On Q Financial, LLC Mortgage Lending & HMDA Data, 2023

In 2023, On Q Financial, LLC of Scottsdale, AZ reported 3,049 mortgage applications totaling $1.1 billion, down 59% from 2022. The average application was for $347,748, and applicants reported an average income of $138,218. 61% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (503), Greenville-Anderson-Mauldin, SC (326) and Seattle-Bellevue-Everett, WA (158) (applications in parentheses).

Mortgage Company & Address On Q Financial, LLC
4800 Scottsdale Rd Suite 5500
Scottsdale, AZ 85260
Tel #: available with data download
Federal Regulator * available with data download
Years 2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 3,049
Total Mortgage Loan Application Amount $1,060,285,000
Average Mortgage Loan Application Amount $347,748
Highest Mortgage Loan Application Amount $3,605,000
Average Applicant Income $138,218
Highest Applicant Income $4,239,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records On Q Financial, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for On Q Financial, LLC by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 462 $ 199,010,000 $ 430,757 $ 143,000
Shasta, California 145 $ 45,465,000 $ 313,551 $ 129,000
King, Washington 139 $ 100,935,000 $ 726,151 $ 266,000
Greenville, South Carolina 133 $ 39,075,000 $ 293,796 $ 118,000
Oconee, South Carolina 100 $ 21,030,000 $ 210,300 $ 96,000
Pickens, South Carolina 88 $ 20,430,000 $ 232,159 $ 90,000
Cleveland, North Carolina 87 $ 18,295,000 $ 210,287 $ 78,000
Anderson, South Carolina 86 $ 18,630,000 $ 216,627 $ 88,000
Yavapai, Arizona 67 $ 20,385,000 $ 304,253 $ 105,000
Gaston, North Carolina 64 $ 14,970,000 $ 233,906 $ 77,000
Spartanburg, South Carolina 50 $ 11,630,000 $ 232,600 $ 105,000
Pinal, Arizona 41 $ 13,105,000 $ 319,634 $ 128,000
Pierce, Washington 35 $ 15,605,000 $ 445,857 $ 147,000
Natrona, Wyoming 31 $ 10,465,000 $ 337,580 $ 113,000
Denver, Colorado 30 $ 19,310,000 $ 643,666 $ 273,000
Lincoln, North Carolina 29 $ 8,205,000 $ 282,931 $ 106,000
Clark, Nevada 26 $ 8,560,000 $ 329,230 $ 392,000
St. Louis, Missouri 25 $ 6,895,000 $ 275,800 $ 122,000
Tuscarawas, Ohio 25 $ 2,815,000 $ 112,600 $ 64,000
Travis, Texas 24 $ 11,130,000 $ 463,750 $ 185,000
Los Angeles, California 21 $ 13,095,000 $ 623,571 $ 206,000
Pinellas, Florida 20 $ 7,350,000 $ 367,500 $ 143,000
Riverside, California 19 $ 8,405,000 $ 442,368 $ 202,000
Washoe, Nevada 19 $ 6,215,000 $ 327,105 $ 116,000
Laurens, South Carolina 19 $ 4,135,000 $ 217,631 $ 112,000
Weber, Utah 19 $ 7,615,000 $ 400,789 $ 145,000
Snohomish, Washington 19 $ 11,415,000 $ 600,789 $ 171,000
St. Charles, Missouri 18 $ 4,440,000 $ 246,666 $ 90,000
Alameda, California 17 $ 7,155,000 $ 420,882 $ 155,000
San Diego, California 17 $ 9,735,000 $ 572,647 $ 174,000
Tooele, Utah 17 $ 5,905,000 $ 347,352 $ 152,000
Crawford, Arkansas 16 $ 2,900,000 $ 181,250 $ 83,000
Arapahoe, Colorado 16 $ 9,500,000 $ 593,750 $ 188,000
Jefferson, Kentucky 15 $ 2,935,000 $ 195,666 $ 85,000
Mohave, Arizona 14 $ 3,770,000 $ 269,285 $ 159,000
Tehama, California 14 $ 3,860,000 $ 275,714 $ 119,000
Camden, Missouri 14 $ 4,530,000 $ 323,571 $ 164,000
Pima, Arizona 13 $ 3,405,000 $ 261,923 $ 151,000
Hernando, Florida 13 $ 3,405,000 $ 261,923 $ 148,000
Washington, Utah 13 $ 4,285,000 $ 329,615 $ 157,000
Coconino, Arizona 12 $ 3,930,000 $ 327,500 $ 144,000
Multnomah, Oregon 12 $ 4,830,000 $ 402,500 $ 148,000
Greenwood, South Carolina 12 $ 2,150,000 $ 179,166 $ 69,000
Davis, Utah 12 $ 4,980,000 $ 415,000 $ 112,000
Salt Lake, Utah 12 $ 4,800,000 $ 400,000 $ 154,000
San Bernardino, California 11 $ 4,495,000 $ 408,636 $ 176,000
Jefferson, Colorado 11 $ 5,905,000 $ 536,818 $ 184,000
Hamilton, Ohio 11 $ 1,595,000 $ 145,000 $ 77,000
Elkhart, Indiana 10 $ 1,530,000 $ 153,000 $ 55,000
Contra Costa, California 9 $ 5,035,000 $ 559,444 $ 202,000
Kern, California 9 $ 2,705,000 $ 300,555 $ 229,000
Kosciusko, Indiana 9 $ 1,395,000 $ 155,000 $ 81,000
York, South Carolina 9 $ 2,795,000 $ 310,555 $ 150,000
El Paso, Colorado 8 $ 2,870,000 $ 358,750 $ 106,000
Cook, Illinois 8 $ 2,670,000 $ 333,750 $ 94,000
Jackson, Missouri 8 $ 1,860,000 $ 232,500 $ 97,000
Muskingum, Ohio 8 $ 750,000 $ 93,750 $ 64,000
Stark, Ohio 8 $ 1,320,000 $ 165,000 $ 86,000
Knox, Tennessee 8 $ 2,020,000 $ 252,500 $ 66,000
Stanislaus, California 7 $ 2,515,000 $ 359,285 $ 134,000
Adams, Colorado 7 $ 2,885,000 $ 412,142 $ 125,000
Bay, Florida 7 $ 3,965,000 $ 566,428 $ 509,000
Madison, Illinois 7 $ 1,575,000 $ 225,000 $ 113,000
Boone, Missouri 7 $ 1,875,000 $ 267,857 $ 100,000
Greene, Missouri 7 $ 2,015,000 $ 287,857 $ 95,000
St. Louis City, Missouri 7 $ 1,545,000 $ 220,714 $ 76,000
Elko, Nevada 7 $ 1,855,000 $ 265,000 $ 111,000
Washington, Oregon 7 $ 2,925,000 $ 417,857 $ 142,000
Abbeville, South Carolina 7 $ 1,605,000 $ 229,285 $ 110,000
Anchorage, Alaska 6 $ 1,700,000 $ 283,333 $ 116,000
Sebastian, Arkansas 6 $ 1,340,000 $ 223,333 $ 96,000
Douglas, Colorado 6 $ 3,080,000 $ 513,333 $ 151,000
Lake, Florida 6 $ 1,530,000 $ 255,000 $ 159,000
Macomb, Michigan 6 $ 1,190,000 $ 198,333 $ 99,000
Callaway, Missouri 6 $ 1,030,000 $ 171,666 $ 63,000
Christian, Missouri 6 $ 1,580,000 $ 263,333 $ 86,000
Thurston, Washington 6 $ 2,770,000 $ 461,666 $ 112,000
Cochise, Arizona 5 $ 1,715,000 $ 343,000 $ 124,000
Gila, Arizona 5 $ 695,000 $ 139,000 $ 83,000
Yuma, Arizona 5 $ 1,075,000 $ 215,000 $ 62,000
Brevard, Florida 5 $ 1,485,000 $ 297,000 $ 142,000
Highlands, Florida 5 $ 1,015,000 $ 203,000 $ 69,000
Hillsborough, Florida 5 $ 1,675,000 $ 335,000 $ 120,000
Indian River, Florida 5 $ 1,425,000 $ 285,000 $ 84,000
Lee, Florida 5 $ 2,065,000 $ 413,000 $ 228,000
Miami-Dade, Florida 5 $ 1,645,000 $ 329,000 $ 72,000
Pasco, Florida 5 $ 1,385,000 $ 277,000 $ 128,000
Sarasota, Florida 5 $ 1,555,000 $ 311,000 $ 112,000
St. Clair, Illinois 5 $ 1,345,000 $ 269,000 $ 71,000
Oakland, Michigan 5 $ 1,355,000 $ 271,000 $ 91,000
Passaic, New Jersey 5 $ 2,255,000 $ 451,000 $ 144,000
Rowan, North Carolina 5 $ 1,165,000 $ 233,000 $ 113,000
Wake, North Carolina 5 $ 1,725,000 $ 345,000 $ 121,000
Tulsa, Oklahoma 5 $ 1,355,000 $ 271,000 $ 98,000
Marion, Oregon 5 $ 1,935,000 $ 387,000 $ 117,000
Cherokee, South Carolina 5 $ 715,000 $ 143,000 $ 48,000
Lancaster, South Carolina 5 $ 1,915,000 $ 383,000 $ 158,000
Harris, Texas 5 $ 1,895,000 $ 379,000 $ 165,000
Hays, Texas 5 $ 2,505,000 $ 501,000 $ 299,000
Montgomery, Texas 5 $ 1,555,000 $ 311,000 $ 130,000
Utah, Utah 5 $ 2,625,000 $ 525,000 $ 144,000
Kitsap, Washington 5 $ 1,675,000 $ 335,000 $ 152,000
Madison, Alabama 4 $ 1,330,000 $ 332,500 $ 116,000
Navajo, Arizona 4 $ 990,000 $ 247,500 $ 142,000
Fresno, California 4 $ 1,640,000 $ 410,000 $ 199,000
Orange, California 4 $ 4,530,000 $ 1,132,500 $ 506,000
San Joaquin, California 4 $ 1,540,000 $ 385,000 $ 98,000
Weld, Colorado 4 $ 2,740,000 $ 685,000 $ 300,000
Broward, Florida 4 $ 1,610,000 $ 402,500 $ 83,000
Charlotte, Florida 4 $ 1,430,000 $ 357,500 $ 121,000
Leon, Florida 4 $ 1,340,000 $ 335,000 $ 133,000
Orange, Florida 4 $ 1,360,000 $ 340,000 $ 60,000
Osceola, Florida 4 $ 1,270,000 $ 317,500 $ 0
Cumberland, Illinois 4 $ 390,000 $ 97,500 $ 45,000
Effingham, Illinois 4 $ 580,000 $ 145,000 $ 63,000
St. Joseph, Indiana 4 $ 1,130,000 $ 282,500 $ 112,000
Prince George's, Maryland 4 $ 1,460,000 $ 365,000 $ 96,000
Jefferson, Missouri 4 $ 1,470,000 $ 367,500 $ 126,000
Cabarrus, North Carolina 4 $ 940,000 $ 235,000 $ 93,000
Iredell, North Carolina 4 $ 1,270,000 $ 317,500 $ 128,000
Mecklenburg, North Carolina 4 $ 1,900,000 $ 475,000 $ 167,000
Rutherford, North Carolina 4 $ 950,000 $ 237,500 $ 70,000
Ransom, North Dakota 4 $ 420,000 $ 105,000 $ 67,000
Sargent, North Dakota 4 $ 680,000 $ 170,000 $ 53,000
Cuyahoga, Ohio 4 $ 330,000 $ 82,500 $ 55,000
Lexington, South Carolina 4 $ 970,000 $ 242,500 $ 80,000
Davidson, Tennessee 4 $ 1,570,000 $ 392,500 $ 160,000
Rutherford, Tennessee 4 $ 580,000 $ 145,000 $ 86,000
Sumner, Tennessee 4 $ 1,950,000 $ 487,500 $ 178,000
Tarrant, Texas 4 $ 1,040,000 $ 260,000 $ 85,000
Williamson, Texas 4 $ 1,900,000 $ 475,000 $ 203,000
Clark, Washington 4 $ 1,470,000 $ 367,500 $ 249,000
Cowlitz, Washington 4 $ 1,960,000 $ 490,000 $ 267,000
Mason, Washington 4 $ 1,050,000 $ 262,500 $ 83,000
Spokane, Washington 4 $ 1,630,000 $ 407,500 $ 189,000
Cullman, Alabama 3 $ 925,000 $ 308,333 $ 95,000
Matanuska-Susitna, Alaska 3 $ 895,000 $ 298,333 $ 86,000
Washington, Arkansas 3 $ 725,000 $ 241,666 $ 156,000
Sonoma, California 3 $ 1,575,000 $ 525,000 $ 195,000
Tulare, California 3 $ 1,165,000 $ 388,333 $ 115,000
Pueblo, Colorado 3 $ 1,125,000 $ 375,000 $ 163,000
District of Columbia, District Of Columbia 3 $ 1,735,000 $ 578,333 $ 237,000
Duval, Florida 3 $ 735,000 $ 245,000 $ 106,000
Manatee, Florida 3 $ 1,215,000 $ 405,000 $ 77,000
St. Johns, Florida 3 $ 1,075,000 $ 358,333 $ 179,000
St. Lucie, Florida 3 $ 945,000 $ 315,000 $ 93,000
Clinton, Illinois 3 $ 395,000 $ 131,666 $ 64,000
Marion, Illinois 3 $ 375,000 $ 125,000 $ 58,000
Bartholomew, Indiana 3 $ 635,000 $ 211,666 $ 82,000
LaPorte, Indiana 3 $ 895,000 $ 298,333 $ 133,000
Polk, Iowa 3 $ 315,000 $ 105,000 $ 113,000
Montgomery, Maryland 3 $ 1,195,000 $ 398,333 $ 180,000
Wayne, Michigan 3 $ 605,000 $ 201,666 $ 66,000
Pulaski, Missouri 3 $ 775,000 $ 258,333 $ 150,000
Lyon, Nevada 3 $ 975,000 $ 325,000 $ 111,000
Bergen, New Jersey 3 $ 1,595,000 $ 531,666 $ 243,000
Essex, New Jersey 3 $ 1,115,000 $ 371,666 $ 111,000
Brunswick, North Carolina 3 $ 595,000 $ 198,333 $ 87,000
Davidson, North Carolina 3 $ 865,000 $ 288,333 $ 77,000
Union, North Carolina 3 $ 1,155,000 $ 385,000 $ 162,000
Butler, Ohio 3 $ 525,000 $ 175,000 $ 88,000
Franklin, Ohio 3 $ 1,145,000 $ 381,666 $ 97,000
Logan, Ohio 3 $ 475,000 $ 158,333 $ 80,000
Summit, Ohio 3 $ 415,000 $ 138,333 $ 41,000
Linn, Oregon 3 $ 925,000 $ 308,333 $ 191,000
Yamhill, Oregon 3 $ 655,000 $ 218,333 $ 138,000
Allegheny, Pennsylvania 3 $ 485,000 $ 161,666 $ 147,000
Beaufort, South Carolina 3 $ 925,000 $ 308,333 $ 564,000
Horry, South Carolina 3 $ 735,000 $ 245,000 $ 71,000
Union, South Carolina 3 $ 505,000 $ 168,333 $ 55,000
Bexar, Texas 3 $ 505,000 $ 168,333 $ 52,000
Collin, Texas 3 $ 1,005,000 $ 335,000 $ 78,000
Dallas, Texas 3 $ 1,055,000 $ 351,666 $ 204,000
Fairfax, Virginia 3 $ 1,025,000 $ 341,666 $ 88,000
Prince William, Virginia 3 $ 1,035,000 $ 345,000 $ 0
Benton, Washington 3 $ 1,785,000 $ 595,000 $ 192,000
Island, Washington 3 $ 2,095,000 $ 698,333 $ 190,000
Kittitas, Washington 3 $ 2,535,000 $ 845,000 $ 1,643,000
Lincoln, Washington 3 $ 905,000 $ 301,666 $ 132,000
Stevens, Washington 3 $ 955,000 $ 318,333 $ 125,000
Dane, Wisconsin 3 $ 995,000 $ 331,666 $ 107,000
Converse, Wyoming 3 $ 865,000 $ 288,333 $ 181,000
Apache, Arizona 2 $ 520,000 $ 260,000 $ 67,000
Benton, Arkansas 2 $ 470,000 $ 235,000 $ 64,000
Pulaski, Arkansas 2 $ 290,000 $ 145,000 $ 265,000
El Dorado, California 2 $ 930,000 $ 465,000 $ 94,000
Mendocino, California 2 $ 730,000 $ 365,000 $ 104,000
Merced, California 2 $ 730,000 $ 365,000 $ 74,000
Nevada, California 2 $ 920,000 $ 460,000 $ 170,000
Plumas, California 2 $ 710,000 $ 355,000 $ 137,000
Sacramento, California 2 $ 670,000 $ 335,000 $ 92,000
Santa Cruz, California 2 $ 1,820,000 $ 910,000 $ 244,000
Siskiyou, California 2 $ 530,000 $ 265,000 $ 63,000
Ventura, California 2 $ 1,400,000 $ 700,000 $ 210,000
Larimer, Colorado 2 $ 980,000 $ 490,000 $ 78,000
Collier, Florida 2 $ 600,000 $ 300,000 $ 125,000
Palm Beach, Florida 2 $ 570,000 $ 285,000 $ 26,000
Santa Rosa, Florida 2 $ 480,000 $ 240,000 $ 57,000
Ada, Idaho 2 $ 670,000 $ 335,000 $ 1,830,000
Twin Falls, Idaho 2 $ 1,340,000 $ 670,000 $ 277,000
Shelby, Illinois 2 $ 180,000 $ 90,000 $ 44,000
Clark, Indiana 2 $ 320,000 $ 160,000 $ 51,000
Hancock, Indiana 2 $ 610,000 $ 305,000 $ 126,000
Shelby, Indiana 2 $ 480,000 $ 240,000 $ 108,000
Lafayette, Louisiana 2 $ 380,000 $ 190,000 $ 62,000
Charles, Maryland 2 $ 670,000 $ 335,000 $ 84,000
Clay, Missouri 2 $ 450,000 $ 225,000 $ 78,000
Miller, Missouri 2 $ 410,000 $ 205,000 $ 83,000
Morgan, Missouri 2 $ 550,000 $ 275,000 $ 103,000
Camden, New Jersey 2 $ 420,000 $ 210,000 $ 280,000
Morris, New Jersey 2 $ 1,050,000 $ 525,000 $ 262,000
Catawba, North Carolina 2 $ 370,000 $ 185,000 $ 53,000
Macon, North Carolina 2 $ 560,000 $ 280,000 $ 99,000
New Hanover, North Carolina 2 $ 550,000 $ 275,000 $ 239,000
Onslow, North Carolina 2 $ 560,000 $ 280,000 $ 0
Richland, North Dakota 2 $ 300,000 $ 150,000 $ 107,000
Fairfield, Ohio 2 $ 860,000 $ 430,000 $ 151,000
Montgomery, Ohio 2 $ 260,000 $ 130,000 $ 0
Clackamas, Oregon 2 $ 530,000 $ 265,000 $ 106,000
Deschutes, Oregon 2 $ 1,450,000 $ 725,000 $ 275,000
Josephine, Oregon 2 $ 630,000 $ 315,000 $ 87,000
Lincoln, Oregon 2 $ 730,000 $ 365,000 $ 291,000
Charleston, South Carolina 2 $ 650,000 $ 325,000 $ 167,000
Shelby, Tennessee 2 $ 240,000 $ 120,000 $ 60,000
Cameron, Texas 2 $ 850,000 $ 425,000 $ 196,000
Denton, Texas 2 $ 1,110,000 $ 555,000 $ 0
Ellis, Texas 2 $ 590,000 $ 295,000 $ 111,000
Kaufman, Texas 2 $ 760,000 $ 380,000 $ 0
Box Elder, Utah 2 $ 740,000 $ 370,000 $ 110,000
Kane, Utah 2 $ 780,000 $ 390,000 $ 219,000
Chelan, Washington 2 $ 670,000 $ 335,000 $ 247,000
Grant, Washington 2 $ 530,000 $ 265,000 $ 92,000
Grays Harbor, Washington 2 $ 590,000 $ 295,000 $ 61,000
Lewis, Washington 2 $ 700,000 $ 350,000 $ 91,000
Whitman, Washington 2 $ 1,450,000 $ 725,000 $ 500,000
Blount, Alabama 1 $ 245,000 $ 245,000 $ 76,000
Dale, Alabama 1 $ 115,000 $ 115,000 $ 0
Lawrence, Alabama 1 $ 215,000 $ 215,000 $ 66,000
Mobile, Alabama 1 $ 215,000 $ 215,000 $ 87,000
Fairbanks North Star, Alaska 1 $ 275,000 $ 275,000 $ 72,000
Ketchikan Gateway, Alaska 1 $ 225,000 $ 225,000 $ 58,000
La Paz, Arizona 1 $ 245,000 $ 245,000 $ 93,000
Greene, Arkansas 1 $ 115,000 $ 115,000 $ 0
Nevada, Arkansas 1 $ 135,000 $ 135,000 $ 56,000
Alpine, California 1 $ 575,000 $ 575,000 $ 310,000
Lake, California 1 $ 385,000 $ 385,000 $ 158,000
Lassen, California 1 $ 55,000 $ 55,000 $ 67,000
Mono, California 1 $ 355,000 $ 355,000 $ 0
Napa, California 1 $ 335,000 $ 335,000 $ 166,000
Placer, California 1 $ 415,000 $ 415,000 $ 116,000
San Francisco, California 1 $ 555,000 $ 555,000 $ 299,000
Santa Barbara, California 1 $ 1,275,000 $ 1,275,000 $ 381,000
Santa Clara, California 1 $ 725,000 $ 725,000 $ 0
Trinity, California 1 $ 145,000 $ 145,000 $ 75,000
Yolo, California 1 $ 445,000 $ 445,000 $ 137,000
Boulder, Colorado 1 $ 905,000 $ 905,000 $ 282,000
Broomfield, Colorado 1 $ 275,000 $ 275,000 $ 80,000
Delta, Colorado 1 $ 435,000 $ 435,000 $ 112,000
Morgan, Colorado 1 $ 165,000 $ 165,000 $ 38,000
Park, Colorado 1 $ 685,000 $ 685,000 $ 234,000
Routt, Colorado 1 $ 435,000 $ 435,000 $ 230,000
New Haven, Connecticut 1 $ 345,000 $ 345,000 $ 0
Sussex, Delaware 1 $ 265,000 $ 265,000 $ 40,000
Alachua, Florida 1 $ 385,000 $ 385,000 $ 0
Citrus, Florida 1 $ 255,000 $ 255,000 $ 198,000
Clay, Florida 1 $ 215,000 $ 215,000 $ 99,000
Flagler, Florida 1 $ 195,000 $ 195,000 $ 374,000
Marion, Florida 1 $ 205,000 $ 205,000 $ 148,000
Okaloosa, Florida 1 $ 565,000 $ 565,000 $ 0
Polk, Florida 1 $ 385,000 $ 385,000 $ 89,000
Seminole, Florida 1 $ 405,000 $ 405,000 $ 106,000
Sumter, Florida 1 $ 175,000 $ 175,000 $ 62,000
DeKalb, Georgia 1 $ 315,000 $ 315,000 $ 101,000
Fannin, Georgia 1 $ 405,000 $ 405,000 $ 132,000
Fulton, Georgia 1 $ 335,000 $ 335,000 $ 83,000
Hart, Georgia 1 $ 145,000 $ 145,000 $ 56,000
Henry, Georgia 1 $ 325,000 $ 325,000 $ 111,000
Morgan, Georgia 1 $ 335,000 $ 335,000 $ 129,000
Rockdale, Georgia 1 $ 215,000 $ 215,000 $ 45,000
Ware, Georgia 1 $ 235,000 $ 235,000 $ 45,000
Blaine, Idaho 1 $ 725,000 $ 725,000 $ 950,000
Bonner, Idaho 1 $ 285,000 $ 285,000 $ 89,000
Canyon, Idaho 1 $ 395,000 $ 395,000 $ 0
Latah, Idaho 1 $ 305,000 $ 305,000 $ 119,000
Lewis, Idaho 1 $ 395,000 $ 395,000 $ 77,000
Adams, Illinois 1 $ 135,000 $ 135,000 $ 0
Coles, Illinois 1 $ 155,000 $ 155,000 $ 45,000
DuPage, Illinois 1 $ 405,000 $ 405,000 $ 0
Franklin, Illinois 1 $ 185,000 $ 185,000 $ 85,000
Jefferson, Illinois 1 $ 125,000 $ 125,000 $ 58,000
Kankakee, Illinois 1 $ 205,000 $ 205,000 $ 103,000
Boone, Indiana 1 $ 525,000 $ 525,000 $ 177,000
Decatur, Indiana 1 $ 105,000 $ 105,000 $ 74,000
Hamilton, Indiana 1 $ 555,000 $ 555,000 $ 199,000
Hendricks, Indiana 1 $ 275,000 $ 275,000 $ 153,000
Johnson, Indiana 1 $ 215,000 $ 215,000 $ 65,000
Montgomery, Indiana 1 $ 195,000 $ 195,000 $ 55,000
Pulaski, Indiana 1 $ 95,000 $ 95,000 $ 45,000
Warrick, Indiana 1 $ 85,000 $ 85,000 $ 0
Linn, Iowa 1 $ 365,000 $ 365,000 $ 135,000
Lucas, Iowa 1 $ 115,000 $ 115,000 $ 80,000
Union, Iowa 1 $ 135,000 $ 135,000 $ 45,000
Johnson, Kansas 1 $ 455,000 $ 455,000 $ 115,000
Meade, Kansas 1 $ 175,000 $ 175,000 $ 0
Bullitt, Kentucky 1 $ 75,000 $ 75,000 $ 42,000
Hardin, Kentucky 1 $ 165,000 $ 165,000 $ 73,000
Ohio, Kentucky 1 $ 65,000 $ 65,000 $ 0
Scott, Kentucky 1 $ 235,000 $ 235,000 $ 0
Shelby, Kentucky 1 $ 505,000 $ 505,000 $ 145,000
Pointe Coupee, Louisiana 1 $ 705,000 $ 705,000 $ 0
St. Tammany, Louisiana 1 $ 505,000 $ 505,000 $ 0
York, Maine 1 $ 295,000 $ 295,000 $ 0
Howard, Maryland 1 $ 495,000 $ 495,000 $ 252,000
St. Mary's, Maryland 1 $ 335,000 $ 335,000 $ 102,000
Middlesex, Massachusetts 1 $ 605,000 $ 605,000 $ 0
Berrien, Michigan 1 $ 485,000 $ 485,000 $ 219,000
Branch, Michigan 1 $ 145,000 $ 145,000 $ 0
Genesee, Michigan 1 $ 205,000 $ 205,000 $ 163,000
Iosco, Michigan 1 $ 275,000 $ 275,000 $ 243,000
Jackson, Michigan 1 $ 95,000 $ 95,000 $ 143,000
Mecosta, Michigan 1 $ 175,000 $ 175,000 $ 49,000
Montcalm, Michigan 1 $ 335,000 $ 335,000 $ 144,000
Roscommon, Michigan 1 $ 295,000 $ 295,000 $ 70,000
Washtenaw, Michigan 1 $ 115,000 $ 115,000 $ 40,000
Dakota, Minnesota 1 $ 355,000 $ 355,000 $ 0
Morrison, Minnesota 1 $ 95,000 $ 95,000 $ 42,000
Scott, Minnesota 1 $ 235,000 $ 235,000 $ 90,000
St. Louis, Minnesota 1 $ 195,000 $ 195,000 $ 183,000
Audrain, Missouri 1 $ 175,000 $ 175,000 $ 53,000
Buchanan, Missouri 1 $ 195,000 $ 195,000 $ 0
Butler, Missouri 1 $ 115,000 $ 115,000 $ 0
Cass, Missouri 1 $ 385,000 $ 385,000 $ 38,000
Cooper, Missouri 1 $ 275,000 $ 275,000 $ 57,000
Dade, Missouri 1 $ 75,000 $ 75,000 $ 68,000
Douglas, Missouri 1 $ 205,000 $ 205,000 $ 0
Franklin, Missouri 1 $ 515,000 $ 515,000 $ 175,000
Johnson, Missouri 1 $ 335,000 $ 335,000 $ 121,000
Lawrence, Missouri 1 $ 215,000 $ 215,000 $ 79,000
Lincoln, Missouri 1 $ 335,000 $ 335,000 $ 149,000
Moniteau, Missouri 1 $ 235,000 $ 235,000 $ 61,000
Oregon, Missouri 1 $ 95,000 $ 95,000 $ 0
Platte, Missouri 1 $ 195,000 $ 195,000 $ 48,000
Ripley, Missouri 1 $ 95,000 $ 95,000 $ 0
Stone, Missouri 1 $ 1,605,000 $ 1,605,000 $ 401,000
Webster, Missouri 1 $ 45,000 $ 45,000 $ 175,000
Wright, Missouri 1 $ 145,000 $ 145,000 $ 0
Flathead, Montana 1 $ 635,000 $ 635,000 $ 321,000
Sarpy, Nebraska 1 $ 445,000 $ 445,000 $ 121,000
Carson City, Nevada 1 $ 435,000 $ 435,000 $ 83,000
Churchill, Nevada 1 $ 305,000 $ 305,000 $ 131,000
Pershing, Nevada 1 $ 135,000 $ 135,000 $ 35,000
Carroll, New Hampshire 1 $ 245,000 $ 245,000 $ 0
Hillsborough, New Hampshire 1 $ 565,000 $ 565,000 $ 150,000
Burlington, New Jersey 1 $ 275,000 $ 275,000 $ 0
Monmouth, New Jersey 1 $ 365,000 $ 365,000 $ 0
Ocean, New Jersey 1 $ 405,000 $ 405,000 $ 0
Warren, New Jersey 1 $ 205,000 $ 205,000 $ 0
Bernalillo, New Mexico 1 $ 235,000 $ 235,000 $ 173,000
Los Alamos, New Mexico 1 $ 555,000 $ 555,000 $ 265,000
Santa Fe, New Mexico 1 $ 525,000 $ 525,000 $ 180,000
Carteret, North Carolina 1 $ 455,000 $ 455,000 $ 0
Cherokee, North Carolina 1 $ 265,000 $ 265,000 $ 182,000
Craven, North Carolina 1 $ 445,000 $ 445,000 $ 232,000
Currituck, North Carolina 1 $ 195,000 $ 195,000 $ 0
Dare, North Carolina 1 $ 705,000 $ 705,000 $ 0
Durham, North Carolina 1 $ 385,000 $ 385,000 $ 0
Franklin, North Carolina 1 $ 335,000 $ 335,000 $ 136,000
Granville, North Carolina 1 $ 215,000 $ 215,000 $ 0
Guilford, North Carolina 1 $ 165,000 $ 165,000 $ 0
Henderson, North Carolina 1 $ 345,000 $ 345,000 $ 68,000
Johnston, North Carolina 1 $ 305,000 $ 305,000 $ 110,000
Lenoir, North Carolina 1 $ 175,000 $ 175,000 $ 111,000
Moore, North Carolina 1 $ 335,000 $ 335,000 $ 263,000
Wayne, North Carolina 1 $ 225,000 $ 225,000 $ 0
Wilson, North Carolina 1 $ 75,000 $ 75,000 $ 35,000
Barnes, North Dakota 1 $ 205,000 $ 205,000 $ 80,000
Dickey, North Dakota 1 $ 95,000 $ 95,000 $ 66,000
Coshocton, Ohio 1 $ 65,000 $ 65,000 $ 18,000
Delaware, Ohio 1 $ 385,000 $ 385,000 $ 135,000
Greene, Ohio 1 $ 475,000 $ 475,000 $ 225,000
Guernsey, Ohio 1 $ 105,000 $ 105,000 $ 61,000
Harrison, Ohio 1 $ 235,000 $ 235,000 $ 89,000
Lake, Ohio 1 $ 275,000 $ 275,000 $ 178,000
Licking, Ohio 1 $ 375,000 $ 375,000 $ 136,000
Medina, Ohio 1 $ 155,000 $ 155,000 $ 53,000
Miami, Ohio 1 $ 435,000 $ 435,000 $ 148,000
Noble, Ohio 1 $ 95,000 $ 95,000 $ 68,000
Jackson, Oklahoma 1 $ 275,000 $ 275,000 $ 154,000
Le Flore, Oklahoma 1 $ 185,000 $ 185,000 $ 121,000
McIntosh, Oklahoma 1 $ 225,000 $ 225,000 $ 0
Payne, Oklahoma 1 $ 245,000 $ 245,000 $ 0
Sequoyah, Oklahoma 1 $ 395,000 $ 395,000 $ 115,000
Woods, Oklahoma 1 $ 135,000 $ 135,000 $ 0
Columbia, Oregon 1 $ 215,000 $ 215,000 $ 69,000
Coos, Oregon 1 $ 145,000 $ 145,000 $ 92,000
Crook, Oregon 1 $ 315,000 $ 315,000 $ 73,000
Douglas, Oregon 1 $ 215,000 $ 215,000 $ 91,000
Polk, Oregon 1 $ 425,000 $ 425,000 $ 104,000
Umatilla, Oregon 1 $ 305,000 $ 305,000 $ 133,000
Beaver, Pennsylvania 1 $ 545,000 $ 545,000 $ 0
Bucks, Pennsylvania 1 $ 365,000 $ 365,000 $ 0
Centre, Pennsylvania 1 $ 585,000 $ 585,000 $ 362,000
Clarion, Pennsylvania 1 $ 135,000 $ 135,000 $ 0
Dauphin, Pennsylvania 1 $ 365,000 $ 365,000 $ 0
Northampton, Pennsylvania 1 $ 375,000 $ 375,000 $ 133,000
Calhoun, South Carolina 1 $ 325,000 $ 325,000 $ 115,000
Darlington, South Carolina 1 $ 355,000 $ 355,000 $ 76,000
Fairfield, South Carolina 1 $ 185,000 $ 185,000 $ 50,000
Kershaw, South Carolina 1 $ 225,000 $ 225,000 $ 52,000
Newberry, South Carolina 1 $ 265,000 $ 265,000 $ 171,000
Richland, South Carolina 1 $ 185,000 $ 185,000 $ 64,000
Bedford, Tennessee 1 $ 385,000 $ 385,000 $ 105,000
Blount, Tennessee 1 $ 115,000 $ 115,000 $ 169,000
Cannon, Tennessee 1 $ 255,000 $ 255,000 $ 48,000
Maury, Tennessee 1 $ 235,000 $ 235,000 $ 64,000
Unicoi, Tennessee 1 $ 195,000 $ 195,000 $ 0
White, Tennessee 1 $ 295,000 $ 295,000 $ 112,000
Bastrop, Texas 1 $ 605,000 $ 605,000 $ 242,000
Burnet, Texas 1 $ 585,000 $ 585,000 $ 817,000
Caldwell, Texas 1 $ 185,000 $ 185,000 $ 63,000
Comal, Texas 1 $ 345,000 $ 345,000 $ 155,000
El Paso, Texas 1 $ 235,000 $ 235,000 $ 0
Fannin, Texas 1 $ 125,000 $ 125,000 $ 31,000
Fort Bend, Texas 1 $ 325,000 $ 325,000 $ 0
Grayson, Texas 1 $ 255,000 $ 255,000 $ 0
Guadalupe, Texas 1 $ 295,000 $ 295,000 $ 107,000
Jefferson, Texas 1 $ 245,000 $ 245,000 $ 111,000
Jim Wells, Texas 1 $ 405,000 $ 405,000 $ 157,000
Nacogdoches, Texas 1 $ 215,000 $ 215,000 $ 0
Potter, Texas 1 $ 205,000 $ 205,000 $ 0
Rockwall, Texas 1 $ 245,000 $ 245,000 $ 0
Cache, Utah 1 $ 245,000 $ 245,000 $ 104,000
Emery, Utah 1 $ 275,000 $ 275,000 $ 166,000
Iron, Utah 1 $ 725,000 $ 725,000 $ 0
Morgan, Utah 1 $ 565,000 $ 565,000 $ 213,000
Franklin, Vermont 1 $ 165,000 $ 165,000 $ 61,000
Chesterfield, Virginia 1 $ 535,000 $ 535,000 $ 117,000
Frederick, Virginia 1 $ 395,000 $ 395,000 $ 0
Henrico, Virginia 1 $ 225,000 $ 225,000 $ 64,000
Petersburg, Virginia 1 $ 285,000 $ 285,000 $ 66,000
Portsmouth, Virginia 1 $ 215,000 $ 215,000 $ 0
Richmond City, Virginia 1 $ 305,000 $ 305,000 $ 112,000
Jefferson, Washington 1 $ 605,000 $ 605,000 $ 160,000
Okanogan, Washington 1 $ 505,000 $ 505,000 $ 216,000
San Juan, Washington 1 $ 525,000 $ 525,000 $ 328,000
Skagit, Washington 1 $ 1,095,000 $ 1,095,000 $ 275,000
Walla Walla, Washington 1 $ 285,000 $ 285,000 $ 781,000
Whatcom, Washington 1 $ 125,000 $ 125,000 $ 42,000
Raleigh, West Virginia 1 $ 125,000 $ 125,000 $ 87,000
Walworth, Wisconsin 1 $ 375,000 $ 375,000 $ 258,000
Fremont, Wyoming 1 $ 235,000 $ 235,000 $ 0
Laramie, Wyoming 1 $ 535,000 $ 535,000 $ 149,000
Niobrara, Wyoming 1 $ 125,000 $ 125,000 $ 94,000

Mortgage Loan Application Detail Totals for On Q Financial, LLC in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,702 $950,820,000 $351,000 $3,605,000 $138,000 $4,239,000
Cash-out Refinancing 227 $66,815,000 $294,000 $1,605,000 $136,000 $1,200,000
Refinancing 116 $42,300,000 $364,000 $1,275,000 $148,000 $387,000
Other Purpose 4 $350,000 $87,000 $315,000 $128,000 $172,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,779 $588,125,000 $330,000 $2,005,000 $135,000 $4,239,000
Not Provided 585 $231,875,000 $396,000 $3,605,000 $158,000 $3,213,000
Hispanic 251 $85,255,000 $339,000 $1,145,000 $112,000 $544,000
Not applicable 186 $66,020,000 $354,000 $1,025,000 $0 $0
Black or African American 141 $44,735,000 $317,000 $1,185,000 $135,000 $3,213,000
Asian 68 $28,830,000 $423,000 $985,000 $141,000 $425,000
American Indian or Alaskan Native 24 $7,040,000 $293,000 $525,000 $121,000 $649,000
Native Hawaiian or Other Pacific Islander 2 $800,000 $400,000 $435,000 $168,000 $214,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,929 $719,205,000 $372,000 $3,605,000 $162,000 $4,239,000
FHA-insured (Federal Housing Administration) 834 $237,410,000 $284,000 $1,105,000 $92,000 $455,000
VA-guaranteed (Veterans Administration) 246 $96,910,000 $393,000 $1,195,000 $117,000 $485,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 40 $6,760,000 $169,000 $385,000 $69,000 $112,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,874 $651,970,000 $347,000 $3,005,000 $135,000 $4,239,000
Application Withdrawn By Applicant 396 $131,470,000 $331,000 $1,125,000 $142,000 $1,830,000
Application Approved But Not Accepted 262 $97,000,000 $370,000 $1,285,000 $160,000 $3,213,000
Application Denied By Financial Institution 203 $62,375,000 $307,000 $3,605,000 $105,000 $1,001,000
Loan Purchased By The Institution 186 $66,020,000 $354,000 $1,025,000 $0 $0
File Closed For Incompleteness 128 $51,450,000 $401,000 $2,925,000 $181,000 $3,213,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,846 $997,910,000 $350,000 $3,005,000 $141,000 $4,239,000
Credit History 51 $13,305,000 $260,000 $1,275,000 $100,000 $664,000
Debt-To-Income Ratio 45 $12,525,000 $278,000 $655,000 $74,000 $239,000
Collateral 34 $10,540,000 $310,000 $1,355,000 $122,000 $588,000
Credit Application Incomplete 34 $15,370,000 $452,000 $3,605,000 $144,000 $1,001,000
Other 16 $4,090,000 $255,000 $505,000 $97,000 $186,000
Insufficient Cash (Downpayment, Closing Cost) 12 $3,500,000 $291,000 $705,000 $124,000 $350,000
Employment History 10 $2,750,000 $275,000 $435,000 $76,000 $110,000
Unverifiable Information 1 $295,000 $295,000 $295,000 $55,000 $55,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into On Q Financial, LLC's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess On Q Financial, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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