Ony Glo, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ony Glo, Inc. 6 Hutton Centre Drive #1030 Santa Ana, CA 92707 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 6,190 |
| Total Mortgage Loan Application Amount | $2,757,540,000 |
| Average Mortgage Loan Application Amount | $451,000 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $149,333 |
| Highest Applicant Income | $2,400,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Ony Glo, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ony Glo, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Ony Glo, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ony Glo, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Ony Glo, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ony Glo, Inc.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,710 | $ 815,750,000 | $ 477,000 | $ 147,000 |
| Orange County California | 851 | $ 434,115,000 | $ 510,000 | $ 166,000 |
| San Bernardino County California | 480 | $ 175,980,000 | $ 366,000 | $ 120,000 |
| Riverside County California | 349 | $ 134,325,000 | $ 384,000 | $ 129,000 |
| San Diego County California | 312 | $ 144,410,000 | $ 462,000 | $ 163,000 |
| Alameda County California | 181 | $ 93,225,000 | $ 515,000 | $ 167,000 |
| Santa Clara County California | 175 | $ 95,075,000 | $ 543,000 | $ 200,000 |
| Maricopa County Arizona | 139 | $ 54,345,000 | $ 390,000 | $ 166,000 |
| Contra Costa County California | 123 | $ 60,185,000 | $ 489,000 | $ 161,000 |
| Sacramento County California | 99 | $ 37,875,000 | $ 382,000 | $ 135,000 |
| Hennepin County Minnesota | 82 | $ 30,980,000 | $ 377,000 | $ 173,000 |
| King County Washington | 73 | $ 38,295,000 | $ 524,000 | $ 175,000 |
| Clark County Nevada | 70 | $ 25,140,000 | $ 359,000 | $ 139,000 |
| Ventura County California | 56 | $ 27,660,000 | $ 493,000 | $ 165,000 |
| San Joaquin County California | 55 | $ 23,825,000 | $ 433,000 | $ 141,000 |
| Snohomish County Washington | 42 | $ 18,570,000 | $ 442,000 | $ 205,000 |
| Fairfax County Virginia | 40 | $ 19,660,000 | $ 491,000 | $ 182,000 |
| Loudoun County Virginia | 39 | $ 16,915,000 | $ 433,000 | $ 166,000 |
| Montgomery County Maryland | 37 | $ 15,215,000 | $ 411,000 | $ 155,000 |
| San Mateo County California | 34 | $ 19,670,000 | $ 578,000 | $ 217,000 |
| Kern County California | 33 | $ 8,485,000 | $ 257,000 | $ 195,000 |
| Placer County California | 33 | $ 12,715,000 | $ 385,000 | $ 152,000 |
| Shelby County Tennessee | 30 | $ 10,990,000 | $ 366,000 | $ 126,000 |
| San Francisco County California | 28 | $ 14,750,000 | $ 526,000 | $ 173,000 |
| Collin County Texas | 28 | $ 10,250,000 | $ 366,000 | $ 134,000 |
| Howard County Maryland | 26 | $ 11,080,000 | $ 426,000 | $ 151,000 |
| Washington County Oregon | 26 | $ 10,060,000 | $ 386,000 | $ 152,000 |
| Denton County Texas | 26 | $ 11,150,000 | $ 428,000 | $ 155,000 |
| Arapahoe County Colorado | 22 | $ 8,910,000 | $ 405,000 | $ 140,000 |
| Dakota County Minnesota | 22 | $ 8,200,000 | $ 372,000 | $ 122,000 |
| Monterey County California | 19 | $ 8,225,000 | $ 432,000 | $ 119,000 |
| Washoe County Nevada | 19 | $ 8,055,000 | $ 423,000 | $ 224,000 |
| Williamson County Tennessee | 19 | $ 8,555,000 | $ 450,000 | $ 172,000 |
| El Dorado County California | 18 | $ 8,270,000 | $ 459,000 | $ 152,000 |
| Sonoma County California | 18 | $ 7,400,000 | $ 411,000 | $ 124,000 |
| Dallas County Texas | 18 | $ 6,360,000 | $ 353,000 | $ 126,000 |
| Wake County North Carolina | 17 | $ 7,705,000 | $ 453,000 | $ 191,000 |
| Harris County Texas | 17 | $ 5,835,000 | $ 343,000 | $ 142,000 |
| Travis County Texas | 16 | $ 6,170,000 | $ 385,000 | $ 156,000 |
| Santa Cruz County California | 15 | $ 8,135,000 | $ 542,000 | $ 196,000 |
| Yolo County California | 15 | $ 6,185,000 | $ 412,000 | $ 149,000 |
| Denver County Colorado | 15 | $ 6,525,000 | $ 435,000 | $ 229,000 |
| Douglas County Colorado | 15 | $ 5,935,000 | $ 395,000 | $ 141,000 |
| Multnomah County Oregon | 15 | $ 6,475,000 | $ 431,000 | $ 206,000 |
| Davidson County Tennessee | 15 | $ 5,035,000 | $ 335,000 | $ 154,000 |
| Fort Bend County Texas | 15 | $ 5,415,000 | $ 361,000 | $ 176,000 |
| Tarrant County Texas | 15 | $ 5,315,000 | $ 354,000 | $ 135,000 |
| Santa Barbara County California | 14 | $ 5,450,000 | $ 389,000 | $ 164,000 |
| Anne Arundel County Maryland | 14 | $ 5,460,000 | $ 390,000 | $ 135,000 |
| Mohave County Arizona | 13 | $ 3,575,000 | $ 275,000 | $ 257,000 |
| Prince William County Virginia | 13 | $ 5,635,000 | $ 433,000 | $ 120,000 |
| Virginia Beach County Virginia | 13 | $ 4,825,000 | $ 371,000 | $ 116,000 |
| Pima County Arizona | 12 | $ 3,540,000 | $ 295,000 | $ 167,000 |
| Marin County California | 12 | $ 7,240,000 | $ 603,000 | $ 174,000 |
| Jefferson County Colorado | 12 | $ 4,540,000 | $ 378,000 | $ 135,000 |
| Fresno County California | 11 | $ 3,595,000 | $ 326,000 | $ 106,000 |
| Ramsey County Minnesota | 11 | $ 4,115,000 | $ 374,000 | $ 149,000 |
| Clark County Washington | 11 | $ 3,625,000 | $ 329,000 | $ 134,000 |
| San Luis Obispo County California | 10 | $ 4,750,000 | $ 475,000 | $ 205,000 |
| Solano County California | 10 | $ 4,210,000 | $ 421,000 | $ 144,000 |
| Stanislaus County California | 9 | $ 3,365,000 | $ 373,000 | $ 156,000 |
| Broward County Florida | 9 | $ 3,295,000 | $ 366,000 | $ 173,000 |
| Frederick County Maryland | 9 | $ 3,245,000 | $ 360,000 | $ 153,000 |
| Clackamas County Oregon | 9 | $ 3,855,000 | $ 428,000 | $ 158,000 |
| Williamson County Texas | 9 | $ 3,315,000 | $ 368,000 | $ 113,000 |
| Pierce County Washington | 9 | $ 3,625,000 | $ 402,000 | $ 73,000 |
| Adams County Colorado | 8 | $ 2,430,000 | $ 303,000 | $ 153,000 |
| Palm Beach County Florida | 8 | $ 2,610,000 | $ 326,000 | $ 167,000 |
| St. Johns County Florida | 8 | $ 2,720,000 | $ 340,000 | $ 71,000 |
| Washington County Minnesota | 8 | $ 2,700,000 | $ 337,000 | $ 120,000 |
| Chester County Pennsylvania | 8 | $ 2,900,000 | $ 362,000 | $ 157,000 |
| El Paso County Colorado | 7 | $ 2,495,000 | $ 356,000 | $ 155,000 |
| Scott County Minnesota | 7 | $ 2,515,000 | $ 359,000 | $ 134,000 |
| Sumner County Tennessee | 7 | $ 3,025,000 | $ 432,000 | $ 127,000 |
| Chesterfield County Virginia | 7 | $ 2,025,000 | $ 289,000 | $ 242,000 |
| Thurston County Washington | 7 | $ 2,685,000 | $ 383,000 | $ 145,000 |
| Boulder County Colorado | 6 | $ 2,830,000 | $ 471,000 | $ 121,000 |
| Fulton County Georgia | 6 | $ 2,100,000 | $ 350,000 | $ 133,000 |
| Baltimore County Maryland | 6 | $ 2,170,000 | $ 361,000 | $ 105,000 |
| Middlesex County New Jersey | 6 | $ 2,500,000 | $ 416,000 | $ 138,000 |
| Deschutes County Oregon | 6 | $ 2,680,000 | $ 446,000 | $ 126,000 |
| Knox County Tennessee | 6 | $ 2,310,000 | $ 385,000 | $ 172,000 |
| Bexar County Texas | 6 | $ 1,630,000 | $ 271,000 | $ 123,000 |
| Yavapai County Arizona | 5 | $ 1,935,000 | $ 387,000 | $ 161,000 |
| Butte County California | 5 | $ 1,485,000 | $ 297,000 | $ 125,000 |
| Nevada County California | 5 | $ 2,115,000 | $ 423,000 | $ 219,000 |
| Broomfield County Colorado | 5 | $ 2,435,000 | $ 487,000 | $ 209,000 |
| Larimer County Colorado | 5 | $ 1,945,000 | $ 389,000 | $ 102,000 |
| District of Columbia County District Of Columbia | 5 | $ 3,415,000 | $ 683,000 | $ 204,000 |
| Hillsborough County Florida | 5 | $ 1,455,000 | $ 291,000 | $ 137,000 |
| Miami-Dade County Florida | 5 | $ 1,315,000 | $ 263,000 | $ 151,000 |
| Mecklenburg County North Carolina | 5 | $ 2,225,000 | $ 445,000 | $ 600,000 |
| Montgomery County Texas | 5 | $ 1,645,000 | $ 329,000 | $ 145,000 |
| Arlington County Virginia | 5 | $ 2,485,000 | $ 497,000 | $ 192,000 |
| Pinal County Arizona | 4 | $ 790,000 | $ 197,000 | $ 111,000 |
| Napa County California | 4 | $ 2,100,000 | $ 525,000 | $ 337,000 |
| Tulare County California | 4 | $ 1,120,000 | $ 280,000 | $ 111,000 |
| Summit County Colorado | 4 | $ 1,510,000 | $ 377,000 | $ 171,000 |
| Forsyth County Georgia | 4 | $ 1,440,000 | $ 360,000 | $ 127,000 |
| Anoka County Minnesota | 4 | $ 960,000 | $ 240,000 | $ 146,000 |
| Carver County Minnesota | 4 | $ 1,390,000 | $ 347,000 | $ 106,000 |
| Hudson County New Jersey | 4 | $ 1,460,000 | $ 365,000 | $ 140,000 |
| Somerset County New Jersey | 4 | $ 1,500,000 | $ 375,000 | $ 184,000 |
| Cabarrus County North Carolina | 4 | $ 1,520,000 | $ 380,000 | $ 121,000 |
| Rutherford County Tennessee | 4 | $ 1,000,000 | $ 250,000 | $ 152,000 |
| Brazos County Texas | 4 | $ 1,590,000 | $ 397,000 | $ 225,000 |
| Hays County Texas | 4 | $ 1,150,000 | $ 287,000 | $ 151,000 |
| Alexandria County Virginia | 4 | $ 1,630,000 | $ 407,000 | $ 135,000 |
| Henrico County Virginia | 4 | $ 1,460,000 | $ 365,000 | $ 151,000 |
| Merced County California | 3 | $ 905,000 | $ 301,000 | $ 119,000 |
| Yuba County California | 3 | $ 1,125,000 | $ 375,000 | $ 111,000 |
| Weld County Colorado | 3 | $ 865,000 | $ 288,000 | $ 199,000 |
| Pinellas County Florida | 3 | $ 645,000 | $ 215,000 | $ 284,000 |
| Baltimore City County Maryland | 3 | $ 675,000 | $ 225,000 | $ 262,000 |
| Carroll County Maryland | 3 | $ 1,055,000 | $ 351,000 | $ 155,000 |
| Bergen County New Jersey | 3 | $ 1,195,000 | $ 398,000 | $ 159,000 |
| Mercer County New Jersey | 3 | $ 1,195,000 | $ 398,000 | $ 122,000 |
| Guilford County North Carolina | 3 | $ 1,235,000 | $ 411,000 | $ 219,000 |
| Josephine County Oregon | 3 | $ 1,165,000 | $ 388,000 | $ 101,000 |
| Bucks County Pennsylvania | 3 | $ 1,245,000 | $ 415,000 | $ 219,000 |
| Delaware County Pennsylvania | 3 | $ 875,000 | $ 291,000 | $ 200,000 |
| Comal County Texas | 3 | $ 1,465,000 | $ 488,000 | $ 196,000 |
| Parker County Texas | 3 | $ 1,315,000 | $ 438,000 | $ 179,000 |
| Fairfax City County Virginia | 3 | $ 1,515,000 | $ 505,000 | $ 138,000 |
| Isle of Wight County Virginia | 3 | $ 685,000 | $ 228,000 | $ 67,000 |
| Skagit County Washington | 3 | $ 895,000 | $ 298,000 | $ 109,000 |
| Amador County California | 2 | $ 520,000 | $ 260,000 | $ 66,000 |
| Humboldt County California | 2 | $ 570,000 | $ 285,000 | $ 136,000 |
| Imperial County California | 2 | $ 340,000 | $ 170,000 | $ 71,000 |
| Mono County California | 2 | $ 720,000 | $ 360,000 | $ 182,000 |
| San Benito County California | 2 | $ 770,000 | $ 385,000 | $ 89,000 |
| Shasta County California | 2 | $ 850,000 | $ 425,000 | $ 173,000 |
| Lee County Florida | 2 | $ 530,000 | $ 265,000 | $ 170,000 |
| Manatee County Florida | 2 | $ 440,000 | $ 220,000 | $ 55,000 |
| Orange County Florida | 2 | $ 560,000 | $ 280,000 | $ 338,000 |
| Seminole County Florida | 2 | $ 750,000 | $ 375,000 | $ 108,000 |
| St. Lucie County Florida | 2 | $ 560,000 | $ 280,000 | $ 178,000 |
| DeKalb County Georgia | 2 | $ 770,000 | $ 385,000 | $ 100,000 |
| Cook County Illinois | 2 | $ 550,000 | $ 275,000 | $ 923,000 |
| Prince George's County Maryland | 2 | $ 790,000 | $ 395,000 | $ 177,000 |
| Oakland County Michigan | 2 | $ 710,000 | $ 355,000 | $ 111,000 |
| Otter Tail County Minnesota | 2 | $ 640,000 | $ 320,000 | $ 129,000 |
| Carson City County Nevada | 2 | $ 600,000 | $ 300,000 | $ 64,000 |
| Lyon County Nevada | 2 | $ 500,000 | $ 250,000 | $ 98,000 |
| Union County New Jersey | 2 | $ 1,220,000 | $ 610,000 | $ 113,000 |
| Buncombe County North Carolina | 2 | $ 980,000 | $ 490,000 | $ 102,000 |
| Union County North Carolina | 2 | $ 890,000 | $ 445,000 | $ 149,000 |
| Cuyahoga County Ohio | 2 | $ 540,000 | $ 270,000 | $ 118,000 |
| Delaware County Ohio | 2 | $ 700,000 | $ 350,000 | $ 99,000 |
| Franklin County Ohio | 2 | $ 820,000 | $ 410,000 | $ 101,000 |
| Hamilton County Ohio | 2 | $ 570,000 | $ 285,000 | $ 261,000 |
| Allegheny County Pennsylvania | 2 | $ 960,000 | $ 480,000 | $ 225,000 |
| Philadelphia County Pennsylvania | 2 | $ 650,000 | $ 325,000 | $ 224,000 |
| York County Pennsylvania | 2 | $ 590,000 | $ 295,000 | $ 142,000 |
| Hamilton County Tennessee | 2 | $ 510,000 | $ 255,000 | $ 250,000 |
| Wilson County Tennessee | 2 | $ 670,000 | $ 335,000 | $ 144,000 |
| Brazoria County Texas | 2 | $ 770,000 | $ 385,000 | $ 117,000 |
| Ellis County Texas | 2 | $ 700,000 | $ 350,000 | $ 119,000 |
| Washington County Utah | 2 | $ 970,000 | $ 485,000 | $ 135,000 |
| Stafford County Virginia | 2 | $ 920,000 | $ 460,000 | $ 140,000 |
| Warren County Virginia | 2 | $ 920,000 | $ 460,000 | $ 156,000 |
| Kitsap County Washington | 2 | $ 970,000 | $ 485,000 | $ 79,000 |
| Whatcom County Washington | 2 | $ 870,000 | $ 435,000 | $ 137,000 |
| Yakima County Washington | 2 | $ 640,000 | $ 320,000 | $ 129,000 |
| Coconino County Arizona | 1 | $ 545,000 | $ 545,000 | $ 741,000 |
| Yuma County Arizona | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Calaveras County California | 1 | $ 445,000 | $ 445,000 | $ 186,000 |
| Colusa County California | 1 | $ 285,000 | $ 285,000 | $ 147,000 |
| Madera County California | 1 | $ 375,000 | $ 375,000 | $ 81,000 |
| Mendocino County California | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Plumas County California | 1 | $ 305,000 | $ 305,000 | $ 561,000 |
| Tuolumne County California | 1 | $ 545,000 | $ 545,000 | $ 247,000 |
| Chaffee County Colorado | 1 | $ 345,000 | $ 345,000 | $ 77,000 |
| Gunnison County Colorado | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
| Teller County Colorado | 1 | $ 395,000 | $ 395,000 | $ 235,000 |
| Fairfield County Connecticut | 1 | $ 325,000 | $ 325,000 | $ 173,000 |
| New Haven County Connecticut | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Alachua County Florida | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Brevard County Florida | 1 | $ 545,000 | $ 545,000 | $ 281,000 |
| Collier County Florida | 1 | $ 445,000 | $ 445,000 | $ 262,000 |
| Lake County Florida | 1 | $ 315,000 | $ 315,000 | $ 155,000 |
| Okaloosa County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Pasco County Florida | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
| Polk County Florida | 1 | $ 145,000 | $ 145,000 | $ 142,000 |
| Sarasota County Florida | 1 | $ 295,000 | $ 295,000 | $ 74,000 |
| Sumter County Florida | 1 | $ 525,000 | $ 525,000 | $ 183,000 |
| Cobb County Georgia | 1 | $ 325,000 | $ 325,000 | $ 98,000 |
| Dawson County Georgia | 1 | $ 385,000 | $ 385,000 | $ 150,000 |
| Gwinnett County Georgia | 1 | $ 255,000 | $ 255,000 | $ 56,000 |
| Houston County Georgia | 1 | $ 205,000 | $ 205,000 | $ 79,000 |
| Jackson County Georgia | 1 | $ 455,000 | $ 455,000 | $ 103,000 |
| DuPage County Illinois | 1 | $ 345,000 | $ 345,000 | $ 225,000 |
| Charles County Maryland | 1 | $ 495,000 | $ 495,000 | $ 199,000 |
| Garrett County Maryland | 1 | $ 485,000 | $ 485,000 | $ 444,000 |
| Harford County Maryland | 1 | $ 545,000 | $ 545,000 | $ 157,000 |
| Queen Anne's County Maryland | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| St. Mary's County Maryland | 1 | $ 275,000 | $ 275,000 | $ 164,000 |
| Worcester County Maryland | 1 | $ 265,000 | $ 265,000 | $ 141,000 |
| Ingham County Michigan | 1 | $ 175,000 | $ 175,000 | $ 344,000 |
| Kalamazoo County Michigan | 1 | $ 345,000 | $ 345,000 | $ 109,000 |
| Livingston County Michigan | 1 | $ 345,000 | $ 345,000 | $ 71,000 |
| Macomb County Michigan | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Washtenaw County Michigan | 1 | $ 235,000 | $ 235,000 | $ 120,000 |
| Wayne County Michigan | 1 | $ 475,000 | $ 475,000 | $ 183,000 |
| Mille Lacs County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 73,000 |
| Douglas County Nevada | 1 | $ 235,000 | $ 235,000 | $ 61,000 |
| Elko County Nevada | 1 | $ 545,000 | $ 545,000 | $ 202,000 |
| Nye County Nevada | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| Burlington County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 115,000 |
| Monmouth County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 90,000 |
| Morris County New Jersey | 1 | $ 415,000 | $ 415,000 | $ 157,000 |
| Ocean County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Sussex County New Jersey | 1 | $ 445,000 | $ 445,000 | $ 122,000 |
| Alamance County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Carteret County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 169,000 |
| Chatham County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 122,000 |
| Durham County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 160,000 |
| Forsyth County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Iredell County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 220,000 |
| Lincoln County North Carolina | 1 | $ 475,000 | $ 475,000 | $ 119,000 |
| Madison County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 126,000 |
| Moore County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 76,000 |
| New Hanover County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 154,000 |
| Orange County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 87,000 |
| Fairfield County Ohio | 1 | $ 465,000 | $ 465,000 | $ 147,000 |
| Greene County Ohio | 1 | $ 275,000 | $ 275,000 | $ 83,000 |
| Licking County Ohio | 1 | $ 475,000 | $ 475,000 | $ 219,000 |
| Montgomery County Ohio | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Portage County Ohio | 1 | $ 425,000 | $ 425,000 | $ 230,000 |
| Union County Ohio | 1 | $ 435,000 | $ 435,000 | $ 170,000 |
| Wyandot County Ohio | 1 | $ 355,000 | $ 355,000 | $ 132,000 |
| Benton County Oregon | 1 | $ 445,000 | $ 445,000 | $ 98,000 |
| Curry County Oregon | 1 | $ 205,000 | $ 205,000 | $ 34,000 |
| Jackson County Oregon | 1 | $ 455,000 | $ 455,000 | $ 145,000 |
| Lane County Oregon | 1 | $ 425,000 | $ 425,000 | $ 129,000 |
| Lincoln County Oregon | 1 | $ 355,000 | $ 355,000 | $ 83,000 |
| Linn County Oregon | 1 | $ 355,000 | $ 355,000 | $ 201,000 |
| Marion County Oregon | 1 | $ 525,000 | $ 525,000 | $ 130,000 |
| Polk County Oregon | 1 | $ 405,000 | $ 405,000 | $ 125,000 |
| Tillamook County Oregon | 1 | $ 395,000 | $ 395,000 | $ 247,000 |
| Yamhill County Oregon | 1 | $ 315,000 | $ 315,000 | $ 80,000 |
| Montgomery County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 225,000 |
| Coffee County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 164,000 |
| Maury County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 220,000 |
| Warren County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 144,000 |
| Bell County Texas | 1 | $ 145,000 | $ 145,000 | $ 142,000 |
| El Paso County Texas | 1 | $ 345,000 | $ 345,000 | $ 108,000 |
| Erath County Texas | 1 | $ 545,000 | $ 545,000 | $ 220,000 |
| Galveston County Texas | 1 | $ 385,000 | $ 385,000 | $ 150,000 |
| Hidalgo County Texas | 1 | $ 235,000 | $ 235,000 | $ 96,000 |
| Johnson County Texas | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Kaufman County Texas | 1 | $ 275,000 | $ 275,000 | $ 83,000 |
| Kendall County Texas | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Lubbock County Texas | 1 | $ 545,000 | $ 545,000 | $ 128,000 |
| Midland County Texas | 1 | $ 455,000 | $ 455,000 | $ 360,000 |
| Smith County Texas | 1 | $ 485,000 | $ 485,000 | $ 116,000 |
| Wood County Texas | 1 | $ 165,000 | $ 165,000 | $ 86,000 |
| Cache County Utah | 1 | $ 405,000 | $ 405,000 | $ 144,000 |
| Bedford County Virginia | 1 | $ 545,000 | $ 545,000 | $ 191,000 |
| Campbell County Virginia | 1 | $ 155,000 | $ 155,000 | $ 231,000 |
| Chesapeake County Virginia | 1 | $ 255,000 | $ 255,000 | $ 127,000 |
| Culpeper County Virginia | 1 | $ 435,000 | $ 435,000 | $ 97,000 |
| Gloucester County Virginia | 1 | $ 535,000 | $ 535,000 | $ 180,000 |
| Harrisonburg County Virginia | 1 | $ 165,000 | $ 165,000 | $ 36,000 |
| Orange County Virginia | 1 | $ 345,000 | $ 345,000 | $ 56,000 |
| Richmond City County Virginia | 1 | $ 285,000 | $ 285,000 | $ 92,000 |
| Roanoke County Virginia | 1 | $ 405,000 | $ 405,000 | $ 65,000 |
| Suffolk County Virginia | 1 | $ 445,000 | $ 445,000 | $ 196,000 |
| York County Virginia | 1 | $ 415,000 | $ 415,000 | $ 215,000 |
| Cowlitz County Washington | 1 | $ 435,000 | $ 435,000 | $ 163,000 |
| Jefferson County Washington | 1 | $ 385,000 | $ 385,000 | $ 93,000 |
| Lewis County Washington | 1 | $ 455,000 | $ 455,000 | $ 146,000 |
| San Juan County Washington | 1 | $ 385,000 | $ 385,000 | $ 167,000 |
| Spokane County Washington | 1 | $ 235,000 | $ 235,000 | $ 123,000 |
| Walla Walla County Washington | 1 | $ 545,000 | $ 545,000 | $ 567,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,711 | $2,008,245,000 | $426,000 | $2,465,000 | $152,000 | $2,400,000 |
| Home Purchase | 1,395 | $714,425,000 | $512,000 | $3,005,000 | $159,000 | $2,086,000 |
| Cash-out Refinancing | 84 | $34,870,000 | $415,000 | $895,000 | $137,000 | $462,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 2,829 | $1,270,365,000 | $449,000 | $3,005,000 | $154,000 | $2,400,000 |
| Not Provided | 1,336 | $603,680,000 | $451,000 | $2,375,000 | $149,000 | $2,196,000 |
| White | 1,278 | $578,000,000 | $452,000 | $2,435,000 | $170,000 | $2,175,000 |
| Hispanic | 576 | $227,390,000 | $394,000 | $845,000 | $115,000 | $986,000 |
| Black or African American | 68 | $32,070,000 | $471,000 | $2,465,000 | $182,000 | $1,318,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $4,830,000 | $402,000 | $605,000 | $132,000 | $242,000 |
| American Indian or Alaskan Native | 10 | $3,610,000 | $361,000 | $475,000 | $166,000 | $337,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,002 | $2,670,880,000 | $444,000 | $3,005,000 | $156,000 | $2,400,000 |
| FHA-insured (Federal Housing Administration) | 99 | $41,235,000 | $416,000 | $835,000 | $84,000 | $185,000 |
| VA-guaranteed (Veterans Administration) | 89 | $45,425,000 | $510,000 | $1,405,000 | $55,000 | $251,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,429 | $2,410,235,000 | $443,000 | $2,465,000 | $153,000 | $2,086,000 |
| Application Withdrawn By Applicant | 401 | $185,185,000 | $461,000 | $1,445,000 | $178,000 | $2,400,000 |
| Application Approved But Not Accepted | 201 | $89,385,000 | $444,000 | $1,485,000 | $156,000 | $750,000 |
| Application Denied By Financial Institution | 142 | $65,650,000 | $462,000 | $3,005,000 | $127,000 | $622,000 |
| File Closed For Incompleteness | 17 | $7,085,000 | $416,000 | $725,000 | $124,000 | $262,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,048 | $2,691,890,000 | $445,000 | $2,465,000 | $154,000 | $2,400,000 |
| Credit Application Incomplete | 98 | $45,120,000 | $460,000 | $2,465,000 | $142,000 | $622,000 |
| Debt-To-Income Ratio | 19 | $10,835,000 | $570,000 | $3,005,000 | $77,000 | $205,000 |
| Collateral | 7 | $2,535,000 | $362,000 | $495,000 | $114,000 | $231,000 |
| Credit History | 6 | $3,050,000 | $508,000 | $655,000 | $121,000 | $176,000 |
| Employment History | 5 | $1,955,000 | $391,000 | $685,000 | $104,000 | $208,000 |
| Unverifiable Information | 4 | $1,010,000 | $252,000 | $365,000 | $54,000 | $73,000 |
| Other | 2 | $710,000 | $355,000 | $485,000 | $113,000 | $156,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $435,000 | $435,000 | $435,000 | $161,000 | $161,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ony Glo, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ony Glo, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.