500 |
| Highest Applicant Income | $4,239,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with On Q Financial, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing On Q Financial, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down On Q Financial, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how On Q Financial, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by On Q Financial, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at On Q Financial, Llc's mortgage activity for 2023.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHOENIX-MESA-SCOTTSDALE, AZ | 503 | $ 212,115,000 | $ 421,000 | $ 142,000 |
| NA (OUTSIDE OF MSA/MD) | 473 | $ 109,735,000 | $ 261,787 | $ 144,241 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 326 | $ 82,270,000 | $ 252,000 | $ 102,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 158 | $ 112,350,000 | $ 711,000 | $ 254,000 |
| REDDING, CA | 145 | $ 45,465,000 | $ 313,000 | $ 129,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 127 | $ 34,315,000 | $ 298,500 | $ 123,500 |
| DENVER-AURORA-LAKEWOOD, CO | 72 | $ 41,640,000 | $ 578,000 | $ 214,000 |
| ST. LOUIS, MO-IL | 71 | $ 18,515,000 | $ 246,000 | $ 98,500 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 67 | $ 20,385,000 | $ 304,000 | $ 105,000 |
| SPARTANBURG, SC | 50 | $ 11,630,000 | $ 232,000 | $ 105,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 43 | $ 13,815,000 | $ 321,000 | $ 141,000 |
| AUSTIN-ROUND ROCK, TX | 35 | $ 16,325,000 | $ 466,000 | $ 200,000 |
| TACOMA-LAKEWOOD, WA | 35 | $ 15,605,000 | $ 445,000 | $ 147,000 |
| OGDEN-CLEARFIELD, UT | 34 | $ 13,900,000 | $ 408,000 | $ 134,000 |
| CASPER, WY | 31 | $ 10,465,000 | $ 337,000 | $ 113,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 30 | $ 12,900,000 | $ 430,000 | $ 193,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 29 | $ 10,625,000 | $ 366,500 | $ 193,500 |
| SALT LAKE CITY, UT | 29 | $ 10,705,000 | $ 369,000 | $ 153,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 26 | $ 8,560,000 | $ 329,000 | $ 392,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 26 | $ 12,190,000 | $ 468,000 | $ 171,000 |
| FORT SMITH, AR-OK | 23 | $ 4,635,000 | $ 293,500 | $ 100,500 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 21 | $ 13,095,000 | $ 623,000 | $ 206,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 19 | $ 3,835,000 | $ 183,000 | $ 68,500 |
| RENO, NV | 19 | $ 6,215,000 | $ 327,000 | $ 116,000 |
| SAN DIEGO-CARLSBAD, CA | 17 | $ 9,735,000 | $ 572,000 | $ 174,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 15 | $ 4,565,000 | $ 304,000 | $ 131,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 15 | $ 5,925,000 | $ 425,333 | $ 138,666 |
| CINCINNATI, OH-KY-IN | 14 | $ 2,120,000 | $ 151,000 | $ 79,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 14 | $ 3,770,000 | $ 269,000 | $ 159,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 14 | $ 4,590,000 | $ 327,000 | $ 124,000 |
| SPRINGFIELD, MO | 14 | $ 3,640,000 | $ 260,000 | $ 97,000 |
| DALLAS-PLANO-IRVING, TX | 13 | $ 4,765,000 | $ 366,000 | $ 160,000 |
| KANSAS CITY, MO-KS | 13 | $ 3,345,000 | $ 347,500 | $ 98,500 |
| ST. GEORGE, UT | 13 | $ 4,285,000 | $ 329,000 | $ 157,000 |
| TUCSON, AZ | 13 | $ 3,405,000 | $ 261,000 | $ 151,000 |
| FLAGSTAFF, AZ | 12 | $ 3,930,000 | $ 327,000 | $ 144,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 11 | $ 3,775,000 | $ 343,000 | $ 142,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 11 | $ 2,545,000 | $ 231,000 | $ 95,000 |
| ELKHART-GOSHEN, IN | 10 | $ 1,530,000 | $ 153,000 | $ 55,000 |
| ANCHORAGE, AK | 9 | $ 2,595,000 | $ 288,000 | $ 106,000 |
| BAKERSFIELD, CA | 9 | $ 2,705,000 | $ 300,000 | $ 229,000 |
| CHICAGO-NAPERVILLE, IL | 9 | $ 3,075,000 | $ 341,000 | $ 94,000 |
| KNOXVILLE, TN | 9 | $ 2,135,000 | $ 237,000 | $ 79,000 |
| CANTON-MASSILLON, OH | 8 | $ 1,320,000 | $ 165,000 | $ 86,000 |
| COLORADO SPRINGS, CO | 8 | $ 2,870,000 | $ 358,000 | $ 106,000 |
| COLUMBIA, MO | 8 | $ 2,150,000 | $ 268,000 | $ 94,000 |
| COLUMBIA, SC | 8 | $ 1,890,000 | $ 236,000 | $ 74,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 8 | $ 2,660,000 | $ 332,000 | $ 132,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 8 | $ 3,850,000 | $ 481,000 | $ 181,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 8 | $ 2,770,000 | $ 346,000 | $ 102,000 |
| COLUMBUS, OH | 7 | $ 2,765,000 | $ 395,000 | $ 123,000 |
| JACKSONVILLE, FL | 7 | $ 2,025,000 | $ 289,000 | $ 136,000 |
| JEFFERSON CITY, MO | 7 | $ 1,265,000 | $ 180,000 | $ 62,000 |
| MODESTO, CA | 7 | $ 2,515,000 | $ 359,000 | $ 134,000 |
| PANAMA CITY, FL | 7 | $ 3,965,000 | $ 566,000 | $ 509,000 |
| RALEIGH, NC | 7 | $ 2,365,000 | $ 337,000 | $ 121,000 |
| SPOKANE-SPOKANE VALLEY, WA | 7 | $ 2,585,000 | $ 369,000 | $ 162,000 |
| CLEVELAND-ELYRIA, OH | 6 | $ 760,000 | $ 126,000 | $ 75,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 6 | $ 1,330,000 | $ 221,500 | $ 79,000 |
| OLYMPIA-TUMWATER, WA | 6 | $ 2,770,000 | $ 461,000 | $ 112,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 6 | $ 2,460,000 | $ 410,000 | $ 106,000 |
| SALEM, OR | 6 | $ 2,360,000 | $ 393,000 | $ 115,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 5 | $ 1,525,000 | $ 305,000 | $ 93,000 |
| BREMERTON-SILVERDALE, WA | 5 | $ 1,675,000 | $ 335,000 | $ 152,000 |
| CAPE CORAL-FORT MYERS, FL | 5 | $ 2,065,000 | $ 413,000 | $ 228,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 5 | $ 1,195,000 | $ 239,000 | $ 119,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 5 | $ 1,645,000 | $ 329,000 | $ 72,000 |
| NEWARK, NJ-PA | 5 | $ 2,165,000 | $ 433,000 | $ 161,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 5 | $ 1,485,000 | $ 297,000 | $ 142,000 |
| PROVO-OREM, UT | 5 | $ 2,625,000 | $ 525,000 | $ 144,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 5 | $ 1,145,000 | $ 229,000 | $ 83,000 |
| SEBASTIAN-VERO BEACH, FL | 5 | $ 1,425,000 | $ 285,000 | $ 84,000 |
| SEBRING, FL | 5 | $ 1,015,000 | $ 203,000 | $ 69,000 |
| SIERRA VISTA-DOUGLAS, AZ | 5 | $ 1,715,000 | $ 343,000 | $ 124,000 |
| TULSA, OK | 5 | $ 1,355,000 | $ 271,000 | $ 98,000 |
| YUMA, AZ | 5 | $ 1,075,000 | $ 215,000 | $ 62,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 4 | $ 4,530,000 | $ 1,132,000 | $ 506,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 4 | $ 1,170,000 | $ 292,000 | $ 186,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 4 | $ 1,610,000 | $ 402,000 | $ 83,000 |
| FORT WORTH-ARLINGTON, TX | 4 | $ 1,040,000 | $ 260,000 | $ 85,000 |
| FRESNO, CA | 4 | $ 1,640,000 | $ 410,000 | $ 199,000 |
| GREELEY, CO | 4 | $ 2,740,000 | $ 685,000 | $ 300,000 |
| HUNTSVILLE, AL | 4 | $ 1,330,000 | $ 332,000 | $ 116,000 |
| LONGVIEW, WA | 4 | $ 1,960,000 | $ 490,000 | $ 267,000 |
| PITTSBURGH, PA | 4 | $ 1,030,000 | $ 257,000 | $ 147,000 |
| PUNTA GORDA, FL | 4 | $ 1,430,000 | $ 357,000 | $ 121,000 |
| RICHMOND, VA | 4 | $ 1,350,000 | $ 337,000 | $ 89,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 4 | $ 1,130,000 | $ 282,000 | $ 112,000 |
| STOCKTON-LODI, CA | 4 | $ 1,540,000 | $ 385,000 | $ 98,000 |
| TALLAHASSEE, FL | 4 | $ 1,340,000 | $ 335,000 | $ 133,000 |
| AKRON, OH | 3 | $ 415,000 | $ 138,000 | $ 41,000 |
| ALBANY, OR | 3 | $ 925,000 | $ 308,000 | $ 191,000 |
| BOISE CITY, ID | 3 | $ 1,065,000 | $ 355,000 | $ 1,830,000 |
| CAMDEN, NJ | 3 | $ 695,000 | $ 231,000 | $ 280,000 |
| COLUMBUS, IN | 3 | $ 635,000 | $ 211,000 | $ 82,000 |
| DES MOINES-WEST DES MOINES, IA | 3 | $ 315,000 | $ 105,000 | $ 113,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 3 | $ 605,000 | $ 201,000 | $ 66,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 3 | $ 925,000 | $ 308,000 | $ 564,000 |
| KENNEWICK-RICHLAND, WA | 3 | $ 1,785,000 | $ 595,000 | $ 192,000 |
| MADISON, WI | 3 | $ 995,000 | $ 331,000 | $ 107,000 |
| MICHIGAN CITY-LA PORTE, IN | 3 | $ 895,000 | $ 298,000 | $ 133,000 |
| PORT ST. LUCIE, FL | 3 | $ 945,000 | $ 315,000 | $ 93,000 |
| PUEBLO, CO | 3 | $ 1,125,000 | $ 375,000 | $ 163,000 |
| SANTA ROSA, CA | 3 | $ 1,575,000 | $ 525,000 | $ 195,000 |
| VISALIA-PORTERVILLE, CA | 3 | $ 1,165,000 | $ 388,000 | $ 115,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 3 | $ 1,195,000 | $ 398,000 | $ 180,000 |
| WINSTON-SALEM, NC | 3 | $ 865,000 | $ 288,000 | $ 77,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2 | $ 580,000 | $ 290,000 | $ 133,000 |
| BEND-REDMOND, OR | 2 | $ 1,450,000 | $ 725,000 | $ 275,000 |
| BROWNSVILLE-HARLINGEN, TX | 2 | $ 850,000 | $ 425,000 | $ 196,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 2 | $ 650,000 | $ 325,000 | $ 167,000 |
| DURHAM-CHAPEL HILL, NC | 2 | $ 600,000 | $ 300,000 | $ 0 |
| FORT COLLINS, CO | 2 | $ 980,000 | $ 490,000 | $ 78,000 |
| GRANTS PASS, OR | 2 | $ 630,000 | $ 315,000 | $ 87,000 |
| HICKORY-LENOIR-MORGANTON, NC | 2 | $ 370,000 | $ 185,000 | $ 53,000 |
| JACKSONVILLE, NC | 2 | $ 560,000 | $ 280,000 | $ 0 |
| LAFAYETTE, LA | 2 | $ 380,000 | $ 190,000 | $ 62,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 2 | $ 290,000 | $ 145,000 | $ 265,000 |
| MEMPHIS, TN-MS-AR | 2 | $ 240,000 | $ 120,000 | $ 60,000 |
| MERCED, CA | 2 | $ 730,000 | $ 365,000 | $ 74,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2 | $ 590,000 | $ 295,000 | $ 90,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 2 | $ 600,000 | $ 300,000 | $ 125,000 |
| NEW YORK-NEWARK, NY | 2 | $ 770,000 | $ 385,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 2 | $ 1,400,000 | $ 700,000 | $ 210,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2 | $ 480,000 | $ 240,000 | $ 57,000 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 1,820,000 | $ 910,000 | $ 244,000 |
| TWIN FALLS, ID | 2 | $ 1,340,000 | $ 670,000 | $ 277,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 2 | $ 410,000 | $ 205,000 | $ 0 |
| WENATCHEE, WA | 2 | $ 670,000 | $ 335,000 | $ 247,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 2 | $ 570,000 | $ 285,000 | $ 26,000 |
| WILMINGTON, NC | 2 | $ 550,000 | $ 275,000 | $ 239,000 |
| ALBUQUERQUE, NM | 1 | $ 235,000 | $ 235,000 | $ 173,000 |
| AMARILLO, TX | 1 | $ 205,000 | $ 205,000 | $ 0 |
| ANN ARBOR, MI | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| ASHEVILLE, NC | 1 | $ 345,000 | $ 345,000 | $ 68,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 1 | $ 495,000 | $ 495,000 | $ 252,000 |
| BATON ROUGE, LA | 1 | $ 705,000 | $ 705,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 245,000 | $ 245,000 | $ 111,000 |
| BECKLEY, WV | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| BELLINGHAM, WA | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| BIRMINGHAM-HOOVER, AL | 1 | $ 245,000 | $ 245,000 | $ 76,000 |
| BOULDER, CO | 1 | $ 905,000 | $ 905,000 | $ 282,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 1 | $ 335,000 | $ 335,000 | $ 102,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1 | $ 605,000 | $ 605,000 | $ 0 |
| CARSON CITY, NV | 1 | $ 435,000 | $ 435,000 | $ 83,000 |
| CEDAR RAPIDS, IA | 1 | $ 365,000 | $ 365,000 | $ 135,000 |
| CHEYENNE, WY | 1 | $ 535,000 | $ 535,000 | $ 149,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1 | $ 565,000 | $ 565,000 | $ 0 |
| DECATUR, AL | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1 | $ 195,000 | $ 195,000 | $ 374,000 |
| DULUTH, MN-WI | 1 | $ 195,000 | $ 195,000 | $ 183,000 |
| EL PASO, TX | 1 | $ 235,000 | $ 235,000 | $ 0 |
| ELIZABETHTOWN-FORT KNOX, KY | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| EVANSVILLE, IN-KY | 1 | $ 85,000 | $ 85,000 | $ 0 |
| FAIRBANKS, AK | 1 | $ 275,000 | $ 275,000 | $ 72,000 |
| FLINT, MI | 1 | $ 205,000 | $ 205,000 | $ 163,000 |
| FLORENCE, SC | 1 | $ 355,000 | $ 355,000 | $ 76,000 |
| GAINESVILLE, FL | 1 | $ 385,000 | $ 385,000 | $ 0 |
| GOLDSBORO, NC | 1 | $ 225,000 | $ 225,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 335,000 | $ 335,000 | $ 144,000 |
| GREENSBORO-HIGH POINT, NC | 1 | $ 165,000 | $ 165,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 1 | $ 365,000 | $ 365,000 | $ 0 |
| HOMOSASSA SPRINGS, FL | 1 | $ 255,000 | $ 255,000 | $ 198,000 |
| JACKSON, MI | 1 | $ 95,000 | $ 95,000 | $ 143,000 |
| JOHNSON CITY, TN | 1 | $ 195,000 | $ 195,000 | $ 0 |
| KANKAKEE, IL | 1 | $ 205,000 | $ 205,000 | $ 103,000 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 385,000 | $ 385,000 | $ 89,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 235,000 | $ 235,000 | $ 0 |
| LOGAN, UT-ID | 1 | $ 245,000 | $ 245,000 | $ 104,000 |
| MANCHESTER-NASHUA, NH | 1 | $ 565,000 | $ 565,000 | $ 150,000 |
| MOBILE, AL | 1 | $ 215,000 | $ 215,000 | $ 87,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 1 | $ 365,000 | $ 365,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 1,095,000 | $ 1,095,000 | $ 275,000 |
| NAPA, CA | 1 | $ 335,000 | $ 335,000 | $ 166,000 |
| NEW BERN, NC | 1 | $ 445,000 | $ 445,000 | $ 232,000 |
| NEW HAVEN-MILFORD, CT | 1 | $ 345,000 | $ 345,000 | $ 0 |
| NEW ORLEANS-METAIRIE, LA | 1 | $ 505,000 | $ 505,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 1 | $ 485,000 | $ 485,000 | $ 219,000 |
| OCALA, FL | 1 | $ 205,000 | $ 205,000 | $ 148,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 445,000 | $ 445,000 | $ 121,000 |
| PORTLAND-SOUTH PORTLAND, ME | 1 | $ 295,000 | $ 295,000 | $ 0 |
| SALISBURY, MD-DE | 1 | $ 265,000 | $ 265,000 | $ 40,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1 | $ 555,000 | $ 555,000 | $ 299,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1 | $ 725,000 | $ 725,000 | $ 0 |
| SANTA FE, NM | 1 | $ 525,000 | $ 525,000 | $ 180,000 |
| SANTA MARIA-SANTA BARBARA, CA | 1 | $ 1,275,000 | $ 1,275,000 | $ 381,000 |
| SHERMAN-DENISON, TX | 1 | $ 255,000 | $ 255,000 | $ 0 |
| ST. JOSEPH, MO-KS | 1 | $ 195,000 | $ 195,000 | $ 0 |
| STATE COLLEGE, PA | 1 | $ 585,000 | $ 585,000 | $ 362,000 |
| THE VILLAGES, FL | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| WALLA WALLA, WA | 1 | $ 285,000 | $ 285,000 | $ 781,000 |
| WINCHESTER, VA-WV | 1 | $ 395,000 | $ 395,000 | $ 0 |
Mortgage Loan Application Detail Totals for On Q Financial, Llc in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,702 | $950,820,000 | $351,000 | $3,605,000 | $138,000 | $4,239,000 |
| Cash-out Refinancing | 227 | $66,815,000 | $294,000 | $1,605,000 | $136,000 | $1,200,000 |
| Refinancing | 116 | $42,300,000 | $364,000 | $1,275,000 | $148,000 | $387,000 |
| Other Purpose | 4 | $350,000 | $87,000 | $315,000 | $128,000 | $172,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,779 | $588,125,000 | $330,000 | $2,005,000 | $135,000 | $4,239,000 |
| Not Provided | 585 | $231,875,000 | $396,000 | $3,605,000 | $158,000 | $3,213,000 |
| Hispanic | 251 | $85,255,000 | $339,000 | $1,145,000 | $112,000 | $544,000 |
| Not applicable | 186 | $66,020,000 | $354,000 | $1,025,000 | $0 | $0 |
| Black or African American | 141 | $44,735,000 | $317,000 | $1,185,000 | $135,000 | $3,213,000 |
| Asian | 68 | $28,830,000 | $423,000 | $985,000 | $141,000 | $425,000 |
| American Indian or Alaskan Native | 24 | $7,040,000 | $293,000 | $525,000 | $121,000 | $649,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $800,000 | $400,000 | $435,000 | $168,000 | $214,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,929 | $719,205,000 | $372,000 | $3,605,000 | $162,000 | $4,239,000 |
| FHA-insured (Federal Housing Administration) | 834 | $237,410,000 | $284,000 | $1,105,000 | $92,000 | $455,000 |
| VA-guaranteed (Veterans Administration) | 246 | $96,910,000 | $393,000 | $1,195,000 | $117,000 | $485,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 40 | $6,760,000 | $169,000 | $385,000 | $69,000 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,874 | $651,970,000 | $347,000 | $3,005,000 | $135,000 | $4,239,000 |
| Application Withdrawn By Applicant | 396 | $131,470,000 | $331,000 | $1,125,000 | $142,000 | $1,830,000 |
| Application Approved But Not Accepted | 262 | $97,000,000 | $370,000 | $1,285,000 | $160,000 | $3,213,000 |
| Application Denied By Financial Institution | 203 | $62,375,000 | $307,000 | $3,605,000 | $105,000 | $1,001,000 |
| Loan Purchased By The Institution | 186 | $66,020,000 | $354,000 | $1,025,000 | $0 | $0 |
| File Closed For Incompleteness | 128 | $51,450,000 | $401,000 | $2,925,000 | $181,000 | $3,213,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,846 | $997,910,000 | $350,000 | $3,005,000 | $141,000 | $4,239,000 |
| Credit History | 51 | $13,305,000 | $260,000 | $1,275,000 | $100,000 | $664,000 |
| Debt-To-Income Ratio | 45 | $12,525,000 | $278,000 | $655,000 | $74,000 | $239,000 |
| Collateral | 34 | $10,540,000 | $310,000 | $1,355,000 | $122,000 | $588,000 |
| Credit Application Incomplete | 34 | $15,370,000 | $452,000 | $3,605,000 | $144,000 | $1,001,000 |
| Other | 16 | $4,090,000 | $255,000 | $505,000 | $97,000 | $186,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $3,500,000 | $291,000 | $705,000 | $124,000 | $350,000 |
| Employment History | 10 | $2,750,000 | $275,000 | $435,000 | $76,000 | $110,000 |
| Unverifiable Information | 1 | $295,000 | $295,000 | $295,000 | $55,000 | $55,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into On Q Financial, Llc's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess On Q Financial, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.