Ony Glo, Inc. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ony Glo, Inc. 6 Hutton Centre Drive #1030 Santa Ana, CA 92707 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,358 |
| Total Mortgage Loan Application Amount | $1,270,850,000 |
| Average Mortgage Loan Application Amount | $576,333 |
| Highest Mortgage Loan Application Amount | $5,865,000 |
| Average Applicant Income | $189,000 |
| Highest Applicant Income | $5,945,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Ony Glo, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ony Glo, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Ony Glo, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ony Glo, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Ony Glo, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ony Glo, Inc.'s mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 515 | $ 325,745,000 | $ 632,000 | $ 202,000 |
| Orange County California | 228 | $ 142,720,000 | $ 625,000 | $ 193,000 |
| San Bernardino County California | 165 | $ 71,105,000 | $ 430,000 | $ 132,000 |
| Riverside County California | 133 | $ 61,145,000 | $ 459,000 | $ 148,000 |
| Clark County Nevada | 76 | $ 27,210,000 | $ 358,000 | $ 162,000 |
| San Diego County California | 72 | $ 44,650,000 | $ 620,000 | $ 201,000 |
| Maricopa County Arizona | 50 | $ 27,130,000 | $ 542,000 | $ 181,000 |
| Alameda County California | 38 | $ 22,860,000 | $ 601,000 | $ 161,000 |
| Santa Clara County California | 32 | $ 23,200,000 | $ 725,000 | $ 225,000 |
| King County Washington | 29 | $ 17,525,000 | $ 604,000 | $ 187,000 |
| Contra Costa County California | 26 | $ 16,800,000 | $ 646,000 | $ 203,000 |
| Collin County Texas | 26 | $ 13,780,000 | $ 530,000 | $ 191,000 |
| Travis County Texas | 26 | $ 14,660,000 | $ 563,000 | $ 263,000 |
| Sacramento County California | 25 | $ 13,205,000 | $ 528,000 | $ 181,000 |
| Williamson County Texas | 24 | $ 11,330,000 | $ 472,000 | $ 179,000 |
| Denton County Texas | 23 | $ 10,475,000 | $ 455,000 | $ 155,000 |
| Harris County Texas | 22 | $ 10,870,000 | $ 494,000 | $ 221,000 |
| Ventura County California | 21 | $ 12,355,000 | $ 588,000 | $ 161,000 |
| San Joaquin County California | 18 | $ 7,840,000 | $ 435,000 | $ 193,000 |
| Hennepin County Minnesota | 17 | $ 6,985,000 | $ 410,000 | $ 156,000 |
| Fairfax County Virginia | 16 | $ 11,750,000 | $ 734,000 | $ 253,000 |
| Kern County California | 15 | $ 5,345,000 | $ 356,000 | $ 249,000 |
| San Mateo County California | 15 | $ 11,355,000 | $ 757,000 | $ 173,000 |
| Dallas County Texas | 15 | $ 6,985,000 | $ 465,000 | $ 311,000 |
| Mohave County Arizona | 13 | $ 5,655,000 | $ 435,000 | $ 288,000 |
| Washington County Oregon | 13 | $ 5,985,000 | $ 460,000 | $ 131,000 |
| Williamson County Tennessee | 13 | $ 7,765,000 | $ 597,000 | $ 185,000 |
| Shelby County Tennessee | 12 | $ 5,100,000 | $ 425,000 | $ 183,000 |
| Denver County Colorado | 11 | $ 8,055,000 | $ 732,000 | $ 253,000 |
| Bexar County Texas | 11 | $ 3,855,000 | $ 350,000 | $ 166,000 |
| Miami-Dade County Florida | 10 | $ 5,000,000 | $ 500,000 | $ 221,000 |
| Bergen County New Jersey | 10 | $ 6,890,000 | $ 689,000 | $ 234,000 |
| Sonoma County California | 9 | $ 5,445,000 | $ 605,000 | $ 142,000 |
| Washoe County Nevada | 9 | $ 5,075,000 | $ 563,000 | $ 221,000 |
| Davidson County Tennessee | 9 | $ 6,565,000 | $ 729,000 | $ 310,000 |
| Fort Bend County Texas | 9 | $ 4,675,000 | $ 519,000 | $ 170,000 |
| Arapahoe County Colorado | 8 | $ 3,880,000 | $ 485,000 | $ 158,000 |
| Cook County Illinois | 8 | $ 2,730,000 | $ 341,000 | $ 109,000 |
| Essex County New Jersey | 8 | $ 4,710,000 | $ 588,000 | $ 187,000 |
| Middlesex County New Jersey | 8 | $ 3,570,000 | $ 446,000 | $ 193,000 |
| Wake County North Carolina | 8 | $ 3,590,000 | $ 448,000 | $ 202,000 |
| Fresno County California | 7 | $ 2,945,000 | $ 420,000 | $ 125,000 |
| Monterey County California | 7 | $ 3,465,000 | $ 495,000 | $ 141,000 |
| Adams County Colorado | 7 | $ 3,435,000 | $ 490,000 | $ 135,000 |
| Orange County Florida | 7 | $ 3,535,000 | $ 505,000 | $ 152,000 |
| Prince George's County Maryland | 7 | $ 2,745,000 | $ 392,000 | $ 133,000 |
| Mecklenburg County North Carolina | 7 | $ 3,445,000 | $ 492,000 | $ 210,000 |
| Tarrant County Texas | 7 | $ 3,075,000 | $ 439,000 | $ 160,000 |
| Pima County Arizona | 6 | $ 1,360,000 | $ 226,000 | $ 126,000 |
| Solano County California | 6 | $ 2,530,000 | $ 421,000 | $ 138,000 |
| St. Johns County Florida | 6 | $ 2,420,000 | $ 403,000 | $ 148,000 |
| Forsyth County Georgia | 6 | $ 3,390,000 | $ 565,000 | $ 179,000 |
| Fulton County Georgia | 6 | $ 2,530,000 | $ 421,000 | $ 184,000 |
| Montgomery County Maryland | 6 | $ 2,790,000 | $ 465,000 | $ 160,000 |
| Dakota County Minnesota | 6 | $ 1,940,000 | $ 323,000 | $ 146,000 |
| Morris County New Jersey | 6 | $ 3,540,000 | $ 590,000 | $ 241,000 |
| Multnomah County Oregon | 6 | $ 2,820,000 | $ 470,000 | $ 154,000 |
| Rutherford County Tennessee | 6 | $ 2,670,000 | $ 445,000 | $ 109,000 |
| Hays County Texas | 6 | $ 3,530,000 | $ 588,000 | $ 183,000 |
| Loudoun County Virginia | 6 | $ 3,800,000 | $ 633,000 | $ 233,000 |
| Pierce County Washington | 6 | $ 2,670,000 | $ 445,000 | $ 158,000 |
| Placer County California | 5 | $ 2,505,000 | $ 501,000 | $ 137,000 |
| San Luis Obispo County California | 5 | $ 4,075,000 | $ 815,000 | $ 216,000 |
| District of Columbia County District Of Columbia | 5 | $ 3,105,000 | $ 621,000 | $ 213,000 |
| Osceola County Florida | 5 | $ 2,235,000 | $ 447,000 | $ 19,000 |
| Mercer County New Jersey | 5 | $ 1,685,000 | $ 337,000 | $ 85,000 |
| Hamilton County Ohio | 5 | $ 3,235,000 | $ 647,000 | $ 210,000 |
| Maury County Tennessee | 5 | $ 2,315,000 | $ 463,000 | $ 118,000 |
| Snohomish County Washington | 5 | $ 2,655,000 | $ 531,000 | $ 185,000 |
| San Francisco County California | 4 | $ 2,130,000 | $ 532,000 | $ 239,000 |
| Stanislaus County California | 4 | $ 2,410,000 | $ 602,000 | $ 269,000 |
| Yolo County California | 4 | $ 1,670,000 | $ 417,000 | $ 139,000 |
| El Paso County Colorado | 4 | $ 2,010,000 | $ 502,000 | $ 120,000 |
| Jefferson County Colorado | 4 | $ 1,980,000 | $ 495,000 | $ 136,000 |
| Broward County Florida | 4 | $ 1,250,000 | $ 312,000 | $ 1,001,000 |
| Lee County Florida | 4 | $ 3,130,000 | $ 782,000 | $ 303,000 |
| Manatee County Florida | 4 | $ 2,990,000 | $ 747,000 | $ 293,000 |
| Palm Beach County Florida | 4 | $ 2,040,000 | $ 510,000 | $ 187,000 |
| Pasco County Florida | 4 | $ 1,040,000 | $ 260,000 | $ 87,000 |
| DeKalb County Georgia | 4 | $ 1,620,000 | $ 405,000 | $ 194,000 |
| Gwinnett County Georgia | 4 | $ 1,250,000 | $ 312,000 | $ 138,000 |
| Frederick County Maryland | 4 | $ 2,020,000 | $ 505,000 | $ 157,000 |
| Ramsey County Minnesota | 4 | $ 1,290,000 | $ 322,000 | $ 112,000 |
| Burlington County New Jersey | 4 | $ 1,730,000 | $ 432,000 | $ 145,000 |
| Delaware County Ohio | 4 | $ 1,780,000 | $ 445,000 | $ 161,000 |
| Deschutes County Oregon | 4 | $ 1,610,000 | $ 402,000 | $ 177,000 |
| Comal County Texas | 4 | $ 1,810,000 | $ 452,000 | $ 135,000 |
| Montgomery County Texas | 4 | $ 1,820,000 | $ 455,000 | $ 180,000 |
| Utah County Utah | 4 | $ 2,240,000 | $ 560,000 | $ 209,000 |
| Virginia Beach County Virginia | 4 | $ 1,620,000 | $ 405,000 | $ 233,000 |
| Pinal County Arizona | 3 | $ 675,000 | $ 225,000 | $ 95,000 |
| Marin County California | 3 | $ 2,845,000 | $ 948,000 | $ 230,000 |
| Tulare County California | 3 | $ 1,185,000 | $ 395,000 | $ 175,000 |
| Douglas County Colorado | 3 | $ 1,465,000 | $ 488,000 | $ 218,000 |
| Cherokee County Georgia | 3 | $ 1,035,000 | $ 345,000 | $ 156,000 |
| Cobb County Georgia | 3 | $ 875,000 | $ 291,000 | $ 177,000 |
| Rockdale County Georgia | 3 | $ 645,000 | $ 215,000 | $ 36,000 |
| Will County Illinois | 3 | $ 1,155,000 | $ 385,000 | $ 262,000 |
| Johnson County Kansas | 3 | $ 1,395,000 | $ 465,000 | $ 180,000 |
| Baltimore City County Maryland | 3 | $ 1,375,000 | $ 458,000 | $ 180,000 |
| Oakland County Michigan | 3 | $ 775,000 | $ 258,000 | $ 131,000 |
| Wayne County Michigan | 3 | $ 1,235,000 | $ 411,000 | $ 153,000 |
| Carver County Minnesota | 3 | $ 1,235,000 | $ 411,000 | $ 100,000 |
| Washington County Minnesota | 3 | $ 1,665,000 | $ 555,000 | $ 1,450,000 |
| Wright County Minnesota | 3 | $ 1,015,000 | $ 338,000 | $ 124,000 |
| Hudson County New Jersey | 3 | $ 2,035,000 | $ 678,000 | $ 248,000 |
| Monmouth County New Jersey | 3 | $ 2,045,000 | $ 681,000 | $ 270,000 |
| Somerset County New Jersey | 3 | $ 2,235,000 | $ 745,000 | $ 312,000 |
| Union County North Carolina | 3 | $ 1,395,000 | $ 465,000 | $ 163,000 |
| Cuyahoga County Ohio | 3 | $ 475,000 | $ 158,000 | $ 180,000 |
| Clackamas County Oregon | 3 | $ 1,295,000 | $ 431,000 | $ 85,000 |
| Josephine County Oregon | 3 | $ 1,535,000 | $ 511,000 | $ 145,000 |
| Butler County Pennsylvania | 3 | $ 1,795,000 | $ 598,000 | $ 245,000 |
| Montgomery County Pennsylvania | 3 | $ 1,735,000 | $ 578,000 | $ 173,000 |
| Knox County Tennessee | 3 | $ 1,485,000 | $ 495,000 | $ 159,000 |
| Bell County Texas | 3 | $ 715,000 | $ 238,000 | $ 166,000 |
| Smith County Texas | 3 | $ 785,000 | $ 261,000 | $ 90,000 |
| Salt Lake County Utah | 3 | $ 1,035,000 | $ 345,000 | $ 100,000 |
| Portsmouth County Virginia | 3 | $ 485,000 | $ 161,000 | $ 56,000 |
| Clark County Washington | 3 | $ 1,535,000 | $ 511,000 | $ 176,000 |
| Yavapai County Arizona | 2 | $ 1,100,000 | $ 550,000 | $ 222,000 |
| El Dorado County California | 2 | $ 1,040,000 | $ 520,000 | $ 218,000 |
| Santa Barbara County California | 2 | $ 1,430,000 | $ 715,000 | $ 161,000 |
| Boulder County Colorado | 2 | $ 1,310,000 | $ 655,000 | $ 180,000 |
| Larimer County Colorado | 2 | $ 560,000 | $ 280,000 | $ 94,000 |
| Bay County Florida | 2 | $ 680,000 | $ 340,000 | $ 221,000 |
| Collier County Florida | 2 | $ 970,000 | $ 485,000 | $ 127,000 |
| Monroe County Florida | 2 | $ 2,780,000 | $ 1,390,000 | $ 0 |
| Pinellas County Florida | 2 | $ 1,270,000 | $ 635,000 | $ 147,000 |
| Polk County Florida | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Pickens County Georgia | 2 | $ 910,000 | $ 455,000 | $ 171,000 |
| DuPage County Illinois | 2 | $ 620,000 | $ 310,000 | $ 271,000 |
| Baltimore County Maryland | 2 | $ 570,000 | $ 285,000 | $ 114,000 |
| Howard County Maryland | 2 | $ 1,270,000 | $ 635,000 | $ 99,000 |
| St. Mary's County Maryland | 2 | $ 610,000 | $ 305,000 | $ 165,000 |
| Cape May County New Jersey | 2 | $ 360,000 | $ 180,000 | $ 175,000 |
| Passaic County New Jersey | 2 | $ 980,000 | $ 490,000 | $ 157,000 |
| Alamance County North Carolina | 2 | $ 580,000 | $ 290,000 | $ 96,000 |
| Buncombe County North Carolina | 2 | $ 1,330,000 | $ 665,000 | $ 225,000 |
| Gaston County North Carolina | 2 | $ 610,000 | $ 305,000 | $ 250,000 |
| Franklin County Ohio | 2 | $ 820,000 | $ 410,000 | $ 200,000 |
| Stark County Ohio | 2 | $ 470,000 | $ 235,000 | $ 55,000 |
| Lincoln County Oregon | 2 | $ 850,000 | $ 425,000 | $ 155,000 |
| Marion County Oregon | 2 | $ 630,000 | $ 315,000 | $ 54,000 |
| Chester County Pennsylvania | 2 | $ 1,030,000 | $ 515,000 | $ 175,000 |
| Philadelphia County Pennsylvania | 2 | $ 1,310,000 | $ 655,000 | $ 255,000 |
| Hamilton County Tennessee | 2 | $ 580,000 | $ 290,000 | $ 244,000 |
| Putnam County Tennessee | 2 | $ 930,000 | $ 465,000 | $ 128,000 |
| Sumner County Tennessee | 2 | $ 580,000 | $ 290,000 | $ 116,000 |
| Brazos County Texas | 2 | $ 710,000 | $ 355,000 | $ 163,000 |
| El Paso County Texas | 2 | $ 490,000 | $ 245,000 | $ 81,000 |
| Galveston County Texas | 2 | $ 1,290,000 | $ 645,000 | $ 250,000 |
| Grayson County Texas | 2 | $ 1,710,000 | $ 855,000 | $ 258,000 |
| Guadalupe County Texas | 2 | $ 400,000 | $ 200,000 | $ 83,000 |
| Nueces County Texas | 2 | $ 1,050,000 | $ 525,000 | $ 486,000 |
| Parker County Texas | 2 | $ 810,000 | $ 405,000 | $ 118,000 |
| Albemarle County Virginia | 2 | $ 1,170,000 | $ 585,000 | $ 197,000 |
| Arlington County Virginia | 2 | $ 960,000 | $ 480,000 | $ 159,000 |
| Chesterfield County Virginia | 2 | $ 790,000 | $ 395,000 | $ 183,000 |
| Henrico County Virginia | 2 | $ 1,120,000 | $ 560,000 | $ 159,000 |
| Prince William County Virginia | 2 | $ 860,000 | $ 430,000 | $ 217,000 |
| Jefferson County Washington | 2 | $ 1,600,000 | $ 800,000 | $ 247,000 |
| Kitsap County Washington | 2 | $ 1,450,000 | $ 725,000 | $ 276,000 |
| Thurston County Washington | 2 | $ 1,360,000 | $ 680,000 | $ 180,000 |
| Jefferson County Alabama | 1 | $ 5,000 | $ 5,000 | $ 35,000 |
| Benton County Arkansas | 1 | $ 255,000 | $ 255,000 | $ 122,000 |
| Amador County California | 1 | $ 655,000 | $ 655,000 | $ 382,000 |
| Butte County California | 1 | $ 335,000 | $ 335,000 | $ 175,000 |
| Mariposa County California | 1 | $ 525,000 | $ 525,000 | $ 333,000 |
| Mendocino County California | 1 | $ 475,000 | $ 475,000 | $ 260,000 |
| Merced County California | 1 | $ 385,000 | $ 385,000 | $ 157,000 |
| Nevada County California | 1 | $ 515,000 | $ 515,000 | $ 194,000 |
| San Benito County California | 1 | $ 625,000 | $ 625,000 | $ 100,000 |
| Santa Cruz County California | 1 | $ 355,000 | $ 355,000 | $ 75,000 |
| Eagle County Colorado | 1 | $ 1,755,000 | $ 1,755,000 | $ 2,007,000 |
| Gilpin County Colorado | 1 | $ 705,000 | $ 705,000 | $ 177,000 |
| Grand County Colorado | 1 | $ 555,000 | $ 555,000 | $ 290,000 |
| La Plata County Colorado | 1 | $ 545,000 | $ 545,000 | $ 137,000 |
| Summit County Colorado | 1 | $ 595,000 | $ 595,000 | $ 185,000 |
| Weld County Colorado | 1 | $ 235,000 | $ 235,000 | $ 89,000 |
| New Haven County Connecticut | 1 | $ 415,000 | $ 415,000 | $ 271,000 |
| Brevard County Florida | 1 | $ 225,000 | $ 225,000 | $ 109,000 |
| Escambia County Florida | 1 | $ 785,000 | $ 785,000 | $ 389,000 |
| Hillsborough County Florida | 1 | $ 685,000 | $ 685,000 | $ 175,000 |
| Lake County Florida | 1 | $ 535,000 | $ 535,000 | $ 131,000 |
| Martin County Florida | 1 | $ 355,000 | $ 355,000 | $ 111,000 |
| Okaloosa County Florida | 1 | $ 645,000 | $ 645,000 | $ 252,000 |
| Santa Rosa County Florida | 1 | $ 515,000 | $ 515,000 | $ 132,000 |
| Seminole County Florida | 1 | $ 355,000 | $ 355,000 | $ 130,000 |
| Volusia County Florida | 1 | $ 245,000 | $ 245,000 | $ 239,000 |
| Walton County Florida | 1 | $ 1,465,000 | $ 1,465,000 | $ 595,000 |
| Bibb County Georgia | 1 | $ 145,000 | $ 145,000 | $ 110,000 |
| Clayton County Georgia | 1 | $ 845,000 | $ 845,000 | $ 302,000 |
| Monroe County Georgia | 1 | $ 545,000 | $ 545,000 | $ 255,000 |
| Muscogee County Georgia | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| Newton County Georgia | 1 | $ 135,000 | $ 135,000 | $ 4,000 |
| Paulding County Georgia | 1 | $ 645,000 | $ 645,000 | $ 265,000 |
| Upson County Georgia | 1 | $ 365,000 | $ 365,000 | $ 110,000 |
| Honolulu County Hawaii | 1 | $ 2,505,000 | $ 2,505,000 | $ 2,169,000 |
| Ada County Idaho | 1 | $ 1,045,000 | $ 1,045,000 | $ 198,000 |
| Bonneville County Idaho | 1 | $ 545,000 | $ 545,000 | $ 214,000 |
| Lake County Illinois | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 485,000 | $ 485,000 | $ 138,000 |
| Carroll County Maryland | 1 | $ 305,000 | $ 305,000 | $ 4,000 |
| Harford County Maryland | 1 | $ 485,000 | $ 485,000 | $ 176,000 |
| Middlesex County Massachusetts | 1 | $ 985,000 | $ 985,000 | $ 204,000 |
| Norfolk County Massachusetts | 1 | $ 565,000 | $ 565,000 | $ 209,000 |
| Suffolk County Massachusetts | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Allegan County Michigan | 1 | $ 755,000 | $ 755,000 | $ 450,000 |
| Kalamazoo County Michigan | 1 | $ 145,000 | $ 145,000 | $ 240,000 |
| Livingston County Michigan | 1 | $ 455,000 | $ 455,000 | $ 156,000 |
| Montmorency County Michigan | 1 | $ 175,000 | $ 175,000 | $ 250,000 |
| Muskegon County Michigan | 1 | $ 455,000 | $ 455,000 | $ 91,000 |
| Crow Wing County Minnesota | 1 | $ 545,000 | $ 545,000 | $ 260,000 |
| Otter Tail County Minnesota | 1 | $ 645,000 | $ 645,000 | $ 95,000 |
| Scott County Minnesota | 1 | $ 385,000 | $ 385,000 | $ 100,000 |
| Sherburne County Minnesota | 1 | $ 365,000 | $ 365,000 | $ 163,000 |
| Tate County Mississippi | 1 | $ 405,000 | $ 405,000 | $ 169,000 |
| Sarpy County Nebraska | 1 | $ 355,000 | $ 355,000 | $ 131,000 |
| Carson City County Nevada | 1 | $ 305,000 | $ 305,000 | $ 92,000 |
| Douglas County Nevada | 1 | $ 425,000 | $ 425,000 | $ 616,000 |
| Nye County Nevada | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
| Hillsborough County New Hampshire | 1 | $ 315,000 | $ 315,000 | $ 78,000 |
| Gloucester County New Jersey | 1 | $ 425,000 | $ 425,000 | $ 147,000 |
| Hunterdon County New Jersey | 1 | $ 485,000 | $ 485,000 | $ 160,000 |
| Ocean County New Jersey | 1 | $ 395,000 | $ 395,000 | $ 127,000 |
| Union County New Jersey | 1 | $ 585,000 | $ 585,000 | $ 151,000 |
| Queens County New York | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Durham County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 95,000 |
| Franklin County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 123,000 |
| Iredell County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 196,000 |
| Lincoln County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 231,000 |
| Butler County Ohio | 1 | $ 425,000 | $ 425,000 | $ 111,000 |
| Greene County Ohio | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
| Lake County Ohio | 1 | $ 505,000 | $ 505,000 | $ 540,000 |
| Lorain County Ohio | 1 | $ 915,000 | $ 915,000 | $ 382,000 |
| Madison County Ohio | 1 | $ 545,000 | $ 545,000 | $ 164,000 |
| Montgomery County Ohio | 1 | $ 505,000 | $ 505,000 | $ 153,000 |
| Oklahoma County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Payne County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Benton County Oregon | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Clatsop County Oregon | 1 | $ 565,000 | $ 565,000 | $ 411,000 |
| Jackson County Oregon | 1 | $ 725,000 | $ 725,000 | $ 212,000 |
| Lake County Oregon | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Polk County Oregon | 1 | $ 225,000 | $ 225,000 | $ 136,000 |
| Yamhill County Oregon | 1 | $ 305,000 | $ 305,000 | $ 78,000 |
| Delaware County Pennsylvania | 1 | $ 555,000 | $ 555,000 | $ 188,000 |
| Lehigh County Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 136,000 |
| Anderson County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Horry County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 212,000 |
| Spartanburg County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 60,000 |
| York County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 48,000 |
| Bradley County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 120,000 |
| Dickson County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 193,000 |
| Montgomery County Tennessee | 1 | $ 445,000 | $ 445,000 | $ 179,000 |
| Rhea County Tennessee | 1 | $ 505,000 | $ 505,000 | $ 273,000 |
| Washington County Tennessee | 1 | $ 695,000 | $ 695,000 | $ 240,000 |
| Brazoria County Texas | 1 | $ 425,000 | $ 425,000 | $ 134,000 |
| Caldwell County Texas | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Cherokee County Texas | 1 | $ 245,000 | $ 245,000 | $ 53,000 |
| Gregg County Texas | 1 | $ 175,000 | $ 175,000 | $ 89,000 |
| Johnson County Texas | 1 | $ 375,000 | $ 375,000 | $ 261,000 |
| Llano County Texas | 1 | $ 245,000 | $ 245,000 | $ 150,000 |
| Lubbock County Texas | 1 | $ 645,000 | $ 645,000 | $ 189,000 |
| Midland County Texas | 1 | $ 255,000 | $ 255,000 | $ 115,000 |
| Upshur County Texas | 1 | $ 375,000 | $ 375,000 | $ 87,000 |
| Waller County Texas | 1 | $ 505,000 | $ 505,000 | $ 164,000 |
| Washington County Texas | 1 | $ 125,000 | $ 125,000 | $ 814,000 |
| Wood County Texas | 1 | $ 645,000 | $ 645,000 | $ 347,000 |
| Wasatch County Utah | 1 | $ 445,000 | $ 445,000 | $ 652,000 |
| Charlottesville County Virginia | 1 | $ 415,000 | $ 415,000 | $ 213,000 |
| Chesapeake County Virginia | 1 | $ 355,000 | $ 355,000 | $ 155,000 |
| Halifax County Virginia | 1 | $ 455,000 | $ 455,000 | $ 177,000 |
| Richmond City County Virginia | 1 | $ 805,000 | $ 805,000 | $ 160,000 |
| Rockbridge County Virginia | 1 | $ 325,000 | $ 325,000 | $ 95,000 |
| Spotsylvania County Virginia | 1 | $ 345,000 | $ 345,000 | $ 223,000 |
| Benton County Washington | 1 | $ 475,000 | $ 475,000 | $ 161,000 |
| Franklin County Washington | 1 | $ 455,000 | $ 455,000 | $ 132,000 |
| Grays Harbor County Washington | 1 | $ 465,000 | $ 465,000 | $ 211,000 |
| Island County Washington | 1 | $ 325,000 | $ 325,000 | $ 85,000 |
| San Juan County Washington | 1 | $ 375,000 | $ 375,000 | $ 235,000 |
| Whatcom County Washington | 1 | $ 495,000 | $ 495,000 | $ 289,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,524 | $851,160,000 | $558,000 | $5,865,000 | $199,000 | $5,945,000 |
| Refinancing | 829 | $416,345,000 | $502,000 | $3,255,000 | $167,000 | $2,169,000 |
| Cash-out Refinancing | 5 | $3,345,000 | $669,000 | $985,000 | $201,000 | $300,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 958 | $515,110,000 | $537,000 | $3,505,000 | $177,000 | $2,007,000 |
| White | 581 | $340,225,000 | $585,000 | $5,865,000 | $241,000 | $5,945,000 |
| Not Provided | 491 | $261,355,000 | $532,000 | $4,125,000 | $171,000 | $1,582,000 |
| Hispanic | 222 | $100,990,000 | $454,000 | $1,575,000 | $145,000 | $1,011,000 |
| Black or African American | 37 | $16,545,000 | $447,000 | $935,000 | $154,000 | $471,000 |
| American Indian or Alaskan Native | 4 | $1,880,000 | $470,000 | $545,000 | $153,000 | $189,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,445,000 | $481,000 | $575,000 | $183,000 | $208,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,241 | $1,212,195,000 | $540,000 | $5,865,000 | $192,000 | $5,945,000 |
| FHA-insured (Federal Housing Administration) | 75 | $36,365,000 | $484,000 | $985,000 | $117,000 | $351,000 |
| VA-guaranteed (Veterans Administration) | 42 | $22,290,000 | $530,000 | $1,375,000 | $116,000 | $410,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,507 | $797,145,000 | $528,000 | $5,865,000 | $189,000 | $2,973,000 |
| Application Denied By Financial Institution | 784 | $434,120,000 | $553,000 | $4,125,000 | $185,000 | $5,945,000 |
| Application Withdrawn By Applicant | 38 | $20,830,000 | $548,000 | $1,405,000 | $207,000 | $1,002,000 |
| File Closed For Incompleteness | 15 | $10,055,000 | $670,000 | $3,005,000 | $182,000 | $1,035,000 |
| Application Approved But Not Accepted | 14 | $8,700,000 | $621,000 | $1,465,000 | $204,000 | $595,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,574 | $836,730,000 | $531,000 | $5,865,000 | $189,000 | $2,973,000 |
| Credit Application Incomplete | 494 | $278,360,000 | $563,000 | $4,125,000 | $196,000 | $5,945,000 |
| Other | 156 | $85,220,000 | $546,000 | $3,255,000 | $174,000 | $814,000 |
| Unverifiable Information | 72 | $38,610,000 | $536,000 | $3,005,000 | $185,000 | $1,800,000 |
| Debt-To-Income Ratio | 32 | $18,080,000 | $565,000 | $1,405,000 | $114,000 | $280,000 |
| Collateral | 12 | $4,600,000 | $383,000 | $645,000 | $155,000 | $352,000 |
| Credit History | 11 | $5,585,000 | $507,000 | $1,285,000 | $150,000 | $467,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $2,775,000 | $555,000 | $735,000 | $105,000 | $152,000 |
| Employment History | 2 | $890,000 | $445,000 | $535,000 | $56,000 | $112,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ony Glo, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ony Glo, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.