Ony Glo, Inc. Mortgage Lending & HMDA Data, 2021

In 2021, Ony Glo, Inc. of Santa Ana, CA reported 6,190 mortgage applications totaling $2.8 billion, down 31% from 2020. The average application was for $445,483, and applicants reported an average income of $153,373. 88% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,710), Anaheim-Santa Ana-Irvine, CA (851) and Riverside-San Bernardino-Ontario, CA (829) (applications in parentheses).

Mortgage Company & Address Ony Glo, Inc.
6 Hutton Centre Drive #1030
Santa Ana, CA 92707
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 6,190
Total Mortgage Loan Application Amount $2,757,540,000
Average Mortgage Loan Application Amount $445,483
Highest Mortgage Loan Application Amount $3,005,000
Average Applicant Income $153,373
Highest Applicant Income $2,400,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ony Glo, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ony Glo, Inc. by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,710 $ 815,750,000 $ 477,046 $ 147,000
Orange, California 851 $ 434,115,000 $ 510,123 $ 166,000
San Bernardino, California 480 $ 175,980,000 $ 366,625 $ 120,000
Riverside, California 349 $ 134,325,000 $ 384,885 $ 129,000
San Diego, California 312 $ 144,410,000 $ 462,852 $ 163,000
Alameda, California 181 $ 93,225,000 $ 515,055 $ 167,000
Santa Clara, California 175 $ 95,075,000 $ 543,285 $ 200,000
Maricopa, Arizona 139 $ 54,345,000 $ 390,971 $ 166,000
Contra Costa, California 123 $ 60,185,000 $ 489,308 $ 161,000
Sacramento, California 99 $ 37,875,000 $ 382,575 $ 135,000
Hennepin, Minnesota 82 $ 30,980,000 $ 377,804 $ 173,000
King, Washington 73 $ 38,295,000 $ 524,589 $ 175,000
Clark, Nevada 70 $ 25,140,000 $ 359,142 $ 139,000
Ventura, California 56 $ 27,660,000 $ 493,928 $ 165,000
San Joaquin, California 55 $ 23,825,000 $ 433,181 $ 141,000
Snohomish, Washington 42 $ 18,570,000 $ 442,142 $ 205,000
Fairfax, Virginia 40 $ 19,660,000 $ 491,500 $ 182,000
Loudoun, Virginia 39 $ 16,915,000 $ 433,717 $ 166,000
Montgomery, Maryland 37 $ 15,215,000 $ 411,216 $ 155,000
San Mateo, California 34 $ 19,670,000 $ 578,529 $ 217,000
Kern, California 33 $ 8,485,000 $ 257,121 $ 195,000
Placer, California 33 $ 12,715,000 $ 385,303 $ 152,000
Shelby, Tennessee 30 $ 10,990,000 $ 366,333 $ 126,000
San Francisco, California 28 $ 14,750,000 $ 526,785 $ 173,000
Collin, Texas 28 $ 10,250,000 $ 366,071 $ 134,000
Howard, Maryland 26 $ 11,080,000 $ 426,153 $ 151,000
Washington, Oregon 26 $ 10,060,000 $ 386,923 $ 152,000
Denton, Texas 26 $ 11,150,000 $ 428,846 $ 155,000
Arapahoe, Colorado 22 $ 8,910,000 $ 405,000 $ 140,000
Dakota, Minnesota 22 $ 8,200,000 $ 372,727 $ 122,000
Monterey, California 19 $ 8,225,000 $ 432,894 $ 119,000
Washoe, Nevada 19 $ 8,055,000 $ 423,947 $ 224,000
Williamson, Tennessee 19 $ 8,555,000 $ 450,263 $ 172,000
El Dorado, California 18 $ 8,270,000 $ 459,444 $ 152,000
Sonoma, California 18 $ 7,400,000 $ 411,111 $ 124,000
Dallas, Texas 18 $ 6,360,000 $ 353,333 $ 126,000
Wake, North Carolina 17 $ 7,705,000 $ 453,235 $ 191,000
Harris, Texas 17 $ 5,835,000 $ 343,235 $ 142,000
Travis, Texas 16 $ 6,170,000 $ 385,625 $ 156,000
Santa Cruz, California 15 $ 8,135,000 $ 542,333 $ 196,000
Yolo, California 15 $ 6,185,000 $ 412,333 $ 149,000
Denver, Colorado 15 $ 6,525,000 $ 435,000 $ 229,000
Douglas, Colorado 15 $ 5,935,000 $ 395,666 $ 141,000
Multnomah, Oregon 15 $ 6,475,000 $ 431,666 $ 206,000
Davidson, Tennessee 15 $ 5,035,000 $ 335,666 $ 154,000
Fort Bend, Texas 15 $ 5,415,000 $ 361,000 $ 176,000
Tarrant, Texas 15 $ 5,315,000 $ 354,333 $ 135,000
Santa Barbara, California 14 $ 5,450,000 $ 389,285 $ 164,000
Anne Arundel, Maryland 14 $ 5,460,000 $ 390,000 $ 135,000
Mohave, Arizona 13 $ 3,575,000 $ 275,000 $ 257,000
Prince William, Virginia 13 $ 5,635,000 $ 433,461 $ 120,000
Virginia Beach, Virginia 13 $ 4,825,000 $ 371,153 $ 116,000
Pima, Arizona 12 $ 3,540,000 $ 295,000 $ 167,000
Marin, California 12 $ 7,240,000 $ 603,333 $ 174,000
Jefferson, Colorado 12 $ 4,540,000 $ 378,333 $ 135,000
Fresno, California 11 $ 3,595,000 $ 326,818 $ 106,000
Ramsey, Minnesota 11 $ 4,115,000 $ 374,090 $ 149,000
Clark, Washington 11 $ 3,625,000 $ 329,545 $ 134,000
San Luis Obispo, California 10 $ 4,750,000 $ 475,000 $ 205,000
Solano, California 10 $ 4,210,000 $ 421,000 $ 144,000
Stanislaus, California 9 $ 3,365,000 $ 373,888 $ 156,000
Broward, Florida 9 $ 3,295,000 $ 366,111 $ 173,000
Frederick, Maryland 9 $ 3,245,000 $ 360,555 $ 153,000
Clackamas, Oregon 9 $ 3,855,000 $ 428,333 $ 158,000
Williamson, Texas 9 $ 3,315,000 $ 368,333 $ 113,000
Pierce, Washington 9 $ 3,625,000 $ 402,777 $ 73,000
Adams, Colorado 8 $ 2,430,000 $ 303,750 $ 153,000
Palm Beach, Florida 8 $ 2,610,000 $ 326,250 $ 167,000
St. Johns, Florida 8 $ 2,720,000 $ 340,000 $ 71,000
Washington, Minnesota 8 $ 2,700,000 $ 337,500 $ 120,000
Chester, Pennsylvania 8 $ 2,900,000 $ 362,500 $ 157,000
El Paso, Colorado 7 $ 2,495,000 $ 356,428 $ 155,000
Scott, Minnesota 7 $ 2,515,000 $ 359,285 $ 134,000
Sumner, Tennessee 7 $ 3,025,000 $ 432,142 $ 127,000
Chesterfield, Virginia 7 $ 2,025,000 $ 289,285 $ 242,000
Thurston, Washington 7 $ 2,685,000 $ 383,571 $ 145,000
Boulder, Colorado 6 $ 2,830,000 $ 471,666 $ 121,000
Fulton, Georgia 6 $ 2,100,000 $ 350,000 $ 133,000
Baltimore, Maryland 6 $ 2,170,000 $ 361,666 $ 105,000
Middlesex, New Jersey 6 $ 2,500,000 $ 416,666 $ 138,000
Deschutes, Oregon 6 $ 2,680,000 $ 446,666 $ 126,000
Knox, Tennessee 6 $ 2,310,000 $ 385,000 $ 172,000
Bexar, Texas 6 $ 1,630,000 $ 271,666 $ 123,000
Yavapai, Arizona 5 $ 1,935,000 $ 387,000 $ 161,000
Butte, California 5 $ 1,485,000 $ 297,000 $ 125,000
Nevada, California 5 $ 2,115,000 $ 423,000 $ 219,000
Broomfield, Colorado 5 $ 2,435,000 $ 487,000 $ 209,000
Larimer, Colorado 5 $ 1,945,000 $ 389,000 $ 102,000
District of Columbia, District Of Columbia 5 $ 3,415,000 $ 683,000 $ 204,000
Hillsborough, Florida 5 $ 1,455,000 $ 291,000 $ 137,000
Miami-Dade, Florida 5 $ 1,315,000 $ 263,000 $ 151,000
Mecklenburg, North Carolina 5 $ 2,225,000 $ 445,000 $ 600,000
Montgomery, Texas 5 $ 1,645,000 $ 329,000 $ 145,000
Arlington, Virginia 5 $ 2,485,000 $ 497,000 $ 192,000
Pinal, Arizona 4 $ 790,000 $ 197,500 $ 111,000
Napa, California 4 $ 2,100,000 $ 525,000 $ 337,000
Tulare, California 4 $ 1,120,000 $ 280,000 $ 111,000
Summit, Colorado 4 $ 1,510,000 $ 377,500 $ 171,000
Forsyth, Georgia 4 $ 1,440,000 $ 360,000 $ 127,000
Anoka, Minnesota 4 $ 960,000 $ 240,000 $ 146,000
Carver, Minnesota 4 $ 1,390,000 $ 347,500 $ 106,000
Hudson, New Jersey 4 $ 1,460,000 $ 365,000 $ 140,000
Somerset, New Jersey 4 $ 1,500,000 $ 375,000 $ 184,000
Cabarrus, North Carolina 4 $ 1,520,000 $ 380,000 $ 121,000
Rutherford, Tennessee 4 $ 1,000,000 $ 250,000 $ 152,000
Brazos, Texas 4 $ 1,590,000 $ 397,500 $ 225,000
Hays, Texas 4 $ 1,150,000 $ 287,500 $ 151,000
Alexandria, Virginia 4 $ 1,630,000 $ 407,500 $ 135,000
Henrico, Virginia 4 $ 1,460,000 $ 365,000 $ 151,000
Merced, California 3 $ 905,000 $ 301,666 $ 119,000
Yuba, California 3 $ 1,125,000 $ 375,000 $ 111,000
Weld, Colorado 3 $ 865,000 $ 288,333 $ 199,000
Pinellas, Florida 3 $ 645,000 $ 215,000 $ 284,000
Baltimore City, Maryland 3 $ 675,000 $ 225,000 $ 262,000
Carroll, Maryland 3 $ 1,055,000 $ 351,666 $ 155,000
Bergen, New Jersey 3 $ 1,195,000 $ 398,333 $ 159,000
Mercer, New Jersey 3 $ 1,195,000 $ 398,333 $ 122,000
Guilford, North Carolina 3 $ 1,235,000 $ 411,666 $ 219,000
Josephine, Oregon 3 $ 1,165,000 $ 388,333 $ 101,000
Bucks, Pennsylvania 3 $ 1,245,000 $ 415,000 $ 219,000
Delaware, Pennsylvania 3 $ 875,000 $ 291,666 $ 200,000
Comal, Texas 3 $ 1,465,000 $ 488,333 $ 196,000
Parker, Texas 3 $ 1,315,000 $ 438,333 $ 179,000
Fairfax City, Virginia 3 $ 1,515,000 $ 505,000 $ 138,000
Isle of Wight, Virginia 3 $ 685,000 $ 228,333 $ 67,000
Skagit, Washington 3 $ 895,000 $ 298,333 $ 109,000
Amador, California 2 $ 520,000 $ 260,000 $ 66,000
Humboldt, California 2 $ 570,000 $ 285,000 $ 136,000
Imperial, California 2 $ 340,000 $ 170,000 $ 71,000
Mono, California 2 $ 720,000 $ 360,000 $ 182,000
San Benito, California 2 $ 770,000 $ 385,000 $ 89,000
Shasta, California 2 $ 850,000 $ 425,000 $ 173,000
Lee, Florida 2 $ 530,000 $ 265,000 $ 170,000
Manatee, Florida 2 $ 440,000 $ 220,000 $ 55,000
Orange, Florida 2 $ 560,000 $ 280,000 $ 338,000
Seminole, Florida 2 $ 750,000 $ 375,000 $ 108,000
St. Lucie, Florida 2 $ 560,000 $ 280,000 $ 178,000
DeKalb, Georgia 2 $ 770,000 $ 385,000 $ 100,000
Cook, Illinois 2 $ 550,000 $ 275,000 $ 923,000
Prince George's, Maryland 2 $ 790,000 $ 395,000 $ 177,000
Oakland, Michigan 2 $ 710,000 $ 355,000 $ 111,000
Otter Tail, Minnesota 2 $ 640,000 $ 320,000 $ 129,000
Carson City, Nevada 2 $ 600,000 $ 300,000 $ 64,000
Lyon, Nevada 2 $ 500,000 $ 250,000 $ 98,000
Union, New Jersey 2 $ 1,220,000 $ 610,000 $ 113,000
Buncombe, North Carolina 2 $ 980,000 $ 490,000 $ 102,000
Union, North Carolina 2 $ 890,000 $ 445,000 $ 149,000
Cuyahoga, Ohio 2 $ 540,000 $ 270,000 $ 118,000
Delaware, Ohio 2 $ 700,000 $ 350,000 $ 99,000
Franklin, Ohio 2 $ 820,000 $ 410,000 $ 101,000
Hamilton, Ohio 2 $ 570,000 $ 285,000 $ 261,000
Allegheny, Pennsylvania 2 $ 960,000 $ 480,000 $ 225,000
Philadelphia, Pennsylvania 2 $ 650,000 $ 325,000 $ 224,000
York, Pennsylvania 2 $ 590,000 $ 295,000 $ 142,000
Hamilton, Tennessee 2 $ 510,000 $ 255,000 $ 250,000
Wilson, Tennessee 2 $ 670,000 $ 335,000 $ 144,000
Brazoria, Texas 2 $ 770,000 $ 385,000 $ 117,000
Ellis, Texas 2 $ 700,000 $ 350,000 $ 119,000
Washington, Utah 2 $ 970,000 $ 485,000 $ 135,000
Stafford, Virginia 2 $ 920,000 $ 460,000 $ 140,000
Warren, Virginia 2 $ 920,000 $ 460,000 $ 156,000
Kitsap, Washington 2 $ 970,000 $ 485,000 $ 79,000
Whatcom, Washington 2 $ 870,000 $ 435,000 $ 137,000
Yakima, Washington 2 $ 640,000 $ 320,000 $ 129,000
Coconino, Arizona 1 $ 545,000 $ 545,000 $ 741,000
Yuma, Arizona 1 $ 125,000 $ 125,000 $ 29,000
Calaveras, California 1 $ 445,000 $ 445,000 $ 186,000
Colusa, California 1 $ 285,000 $ 285,000 $ 147,000
Madera, California 1 $ 375,000 $ 375,000 $ 81,000
Mendocino, California 1 $ 165,000 $ 165,000 $ 58,000
Plumas, California 1 $ 305,000 $ 305,000 $ 561,000
Tuolumne, California 1 $ 545,000 $ 545,000 $ 247,000
Chaffee, Colorado 1 $ 345,000 $ 345,000 $ 77,000
Gunnison, Colorado 1 $ 275,000 $ 275,000 $ 100,000
Teller, Colorado 1 $ 395,000 $ 395,000 $ 235,000
Fairfield, Connecticut 1 $ 325,000 $ 325,000 $ 173,000
New Haven, Connecticut 1 $ 205,000 $ 205,000 $ 90,000
Alachua, Florida 1 $ 145,000 $ 145,000 $ 45,000
Brevard, Florida 1 $ 545,000 $ 545,000 $ 281,000
Collier, Florida 1 $ 445,000 $ 445,000 $ 262,000
Lake, Florida 1 $ 315,000 $ 315,000 $ 155,000
Okaloosa, Florida 1 $ 225,000 $ 225,000 $ 0
Pasco, Florida 1 $ 225,000 $ 225,000 $ 102,000
Polk, Florida 1 $ 145,000 $ 145,000 $ 142,000
Sarasota, Florida 1 $ 295,000 $ 295,000 $ 74,000
Sumter, Florida 1 $ 525,000 $ 525,000 $ 183,000
Cobb, Georgia 1 $ 325,000 $ 325,000 $ 98,000
Dawson, Georgia 1 $ 385,000 $ 385,000 $ 150,000
Gwinnett, Georgia 1 $ 255,000 $ 255,000 $ 56,000
Houston, Georgia 1 $ 205,000 $ 205,000 $ 79,000
Jackson, Georgia 1 $ 455,000 $ 455,000 $ 103,000
DuPage, Illinois 1 $ 345,000 $ 345,000 $ 225,000
Charles, Maryland 1 $ 495,000 $ 495,000 $ 199,000
Garrett, Maryland 1 $ 485,000 $ 485,000 $ 444,000
Harford, Maryland 1 $ 545,000 $ 545,000 $ 157,000
Queen Anne's, Maryland 1 $ 155,000 $ 155,000 $ 47,000
St. Mary's, Maryland 1 $ 275,000 $ 275,000 $ 164,000
Worcester, Maryland 1 $ 265,000 $ 265,000 $ 141,000
Ingham, Michigan 1 $ 175,000 $ 175,000 $ 344,000
Kalamazoo, Michigan 1 $ 345,000 $ 345,000 $ 109,000
Livingston, Michigan 1 $ 345,000 $ 345,000 $ 71,000
Macomb, Michigan 1 $ 105,000 $ 105,000 $ 52,000
Washtenaw, Michigan 1 $ 235,000 $ 235,000 $ 120,000
Wayne, Michigan 1 $ 475,000 $ 475,000 $ 183,000
Mille Lacs, Minnesota 1 $ 315,000 $ 315,000 $ 73,000
Douglas, Nevada 1 $ 235,000 $ 235,000 $ 61,000
Elko, Nevada 1 $ 545,000 $ 545,000 $ 202,000
Nye, Nevada 1 $ 205,000 $ 205,000 $ 84,000
Burlington, New Jersey 1 $ 355,000 $ 355,000 $ 115,000
Monmouth, New Jersey 1 $ 355,000 $ 355,000 $ 90,000
Morris, New Jersey 1 $ 415,000 $ 415,000 $ 157,000
Ocean, New Jersey 1 $ 235,000 $ 235,000 $ 52,000
Sussex, New Jersey 1 $ 445,000 $ 445,000 $ 122,000
Alamance, North Carolina 1 $ 305,000 $ 305,000 $ 80,000
Carteret, North Carolina 1 $ 385,000 $ 385,000 $ 169,000
Chatham, North Carolina 1 $ 455,000 $ 455,000 $ 122,000
Durham, North Carolina 1 $ 365,000 $ 365,000 $ 160,000
Forsyth, North Carolina 1 $ 195,000 $ 195,000 $ 68,000
Iredell, North Carolina 1 $ 405,000 $ 405,000 $ 220,000
Lincoln, North Carolina 1 $ 475,000 $ 475,000 $ 119,000
Madison, North Carolina 1 $ 485,000 $ 485,000 $ 126,000
Moore, North Carolina 1 $ 285,000 $ 285,000 $ 76,000
New Hanover, North Carolina 1 $ 415,000 $ 415,000 $ 154,000
Orange, North Carolina 1 $ 545,000 $ 545,000 $ 87,000
Fairfield, Ohio 1 $ 465,000 $ 465,000 $ 147,000
Greene, Ohio 1 $ 275,000 $ 275,000 $ 83,000
Licking, Ohio 1 $ 475,000 $ 475,000 $ 219,000
Montgomery, Ohio 1 $ 125,000 $ 125,000 $ 68,000
Portage, Ohio 1 $ 425,000 $ 425,000 $ 230,000
Union, Ohio 1 $ 435,000 $ 435,000 $ 170,000
Wyandot, Ohio 1 $ 355,000 $ 355,000 $ 132,000
Benton, Oregon 1 $ 445,000 $ 445,000 $ 98,000
Curry, Oregon 1 $ 205,000 $ 205,000 $ 34,000
Jackson, Oregon 1 $ 455,000 $ 455,000 $ 145,000
Lane, Oregon 1 $ 425,000 $ 425,000 $ 129,000
Lincoln, Oregon 1 $ 355,000 $ 355,000 $ 83,000
Linn, Oregon 1 $ 355,000 $ 355,000 $ 201,000
Marion, Oregon 1 $ 525,000 $ 525,000 $ 130,000
Polk, Oregon 1 $ 405,000 $ 405,000 $ 125,000
Tillamook, Oregon 1 $ 395,000 $ 395,000 $ 247,000
Yamhill, Oregon 1 $ 315,000 $ 315,000 $ 80,000
Montgomery, Pennsylvania 1 $ 285,000 $ 285,000 $ 225,000
Coffee, Tennessee 1 $ 355,000 $ 355,000 $ 164,000
Maury, Tennessee 1 $ 205,000 $ 205,000 $ 220,000
Warren, Tennessee 1 $ 155,000 $ 155,000 $ 144,000
Bell, Texas 1 $ 145,000 $ 145,000 $ 142,000
El Paso, Texas 1 $ 345,000 $ 345,000 $ 108,000
Erath, Texas 1 $ 545,000 $ 545,000 $ 220,000
Galveston, Texas 1 $ 385,000 $ 385,000 $ 150,000
Hidalgo, Texas 1 $ 235,000 $ 235,000 $ 96,000
Johnson, Texas 1 $ 225,000 $ 225,000 $ 120,000
Kaufman, Texas 1 $ 275,000 $ 275,000 $ 83,000
Kendall, Texas 1 $ 335,000 $ 335,000 $ 0
Lubbock, Texas 1 $ 545,000 $ 545,000 $ 128,000
Midland, Texas 1 $ 455,000 $ 455,000 $ 360,000
Smith, Texas 1 $ 485,000 $ 485,000 $ 116,000
Wood, Texas 1 $ 165,000 $ 165,000 $ 86,000
Cache, Utah 1 $ 405,000 $ 405,000 $ 144,000
Bedford, Virginia 1 $ 545,000 $ 545,000 $ 191,000
Campbell, Virginia 1 $ 155,000 $ 155,000 $ 231,000
Chesapeake, Virginia 1 $ 255,000 $ 255,000 $ 127,000
Culpeper, Virginia 1 $ 435,000 $ 435,000 $ 97,000
Gloucester, Virginia 1 $ 535,000 $ 535,000 $ 180,000
Harrisonburg, Virginia 1 $ 165,000 $ 165,000 $ 36,000
Orange, Virginia 1 $ 345,000 $ 345,000 $ 56,000
Richmond City, Virginia 1 $ 285,000 $ 285,000 $ 92,000
Roanoke, Virginia 1 $ 405,000 $ 405,000 $ 65,000
Suffolk, Virginia 1 $ 445,000 $ 445,000 $ 196,000
York, Virginia 1 $ 415,000 $ 415,000 $ 215,000
Cowlitz, Washington 1 $ 435,000 $ 435,000 $ 163,000
Jefferson, Washington 1 $ 385,000 $ 385,000 $ 93,000
Lewis, Washington 1 $ 455,000 $ 455,000 $ 146,000
San Juan, Washington 1 $ 385,000 $ 385,000 $ 167,000
Spokane, Washington 1 $ 235,000 $ 235,000 $ 123,000
Walla Walla, Washington 1 $ 545,000 $ 545,000 $ 567,000

Mortgage Loan Application Detail Totals for Ony Glo, Inc. in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,711 $2,008,245,000 $426,000 $2,465,000 $152,000 $2,400,000
Home Purchase 1,395 $714,425,000 $512,000 $3,005,000 $159,000 $2,086,000
Cash-out Refinancing 84 $34,870,000 $415,000 $895,000 $137,000 $462,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Asian 2,829 $1,270,365,000 $449,000 $3,005,000 $154,000 $2,400,000
Not Provided 1,336 $603,680,000 $451,000 $2,375,000 $149,000 $2,196,000
White 1,278 $578,000,000 $452,000 $2,435,000 $170,000 $2,175,000
Hispanic 576 $227,390,000 $394,000 $845,000 $115,000 $986,000
Black or African American 68 $32,070,000 $471,000 $2,465,000 $182,000 $1,318,000
Native Hawaiian or Other Pacific Islander 12 $4,830,000 $402,000 $605,000 $132,000 $242,000
American Indian or Alaskan Native 10 $3,610,000 $361,000 $475,000 $166,000 $337,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,002 $2,670,880,000 $444,000 $3,005,000 $156,000 $2,400,000
FHA-insured (Federal Housing Administration) 99 $41,235,000 $416,000 $835,000 $84,000 $185,000
VA-guaranteed (Veterans Administration) 89 $45,425,000 $510,000 $1,405,000 $55,000 $251,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,429 $2,410,235,000 $443,000 $2,465,000 $153,000 $2,086,000
Application Withdrawn By Applicant 401 $185,185,000 $461,000 $1,445,000 $178,000 $2,400,000
Application Approved But Not Accepted 201 $89,385,000 $444,000 $1,485,000 $156,000 $750,000
Application Denied By Financial Institution 142 $65,650,000 $462,000 $3,005,000 $127,000 $622,000
File Closed For Incompleteness 17 $7,085,000 $416,000 $725,000 $124,000 $262,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,048 $2,691,890,000 $445,000 $2,465,000 $154,000 $2,400,000
Credit Application Incomplete 98 $45,120,000 $460,000 $2,465,000 $142,000 $622,000
Debt-To-Income Ratio 19 $10,835,000 $570,000 $3,005,000 $77,000 $205,000
Collateral 7 $2,535,000 $362,000 $495,000 $114,000 $231,000
Credit History 6 $3,050,000 $508,000 $655,000 $121,000 $176,000
Employment History 5 $1,955,000 $391,000 $685,000 $104,000 $208,000
Unverifiable Information 4 $1,010,000 $252,000 $365,000 $54,000 $73,000
Other 2 $710,000 $355,000 $485,000 $113,000 $156,000
Insufficient Cash (Downpayment, Closing Cost) 1 $435,000 $435,000 $435,000 $161,000 $161,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ony Glo, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ony Glo, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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